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   "value": "1. Accounting polic<div class=\"t s5_369\" id=\"t7_369\" style=\"left:224px;bottom:1081px;letter-spacing:-0.2px;display:inline;\">ies </div><div class=\"t s6_369\" id=\"t8_369\" style=\"left:95px;bottom:1054px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Statement of compliance </div><div class=\"t s7_369\" id=\"t9_369\" style=\"left:95px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group \ufb01nancial statements consol</div><div class=\"t s8_369\" id=\"ta_369\" style=\"left:324px;bottom:1036px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idate Standard </div><div class=\"t s8_369\" id=\"tb_369\" style=\"left:95px;bottom:1020px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">Chartered PLC (the Company) and its subsid</div><div class=\"t s7_369\" id=\"tc_369\" style=\"left:357px;bottom:1020px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_369\" id=\"td_369\" style=\"left:372px;bottom:1020px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ies (together </div><div class=\"t s8_369\" id=\"te_369\" style=\"left:95px;bottom:1004px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">referred to as the Group) and equity account the Group\u2019s </div><div class=\"t s8_369\" id=\"tf_369\" style=\"left:95px;bottom:988px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">interests in associates and jo</div><div class=\"t s7_369\" id=\"tg_369\" style=\"left:264px;bottom:988px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">intly controlled ent</div><div class=\"t s8_369\" id=\"th_369\" style=\"left:374px;bottom:988px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"ti_369\" style=\"left:382px;bottom:988px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies. The </div><div class=\"t s7_369\" id=\"tj_369\" style=\"left:95px;bottom:972px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">parent company \ufb01nancial statements present </div><div class=\"t s8_369\" id=\"tk_369\" style=\"left:370px;bottom:972px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_369\" id=\"tl_369\" style=\"left:422px;bottom:972px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_369\" id=\"tm_369\" style=\"left:95px;bottom:956px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">about the Company as a separate entity. </div><div class=\"t s7_369\" id=\"tn_369\" style=\"left:95px;bottom:932px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group \ufb01nancial statements have been prepared </div><div class=\"t s8_369\" id=\"to_369\" style=\"left:410px;bottom:932px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s8_369\" id=\"tp_369\" style=\"left:95px;bottom:916px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">accordance with UK-adopted internat</div><div class=\"t s7_369\" id=\"tq_369\" style=\"left:323px;bottom:916px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ional account</div><div class=\"t s8_369\" id=\"tr_369\" style=\"left:404px;bottom:916px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"ts_369\" style=\"left:95px;bottom:900px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">standards and International Financ</div><div class=\"t s7_369\" id=\"tt_369\" style=\"left:304px;bottom:900px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial Report</div><div class=\"t s8_369\" id=\"tu_369\" style=\"left:361px;bottom:900px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing Standards </div><div class=\"t s8_369\" id=\"tv_369\" style=\"left:95px;bottom:884px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">(IFRS) as adopted by the European Union (EU IFRS). The </div><div class=\"t s7_369\" id=\"tw_369\" style=\"left:95px;bottom:868px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Company \ufb01nancial statements have been prepared </div><div class=\"t s8_369\" id=\"tx_369\" style=\"left:406px;bottom:868px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s8_369\" id=\"ty_369\" style=\"left:95px;bottom:852px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">accordance with UK-adopted internat</div><div class=\"t s7_369\" id=\"tz_369\" style=\"left:323px;bottom:852px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ional account</div><div class=\"t s8_369\" id=\"t10_369\" style=\"left:404px;bottom:852px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t11_369\" style=\"left:95px;bottom:836px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">standards as applied in conformity with section 408 of </div><div class=\"t s8_369\" id=\"t12_369\" style=\"left:95px;bottom:820px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the Companies Act 2006. The \ufb01nanc</div><div class=\"t s7_369\" id=\"t13_369\" style=\"left:311px;bottom:820px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements have </div><div class=\"t s8_369\" id=\"t14_369\" style=\"left:95px;bottom:804px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">been prepared in accordance with the requirements of the </div><div class=\"t s8_369\" id=\"t15_369\" style=\"left:95px;bottom:788px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Companies Act 2006. </div><div class=\"t s8_369\" id=\"t16_369\" style=\"left:95px;bottom:763px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">There are no sign</div><div class=\"t s7_369\" id=\"t17_369\" style=\"left:197px;bottom:763px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">i\ufb01cant d</div><div class=\"t s8_369\" id=\"t18_369\" style=\"left:245px;bottom:763px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifferences between UK-adopted </div><div class=\"t s8_369\" id=\"t19_369\" style=\"left:95px;bottom:747px;letter-spacing:-0.12px;display:inline;\">internat</div><div class=\"t s7_369\" id=\"t1a_369\" style=\"left:143px;bottom:747px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ional account</div><div class=\"t s8_369\" id=\"t1b_369\" style=\"left:224px;bottom:747px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing standards and EU IFRS. </div><div class=\"t s8_369\" id=\"t1c_369\" style=\"left:95px;bottom:723px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following parts of the Risk review and Capital review </div><div class=\"t s7_369\" id=\"t1d_369\" style=\"left:95px;bottom:707px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">form part of these \ufb01nancial statements: </div><div class=\"t s8_369\" id=\"t1e_369\" style=\"left:95px;bottom:683px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">a) Risk review: Disclosures marked as \u2018audited\u2019 from the </div><div class=\"t s8_369\" id=\"t1f_369\" style=\"left:95px;bottom:667px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">start of the Credit Risk section (page 234) to the end of </div><div class=\"t s8_369\" id=\"t1g_369\" style=\"left:95px;bottom:651px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Other princ</div><div class=\"t s7_369\" id=\"t1h_369\" style=\"left:163px;bottom:651px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal r</div><div class=\"t s8_369\" id=\"t1i_369\" style=\"left:192px;bottom:651px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">isks in the same section (page 297). </div><div class=\"t s8_369\" id=\"t1j_369\" style=\"left:95px;bottom:627px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">b) Capital review: Tables marked as \u2018audited\u2019 from the </div><div class=\"t s8_369\" id=\"t1k_369\" style=\"left:95px;bottom:611px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">start of \u2018CRD Capital base\u2019 to the end of \u2018Movement in </div><div class=\"t s8_369\" id=\"t1l_369\" style=\"left:95px;bottom:595px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">total capital\u2019, excluding \u2018Total risk-weighted assets\u2019 </div><div class=\"t s7_369\" id=\"t1m_369\" style=\"left:95px;bottom:579px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">(page 339 to 340). </div><div class=\"t s6_369\" id=\"t1n_369\" style=\"left:95px;bottom:547px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Basis of preparation </div><div class=\"t s8_369\" id=\"t1o_369\" style=\"left:95px;bottom:529px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The consolidated and Company \ufb01nanc</div><div class=\"t s7_369\" id=\"t1p_369\" style=\"left:327px;bottom:529px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements have </div><div class=\"t s8_369\" id=\"t1q_369\" style=\"left:95px;bottom:513px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">been prepared on a going concern basis and under the </div><div class=\"t s8_369\" id=\"t1r_369\" style=\"left:95px;bottom:497px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t s7_369\" id=\"t1s_369\" style=\"left:128px;bottom:497px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ical cost convent</div><div class=\"t s8_369\" id=\"t1t_369\" style=\"left:227px;bottom:497px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, as modif</div><div class=\"t s7_369\" id=\"t1u_369\" style=\"left:302px;bottom:497px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied by the revaluat</div><div class=\"t s8_369\" id=\"t1v_369\" style=\"left:412px;bottom:497px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t s8_369\" id=\"t1w_369\" style=\"left:95px;bottom:481px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">of cash-settled share-based payments, fair value through </div><div class=\"t s8_369\" id=\"t1x_369\" style=\"left:95px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">other comprehensive income, and \ufb01nanc</div><div class=\"t s7_369\" id=\"t1y_369\" style=\"left:336px;bottom:465px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets and </div><div class=\"t s8_369\" id=\"t1z_369\" style=\"left:95px;bottom:449px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_369\" id=\"t20_369\" style=\"left:117px;bottom:449px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t21_369\" style=\"left:123px;bottom:449px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t22_369\" style=\"left:131px;bottom:449px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies ( </div><div class=\"t s8_369\" id=\"t23_369\" style=\"left:154px;bottom:449px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_369\" id=\"t24_369\" style=\"left:189px;bottom:449px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing der</div><div class=\"t s8_369\" id=\"t25_369\" style=\"left:230px;bottom:449px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s7_369\" id=\"t26_369\" style=\"left:253px;bottom:449px;letter-spacing:-0.3px;word-spacing:0.04px;display:inline;\">ives) at fa</div><div class=\"t s8_369\" id=\"t27_369\" style=\"left:310px;bottom:449px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ir value through pro\ufb01t </div><div class=\"t s7_369\" id=\"t28_369\" style=\"left:95px;bottom:432px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">or loss. </div><div class=\"t s8_369\" id=\"t29_369\" style=\"left:95px;bottom:408px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The consolidated \ufb01nanc</div><div class=\"t s7_369\" id=\"t2a_369\" style=\"left:239px;bottom:408px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements are presented </div><div class=\"t s8_369\" id=\"t2b_369\" style=\"left:412px;bottom:408px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s8_369\" id=\"t2c_369\" style=\"left:95px;bottom:392px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">United States dollars ($), being the presentation currency </div><div class=\"t s8_369\" id=\"t2d_369\" style=\"left:95px;bottom:376px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the Group and functional currency of the Company, and </div><div class=\"t s8_369\" id=\"t2e_369\" style=\"left:95px;bottom:360px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">all values are rounded to the nearest mill</div><div class=\"t s7_369\" id=\"t2f_369\" style=\"left:334px;bottom:360px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion dollars, except </div><div class=\"t s8_369\" id=\"t2g_369\" style=\"left:95px;bottom:344px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">when otherwise ind</div><div class=\"t s7_369\" id=\"t2h_369\" style=\"left:211px;bottom:344px;letter-spacing:-0.14px;display:inline;\">icated. </div><div class=\"t s6_369\" id=\"t2i_369\" style=\"left:95px;bottom:312px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s9_369\" id=\"t2j_369\" style=\"left:122px;bottom:312px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">i\ufb01cant and other account</div><div class=\"t s6_369\" id=\"t2k_369\" style=\"left:275px;bottom:312px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing estimates and judgement </div><div class=\"t s8_369\" id=\"t2l_369\" style=\"left:95px;bottom:294px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t s7_369\" id=\"t2m_369\" style=\"left:163px;bottom:294px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing the carry</div><div class=\"t s8_369\" id=\"t2n_369\" style=\"left:237px;bottom:294px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing amounts of certain assets and </div><div class=\"t s8_369\" id=\"t2o_369\" style=\"left:95px;bottom:278px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_369\" id=\"t2p_369\" style=\"left:117px;bottom:278px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t2q_369\" style=\"left:123px;bottom:278px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t2r_369\" style=\"left:131px;bottom:278px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies, the Group makes assumpt</div><div class=\"t s8_369\" id=\"t2s_369\" style=\"left:308px;bottom:278px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ions of the effects of </div><div class=\"t s8_369\" id=\"t2t_369\" style=\"left:95px;bottom:262px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">uncertain future events on those assets and liab</div><div class=\"t s7_369\" id=\"t2u_369\" style=\"left:378px;bottom:262px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t2v_369\" style=\"left:384px;bottom:262px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t2w_369\" style=\"left:391px;bottom:262px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies at the </div><div class=\"t s8_369\" id=\"t2x_369\" style=\"left:95px;bottom:246px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">balance sheet date. The Group\u2019s estimates and assumptions </div><div class=\"t s8_369\" id=\"t2y_369\" style=\"left:95px;bottom:230px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are based on histor</div><div class=\"t s7_369\" id=\"t2z_369\" style=\"left:209px;bottom:230px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical exper</div><div class=\"t s8_369\" id=\"t30_369\" style=\"left:266px;bottom:230px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ience and expectation of future </div><div class=\"t s8_369\" id=\"t31_369\" style=\"left:95px;bottom:214px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">events and are reviewed period</div><div class=\"t s7_369\" id=\"t32_369\" style=\"left:282px;bottom:214px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ically. Further </div><div class=\"t s8_369\" id=\"t33_369\" style=\"left:361px;bottom:214px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_369\" id=\"t34_369\" style=\"left:413px;bottom:214px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_369\" id=\"t35_369\" style=\"left:95px;bottom:198px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">about key assumptions concerning the future, and other key </div><div class=\"t s8_369\" id=\"t36_369\" style=\"left:95px;bottom:182px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">sources of estimat</div><div class=\"t s7_369\" id=\"t37_369\" style=\"left:203px;bottom:182px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t s8_369\" id=\"t38_369\" style=\"left:270px;bottom:182px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">inty and judgement, are set </div><div class=\"t s8_369\" id=\"t39_369\" style=\"left:95px;bottom:166px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">out in the relevant disclosure notes for the areas set out </div><div class=\"t s8_369\" id=\"t3a_369\" style=\"left:95px;bottom:150px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">under the relevant headings below: </div><div class=\"t s6_369\" id=\"t3b_369\" style=\"left:472px;bottom:1054px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s9_369\" id=\"t3c_369\" style=\"left:499px;bottom:1054px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">i\ufb01cant account</div><div class=\"t s6_369\" id=\"t3d_369\" style=\"left:590px;bottom:1054px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ing estimates and crit</div><div class=\"t s9_369\" id=\"t3e_369\" style=\"left:721px;bottom:1054px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ical judgements </div><div class=\"t s8_369\" id=\"t3f_369\" style=\"left:472px;bottom:1036px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s7_369\" id=\"t3g_369\" style=\"left:497px;bottom:1036px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t3h_369\" style=\"left:586px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing estimates and judgements represent </div><div class=\"t s8_369\" id=\"t3i_369\" style=\"left:472px;bottom:1020px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">those items which have a sign</div><div class=\"t s7_369\" id=\"t3j_369\" style=\"left:648px;bottom:1020px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">i\ufb01cant r</div><div class=\"t s8_369\" id=\"t3k_369\" style=\"left:693px;bottom:1020px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">isk of causing a </div><div class=\"t s8_369\" id=\"t3l_369\" style=\"left:472px;bottom:1004px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">material adjustment to the carrying amounts of assets </div><div class=\"t s8_369\" id=\"t3m_369\" style=\"left:472px;bottom:988px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t s7_369\" id=\"t3n_369\" style=\"left:521px;bottom:988px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t3o_369\" style=\"left:526px;bottom:988px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t3p_369\" style=\"left:534px;bottom:988px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s8_369\" id=\"t3q_369\" style=\"left:563px;bottom:988px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s7_369\" id=\"t3r_369\" style=\"left:579px;bottom:988px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">in the next year. S</div><div class=\"t s8_369\" id=\"t3s_369\" style=\"left:681px;bottom:988px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s7_369\" id=\"t3t_369\" style=\"left:699px;bottom:988px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t3u_369\" style=\"left:788px;bottom:988px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t3v_369\" style=\"left:472px;bottom:972px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">estimates and judgements are: </div><div class=\"t s7_369\" id=\"t3w_369\" style=\"left:472px;bottom:948px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t3x_369\" style=\"left:485px;bottom:948px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Expected credit loss calculations (Note 8) </div><div class=\"t s7_369\" id=\"t3y_369\" style=\"left:472px;bottom:924px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t3z_369\" style=\"left:485px;bottom:924px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s7_369\" id=\"t40_369\" style=\"left:524px;bottom:924px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_369\" id=\"t41_369\" style=\"left:541px;bottom:924px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments measured at fair value (Note 13) </div><div class=\"t s7_369\" id=\"t42_369\" style=\"left:472px;bottom:900px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t43_369\" style=\"left:485px;bottom:900px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Investments in subsid</div><div class=\"t s7_369\" id=\"t44_369\" style=\"left:611px;bottom:900px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s8_369\" id=\"t45_369\" style=\"left:690px;bottom:900px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ings, jo</div><div class=\"t s7_369\" id=\"t46_369\" style=\"left:730px;bottom:900px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t s8_369\" id=\"t47_369\" style=\"left:485px;bottom:884px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and associates \u2013 China Bohai associate accounting and </div><div class=\"t s8_369\" id=\"t48_369\" style=\"left:485px;bottom:868px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_369\" id=\"t49_369\" style=\"left:516px;bottom:868px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment analys</div><div class=\"t s8_369\" id=\"t4a_369\" style=\"left:597px;bottom:868px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">is (Note 32) </div><div class=\"t s6_369\" id=\"t4b_369\" style=\"left:472px;bottom:836px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Other areas of accounting estimate and judgement </div><div class=\"t s8_369\" id=\"t4c_369\" style=\"left:472px;bottom:817px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Other areas of accounting estimate and judgement do not </div><div class=\"t s7_369\" id=\"t4d_369\" style=\"left:472px;bottom:801px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">meet the de\ufb01nit</div><div class=\"t s8_369\" id=\"t4e_369\" style=\"left:567px;bottom:801px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion under IAS 1 of sign</div><div class=\"t s7_369\" id=\"t4f_369\" style=\"left:693px;bottom:801px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t4g_369\" style=\"left:782px;bottom:801px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t4h_369\" style=\"left:472px;bottom:785px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">estimates or crit</div><div class=\"t s7_369\" id=\"t4i_369\" style=\"left:566px;bottom:785px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ical account</div><div class=\"t s8_369\" id=\"t4j_369\" style=\"left:638px;bottom:785px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing judgements, but the </div><div class=\"t s8_369\" id=\"t4k_369\" style=\"left:472px;bottom:769px;letter-spacing:-0.15px;display:inline;\">recognit</div><div class=\"t s7_369\" id=\"t4l_369\" style=\"left:521px;bottom:769px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of certa</div><div class=\"t s8_369\" id=\"t4m_369\" style=\"left:588px;bottom:769px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in material assets and liab</div><div class=\"t s7_369\" id=\"t4n_369\" style=\"left:744px;bottom:769px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t4o_369\" style=\"left:749px;bottom:769px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t4p_369\" style=\"left:757px;bottom:769px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s8_369\" id=\"t4q_369\" style=\"left:472px;bottom:753px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">based on assumptions and/or are subject to long-term </div><div class=\"t s8_369\" id=\"t4r_369\" style=\"left:472px;bottom:737px;letter-spacing:-0.13px;display:inline;\">uncertaint</div><div class=\"t s7_369\" id=\"t4s_369\" style=\"left:534px;bottom:737px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The other areas of account</div><div class=\"t s8_369\" id=\"t4t_369\" style=\"left:715px;bottom:737px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing estimate and </div><div class=\"t s7_369\" id=\"t4u_369\" style=\"left:472px;bottom:721px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">judgement are: </div><div class=\"t s8_369\" id=\"t4v_369\" style=\"left:472px;bottom:697px;letter-spacing:-0.29px;word-spacing:2.01px;display:inline;\">\u2022 Taxation (Note 10) </div><div class=\"t s7_369\" id=\"t4w_369\" style=\"left:472px;bottom:673px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t4x_369\" style=\"left:485px;bottom:673px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Goodwill impa</div><div class=\"t s7_369\" id=\"t4y_369\" style=\"left:572px;bottom:673px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment (Note 17) </div><div class=\"t s7_369\" id=\"t4z_369\" style=\"left:472px;bottom:649px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t50_369\" style=\"left:485px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t s7_369\" id=\"t51_369\" style=\"left:642px;bottom:649px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ions (Note 30) </div><div class=\"t s7_369\" id=\"t52_369\" style=\"left:472px;bottom:625px;display:inline;\">\u2022 </div><div class=\"t s7_369\" id=\"t53_369\" style=\"left:485px;bottom:625px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Share-based payments (Note 31) </div><div class=\"t s6_369\" id=\"t54_369\" style=\"left:472px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Climate impact on the Group\u2019s balance sheet </div><div class=\"t s8_369\" id=\"t55_369\" style=\"left:472px;bottom:575px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Climate, and the impact of climate on the Group\u2019s balance </div><div class=\"t s8_369\" id=\"t56_369\" style=\"left:472px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">sheet is considered as an area of sign</div><div class=\"t s7_369\" id=\"t57_369\" style=\"left:692px;bottom:559px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t58_369\" style=\"left:780px;bottom:559px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t59_369\" style=\"left:472px;bottom:543px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimate and judgment through the uncertainty of future </div><div class=\"t s8_369\" id=\"t5a_369\" style=\"left:472px;bottom:527px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">events and the impact of that uncertainty on the Group\u2019s </div><div class=\"t s8_369\" id=\"t5b_369\" style=\"left:472px;bottom:511px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">assets and liab</div><div class=\"t s7_369\" id=\"t5c_369\" style=\"left:561px;bottom:511px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t5d_369\" style=\"left:567px;bottom:511px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t5e_369\" style=\"left:574px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. It </div><div class=\"t s8_369\" id=\"t5f_369\" style=\"left:606px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is noted that although not currently </div><div class=\"t s8_369\" id=\"t5g_369\" style=\"left:472px;bottom:494px;letter-spacing:-0.13px;display:inline;\">quantitat</div><div class=\"t s7_369\" id=\"t5h_369\" style=\"left:529px;bottom:494px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ively mater</div><div class=\"t s8_369\" id=\"t5i_369\" style=\"left:594px;bottom:494px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial, the Group considers climate to be </div><div class=\"t s8_369\" id=\"t5j_369\" style=\"left:472px;bottom:478px;letter-spacing:-0.15px;display:inline;\">qualitat</div><div class=\"t s7_369\" id=\"t5k_369\" style=\"left:519px;bottom:478px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ively mater</div><div class=\"t s8_369\" id=\"t5l_369\" style=\"left:585px;bottom:478px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial to the Group. </div><div class=\"t s8_369\" id=\"t5m_369\" style=\"left:472px;bottom:454px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group has assessed the impact of climate risk on the </div><div class=\"t s7_369\" id=\"t5n_369\" style=\"left:472px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">\ufb01nancial report. Th</div><div class=\"t s8_369\" id=\"t5o_369\" style=\"left:584px;bottom:438px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is is set out with</div><div class=\"t s7_369\" id=\"t5p_369\" style=\"left:675px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the Susta</div><div class=\"t s8_369\" id=\"t5q_369\" style=\"left:743px;bottom:438px;letter-spacing:-0.16px;display:inline;\">inab</div><div class=\"t s7_369\" id=\"t5r_369\" style=\"left:770px;bottom:438px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t5s_369\" style=\"left:776px;bottom:438px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_369\" id=\"t5t_369\" style=\"left:472px;bottom:422px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Review chapter which incorporates the Group\u2019s Climate- </div><div class=\"t s8_369\" id=\"t5u_369\" style=\"left:472px;bottom:406px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">related Financ</div><div class=\"t s7_369\" id=\"t5v_369\" style=\"left:557px;bottom:406px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial D</div><div class=\"t s8_369\" id=\"t5w_369\" style=\"left:584px;bottom:406px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isclosures which align with the </div><div class=\"t s8_369\" id=\"t5x_369\" style=\"left:472px;bottom:390px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">recommendations from the Task Force for Climate related </div><div class=\"t s8_369\" id=\"t5y_369\" style=\"left:472px;bottom:374px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s7_369\" id=\"t5z_369\" style=\"left:511px;bottom:374px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial D</div><div class=\"t s8_369\" id=\"t60_369\" style=\"left:538px;bottom:374px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isclosures (TCFD). Further risk disclosure has been </div><div class=\"t s8_369\" id=\"t61_369\" style=\"left:472px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">provided in the Princ</div><div class=\"t s7_369\" id=\"t62_369\" style=\"left:592px;bottom:358px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal R</div><div class=\"t s8_369\" id=\"t63_369\" style=\"left:625px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isks and Uncertaint</div><div class=\"t s7_369\" id=\"t64_369\" style=\"left:739px;bottom:358px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies sect</div><div class=\"t s8_369\" id=\"t65_369\" style=\"left:782px;bottom:358px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of </div><div class=\"t s8_369\" id=\"t66_369\" style=\"left:472px;bottom:342px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Annual Report where the Group has described how it </div><div class=\"t s8_369\" id=\"t67_369\" style=\"left:472px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">manages climate risk as an Integrated Risk Type. </div><div class=\"t sa_369\" id=\"t68_369\" style=\"left:87px;bottom:1155px;letter-spacing:-1.1px;word-spacing:0.22px;display:inline;\"> </div><div></div><div class=\"t s5_370\" id=\"t7_370\" style=\"left:69px;bottom:1180px;letter-spacing:-0.25px;word-spacing:-0.05px;display:inline;\"></div><div class=\"t s6_370\" id=\"t8_370\" style=\"left:207px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s7_370\" id=\"t9_370\" style=\"left:230px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_370\" id=\"ta_370\" style=\"left:78px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The areas of impact where judgements and the use of </div><div class=\"t s8_370\" id=\"tb_370\" style=\"left:78px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">estimates have been applied were credit risk and the impact </div><div class=\"t s8_370\" id=\"tc_370\" style=\"left:78px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on lending portfolios; ESG features with</div><div class=\"t s9_370\" id=\"td_370\" style=\"left:310px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s8_370\" id=\"te_370\" style=\"left:323px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">issued loans and </div><div class=\"t s8_370\" id=\"tf_370\" style=\"left:78px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bonds; physical risk on our mortgage lending portfolio; and, </div><div class=\"t s8_370\" id=\"tg_370\" style=\"left:78px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the corporate plan, in respect of which forward looking </div><div class=\"t s8_370\" id=\"th_370\" style=\"left:78px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">cash \ufb02ows impact the recoverabil</div><div class=\"t s9_370\" id=\"ti_370\" style=\"left:276px;bottom:1074px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity of certa</div><div class=\"t s8_370\" id=\"tj_370\" style=\"left:339px;bottom:1074px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">in assets, </div><div class=\"t s8_370\" id=\"tk_370\" style=\"left:78px;bottom:1058px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_370\" id=\"tl_370\" style=\"left:113px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing of goodw</div><div class=\"t s8_370\" id=\"tm_370\" style=\"left:192px;bottom:1058px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ill, deferred tax assets and investments </div><div class=\"t s8_370\" id=\"tn_370\" style=\"left:78px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in subsid</div><div class=\"t s9_370\" id=\"to_370\" style=\"left:129px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s8_370\" id=\"tp_370\" style=\"left:208px;bottom:1042px;letter-spacing:-0.1px;display:inline;\">ings. </div><div class=\"t s8_370\" id=\"tq_370\" style=\"left:78px;bottom:1018px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">This assessment on the corporate loan portfolio was </div><div class=\"t s8_370\" id=\"tr_370\" style=\"left:78px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">undertaken by consider</div><div class=\"t s9_370\" id=\"ts_370\" style=\"left:217px;bottom:1002px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the matur</div><div class=\"t s8_370\" id=\"tt_370\" style=\"left:298px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity pro\ufb01le of the loan </div><div class=\"t s8_370\" id=\"tu_370\" style=\"left:78px;bottom:986px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">portfolio which is major</div><div class=\"t s9_370\" id=\"tv_370\" style=\"left:216px;bottom:986px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ity shorter term. Trans</div><div class=\"t s8_370\" id=\"tw_370\" style=\"left:344px;bottom:986px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_370\" id=\"tx_370\" style=\"left:351px;bottom:986px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"ty_370\" style=\"left:377px;bottom:986px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">isk, as our </div><div class=\"t s8_370\" id=\"tz_370\" style=\"left:78px;bottom:970px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">clients move to lower carbon emitt</div><div class=\"t s9_370\" id=\"t10_370\" style=\"left:282px;bottom:970px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ing revenues, (e</div><div class=\"t s8_370\" id=\"t11_370\" style=\"left:373px;bottom:970px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ither by </div><div class=\"t s8_370\" id=\"t12_370\" style=\"left:78px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">virtue of legislat</div><div class=\"t s9_370\" id=\"t13_370\" style=\"left:172px;bottom:953px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion or chang</div><div class=\"t s8_370\" id=\"t14_370\" style=\"left:246px;bottom:953px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing end customer preference) is </div><div class=\"t s8_370\" id=\"t15_370\" style=\"left:78px;bottom:937px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered with reference to client transit</div><div class=\"t s9_370\" id=\"t16_370\" style=\"left:322px;bottom:937px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pathways and </div><div class=\"t s8_370\" id=\"t17_370\" style=\"left:78px;bottom:921px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">manifests over a longer term than the maturity of the loan </div><div class=\"t s8_370\" id=\"t18_370\" style=\"left:78px;bottom:905px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">book (up to 2050). The setting of net zero targets for our high </div><div class=\"t s8_370\" id=\"t19_370\" style=\"left:78px;bottom:889px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">carbon sectors, which as of this annual report covers </div><div class=\"t s8_370\" id=\"t1a_370\" style=\"left:78px;bottom:873px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">11 of the 12 high carbon sectors as mandated by the Net Zero </div><div class=\"t s8_370\" id=\"t1b_370\" style=\"left:78px;bottom:857px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking Alliance, manages transit</div><div class=\"t s9_370\" id=\"t1c_370\" style=\"left:280px;bottom:857px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"t1d_370\" style=\"left:305px;bottom:857px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isk. Net zero targets </div><div class=\"t s8_370\" id=\"t1e_370\" style=\"left:78px;bottom:841px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">enable the portfolio managers to work with our clients on </div><div class=\"t s8_370\" id=\"t1f_370\" style=\"left:78px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">their transit</div><div class=\"t s9_370\" id=\"t1g_370\" style=\"left:146px;bottom:825px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion, deploy cap</div><div class=\"t s8_370\" id=\"t1h_370\" style=\"left:235px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ital to those clients which are </div><div class=\"t s8_370\" id=\"t1i_370\" style=\"left:78px;bottom:809px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">engaged and have adequate transit</div><div class=\"t s9_370\" id=\"t1j_370\" style=\"left:295px;bottom:809px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pathways, and ex</div><div class=\"t s8_370\" id=\"t1k_370\" style=\"left:421px;bottom:809px;letter-spacing:-0.17px;display:inline;\">it </div><div class=\"t s8_370\" id=\"t1l_370\" style=\"left:78px;bottom:793px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">clients that refuse to work with the Group on moving from </div><div class=\"t s8_370\" id=\"t1m_370\" style=\"left:78px;bottom:777px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a high carbon present to a low carbon future. All of these </div><div class=\"t s8_370\" id=\"t1n_370\" style=\"left:78px;bottom:761px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">actions manage the Group\u2019s transit</div><div class=\"t s9_370\" id=\"t1o_370\" style=\"left:286px;bottom:761px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"t1p_370\" style=\"left:311px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isk and engage </div><div class=\"t s8_370\" id=\"t1q_370\" style=\"left:78px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">clients before transit</div><div class=\"t s9_370\" id=\"t1r_370\" style=\"left:199px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"t1s_370\" style=\"left:224px;bottom:745px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">isk manifests itself into credit losses. </div><div class=\"t s8_370\" id=\"t1t_370\" style=\"left:78px;bottom:721px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Physical risk is already included with</div><div class=\"t s9_370\" id=\"t1u_370\" style=\"left:289px;bottom:721px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the majority of our </div><div class=\"t s8_370\" id=\"t1v_370\" style=\"left:78px;bottom:705px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">mortgage lending decis</div><div class=\"t s9_370\" id=\"t1w_370\" style=\"left:219px;bottom:705px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions, and we have appl</div><div class=\"t s8_370\" id=\"t1x_370\" style=\"left:355px;bottom:705px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ied scenario </div><div class=\"t s8_370\" id=\"t1y_370\" style=\"left:78px;bottom:689px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">analysis against the pathways of different temperature </div><div class=\"t s8_370\" id=\"t1z_370\" style=\"left:78px;bottom:673px;letter-spacing:-0.15px;display:inline;\">addit</div><div class=\"t s9_370\" id=\"t20_370\" style=\"left:110px;bottom:673px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ions and country pol</div><div class=\"t s8_370\" id=\"t21_370\" style=\"left:230px;bottom:673px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icy scenarios. We also assess </div><div class=\"t s8_370\" id=\"t22_370\" style=\"left:78px;bottom:657px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the impact of climate risk on the classif</div><div class=\"t s9_370\" id=\"t23_370\" style=\"left:307px;bottom:657px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_370\" id=\"t24_370\" style=\"left:329px;bottom:657px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of \ufb01nanc</div><div class=\"t s9_370\" id=\"t25_370\" style=\"left:402px;bottom:657px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_370\" id=\"t26_370\" style=\"left:78px;bottom:641px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">instruments under IFRS 9, when Environmental, Sustainab</div><div class=\"t s9_370\" id=\"t27_370\" style=\"left:414px;bottom:641px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_370\" id=\"t28_370\" style=\"left:420px;bottom:641px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_370\" id=\"t29_370\" style=\"left:78px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">or Governance (ESG) triggers may affect the cash \ufb02ows </div><div class=\"t s8_370\" id=\"t2a_370\" style=\"left:78px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">received by the Group under the contractual terms of </div><div class=\"t s8_370\" id=\"t2b_370\" style=\"left:78px;bottom:593px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">the instrument. </div><div class=\"t s8_370\" id=\"t2c_370\" style=\"left:78px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group Climate Risk team have performed a quantitat</div><div class=\"t s9_370\" id=\"t2d_370\" style=\"left:420px;bottom:568px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_370\" id=\"t2e_370\" style=\"left:78px;bottom:552px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">assessment of the impact of climate risk on the IFRS 9 ECL </div><div class=\"t s8_370\" id=\"t2f_370\" style=\"left:78px;bottom:536px;letter-spacing:-0.16px;display:inline;\">provis</div><div class=\"t s9_370\" id=\"t2g_370\" style=\"left:113px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion. Th</div><div class=\"t s8_370\" id=\"t2h_370\" style=\"left:152px;bottom:536px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">is assessment has been performed across </div><div class=\"t s8_370\" id=\"t2i_370\" style=\"left:78px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">both the CCIB and CPBB portfolios. The Climate risk impact </div><div class=\"t s8_370\" id=\"t2j_370\" style=\"left:78px;bottom:504px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assessment on IFRS 9 business as usual ECL has been </div><div class=\"t s8_370\" id=\"t2k_370\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">conducted based on newly developed internal climate risk </div><div class=\"t s8_370\" id=\"t2l_370\" style=\"left:78px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">models for four Corporate sectors (Oil and Gas, Power, Steel </div><div class=\"t s8_370\" id=\"t2m_370\" style=\"left:78px;bottom:456px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">and Min</div><div class=\"t s9_370\" id=\"t2n_370\" style=\"left:127px;bottom:456px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing) and Sovere</div><div class=\"t s8_370\" id=\"t2o_370\" style=\"left:220px;bottom:456px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">igns, whilst the top-down approach </div><div class=\"t s8_370\" id=\"t2p_370\" style=\"left:78px;bottom:440px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">developed in 2022 was used for the remain</div><div class=\"t s9_370\" id=\"t2q_370\" style=\"left:330px;bottom:440px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing portfol</div><div class=\"t s8_370\" id=\"t2r_370\" style=\"left:392px;bottom:440px;letter-spacing:-0.09px;display:inline;\">ios. </div><div class=\"t s8_370\" id=\"t2s_370\" style=\"left:78px;bottom:424px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The impact assessment resulted in a marginal ECL increase </div><div class=\"t s8_370\" id=\"t2t_370\" style=\"left:78px;bottom:408px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">across CCIB and CPBB, which will not be recorded as an </div><div class=\"t s9_370\" id=\"t2u_370\" style=\"left:78px;bottom:392px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">overlay for the 2023 year end. </div><div class=\"t s9_370\" id=\"t2v_370\" style=\"left:455px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s corporate plan has a 5 year outlook and </div><div class=\"t s8_370\" id=\"t2w_370\" style=\"left:455px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">considers the high carbon sectors the Group \ufb01nances. </div><div class=\"t s9_370\" id=\"t2x_370\" style=\"left:455px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The majority of the Group h</div><div class=\"t s8_370\" id=\"t2y_370\" style=\"left:618px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">igh carbon sector targets are </div><div class=\"t s8_370\" id=\"t2z_370\" style=\"left:455px;bottom:1106px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">production/physical intens</div><div class=\"t s9_370\" id=\"t30_370\" style=\"left:612px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_370\" id=\"t31_370\" style=\"left:620px;bottom:1106px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies which allow continued levels </div><div class=\"t s8_370\" id=\"t32_370\" style=\"left:455px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of lending as long as the products the client produce have </div><div class=\"t s8_370\" id=\"t33_370\" style=\"left:455px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a decreasing carbon cost. For Coal Min</div><div class=\"t s9_370\" id=\"t34_370\" style=\"left:684px;bottom:1074px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing and O</div><div class=\"t s8_370\" id=\"t35_370\" style=\"left:743px;bottom:1074px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">il and Gas, </div><div class=\"t s8_370\" id=\"t36_370\" style=\"left:455px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these sectors have absolute targets which represent a </div><div class=\"t s8_370\" id=\"t37_370\" style=\"left:455px;bottom:1042px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">decreasing carbon budget. Coal Min</div><div class=\"t s9_370\" id=\"t38_370\" style=\"left:672px;bottom:1042px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_370\" id=\"t39_370\" style=\"left:693px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is an immater</div><div class=\"t s9_370\" id=\"t3a_370\" style=\"left:774px;bottom:1042px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_370\" id=\"t3b_370\" style=\"left:455px;bottom:1026px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">book, whilst for Oil and Gas lending is being actively </div><div class=\"t s8_370\" id=\"t3c_370\" style=\"left:455px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">monitored towards lower carbon counterparties and </div><div class=\"t s8_370\" id=\"t3d_370\" style=\"left:455px;bottom:994px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">technologies. The corporate plan is shorter term than many </div><div class=\"t s8_370\" id=\"t3e_370\" style=\"left:455px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">of the climate scenario outlooks but seeks to capture the </div><div class=\"t s8_370\" id=\"t3f_370\" style=\"left:455px;bottom:962px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">nearer term performance as required by recoverabil</div><div class=\"t s9_370\" id=\"t3g_370\" style=\"left:760px;bottom:962px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t s8_370\" id=\"t3h_370\" style=\"left:455px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">models. The Group has for the second time in the 2024 </div><div class=\"t s8_370\" id=\"t3i_370\" style=\"left:455px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">corporate plan included antic</div><div class=\"t s9_370\" id=\"t3j_370\" style=\"left:630px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipated ECL charges l</div><div class=\"t s8_370\" id=\"t3k_370\" style=\"left:751px;bottom:929px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">inked to </div><div class=\"t s8_370\" id=\"t3l_370\" style=\"left:455px;bottom:913px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">climate for four sectors (Oil and Gas, Metals and Min</div><div class=\"t s9_370\" id=\"t3m_370\" style=\"left:765px;bottom:913px;letter-spacing:-0.13px;display:inline;\">ing, </div><div class=\"t s8_370\" id=\"t3n_370\" style=\"left:455px;bottom:897px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">Power and Transport excluding Aviat</div><div class=\"t s9_370\" id=\"t3o_370\" style=\"left:672px;bottom:897px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion) over the 5 years. </div><div class=\"t s8_370\" id=\"t3p_370\" style=\"left:455px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">This addit</div><div class=\"t s9_370\" id=\"t3q_370\" style=\"left:514px;bottom:881px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of ECL has not </div><div class=\"t s8_370\" id=\"t3r_370\" style=\"left:622px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in itself, impacted the </div><div class=\"t s8_370\" id=\"t3s_370\" style=\"left:455px;bottom:865px;letter-spacing:-0.19px;display:inline;\">recoverabil</div><div class=\"t s9_370\" id=\"t3t_370\" style=\"left:520px;bottom:865px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of assets supported by d</div><div class=\"t s8_370\" id=\"t3u_370\" style=\"left:682px;bottom:865px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iscounted cash </div><div class=\"t s8_370\" id=\"t3v_370\" style=\"left:455px;bottom:849px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">\ufb02ow models (such as Value in Use) which util</div><div class=\"t s9_370\" id=\"t3w_370\" style=\"left:715px;bottom:849px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ise the </div><div class=\"t s9_370\" id=\"t3x_370\" style=\"left:455px;bottom:833px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Corporate plan. </div><div class=\"t s8_370\" id=\"t3y_370\" style=\"left:455px;bottom:809px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">The Group has further progressively strengthened its </div><div class=\"t s8_370\" id=\"t3z_370\" style=\"left:455px;bottom:793px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">scenario analysis capabil</div><div class=\"t s9_370\" id=\"t40_370\" style=\"left:603px;bottom:793px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_370\" id=\"t41_370\" style=\"left:610px;bottom:793px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies with the modelling of Climate </div><div class=\"t s8_370\" id=\"t42_370\" style=\"left:455px;bottom:777px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Risk impact over a 30-year period across multiple dimens</div><div class=\"t s9_370\" id=\"t43_370\" style=\"left:789px;bottom:777px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s8_370\" id=\"t44_370\" style=\"left:455px;bottom:761px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_370\" id=\"t45_370\" style=\"left:490px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing scenar</div><div class=\"t s8_370\" id=\"t46_370\" style=\"left:551px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">io data and pathways. This has been </div><div class=\"t s8_370\" id=\"t47_370\" style=\"left:455px;bottom:745px;letter-spacing:-0.19px;display:inline;\">lim</div><div class=\"t s9_370\" id=\"t48_370\" style=\"left:472px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ited by ava</div><div class=\"t s8_370\" id=\"t49_370\" style=\"left:538px;bottom:745px;letter-spacing:-0.17px;display:inline;\">ilab</div><div class=\"t s9_370\" id=\"t4a_370\" style=\"left:560px;bottom:745px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_370\" id=\"t4b_370\" style=\"left:566px;bottom:745px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ity of client-specif</div><div class=\"t s9_370\" id=\"t4c_370\" style=\"left:669px;bottom:745px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ic data, and modell</div><div class=\"t s8_370\" id=\"t4d_370\" style=\"left:784px;bottom:745px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_370\" id=\"t4e_370\" style=\"left:455px;bottom:729px;letter-spacing:-0.19px;display:inline;\">lim</div><div class=\"t s9_370\" id=\"t4f_370\" style=\"left:472px;bottom:729px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t s8_370\" id=\"t4g_370\" style=\"left:493px;bottom:729px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions which have required judgements to be made </div><div class=\"t s8_370\" id=\"t4h_370\" style=\"left:455px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">around scenarios chosen, regression and proxies used. </div><div class=\"t s8_370\" id=\"t4i_370\" style=\"left:455px;bottom:697px;letter-spacing:-0.07px;display:inline;\">Notwithstand</div><div class=\"t s9_370\" id=\"t4j_370\" style=\"left:538px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing these challenges, our work to date, us</div><div class=\"t s8_370\" id=\"t4k_370\" style=\"left:780px;bottom:697px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_370\" id=\"t4l_370\" style=\"left:455px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">certain assumptions and proxies, ind</div><div class=\"t s9_370\" id=\"t4m_370\" style=\"left:670px;bottom:681px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icates that our bus</div><div class=\"t s8_370\" id=\"t4n_370\" style=\"left:780px;bottom:681px;letter-spacing:-0.1px;display:inline;\">iness </div><div class=\"t s8_370\" id=\"t4o_370\" style=\"left:455px;bottom:665px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is resil</div><div class=\"t s9_370\" id=\"t4p_370\" style=\"left:489px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ient to all Network of Central Banks and Superv</div><div class=\"t s8_370\" id=\"t4q_370\" style=\"left:768px;bottom:665px;letter-spacing:-0.06px;display:inline;\">isors </div><div class=\"t s8_370\" id=\"t4r_370\" style=\"left:455px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for Greening the Financ</div><div class=\"t s9_370\" id=\"t4s_370\" style=\"left:594px;bottom:649px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ial System (NGFS) and bespoke </div><div class=\"t s8_370\" id=\"t4t_370\" style=\"left:455px;bottom:633px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">scenarios that were explored. </div><div class=\"t s8_370\" id=\"t4u_370\" style=\"left:455px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group, although acknowledging the lim</div><div class=\"t s9_370\" id=\"t4v_370\" style=\"left:715px;bottom:609px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t s8_370\" id=\"t4w_370\" style=\"left:736px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of </div><div class=\"t s8_370\" id=\"t4x_370\" style=\"left:455px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">current data available, increas</div><div class=\"t s9_370\" id=\"t4y_370\" style=\"left:634px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing soph</div><div class=\"t s8_370\" id=\"t4z_370\" style=\"left:685px;bottom:593px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t s9_370\" id=\"t50_370\" style=\"left:698px;bottom:593px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_370\" id=\"t51_370\" style=\"left:721px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of models </div><div class=\"t s8_370\" id=\"t52_370\" style=\"left:455px;bottom:577px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">evolving and nascent nature of climate impacts on internal </div><div class=\"t s8_370\" id=\"t53_370\" style=\"left:455px;bottom:560px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and client assets, considers Climate Risk to have lim</div><div class=\"t s9_370\" id=\"t54_370\" style=\"left:758px;bottom:560px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t s8_370\" id=\"t55_370\" style=\"left:455px;bottom:544px;letter-spacing:-0.13px;display:inline;\">quantitat</div><div class=\"t s9_370\" id=\"t56_370\" style=\"left:512px;bottom:544px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_370\" id=\"t57_370\" style=\"left:531px;bottom:544px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">impact in the immed</div><div class=\"t s9_370\" id=\"t58_370\" style=\"left:654px;bottom:544px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iate term and as a </div><div class=\"t s8_370\" id=\"t59_370\" style=\"left:455px;bottom:528px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">longer-term risk will be addressed through its business </div><div class=\"t s9_370\" id=\"t5a_370\" style=\"left:455px;bottom:512px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">strategy and \ufb01nancial plann</div><div class=\"t s8_370\" id=\"t5b_370\" style=\"left:622px;bottom:512px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing as the Group implements </div><div class=\"t s8_370\" id=\"t5c_370\" style=\"left:455px;bottom:496px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">its net zero journey. </div><div class=\"t sa_370\" id=\"t5d_370\" style=\"left:455px;bottom:464px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">IFRS and Hong Kong accounting requirements </div><div class=\"t s8_370\" id=\"t5e_370\" style=\"left:455px;bottom:446px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">As required by the Hong Kong List</div><div class=\"t s9_370\" id=\"t5f_370\" style=\"left:655px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing Rules, an explanat</div><div class=\"t s8_370\" id=\"t5g_370\" style=\"left:785px;bottom:446px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t s8_370\" id=\"t5h_370\" style=\"left:455px;bottom:430px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the differences in accounting practices between UK- </div><div class=\"t s8_370\" id=\"t5i_370\" style=\"left:455px;bottom:414px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">adopted IFRS and Hong Kong Financ</div><div class=\"t s9_370\" id=\"t5j_370\" style=\"left:673px;bottom:414px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial Report</div><div class=\"t s8_370\" id=\"t5k_370\" style=\"left:730px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing Standards </div><div class=\"t s8_370\" id=\"t5l_370\" style=\"left:455px;bottom:398px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is required to be disclosed. There would be no sign</div><div class=\"t s9_370\" id=\"t5m_370\" style=\"left:749px;bottom:398px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_370\" id=\"t5n_370\" style=\"left:455px;bottom:382px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">differences had these accounts been prepared in </div><div class=\"t s8_370\" id=\"t5o_370\" style=\"left:455px;bottom:366px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">accordance with Hong Kong Financ</div><div class=\"t s9_370\" id=\"t5p_370\" style=\"left:667px;bottom:366px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial Report</div><div class=\"t s8_370\" id=\"t5q_370\" style=\"left:724px;bottom:366px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing Standards. </div><div></div><div class=\"t s4_371\" id=\"t6_371\" style=\"left:87px;bottom:1180px;letter-spacing:-0.25px;word-spacing:-0.05px;display:inline;\"></div><div class=\"t s5_371\" id=\"t7_371\" style=\"left:224px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s6_371\" id=\"t8_371\" style=\"left:247px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_371\" id=\"t9_371\" style=\"left:95px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">Comparatives </div><div class=\"t s8_371\" id=\"ta_371\" style=\"left:95px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Certain comparatives have been restated in line with current </div><div class=\"t s8_371\" id=\"tb_371\" style=\"left:95px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">year disclosures. Details of these changes are set out in the </div><div class=\"t s8_371\" id=\"tc_371\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">relevant sections and notes below: </div><div class=\"t s8_371\" id=\"td_371\" style=\"left:95px;bottom:1080px;letter-spacing:-0.16px;word-spacing:1.88px;display:inline;\">\u2022 Cash \ufb02ow statement </div><div class=\"t s8_371\" id=\"te_371\" style=\"left:95px;bottom:1056px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"tf_371\" style=\"left:108px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Note 2 Segmental informat</div><div class=\"t s9_371\" id=\"tg_371\" style=\"left:270px;bottom:1056px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_371\" id=\"th_371\" style=\"left:95px;bottom:1032px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"ti_371\" style=\"left:108px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Note 12 Earnings per ordinary share </div><div class=\"t s8_371\" id=\"tj_371\" style=\"left:95px;bottom:1007px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"tk_371\" style=\"left:108px;bottom:1007px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Note 34 Cash \ufb02ow statement </div><div class=\"t s8_371\" id=\"tl_371\" style=\"left:95px;bottom:983px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"tm_371\" style=\"left:108px;bottom:983px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Note 35 Cash and cash equivalents </div><div class=\"t s7_371\" id=\"tn_371\" style=\"left:95px;bottom:951px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">New accounting standards adopted by the group </div><div class=\"t s8_371\" id=\"to_371\" style=\"left:95px;bottom:925px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">There were no new accounting standards or interpretat</div><div class=\"t s9_371\" id=\"tp_371\" style=\"left:423px;bottom:925px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s8_371\" id=\"tq_371\" style=\"left:95px;bottom:909px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">that had a material effect on the Group\u2019s Financ</div><div class=\"t s9_371\" id=\"tr_371\" style=\"left:379px;bottom:909px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_371\" id=\"ts_371\" style=\"left:95px;bottom:893px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Statements in 2023. </div><div class=\"t s7_371\" id=\"tt_371\" style=\"left:95px;bottom:867px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">New accounting standards in issue but not yet effective </div><div class=\"t s7_371\" id=\"tu_371\" style=\"left:95px;bottom:849px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">IAS 21 Amendment - Lack of Exchangeabil</div><div class=\"t sa_371\" id=\"tv_371\" style=\"left:351px;bottom:849px;display:inline;\">ity </div><div class=\"t s8_371\" id=\"tw_371\" style=\"left:95px;bottom:825px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The IAS 21 amendment was issued in August 2023 and is </div><div class=\"t s8_371\" id=\"tx_371\" style=\"left:95px;bottom:808px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">effective for annual reporting periods beginn</div><div class=\"t s9_371\" id=\"ty_371\" style=\"left:361px;bottom:808px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing on or after </div><div class=\"t s8_371\" id=\"tz_371\" style=\"left:95px;bottom:792px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">January 1, 2025. This amendment is not yet endorsed for use </div><div class=\"t s8_371\" id=\"t10_371\" style=\"left:95px;bottom:776px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the United Kingdom. The amendment provides guidance </div><div class=\"t s8_371\" id=\"t11_371\" style=\"left:95px;bottom:760px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to specify when a currency is exchangeable and how to </div><div class=\"t s8_371\" id=\"t12_371\" style=\"left:95px;bottom:744px;letter-spacing:-0.15px;word-spacing:-0.13px;display:inline;\">determine the exchange rate when it is not. The amendment </div><div class=\"t s8_371\" id=\"t13_371\" style=\"left:95px;bottom:728px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">requires disclosure of informat</div><div class=\"t s9_371\" id=\"t14_371\" style=\"left:273px;bottom:728px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion that enables users of </div><div class=\"t s9_371\" id=\"t15_371\" style=\"left:95px;bottom:712px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">\ufb01nancial statements to understand the </div><div class=\"t s8_371\" id=\"t16_371\" style=\"left:330px;bottom:712px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">impact of a currency </div><div class=\"t s8_371\" id=\"t17_371\" style=\"left:95px;bottom:696px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">not being exchangeable. The Group will apply the IAS 21 </div><div class=\"t s8_371\" id=\"t18_371\" style=\"left:95px;bottom:680px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Amendment for annual reporting periods beginn</div><div class=\"t s9_371\" id=\"t19_371\" style=\"left:385px;bottom:680px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing on </div><div class=\"t s8_371\" id=\"t1a_371\" style=\"left:95px;bottom:664px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">January 1, 2025 and is currently assessing the impact on </div><div class=\"t s9_371\" id=\"t1b_371\" style=\"left:95px;bottom:648px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the Group\u2019s \ufb01nancial statements but do not expect th</div><div class=\"t s8_371\" id=\"t1c_371\" style=\"left:410px;bottom:648px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is to </div><div class=\"t s8_371\" id=\"t1d_371\" style=\"left:95px;bottom:632px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">be material. </div><div class=\"t s7_371\" id=\"t1e_371\" style=\"left:95px;bottom:600px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Going concern </div><div class=\"t s9_371\" id=\"t1f_371\" style=\"left:95px;bottom:582px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">These \ufb01nancial statements were approved by the Board </div><div class=\"t s8_371\" id=\"t1g_371\" style=\"left:95px;bottom:566px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of directors on 23 February 2024. The directors have made </div><div class=\"t s8_371\" id=\"t1h_371\" style=\"left:95px;bottom:550px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">an assessment of the Group\u2019s abil</div><div class=\"t s9_371\" id=\"t1i_371\" style=\"left:292px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity to cont</div><div class=\"t s8_371\" id=\"t1j_371\" style=\"left:352px;bottom:550px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inue as a </div><div class=\"t s8_371\" id=\"t1k_371\" style=\"left:95px;bottom:534px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">going concern. This assessment has been made having </div><div class=\"t s8_371\" id=\"t1l_371\" style=\"left:95px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">considered the current macroeconomic and geopolit</div><div class=\"t s9_371\" id=\"t1m_371\" style=\"left:407px;bottom:518px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t s8_371\" id=\"t1n_371\" style=\"left:95px;bottom:502px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">headwinds, includ</div><div class=\"t s9_371\" id=\"t1o_371\" style=\"left:203px;bottom:502px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s8_371\" id=\"t1p_371\" style=\"left:95px;bottom:477px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t1q_371\" style=\"left:108px;bottom:477px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Review of the Group Strategy and Corporate Plan </div><div class=\"t s8_371\" id=\"t1r_371\" style=\"left:95px;bottom:453px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t1s_371\" style=\"left:108px;bottom:453px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">An assessment of the actual performance to date, loan </div><div class=\"t s8_371\" id=\"t1t_371\" style=\"left:108px;bottom:437px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">book quality, credit impa</div><div class=\"t s9_371\" id=\"t1u_371\" style=\"left:254px;bottom:437px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment, legal, regulatory and </div><div class=\"t s8_371\" id=\"t1v_371\" style=\"left:108px;bottom:421px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">compliance matters, and the updated annual budget </div><div class=\"t s8_371\" id=\"t1w_371\" style=\"left:472px;bottom:1154px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t1x_371\" style=\"left:485px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">Considerat</div><div class=\"t s9_371\" id=\"t1y_371\" style=\"left:551px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of stress test</div><div class=\"t s8_371\" id=\"t1z_371\" style=\"left:645px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing performed, includ</div><div class=\"t s9_371\" id=\"t20_371\" style=\"left:771px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the </div><div class=\"t s8_371\" id=\"t21_371\" style=\"left:485px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Group Recovery Plan (RP) which include the applicat</div><div class=\"t s9_371\" id=\"t22_371\" style=\"left:794px;bottom:1138px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_371\" id=\"t23_371\" style=\"left:485px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">of stressed scenarios. Under the tests and through the </div><div class=\"t s8_371\" id=\"t24_371\" style=\"left:485px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">range of scenarios, the results of these exercises and the </div><div class=\"t s9_371\" id=\"t25_371\" style=\"left:485px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">RP demonstrate that the Group has suf\ufb01cient cap</div><div class=\"t s8_371\" id=\"t26_371\" style=\"left:778px;bottom:1090px;letter-spacing:-0.15px;display:inline;\">ital </div><div class=\"t s8_371\" id=\"t27_371\" style=\"left:485px;bottom:1074px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and liqu</div><div class=\"t s9_371\" id=\"t28_371\" style=\"left:533px;bottom:1074px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t29_371\" style=\"left:544px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity to continue as a going concern and meet </div><div class=\"t s8_371\" id=\"t2a_371\" style=\"left:485px;bottom:1058px;letter-spacing:-0.17px;display:inline;\">min</div><div class=\"t s9_371\" id=\"t2b_371\" style=\"left:507px;bottom:1058px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">imum regulatory cap</div><div class=\"t s8_371\" id=\"t2c_371\" style=\"left:631px;bottom:1058px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ital and liqu</div><div class=\"t s9_371\" id=\"t2d_371\" style=\"left:701px;bottom:1058px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2e_371\" style=\"left:712px;bottom:1058px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ity requirements </div><div class=\"t s8_371\" id=\"t2f_371\" style=\"left:472px;bottom:1034px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t2g_371\" style=\"left:485px;bottom:1034px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Analysis of the capital, funding and liqu</div><div class=\"t s9_371\" id=\"t2h_371\" style=\"left:718px;bottom:1034px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2i_371\" style=\"left:729px;bottom:1034px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity posit</div><div class=\"t s9_371\" id=\"t2j_371\" style=\"left:775px;bottom:1034px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s8_371\" id=\"t2k_371\" style=\"left:485px;bottom:1018px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the Group, includ</div><div class=\"t s9_371\" id=\"t2l_371\" style=\"left:586px;bottom:1018px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the cap</div><div class=\"t s8_371\" id=\"t2m_371\" style=\"left:652px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ital and leverage ratios, and </div><div class=\"t s8_371\" id=\"t2n_371\" style=\"left:485px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ICAAP which summarises the Group\u2019s capital and risk </div><div class=\"t s8_371\" id=\"t2o_371\" style=\"left:485px;bottom:986px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">assessment processes, assesses its capital requirements </div><div class=\"t s8_371\" id=\"t2p_371\" style=\"left:485px;bottom:970px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and the adequacy of resources to meet them. Further, </div><div class=\"t s8_371\" id=\"t2q_371\" style=\"left:485px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">funding and liqu</div><div class=\"t s9_371\" id=\"t2r_371\" style=\"left:582px;bottom:953px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2s_371\" style=\"left:593px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity was considered in the context of </div><div class=\"t s8_371\" id=\"t2t_371\" style=\"left:485px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the risk appetite metrics, includ</div><div class=\"t s9_371\" id=\"t2u_371\" style=\"left:668px;bottom:937px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ing the LCR rat</div><div class=\"t s8_371\" id=\"t2v_371\" style=\"left:755px;bottom:937px;letter-spacing:-0.21px;display:inline;\">io. </div><div class=\"t s8_371\" id=\"t2w_371\" style=\"left:472px;bottom:913px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t2x_371\" style=\"left:485px;bottom:913px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">The Group\u2019s Internal Liqu</div><div class=\"t s9_371\" id=\"t2y_371\" style=\"left:631px;bottom:913px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2z_371\" style=\"left:642px;bottom:913px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ity Adequacy Assessment </div><div class=\"t s8_371\" id=\"t30_371\" style=\"left:485px;bottom:897px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Process (ILAAP), which considers the Group\u2019s liqu</div><div class=\"t s9_371\" id=\"t31_371\" style=\"left:770px;bottom:897px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t32_371\" style=\"left:781px;bottom:897px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_371\" id=\"t33_371\" style=\"left:485px;bottom:881px;letter-spacing:-0.12px;display:inline;\">posit</div><div class=\"t s9_371\" id=\"t34_371\" style=\"left:514px;bottom:881px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t s8_371\" id=\"t35_371\" style=\"left:538px;bottom:881px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its framework and whether suf\ufb01c</div><div class=\"t s9_371\" id=\"t36_371\" style=\"left:732px;bottom:881px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ient l</div><div class=\"t s8_371\" id=\"t37_371\" style=\"left:760px;bottom:881px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t s9_371\" id=\"t38_371\" style=\"left:778px;bottom:881px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t39_371\" style=\"left:789px;bottom:881px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_371\" id=\"t3a_371\" style=\"left:485px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">resources are being mainta</div><div class=\"t s9_371\" id=\"t3b_371\" style=\"left:646px;bottom:865px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ined to meet l</div><div class=\"t s8_371\" id=\"t3c_371\" style=\"left:727px;bottom:865px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_371\" id=\"t3d_371\" style=\"left:746px;bottom:865px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_371\" id=\"t3e_371\" style=\"left:752px;bottom:865px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_371\" id=\"t3f_371\" style=\"left:760px;bottom:865px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies as they </div><div class=\"t s8_371\" id=\"t3g_371\" style=\"left:485px;bottom:849px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">fall due, was also reviewed </div><div class=\"t s8_371\" id=\"t3h_371\" style=\"left:472px;bottom:825px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t3i_371\" style=\"left:485px;bottom:825px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The level of debt in issue, includ</div><div class=\"t s9_371\" id=\"t3j_371\" style=\"left:669px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing redempt</div><div class=\"t s8_371\" id=\"t3k_371\" style=\"left:742px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions and </div><div class=\"t s8_371\" id=\"t3l_371\" style=\"left:485px;bottom:809px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">issuances during the year, debt falling due for repayment </div><div class=\"t s8_371\" id=\"t3m_371\" style=\"left:485px;bottom:793px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the next 12 months and further planned debt issuances, </div><div class=\"t s8_371\" id=\"t3n_371\" style=\"left:485px;bottom:777px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_371\" id=\"t3o_371\" style=\"left:521px;bottom:777px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the appet</div><div class=\"t s8_371\" id=\"t3p_371\" style=\"left:601px;bottom:777px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ite in the market for the Group\u2019s debt </div><div class=\"t s8_371\" id=\"t3q_371\" style=\"left:472px;bottom:753px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t3r_371\" style=\"left:485px;bottom:753px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">A detailed review of all princ</div><div class=\"t s9_371\" id=\"t3s_371\" style=\"left:652px;bottom:753px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipal and emerg</div><div class=\"t s8_371\" id=\"t3t_371\" style=\"left:742px;bottom:753px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ing risks </div><div class=\"t s8_371\" id=\"t3u_371\" style=\"left:472px;bottom:729px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Based on the analysis performed, the directors con\ufb01rm they </div><div class=\"t s8_371\" id=\"t3v_371\" style=\"left:472px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are satisf</div><div class=\"t s9_371\" id=\"t3w_371\" style=\"left:526px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied that the Group has adequate resources to </div><div class=\"t s8_371\" id=\"t3x_371\" style=\"left:472px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">continue in business for a period of at least 12 months from </div><div class=\"t s8_371\" id=\"t3y_371\" style=\"left:472px;bottom:681px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">23 February 2024. For this reason, the Group continues to </div><div class=\"t s8_371\" id=\"t3z_371\" style=\"left:472px;bottom:665px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">adopt the going concern basis of accounting for preparing </div><div class=\"t s9_371\" id=\"t40_371\" style=\"left:472px;bottom:649px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the \ufb01nancial statements. </div><div class=\"t s7_371\" id=\"t41_371\" style=\"left:472px;bottom:617px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Changes in accounting polic</div><div class=\"t sa_371\" id=\"t42_371\" style=\"left:643px;bottom:617px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_371\" id=\"t43_371\" style=\"left:472px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group has changed its accounting policy regarding </div><div class=\"t s8_371\" id=\"t44_371\" style=\"left:472px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t s9_371\" id=\"t45_371\" style=\"left:562px;bottom:582px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of the cost of </div><div class=\"t s8_371\" id=\"t46_371\" style=\"left:662px;bottom:582px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its portfolio of Investment </div><div class=\"t s8_371\" id=\"t47_371\" style=\"left:472px;bottom:566px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s9_371\" id=\"t48_371\" style=\"left:512px;bottom:566px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s8_371\" id=\"t49_371\" style=\"left:612px;bottom:566px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and Debt securit</div><div class=\"t s9_371\" id=\"t4a_371\" style=\"left:765px;bottom:566px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies and </div><div class=\"t s8_371\" id=\"t4b_371\" style=\"left:472px;bottom:550px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">other elig</div><div class=\"t s9_371\" id=\"t4c_371\" style=\"left:528px;bottom:550px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s8_371\" id=\"t4d_371\" style=\"left:560px;bottom:550px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ills, other than those included with</div><div class=\"t s9_371\" id=\"t4e_371\" style=\"left:761px;bottom:550px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in \ufb01nancial </div><div class=\"t s8_371\" id=\"t4f_371\" style=\"left:472px;bottom:534px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or loss. Refer to </div><div class=\"t s8_371\" id=\"t4g_371\" style=\"left:472px;bottom:518px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Note 13 Financ</div>ial Instruments.Segments and regions <div class=\"t s8_372\" id=\"tw_372\" style=\"left:61px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group\u2019s segmental reporting is in accordance with IFRS 8 Operating Segments and is reported consistently with the internal </div>performance framework and as presented to the Group\u2019s Management Team.Accounting policy <div class=\"t s6_377\" id=\"t8_377\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t9_377\" style=\"left:246px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at e</div><div class=\"t s6_377\" id=\"ta_377\" style=\"left:354px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ither fair value through other comprehensive income or amortised cost, </div><div class=\"t s6_377\" id=\"tb_377\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and interest expense on all \ufb01nanc</div><div class=\"t s7_377\" id=\"tc_377\" style=\"left:294px;bottom:1120px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s6_377\" id=\"td_377\" style=\"left:313px;bottom:1120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"te_377\" style=\"left:332px;bottom:1120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tf_377\" style=\"left:338px;bottom:1120px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s7_377\" id=\"tg_377\" style=\"left:346px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s6_377\" id=\"th_377\" style=\"left:446px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost is recognised in pro\ufb01t or loss using the effective </div><div class=\"t s6_377\" id=\"ti_377\" style=\"left:95px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest method. </div><div class=\"t s6_377\" id=\"tj_377\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of </div><div class=\"t s7_377\" id=\"tk_377\" style=\"left:95px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">the \ufb01nancial </div><div class=\"t s6_377\" id=\"tl_377\" style=\"left:172px;bottom:1064px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument or, when appropriate, a shorter period, to the net carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"tm_377\" style=\"left:705px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset or \ufb01nancial </div><div class=\"t s6_377\" id=\"tn_377\" style=\"left:95px;bottom:1048px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_377\" id=\"to_377\" style=\"left:117px;bottom:1048px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tp_377\" style=\"left:123px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. When calculating the effective interest rate, the Group estimates cash \ufb02ows consider</div><div class=\"t s7_377\" id=\"tq_377\" style=\"left:643px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing all contractual terms of the </div><div class=\"t s7_377\" id=\"tr_377\" style=\"left:95px;bottom:1032px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s6_377\" id=\"ts_377\" style=\"left:149px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument (for example prepayment options) but does not consider future credit losses. The calculation includes all </div><div class=\"t s6_377\" id=\"tt_377\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fees paid or received between parties to the contract that are an integral part of the effective interest rate, transaction costs </div><div class=\"t s6_377\" id=\"tu_377\" style=\"left:95px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and all other premiums or discounts. For \ufb02oating-rate \ufb01nanc</div><div class=\"t s7_377\" id=\"tv_377\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_377\" id=\"tw_377\" style=\"left:466px;bottom:1000px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments, period</div><div class=\"t s7_377\" id=\"tx_377\" style=\"left:580px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic re-est</div><div class=\"t s6_377\" id=\"ty_377\" style=\"left:627px;bottom:1000px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t s7_377\" id=\"tz_377\" style=\"left:654px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of cash \ufb02ows that re\ufb02ect </div><div class=\"t s6_377\" id=\"t10_377\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the movements in the market rates of interest alters the effective interest rate. Where the estimates of cash \ufb02ows have </div><div class=\"t s6_377\" id=\"t11_377\" style=\"left:95px;bottom:968px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been revised, the carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t12_377\" style=\"left:375px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial asset or l</div><div class=\"t s6_377\" id=\"t13_377\" style=\"left:444px;bottom:968px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"t14_377\" style=\"left:463px;bottom:968px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s6_377\" id=\"t15_377\" style=\"left:468px;bottom:968px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity is adjusted to re\ufb02ect the actual and revised cash \ufb02ows, </div><div class=\"t s6_377\" id=\"t16_377\" style=\"left:95px;bottom:952px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">discounted at the instruments orig</div><div class=\"t s7_377\" id=\"t17_377\" style=\"left:299px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s6_377\" id=\"t18_377\" style=\"left:358px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive interest rate. The adjustment is recognised as interest income or expense </div><div class=\"t s6_377\" id=\"t19_377\" style=\"left:95px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the period in which the revis</div><div class=\"t s7_377\" id=\"t1a_377\" style=\"left:273px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t1b_377\" style=\"left:294px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is made as long as the change in estimates is not due to credit issues. </div><div class=\"t s6_377\" id=\"t1c_377\" style=\"left:95px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t1d_377\" style=\"left:246px;bottom:912px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are e</div><div class=\"t s6_377\" id=\"t1e_377\" style=\"left:360px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ither held at fair value through other comprehensive income or amortised </div><div class=\"t s6_377\" id=\"t1f_377\" style=\"left:95px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">cost that have become credit-impa</div><div class=\"t s7_377\" id=\"t1g_377\" style=\"left:304px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ired subsequent to </div><div class=\"t s6_377\" id=\"t1h_377\" style=\"left:416px;bottom:896px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_377\" id=\"t1i_377\" style=\"left:427px;bottom:896px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_377\" id=\"t1j_377\" style=\"left:434px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_377\" id=\"t1k_377\" style=\"left:500px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (stage 3) and have had amounts wr</div><div class=\"t s6_377\" id=\"t1l_377\" style=\"left:733px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">itten off, is </div><div class=\"t s6_377\" id=\"t1m_377\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recognised using the credit adjusted effective interest rate. This rate is calculated in the same manner as the effective </div><div class=\"t s6_377\" id=\"t1n_377\" style=\"left:95px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest rate except that expected credit losses are included in the expected cash \ufb02ows. Interest income is therefore </div><div class=\"t s6_377\" id=\"t1o_377\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">recognised on the amortised cost of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1p_377\" style=\"left:370px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1q_377\" style=\"left:421px;bottom:847px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_377\" id=\"t1r_377\" style=\"left:456px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t s6_377\" id=\"t1s_377\" style=\"left:563px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">it losses. Should the credit risk on a stage 3 </div><div class=\"t s7_377\" id=\"t1t_377\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial asset </div><div class=\"t s6_377\" id=\"t1u_377\" style=\"left:183px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">improve such that the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1v_377\" style=\"left:352px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1w_377\" style=\"left:403px;bottom:831px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered credit-impa</div><div class=\"t s7_377\" id=\"t1x_377\" style=\"left:610px;bottom:831px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t s6_377\" id=\"t1y_377\" style=\"left:638px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest income recognit</div><div class=\"t s7_377\" id=\"t1z_377\" style=\"left:782px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t20_377\" style=\"left:95px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">reverts to a computation based on the rehabil</div><div class=\"t s7_377\" id=\"t21_377\" style=\"left:367px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">itated gross carry</div><div class=\"t s6_377\" id=\"t22_377\" style=\"left:470px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing value of the \ufb01nanc</div>ial asset.Accounting policy <div class=\"t s6_377\" id=\"t41_377\" style=\"left:95px;bottom:386px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group can act as trustee or in other Fiduc</div><div class=\"t s7_377\" id=\"t42_377\" style=\"left:363px;bottom:386px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">iary capac</div><div class=\"t s6_377\" id=\"t43_377\" style=\"left:425px;bottom:386px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_377\" id=\"t44_377\" style=\"left:433px;bottom:386px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that result </div><div class=\"t s6_377\" id=\"t45_377\" style=\"left:515px;bottom:386px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the holding or placing of assets on behalf of </div><div class=\"t s6_377\" id=\"t46_377\" style=\"left:95px;bottom:370px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_377\" id=\"t47_377\" style=\"left:114px;bottom:370px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_377\" id=\"t48_377\" style=\"left:124px;bottom:370px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iduals, trusts, retirement bene\ufb01t plans and other inst</div><div class=\"t s7_377\" id=\"t49_377\" style=\"left:430px;bottom:370px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s6_377\" id=\"t4a_377\" style=\"left:450px;bottom:370px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions. The assets and income aris</div><div class=\"t s7_377\" id=\"t4b_377\" style=\"left:639px;bottom:370px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing thereon are excluded from </div><div class=\"t s7_377\" id=\"t4c_377\" style=\"left:95px;bottom:354px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these \ufb01nancial statements, as they are not assets and </div>income of the Group.Accounting policy <div class=\"t s7_380\" id=\"t9_380\" style=\"left:78px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_380\" id=\"ta_380\" style=\"left:200px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_380\" id=\"tb_380\" style=\"left:306px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value of \ufb01nanc</div><div class=\"t s8_380\" id=\"tc_380\" style=\"left:451px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_380\" id=\"td_380\" style=\"left:468px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or loss are </div><div class=\"t s7_380\" id=\"te_380\" style=\"left:78px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recorded in net trading income in the period in which they arise. This includes contractual interest receivable or payable. </div><div class=\"t s7_380\" id=\"tf_380\" style=\"left:78px;bottom:1096px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">When the in</div><div class=\"t s8_380\" id=\"tg_380\" style=\"left:151px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_380\" id=\"th_380\" style=\"left:159px;bottom:1096px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ial fair value of a \ufb01nanc</div><div class=\"t s8_380\" id=\"ti_380\" style=\"left:295px;bottom:1096px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_380\" id=\"tj_380\" style=\"left:312px;bottom:1096px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument held at fair value through pro\ufb01t or loss relies on unobservable inputs, the </div><div class=\"t s7_380\" id=\"tk_380\" style=\"left:78px;bottom:1080px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">difference between the in</div><div class=\"t s8_380\" id=\"tl_380\" style=\"left:230px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_380\" id=\"tm_380\" style=\"left:238px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial valuation and the transaction price is amortised to net trading income as the inputs become </div><div class=\"t s7_380\" id=\"tn_380\" style=\"left:78px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">observable or over the life of the instrument, whichever is shorter. Any unamortised \u2018day one\u2019 gain is released to net trading </div>income if the transaction is terminated.Accounting policy <div class=\"t s8_382\" id=\"ta_382\" style=\"left:78px;bottom:1136px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_382\" id=\"tb_382\" style=\"left:104px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_382\" id=\"tc_382\" style=\"left:193px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_382\" id=\"td_382\" style=\"left:78px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group\u2019s expected credit loss (ECL) calculations are outputs of complex models with a number of underlying assumptions. </div><div class=\"t sa_382\" id=\"te_382\" style=\"left:78px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The sign</div><div class=\"t sb_382\" id=\"tf_382\" style=\"left:128px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">i\ufb01cant judgements </div><div class=\"t sa_382\" id=\"tg_382\" style=\"left:242px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in determin</div><div class=\"t sb_382\" id=\"th_382\" style=\"left:309px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"ti_382\" style=\"left:416px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it loss include: </div><div class=\"t sb_382\" id=\"tj_382\" style=\"left:78px;bottom:1080px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tk_382\" style=\"left:91px;bottom:1080px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">The Group\u2019s criter</div><div class=\"t sb_382\" id=\"tl_382\" style=\"left:194px;bottom:1080px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ia for assess</div><div class=\"t sa_382\" id=\"tm_382\" style=\"left:265px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing if there has been a sign</div><div class=\"t sb_382\" id=\"tn_382\" style=\"left:422px;bottom:1080px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_382\" id=\"to_382\" style=\"left:462px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">increase in credit risk; </div><div class=\"t sb_382\" id=\"tp_382\" style=\"left:78px;bottom:1056px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tq_382\" style=\"left:91px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Development of expected credit loss models, includ</div><div class=\"t sb_382\" id=\"tr_382\" style=\"left:395px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the cho</div><div class=\"t sa_382\" id=\"ts_382\" style=\"left:461px;bottom:1056px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ice of inputs relating to macroeconomic variables; </div><div class=\"t sb_382\" id=\"tt_382\" style=\"left:78px;bottom:1032px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tu_382\" style=\"left:91px;bottom:1032px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sb_382\" id=\"tv_382\" style=\"left:147px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing est</div><div class=\"t sa_382\" id=\"tw_382\" style=\"left:186px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">imates of forward looking macroeconomic forecasts; </div><div class=\"t sb_382\" id=\"tx_382\" style=\"left:78px;bottom:1008px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"ty_382\" style=\"left:91px;bottom:1008px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Evaluation of management overlays and post-model adjustments; </div><div class=\"t sb_382\" id=\"tz_382\" style=\"left:78px;bottom:984px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"t10_382\" style=\"left:91px;bottom:984px;letter-spacing:-0.12px;display:inline;\">Determinat</div><div class=\"t sb_382\" id=\"t11_382\" style=\"left:160px;bottom:984px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of probab</div><div class=\"t sa_382\" id=\"t12_382\" style=\"left:241px;bottom:984px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_382\" id=\"t13_382\" style=\"left:246px;bottom:984px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity we</div><div class=\"t sa_382\" id=\"t14_382\" style=\"left:281px;bottom:984px;letter-spacing:-0.16px;display:inline;\">ight</div><div class=\"t sb_382\" id=\"t15_382\" style=\"left:305px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings for Stage 3 </div><div class=\"t sa_382\" id=\"t16_382\" style=\"left:398px;bottom:984px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_382\" id=\"t17_382\" style=\"left:417px;bottom:984px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_382\" id=\"t18_382\" style=\"left:427px;bottom:984px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">idually