Net interest income Net fee and commission income Operating income Operating expenses Goodwill, property, plant and equipment and other impairment Net impact of expected credit losses Investment securities Share capital and share premium account Equity attributable to parent including other equity instruments Ordinary share capital and share premium account [member] Preference share capital and share premium account [member] Capital and merger reserves [member] Own credit adjustment reserve [member] Fair value through other comprehensive income reserve - debt [member] Fair value through other comprehensive income reserve - equity [member] Other equity instruments issued, net of expenses Redemption of other equity instruments Dividends recognised as distributions to preference shares and AT1 securities Increase decrease through share buyback Translation adjustment loss from sale of SCB Zimbabwe Limited Translation adjustment loss from sale of SCB Angola S.A. Translation adjustment loss from sale of SCB Sierra Leone Limited Share buyback completed June 2024 Share buyback completed January 2025 Share buyback completed February 2025 Share buyback completed July 2025 Mark-to-market gain on equity instrument Gain on sale of equity investment transferred to retained earnings Reversal of deferred tax liability Gain on sale of equity investment in OCI transferred to retained earnings Capital gain tax Contributions to defined benefit schemes, classified as operating activities UK and overseas taxes paid, classified as operating activities Net cash (used in)/from operating activities Internally generated capitalised software classified as investing activities Disposal of held for sale property, plant and equipment classified as investing activities Net cash from investing activities Cancellation of shares including share buyback classified as financing activities Issue of Additional Tier 1 Capital net of expenses classified as financing activities Redemption of Tier 1 Capital classified as financing activities Interest paid on subordinated liabilities classified as financing activities Repayment of subordinated liabilities classified as financing activities Repayment of senior debts classified as financing activities Interest paid on senior debts classified as financing activities Net cash inflow from Non-controlling interest Net cash (used in)/from financing activities Net (decrease)/increase in cash and cash equivalents Disposal of Standard Chartered Bank Cameroon S.A. Disposal of Standard Chartered Tanzania Nominees Limited - WRB business Disposal of Standard Chartered Bank Gambia Limited Disposal of SCB Zimbabwe Limited Disposal of SCB Angola S.A. Disposal of SCB Sierra Leone Limited Disposal of Shoal Limited Disposal of Autumn Life Pte. Ltd Description of accounting policy for climate impact on the Group's balance sheet Description of accounting policy for debt securities in issue Description of accounting policy for other liabilities Disclosure of legal and regulatory matters Description of accounting policy for legal and regulatory matters Description of accounting policy for subordinated liabilities and other borrowed funds Description of accounting policy for structured entities Disclosure of re-presentation tables of credit risk disclosures by key geography Disclosure of related undertakings of the group explanatory