assessed provis</div><div class=\"t sb_382\" id=\"t19_382\" style=\"left:560px;bottom:984px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_382\" id=\"t1a_382\" style=\"left:78px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The calculation of credit impa</div><div class=\"t sb_382\" id=\"t1b_382\" style=\"left:254px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irment prov</div><div class=\"t sa_382\" id=\"t1c_382\" style=\"left:323px;bottom:960px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_382\" id=\"t1d_382\" style=\"left:331px;bottom:960px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions also </div><div class=\"t sa_382\" id=\"t1e_382\" style=\"left:385px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">involves expert credit judgement to be applied by the credit risk </div><div class=\"t sa_382\" id=\"t1f_382\" style=\"left:78px;bottom:944px;letter-spacing:-0.12px;word-spacing:-0.16px;display:inline;\">management team based upon counterparty informat</div><div class=\"t sb_382\" id=\"t1g_382\" style=\"left:405px;bottom:944px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion they rece</div><div class=\"t sa_382\" id=\"t1h_382\" style=\"left:480px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive from various sources includ</div><div class=\"t sb_382\" id=\"t1i_382\" style=\"left:658px;bottom:944px;letter-spacing:-0.17px;word-spacing:-0.11px;display:inline;\">ing relat</div><div class=\"t sa_382\" id=\"t1j_382\" style=\"left:707px;bottom:944px;letter-spacing:-0.12px;display:inline;\">ionsh</div><div class=\"t sb_382\" id=\"t1k_382\" style=\"left:739px;bottom:944px;letter-spacing:-0.13px;word-spacing:-0.15px;display:inline;\">ip managers </div><div class=\"t sa_382\" id=\"t1l_382\" style=\"left:78px;bottom:928px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and on external market informat</div><div class=\"t sb_382\" id=\"t1m_382\" style=\"left:272px;bottom:928px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Deta</div><div class=\"t sa_382\" id=\"t1n_382\" style=\"left:325px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ils on the approach for determin</div><div class=\"t sb_382\" id=\"t1o_382\" style=\"left:515px;bottom:928px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"t1p_382\" style=\"left:622px;bottom:928px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">it loss can be found in the credit </div><div class=\"t sa_382\" id=\"t1q_382\" style=\"left:78px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">risk section, under IFRS 9 Methodology (page 273). </div><div class=\"t sa_382\" id=\"t1r_382\" style=\"left:78px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Estimates of forecasts of key macroeconomic variables underlying the expected credit loss calculation can be found with</div><div class=\"t sb_382\" id=\"t1s_382\" style=\"left:789px;bottom:888px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t sa_382\" id=\"t1t_382\" style=\"left:78px;bottom:872px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Risk review, Key assumptions and judgements in determin</div><div class=\"t sb_382\" id=\"t1u_382\" style=\"left:440px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"t1v_382\" style=\"left:547px;bottom:872px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it loss (page 275). </div><div class=\"t s8_382\" id=\"t1w_382\" style=\"left:78px;bottom:847px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Expected credit losses </div><div class=\"t sa_382\" id=\"t1x_382\" style=\"left:78px;bottom:831px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">An ECL represents the present value of expected cash shortfalls over the residual term of a \ufb01nanc</div><div class=\"t sb_382\" id=\"t1y_382\" style=\"left:649px;bottom:831px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial asset, undrawn </div><div class=\"t sa_382\" id=\"t1z_382\" style=\"left:78px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">commitment or \ufb01nanc</div><div class=\"t sb_382\" id=\"t20_382\" style=\"left:210px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial guarantee. </div><div class=\"t sa_382\" id=\"t21_382\" style=\"left:78px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">A cash shortfall is the difference between the cash \ufb02ows that are due in accordance with the contractual terms of the </div><div class=\"t sa_382\" id=\"t22_382\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument and the cash \ufb02ows that the Group expects to receive over the contractual life of the instrument. </div><div class=\"t s8_382\" id=\"t23_382\" style=\"left:78px;bottom:751px;letter-spacing:-0.09px;display:inline;\">Measurement </div><div class=\"t sa_382\" id=\"t24_382\" style=\"left:78px;bottom:735px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ECL are computed as unbiased, probabil</div><div class=\"t sb_382\" id=\"t25_382\" style=\"left:318px;bottom:735px;letter-spacing:-0.16px;display:inline;\">ity-we</div><div class=\"t sa_382\" id=\"t26_382\" style=\"left:355px;bottom:735px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ighted amounts which are determined by evaluating a range of reasonably </div><div class=\"t sa_382\" id=\"t27_382\" style=\"left:78px;bottom:719px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">possible outcomes, the time value of money, and consider</div><div class=\"t sb_382\" id=\"t28_382\" style=\"left:417px;bottom:719px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing all reasonable and supportable </div><div class=\"t sa_382\" id=\"t29_382\" style=\"left:628px;bottom:719px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_382\" id=\"t2a_382\" style=\"left:680px;bottom:719px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_382\" id=\"t2b_382\" style=\"left:701px;bottom:719px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_382\" id=\"t2c_382\" style=\"left:736px;bottom:719px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that </div><div class=\"t sa_382\" id=\"t2d_382\" style=\"left:78px;bottom:703px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">which is forward-looking. </div><div class=\"t sa_382\" id=\"t2e_382\" style=\"left:78px;bottom:679px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">For material portfolios, the estimate of expected cash shortfalls is determined by multiply</div><div class=\"t sb_382\" id=\"t2f_382\" style=\"left:602px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the probab</div><div class=\"t sa_382\" id=\"t2g_382\" style=\"left:691px;bottom:679px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_382\" id=\"t2h_382\" style=\"left:696px;bottom:679px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ity of default (PD) </div><div class=\"t sa_382\" id=\"t2i_382\" style=\"left:78px;bottom:663px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">with the loss given default (LGD) with the expected exposure at the time of default (EAD). There may be multiple default </div><div class=\"t sa_382\" id=\"t2j_382\" style=\"left:78px;bottom:647px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">events over the lifet</div><div class=\"t sb_382\" id=\"t2k_382\" style=\"left:193px;bottom:647px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ime of an </div><div class=\"t sa_382\" id=\"t2l_382\" style=\"left:251px;bottom:647px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instrument. Further details on the components of PD, LGD and EAD are disclosed in the Credit </div><div class=\"t sa_382\" id=\"t2m_382\" style=\"left:78px;bottom:631px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">risk section. For less material Retail Banking loan portfolios, the Group has adopted less sophist</div><div class=\"t sb_382\" id=\"t2n_382\" style=\"left:634px;bottom:631px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">icated approaches based on </div><div class=\"t sa_382\" id=\"t2o_382\" style=\"left:78px;bottom:615px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t sb_382\" id=\"t2p_382\" style=\"left:111px;bottom:615px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical roll rates or loss rates. </div><div class=\"t sa_382\" id=\"t2q_382\" style=\"left:78px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Forward-looking economic assumptions are incorporated into the PD, LGD and EAD where relevant and where they </div><div class=\"t sa_382\" id=\"t2r_382\" style=\"left:78px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in\ufb02uence credit risk, such as GDP growth rates, interest rates, house price ind</div><div class=\"t sb_382\" id=\"t2s_382\" style=\"left:525px;bottom:575px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ices and commod</div><div class=\"t sa_382\" id=\"t2t_382\" style=\"left:631px;bottom:575px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity prices among others. </div><div class=\"t sa_382\" id=\"t2u_382\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">These assumptions are incorporated using the Group\u2019s most likely forecast for a range of macroeconomic assumptions. </div><div class=\"t sa_382\" id=\"t2v_382\" style=\"left:78px;bottom:543px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">These forecasts are determined using all reasonable and supportable informat</div><div class=\"t sb_382\" id=\"t2w_382\" style=\"left:544px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, wh</div><div class=\"t sa_382\" id=\"t2x_382\" style=\"left:586px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich includes both internally developed </div><div class=\"t sa_382\" id=\"t2y_382\" style=\"left:78px;bottom:527px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">forecasts and those available externally, and are consistent with those used for budgeting, forecasting and capital planning. </div><div class=\"t sa_382\" id=\"t2z_382\" style=\"left:78px;bottom:503px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">To account for the potential non-linear</div><div class=\"t sb_382\" id=\"t30_382\" style=\"left:307px;bottom:503px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sa_382\" id=\"t31_382\" style=\"left:324px;bottom:503px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in credit losses, multiple forward-looking scenarios are incorporated into the range </div><div class=\"t sa_382\" id=\"t32_382\" style=\"left:78px;bottom:487px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of reasonably possible outcomes for all material portfolios. For example, where there is a greater risk of downside credit </div><div class=\"t sa_382\" id=\"t33_382\" style=\"left:78px;bottom:470px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">losses than upside gains, multiple forward-looking economic scenarios are incorporated into the range of reasonably </div><div class=\"t sa_382\" id=\"t34_382\" style=\"left:78px;bottom:454px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible outcomes, both in respect of determin</div><div class=\"t sb_382\" id=\"t35_382\" style=\"left:354px;bottom:454px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ing the PD (and where relevant, the LGD and EAD) and </div><div class=\"t sa_382\" id=\"t36_382\" style=\"left:680px;bottom:454px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in determin</div><div class=\"t sb_382\" id=\"t37_382\" style=\"left:748px;bottom:454px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the </div><div class=\"t sa_382\" id=\"t38_382\" style=\"left:78px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">overall ECL amounts. These scenarios are determined using a Monte Carlo approach centred around the Group\u2019s most likely </div><div class=\"t sa_382\" id=\"t39_382\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">forecast of macroeconomic assumptions. </div><div class=\"t sa_382\" id=\"t3a_382\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The period over which cash shortfalls are determined is generally lim</div><div class=\"t sb_382\" id=\"t3b_382\" style=\"left:480px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited to the max</div><div class=\"t sa_382\" id=\"t3c_382\" style=\"left:571px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum contractual period for which </div><div class=\"t sa_382\" id=\"t3d_382\" style=\"left:78px;bottom:382px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Group is exposed to credit risk. However, for certain revolving credit facil</div><div class=\"t sb_382\" id=\"t3e_382\" style=\"left:521px;bottom:382px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_382\" id=\"t3f_382\" style=\"left:529px;bottom:382px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, which include credit cards or overdrafts, </div><div class=\"t sa_382\" id=\"t3g_382\" style=\"left:78px;bottom:366px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">the Group\u2019s exposure to credit risk is not lim</div><div class=\"t sb_382\" id=\"t3h_382\" style=\"left:330px;bottom:366px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ited to the contractual per</div><div class=\"t sa_382\" id=\"t3i_382\" style=\"left:485px;bottom:366px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">iod. For these instruments, the Group estimates </div><div class=\"t sa_382\" id=\"t3j_382\" style=\"left:78px;bottom:350px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">an appropriate life based on the period that the Group is exposed to credit risk, which includes the effect of credit risk </div><div class=\"t sa_382\" id=\"t3k_382\" style=\"left:78px;bottom:334px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">management actions such as the withdrawal of undrawn facil</div><div class=\"t sb_382\" id=\"t3l_382\" style=\"left:446px;bottom:334px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_382\" id=\"t3m_382\" style=\"left:453px;bottom:334px;letter-spacing:-0.09px;display:inline;\">ies. </div><div class=\"t sa_382\" id=\"t3n_382\" style=\"left:78px;bottom:310px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">For credit-impa</div><div class=\"t sb_382\" id=\"t3o_382\" style=\"left:168px;bottom:310px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ired \ufb01nancial </div><div class=\"t sa_382\" id=\"t3p_382\" style=\"left:247px;bottom:310px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments, the estimate of cash shortfalls may require the use of expert credit judgement. </div><div></div><div class=\"t s4_383\" id=\"t6_383\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_383\" id=\"t7_383\" style=\"left:191px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s6_383\" id=\"t8_383\" style=\"left:243px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_383\" id=\"t9_383\" style=\"left:95px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The estimate of expected cash shortfalls on a collateralised \ufb01nanc</div><div class=\"t s8_383\" id=\"ta_383\" style=\"left:486px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_383\" id=\"tb_383\" style=\"left:503px;bottom:1154px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument re\ufb02ects the amount and tim</div><div class=\"t s8_383\" id=\"tc_383\" style=\"left:735px;bottom:1154px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing of cash </div><div class=\"t s7_383\" id=\"td_383\" style=\"left:95px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">\ufb02ows that are expected from foreclosure on the collateral less the costs of obtain</div><div class=\"t s8_383\" id=\"te_383\" style=\"left:571px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing and sell</div><div class=\"t s7_383\" id=\"tf_383\" style=\"left:637px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing the collateral, regardless of </div><div class=\"t s7_383\" id=\"tg_383\" style=\"left:95px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">whether foreclosure is deemed probable. </div><div class=\"t s7_383\" id=\"th_383\" style=\"left:95px;bottom:1098px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ows from unfunded credit enhancements held are included with</div><div class=\"t s8_383\" id=\"ti_383\" style=\"left:514px;bottom:1098px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the measurement of expected cred</div><div class=\"t s7_383\" id=\"tj_383\" style=\"left:736px;bottom:1098px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it losses if they </div><div class=\"t s7_383\" id=\"tk_383\" style=\"left:95px;bottom:1082px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">are part of, or integral to, the contractual terms of the instrument (this includes \ufb01nanc</div><div class=\"t s8_383\" id=\"tl_383\" style=\"left:596px;bottom:1082px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial guarantees, unfunded r</div><div class=\"t s7_383\" id=\"tm_383\" style=\"left:752px;bottom:1082px;letter-spacing:-0.12px;display:inline;\">isk </div><div class=\"t s7_383\" id=\"tn_383\" style=\"left:95px;bottom:1066px;letter-spacing:-0.1px;display:inline;\">partic</div><div class=\"t s8_383\" id=\"to_383\" style=\"left:130px;bottom:1066px;letter-spacing:-0.15px;display:inline;\">ipat</div><div class=\"t s7_383\" id=\"tp_383\" style=\"left:154px;bottom:1066px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions and other non-derivat</div><div class=\"t s8_383\" id=\"tq_383\" style=\"left:313px;bottom:1066px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ive cred</div><div class=\"t s7_383\" id=\"tr_383\" style=\"left:358px;bottom:1066px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it insurance). Although non-integral credit enhancements do not impact the </div><div class=\"t s7_383\" id=\"ts_383\" style=\"left:95px;bottom:1050px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">measurement of expected credit losses, a reimbursement asset is recognised to the extent of the ECL recorded. </div><div class=\"t s7_383\" id=\"tt_383\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Cash shortfalls are discounted using the effective interest rate (or credit-adjusted effective interest rate for purchased or </div><div class=\"t s7_383\" id=\"tu_383\" style=\"left:95px;bottom:1010px;letter-spacing:-0.1px;display:inline;\">orig</div><div class=\"t s8_383\" id=\"tv_383\" style=\"left:118px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s7_383\" id=\"tw_383\" style=\"left:186px;bottom:1010px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t s8_383\" id=\"tx_383\" style=\"left:229px;bottom:1010px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t s7_383\" id=\"ty_383\" style=\"left:254px;bottom:1010px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instruments (POCI)) on the \ufb01nanc</div><div class=\"t s8_383\" id=\"tz_383\" style=\"left:452px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_383\" id=\"t10_383\" style=\"left:468px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument as calculated at in</div><div class=\"t s8_383\" id=\"t11_383\" style=\"left:644px;bottom:1010px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_383\" id=\"t12_383\" style=\"left:651px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_383\" id=\"t13_383\" style=\"left:717px;bottom:1010px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion or </div><div class=\"t s7_383\" id=\"t14_383\" style=\"left:753px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t s7_383\" id=\"t15_383\" style=\"left:95px;bottom:994px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument has a variable interest rate, the current effective interest rate determined under the contract. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_383\" id=\"t16_383\" style=\"left:95px;bottom:975px;letter-spacing:0.02px;display:inline;\">Instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_383\" id=\"t17_383\" style=\"left:442px;bottom:975px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Location of expected credit loss provis</div><div class=\"t sa_383\" id=\"t18_383\" style=\"left:621px;bottom:975px;display:inline;\">ions </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t19_383\" style=\"left:95px;bottom:955px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1a_383\" style=\"left:132px;bottom:955px;word-spacing:-0.15px;display:inline;\">ial assets held at amort</div><div class=\"t sb_383\" id=\"t1b_383\" style=\"left:263px;bottom:955px;word-spacing:-0.14px;display:inline;\">ised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1c_383\" style=\"left:442px;bottom:955px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Loss provis</div><div class=\"t sc_383\" id=\"t1d_383\" style=\"left:502px;bottom:955px;word-spacing:-0.14px;display:inline;\">ions: netted aga</div><div class=\"t sb_383\" id=\"t1e_383\" style=\"left:593px;bottom:955px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">inst gross carrying value </div><div class=\"t sd_383\" id=\"t1f_383\" style=\"vertical-align: super;left:726px;bottom:962px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1g_383\" style=\"left:95px;bottom:936px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1h_383\" style=\"left:132px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial assets held FVOCI \u2013 Debt </div> <div class=\"t sb_383\" id=\"t1i_383\" style=\"left:292px;bottom:936px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1j_383\" style=\"left:442px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Other comprehensive income (FVOCI expected credit loss reserve) </div><div class=\"t sd_383\" id=\"t1k_383\" style=\"vertical-align: super;left:811px;bottom:942px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1l_383\" style=\"left:95px;bottom:917px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Loan commitments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1m_383\" style=\"left:442px;bottom:917px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sc_383\" id=\"t1n_383\" style=\"left:474px;bottom:917px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sb_383\" id=\"t1o_383\" style=\"left:520px;bottom:917px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sc_383\" id=\"t1p_383\" style=\"left:538px;bottom:917px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_383\" id=\"t1q_383\" style=\"left:543px;bottom:917px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sc_383\" id=\"t1r_383\" style=\"left:551px;bottom:917px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div><div class=\"t sd_383\" id=\"t1s_383\" style=\"vertical-align: super;left:639px;bottom:923px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1t_383\" style=\"left:95px;bottom:898px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1u_383\" style=\"left:132px;bottom:898px;word-spacing:-0.13px;display:inline;\">ial guarantees </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1v_383\" style=\"left:442px;bottom:898px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sc_383\" id=\"t1w_383\" style=\"left:474px;bottom:898px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sb_383\" id=\"t1x_383\" style=\"left:520px;bottom:898px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sc_383\" id=\"t1y_383\" style=\"left:538px;bottom:898px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_383\" id=\"t1z_383\" style=\"left:543px;bottom:898px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sc_383\" id=\"t20_383\" style=\"left:551px;bottom:898px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div><div class=\"t sd_383\" id=\"t21_383\" style=\"vertical-align: super;left:639px;bottom:904px;display:inline;\">3 </div></td></tr></table><div class=\"t se_383\" id=\"t22_383\" style=\"left:95px;bottom:874px;display:inline;\">1 </div><div class=\"t se_383\" id=\"t23_383\" style=\"left:108px;bottom:874px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Purchased or orig</div><div class=\"t sf_383\" id=\"t24_383\" style=\"left:188px;bottom:874px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">inated cred</div><div class=\"t se_383\" id=\"t25_383\" style=\"left:241px;bottom:874px;letter-spacing:-0.19px;display:inline;\">it-impa</div><div class=\"t sf_383\" id=\"t26_383\" style=\"left:274px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ired assets do not attract an expected cred</div><div class=\"t se_383\" id=\"t27_383\" style=\"left:472px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">it loss provis</div><div class=\"t sf_383\" id=\"t28_383\" style=\"left:527px;bottom:874px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion on </div><div class=\"t se_383\" id=\"t29_383\" style=\"left:557px;bottom:874px;letter-spacing:-0.07px;display:inline;\">in</div><div class=\"t sf_383\" id=\"t2a_383\" style=\"left:565px;bottom:874px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_383\" id=\"t2b_383\" style=\"left:571px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ial recognit</div><div class=\"t sf_383\" id=\"t2c_383\" style=\"left:623px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ion. An expected cred</div><div class=\"t se_383\" id=\"t2d_383\" style=\"left:722px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">it loss provis</div><div class=\"t sf_383\" id=\"t2e_383\" style=\"left:777px;bottom:874px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion w</div><div class=\"t se_383\" id=\"t2f_383\" style=\"left:801px;bottom:874px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ill be </div><div class=\"t se_383\" id=\"t2g_383\" style=\"left:108px;bottom:863px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">recognised only if there is an increase in expected credit losses from that considered at in</div><div class=\"t sf_383\" id=\"t2h_383\" style=\"left:514px;bottom:863px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_383\" id=\"t2i_383\" style=\"left:520px;bottom:863px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ial recognit</div><div class=\"t sf_383\" id=\"t2j_383\" style=\"left:571px;bottom:863px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t se_383\" id=\"t2k_383\" style=\"left:95px;bottom:846px;display:inline;\">2 </div><div class=\"t se_383\" id=\"t2l_383\" style=\"left:108px;bottom:846px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Debt and treasury securit</div><div class=\"t sf_383\" id=\"t2m_383\" style=\"left:225px;bottom:846px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ies class</div><div class=\"t se_383\" id=\"t2n_383\" style=\"left:262px;bottom:846px;letter-spacing:-0.06px;display:inline;\">if</div><div class=\"t sf_383\" id=\"t2o_383\" style=\"left:268px;bottom:846px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ied as fa</div><div class=\"t se_383\" id=\"t2p_383\" style=\"left:307px;bottom:846px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ir value through other comprehensive income (FVOCI) are held at fair value on the face of the balance sheet. </div><div class=\"t se_383\" id=\"t2q_383\" style=\"left:108px;bottom:834px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">The expected credit loss attributed to these instruments is held as a separate reserve with</div><div class=\"t sf_383\" id=\"t2r_383\" style=\"left:519px;bottom:834px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">in other comprehens</div><div class=\"t se_383\" id=\"t2s_383\" style=\"left:613px;bottom:834px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ive income (OCI) and is recycled to the pro\ufb01t </div><div class=\"t se_383\" id=\"t2t_383\" style=\"left:108px;bottom:823px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and loss account along with any fair value measurement gains or losses held with</div><div class=\"t sf_383\" id=\"t2u_383\" style=\"left:480px;bottom:823px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in FVOCI when the appl</div><div class=\"t se_383\" id=\"t2v_383\" style=\"left:589px;bottom:823px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">icable instruments are derecognised </div><div class=\"t se_383\" id=\"t2w_383\" style=\"left:95px;bottom:805px;display:inline;\">3 </div><div class=\"t se_383\" id=\"t2x_383\" style=\"left:108px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Expected credit loss on loan commitments and \ufb01nanc</div><div class=\"t sf_383\" id=\"t2y_383\" style=\"left:355px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial guarantees </div><div class=\"t se_383\" id=\"t2z_383\" style=\"left:423px;bottom:805px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">is recognised as a liab</div><div class=\"t sf_383\" id=\"t30_383\" style=\"left:523px;bottom:805px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t se_383\" id=\"t31_383\" style=\"left:528px;bottom:805px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">ity provis</div><div class=\"t sf_383\" id=\"t32_383\" style=\"left:568px;bottom:805px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion. Where a \ufb01nancial </div><div class=\"t se_383\" id=\"t33_383\" style=\"left:671px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instrument includes both a loan </div><div class=\"t se_383\" id=\"t34_383\" style=\"left:108px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">(i.e. \ufb01nanc</div><div class=\"t sf_383\" id=\"t35_383\" style=\"left:155px;bottom:794px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ial asset component) and an undrawn comm</div><div class=\"t se_383\" id=\"t36_383\" style=\"left:362px;bottom:794px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">itment (i.e. loan commitment component), and it is not possible to separately ident</div><div class=\"t sf_383\" id=\"t37_383\" style=\"left:740px;bottom:794px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ify the expected </div><div class=\"t se_383\" id=\"t38_383\" style=\"left:108px;bottom:782px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">credit loss on these components, expected credit loss amounts on the loan commitment are recognised together with expected credit loss amounts on </div><div class=\"t sf_383\" id=\"t39_383\" style=\"left:108px;bottom:771px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">the \ufb01nancial asset. To the extent the comb</div><div class=\"t se_383\" id=\"t3a_383\" style=\"left:303px;bottom:771px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ined expected credit loss exceeds the gross carrying amount of the \ufb01nanc</div><div class=\"t sf_383\" id=\"t3b_383\" style=\"left:639px;bottom:771px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial asset, the expected cred</div><div class=\"t se_383\" id=\"t3c_383\" style=\"left:765px;bottom:771px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">it loss is </div><div class=\"t se_383\" id=\"t3d_383\" style=\"left:108px;bottom:760px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">recognised as a liab</div><div class=\"t sf_383\" id=\"t3e_383\" style=\"left:200px;bottom:760px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t se_383\" id=\"t3f_383\" style=\"left:204px;bottom:760px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">ity provis</div><div class=\"t sf_383\" id=\"t3g_383\" style=\"left:245px;bottom:760px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sg_383\" id=\"t3h_383\" style=\"left:95px;bottom:736px;letter-spacing:-0.16px;display:inline;\">Recognit</div><div class=\"t sh_383\" id=\"t3i_383\" style=\"left:148px;bottom:736px;letter-spacing:-0.15px;display:inline;\">ion </div><div class=\"t si_383\" id=\"t3j_383\" style=\"left:95px;bottom:721px;letter-spacing:0.14px;word-spacing:-0.17px;display:inline;\">12 months expected credit losses (stage 1) </div><div class=\"t s7_383\" id=\"t3k_383\" style=\"left:321px;bottom:720px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Expected credit losses are recognised at the time of in</div><div class=\"t s8_383\" id=\"t3l_383\" style=\"left:638px;bottom:720px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_383\" id=\"t3m_383\" style=\"left:646px;bottom:720px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_383\" id=\"t3n_383\" style=\"left:712px;bottom:720px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion of a \ufb01nancial </div><div class=\"t s7_383\" id=\"t3o_383\" style=\"left:95px;bottom:704px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument and represent the lifet</div><div class=\"t s8_383\" id=\"t3p_383\" style=\"left:293px;bottom:704px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ime cash shortfalls ar</div><div class=\"t s7_383\" id=\"t3q_383\" style=\"left:418px;bottom:704px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_383\" id=\"t3r_383\" style=\"left:427px;bottom:704px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing from poss</div><div class=\"t s7_383\" id=\"t3s_383\" style=\"left:506px;bottom:704px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ible default events up to 12 months into the future from </div><div class=\"t s7_383\" id=\"t3t_383\" style=\"left:95px;bottom:688px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the balance sheet date. Expected credit losses continue to be determined on this basis until there is either a sign</div><div class=\"t s8_383\" id=\"t3u_383\" style=\"left:753px;bottom:688px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t3v_383\" style=\"left:95px;bottom:672px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">increase in the credit risk of an instrument or the instrument becomes credit-impa</div><div class=\"t s8_383\" id=\"t3w_383\" style=\"left:573px;bottom:672px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ired. If an </div><div class=\"t s7_383\" id=\"t3x_383\" style=\"left:630px;bottom:672px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument is no longer </div><div class=\"t s7_383\" id=\"t3y_383\" style=\"left:95px;bottom:656px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered to exhib</div><div class=\"t s8_383\" id=\"t3z_383\" style=\"left:211px;bottom:656px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">it a s</div><div class=\"t s7_383\" id=\"t40_383\" style=\"left:238px;bottom:656px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_383\" id=\"t41_383\" style=\"left:257px;bottom:656px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t42_383\" style=\"left:296px;bottom:656px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">increase in credit risk, expected credit losses will revert to being determined on a 12-month </div><div class=\"t s7_383\" id=\"t43_383\" style=\"left:95px;bottom:640px;letter-spacing:-0.08px;display:inline;\">basis. </div><div class=\"t si_383\" id=\"t44_383\" style=\"left:95px;bottom:617px;letter-spacing:0.18px;display:inline;\">Sign</div><div class=\"t sj_383\" id=\"t45_383\" style=\"left:119px;bottom:617px;letter-spacing:0.14px;display:inline;\">i\ufb01cant </div><div class=\"t si_383\" id=\"t46_383\" style=\"left:156px;bottom:617px;letter-spacing:0.13px;word-spacing:-0.16px;display:inline;\">increase in credit risk (Stage 2) </div><div class=\"t s7_383\" id=\"t47_383\" style=\"left:323px;bottom:616px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s8_383\" id=\"t48_383\" style=\"left:349px;bottom:616px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t49_383\" style=\"left:388px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk is assessed by comparing the risk of default of an </div><div class=\"t s7_383\" id=\"t4a_383\" style=\"left:95px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure at the reporting date to the risk of default at orig</div><div class=\"t s8_383\" id=\"t4b_383\" style=\"left:439px;bottom:600px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t4c_383\" style=\"left:462px;bottom:600px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion (after taking into account the passage of time). Sign</div><div class=\"t s8_383\" id=\"t4d_383\" style=\"left:790px;bottom:600px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4e_383\" style=\"left:95px;bottom:584px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">does not mean statist</div><div class=\"t s8_383\" id=\"t4f_383\" style=\"left:224px;bottom:584px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ically s</div><div class=\"t s7_383\" id=\"t4g_383\" style=\"left:262px;bottom:584px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_383\" id=\"t4h_383\" style=\"left:281px;bottom:584px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01cant nor </div><div class=\"t s7_383\" id=\"t4i_383\" style=\"left:343px;bottom:584px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is it assessed in the context of changes in expected credit loss. Whether a change </div><div class=\"t s7_383\" id=\"t4j_383\" style=\"left:95px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in the risk of default is sign</div><div class=\"t s8_383\" id=\"t4k_383\" style=\"left:249px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01cant or not </div><div class=\"t s7_383\" id=\"t4l_383\" style=\"left:326px;bottom:568px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed using a number of quantitat</div><div class=\"t s8_383\" id=\"t4m_383\" style=\"left:560px;bottom:568px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ive and qual</div><div class=\"t s7_383\" id=\"t4n_383\" style=\"left:633px;bottom:568px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t s8_383\" id=\"t4o_383\" style=\"left:653px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive factors, the we</div><div class=\"t s7_383\" id=\"t4p_383\" style=\"left:760px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ight of </div><div class=\"t s7_383\" id=\"t4q_383\" style=\"left:95px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which depends on the type of product and counterparty. Financ</div><div class=\"t s8_383\" id=\"t4r_383\" style=\"left:472px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets that are 30 or more days past due and not </div><div class=\"t s7_383\" id=\"t4s_383\" style=\"left:95px;bottom:536px;letter-spacing:-0.27px;display:inline;\">credit-impa</div><div class=\"t s8_383\" id=\"t4t_383\" style=\"left:164px;bottom:536px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired w</div><div class=\"t s7_383\" id=\"t4u_383\" style=\"left:200px;bottom:536px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ill always be considered to have experienced a sign</div><div class=\"t s8_383\" id=\"t4v_383\" style=\"left:501px;bottom:536px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4w_383\" style=\"left:541px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in credit risk. For less material portfolios </div><div class=\"t s7_383\" id=\"t4x_383\" style=\"left:95px;bottom:520px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">where a loss rate or roll rate approach is applied to compute expected credit loss, sign</div><div class=\"t s8_383\" id=\"t4y_383\" style=\"left:600px;bottom:520px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4z_383\" style=\"left:640px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">increase in credit risk is primar</div><div class=\"t s8_383\" id=\"t50_383\" style=\"left:815px;bottom:520px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s7_383\" id=\"t51_383\" style=\"left:95px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">based on 30 days past due. </div><div class=\"t s7_383\" id=\"t52_383\" style=\"left:95px;bottom:480px;letter-spacing:-0.12px;display:inline;\">Quantitat</div><div class=\"t s8_383\" id=\"t53_383\" style=\"left:155px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive factors </div><div class=\"t s7_383\" id=\"t54_383\" style=\"left:219px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">include an assessment of whether there has been sign</div><div class=\"t s8_383\" id=\"t55_383\" style=\"left:538px;bottom:480px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t56_383\" style=\"left:578px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in the forward-looking probabil</div><div class=\"t s8_383\" id=\"t57_383\" style=\"left:816px;bottom:480px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t s7_383\" id=\"t58_383\" style=\"left:95px;bottom:464px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">of default (PD) since orig</div><div class=\"t s8_383\" id=\"t59_383\" style=\"left:240px;bottom:464px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t5a_383\" style=\"left:264px;bottom:464px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. A forward-looking PD is one that is adjusted for future economic condit</div><div class=\"t s8_383\" id=\"t5b_383\" style=\"left:706px;bottom:464px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions to the extent </div><div class=\"t s7_383\" id=\"t5c_383\" style=\"left:95px;bottom:448px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">these are correlated to changes in credit risk. We compare the residual lifet</div><div class=\"t s8_383\" id=\"t5d_383\" style=\"left:536px;bottom:448px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ime PD at the balance sheet date to the res</div><div class=\"t s7_383\" id=\"t5e_383\" style=\"left:792px;bottom:448px;letter-spacing:-0.14px;display:inline;\">idual </div><div class=\"t s7_383\" id=\"t5f_383\" style=\"left:95px;bottom:432px;letter-spacing:-0.15px;display:inline;\">lifet</div><div class=\"t s8_383\" id=\"t5g_383\" style=\"left:118px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.11px;display:inline;\">ime PD that was expected at the t</div><div class=\"t s7_383\" id=\"t5h_383\" style=\"left:319px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.13px;display:inline;\">ime of orig</div><div class=\"t s8_383\" id=\"t5i_383\" style=\"left:382px;bottom:432px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t5j_383\" style=\"left:405px;bottom:432px;letter-spacing:-0.14px;word-spacing:-0.14px;display:inline;\">ion for the same point in the term structure and determine whether both </div><div class=\"t s7_383\" id=\"t5k_383\" style=\"left:95px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the absolute and relative change between the two exceeds predetermined thresholds. To the extent that the differences </div><div class=\"t s7_383\" id=\"t5l_383\" style=\"left:95px;bottom:400px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">between the measures of default outlined exceed the de\ufb01ned thresholds, the instrument is considered to have experienced </div><div class=\"t s7_383\" id=\"t5m_383\" style=\"left:95px;bottom:384px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">a sign</div><div class=\"t s8_383\" id=\"t5n_383\" style=\"left:130px;bottom:384px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t5o_383\" style=\"left:170px;bottom:384px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">increase in credit risk (see page 282 to 284). </div><div class=\"t s7_383\" id=\"t5p_383\" style=\"left:95px;bottom:359px;letter-spacing:-0.13px;display:inline;\">Qualitat</div><div class=\"t s8_383\" id=\"t5q_383\" style=\"left:145px;bottom:359px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ive factors assessed </div><div class=\"t s7_383\" id=\"t5r_383\" style=\"left:265px;bottom:359px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">include those linked to current credit risk management processes, such as lending placed on </div><div class=\"t s7_383\" id=\"t5s_383\" style=\"left:95px;bottom:343px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">non-purely precautionary early alert (and subject to closer monitor</div><div class=\"t s8_383\" id=\"t5t_383\" style=\"left:487px;bottom:343px;letter-spacing:-0.31px;display:inline;\">ing). </div><div class=\"t s7_383\" id=\"t5u_383\" style=\"left:95px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">A non-purely precautionary early alert account is one which exhib</div><div class=\"t s8_383\" id=\"t5v_383\" style=\"left:482px;bottom:319px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">its r</div><div class=\"t s7_383\" id=\"t5w_383\" style=\"left:503px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">isk or potential weaknesses of a material nature </div><div class=\"t s7_383\" id=\"t5x_383\" style=\"left:95px;bottom:303px;letter-spacing:-0.14px;display:inline;\">requir</div><div class=\"t s8_383\" id=\"t5y_383\" style=\"left:130px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing closer mon</div><div class=\"t s7_383\" id=\"t5z_383\" style=\"left:215px;bottom:303px;letter-spacing:-0.14px;display:inline;\">itor</div><div class=\"t s8_383\" id=\"t60_383\" style=\"left:235px;bottom:303px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ing, superv</div><div class=\"t s7_383\" id=\"t61_383\" style=\"left:299px;bottom:303px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_383\" id=\"t62_383\" style=\"left:307px;bottom:303px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, or attent</div><div class=\"t s7_383\" id=\"t63_383\" style=\"left:383px;bottom:303px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion by management. Weaknesses in such a borrower\u2019s account, if left </div><div class=\"t s7_383\" id=\"t64_383\" style=\"left:95px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uncorrected, could result in deteriorat</div><div class=\"t s8_383\" id=\"t65_383\" style=\"left:316px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of repayment prospects and the l</div><div class=\"t s7_383\" id=\"t66_383\" style=\"left:534px;bottom:287px;letter-spacing:-0.23px;display:inline;\">ikel</div><div class=\"t s8_383\" id=\"t67_383\" style=\"left:553px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ihood of be</div><div class=\"t s7_383\" id=\"t68_383\" style=\"left:621px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing downgraded. Indicators </div><div class=\"t s7_383\" id=\"t69_383\" style=\"left:95px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">could include a rapid erosion of posit</div><div class=\"t s8_383\" id=\"t6a_383\" style=\"left:311px;bottom:271px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion w</div><div class=\"t s7_383\" id=\"t6b_383\" style=\"left:343px;bottom:271px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_383\" id=\"t6c_383\" style=\"left:358px;bottom:271px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in the </div><div class=\"t s7_383\" id=\"t6d_383\" style=\"left:394px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">industry, concerns over management\u2019s abil</div><div class=\"t s8_383\" id=\"t6e_383\" style=\"left:646px;bottom:271px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity to manage operat</div><div class=\"t s7_383\" id=\"t6f_383\" style=\"left:773px;bottom:271px;letter-spacing:-0.08px;display:inline;\">ions, </div><div class=\"t s7_383\" id=\"t6g_383\" style=\"left:95px;bottom:255px;letter-spacing:-0.2px;display:inline;\">weak/deteriorat</div><div class=\"t s8_383\" id=\"t6h_383\" style=\"left:193px;bottom:255px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing operat</div><div class=\"t s7_383\" id=\"t6i_383\" style=\"left:255px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing results, liqu</div><div class=\"t s8_383\" id=\"t6j_383\" style=\"left:341px;bottom:255px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_383\" id=\"t6k_383\" style=\"left:352px;bottom:255px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity strain and overdue balances among other factors. </div><div></div><div class=\"t s5_384\" id=\"t7_384\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_384\" id=\"t8_384\" style=\"left:174px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s7_384\" id=\"t9_384\" style=\"left:226px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_384\" id=\"ta_384\" style=\"left:78px;bottom:1155px;letter-spacing:0.21px;display:inline;\">Credit-impa</div><div class=\"t s9_384\" id=\"tb_384\" style=\"left:144px;bottom:1155px;letter-spacing:0.12px;word-spacing:-0.14px;display:inline;\">ired (or defaulted) exposures (Stage 3) </div><div class=\"t sa_384\" id=\"tc_384\" style=\"left:355px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_384\" id=\"td_384\" style=\"left:394px;bottom:1154px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are cred</div><div class=\"t sa_384\" id=\"te_384\" style=\"left:528px;bottom:1154px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sb_384\" id=\"tf_384\" style=\"left:571px;bottom:1154px;letter-spacing:-0.33px;word-spacing:0.07px;display:inline;\">ired (or </div><div class=\"t sa_384\" id=\"tg_384\" style=\"left:614px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in default) represent those that </div><div class=\"t sa_384\" id=\"th_384\" style=\"left:78px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are at least 90 days past due in respect of princ</div><div class=\"t sb_384\" id=\"ti_384\" style=\"left:356px;bottom:1138px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ipal and/or </div><div class=\"t sa_384\" id=\"tj_384\" style=\"left:425px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest. Financ</div><div class=\"t sb_384\" id=\"tk_384\" style=\"left:514px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets are also cons</div><div class=\"t sa_384\" id=\"tl_384\" style=\"left:648px;bottom:1138px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">idered to be credit-impa</div><div class=\"t sb_384\" id=\"tm_384\" style=\"left:791px;bottom:1138px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sa_384\" id=\"tn_384\" style=\"left:78px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">where the obligors are unlikely to pay on the occurrence of one or more observable events that have a detrimental impact </div><div class=\"t sa_384\" id=\"to_384\" style=\"left:78px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">on the estimated future cash \ufb02ows of the \ufb01nanc</div><div class=\"t sb_384\" id=\"tp_384\" style=\"left:360px;bottom:1106px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial asset. It may not be poss</div><div class=\"t sa_384\" id=\"tq_384\" style=\"left:521px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ible to ident</div><div class=\"t sb_384\" id=\"tr_384\" style=\"left:592px;bottom:1106px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ify a s</div><div class=\"t sa_384\" id=\"ts_384\" style=\"left:625px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ingle discrete event but instead </div><div class=\"t sa_384\" id=\"tt_384\" style=\"left:78px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the combined effect of several events may cause \ufb01nanc</div><div class=\"t sb_384\" id=\"tu_384\" style=\"left:406px;bottom:1090px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets to become cred</div><div class=\"t sa_384\" id=\"tv_384\" style=\"left:556px;bottom:1090px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sb_384\" id=\"tw_384\" style=\"left:599px;bottom:1090px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t sb_384\" id=\"tx_384\" style=\"left:78px;bottom:1066px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"ty_384\" style=\"left:91px;bottom:1066px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Evidence that a \ufb01nanc</div><div class=\"t sb_384\" id=\"tz_384\" style=\"left:223px;bottom:1066px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t sa_384\" id=\"t10_384\" style=\"left:274px;bottom:1066px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">is credit-impa</div><div class=\"t sb_384\" id=\"t11_384\" style=\"left:354px;bottom:1066px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sa_384\" id=\"t12_384\" style=\"left:380px;bottom:1066px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">includes observable data about the following events: </div><div class=\"t sb_384\" id=\"t13_384\" style=\"left:78px;bottom:1042px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t14_384\" style=\"left:91px;bottom:1042px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t sb_384\" id=\"t15_384\" style=\"left:116px;bottom:1042px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">i\ufb01cant \ufb01nancial d</div><div class=\"t sa_384\" id=\"t16_384\" style=\"left:218px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t17_384\" style=\"left:230px;bottom:1042px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">iculty of the </div><div class=\"t sa_384\" id=\"t18_384\" style=\"left:302px;bottom:1042px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">issuer or borrower; </div><div class=\"t sb_384\" id=\"t19_384\" style=\"left:78px;bottom:1018px;display:inline;\">\u2022 </div><div class=\"t sb_384\" id=\"t1a_384\" style=\"left:91px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Breach of contract such as default or a past due event; </div><div class=\"t sb_384\" id=\"t1b_384\" style=\"left:78px;bottom:994px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1c_384\" style=\"left:91px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">For economic or contractual reasons relating to the borrower\u2019s \ufb01nanc</div><div class=\"t sb_384\" id=\"t1d_384\" style=\"left:497px;bottom:994px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_384\" id=\"t1e_384\" style=\"left:522px;bottom:994px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t1f_384\" style=\"left:534px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, the lenders of the borrower have granted </div><div class=\"t sa_384\" id=\"t1g_384\" style=\"left:91px;bottom:978px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the borrower concession/s that lenders would not otherwise consider. This would include forbearance actions (page 257); </div><div class=\"t sb_384\" id=\"t1h_384\" style=\"left:78px;bottom:953px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1i_384\" style=\"left:91px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Pending or actual bankruptcy or other \ufb01nanc</div><div class=\"t sb_384\" id=\"t1j_384\" style=\"left:356px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial reorgan</div><div class=\"t sa_384\" id=\"t1k_384\" style=\"left:420px;bottom:953px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sb_384\" id=\"t1l_384\" style=\"left:441px;bottom:953px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion to avo</div><div class=\"t sa_384\" id=\"t1m_384\" style=\"left:500px;bottom:953px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">id or delay discharge of the borrower\u2019s obligat</div><div class=\"t sb_384\" id=\"t1n_384\" style=\"left:770px;bottom:953px;letter-spacing:-0.4px;display:inline;\">ion/s; </div><div class=\"t sb_384\" id=\"t1o_384\" style=\"left:78px;bottom:929px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1p_384\" style=\"left:91px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The disappearance of an active market for the applicable \ufb01nanc</div><div class=\"t sb_384\" id=\"t1q_384\" style=\"left:472px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial asset due to \ufb01nancial d</div><div class=\"t sa_384\" id=\"t1r_384\" style=\"left:626px;bottom:929px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t1s_384\" style=\"left:638px;bottom:929px;letter-spacing:-0.18px;display:inline;\">icult</div><div class=\"t sa_384\" id=\"t1t_384\" style=\"left:663px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies of the borrower; </div><div class=\"t sb_384\" id=\"t1u_384\" style=\"left:78px;bottom:905px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1v_384\" style=\"left:91px;bottom:905px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Purchase or orig</div><div class=\"t sb_384\" id=\"t1w_384\" style=\"left:186px;bottom:905px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t sa_384\" id=\"t1x_384\" style=\"left:209px;bottom:905px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of a \ufb01nanc</div><div class=\"t sb_384\" id=\"t1y_384\" style=\"left:293px;bottom:905px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset at a deep d</div><div class=\"t sa_384\" id=\"t1z_384\" style=\"left:412px;bottom:905px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscount that re\ufb02ects incurred credit losses </div><div class=\"t sa_384\" id=\"t20_384\" style=\"left:78px;bottom:881px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Lending commitments to a credit-impa</div><div class=\"t sb_384\" id=\"t21_384\" style=\"left:310px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired obl</div><div class=\"t sa_384\" id=\"t22_384\" style=\"left:354px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">igor that have not yet been drawn down are included to the extent that the </div><div class=\"t sa_384\" id=\"t23_384\" style=\"left:78px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">commitment cannot be withdrawn. Loss provis</div><div class=\"t sb_384\" id=\"t24_384\" style=\"left:355px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions aga</div><div class=\"t sa_384\" id=\"t25_384\" style=\"left:406px;bottom:865px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">inst credit-impa</div><div class=\"t sb_384\" id=\"t26_384\" style=\"left:498px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired \ufb01nancial assets are determ</div><div class=\"t sa_384\" id=\"t27_384\" style=\"left:684px;bottom:865px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ined based on an </div><div class=\"t sa_384\" id=\"t28_384\" style=\"left:78px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">assessment of the present value of expected cash shortfalls (discounted at the instrument\u2019s orig</div><div class=\"t sb_384\" id=\"t29_384\" style=\"left:641px;bottom:849px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t sa_384\" id=\"t2a_384\" style=\"left:700px;bottom:849px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ive interest rate) </div><div class=\"t sa_384\" id=\"t2b_384\" style=\"left:78px;bottom:833px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">under a range of scenarios, includ</div><div class=\"t sb_384\" id=\"t2c_384\" style=\"left:276px;bottom:833px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the real</div><div class=\"t sa_384\" id=\"t2d_384\" style=\"left:343px;bottom:833px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sb_384\" id=\"t2e_384\" style=\"left:364px;bottom:833px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of any collateral held where appropr</div><div class=\"t sa_384\" id=\"t2f_384\" style=\"left:601px;bottom:833px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">iate. The Group\u2019s de\ufb01n</div><div class=\"t sb_384\" id=\"t2g_384\" style=\"left:732px;bottom:833px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_384\" id=\"t2h_384\" style=\"left:739px;bottom:833px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of </div><div class=\"t sa_384\" id=\"t2i_384\" style=\"left:78px;bottom:817px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">default is aligned with the regulatory de\ufb01n</div><div class=\"t sb_384\" id=\"t2j_384\" style=\"left:329px;bottom:817px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_384\" id=\"t2k_384\" style=\"left:337px;bottom:817px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of default as set out in the UK\u2019s onshored capital requirements regulations </div><div class=\"t sb_384\" id=\"t2l_384\" style=\"left:78px;bottom:801px;letter-spacing:-0.35px;word-spacing:0.08px;display:inline;\">(Art 178). </div><div class=\"t sc_384\" id=\"t2m_384\" style=\"left:78px;bottom:777px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Expert credit judgement </div><div class=\"t sa_384\" id=\"t2n_384\" style=\"left:78px;bottom:761px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">For Corporate &amp; Institut</div><div class=\"t sb_384\" id=\"t2o_384\" style=\"left:216px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ional, Commerc</div><div class=\"t sa_384\" id=\"t2p_384\" style=\"left:309px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial and Private Banking, borrowers are graded by credit risk management on a credit </div><div class=\"t sa_384\" id=\"t2q_384\" style=\"left:78px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">grading (CG) scale from CG1 to CG14. Once a borrower starts to exhib</div><div class=\"t sb_384\" id=\"t2r_384\" style=\"left:485px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it cred</div><div class=\"t sa_384\" id=\"t2s_384\" style=\"left:522px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it deteriorat</div><div class=\"t sb_384\" id=\"t2t_384\" style=\"left:592px;bottom:745px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t sa_384\" id=\"t2u_384\" style=\"left:616px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it will move along the credit </div><div class=\"t sa_384\" id=\"t2v_384\" style=\"left:78px;bottom:729px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">grading scale in the performing book and when it is classif</div><div class=\"t sb_384\" id=\"t2w_384\" style=\"left:420px;bottom:729px;letter-spacing:-0.27px;display:inline;\">ied as CG12 (wh</div><div class=\"t sa_384\" id=\"t2x_384\" style=\"left:513px;bottom:729px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich is a qualitat</div><div class=\"t sb_384\" id=\"t2y_384\" style=\"left:602px;bottom:729px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ive tr</div><div class=\"t sa_384\" id=\"t2z_384\" style=\"left:630px;bottom:729px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">igger for sign</div><div class=\"t sb_384\" id=\"t30_384\" style=\"left:707px;bottom:729px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_384\" id=\"t31_384\" style=\"left:747px;bottom:729px;letter-spacing:-0.12px;display:inline;\">increase </div><div class=\"t sa_384\" id=\"t32_384\" style=\"left:78px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in credit risk (see page 283)the credit assessment and oversight of the loan will normally be performed by Stressed Assets </div><div class=\"t sa_384\" id=\"t33_384\" style=\"left:78px;bottom:697px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">Risk (SAR). </div><div class=\"t sa_384\" id=\"t34_384\" style=\"left:78px;bottom:673px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Borrowers graded CG12 exhib</div><div class=\"t sb_384\" id=\"t35_384\" style=\"left:252px;bottom:673px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it well-de\ufb01ned weaknesses </div><div class=\"t sa_384\" id=\"t36_384\" style=\"left:414px;bottom:673px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in areas such as management and/or performance but there is </div><div class=\"t sa_384\" id=\"t37_384\" style=\"left:78px;bottom:657px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">no current expectation of a loss of princ</div><div class=\"t sb_384\" id=\"t38_384\" style=\"left:310px;bottom:657px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal or </div><div class=\"t sa_384\" id=\"t39_384\" style=\"left:350px;bottom:657px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">interest in the likely scenario. Where the impa</div><div class=\"t sb_384\" id=\"t3a_384\" style=\"left:617px;bottom:657px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment assessment </div><div class=\"t sa_384\" id=\"t3b_384\" style=\"left:731px;bottom:657px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_384\" id=\"t3c_384\" style=\"left:750px;bottom:657px;letter-spacing:-0.16px;display:inline;\">icates </div><div class=\"t sa_384\" id=\"t3d_384\" style=\"left:78px;bottom:641px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">that there will be a loss of princ</div><div class=\"t sb_384\" id=\"t3e_384\" style=\"left:260px;bottom:641px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ipal on a loan </div><div class=\"t sa_384\" id=\"t3f_384\" style=\"left:343px;bottom:641px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the likely scenario, the borrower is graded a CG14 while borrowers of other </div><div class=\"t sa_384\" id=\"t3g_384\" style=\"left:78px;bottom:625px;letter-spacing:-0.27px;display:inline;\">credit-impa</div><div class=\"t sb_384\" id=\"t3h_384\" style=\"left:147px;bottom:625px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired loans are graded CG13. Instruments graded CG13 or CG14 are regarded as stage 3. </div><div class=\"t sa_384\" id=\"t3i_384\" style=\"left:78px;bottom:601px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For ind</div><div class=\"t sb_384\" id=\"t3j_384\" style=\"left:118px;bottom:601px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_384\" id=\"t3k_384\" style=\"left:128px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idually sign</div><div class=\"t sb_384\" id=\"t3l_384\" style=\"left:193px;bottom:601px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant \ufb01nancial assets w</div><div class=\"t sa_384\" id=\"t3m_384\" style=\"left:338px;bottom:601px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t sb_384\" id=\"t3n_384\" style=\"left:353px;bottom:601px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in stage 3, SAR w</div><div class=\"t sa_384\" id=\"t3o_384\" style=\"left:452px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ill consider all judgements that have an impact on the </div><div class=\"t sa_384\" id=\"t3p_384\" style=\"left:78px;bottom:585px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">expected future cash \ufb02ows of the asset. These include: the business prospects, industry and geo polit</div><div class=\"t sb_384\" id=\"t3q_384\" style=\"left:670px;bottom:585px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ical cl</div><div class=\"t sa_384\" id=\"t3r_384\" style=\"left:703px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of </div><div class=\"t sa_384\" id=\"t3s_384\" style=\"left:78px;bottom:568px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the customer, quality of realisable value of collateral, the Group\u2019s legal posit</div><div class=\"t sb_384\" id=\"t3t_384\" style=\"left:521px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion relat</div><div class=\"t sa_384\" id=\"t3u_384\" style=\"left:569px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive to other claimants and any </div><div class=\"t sa_384\" id=\"t3v_384\" style=\"left:78px;bottom:552px;letter-spacing:-0.12px;display:inline;\">renegotiat</div><div class=\"t sb_384\" id=\"t3w_384\" style=\"left:141px;bottom:552px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion/ forbearance/ mod</div><div class=\"t sa_384\" id=\"t3x_384\" style=\"left:279px;bottom:552px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sb_384\" id=\"t3y_384\" style=\"left:287px;bottom:552px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t3z_384\" style=\"left:309px;bottom:552px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion options. The future cash \ufb02ow calculation involves sign</div><div class=\"t sb_384\" id=\"t40_384\" style=\"left:645px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">i\ufb01cant judgements </div><div class=\"t sa_384\" id=\"t41_384\" style=\"left:78px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">and estimates. As new informat</div><div class=\"t sb_384\" id=\"t42_384\" style=\"left:266px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion becomes ava</div><div class=\"t sa_384\" id=\"t43_384\" style=\"left:367px;bottom:536px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ilable and further negotiat</div><div class=\"t sb_384\" id=\"t44_384\" style=\"left:524px;bottom:536px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions/ forbearance measures are taken the </div><div class=\"t sa_384\" id=\"t45_384\" style=\"left:78px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">estimates of the future cash \ufb02ows will be revised, and will have an impact on the future cash \ufb02ow analysis. </div><div class=\"t sb_384\" id=\"t46_384\" style=\"left:78px;bottom:496px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For \ufb01nancial assets wh</div><div class=\"t sa_384\" id=\"t47_384\" style=\"left:211px;bottom:496px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich are not ind</div><div class=\"t sb_384\" id=\"t48_384\" style=\"left:295px;bottom:496px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_384\" id=\"t49_384\" style=\"left:305px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idually sign</div><div class=\"t sb_384\" id=\"t4a_384\" style=\"left:371px;bottom:496px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant, such as the Reta</div><div class=\"t sa_384\" id=\"t4b_384\" style=\"left:510px;bottom:496px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">il Banking portfolio or small business loans, which </div><div class=\"t sa_384\" id=\"t4c_384\" style=\"left:78px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comprise a large number of homogenous loans that share sim</div><div class=\"t sb_384\" id=\"t4d_384\" style=\"left:444px;bottom:480px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ilar character</div><div class=\"t sa_384\" id=\"t4e_384\" style=\"left:523px;bottom:480px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t sb_384\" id=\"t4f_384\" style=\"left:536px;bottom:480px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ics, stat</div><div class=\"t sa_384\" id=\"t4g_384\" style=\"left:580px;bottom:480px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t sb_384\" id=\"t4h_384\" style=\"left:593px;bottom:480px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ical est</div><div class=\"t sa_384\" id=\"t4i_384\" style=\"left:634px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imates and techniques are </div><div class=\"t sa_384\" id=\"t4j_384\" style=\"left:78px;bottom:464px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">used, as well as credit scoring analysis. </div><div class=\"t sa_384\" id=\"t4k_384\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Consumer and Business Banking clients are considered credit-impa</div><div class=\"t sb_384\" id=\"t4l_384\" style=\"left:472px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ired where they are more 90 days past due, or </div><div class=\"t sa_384\" id=\"t4m_384\" style=\"left:744px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_384\" id=\"t4n_384\" style=\"left:78px;bottom:424px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">borrower \ufb01les for bankruptcy or other forbearance programme, the borrower is deceased or the business is closed in the case </div><div class=\"t sa_384\" id=\"t4o_384\" style=\"left:78px;bottom:408px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of a small business, or if the borrower surrenders the collateral, or there is an ident</div><div class=\"t sb_384\" id=\"t4p_384\" style=\"left:555px;bottom:408px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01ed fraud on the account. Add</div><div class=\"t sa_384\" id=\"t4q_384\" style=\"left:738px;bottom:408px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_384\" id=\"t4r_384\" style=\"left:746px;bottom:408px;letter-spacing:-0.26px;display:inline;\">ionally, </div><div class=\"t sa_384\" id=\"t4s_384\" style=\"left:789px;bottom:408px;letter-spacing:-0.18px;display:inline;\">if </div><div class=\"t sa_384\" id=\"t4t_384\" style=\"left:78px;bottom:392px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the account is unsecured and the borrower has other credit accounts with the Group that are considered credit-impa</div><div class=\"t sb_384\" id=\"t4u_384\" style=\"left:765px;bottom:392px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t sa_384\" id=\"t4v_384\" style=\"left:78px;bottom:376px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">the account may be also be credit-impa</div><div class=\"t sb_384\" id=\"t4w_384\" style=\"left:314px;bottom:376px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t sa_384\" id=\"t4x_384\" style=\"left:78px;bottom:352px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Techniques used to compute impa</div><div class=\"t sb_384\" id=\"t4y_384\" style=\"left:282px;bottom:352px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment amounts use models wh</div><div class=\"t sa_384\" id=\"t4z_384\" style=\"left:467px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich analyse histor</div><div class=\"t sb_384\" id=\"t50_384\" style=\"left:569px;bottom:352px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical repayment and default rates over </div><div class=\"t sa_384\" id=\"t51_384\" style=\"left:78px;bottom:336px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a time horizon. Where various models are used, judgement is required to analyse the available informat</div><div class=\"t sb_384\" id=\"t52_384\" style=\"left:687px;bottom:336px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion prov</div><div class=\"t sa_384\" id=\"t53_384\" style=\"left:735px;bottom:336px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ided and </div><div class=\"t sa_384\" id=\"t54_384\" style=\"left:78px;bottom:320px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">select the appropriate model or combinat</div><div class=\"t sb_384\" id=\"t55_384\" style=\"left:326px;bottom:320px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of models to use. </div><div class=\"t sa_384\" id=\"t56_384\" style=\"left:78px;bottom:296px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Expert credit judgement is also applied to determine whether any post-model adjustments are required for credit risk </div><div class=\"t sa_384\" id=\"t57_384\" style=\"left:78px;bottom:280px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">elements which are not captured by the models. </div><div class=\"t sc_384\" id=\"t58_384\" style=\"left:78px;bottom:256px;letter-spacing:-0.13px;display:inline;\">Modif</div><div class=\"t sd_384\" id=\"t59_384\" style=\"left:114px;bottom:256px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied \ufb01nancial </div><div class=\"t sc_384\" id=\"t5a_384\" style=\"left:190px;bottom:256px;letter-spacing:-0.08px;display:inline;\">instruments </div><div class=\"t sa_384\" id=\"t5b_384\" style=\"left:78px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Where the orig</div><div class=\"t sb_384\" id=\"t5c_384\" style=\"left:167px;bottom:240px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal contractual terms of a \ufb01nancial asset have been mod</div><div class=\"t sa_384\" id=\"t5d_384\" style=\"left:507px;bottom:240px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sb_384\" id=\"t5e_384\" style=\"left:515px;bottom:240px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied for cred</div><div class=\"t sa_384\" id=\"t5f_384\" style=\"left:581px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it reasons and the instrument has not </div><div class=\"t sa_384\" id=\"t5g_384\" style=\"left:78px;bottom:224px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">been derecognised (an instrument is derecognised when a modif</div><div class=\"t sb_384\" id=\"t5h_384\" style=\"left:462px;bottom:224px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5i_384\" style=\"left:485px;bottom:224px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion results in a change in cash \ufb02ows that the Group </div><div class=\"t sa_384\" id=\"t5j_384\" style=\"left:78px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">would consider substantial), the resulting modif</div><div class=\"t sb_384\" id=\"t5k_384\" style=\"left:358px;bottom:208px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5l_384\" style=\"left:380px;bottom:208px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion loss is recognised with</div><div class=\"t sb_384\" id=\"t5m_384\" style=\"left:531px;bottom:208px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in cred</div><div class=\"t sa_384\" id=\"t5n_384\" style=\"left:571px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t sb_384\" id=\"t5o_384\" style=\"left:612px;bottom:208px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_384\" id=\"t5p_384\" style=\"left:653px;bottom:208px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the income statement </div><div class=\"t sa_384\" id=\"t5q_384\" style=\"left:78px;bottom:192px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">with a corresponding decrease in the gross carrying value of the asset. If the modif</div><div class=\"t sb_384\" id=\"t5r_384\" style=\"left:563px;bottom:192px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5s_384\" style=\"left:585px;bottom:192px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion involved a concession that the </div><div class=\"t sa_384\" id=\"t5t_384\" style=\"left:78px;bottom:175px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">bank would not otherwise consider, the instrument is considered to be credit-impa</div><div class=\"t sb_384\" id=\"t5u_384\" style=\"left:561px;bottom:175px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired and </div><div class=\"t sa_384\" id=\"t5v_384\" style=\"left:613px;bottom:175px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is considered forborne. </div><div></div><div class=\"t s4_385\" id=\"t6_385\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_385\" id=\"t7_385\" style=\"left:191px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s6_385\" id=\"t8_385\" style=\"left:243px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_385\" id=\"t9_385\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Expected credit loss for modif</div><div class=\"t s8_385\" id=\"ta_385\" style=\"left:270px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied \ufb01nancial assets that have not been derecogn</div><div class=\"t s7_385\" id=\"tb_385\" style=\"left:559px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ised and are not considered to be credit- </div><div class=\"t s7_385\" id=\"tc_385\" style=\"left:95px;bottom:1138px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"td_385\" style=\"left:126px;bottom:1138px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired w</div><div class=\"t s7_385\" id=\"te_385\" style=\"left:162px;bottom:1138px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill be recognised on a 12-month basis, or a lifet</div><div class=\"t s8_385\" id=\"tf_385\" style=\"left:431px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime bas</div><div class=\"t s7_385\" id=\"tg_385\" style=\"left:477px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is, if there is a sign</div><div class=\"t s8_385\" id=\"th_385\" style=\"left:581px;bottom:1138px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"ti_385\" style=\"left:621px;bottom:1138px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">increase in credit risk. These assets </div><div class=\"t s7_385\" id=\"tj_385\" style=\"left:95px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">are assessed (by comparison to the orig</div><div class=\"t s8_385\" id=\"tk_385\" style=\"left:330px;bottom:1122px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_385\" id=\"tl_385\" style=\"left:354px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion date) to determine whether there has been a sign</div><div class=\"t s8_385\" id=\"tm_385\" style=\"left:668px;bottom:1122px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"tn_385\" style=\"left:708px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk </div><div class=\"t s7_385\" id=\"to_385\" style=\"left:95px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t s8_385\" id=\"tp_385\" style=\"left:241px;bottom:1106px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"tq_385\" style=\"left:263px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Although loans may be modif</div><div class=\"t s8_385\" id=\"tr_385\" style=\"left:463px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied for non-cred</div><div class=\"t s7_385\" id=\"ts_385\" style=\"left:557px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it reasons, a sign</div><div class=\"t s8_385\" id=\"tt_385\" style=\"left:655px;bottom:1106px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"tu_385\" style=\"left:694px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk </div><div class=\"t s7_385\" id=\"tv_385\" style=\"left:95px;bottom:1090px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">may occur. In addit</div><div class=\"t s8_385\" id=\"tw_385\" style=\"left:207px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to the recogn</div><div class=\"t s7_385\" id=\"tx_385\" style=\"left:307px;bottom:1090px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_385\" id=\"ty_385\" style=\"left:315px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of mod</div><div class=\"t s7_385\" id=\"tz_385\" style=\"left:379px;bottom:1090px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_385\" id=\"t10_385\" style=\"left:386px;bottom:1090px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t11_385\" style=\"left:409px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion gains and losses, the revised carrying value of modif</div><div class=\"t s8_385\" id=\"t12_385\" style=\"left:736px;bottom:1090px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_385\" id=\"t13_385\" style=\"left:95px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assets will impact the calculation of expected credit losses, with any increase or decrease in expected credit loss recognised </div><div class=\"t s7_385\" id=\"t14_385\" style=\"left:95px;bottom:1058px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t s8_385\" id=\"t15_385\" style=\"left:121px;bottom:1058px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s7_385\" id=\"t16_385\" style=\"left:134px;bottom:1058px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"t17_385\" style=\"left:165px;bottom:1058px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_385\" id=\"t18_385\" style=\"left:95px;bottom:1034px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Forborne loans </div><div class=\"t s7_385\" id=\"t19_385\" style=\"left:95px;bottom:1018px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Forborne loans are those loans that have been modif</div><div class=\"t s8_385\" id=\"t1a_385\" style=\"left:409px;bottom:1018px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_385\" id=\"t1b_385\" style=\"left:430px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in response to a customer\u2019s \ufb01nanc</div><div class=\"t s8_385\" id=\"t1c_385\" style=\"left:629px;bottom:1018px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t s7_385\" id=\"t1d_385\" style=\"left:654px;bottom:1018px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t s8_385\" id=\"t1e_385\" style=\"left:666px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">icult</div><div class=\"t s7_385\" id=\"t1f_385\" style=\"left:691px;bottom:1018px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Forbearance </div><div class=\"t s7_385\" id=\"t1g_385\" style=\"left:95px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">strategies assist clients who are temporarily in \ufb01nanc</div><div class=\"t s8_385\" id=\"t1h_385\" style=\"left:406px;bottom:1002px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t s7_385\" id=\"t1i_385\" style=\"left:431px;bottom:1002px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">istress and are unable to meet their orig</div><div class=\"t s8_385\" id=\"t1j_385\" style=\"left:665px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inal contractual repayment </div><div class=\"t s7_385\" id=\"t1k_385\" style=\"left:95px;bottom:986px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">terms. Forbearance can be in</div><div class=\"t s8_385\" id=\"t1l_385\" style=\"left:267px;bottom:986px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t1m_385\" style=\"left:275px;bottom:986px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iated by the client, the Group or a third-party includ</div><div class=\"t s8_385\" id=\"t1n_385\" style=\"left:578px;bottom:986px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing government sponsored programmes </div><div class=\"t s7_385\" id=\"t1o_385\" style=\"left:95px;bottom:970px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">or a conglomerate of credit inst</div><div class=\"t s8_385\" id=\"t1p_385\" style=\"left:280px;bottom:970px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_385\" id=\"t1q_385\" style=\"left:300px;bottom:970px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions. Forbearance may include debt restructuring such as new repayment schedules, </div><div class=\"t s7_385\" id=\"t1r_385\" style=\"left:95px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">payment deferrals, tenor extensions, interest only payments, lower interest rates, forgiveness of princ</div><div class=\"t s8_385\" id=\"t1s_385\" style=\"left:687px;bottom:953px;letter-spacing:-0.16px;display:inline;\">ipal, </div><div class=\"t s7_385\" id=\"t1t_385\" style=\"left:714px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">interest or fees, </div><div class=\"t s7_385\" id=\"t1u_385\" style=\"left:95px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">or relaxation of loan covenants. </div><div class=\"t s7_385\" id=\"t1v_385\" style=\"left:95px;bottom:913px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Forborne loans that have been modif</div><div class=\"t s8_385\" id=\"t1w_385\" style=\"left:316px;bottom:913px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied (and not derecogn</div><div class=\"t s7_385\" id=\"t1x_385\" style=\"left:448px;bottom:913px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised) on terms that are not consistent with those readily </div><div class=\"t s7_385\" id=\"t1y_385\" style=\"left:95px;bottom:897px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">available in the market and/or where we have granted a concession compared to the orig</div><div class=\"t s8_385\" id=\"t1z_385\" style=\"left:626px;bottom:897px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal terms of the loans are </div><div class=\"t s7_385\" id=\"t20_385\" style=\"left:95px;bottom:881px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">considered credit-impa</div><div class=\"t s8_385\" id=\"t21_385\" style=\"left:232px;bottom:881px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t s7_385\" id=\"t22_385\" style=\"left:258px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if there is a detrimental impact on cash \ufb02ows. The modif</div><div class=\"t s8_385\" id=\"t23_385\" style=\"left:588px;bottom:881px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t24_385\" style=\"left:611px;bottom:881px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion loss (see Classif</div><div class=\"t s8_385\" id=\"t25_385\" style=\"left:722px;bottom:881px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t26_385\" style=\"left:745px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion and </div><div class=\"t s7_385\" id=\"t27_385\" style=\"left:95px;bottom:865px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">measurement \u2013 Modif</div><div class=\"t s8_385\" id=\"t28_385\" style=\"left:226px;bottom:865px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t29_385\" style=\"left:249px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions) is recognised in the pro\ufb01t or loss with</div><div class=\"t s8_385\" id=\"t2a_385\" style=\"left:495px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in cred</div><div class=\"t s7_385\" id=\"t2b_385\" style=\"left:534px;bottom:865px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t s8_385\" id=\"t2c_385\" style=\"left:576px;bottom:865px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment and the gross carry</div><div class=\"t s7_385\" id=\"t2d_385\" style=\"left:731px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing value of </div><div class=\"t s7_385\" id=\"t2e_385\" style=\"left:95px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the loan reduced by the same amount. The modif</div><div class=\"t s8_385\" id=\"t2f_385\" style=\"left:388px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied loan </div><div class=\"t s7_385\" id=\"t2g_385\" style=\"left:438px;bottom:849px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is disclosed as \u2018Loans subject to forbearance \u2013 credit-impa</div><div class=\"t s8_385\" id=\"t2h_385\" style=\"left:780px;bottom:849px;letter-spacing:-0.28px;display:inline;\">ired\u2019. </div><div class=\"t s7_385\" id=\"t2i_385\" style=\"left:95px;bottom:825px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Loans that have been subject to a forbearance modif</div><div class=\"t s8_385\" id=\"t2j_385\" style=\"left:411px;bottom:825px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t2k_385\" style=\"left:434px;bottom:825px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion, but which are not considered credit-impa</div><div class=\"t s8_385\" id=\"t2l_385\" style=\"left:701px;bottom:825px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ired (not class</div><div class=\"t s7_385\" id=\"t2m_385\" style=\"left:782px;bottom:825px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t s8_385\" id=\"t2n_385\" style=\"left:790px;bottom:825px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_385\" id=\"t2o_385\" style=\"left:95px;bottom:809px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">as CG13 or CG14), are disclosed as \u2018Forborne \u2013 not credit-impa</div><div class=\"t s8_385\" id=\"t2p_385\" style=\"left:454px;bottom:809px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">ired\u2019. Th</div><div class=\"t s7_385\" id=\"t2q_385\" style=\"left:500px;bottom:809px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is may include amendments to covenants with</div><div class=\"t s8_385\" id=\"t2r_385\" style=\"left:775px;bottom:809px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in the </div><div class=\"t s7_385\" id=\"t2s_385\" style=\"left:95px;bottom:793px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">contractual terms. </div><div class=\"t s9_385\" id=\"t2t_385\" style=\"left:95px;bottom:769px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Write-offs of credit-impa</div><div class=\"t sa_385\" id=\"t2u_385\" style=\"left:245px;bottom:769px;letter-spacing:-0.1px;display:inline;\">ired </div><div class=\"t s9_385\" id=\"t2v_385\" style=\"left:271px;bottom:769px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments and reversal of impa</div><div class=\"t sa_385\" id=\"t2w_385\" style=\"left:466px;bottom:769px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_385\" id=\"t2x_385\" style=\"left:95px;bottom:753px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">To the extent a \ufb01nancial debt </div><div class=\"t s7_385\" id=\"t2y_385\" style=\"left:272px;bottom:753px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument is considered irrecoverable, the applicable portion of the gross carrying value </div><div class=\"t s7_385\" id=\"t2z_385\" style=\"left:95px;bottom:737px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is written off against the related loan provis</div><div class=\"t s8_385\" id=\"t30_385\" style=\"left:352px;bottom:737px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. Such loans are wr</div><div class=\"t s7_385\" id=\"t31_385\" style=\"left:479px;bottom:737px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itten off after all the necessary procedures have been </div><div class=\"t s7_385\" id=\"t32_385\" style=\"left:95px;bottom:721px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">completed, it is decided that there is no realist</div><div class=\"t s8_385\" id=\"t33_385\" style=\"left:366px;bottom:721px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ic probab</div><div class=\"t s7_385\" id=\"t34_385\" style=\"left:423px;bottom:721px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s8_385\" id=\"t35_385\" style=\"left:428px;bottom:721px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity of recovery and the amount of the loss has been determ</div><div class=\"t s7_385\" id=\"t36_385\" style=\"left:776px;bottom:721px;letter-spacing:-0.11px;display:inline;\">ined. </div><div class=\"t s7_385\" id=\"t37_385\" style=\"left:95px;bottom:705px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Subsequent recoveries of amounts previously written off decrease the amount of the provis</div><div class=\"t s8_385\" id=\"t38_385\" style=\"left:631px;bottom:705px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion for cred</div><div class=\"t s7_385\" id=\"t39_385\" style=\"left:698px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t s8_385\" id=\"t3a_385\" style=\"left:739px;bottom:705px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s7_385\" id=\"t3b_385\" style=\"left:781px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the </div><div class=\"t s7_385\" id=\"t3c_385\" style=\"left:95px;bottom:689px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t s9_385\" id=\"t3d_385\" style=\"left:95px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Loss provis</div><div class=\"t sa_385\" id=\"t3e_385\" style=\"left:159px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions on purchased or or</div><div class=\"t s9_385\" id=\"t3f_385\" style=\"left:297px;bottom:665px;letter-spacing:-0.18px;display:inline;\">ig</div><div class=\"t sa_385\" id=\"t3g_385\" style=\"left:308px;bottom:665px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inated cred</div><div class=\"t s9_385\" id=\"t3h_385\" style=\"left:376px;bottom:665px;letter-spacing:-0.21px;display:inline;\">it-impa</div><div class=\"t sa_385\" id=\"t3i_385\" style=\"left:420px;bottom:665px;letter-spacing:-0.1px;display:inline;\">ired </div><div class=\"t s9_385\" id=\"t3j_385\" style=\"left:446px;bottom:665px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments (POCI) </div><div class=\"t s7_385\" id=\"t3k_385\" style=\"left:95px;bottom:649px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group measures expected credit loss on a lifet</div><div class=\"t s8_385\" id=\"t3l_385\" style=\"left:393px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime bas</div><div class=\"t s7_385\" id=\"t3m_385\" style=\"left:439px;bottom:649px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is for POCI instruments throughout the life of the instrument. </div><div class=\"t s7_385\" id=\"t3n_385\" style=\"left:95px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">However, expected credit loss is not recognised in a separate loss provis</div><div class=\"t s8_385\" id=\"t3o_385\" style=\"left:516px;bottom:633px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion on </div><div class=\"t s7_385\" id=\"t3p_385\" style=\"left:555px;bottom:633px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t3q_385\" style=\"left:565px;bottom:633px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t3r_385\" style=\"left:573px;bottom:633px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t3s_385\" style=\"left:639px;bottom:633px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion for POCI </div><div class=\"t s7_385\" id=\"t3t_385\" style=\"left:712px;bottom:633px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">instruments as </div><div class=\"t s7_385\" id=\"t3u_385\" style=\"left:95px;bottom:617px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the lifet</div><div class=\"t s8_385\" id=\"t3v_385\" style=\"left:140px;bottom:617px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t3w_385\" style=\"left:250px;bottom:617px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it loss is inherent with</div><div class=\"t s8_385\" id=\"t3x_385\" style=\"left:374px;bottom:617px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">in the gross carry</div><div class=\"t s7_385\" id=\"t3y_385\" style=\"left:475px;bottom:617px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing amount of the instruments. The Group recognises </div><div class=\"t s7_385\" id=\"t3z_385\" style=\"left:95px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the change in lifet</div><div class=\"t s8_385\" id=\"t40_385\" style=\"left:202px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t41_385\" style=\"left:312px;bottom:601px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it losses aris</div><div class=\"t s8_385\" id=\"t42_385\" style=\"left:380px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing subsequent to </div><div class=\"t s7_385\" id=\"t43_385\" style=\"left:489px;bottom:601px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t44_385\" style=\"left:500px;bottom:601px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t45_385\" style=\"left:507px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t46_385\" style=\"left:573px;bottom:601px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_385\" id=\"t47_385\" style=\"left:594px;bottom:601px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the income statement and the </div><div class=\"t s7_385\" id=\"t48_385\" style=\"left:95px;bottom:585px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">cumulative change as a loss provis</div><div class=\"t s8_385\" id=\"t49_385\" style=\"left:299px;bottom:585px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion. Where l</div><div class=\"t s7_385\" id=\"t4a_385\" style=\"left:369px;bottom:585px;letter-spacing:-0.14px;display:inline;\">ifet</div><div class=\"t s8_385\" id=\"t4b_385\" style=\"left:389px;bottom:585px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t4c_385\" style=\"left:498px;bottom:585px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it losses on POCI instruments are less than those at </div><div class=\"t s7_385\" id=\"t4d_385\" style=\"left:95px;bottom:568px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t4e_385\" style=\"left:106px;bottom:568px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t4f_385\" style=\"left:113px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t4g_385\" style=\"left:179px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, then the favourable d</div><div class=\"t s7_385\" id=\"t4h_385\" style=\"left:332px;bottom:568px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ifferences are recognised as impa</div><div class=\"t s8_385\" id=\"t4i_385\" style=\"left:530px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irment ga</div><div class=\"t s7_385\" id=\"t4j_385\" style=\"left:588px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ins in the income statement (and as </div><div class=\"t s7_385\" id=\"t4k_385\" style=\"left:95px;bottom:552px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"t4l_385\" style=\"left:126px;bottom:552px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment loss where the expected cred</div><div class=\"t s7_385\" id=\"t4m_385\" style=\"left:340px;bottom:552px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">it losses are greater). </div><div class=\"t s9_385\" id=\"t4n_385\" style=\"left:95px;bottom:528px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Improvement in credit risk/curing </div><div class=\"t s8_385\" id=\"t4o_385\" style=\"left:95px;bottom:512px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">For \ufb01nancial assets that are cred</div><div class=\"t s7_385\" id=\"t4p_385\" style=\"left:287px;bottom:512px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t s8_385\" id=\"t4q_385\" style=\"left:330px;bottom:512px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ired (stage 3), a transfer to stage 2 or stage 1 </div><div class=\"t s7_385\" id=\"t4r_385\" style=\"left:592px;bottom:512px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is only permitted where the instrument </div><div class=\"t s7_385\" id=\"t4s_385\" style=\"left:95px;bottom:496px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered to be credit-impa</div><div class=\"t s8_385\" id=\"t4t_385\" style=\"left:336px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired. An </div><div class=\"t s7_385\" id=\"t4u_385\" style=\"left:384px;bottom:496px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument will no longer be considered credit-impa</div><div class=\"t s8_385\" id=\"t4v_385\" style=\"left:687px;bottom:496px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired when there </div><div class=\"t s7_385\" id=\"t4w_385\" style=\"left:782px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is no </div><div class=\"t s7_385\" id=\"t4x_385\" style=\"left:95px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">shortfall of cash \ufb02ows compared to the orig</div><div class=\"t s8_385\" id=\"t4y_385\" style=\"left:352px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal contractual terms. </div><div class=\"t s8_385\" id=\"t4z_385\" style=\"left:95px;bottom:456px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For \ufb01nancial assets w</div><div class=\"t s7_385\" id=\"t50_385\" style=\"left:221px;bottom:456px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_385\" id=\"t51_385\" style=\"left:236px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in stage 2, these can only be transferred to stage 1 when they are no longer cons</div><div class=\"t s7_385\" id=\"t52_385\" style=\"left:707px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idered to have </div><div class=\"t s7_385\" id=\"t53_385\" style=\"left:95px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">experienced a sign</div><div class=\"t s8_385\" id=\"t54_385\" style=\"left:207px;bottom:440px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"t55_385\" style=\"left:246px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in credit risk. </div><div class=\"t s7_385\" id=\"t56_385\" style=\"left:95px;bottom:416px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Where sign</div><div class=\"t s8_385\" id=\"t57_385\" style=\"left:163px;bottom:416px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"t58_385\" style=\"left:203px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk was determined using quantitat</div><div class=\"t s8_385\" id=\"t59_385\" style=\"left:518px;bottom:416px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ive measures, the </div><div class=\"t s7_385\" id=\"t5a_385\" style=\"left:623px;bottom:416px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments will automatically </div><div class=\"t s7_385\" id=\"t5b_385\" style=\"left:95px;bottom:400px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">transfer back to stage 1 when the orig</div><div class=\"t s8_385\" id=\"t5c_385\" style=\"left:317px;bottom:400px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal PD based transfer cr</div><div class=\"t s7_385\" id=\"t5d_385\" style=\"left:462px;bottom:400px;letter-spacing:-0.14px;display:inline;\">iter</div><div class=\"t s8_385\" id=\"t5e_385\" style=\"left:481px;bottom:400px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ia are no longer met. Where </div><div class=\"t s7_385\" id=\"t5f_385\" style=\"left:649px;bottom:400px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments were transferred </div><div class=\"t s7_385\" id=\"t5g_385\" style=\"left:95px;bottom:384px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to stage 2 due to an assessment of qualitat</div><div class=\"t s8_385\" id=\"t5h_385\" style=\"left:350px;bottom:384px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ive factors, the </div><div class=\"t s7_385\" id=\"t5i_385\" style=\"left:439px;bottom:384px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">issues that led to the reclassif</div><div class=\"t s8_385\" id=\"t5j_385\" style=\"left:612px;bottom:384px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t5k_385\" style=\"left:634px;bottom:384px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion must be cured before the </div><div class=\"t s7_385\" id=\"t5l_385\" style=\"left:95px;bottom:368px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments can be reclassif</div><div class=\"t s8_385\" id=\"t5m_385\" style=\"left:260px;bottom:368px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to stage 1. Th</div><div class=\"t s7_385\" id=\"t5n_385\" style=\"left:358px;bottom:368px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is includes instances where management actions led to instruments being </div><div class=\"t s7_385\" id=\"t5o_385\" style=\"left:95px;bottom:352px;letter-spacing:-0.12px;display:inline;\">classif</div><div class=\"t s8_385\" id=\"t5p_385\" style=\"left:132px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as stage 2, requ</div><div class=\"t s7_385\" id=\"t5q_385\" style=\"left:245px;bottom:352px;letter-spacing:-0.19px;display:inline;\">ir</div><div class=\"t s8_385\" id=\"t5r_385\" style=\"left:253px;bottom:352px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing that act</div><div class=\"t s7_385\" id=\"t5s_385\" style=\"left:322px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion to be resolved before loans are reclassif</div><div class=\"t s8_385\" id=\"t5t_385\" style=\"left:576px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to stage 1. </div><div class=\"t s7_385\" id=\"t5u_385\" style=\"left:95px;bottom:328px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">A forborne loan can only be removed from being disclosed as forborne if the loan is performing (stage 1 or 2) and a further </div><div class=\"t s7_385\" id=\"t5v_385\" style=\"left:95px;bottom:312px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">two-year probation period is met. </div><div class=\"t s7_385\" id=\"t5w_385\" style=\"left:95px;bottom:288px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In order for a forborne loan to become performing, the following criter</div><div class=\"t s8_385\" id=\"t5x_385\" style=\"left:506px;bottom:288px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ia have to be sat</div><div class=\"t s7_385\" id=\"t5y_385\" style=\"left:604px;bottom:288px;letter-spacing:-0.12px;display:inline;\">isf</div><div class=\"t s8_385\" id=\"t5z_385\" style=\"left:618px;bottom:288px;letter-spacing:-0.19px;display:inline;\">ied: </div><div class=\"t s7_385\" id=\"t60_385\" style=\"left:95px;bottom:264px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t61_385\" style=\"left:108px;bottom:264px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">At least a year has passed with no default based upon the forborne contract terms </div><div class=\"t s7_385\" id=\"t62_385\" style=\"left:95px;bottom:240px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t63_385\" style=\"left:108px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The customer is likely to repay its obligat</div><div class=\"t s8_385\" id=\"t64_385\" style=\"left:346px;bottom:240px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_385\" id=\"t65_385\" style=\"left:373px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in full without realis</div><div class=\"t s8_385\" id=\"t66_385\" style=\"left:486px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing secur</div><div class=\"t s7_385\" id=\"t67_385\" style=\"left:539px;bottom:240px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_385\" id=\"t68_385\" style=\"left:95px;bottom:216px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t69_385\" style=\"left:108px;bottom:216px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The customer has no accumulated impa</div><div class=\"t s8_385\" id=\"t6a_385\" style=\"left:347px;bottom:216px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irment aga</div><div class=\"t s7_385\" id=\"t6b_385\" style=\"left:413px;bottom:216px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">inst amount outstanding (except for ECL) </div><div class=\"t s7_385\" id=\"t6c_385\" style=\"left:95px;bottom:192px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Subsequent to the criter</div><div class=\"t s8_385\" id=\"t6d_385\" style=\"left:237px;bottom:192px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ia above, a further two-year probat</div><div class=\"t s7_385\" id=\"t6e_385\" style=\"left:446px;bottom:192px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion period has to be ful\ufb01lled, whereby regular payments are </div>made by the customer and none of the exposures to the customer are more than 30 days past due.Accounting policy Refer to the below referenced notes for the relevant accounting policy.Accounting policy <div class=\"t se_386\" id=\"t2v_386\" style=\"left:78px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Income tax payable on pro\ufb01ts is based on the applicable tax law in each jur</div><div class=\"t sf_386\" id=\"t2w_386\" style=\"left:523px;bottom:670px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t se_386\" id=\"t2x_386\" style=\"left:539px;bottom:670px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t sf_386\" id=\"t2y_386\" style=\"left:553px;bottom:670px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t se_386\" id=\"t2z_386\" style=\"left:601px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recognised as an expense in the </div><div class=\"t se_386\" id=\"t30_386\" style=\"left:78px;bottom:654px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">period in which pro\ufb01ts arise. </div><div class=\"t se_386\" id=\"t31_386\" style=\"left:78px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred tax is provided on temporary differences aris</div><div class=\"t sf_386\" id=\"t32_386\" style=\"left:397px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing between the tax bases of assets and l</div><div class=\"t se_386\" id=\"t33_386\" style=\"left:642px;bottom:630px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sf_386\" id=\"t34_386\" style=\"left:661px;bottom:630px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t35_386\" style=\"left:667px;bottom:630px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t36_386\" style=\"left:674px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies and the</div><div class=\"t se_386\" id=\"t37_386\" style=\"left:739px;bottom:630px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ir carrying </div><div class=\"t se_386\" id=\"t38_386\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">amounts in the consolidated \ufb01nanc</div><div class=\"t sf_386\" id=\"t39_386\" style=\"left:288px;bottom:614px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial statements. Deferred tax </div><div class=\"t se_386\" id=\"t3a_386\" style=\"left:456px;bottom:614px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is determined using tax rates (and laws) that have been </div><div class=\"t se_386\" id=\"t3b_386\" style=\"left:78px;bottom:598px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">enacted or substantively enacted as at the balance sheet date, and that are expected to apply when the related deferred </div><div class=\"t se_386\" id=\"t3c_386\" style=\"left:78px;bottom:582px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">tax asset is realised or the deferred income tax liab</div><div class=\"t sf_386\" id=\"t3d_386\" style=\"left:377px;bottom:582px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3e_386\" style=\"left:383px;bottom:582px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity is settled. </div><div class=\"t se_386\" id=\"t3f_386\" style=\"left:78px;bottom:558px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Deferred tax assets are recognised where it is probable that future taxable pro\ufb01t will be available against which the </div><div class=\"t se_386\" id=\"t3g_386\" style=\"left:78px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">temporary differences can be util</div><div class=\"t sf_386\" id=\"t3h_386\" style=\"left:274px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised. Where perm</div><div class=\"t se_386\" id=\"t3i_386\" style=\"left:379px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itted, deferred tax assets and liab</div><div class=\"t sf_386\" id=\"t3j_386\" style=\"left:577px;bottom:542px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3k_386\" style=\"left:583px;bottom:542px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t3l_386\" style=\"left:591px;bottom:542px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are offset on an ent</div><div class=\"t se_386\" id=\"t3m_386\" style=\"left:726px;bottom:542px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity basis and </div><div class=\"t se_386\" id=\"t3n_386\" style=\"left:78px;bottom:526px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not by component of deferred taxation. </div><div class=\"t se_386\" id=\"t3o_386\" style=\"left:78px;bottom:502px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Current and deferred tax relating to items which are charged or credited directly to equity, is credited or charged directly to </div><div class=\"t se_386\" id=\"t3p_386\" style=\"left:78px;bottom:486px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity and is subsequently recognised in the income statement together with the current or deferred gain or loss. </div><div class=\"t sd_386\" id=\"t3q_386\" style=\"left:78px;bottom:454px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t sf_386\" id=\"t3r_386\" style=\"left:78px;bottom:436px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t3s_386\" style=\"left:91px;bottom:436px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sf_386\" id=\"t3t_386\" style=\"left:147px;bottom:436px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing the Group\u2019s tax charge for the year </div><div class=\"t se_386\" id=\"t3u_386\" style=\"left:375px;bottom:436px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">involves estimat</div><div class=\"t sf_386\" id=\"t3v_386\" style=\"left:470px;bottom:436px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion and judgement, wh</div><div class=\"t se_386\" id=\"t3w_386\" style=\"left:607px;bottom:436px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich includes an interpretat</div><div class=\"t sf_386\" id=\"t3x_386\" style=\"left:761px;bottom:436px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t se_386\" id=\"t3y_386\" style=\"left:91px;bottom:420px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">local tax laws and an assessment of whether the tax authorit</div><div class=\"t sf_386\" id=\"t3z_386\" style=\"left:452px;bottom:420px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t40_386\" style=\"left:481px;bottom:420px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill accept the posit</div><div class=\"t sf_386\" id=\"t41_386\" style=\"left:588px;bottom:420px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion taken. These judgements take </div><div class=\"t se_386\" id=\"t42_386\" style=\"left:91px;bottom:404px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">account of external advice where appropriate, and the Group\u2019s view on settling with the relevant tax authorit</div><div class=\"t sf_386\" id=\"t43_386\" style=\"left:732px;bottom:404px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t sf_386\" id=\"t44_386\" style=\"left:78px;bottom:380px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t45_386\" style=\"left:91px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group provides for current tax liab</div><div class=\"t sf_386\" id=\"t46_386\" style=\"left:318px;bottom:380px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t47_386\" style=\"left:324px;bottom:380px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t48_386\" style=\"left:332px;bottom:380px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the best est</div><div class=\"t se_386\" id=\"t49_386\" style=\"left:435px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of the amount that is expected to be paid to the tax </div><div class=\"t se_386\" id=\"t4a_386\" style=\"left:91px;bottom:363px;letter-spacing:-0.1px;display:inline;\">authorit</div><div class=\"t sf_386\" id=\"t4b_386\" style=\"left:139px;bottom:363px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies where an out\ufb02ow </div><div class=\"t se_386\" id=\"t4c_386\" style=\"left:264px;bottom:363px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is probable. In making its estimates the Group assumes that the tax authorit</div><div class=\"t sf_386\" id=\"t4d_386\" style=\"left:711px;bottom:363px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t4e_386\" style=\"left:740px;bottom:363px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ill examine </div><div class=\"t se_386\" id=\"t4f_386\" style=\"left:91px;bottom:347px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">all the amounts reported to them and have full knowledge of all relevant informat</div><div class=\"t sf_386\" id=\"t4g_386\" style=\"left:574px;bottom:347px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sf_386\" id=\"t4h_386\" style=\"left:78px;bottom:323px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t4i_386\" style=\"left:91px;bottom:323px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The recoverabil</div><div class=\"t sf_386\" id=\"t4j_386\" style=\"left:182px;bottom:323px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity of the Group\u2019s deferred tax assets </div><div class=\"t se_386\" id=\"t4k_386\" style=\"left:400px;bottom:323px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is based on management\u2019s judgement of the availab</div><div class=\"t sf_386\" id=\"t4l_386\" style=\"left:714px;bottom:323px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t4m_386\" style=\"left:719px;bottom:323px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity of future </div><div class=\"t se_386\" id=\"t4n_386\" style=\"left:91px;bottom:307px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">taxable pro\ufb01ts against which the deferred tax assets will be util</div><div class=\"t sf_386\" id=\"t4o_386\" style=\"left:463px;bottom:307px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised. In prepar</div><div class=\"t se_386\" id=\"t4p_386\" style=\"left:547px;bottom:307px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing management forecasts the effect of </div><div class=\"t se_386\" id=\"t4q_386\" style=\"left:91px;bottom:291px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">applicable laws and regulations relevant to the util</div><div class=\"t sf_386\" id=\"t4r_386\" style=\"left:390px;bottom:291px;letter-spacing:-0.14px;display:inline;\">isat</div>ion of future taxable pro\ufb01ts have been considered.Accounting policy <div class=\"t s8_390\" id=\"ta_390\" style=\"left:78px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Board considers a number of factors prior to div</div><div class=\"t s9_390\" id=\"tb_390\" style=\"left:383px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idend declarat</div><div class=\"t s8_390\" id=\"tc_390\" style=\"left:471px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion which includes the rate of recovery in the Group\u2019s </div><div class=\"t s9_390\" id=\"td_390\" style=\"left:78px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">\ufb01nancial performance, the macroeconom</div><div class=\"t s8_390\" id=\"te_390\" style=\"left:325px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ic environment, and opportunit</div><div class=\"t s9_390\" id=\"tf_390\" style=\"left:509px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ies to further </div><div class=\"t s8_390\" id=\"tg_390\" style=\"left:586px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">invest in our business and grow </div>pro\ufb01tably in our markets.Earnings per share on an underlying basis differs from earnings de\ufb01ned in IAS 33 Earnings per share. Underlying earnings is <div class=\"t s5_391\" id=\"t8_391\" style=\"left:95px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">pro\ufb01t/(loss) attributable to ordinary shareholders adjusted for pro\ufb01ts or losses of a capital nature; amounts consequent to </div><div class=\"t s5_391\" id=\"t9_391\" style=\"left:95px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment transactions driven by strategic intent; and other infrequent and/or exceptional transactions that are sign</div><div class=\"t s6_391\" id=\"ta_391\" style=\"left:787px;bottom:1122px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div>or material in the context of the Group\u2019s normal business earnings for the year.Classif<div class=\"t s8_392\" id=\"tb_392\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">icat</div><div class=\"t s7_392\" id=\"tc_392\" style=\"left:142px;bottom:1154px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion and measurement </div><div class=\"t s7_392\" id=\"td_392\" style=\"left:78px;bottom:1128px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s9_392\" id=\"te_392\" style=\"left:78px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sa_392\" id=\"tf_392\" style=\"left:118px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at amort</div><div class=\"t s9_392\" id=\"tg_392\" style=\"left:256px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and fair value through other comprehensive income </div><div class=\"t sb_392\" id=\"th_392\" style=\"left:78px;bottom:1094px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at amortised cost or held at FVOCI have contractual terms that give rise to cash \ufb02ows that are solely </div><div class=\"t sb_392\" id=\"ti_392\" style=\"left:78px;bottom:1077px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">payments of princ</div><div class=\"t sc_392\" id=\"tj_392\" style=\"left:186px;bottom:1077px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sb_392\" id=\"tk_392\" style=\"left:237px;bottom:1077px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">interest (SPPI) characterist</div><div class=\"t sc_392\" id=\"tl_392\" style=\"left:392px;bottom:1077px;letter-spacing:-0.08px;display:inline;\">ics. </div><div class=\"t sb_392\" id=\"tm_392\" style=\"left:78px;bottom:1053px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In assessing whether the contractual cash \ufb02ows have SPPI characterist</div><div class=\"t sc_392\" id=\"tn_392\" style=\"left:492px;bottom:1053px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ics, the Group cons</div><div class=\"t sb_392\" id=\"to_392\" style=\"left:603px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders the contractual terms of the </div><div class=\"t sb_392\" id=\"tp_392\" style=\"left:78px;bottom:1037px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. This includes assessing whether the \ufb01nanc</div><div class=\"t sc_392\" id=\"tq_392\" style=\"left:398px;bottom:1037px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial asset conta</div><div class=\"t sb_392\" id=\"tr_392\" style=\"left:483px;bottom:1037px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ins a contractual term that could change the tim</div><div class=\"t sc_392\" id=\"ts_392\" style=\"left:770px;bottom:1037px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing or </div><div class=\"t sb_392\" id=\"tt_392\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">amount of contractual cash \ufb02ows such that it would not meet this condit</div><div class=\"t sc_392\" id=\"tu_392\" style=\"left:505px;bottom:1021px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. In mak</div><div class=\"t sb_392\" id=\"tv_392\" style=\"left:568px;bottom:1021px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing the assessment, the Group considers: </div><div class=\"t sc_392\" id=\"tw_392\" style=\"left:78px;bottom:997px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"tx_392\" style=\"left:91px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Contingent events that would change the amount and tim</div><div class=\"t sc_392\" id=\"ty_392\" style=\"left:438px;bottom:997px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing of cash \ufb02ows </div><div class=\"t sc_392\" id=\"tz_392\" style=\"left:78px;bottom:973px;letter-spacing:-0.17px;word-spacing:2.89px;display:inline;\">\u2022 Leverage features </div><div class=\"t sc_392\" id=\"t10_392\" style=\"left:78px;bottom:949px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t11_392\" style=\"left:91px;bottom:949px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prepayment and extension terms </div><div class=\"t sc_392\" id=\"t12_392\" style=\"left:78px;bottom:925px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t13_392\" style=\"left:91px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">Terms that lim</div><div class=\"t sc_392\" id=\"t14_392\" style=\"left:175px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">it the Group\u2019s cla</div><div class=\"t sb_392\" id=\"t15_392\" style=\"left:272px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">im to cash \ufb02ows from specif</div><div class=\"t sc_392\" id=\"t16_392\" style=\"left:436px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied assets (e.g. non-recourse asset arrangements) </div><div class=\"t sc_392\" id=\"t17_392\" style=\"left:78px;bottom:901px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t18_392\" style=\"left:91px;bottom:901px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Features that modify considerat</div><div class=\"t sc_392\" id=\"t19_392\" style=\"left:281px;bottom:901px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the t</div><div class=\"t sb_392\" id=\"t1a_392\" style=\"left:345px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ime value of money \u2013 e.g. period</div><div class=\"t sc_392\" id=\"t1b_392\" style=\"left:533px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical reset of </div><div class=\"t sb_392\" id=\"t1c_392\" style=\"left:603px;bottom:901px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">interest rates. </div><div class=\"t sc_392\" id=\"t1d_392\" style=\"left:78px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Whether \ufb01nancial assets are held at amort</div><div class=\"t sb_392\" id=\"t1e_392\" style=\"left:332px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised cost or at FVOCI depends on the object</div><div class=\"t sc_392\" id=\"t1f_392\" style=\"left:591px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ives of the bus</div><div class=\"t sb_392\" id=\"t1g_392\" style=\"left:675px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iness models under </div><div class=\"t sb_392\" id=\"t1h_392\" style=\"left:78px;bottom:861px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">which the assets are held. A business model refers to how the Group manages \ufb01nanc</div><div class=\"t sc_392\" id=\"t1i_392\" style=\"left:577px;bottom:861px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial assets to generate cash \ufb02ow. </div><div class=\"t sc_392\" id=\"t1j_392\" style=\"left:78px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group makes an assessment of the objective of a bus</div><div class=\"t sb_392\" id=\"t1k_392\" style=\"left:417px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iness model in which an asset is held at the ind</div><div class=\"t sc_392\" id=\"t1l_392\" style=\"left:691px;bottom:837px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sb_392\" id=\"t1m_392\" style=\"left:700px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idual product </div><div class=\"t sb_392\" id=\"t1n_392\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business line, and where applicable with</div><div class=\"t sc_392\" id=\"t1o_392\" style=\"left:315px;bottom:821px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in bus</div><div class=\"t sb_392\" id=\"t1p_392\" style=\"left:350px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness lines depending on the way the business is managed and informat</div><div class=\"t sc_392\" id=\"t1q_392\" style=\"left:775px;bottom:821px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_392\" id=\"t1r_392\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is provided to management. Factors considered include: </div><div class=\"t sc_392\" id=\"t1s_392\" style=\"left:78px;bottom:781px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1t_392\" style=\"left:91px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">How the performance of the product business line is evaluated and reported to the Group\u2019s management </div><div class=\"t sc_392\" id=\"t1u_392\" style=\"left:78px;bottom:757px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1v_392\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">How managers of the business model are compensated, includ</div><div class=\"t sc_392\" id=\"t1w_392\" style=\"left:463px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing whether management </div><div class=\"t sb_392\" id=\"t1x_392\" style=\"left:623px;bottom:757px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is compensated based on the </div><div class=\"t sb_392\" id=\"t1y_392\" style=\"left:91px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value of assets or the contractual cash \ufb02ows collected </div><div class=\"t sc_392\" id=\"t1z_392\" style=\"left:78px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t20_392\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The risks that affect the performance of the business model and how those risks are managed </div><div class=\"t sc_392\" id=\"t21_392\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t22_392\" style=\"left:91px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The frequency, volume and tim</div><div class=\"t sc_392\" id=\"t23_392\" style=\"left:273px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing of sales </div><div class=\"t sb_392\" id=\"t24_392\" style=\"left:342px;bottom:692px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in prior periods, the reasons for such sales and expectations about future </div><div class=\"t sb_392\" id=\"t25_392\" style=\"left:91px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">sales activ</div><div class=\"t sc_392\" id=\"t26_392\" style=\"left:152px;bottom:676px;letter-spacing:-0.26px;display:inline;\">ity. </div><div class=\"t sb_392\" id=\"t27_392\" style=\"left:78px;bottom:652px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group\u2019s business model assessment is as follows: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t28_392\" style=\"left:78px;bottom:634px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Business model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t29_392\" style=\"left:160px;bottom:634px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Business object</div><div class=\"t se_392\" id=\"t2a_392\" style=\"left:232px;bottom:634px;letter-spacing:-0.15px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2b_392\" style=\"left:307px;bottom:634px;display:inline;\">Characterist</div><div class=\"t se_392\" id=\"t2c_392\" style=\"left:367px;bottom:634px;letter-spacing:0.03px;display:inline;\">ics </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2d_392\" style=\"left:520px;bottom:634px;letter-spacing:0.01px;display:inline;\">Businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2e_392\" style=\"left:667px;bottom:634px;display:inline;\">Products </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2f_392\" style=\"left:78px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2h_392\" style=\"left:160px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Intent is to orig</div><div class=\"t s4_392\" id=\"t2i_392\" style=\"left:243px;bottom:614px;letter-spacing:-0.02px;display:inline;\">inate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2p_392\" style=\"left:307px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2q_392\" style=\"left:320px;bottom:614px;letter-spacing:-0.04px;display:inline;\">Provid</div><div class=\"t s4_392\" id=\"t2r_392\" style=\"left:355px;bottom:614px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing \ufb01nancing and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t36_392\" style=\"left:520px;bottom:614px;letter-spacing:0.01px;word-spacing:3.06px;display:inline;\">\u2022 Corporate Lending </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3e_392\" style=\"left:667px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t3f_392\" style=\"left:680px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2g_392\" style=\"left:78px;bottom:599px;letter-spacing:-0.01px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2j_392\" style=\"left:160px;bottom:599px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2s_392\" style=\"left:320px;bottom:599px;letter-spacing:0.04px;display:inline;\">orig</div><div class=\"t s4_392\" id=\"t2t_392\" style=\"left:342px;bottom:599px;letter-spacing:-0.02px;display:inline;\">inat</div><div class=\"t sf_392\" id=\"t2u_392\" style=\"left:365px;bottom:599px;word-spacing:-0.15px;display:inline;\">ing assets to earn interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t37_392\" style=\"left:520px;bottom:595px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t38_392\" style=\"left:570px;bottom:595px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3g_392\" style=\"left:667px;bottom:595px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t3h_392\" style=\"left:748px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2k_392\" style=\"left:160px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">hold them to maturity, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2v_392\" style=\"left:320px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income as primary income stream </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2l_392\" style=\"left:160px;bottom:570px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">collecting the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2w_392\" style=\"left:307px;bottom:566px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2x_392\" style=\"left:320px;bottom:566px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performing credit risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t39_392\" style=\"left:520px;bottom:576px;letter-spacing:-0.05px;word-spacing:3.11px;display:inline;\">\u2022 Transaction Banking </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2m_392\" style=\"left:160px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">contractual cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2y_392\" style=\"left:320px;bottom:552px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">management activ</div><div class=\"t s4_392\" id=\"t2z_392\" style=\"left:429px;bottom:552px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_392\" id=\"t30_392\" style=\"left:436px;bottom:552px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3a_392\" style=\"left:520px;bottom:557px;letter-spacing:-0.04px;word-spacing:3.1px;display:inline;\">\u2022 Retail Lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2n_392\" style=\"left:160px;bottom:541px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">over the term of the </div> <div class=\"t sf_392\" id=\"t2o_392\" style=\"left:160px;bottom:527px;letter-spacing:0.05px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t31_392\" style=\"left:307px;bottom:533px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t32_392\" style=\"left:320px;bottom:533px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Costs include funding costs, </div> <div class=\"t sf_392\" id=\"t33_392\" style=\"left:320px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">transaction costs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3b_392\" style=\"left:520px;bottom:539px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div> <div class=\"t s4_392\" id=\"t3c_392\" style=\"left:533px;bottom:524px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">(Loans and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t34_392\" style=\"left:320px;bottom:504px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_392\" id=\"t35_392\" style=\"left:350px;bottom:504px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3d_392\" style=\"left:533px;bottom:510px;letter-spacing:-0.06px;display:inline;\">Borrowings) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3i_392\" style=\"left:78px;bottom:485px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3l_392\" style=\"left:160px;bottom:485px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Business object</div><div class=\"t s4_392\" id=\"t3m_392\" style=\"left:245px;bottom:485px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive met </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3q_392\" style=\"left:307px;bottom:485px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t3r_392\" style=\"left:320px;bottom:485px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Portfolios held for liqu</div><div class=\"t s4_392\" id=\"t3s_392\" style=\"left:441px;bottom:485px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sf_392\" id=\"t3t_392\" style=\"left:451px;bottom:485px;letter-spacing:0.04px;word-spacing:-0.2px;display:inline;\">ity needs; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t48_392\" style=\"left:520px;bottom:485px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t49_392\" style=\"left:667px;bottom:485px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t4a_392\" style=\"left:748px;bottom:485px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3j_392\" style=\"left:78px;bottom:470px;letter-spacing:-0.02px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3n_392\" style=\"left:160px;bottom:470px;word-spacing:-0.14px;display:inline;\">through both hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3u_392\" style=\"left:320px;bottom:470px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">or where a certain interest yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3k_392\" style=\"left:78px;bottom:456px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">and sell </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3o_392\" style=\"left:160px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">collect and by selling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3v_392\" style=\"left:320px;bottom:456px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01le is mainta</div><div class=\"t s4_392\" id=\"t3w_392\" style=\"left:410px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ined; or that are </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3p_392\" style=\"left:160px;bottom:441px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">\ufb01nancial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3x_392\" style=\"left:320px;bottom:441px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">normally rebalanced to achieve </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3y_392\" style=\"left:320px;bottom:427px;word-spacing:-0.15px;display:inline;\">matching of duration of assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3z_392\" style=\"left:320px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">and liab</div><div class=\"t s4_392\" id=\"t40_392\" style=\"left:366px;bottom:412px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_392\" id=\"t41_392\" style=\"left:372px;bottom:412px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_392\" id=\"t42_392\" style=\"left:379px;bottom:412px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t43_392\" style=\"left:307px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t44_392\" style=\"left:320px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Income streams come from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t45_392\" style=\"left:320px;bottom:379px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">interest income, fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t46_392\" style=\"left:320px;bottom:364px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">changes, and impa</div><div class=\"t s4_392\" id=\"t47_392\" style=\"left:428px;bottom:364px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4b_392\" style=\"left:78px;bottom:345px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4e_392\" style=\"left:160px;bottom:345px;word-spacing:-0.15px;display:inline;\">All other business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4l_392\" style=\"left:307px;bottom:345px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4m_392\" style=\"left:320px;bottom:345px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assets held for trading </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t52_392\" style=\"left:520px;bottom:345px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t53_392\" style=\"left:570px;bottom:345px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t56_392\" style=\"left:667px;bottom:345px;word-spacing:6.25px;display:inline;\">\u2022 Derivat</div><div class=\"t s4_392\" id=\"t57_392\" style=\"left:722px;bottom:345px;letter-spacing:-0.03px;display:inline;\">ives </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4c_392\" style=\"left:78px;bottom:331px;letter-spacing:0.02px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4f_392\" style=\"left:160px;bottom:331px;display:inline;\">objectives, </div> <div class=\"t sf_392\" id=\"t4g_392\" style=\"left:222px;bottom:331px;letter-spacing:0.01px;display:inline;\">includ</div><div class=\"t s4_392\" id=\"t4h_392\" style=\"left:255px;bottom:331px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4n_392\" style=\"left:307px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4o_392\" style=\"left:320px;bottom:326px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets that are orig</div><div class=\"t s4_392\" id=\"t4p_392\" style=\"left:429px;bottom:326px;display:inline;\">inated, </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t54_392\" style=\"left:520px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t55_392\" style=\"left:533px;bottom:326px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">All other business lines </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t58_392\" style=\"left:667px;bottom:326px;word-spacing:3.05px;display:inline;\">\u2022 Equity shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4d_392\" style=\"left:78px;bottom:316px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4i_392\" style=\"left:160px;bottom:316px;word-spacing:-0.13px;display:inline;\">trading and managing </div> <div class=\"t s4_392\" id=\"t4j_392\" style=\"left:160px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets on a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4q_392\" style=\"left:320px;bottom:312px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">purchased, and sold for pro\ufb01t </div> <div class=\"t sf_392\" id=\"t4r_392\" style=\"left:320px;bottom:297px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">taking or underwrit</div><div class=\"t s4_392\" id=\"t4s_392\" style=\"left:428px;bottom:297px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing act</div><div class=\"t sf_392\" id=\"t4t_392\" style=\"left:467px;bottom:297px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_392\" id=\"t4u_392\" style=\"left:476px;bottom:297px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t59_392\" style=\"left:667px;bottom:307px;letter-spacing:-0.06px;word-spacing:3.11px;display:inline;\">\u2022 Trading portfolios </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4k_392\" style=\"left:160px;bottom:287px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5a_392\" style=\"left:667px;bottom:289px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5b_392\" style=\"left:717px;bottom:289px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4v_392\" style=\"left:307px;bottom:278px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4w_392\" style=\"left:320px;bottom:278px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performance of the portfolio is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5c_392\" style=\"left:680px;bottom:274px;word-spacing:-0.14px;display:inline;\">reverse repos </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4x_392\" style=\"left:320px;bottom:264px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">evaluated on a fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5d_392\" style=\"left:667px;bottom:255px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5e_392\" style=\"left:717px;bottom:255px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4y_392\" style=\"left:307px;bottom:245px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4z_392\" style=\"left:320px;bottom:245px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Income streams are from fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5f_392\" style=\"left:680px;bottom:241px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">(FM Bond and Loan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t50_392\" style=\"left:320px;bottom:231px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">value changes or trading gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5g_392\" style=\"left:680px;bottom:226px;letter-spacing:-0.03px;display:inline;\">Syndicat</div><div class=\"t s4_392\" id=\"t5h_392\" style=\"left:728px;bottom:226px;letter-spacing:-0.27px;display:inline;\">ion) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t51_392\" style=\"left:320px;bottom:216px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">or losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div></div><div class=\"t s4_393\" id=\"t6_393\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_393\" id=\"t7_393\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_393\" id=\"t8_393\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_393\" id=\"t9_393\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_393\" id=\"ta_393\" style=\"left:95px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"tb_393\" style=\"left:135px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s7_393\" id=\"tc_393\" style=\"left:210px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich have SPPI characterist</div><div class=\"t s8_393\" id=\"td_393\" style=\"left:360px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics and that are held w</div><div class=\"t s7_393\" id=\"te_393\" style=\"left:494px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tf_393\" style=\"left:509px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tg_393\" style=\"left:555px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"th_393\" style=\"left:706px;bottom:1154px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ti_393\" style=\"left:726px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is to hold </div><div class=\"t s8_393\" id=\"tj_393\" style=\"left:95px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\ufb01nancial assets to collect contractual cash\ufb02ows (hold to collect) are recorded at amort</div><div class=\"t s7_393\" id=\"tk_393\" style=\"left:606px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised cost. Conversely, \ufb01nanc</div><div class=\"t s8_393\" id=\"tl_393\" style=\"left:769px;bottom:1138px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"tm_393\" style=\"left:95px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assets which have SPPI characterist</div><div class=\"t s8_393\" id=\"tn_393\" style=\"left:304px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics but are held w</div><div class=\"t s7_393\" id=\"to_393\" style=\"left:406px;bottom:1122px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tp_393\" style=\"left:422px;bottom:1122px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tq_393\" style=\"left:467px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"tr_393\" style=\"left:619px;bottom:1122px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ts_393\" style=\"left:638px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is achieved by both collecting </div><div class=\"t s7_393\" id=\"tt_393\" style=\"left:95px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">contractual cash\ufb02ows and selling \ufb01nanc</div><div class=\"t s8_393\" id=\"tu_393\" style=\"left:333px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets (Hold to collect and sell) are class</div><div class=\"t s7_393\" id=\"tv_393\" style=\"left:587px;bottom:1106px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"tw_393\" style=\"left:594px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied as held at FVOCI. Both hold to </div><div class=\"t s7_393\" id=\"tx_393\" style=\"left:95px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collect and hold to collect and sell business models involve holding \ufb01nanc</div><div class=\"t s8_393\" id=\"ty_393\" style=\"left:526px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets to collect the contractual cash\ufb02ows. </div><div class=\"t s7_393\" id=\"tz_393\" style=\"left:95px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">However, the business models are dist</div><div class=\"t s8_393\" id=\"t10_393\" style=\"left:319px;bottom:1074px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inct by reference to the frequency and s</div><div class=\"t s7_393\" id=\"t11_393\" style=\"left:552px;bottom:1074px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_393\" id=\"t12_393\" style=\"left:571px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cance that asset sales play </div><div class=\"t s7_393\" id=\"t13_393\" style=\"left:743px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in meeting the </div><div class=\"t s8_393\" id=\"t14_393\" style=\"left:95px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">objective under wh</div><div class=\"t s7_393\" id=\"t15_393\" style=\"left:208px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t16_393\" style=\"left:389px;bottom:1058px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s7_393\" id=\"t17_393\" style=\"left:446px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed. Hold to collect business models are characterised </div><div class=\"t s7_393\" id=\"t18_393\" style=\"left:95px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">by asset sales that are inc</div><div class=\"t s8_393\" id=\"t19_393\" style=\"left:246px;bottom:1042px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idental to meet</div><div class=\"t s7_393\" id=\"t1a_393\" style=\"left:338px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the object</div><div class=\"t s8_393\" id=\"t1b_393\" style=\"left:419px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives under wh</div><div class=\"t s7_393\" id=\"t1c_393\" style=\"left:500px;bottom:1042px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich a group of assets is managed. Sales of assets under </div><div class=\"t s7_393\" id=\"t1d_393\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a hold to collect business model can be made to manage increases in the credit risk of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1e_393\" style=\"left:641px;bottom:1026px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets but sales for other </div><div class=\"t s7_393\" id=\"t1f_393\" style=\"left:95px;bottom:1010px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">reasons should be infrequent or ins</div><div class=\"t s8_393\" id=\"t1g_393\" style=\"left:300px;bottom:1010px;letter-spacing:-0.2px;display:inline;\">ign</div><div class=\"t s7_393\" id=\"t1h_393\" style=\"left:319px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"t1i_393\" style=\"left:327px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icant. Cash\ufb02ows from the sale of \ufb01nancial assets under a hold to collect and sell </div><div class=\"t s7_393\" id=\"t1j_393\" style=\"left:95px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">business model by contrast are integral to achiev</div><div class=\"t s8_393\" id=\"t1k_393\" style=\"left:384px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the objectives under wh</div><div class=\"t s7_393\" id=\"t1l_393\" style=\"left:546px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1m_393\" style=\"left:727px;bottom:994px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial assets are </div><div class=\"t s7_393\" id=\"t1n_393\" style=\"left:95px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">managed. This may be the case where frequent sales of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1o_393\" style=\"left:465px;bottom:978px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets are requ</div><div class=\"t s7_393\" id=\"t1p_393\" style=\"left:572px;bottom:978px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ired to manage the Group\u2019s daily liqu</div><div class=\"t s8_393\" id=\"t1q_393\" style=\"left:788px;bottom:978px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1r_393\" style=\"left:799px;bottom:978px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_393\" id=\"t1s_393\" style=\"left:95px;bottom:962px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">requirements or to meet regulatory requirements to demonstrate liqu</div><div class=\"t s8_393\" id=\"t1t_393\" style=\"left:504px;bottom:962px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1u_393\" style=\"left:515px;bottom:962px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1v_393\" style=\"left:585px;bottom:962px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"t1w_393\" style=\"left:601px;bottom:962px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Sales of assets under hold </div><div class=\"t s7_393\" id=\"t1x_393\" style=\"left:95px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect and sell business models are therefore both more frequent and more sign</div><div class=\"t s8_393\" id=\"t1y_393\" style=\"left:583px;bottom:945px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_393\" id=\"t1z_393\" style=\"left:623px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in value than those under the hold </div><div class=\"t s7_393\" id=\"t20_393\" style=\"left:95px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect model. </div><div class=\"t s9_393\" id=\"t21_393\" style=\"left:95px;bottom:897px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Equity instruments designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t22_393\" style=\"left:95px;bottom:879px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Non-trading equity instruments acquired for strategic purposes rather than capital gain may be irrevocably designated at </div><div class=\"t s7_393\" id=\"t23_393\" style=\"left:95px;bottom:863px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_393\" id=\"t24_393\" style=\"left:106px;bottom:863px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_393\" id=\"t25_393\" style=\"left:113px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_393\" id=\"t26_393\" style=\"left:179px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion as held at FVOCI on an </div><div class=\"t s7_393\" id=\"t27_393\" style=\"left:339px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument-by-instrument basis. Div</div><div class=\"t s8_393\" id=\"t28_393\" style=\"left:549px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends rece</div><div class=\"t s7_393\" id=\"t29_393\" style=\"left:617px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived are recognised in pro\ufb01t or loss. </div><div class=\"t s7_393\" id=\"t2a_393\" style=\"left:95px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_393\" id=\"t2b_393\" style=\"left:217px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_393\" id=\"t2c_393\" style=\"left:324px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the fair value of these instruments, includ</div><div class=\"t s8_393\" id=\"t2d_393\" style=\"left:578px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing fore</div><div class=\"t s7_393\" id=\"t2e_393\" style=\"left:623px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ign exchange gains and losses, </div><div class=\"t s7_393\" id=\"t2f_393\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are recognised directly in equity and are never reclassif</div><div class=\"t s8_393\" id=\"t2g_393\" style=\"left:418px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied to pro\ufb01t or loss even on derecogn</div><div class=\"t s7_393\" id=\"t2h_393\" style=\"left:635px;bottom:831px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2i_393\" style=\"left:643px;bottom:831px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s9_393\" id=\"t2j_393\" style=\"left:95px;bottom:799px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Mandatorily classif</div><div class=\"t sa_393\" id=\"t2k_393\" style=\"left:213px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied at fa</div><div class=\"t s9_393\" id=\"t2l_393\" style=\"left:263px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t2m_393\" style=\"left:95px;bottom:781px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2n_393\" style=\"left:135px;bottom:781px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2o_393\" style=\"left:221px;bottom:781px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t2p_393\" style=\"left:240px;bottom:781px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t2q_393\" style=\"left:246px;bottom:781px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2r_393\" style=\"left:253px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_393\" id=\"t2s_393\" style=\"left:290px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich are mandatorily held at fair value through pro\ufb01t or loss are split between two </div><div class=\"t s7_393\" id=\"t2t_393\" style=\"left:95px;bottom:765px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">subcategories as follows: </div><div class=\"t s7_393\" id=\"t2u_393\" style=\"left:95px;bottom:741px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Trading, includ</div><div class=\"t s8_393\" id=\"t2v_393\" style=\"left:182px;bottom:741px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t2w_393\" style=\"left:95px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t2x_393\" style=\"left:108px;bottom:717px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2y_393\" style=\"left:148px;bottom:717px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2z_393\" style=\"left:234px;bottom:717px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t30_393\" style=\"left:253px;bottom:717px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t31_393\" style=\"left:259px;bottom:717px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t32_393\" style=\"left:266px;bottom:717px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held for trad</div><div class=\"t s7_393\" id=\"t33_393\" style=\"left:358px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing, which are those acquired princ</div><div class=\"t s8_393\" id=\"t34_393\" style=\"left:564px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally for the purpose of sell</div><div class=\"t s7_393\" id=\"t35_393\" style=\"left:724px;bottom:717px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing in the </div><div class=\"t s7_393\" id=\"t36_393\" style=\"left:108px;bottom:701px;letter-spacing:-0.22px;display:inline;\">short-term </div><div class=\"t s7_393\" id=\"t37_393\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Derivat</div><div class=\"t s8_393\" id=\"t38_393\" style=\"left:152px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t39_393\" style=\"left:95px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Non-trading mandatorily at fair value through pro\ufb01t or loss, includ</div><div class=\"t s8_393\" id=\"t3a_393\" style=\"left:484px;bottom:652px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t3b_393\" style=\"left:95px;bottom:628px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3c_393\" style=\"left:108px;bottom:628px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Instruments in a business which has a fair value business model (see the Group\u2019s business model assessment) which are not </div><div class=\"t s7_393\" id=\"t3d_393\" style=\"left:108px;bottom:612px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">trading or derivat</div><div class=\"t s8_393\" id=\"t3e_393\" style=\"left:212px;bottom:612px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3f_393\" style=\"left:95px;bottom:588px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3g_393\" style=\"left:108px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Hybrid \ufb01nanc</div><div class=\"t s8_393\" id=\"t3h_393\" style=\"left:188px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets that conta</div><div class=\"t s7_393\" id=\"t3i_393\" style=\"left:308px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in one or more embedded derivat</div><div class=\"t s8_393\" id=\"t3j_393\" style=\"left:507px;bottom:588px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3k_393\" style=\"left:95px;bottom:564px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3l_393\" style=\"left:108px;bottom:564px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3m_393\" style=\"left:148px;bottom:564px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial assets that would otherw</div><div class=\"t s7_393\" id=\"t3n_393\" style=\"left:315px;bottom:564px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise be measured at amortised cost or FVOCI but which do not have SPPI characterist</div><div class=\"t s8_393\" id=\"t3o_393\" style=\"left:810px;bottom:564px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s7_393\" id=\"t3p_393\" style=\"left:95px;bottom:540px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3q_393\" style=\"left:108px;bottom:540px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Equity instruments that have not been designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t3r_393\" style=\"left:95px;bottom:516px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3s_393\" style=\"left:108px;bottom:516px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3t_393\" style=\"left:148px;bottom:516px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t3u_393\" style=\"left:167px;bottom:516px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t3v_393\" style=\"left:186px;bottom:516px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t3w_393\" style=\"left:192px;bottom:516px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t3x_393\" style=\"left:200px;bottom:516px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that const</div><div class=\"t s7_393\" id=\"t3y_393\" style=\"left:279px;bottom:516px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itute contingent considerat</div><div class=\"t s8_393\" id=\"t3z_393\" style=\"left:440px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t40_393\" style=\"left:461px;bottom:516px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in a business combinat</div><div class=\"t s8_393\" id=\"t41_393\" style=\"left:595px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_393\" id=\"t42_393\" style=\"left:95px;bottom:484px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Designated at fair value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t43_393\" style=\"left:95px;bottom:466px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t44_393\" style=\"left:135px;bottom:466px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t45_393\" style=\"left:221px;bottom:466px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t46_393\" style=\"left:240px;bottom:466px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t47_393\" style=\"left:246px;bottom:466px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t48_393\" style=\"left:253px;bottom:466px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may be des</div><div class=\"t s7_393\" id=\"t49_393\" style=\"left:340px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss when the designat</div><div class=\"t s8_393\" id=\"t4a_393\" style=\"left:699px;bottom:466px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion el</div><div class=\"t s7_393\" id=\"t4b_393\" style=\"left:730px;bottom:466px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_393\" id=\"t4c_393\" style=\"left:745px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inates or </div><div class=\"t s7_393\" id=\"t4d_393\" style=\"left:95px;bottom:450px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s8_393\" id=\"t4e_393\" style=\"left:119px;bottom:450px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly reduces a measurement or recogn</div><div class=\"t s7_393\" id=\"t4f_393\" style=\"left:371px;bottom:450px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4g_393\" style=\"left:379px;bottom:450px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t4h_393\" style=\"left:400px;bottom:450px;letter-spacing:-0.14px;display:inline;\">incons</div><div class=\"t s8_393\" id=\"t4i_393\" style=\"left:438px;bottom:450px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">istency that would otherw</div><div class=\"t s7_393\" id=\"t4j_393\" style=\"left:593px;bottom:450px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ise arise from measuring assets or </div><div class=\"t s7_393\" id=\"t4k_393\" style=\"left:95px;bottom:434px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_393\" id=\"t4l_393\" style=\"left:117px;bottom:434px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4m_393\" style=\"left:123px;bottom:434px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4n_393\" style=\"left:131px;bottom:434px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ies on a d</div><div class=\"t s7_393\" id=\"t4o_393\" style=\"left:186px;bottom:434px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ifferent basis (\u2018accounting mismatch\u2019). </div><div class=\"t s7_393\" id=\"t4p_393\" style=\"left:95px;bottom:410px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t4q_393\" style=\"left:135px;bottom:410px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t4r_393\" style=\"left:154px;bottom:410px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t4s_393\" style=\"left:173px;bottom:410px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4t_393\" style=\"left:179px;bottom:410px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4u_393\" style=\"left:187px;bottom:410px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies may also be des</div><div class=\"t s7_393\" id=\"t4v_393\" style=\"left:301px;bottom:410px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss where they are managed on a fair value </div><div class=\"t s7_393\" id=\"t4w_393\" style=\"left:95px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">basis or have an embedded derivat</div><div class=\"t s8_393\" id=\"t4x_393\" style=\"left:306px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive where the Group </div><div class=\"t s7_393\" id=\"t4y_393\" style=\"left:427px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not able to bifurcate and separately value the embedded </div><div class=\"t s7_393\" id=\"t4z_393\" style=\"left:95px;bottom:378px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_393\" id=\"t50_393\" style=\"left:138px;bottom:378px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive component. </div><div class=\"t s9_393\" id=\"t51_393\" style=\"left:95px;bottom:345px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sa_393\" id=\"t52_393\" style=\"left:136px;bottom:345px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s9_393\" id=\"t53_393\" style=\"left:157px;bottom:345px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t sa_393\" id=\"t54_393\" style=\"left:177px;bottom:345px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_393\" id=\"t55_393\" style=\"left:183px;bottom:345px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sa_393\" id=\"t56_393\" style=\"left:192px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t s9_393\" id=\"t57_393\" style=\"left:294px;bottom:345px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ised cost </div><div class=\"t s7_393\" id=\"t58_393\" style=\"left:95px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t59_393\" style=\"left:135px;bottom:327px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t5a_393\" style=\"left:154px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5b_393\" style=\"left:173px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5c_393\" style=\"left:179px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5d_393\" style=\"left:187px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not \ufb01nancial guarantees or loan comm</div><div class=\"t s7_393\" id=\"t5e_393\" style=\"left:486px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments and that are not classif</div><div class=\"t s8_393\" id=\"t5f_393\" style=\"left:670px;bottom:327px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5g_393\" style=\"left:765px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5h_393\" style=\"left:784px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5i_393\" style=\"left:789px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5j_393\" style=\"left:797px;bottom:327px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_393\" id=\"t5k_393\" style=\"left:95px;bottom:311px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">held at fair value through pro\ufb01t or loss are classif</div><div class=\"t s8_393\" id=\"t5l_393\" style=\"left:380px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5m_393\" style=\"left:475px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5n_393\" style=\"left:494px;bottom:311px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5o_393\" style=\"left:499px;bottom:311px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5p_393\" style=\"left:507px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s7_393\" id=\"t5q_393\" style=\"left:607px;bottom:311px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ised cost. </div><div class=\"t s7_393\" id=\"t5r_393\" style=\"left:95px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Preference shares which carry a mandatory coupon that represents a market rate of interest at the issue date, or which are </div><div class=\"t s7_393\" id=\"t5s_393\" style=\"left:95px;bottom:271px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">redeemable on a specif</div><div class=\"t s8_393\" id=\"t5t_393\" style=\"left:235px;bottom:271px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ic date or at the opt</div><div class=\"t s7_393\" id=\"t5u_393\" style=\"left:352px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the shareholder are classif</div><div class=\"t s8_393\" id=\"t5v_393\" style=\"left:543px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5w_393\" style=\"left:637px;bottom:271px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5x_393\" style=\"left:657px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5y_393\" style=\"left:662px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5z_393\" style=\"left:670px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and are presented </div><div class=\"t s7_393\" id=\"t60_393\" style=\"left:801px;bottom:271px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s7_393\" id=\"t61_393\" style=\"left:95px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">other borrowed funds. The div</div><div class=\"t s8_393\" id=\"t62_393\" style=\"left:273px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idends on these preference shares are recogn</div><div class=\"t s7_393\" id=\"t63_393\" style=\"left:541px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised in the income statement as interest expense </div><div class=\"t s7_393\" id=\"t64_393\" style=\"left:95px;bottom:239px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on an amortised cost basis using the effective interest method. </div><div></div><div class=\"t s5_394\" id=\"t7_394\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_394\" id=\"t8_394\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_394\" id=\"t9_394\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_394\" id=\"ta_394\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_394\" id=\"tb_394\" style=\"left:78px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s9_394\" id=\"tc_394\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s8_394\" id=\"td_394\" style=\"left:358px;bottom:1154px;letter-spacing:-0.03px;display:inline;\">itments </div><div class=\"t sa_394\" id=\"te_394\" style=\"left:78px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group issues \ufb01nanc</div><div class=\"t sb_394\" id=\"tf_394\" style=\"left:218px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t sa_394\" id=\"tg_394\" style=\"left:453px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments in return for fees. Financ</div><div class=\"t sb_394\" id=\"th_394\" style=\"left:641px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts </div><div class=\"t sa_394\" id=\"ti_394\" style=\"left:78px;bottom:1122px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">and any loan commitments issued at below-market interest rates are in</div><div class=\"t sb_394\" id=\"tj_394\" style=\"left:499px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tk_394\" style=\"left:507px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ially recognised at their fair value as a \ufb01nanc</div><div class=\"t sb_394\" id=\"tl_394\" style=\"left:768px;bottom:1122px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"tm_394\" style=\"left:78px;bottom:1106px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_394\" id=\"tn_394\" style=\"left:100px;bottom:1106px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"to_394\" style=\"left:106px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sb_394\" id=\"tp_394\" style=\"left:422px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tq_394\" style=\"left:430px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount of income recognised in </div><div class=\"t sa_394\" id=\"tr_394\" style=\"left:78px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">accordance with the princ</div><div class=\"t sb_394\" id=\"ts_394\" style=\"left:232px;bottom:1090px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iples of IFRS 15 Revenue from Contracts w</div><div class=\"t sa_394\" id=\"tt_394\" style=\"left:474px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith Customers and their expected credit loss provis</div><div class=\"t sb_394\" id=\"tu_394\" style=\"left:770px;bottom:1090px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sa_394\" id=\"tv_394\" style=\"left:78px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Loan commitments may be designated at fair value through pro\ufb01t or loss where that is the business model under which </div><div class=\"t sb_394\" id=\"tw_394\" style=\"left:78px;bottom:1058px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such contracts are held. </div><div class=\"t s8_394\" id=\"tx_394\" style=\"left:78px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s9_394\" id=\"ty_394\" style=\"left:193px;bottom:1032px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets and l</div><div class=\"t s8_394\" id=\"tz_394\" style=\"left:281px;bottom:1032px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s9_394\" id=\"t10_394\" style=\"left:301px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_394\" id=\"t11_394\" style=\"left:308px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t12_394\" style=\"left:317px;bottom:1032px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t13_394\" style=\"left:78px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sb_394\" id=\"t14_394\" style=\"left:213px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t15_394\" style=\"left:229px;bottom:1013px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is generally measured on the basis of the ind</div><div class=\"t sb_394\" id=\"t16_394\" style=\"left:564px;bottom:1013px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_394\" id=\"t17_394\" style=\"left:574px;bottom:1013px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idual \ufb01nanc</div><div class=\"t sb_394\" id=\"t18_394\" style=\"left:643px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t19_394\" style=\"left:660px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instrument. However, </div><div class=\"t sb_394\" id=\"t1a_394\" style=\"left:78px;bottom:997px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">when a group of \ufb01nancial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t1b_394\" style=\"left:355px;bottom:997px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1c_394\" style=\"left:374px;bottom:997px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1d_394\" style=\"left:380px;bottom:997px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1e_394\" style=\"left:388px;bottom:997px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1f_394\" style=\"left:406px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is managed on the basis of its net exposure to either market risk or </div><div class=\"t sa_394\" id=\"t1g_394\" style=\"left:78px;bottom:981px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">credit risk, the fair value of the group of \ufb01nanc</div><div class=\"t sb_394\" id=\"t1h_394\" style=\"left:347px;bottom:981px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t1i_394\" style=\"left:363px;bottom:981px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments is measured on a net basis. </div><div class=\"t sa_394\" id=\"t1j_394\" style=\"left:78px;bottom:957px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t sb_394\" id=\"t1k_394\" style=\"left:265px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t1l_394\" style=\"left:351px;bottom:957px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1m_394\" style=\"left:370px;bottom:957px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1n_394\" style=\"left:376px;bottom:957px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1o_394\" style=\"left:384px;bottom:957px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1p_394\" style=\"left:402px;bottom:957px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_394\" id=\"t1q_394\" style=\"left:78px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t sb_394\" id=\"t1r_394\" style=\"left:316px;bottom:941px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1s_394\" style=\"left:322px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t sb_394\" id=\"t1t_394\" style=\"left:464px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_394\" id=\"t1u_394\" style=\"left:667px;bottom:941px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t sb_394\" id=\"t1v_394\" style=\"left:710px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t1w_394\" style=\"left:731px;bottom:941px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_394\" id=\"t1x_394\" style=\"left:783px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_394\" id=\"t1y_394\" style=\"left:78px;bottom:925px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">on an ongoing basis. If the market for a \ufb01nanc</div><div class=\"t sb_394\" id=\"t1z_394\" style=\"left:348px;bottom:925px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t20_394\" style=\"left:365px;bottom:925px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument, and for unlisted securit</div><div class=\"t sb_394\" id=\"t21_394\" style=\"left:569px;bottom:925px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t sa_394\" id=\"t22_394\" style=\"left:590px;bottom:925px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not active, the Group establishes </div><div class=\"t sa_394\" id=\"t23_394\" style=\"left:78px;bottom:909px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">fair value by using valuation techniques. </div><div class=\"t s8_394\" id=\"t24_394\" style=\"left:78px;bottom:877px;letter-spacing:-0.13px;display:inline;\">Init</div><div class=\"t s9_394\" id=\"t25_394\" style=\"left:98px;bottom:877px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ial recogn</div><div class=\"t s8_394\" id=\"t26_394\" style=\"left:158px;bottom:877px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t27_394\" style=\"left:167px;bottom:877px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sb_394\" id=\"t28_394\" style=\"left:78px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Regular way purchases and sales of \ufb01nancial assets held at fa</div><div class=\"t sa_394\" id=\"t29_394\" style=\"left:442px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value through pro\ufb01t or loss, and held at fair value through </div><div class=\"t sa_394\" id=\"t2a_394\" style=\"left:78px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">other comprehensive income are in</div><div class=\"t sb_394\" id=\"t2b_394\" style=\"left:285px;bottom:843px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2c_394\" style=\"left:293px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised on the trade date (the date on which the Group commits to purchase or </div><div class=\"t sb_394\" id=\"t2d_394\" style=\"left:78px;bottom:827px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sell the asset). Loans and advances and other \ufb01nancial assets held at amort</div><div class=\"t sa_394\" id=\"t2e_394\" style=\"left:525px;bottom:827px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised cost are recognised on the settlement date </div><div class=\"t sa_394\" id=\"t2f_394\" style=\"left:78px;bottom:811px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">(the date on which cash is advanced to the borrowers). </div><div class=\"t sb_394\" id=\"t2g_394\" style=\"left:78px;bottom:787px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">All \ufb01nancial </div><div class=\"t sa_394\" id=\"t2h_394\" style=\"left:150px;bottom:787px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t sb_394\" id=\"t2i_394\" style=\"left:255px;bottom:787px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2j_394\" style=\"left:263px;bottom:787px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at fair value, which is normally the transaction price, plus directly attributable </div><div class=\"t sa_394\" id=\"t2k_394\" style=\"left:78px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transaction costs for \ufb01nanc</div><div class=\"t sb_394\" id=\"t2l_394\" style=\"left:239px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t2m_394\" style=\"left:325px;bottom:771px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t2n_394\" style=\"left:344px;bottom:771px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t2o_394\" style=\"left:350px;bottom:771px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t2p_394\" style=\"left:357px;bottom:771px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_394\" id=\"t2q_394\" style=\"left:394px;bottom:771px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich are not subsequently measured at fair value through pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t2r_394\" style=\"left:78px;bottom:746px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In certain circumstances, the in</div><div class=\"t sb_394\" id=\"t2s_394\" style=\"left:259px;bottom:746px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2t_394\" style=\"left:267px;bottom:746px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value may be based on a valuation technique which may lead to the recognit</div><div class=\"t sb_394\" id=\"t2u_394\" style=\"left:762px;bottom:746px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_394\" id=\"t2v_394\" style=\"left:78px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01ts or losses at the time of in</div><div class=\"t sb_394\" id=\"t2w_394\" style=\"left:264px;bottom:730px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2x_394\" style=\"left:272px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t sb_394\" id=\"t2y_394\" style=\"left:338px;bottom:730px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. However, these pro\ufb01ts or losses can only be recogn</div><div class=\"t sa_394\" id=\"t2z_394\" style=\"left:660px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised when the valuation </div><div class=\"t sa_394\" id=\"t30_394\" style=\"left:78px;bottom:714px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">technique used is based solely on observable market data. Where the in</div><div class=\"t sb_394\" id=\"t31_394\" style=\"left:503px;bottom:714px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t32_394\" style=\"left:511px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ially recognised fair value is based on a valuation </div><div class=\"t sa_394\" id=\"t33_394\" style=\"left:78px;bottom:698px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">model that uses unobservable inputs, the difference between the transaction price and the valuation model is not </div><div class=\"t sa_394\" id=\"t34_394\" style=\"left:78px;bottom:682px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">recognised immed</div><div class=\"t sb_394\" id=\"t35_394\" style=\"left:188px;bottom:682px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_394\" id=\"t36_394\" style=\"left:224px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the income statement but following the passage of time, or as the inputs become observable, </div><div class=\"t sa_394\" id=\"t37_394\" style=\"left:78px;bottom:666px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">or the transaction matures or is terminated. </div><div class=\"t s8_394\" id=\"t38_394\" style=\"left:78px;bottom:634px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Subsequent measurement </div><div class=\"t sc_394\" id=\"t39_394\" style=\"left:78px;bottom:616px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3a_394\" style=\"left:118px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_394\" id=\"t3b_394\" style=\"left:258px;bottom:616px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t3c_394\" style=\"left:278px;bottom:616px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t3d_394\" style=\"left:284px;bottom:616px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t3e_394\" style=\"left:292px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies held at amort</div><div class=\"t sc_394\" id=\"t3f_394\" style=\"left:392px;bottom:616px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised cost </div><div class=\"t sa_394\" id=\"t3g_394\" style=\"left:78px;bottom:600px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_394\" id=\"t3h_394\" style=\"left:117px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t3i_394\" style=\"left:257px;bottom:600px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t3j_394\" style=\"left:276px;bottom:600px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t3k_394\" style=\"left:282px;bottom:600px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t3l_394\" style=\"left:290px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t sa_394\" id=\"t3m_394\" style=\"left:390px;bottom:600px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised cost are subsequently carried at amortised cost using the </div><div class=\"t sa_394\" id=\"t3n_394\" style=\"left:78px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">effective interest method (see \u2018Interest income and expense\u2019). Foreign exchange gains and losses are recognised in the </div><div class=\"t sa_394\" id=\"t3o_394\" style=\"left:78px;bottom:568px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t sb_394\" id=\"t3p_394\" style=\"left:78px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Where a \ufb01nancial </div><div class=\"t sa_394\" id=\"t3q_394\" style=\"left:186px;bottom:544px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument carried at amortised cost is the hedged item in a qualify</div><div class=\"t sb_394\" id=\"t3r_394\" style=\"left:583px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t sa_394\" id=\"t3s_394\" style=\"left:617px;bottom:544px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value hedge relationsh</div><div class=\"t sb_394\" id=\"t3t_394\" style=\"left:762px;bottom:544px;letter-spacing:-0.3px;display:inline;\">ip, </div><div class=\"t sa_394\" id=\"t3u_394\" style=\"left:78px;bottom:528px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its carrying value is adjusted by the fair value gain or loss attributable to the hedged risk. </div><div class=\"t sc_394\" id=\"t3v_394\" style=\"left:78px;bottom:504px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3w_394\" style=\"left:118px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets held at FVOCI </div><div class=\"t sa_394\" id=\"t3x_394\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at FVOCI are subsequently carried at fair value, with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t3y_394\" style=\"left:723px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from </div><div class=\"t sa_394\" id=\"t3z_394\" style=\"left:78px;bottom:472px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">changes in fair value (includ</div><div class=\"t sb_394\" id=\"t40_394\" style=\"left:242px;bottom:472px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t41_394\" style=\"left:358px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive income </div><div class=\"t sa_394\" id=\"t42_394\" style=\"left:78px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and accumulated in a separate component of equity. Foreign exchange gains and losses on the amortised cost are </div><div class=\"t sa_394\" id=\"t43_394\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognised in income. Changes in expected credit losses are recognised in the pro\ufb01t or loss and are accumulated in </div><div class=\"t sa_394\" id=\"t44_394\" style=\"left:78px;bottom:423px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">equity. On derecognit</div><div class=\"t sb_394\" id=\"t45_394\" style=\"left:206px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t46_394\" style=\"left:301px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive fair value gains or losses, net of the cumulative expected credit loss reserve, </div><div class=\"t sb_394\" id=\"t47_394\" style=\"left:78px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are transferred to the pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t48_394\" style=\"left:78px;bottom:383px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Equity investments designated at FVOCI are subsequently carried at fair value with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t49_394\" style=\"left:771px;bottom:383px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t4a_394\" style=\"left:78px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">from changes in fair value (includ</div><div class=\"t sb_394\" id=\"t4b_394\" style=\"left:273px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t4c_394\" style=\"left:389px;bottom:367px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive </div><div class=\"t sa_394\" id=\"t4d_394\" style=\"left:78px;bottom:351px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income and accumulated in a separate component of equity. On derecognit</div><div class=\"t sb_394\" id=\"t4e_394\" style=\"left:529px;bottom:351px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t4f_394\" style=\"left:624px;bottom:351px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive reserve is transferred to </div><div class=\"t sa_394\" id=\"t4g_394\" style=\"left:78px;bottom:335px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">retained earnings and is not recycled to pro\ufb01t or loss. </div><div class=\"t sc_394\" id=\"t4h_394\" style=\"left:78px;bottom:311px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t4i_394\" style=\"left:118px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sc_394\" id=\"t4j_394\" style=\"left:204px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t4k_394\" style=\"left:223px;bottom:311px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t4l_394\" style=\"left:230px;bottom:311px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t4m_394\" style=\"left:238px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held at fa</div><div class=\"t sc_394\" id=\"t4n_394\" style=\"left:314px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t sa_394\" id=\"t4o_394\" style=\"left:78px;bottom:295px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sb_394\" id=\"t4p_394\" style=\"left:200px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sa_394\" id=\"t4q_394\" style=\"left:306px;bottom:295px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in fair value, includ</div><div class=\"t sb_394\" id=\"t4r_394\" style=\"left:415px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing contractual </div><div class=\"t sa_394\" id=\"t4s_394\" style=\"left:508px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest income or expense, recorded in the net </div><div class=\"t sa_394\" id=\"t4t_394\" style=\"left:78px;bottom:279px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">trading income line in the pro\ufb01t or loss unless the instrument is part of a cash \ufb02ow hedging relationsh</div><div class=\"t sb_394\" id=\"t4u_394\" style=\"left:669px;bottom:279px;letter-spacing:-0.25px;display:inline;\">ip. </div><div></div><div class=\"t s4_395\" id=\"t6_395\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_395\" id=\"t7_395\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_395\" id=\"t8_395\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_395\" id=\"t9_395\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_395\" id=\"ta_395\" style=\"left:95px;bottom:1154px;letter-spacing:-0.1px;display:inline;\">Derecognit</div><div class=\"t s8_395\" id=\"tb_395\" style=\"left:164px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of \ufb01nancial </div><div class=\"t s7_395\" id=\"tc_395\" style=\"left:256px;bottom:1154px;letter-spacing:-0.05px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"td_395\" style=\"left:95px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"te_395\" style=\"left:135px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s9_395\" id=\"tf_395\" style=\"left:210px;bottom:1136px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich are subject to commercial re\ufb01nanc</div><div class=\"t sa_395\" id=\"tg_395\" style=\"left:433px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing where the loan </div><div class=\"t s9_395\" id=\"th_395\" style=\"left:546px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is priced to the market with no payment related </div><div class=\"t s9_395\" id=\"ti_395\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">concessions regardless of form of legal documentation or nature of lending will be derecognised. Where the Group\u2019s rights to </div><div class=\"t s9_395\" id=\"tj_395\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the cash \ufb02ows under the orig</div><div class=\"t sa_395\" id=\"tk_395\" style=\"left:265px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal contract have exp</div><div class=\"t s9_395\" id=\"tl_395\" style=\"left:397px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired, the old loan is derecognised and the new loan is recognised at fair </div><div class=\"t s9_395\" id=\"tm_395\" style=\"left:95px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value. For all other modif</div><div class=\"t sa_395\" id=\"tn_395\" style=\"left:240px;bottom:1088px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"to_395\" style=\"left:263px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions for example forborne loans or restructuring, whether or not a change in the cash \ufb02ows is </div><div class=\"t s9_395\" id=\"tp_395\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">\u2018substantially different\u2019 is judgemental and will be considered on a case-by-case basis, taking into account all the relevant </div><div class=\"t s9_395\" id=\"tq_395\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">facts and circumstances. </div><div class=\"t s9_395\" id=\"tr_395\" style=\"left:95px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">On derecognit</div><div class=\"t sa_395\" id=\"ts_395\" style=\"left:181px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of a \ufb01nancial asset, the d</div><div class=\"t s9_395\" id=\"tt_395\" style=\"left:350px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifference between the carrying amount of the asset (or the carrying amount </div><div class=\"t s9_395\" id=\"tu_395\" style=\"left:95px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allocated to the portion of the asset derecognised) and the sum of the considerat</div><div class=\"t sa_395\" id=\"tv_395\" style=\"left:576px;bottom:1015px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s9_395\" id=\"tw_395\" style=\"left:623px;bottom:1015px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ived (includ</div><div class=\"t sa_395\" id=\"tx_395\" style=\"left:690px;bottom:1015px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any new asset </div><div class=\"t s9_395\" id=\"ty_395\" style=\"left:95px;bottom:999px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">obtained less any new liab</div><div class=\"t sa_395\" id=\"tz_395\" style=\"left:252px;bottom:999px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t10_395\" style=\"left:258px;bottom:999px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity assumed) and any cumulative gain or loss that had been recognised in other comprehensive </div><div class=\"t s9_395\" id=\"t11_395\" style=\"left:95px;bottom:983px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">income is recognised in pro\ufb01t or loss except for equity instruments elected FVOCI (see above) and cumulative fair value </div><div class=\"t s9_395\" id=\"t12_395\" style=\"left:95px;bottom:967px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">adjustments attributable to the credit risk of a liab</div><div class=\"t sa_395\" id=\"t13_395\" style=\"left:391px;bottom:967px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t14_395\" style=\"left:397px;bottom:967px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, that are held in other comprehensive income. </div><div class=\"t s9_395\" id=\"t15_395\" style=\"left:95px;bottom:943px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t16_395\" style=\"left:135px;bottom:943px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_395\" id=\"t17_395\" style=\"left:154px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t18_395\" style=\"left:173px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t19_395\" style=\"left:179px;bottom:943px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t1a_395\" style=\"left:187px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are derecogn</div><div class=\"t s9_395\" id=\"t1b_395\" style=\"left:285px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised when they are extingu</div><div class=\"t sa_395\" id=\"t1c_395\" style=\"left:443px;bottom:943px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ished. A \ufb01nancial l</div><div class=\"t s9_395\" id=\"t1d_395\" style=\"left:549px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t1e_395\" style=\"left:568px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1f_395\" style=\"left:573px;bottom:943px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity is extingu</div><div class=\"t sa_395\" id=\"t1g_395\" style=\"left:647px;bottom:943px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ished when the obl</div><div class=\"t s9_395\" id=\"t1h_395\" style=\"left:758px;bottom:943px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t sa_395\" id=\"t1i_395\" style=\"left:782px;bottom:943px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t1j_395\" style=\"left:95px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is discharged, cancelled or expires and this is evaluated both qualitat</div><div class=\"t sa_395\" id=\"t1k_395\" style=\"left:501px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ively and quant</div><div class=\"t s9_395\" id=\"t1l_395\" style=\"left:593px;bottom:927px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t sa_395\" id=\"t1m_395\" style=\"left:614px;bottom:927px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ively. However, where a \ufb01nancial </div><div class=\"t s9_395\" id=\"t1n_395\" style=\"left:95px;bottom:911px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sa_395\" id=\"t1o_395\" style=\"left:117px;bottom:911px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1p_395\" style=\"left:123px;bottom:911px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity has been modif</div><div class=\"t sa_395\" id=\"t1q_395\" style=\"left:233px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t1r_395\" style=\"left:257px;bottom:911px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is derecognised if the difference between the modif</div><div class=\"t sa_395\" id=\"t1s_395\" style=\"left:572px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied cash \ufb02ows and the or</div><div class=\"t s9_395\" id=\"t1t_395\" style=\"left:719px;bottom:911px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t1u_395\" style=\"left:730px;bottom:911px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inal cash \ufb02ows </div><div class=\"t s9_395\" id=\"t1v_395\" style=\"left:95px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is more than 10 per cent, or if less than 10 per cent, the Group will perform a qualitat</div><div class=\"t sa_395\" id=\"t1w_395\" style=\"left:584px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive assessment to determ</div><div class=\"t s9_395\" id=\"t1x_395\" style=\"left:735px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ine whether </div><div class=\"t s9_395\" id=\"t1y_395\" style=\"left:95px;bottom:879px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the terms of the two instruments are substantially different. </div><div class=\"t s9_395\" id=\"t1z_395\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">If the Group purchases its own debt, it is derecognised and the difference between the carrying amount of the liab</div><div class=\"t sa_395\" id=\"t20_395\" style=\"left:768px;bottom:855px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t21_395\" style=\"left:774px;bottom:855px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity and </div><div class=\"t s9_395\" id=\"t22_395\" style=\"left:95px;bottom:839px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the considerat</div><div class=\"t sa_395\" id=\"t23_395\" style=\"left:181px;bottom:839px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s9_395\" id=\"t24_395\" style=\"left:218px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">id is included in \u2018Other income\u2019 except for the cumulative fair value adjustments attributable to the </div><div class=\"t s9_395\" id=\"t25_395\" style=\"left:95px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">credit risk of a liab</div><div class=\"t sa_395\" id=\"t26_395\" style=\"left:202px;bottom:823px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t27_395\" style=\"left:207px;bottom:823px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity that are held in Other comprehensive income, which are never recycled to the pro\ufb01t or loss. </div><div class=\"t s7_395\" id=\"t28_395\" style=\"left:95px;bottom:791px;letter-spacing:-0.09px;display:inline;\">Modif</div><div class=\"t s8_395\" id=\"t29_395\" style=\"left:132px;bottom:791px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_395\" id=\"t2a_395\" style=\"left:209px;bottom:791px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"t2b_395\" style=\"left:95px;bottom:773px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t2c_395\" style=\"left:135px;bottom:773px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s9_395\" id=\"t2d_395\" style=\"left:275px;bottom:773px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t2e_395\" style=\"left:294px;bottom:773px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t2f_395\" style=\"left:300px;bottom:773px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t2g_395\" style=\"left:307px;bottom:773px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies whose or</div><div class=\"t s9_395\" id=\"t2h_395\" style=\"left:379px;bottom:773px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t2i_395\" style=\"left:390px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inal contractual terms have been mod</div><div class=\"t s9_395\" id=\"t2j_395\" style=\"left:616px;bottom:773px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t2k_395\" style=\"left:624px;bottom:773px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t2l_395\" style=\"left:648px;bottom:773px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_395\" id=\"t2m_395\" style=\"left:683px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing those loans subject </div><div class=\"t s9_395\" id=\"t2n_395\" style=\"left:95px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to forbearance strategies, are considered to be modif</div><div class=\"t sa_395\" id=\"t2o_395\" style=\"left:411px;bottom:757px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s9_395\" id=\"t2p_395\" style=\"left:432px;bottom:757px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments. Modif</div><div class=\"t sa_395\" id=\"t2q_395\" style=\"left:544px;bottom:757px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t2r_395\" style=\"left:566px;bottom:757px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions may include changes to the tenor, </div><div class=\"t s9_395\" id=\"t2s_395\" style=\"left:95px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash \ufb02ows and or interest rates among other factors. </div><div class=\"t s9_395\" id=\"t2t_395\" style=\"left:95px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t2u_395\" style=\"left:204px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of \ufb01nancial assets </div><div class=\"t s9_395\" id=\"t2v_395\" style=\"left:334px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is appropriate (see Derecognit</div><div class=\"t sa_395\" id=\"t2w_395\" style=\"left:514px;bottom:717px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion), the newly recogn</div><div class=\"t s9_395\" id=\"t2x_395\" style=\"left:643px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised residual loans are assessed </div><div class=\"t s9_395\" id=\"t2y_395\" style=\"left:95px;bottom:701px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to determine whether the assets should be classif</div><div class=\"t sa_395\" id=\"t2z_395\" style=\"left:387px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as purchased or or</div><div class=\"t s9_395\" id=\"t30_395\" style=\"left:517px;bottom:701px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t31_395\" style=\"left:528px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s9_395\" id=\"t32_395\" style=\"left:596px;bottom:701px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sa_395\" id=\"t33_395\" style=\"left:639px;bottom:701px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired assets (POCI). </div><div class=\"t s9_395\" id=\"t34_395\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t35_395\" style=\"left:204px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t36_395\" style=\"left:225px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is not appropriate, the gross carrying amount of the applicable instruments is recalculated as the </div><div class=\"t s9_395\" id=\"t37_395\" style=\"left:95px;bottom:660px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">present value of the renegotiated or modif</div><div class=\"t sa_395\" id=\"t38_395\" style=\"left:347px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied contractual cash \ufb02ows d</div><div class=\"t s9_395\" id=\"t39_395\" style=\"left:512px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscounted at the orig</div><div class=\"t sa_395\" id=\"t3a_395\" style=\"left:634px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s9_395\" id=\"t3b_395\" style=\"left:694px;bottom:660px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive interest rate (or </div><div class=\"t s9_395\" id=\"t3c_395\" style=\"left:95px;bottom:644px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">credit adjusted effective interest rate for POCI \ufb01nanc</div><div class=\"t sa_395\" id=\"t3d_395\" style=\"left:405px;bottom:644px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ial assets). The d</div><div class=\"t s9_395\" id=\"t3e_395\" style=\"left:502px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifference between the recalculated values and the </div><div class=\"t s9_395\" id=\"t3f_395\" style=\"left:95px;bottom:628px;letter-spacing:-0.15px;display:inline;\">pre-modif</div><div class=\"t sa_395\" id=\"t3g_395\" style=\"left:155px;bottom:628px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ied gross carry</div><div class=\"t s9_395\" id=\"t3h_395\" style=\"left:241px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing values of the instruments are recorded as a modif</div><div class=\"t sa_395\" id=\"t3i_395\" style=\"left:555px;bottom:628px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3j_395\" style=\"left:577px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion gain or loss in the pro\ufb01t or loss. </div><div class=\"t s9_395\" id=\"t3k_395\" style=\"left:95px;bottom:604px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sa_395\" id=\"t3l_395\" style=\"left:217px;bottom:604px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from mod</div><div class=\"t s9_395\" id=\"t3m_395\" style=\"left:298px;bottom:604px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t3n_395\" style=\"left:305px;bottom:604px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3o_395\" style=\"left:328px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions for credit reasons are recorded as part of \u2018Credit Impairment\u2019 (see Credit </div><div class=\"t s9_395\" id=\"t3p_395\" style=\"left:95px;bottom:588px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Impairment policy). Modif</div><div class=\"t sa_395\" id=\"t3q_395\" style=\"left:248px;bottom:588px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3r_395\" style=\"left:270px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t3s_395\" style=\"left:411px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from non-cred</div><div class=\"t s9_395\" id=\"t3t_395\" style=\"left:518px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it reasons are recognised either as part of \u2018Credit </div><div class=\"t s9_395\" id=\"t3u_395\" style=\"left:95px;bottom:572px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Impairment\u2019 or with</div><div class=\"t sa_395\" id=\"t3v_395\" style=\"left:211px;bottom:572px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t3w_395\" style=\"left:225px;bottom:572px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income depending on whether there has been a change in the credit risk on the \ufb01nanc</div><div class=\"t sa_395\" id=\"t3x_395\" style=\"left:733px;bottom:572px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s9_395\" id=\"t3y_395\" style=\"left:95px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t sa_395\" id=\"t3z_395\" style=\"left:241px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t40_395\" style=\"left:263px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Modif</div><div class=\"t sa_395\" id=\"t41_395\" style=\"left:322px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t42_395\" style=\"left:345px;bottom:556px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t43_395\" style=\"left:486px;bottom:556px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing on \ufb01nancial l</div><div class=\"t s9_395\" id=\"t44_395\" style=\"left:582px;bottom:556px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t45_395\" style=\"left:601px;bottom:556px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t46_395\" style=\"left:607px;bottom:556px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t47_395\" style=\"left:615px;bottom:556px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s9_395\" id=\"t48_395\" style=\"left:697px;bottom:556px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ised with</div><div class=\"t sa_395\" id=\"t49_395\" style=\"left:750px;bottom:556px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t4a_395\" style=\"left:763px;bottom:556px;letter-spacing:-0.15px;display:inline;\">income. </div><div class=\"t s9_395\" id=\"t4b_395\" style=\"left:95px;bottom:540px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The movements in the applicable expected credit loss loan posit</div><div class=\"t sa_395\" id=\"t4c_395\" style=\"left:475px;bottom:540px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions are d</div>isclosed in further detail in Risk Review.Sign<div class=\"t s8_401\" id=\"t2q_401\" style=\"left:122px;bottom:642px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">i\ufb01cant account</div><div class=\"t s7_401\" id=\"t2r_401\" style=\"left:213px;bottom:642px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ing estimates and judgements </div><div class=\"t sd_401\" id=\"t2s_401\" style=\"left:95px;bottom:624px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group evaluates the sign</div><div class=\"t se_401\" id=\"t2t_401\" style=\"left:268px;bottom:624px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cance of \ufb01nancial </div><div class=\"t sd_401\" id=\"t2u_401\" style=\"left:386px;bottom:624px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments and material accuracy of the valuations incorporated in the </div><div class=\"t se_401\" id=\"t2v_401\" style=\"left:95px;bottom:608px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial statements as they </div><div class=\"t sd_401\" id=\"t2w_401\" style=\"left:265px;bottom:608px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">involve a high degree of judgement and estimat</div><div class=\"t se_401\" id=\"t2x_401\" style=\"left:549px;bottom:608px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t sd_401\" id=\"t2y_401\" style=\"left:617px;bottom:608px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t se_401\" id=\"t2z_401\" style=\"left:709px;bottom:608px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing the carry</div><div class=\"t sd_401\" id=\"t30_401\" style=\"left:783px;bottom:608px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t se_401\" id=\"t31_401\" style=\"left:95px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">values of \ufb01nancial assets and l</div><div class=\"t sd_401\" id=\"t32_401\" style=\"left:274px;bottom:592px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t33_401\" style=\"left:293px;bottom:592px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t34_401\" style=\"left:299px;bottom:592px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t35_401\" style=\"left:307px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the balance sheet date. </div><div class=\"t sd_401\" id=\"t36_401\" style=\"left:95px;bottom:568px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t37_401\" style=\"left:108px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t se_401\" id=\"t38_401\" style=\"left:220px;bottom:568px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t39_401\" style=\"left:236px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">instruments is determined using valuation techniques and estimates (see below) which, to the extent </div><div class=\"t sd_401\" id=\"t3a_401\" style=\"left:108px;bottom:552px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible, use market observable inputs, but in some cases use non-market observable inputs. Changes in the observabil</div><div class=\"t se_401\" id=\"t3b_401\" style=\"left:811px;bottom:552px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sd_401\" id=\"t3c_401\" style=\"left:108px;bottom:536px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">of sign</div><div class=\"t se_401\" id=\"t3d_401\" style=\"left:147px;bottom:536px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3e_401\" style=\"left:225px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion inputs can materially affect the fair values of \ufb01nanc</div><div class=\"t se_401\" id=\"t3f_401\" style=\"left:549px;bottom:536px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3g_401\" style=\"left:565px;bottom:536px;letter-spacing:-0.07px;display:inline;\">instruments. </div><div class=\"t sd_401\" id=\"t3h_401\" style=\"left:95px;bottom:511px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3i_401\" style=\"left:108px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t se_401\" id=\"t3j_401\" style=\"left:201px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t sd_401\" id=\"t3k_401\" style=\"left:259px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t se_401\" id=\"t3l_401\" style=\"left:364px;bottom:511px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3m_401\" style=\"left:381px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument using a valuation technique, the Group estimates valuation </div><div class=\"t sd_401\" id=\"t3n_401\" style=\"left:108px;bottom:495px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">adjustments in determin</div><div class=\"t se_401\" id=\"t3o_401\" style=\"left:253px;bottom:495px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the fa</div><div class=\"t sd_401\" id=\"t3p_401\" style=\"left:309px;bottom:495px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ir value (page 400). </div><div class=\"t sd_401\" id=\"t3q_401\" style=\"left:95px;bottom:471px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3r_401\" style=\"left:108px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t se_401\" id=\"t3s_401\" style=\"left:176px;bottom:471px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the valuat</div><div class=\"t sd_401\" id=\"t3t_401\" style=\"left:258px;bottom:471px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t se_401\" id=\"t3u_401\" style=\"left:331px;bottom:471px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3v_401\" style=\"left:347px;bottom:471px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments, the Group makes judgements on the amounts reserved to cater for </div><div class=\"t sd_401\" id=\"t3w_401\" style=\"left:108px;bottom:455px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">model and valuation risks, which cover both Level 2 and Level 3 assets, and the sign</div><div class=\"t se_401\" id=\"t3x_401\" style=\"left:597px;bottom:455px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3y_401\" style=\"left:675px;bottom:455px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion judgements in respect </div><div class=\"t sd_401\" id=\"t3z_401\" style=\"left:108px;bottom:439px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of Level 3 instruments (page 407). </div><div class=\"t sd_401\" id=\"t40_401\" style=\"left:95px;bottom:415px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t41_401\" style=\"left:108px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the estimated measurement of fair value is more judgemental in respect of Level 3 assets, these are valued based </div><div class=\"t sd_401\" id=\"t42_401\" style=\"left:108px;bottom:399px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">on models that use a sign</div><div class=\"t se_401\" id=\"t43_401\" style=\"left:259px;bottom:399px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant degree of non-market-based unobservable </div>inputsAccounting policy <div class=\"t s8_416\" id=\"tb_416\" style=\"left:78px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair values may be obtained from quoted market prices in active markets, recent market transactions, and valuation </div><div class=\"t s8_416\" id=\"tc_416\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">techniques, includ</div><div class=\"t s9_416\" id=\"td_416\" style=\"left:184px;bottom:1120px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing d</div><div class=\"t s8_416\" id=\"te_416\" style=\"left:214px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iscounted cash \ufb02ow models and option pric</div><div class=\"t s9_416\" id=\"tf_416\" style=\"left:470px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing models, as appropr</div><div class=\"t s8_416\" id=\"tg_416\" style=\"left:606px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iate. Where the in</div><div class=\"t s9_416\" id=\"th_416\" style=\"left:711px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"ti_416\" style=\"left:719px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ially recognised </div><div class=\"t s8_416\" id=\"tj_416\" style=\"left:78px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">fair value of a derivat</div><div class=\"t s9_416\" id=\"tk_416\" style=\"left:203px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive contract </div><div class=\"t s8_416\" id=\"tl_416\" style=\"left:276px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is based on a valuation model that uses inputs which are not observable in the market, </div><div class=\"t s8_416\" id=\"tm_416\" style=\"left:78px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">it follows the same in</div><div class=\"t s9_416\" id=\"tn_416\" style=\"left:201px;bottom:1088px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"to_416\" style=\"left:209px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s9_416\" id=\"tp_416\" style=\"left:275px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion account</div><div class=\"t s8_416\" id=\"tq_416\" style=\"left:345px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing policy as for other \ufb01nanc</div><div class=\"t s9_416\" id=\"tr_416\" style=\"left:511px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s8_416\" id=\"ts_416\" style=\"left:598px;bottom:1088px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_416\" id=\"tt_416\" style=\"left:617px;bottom:1088px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"tu_416\" style=\"left:622px;bottom:1088px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"tv_416\" style=\"left:630px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies. All der</div><div class=\"t s8_416\" id=\"tw_416\" style=\"left:689px;bottom:1088px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_416\" id=\"tx_416\" style=\"left:711px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ives are carr</div><div class=\"t s8_416\" id=\"ty_416\" style=\"left:782px;bottom:1088px;letter-spacing:-0.11px;display:inline;\">ied </div><div class=\"t s8_416\" id=\"tz_416\" style=\"left:78px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">as assets when fair value is posit</div><div class=\"t s9_416\" id=\"t10_416\" style=\"left:268px;bottom:1072px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ive and as l</div><div class=\"t s8_416\" id=\"t11_416\" style=\"left:333px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_416\" id=\"t12_416\" style=\"left:353px;bottom:1072px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t13_416\" style=\"left:358px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t14_416\" style=\"left:366px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies when fa</div><div class=\"t s8_416\" id=\"t15_416\" style=\"left:433px;bottom:1072px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ir value is negative. </div><div class=\"t s7_416\" id=\"t16_416\" style=\"left:78px;bottom:1040px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Hedge accounting </div><div class=\"t s8_416\" id=\"t17_416\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Under certain condit</div><div class=\"t s9_416\" id=\"t18_416\" style=\"left:200px;bottom:1021px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions, the Group may des</div><div class=\"t s8_416\" id=\"t19_416\" style=\"left:342px;bottom:1021px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ignate a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1a_416\" style=\"left:534px;bottom:1021px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1b_416\" style=\"left:540px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, a \ufb01rm commitment, highly probable </div><div class=\"t s8_416\" id=\"t1c_416\" style=\"left:78px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">forecast transaction or net investment of a foreign operation into a formal hedge accounting relationsh</div><div class=\"t s9_416\" id=\"t1d_416\" style=\"left:688px;bottom:1005px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ip w</div><div class=\"t s8_416\" id=\"t1e_416\" style=\"left:713px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ith a derivat</div><div class=\"t s9_416\" id=\"t1f_416\" style=\"left:784px;bottom:1005px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t1g_416\" style=\"left:78px;bottom:989px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">that has been entered to manage interest rate and/or foreign exchange risks present in the hedged item. The Group applied </div><div class=\"t s8_416\" id=\"t1h_416\" style=\"left:78px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the \u2018Phase 1\u2019 hedge accounting requirements of IAS 39 Financ</div><div class=\"t s9_416\" id=\"t1i_416\" style=\"left:437px;bottom:973px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial Instruments: Recogn</div><div class=\"t s8_416\" id=\"t1j_416\" style=\"left:575px;bottom:973px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1k_416\" style=\"left:582px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Measurement and the \u2018Phase </div><div class=\"t s8_416\" id=\"t1l_416\" style=\"left:78px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">2\u2019 amendments to IFRS in respect of interest rate benchmark reform. There are three categories of hedge relationsh</div><div class=\"t s9_416\" id=\"t1m_416\" style=\"left:756px;bottom:957px;letter-spacing:-0.21px;display:inline;\">ips: </div><div class=\"t s9_416\" id=\"t1n_416\" style=\"left:78px;bottom:933px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1o_416\" style=\"left:91px;bottom:933px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hedge: to manage the fair value of interest rate and/or foreign currency risks of recognised assets or liab</div><div class=\"t s9_416\" id=\"t1p_416\" style=\"left:763px;bottom:933px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1q_416\" style=\"left:768px;bottom:933px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1r_416\" style=\"left:776px;bottom:933px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_416\" id=\"t1s_416\" style=\"left:91px;bottom:917px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">or \ufb01rm commitments </div><div class=\"t s9_416\" id=\"t1t_416\" style=\"left:78px;bottom:893px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1u_416\" style=\"left:91px;bottom:893px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Cash \ufb02ow hedge: to manage interest rate or foreign exchange risk of highly probable future cash \ufb02ows attributable to </div><div class=\"t s8_416\" id=\"t1v_416\" style=\"left:91px;bottom:877px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1w_416\" style=\"left:241px;bottom:877px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1x_416\" style=\"left:247px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, or a forecasted transaction </div><div class=\"t s9_416\" id=\"t1y_416\" style=\"left:78px;bottom:853px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1z_416\" style=\"left:91px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Net investment hedge: to manage the structural foreign exchange risk of an investment in a foreign operation. </div><div class=\"t s8_416\" id=\"t20_416\" style=\"left:78px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses, both at hedge incept</div><div class=\"t s9_416\" id=\"t21_416\" style=\"left:326px;bottom:829px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and on a quarterly bas</div><div class=\"t s8_416\" id=\"t22_416\" style=\"left:481px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is, whether the derivat</div><div class=\"t s9_416\" id=\"t23_416\" style=\"left:612px;bottom:829px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives des</div><div class=\"t s8_416\" id=\"t24_416\" style=\"left:658px;bottom:829px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated in hedge </div><div class=\"t s8_416\" id=\"t25_416\" style=\"left:78px;bottom:813px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t s9_416\" id=\"t26_416\" style=\"left:137px;bottom:813px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ips are h</div><div class=\"t s8_416\" id=\"t27_416\" style=\"left:186px;bottom:813px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ighly effective in offsetting changes in fair values or cash \ufb02ows of hedged items. Hedges are considered </div><div class=\"t s8_416\" id=\"t28_416\" style=\"left:78px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to be highly effective if all the following criter</div><div class=\"t s9_416\" id=\"t29_416\" style=\"left:341px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia are met: </div><div class=\"t s9_416\" id=\"t2a_416\" style=\"left:78px;bottom:773px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2b_416\" style=\"left:91px;bottom:773px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">At incept</div><div class=\"t s9_416\" id=\"t2c_416\" style=\"left:145px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of the hedge and throughout </div><div class=\"t s8_416\" id=\"t2d_416\" style=\"left:342px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its life, the hedge is prospectively expected to be highly effective in achiev</div><div class=\"t s9_416\" id=\"t2e_416\" style=\"left:775px;bottom:773px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_416\" id=\"t2f_416\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">offsetting changes in fair value or cash \ufb02ows attributable to the hedged risk </div><div class=\"t s9_416\" id=\"t2g_416\" style=\"left:78px;bottom:733px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2h_416\" style=\"left:91px;bottom:733px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prospective and retrospective effectiveness of the hedge should be with</div><div class=\"t s9_416\" id=\"t2i_416\" style=\"left:515px;bottom:733px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in a range of 80\u2013125%. Th</div><div class=\"t s8_416\" id=\"t2j_416\" style=\"left:665px;bottom:733px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is is tested using </div><div class=\"t s8_416\" id=\"t2k_416\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">regression analysis </div><div class=\"t s9_416\" id=\"t2l_416\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2m_416\" style=\"left:91px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The regression co-ef\ufb01c</div><div class=\"t s9_416\" id=\"t2n_416\" style=\"left:225px;bottom:692px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ient (R squared), wh</div><div class=\"t s8_416\" id=\"t2o_416\" style=\"left:343px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ich measures the correlation between the variables in the regression, is at </div><div class=\"t s9_416\" id=\"t2p_416\" style=\"left:91px;bottom:676px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">least 80%. </div><div class=\"t s8_416\" id=\"t2q_416\" style=\"left:78px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the case of the hedge of a forecast transaction, the transaction must have a high probabil</div><div class=\"t s9_416\" id=\"t2r_416\" style=\"left:622px;bottom:652px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of occurr</div><div class=\"t s8_416\" id=\"t2s_416\" style=\"left:691px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing and must </div><div class=\"t s8_416\" id=\"t2t_416\" style=\"left:78px;bottom:636px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">present an exposure to variat</div><div class=\"t s9_416\" id=\"t2u_416\" style=\"left:251px;bottom:636px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s8_416\" id=\"t2v_416\" style=\"left:278px;bottom:636px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in cash \ufb02ows that are expected to affect reported pro\ufb01t or loss. </div><div class=\"t s7_416\" id=\"t2w_416\" style=\"left:78px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Fair value hedge </div><div class=\"t s8_416\" id=\"t2x_416\" style=\"left:78px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Changes in the fair value of derivat</div><div class=\"t s9_416\" id=\"t2y_416\" style=\"left:284px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives that are des</div><div class=\"t s8_416\" id=\"t2z_416\" style=\"left:381px;bottom:586px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated and qualify as fair value hedging instruments are recorded in </div><div class=\"t s8_416\" id=\"t30_416\" style=\"left:78px;bottom:570px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">net trading income, together with any changes in the fair value of the hedged asset or liab</div><div class=\"t s9_416\" id=\"t31_416\" style=\"left:610px;bottom:570px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t32_416\" style=\"left:615px;bottom:570px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity that are attributable to the </div><div class=\"t s8_416\" id=\"t33_416\" style=\"left:78px;bottom:554px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">hedged risk. If the hedge no longer meets the criter</div><div class=\"t s9_416\" id=\"t34_416\" style=\"left:378px;bottom:554px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia for hedge account</div><div class=\"t s8_416\" id=\"t35_416\" style=\"left:501px;bottom:554px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing, the adjustment to the carrying amount of a </div><div class=\"t s8_416\" id=\"t36_416\" style=\"left:78px;bottom:538px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">hedged item for which the effective interest method is used is amortised to the income statement over the remain</div><div class=\"t s9_416\" id=\"t37_416\" style=\"left:748px;bottom:538px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing term </div><div class=\"t s8_416\" id=\"t38_416\" style=\"left:78px;bottom:522px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to maturity of the hedged item. If the hedged item is sold or repaid, the unamortised fair value adjustment is recognised </div><div class=\"t s8_416\" id=\"t39_416\" style=\"left:78px;bottom:506px;letter-spacing:-0.12px;display:inline;\">immed</div><div class=\"t s9_416\" id=\"t3a_416\" style=\"left:120px;bottom:506px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s8_416\" id=\"t3b_416\" style=\"left:155px;bottom:506px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the income statement. For \ufb01nanc</div><div class=\"t s9_416\" id=\"t3c_416\" style=\"left:364px;bottom:506px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets class</div><div class=\"t s8_416\" id=\"t3d_416\" style=\"left:450px;bottom:506px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_416\" id=\"t3e_416\" style=\"left:457px;bottom:506px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s8_416\" id=\"t3f_416\" style=\"left:507px;bottom:506px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir value through other comprehensive income, </div><div class=\"t s8_416\" id=\"t3g_416\" style=\"left:78px;bottom:490px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the hedge accounting adjustment attributable to the hedged risk is included in net trading income to match the </div><div class=\"t s8_416\" id=\"t3h_416\" style=\"left:78px;bottom:474px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">hedging derivat</div><div class=\"t s9_416\" id=\"t3i_416\" style=\"left:173px;bottom:474px;letter-spacing:-0.21px;display:inline;\">ive. </div><div class=\"t s7_416\" id=\"t3j_416\" style=\"left:78px;bottom:442px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ow hedge </div><div class=\"t s8_416\" id=\"t3k_416\" style=\"left:78px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The effective portion of changes in the fair value of derivat</div><div class=\"t s9_416\" id=\"t3l_416\" style=\"left:423px;bottom:423px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives that are des</div><div class=\"t s8_416\" id=\"t3m_416\" style=\"left:520px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ignated and qualify as cash \ufb02ow hedging </div><div class=\"t s8_416\" id=\"t3n_416\" style=\"left:78px;bottom:407px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t s9_416\" id=\"t3o_416\" style=\"left:184px;bottom:407px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"t3p_416\" style=\"left:191px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ially recognised in other comprehensive income, accumulating in the cash \ufb02ow hedge reserve with</div><div class=\"t s9_416\" id=\"t3q_416\" style=\"left:769px;bottom:407px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s8_416\" id=\"t3r_416\" style=\"left:78px;bottom:391px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity. These amounts are subsequently recycled to the income statement in the periods when the hedged item affects </div><div class=\"t s8_416\" id=\"t3s_416\" style=\"left:78px;bottom:375px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss. Both the derivat</div><div class=\"t s9_416\" id=\"t3t_416\" style=\"left:250px;bottom:375px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ive fa</div><div class=\"t s8_416\" id=\"t3u_416\" style=\"left:282px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value movement and any recycled amount are recorded in the \u2018Cash\ufb02ow hedges\u2019 line </div><div class=\"t s8_416\" id=\"t3v_416\" style=\"left:78px;bottom:359px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">item in other comprehensive income. </div><div class=\"t s8_416\" id=\"t3w_416\" style=\"left:78px;bottom:335px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses hedge effectiveness using the hypothetical derivat</div><div class=\"t s9_416\" id=\"t3x_416\" style=\"left:497px;bottom:335px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive method, wh</div><div class=\"t s8_416\" id=\"t3y_416\" style=\"left:587px;bottom:335px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich creates a derivat</div><div class=\"t s9_416\" id=\"t3z_416\" style=\"left:707px;bottom:335px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t40_416\" style=\"left:726px;bottom:335px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instrument to </div><div class=\"t s8_416\" id=\"t41_416\" style=\"left:78px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">serve as a proxy for the hedged transaction. The terms of the hypothetical derivat</div><div class=\"t s9_416\" id=\"t42_416\" style=\"left:560px;bottom:319px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive match the cr</div><div class=\"t s8_416\" id=\"t43_416\" style=\"left:655px;bottom:319px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t44_416\" style=\"left:662px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ical terms of the hedged </div><div class=\"t s8_416\" id=\"t45_416\" style=\"left:78px;bottom:303px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">item and it has a fair value of zero at incept</div><div class=\"t s9_416\" id=\"t46_416\" style=\"left:332px;bottom:303px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion. The hypothet</div><div class=\"t s8_416\" id=\"t47_416\" style=\"left:436px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical derivat</div><div class=\"t s9_416\" id=\"t48_416\" style=\"left:501px;bottom:303px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive and the actual der</div><div class=\"t s8_416\" id=\"t49_416\" style=\"left:631px;bottom:303px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_416\" id=\"t4a_416\" style=\"left:653px;bottom:303px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive are regressed to </div><div class=\"t s8_416\" id=\"t4b_416\" style=\"left:78px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">establish the statist</div><div class=\"t s9_416\" id=\"t4c_416\" style=\"left:193px;bottom:287px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ical s</div><div class=\"t s8_416\" id=\"t4d_416\" style=\"left:222px;bottom:287px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s9_416\" id=\"t4e_416\" style=\"left:240px;bottom:287px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cance of the hedge relat</div><div class=\"t s8_416\" id=\"t4f_416\" style=\"left:395px;bottom:287px;letter-spacing:-0.12px;display:inline;\">ionsh</div><div class=\"t s9_416\" id=\"t4g_416\" style=\"left:427px;bottom:287px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ip. Any </div><div class=\"t s8_416\" id=\"t4h_416\" style=\"left:469px;bottom:287px;letter-spacing:-0.1px;display:inline;\">ineffect</div><div class=\"t s9_416\" id=\"t4i_416\" style=\"left:515px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive port</div><div class=\"t s8_416\" id=\"t4j_416\" style=\"left:559px;bottom:287px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of the gain or loss on the hedging </div><div class=\"t s8_416\" id=\"t4k_416\" style=\"left:78px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument is recognised in the net trading income immed</div><div class=\"t s9_416\" id=\"t4l_416\" style=\"left:419px;bottom:271px;letter-spacing:-0.26px;display:inline;\">iately. </div><div class=\"t s8_416\" id=\"t4m_416\" style=\"left:78px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">If a cash \ufb02ow hedge is discont</div><div class=\"t s9_416\" id=\"t4n_416\" style=\"left:254px;bottom:247px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inued, the amount accumulated </div><div class=\"t s8_416\" id=\"t4o_416\" style=\"left:447px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the cash \ufb02ow hedge reserve is released to the income </div><div class=\"t s8_416\" id=\"t4p_416\" style=\"left:78px;bottom:231px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">statement as and when the hedged item affects the income statement. </div><div class=\"t s8_416\" id=\"t4q_416\" style=\"left:78px;bottom:207px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Should the Group consider the hedged future cash \ufb02ows are no longer expected to occur due to reasons, the cumulative gain </div><div class=\"t s8_416\" id=\"t4r_416\" style=\"left:78px;bottom:191px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">or loss will be immed</div><div class=\"t s9_416\" id=\"t4s_416\" style=\"left:199px;bottom:191px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iately reclass</div><div class=\"t s8_416\" id=\"t4t_416\" style=\"left:275px;bottom:191px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_416\" id=\"t4u_416\" style=\"left:283px;bottom:191px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to pro\ufb01t or loss. </div><div class=\"t s7_416\" id=\"t4v_416\" style=\"left:78px;bottom:159px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Net investment hedge </div><div class=\"t s8_416\" id=\"t4w_416\" style=\"left:78px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Hedges of net investments are accounted for in a sim</div><div class=\"t s9_416\" id=\"t4x_416\" style=\"left:392px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ilar manner to cash \ufb02ow hedges, w</div><div class=\"t s8_416\" id=\"t4y_416\" style=\"left:597px;bottom:141px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ith gains and losses aris</div><div class=\"t s9_416\" id=\"t4z_416\" style=\"left:735px;bottom:141px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing on the </div><div class=\"t s8_416\" id=\"t50_416\" style=\"left:78px;bottom:125px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">effective portion of the hedges recorded in the line \u2018Exchange differences on translation of foreign operations\u2019 in other </div><div class=\"t s8_416\" id=\"t51_416\" style=\"left:78px;bottom:109px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">comprehensive income, accumulating in the translation reserve with</div><div class=\"t s9_416\" id=\"t52_416\" style=\"left:481px;bottom:109px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in equ</div><div class=\"t s8_416\" id=\"t53_416\" style=\"left:517px;bottom:109px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity. These amounts remain in equity until the </div><div class=\"t s8_416\" id=\"t54_416\" style=\"left:78px;bottom:92px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">net investment is disposed of. The ineffect</div><div class=\"t s9_416\" id=\"t55_416\" style=\"left:325px;bottom:92px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive port</div><div class=\"t s8_416\" id=\"t56_416\" style=\"left:370px;bottom:92px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the hedges is recognised in the net trading income immed</div>iately.Accounting policy <div class=\"t s7_424\" id=\"t9_424\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s8_424\" id=\"ta_424\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments for the relevant accounting policy.Accounting policy <div class=\"t s7_424\" id=\"t1x_424\" style=\"left:78px;bottom:761px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group purchases securit</div><div class=\"t s8_424\" id=\"t1y_424\" style=\"left:246px;bottom:761px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies (a reverse repurchase agreement \u2013 \u2018reverse repo\u2019) typ</div><div class=\"t s7_424\" id=\"t1z_424\" style=\"left:577px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ically with \ufb01nanc</div><div class=\"t s8_424\" id=\"t20_424\" style=\"left:676px;bottom:761px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_424\" id=\"t21_424\" style=\"left:692px;bottom:761px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t s8_424\" id=\"t22_424\" style=\"left:713px;bottom:761px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_424\" id=\"t23_424\" style=\"left:733px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions subject </div><div class=\"t s7_424\" id=\"t24_424\" style=\"left:78px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to a commitment to resell or return the securit</div><div class=\"t s8_424\" id=\"t25_424\" style=\"left:347px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies at a predeterm</div><div class=\"t s7_424\" id=\"t26_424\" style=\"left:455px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ined price. These securit</div><div class=\"t s8_424\" id=\"t27_424\" style=\"left:596px;bottom:745px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies are not </div><div class=\"t s7_424\" id=\"t28_424\" style=\"left:660px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">included in the balance </div><div class=\"t s7_424\" id=\"t29_424\" style=\"left:78px;bottom:729px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sheet as the Group does not acquire the risks and rewards of ownership, however they are recorded off-balance sheet as </div><div class=\"t s7_424\" id=\"t2a_424\" style=\"left:78px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">collateral received. Considerat</div><div class=\"t s8_424\" id=\"t2b_424\" style=\"left:258px;bottom:713px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_424\" id=\"t2c_424\" style=\"left:295px;bottom:713px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">id (or cash collateral provided) is accounted for as a loan asset at amortised cost </div><div class=\"t s7_424\" id=\"t2d_424\" style=\"left:78px;bottom:697px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">unless it is managed on a fair value basis or designated at fair value through pro\ufb01t or loss. In major</div><div class=\"t s8_424\" id=\"t2e_424\" style=\"left:654px;bottom:697px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of cases through the </div><div class=\"t s7_424\" id=\"t2f_424\" style=\"left:78px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">contractual terms of a reverse repo arrangement, the Group as the transferee of the security collateral has the right to sell </div><div class=\"t s8_424\" id=\"t2g_424\" style=\"left:78px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">or repledge the asset concerned. </div><div class=\"t s7_424\" id=\"t2h_424\" style=\"left:78px;bottom:641px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group also sells securit</div><div class=\"t s8_424\" id=\"t2i_424\" style=\"left:237px;bottom:641px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies (a repurchase agreement \u2013 \u2018repo\u2019) subject to a comm</div><div class=\"t s7_424\" id=\"t2j_424\" style=\"left:567px;bottom:641px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itment to repurchase or redeem the </div><div class=\"t s7_424\" id=\"t2k_424\" style=\"left:78px;bottom:625px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t s8_424\" id=\"t2l_424\" style=\"left:117px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies at a predeterm</div><div class=\"t s7_424\" id=\"t2m_424\" style=\"left:225px;bottom:625px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ined price. The securit</div><div class=\"t s8_424\" id=\"t2n_424\" style=\"left:353px;bottom:625px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies are reta</div><div class=\"t s7_424\" id=\"t2o_424\" style=\"left:418px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ined on the balance sheet as the Group retains substantially all </div><div class=\"t s7_424\" id=\"t2p_424\" style=\"left:78px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the risks and rewards of ownership and these securit</div><div class=\"t s8_424\" id=\"t2q_424\" style=\"left:386px;bottom:609px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ies are d</div><div class=\"t s7_424\" id=\"t2r_424\" style=\"left:435px;bottom:609px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isclosed as pledged collateral. Considerat</div><div class=\"t s8_424\" id=\"t2s_424\" style=\"left:681px;bottom:609px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_424\" id=\"t2t_424\" style=\"left:727px;bottom:609px;letter-spacing:-0.26px;display:inline;\">ived (or cash </div><div class=\"t s7_424\" id=\"t2u_424\" style=\"left:78px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collateral received) is accounted for as a \ufb01nanc</div><div class=\"t s8_424\" id=\"t2v_424\" style=\"left:356px;bottom:593px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_424\" id=\"t2w_424\" style=\"left:376px;bottom:593px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_424\" id=\"t2x_424\" style=\"left:395px;bottom:593px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_424\" id=\"t2y_424\" style=\"left:400px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity at amortised cost unless it is either mandatorily classif</div><div class=\"t s8_424\" id=\"t2z_424\" style=\"left:735px;bottom:593px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s7_424\" id=\"t30_424\" style=\"left:785px;bottom:593px;letter-spacing:-0.18px;display:inline;\">ir </div><div class=\"t s7_424\" id=\"t31_424\" style=\"left:78px;bottom:577px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">value through pro\ufb01t or loss or irrevocably designated at fair value through pro\ufb01t or loss at in</div><div class=\"t s8_424\" id=\"t32_424\" style=\"left:614px;bottom:577px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_424\" id=\"t33_424\" style=\"left:622px;bottom:577px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_424\" id=\"t34_424\" style=\"left:688px;bottom:577px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s7_424\" id=\"t35_424\" style=\"left:78px;bottom:553px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Repo and reverse repo transactions typically entitle the Group and its counterparties to have recourse to assets sim</div><div class=\"t s8_424\" id=\"t36_424\" style=\"left:755px;bottom:553px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ilar to </div><div class=\"t s7_424\" id=\"t37_424\" style=\"left:78px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">those provided as collateral in the event of a default. Securit</div><div class=\"t s8_424\" id=\"t38_424\" style=\"left:431px;bottom:537px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies sold subject to repos, e</div><div class=\"t s7_424\" id=\"t39_424\" style=\"left:583px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ither by way of a Global Master </div><div class=\"t s7_424\" id=\"t3a_424\" style=\"left:78px;bottom:521px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Repurchase Agreement (GMRA), or through a securit</div><div class=\"t s8_424\" id=\"t3b_424\" style=\"left:389px;bottom:521px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies sale and Total Return Swap (TRS) cont</div><div class=\"t s7_424\" id=\"t3c_424\" style=\"left:634px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inue to be recognised on </div><div class=\"t s7_424\" id=\"t3d_424\" style=\"left:78px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the balance sheet as the Group retains substantially the associated risks and rewards of the securit</div><div class=\"t s8_424\" id=\"t3e_424\" style=\"left:660px;bottom:505px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ies (the TRS </div><div class=\"t s7_424\" id=\"t3f_424\" style=\"left:731px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not </div><div class=\"t s7_424\" id=\"t3g_424\" style=\"left:78px;bottom:489px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">recognised). The counterparty liab</div><div class=\"t s8_424\" id=\"t3h_424\" style=\"left:282px;bottom:489px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_424\" id=\"t3i_424\" style=\"left:288px;bottom:489px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity is included in deposits by banks or customer accounts, as appropriate. Assets sold </div>under repurchase agreements are considered encumbered as the Group cannot pledge these to obtain funding.Accounting policy <div class=\"t s8_426\" id=\"ta_426\" style=\"left:78px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">Goodwill </div><div class=\"t s9_426\" id=\"tb_426\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Goodwill on acquis</div><div class=\"t sa_426\" id=\"tc_426\" style=\"left:190px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"td_426\" style=\"left:198px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions of subsid</div><div class=\"t sa_426\" id=\"te_426\" style=\"left:277px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s9_426\" id=\"tf_426\" style=\"left:293px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies is included in intang</div><div class=\"t sa_426\" id=\"tg_426\" style=\"left:429px;bottom:1120px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ible assets. Goodw</div><div class=\"t s9_426\" id=\"th_426\" style=\"left:540px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill on acquis</div><div class=\"t sa_426\" id=\"ti_426\" style=\"left:608px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"tj_426\" style=\"left:616px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of associates is included in </div><div class=\"t s9_426\" id=\"tk_426\" style=\"left:78px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sa_426\" id=\"tl_426\" style=\"left:268px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures. Goodw</div><div class=\"t s9_426\" id=\"tm_426\" style=\"left:387px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill included in intang</div><div class=\"t sa_426\" id=\"tn_426\" style=\"left:505px;bottom:1104px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ible assets </div><div class=\"t s9_426\" id=\"to_426\" style=\"left:569px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed at each balance sheet date </div><div class=\"t s9_426\" id=\"tp_426\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">for impa</div><div class=\"t sa_426\" id=\"tq_426\" style=\"left:128px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and carr</div><div class=\"t s9_426\" id=\"tr_426\" style=\"left:220px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied at cost less any accumulated impa</div><div class=\"t sa_426\" id=\"ts_426\" style=\"left:445px;bottom:1088px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. Ga</div><div class=\"t s9_426\" id=\"tt_426\" style=\"left:545px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ins and losses on the disposal of an entity </div><div class=\"t s9_426\" id=\"tu_426\" style=\"left:78px;bottom:1072px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include the carrying amount of goodwill relating to the entity sold. Detailed calculations are performed based on forecasting </div><div class=\"t s9_426\" id=\"tv_426\" style=\"left:78px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">expected cash \ufb02ows of the relevant cash-generating units (CGUs) and discount</div><div class=\"t sa_426\" id=\"tw_426\" style=\"left:545px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing these at an appropr</div><div class=\"t s9_426\" id=\"tx_426\" style=\"left:685px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iate discount rate, </div><div class=\"t s9_426\" id=\"ty_426\" style=\"left:78px;bottom:1040px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t sa_426\" id=\"tz_426\" style=\"left:168px;bottom:1040px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of wh</div><div class=\"t s9_426\" id=\"t10_426\" style=\"left:222px;bottom:1040px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich requires the exercise of judgement. Goodwill is allocated to CGUs for the purpose of impa</div><div class=\"t sa_426\" id=\"t11_426\" style=\"left:767px;bottom:1040px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t12_426\" style=\"left:78px;bottom:1024px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">testing. CGUs represent the lowest level with</div><div class=\"t sa_426\" id=\"t13_426\" style=\"left:340px;bottom:1024px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the Group wh</div><div class=\"t s9_426\" id=\"t14_426\" style=\"left:434px;bottom:1024px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich generates separate cash in\ufb02ows and at which the goodwill </div><div class=\"t s9_426\" id=\"t15_426\" style=\"left:78px;bottom:1007px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is monitored for internal management purposes. These are equal to or smaller than the Group\u2019s reportable segments (as set </div><div class=\"t s9_426\" id=\"t16_426\" style=\"left:78px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out in Note 2) as the Group views its reportable segments on a global basis. The major CGUs to which goodwill has been </div><div class=\"t s9_426\" id=\"t17_426\" style=\"left:78px;bottom:975px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">allocated are set out in the CGU table (page 425). </div><div class=\"t s8_426\" id=\"t18_426\" style=\"left:78px;bottom:951px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s9_426\" id=\"t19_426\" style=\"left:78px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The carrying amount of goodwill is based on the applicat</div><div class=\"t sa_426\" id=\"t1a_426\" style=\"left:416px;bottom:935px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of judgements </div><div class=\"t s9_426\" id=\"t1b_426\" style=\"left:526px;bottom:935px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_426\" id=\"t1c_426\" style=\"left:562px;bottom:935px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the bas</div><div class=\"t s9_426\" id=\"t1d_426\" style=\"left:628px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is of goodwill impa</div><div class=\"t sa_426\" id=\"t1e_426\" style=\"left:739px;bottom:935px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t1f_426\" style=\"left:78px;bottom:919px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">calculation assumptions. Judgement is also applied in determinat</div><div class=\"t sa_426\" id=\"t1g_426\" style=\"left:465px;bottom:919px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of CGUs. </div><div class=\"t s9_426\" id=\"t1h_426\" style=\"left:78px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Estimates include forecasts used for determin</div><div class=\"t sa_426\" id=\"t1i_426\" style=\"left:347px;bottom:895px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing cash \ufb02ows for CGUs, the appropr</div><div class=\"t s9_426\" id=\"t1j_426\" style=\"left:562px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate long-term growth rates to use and </div><div class=\"t s9_426\" id=\"t1k_426\" style=\"left:78px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rates which factor in country risk-free rates and applicable risk premiums. The Group undertakes an annual </div><div class=\"t s9_426\" id=\"t1l_426\" style=\"left:78px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assessment to evaluate whether the carrying value of goodwill is impa</div><div class=\"t sa_426\" id=\"t1m_426\" style=\"left:493px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ired. The est</div><div class=\"t s9_426\" id=\"t1n_426\" style=\"left:564px;bottom:863px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t sa_426\" id=\"t1o_426\" style=\"left:592px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of future cash \ufb02ows and the </div><div class=\"t s9_426\" id=\"t1p_426\" style=\"left:78px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sa_426\" id=\"t1q_426\" style=\"left:514px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and </div><div class=\"t s9_426\" id=\"t1r_426\" style=\"left:649px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is subject to potential </div><div class=\"t s9_426\" id=\"t1s_426\" style=\"left:78px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">change over time. </div><div class=\"t s8_426\" id=\"t1t_426\" style=\"left:78px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired intang</div><div class=\"t sb_426\" id=\"t1u_426\" style=\"left:174px;bottom:807px;letter-spacing:-0.13px;display:inline;\">ibles </div><div class=\"t s9_426\" id=\"t1v_426\" style=\"left:78px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">At the date of acquis</div><div class=\"t sa_426\" id=\"t1w_426\" style=\"left:202px;bottom:791px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t1x_426\" style=\"left:209px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of a subsid</div><div class=\"t sa_426\" id=\"t1y_426\" style=\"left:294px;bottom:791px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">iary or assoc</div><div class=\"t s9_426\" id=\"t1z_426\" style=\"left:367px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate, intang</div><div class=\"t sa_426\" id=\"t20_426\" style=\"left:435px;bottom:791px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ible assets wh</div><div class=\"t s9_426\" id=\"t21_426\" style=\"left:517px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are deemed separable and that arise from </div><div class=\"t s9_426\" id=\"t22_426\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contractual or other legal rights are capital</div><div class=\"t sa_426\" id=\"t23_426\" style=\"left:331px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s9_426\" id=\"t24_426\" style=\"left:385px;bottom:775px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">included with</div><div class=\"t sa_426\" id=\"t25_426\" style=\"left:465px;bottom:775px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the net </div><div class=\"t s9_426\" id=\"t26_426\" style=\"left:523px;bottom:775px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t sa_426\" id=\"t27_426\" style=\"left:554px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">i\ufb01able assets acqu</div><div class=\"t s9_426\" id=\"t28_426\" style=\"left:663px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. These intang</div><div class=\"t sa_426\" id=\"t29_426\" style=\"left:769px;bottom:775px;letter-spacing:-0.16px;display:inline;\">ible </div><div class=\"t s9_426\" id=\"t2a_426\" style=\"left:78px;bottom:759px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">assets are in</div><div class=\"t sa_426\" id=\"t2b_426\" style=\"left:151px;bottom:759px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t2c_426\" style=\"left:159px;bottom:759px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially measured at fair value, which re\ufb02ects market expectations of the probabil</div><div class=\"t sa_426\" id=\"t2d_426\" style=\"left:620px;bottom:759px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity that the future econom</div><div class=\"t s9_426\" id=\"t2e_426\" style=\"left:776px;bottom:759px;letter-spacing:-0.16px;display:inline;\">ic </div><div class=\"t s9_426\" id=\"t2f_426\" style=\"left:78px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bene\ufb01ts embodied in the asset will \ufb02ow to the entity and are amortised on the basis of their expected useful lives (4 to </div><div class=\"t s9_426\" id=\"t2g_426\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">16 years). At each balance sheet date, these assets are assessed for ind</div><div class=\"t sa_426\" id=\"t2h_426\" style=\"left:495px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t2i_426\" style=\"left:552px;bottom:727px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t2j_426\" style=\"left:583px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment. In the event that an asset\u2019s </div><div class=\"t s9_426\" id=\"t2k_426\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">carrying amount is determined to be greater than its recoverable amount, the asset is written down immed</div><div class=\"t sa_426\" id=\"t2l_426\" style=\"left:709px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iately to the </div><div class=\"t sa_426\" id=\"t2m_426\" style=\"left:78px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recoverable amount. </div><div class=\"t s8_426\" id=\"t2n_426\" style=\"left:78px;bottom:671px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Computer software </div><div class=\"t s9_426\" id=\"t2o_426\" style=\"left:78px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired computer software licences are capital</div><div class=\"t sa_426\" id=\"t2p_426\" style=\"left:364px;bottom:655px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised on the bas</div><div class=\"t s9_426\" id=\"t2q_426\" style=\"left:454px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is of the costs incurred to acquire and bring to use the </div><div class=\"t s9_426\" id=\"t2r_426\" style=\"left:78px;bottom:639px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t sa_426\" id=\"t2s_426\" style=\"left:113px;bottom:639px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ic software. </div><div class=\"t s9_426\" id=\"t2t_426\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Internally generated software represents substantially all of the total software capital</div><div class=\"t sa_426\" id=\"t2u_426\" style=\"left:584px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised. D</div><div class=\"t s9_426\" id=\"t2v_426\" style=\"left:623px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irect costs of the development </div><div class=\"t s9_426\" id=\"t2w_426\" style=\"left:78px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of separately ident</div><div class=\"t sa_426\" id=\"t2x_426\" style=\"left:190px;bottom:598px;letter-spacing:-0.19px;display:inline;\">i\ufb01able </div><div class=\"t s9_426\" id=\"t2y_426\" style=\"left:229px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">internally generated software are capital</div><div class=\"t sa_426\" id=\"t2z_426\" style=\"left:472px;bottom:598px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised where </div><div class=\"t s9_426\" id=\"t30_426\" style=\"left:539px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is probable that future economic bene\ufb01ts </div><div class=\"t s9_426\" id=\"t31_426\" style=\"left:78px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">attributable to the software will \ufb02ow from its use. These costs include staff remuneration costs such as salaries, statutory </div><div class=\"t s9_426\" id=\"t32_426\" style=\"left:78px;bottom:566px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">payments and share-based payments, materials, service providers and contractors provided their time is directly </div><div class=\"t s9_426\" id=\"t33_426\" style=\"left:78px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">attributable to the software build. Costs incurred in the ongoing maintenance of software are expensed immed</div><div class=\"t sa_426\" id=\"t34_426\" style=\"left:735px;bottom:550px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s9_426\" id=\"t35_426\" style=\"left:78px;bottom:534px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">when incurred. Internally generated software is amortised over each asset\u2019s useful life to a maximum of 10-years. On an </div><div class=\"t s9_426\" id=\"t36_426\" style=\"left:78px;bottom:518px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">annual basis software assets\u2019 residual values and useful lives are reviewed, includ</div><div class=\"t sa_426\" id=\"t37_426\" style=\"left:553px;bottom:518px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ing assess</div><div class=\"t s9_426\" id=\"t38_426\" style=\"left:613px;bottom:518px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing for ind</div><div class=\"t sa_426\" id=\"t39_426\" style=\"left:672px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t3a_426\" style=\"left:730px;bottom:518px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t3b_426\" style=\"left:761px;bottom:518px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_426\" id=\"t3c_426\" style=\"left:78px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Indicators of impa</div><div class=\"t sa_426\" id=\"t3d_426\" style=\"left:185px;bottom:502px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t3e_426\" style=\"left:227px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include loss of business relevance, obsolescence, exit of the business to which the software relates, </div><div class=\"t s9_426\" id=\"t3f_426\" style=\"left:78px;bottom:486px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">technological changes, change in use of the asset, reduction in useful life, plans to reduce usage or scope. </div><div class=\"t s9_426\" id=\"t3g_426\" style=\"left:78px;bottom:462px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For capital</div><div class=\"t sa_426\" id=\"t3h_426\" style=\"left:141px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised software that </div><div class=\"t s9_426\" id=\"t3i_426\" style=\"left:252px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is internally generated, judgement is required to determine which costs relate to research </div><div class=\"t s9_426\" id=\"t3j_426\" style=\"left:78px;bottom:446px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(expensed) and which costs relate to development (capital</div><div class=\"t sa_426\" id=\"t3k_426\" style=\"left:426px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ised). Further judgement </div><div class=\"t s9_426\" id=\"t3l_426\" style=\"left:573px;bottom:446px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required to determine the technical </div><div class=\"t s9_426\" id=\"t3m_426\" style=\"left:78px;bottom:430px;letter-spacing:-0.12px;display:inline;\">feasib</div><div class=\"t sa_426\" id=\"t3n_426\" style=\"left:115px;bottom:430px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_426\" id=\"t3o_426\" style=\"left:120px;bottom:430px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of completing the software such that it will be available for use. Estimates are used to determine how the software </div><div class=\"t s9_426\" id=\"t3p_426\" style=\"left:78px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">will generate probable future economic bene\ufb01ts: these estimates include cost savings, income increases, balance sheet </div><div class=\"t s9_426\" id=\"t3q_426\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improvements, improved functional</div><div class=\"t sa_426\" id=\"t3r_426\" style=\"left:289px;bottom:398px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity or </div><div class=\"t s9_426\" id=\"t3s_426\" style=\"left:321px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improved asset safeguarding. </div><div class=\"t s9_426\" id=\"t3t_426\" style=\"left:78px;bottom:374px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Software as a Service (SaaS) is a contractual arrangement that conveys the right to receive access to the supplier\u2019s software </div><div class=\"t s9_426\" id=\"t3u_426\" style=\"left:78px;bottom:358px;letter-spacing:-0.17px;display:inline;\">applicat</div><div class=\"t sa_426\" id=\"t3v_426\" style=\"left:128px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion over the contract term. As such, the Group does not have control and as a result recogn</div><div class=\"t s9_426\" id=\"t3w_426\" style=\"left:661px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ises an operating </div><div class=\"t s9_426\" id=\"t3x_426\" style=\"left:78px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">expense for these costs over the contract term. Certain costs, includ</div><div class=\"t sa_426\" id=\"t3y_426\" style=\"left:474px;bottom:342px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing custom</div><div class=\"t s9_426\" id=\"t3z_426\" style=\"left:539px;bottom:342px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_426\" id=\"t40_426\" style=\"left:561px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion costs related to </div><div class=\"t s9_426\" id=\"t41_426\" style=\"left:676px;bottom:342px;letter-spacing:-0.13px;display:inline;\">implementat</div><div class=\"t sa_426\" id=\"t42_426\" style=\"left:754px;bottom:342px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_426\" id=\"t43_426\" style=\"left:78px;bottom:326px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">SaaS may meet the de\ufb01nit</div><div class=\"t s9_426\" id=\"t44_426\" style=\"left:235px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of an intang</div><div class=\"t sa_426\" id=\"t45_426\" style=\"left:328px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ible asset </div><div class=\"t s9_426\" id=\"t46_426\" style=\"left:386px;bottom:326px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in their own right if it is separately ident</div><div class=\"t sa_426\" id=\"t47_426\" style=\"left:617px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">i\ufb01able and control </div><div class=\"t s9_426\" id=\"t48_426\" style=\"left:727px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is established. </div><div class=\"t s9_426\" id=\"t49_426\" style=\"left:78px;bottom:310px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">These costs are capital</div><div class=\"t sa_426\" id=\"t4a_426\" style=\"left:213px;bottom:310px;letter-spacing:-0.1px;display:inline;\">ised </div><div class=\"t s9_426\" id=\"t4b_426\" style=\"left:240px;bottom:310px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">if it is expected to provide the Group with future economic bene\ufb01ts \ufb02owing from the underlying </div>resource and the Group can restrict others from accessing those bene\ufb01ts.Accounting policy <div class=\"t s6_429\" id=\"t8_429\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">All property, plant and equipment is stated at cost less accumulated depreciat</div><div class=\"t s7_429\" id=\"t9_429\" style=\"left:558px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s6_429\" id=\"ta_429\" style=\"left:606px;bottom:1136px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_429\" id=\"tb_429\" style=\"left:637px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. </div><div class=\"t s6_429\" id=\"tc_429\" style=\"left:95px;bottom:1112px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Land and build</div><div class=\"t s7_429\" id=\"td_429\" style=\"left:185px;bottom:1112px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings compr</div><div class=\"t s6_429\" id=\"te_429\" style=\"left:250px;bottom:1112px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise mainly branches and of\ufb01ces. Freehold land is not depreciated although it is subject to </div><div class=\"t s6_429\" id=\"tf_429\" style=\"left:95px;bottom:1096px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_429\" id=\"tg_429\" style=\"left:126px;bottom:1096px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment test</div><div class=\"t s6_429\" id=\"th_429\" style=\"left:190px;bottom:1096px;letter-spacing:-0.13px;display:inline;\">ing. </div><div class=\"t s6_429\" id=\"ti_429\" style=\"left:95px;bottom:1072px;letter-spacing:-0.14px;display:inline;\">Depreciat</div><div class=\"t s7_429\" id=\"tj_429\" style=\"left:155px;bottom:1072px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ion on other assets </div><div class=\"t s6_429\" id=\"tk_429\" style=\"left:268px;bottom:1072px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is calculated using the straight-line method to allocate their cost to their residual values over </div><div class=\"t s6_429\" id=\"tl_429\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">their estimated useful lives, as follows: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tm_429\" style=\"left:95px;bottom:1032px;letter-spacing:-0.12px;word-spacing:2.84px;display:inline;\">\u2022 Owned premises </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tn_429\" style=\"left:355px;bottom:1032px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"to_429\" style=\"left:368px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 50 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tp_429\" style=\"left:95px;bottom:1008px;letter-spacing:-0.14px;word-spacing:2.86px;display:inline;\">\u2022 Leasehold premises </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tq_429\" style=\"left:355px;bottom:1008px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tr_429\" style=\"left:368px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 50 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"ts_429\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:2.87px;display:inline;\">\u2022 Leasehold improvements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tt_429\" style=\"left:355px;bottom:984px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tu_429\" style=\"left:368px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">shorter of remain</div><div class=\"t s7_429\" id=\"tv_429\" style=\"left:469px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing lease term and 10 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tw_429\" style=\"left:95px;bottom:960px;display:inline;\">\u2022 </div><div class=\"t s6_429\" id=\"tx_429\" style=\"left:108px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Equipment and motor vehicles </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"ty_429\" style=\"left:355px;bottom:960px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tz_429\" style=\"left:368px;bottom:960px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">three to 15 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t10_429\" style=\"left:95px;bottom:936px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Aircraft </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t11_429\" style=\"left:355px;bottom:936px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t12_429\" style=\"left:368px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 18 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t13_429\" style=\"left:95px;bottom:912px;letter-spacing:-0.17px;word-spacing:5.88px;display:inline;\">\u2022 Ships </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t14_429\" style=\"left:355px;bottom:912px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t15_429\" style=\"left:368px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 15 years </div></td></tr>\n                                        </table><div class=\"t s6_429\" id=\"t16_429\" style=\"left:95px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Where the Group is a lessee of a right-of-use asset, the leased assets are capital</div><div class=\"t s7_429\" id=\"t17_429\" style=\"left:566px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s6_429\" id=\"t18_429\" style=\"left:619px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">included in Property, plant and </div><div class=\"t s6_429\" id=\"t19_429\" style=\"left:95px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">equipment with a corresponding liab</div><div class=\"t s7_429\" id=\"t1a_429\" style=\"left:314px;bottom:872px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_429\" id=\"t1b_429\" style=\"left:320px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity to the lessor recognised in Other liab</div><div class=\"t s7_429\" id=\"t1c_429\" style=\"left:553px;bottom:872px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_429\" id=\"t1d_429\" style=\"left:558px;bottom:872px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_429\" id=\"t1e_429\" style=\"left:566px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The account</div><div class=\"t s6_429\" id=\"t1f_429\" style=\"left:662px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing policy for lease assets </div>is set out in Note 19.Accounting policy <div class=\"t s6_431\" id=\"t8_431\" style=\"left:95px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the Group is a lessee and the lease is deemed in scope, it recognises a liab</div><div class=\"t s7_431\" id=\"t9_431\" style=\"left:573px;bottom:1136px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"ta_431\" style=\"left:579px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity equal to the present value of lease </div><div class=\"t s6_431\" id=\"tb_431\" style=\"left:95px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">payments over the lease term, discounted using the incremental borrowing rate applicable in the economic environment </div><div class=\"t s6_431\" id=\"tc_431\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the lease. The liab</div><div class=\"t s7_431\" id=\"td_431\" style=\"left:217px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"te_431\" style=\"left:223px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity is recognised in \u2018Other liab</div><div class=\"t s7_431\" id=\"tf_431\" style=\"left:395px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tg_431\" style=\"left:401px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_431\" id=\"th_431\" style=\"left:408px;bottom:1104px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies\u2019. A correspond</div><div class=\"t s6_431\" id=\"ti_431\" style=\"left:510px;bottom:1104px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ing right-of-use asset equal to the liab</div><div class=\"t s7_431\" id=\"tj_431\" style=\"left:734px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tk_431\" style=\"left:739px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, adjusted </div><div class=\"t s6_431\" id=\"tl_431\" style=\"left:95px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for any lease payments made at or before the commencement date, is recognised in \u2018Property, plant and equipment\u2019. </div><div class=\"t s6_431\" id=\"tm_431\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The lease term includes any extension options contained in the contract that the Group is reasonably certain it will exercise. </div><div class=\"t s6_431\" id=\"tn_431\" style=\"left:95px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group subsequently depreciates the right-of-use asset using the straight-line method over the lease term and </div><div class=\"t s6_431\" id=\"to_431\" style=\"left:95px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">measures the lease liab</div><div class=\"t s7_431\" id=\"tp_431\" style=\"left:234px;bottom:1032px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tq_431\" style=\"left:240px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity using the effective interest method. Depreciat</div><div class=\"t s7_431\" id=\"tr_431\" style=\"left:528px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion on the asset </div><div class=\"t s6_431\" id=\"ts_431\" style=\"left:624px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is recognised in \u2018Depreciat</div><div class=\"t s7_431\" id=\"tt_431\" style=\"left:779px;bottom:1032px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_431\" id=\"tu_431\" style=\"left:95px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and amortisat</div><div class=\"t s7_431\" id=\"tv_431\" style=\"left:180px;bottom:1016px;letter-spacing:-0.32px;word-spacing:0.06px;display:inline;\">ion\u2019, and </div><div class=\"t s6_431\" id=\"tw_431\" style=\"left:232px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest on the lease liab</div><div class=\"t s7_431\" id=\"tx_431\" style=\"left:376px;bottom:1016px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"ty_431\" style=\"left:382px;bottom:1016px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity is recognised in \u2018Interest expense\u2019. </div><div class=\"t s6_431\" id=\"tz_431\" style=\"left:95px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">If a leased premise, or a physically dist</div><div class=\"t s7_431\" id=\"t10_431\" style=\"left:318px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inct port</div><div class=\"t s6_431\" id=\"t11_431\" style=\"left:368px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of a premise such as an ind</div><div class=\"t s7_431\" id=\"t12_431\" style=\"left:548px;bottom:992px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_431\" id=\"t13_431\" style=\"left:558px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">idual \ufb02oor, is deemed by management to be </div><div class=\"t s6_431\" id=\"t14_431\" style=\"left:95px;bottom:976px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">surplus to the Group\u2019s needs and action has been taken to abandon the space before the lease expires, this is considered an </div><div class=\"t s6_431\" id=\"t15_431\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_431\" id=\"t16_431\" style=\"left:114px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t s6_431\" id=\"t17_431\" style=\"left:166px;bottom:960px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_431\" id=\"t18_431\" style=\"left:197px;bottom:960px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. An </div><div class=\"t s6_431\" id=\"t19_431\" style=\"left:261px;bottom:960px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_431\" id=\"t1a_431\" style=\"left:292px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment loss </div><div class=\"t s6_431\" id=\"t1b_431\" style=\"left:358px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is recognised if the right-of-use asset, or portion thereof, has a carrying value in </div><div class=\"t s6_431\" id=\"t1c_431\" style=\"left:95px;bottom:944px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">excess of its value-in-use when taking into account factors such as the abil</div><div class=\"t s7_431\" id=\"t1d_431\" style=\"left:532px;bottom:944px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity and l</div><div class=\"t s6_431\" id=\"t1e_431\" style=\"left:579px;bottom:944px;letter-spacing:-0.23px;display:inline;\">ikel</div><div class=\"t s7_431\" id=\"t1f_431\" style=\"left:598px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ihood of obta</div><div class=\"t s6_431\" id=\"t1g_431\" style=\"left:679px;bottom:944px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_431\" id=\"t1h_431\" style=\"left:689px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing a subtenant. </div><div class=\"t s6_431\" id=\"t1i_431\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The judgements in determin</div><div class=\"t s7_431\" id=\"t1j_431\" style=\"left:262px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing lease balances are the determ</div><div class=\"t s6_431\" id=\"t1k_431\" style=\"left:464px;bottom:920px;letter-spacing:-0.15px;display:inline;\">inat</div><div class=\"t s7_431\" id=\"t1l_431\" style=\"left:487px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of whether the Group </div><div class=\"t s6_431\" id=\"t1m_431\" style=\"left:638px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is reasonably certain that it will </div><div class=\"t s6_431\" id=\"t1n_431\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exercise extension options present in lease contracts. On in</div><div class=\"t s7_431\" id=\"t1o_431\" style=\"left:442px;bottom:904px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_431\" id=\"t1p_431\" style=\"left:449px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_431\" id=\"t1q_431\" style=\"left:515px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion, the Group cons</div><div class=\"t s6_431\" id=\"t1r_431\" style=\"left:629px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iders a range of characterist</div><div class=\"t s7_431\" id=\"t1s_431\" style=\"left:795px;bottom:904px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s6_431\" id=\"t1t_431\" style=\"left:95px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such as premises function, regional trends and the term remain</div><div class=\"t s7_431\" id=\"t1u_431\" style=\"left:466px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing on the lease to determ</div><div class=\"t s6_431\" id=\"t1v_431\" style=\"left:622px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ine whether it is reasonably certain </div><div class=\"t s6_431\" id=\"t1w_431\" style=\"left:95px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">that a contractual right to extend a lease will be exercised. Where a change in assumption is con\ufb01rmed by the local property </div><div class=\"t s6_431\" id=\"t1x_431\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">management team, a remeasurement is performed in the Group-managed vendor system. </div><div class=\"t s6_431\" id=\"t1y_431\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The estimates are the determinat</div><div class=\"t s7_431\" id=\"t1z_431\" style=\"left:294px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s6_431\" id=\"t20_431\" style=\"left:330px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">incremental borrowing rates in the respective economic environments. The Group </div><div class=\"t s6_431\" id=\"t21_431\" style=\"left:95px;bottom:815px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uses third-party broker quotes to estimate its USD cost of senior unsecured borrowing, then uses cross currency swap pric</div><div class=\"t s7_431\" id=\"t22_431\" style=\"left:805px;bottom:815px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s6_431\" id=\"t23_431\" style=\"left:95px;bottom:799px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_431\" id=\"t24_431\" style=\"left:147px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion to determ</div><div class=\"t s6_431\" id=\"t25_431\" style=\"left:227px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ine the equivalent cost of borrowing in other currencies. If it is not possible to estimate an incremental </div>borrowing rate through this process, other proxies such as local government bond yields are used.Accounting Policy <div class=\"t s6_432\" id=\"t2f_432\" style=\"left:78px;bottom:782px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Upon reclassif</div><div class=\"t sf_432\" id=\"t2g_432\" style=\"left:162px;bottom:782px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_432\" id=\"t2h_432\" style=\"left:185px;bottom:782px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion property, plant and equipment are measured at the lower of their carrying amount and fair value less </div><div class=\"t s6_432\" id=\"t2i_432\" style=\"left:78px;bottom:766px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">costs to sell. Financ</div><div class=\"t sf_432\" id=\"t2j_432\" style=\"left:190px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2k_432\" style=\"left:206px;bottom:766px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments continue to be measured per the accounting polic</div><div class=\"t sf_432\" id=\"t2l_432\" style=\"left:574px;bottom:766px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_432\" id=\"t2m_432\" style=\"left:592px;bottom:766px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in Note 13 Financ</div><div class=\"t sf_432\" id=\"t2n_432\" style=\"left:691px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments.Accounting policy <div class=\"t sa_433\" id=\"t2d_433\" style=\"left:95px;bottom:810px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s9_433\" id=\"t2e_433\" style=\"left:230px;bottom:810px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments for the relevant accounting policy.Accounting policy <div class=\"t s8_434\" id=\"tc_434\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s9_434\" id=\"td_434\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_434\" id=\"te_434\" style=\"left:229px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instruments for the relevant accounting policy for \ufb01nanc</div><div class=\"t s9_434\" id=\"tf_434\" style=\"left:559px;bottom:1136px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s8_434\" id=\"tg_434\" style=\"left:579px;bottom:1136px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"th_434\" style=\"left:598px;bottom:1136px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"ti_434\" style=\"left:604px;bottom:1136px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"tj_434\" style=\"left:611px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies, Note 19 Leased assets for the </div><div class=\"t s8_434\" id=\"tk_434\" style=\"left:78px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">accounting policy for leases, and Note 31 Share-based payments for the accounting policy for cash-settled share-based </div>payments.Accounting policy <div class=\"t s8_434\" id=\"t3a_434\" style=\"left:78px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The recognit</div><div class=\"t s9_434\" id=\"t3b_434\" style=\"left:153px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and measurement of prov</div><div class=\"t s8_434\" id=\"t3c_434\" style=\"left:328px;bottom:670px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_434\" id=\"t3d_434\" style=\"left:337px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions for l</div><div class=\"t s8_434\" id=\"t3e_434\" style=\"left:385px;bottom:670px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"t3f_434\" style=\"left:404px;bottom:670px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"t3g_434\" style=\"left:410px;bottom:670px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"t3h_434\" style=\"left:418px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and charges requ</div><div class=\"t s8_434\" id=\"t3i_434\" style=\"left:540px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ires sign</div><div class=\"t s9_434\" id=\"t3j_434\" style=\"left:587px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and the use of </div><div class=\"t s8_434\" id=\"t3k_434\" style=\"left:78px;bottom:654px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimates about uncertain future condit</div><div class=\"t s9_434\" id=\"t3l_434\" style=\"left:314px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions or events. </div><div class=\"t s8_434\" id=\"t3m_434\" style=\"left:78px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Estimates include the best estimate of the probabil</div><div class=\"t s9_434\" id=\"t3n_434\" style=\"left:379px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of out\ufb02ow of econom</div><div class=\"t s8_434\" id=\"t3o_434\" style=\"left:523px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic resources, cost of settling a provis</div><div class=\"t s9_434\" id=\"t3p_434\" style=\"left:731px;bottom:630px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_434\" id=\"t3q_434\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;display:inline;\">tim</div><div class=\"t s9_434\" id=\"t3r_434\" style=\"left:97px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing of settlement. Judgements are requ</div><div class=\"t s8_434\" id=\"t3s_434\" style=\"left:330px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired for inherently uncertain areas such as legal decis</div><div class=\"t s9_434\" id=\"t3t_434\" style=\"left:641px;bottom:614px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions ( </div><div class=\"t s8_434\" id=\"t3u_434\" style=\"left:672px;bottom:614px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_434\" id=\"t3v_434\" style=\"left:707px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing external </div>advice obtained), and outcome of regulator reviews.Accounting policy <div class=\"t s7_435\" id=\"tc_435\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t s8_435\" id=\"td_435\" style=\"left:135px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s7_435\" id=\"te_435\" style=\"left:370px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">itments </div><div class=\"t s9_435\" id=\"tf_435\" style=\"left:95px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"tg_435\" style=\"left:135px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial guarantee contracts and any loan comm</div><div class=\"t s9_435\" id=\"th_435\" style=\"left:394px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">itments issued at below-market interest rates are in</div><div class=\"t sa_435\" id=\"ti_435\" style=\"left:697px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tj_435\" style=\"left:705px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at </div><div class=\"t s9_435\" id=\"tk_435\" style=\"left:95px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">their fair value as a \ufb01nanc</div><div class=\"t sa_435\" id=\"tl_435\" style=\"left:247px;bottom:1104px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_435\" id=\"tm_435\" style=\"left:266px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_435\" id=\"tn_435\" style=\"left:285px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"to_435\" style=\"left:291px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sa_435\" id=\"tp_435\" style=\"left:608px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tq_435\" style=\"left:615px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount </div><div class=\"t s9_435\" id=\"tr_435\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of income recognised and their expected credit loss provis</div><div class=\"t sa_435\" id=\"ts_435\" style=\"left:437px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion. Loan comm</div><div class=\"t s9_435\" id=\"tt_435\" style=\"left:531px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itments may be designated at fair value through </div><div class=\"t s9_435\" id=\"tu_435\" style=\"left:95px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01t or loss where that is the business model under which such contracts are held. Notional values of \ufb01nanc</div><div class=\"t sa_435\" id=\"tv_435\" style=\"left:730px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee </div><div class=\"t s9_435\" id=\"tw_435\" style=\"left:95px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">contracts and loan commitments are disclosed in the table below. </div><div class=\"t s9_435\" id=\"tx_435\" style=\"left:95px;bottom:1032px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"ty_435\" style=\"left:135px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial guarantees, trade cred</div><div class=\"t s9_435\" id=\"tz_435\" style=\"left:287px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">its and irrevocable letters of credit are the notional values of contracts issued by the Group\u2019s </div><div class=\"t s9_435\" id=\"t10_435\" style=\"left:95px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Transaction Banking business for which an obligat</div><div class=\"t sa_435\" id=\"t11_435\" style=\"left:391px;bottom:1016px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion to make a payment has not ar</div><div class=\"t s9_435\" id=\"t12_435\" style=\"left:591px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isen at the reporting date. Transaction </div><div class=\"t s9_435\" id=\"t13_435\" style=\"left:95px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking will issue contracts to clients and counterparties of clients, whereby in the event the holder of the contract is not </div><div class=\"t s9_435\" id=\"t14_435\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">paid, the Group will reimburse the holder of the contract for the actual \ufb01nanc</div><div class=\"t sa_435\" id=\"t15_435\" style=\"left:548px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial loss suffered. These contracts have var</div><div class=\"t s9_435\" id=\"t16_435\" style=\"left:792px;bottom:984px;letter-spacing:-0.12px;display:inline;\">ious </div><div class=\"t s9_435\" id=\"t17_435\" style=\"left:95px;bottom:968px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">legal forms such as letters of credit, guarantee contracts and performance bonds. The contracts are issued to facil</div><div class=\"t sa_435\" id=\"t18_435\" style=\"left:766px;bottom:968px;letter-spacing:-0.15px;display:inline;\">itate </div><div class=\"t s9_435\" id=\"t19_435\" style=\"left:95px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">trade through export and import business, provide guarantees to \ufb01nanc</div><div class=\"t sa_435\" id=\"t1a_435\" style=\"left:519px;bottom:952px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_435\" id=\"t1b_435\" style=\"left:536px;bottom:952px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t sa_435\" id=\"t1c_435\" style=\"left:557px;bottom:952px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s9_435\" id=\"t1d_435\" style=\"left:577px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions where the Group has a local presence, </div><div class=\"t s9_435\" id=\"t1e_435\" style=\"left:95px;bottom:936px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">as well as guaranteeing project \ufb01nanc</div><div class=\"t sa_435\" id=\"t1f_435\" style=\"left:321px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_435\" id=\"t1g_435\" style=\"left:342px;bottom:936px;letter-spacing:-0.2px;display:inline;\">involv</div><div class=\"t sa_435\" id=\"t1h_435\" style=\"left:376px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing large construct</div><div class=\"t s9_435\" id=\"t1i_435\" style=\"left:486px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion projects undertaken by sovereigns and corporates. </div><div class=\"t s9_435\" id=\"t1j_435\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The contracts may contain performance clauses which require the counterparty performing services or provid</div><div class=\"t sa_435\" id=\"t1k_435\" style=\"left:741px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing goods to </div><div class=\"t s9_435\" id=\"t1l_435\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">meet certain condit</div><div class=\"t sa_435\" id=\"t1m_435\" style=\"left:212px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions before a r</div><div class=\"t s9_435\" id=\"t1n_435\" style=\"left:295px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight to payment is achieved, however the Group does not guarantee this performance. </div><div class=\"t s9_435\" id=\"t1o_435\" style=\"left:95px;bottom:888px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group will only guarantee the credit of the counterparty paying for the services or goods. </div><div class=\"t s9_435\" id=\"t1p_435\" style=\"left:95px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Commitments are where the Group has con\ufb01rmed its intent</div><div class=\"t sa_435\" id=\"t1q_435\" style=\"left:448px;bottom:863px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion to prov</div><div class=\"t s9_435\" id=\"t1r_435\" style=\"left:510px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ide funds to a customer or on behalf of a customer </div><div class=\"t s9_435\" id=\"t1s_435\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under prespecif</div><div class=\"t sa_435\" id=\"t1t_435\" style=\"left:188px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied terms and cond</div><div class=\"t s9_435\" id=\"t1u_435\" style=\"left:302px;bottom:847px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t1v_435\" style=\"left:310px;bottom:847px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s9_435\" id=\"t1w_435\" style=\"left:337px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the form of loans, overdrafts, future guarantees whether cancellable or not and </div><div class=\"t s9_435\" id=\"t1x_435\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the Group has not made payments at the balance sheet date; those instruments are included in these \ufb01nanc</div><div class=\"t sa_435\" id=\"t1y_435\" style=\"left:737px;bottom:831px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial statements </div><div class=\"t s9_435\" id=\"t1z_435\" style=\"left:95px;bottom:815px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">as commitments. Commitments and contingent liab</div><div class=\"t sa_435\" id=\"t20_435\" style=\"left:405px;bottom:815px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t21_435\" style=\"left:411px;bottom:815px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t22_435\" style=\"left:419px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are generally cons</div><div class=\"t s9_435\" id=\"t23_435\" style=\"left:545px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idered on demand as the Group may have to </div><div class=\"t s9_435\" id=\"t24_435\" style=\"left:95px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">honour them, or the client may draw down at any time. </div><div class=\"t s9_435\" id=\"t25_435\" style=\"left:95px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Capital commitments are contractual commitments the Group has entered into to purchase non-\ufb01nanc</div>ial assets.Accounting policy <div class=\"t s7_436\" id=\"t9_436\" style=\"left:78px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group receives legal claims against it in a number of jur</div><div class=\"t s8_436\" id=\"ta_436\" style=\"left:428px;bottom:1136px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t s7_436\" id=\"tb_436\" style=\"left:445px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_436\" id=\"tc_436\" style=\"left:459px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions and </div><div class=\"t s7_436\" id=\"td_436\" style=\"left:512px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is subject to regulatory and enforcement </div><div class=\"t s7_436\" id=\"te_436\" style=\"left:78px;bottom:1120px;letter-spacing:-0.21px;display:inline;\">invest</div><div class=\"t s8_436\" id=\"tf_436\" style=\"left:112px;bottom:1120px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t s7_436\" id=\"tg_436\" style=\"left:136px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions and proceedings from time to time. Apart from the matters described below, the Group currently considers </div><div class=\"t s7_436\" id=\"th_436\" style=\"left:78px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">none of the ongoing claims, invest</div><div class=\"t s8_436\" id=\"ti_436\" style=\"left:279px;bottom:1104px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t s7_436\" id=\"tj_436\" style=\"left:303px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions or proceedings to be ind</div><div class=\"t s8_436\" id=\"tk_436\" style=\"left:473px;bottom:1104px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_436\" id=\"tl_436\" style=\"left:483px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">idually material. However, in light of the uncertaint</div><div class=\"t s8_436\" id=\"tm_436\" style=\"left:779px;bottom:1104px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_436\" id=\"tn_436\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">involved in such matters there can be no assurance that the outcome of a particular matter or matters currently not </div><div class=\"t s7_436\" id=\"to_436\" style=\"left:78px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered to be material may not ultimately be material to the Group\u2019s results in a particular reporting period depending </div><div class=\"t s7_436\" id=\"tp_436\" style=\"left:78px;bottom:1056px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">on, among other things, the amount of the loss resulting from the matter(s) and the results otherwise reported for </div>such period.Accounting policy <div class=\"t s7_438\" id=\"t9_438\" style=\"left:78px;bottom:1136px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s8_438\" id=\"ta_438\" style=\"left:118px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_438\" id=\"tb_438\" style=\"left:155px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ich carry a discret</div><div class=\"t s8_438\" id=\"tc_438\" style=\"left:258px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ionary coupon and have no \ufb01xed matur</div><div class=\"t s7_438\" id=\"td_438\" style=\"left:492px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity or redemption date are classif</div><div class=\"t s8_438\" id=\"te_438\" style=\"left:687px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied as other equ</div><div class=\"t s7_438\" id=\"tf_438\" style=\"left:782px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_438\" id=\"tg_438\" style=\"left:78px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Interest payments on these securit</div><div class=\"t s8_438\" id=\"th_438\" style=\"left:357px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s7_438\" id=\"ti_438\" style=\"left:439px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised, net of tax, as distr</div><div class=\"t s8_438\" id=\"tj_438\" style=\"left:573px;bottom:1120px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s7_438\" id=\"tk_438\" style=\"left:596px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions from equity in the period in </div><div class=\"t s7_438\" id=\"tl_438\" style=\"left:78px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they are paid. </div><div class=\"t s7_438\" id=\"tm_438\" style=\"left:78px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where the Company or other members of the consolidated Group purchase the Company\u2019s equity share capital, the </div><div class=\"t s7_438\" id=\"tn_438\" style=\"left:78px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_438\" id=\"to_438\" style=\"left:141px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"tp_438\" style=\"left:178px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id is deducted from the total shareholders\u2019 equity of the Group and/or of the Company as treasury shares </div><div class=\"t s7_438\" id=\"tq_438\" style=\"left:78px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">until they are cancelled. Where such shares are subsequently sold or reissued, any considerat</div><div class=\"t s8_438\" id=\"tr_438\" style=\"left:623px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_438\" id=\"ts_438\" style=\"left:669px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived is included in </div>shareholders\u2019 equity of the Group and/or the Company.Accounting policy <div class=\"t s8_444\" id=\"ta_444\" style=\"left:78px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group operates pension and other post-retirement bene\ufb01t plans around the world, which can be categorised into </div><div class=\"t s7_444\" id=\"tb_444\" style=\"left:78px;bottom:1120px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">de\ufb01ned contribut</div><div class=\"t s9_444\" id=\"tc_444\" style=\"left:184px;bottom:1120px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sa_444\" id=\"td_444\" style=\"left:205px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">plans and </div><div class=\"t s7_444\" id=\"te_444\" style=\"left:267px;bottom:1120px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">de\ufb01ned bene\ufb01t </div><div class=\"t sa_444\" id=\"tf_444\" style=\"left:363px;bottom:1120px;letter-spacing:-0.1px;display:inline;\">plans. </div><div class=\"t sa_444\" id=\"tg_444\" style=\"left:78px;bottom:1096px;letter-spacing:-0.2px;word-spacing:5.91px;display:inline;\">\u2022 For </div><div class=\"t s7_444\" id=\"th_444\" style=\"left:112px;bottom:1096px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">de\ufb01ned contribut</div><div class=\"t s9_444\" id=\"ti_444\" style=\"left:218px;bottom:1096px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"tj_444\" style=\"left:240px;bottom:1096px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">plans, the Group pays contribut</div><div class=\"t sa_444\" id=\"tk_444\" style=\"left:426px;bottom:1096px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to publ</div><div class=\"t s8_444\" id=\"tl_444\" style=\"left:494px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">icly or privately admin</div><div class=\"t sa_444\" id=\"tm_444\" style=\"left:624px;bottom:1096px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">istered pens</div><div class=\"t s8_444\" id=\"tn_444\" style=\"left:695px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion plans on a </div><div class=\"t s8_444\" id=\"to_444\" style=\"left:91px;bottom:1080px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">statutory or contractual basis, and such amounts are charged to operating expenses. The Group has no further payment </div><div class=\"t s8_444\" id=\"tp_444\" style=\"left:91px;bottom:1064px;letter-spacing:-0.15px;display:inline;\">obligat</div><div class=\"t sa_444\" id=\"tq_444\" style=\"left:134px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions once the contr</div><div class=\"t s8_444\" id=\"tr_444\" style=\"left:246px;bottom:1064px;letter-spacing:-0.13px;display:inline;\">ibut</div><div class=\"t sa_444\" id=\"ts_444\" style=\"left:269px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions have been pa</div><div class=\"t s8_444\" id=\"tt_444\" style=\"left:378px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">id. </div><div class=\"t sa_444\" id=\"tu_444\" style=\"left:78px;bottom:1040px;letter-spacing:-0.2px;word-spacing:5.91px;display:inline;\">\u2022 For </div><div class=\"t s7_444\" id=\"tv_444\" style=\"left:112px;bottom:1040px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">de\ufb01ned bene\ufb01t </div><div class=\"t s8_444\" id=\"tw_444\" style=\"left:208px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">plans, which promise levels of payments where the future cost is not known with certainty: </div><div class=\"t s8_444\" id=\"tx_444\" style=\"left:91px;bottom:1016px;letter-spacing:-0.16px;word-spacing:0.88px;display:inline;\">\u2013  the accounting obligat</div><div class=\"t sa_444\" id=\"ty_444\" style=\"left:242px;bottom:1016px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"tz_444\" style=\"left:263px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is calculated annually by independent actuaries using the projected unit method. </div><div class=\"t sa_444\" id=\"t10_444\" style=\"left:91px;bottom:992px;display:inline;\">\u2013 </div><div class=\"t s8_444\" id=\"t11_444\" style=\"left:104px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Actuarial gains and losses that arise are recognised in shareholders\u2019 equity and presented in the statement of other </div><div class=\"t s8_444\" id=\"t12_444\" style=\"left:104px;bottom:976px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comprehensive income in the period they arise. </div><div class=\"t sa_444\" id=\"t13_444\" style=\"left:91px;bottom:952px;display:inline;\">\u2013 </div><div class=\"t s8_444\" id=\"t14_444\" style=\"left:104px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group determines the net interest expense on the net de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t15_444\" style=\"left:564px;bottom:952px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t16_444\" style=\"left:570px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity for the year by applying the </div><div class=\"t s8_444\" id=\"t17_444\" style=\"left:104px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rate used to measure the de\ufb01ned bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t18_444\" style=\"left:445px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion at the beg</div><div class=\"t s8_444\" id=\"t19_444\" style=\"left:528px;bottom:936px;letter-spacing:-0.17px;display:inline;\">inn</div><div class=\"t sa_444\" id=\"t1a_444\" style=\"left:546px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing of the annual per</div><div class=\"t s8_444\" id=\"t1b_444\" style=\"left:669px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iod to the net </div><div class=\"t s8_444\" id=\"t1c_444\" style=\"left:104px;bottom:920px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t1d_444\" style=\"left:220px;bottom:920px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t1e_444\" style=\"left:226px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity, taking into account any changes in the net de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t1f_444\" style=\"left:615px;bottom:920px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t1g_444\" style=\"left:621px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity during the year as a </div><div class=\"t s8_444\" id=\"t1h_444\" style=\"left:104px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">result of contribut</div><div class=\"t sa_444\" id=\"t1i_444\" style=\"left:208px;bottom:904px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions and bene\ufb01t payments. Net </div><div class=\"t s8_444\" id=\"t1j_444\" style=\"left:397px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest expense, the cost of the accrual of new bene\ufb01ts, bene\ufb01t </div><div class=\"t s8_444\" id=\"t1k_444\" style=\"left:104px;bottom:888px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">enhancements (or reductions) and admin</div><div class=\"t sa_444\" id=\"t1l_444\" style=\"left:349px;bottom:888px;letter-spacing:-0.14px;display:inline;\">istrat</div><div class=\"t s8_444\" id=\"t1m_444\" style=\"left:380px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion expenses met directly from plan assets are recognised in the </div><div class=\"t s8_444\" id=\"t1n_444\" style=\"left:104px;bottom:872px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income statement in the period in which they were incurred. </div><div class=\"t s7_444\" id=\"t1o_444\" style=\"left:78px;bottom:839px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s8_444\" id=\"t1p_444\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">There are many factors that affect the measurement of the retirement bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t1q_444\" style=\"left:585px;bottom:821px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions. Th</div><div class=\"t s8_444\" id=\"t1r_444\" style=\"left:629px;bottom:821px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is measurement requires </div><div class=\"t s8_444\" id=\"t1s_444\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the use of estimates, such as discount rates, in\ufb02at</div><div class=\"t sa_444\" id=\"t1t_444\" style=\"left:368px;bottom:805px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion, pens</div><div class=\"t s8_444\" id=\"t1u_444\" style=\"left:420px;bottom:805px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion increases, salary increases, and life expectancies which are </div><div class=\"t s8_444\" id=\"t1v_444\" style=\"left:78px;bottom:789px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inherently uncertain. The table below summarises how these assumptions are set: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_444\" id=\"t1w_444\" style=\"left:78px;bottom:771px;display:inline;\">Assumption </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_444\" id=\"t1x_444\" style=\"left:251px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Detail </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t1y_444\" style=\"left:78px;bottom:751px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Discount rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t1z_444\" style=\"left:251px;bottom:751px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Determined by reference to market yields at the end of the reporting period on high-quality </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t20_444\" style=\"left:251px;bottom:736px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">corporate bonds (or, in countries where there is no deep market in such bonds, government bonds) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t21_444\" style=\"left:251px;bottom:722px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">of a currency and term consistent with the currency and term of the post-employment bene\ufb01t </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t22_444\" style=\"left:251px;bottom:707px;letter-spacing:0.01px;display:inline;\">obligat</div><div class=\"t s4_444\" id=\"t23_444\" style=\"left:292px;bottom:707px;word-spacing:-0.15px;display:inline;\">ions. Th</div><div class=\"t sc_444\" id=\"t24_444\" style=\"left:334px;bottom:707px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">is is the approach adopted across all our geographies. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t25_444\" style=\"left:78px;bottom:688px;letter-spacing:0.05px;display:inline;\">In\ufb02ation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t26_444\" style=\"left:251px;bottom:688px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Where there are in\ufb02at</div><div class=\"t s4_444\" id=\"t27_444\" style=\"left:375px;bottom:688px;letter-spacing:-0.07px;display:inline;\">ion-l</div><div class=\"t sc_444\" id=\"t28_444\" style=\"left:400px;bottom:688px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">inked bonds available (e.g. United Kingdom and the eurozone), the Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t29_444\" style=\"left:251px;bottom:674px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">derives in\ufb02at</div><div class=\"t s4_444\" id=\"t2a_444\" style=\"left:323px;bottom:674px;word-spacing:-0.13px;display:inline;\">ion based on the market on those bonds, w</div><div class=\"t sc_444\" id=\"t2b_444\" style=\"left:563px;bottom:674px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ith the market yield adjusted in respect of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2c_444\" style=\"left:251px;bottom:659px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">the United Kingdom to take account of the fact that liab</div><div class=\"t s4_444\" id=\"t2d_444\" style=\"left:566px;bottom:659px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_444\" id=\"t2e_444\" style=\"left:571px;bottom:659px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_444\" id=\"t2f_444\" style=\"left:579px;bottom:659px;letter-spacing:-0.08px;word-spacing:-0.09px;display:inline;\">ies are l</div><div class=\"t sc_444\" id=\"t2g_444\" style=\"left:620px;bottom:659px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inked to Consumer Price Index </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2h_444\" style=\"left:251px;bottom:645px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2i_444\" style=\"left:280px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion, whereas the reference bonds are l</div><div class=\"t sc_444\" id=\"t2j_444\" style=\"left:492px;bottom:645px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">inked to Retail Price Index in\ufb02at</div><div class=\"t s4_444\" id=\"t2k_444\" style=\"left:665px;bottom:645px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion. Where no </div> <div class=\"t sc_444\" id=\"t2l_444\" style=\"left:746px;bottom:645px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2m_444\" style=\"left:775px;bottom:645px;letter-spacing:-0.05px;display:inline;\">ion- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2n_444\" style=\"left:251px;bottom:630px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">linked bonds exist, we determine in\ufb02at</div><div class=\"t s4_444\" id=\"t2o_444\" style=\"left:465px;bottom:630px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion assumpt</div><div class=\"t sc_444\" id=\"t2p_444\" style=\"left:533px;bottom:630px;word-spacing:-0.13px;display:inline;\">ions based on a combinat</div><div class=\"t s4_444\" id=\"t2q_444\" style=\"left:678px;bottom:630px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ion of long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2r_444\" style=\"left:251px;bottom:616px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">forecasts and short-term in\ufb02at</div><div class=\"t s4_444\" id=\"t2s_444\" style=\"left:421px;bottom:616px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion data. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t2t_444\" style=\"left:78px;bottom:596px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Salary growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2u_444\" style=\"left:251px;bottom:596px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Salary growth assumptions re\ufb02ect the Group\u2019s long-term expectations, taking into account future </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2v_444\" style=\"left:251px;bottom:582px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">business plans and macroeconomic data (primar</div><div class=\"t s4_444\" id=\"t2w_444\" style=\"left:526px;bottom:582px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ily expected future long-term </div> <div class=\"t sc_444\" id=\"t2x_444\" style=\"left:691px;bottom:582px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2y_444\" style=\"left:721px;bottom:582px;letter-spacing:-0.33px;display:inline;\">ion). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t2z_444\" style=\"left:78px;bottom:563px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">Demographic assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t30_444\" style=\"left:251px;bottom:563px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Demographic assumptions, includ</div><div class=\"t s4_444\" id=\"t31_444\" style=\"left:442px;bottom:563px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ing mortal</div><div class=\"t sc_444\" id=\"t32_444\" style=\"left:500px;bottom:563px;word-spacing:-0.15px;display:inline;\">ity and turnover rates, are typically set based on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t33_444\" style=\"left:251px;bottom:548px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">the assumptions used in the most recent actuarial funding valuation, and will generally use </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t34_444\" style=\"left:251px;bottom:534px;word-spacing:-0.14px;display:inline;\">industry standard tables, adjusted where appropriate to re\ufb02ect recent histor</div><div class=\"t s4_444\" id=\"t35_444\" style=\"left:676px;bottom:534px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ic exper</div><div class=\"t sc_444\" id=\"t36_444\" style=\"left:719px;bottom:534px;letter-spacing:-0.14px;display:inline;\">ience and/or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t37_444\" style=\"left:251px;bottom:519px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">future expectations. </div></td></tr>\n                                        </table><div class=\"t s8_444\" id=\"t38_444\" style=\"left:78px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The sensit</div><div class=\"t sa_444\" id=\"t39_444\" style=\"left:137px;bottom:490px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_444\" id=\"t3a_444\" style=\"left:147px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of the liab</div><div class=\"t sa_444\" id=\"t3b_444\" style=\"left:224px;bottom:490px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t3c_444\" style=\"left:230px;bottom:490px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_444\" id=\"t3d_444\" style=\"left:237px;bottom:490px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies to changes </div>in these assumptions is shown in the Note below.Accounting policy <div class=\"t s6_449\" id=\"t8_449\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group operates equity-settled and cash-settled share-based compensation plans. The fair value of the employee </div><div class=\"t s6_449\" id=\"t9_449\" style=\"left:95px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">services (measured by the fair value of the awards granted) received in exchange for the grant of the shares and awards </div><div class=\"t s6_449\" id=\"ta_449\" style=\"left:95px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is recognised as an expense. For deferred share awards granted as part of an annual performance award, the expense </div><div class=\"t s6_449\" id=\"tb_449\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is recognised over the period from the start of the performance period to the vesting date. For example, the expense for </div><div class=\"t s6_449\" id=\"tc_449\" style=\"left:95px;bottom:1072px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">three-year awards granted in 2024 in respect of 2023 performance, which vest in 2025-2027, is recognised as an expense </div><div class=\"t s6_449\" id=\"td_449\" style=\"left:95px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">over the period from 1 January 2023 to the vesting dates in 2025-2027. For all other awards, the expense is recognised over </div><div class=\"t s6_449\" id=\"te_449\" style=\"left:95px;bottom:1040px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the period from the date of grant to the vesting date. </div><div class=\"t s6_449\" id=\"tf_449\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For equity-settled awards, the total amount to be expensed over the vesting period is determined by reference to the fair </div><div class=\"t s6_449\" id=\"tg_449\" style=\"left:95px;bottom:1000px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value of the shares and awards at the date of grant, which excludes the impact of any non-market vesting condit</div><div class=\"t s7_449\" id=\"th_449\" style=\"left:761px;bottom:1000px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_449\" id=\"ti_449\" style=\"left:95px;bottom:984px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">(for example, pro\ufb01tabil</div><div class=\"t s6_449\" id=\"tj_449\" style=\"left:230px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and growth targets). The fair value of equity instruments granted is based on market prices, </div><div class=\"t s6_449\" id=\"tk_449\" style=\"left:95px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if available, at the date of grant. In the absence of market prices, the fair value of the instruments is estimated using an </div><div class=\"t s6_449\" id=\"tl_449\" style=\"left:95px;bottom:952px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">appropriate valuation technique, such as a binom</div><div class=\"t s7_449\" id=\"tm_449\" style=\"left:389px;bottom:952px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s6_449\" id=\"tn_449\" style=\"left:427px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pric</div><div class=\"t s7_449\" id=\"to_449\" style=\"left:469px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing model. Non-market vest</div><div class=\"t s6_449\" id=\"tp_449\" style=\"left:634px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing condit</div><div class=\"t s7_449\" id=\"tq_449\" style=\"left:693px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions are </div><div class=\"t s6_449\" id=\"tr_449\" style=\"left:742px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">included in </div><div class=\"t s6_449\" id=\"ts_449\" style=\"left:95px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assumptions for the number of shares and awards that are expected to vest. </div><div class=\"t s6_449\" id=\"tt_449\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">At each balance sheet date, the Group revises its estimates of the number of shares and awards that are expected to vest. </div><div class=\"t s6_449\" id=\"tu_449\" style=\"left:95px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">It recognises the impact of the revis</div><div class=\"t s7_449\" id=\"tv_449\" style=\"left:303px;bottom:896px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of or</div><div class=\"t s6_449\" id=\"tw_449\" style=\"left:351px;bottom:896px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s7_449\" id=\"tx_449\" style=\"left:362px;bottom:896px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal est</div><div class=\"t s6_449\" id=\"ty_449\" style=\"left:404px;bottom:896px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">imates, if any, in the income statement and a corresponding adjustment </div><div class=\"t s6_449\" id=\"tz_449\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to equity over the remain</div><div class=\"t s7_449\" id=\"t10_449\" style=\"left:243px;bottom:880px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing vest</div><div class=\"t s6_449\" id=\"t11_449\" style=\"left:289px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing period. Forfeitures prior to vesting attributable to factors other than the failure to satisfy </div><div class=\"t s6_449\" id=\"t12_449\" style=\"left:95px;bottom:863px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">service condit</div><div class=\"t s7_449\" id=\"t13_449\" style=\"left:177px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions and non-market vest</div><div class=\"t s6_449\" id=\"t14_449\" style=\"left:328px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing condit</div><div class=\"t s7_449\" id=\"t15_449\" style=\"left:387px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions are treated as a cancellat</div><div class=\"t s6_449\" id=\"t16_449\" style=\"left:566px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and the remain</div><div class=\"t s7_449\" id=\"t17_449\" style=\"left:678px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing unamort</div><div class=\"t s6_449\" id=\"t18_449\" style=\"left:751px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised charge </div><div class=\"t s6_449\" id=\"t19_449\" style=\"left:95px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is debited to the income statement at the time of cancellation. The proceeds received net of any directly attributable </div><div class=\"t s6_449\" id=\"t1a_449\" style=\"left:95px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">transaction costs are credited to share capital (nominal value) and share premium when awards in the form of options </div><div class=\"t s6_449\" id=\"t1b_449\" style=\"left:95px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are exercised. </div><div class=\"t s6_449\" id=\"t1c_449\" style=\"left:95px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Cash-settled awards are revalued at each balance sheet date and a liab</div><div class=\"t s7_449\" id=\"t1d_449\" style=\"left:525px;bottom:791px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_449\" id=\"t1e_449\" style=\"left:530px;bottom:791px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity recognised on the balance sheet for all unpaid </div><div class=\"t s6_449\" id=\"t1f_449\" style=\"left:95px;bottom:775px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">amounts, with any changes in fair value charged or credited to staff costs in the income statement until the awards are </div><div class=\"t s6_449\" id=\"t1g_449\" style=\"left:95px;bottom:759px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">exercised. Where forfeitures occur prior to vesting that are attributable to factors other than a failure to satisfy service </div><div class=\"t s6_449\" id=\"t1h_449\" style=\"left:95px;bottom:743px;letter-spacing:-0.16px;display:inline;\">condit</div><div class=\"t s7_449\" id=\"t1i_449\" style=\"left:133px;bottom:743px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions or market-based performance cond</div><div class=\"t s6_449\" id=\"t1j_449\" style=\"left:372px;bottom:743px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_449\" id=\"t1k_449\" style=\"left:380px;bottom:743px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ions, the cumulat</div><div class=\"t s6_449\" id=\"t1l_449\" style=\"left:480px;bottom:743px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive charge incurred up to the date of forfeiture is credited </div><div class=\"t s6_449\" id=\"t1m_449\" style=\"left:95px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">to the income statement. </div><div class=\"t s5_449\" id=\"t1n_449\" style=\"left:95px;bottom:695px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s6_449\" id=\"t1o_449\" style=\"left:95px;bottom:677px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Share-based payments involve judgement and estimat</div><div class=\"t s7_449\" id=\"t1p_449\" style=\"left:422px;bottom:677px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t s6_449\" id=\"t1q_449\" style=\"left:489px;bottom:677px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t s7_449\" id=\"t1r_449\" style=\"left:582px;bottom:677px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing the expenses and carry</div><div class=\"t s6_449\" id=\"t1s_449\" style=\"left:741px;bottom:677px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing values of </div><div class=\"t s6_449\" id=\"t1t_449\" style=\"left:95px;bottom:661px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">share awards at the balance sheet date. </div><div class=\"t s6_449\" id=\"t1u_449\" style=\"left:95px;bottom:637px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t1v_449\" style=\"left:108px;bottom:637px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">LTIP awards are determined using an estimat</div><div class=\"t s7_449\" id=\"t1w_449\" style=\"left:375px;bottom:637px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the probab</div><div class=\"t s6_449\" id=\"t1x_449\" style=\"left:478px;bottom:637px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s7_449\" id=\"t1y_449\" style=\"left:484px;bottom:637px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of meet</div><div class=\"t s6_449\" id=\"t1z_449\" style=\"left:547px;bottom:637px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing certain metrics over a three-year </div><div class=\"t s6_449\" id=\"t20_449\" style=\"left:108px;bottom:621px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">performance period using the Monte Carlo simulat</div><div class=\"t s7_449\" id=\"t21_449\" style=\"left:408px;bottom:621px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion model. </div><div class=\"t s6_449\" id=\"t22_449\" style=\"left:95px;bottom:597px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t23_449\" style=\"left:108px;bottom:597px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Deferred shares are determined using an estimat</div><div class=\"t s7_449\" id=\"t24_449\" style=\"left:399px;bottom:597px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of expected d</div><div class=\"t s6_449\" id=\"t25_449\" style=\"left:501px;bottom:597px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s7_449\" id=\"t26_449\" style=\"left:511px;bottom:597px;letter-spacing:-0.11px;display:inline;\">idends. </div><div class=\"t s6_449\" id=\"t27_449\" style=\"left:95px;bottom:573px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t28_449\" style=\"left:108px;bottom:573px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Sharesave Plan valuations are determined using a binom</div><div class=\"t s7_449\" id=\"t29_449\" style=\"left:444px;bottom:573px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s6_449\" id=\"t2a_449\" style=\"left:482px;bottom:573px;letter-spacing:-0.16px;display:inline;\">ion-pric</div>ing model.Accounting policy <div class=\"t s8_454\" id=\"td_454\" style=\"left:78px;bottom:1136px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Associates and jo</div><div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div><div class=\"t sb_454\" id=\"t1y_454\" style=\"left:78px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">among other factors. </div><div class=\"t s8_454\" id=\"t1z_454\" style=\"left:78px;bottom:847px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_454\" id=\"t20_454\" style=\"left:104px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_454\" id=\"t21_454\" style=\"left:193px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_454\" id=\"t22_454\" style=\"left:78px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies judgement in determin</div><div class=\"t sb_454\" id=\"t23_454\" style=\"left:325px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t24_454\" style=\"left:347px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">if it has control, jo</div><div class=\"t sb_454\" id=\"t25_454\" style=\"left:449px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int control or s</div><div class=\"t sa_454\" id=\"t26_454\" style=\"left:531px;bottom:831px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t27_454\" style=\"left:550px;bottom:831px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t28_454\" style=\"left:590px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in\ufb02uence over subsid</div><div class=\"t sb_454\" id=\"t29_454\" style=\"left:712px;bottom:831px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t2a_454\" style=\"left:728px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, jo</div><div class=\"t sb_454\" id=\"t2b_454\" style=\"left:759px;bottom:831px;letter-spacing:-0.19px;display:inline;\">int </div><div class=\"t sa_454\" id=\"t2c_454\" style=\"left:78px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ventures and associates respectively. These judgements are based upon ident</div><div class=\"t sb_454\" id=\"t2d_454\" style=\"left:538px;bottom:815px;letter-spacing:0.12px;display:inline;\">ify</div><div class=\"t sa_454\" id=\"t2e_454\" style=\"left:552px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the relevant activ</div><div class=\"t sb_454\" id=\"t2f_454\" style=\"left:677px;bottom:815px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2g_454\" style=\"left:685px;bottom:815px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies of counterparties, </div><div class=\"t sa_454\" id=\"t2h_454\" style=\"left:78px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">being those activ</div><div class=\"t sb_454\" id=\"t2i_454\" style=\"left:180px;bottom:799px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2j_454\" style=\"left:188px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that sign</div><div class=\"t sb_454\" id=\"t2k_454\" style=\"left:258px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly affect the ent</div><div class=\"t sa_454\" id=\"t2l_454\" style=\"left:389px;bottom:799px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_454\" id=\"t2m_454\" style=\"left:396px;bottom:799px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies returns, and further mak</div><div class=\"t sa_454\" id=\"t2n_454\" style=\"left:558px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing a decis</div><div class=\"t sb_454\" id=\"t2o_454\" style=\"left:621px;bottom:799px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_454\" id=\"t2p_454\" style=\"left:657px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the Group has control </div><div class=\"t sa_454\" id=\"t2q_454\" style=\"left:78px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">over those entit</div><div class=\"t sb_454\" id=\"t2r_454\" style=\"left:170px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies, joint control, or has s</div><div class=\"t sa_454\" id=\"t2s_454\" style=\"left:311px;bottom:783px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t2t_454\" style=\"left:329px;bottom:783px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t2u_454\" style=\"left:369px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in\ufb02uence (being the power to partic</div><div class=\"t sb_454\" id=\"t2v_454\" style=\"left:581px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ipate </div><div class=\"t sa_454\" id=\"t2w_454\" style=\"left:615px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the \ufb01nanc</div><div class=\"t sb_454\" id=\"t2x_454\" style=\"left:688px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t sa_454\" id=\"t2y_454\" style=\"left:771px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t2z_454\" style=\"left:78px;bottom:767px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">policy decis</div><div class=\"t sb_454\" id=\"t30_454\" style=\"left:146px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ions but not control them). </div><div class=\"t sa_454\" id=\"t31_454\" style=\"left:78px;bottom:743px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">These judgements are at times determined by equity holdings, and the voting rights associated with those holdings. </div><div class=\"t sa_454\" id=\"t32_454\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">However, further considerat</div><div class=\"t sb_454\" id=\"t33_454\" style=\"left:242px;bottom:727px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t34_454\" style=\"left:269px;bottom:727px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_454\" id=\"t35_454\" style=\"left:304px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing but not l</div><div class=\"t sa_454\" id=\"t36_454\" style=\"left:374px;bottom:727px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t37_454\" style=\"left:389px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ited to board seats, adv</div><div class=\"t sa_454\" id=\"t38_454\" style=\"left:530px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isory committee members and special</div><div class=\"t sb_454\" id=\"t39_454\" style=\"left:755px;bottom:727px;letter-spacing:-0.15px;display:inline;\">ist </div><div class=\"t sa_454\" id=\"t3a_454\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">knowledge of some decis</div><div class=\"t sb_454\" id=\"t3b_454\" style=\"left:228px;bottom:711px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion-makers are also taken </div><div class=\"t sa_454\" id=\"t3c_454\" style=\"left:383px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">into account. Further judgement is required when determin</div><div class=\"t sb_454\" id=\"t3d_454\" style=\"left:730px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t3e_454\" style=\"left:752px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_454\" id=\"t3f_454\" style=\"left:78px;bottom:695px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group has de-facto control over an entity even though it may hold less than 50% of the voting shares of that entity. </div><div class=\"t sa_454\" id=\"t3g_454\" style=\"left:78px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Judgement is required to determine the relative size of the Group\u2019s shareholding when compared to the size and dispers</div><div class=\"t sb_454\" id=\"t3h_454\" style=\"left:782px;bottom:679px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_454\" id=\"t3i_454\" style=\"left:78px;bottom:663px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">of other shareholders. </div><div class=\"t sa_454\" id=\"t3j_454\" style=\"left:78px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Impairment testing of investments in associates and jo</div><div class=\"t sb_454\" id=\"t3k_454\" style=\"left:400px;bottom:639px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">int ventures, and on a Company level </div><div class=\"t sa_454\" id=\"t3l_454\" style=\"left:620px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments in subsid</div><div class=\"t sb_454\" id=\"t3m_454\" style=\"left:746px;bottom:639px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t3n_454\" style=\"left:761px;bottom:639px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies is </div><div class=\"t sa_454\" id=\"t3o_454\" style=\"left:78px;bottom:623px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">performed if there is a possible ind</div><div class=\"t sb_454\" id=\"t3p_454\" style=\"left:280px;bottom:623px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t sa_454\" id=\"t3q_454\" style=\"left:332px;bottom:623px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3r_454\" style=\"left:363px;bottom:623px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. Judgement </div><div class=\"t sa_454\" id=\"t3s_454\" style=\"left:478px;bottom:623px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is used to determine if there is object</div><div class=\"t sb_454\" id=\"t3t_454\" style=\"left:693px;bottom:623px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t3u_454\" style=\"left:726px;bottom:623px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of </div><div class=\"t sa_454\" id=\"t3v_454\" style=\"left:78px;bottom:607px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3w_454\" style=\"left:109px;bottom:607px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment. Objective ev</div><div class=\"t sa_454\" id=\"t3x_454\" style=\"left:227px;bottom:607px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idence may be observable data such as losses incurred on the investment when applying the </div><div class=\"t sa_454\" id=\"t3y_454\" style=\"left:78px;bottom:591px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">equity method, the granting of concessions as a result of \ufb01nanc</div><div class=\"t sb_454\" id=\"t3z_454\" style=\"left:451px;bottom:591px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_454\" id=\"t40_454\" style=\"left:475px;bottom:591px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_454\" id=\"t41_454\" style=\"left:488px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, or breaches of contracts/regulatory \ufb01nes of the </div><div class=\"t sa_454\" id=\"t42_454\" style=\"left:78px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">associate or jo</div><div class=\"t sb_454\" id=\"t43_454\" style=\"left:163px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">int venture. Further judgement </div><div class=\"t sa_454\" id=\"t44_454\" style=\"left:344px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required when consider</div><div class=\"t sb_454\" id=\"t45_454\" style=\"left:494px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing broader </div><div class=\"t sa_454\" id=\"t46_454\" style=\"left:566px;bottom:575px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_454\" id=\"t47_454\" style=\"left:585px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t sa_454\" id=\"t48_454\" style=\"left:643px;bottom:575px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t49_454\" style=\"left:674px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment such as losses </div><div class=\"t sa_454\" id=\"t4a_454\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of active markets or ratings downgrades across key markets in which the associate or jo</div><div class=\"t sb_454\" id=\"t4b_454\" style=\"left:593px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int venture operate </div><div class=\"t sa_454\" id=\"t4c_454\" style=\"left:709px;bottom:559px;letter-spacing:-0.12px;display:inline;\">in. </div><div class=\"t sa_454\" id=\"t4d_454\" style=\"left:78px;bottom:535px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Impairment testing is based on estimates includ</div><div class=\"t sb_454\" id=\"t4e_454\" style=\"left:361px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing forecast</div><div class=\"t sa_454\" id=\"t4f_454\" style=\"left:431px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the expected cash \ufb02ows from the investments, growth rates, </div><div class=\"t sa_454\" id=\"t4g_454\" style=\"left:78px;bottom:519px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">terminal values and the discount rate used in calculation of the present values of those cash \ufb02ows. The estimat</div><div class=\"t sb_454\" id=\"t4h_454\" style=\"left:728px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of future </div><div class=\"t sa_454\" id=\"t4i_454\" style=\"left:78px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">cash \ufb02ows and the level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sb_454\" id=\"t4j_454\" style=\"left:627px;bottom:503px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cant judgement. </div><div class=\"t s8_454\" id=\"t4k_454\" style=\"left:78px;bottom:478px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Business combinat</div><div class=\"t s9_454\" id=\"t4l_454\" style=\"left:188px;bottom:478px;letter-spacing:-0.11px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t4m_454\" style=\"left:78px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The acquis</div><div class=\"t sb_454\" id=\"t4n_454\" style=\"left:142px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4o_454\" style=\"left:150px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion method of accounting is used to account for the acquis</div><div class=\"t sb_454\" id=\"t4p_454\" style=\"left:496px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4q_454\" style=\"left:503px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of subsid</div><div class=\"t sb_454\" id=\"t4r_454\" style=\"left:577px;bottom:462px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4s_454\" style=\"left:592px;bottom:462px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies by the Group. </div><div class=\"t sb_454\" id=\"t4t_454\" style=\"left:78px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the Company\u2019s \ufb01nancial statements, </div><div class=\"t sa_454\" id=\"t4u_454\" style=\"left:310px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment in subsid</div><div class=\"t sb_454\" id=\"t4v_454\" style=\"left:430px;bottom:438px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4w_454\" style=\"left:445px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, associates and jo</div><div class=\"t sb_454\" id=\"t4x_454\" style=\"left:569px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are held at cost less </div><div class=\"t sa_454\" id=\"t4y_454\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t4z_454\" style=\"left:109px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and d</div><div class=\"t sa_454\" id=\"t50_454\" style=\"left:185px;bottom:422px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t sb_454\" id=\"t51_454\" style=\"left:195px;bottom:422px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idends from pre-acqu</div><div class=\"t sa_454\" id=\"t52_454\" style=\"left:323px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"t53_454\" style=\"left:332px;bottom:422px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t54_454\" style=\"left:340px;bottom:422px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pro\ufb01ts received prior to 1 January 2009, if any. Inter-company transactions, </div><div class=\"t sa_454\" id=\"t55_454\" style=\"left:78px;bottom:406px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">balances and unrealised gains and losses on transactions between Group companies are elim</div><div class=\"t sb_454\" id=\"t56_454\" style=\"left:633px;bottom:406px;letter-spacing:-0.13px;display:inline;\">inated </div>in the Group accounts.Accounting policy <div class=\"t s7_459\" id=\"t9_459\" style=\"left:95px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Structured entit</div><div class=\"t s8_459\" id=\"ta_459\" style=\"left:188px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are consol</div><div class=\"t s7_459\" id=\"tb_459\" style=\"left:267px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idated when the substance of the relationsh</div><div class=\"t s8_459\" id=\"tc_459\" style=\"left:528px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ip between the Group and the structured ent</div><div class=\"t s7_459\" id=\"td_459\" style=\"left:793px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_459\" id=\"te_459\" style=\"left:95px;bottom:1120px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s8_459\" id=\"tf_459\" style=\"left:114px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icates the Group has power over the contractual relevant act</div><div class=\"t s7_459\" id=\"tg_459\" style=\"left:473px;bottom:1120px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"th_459\" style=\"left:482px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"ti_459\" style=\"left:490px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies of the structured entity, is exposed to variable returns, </div><div class=\"t s7_459\" id=\"tj_459\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and can use that power to affect the variable return exposure. </div><div class=\"t s7_459\" id=\"tk_459\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t s8_459\" id=\"tl_459\" style=\"left:163px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing whether to consol</div><div class=\"t s7_459\" id=\"tm_459\" style=\"left:290px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idate a structured entity to which assets have been transferred, the Group takes into </div><div class=\"t s7_459\" id=\"tn_459\" style=\"left:95px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">account its abil</div><div class=\"t s8_459\" id=\"to_459\" style=\"left:185px;bottom:1064px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"tp_459\" style=\"left:225px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irect the relevant activ</div><div class=\"t s8_459\" id=\"tq_459\" style=\"left:357px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tr_459\" style=\"left:365px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies of the structured entity. These relevant activ</div><div class=\"t s8_459\" id=\"ts_459\" style=\"left:642px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tt_459\" style=\"left:650px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are generally evidenced </div><div class=\"t s7_459\" id=\"tu_459\" style=\"left:95px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">through a unilateral right to liqu</div><div class=\"t s8_459\" id=\"tv_459\" style=\"left:283px;bottom:1048px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">idate the structured ent</div><div class=\"t s7_459\" id=\"tw_459\" style=\"left:422px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, investment in a substantial proportion of the securit</div><div class=\"t s8_459\" id=\"tx_459\" style=\"left:746px;bottom:1048px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_459\" id=\"ty_459\" style=\"left:764px;bottom:1048px;letter-spacing:-0.08px;display:inline;\">issued </div><div class=\"t s7_459\" id=\"tz_459\" style=\"left:95px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">by the structured entity or where the Group holds specif</div><div class=\"t s8_459\" id=\"t10_459\" style=\"left:423px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic subord</div><div class=\"t s7_459\" id=\"t11_459\" style=\"left:476px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">inate securit</div><div class=\"t s8_459\" id=\"t12_459\" style=\"left:549px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies that embody certa</div><div class=\"t s7_459\" id=\"t13_459\" style=\"left:679px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in controlling rights. </div><div class=\"t s7_459\" id=\"t14_459\" style=\"left:95px;bottom:1016px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group may further consider relevant activ</div><div class=\"t s8_459\" id=\"t15_459\" style=\"left:367px;bottom:1016px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t16_459\" style=\"left:375px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies embedded with</div><div class=\"t s8_459\" id=\"t17_459\" style=\"left:488px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in contractual arrangements such as call opt</div><div class=\"t s7_459\" id=\"t18_459\" style=\"left:752px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions which </div><div class=\"t s7_459\" id=\"t19_459\" style=\"left:95px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">give the practical abil</div><div class=\"t s8_459\" id=\"t1a_459\" style=\"left:222px;bottom:1000px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"t1b_459\" style=\"left:263px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irect the entity, special relationsh</div><div class=\"t s8_459\" id=\"t1c_459\" style=\"left:456px;bottom:1000px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ips between the structured ent</div><div class=\"t s7_459\" id=\"t1d_459\" style=\"left:638px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and investors, and if a single </div><div class=\"t s7_459\" id=\"t1e_459\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">investor has a large exposure to variable returns of the structured entity. </div><div class=\"t s7_459\" id=\"t1f_459\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Judgement is required in determin</div><div class=\"t s8_459\" id=\"t1g_459\" style=\"left:297px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing control over structured ent</div><div class=\"t s7_459\" id=\"t1h_459\" style=\"left:475px;bottom:960px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_459\" id=\"t1i_459\" style=\"left:482px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. The purpose and des</div><div class=\"t s7_459\" id=\"t1j_459\" style=\"left:628px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ign of the entity is considered, </div><div class=\"t s7_459\" id=\"t1k_459\" style=\"left:95px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">along with a determinat</div><div class=\"t s8_459\" id=\"t1l_459\" style=\"left:240px;bottom:944px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of what the relevant act</div><div class=\"t s7_459\" id=\"t1m_459\" style=\"left:403px;bottom:944px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"t1n_459\" style=\"left:412px;bottom:944px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t1o_459\" style=\"left:420px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies are of the entity and who directs these. Further judgements are </div><div class=\"t s7_459\" id=\"t1p_459\" style=\"left:95px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">made around which investor is exposed to and absorbs the variable returns of the structured entity. The Group will have to </div><div class=\"t s7_459\" id=\"t1q_459\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">weigh up all of these facts to consider whether the Group, or another involved party is acting as a princ</div><div class=\"t s8_459\" id=\"t1r_459\" style=\"left:699px;bottom:912px;letter-spacing:-0.16px;display:inline;\">ipal </div><div class=\"t s7_459\" id=\"t1s_459\" style=\"left:724px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in its own right or </div><div class=\"t s7_459\" id=\"t1t_459\" style=\"left:95px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">as an agent on behalf of others. Judgement is further required in the ongoing assessment of control over structured entit</div><div class=\"t s8_459\" id=\"t1u_459\" style=\"left:803px;bottom:896px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t s7_459\" id=\"t1v_459\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t s8_459\" id=\"t1w_459\" style=\"left:131px;bottom:880px;letter-spacing:-0.18px;display:inline;\">ically </div><div class=\"t s7_459\" id=\"t1x_459\" style=\"left:163px;bottom:880px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if market condit</div><div class=\"t s8_459\" id=\"t1y_459\" style=\"left:256px;bottom:880px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions have an effect on the var</div>iable return exposure of different investors.Accounting policy <div class=\"t s7_462\" id=\"t9_462\" style=\"left:78px;bottom:1133px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Cash and cash equivalents includes: </div><div class=\"t s8_462\" id=\"ta_462\" style=\"left:78px;bottom:1108px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"tb_462\" style=\"left:91px;bottom:1108px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Cash and balances at central banks\u2019, except for restricted balances; and </div><div class=\"t s8_462\" id=\"tc_462\" style=\"left:78px;bottom:1084px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"td_462\" style=\"left:91px;bottom:1084px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Other balances listed in the table below, when they have less than three months\u2019 maturity from the date of acquis</div><div class=\"t s8_462\" id=\"te_462\" style=\"left:760px;bottom:1084px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"tf_462\" style=\"left:768px;bottom:1084px;letter-spacing:-0.12px;display:inline;\">ion, </div><div class=\"t s7_462\" id=\"tg_462\" style=\"left:91px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are not subject to contractual restrict</div><div class=\"t s8_462\" id=\"th_462\" style=\"left:309px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions, are subject to </div><div class=\"t s7_462\" id=\"ti_462\" style=\"left:421px;bottom:1068px;letter-spacing:-0.13px;display:inline;\">ins</div><div class=\"t s8_462\" id=\"tj_462\" style=\"left:437px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">ign</div><div class=\"t s7_462\" id=\"tk_462\" style=\"left:456px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_462\" id=\"tl_462\" style=\"left:464px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">icant changes </div><div class=\"t s7_462\" id=\"tm_462\" style=\"left:550px;bottom:1068px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in value, are highly liqu</div><div class=\"t s8_462\" id=\"tn_462\" style=\"left:683px;bottom:1068px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">id and are held for </div><div class=\"t s7_462\" id=\"to_462\" style=\"left:91px;bottom:1052px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the purpose of meeting short-term cash commitments. This includes products such as treasury bills and other elig</div><div class=\"t s8_462\" id=\"tp_462\" style=\"left:756px;bottom:1052px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s7_462\" id=\"tq_462\" style=\"left:788px;bottom:1052px;letter-spacing:-0.12px;display:inline;\">ills, </div><div class=\"t s7_462\" id=\"tr_462\" style=\"left:91px;bottom:1036px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">short-term government securit</div><div class=\"t s8_462\" id=\"ts_462\" style=\"left:271px;bottom:1036px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, loans and advances to banks ( </div><div class=\"t s7_462\" id=\"tt_462\" style=\"left:473px;bottom:1036px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_462\" id=\"tu_462\" style=\"left:508px;bottom:1036px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing reverse repos), and loans and advances to </div><div class=\"t s7_462\" id=\"tv_462\" style=\"left:91px;bottom:1020px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">customers (placements at central banks), which are held for appropriate business purposes. </div><div class=\"t s7_462\" id=\"tw_462\" style=\"left:78px;bottom:996px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u2019 includes both cash held in restricted accounts and on demand or placements which </div><div class=\"t s7_462\" id=\"tx_462\" style=\"left:78px;bottom:980px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are contractually due to mature overnight only. Other placements with central banks are reported as part of \u2018Loans and </div>advances to customers\u2019.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79418": {
   "value": "Statement of compliance <div class=\"t s7_369\" id=\"t9_369\" style=\"left:95px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group \ufb01nancial statements consol</div><div class=\"t s8_369\" id=\"ta_369\" style=\"left:324px;bottom:1036px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idate Standard </div><div class=\"t s8_369\" id=\"tb_369\" style=\"left:95px;bottom:1020px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">Chartered PLC (the Company) and its subsid</div><div class=\"t s7_369\" id=\"tc_369\" style=\"left:357px;bottom:1020px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_369\" id=\"td_369\" style=\"left:372px;bottom:1020px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ies (together </div><div class=\"t s8_369\" id=\"te_369\" style=\"left:95px;bottom:1004px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">referred to as the Group) and equity account the Group\u2019s </div><div class=\"t s8_369\" id=\"tf_369\" style=\"left:95px;bottom:988px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">interests in associates and jo</div><div class=\"t s7_369\" id=\"tg_369\" style=\"left:264px;bottom:988px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">intly controlled ent</div><div class=\"t s8_369\" id=\"th_369\" style=\"left:374px;bottom:988px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"ti_369\" style=\"left:382px;bottom:988px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies. The </div><div class=\"t s7_369\" id=\"tj_369\" style=\"left:95px;bottom:972px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">parent company \ufb01nancial statements present </div><div class=\"t s8_369\" id=\"tk_369\" style=\"left:370px;bottom:972px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_369\" id=\"tl_369\" style=\"left:422px;bottom:972px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_369\" id=\"tm_369\" style=\"left:95px;bottom:956px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">about the Company as a separate entity. </div><div class=\"t s7_369\" id=\"tn_369\" style=\"left:95px;bottom:932px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group \ufb01nancial statements have been prepared </div><div class=\"t s8_369\" id=\"to_369\" style=\"left:410px;bottom:932px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s8_369\" id=\"tp_369\" style=\"left:95px;bottom:916px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">accordance with UK-adopted internat</div><div class=\"t s7_369\" id=\"tq_369\" style=\"left:323px;bottom:916px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ional account</div><div class=\"t s8_369\" id=\"tr_369\" style=\"left:404px;bottom:916px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"ts_369\" style=\"left:95px;bottom:900px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">standards and International Financ</div><div class=\"t s7_369\" id=\"tt_369\" style=\"left:304px;bottom:900px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial Report</div><div class=\"t s8_369\" id=\"tu_369\" style=\"left:361px;bottom:900px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing Standards </div><div class=\"t s8_369\" id=\"tv_369\" style=\"left:95px;bottom:884px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">(IFRS) as adopted by the European Union (EU IFRS). The </div><div class=\"t s7_369\" id=\"tw_369\" style=\"left:95px;bottom:868px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Company \ufb01nancial statements have been prepared </div><div class=\"t s8_369\" id=\"tx_369\" style=\"left:406px;bottom:868px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s8_369\" id=\"ty_369\" style=\"left:95px;bottom:852px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">accordance with UK-adopted internat</div><div class=\"t s7_369\" id=\"tz_369\" style=\"left:323px;bottom:852px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ional account</div><div class=\"t s8_369\" id=\"t10_369\" style=\"left:404px;bottom:852px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t11_369\" style=\"left:95px;bottom:836px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">standards as applied in conformity with section 408 of </div><div class=\"t s8_369\" id=\"t12_369\" style=\"left:95px;bottom:820px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the Companies Act 2006. The \ufb01nanc</div><div class=\"t s7_369\" id=\"t13_369\" style=\"left:311px;bottom:820px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements have </div><div class=\"t s8_369\" id=\"t14_369\" style=\"left:95px;bottom:804px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">been prepared in accordance with the requirements of the </div><div class=\"t s8_369\" id=\"t15_369\" style=\"left:95px;bottom:788px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Companies Act 2006. </div><div class=\"t s8_369\" id=\"t16_369\" style=\"left:95px;bottom:763px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">There are no sign</div><div class=\"t s7_369\" id=\"t17_369\" style=\"left:197px;bottom:763px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">i\ufb01cant d</div><div class=\"t s8_369\" id=\"t18_369\" style=\"left:245px;bottom:763px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifferences between UK-adopted </div><div class=\"t s8_369\" id=\"t19_369\" style=\"left:95px;bottom:747px;letter-spacing:-0.12px;display:inline;\">internat</div><div class=\"t s7_369\" id=\"t1a_369\" style=\"left:143px;bottom:747px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ional account</div><div class=\"t s8_369\" id=\"t1b_369\" style=\"left:224px;bottom:747px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing standards and EU IFRS. </div><div class=\"t s8_369\" id=\"t1c_369\" style=\"left:95px;bottom:723px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following parts of the Risk review and Capital review </div><div class=\"t s7_369\" id=\"t1d_369\" style=\"left:95px;bottom:707px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">form part of these \ufb01nancial statements: </div><div class=\"t s8_369\" id=\"t1e_369\" style=\"left:95px;bottom:683px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">a) Risk review: Disclosures marked as \u2018audited\u2019 from the </div><div class=\"t s8_369\" id=\"t1f_369\" style=\"left:95px;bottom:667px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">start of the Credit Risk section (page 234) to the end of </div><div class=\"t s8_369\" id=\"t1g_369\" style=\"left:95px;bottom:651px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Other princ</div><div class=\"t s7_369\" id=\"t1h_369\" style=\"left:163px;bottom:651px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal r</div><div class=\"t s8_369\" id=\"t1i_369\" style=\"left:192px;bottom:651px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">isks in the same section (page 297). </div><div class=\"t s8_369\" id=\"t1j_369\" style=\"left:95px;bottom:627px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">b) Capital review: Tables marked as \u2018audited\u2019 from the </div><div class=\"t s8_369\" id=\"t1k_369\" style=\"left:95px;bottom:611px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">start of \u2018CRD Capital base\u2019 to the end of \u2018Movement in </div><div class=\"t s8_369\" id=\"t1l_369\" style=\"left:95px;bottom:595px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">total capital\u2019, excluding \u2018Total risk-weighted assets\u2019 </div>(page 339 to 340).",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79472": {
   "value": "Basis of preparation <div class=\"t s8_369\" id=\"t1o_369\" style=\"left:95px;bottom:529px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The consolidated and Company \ufb01nanc</div><div class=\"t s7_369\" id=\"t1p_369\" style=\"left:327px;bottom:529px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements have </div><div class=\"t s8_369\" id=\"t1q_369\" style=\"left:95px;bottom:513px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">been prepared on a going concern basis and under the </div><div class=\"t s8_369\" id=\"t1r_369\" style=\"left:95px;bottom:497px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t s7_369\" id=\"t1s_369\" style=\"left:128px;bottom:497px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ical cost convent</div><div class=\"t s8_369\" id=\"t1t_369\" style=\"left:227px;bottom:497px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, as modif</div><div class=\"t s7_369\" id=\"t1u_369\" style=\"left:302px;bottom:497px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied by the revaluat</div><div class=\"t s8_369\" id=\"t1v_369\" style=\"left:412px;bottom:497px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t s8_369\" id=\"t1w_369\" style=\"left:95px;bottom:481px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">of cash-settled share-based payments, fair value through </div><div class=\"t s8_369\" id=\"t1x_369\" style=\"left:95px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">other comprehensive income, and \ufb01nanc</div><div class=\"t s7_369\" id=\"t1y_369\" style=\"left:336px;bottom:465px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets and </div><div class=\"t s8_369\" id=\"t1z_369\" style=\"left:95px;bottom:449px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_369\" id=\"t20_369\" style=\"left:117px;bottom:449px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t21_369\" style=\"left:123px;bottom:449px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t22_369\" style=\"left:131px;bottom:449px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies ( </div><div class=\"t s8_369\" id=\"t23_369\" style=\"left:154px;bottom:449px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_369\" id=\"t24_369\" style=\"left:189px;bottom:449px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing der</div><div class=\"t s8_369\" id=\"t25_369\" style=\"left:230px;bottom:449px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s7_369\" id=\"t26_369\" style=\"left:253px;bottom:449px;letter-spacing:-0.3px;word-spacing:0.04px;display:inline;\">ives) at fa</div><div class=\"t s8_369\" id=\"t27_369\" style=\"left:310px;bottom:449px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ir value through pro\ufb01t </div><div class=\"t s7_369\" id=\"t28_369\" style=\"left:95px;bottom:432px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">or loss. </div><div class=\"t s8_369\" id=\"t29_369\" style=\"left:95px;bottom:408px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The consolidated \ufb01nanc</div><div class=\"t s7_369\" id=\"t2a_369\" style=\"left:239px;bottom:408px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements are presented </div><div class=\"t s8_369\" id=\"t2b_369\" style=\"left:412px;bottom:408px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s8_369\" id=\"t2c_369\" style=\"left:95px;bottom:392px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">United States dollars ($), being the presentation currency </div><div class=\"t s8_369\" id=\"t2d_369\" style=\"left:95px;bottom:376px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the Group and functional currency of the Company, and </div><div class=\"t s8_369\" id=\"t2e_369\" style=\"left:95px;bottom:360px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">all values are rounded to the nearest mill</div><div class=\"t s7_369\" id=\"t2f_369\" style=\"left:334px;bottom:360px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion dollars, except </div><div class=\"t s8_369\" id=\"t2g_369\" style=\"left:95px;bottom:344px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">when otherwise ind</div>icated. ",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForBasisOfPreparationExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79506": {
   "value": "Sign<div class=\"t s9_369\" id=\"t2j_369\" style=\"left:122px;bottom:312px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">i\ufb01cant and other account</div><div class=\"t s6_369\" id=\"t2k_369\" style=\"left:275px;bottom:312px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing estimates and judgement </div><div class=\"t s8_369\" id=\"t2l_369\" style=\"left:95px;bottom:294px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t s7_369\" id=\"t2m_369\" style=\"left:163px;bottom:294px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing the carry</div><div class=\"t s8_369\" id=\"t2n_369\" style=\"left:237px;bottom:294px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing amounts of certain assets and </div><div class=\"t s8_369\" id=\"t2o_369\" style=\"left:95px;bottom:278px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_369\" id=\"t2p_369\" style=\"left:117px;bottom:278px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t2q_369\" style=\"left:123px;bottom:278px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t2r_369\" style=\"left:131px;bottom:278px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies, the Group makes assumpt</div><div class=\"t s8_369\" id=\"t2s_369\" style=\"left:308px;bottom:278px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ions of the effects of </div><div class=\"t s8_369\" id=\"t2t_369\" style=\"left:95px;bottom:262px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">uncertain future events on those assets and liab</div><div class=\"t s7_369\" id=\"t2u_369\" style=\"left:378px;bottom:262px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t2v_369\" style=\"left:384px;bottom:262px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t2w_369\" style=\"left:391px;bottom:262px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies at the </div><div class=\"t s8_369\" id=\"t2x_369\" style=\"left:95px;bottom:246px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">balance sheet date. The Group\u2019s estimates and assumptions </div><div class=\"t s8_369\" id=\"t2y_369\" style=\"left:95px;bottom:230px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are based on histor</div><div class=\"t s7_369\" id=\"t2z_369\" style=\"left:209px;bottom:230px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical exper</div><div class=\"t s8_369\" id=\"t30_369\" style=\"left:266px;bottom:230px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ience and expectation of future </div><div class=\"t s8_369\" id=\"t31_369\" style=\"left:95px;bottom:214px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">events and are reviewed period</div><div class=\"t s7_369\" id=\"t32_369\" style=\"left:282px;bottom:214px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ically. Further </div><div class=\"t s8_369\" id=\"t33_369\" style=\"left:361px;bottom:214px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_369\" id=\"t34_369\" style=\"left:413px;bottom:214px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_369\" id=\"t35_369\" style=\"left:95px;bottom:198px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">about key assumptions concerning the future, and other key </div><div class=\"t s8_369\" id=\"t36_369\" style=\"left:95px;bottom:182px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">sources of estimat</div><div class=\"t s7_369\" id=\"t37_369\" style=\"left:203px;bottom:182px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t s8_369\" id=\"t38_369\" style=\"left:270px;bottom:182px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">inty and judgement, are set </div><div class=\"t s8_369\" id=\"t39_369\" style=\"left:95px;bottom:166px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">out in the relevant disclosure notes for the areas set out </div><div class=\"t s8_369\" id=\"t3a_369\" style=\"left:95px;bottom:150px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">under the relevant headings below: </div><div class=\"t s6_369\" id=\"t3b_369\" style=\"left:472px;bottom:1054px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s9_369\" id=\"t3c_369\" style=\"left:499px;bottom:1054px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">i\ufb01cant account</div><div class=\"t s6_369\" id=\"t3d_369\" style=\"left:590px;bottom:1054px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ing estimates and crit</div><div class=\"t s9_369\" id=\"t3e_369\" style=\"left:721px;bottom:1054px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ical judgements </div><div class=\"t s8_369\" id=\"t3f_369\" style=\"left:472px;bottom:1036px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s7_369\" id=\"t3g_369\" style=\"left:497px;bottom:1036px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t3h_369\" style=\"left:586px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing estimates and judgements represent </div><div class=\"t s8_369\" id=\"t3i_369\" style=\"left:472px;bottom:1020px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">those items which have a sign</div><div class=\"t s7_369\" id=\"t3j_369\" style=\"left:648px;bottom:1020px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">i\ufb01cant r</div><div class=\"t s8_369\" id=\"t3k_369\" style=\"left:693px;bottom:1020px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">isk of causing a </div><div class=\"t s8_369\" id=\"t3l_369\" style=\"left:472px;bottom:1004px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">material adjustment to the carrying amounts of assets </div><div class=\"t s8_369\" id=\"t3m_369\" style=\"left:472px;bottom:988px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t s7_369\" id=\"t3n_369\" style=\"left:521px;bottom:988px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t3o_369\" style=\"left:526px;bottom:988px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t3p_369\" style=\"left:534px;bottom:988px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s8_369\" id=\"t3q_369\" style=\"left:563px;bottom:988px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s7_369\" id=\"t3r_369\" style=\"left:579px;bottom:988px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">in the next year. S</div><div class=\"t s8_369\" id=\"t3s_369\" style=\"left:681px;bottom:988px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s7_369\" id=\"t3t_369\" style=\"left:699px;bottom:988px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t3u_369\" style=\"left:788px;bottom:988px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t3v_369\" style=\"left:472px;bottom:972px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">estimates and judgements are: </div><div class=\"t s7_369\" id=\"t3w_369\" style=\"left:472px;bottom:948px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t3x_369\" style=\"left:485px;bottom:948px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Expected credit loss calculations (Note 8) </div><div class=\"t s7_369\" id=\"t3y_369\" style=\"left:472px;bottom:924px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t3z_369\" style=\"left:485px;bottom:924px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s7_369\" id=\"t40_369\" style=\"left:524px;bottom:924px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_369\" id=\"t41_369\" style=\"left:541px;bottom:924px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments measured at fair value (Note 13) </div><div class=\"t s7_369\" id=\"t42_369\" style=\"left:472px;bottom:900px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t43_369\" style=\"left:485px;bottom:900px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Investments in subsid</div><div class=\"t s7_369\" id=\"t44_369\" style=\"left:611px;bottom:900px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s8_369\" id=\"t45_369\" style=\"left:690px;bottom:900px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ings, jo</div><div class=\"t s7_369\" id=\"t46_369\" style=\"left:730px;bottom:900px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t s8_369\" id=\"t47_369\" style=\"left:485px;bottom:884px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and associates \u2013 China Bohai associate accounting and </div><div class=\"t s8_369\" id=\"t48_369\" style=\"left:485px;bottom:868px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_369\" id=\"t49_369\" style=\"left:516px;bottom:868px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment analys</div><div class=\"t s8_369\" id=\"t4a_369\" style=\"left:597px;bottom:868px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">is (Note 32) </div><div class=\"t s6_369\" id=\"t4b_369\" style=\"left:472px;bottom:836px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Other areas of accounting estimate and judgement </div><div class=\"t s8_369\" id=\"t4c_369\" style=\"left:472px;bottom:817px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Other areas of accounting estimate and judgement do not </div><div class=\"t s7_369\" id=\"t4d_369\" style=\"left:472px;bottom:801px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">meet the de\ufb01nit</div><div class=\"t s8_369\" id=\"t4e_369\" style=\"left:567px;bottom:801px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion under IAS 1 of sign</div><div class=\"t s7_369\" id=\"t4f_369\" style=\"left:693px;bottom:801px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t4g_369\" style=\"left:782px;bottom:801px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t4h_369\" style=\"left:472px;bottom:785px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">estimates or crit</div><div class=\"t s7_369\" id=\"t4i_369\" style=\"left:566px;bottom:785px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ical account</div><div class=\"t s8_369\" id=\"t4j_369\" style=\"left:638px;bottom:785px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing judgements, but the </div><div class=\"t s8_369\" id=\"t4k_369\" style=\"left:472px;bottom:769px;letter-spacing:-0.15px;display:inline;\">recognit</div><div class=\"t s7_369\" id=\"t4l_369\" style=\"left:521px;bottom:769px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of certa</div><div class=\"t s8_369\" id=\"t4m_369\" style=\"left:588px;bottom:769px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in material assets and liab</div><div class=\"t s7_369\" id=\"t4n_369\" style=\"left:744px;bottom:769px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t4o_369\" style=\"left:749px;bottom:769px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t4p_369\" style=\"left:757px;bottom:769px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s8_369\" id=\"t4q_369\" style=\"left:472px;bottom:753px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">based on assumptions and/or are subject to long-term </div><div class=\"t s8_369\" id=\"t4r_369\" style=\"left:472px;bottom:737px;letter-spacing:-0.13px;display:inline;\">uncertaint</div><div class=\"t s7_369\" id=\"t4s_369\" style=\"left:534px;bottom:737px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The other areas of account</div><div class=\"t s8_369\" id=\"t4t_369\" style=\"left:715px;bottom:737px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing estimate and </div><div class=\"t s7_369\" id=\"t4u_369\" style=\"left:472px;bottom:721px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">judgement are: </div><div class=\"t s8_369\" id=\"t4v_369\" style=\"left:472px;bottom:697px;letter-spacing:-0.29px;word-spacing:2.01px;display:inline;\">\u2022 Taxation (Note 10) </div><div class=\"t s7_369\" id=\"t4w_369\" style=\"left:472px;bottom:673px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t4x_369\" style=\"left:485px;bottom:673px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Goodwill impa</div><div class=\"t s7_369\" id=\"t4y_369\" style=\"left:572px;bottom:673px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment (Note 17) </div><div class=\"t s7_369\" id=\"t4z_369\" style=\"left:472px;bottom:649px;display:inline;\">\u2022 </div><div class=\"t s8_369\" id=\"t50_369\" style=\"left:485px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t s7_369\" id=\"t51_369\" style=\"left:642px;bottom:649px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ions (Note 30) </div><div class=\"t s7_369\" id=\"t52_369\" style=\"left:472px;bottom:625px;display:inline;\">\u2022 </div><div class=\"t s7_369\" id=\"t53_369\" style=\"left:485px;bottom:625px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Share-based payments (Note 31) </div><div class=\"t s6_369\" id=\"t54_369\" style=\"left:472px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Climate impact on the Group\u2019s balance sheet </div><div class=\"t s8_369\" id=\"t55_369\" style=\"left:472px;bottom:575px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Climate, and the impact of climate on the Group\u2019s balance </div><div class=\"t s8_369\" id=\"t56_369\" style=\"left:472px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">sheet is considered as an area of sign</div><div class=\"t s7_369\" id=\"t57_369\" style=\"left:692px;bottom:559px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_369\" id=\"t58_369\" style=\"left:780px;bottom:559px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_369\" id=\"t59_369\" style=\"left:472px;bottom:543px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimate and judgment through the uncertainty of future </div><div class=\"t s8_369\" id=\"t5a_369\" style=\"left:472px;bottom:527px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">events and the impact of that uncertainty on the Group\u2019s </div><div class=\"t s8_369\" id=\"t5b_369\" style=\"left:472px;bottom:511px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">assets and liab</div><div class=\"t s7_369\" id=\"t5c_369\" style=\"left:561px;bottom:511px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t5d_369\" style=\"left:567px;bottom:511px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_369\" id=\"t5e_369\" style=\"left:574px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. It </div><div class=\"t s8_369\" id=\"t5f_369\" style=\"left:606px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is noted that although not currently </div><div class=\"t s8_369\" id=\"t5g_369\" style=\"left:472px;bottom:494px;letter-spacing:-0.13px;display:inline;\">quantitat</div><div class=\"t s7_369\" id=\"t5h_369\" style=\"left:529px;bottom:494px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ively mater</div><div class=\"t s8_369\" id=\"t5i_369\" style=\"left:594px;bottom:494px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial, the Group considers climate to be </div><div class=\"t s8_369\" id=\"t5j_369\" style=\"left:472px;bottom:478px;letter-spacing:-0.15px;display:inline;\">qualitat</div><div class=\"t s7_369\" id=\"t5k_369\" style=\"left:519px;bottom:478px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ively mater</div><div class=\"t s8_369\" id=\"t5l_369\" style=\"left:585px;bottom:478px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial to the Group. </div><div class=\"t s8_369\" id=\"t5m_369\" style=\"left:472px;bottom:454px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group has assessed the impact of climate risk on the </div><div class=\"t s7_369\" id=\"t5n_369\" style=\"left:472px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">\ufb01nancial report. Th</div><div class=\"t s8_369\" id=\"t5o_369\" style=\"left:584px;bottom:438px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is is set out with</div><div class=\"t s7_369\" id=\"t5p_369\" style=\"left:675px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the Susta</div><div class=\"t s8_369\" id=\"t5q_369\" style=\"left:743px;bottom:438px;letter-spacing:-0.16px;display:inline;\">inab</div><div class=\"t s7_369\" id=\"t5r_369\" style=\"left:770px;bottom:438px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_369\" id=\"t5s_369\" style=\"left:776px;bottom:438px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_369\" id=\"t5t_369\" style=\"left:472px;bottom:422px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Review chapter which incorporates the Group\u2019s Climate- </div><div class=\"t s8_369\" id=\"t5u_369\" style=\"left:472px;bottom:406px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">related Financ</div><div class=\"t s7_369\" id=\"t5v_369\" style=\"left:557px;bottom:406px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial D</div><div class=\"t s8_369\" id=\"t5w_369\" style=\"left:584px;bottom:406px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isclosures which align with the </div><div class=\"t s8_369\" id=\"t5x_369\" style=\"left:472px;bottom:390px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">recommendations from the Task Force for Climate related </div><div class=\"t s8_369\" id=\"t5y_369\" style=\"left:472px;bottom:374px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s7_369\" id=\"t5z_369\" style=\"left:511px;bottom:374px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial D</div><div class=\"t s8_369\" id=\"t60_369\" style=\"left:538px;bottom:374px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isclosures (TCFD). Further risk disclosure has been </div><div class=\"t s8_369\" id=\"t61_369\" style=\"left:472px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">provided in the Princ</div><div class=\"t s7_369\" id=\"t62_369\" style=\"left:592px;bottom:358px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal R</div><div class=\"t s8_369\" id=\"t63_369\" style=\"left:625px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isks and Uncertaint</div><div class=\"t s7_369\" id=\"t64_369\" style=\"left:739px;bottom:358px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies sect</div><div class=\"t s8_369\" id=\"t65_369\" style=\"left:782px;bottom:358px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of </div><div class=\"t s8_369\" id=\"t66_369\" style=\"left:472px;bottom:342px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Annual Report where the Group has described how it </div><div class=\"t s8_369\" id=\"t67_369\" style=\"left:472px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">manages climate risk as an Integrated Risk Type. </div><div class=\"t sa_369\" id=\"t68_369\" style=\"left:87px;bottom:1155px;letter-spacing:-1.1px;word-spacing:0.22px;display:inline;\"> </div><div></div><div class=\"t s5_370\" id=\"t7_370\" style=\"left:69px;bottom:1180px;letter-spacing:-0.25px;word-spacing:-0.05px;display:inline;\"></div><div class=\"t s6_370\" id=\"t8_370\" style=\"left:207px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s7_370\" id=\"t9_370\" style=\"left:230px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_370\" id=\"ta_370\" style=\"left:78px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The areas of impact where judgements and the use of </div><div class=\"t s8_370\" id=\"tb_370\" style=\"left:78px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">estimates have been applied were credit risk and the impact </div><div class=\"t s8_370\" id=\"tc_370\" style=\"left:78px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on lending portfolios; ESG features with</div><div class=\"t s9_370\" id=\"td_370\" style=\"left:310px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s8_370\" id=\"te_370\" style=\"left:323px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">issued loans and </div><div class=\"t s8_370\" id=\"tf_370\" style=\"left:78px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bonds; physical risk on our mortgage lending portfolio; and, </div><div class=\"t s8_370\" id=\"tg_370\" style=\"left:78px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the corporate plan, in respect of which forward looking </div><div class=\"t s8_370\" id=\"th_370\" style=\"left:78px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">cash \ufb02ows impact the recoverabil</div><div class=\"t s9_370\" id=\"ti_370\" style=\"left:276px;bottom:1074px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity of certa</div><div class=\"t s8_370\" id=\"tj_370\" style=\"left:339px;bottom:1074px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">in assets, </div><div class=\"t s8_370\" id=\"tk_370\" style=\"left:78px;bottom:1058px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_370\" id=\"tl_370\" style=\"left:113px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing of goodw</div><div class=\"t s8_370\" id=\"tm_370\" style=\"left:192px;bottom:1058px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ill, deferred tax assets and investments </div><div class=\"t s8_370\" id=\"tn_370\" style=\"left:78px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in subsid</div><div class=\"t s9_370\" id=\"to_370\" style=\"left:129px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s8_370\" id=\"tp_370\" style=\"left:208px;bottom:1042px;letter-spacing:-0.1px;display:inline;\">ings. </div><div class=\"t s8_370\" id=\"tq_370\" style=\"left:78px;bottom:1018px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">This assessment on the corporate loan portfolio was </div><div class=\"t s8_370\" id=\"tr_370\" style=\"left:78px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">undertaken by consider</div><div class=\"t s9_370\" id=\"ts_370\" style=\"left:217px;bottom:1002px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the matur</div><div class=\"t s8_370\" id=\"tt_370\" style=\"left:298px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity pro\ufb01le of the loan </div><div class=\"t s8_370\" id=\"tu_370\" style=\"left:78px;bottom:986px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">portfolio which is major</div><div class=\"t s9_370\" id=\"tv_370\" style=\"left:216px;bottom:986px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ity shorter term. Trans</div><div class=\"t s8_370\" id=\"tw_370\" style=\"left:344px;bottom:986px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_370\" id=\"tx_370\" style=\"left:351px;bottom:986px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"ty_370\" style=\"left:377px;bottom:986px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">isk, as our </div><div class=\"t s8_370\" id=\"tz_370\" style=\"left:78px;bottom:970px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">clients move to lower carbon emitt</div><div class=\"t s9_370\" id=\"t10_370\" style=\"left:282px;bottom:970px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ing revenues, (e</div><div class=\"t s8_370\" id=\"t11_370\" style=\"left:373px;bottom:970px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ither by </div><div class=\"t s8_370\" id=\"t12_370\" style=\"left:78px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">virtue of legislat</div><div class=\"t s9_370\" id=\"t13_370\" style=\"left:172px;bottom:953px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion or chang</div><div class=\"t s8_370\" id=\"t14_370\" style=\"left:246px;bottom:953px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing end customer preference) is </div><div class=\"t s8_370\" id=\"t15_370\" style=\"left:78px;bottom:937px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered with reference to client transit</div><div class=\"t s9_370\" id=\"t16_370\" style=\"left:322px;bottom:937px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pathways and </div><div class=\"t s8_370\" id=\"t17_370\" style=\"left:78px;bottom:921px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">manifests over a longer term than the maturity of the loan </div><div class=\"t s8_370\" id=\"t18_370\" style=\"left:78px;bottom:905px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">book (up to 2050). The setting of net zero targets for our high </div><div class=\"t s8_370\" id=\"t19_370\" style=\"left:78px;bottom:889px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">carbon sectors, which as of this annual report covers </div><div class=\"t s8_370\" id=\"t1a_370\" style=\"left:78px;bottom:873px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">11 of the 12 high carbon sectors as mandated by the Net Zero </div><div class=\"t s8_370\" id=\"t1b_370\" style=\"left:78px;bottom:857px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking Alliance, manages transit</div><div class=\"t s9_370\" id=\"t1c_370\" style=\"left:280px;bottom:857px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"t1d_370\" style=\"left:305px;bottom:857px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isk. Net zero targets </div><div class=\"t s8_370\" id=\"t1e_370\" style=\"left:78px;bottom:841px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">enable the portfolio managers to work with our clients on </div><div class=\"t s8_370\" id=\"t1f_370\" style=\"left:78px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">their transit</div><div class=\"t s9_370\" id=\"t1g_370\" style=\"left:146px;bottom:825px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion, deploy cap</div><div class=\"t s8_370\" id=\"t1h_370\" style=\"left:235px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ital to those clients which are </div><div class=\"t s8_370\" id=\"t1i_370\" style=\"left:78px;bottom:809px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">engaged and have adequate transit</div><div class=\"t s9_370\" id=\"t1j_370\" style=\"left:295px;bottom:809px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pathways, and ex</div><div class=\"t s8_370\" id=\"t1k_370\" style=\"left:421px;bottom:809px;letter-spacing:-0.17px;display:inline;\">it </div><div class=\"t s8_370\" id=\"t1l_370\" style=\"left:78px;bottom:793px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">clients that refuse to work with the Group on moving from </div><div class=\"t s8_370\" id=\"t1m_370\" style=\"left:78px;bottom:777px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a high carbon present to a low carbon future. All of these </div><div class=\"t s8_370\" id=\"t1n_370\" style=\"left:78px;bottom:761px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">actions manage the Group\u2019s transit</div><div class=\"t s9_370\" id=\"t1o_370\" style=\"left:286px;bottom:761px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"t1p_370\" style=\"left:311px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isk and engage </div><div class=\"t s8_370\" id=\"t1q_370\" style=\"left:78px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">clients before transit</div><div class=\"t s9_370\" id=\"t1r_370\" style=\"left:199px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion r</div><div class=\"t s8_370\" id=\"t1s_370\" style=\"left:224px;bottom:745px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">isk manifests itself into credit losses. </div><div class=\"t s8_370\" id=\"t1t_370\" style=\"left:78px;bottom:721px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Physical risk is already included with</div><div class=\"t s9_370\" id=\"t1u_370\" style=\"left:289px;bottom:721px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the majority of our </div><div class=\"t s8_370\" id=\"t1v_370\" style=\"left:78px;bottom:705px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">mortgage lending decis</div><div class=\"t s9_370\" id=\"t1w_370\" style=\"left:219px;bottom:705px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions, and we have appl</div><div class=\"t s8_370\" id=\"t1x_370\" style=\"left:355px;bottom:705px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ied scenario </div><div class=\"t s8_370\" id=\"t1y_370\" style=\"left:78px;bottom:689px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">analysis against the pathways of different temperature </div><div class=\"t s8_370\" id=\"t1z_370\" style=\"left:78px;bottom:673px;letter-spacing:-0.15px;display:inline;\">addit</div><div class=\"t s9_370\" id=\"t20_370\" style=\"left:110px;bottom:673px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ions and country pol</div><div class=\"t s8_370\" id=\"t21_370\" style=\"left:230px;bottom:673px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icy scenarios. We also assess </div><div class=\"t s8_370\" id=\"t22_370\" style=\"left:78px;bottom:657px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the impact of climate risk on the classif</div><div class=\"t s9_370\" id=\"t23_370\" style=\"left:307px;bottom:657px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_370\" id=\"t24_370\" style=\"left:329px;bottom:657px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of \ufb01nanc</div><div class=\"t s9_370\" id=\"t25_370\" style=\"left:402px;bottom:657px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_370\" id=\"t26_370\" style=\"left:78px;bottom:641px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">instruments under IFRS 9, when Environmental, Sustainab</div><div class=\"t s9_370\" id=\"t27_370\" style=\"left:414px;bottom:641px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_370\" id=\"t28_370\" style=\"left:420px;bottom:641px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_370\" id=\"t29_370\" style=\"left:78px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">or Governance (ESG) triggers may affect the cash \ufb02ows </div><div class=\"t s8_370\" id=\"t2a_370\" style=\"left:78px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">received by the Group under the contractual terms of </div><div class=\"t s8_370\" id=\"t2b_370\" style=\"left:78px;bottom:593px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">the instrument. </div><div class=\"t s8_370\" id=\"t2c_370\" style=\"left:78px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group Climate Risk team have performed a quantitat</div><div class=\"t s9_370\" id=\"t2d_370\" style=\"left:420px;bottom:568px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_370\" id=\"t2e_370\" style=\"left:78px;bottom:552px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">assessment of the impact of climate risk on the IFRS 9 ECL </div><div class=\"t s8_370\" id=\"t2f_370\" style=\"left:78px;bottom:536px;letter-spacing:-0.16px;display:inline;\">provis</div><div class=\"t s9_370\" id=\"t2g_370\" style=\"left:113px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion. Th</div><div class=\"t s8_370\" id=\"t2h_370\" style=\"left:152px;bottom:536px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">is assessment has been performed across </div><div class=\"t s8_370\" id=\"t2i_370\" style=\"left:78px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">both the CCIB and CPBB portfolios. The Climate risk impact </div><div class=\"t s8_370\" id=\"t2j_370\" style=\"left:78px;bottom:504px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assessment on IFRS 9 business as usual ECL has been </div><div class=\"t s8_370\" id=\"t2k_370\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">conducted based on newly developed internal climate risk </div><div class=\"t s8_370\" id=\"t2l_370\" style=\"left:78px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">models for four Corporate sectors (Oil and Gas, Power, Steel </div><div class=\"t s8_370\" id=\"t2m_370\" style=\"left:78px;bottom:456px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">and Min</div><div class=\"t s9_370\" id=\"t2n_370\" style=\"left:127px;bottom:456px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing) and Sovere</div><div class=\"t s8_370\" id=\"t2o_370\" style=\"left:220px;bottom:456px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">igns, whilst the top-down approach </div><div class=\"t s8_370\" id=\"t2p_370\" style=\"left:78px;bottom:440px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">developed in 2022 was used for the remain</div><div class=\"t s9_370\" id=\"t2q_370\" style=\"left:330px;bottom:440px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing portfol</div><div class=\"t s8_370\" id=\"t2r_370\" style=\"left:392px;bottom:440px;letter-spacing:-0.09px;display:inline;\">ios. </div><div class=\"t s8_370\" id=\"t2s_370\" style=\"left:78px;bottom:424px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The impact assessment resulted in a marginal ECL increase </div><div class=\"t s8_370\" id=\"t2t_370\" style=\"left:78px;bottom:408px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">across CCIB and CPBB, which will not be recorded as an </div><div class=\"t s9_370\" id=\"t2u_370\" style=\"left:78px;bottom:392px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">overlay for the 2023 year end. </div><div class=\"t s9_370\" id=\"t2v_370\" style=\"left:455px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s corporate plan has a 5 year outlook and </div><div class=\"t s8_370\" id=\"t2w_370\" style=\"left:455px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">considers the high carbon sectors the Group \ufb01nances. </div><div class=\"t s9_370\" id=\"t2x_370\" style=\"left:455px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The majority of the Group h</div><div class=\"t s8_370\" id=\"t2y_370\" style=\"left:618px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">igh carbon sector targets are </div><div class=\"t s8_370\" id=\"t2z_370\" style=\"left:455px;bottom:1106px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">production/physical intens</div><div class=\"t s9_370\" id=\"t30_370\" style=\"left:612px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_370\" id=\"t31_370\" style=\"left:620px;bottom:1106px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies which allow continued levels </div><div class=\"t s8_370\" id=\"t32_370\" style=\"left:455px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of lending as long as the products the client produce have </div><div class=\"t s8_370\" id=\"t33_370\" style=\"left:455px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a decreasing carbon cost. For Coal Min</div><div class=\"t s9_370\" id=\"t34_370\" style=\"left:684px;bottom:1074px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing and O</div><div class=\"t s8_370\" id=\"t35_370\" style=\"left:743px;bottom:1074px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">il and Gas, </div><div class=\"t s8_370\" id=\"t36_370\" style=\"left:455px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these sectors have absolute targets which represent a </div><div class=\"t s8_370\" id=\"t37_370\" style=\"left:455px;bottom:1042px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">decreasing carbon budget. Coal Min</div><div class=\"t s9_370\" id=\"t38_370\" style=\"left:672px;bottom:1042px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_370\" id=\"t39_370\" style=\"left:693px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is an immater</div><div class=\"t s9_370\" id=\"t3a_370\" style=\"left:774px;bottom:1042px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_370\" id=\"t3b_370\" style=\"left:455px;bottom:1026px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">book, whilst for Oil and Gas lending is being actively </div><div class=\"t s8_370\" id=\"t3c_370\" style=\"left:455px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">monitored towards lower carbon counterparties and </div><div class=\"t s8_370\" id=\"t3d_370\" style=\"left:455px;bottom:994px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">technologies. The corporate plan is shorter term than many </div><div class=\"t s8_370\" id=\"t3e_370\" style=\"left:455px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">of the climate scenario outlooks but seeks to capture the </div><div class=\"t s8_370\" id=\"t3f_370\" style=\"left:455px;bottom:962px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">nearer term performance as required by recoverabil</div><div class=\"t s9_370\" id=\"t3g_370\" style=\"left:760px;bottom:962px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t s8_370\" id=\"t3h_370\" style=\"left:455px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">models. The Group has for the second time in the 2024 </div><div class=\"t s8_370\" id=\"t3i_370\" style=\"left:455px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">corporate plan included antic</div><div class=\"t s9_370\" id=\"t3j_370\" style=\"left:630px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipated ECL charges l</div><div class=\"t s8_370\" id=\"t3k_370\" style=\"left:751px;bottom:929px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">inked to </div><div class=\"t s8_370\" id=\"t3l_370\" style=\"left:455px;bottom:913px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">climate for four sectors (Oil and Gas, Metals and Min</div><div class=\"t s9_370\" id=\"t3m_370\" style=\"left:765px;bottom:913px;letter-spacing:-0.13px;display:inline;\">ing, </div><div class=\"t s8_370\" id=\"t3n_370\" style=\"left:455px;bottom:897px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">Power and Transport excluding Aviat</div><div class=\"t s9_370\" id=\"t3o_370\" style=\"left:672px;bottom:897px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion) over the 5 years. </div><div class=\"t s8_370\" id=\"t3p_370\" style=\"left:455px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">This addit</div><div class=\"t s9_370\" id=\"t3q_370\" style=\"left:514px;bottom:881px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of ECL has not </div><div class=\"t s8_370\" id=\"t3r_370\" style=\"left:622px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in itself, impacted the </div><div class=\"t s8_370\" id=\"t3s_370\" style=\"left:455px;bottom:865px;letter-spacing:-0.19px;display:inline;\">recoverabil</div><div class=\"t s9_370\" id=\"t3t_370\" style=\"left:520px;bottom:865px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of assets supported by d</div><div class=\"t s8_370\" id=\"t3u_370\" style=\"left:682px;bottom:865px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iscounted cash </div><div class=\"t s8_370\" id=\"t3v_370\" style=\"left:455px;bottom:849px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">\ufb02ow models (such as Value in Use) which util</div><div class=\"t s9_370\" id=\"t3w_370\" style=\"left:715px;bottom:849px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ise the </div><div class=\"t s9_370\" id=\"t3x_370\" style=\"left:455px;bottom:833px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Corporate plan. </div><div class=\"t s8_370\" id=\"t3y_370\" style=\"left:455px;bottom:809px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">The Group has further progressively strengthened its </div><div class=\"t s8_370\" id=\"t3z_370\" style=\"left:455px;bottom:793px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">scenario analysis capabil</div><div class=\"t s9_370\" id=\"t40_370\" style=\"left:603px;bottom:793px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_370\" id=\"t41_370\" style=\"left:610px;bottom:793px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies with the modelling of Climate </div><div class=\"t s8_370\" id=\"t42_370\" style=\"left:455px;bottom:777px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Risk impact over a 30-year period across multiple dimens</div><div class=\"t s9_370\" id=\"t43_370\" style=\"left:789px;bottom:777px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s8_370\" id=\"t44_370\" style=\"left:455px;bottom:761px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_370\" id=\"t45_370\" style=\"left:490px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing scenar</div><div class=\"t s8_370\" id=\"t46_370\" style=\"left:551px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">io data and pathways. This has been </div><div class=\"t s8_370\" id=\"t47_370\" style=\"left:455px;bottom:745px;letter-spacing:-0.19px;display:inline;\">lim</div><div class=\"t s9_370\" id=\"t48_370\" style=\"left:472px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ited by ava</div><div class=\"t s8_370\" id=\"t49_370\" style=\"left:538px;bottom:745px;letter-spacing:-0.17px;display:inline;\">ilab</div><div class=\"t s9_370\" id=\"t4a_370\" style=\"left:560px;bottom:745px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_370\" id=\"t4b_370\" style=\"left:566px;bottom:745px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ity of client-specif</div><div class=\"t s9_370\" id=\"t4c_370\" style=\"left:669px;bottom:745px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ic data, and modell</div><div class=\"t s8_370\" id=\"t4d_370\" style=\"left:784px;bottom:745px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_370\" id=\"t4e_370\" style=\"left:455px;bottom:729px;letter-spacing:-0.19px;display:inline;\">lim</div><div class=\"t s9_370\" id=\"t4f_370\" style=\"left:472px;bottom:729px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t s8_370\" id=\"t4g_370\" style=\"left:493px;bottom:729px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions which have required judgements to be made </div><div class=\"t s8_370\" id=\"t4h_370\" style=\"left:455px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">around scenarios chosen, regression and proxies used. </div><div class=\"t s8_370\" id=\"t4i_370\" style=\"left:455px;bottom:697px;letter-spacing:-0.07px;display:inline;\">Notwithstand</div><div class=\"t s9_370\" id=\"t4j_370\" style=\"left:538px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing these challenges, our work to date, us</div><div class=\"t s8_370\" id=\"t4k_370\" style=\"left:780px;bottom:697px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_370\" id=\"t4l_370\" style=\"left:455px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">certain assumptions and proxies, ind</div><div class=\"t s9_370\" id=\"t4m_370\" style=\"left:670px;bottom:681px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icates that our bus</div><div class=\"t s8_370\" id=\"t4n_370\" style=\"left:780px;bottom:681px;letter-spacing:-0.1px;display:inline;\">iness </div><div class=\"t s8_370\" id=\"t4o_370\" style=\"left:455px;bottom:665px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is resil</div><div class=\"t s9_370\" id=\"t4p_370\" style=\"left:489px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ient to all Network of Central Banks and Superv</div><div class=\"t s8_370\" id=\"t4q_370\" style=\"left:768px;bottom:665px;letter-spacing:-0.06px;display:inline;\">isors </div><div class=\"t s8_370\" id=\"t4r_370\" style=\"left:455px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for Greening the Financ</div><div class=\"t s9_370\" id=\"t4s_370\" style=\"left:594px;bottom:649px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ial System (NGFS) and bespoke </div><div class=\"t s8_370\" id=\"t4t_370\" style=\"left:455px;bottom:633px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">scenarios that were explored. </div><div class=\"t s8_370\" id=\"t4u_370\" style=\"left:455px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group, although acknowledging the lim</div><div class=\"t s9_370\" id=\"t4v_370\" style=\"left:715px;bottom:609px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t s8_370\" id=\"t4w_370\" style=\"left:736px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of </div><div class=\"t s8_370\" id=\"t4x_370\" style=\"left:455px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">current data available, increas</div><div class=\"t s9_370\" id=\"t4y_370\" style=\"left:634px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing soph</div><div class=\"t s8_370\" id=\"t4z_370\" style=\"left:685px;bottom:593px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t s9_370\" id=\"t50_370\" style=\"left:698px;bottom:593px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_370\" id=\"t51_370\" style=\"left:721px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of models </div><div class=\"t s8_370\" id=\"t52_370\" style=\"left:455px;bottom:577px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">evolving and nascent nature of climate impacts on internal </div><div class=\"t s8_370\" id=\"t53_370\" style=\"left:455px;bottom:560px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and client assets, considers Climate Risk to have lim</div><div class=\"t s9_370\" id=\"t54_370\" style=\"left:758px;bottom:560px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t s8_370\" id=\"t55_370\" style=\"left:455px;bottom:544px;letter-spacing:-0.13px;display:inline;\">quantitat</div><div class=\"t s9_370\" id=\"t56_370\" style=\"left:512px;bottom:544px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_370\" id=\"t57_370\" style=\"left:531px;bottom:544px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">impact in the immed</div><div class=\"t s9_370\" id=\"t58_370\" style=\"left:654px;bottom:544px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iate term and as a </div><div class=\"t s8_370\" id=\"t59_370\" style=\"left:455px;bottom:528px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">longer-term risk will be addressed through its business </div><div class=\"t s9_370\" id=\"t5a_370\" style=\"left:455px;bottom:512px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">strategy and \ufb01nancial plann</div><div class=\"t s8_370\" id=\"t5b_370\" style=\"left:622px;bottom:512px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing as the Group implements </div>its net zero journey.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79856": {
   "value": "IFRS and Hong Kong accounting requirements <div class=\"t s8_370\" id=\"t5e_370\" style=\"left:455px;bottom:446px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">As required by the Hong Kong List</div><div class=\"t s9_370\" id=\"t5f_370\" style=\"left:655px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing Rules, an explanat</div><div class=\"t s8_370\" id=\"t5g_370\" style=\"left:785px;bottom:446px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t s8_370\" id=\"t5h_370\" style=\"left:455px;bottom:430px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the differences in accounting practices between UK- </div><div class=\"t s8_370\" id=\"t5i_370\" style=\"left:455px;bottom:414px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">adopted IFRS and Hong Kong Financ</div><div class=\"t s9_370\" id=\"t5j_370\" style=\"left:673px;bottom:414px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial Report</div><div class=\"t s8_370\" id=\"t5k_370\" style=\"left:730px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing Standards </div><div class=\"t s8_370\" id=\"t5l_370\" style=\"left:455px;bottom:398px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is required to be disclosed. There would be no sign</div><div class=\"t s9_370\" id=\"t5m_370\" style=\"left:749px;bottom:398px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_370\" id=\"t5n_370\" style=\"left:455px;bottom:382px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">differences had these accounts been prepared in </div><div class=\"t s8_370\" id=\"t5o_370\" style=\"left:455px;bottom:366px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">accordance with Hong Kong Financ</div><div class=\"t s9_370\" id=\"t5p_370\" style=\"left:667px;bottom:366px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial Report</div>ing Standards.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForIfrsAndHongKongAccountingRequirementsExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79899": {
   "value": "Comparatives <div class=\"t s8_371\" id=\"ta_371\" style=\"left:95px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Certain comparatives have been restated in line with current </div><div class=\"t s8_371\" id=\"tb_371\" style=\"left:95px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">year disclosures. Details of these changes are set out in the </div><div class=\"t s8_371\" id=\"tc_371\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">relevant sections and notes below: </div><div class=\"t s8_371\" id=\"td_371\" style=\"left:95px;bottom:1080px;letter-spacing:-0.16px;word-spacing:1.88px;display:inline;\">\u2022 Cash \ufb02ow statement </div><div class=\"t s8_371\" id=\"te_371\" style=\"left:95px;bottom:1056px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"tf_371\" style=\"left:108px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Note 2 Segmental informat</div><div class=\"t s9_371\" id=\"tg_371\" style=\"left:270px;bottom:1056px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_371\" id=\"th_371\" style=\"left:95px;bottom:1032px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"ti_371\" style=\"left:108px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Note 12 Earnings per ordinary share </div><div class=\"t s8_371\" id=\"tj_371\" style=\"left:95px;bottom:1007px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"tk_371\" style=\"left:108px;bottom:1007px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Note 34 Cash \ufb02ow statement </div><div class=\"t s8_371\" id=\"tl_371\" style=\"left:95px;bottom:983px;display:inline;\">\u2022 </div>Note 35 Cash and cash equivalents",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForComparativesExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79922": {
   "value": "New accounting standards in issue but not yet effective <div class=\"t s7_371\" id=\"tu_371\" style=\"left:95px;bottom:849px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">IAS 21 Amendment - Lack of Exchangeabil</div><div class=\"t sa_371\" id=\"tv_371\" style=\"left:351px;bottom:849px;display:inline;\">ity </div><div class=\"t s8_371\" id=\"tw_371\" style=\"left:95px;bottom:825px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The IAS 21 amendment was issued in August 2023 and is </div><div class=\"t s8_371\" id=\"tx_371\" style=\"left:95px;bottom:808px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">effective for annual reporting periods beginn</div><div class=\"t s9_371\" id=\"ty_371\" style=\"left:361px;bottom:808px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing on or after </div><div class=\"t s8_371\" id=\"tz_371\" style=\"left:95px;bottom:792px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">January 1, 2025. This amendment is not yet endorsed for use </div><div class=\"t s8_371\" id=\"t10_371\" style=\"left:95px;bottom:776px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the United Kingdom. The amendment provides guidance </div><div class=\"t s8_371\" id=\"t11_371\" style=\"left:95px;bottom:760px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to specify when a currency is exchangeable and how to </div><div class=\"t s8_371\" id=\"t12_371\" style=\"left:95px;bottom:744px;letter-spacing:-0.15px;word-spacing:-0.13px;display:inline;\">determine the exchange rate when it is not. The amendment </div><div class=\"t s8_371\" id=\"t13_371\" style=\"left:95px;bottom:728px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">requires disclosure of informat</div><div class=\"t s9_371\" id=\"t14_371\" style=\"left:273px;bottom:728px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion that enables users of </div><div class=\"t s9_371\" id=\"t15_371\" style=\"left:95px;bottom:712px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">\ufb01nancial statements to understand the </div><div class=\"t s8_371\" id=\"t16_371\" style=\"left:330px;bottom:712px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">impact of a currency </div><div class=\"t s8_371\" id=\"t17_371\" style=\"left:95px;bottom:696px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">not being exchangeable. The Group will apply the IAS 21 </div><div class=\"t s8_371\" id=\"t18_371\" style=\"left:95px;bottom:680px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Amendment for annual reporting periods beginn</div><div class=\"t s9_371\" id=\"t19_371\" style=\"left:385px;bottom:680px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing on </div><div class=\"t s8_371\" id=\"t1a_371\" style=\"left:95px;bottom:664px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">January 1, 2025 and is currently assessing the impact on </div><div class=\"t s9_371\" id=\"t1b_371\" style=\"left:95px;bottom:648px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the Group\u2019s \ufb01nancial statements but do not expect th</div><div class=\"t s8_371\" id=\"t1c_371\" style=\"left:410px;bottom:648px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is to </div>be material. ",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfNotAppliedNewStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f79946": {
   "value": "Going concern <div class=\"t s9_371\" id=\"t1f_371\" style=\"left:95px;bottom:582px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">These \ufb01nancial statements were approved by the Board </div><div class=\"t s8_371\" id=\"t1g_371\" style=\"left:95px;bottom:566px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of directors on 23 February 2024. The directors have made </div><div class=\"t s8_371\" id=\"t1h_371\" style=\"left:95px;bottom:550px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">an assessment of the Group\u2019s abil</div><div class=\"t s9_371\" id=\"t1i_371\" style=\"left:292px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity to cont</div><div class=\"t s8_371\" id=\"t1j_371\" style=\"left:352px;bottom:550px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inue as a </div><div class=\"t s8_371\" id=\"t1k_371\" style=\"left:95px;bottom:534px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">going concern. This assessment has been made having </div><div class=\"t s8_371\" id=\"t1l_371\" style=\"left:95px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">considered the current macroeconomic and geopolit</div><div class=\"t s9_371\" id=\"t1m_371\" style=\"left:407px;bottom:518px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t s8_371\" id=\"t1n_371\" style=\"left:95px;bottom:502px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">headwinds, includ</div><div class=\"t s9_371\" id=\"t1o_371\" style=\"left:203px;bottom:502px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s8_371\" id=\"t1p_371\" style=\"left:95px;bottom:477px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t1q_371\" style=\"left:108px;bottom:477px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Review of the Group Strategy and Corporate Plan </div><div class=\"t s8_371\" id=\"t1r_371\" style=\"left:95px;bottom:453px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t1s_371\" style=\"left:108px;bottom:453px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">An assessment of the actual performance to date, loan </div><div class=\"t s8_371\" id=\"t1t_371\" style=\"left:108px;bottom:437px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">book quality, credit impa</div><div class=\"t s9_371\" id=\"t1u_371\" style=\"left:254px;bottom:437px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment, legal, regulatory and </div><div class=\"t s8_371\" id=\"t1v_371\" style=\"left:108px;bottom:421px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">compliance matters, and the updated annual budget </div><div class=\"t s8_371\" id=\"t1w_371\" style=\"left:472px;bottom:1154px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t1x_371\" style=\"left:485px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">Considerat</div><div class=\"t s9_371\" id=\"t1y_371\" style=\"left:551px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of stress test</div><div class=\"t s8_371\" id=\"t1z_371\" style=\"left:645px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing performed, includ</div><div class=\"t s9_371\" id=\"t20_371\" style=\"left:771px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the </div><div class=\"t s8_371\" id=\"t21_371\" style=\"left:485px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Group Recovery Plan (RP) which include the applicat</div><div class=\"t s9_371\" id=\"t22_371\" style=\"left:794px;bottom:1138px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_371\" id=\"t23_371\" style=\"left:485px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">of stressed scenarios. Under the tests and through the </div><div class=\"t s8_371\" id=\"t24_371\" style=\"left:485px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">range of scenarios, the results of these exercises and the </div><div class=\"t s9_371\" id=\"t25_371\" style=\"left:485px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">RP demonstrate that the Group has suf\ufb01cient cap</div><div class=\"t s8_371\" id=\"t26_371\" style=\"left:778px;bottom:1090px;letter-spacing:-0.15px;display:inline;\">ital </div><div class=\"t s8_371\" id=\"t27_371\" style=\"left:485px;bottom:1074px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and liqu</div><div class=\"t s9_371\" id=\"t28_371\" style=\"left:533px;bottom:1074px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t29_371\" style=\"left:544px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity to continue as a going concern and meet </div><div class=\"t s8_371\" id=\"t2a_371\" style=\"left:485px;bottom:1058px;letter-spacing:-0.17px;display:inline;\">min</div><div class=\"t s9_371\" id=\"t2b_371\" style=\"left:507px;bottom:1058px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">imum regulatory cap</div><div class=\"t s8_371\" id=\"t2c_371\" style=\"left:631px;bottom:1058px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ital and liqu</div><div class=\"t s9_371\" id=\"t2d_371\" style=\"left:701px;bottom:1058px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2e_371\" style=\"left:712px;bottom:1058px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ity requirements </div><div class=\"t s8_371\" id=\"t2f_371\" style=\"left:472px;bottom:1034px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t2g_371\" style=\"left:485px;bottom:1034px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Analysis of the capital, funding and liqu</div><div class=\"t s9_371\" id=\"t2h_371\" style=\"left:718px;bottom:1034px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2i_371\" style=\"left:729px;bottom:1034px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity posit</div><div class=\"t s9_371\" id=\"t2j_371\" style=\"left:775px;bottom:1034px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s8_371\" id=\"t2k_371\" style=\"left:485px;bottom:1018px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the Group, includ</div><div class=\"t s9_371\" id=\"t2l_371\" style=\"left:586px;bottom:1018px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the cap</div><div class=\"t s8_371\" id=\"t2m_371\" style=\"left:652px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ital and leverage ratios, and </div><div class=\"t s8_371\" id=\"t2n_371\" style=\"left:485px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ICAAP which summarises the Group\u2019s capital and risk </div><div class=\"t s8_371\" id=\"t2o_371\" style=\"left:485px;bottom:986px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">assessment processes, assesses its capital requirements </div><div class=\"t s8_371\" id=\"t2p_371\" style=\"left:485px;bottom:970px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and the adequacy of resources to meet them. Further, </div><div class=\"t s8_371\" id=\"t2q_371\" style=\"left:485px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">funding and liqu</div><div class=\"t s9_371\" id=\"t2r_371\" style=\"left:582px;bottom:953px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2s_371\" style=\"left:593px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity was considered in the context of </div><div class=\"t s8_371\" id=\"t2t_371\" style=\"left:485px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the risk appetite metrics, includ</div><div class=\"t s9_371\" id=\"t2u_371\" style=\"left:668px;bottom:937px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ing the LCR rat</div><div class=\"t s8_371\" id=\"t2v_371\" style=\"left:755px;bottom:937px;letter-spacing:-0.21px;display:inline;\">io. </div><div class=\"t s8_371\" id=\"t2w_371\" style=\"left:472px;bottom:913px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t2x_371\" style=\"left:485px;bottom:913px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">The Group\u2019s Internal Liqu</div><div class=\"t s9_371\" id=\"t2y_371\" style=\"left:631px;bottom:913px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t2z_371\" style=\"left:642px;bottom:913px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ity Adequacy Assessment </div><div class=\"t s8_371\" id=\"t30_371\" style=\"left:485px;bottom:897px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Process (ILAAP), which considers the Group\u2019s liqu</div><div class=\"t s9_371\" id=\"t31_371\" style=\"left:770px;bottom:897px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t32_371\" style=\"left:781px;bottom:897px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_371\" id=\"t33_371\" style=\"left:485px;bottom:881px;letter-spacing:-0.12px;display:inline;\">posit</div><div class=\"t s9_371\" id=\"t34_371\" style=\"left:514px;bottom:881px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t s8_371\" id=\"t35_371\" style=\"left:538px;bottom:881px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its framework and whether suf\ufb01c</div><div class=\"t s9_371\" id=\"t36_371\" style=\"left:732px;bottom:881px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ient l</div><div class=\"t s8_371\" id=\"t37_371\" style=\"left:760px;bottom:881px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t s9_371\" id=\"t38_371\" style=\"left:778px;bottom:881px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_371\" id=\"t39_371\" style=\"left:789px;bottom:881px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s8_371\" id=\"t3a_371\" style=\"left:485px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">resources are being mainta</div><div class=\"t s9_371\" id=\"t3b_371\" style=\"left:646px;bottom:865px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ined to meet l</div><div class=\"t s8_371\" id=\"t3c_371\" style=\"left:727px;bottom:865px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_371\" id=\"t3d_371\" style=\"left:746px;bottom:865px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_371\" id=\"t3e_371\" style=\"left:752px;bottom:865px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_371\" id=\"t3f_371\" style=\"left:760px;bottom:865px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies as they </div><div class=\"t s8_371\" id=\"t3g_371\" style=\"left:485px;bottom:849px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">fall due, was also reviewed </div><div class=\"t s8_371\" id=\"t3h_371\" style=\"left:472px;bottom:825px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t3i_371\" style=\"left:485px;bottom:825px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The level of debt in issue, includ</div><div class=\"t s9_371\" id=\"t3j_371\" style=\"left:669px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing redempt</div><div class=\"t s8_371\" id=\"t3k_371\" style=\"left:742px;bottom:825px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions and </div><div class=\"t s8_371\" id=\"t3l_371\" style=\"left:485px;bottom:809px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">issuances during the year, debt falling due for repayment </div><div class=\"t s8_371\" id=\"t3m_371\" style=\"left:485px;bottom:793px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the next 12 months and further planned debt issuances, </div><div class=\"t s8_371\" id=\"t3n_371\" style=\"left:485px;bottom:777px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_371\" id=\"t3o_371\" style=\"left:521px;bottom:777px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the appet</div><div class=\"t s8_371\" id=\"t3p_371\" style=\"left:601px;bottom:777px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ite in the market for the Group\u2019s debt </div><div class=\"t s8_371\" id=\"t3q_371\" style=\"left:472px;bottom:753px;display:inline;\">\u2022 </div><div class=\"t s8_371\" id=\"t3r_371\" style=\"left:485px;bottom:753px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">A detailed review of all princ</div><div class=\"t s9_371\" id=\"t3s_371\" style=\"left:652px;bottom:753px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipal and emerg</div><div class=\"t s8_371\" id=\"t3t_371\" style=\"left:742px;bottom:753px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ing risks </div><div class=\"t s8_371\" id=\"t3u_371\" style=\"left:472px;bottom:729px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Based on the analysis performed, the directors con\ufb01rm they </div><div class=\"t s8_371\" id=\"t3v_371\" style=\"left:472px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are satisf</div><div class=\"t s9_371\" id=\"t3w_371\" style=\"left:526px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied that the Group has adequate resources to </div><div class=\"t s8_371\" id=\"t3x_371\" style=\"left:472px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">continue in business for a period of at least 12 months from </div><div class=\"t s8_371\" id=\"t3y_371\" style=\"left:472px;bottom:681px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">23 February 2024. For this reason, the Group continues to </div><div class=\"t s8_371\" id=\"t3z_371\" style=\"left:472px;bottom:665px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">adopt the going concern basis of accounting for preparing </div>the \ufb01nancial statements.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f80044": {
   "value": "Changes in accounting polic<div class=\"t sa_371\" id=\"t42_371\" style=\"left:643px;bottom:617px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_371\" id=\"t43_371\" style=\"left:472px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group has changed its accounting policy regarding </div><div class=\"t s8_371\" id=\"t44_371\" style=\"left:472px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t s9_371\" id=\"t45_371\" style=\"left:562px;bottom:582px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of the cost of </div><div class=\"t s8_371\" id=\"t46_371\" style=\"left:662px;bottom:582px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its portfolio of Investment </div><div class=\"t s8_371\" id=\"t47_371\" style=\"left:472px;bottom:566px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s9_371\" id=\"t48_371\" style=\"left:512px;bottom:566px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s8_371\" id=\"t49_371\" style=\"left:612px;bottom:566px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and Debt securit</div><div class=\"t s9_371\" id=\"t4a_371\" style=\"left:765px;bottom:566px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies and </div><div class=\"t s8_371\" id=\"t4b_371\" style=\"left:472px;bottom:550px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">other elig</div><div class=\"t s9_371\" id=\"t4c_371\" style=\"left:528px;bottom:550px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s8_371\" id=\"t4d_371\" style=\"left:560px;bottom:550px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ills, other than those included with</div><div class=\"t s9_371\" id=\"t4e_371\" style=\"left:761px;bottom:550px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in \ufb01nancial </div><div class=\"t s8_371\" id=\"t4f_371\" style=\"left:472px;bottom:534px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or loss. Refer to </div><div class=\"t s8_371\" id=\"t4g_371\" style=\"left:472px;bottom:518px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Note 13 Financ</div>ial Instruments.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f80078": {
   "value": "2. Segmental informat<div class=\"t s6_372\" id=\"t8_372\" style=\"left:227px;bottom:1180px;letter-spacing:-0.24px;display:inline;\">ion </div><div class=\"t s7_372\" id=\"t9_372\" style=\"left:61px;bottom:1155px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Basis of preparation </div><div class=\"t s8_372\" id=\"ta_372\" style=\"left:61px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The analysis re\ufb02ects how the client segments and geographic regions are managed internally. This is described as the </div><div class=\"t s8_372\" id=\"tb_372\" style=\"left:61px;bottom:1121px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">Management View (on an underlying basis) and is princ</div><div class=\"t s9_372\" id=\"tc_372\" style=\"left:390px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipally the locat</div><div class=\"t s8_372\" id=\"td_372\" style=\"left:477px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion from which a client relationsh</div><div class=\"t s9_372\" id=\"te_372\" style=\"left:672px;bottom:1121px;letter-spacing:-0.24px;display:inline;\">ip </div><div class=\"t s8_372\" id=\"tf_372\" style=\"left:686px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed, which </div><div class=\"t s8_372\" id=\"tg_372\" style=\"left:61px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">may differ from where it is \ufb01nanc</div><div class=\"t s9_372\" id=\"th_372\" style=\"left:254px;bottom:1105px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ially booked and may be shared between bus</div><div class=\"t s8_372\" id=\"ti_372\" style=\"left:523px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">inesses and/or regions. In certain instances </div><div class=\"t s8_372\" id=\"tj_372\" style=\"left:61px;bottom:1089px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">this approach is not appropriate and a Financ</div><div class=\"t s9_372\" id=\"tk_372\" style=\"left:332px;bottom:1089px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial V</div><div class=\"t s8_372\" id=\"tl_372\" style=\"left:357px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iew is disclosed, that is, the location in which the transaction or balance </div><div class=\"t s8_372\" id=\"tm_372\" style=\"left:61px;bottom:1073px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">was booked. Typically, the Financ</div><div class=\"t s9_372\" id=\"tn_372\" style=\"left:256px;bottom:1073px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial V</div><div class=\"t s8_372\" id=\"to_372\" style=\"left:282px;bottom:1073px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iew is used in areas such as the Market and Liqu</div><div class=\"t s9_372\" id=\"tp_372\" style=\"left:563px;bottom:1073px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_372\" id=\"tq_372\" style=\"left:574px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity Risk reviews where actual </div><div class=\"t s8_372\" id=\"tr_372\" style=\"left:61px;bottom:1057px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">booking location is more important for an assessment. Segmental informat</div><div class=\"t s9_372\" id=\"ts_372\" style=\"left:504px;bottom:1057px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_372\" id=\"tt_372\" style=\"left:525px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is therefore on a Management View unless </div><div class=\"t s8_372\" id=\"tu_372\" style=\"left:61px;bottom:1041px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">otherwise stated. </div><div class=\"t s7_372\" id=\"tv_372\" style=\"left:61px;bottom:1009px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Segments and regions </div><div class=\"t s8_372\" id=\"tw_372\" style=\"left:61px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group\u2019s segmental reporting is in accordance with IFRS 8 Operating Segments and is reported consistently with the internal </div><div class=\"t s9_372\" id=\"tx_372\" style=\"left:61px;bottom:974px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">performance framework and as presented to the Group\u2019s Management Team. </div><div class=\"t s7_372\" id=\"ty_372\" style=\"left:61px;bottom:942px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Restructuring items excluded from underlying results </div><div class=\"t s8_372\" id=\"tz_372\" style=\"left:61px;bottom:924px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group\u2019s reported IFRS performance is adjusted for certain items to arrive at alternative performance measures. These items </div><div class=\"t s8_372\" id=\"t10_372\" style=\"left:61px;bottom:908px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">include pro\ufb01ts or losses of a capital nature, amounts consequent to investment transactions driven by strategic intent, other </div><div class=\"t s8_372\" id=\"t11_372\" style=\"left:61px;bottom:892px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">infrequent and/or exceptional transactions that are sign</div><div class=\"t s9_372\" id=\"t12_372\" style=\"left:393px;bottom:892px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant or mater</div><div class=\"t s8_372\" id=\"t13_372\" style=\"left:484px;bottom:892px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ial in the context of the Group\u2019s normal business </div><div class=\"t s8_372\" id=\"t14_372\" style=\"left:61px;bottom:876px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">earnings for the period and items which management and investors would ordinar</div><div class=\"t s9_372\" id=\"t15_372\" style=\"left:548px;bottom:876px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s8_372\" id=\"t16_372\" style=\"left:563px;bottom:876px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s9_372\" id=\"t17_372\" style=\"left:594px;bottom:876px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ify separately when assess</div><div class=\"t s8_372\" id=\"t18_372\" style=\"left:751px;bottom:876px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_372\" id=\"t19_372\" style=\"left:61px;bottom:860px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">consistent performance period by period. The alternative performance measures are not with</div><div class=\"t s9_372\" id=\"t1a_372\" style=\"left:613px;bottom:860px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in the scope of IFRS and not a </div><div class=\"t s8_372\" id=\"t1b_372\" style=\"left:61px;bottom:844px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">substitute for IFRS measures. These adjustments are set out below. </div><div class=\"t s8_372\" id=\"t1c_372\" style=\"left:61px;bottom:820px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Restructuring losses of $14 mill</div><div class=\"t s9_372\" id=\"t1d_372\" style=\"left:236px;bottom:820px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pr</div><div class=\"t s8_372\" id=\"t1e_372\" style=\"left:270px;bottom:820px;letter-spacing:-0.16px;display:inline;\">imar</div><div class=\"t s9_372\" id=\"t1f_372\" style=\"left:297px;bottom:820px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily relates to ex</div><div class=\"t s8_372\" id=\"t1g_372\" style=\"left:384px;bottom:820px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">its in AME and the Aviat</div><div class=\"t s9_372\" id=\"t1h_372\" style=\"left:525px;bottom:820px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion \ufb01nance bus</div><div class=\"t s8_372\" id=\"t1i_372\" style=\"left:615px;bottom:820px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness performance until actual </div><div class=\"t s8_372\" id=\"t1j_372\" style=\"left:61px;bottom:804px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">disposal. The Group is also reclassify</div><div class=\"t s9_372\" id=\"t1k_372\" style=\"left:274px;bottom:804px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the movements </div><div class=\"t s8_372\" id=\"t1l_372\" style=\"left:391px;bottom:804px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">in the Debit Valuation Adjustment (DVA) into restructuring and </div><div class=\"t s8_372\" id=\"t1m_372\" style=\"left:61px;bottom:788px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">other items. </div><div class=\"t s8_372\" id=\"t1n_372\" style=\"left:61px;bottom:764px;letter-spacing:-0.18px;display:inline;\">Reconcil</div><div class=\"t s9_372\" id=\"t1o_372\" style=\"left:110px;bottom:764px;letter-spacing:-0.18px;display:inline;\">iat</div><div class=\"t s8_372\" id=\"t1p_372\" style=\"left:126px;bottom:764px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions between underlying and reported results are set out in the tables below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sa_372\" id=\"t1q_372\" style=\"left:543px;bottom:745px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1x_372\" style=\"left:495px;bottom:728px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Net gain on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t22_372\" style=\"left:594px;bottom:728px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1y_372\" style=\"left:500px;bottom:717px;letter-spacing:0.02px;display:inline;\">businesses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t23_372\" style=\"left:590px;bottom:717px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1r_372\" style=\"left:324px;bottom:706px;letter-spacing:-0.03px;display:inline;\">Underlying </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1u_372\" style=\"left:399px;bottom:706px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1z_372\" style=\"vertical-align: super;left:494px;bottom:706px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">disposed of\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t24_372\" style=\"left:581px;bottom:706px;letter-spacing:-0.03px;display:inline;\">Impairment </div><div class=\"t sc_372\" id=\"t25_372\" style=\"vertical-align: super;left:637px;bottom:711px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t28_372\" style=\"left:702px;bottom:706px;letter-spacing:-0.73px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t2b_372\" style=\"left:765px;bottom:706px;letter-spacing:-0.02px;display:inline;\">Reported </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1s_372\" style=\"left:339px;bottom:694px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_372\" id=\"t1t_372\" style=\"left:362px;bottom:694px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t1v_372\" style=\"left:426px;bottom:694px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_372\" id=\"t1w_372\" style=\"left:449px;bottom:694px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t20_372\" style=\"left:512px;bottom:694px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_372\" id=\"t21_372\" style=\"left:535px;bottom:694px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t26_372\" style=\"left:599px;bottom:694px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_372\" id=\"t27_372\" style=\"left:622px;bottom:694px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t29_372\" style=\"left:686px;bottom:694px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_372\" id=\"t2a_372\" style=\"left:708px;bottom:694px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_372\" id=\"t2c_372\" style=\"left:772px;bottom:694px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_372\" id=\"t2d_372\" style=\"left:795px;bottom:694px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t2e_372\" style=\"left:61px;bottom:674px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2f_372\" style=\"left:343px;bottom:674px;letter-spacing:-0.27px;display:inline;\">17,378 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2g_372\" style=\"left:443px;bottom:674px;letter-spacing:-0.08px;display:inline;\">362 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2h_372\" style=\"left:529px;bottom:674px;letter-spacing:-0.11px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2i_372\" style=\"left:631px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2j_372\" style=\"left:712px;bottom:674px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2k_372\" style=\"left:774px;bottom:674px;letter-spacing:0.02px;display:inline;\">18,019 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t2l_372\" style=\"left:61px;bottom:655px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Operating expenses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2m_372\" style=\"left:340px;bottom:655px;letter-spacing:-0.08px;display:inline;\">(11,136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2n_372\" style=\"left:439px;bottom:655px;letter-spacing:-0.23px;display:inline;\">(415) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2o_372\" style=\"left:544px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2p_372\" style=\"left:631px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2q_372\" style=\"left:717px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2r_372\" style=\"left:773px;bottom:655px;letter-spacing:0.04px;display:inline;\">(11,551) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t2s_372\" style=\"left:61px;bottom:636px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Operating pro\ufb01t/(loss) before </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t2t_372\" style=\"left:61px;bottom:621px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_372\" id=\"t2u_372\" style=\"left:90px;bottom:621px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">irment losses and taxat</div><div class=\"t sd_372\" id=\"t2v_372\" style=\"left:220px;bottom:621px;letter-spacing:0.01px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2w_372\" style=\"left:345px;bottom:621px;letter-spacing:0.09px;display:inline;\">6,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2x_372\" style=\"left:444px;bottom:621px;letter-spacing:-0.06px;display:inline;\">(53) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2y_372\" style=\"left:529px;bottom:621px;letter-spacing:-0.11px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t2z_372\" style=\"left:631px;bottom:621px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t30_372\" style=\"left:712px;bottom:621px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t31_372\" style=\"left:777px;bottom:621px;letter-spacing:0.15px;display:inline;\">6,468 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t32_372\" style=\"left:61px;bottom:602px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit impa</div><div class=\"t s4_372\" id=\"t33_372\" style=\"left:127px;bottom:602px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t34_372\" style=\"left:351px;bottom:602px;letter-spacing:-0.1px;display:inline;\">(528) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t35_372\" style=\"left:448px;bottom:602px;letter-spacing:0.05px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t36_372\" style=\"left:544px;bottom:602px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t37_372\" style=\"left:631px;bottom:602px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t38_372\" style=\"left:717px;bottom:602px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t39_372\" style=\"left:782px;bottom:602px;letter-spacing:-0.04px;display:inline;\">(508) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t3a_372\" style=\"left:61px;bottom:583px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t s4_372\" id=\"t3b_372\" style=\"left:126px;bottom:583px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3c_372\" style=\"left:351px;bottom:583px;letter-spacing:0.01px;display:inline;\">(130) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3d_372\" style=\"left:444px;bottom:583px;letter-spacing:-0.03px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3e_372\" style=\"left:544px;bottom:583px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3f_372\" style=\"left:609px;bottom:583px;letter-spacing:-0.09px;display:inline;\">(850) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3g_372\" style=\"left:717px;bottom:583px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3h_372\" style=\"left:773px;bottom:583px;letter-spacing:0.02px;display:inline;\">(1,008) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t3i_372\" style=\"left:61px;bottom:564px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Pro\ufb01t from associates and jo</div><div class=\"t s4_372\" id=\"t3j_372\" style=\"left:219px;bottom:564px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3k_372\" style=\"left:362px;bottom:564px;letter-spacing:-0.38px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3l_372\" style=\"left:449px;bottom:564px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3m_372\" style=\"left:544px;bottom:564px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3n_372\" style=\"left:631px;bottom:564px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3o_372\" style=\"left:717px;bottom:564px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3p_372\" style=\"left:793px;bottom:564px;letter-spacing:-0.14px;display:inline;\">141 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_372\" id=\"t3q_372\" style=\"left:61px;bottom:545px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3r_372\" style=\"left:346px;bottom:545px;letter-spacing:-0.11px;display:inline;\">5,678 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3s_372\" style=\"left:446px;bottom:545px;letter-spacing:-0.17px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3t_372\" style=\"left:529px;bottom:545px;letter-spacing:-0.11px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3u_372\" style=\"left:609px;bottom:545px;letter-spacing:-0.09px;display:inline;\">(850) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3v_372\" style=\"left:712px;bottom:545px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_372\" id=\"t3w_372\" style=\"left:778px;bottom:545px;display:inline;\">5,093 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t se_372\" id=\"t3x_372\" style=\"left:541px;bottom:521px;letter-spacing:-0.1px;display:inline;\">2022\u00b2 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t44_372\" style=\"left:496px;bottom:504px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Net gain on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t49_372\" style=\"left:595px;bottom:504px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t45_372\" style=\"left:501px;bottom:493px;letter-spacing:-0.01px;display:inline;\">businesses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t se_372\" id=\"t4a_372\" style=\"left:591px;bottom:493px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t3y_372\" style=\"left:326px;bottom:481px;letter-spacing:-0.01px;display:inline;\">Underlying </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t41_372\" style=\"left:402px;bottom:481px;letter-spacing:-0.02px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t46_372\" style=\"left:497px;bottom:481px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">disposed of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t4b_372\" style=\"left:582px;bottom:481px;letter-spacing:-0.03px;display:inline;\">Impairment </div><div class=\"t sg_372\" id=\"t4c_372\" style=\"vertical-align: super;left:637px;bottom:486px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t se_372\" id=\"t4f_372\" style=\"left:702px;bottom:481px;letter-spacing:-0.63px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t se_372\" id=\"t4i_372\" style=\"left:766px;bottom:481px;letter-spacing:-0.02px;display:inline;\">Reported </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t3z_372\" style=\"left:341px;bottom:470px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_372\" id=\"t40_372\" style=\"left:363px;bottom:470px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t42_372\" style=\"left:428px;bottom:470px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_372\" id=\"t43_372\" style=\"left:449px;bottom:470px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t47_372\" style=\"left:514px;bottom:470px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_372\" id=\"t48_372\" style=\"left:536px;bottom:470px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t4d_372\" style=\"left:601px;bottom:470px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_372\" id=\"t4e_372\" style=\"left:622px;bottom:470px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t4g_372\" style=\"left:688px;bottom:470px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_372\" id=\"t4h_372\" style=\"left:709px;bottom:470px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_372\" id=\"t4j_372\" style=\"left:774px;bottom:470px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_372\" id=\"t4k_372\" style=\"left:796px;bottom:470px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t4l_372\" style=\"left:61px;bottom:450px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4m_372\" style=\"left:345px;bottom:450px;letter-spacing:-0.2px;display:inline;\">15,762 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4n_372\" style=\"left:443px;bottom:450px;letter-spacing:-0.36px;display:inline;\">494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4o_372\" style=\"left:536px;bottom:450px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4p_372\" style=\"left:631px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4q_372\" style=\"left:710px;bottom:450px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4r_372\" style=\"left:778px;bottom:450px;letter-spacing:0.09px;display:inline;\">16,318 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t4s_372\" style=\"left:61px;bottom:431px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Operating expenses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4t_372\" style=\"left:336px;bottom:431px;letter-spacing:-0.07px;display:inline;\">(10,409) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4u_372\" style=\"left:437px;bottom:431px;letter-spacing:-0.21px;display:inline;\">(504) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4v_372\" style=\"left:544px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4w_372\" style=\"left:631px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4x_372\" style=\"left:717px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t4y_372\" style=\"left:774px;bottom:431px;letter-spacing:-0.19px;display:inline;\">(10,913) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t4z_372\" style=\"left:61px;bottom:412px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Operating pro\ufb01t/(loss) before </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t50_372\" style=\"left:61px;bottom:397px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_372\" id=\"t51_372\" style=\"left:90px;bottom:397px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">irment losses and taxat</div><div class=\"t sd_372\" id=\"t52_372\" style=\"left:220px;bottom:397px;letter-spacing:0.01px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t53_372\" style=\"left:348px;bottom:397px;letter-spacing:0.13px;display:inline;\">5,353 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t54_372\" style=\"left:447px;bottom:397px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t55_372\" style=\"left:536px;bottom:397px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t56_372\" style=\"left:631px;bottom:397px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t57_372\" style=\"left:710px;bottom:397px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t58_372\" style=\"left:779px;bottom:397px;letter-spacing:0.05px;display:inline;\">5,405 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t59_372\" style=\"left:61px;bottom:378px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit impa</div><div class=\"t s4_372\" id=\"t5a_372\" style=\"left:127px;bottom:378px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5b_372\" style=\"left:352px;bottom:378px;letter-spacing:-0.23px;display:inline;\">(836) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5c_372\" style=\"left:457px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5d_372\" style=\"left:544px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5e_372\" style=\"left:631px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5f_372\" style=\"left:717px;bottom:378px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5g_372\" style=\"left:785px;bottom:378px;letter-spacing:-0.23px;display:inline;\">(836) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t5h_372\" style=\"left:61px;bottom:359px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t s4_372\" id=\"t5i_372\" style=\"left:126px;bottom:359px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5j_372\" style=\"left:359px;bottom:359px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5k_372\" style=\"left:445px;bottom:359px;letter-spacing:-0.15px;display:inline;\">(78) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5l_372\" style=\"left:544px;bottom:359px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5m_372\" style=\"left:612px;bottom:359px;letter-spacing:-0.08px;display:inline;\">(322) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5n_372\" style=\"left:717px;bottom:359px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5o_372\" style=\"left:786px;bottom:359px;letter-spacing:-0.34px;display:inline;\">(439) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_372\" id=\"t5p_372\" style=\"left:61px;bottom:340px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Pro\ufb01t/(loss) from associates and jo</div><div class=\"t s4_372\" id=\"t5q_372\" style=\"left:253px;bottom:340px;letter-spacing:-0.08px;display:inline;\">int </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_372\" id=\"t5r_372\" style=\"left:61px;bottom:326px;letter-spacing:0.01px;display:inline;\">ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5s_372\" style=\"left:360px;bottom:326px;letter-spacing:-0.23px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5t_372\" style=\"left:450px;bottom:326px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5u_372\" style=\"left:544px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5v_372\" style=\"left:631px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5w_372\" style=\"left:717px;bottom:326px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5x_372\" style=\"left:792px;bottom:326px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_372\" id=\"t5y_372\" style=\"left:61px;bottom:306px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t5z_372\" style=\"left:346px;bottom:306px;letter-spacing:0.07px;display:inline;\">4,645 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t60_372\" style=\"left:445px;bottom:306px;letter-spacing:-0.17px;display:inline;\">(99) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t61_372\" style=\"left:536px;bottom:306px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t62_372\" style=\"left:612px;bottom:306px;letter-spacing:-0.08px;display:inline;\">(322) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t63_372\" style=\"left:710px;bottom:306px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_372\" id=\"t64_372\" style=\"left:780px;bottom:306px;letter-spacing:0.09px;display:inline;\">4,286 </div></td></tr></table><div class=\"t se_372\" id=\"t65_372\" style=\"left:61px;bottom:283px;display:inline;\">1 </div><div class=\"t sf_372\" id=\"t66_372\" style=\"left:74px;bottom:283px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Goodwill and other impa</div><div class=\"t se_372\" id=\"t67_372\" style=\"left:189px;bottom:283px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t sf_372\" id=\"t68_372\" style=\"left:221px;bottom:283px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">include $850 mill</div><div class=\"t se_372\" id=\"t69_372\" style=\"left:297px;bottom:283px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion (31 December 2022: $308 m</div><div class=\"t sf_372\" id=\"t6a_372\" style=\"left:440px;bottom:283px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_372\" id=\"t6b_372\" style=\"left:446px;bottom:283px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t sf_372\" id=\"t6c_372\" style=\"left:466px;bottom:283px;letter-spacing:-0.03px;display:inline;\">impa</div><div class=\"t se_372\" id=\"t6d_372\" style=\"left:490px;bottom:283px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t sf_372\" id=\"t6e_372\" style=\"left:579px;bottom:283px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing to the Group\u2019s investment in its associate </div><div class=\"t sf_372\" id=\"t6f_372\" style=\"left:74px;bottom:271px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">China Bohai Bank (Bohai) </div><div class=\"t se_372\" id=\"t6g_372\" style=\"left:61px;bottom:254px;display:inline;\">2 </div><div class=\"t sf_372\" id=\"t6h_372\" style=\"left:74px;bottom:254px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Restructuring, DVA and other items for relevant periods in 2022 have been restated for the removal of (i) exit markets and businesses in AME (i</div><div class=\"t se_372\" id=\"t6i_372\" style=\"left:720px;bottom:254px;letter-spacing:-0.36px;word-spacing:0.14px;display:inline;\">i) Av</div><div class=\"t sf_372\" id=\"t6j_372\" style=\"left:740px;bottom:254px;letter-spacing:-0.05px;display:inline;\">iat</div><div class=\"t se_372\" id=\"t6k_372\" style=\"left:752px;bottom:254px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sf_372\" id=\"t6l_372\" style=\"left:774px;bottom:254px;letter-spacing:-0.04px;display:inline;\">inance </div><div class=\"t sf_372\" id=\"t6m_372\" style=\"left:74px;bottom:243px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">and (i</div><div class=\"t se_372\" id=\"t6n_372\" style=\"left:100px;bottom:243px;display:inline;\">i</div><div class=\"t sf_372\" id=\"t6o_372\" style=\"left:102px;bottom:243px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">i) DVA from underlying operating performance </div><div class=\"t se_372\" id=\"t6p_372\" style=\"left:61px;bottom:225px;display:inline;\">3 </div><div class=\"t sf_372\" id=\"t6q_372\" style=\"left:74px;bottom:225px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Net gain on businesses disposed of includes the sale of the Aviat</div><div class=\"t se_372\" id=\"t6r_372\" style=\"left:368px;bottom:225px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sf_372\" id=\"t6s_372\" style=\"left:389px;bottom:225px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t se_372\" id=\"t6t_372\" style=\"left:672px;bottom:225px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t sf_372\" id=\"t6u_372\" style=\"left:738px;bottom:225px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">ing business </div><div class=\"t sf_372\" id=\"t6v_372\" style=\"left:74px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">and a loss of $47 mill</div><div class=\"t se_372\" id=\"t6w_372\" style=\"left:167px;bottom:214px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sf_372\" id=\"t6x_372\" style=\"left:183px;bottom:214px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in relation to a sale of a portfolio of Aviat</div><div class=\"t se_372\" id=\"t6y_372\" style=\"left:370px;bottom:214px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div></div><div class=\"t s0_373\" id=\"t1_373\" style=\"left:825px;bottom:48px;letter-spacing:-0.38px;display:inline;\"> </div><div class=\"t s0_373\" id=\"t2_373\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_373\" id=\"t3_373\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_373 s2_373\" id=\"t4_373\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\">Financ</div><div class=\"t m0_373 s3_373\" id=\"t5_373\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">ial statements </div><div class=\"t s4_373\" id=\"t6_373\" style=\"left:87px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\"></div><div class=\"t s5_373\" id=\"t7_373\" style=\"left:253px;bottom:1180px;letter-spacing:-0.25px;display:inline;\"> </div><div class=\"t s6_373\" id=\"t8_373\" style=\"left:279px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_373\" id=\"t9_373\" style=\"left:87px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Underlying performance by client segment </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_373\" id=\"ta_373\" style=\"left:612px;bottom:1143px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tb_373\" style=\"left:438px;bottom:1127px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"ti_373\" style=\"left:526px;bottom:1127px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tc_373\" style=\"left:423px;bottom:1116px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tj_373\" style=\"left:533px;bottom:1116px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tr_373\" style=\"left:704px;bottom:1116px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"td_373\" style=\"left:431px;bottom:1104px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s3_373\" id=\"te_373\" style=\"left:466px;bottom:1104px;letter-spacing:-0.02px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tk_373\" style=\"left:536px;bottom:1104px;letter-spacing:0.02px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"ts_373\" style=\"left:696px;bottom:1104px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tf_373\" style=\"left:450px;bottom:1093px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tl_373\" style=\"left:536px;bottom:1093px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"to_373\" style=\"left:620px;bottom:1093px;letter-spacing:-0.1px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tt_373\" style=\"left:700px;bottom:1093px;letter-spacing:-0.08px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tw_373\" style=\"left:811px;bottom:1093px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tg_373\" style=\"left:452px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_373\" id=\"th_373\" style=\"left:475px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tm_373\" style=\"left:538px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_373\" id=\"tn_373\" style=\"left:561px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tp_373\" style=\"left:625px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_373\" id=\"tq_373\" style=\"left:648px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tu_373\" style=\"left:712px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_373\" id=\"tv_373\" style=\"left:734px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_373\" id=\"tx_373\" style=\"left:798px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_373\" id=\"ty_373\" style=\"left:821px;bottom:1081px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"tz_373\" style=\"left:87px;bottom:1062px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t10_373\" style=\"left:457px;bottom:1062px;letter-spacing:0.09px;display:inline;\">11,218 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t11_373\" style=\"left:548px;bottom:1062px;letter-spacing:-0.4px;display:inline;\">7,106 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t12_373\" style=\"left:644px;bottom:1062px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t13_373\" style=\"left:716px;bottom:1062px;letter-spacing:-0.08px;display:inline;\">(1,102) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t14_373\" style=\"left:802px;bottom:1062px;letter-spacing:-0.27px;display:inline;\">17,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t15_373\" style=\"left:100px;bottom:1044px;letter-spacing:0.07px;display:inline;\">External </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t16_373\" style=\"left:457px;bottom:1044px;letter-spacing:0.2px;display:inline;\">8,543 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t17_373\" style=\"left:544px;bottom:1044px;letter-spacing:-0.11px;display:inline;\">3,902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t18_373\" style=\"left:644px;bottom:1044px;letter-spacing:0.05px;display:inline;\">157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t19_373\" style=\"left:718px;bottom:1044px;letter-spacing:-0.06px;display:inline;\">4,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1a_373\" style=\"left:801px;bottom:1044px;letter-spacing:-0.27px;display:inline;\">17,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t1b_373\" style=\"left:100px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">Inter-segment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1c_373\" style=\"left:458px;bottom:1026px;letter-spacing:0.04px;display:inline;\">2,675 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1d_373\" style=\"left:543px;bottom:1026px;letter-spacing:0.11px;display:inline;\">3,204 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1e_373\" style=\"left:652px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1f_373\" style=\"left:713px;bottom:1026px;letter-spacing:-0.07px;display:inline;\">(5,878) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1g_373\" style=\"left:829px;bottom:1026px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t1h_373\" style=\"left:87px;bottom:1008px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating expenses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1i_373\" style=\"left:453px;bottom:1008px;letter-spacing:0.02px;display:inline;\">(5,627) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1j_373\" style=\"left:541px;bottom:1008px;letter-spacing:-0.13px;display:inline;\">(4,261) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1k_373\" style=\"left:636px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">(429) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1l_373\" style=\"left:724px;bottom:1008px;letter-spacing:-0.07px;display:inline;\">(819) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1m_373\" style=\"left:799px;bottom:1008px;letter-spacing:-0.08px;display:inline;\">(11,136) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t1n_373\" style=\"left:87px;bottom:989px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Operating pro\ufb01t/(loss) before impa</div><div class=\"t sa_373\" id=\"t1o_373\" style=\"left:292px;bottom:989px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t1p_373\" style=\"left:87px;bottom:975px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">and taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1q_373\" style=\"left:460px;bottom:975px;letter-spacing:0.1px;display:inline;\">5,591 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1r_373\" style=\"left:543px;bottom:975px;letter-spacing:0.21px;display:inline;\">2,845 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1s_373\" style=\"left:637px;bottom:975px;letter-spacing:-0.01px;display:inline;\">(273) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1t_373\" style=\"left:717px;bottom:975px;letter-spacing:-0.06px;display:inline;\">(1,921) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1u_373\" style=\"left:804px;bottom:975px;letter-spacing:0.09px;display:inline;\">6,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t1v_373\" style=\"left:87px;bottom:957px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit impa</div><div class=\"t sb_373\" id=\"t1w_373\" style=\"left:153px;bottom:957px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1x_373\" style=\"left:465px;bottom:957px;letter-spacing:0.02px;display:inline;\">(123) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1y_373\" style=\"left:549px;bottom:957px;letter-spacing:-0.07px;display:inline;\">(354) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t1z_373\" style=\"left:643px;bottom:957px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t20_373\" style=\"left:735px;bottom:957px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t21_373\" style=\"left:810px;bottom:957px;letter-spacing:-0.1px;display:inline;\">(528) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t22_373\" style=\"left:87px;bottom:939px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t sb_373\" id=\"t23_373\" style=\"left:152px;bottom:939px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t24_373\" style=\"left:470px;bottom:939px;letter-spacing:-0.09px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t25_373\" style=\"left:564px;bottom:939px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t26_373\" style=\"left:643px;bottom:939px;letter-spacing:-0.14px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t27_373\" style=\"left:730px;bottom:939px;letter-spacing:-0.23px;display:inline;\">(68) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t28_373\" style=\"left:811px;bottom:939px;letter-spacing:0.01px;display:inline;\">(130) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t29_373\" style=\"left:87px;bottom:920px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">(Loss)/pro\ufb01t from associates and jo</div><div class=\"t sb_373\" id=\"t2a_373\" style=\"left:283px;bottom:920px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2b_373\" style=\"left:483px;bottom:920px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2c_373\" style=\"left:570px;bottom:920px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2d_373\" style=\"left:643px;bottom:920px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2e_373\" style=\"left:732px;bottom:920px;letter-spacing:0.04px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2f_373\" style=\"left:821px;bottom:920px;letter-spacing:-0.38px;display:inline;\">94 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t2g_373\" style=\"left:87px;bottom:902px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Underlying pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2h_373\" style=\"left:457px;bottom:902px;letter-spacing:0.13px;display:inline;\">5,436 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2i_373\" style=\"left:544px;bottom:902px;letter-spacing:0.16px;display:inline;\">2,487 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2j_373\" style=\"left:634px;bottom:902px;letter-spacing:-0.16px;display:inline;\">(408) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2k_373\" style=\"left:714px;bottom:902px;letter-spacing:0.11px;display:inline;\">(1,837) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2l_373\" style=\"left:805px;bottom:902px;letter-spacing:-0.11px;display:inline;\">5,678 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t2m_373\" style=\"left:87px;bottom:884px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2n_373\" style=\"left:480px;bottom:884px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2o_373\" style=\"left:556px;bottom:884px;letter-spacing:-0.31px;display:inline;\">(60) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2p_373\" style=\"left:650px;bottom:884px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2q_373\" style=\"left:737px;bottom:884px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2r_373\" style=\"left:818px;bottom:884px;letter-spacing:-0.17px;display:inline;\">(14) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t2s_373\" style=\"left:87px;bottom:866px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and other impa</div><div class=\"t sb_373\" id=\"t2t_373\" style=\"left:227px;bottom:866px;letter-spacing:0.09px;display:inline;\">irment\u2074 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2u_373\" style=\"left:483px;bottom:866px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2v_373\" style=\"left:570px;bottom:866px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2w_373\" style=\"left:656px;bottom:866px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2x_373\" style=\"left:722px;bottom:866px;letter-spacing:-0.09px;display:inline;\">(850) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t2y_373\" style=\"left:808px;bottom:866px;letter-spacing:-0.09px;display:inline;\">(850) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t2z_373\" style=\"left:87px;bottom:848px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t30_373\" style=\"left:478px;bottom:848px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t31_373\" style=\"left:570px;bottom:848px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t32_373\" style=\"left:656px;bottom:848px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t33_373\" style=\"left:743px;bottom:848px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t34_373\" style=\"left:824px;bottom:848px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t35_373\" style=\"left:87px;bottom:829px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Other items\u2075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t36_373\" style=\"left:469px;bottom:829px;letter-spacing:-0.11px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t37_373\" style=\"left:570px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t38_373\" style=\"left:656px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t39_373\" style=\"left:743px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3a_373\" style=\"left:815px;bottom:829px;letter-spacing:-0.11px;display:inline;\">262 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t3b_373\" style=\"left:87px;bottom:811px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Reported pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3c_373\" style=\"left:459px;bottom:811px;letter-spacing:-0.24px;display:inline;\">5,747 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3d_373\" style=\"left:544px;bottom:811px;letter-spacing:0.11px;display:inline;\">2,427 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3e_373\" style=\"left:639px;bottom:811px;letter-spacing:-0.29px;display:inline;\">(412) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3f_373\" style=\"left:711px;bottom:811px;letter-spacing:0.08px;display:inline;\">(2,669) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3g_373\" style=\"left:804px;bottom:811px;display:inline;\">5,093 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t3h_373\" style=\"left:87px;bottom:793px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3i_373\" style=\"left:441px;bottom:793px;letter-spacing:0.06px;display:inline;\">403,058 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3j_373\" style=\"left:533px;bottom:793px;letter-spacing:-0.06px;display:inline;\">128,768 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3k_373\" style=\"left:628px;bottom:793px;letter-spacing:0.05px;display:inline;\">4,009 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3l_373\" style=\"left:703px;bottom:793px;letter-spacing:-0.2px;display:inline;\">287,009 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3m_373\" style=\"left:788px;bottom:793px;letter-spacing:0.21px;display:inline;\">822,844 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t3n_373\" style=\"left:100px;bottom:775px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Of which: loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3o_373\" style=\"left:447px;bottom:775px;letter-spacing:-0.09px;display:inline;\">189,395 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3p_373\" style=\"left:538px;bottom:775px;letter-spacing:-0.08px;display:inline;\">126,117 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3q_373\" style=\"left:633px;bottom:775px;letter-spacing:0.03px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3r_373\" style=\"left:711px;bottom:775px;letter-spacing:-0.05px;display:inline;\">28,939 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3s_373\" style=\"left:789px;bottom:775px;letter-spacing:0.14px;display:inline;\">345,486 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t3t_373\" style=\"left:113px;bottom:757px;word-spacing:-0.14px;display:inline;\">loans and advances to customers </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3u_373\" style=\"left:445px;bottom:757px;letter-spacing:0.03px;display:inline;\">130,897 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3v_373\" style=\"left:534px;bottom:757px;letter-spacing:-0.03px;display:inline;\">126,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3w_373\" style=\"left:633px;bottom:757px;letter-spacing:0.03px;display:inline;\">1,035 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3x_373\" style=\"left:711px;bottom:757px;letter-spacing:-0.05px;display:inline;\">28,939 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t3y_373\" style=\"left:790px;bottom:757px;letter-spacing:0.01px;display:inline;\">286,975 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t3z_373\" style=\"left:113px;bottom:739px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">loans held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t40_373\" style=\"left:113px;bottom:724px;letter-spacing:0.02px;display:inline;\">(FVTPL) </div><div class=\"t sc_373\" id=\"t41_373\" style=\"vertical-align: super;left:157px;bottom:730px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t42_373\" style=\"left:450px;bottom:724px;display:inline;\">58,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t43_373\" style=\"left:564px;bottom:724px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t44_373\" style=\"left:656px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t45_373\" style=\"left:743px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t46_373\" style=\"left:802px;bottom:724px;letter-spacing:0.09px;display:inline;\">58,511 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t47_373\" style=\"left:87px;bottom:706px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">Total liab</div><div class=\"t sb_373\" id=\"t48_373\" style=\"left:139px;bottom:706px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s9_373\" id=\"t49_373\" style=\"left:144px;bottom:706px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_373\" id=\"t4a_373\" style=\"left:151px;bottom:706px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4b_373\" style=\"left:442px;bottom:706px;letter-spacing:0.03px;display:inline;\">464,968 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4c_373\" style=\"left:529px;bottom:706px;letter-spacing:0.09px;display:inline;\">200,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4d_373\" style=\"left:630px;bottom:706px;letter-spacing:-0.04px;display:inline;\">3,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4e_373\" style=\"left:706px;bottom:706px;display:inline;\">104,164 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4f_373\" style=\"left:792px;bottom:706px;letter-spacing:0.13px;display:inline;\">772,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t4g_373\" style=\"left:100px;bottom:688px;word-spacing:-0.14px;display:inline;\">Of which: customer accounts </div><div class=\"t sc_373\" id=\"t4h_373\" style=\"left:262px;bottom:694px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4i_373\" style=\"left:449px;bottom:688px;letter-spacing:0.04px;display:inline;\">328,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4j_373\" style=\"left:533px;bottom:688px;letter-spacing:-0.09px;display:inline;\">195,678 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4k_373\" style=\"left:631px;bottom:688px;letter-spacing:0.14px;display:inline;\">2,825 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4l_373\" style=\"left:718px;bottom:688px;letter-spacing:-0.39px;display:inline;\">7,908 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s8_373\" id=\"t4m_373\" style=\"left:790px;bottom:688px;letter-spacing:0.1px;display:inline;\">534,622 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sd_373\" id=\"t4n_373\" style=\"left:611px;bottom:664px;letter-spacing:-0.06px;display:inline;\">2022\u00b9 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4o_373\" style=\"left:439px;bottom:648px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4v_373\" style=\"left:527px;bottom:648px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4p_373\" style=\"left:424px;bottom:637px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4w_373\" style=\"left:535px;bottom:637px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t54_373\" style=\"left:706px;bottom:637px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4q_373\" style=\"left:434px;bottom:625px;letter-spacing:-0.01px;display:inline;\">Institut</div><div class=\"t se_373\" id=\"t4r_373\" style=\"left:466px;bottom:625px;letter-spacing:-0.04px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4x_373\" style=\"left:537px;bottom:625px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t55_373\" style=\"left:697px;bottom:625px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4s_373\" style=\"left:451px;bottom:614px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4y_373\" style=\"left:538px;bottom:614px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t51_373\" style=\"left:622px;bottom:614px;letter-spacing:-0.12px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t56_373\" style=\"left:701px;bottom:614px;letter-spacing:-0.15px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t59_373\" style=\"left:812px;bottom:614px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4t_373\" style=\"left:454px;bottom:603px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_373\" id=\"t4u_373\" style=\"left:475px;bottom:603px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t4z_373\" style=\"left:540px;bottom:603px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_373\" id=\"t50_373\" style=\"left:562px;bottom:603px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t52_373\" style=\"left:627px;bottom:603px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_373\" id=\"t53_373\" style=\"left:648px;bottom:603px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t57_373\" style=\"left:714px;bottom:603px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_373\" id=\"t58_373\" style=\"left:735px;bottom:603px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_373\" id=\"t5a_373\" style=\"left:800px;bottom:603px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_373\" id=\"t5b_373\" style=\"left:822px;bottom:603px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t5c_373\" style=\"left:87px;bottom:583px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5d_373\" style=\"left:459px;bottom:583px;letter-spacing:-0.17px;display:inline;\">9,608 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5e_373\" style=\"left:547px;bottom:583px;letter-spacing:-0.25px;display:inline;\">5,969 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5f_373\" style=\"left:649px;bottom:583px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5g_373\" style=\"left:731px;bottom:583px;letter-spacing:0.08px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5h_373\" style=\"left:804px;bottom:583px;letter-spacing:-0.2px;display:inline;\">15,762 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5i_373\" style=\"left:100px;bottom:565px;letter-spacing:0.07px;display:inline;\">External </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5j_373\" style=\"left:459px;bottom:565px;letter-spacing:0.02px;display:inline;\">8,462 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5k_373\" style=\"left:547px;bottom:565px;letter-spacing:-0.32px;display:inline;\">4,942 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5l_373\" style=\"left:649px;bottom:565px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5m_373\" style=\"left:720px;bottom:565px;letter-spacing:0.08px;display:inline;\">2,329 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5n_373\" style=\"left:804px;bottom:565px;letter-spacing:-0.2px;display:inline;\">15,762 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5o_373\" style=\"left:100px;bottom:547px;letter-spacing:-0.03px;display:inline;\">Inter-segment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5p_373\" style=\"left:465px;bottom:547px;letter-spacing:-0.07px;display:inline;\">1,146 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5q_373\" style=\"left:549px;bottom:547px;letter-spacing:-0.07px;display:inline;\">1,027 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5r_373\" style=\"left:656px;bottom:547px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5s_373\" style=\"left:719px;bottom:547px;letter-spacing:-0.16px;display:inline;\">(2,173) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5t_373\" style=\"left:829px;bottom:547px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t5u_373\" style=\"left:87px;bottom:529px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5v_373\" style=\"left:459px;bottom:529px;letter-spacing:-0.18px;display:inline;\">(5,193) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5w_373\" style=\"left:544px;bottom:529px;letter-spacing:-0.36px;display:inline;\">(4,104) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5x_373\" style=\"left:638px;bottom:529px;letter-spacing:-0.14px;display:inline;\">(336) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5y_373\" style=\"left:725px;bottom:529px;letter-spacing:-0.23px;display:inline;\">(776) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t5z_373\" style=\"left:795px;bottom:529px;letter-spacing:-0.07px;display:inline;\">(10,409) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t60_373\" style=\"left:87px;bottom:511px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Operating pro\ufb01t/(loss) before impa</div><div class=\"t sa_373\" id=\"t61_373\" style=\"left:292px;bottom:511px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t62_373\" style=\"left:87px;bottom:496px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">and taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t63_373\" style=\"left:462px;bottom:496px;letter-spacing:-0.12px;display:inline;\">4,415 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t64_373\" style=\"left:549px;bottom:496px;letter-spacing:0.07px;display:inline;\">1,865 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t65_373\" style=\"left:637px;bottom:496px;letter-spacing:-0.01px;display:inline;\">(307) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t66_373\" style=\"left:725px;bottom:496px;letter-spacing:-0.5px;display:inline;\">(620) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t67_373\" style=\"left:807px;bottom:496px;letter-spacing:0.13px;display:inline;\">5,353 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t68_373\" style=\"left:87px;bottom:478px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit impa</div><div class=\"t sb_373\" id=\"t69_373\" style=\"left:153px;bottom:478px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6a_373\" style=\"left:465px;bottom:478px;letter-spacing:-0.26px;display:inline;\">(425) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6b_373\" style=\"left:552px;bottom:478px;letter-spacing:-0.23px;display:inline;\">(262) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6c_373\" style=\"left:647px;bottom:478px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6d_373\" style=\"left:728px;bottom:478px;letter-spacing:-0.16px;display:inline;\">(133) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6e_373\" style=\"left:811px;bottom:478px;letter-spacing:-0.23px;display:inline;\">(836) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6f_373\" style=\"left:87px;bottom:460px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t sb_373\" id=\"t6g_373\" style=\"left:152px;bottom:460px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6h_373\" style=\"left:483px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6i_373\" style=\"left:559px;bottom:460px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6j_373\" style=\"left:645px;bottom:460px;letter-spacing:-0.41px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6k_373\" style=\"left:737px;bottom:460px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6l_373\" style=\"left:818px;bottom:460px;letter-spacing:-0.16px;display:inline;\">(39) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6m_373\" style=\"left:87px;bottom:442px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">(Loss)/pro\ufb01t from associates and jo</div><div class=\"t sb_373\" id=\"t6n_373\" style=\"left:283px;bottom:442px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6o_373\" style=\"left:483px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6p_373\" style=\"left:570px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6q_373\" style=\"left:647px;bottom:442px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6r_373\" style=\"left:731px;bottom:442px;letter-spacing:0.09px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6s_373\" style=\"left:819px;bottom:442px;letter-spacing:-0.23px;display:inline;\">167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t6t_373\" style=\"left:87px;bottom:423px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Underlying pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6u_373\" style=\"left:459px;bottom:423px;letter-spacing:-0.09px;display:inline;\">3,990 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6v_373\" style=\"left:549px;bottom:423px;letter-spacing:0.01px;display:inline;\">1,593 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6w_373\" style=\"left:638px;bottom:423px;letter-spacing:-0.08px;display:inline;\">(363) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6x_373\" style=\"left:724px;bottom:423px;display:inline;\">(575) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6y_373\" style=\"left:805px;bottom:423px;letter-spacing:0.07px;display:inline;\">4,645 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t6z_373\" style=\"left:87px;bottom:405px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t70_373\" style=\"left:478px;bottom:405px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t71_373\" style=\"left:558px;bottom:405px;letter-spacing:-0.21px;display:inline;\">(56) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t72_373\" style=\"left:654px;bottom:405px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t73_373\" style=\"left:731px;bottom:405px;letter-spacing:-0.21px;display:inline;\">(56) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t74_373\" style=\"left:817px;bottom:405px;letter-spacing:-0.17px;display:inline;\">(99) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t75_373\" style=\"left:87px;bottom:387px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and other impa</div><div class=\"t sb_373\" id=\"t76_373\" style=\"left:227px;bottom:387px;letter-spacing:0.09px;display:inline;\">irment\u2074 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t77_373\" style=\"left:483px;bottom:387px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t78_373\" style=\"left:570px;bottom:387px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t79_373\" style=\"left:656px;bottom:387px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7a_373\" style=\"left:725px;bottom:387px;letter-spacing:-0.08px;display:inline;\">(322) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7b_373\" style=\"left:812px;bottom:387px;letter-spacing:-0.08px;display:inline;\">(322) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7c_373\" style=\"left:87px;bottom:369px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7d_373\" style=\"left:476px;bottom:369px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7e_373\" style=\"left:570px;bottom:369px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7f_373\" style=\"left:656px;bottom:369px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7g_373\" style=\"left:743px;bottom:369px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7h_373\" style=\"left:822px;bottom:369px;letter-spacing:-0.18px;display:inline;\">42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7i_373\" style=\"left:87px;bottom:351px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7j_373\" style=\"left:483px;bottom:351px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7k_373\" style=\"left:570px;bottom:351px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7l_373\" style=\"left:656px;bottom:351px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7m_373\" style=\"left:735px;bottom:351px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7n_373\" style=\"left:822px;bottom:351px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t7o_373\" style=\"left:87px;bottom:333px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Reported pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7p_373\" style=\"left:458px;bottom:333px;letter-spacing:0.05px;display:inline;\">4,046 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7q_373\" style=\"left:550px;bottom:333px;letter-spacing:0.04px;display:inline;\">1,537 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7r_373\" style=\"left:638px;bottom:333px;letter-spacing:-0.12px;display:inline;\">(364) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7s_373\" style=\"left:725px;bottom:333px;letter-spacing:-0.18px;display:inline;\">(933) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7t_373\" style=\"left:806px;bottom:333px;letter-spacing:0.09px;display:inline;\">4,286 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7u_373\" style=\"left:87px;bottom:314px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7v_373\" style=\"left:448px;bottom:314px;letter-spacing:0.02px;display:inline;\">401,567 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7w_373\" style=\"left:537px;bottom:314px;letter-spacing:-0.09px;display:inline;\">133,956 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7x_373\" style=\"left:636px;bottom:314px;letter-spacing:-0.06px;display:inline;\">2,451 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7y_373\" style=\"left:709px;bottom:314px;letter-spacing:-0.15px;display:inline;\">281,948 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t7z_373\" style=\"left:797px;bottom:314px;letter-spacing:-0.22px;display:inline;\">819,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t80_373\" style=\"left:100px;bottom:296px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Of which: loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t81_373\" style=\"left:448px;bottom:296px;letter-spacing:0.17px;display:inline;\">184,254 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t82_373\" style=\"left:536px;bottom:296px;letter-spacing:-0.16px;display:inline;\">130,985 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t83_373\" style=\"left:643px;bottom:296px;letter-spacing:-0.31px;display:inline;\">702 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t84_373\" style=\"left:716px;bottom:296px;letter-spacing:-0.13px;display:inline;\">41,789 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t85_373\" style=\"left:795px;bottom:296px;letter-spacing:-0.19px;display:inline;\">357,730 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t86_373\" style=\"left:113px;bottom:278px;word-spacing:-0.14px;display:inline;\">loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t87_373\" style=\"left:451px;bottom:278px;letter-spacing:-0.15px;display:inline;\">139,756 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t88_373\" style=\"left:536px;bottom:278px;letter-spacing:-0.15px;display:inline;\">130,957 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t89_373\" style=\"left:643px;bottom:278px;letter-spacing:-0.31px;display:inline;\">702 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8a_373\" style=\"left:715px;bottom:278px;letter-spacing:-0.14px;display:inline;\">39,232 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8b_373\" style=\"left:795px;bottom:278px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8c_373\" style=\"left:113px;bottom:260px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">loans held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8d_373\" style=\"left:113px;bottom:245px;letter-spacing:0.02px;display:inline;\">(FVTPL) </div><div class=\"t sc_373\" id=\"t8e_373\" style=\"vertical-align: super;left:157px;bottom:252px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8f_373\" style=\"left:452px;bottom:245px;letter-spacing:0.01px;display:inline;\">44,498 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8g_373\" style=\"left:562px;bottom:245px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8h_373\" style=\"left:656px;bottom:245px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8i_373\" style=\"left:720px;bottom:245px;letter-spacing:0.08px;display:inline;\">2,557 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8j_373\" style=\"left:800px;bottom:245px;letter-spacing:-0.36px;display:inline;\">47,083 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_373\" id=\"t8k_373\" style=\"left:87px;bottom:227px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t sa_373\" id=\"t8l_373\" style=\"left:141px;bottom:227px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s8_373\" id=\"t8m_373\" style=\"left:147px;bottom:227px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_373\" id=\"t8n_373\" style=\"left:156px;bottom:227px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8o_373\" style=\"left:451px;bottom:227px;letter-spacing:-0.37px;display:inline;\">479,981 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8p_373\" style=\"left:535px;bottom:227px;letter-spacing:0.04px;display:inline;\">185,396 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8q_373\" style=\"left:635px;bottom:227px;letter-spacing:0.06px;display:inline;\">1,658 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8r_373\" style=\"left:711px;bottom:227px;display:inline;\">102,871 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8s_373\" style=\"left:794px;bottom:227px;letter-spacing:-0.43px;display:inline;\">769,906 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8t_373\" style=\"left:100px;bottom:209px;word-spacing:-0.14px;display:inline;\">Of which: customer accounts </div><div class=\"t sc_373\" id=\"t8u_373\" style=\"vertical-align: super;left:262px;bottom:215px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8v_373\" style=\"left:452px;bottom:209px;letter-spacing:-0.24px;display:inline;\">332,176 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8w_373\" style=\"left:534px;bottom:209px;letter-spacing:-0.04px;display:inline;\">180,659 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8x_373\" style=\"left:634px;bottom:209px;letter-spacing:0.21px;display:inline;\">1,548 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8y_373\" style=\"left:718px;bottom:209px;letter-spacing:0.18px;display:inline;\">5,846 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_373\" id=\"t8z_373\" style=\"left:793px;bottom:209px;letter-spacing:0.02px;display:inline;\">520,229 </div></td></tr></table><div class=\"t sd_373\" id=\"t90_373\" style=\"left:87px;bottom:186px;display:inline;\">1 </div><div class=\"t sd_373\" id=\"t91_373\" style=\"left:100px;bottom:186px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Underlying performance for relevant periods in 2022 has been restated for the removal of (i) exit markets and businesses in AME (i</div><div class=\"t se_373\" id=\"t92_373\" style=\"left:692px;bottom:186px;letter-spacing:-0.36px;word-spacing:0.14px;display:inline;\">i) Av</div><div class=\"t sd_373\" id=\"t93_373\" style=\"left:712px;bottom:186px;letter-spacing:-0.05px;display:inline;\">iat</div><div class=\"t se_373\" id=\"t94_373\" style=\"left:724px;bottom:186px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sd_373\" id=\"t95_373\" style=\"left:746px;bottom:186px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">inance and (i</div><div class=\"t se_373\" id=\"t96_373\" style=\"left:805px;bottom:186px;display:inline;\">i</div><div class=\"t sd_373\" id=\"t97_373\" style=\"left:808px;bottom:186px;letter-spacing:-0.32px;word-spacing:0.1px;display:inline;\">i) DVA. </div><div class=\"t sd_373\" id=\"t98_373\" style=\"left:100px;bottom:174px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">No change to reported performance </div><div class=\"t sd_373\" id=\"t99_373\" style=\"left:87px;bottom:157px;display:inline;\">2 </div><div class=\"t sd_373\" id=\"t9a_373\" style=\"left:100px;bottom:157px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Loans held at FVTPL includes $51,299 mill</div><div class=\"t se_373\" id=\"t9b_373\" style=\"left:287px;bottom:157px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion (2022: $40,537 m</div><div class=\"t sd_373\" id=\"t9c_373\" style=\"left:380px;bottom:157px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_373\" id=\"t9d_373\" style=\"left:387px;bottom:157px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of reverse repurchase agreements </div><div class=\"t sd_373\" id=\"t9e_373\" style=\"left:87px;bottom:140px;display:inline;\">3 </div><div class=\"t sd_373\" id=\"t9f_373\" style=\"left:100px;bottom:140px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Customer accounts includes $17,248 mill</div><div class=\"t se_373\" id=\"t9g_373\" style=\"left:281px;bottom:140px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (2022: $11,706 m</div><div class=\"t sd_373\" id=\"t9h_373\" style=\"left:370px;bottom:140px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_373\" id=\"t9i_373\" style=\"left:377px;bottom:140px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">ion) of FVTPL and $47,956 m</div><div class=\"t sd_373\" id=\"t9j_373\" style=\"left:505px;bottom:140px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_373\" id=\"t9k_373\" style=\"left:511px;bottom:140px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">ion (2022: $46,846 m</div><div class=\"t sd_373\" id=\"t9l_373\" style=\"left:606px;bottom:140px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_373\" id=\"t9m_373\" style=\"left:613px;bottom:140px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of reverse repurchase agreements </div><div class=\"t sd_373\" id=\"t9n_373\" style=\"left:87px;bottom:123px;display:inline;\">4 </div><div class=\"t sd_373\" id=\"t9o_373\" style=\"left:100px;bottom:123px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Goodwill and other impa</div><div class=\"t se_373\" id=\"t9p_373\" style=\"left:215px;bottom:123px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t sd_373\" id=\"t9q_373\" style=\"left:247px;bottom:123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">include $850 mill</div><div class=\"t se_373\" id=\"t9r_373\" style=\"left:323px;bottom:123px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">ion (31 December 2023: $308 m</div><div class=\"t sd_373\" id=\"t9s_373\" style=\"left:465px;bottom:123px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_373\" id=\"t9t_373\" style=\"left:472px;bottom:123px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t sd_373\" id=\"t9u_373\" style=\"left:492px;bottom:123px;letter-spacing:-0.03px;display:inline;\">impa</div><div class=\"t se_373\" id=\"t9v_373\" style=\"left:516px;bottom:123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t sd_373\" id=\"t9w_373\" style=\"left:604px;bottom:123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing to the Group\u2019s investment in its associate </div><div class=\"t sd_373\" id=\"t9x_373\" style=\"left:100px;bottom:111px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">China Bohai Bank (Bohai) </div><div class=\"t sd_373\" id=\"t9y_373\" style=\"left:87px;bottom:94px;display:inline;\">5 </div><div class=\"t sd_373\" id=\"t9z_373\" style=\"left:100px;bottom:94px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Other items includes the sale of the Aviat</div><div class=\"t se_373\" id=\"ta0_373\" style=\"left:287px;bottom:94px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sd_373\" id=\"ta1_373\" style=\"left:309px;bottom:94px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t se_373\" id=\"ta2_373\" style=\"left:591px;bottom:94px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t sd_373\" id=\"ta3_373\" style=\"left:658px;bottom:94px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing business and a loss of $47 mill</div><div class=\"t se_373\" id=\"ta4_373\" style=\"left:809px;bottom:94px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sd_373\" id=\"ta5_373\" style=\"left:100px;bottom:82px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in relation to a sale of a portfolio of Aviat</div><div class=\"t se_373\" id=\"ta6_373\" style=\"left:286px;bottom:82px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div></div><div class=\"t s5_374\" id=\"t7_374\" style=\"left:69px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\"></div><div class=\"t s6_374\" id=\"t8_374\" style=\"left:236px;bottom:1180px;letter-spacing:-0.25px;display:inline;\"> </div><div class=\"t s7_374\" id=\"t9_374\" style=\"left:262px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_374\" id=\"ta_374\" style=\"left:69px;bottom:1155px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Operating income by client segment </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s9_374\" id=\"tb_374\" style=\"left:595px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tc_374\" style=\"left:420px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tj_374\" style=\"left:509px;bottom:1119px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"td_374\" style=\"left:405px;bottom:1108px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tk_374\" style=\"left:515px;bottom:1108px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"ts_374\" style=\"left:687px;bottom:1108px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"te_374\" style=\"left:414px;bottom:1096px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t sa_374\" id=\"tf_374\" style=\"left:448px;bottom:1096px;letter-spacing:-0.02px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tl_374\" style=\"left:518px;bottom:1096px;letter-spacing:0.02px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tt_374\" style=\"left:678px;bottom:1096px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tg_374\" style=\"left:432px;bottom:1085px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tm_374\" style=\"left:519px;bottom:1085px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tp_374\" style=\"left:603px;bottom:1085px;letter-spacing:-0.1px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tu_374\" style=\"left:683px;bottom:1085px;letter-spacing:-0.08px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tx_374\" style=\"left:794px;bottom:1085px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"th_374\" style=\"left:434px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"ti_374\" style=\"left:457px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tn_374\" style=\"left:521px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"to_374\" style=\"left:544px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tq_374\" style=\"left:608px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"tr_374\" style=\"left:631px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"tv_374\" style=\"left:694px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"tw_374\" style=\"left:717px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"ty_374\" style=\"left:781px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"tz_374\" style=\"left:804px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t10_374\" style=\"left:69px;bottom:1053px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Underlying operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t11_374\" style=\"left:440px;bottom:1053px;letter-spacing:0.09px;display:inline;\">11,218 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t12_374\" style=\"left:530px;bottom:1053px;letter-spacing:-0.4px;display:inline;\">7,106 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t13_374\" style=\"left:626px;bottom:1053px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t14_374\" style=\"left:699px;bottom:1053px;letter-spacing:-0.08px;display:inline;\">(1,102) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t15_374\" style=\"left:784px;bottom:1053px;letter-spacing:-0.27px;display:inline;\">17,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t16_374\" style=\"left:69px;bottom:1034px;letter-spacing:0.02px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t17_374\" style=\"left:453px;bottom:1034px;letter-spacing:0.09px;display:inline;\">291 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t18_374\" style=\"left:544px;bottom:1034px;letter-spacing:0.08px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t19_374\" style=\"left:639px;bottom:1034px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1a_374\" style=\"left:718px;bottom:1034px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1b_374\" style=\"left:798px;bottom:1034px;letter-spacing:-0.08px;display:inline;\">362 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t1c_374\" style=\"left:69px;bottom:1015px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1d_374\" style=\"left:460px;bottom:1015px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1e_374\" style=\"left:553px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1f_374\" style=\"left:639px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1g_374\" style=\"left:726px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1h_374\" style=\"left:807px;bottom:1015px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t1i_374\" style=\"left:69px;bottom:996px;word-spacing:-0.14px;display:inline;\">Other items\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1j_374\" style=\"left:451px;bottom:996px;letter-spacing:-0.11px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1k_374\" style=\"left:553px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1l_374\" style=\"left:639px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1m_374\" style=\"left:726px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1n_374\" style=\"left:798px;bottom:996px;letter-spacing:-0.11px;display:inline;\">262 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1o_374\" style=\"left:69px;bottom:977px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Reported operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1p_374\" style=\"left:438px;bottom:977px;letter-spacing:0.01px;display:inline;\">11,788 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1q_374\" style=\"left:534px;bottom:977px;letter-spacing:-0.43px;display:inline;\">7,151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1r_374\" style=\"left:626px;bottom:977px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1s_374\" style=\"left:698px;bottom:977px;letter-spacing:-0.24px;display:inline;\">(1,076) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t1t_374\" style=\"left:783px;bottom:977px;letter-spacing:0.02px;display:inline;\">18,019 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sc_374\" id=\"t1u_374\" style=\"left:594px;bottom:953px;letter-spacing:-0.06px;display:inline;\">2022\u00b9 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_374\" id=\"t1v_374\" style=\"left:422px;bottom:936px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_374\" id=\"t22_374\" style=\"left:510px;bottom:936px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t1w_374\" style=\"left:407px;bottom:925px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t23_374\" style=\"left:517px;bottom:925px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_374\" id=\"t2b_374\" style=\"left:688px;bottom:925px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t1x_374\" style=\"left:417px;bottom:913px;letter-spacing:-0.01px;display:inline;\">Institut</div><div class=\"t sc_374\" id=\"t1y_374\" style=\"left:449px;bottom:913px;letter-spacing:-0.04px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t24_374\" style=\"left:520px;bottom:913px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t2c_374\" style=\"left:680px;bottom:913px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t1z_374\" style=\"left:434px;bottom:902px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t25_374\" style=\"left:521px;bottom:902px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_374\" id=\"t28_374\" style=\"left:604px;bottom:902px;letter-spacing:-0.12px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_374\" id=\"t2d_374\" style=\"left:684px;bottom:902px;letter-spacing:-0.15px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_374\" id=\"t2g_374\" style=\"left:795px;bottom:902px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t20_374\" style=\"left:436px;bottom:890px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_374\" id=\"t21_374\" style=\"left:458px;bottom:890px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t26_374\" style=\"left:523px;bottom:890px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_374\" id=\"t27_374\" style=\"left:544px;bottom:890px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t29_374\" style=\"left:610px;bottom:890px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_374\" id=\"t2a_374\" style=\"left:631px;bottom:890px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t2e_374\" style=\"left:696px;bottom:890px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_374\" id=\"t2f_374\" style=\"left:718px;bottom:890px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_374\" id=\"t2h_374\" style=\"left:783px;bottom:890px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_374\" id=\"t2i_374\" style=\"left:804px;bottom:890px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t2j_374\" style=\"left:69px;bottom:870px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Underlying operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2k_374\" style=\"left:442px;bottom:870px;letter-spacing:-0.17px;display:inline;\">9,608 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2l_374\" style=\"left:530px;bottom:870px;letter-spacing:-0.25px;display:inline;\">5,969 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2m_374\" style=\"left:632px;bottom:870px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2n_374\" style=\"left:714px;bottom:870px;letter-spacing:0.08px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2o_374\" style=\"left:787px;bottom:870px;letter-spacing:-0.2px;display:inline;\">15,762 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t2p_374\" style=\"left:69px;bottom:851px;letter-spacing:0.02px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2q_374\" style=\"left:452px;bottom:851px;letter-spacing:0.06px;display:inline;\">436 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2r_374\" style=\"left:546px;bottom:851px;letter-spacing:-0.4px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2s_374\" style=\"left:639px;bottom:851px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2t_374\" style=\"left:724px;bottom:851px;letter-spacing:-0.12px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2u_374\" style=\"left:798px;bottom:851px;letter-spacing:-0.36px;display:inline;\">494 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2v_374\" style=\"left:69px;bottom:832px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2w_374\" style=\"left:459px;bottom:832px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2x_374\" style=\"left:553px;bottom:832px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2y_374\" style=\"left:639px;bottom:832px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t2z_374\" style=\"left:726px;bottom:832px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t30_374\" style=\"left:805px;bottom:832px;letter-spacing:-0.18px;display:inline;\">42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t31_374\" style=\"left:69px;bottom:813px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t32_374\" style=\"left:466px;bottom:813px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t33_374\" style=\"left:553px;bottom:813px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t34_374\" style=\"left:639px;bottom:813px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t35_374\" style=\"left:718px;bottom:813px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t36_374\" style=\"left:804px;bottom:813px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t37_374\" style=\"left:69px;bottom:794px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Reported operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t38_374\" style=\"left:436px;bottom:794px;letter-spacing:-0.02px;display:inline;\">10,086 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t39_374\" style=\"left:531px;bottom:794px;letter-spacing:-0.04px;display:inline;\">6,016 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t3a_374\" style=\"left:632px;bottom:794px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t3b_374\" style=\"left:714px;bottom:794px;letter-spacing:-0.05px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t3c_374\" style=\"left:787px;bottom:794px;letter-spacing:0.09px;display:inline;\">16,318 </div></td></tr></table><div class=\"t sc_374\" id=\"t3d_374\" style=\"left:69px;bottom:770px;display:inline;\">1 </div><div class=\"t sd_374\" id=\"t3e_374\" style=\"left:82px;bottom:770px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Underlying performance for relevant periods in 2022 has been restated for the removal of (i) exit markets and businesses in AME (i</div><div class=\"t sc_374\" id=\"t3f_374\" style=\"left:675px;bottom:770px;letter-spacing:-0.36px;word-spacing:0.14px;display:inline;\">i) Av</div><div class=\"t sd_374\" id=\"t3g_374\" style=\"left:695px;bottom:770px;letter-spacing:-0.05px;display:inline;\">iat</div><div class=\"t sc_374\" id=\"t3h_374\" style=\"left:707px;bottom:770px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sd_374\" id=\"t3i_374\" style=\"left:728px;bottom:770px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">inance and (i</div><div class=\"t sc_374\" id=\"t3j_374\" style=\"left:788px;bottom:770px;display:inline;\">i</div><div class=\"t sd_374\" id=\"t3k_374\" style=\"left:790px;bottom:770px;letter-spacing:-0.32px;word-spacing:0.1px;display:inline;\">i) DVA. </div><div class=\"t sc_374\" id=\"t3l_374\" style=\"left:82px;bottom:759px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">No change to reported performance </div><div class=\"t sc_374\" id=\"t3m_374\" style=\"left:69px;bottom:741px;display:inline;\">2 </div><div class=\"t sd_374\" id=\"t3n_374\" style=\"left:82px;bottom:741px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Other items includes the sale of the Aviat</div><div class=\"t sc_374\" id=\"t3o_374\" style=\"left:270px;bottom:741px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sd_374\" id=\"t3p_374\" style=\"left:291px;bottom:741px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t sc_374\" id=\"t3q_374\" style=\"left:574px;bottom:741px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t sd_374\" id=\"t3r_374\" style=\"left:641px;bottom:741px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing business and a loss of $47 mill</div><div class=\"t sc_374\" id=\"t3s_374\" style=\"left:792px;bottom:741px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sd_374\" id=\"t3t_374\" style=\"left:82px;bottom:730px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in relation to a sale of a portfolio of Aviat</div><div class=\"t sc_374\" id=\"t3u_374\" style=\"left:268px;bottom:730px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div class=\"t s8_374\" id=\"t3v_374\" style=\"left:69px;bottom:699px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Underlying performance by region </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s9_374\" id=\"t3w_374\" style=\"left:595px;bottom:680px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t48_374\" style=\"left:687px;bottom:663px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t40_374\" style=\"left:520px;bottom:651px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Africa &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t44_374\" style=\"left:602px;bottom:651px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Europe &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t49_374\" style=\"left:678px;bottom:651px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t3x_374\" style=\"left:451px;bottom:640px;letter-spacing:0.01px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t41_374\" style=\"left:503px;bottom:640px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Middle East </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t45_374\" style=\"left:601px;bottom:640px;letter-spacing:-0.02px;display:inline;\">Americas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t4a_374\" style=\"left:694px;bottom:640px;letter-spacing:-0.11px;display:inline;\">(region) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t4d_374\" style=\"left:794px;bottom:640px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t3y_374\" style=\"left:434px;bottom:628px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"t3z_374\" style=\"left:457px;bottom:628px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t42_374\" style=\"left:521px;bottom:628px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"t43_374\" style=\"left:544px;bottom:628px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t46_374\" style=\"left:608px;bottom:628px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"t47_374\" style=\"left:631px;bottom:628px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t4b_374\" style=\"left:694px;bottom:628px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"t4c_374\" style=\"left:717px;bottom:628px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_374\" id=\"t4e_374\" style=\"left:781px;bottom:628px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_374\" id=\"t4f_374\" style=\"left:804px;bottom:628px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4g_374\" style=\"left:69px;bottom:608px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4h_374\" style=\"left:435px;bottom:608px;letter-spacing:0.07px;display:inline;\">12,429 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4i_374\" style=\"left:525px;bottom:608px;letter-spacing:0.18px;display:inline;\">2,806 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4j_374\" style=\"left:616px;bottom:608px;letter-spacing:0.14px;display:inline;\">1,397 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4k_374\" style=\"left:711px;bottom:608px;letter-spacing:-0.32px;display:inline;\">746 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4l_374\" style=\"left:784px;bottom:608px;letter-spacing:-0.27px;display:inline;\">17,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4m_374\" style=\"left:69px;bottom:589px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4n_374\" style=\"left:436px;bottom:589px;letter-spacing:-0.32px;display:inline;\">(7,096) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4o_374\" style=\"left:526px;bottom:589px;letter-spacing:0.06px;display:inline;\">(1,571) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4p_374\" style=\"left:611px;bottom:589px;letter-spacing:0.05px;display:inline;\">(1,733) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4q_374\" style=\"left:706px;bottom:589px;letter-spacing:-0.04px;display:inline;\">(736) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4r_374\" style=\"left:782px;bottom:589px;letter-spacing:-0.08px;display:inline;\">(11,136) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4s_374\" style=\"left:69px;bottom:570px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Operating pro\ufb01t/(loss) before impa</div><div class=\"t s3_374\" id=\"t4t_374\" style=\"left:274px;bottom:570px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4u_374\" style=\"left:69px;bottom:556px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">and taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4v_374\" style=\"left:441px;bottom:556px;letter-spacing:0.18px;display:inline;\">5,333 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4w_374\" style=\"left:530px;bottom:556px;letter-spacing:0.16px;display:inline;\">1,235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4x_374\" style=\"left:619px;bottom:556px;letter-spacing:-0.06px;display:inline;\">(336) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4y_374\" style=\"left:719px;bottom:556px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t4z_374\" style=\"left:786px;bottom:556px;letter-spacing:0.09px;display:inline;\">6,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t50_374\" style=\"left:69px;bottom:537px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit impa</div><div class=\"t s4_374\" id=\"t51_374\" style=\"left:135px;bottom:537px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t52_374\" style=\"left:444px;bottom:537px;letter-spacing:-0.17px;display:inline;\">(644) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t53_374\" style=\"left:546px;bottom:537px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t54_374\" style=\"left:633px;bottom:537px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t55_374\" style=\"left:725px;bottom:537px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t56_374\" style=\"left:792px;bottom:537px;letter-spacing:-0.1px;display:inline;\">(528) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t57_374\" style=\"left:69px;bottom:518px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t s4_374\" id=\"t58_374\" style=\"left:134px;bottom:518px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t59_374\" style=\"left:453px;bottom:518px;letter-spacing:-0.23px;display:inline;\">(63) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5a_374\" style=\"left:541px;bottom:518px;letter-spacing:0.06px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5b_374\" style=\"left:628px;bottom:518px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5c_374\" style=\"left:712px;bottom:518px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5d_374\" style=\"left:793px;bottom:518px;letter-spacing:0.01px;display:inline;\">(130) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t5e_374\" style=\"left:69px;bottom:499px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Pro\ufb01t/(loss) from associates and jo</div><div class=\"t s4_374\" id=\"t5f_374\" style=\"left:262px;bottom:499px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5g_374\" style=\"left:455px;bottom:499px;letter-spacing:-0.03px;display:inline;\">114 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5h_374\" style=\"left:553px;bottom:499px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5i_374\" style=\"left:639px;bottom:499px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5j_374\" style=\"left:712px;bottom:499px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5k_374\" style=\"left:804px;bottom:499px;letter-spacing:-0.38px;display:inline;\">94 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5l_374\" style=\"left:69px;bottom:480px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Underlying pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5m_374\" style=\"left:439px;bottom:480px;letter-spacing:-0.12px;display:inline;\">4,740 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5n_374\" style=\"left:534px;bottom:480px;letter-spacing:0.1px;display:inline;\">1,311 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5o_374\" style=\"left:618px;bottom:480px;letter-spacing:-0.02px;display:inline;\">(330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5p_374\" style=\"left:712px;bottom:480px;letter-spacing:-0.23px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5q_374\" style=\"left:788px;bottom:480px;letter-spacing:-0.11px;display:inline;\">5,678 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t5r_374\" style=\"left:69px;bottom:461px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5s_374\" style=\"left:452px;bottom:461px;letter-spacing:0.11px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5t_374\" style=\"left:546px;bottom:461px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5u_374\" style=\"left:632px;bottom:461px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5v_374\" style=\"left:718px;bottom:461px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t5w_374\" style=\"left:801px;bottom:461px;letter-spacing:-0.17px;display:inline;\">(14) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t5x_374\" style=\"left:69px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and other impa</div><div class=\"t s4_374\" id=\"t5y_374\" style=\"left:209px;bottom:442px;letter-spacing:0.03px;display:inline;\">irment </div><div class=\"t se_374\" id=\"t5z_374\" style=\"vertical-align: super;left:246px;bottom:448px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t60_374\" style=\"left:445px;bottom:442px;letter-spacing:-0.09px;display:inline;\">(850) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t61_374\" style=\"left:553px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t62_374\" style=\"left:639px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t63_374\" style=\"left:726px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t64_374\" style=\"left:791px;bottom:442px;letter-spacing:-0.09px;display:inline;\">(850) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t65_374\" style=\"left:69px;bottom:422px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t66_374\" style=\"left:455px;bottom:422px;letter-spacing:-0.14px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t67_374\" style=\"left:545px;bottom:422px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t68_374\" style=\"left:638px;bottom:422px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t69_374\" style=\"left:726px;bottom:422px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6a_374\" style=\"left:807px;bottom:422px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t6b_374\" style=\"left:69px;bottom:403px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Other items\u2074 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6c_374\" style=\"left:458px;bottom:403px;letter-spacing:0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6d_374\" style=\"left:536px;bottom:403px;letter-spacing:0.01px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6e_374\" style=\"left:624px;bottom:403px;letter-spacing:0.12px;display:inline;\">263 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6f_374\" style=\"left:714px;bottom:403px;letter-spacing:0.01px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6g_374\" style=\"left:798px;bottom:403px;letter-spacing:-0.11px;display:inline;\">262 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6h_374\" style=\"left:69px;bottom:384px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Reported pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6i_374\" style=\"left:443px;bottom:384px;letter-spacing:0.04px;display:inline;\">3,812 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6j_374\" style=\"left:532px;bottom:384px;letter-spacing:0.09px;display:inline;\">1,317 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6k_374\" style=\"left:625px;bottom:384px;letter-spacing:-0.03px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6l_374\" style=\"left:719px;bottom:384px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6m_374\" style=\"left:787px;bottom:384px;display:inline;\">5,093 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t6n_374\" style=\"left:69px;bottom:365px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6o_374\" style=\"left:425px;bottom:365px;letter-spacing:-0.02px;display:inline;\">505,905 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6p_374\" style=\"left:521px;bottom:365px;display:inline;\">54,140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6q_374\" style=\"left:601px;bottom:365px;letter-spacing:0.06px;display:inline;\">253,410 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6r_374\" style=\"left:701px;bottom:365px;letter-spacing:-0.09px;display:inline;\">9,389 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6s_374\" style=\"left:771px;bottom:365px;letter-spacing:0.21px;display:inline;\">822,844 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t6t_374\" style=\"left:82px;bottom:346px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Of which: loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6u_374\" style=\"left:424px;bottom:346px;letter-spacing:0.14px;display:inline;\">256,400 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6v_374\" style=\"left:520px;bottom:346px;letter-spacing:-0.02px;display:inline;\">25,870 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6w_374\" style=\"left:609px;bottom:346px;letter-spacing:0.1px;display:inline;\">63,216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6x_374\" style=\"left:726px;bottom:346px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t6y_374\" style=\"left:771px;bottom:346px;letter-spacing:0.14px;display:inline;\">345,486 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t6z_374\" style=\"left:95px;bottom:327px;word-spacing:-0.14px;display:inline;\">loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t70_374\" style=\"left:429px;bottom:327px;letter-spacing:0.03px;display:inline;\">233,417 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t71_374\" style=\"left:520px;bottom:327px;letter-spacing:0.05px;display:inline;\">22,774 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t72_374\" style=\"left:606px;bottom:327px;display:inline;\">30,784 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t73_374\" style=\"left:726px;bottom:327px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t74_374\" style=\"left:773px;bottom:327px;letter-spacing:0.01px;display:inline;\">286,975 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t75_374\" style=\"left:95px;bottom:308px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">loans held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_374\" id=\"t76_374\" style=\"left:95px;bottom:294px;letter-spacing:0.02px;display:inline;\">(FVTPL) </div><div class=\"t se_374\" id=\"t77_374\" style=\"vertical-align: super;left:140px;bottom:300px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t78_374\" style=\"left:434px;bottom:294px;letter-spacing:0.07px;display:inline;\">22,983 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t79_374\" style=\"left:526px;bottom:294px;letter-spacing:-0.04px;display:inline;\">3,096 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7a_374\" style=\"left:607px;bottom:294px;letter-spacing:0.09px;display:inline;\">32,432 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7b_374\" style=\"left:726px;bottom:294px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7c_374\" style=\"left:784px;bottom:294px;letter-spacing:0.09px;display:inline;\">58,511 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t7d_374\" style=\"left:69px;bottom:275px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">Total liab</div><div class=\"t s4_374\" id=\"t7e_374\" style=\"left:121px;bottom:275px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_374\" id=\"t7f_374\" style=\"left:127px;bottom:275px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_374\" id=\"t7g_374\" style=\"left:134px;bottom:275px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7h_374\" style=\"left:427px;bottom:275px;letter-spacing:0.09px;display:inline;\">461,568 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7i_374\" style=\"left:521px;bottom:275px;letter-spacing:-0.06px;display:inline;\">40,612 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7j_374\" style=\"left:606px;bottom:275px;letter-spacing:-0.01px;display:inline;\">181,417 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7k_374\" style=\"left:692px;bottom:275px;letter-spacing:-0.01px;display:inline;\">88,894 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7l_374\" style=\"left:775px;bottom:275px;letter-spacing:0.13px;display:inline;\">772,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_374\" id=\"t7m_374\" style=\"left:82px;bottom:256px;word-spacing:-0.14px;display:inline;\">Of which: customer accounts\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7n_374\" style=\"left:427px;bottom:256px;letter-spacing:-0.22px;display:inline;\">377,020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7o_374\" style=\"left:520px;bottom:256px;display:inline;\">33,059 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7p_374\" style=\"left:601px;bottom:256px;letter-spacing:0.16px;display:inline;\">124,543 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7q_374\" style=\"left:726px;bottom:256px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_374\" id=\"t7r_374\" style=\"left:773px;bottom:256px;letter-spacing:0.1px;display:inline;\">534,622 </div></td></tr></table><div class=\"t sc_374\" id=\"t7s_374\" style=\"left:69px;bottom:232px;display:inline;\">1 </div><div class=\"t sd_374\" id=\"t7t_374\" style=\"left:82px;bottom:232px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Goodwill and other impa</div><div class=\"t sc_374\" id=\"t7u_374\" style=\"left:197px;bottom:232px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t sd_374\" id=\"t7v_374\" style=\"left:229px;bottom:232px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">include $850 mill</div><div class=\"t sc_374\" id=\"t7w_374\" style=\"left:306px;bottom:232px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">ion (31 December 2023: $308 m</div><div class=\"t sd_374\" id=\"t7x_374\" style=\"left:448px;bottom:232px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_374\" id=\"t7y_374\" style=\"left:455px;bottom:232px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t sd_374\" id=\"t7z_374\" style=\"left:474px;bottom:232px;letter-spacing:-0.03px;display:inline;\">impa</div><div class=\"t sc_374\" id=\"t80_374\" style=\"left:498px;bottom:232px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t sd_374\" id=\"t81_374\" style=\"left:587px;bottom:232px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing to the Group\u2019s investment in its associate </div><div class=\"t sd_374\" id=\"t82_374\" style=\"left:82px;bottom:220px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">China Bohai Bank (Bohai) </div><div class=\"t sc_374\" id=\"t83_374\" style=\"left:69px;bottom:203px;display:inline;\">2 </div><div class=\"t sd_374\" id=\"t84_374\" style=\"left:82px;bottom:203px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Loans held at FVTPL includes $51,299 mill</div><div class=\"t sc_374\" id=\"t85_374\" style=\"left:269px;bottom:203px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion (2022: $40,537 m</div><div class=\"t sd_374\" id=\"t86_374\" style=\"left:363px;bottom:203px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_374\" id=\"t87_374\" style=\"left:370px;bottom:203px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of reverse repurchase agreements </div><div class=\"t sc_374\" id=\"t88_374\" style=\"left:69px;bottom:186px;display:inline;\">3 </div><div class=\"t sd_374\" id=\"t89_374\" style=\"left:82px;bottom:186px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Customer accounts includes $17,248 mill</div><div class=\"t sc_374\" id=\"t8a_374\" style=\"left:263px;bottom:186px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (2022: $11,706 m</div><div class=\"t sd_374\" id=\"t8b_374\" style=\"left:352px;bottom:186px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_374\" id=\"t8c_374\" style=\"left:359px;bottom:186px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion) of FVTPL and $47,956m</div><div class=\"t sd_374\" id=\"t8d_374\" style=\"left:485px;bottom:186px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_374\" id=\"t8e_374\" style=\"left:492px;bottom:186px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">ion (2022: $46,846 m</div><div class=\"t sd_374\" id=\"t8f_374\" style=\"left:587px;bottom:186px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_374\" id=\"t8g_374\" style=\"left:594px;bottom:186px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of reverse repurchase agreements </div><div class=\"t sc_374\" id=\"t8h_374\" style=\"left:69px;bottom:169px;display:inline;\">4 </div><div class=\"t sd_374\" id=\"t8i_374\" style=\"left:82px;bottom:169px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Other items includes the sale of the Aviat</div><div class=\"t sc_374\" id=\"t8j_374\" style=\"left:270px;bottom:169px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t sd_374\" id=\"t8k_374\" style=\"left:291px;bottom:169px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t sc_374\" id=\"t8l_374\" style=\"left:574px;bottom:169px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t sd_374\" id=\"t8m_374\" style=\"left:641px;bottom:169px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing business and a loss of $47 mill</div><div class=\"t sc_374\" id=\"t8n_374\" style=\"left:792px;bottom:169px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sd_374\" id=\"t8o_374\" style=\"left:82px;bottom:157px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in relation to a sale of a portfolio of Aviat</div><div class=\"t sc_374\" id=\"t8p_374\" style=\"left:268px;bottom:157px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div></div><div class=\"t s4_375\" id=\"t6_375\" style=\"left:87px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\"></div><div class=\"t s5_375\" id=\"t7_375\" style=\"left:253px;bottom:1180px;letter-spacing:-0.25px;display:inline;\"> </div><div class=\"t s6_375\" id=\"t8_375\" style=\"left:279px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s7_375\" id=\"t9_375\" style=\"left:611px;bottom:1162px;letter-spacing:-0.06px;display:inline;\">2022\u00b9 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tl_375\" style=\"left:706px;bottom:1145px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"td_375\" style=\"left:539px;bottom:1134px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Africa &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"th_375\" style=\"left:621px;bottom:1134px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Europe &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tm_375\" style=\"left:697px;bottom:1134px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"ta_375\" style=\"left:469px;bottom:1123px;letter-spacing:0.01px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"te_375\" style=\"left:522px;bottom:1123px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Middle East </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"ti_375\" style=\"left:619px;bottom:1123px;letter-spacing:-0.02px;display:inline;\">Americas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tn_375\" style=\"left:713px;bottom:1123px;letter-spacing:-0.2px;display:inline;\">(region) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tq_375\" style=\"left:812px;bottom:1123px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tb_375\" style=\"left:454px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"tc_375\" style=\"left:475px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tf_375\" style=\"left:540px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"tg_375\" style=\"left:562px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tj_375\" style=\"left:627px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"tk_375\" style=\"left:648px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"to_375\" style=\"left:714px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"tp_375\" style=\"left:735px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"tr_375\" style=\"left:800px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"ts_375\" style=\"left:822px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"tt_375\" style=\"left:87px;bottom:1091px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"tu_375\" style=\"left:458px;bottom:1091px;letter-spacing:-0.14px;display:inline;\">10,912 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"tv_375\" style=\"left:545px;bottom:1091px;letter-spacing:0.1px;display:inline;\">2,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"tw_375\" style=\"left:633px;bottom:1091px;letter-spacing:0.09px;display:inline;\">2,303 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"tx_375\" style=\"left:736px;bottom:1091px;letter-spacing:-0.16px;display:inline;\">87 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"ty_375\" style=\"left:804px;bottom:1091px;letter-spacing:-0.2px;display:inline;\">15,762 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"tz_375\" style=\"left:87px;bottom:1072px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t10_375\" style=\"left:456px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">(6,675) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t11_375\" style=\"left:547px;bottom:1072px;letter-spacing:-0.04px;display:inline;\">(1,551) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t12_375\" style=\"left:630px;bottom:1072px;letter-spacing:0.04px;display:inline;\">(1,548) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t13_375\" style=\"left:725px;bottom:1072px;letter-spacing:-0.2px;display:inline;\">(635) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t14_375\" style=\"left:795px;bottom:1072px;letter-spacing:-0.07px;display:inline;\">(10,409) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t15_375\" style=\"left:87px;bottom:1053px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Operating pro\ufb01t/(loss) before impa</div><div class=\"t sb_375\" id=\"t16_375\" style=\"left:292px;bottom:1053px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t17_375\" style=\"left:87px;bottom:1038px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">and taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t18_375\" style=\"left:460px;bottom:1038px;letter-spacing:0.09px;display:inline;\">4,237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t19_375\" style=\"left:554px;bottom:1038px;letter-spacing:0.06px;display:inline;\">909 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1a_375\" style=\"left:643px;bottom:1038px;letter-spacing:-0.01px;display:inline;\">755 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1b_375\" style=\"left:723px;bottom:1038px;display:inline;\">(548) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1c_375\" style=\"left:807px;bottom:1038px;letter-spacing:0.13px;display:inline;\">5,353 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1d_375\" style=\"left:87px;bottom:1019px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit impa</div><div class=\"t sc_375\" id=\"t1e_375\" style=\"left:153px;bottom:1019px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1f_375\" style=\"left:464px;bottom:1019px;letter-spacing:-0.11px;display:inline;\">(790) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1g_375\" style=\"left:556px;bottom:1019px;letter-spacing:-0.17px;display:inline;\">(119) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1h_375\" style=\"left:649px;bottom:1019px;letter-spacing:-0.23px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1i_375\" style=\"left:737px;bottom:1019px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1j_375\" style=\"left:811px;bottom:1019px;letter-spacing:-0.23px;display:inline;\">(836) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1k_375\" style=\"left:87px;bottom:1000px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t sc_375\" id=\"t1l_375\" style=\"left:152px;bottom:1000px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1m_375\" style=\"left:473px;bottom:1000px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1n_375\" style=\"left:569px;bottom:1000px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1o_375\" style=\"left:658px;bottom:1000px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1p_375\" style=\"left:732px;bottom:1000px;letter-spacing:-0.23px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1q_375\" style=\"left:818px;bottom:1000px;letter-spacing:-0.16px;display:inline;\">(39) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1r_375\" style=\"left:87px;bottom:981px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Pro\ufb01t/(loss) from associates and jo</div><div class=\"t sc_375\" id=\"t1s_375\" style=\"left:279px;bottom:981px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1t_375\" style=\"left:472px;bottom:981px;letter-spacing:-0.09px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1u_375\" style=\"left:570px;bottom:981px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1v_375\" style=\"left:656px;bottom:981px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1w_375\" style=\"left:734px;bottom:981px;letter-spacing:-0.21px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1x_375\" style=\"left:819px;bottom:981px;letter-spacing:-0.23px;display:inline;\">167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t1y_375\" style=\"left:87px;bottom:962px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Underlying pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t1z_375\" style=\"left:463px;bottom:962px;letter-spacing:-0.09px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t20_375\" style=\"left:556px;bottom:962px;letter-spacing:-0.03px;display:inline;\">792 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t21_375\" style=\"left:642px;bottom:962px;letter-spacing:0.19px;display:inline;\">834 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t22_375\" style=\"left:724px;bottom:962px;letter-spacing:-0.02px;display:inline;\">(597) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t23_375\" style=\"left:805px;bottom:962px;letter-spacing:0.07px;display:inline;\">4,645 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t24_375\" style=\"left:87px;bottom:943px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t25_375\" style=\"left:472px;bottom:943px;letter-spacing:-0.46px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t26_375\" style=\"left:565px;bottom:943px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t27_375\" style=\"left:648px;bottom:943px;letter-spacing:-0.24px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t28_375\" style=\"left:735px;bottom:943px;letter-spacing:-0.51px;display:inline;\">(61) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t29_375\" style=\"left:817px;bottom:943px;letter-spacing:-0.17px;display:inline;\">(99) </div></td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2a_375\" style=\"left:87px;bottom:924px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and other impa</div><div class=\"t sc_375\" id=\"t2b_375\" style=\"left:227px;bottom:924px;letter-spacing:0.03px;display:inline;\">irment </div><div class=\"t sd_375\" id=\"t2c_375\" style=\"vertical-align: super;left:264px;bottom:931px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2d_375\" style=\"left:463px;bottom:924px;letter-spacing:-0.09px;display:inline;\">(308) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2e_375\" style=\"left:570px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2f_375\" style=\"left:656px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2g_375\" style=\"left:734px;bottom:924px;letter-spacing:-0.34px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2h_375\" style=\"left:812px;bottom:924px;letter-spacing:-0.08px;display:inline;\">(322) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2i_375\" style=\"left:87px;bottom:905px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2j_375\" style=\"left:475px;bottom:905px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2k_375\" style=\"left:569px;bottom:905px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2l_375\" style=\"left:651px;bottom:905px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2m_375\" style=\"left:743px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2n_375\" style=\"left:822px;bottom:905px;letter-spacing:-0.18px;display:inline;\">42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2o_375\" style=\"left:87px;bottom:886px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2p_375\" style=\"left:475px;bottom:886px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2q_375\" style=\"left:570px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2r_375\" style=\"left:656px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2s_375\" style=\"left:743px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2t_375\" style=\"left:822px;bottom:886px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t2u_375\" style=\"left:87px;bottom:867px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Reported pro\ufb01t/(loss) before taxation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2v_375\" style=\"left:459px;bottom:867px;letter-spacing:0.07px;display:inline;\">3,302 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2w_375\" style=\"left:558px;bottom:867px;letter-spacing:-0.06px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2x_375\" style=\"left:642px;bottom:867px;letter-spacing:0.07px;display:inline;\">835 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2y_375\" style=\"left:726px;bottom:867px;letter-spacing:-0.41px;display:inline;\">(672) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t2z_375\" style=\"left:806px;bottom:867px;letter-spacing:0.09px;display:inline;\">4,286 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t30_375\" style=\"left:87px;bottom:848px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t31_375\" style=\"left:445px;bottom:848px;letter-spacing:0.18px;display:inline;\">488,399 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t32_375\" style=\"left:539px;bottom:848px;letter-spacing:0.04px;display:inline;\">53,086 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t33_375\" style=\"left:619px;bottom:848px;letter-spacing:-0.1px;display:inline;\">268,960 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t34_375\" style=\"left:721px;bottom:848px;letter-spacing:-0.26px;display:inline;\">9,477 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t35_375\" style=\"left:797px;bottom:848px;letter-spacing:-0.22px;display:inline;\">819,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t36_375\" style=\"left:100px;bottom:829px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Of which: loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t37_375\" style=\"left:446px;bottom:829px;letter-spacing:-0.06px;display:inline;\">270,892 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t38_375\" style=\"left:540px;bottom:829px;letter-spacing:0.11px;display:inline;\">23,857 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t39_375\" style=\"left:630px;bottom:829px;letter-spacing:-0.19px;display:inline;\">62,981 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3a_375\" style=\"left:743px;bottom:829px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3b_375\" style=\"left:795px;bottom:829px;letter-spacing:-0.19px;display:inline;\">357,730 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3c_375\" style=\"left:113px;bottom:810px;word-spacing:-0.14px;display:inline;\">loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3d_375\" style=\"left:455px;bottom:810px;letter-spacing:-0.29px;display:inline;\">257,171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3e_375\" style=\"left:542px;bottom:810px;display:inline;\">21,570 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3f_375\" style=\"left:629px;bottom:810px;letter-spacing:-0.11px;display:inline;\">31,906 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3g_375\" style=\"left:743px;bottom:810px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3h_375\" style=\"left:795px;bottom:810px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3i_375\" style=\"left:113px;bottom:791px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">loans held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3j_375\" style=\"left:113px;bottom:776px;letter-spacing:0.02px;display:inline;\">(FVTPL) </div><div class=\"t sd_375\" id=\"t3k_375\" style=\"vertical-align: super;left:158px;bottom:783px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3l_375\" style=\"left:459px;bottom:776px;letter-spacing:0.03px;display:inline;\">13,721 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3m_375\" style=\"left:547px;bottom:776px;letter-spacing:0.03px;display:inline;\">2,287 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3n_375\" style=\"left:629px;bottom:776px;letter-spacing:-0.09px;display:inline;\">31,075 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3o_375\" style=\"left:743px;bottom:776px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3p_375\" style=\"left:800px;bottom:776px;letter-spacing:-0.36px;display:inline;\">47,083 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3q_375\" style=\"left:87px;bottom:757px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">Total liab</div><div class=\"t sc_375\" id=\"t3r_375\" style=\"left:139px;bottom:757px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_375\" id=\"t3s_375\" style=\"left:144px;bottom:757px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_375\" id=\"t3t_375\" style=\"left:151px;bottom:757px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3u_375\" style=\"left:448px;bottom:757px;letter-spacing:0.05px;display:inline;\">441,349 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3v_375\" style=\"left:538px;bottom:757px;letter-spacing:-0.18px;display:inline;\">40,902 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3w_375\" style=\"left:626px;bottom:757px;letter-spacing:-0.23px;display:inline;\">219,701 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3x_375\" style=\"left:715px;bottom:757px;letter-spacing:-0.46px;display:inline;\">67,954 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3y_375\" style=\"left:794px;bottom:757px;letter-spacing:-0.43px;display:inline;\">769,906 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t3z_375\" style=\"left:100px;bottom:738px;word-spacing:-0.14px;display:inline;\">Of which: customer accounts </div><div class=\"t sd_375\" id=\"t40_375\" style=\"vertical-align: super;left:262px;bottom:745px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t41_375\" style=\"left:446px;bottom:738px;letter-spacing:0.11px;display:inline;\">346,832 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t42_375\" style=\"left:541px;bottom:738px;letter-spacing:0.07px;display:inline;\">31,860 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t43_375\" style=\"left:626px;bottom:738px;letter-spacing:-0.06px;display:inline;\">141,537 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t44_375\" style=\"left:743px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t45_375\" style=\"left:793px;bottom:738px;letter-spacing:0.02px;display:inline;\">520,229 </div></td></tr></table><div class=\"t s7_375\" id=\"t46_375\" style=\"left:87px;bottom:714px;display:inline;\">1 </div><div class=\"t s7_375\" id=\"t47_375\" style=\"left:100px;bottom:714px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Underlying performance for relevant periods in 2022 has been restated for the removal of (i) exit markets and businesses in AME (i</div><div class=\"t s8_375\" id=\"t48_375\" style=\"left:692px;bottom:714px;letter-spacing:-0.36px;word-spacing:0.14px;display:inline;\">i) Av</div><div class=\"t s7_375\" id=\"t49_375\" style=\"left:712px;bottom:714px;letter-spacing:-0.05px;display:inline;\">iat</div><div class=\"t s8_375\" id=\"t4a_375\" style=\"left:724px;bottom:714px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t s7_375\" id=\"t4b_375\" style=\"left:746px;bottom:714px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">inance and (i</div><div class=\"t s8_375\" id=\"t4c_375\" style=\"left:805px;bottom:714px;display:inline;\">i</div><div class=\"t s7_375\" id=\"t4d_375\" style=\"left:808px;bottom:714px;letter-spacing:-0.32px;word-spacing:0.1px;display:inline;\">i) DVA. </div><div class=\"t s7_375\" id=\"t4e_375\" style=\"left:100px;bottom:703px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">No change to reported performance </div><div class=\"t s7_375\" id=\"t4f_375\" style=\"left:87px;bottom:686px;display:inline;\">2 </div><div class=\"t s7_375\" id=\"t4g_375\" style=\"left:100px;bottom:686px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Goodwill and other impa</div><div class=\"t s8_375\" id=\"t4h_375\" style=\"left:215px;bottom:686px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t s7_375\" id=\"t4i_375\" style=\"left:247px;bottom:686px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">include $850 mill</div><div class=\"t s8_375\" id=\"t4j_375\" style=\"left:323px;bottom:686px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">ion (31 December 2023: $308 m</div><div class=\"t s7_375\" id=\"t4k_375\" style=\"left:465px;bottom:686px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_375\" id=\"t4l_375\" style=\"left:472px;bottom:686px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t s7_375\" id=\"t4m_375\" style=\"left:492px;bottom:686px;letter-spacing:-0.03px;display:inline;\">impa</div><div class=\"t s8_375\" id=\"t4n_375\" style=\"left:516px;bottom:686px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t s7_375\" id=\"t4o_375\" style=\"left:604px;bottom:686px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing to the Group\u2019s investment in its associate </div><div class=\"t s7_375\" id=\"t4p_375\" style=\"left:100px;bottom:674px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">China Bohai Bank (Bohai) </div><div class=\"t s7_375\" id=\"t4q_375\" style=\"left:87px;bottom:657px;display:inline;\">3 </div><div class=\"t s7_375\" id=\"t4r_375\" style=\"left:100px;bottom:657px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Loans held at FVTPL includes $51,299 mill</div><div class=\"t s8_375\" id=\"t4s_375\" style=\"left:287px;bottom:657px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion (2022: $40,537 m</div><div class=\"t s7_375\" id=\"t4t_375\" style=\"left:380px;bottom:657px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_375\" id=\"t4u_375\" style=\"left:387px;bottom:657px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of reverse repurchase agreements </div><div class=\"t s7_375\" id=\"t4v_375\" style=\"left:87px;bottom:640px;display:inline;\">4 </div><div class=\"t s7_375\" id=\"t4w_375\" style=\"left:100px;bottom:640px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Customer accounts includes $17,248 mill</div><div class=\"t s8_375\" id=\"t4x_375\" style=\"left:281px;bottom:640px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (2022: $11,706 m</div><div class=\"t s7_375\" id=\"t4y_375\" style=\"left:370px;bottom:640px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_375\" id=\"t4z_375\" style=\"left:377px;bottom:640px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion) of FVTPL and $47,956m</div><div class=\"t s7_375\" id=\"t50_375\" style=\"left:503px;bottom:640px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_375\" id=\"t51_375\" style=\"left:510px;bottom:640px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">ion (2022: $46,846 m</div><div class=\"t s7_375\" id=\"t52_375\" style=\"left:604px;bottom:640px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_375\" id=\"t53_375\" style=\"left:611px;bottom:640px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of reverse repurchase agreements </div><div class=\"t s7_375\" id=\"t54_375\" style=\"left:87px;bottom:623px;display:inline;\">5 </div><div class=\"t s7_375\" id=\"t55_375\" style=\"left:100px;bottom:623px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Other items includes the sale of the Aviat</div><div class=\"t s8_375\" id=\"t56_375\" style=\"left:287px;bottom:623px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t s7_375\" id=\"t57_375\" style=\"left:309px;bottom:623px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t s8_375\" id=\"t58_375\" style=\"left:591px;bottom:623px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t s7_375\" id=\"t59_375\" style=\"left:658px;bottom:623px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing business and a loss of $47 mill</div><div class=\"t s8_375\" id=\"t5a_375\" style=\"left:809px;bottom:623px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s7_375\" id=\"t5b_375\" style=\"left:100px;bottom:611px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in relation to a sale of a portfolio of Aviat</div><div class=\"t s8_375\" id=\"t5c_375\" style=\"left:286px;bottom:611px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div class=\"t se_375\" id=\"t5d_375\" style=\"left:87px;bottom:580px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Operating income by region </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_375\" id=\"t5e_375\" style=\"left:612px;bottom:561px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5q_375\" style=\"left:704px;bottom:544px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5i_375\" style=\"left:537px;bottom:533px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Africa &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5m_375\" style=\"left:620px;bottom:533px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Europe &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5r_375\" style=\"left:696px;bottom:533px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5f_375\" style=\"left:468px;bottom:521px;letter-spacing:0.01px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5j_375\" style=\"left:520px;bottom:521px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Middle East </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5n_375\" style=\"left:618px;bottom:521px;letter-spacing:-0.02px;display:inline;\">Americas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5s_375\" style=\"left:711px;bottom:521px;letter-spacing:-0.11px;display:inline;\">(region) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5v_375\" style=\"left:811px;bottom:521px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5g_375\" style=\"left:452px;bottom:510px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_375\" id=\"t5h_375\" style=\"left:475px;bottom:510px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5k_375\" style=\"left:538px;bottom:510px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_375\" id=\"t5l_375\" style=\"left:561px;bottom:510px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5o_375\" style=\"left:625px;bottom:510px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_375\" id=\"t5p_375\" style=\"left:648px;bottom:510px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5t_375\" style=\"left:712px;bottom:510px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_375\" id=\"t5u_375\" style=\"left:734px;bottom:510px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_375\" id=\"t5w_375\" style=\"left:798px;bottom:510px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_375\" id=\"t5x_375\" style=\"left:821px;bottom:510px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t5y_375\" style=\"left:87px;bottom:490px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Underlying operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t5z_375\" style=\"left:453px;bottom:490px;letter-spacing:0.07px;display:inline;\">12,429 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t60_375\" style=\"left:543px;bottom:490px;letter-spacing:0.18px;display:inline;\">2,806 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t61_375\" style=\"left:633px;bottom:490px;letter-spacing:0.14px;display:inline;\">1,397 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t62_375\" style=\"left:728px;bottom:490px;letter-spacing:-0.32px;display:inline;\">746 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t63_375\" style=\"left:802px;bottom:490px;letter-spacing:-0.27px;display:inline;\">17,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t64_375\" style=\"left:87px;bottom:471px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t65_375\" style=\"left:468px;bottom:471px;letter-spacing:0.06px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t66_375\" style=\"left:558px;bottom:471px;letter-spacing:0.03px;display:inline;\">110 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t67_375\" style=\"left:649px;bottom:471px;letter-spacing:0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t68_375\" style=\"left:737px;bottom:471px;letter-spacing:-0.02px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t69_375\" style=\"left:815px;bottom:471px;letter-spacing:-0.08px;display:inline;\">362 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t6a_375\" style=\"left:87px;bottom:452px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6b_375\" style=\"left:472px;bottom:452px;letter-spacing:-0.14px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6c_375\" style=\"left:562px;bottom:452px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6d_375\" style=\"left:656px;bottom:452px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6e_375\" style=\"left:743px;bottom:452px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6f_375\" style=\"left:824px;bottom:452px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t6g_375\" style=\"left:87px;bottom:432px;word-spacing:-0.14px;display:inline;\">Other items\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6h_375\" style=\"left:476px;bottom:432px;letter-spacing:0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6i_375\" style=\"left:554px;bottom:432px;letter-spacing:0.01px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6j_375\" style=\"left:642px;bottom:432px;letter-spacing:0.12px;display:inline;\">263 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6k_375\" style=\"left:731px;bottom:432px;letter-spacing:0.01px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6l_375\" style=\"left:815px;bottom:432px;letter-spacing:-0.11px;display:inline;\">262 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6m_375\" style=\"left:87px;bottom:413px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Reported operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6n_375\" style=\"left:455px;bottom:413px;letter-spacing:0.1px;display:inline;\">12,651 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6o_375\" style=\"left:544px;bottom:413px;letter-spacing:0.03px;display:inline;\">2,924 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6p_375\" style=\"left:633px;bottom:413px;letter-spacing:-0.08px;display:inline;\">1,702 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6q_375\" style=\"left:729px;bottom:413px;letter-spacing:-0.51px;display:inline;\">742 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t6r_375\" style=\"left:800px;bottom:413px;letter-spacing:0.02px;display:inline;\">18,019 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s7_375\" id=\"t6s_375\" style=\"left:611px;bottom:389px;letter-spacing:-0.06px;display:inline;\">2022\u00b9 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t74_375\" style=\"left:706px;bottom:372px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t6w_375\" style=\"left:539px;bottom:361px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Africa &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t70_375\" style=\"left:621px;bottom:361px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Europe &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t75_375\" style=\"left:697px;bottom:361px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t6t_375\" style=\"left:469px;bottom:349px;letter-spacing:0.01px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t6x_375\" style=\"left:522px;bottom:349px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Middle East </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t71_375\" style=\"left:619px;bottom:349px;letter-spacing:-0.02px;display:inline;\">Americas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t76_375\" style=\"left:713px;bottom:349px;letter-spacing:-0.2px;display:inline;\">(region) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t79_375\" style=\"left:812px;bottom:349px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t6u_375\" style=\"left:454px;bottom:338px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"t6v_375\" style=\"left:475px;bottom:338px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t6y_375\" style=\"left:540px;bottom:338px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"t6z_375\" style=\"left:562px;bottom:338px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t72_375\" style=\"left:627px;bottom:338px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"t73_375\" style=\"left:648px;bottom:338px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t77_375\" style=\"left:714px;bottom:338px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"t78_375\" style=\"left:735px;bottom:338px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_375\" id=\"t7a_375\" style=\"left:800px;bottom:338px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_375\" id=\"t7b_375\" style=\"left:822px;bottom:338px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t7c_375\" style=\"left:87px;bottom:318px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Underlying operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7d_375\" style=\"left:458px;bottom:318px;letter-spacing:-0.14px;display:inline;\">10,912 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7e_375\" style=\"left:545px;bottom:318px;letter-spacing:0.1px;display:inline;\">2,460 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7f_375\" style=\"left:633px;bottom:318px;letter-spacing:0.09px;display:inline;\">2,303 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7g_375\" style=\"left:736px;bottom:318px;letter-spacing:-0.16px;display:inline;\">87 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7h_375\" style=\"left:804px;bottom:318px;letter-spacing:-0.2px;display:inline;\">15,762 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7i_375\" style=\"left:87px;bottom:299px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7j_375\" style=\"left:468px;bottom:299px;letter-spacing:0.08px;display:inline;\">304 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7k_375\" style=\"left:557px;bottom:299px;letter-spacing:0.05px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7l_375\" style=\"left:649px;bottom:299px;letter-spacing:0.03px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7m_375\" style=\"left:738px;bottom:299px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7n_375\" style=\"left:815px;bottom:299px;letter-spacing:-0.36px;display:inline;\">494 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7o_375\" style=\"left:87px;bottom:280px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7p_375\" style=\"left:475px;bottom:280px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7q_375\" style=\"left:569px;bottom:280px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7r_375\" style=\"left:651px;bottom:280px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7s_375\" style=\"left:743px;bottom:280px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7t_375\" style=\"left:822px;bottom:280px;letter-spacing:-0.18px;display:inline;\">42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7u_375\" style=\"left:87px;bottom:261px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other items </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7v_375\" style=\"left:475px;bottom:261px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7w_375\" style=\"left:570px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7x_375\" style=\"left:656px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7y_375\" style=\"left:743px;bottom:261px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t7z_375\" style=\"left:822px;bottom:261px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_375\" id=\"t80_375\" style=\"left:87px;bottom:242px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Reported operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t81_375\" style=\"left:458px;bottom:242px;letter-spacing:0.09px;display:inline;\">11,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t82_375\" style=\"left:545px;bottom:242px;letter-spacing:0.1px;display:inline;\">2,608 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t83_375\" style=\"left:634px;bottom:242px;letter-spacing:0.1px;display:inline;\">2,352 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t84_375\" style=\"left:731px;bottom:242px;letter-spacing:-0.1px;display:inline;\">102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_375\" id=\"t85_375\" style=\"left:804px;bottom:242px;letter-spacing:0.09px;display:inline;\">16,318 </div></td></tr></table><div class=\"t s7_375\" id=\"t86_375\" style=\"left:87px;bottom:218px;display:inline;\">1 </div><div class=\"t s7_375\" id=\"t87_375\" style=\"left:100px;bottom:218px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Underlying performance for relevant periods in 2022 has been restated for the removal of (i) exit markets and businesses in AME (i</div><div class=\"t s8_375\" id=\"t88_375\" style=\"left:692px;bottom:218px;letter-spacing:-0.36px;word-spacing:0.14px;display:inline;\">i) Av</div><div class=\"t s7_375\" id=\"t89_375\" style=\"left:712px;bottom:218px;letter-spacing:-0.05px;display:inline;\">iat</div><div class=\"t s8_375\" id=\"t8a_375\" style=\"left:724px;bottom:218px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t s7_375\" id=\"t8b_375\" style=\"left:746px;bottom:218px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">inance and (i</div><div class=\"t s8_375\" id=\"t8c_375\" style=\"left:805px;bottom:218px;display:inline;\">i</div><div class=\"t s7_375\" id=\"t8d_375\" style=\"left:808px;bottom:218px;letter-spacing:-0.32px;word-spacing:0.1px;display:inline;\">i) DVA. </div><div class=\"t s7_375\" id=\"t8e_375\" style=\"left:100px;bottom:206px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">No change to reported performance </div><div class=\"t s7_375\" id=\"t8f_375\" style=\"left:87px;bottom:189px;display:inline;\">2 </div><div class=\"t s7_375\" id=\"t8g_375\" style=\"left:100px;bottom:189px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Other items includes the sale of the Aviat</div><div class=\"t s8_375\" id=\"t8h_375\" style=\"left:287px;bottom:189px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t s7_375\" id=\"t8i_375\" style=\"left:309px;bottom:189px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t s8_375\" id=\"t8j_375\" style=\"left:591px;bottom:189px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t s7_375\" id=\"t8k_375\" style=\"left:658px;bottom:189px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing business and a loss of $47 mill</div><div class=\"t s8_375\" id=\"t8l_375\" style=\"left:809px;bottom:189px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s7_375\" id=\"t8m_375\" style=\"left:100px;bottom:178px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in relation to a sale of a portfolio of Aviat</div><div class=\"t s8_375\" id=\"t8n_375\" style=\"left:286px;bottom:178px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div></div><div class=\"t s5_376\" id=\"t7_376\" style=\"left:69px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\"></div><div class=\"t s6_376\" id=\"t8_376\" style=\"left:236px;bottom:1180px;letter-spacing:-0.25px;display:inline;\"> </div><div class=\"t s7_376\" id=\"t9_376\" style=\"left:262px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_376\" id=\"ta_376\" style=\"left:69px;bottom:1155px;letter-spacing:-0.18px;display:inline;\">Addit</div><div class=\"t s9_376\" id=\"tb_376\" style=\"left:104px;bottom:1155px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ional segmental </div><div class=\"t s8_376\" id=\"tc_376\" style=\"left:204px;bottom:1155px;letter-spacing:-0.1px;display:inline;\">informat</div><div class=\"t s9_376\" id=\"td_376\" style=\"left:258px;bottom:1155px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion (reported) </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sa_376\" id=\"te_376\" style=\"left:595px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tf_376\" style=\"left:420px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tm_376\" style=\"left:509px;bottom:1119px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tg_376\" style=\"left:405px;bottom:1108px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tn_376\" style=\"left:515px;bottom:1108px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tv_376\" style=\"left:687px;bottom:1108px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"th_376\" style=\"left:414px;bottom:1096px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t sb_376\" id=\"ti_376\" style=\"left:448px;bottom:1096px;letter-spacing:-0.02px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"to_376\" style=\"left:518px;bottom:1096px;letter-spacing:0.02px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tw_376\" style=\"left:678px;bottom:1096px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tj_376\" style=\"left:432px;bottom:1085px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tp_376\" style=\"left:519px;bottom:1085px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"ts_376\" style=\"left:603px;bottom:1085px;letter-spacing:-0.1px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tx_376\" style=\"left:683px;bottom:1085px;letter-spacing:-0.08px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t10_376\" style=\"left:794px;bottom:1085px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tk_376\" style=\"left:434px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"tl_376\" style=\"left:457px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tq_376\" style=\"left:521px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"tr_376\" style=\"left:544px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"tt_376\" style=\"left:608px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"tu_376\" style=\"left:631px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"ty_376\" style=\"left:694px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"tz_376\" style=\"left:717px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t11_376\" style=\"left:781px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t12_376\" style=\"left:804px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t13_376\" style=\"left:69px;bottom:1053px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t14_376\" style=\"left:442px;bottom:1053px;letter-spacing:0.09px;display:inline;\">4,541 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t15_376\" style=\"left:526px;bottom:1053px;letter-spacing:-0.15px;display:inline;\">4,970 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t16_376\" style=\"left:633px;bottom:1053px;letter-spacing:-0.05px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t17_376\" style=\"left:697px;bottom:1053px;letter-spacing:0.03px;display:inline;\">(1,823) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t18_376\" style=\"left:789px;bottom:1053px;letter-spacing:-0.54px;display:inline;\">7,769 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t19_376\" style=\"left:69px;bottom:1034px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net fees and commiss</div><div class=\"t s4_376\" id=\"t1a_376\" style=\"left:193px;bottom:1034px;letter-spacing:-0.05px;display:inline;\">ion </div> <div class=\"t sc_376\" id=\"t1b_376\" style=\"left:213px;bottom:1034px;letter-spacing:0.03px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1c_376\" style=\"left:443px;bottom:1034px;letter-spacing:0.09px;display:inline;\">1,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1d_376\" style=\"left:529px;bottom:1034px;letter-spacing:0.17px;display:inline;\">1,538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1e_376\" style=\"left:631px;bottom:1034px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1f_376\" style=\"left:712px;bottom:1034px;letter-spacing:-0.16px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1g_376\" style=\"left:788px;bottom:1034px;letter-spacing:0.08px;display:inline;\">3,252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t1h_376\" style=\"left:69px;bottom:1015px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net trading and other income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1i_376\" style=\"left:440px;bottom:1015px;letter-spacing:-0.11px;display:inline;\">5,494 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1j_376\" style=\"left:537px;bottom:1015px;letter-spacing:0.23px;display:inline;\">643 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1k_376\" style=\"left:632px;bottom:1015px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1l_376\" style=\"left:711px;bottom:1015px;letter-spacing:-0.06px;display:inline;\">829 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1m_376\" style=\"left:787px;bottom:1015px;letter-spacing:-0.05px;display:inline;\">6,998 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1n_376\" style=\"left:69px;bottom:996px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1o_376\" style=\"left:438px;bottom:996px;letter-spacing:0.01px;display:inline;\">11,788 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1p_376\" style=\"left:534px;bottom:996px;letter-spacing:-0.43px;display:inline;\">7,151 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1q_376\" style=\"left:626px;bottom:996px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1r_376\" style=\"left:698px;bottom:996px;letter-spacing:-0.24px;display:inline;\">(1,076) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t1s_376\" style=\"left:783px;bottom:996px;letter-spacing:0.02px;display:inline;\">18,019 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sd_376\" id=\"t1t_376\" style=\"left:595px;bottom:972px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t1u_376\" style=\"left:422px;bottom:955px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t21_376\" style=\"left:510px;bottom:955px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t1v_376\" style=\"left:407px;bottom:944px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t22_376\" style=\"left:517px;bottom:944px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t2a_376\" style=\"left:688px;bottom:944px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t1w_376\" style=\"left:417px;bottom:932px;letter-spacing:-0.01px;display:inline;\">Institut</div><div class=\"t sd_376\" id=\"t1x_376\" style=\"left:449px;bottom:932px;letter-spacing:-0.04px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t23_376\" style=\"left:520px;bottom:932px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t2b_376\" style=\"left:680px;bottom:932px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t1y_376\" style=\"left:434px;bottom:921px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t24_376\" style=\"left:521px;bottom:921px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t27_376\" style=\"left:604px;bottom:921px;letter-spacing:-0.12px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t2c_376\" style=\"left:684px;bottom:921px;letter-spacing:-0.15px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t2f_376\" style=\"left:795px;bottom:921px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t1z_376\" style=\"left:436px;bottom:909px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t20_376\" style=\"left:458px;bottom:909px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t25_376\" style=\"left:523px;bottom:909px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t26_376\" style=\"left:544px;bottom:909px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t28_376\" style=\"left:610px;bottom:909px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t29_376\" style=\"left:631px;bottom:909px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t2d_376\" style=\"left:696px;bottom:909px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t2e_376\" style=\"left:718px;bottom:909px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t2g_376\" style=\"left:783px;bottom:909px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t2h_376\" style=\"left:804px;bottom:909px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t2i_376\" style=\"left:69px;bottom:889px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2j_376\" style=\"left:446px;bottom:889px;letter-spacing:-0.09px;display:inline;\">3,616 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2k_376\" style=\"left:530px;bottom:889px;letter-spacing:-0.25px;display:inline;\">3,969 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2l_376\" style=\"left:634px;bottom:889px;letter-spacing:0.07px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2m_376\" style=\"left:715px;bottom:889px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2n_376\" style=\"left:791px;bottom:889px;letter-spacing:-0.36px;display:inline;\">7,593 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t2o_376\" style=\"left:69px;bottom:870px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net fees and commiss</div><div class=\"t s4_376\" id=\"t2p_376\" style=\"left:193px;bottom:870px;letter-spacing:-0.05px;display:inline;\">ion </div> <div class=\"t sc_376\" id=\"t2q_376\" style=\"left:213px;bottom:870px;letter-spacing:0.03px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2r_376\" style=\"left:445px;bottom:870px;letter-spacing:-0.06px;display:inline;\">1,706 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2s_376\" style=\"left:532px;bottom:870px;letter-spacing:-0.03px;display:inline;\">1,524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2t_376\" style=\"left:638px;bottom:870px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2u_376\" style=\"left:710px;bottom:870px;letter-spacing:-0.02px;display:inline;\">(125) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2v_376\" style=\"left:796px;bottom:870px;letter-spacing:-0.17px;display:inline;\">3,113 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t2w_376\" style=\"left:69px;bottom:851px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net trading and other income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2x_376\" style=\"left:443px;bottom:851px;letter-spacing:-0.11px;display:inline;\">4,764 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2y_376\" style=\"left:539px;bottom:851px;letter-spacing:0.09px;display:inline;\">523 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t2z_376\" style=\"left:639px;bottom:851px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t30_376\" style=\"left:712px;bottom:851px;letter-spacing:0.09px;display:inline;\">322 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t31_376\" style=\"left:792px;bottom:851px;letter-spacing:-0.09px;display:inline;\">5,612 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t32_376\" style=\"left:69px;bottom:832px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t33_376\" style=\"left:436px;bottom:832px;letter-spacing:-0.02px;display:inline;\">10,086 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t34_376\" style=\"left:531px;bottom:832px;letter-spacing:-0.04px;display:inline;\">6,016 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t35_376\" style=\"left:632px;bottom:832px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t36_376\" style=\"left:714px;bottom:832px;letter-spacing:-0.05px;display:inline;\">187 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t37_376\" style=\"left:787px;bottom:832px;letter-spacing:0.09px;display:inline;\">16,318 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sa_376\" id=\"t38_376\" style=\"left:595px;bottom:808px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3k_376\" style=\"left:687px;bottom:791px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3c_376\" style=\"left:520px;bottom:780px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Africa &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3g_376\" style=\"left:602px;bottom:780px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Europe &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3l_376\" style=\"left:678px;bottom:780px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t39_376\" style=\"left:451px;bottom:768px;letter-spacing:0.01px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3d_376\" style=\"left:503px;bottom:768px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Middle East </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3h_376\" style=\"left:601px;bottom:768px;letter-spacing:-0.02px;display:inline;\">Americas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3m_376\" style=\"left:694px;bottom:768px;letter-spacing:-0.11px;display:inline;\">(region) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3p_376\" style=\"left:794px;bottom:768px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3a_376\" style=\"left:434px;bottom:757px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t3b_376\" style=\"left:457px;bottom:757px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3e_376\" style=\"left:521px;bottom:757px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t3f_376\" style=\"left:544px;bottom:757px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3i_376\" style=\"left:608px;bottom:757px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t3j_376\" style=\"left:631px;bottom:757px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3n_376\" style=\"left:694px;bottom:757px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t3o_376\" style=\"left:717px;bottom:757px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t3q_376\" style=\"left:781px;bottom:757px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t3r_376\" style=\"left:804px;bottom:757px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t3s_376\" style=\"left:69px;bottom:737px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t3t_376\" style=\"left:441px;bottom:737px;letter-spacing:0.04px;display:inline;\">5,872 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t3u_376\" style=\"left:528px;bottom:737px;letter-spacing:0.18px;display:inline;\">1,584 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t3v_376\" style=\"left:618px;bottom:737px;letter-spacing:0.03px;display:inline;\">(545) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t3w_376\" style=\"left:710px;bottom:737px;letter-spacing:0.1px;display:inline;\">858 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t3x_376\" style=\"left:789px;bottom:737px;letter-spacing:-0.54px;display:inline;\">7,769 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t3y_376\" style=\"left:69px;bottom:718px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net fees and commiss</div><div class=\"t s4_376\" id=\"t3z_376\" style=\"left:193px;bottom:718px;letter-spacing:-0.05px;display:inline;\">ion </div> <div class=\"t sc_376\" id=\"t40_376\" style=\"left:213px;bottom:718px;letter-spacing:0.03px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t41_376\" style=\"left:441px;bottom:718px;letter-spacing:0.2px;display:inline;\">2,237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t42_376\" style=\"left:537px;bottom:718px;letter-spacing:0.05px;display:inline;\">509 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t43_376\" style=\"left:625px;bottom:718px;letter-spacing:0.07px;display:inline;\">553 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t44_376\" style=\"left:712px;bottom:718px;letter-spacing:-0.25px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t45_376\" style=\"left:788px;bottom:718px;letter-spacing:0.08px;display:inline;\">3,252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t46_376\" style=\"left:69px;bottom:698px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net trading and other income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t47_376\" style=\"left:440px;bottom:698px;letter-spacing:0.12px;display:inline;\">4,542 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t48_376\" style=\"left:540px;bottom:698px;letter-spacing:0.04px;display:inline;\">831 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t49_376\" style=\"left:616px;bottom:698px;letter-spacing:-0.09px;display:inline;\">1,694 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4a_376\" style=\"left:713px;bottom:698px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4b_376\" style=\"left:787px;bottom:698px;letter-spacing:-0.05px;display:inline;\">6,998 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4c_376\" style=\"left:69px;bottom:679px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4d_376\" style=\"left:438px;bottom:679px;letter-spacing:0.1px;display:inline;\">12,651 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4e_376\" style=\"left:527px;bottom:679px;letter-spacing:0.03px;display:inline;\">2,924 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4f_376\" style=\"left:616px;bottom:679px;letter-spacing:-0.08px;display:inline;\">1,702 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4g_376\" style=\"left:712px;bottom:679px;letter-spacing:-0.51px;display:inline;\">742 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t4h_376\" style=\"left:783px;bottom:679px;letter-spacing:0.02px;display:inline;\">18,019 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sd_376\" id=\"t4i_376\" style=\"left:595px;bottom:655px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t4u_376\" style=\"left:688px;bottom:638px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4m_376\" style=\"left:522px;bottom:627px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Africa &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t4q_376\" style=\"left:604px;bottom:627px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Europe &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4v_376\" style=\"left:680px;bottom:627px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">other items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4j_376\" style=\"left:452px;bottom:615px;letter-spacing:0.01px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4n_376\" style=\"left:504px;bottom:615px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Middle East </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4r_376\" style=\"left:602px;bottom:615px;letter-spacing:-0.02px;display:inline;\">Americas </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4w_376\" style=\"left:696px;bottom:615px;letter-spacing:-0.2px;display:inline;\">(region) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t4z_376\" style=\"left:795px;bottom:615px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4k_376\" style=\"left:436px;bottom:604px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t4l_376\" style=\"left:458px;bottom:604px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4o_376\" style=\"left:523px;bottom:604px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t4p_376\" style=\"left:544px;bottom:604px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4s_376\" style=\"left:610px;bottom:604px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t4t_376\" style=\"left:631px;bottom:604px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t4x_376\" style=\"left:696px;bottom:604px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t4y_376\" style=\"left:718px;bottom:604px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t50_376\" style=\"left:783px;bottom:604px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t51_376\" style=\"left:804px;bottom:604px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t52_376\" style=\"left:69px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t53_376\" style=\"left:444px;bottom:584px;letter-spacing:-0.31px;display:inline;\">5,747 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t54_376\" style=\"left:531px;bottom:584px;letter-spacing:0.12px;display:inline;\">1,299 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t55_376\" style=\"left:624px;bottom:584px;display:inline;\">260 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t56_376\" style=\"left:712px;bottom:584px;letter-spacing:-0.11px;display:inline;\">287 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t57_376\" style=\"left:791px;bottom:584px;letter-spacing:-0.36px;display:inline;\">7,593 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t58_376\" style=\"left:69px;bottom:565px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net fees and commiss</div><div class=\"t s4_376\" id=\"t59_376\" style=\"left:193px;bottom:565px;letter-spacing:-0.05px;display:inline;\">ion </div> <div class=\"t sc_376\" id=\"t5a_376\" style=\"left:213px;bottom:565px;letter-spacing:0.03px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5b_376\" style=\"left:443px;bottom:565px;letter-spacing:0.1px;display:inline;\">2,224 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5c_376\" style=\"left:539px;bottom:565px;letter-spacing:-0.09px;display:inline;\">526 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5d_376\" style=\"left:625px;bottom:565px;letter-spacing:-0.09px;display:inline;\">526 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5e_376\" style=\"left:710px;bottom:565px;letter-spacing:-0.13px;display:inline;\">(163) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5f_376\" style=\"left:796px;bottom:565px;letter-spacing:-0.17px;display:inline;\">3,113 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t5g_376\" style=\"left:69px;bottom:546px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net trading and other income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5h_376\" style=\"left:443px;bottom:546px;letter-spacing:0.07px;display:inline;\">3,285 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5i_376\" style=\"left:539px;bottom:546px;letter-spacing:-0.06px;display:inline;\">783 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5j_376\" style=\"left:618px;bottom:546px;letter-spacing:0.15px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5k_376\" style=\"left:714px;bottom:546px;letter-spacing:-0.06px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5l_376\" style=\"left:792px;bottom:546px;letter-spacing:-0.09px;display:inline;\">5,612 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t5m_376\" style=\"left:69px;bottom:527px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5n_376\" style=\"left:441px;bottom:527px;letter-spacing:0.09px;display:inline;\">11,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5o_376\" style=\"left:528px;bottom:527px;letter-spacing:0.1px;display:inline;\">2,608 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5p_376\" style=\"left:616px;bottom:527px;letter-spacing:0.1px;display:inline;\">2,352 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5q_376\" style=\"left:714px;bottom:527px;letter-spacing:-0.1px;display:inline;\">102 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t5r_376\" style=\"left:787px;bottom:527px;letter-spacing:0.09px;display:inline;\">16,318 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t sa_376\" id=\"t5s_376\" style=\"left:530px;bottom:503px;letter-spacing:-0.06px;display:inline;\">2023 </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t5t_376\" style=\"left:286px;bottom:486px;letter-spacing:-0.01px;display:inline;\">Hong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t5u_376\" style=\"left:287px;bottom:474px;letter-spacing:-0.11px;display:inline;\">Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t5x_376\" style=\"left:339px;bottom:474px;letter-spacing:-0.07px;display:inline;\">Korea </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t60_376\" style=\"left:396px;bottom:474px;letter-spacing:-0.02px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t63_376\" style=\"left:446px;bottom:474px;letter-spacing:-0.24px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t66_376\" style=\"left:488px;bottom:474px;letter-spacing:-0.01px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t69_376\" style=\"left:569px;bottom:474px;letter-spacing:-0.02px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6c_376\" style=\"left:603px;bottom:474px;letter-spacing:-0.01px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6f_376\" style=\"left:685px;bottom:474px;letter-spacing:-0.25px;display:inline;\">UAE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6i_376\" style=\"left:748px;bottom:474px;display:inline;\">UK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6l_376\" style=\"left:805px;bottom:474px;letter-spacing:-0.02px;display:inline;\">US </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t5v_376\" style=\"left:274px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t5w_376\" style=\"left:297px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t5y_376\" style=\"left:331px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t5z_376\" style=\"left:353px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t61_376\" style=\"left:387px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t62_376\" style=\"left:410px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t64_376\" style=\"left:443px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t65_376\" style=\"left:466px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t67_376\" style=\"left:499px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t68_376\" style=\"left:522px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6a_376\" style=\"left:556px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t6b_376\" style=\"left:579px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6d_376\" style=\"left:612px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t6e_376\" style=\"left:635px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6g_376\" style=\"left:668px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t6h_376\" style=\"left:691px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6j_376\" style=\"left:725px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t6k_376\" style=\"left:747px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_376\" id=\"t6m_376\" style=\"left:781px;bottom:463px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_376\" id=\"t6n_376\" style=\"left:804px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t6o_376\" style=\"left:69px;bottom:443px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6p_376\" style=\"left:282px;bottom:443px;letter-spacing:-0.12px;display:inline;\">1,946 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6q_376\" style=\"left:346px;bottom:443px;letter-spacing:0.2px;display:inline;\">684 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6r_376\" style=\"left:403px;bottom:443px;letter-spacing:-0.07px;display:inline;\">520 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6s_376\" style=\"left:461px;bottom:443px;letter-spacing:0.15px;display:inline;\">154 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6t_376\" style=\"left:516px;bottom:443px;letter-spacing:-0.02px;display:inline;\">937 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6u_376\" style=\"left:571px;bottom:443px;letter-spacing:0.11px;display:inline;\">654 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6v_376\" style=\"left:632px;bottom:443px;letter-spacing:0.03px;display:inline;\">110 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6w_376\" style=\"left:684px;bottom:443px;display:inline;\">390 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6x_376\" style=\"left:735px;bottom:443px;letter-spacing:-0.06px;display:inline;\">(930) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t6y_376\" style=\"left:799px;bottom:443px;letter-spacing:-0.24px;display:inline;\">170 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t6z_376\" style=\"left:69px;bottom:424px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net fees and commiss</div><div class=\"t s4_376\" id=\"t70_376\" style=\"left:193px;bottom:424px;letter-spacing:-0.05px;display:inline;\">ion </div> <div class=\"t sc_376\" id=\"t71_376\" style=\"left:213px;bottom:424px;letter-spacing:0.03px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t72_376\" style=\"left:293px;bottom:424px;letter-spacing:-0.13px;display:inline;\">615 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t73_376\" style=\"left:352px;bottom:424px;letter-spacing:-0.04px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t74_376\" style=\"left:405px;bottom:424px;letter-spacing:-0.13px;display:inline;\">149 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t75_376\" style=\"left:462px;bottom:424px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t76_376\" style=\"left:517px;bottom:424px;letter-spacing:-0.4px;display:inline;\">576 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t77_376\" style=\"left:575px;bottom:424px;letter-spacing:0.15px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t78_376\" style=\"left:636px;bottom:424px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t79_376\" style=\"left:694px;bottom:424px;letter-spacing:-0.05px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7a_376\" style=\"left:750px;bottom:424px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7b_376\" style=\"left:798px;bottom:424px;letter-spacing:0.04px;display:inline;\">441 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t7c_376\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net trading and other income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7d_376\" style=\"left:280px;bottom:405px;letter-spacing:0.03px;display:inline;\">2,052 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7e_376\" style=\"left:349px;bottom:405px;display:inline;\">216 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7f_376\" style=\"left:402px;bottom:405px;letter-spacing:0.07px;display:inline;\">487 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7g_376\" style=\"left:461px;bottom:405px;display:inline;\">214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7h_376\" style=\"left:516px;bottom:405px;display:inline;\">929 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7i_376\" style=\"left:572px;bottom:405px;letter-spacing:0.11px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7j_376\" style=\"left:636px;bottom:405px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7k_376\" style=\"left:684px;bottom:405px;letter-spacing:0.11px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7l_376\" style=\"left:733px;bottom:405px;letter-spacing:0.19px;display:inline;\">1,277 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7m_376\" style=\"left:798px;bottom:405px;letter-spacing:0.12px;display:inline;\">263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7n_376\" style=\"left:69px;bottom:386px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7o_376\" style=\"left:282px;bottom:386px;display:inline;\">4,613 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7p_376\" style=\"left:341px;bottom:386px;letter-spacing:-0.05px;display:inline;\">1,071 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7q_376\" style=\"left:398px;bottom:386px;letter-spacing:-0.03px;display:inline;\">1,156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7r_376\" style=\"left:459px;bottom:386px;letter-spacing:0.03px;display:inline;\">550 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7s_376\" style=\"left:504px;bottom:386px;letter-spacing:0.17px;display:inline;\">2,442 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7t_376\" style=\"left:563px;bottom:386px;letter-spacing:0.13px;display:inline;\">1,205 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7u_376\" style=\"left:630px;bottom:386px;letter-spacing:-0.06px;display:inline;\">241 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7v_376\" style=\"left:686px;bottom:386px;letter-spacing:0.09px;display:inline;\">801 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7w_376\" style=\"left:741px;bottom:386px;letter-spacing:0.07px;display:inline;\">365 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t7x_376\" style=\"left:798px;bottom:386px;letter-spacing:-0.46px;display:inline;\">874 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t sd_376\" id=\"t7y_376\" style=\"left:530px;bottom:361px;letter-spacing:-0.08px;display:inline;\">2022 </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t7z_376\" style=\"left:286px;bottom:345px;letter-spacing:-0.01px;display:inline;\">Hong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t80_376\" style=\"left:287px;bottom:333px;letter-spacing:-0.1px;display:inline;\">Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t83_376\" style=\"left:340px;bottom:333px;letter-spacing:-0.08px;display:inline;\">Korea </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t86_376\" style=\"left:397px;bottom:333px;letter-spacing:-0.05px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t89_376\" style=\"left:446px;bottom:333px;letter-spacing:-0.23px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8c_376\" style=\"left:489px;bottom:333px;letter-spacing:-0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8f_376\" style=\"left:570px;bottom:333px;letter-spacing:-0.05px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8i_376\" style=\"left:604px;bottom:333px;letter-spacing:-0.02px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t8l_376\" style=\"left:686px;bottom:333px;letter-spacing:-0.23px;display:inline;\">UAE </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t8o_376\" style=\"left:748px;bottom:333px;letter-spacing:-0.02px;display:inline;\">UK </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_376\" id=\"t8r_376\" style=\"left:806px;bottom:333px;letter-spacing:-0.07px;display:inline;\">US </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t81_376\" style=\"left:276px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t82_376\" style=\"left:298px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t84_376\" style=\"left:332px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t85_376\" style=\"left:354px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t87_376\" style=\"left:389px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t88_376\" style=\"left:410px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8a_376\" style=\"left:445px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8b_376\" style=\"left:466px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8d_376\" style=\"left:501px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8e_376\" style=\"left:523px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8g_376\" style=\"left:558px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8h_376\" style=\"left:579px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8j_376\" style=\"left:614px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8k_376\" style=\"left:635px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8m_376\" style=\"left:670px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8n_376\" style=\"left:692px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8p_376\" style=\"left:727px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8q_376\" style=\"left:748px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_376\" id=\"t8s_376\" style=\"left:783px;bottom:322px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_376\" id=\"t8t_376\" style=\"left:804px;bottom:322px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t8u_376\" style=\"left:69px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t8v_376\" style=\"left:284px;bottom:302px;letter-spacing:0.11px;display:inline;\">1,843 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t8w_376\" style=\"left:351px;bottom:302px;letter-spacing:-0.04px;display:inline;\">751 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t8x_376\" style=\"left:407px;bottom:302px;letter-spacing:-0.17px;display:inline;\">561 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t8y_376\" style=\"left:466px;bottom:302px;letter-spacing:0.02px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t8z_376\" style=\"left:517px;bottom:302px;letter-spacing:-0.12px;display:inline;\">982 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t90_376\" style=\"left:579px;bottom:302px;letter-spacing:-0.29px;display:inline;\">611 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t91_376\" style=\"left:636px;bottom:302px;letter-spacing:-0.04px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t92_376\" style=\"left:688px;bottom:302px;letter-spacing:-0.04px;display:inline;\">281 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t93_376\" style=\"left:739px;bottom:302px;letter-spacing:-0.12px;display:inline;\">(189) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t94_376\" style=\"left:798px;bottom:302px;letter-spacing:0.09px;display:inline;\">330 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t95_376\" style=\"left:69px;bottom:282px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net fees and commiss</div><div class=\"t s4_376\" id=\"t96_376\" style=\"left:193px;bottom:282px;letter-spacing:-0.05px;display:inline;\">ion </div> <div class=\"t sc_376\" id=\"t97_376\" style=\"left:213px;bottom:282px;letter-spacing:0.03px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t98_376\" style=\"left:291px;bottom:282px;letter-spacing:0.05px;display:inline;\">658 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t99_376\" style=\"left:351px;bottom:282px;letter-spacing:0.03px;display:inline;\">157 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9a_376\" style=\"left:407px;bottom:282px;letter-spacing:-0.03px;display:inline;\">143 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9b_376\" style=\"left:464px;bottom:282px;letter-spacing:-0.18px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9c_376\" style=\"left:517px;bottom:282px;display:inline;\">553 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9d_376\" style=\"left:573px;bottom:282px;letter-spacing:0.11px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9e_376\" style=\"left:637px;bottom:282px;letter-spacing:-0.1px;display:inline;\">52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9f_376\" style=\"left:695px;bottom:282px;letter-spacing:-0.02px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9g_376\" style=\"left:748px;bottom:282px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9h_376\" style=\"left:799px;bottom:282px;letter-spacing:-0.03px;display:inline;\">393 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_376\" id=\"t9i_376\" style=\"left:69px;bottom:263px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net trading and other income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9j_376\" style=\"left:285px;bottom:263px;letter-spacing:0.14px;display:inline;\">1,235 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9k_376\" style=\"left:349px;bottom:263px;letter-spacing:0.05px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9l_376\" style=\"left:403px;bottom:263px;letter-spacing:-0.06px;display:inline;\">450 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9m_376\" style=\"left:466px;bottom:263px;letter-spacing:-0.28px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9n_376\" style=\"left:515px;bottom:263px;letter-spacing:0.13px;display:inline;\">380 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9o_376\" style=\"left:574px;bottom:263px;letter-spacing:0.1px;display:inline;\">377 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9p_376\" style=\"left:637px;bottom:263px;letter-spacing:0.12px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9q_376\" style=\"left:685px;bottom:263px;letter-spacing:0.05px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9r_376\" style=\"left:739px;bottom:263px;letter-spacing:-0.24px;display:inline;\">1,167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9s_376\" style=\"left:797px;bottom:263px;letter-spacing:0.05px;display:inline;\">306 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_376\" id=\"t9t_376\" style=\"left:69px;bottom:244px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9u_376\" style=\"left:283px;bottom:244px;letter-spacing:0.09px;display:inline;\">3,736 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9v_376\" style=\"left:344px;bottom:244px;letter-spacing:-0.17px;display:inline;\">1,145 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9w_376\" style=\"left:400px;bottom:244px;letter-spacing:-0.05px;display:inline;\">1,154 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9x_376\" style=\"left:462px;bottom:244px;letter-spacing:-0.68px;display:inline;\">474 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9y_376\" style=\"left:513px;bottom:244px;letter-spacing:-0.1px;display:inline;\">1,915 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"t9z_376\" style=\"left:567px;bottom:244px;letter-spacing:0.18px;display:inline;\">1,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"ta0_376\" style=\"left:632px;bottom:244px;letter-spacing:0.01px;display:inline;\">214 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"ta1_376\" style=\"left:685px;bottom:244px;letter-spacing:0.11px;display:inline;\">630 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"ta2_376\" style=\"left:735px;bottom:244px;letter-spacing:-0.01px;display:inline;\">1,022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_376\" id=\"ta3_376\" style=\"left:791px;bottom:244px;letter-spacing:-0.09px;display:inline;\">1,029 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f80082": {
   "value": "Basis of preparation <div class=\"t s8_372\" id=\"ta_372\" style=\"left:61px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The analysis re\ufb02ects how the client segments and geographic regions are managed internally. This is described as the </div><div class=\"t s8_372\" id=\"tb_372\" style=\"left:61px;bottom:1121px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">Management View (on an underlying basis) and is princ</div><div class=\"t s9_372\" id=\"tc_372\" style=\"left:390px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipally the locat</div><div class=\"t s8_372\" id=\"td_372\" style=\"left:477px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion from which a client relationsh</div><div class=\"t s9_372\" id=\"te_372\" style=\"left:672px;bottom:1121px;letter-spacing:-0.24px;display:inline;\">ip </div><div class=\"t s8_372\" id=\"tf_372\" style=\"left:686px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed, which </div><div class=\"t s8_372\" id=\"tg_372\" style=\"left:61px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">may differ from where it is \ufb01nanc</div><div class=\"t s9_372\" id=\"th_372\" style=\"left:254px;bottom:1105px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ially booked and may be shared between bus</div><div class=\"t s8_372\" id=\"ti_372\" style=\"left:523px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">inesses and/or regions. In certain instances </div><div class=\"t s8_372\" id=\"tj_372\" style=\"left:61px;bottom:1089px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">this approach is not appropriate and a Financ</div><div class=\"t s9_372\" id=\"tk_372\" style=\"left:332px;bottom:1089px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial V</div><div class=\"t s8_372\" id=\"tl_372\" style=\"left:357px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iew is disclosed, that is, the location in which the transaction or balance </div><div class=\"t s8_372\" id=\"tm_372\" style=\"left:61px;bottom:1073px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">was booked. Typically, the Financ</div><div class=\"t s9_372\" id=\"tn_372\" style=\"left:256px;bottom:1073px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial V</div><div class=\"t s8_372\" id=\"to_372\" style=\"left:282px;bottom:1073px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iew is used in areas such as the Market and Liqu</div><div class=\"t s9_372\" id=\"tp_372\" style=\"left:563px;bottom:1073px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_372\" id=\"tq_372\" style=\"left:574px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity Risk reviews where actual </div><div class=\"t s8_372\" id=\"tr_372\" style=\"left:61px;bottom:1057px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">booking location is more important for an assessment. Segmental informat</div><div class=\"t s9_372\" id=\"ts_372\" style=\"left:504px;bottom:1057px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_372\" id=\"tt_372\" style=\"left:525px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is therefore on a Management View unless </div>otherwise stated.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f83411": {
   "value": "3. Net interest income <div class=\"t s5_377\" id=\"t7_377\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_377\" id=\"t8_377\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t9_377\" style=\"left:246px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at e</div><div class=\"t s6_377\" id=\"ta_377\" style=\"left:354px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ither fair value through other comprehensive income or amortised cost, </div><div class=\"t s6_377\" id=\"tb_377\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and interest expense on all \ufb01nanc</div><div class=\"t s7_377\" id=\"tc_377\" style=\"left:294px;bottom:1120px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s6_377\" id=\"td_377\" style=\"left:313px;bottom:1120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"te_377\" style=\"left:332px;bottom:1120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tf_377\" style=\"left:338px;bottom:1120px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s7_377\" id=\"tg_377\" style=\"left:346px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s6_377\" id=\"th_377\" style=\"left:446px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost is recognised in pro\ufb01t or loss using the effective </div><div class=\"t s6_377\" id=\"ti_377\" style=\"left:95px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest method. </div><div class=\"t s6_377\" id=\"tj_377\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of </div><div class=\"t s7_377\" id=\"tk_377\" style=\"left:95px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">the \ufb01nancial </div><div class=\"t s6_377\" id=\"tl_377\" style=\"left:172px;bottom:1064px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument or, when appropriate, a shorter period, to the net carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"tm_377\" style=\"left:705px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset or \ufb01nancial </div><div class=\"t s6_377\" id=\"tn_377\" style=\"left:95px;bottom:1048px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_377\" id=\"to_377\" style=\"left:117px;bottom:1048px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tp_377\" style=\"left:123px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. When calculating the effective interest rate, the Group estimates cash \ufb02ows consider</div><div class=\"t s7_377\" id=\"tq_377\" style=\"left:643px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing all contractual terms of the </div><div class=\"t s7_377\" id=\"tr_377\" style=\"left:95px;bottom:1032px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s6_377\" id=\"ts_377\" style=\"left:149px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument (for example prepayment options) but does not consider future credit losses. The calculation includes all </div><div class=\"t s6_377\" id=\"tt_377\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fees paid or received between parties to the contract that are an integral part of the effective interest rate, transaction costs </div><div class=\"t s6_377\" id=\"tu_377\" style=\"left:95px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and all other premiums or discounts. For \ufb02oating-rate \ufb01nanc</div><div class=\"t s7_377\" id=\"tv_377\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_377\" id=\"tw_377\" style=\"left:466px;bottom:1000px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments, period</div><div class=\"t s7_377\" id=\"tx_377\" style=\"left:580px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic re-est</div><div class=\"t s6_377\" id=\"ty_377\" style=\"left:627px;bottom:1000px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t s7_377\" id=\"tz_377\" style=\"left:654px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of cash \ufb02ows that re\ufb02ect </div><div class=\"t s6_377\" id=\"t10_377\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the movements in the market rates of interest alters the effective interest rate. Where the estimates of cash \ufb02ows have </div><div class=\"t s6_377\" id=\"t11_377\" style=\"left:95px;bottom:968px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been revised, the carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t12_377\" style=\"left:375px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial asset or l</div><div class=\"t s6_377\" id=\"t13_377\" style=\"left:444px;bottom:968px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"t14_377\" style=\"left:463px;bottom:968px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s6_377\" id=\"t15_377\" style=\"left:468px;bottom:968px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity is adjusted to re\ufb02ect the actual and revised cash \ufb02ows, </div><div class=\"t s6_377\" id=\"t16_377\" style=\"left:95px;bottom:952px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">discounted at the instruments orig</div><div class=\"t s7_377\" id=\"t17_377\" style=\"left:299px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s6_377\" id=\"t18_377\" style=\"left:358px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive interest rate. The adjustment is recognised as interest income or expense </div><div class=\"t s6_377\" id=\"t19_377\" style=\"left:95px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the period in which the revis</div><div class=\"t s7_377\" id=\"t1a_377\" style=\"left:273px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t1b_377\" style=\"left:294px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is made as long as the change in estimates is not due to credit issues. </div><div class=\"t s6_377\" id=\"t1c_377\" style=\"left:95px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t1d_377\" style=\"left:246px;bottom:912px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are e</div><div class=\"t s6_377\" id=\"t1e_377\" style=\"left:360px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ither held at fair value through other comprehensive income or amortised </div><div class=\"t s6_377\" id=\"t1f_377\" style=\"left:95px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">cost that have become credit-impa</div><div class=\"t s7_377\" id=\"t1g_377\" style=\"left:304px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ired subsequent to </div><div class=\"t s6_377\" id=\"t1h_377\" style=\"left:416px;bottom:896px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_377\" id=\"t1i_377\" style=\"left:427px;bottom:896px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_377\" id=\"t1j_377\" style=\"left:434px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_377\" id=\"t1k_377\" style=\"left:500px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (stage 3) and have had amounts wr</div><div class=\"t s6_377\" id=\"t1l_377\" style=\"left:733px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">itten off, is </div><div class=\"t s6_377\" id=\"t1m_377\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recognised using the credit adjusted effective interest rate. This rate is calculated in the same manner as the effective </div><div class=\"t s6_377\" id=\"t1n_377\" style=\"left:95px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest rate except that expected credit losses are included in the expected cash \ufb02ows. Interest income is therefore </div><div class=\"t s6_377\" id=\"t1o_377\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">recognised on the amortised cost of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1p_377\" style=\"left:370px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1q_377\" style=\"left:421px;bottom:847px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_377\" id=\"t1r_377\" style=\"left:456px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t s6_377\" id=\"t1s_377\" style=\"left:563px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">it losses. Should the credit risk on a stage 3 </div><div class=\"t s7_377\" id=\"t1t_377\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial asset </div><div class=\"t s6_377\" id=\"t1u_377\" style=\"left:183px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">improve such that the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1v_377\" style=\"left:352px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1w_377\" style=\"left:403px;bottom:831px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered credit-impa</div><div class=\"t s7_377\" id=\"t1x_377\" style=\"left:610px;bottom:831px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t s6_377\" id=\"t1y_377\" style=\"left:638px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest income recognit</div><div class=\"t s7_377\" id=\"t1z_377\" style=\"left:782px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t20_377\" style=\"left:95px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">reverts to a computation based on the rehabil</div><div class=\"t s7_377\" id=\"t21_377\" style=\"left:367px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">itated gross carry</div><div class=\"t s6_377\" id=\"t22_377\" style=\"left:470px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing value of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t23_377\" style=\"left:601px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial asset. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_377\" id=\"t24_377\" style=\"left:726px;bottom:788px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_377\" id=\"t27_377\" style=\"left:813px;bottom:788px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_377\" id=\"t25_377\" style=\"left:712px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_377\" id=\"t26_377\" style=\"left:734px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_377\" id=\"t28_377\" style=\"left:800px;bottom:777px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_377\" id=\"t29_377\" style=\"left:822px;bottom:777px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2a_377\" style=\"left:87px;bottom:757px;word-spacing:-0.14px;display:inline;\">Balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2b_377\" style=\"left:718px;bottom:757px;letter-spacing:0.2px;display:inline;\">2,833 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2c_377\" style=\"left:817px;bottom:757px;letter-spacing:-0.43px;display:inline;\">765 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2d_377\" style=\"left:87px;bottom:738px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2e_377\" style=\"left:717px;bottom:738px;letter-spacing:0.06px;display:inline;\">2,095 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2f_377\" style=\"left:816px;bottom:738px;letter-spacing:0.07px;display:inline;\">853 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2g_377\" style=\"left:87px;bottom:719px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2h_377\" style=\"left:715px;bottom:719px;letter-spacing:0.11px;display:inline;\">15,518 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2i_377\" style=\"left:801px;bottom:719px;letter-spacing:-0.14px;display:inline;\">10,032 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2j_377\" style=\"left:87px;bottom:700px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_377\" id=\"t2k_377\" style=\"left:155px;bottom:700px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2l_377\" style=\"left:716px;bottom:700px;letter-spacing:0.04px;display:inline;\">5,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2m_377\" style=\"left:806px;bottom:700px;letter-spacing:0.12px;display:inline;\">2,836 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2n_377\" style=\"left:87px;bottom:681px;word-spacing:-0.15px;display:inline;\">Other elig</div><div class=\"t sc_377\" id=\"t2o_377\" style=\"left:142px;bottom:681px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_377\" id=\"t2p_377\" style=\"left:173px;bottom:681px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2q_377\" style=\"left:720px;bottom:681px;letter-spacing:0.02px;display:inline;\">1,596 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2r_377\" style=\"left:814px;bottom:681px;letter-spacing:0.11px;display:inline;\">630 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2s_377\" style=\"left:87px;bottom:662px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Accrued on impa</div><div class=\"t sc_377\" id=\"t2t_377\" style=\"left:182px;bottom:662px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ired assets (d</div><div class=\"t sa_377\" id=\"t2u_377\" style=\"left:256px;bottom:662px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">iscount unwind) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2v_377\" style=\"left:729px;bottom:662px;letter-spacing:0.11px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2w_377\" style=\"left:818px;bottom:662px;display:inline;\">136 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2x_377\" style=\"left:87px;bottom:643px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2y_377\" style=\"left:713px;bottom:643px;letter-spacing:-0.12px;display:inline;\">27,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2z_377\" style=\"left:803px;bottom:643px;letter-spacing:0.07px;display:inline;\">15,252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t30_377\" style=\"left:100px;bottom:624px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: \ufb01nanc</div><div class=\"t sc_377\" id=\"t31_377\" style=\"left:190px;bottom:624px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sa_377\" id=\"t32_377\" style=\"left:206px;bottom:624px;word-spacing:-0.14px;display:inline;\">instruments held at fair value through other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t33_377\" style=\"left:717px;bottom:624px;letter-spacing:0.16px;display:inline;\">3,445 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t34_377\" style=\"left:810px;bottom:624px;letter-spacing:-0.22px;display:inline;\">2,167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t35_377\" style=\"left:87px;bottom:585px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t36_377\" style=\"left:728px;bottom:585px;letter-spacing:-0.15px;display:inline;\">796 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t37_377\" style=\"left:816px;bottom:585px;letter-spacing:0.05px;display:inline;\">433 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t38_377\" style=\"left:87px;bottom:566px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t39_377\" style=\"left:712px;bottom:566px;letter-spacing:0.07px;display:inline;\">14,292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3a_377\" style=\"left:806px;bottom:566px;letter-spacing:0.1px;display:inline;\">5,443 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3b_377\" style=\"left:87px;bottom:547px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_377\" id=\"t3c_377\" style=\"left:155px;bottom:547px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_377\" id=\"t3d_377\" style=\"left:172px;bottom:547px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3e_377\" style=\"left:718px;bottom:547px;letter-spacing:0.07px;display:inline;\">3,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3f_377\" style=\"left:812px;bottom:547px;letter-spacing:-0.18px;display:inline;\">1,169 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3g_377\" style=\"left:87px;bottom:528px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sc_377\" id=\"t3h_377\" style=\"left:187px;bottom:528px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_377\" id=\"t3i_377\" style=\"left:193px;bottom:528px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_377\" id=\"t3j_377\" style=\"left:200px;bottom:528px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3k_377\" style=\"left:731px;bottom:528px;letter-spacing:-0.05px;display:inline;\">951 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3l_377\" style=\"left:815px;bottom:528px;letter-spacing:-0.15px;display:inline;\">570 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3m_377\" style=\"left:87px;bottom:509px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest expense on IFRS 16 lease liab</div><div class=\"t sc_377\" id=\"t3n_377\" style=\"left:290px;bottom:509px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_377\" id=\"t3o_377\" style=\"left:295px;bottom:509px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_377\" id=\"t3p_377\" style=\"left:303px;bottom:509px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3q_377\" style=\"left:736px;bottom:509px;letter-spacing:-0.19px;display:inline;\">52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3r_377\" style=\"left:821px;bottom:509px;letter-spacing:0.4px;display:inline;\">44 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3s_377\" style=\"left:87px;bottom:490px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3t_377\" style=\"left:713px;bottom:490px;letter-spacing:-0.12px;display:inline;\">19,458 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3u_377\" style=\"left:808px;bottom:490px;letter-spacing:-0.41px;display:inline;\">7,659 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3v_377\" style=\"left:87px;bottom:471px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3w_377\" style=\"left:720px;bottom:471px;letter-spacing:-0.54px;display:inline;\">7,769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3x_377\" style=\"left:809px;bottom:471px;letter-spacing:-0.36px;display:inline;\">7,593 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f83412": {
   "value": "3. Net interest income <div class=\"t s5_377\" id=\"t7_377\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_377\" id=\"t8_377\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t9_377\" style=\"left:246px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at e</div><div class=\"t s6_377\" id=\"ta_377\" style=\"left:354px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ither fair value through other comprehensive income or amortised cost, </div><div class=\"t s6_377\" id=\"tb_377\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and interest expense on all \ufb01nanc</div><div class=\"t s7_377\" id=\"tc_377\" style=\"left:294px;bottom:1120px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s6_377\" id=\"td_377\" style=\"left:313px;bottom:1120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"te_377\" style=\"left:332px;bottom:1120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tf_377\" style=\"left:338px;bottom:1120px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s7_377\" id=\"tg_377\" style=\"left:346px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s6_377\" id=\"th_377\" style=\"left:446px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost is recognised in pro\ufb01t or loss using the effective </div><div class=\"t s6_377\" id=\"ti_377\" style=\"left:95px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest method. </div><div class=\"t s6_377\" id=\"tj_377\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of </div><div class=\"t s7_377\" id=\"tk_377\" style=\"left:95px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">the \ufb01nancial </div><div class=\"t s6_377\" id=\"tl_377\" style=\"left:172px;bottom:1064px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument or, when appropriate, a shorter period, to the net carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"tm_377\" style=\"left:705px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset or \ufb01nancial </div><div class=\"t s6_377\" id=\"tn_377\" style=\"left:95px;bottom:1048px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_377\" id=\"to_377\" style=\"left:117px;bottom:1048px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tp_377\" style=\"left:123px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. When calculating the effective interest rate, the Group estimates cash \ufb02ows consider</div><div class=\"t s7_377\" id=\"tq_377\" style=\"left:643px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing all contractual terms of the </div><div class=\"t s7_377\" id=\"tr_377\" style=\"left:95px;bottom:1032px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s6_377\" id=\"ts_377\" style=\"left:149px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument (for example prepayment options) but does not consider future credit losses. The calculation includes all </div><div class=\"t s6_377\" id=\"tt_377\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fees paid or received between parties to the contract that are an integral part of the effective interest rate, transaction costs </div><div class=\"t s6_377\" id=\"tu_377\" style=\"left:95px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and all other premiums or discounts. For \ufb02oating-rate \ufb01nanc</div><div class=\"t s7_377\" id=\"tv_377\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_377\" id=\"tw_377\" style=\"left:466px;bottom:1000px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments, period</div><div class=\"t s7_377\" id=\"tx_377\" style=\"left:580px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic re-est</div><div class=\"t s6_377\" id=\"ty_377\" style=\"left:627px;bottom:1000px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t s7_377\" id=\"tz_377\" style=\"left:654px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of cash \ufb02ows that re\ufb02ect </div><div class=\"t s6_377\" id=\"t10_377\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the movements in the market rates of interest alters the effective interest rate. Where the estimates of cash \ufb02ows have </div><div class=\"t s6_377\" id=\"t11_377\" style=\"left:95px;bottom:968px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been revised, the carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t12_377\" style=\"left:375px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial asset or l</div><div class=\"t s6_377\" id=\"t13_377\" style=\"left:444px;bottom:968px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"t14_377\" style=\"left:463px;bottom:968px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s6_377\" id=\"t15_377\" style=\"left:468px;bottom:968px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity is adjusted to re\ufb02ect the actual and revised cash \ufb02ows, </div><div class=\"t s6_377\" id=\"t16_377\" style=\"left:95px;bottom:952px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">discounted at the instruments orig</div><div class=\"t s7_377\" id=\"t17_377\" style=\"left:299px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s6_377\" id=\"t18_377\" style=\"left:358px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive interest rate. The adjustment is recognised as interest income or expense </div><div class=\"t s6_377\" id=\"t19_377\" style=\"left:95px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the period in which the revis</div><div class=\"t s7_377\" id=\"t1a_377\" style=\"left:273px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t1b_377\" style=\"left:294px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is made as long as the change in estimates is not due to credit issues. </div><div class=\"t s6_377\" id=\"t1c_377\" style=\"left:95px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t1d_377\" style=\"left:246px;bottom:912px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are e</div><div class=\"t s6_377\" id=\"t1e_377\" style=\"left:360px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ither held at fair value through other comprehensive income or amortised </div><div class=\"t s6_377\" id=\"t1f_377\" style=\"left:95px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">cost that have become credit-impa</div><div class=\"t s7_377\" id=\"t1g_377\" style=\"left:304px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ired subsequent to </div><div class=\"t s6_377\" id=\"t1h_377\" style=\"left:416px;bottom:896px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_377\" id=\"t1i_377\" style=\"left:427px;bottom:896px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_377\" id=\"t1j_377\" style=\"left:434px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_377\" id=\"t1k_377\" style=\"left:500px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (stage 3) and have had amounts wr</div><div class=\"t s6_377\" id=\"t1l_377\" style=\"left:733px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">itten off, is </div><div class=\"t s6_377\" id=\"t1m_377\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recognised using the credit adjusted effective interest rate. This rate is calculated in the same manner as the effective </div><div class=\"t s6_377\" id=\"t1n_377\" style=\"left:95px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest rate except that expected credit losses are included in the expected cash \ufb02ows. Interest income is therefore </div><div class=\"t s6_377\" id=\"t1o_377\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">recognised on the amortised cost of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1p_377\" style=\"left:370px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1q_377\" style=\"left:421px;bottom:847px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_377\" id=\"t1r_377\" style=\"left:456px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t s6_377\" id=\"t1s_377\" style=\"left:563px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">it losses. Should the credit risk on a stage 3 </div><div class=\"t s7_377\" id=\"t1t_377\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial asset </div><div class=\"t s6_377\" id=\"t1u_377\" style=\"left:183px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">improve such that the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1v_377\" style=\"left:352px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1w_377\" style=\"left:403px;bottom:831px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered credit-impa</div><div class=\"t s7_377\" id=\"t1x_377\" style=\"left:610px;bottom:831px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t s6_377\" id=\"t1y_377\" style=\"left:638px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest income recognit</div><div class=\"t s7_377\" id=\"t1z_377\" style=\"left:782px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t20_377\" style=\"left:95px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">reverts to a computation based on the rehabil</div><div class=\"t s7_377\" id=\"t21_377\" style=\"left:367px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">itated gross carry</div><div class=\"t s6_377\" id=\"t22_377\" style=\"left:470px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing value of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t23_377\" style=\"left:601px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial asset. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_377\" id=\"t24_377\" style=\"left:726px;bottom:788px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_377\" id=\"t27_377\" style=\"left:813px;bottom:788px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_377\" id=\"t25_377\" style=\"left:712px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_377\" id=\"t26_377\" style=\"left:734px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_377\" id=\"t28_377\" style=\"left:800px;bottom:777px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_377\" id=\"t29_377\" style=\"left:822px;bottom:777px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2a_377\" style=\"left:87px;bottom:757px;word-spacing:-0.14px;display:inline;\">Balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2b_377\" style=\"left:718px;bottom:757px;letter-spacing:0.2px;display:inline;\">2,833 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2c_377\" style=\"left:817px;bottom:757px;letter-spacing:-0.43px;display:inline;\">765 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2d_377\" style=\"left:87px;bottom:738px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2e_377\" style=\"left:717px;bottom:738px;letter-spacing:0.06px;display:inline;\">2,095 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2f_377\" style=\"left:816px;bottom:738px;letter-spacing:0.07px;display:inline;\">853 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2g_377\" style=\"left:87px;bottom:719px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2h_377\" style=\"left:715px;bottom:719px;letter-spacing:0.11px;display:inline;\">15,518 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2i_377\" style=\"left:801px;bottom:719px;letter-spacing:-0.14px;display:inline;\">10,032 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2j_377\" style=\"left:87px;bottom:700px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_377\" id=\"t2k_377\" style=\"left:155px;bottom:700px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2l_377\" style=\"left:716px;bottom:700px;letter-spacing:0.04px;display:inline;\">5,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2m_377\" style=\"left:806px;bottom:700px;letter-spacing:0.12px;display:inline;\">2,836 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2n_377\" style=\"left:87px;bottom:681px;word-spacing:-0.15px;display:inline;\">Other elig</div><div class=\"t sc_377\" id=\"t2o_377\" style=\"left:142px;bottom:681px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_377\" id=\"t2p_377\" style=\"left:173px;bottom:681px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2q_377\" style=\"left:720px;bottom:681px;letter-spacing:0.02px;display:inline;\">1,596 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2r_377\" style=\"left:814px;bottom:681px;letter-spacing:0.11px;display:inline;\">630 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2s_377\" style=\"left:87px;bottom:662px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Accrued on impa</div><div class=\"t sc_377\" id=\"t2t_377\" style=\"left:182px;bottom:662px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ired assets (d</div><div class=\"t sa_377\" id=\"t2u_377\" style=\"left:256px;bottom:662px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">iscount unwind) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2v_377\" style=\"left:729px;bottom:662px;letter-spacing:0.11px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2w_377\" style=\"left:818px;bottom:662px;display:inline;\">136 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2x_377\" style=\"left:87px;bottom:643px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2y_377\" style=\"left:713px;bottom:643px;letter-spacing:-0.12px;display:inline;\">27,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2z_377\" style=\"left:803px;bottom:643px;letter-spacing:0.07px;display:inline;\">15,252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t30_377\" style=\"left:100px;bottom:624px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: \ufb01nanc</div><div class=\"t sc_377\" id=\"t31_377\" style=\"left:190px;bottom:624px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sa_377\" id=\"t32_377\" style=\"left:206px;bottom:624px;word-spacing:-0.14px;display:inline;\">instruments held at fair value through other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t33_377\" style=\"left:717px;bottom:624px;letter-spacing:0.16px;display:inline;\">3,445 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t34_377\" style=\"left:810px;bottom:624px;letter-spacing:-0.22px;display:inline;\">2,167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t35_377\" style=\"left:87px;bottom:585px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t36_377\" style=\"left:728px;bottom:585px;letter-spacing:-0.15px;display:inline;\">796 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t37_377\" style=\"left:816px;bottom:585px;letter-spacing:0.05px;display:inline;\">433 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t38_377\" style=\"left:87px;bottom:566px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t39_377\" style=\"left:712px;bottom:566px;letter-spacing:0.07px;display:inline;\">14,292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3a_377\" style=\"left:806px;bottom:566px;letter-spacing:0.1px;display:inline;\">5,443 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3b_377\" style=\"left:87px;bottom:547px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_377\" id=\"t3c_377\" style=\"left:155px;bottom:547px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_377\" id=\"t3d_377\" style=\"left:172px;bottom:547px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3e_377\" style=\"left:718px;bottom:547px;letter-spacing:0.07px;display:inline;\">3,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3f_377\" style=\"left:812px;bottom:547px;letter-spacing:-0.18px;display:inline;\">1,169 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3g_377\" style=\"left:87px;bottom:528px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sc_377\" id=\"t3h_377\" style=\"left:187px;bottom:528px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_377\" id=\"t3i_377\" style=\"left:193px;bottom:528px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_377\" id=\"t3j_377\" style=\"left:200px;bottom:528px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3k_377\" style=\"left:731px;bottom:528px;letter-spacing:-0.05px;display:inline;\">951 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3l_377\" style=\"left:815px;bottom:528px;letter-spacing:-0.15px;display:inline;\">570 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3m_377\" style=\"left:87px;bottom:509px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest expense on IFRS 16 lease liab</div><div class=\"t sc_377\" id=\"t3n_377\" style=\"left:290px;bottom:509px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_377\" id=\"t3o_377\" style=\"left:295px;bottom:509px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_377\" id=\"t3p_377\" style=\"left:303px;bottom:509px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3q_377\" style=\"left:736px;bottom:509px;letter-spacing:-0.19px;display:inline;\">52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3r_377\" style=\"left:821px;bottom:509px;letter-spacing:0.4px;display:inline;\">44 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3s_377\" style=\"left:87px;bottom:490px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3t_377\" style=\"left:713px;bottom:490px;letter-spacing:-0.12px;display:inline;\">19,458 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3u_377\" style=\"left:808px;bottom:490px;letter-spacing:-0.41px;display:inline;\">7,659 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3v_377\" style=\"left:87px;bottom:471px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3w_377\" style=\"left:720px;bottom:471px;letter-spacing:-0.54px;display:inline;\">7,769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3x_377\" style=\"left:809px;bottom:471px;letter-spacing:-0.36px;display:inline;\">7,593 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f83413": {
   "value": "3. Net interest income <div class=\"t s5_377\" id=\"t7_377\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_377\" id=\"t8_377\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t9_377\" style=\"left:246px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at e</div><div class=\"t s6_377\" id=\"ta_377\" style=\"left:354px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ither fair value through other comprehensive income or amortised cost, </div><div class=\"t s6_377\" id=\"tb_377\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and interest expense on all \ufb01nanc</div><div class=\"t s7_377\" id=\"tc_377\" style=\"left:294px;bottom:1120px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s6_377\" id=\"td_377\" style=\"left:313px;bottom:1120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"te_377\" style=\"left:332px;bottom:1120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tf_377\" style=\"left:338px;bottom:1120px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s7_377\" id=\"tg_377\" style=\"left:346px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s6_377\" id=\"th_377\" style=\"left:446px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost is recognised in pro\ufb01t or loss using the effective </div><div class=\"t s6_377\" id=\"ti_377\" style=\"left:95px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest method. </div><div class=\"t s6_377\" id=\"tj_377\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of </div><div class=\"t s7_377\" id=\"tk_377\" style=\"left:95px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">the \ufb01nancial </div><div class=\"t s6_377\" id=\"tl_377\" style=\"left:172px;bottom:1064px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument or, when appropriate, a shorter period, to the net carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"tm_377\" style=\"left:705px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset or \ufb01nancial </div><div class=\"t s6_377\" id=\"tn_377\" style=\"left:95px;bottom:1048px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_377\" id=\"to_377\" style=\"left:117px;bottom:1048px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tp_377\" style=\"left:123px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. When calculating the effective interest rate, the Group estimates cash \ufb02ows consider</div><div class=\"t s7_377\" id=\"tq_377\" style=\"left:643px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing all contractual terms of the </div><div class=\"t s7_377\" id=\"tr_377\" style=\"left:95px;bottom:1032px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s6_377\" id=\"ts_377\" style=\"left:149px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument (for example prepayment options) but does not consider future credit losses. The calculation includes all </div><div class=\"t s6_377\" id=\"tt_377\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fees paid or received between parties to the contract that are an integral part of the effective interest rate, transaction costs </div><div class=\"t s6_377\" id=\"tu_377\" style=\"left:95px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and all other premiums or discounts. For \ufb02oating-rate \ufb01nanc</div><div class=\"t s7_377\" id=\"tv_377\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_377\" id=\"tw_377\" style=\"left:466px;bottom:1000px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments, period</div><div class=\"t s7_377\" id=\"tx_377\" style=\"left:580px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic re-est</div><div class=\"t s6_377\" id=\"ty_377\" style=\"left:627px;bottom:1000px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t s7_377\" id=\"tz_377\" style=\"left:654px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of cash \ufb02ows that re\ufb02ect </div><div class=\"t s6_377\" id=\"t10_377\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the movements in the market rates of interest alters the effective interest rate. Where the estimates of cash \ufb02ows have </div><div class=\"t s6_377\" id=\"t11_377\" style=\"left:95px;bottom:968px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been revised, the carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t12_377\" style=\"left:375px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial asset or l</div><div class=\"t s6_377\" id=\"t13_377\" style=\"left:444px;bottom:968px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"t14_377\" style=\"left:463px;bottom:968px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s6_377\" id=\"t15_377\" style=\"left:468px;bottom:968px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity is adjusted to re\ufb02ect the actual and revised cash \ufb02ows, </div><div class=\"t s6_377\" id=\"t16_377\" style=\"left:95px;bottom:952px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">discounted at the instruments orig</div><div class=\"t s7_377\" id=\"t17_377\" style=\"left:299px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s6_377\" id=\"t18_377\" style=\"left:358px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive interest rate. The adjustment is recognised as interest income or expense </div><div class=\"t s6_377\" id=\"t19_377\" style=\"left:95px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the period in which the revis</div><div class=\"t s7_377\" id=\"t1a_377\" style=\"left:273px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t1b_377\" style=\"left:294px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is made as long as the change in estimates is not due to credit issues. </div><div class=\"t s6_377\" id=\"t1c_377\" style=\"left:95px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t1d_377\" style=\"left:246px;bottom:912px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are e</div><div class=\"t s6_377\" id=\"t1e_377\" style=\"left:360px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ither held at fair value through other comprehensive income or amortised </div><div class=\"t s6_377\" id=\"t1f_377\" style=\"left:95px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">cost that have become credit-impa</div><div class=\"t s7_377\" id=\"t1g_377\" style=\"left:304px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ired subsequent to </div><div class=\"t s6_377\" id=\"t1h_377\" style=\"left:416px;bottom:896px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_377\" id=\"t1i_377\" style=\"left:427px;bottom:896px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_377\" id=\"t1j_377\" style=\"left:434px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_377\" id=\"t1k_377\" style=\"left:500px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (stage 3) and have had amounts wr</div><div class=\"t s6_377\" id=\"t1l_377\" style=\"left:733px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">itten off, is </div><div class=\"t s6_377\" id=\"t1m_377\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recognised using the credit adjusted effective interest rate. This rate is calculated in the same manner as the effective </div><div class=\"t s6_377\" id=\"t1n_377\" style=\"left:95px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest rate except that expected credit losses are included in the expected cash \ufb02ows. Interest income is therefore </div><div class=\"t s6_377\" id=\"t1o_377\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">recognised on the amortised cost of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1p_377\" style=\"left:370px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1q_377\" style=\"left:421px;bottom:847px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_377\" id=\"t1r_377\" style=\"left:456px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t s6_377\" id=\"t1s_377\" style=\"left:563px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">it losses. Should the credit risk on a stage 3 </div><div class=\"t s7_377\" id=\"t1t_377\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial asset </div><div class=\"t s6_377\" id=\"t1u_377\" style=\"left:183px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">improve such that the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1v_377\" style=\"left:352px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1w_377\" style=\"left:403px;bottom:831px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered credit-impa</div><div class=\"t s7_377\" id=\"t1x_377\" style=\"left:610px;bottom:831px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t s6_377\" id=\"t1y_377\" style=\"left:638px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest income recognit</div><div class=\"t s7_377\" id=\"t1z_377\" style=\"left:782px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t20_377\" style=\"left:95px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">reverts to a computation based on the rehabil</div><div class=\"t s7_377\" id=\"t21_377\" style=\"left:367px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">itated gross carry</div><div class=\"t s6_377\" id=\"t22_377\" style=\"left:470px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing value of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t23_377\" style=\"left:601px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial asset. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_377\" id=\"t24_377\" style=\"left:726px;bottom:788px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_377\" id=\"t27_377\" style=\"left:813px;bottom:788px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_377\" id=\"t25_377\" style=\"left:712px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_377\" id=\"t26_377\" style=\"left:734px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_377\" id=\"t28_377\" style=\"left:800px;bottom:777px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_377\" id=\"t29_377\" style=\"left:822px;bottom:777px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2a_377\" style=\"left:87px;bottom:757px;word-spacing:-0.14px;display:inline;\">Balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2b_377\" style=\"left:718px;bottom:757px;letter-spacing:0.2px;display:inline;\">2,833 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2c_377\" style=\"left:817px;bottom:757px;letter-spacing:-0.43px;display:inline;\">765 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2d_377\" style=\"left:87px;bottom:738px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2e_377\" style=\"left:717px;bottom:738px;letter-spacing:0.06px;display:inline;\">2,095 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2f_377\" style=\"left:816px;bottom:738px;letter-spacing:0.07px;display:inline;\">853 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2g_377\" style=\"left:87px;bottom:719px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2h_377\" style=\"left:715px;bottom:719px;letter-spacing:0.11px;display:inline;\">15,518 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2i_377\" style=\"left:801px;bottom:719px;letter-spacing:-0.14px;display:inline;\">10,032 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2j_377\" style=\"left:87px;bottom:700px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_377\" id=\"t2k_377\" style=\"left:155px;bottom:700px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2l_377\" style=\"left:716px;bottom:700px;letter-spacing:0.04px;display:inline;\">5,005 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2m_377\" style=\"left:806px;bottom:700px;letter-spacing:0.12px;display:inline;\">2,836 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2n_377\" style=\"left:87px;bottom:681px;word-spacing:-0.15px;display:inline;\">Other elig</div><div class=\"t sc_377\" id=\"t2o_377\" style=\"left:142px;bottom:681px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_377\" id=\"t2p_377\" style=\"left:173px;bottom:681px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2q_377\" style=\"left:720px;bottom:681px;letter-spacing:0.02px;display:inline;\">1,596 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2r_377\" style=\"left:814px;bottom:681px;letter-spacing:0.11px;display:inline;\">630 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2s_377\" style=\"left:87px;bottom:662px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Accrued on impa</div><div class=\"t sc_377\" id=\"t2t_377\" style=\"left:182px;bottom:662px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ired assets (d</div><div class=\"t sa_377\" id=\"t2u_377\" style=\"left:256px;bottom:662px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">iscount unwind) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2v_377\" style=\"left:729px;bottom:662px;letter-spacing:0.11px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2w_377\" style=\"left:818px;bottom:662px;display:inline;\">136 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2x_377\" style=\"left:87px;bottom:643px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t2y_377\" style=\"left:713px;bottom:643px;letter-spacing:-0.12px;display:inline;\">27,227 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t2z_377\" style=\"left:803px;bottom:643px;letter-spacing:0.07px;display:inline;\">15,252 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t30_377\" style=\"left:100px;bottom:624px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: \ufb01nanc</div><div class=\"t sc_377\" id=\"t31_377\" style=\"left:190px;bottom:624px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sa_377\" id=\"t32_377\" style=\"left:206px;bottom:624px;word-spacing:-0.14px;display:inline;\">instruments held at fair value through other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t33_377\" style=\"left:717px;bottom:624px;letter-spacing:0.16px;display:inline;\">3,445 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t34_377\" style=\"left:810px;bottom:624px;letter-spacing:-0.22px;display:inline;\">2,167 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t35_377\" style=\"left:87px;bottom:585px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t36_377\" style=\"left:728px;bottom:585px;letter-spacing:-0.15px;display:inline;\">796 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t37_377\" style=\"left:816px;bottom:585px;letter-spacing:0.05px;display:inline;\">433 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t38_377\" style=\"left:87px;bottom:566px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t39_377\" style=\"left:712px;bottom:566px;letter-spacing:0.07px;display:inline;\">14,292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3a_377\" style=\"left:806px;bottom:566px;letter-spacing:0.1px;display:inline;\">5,443 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3b_377\" style=\"left:87px;bottom:547px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_377\" id=\"t3c_377\" style=\"left:155px;bottom:547px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_377\" id=\"t3d_377\" style=\"left:172px;bottom:547px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3e_377\" style=\"left:718px;bottom:547px;letter-spacing:0.07px;display:inline;\">3,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3f_377\" style=\"left:812px;bottom:547px;letter-spacing:-0.18px;display:inline;\">1,169 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3g_377\" style=\"left:87px;bottom:528px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sc_377\" id=\"t3h_377\" style=\"left:187px;bottom:528px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_377\" id=\"t3i_377\" style=\"left:193px;bottom:528px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_377\" id=\"t3j_377\" style=\"left:200px;bottom:528px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3k_377\" style=\"left:731px;bottom:528px;letter-spacing:-0.05px;display:inline;\">951 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3l_377\" style=\"left:815px;bottom:528px;letter-spacing:-0.15px;display:inline;\">570 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3m_377\" style=\"left:87px;bottom:509px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest expense on IFRS 16 lease liab</div><div class=\"t sc_377\" id=\"t3n_377\" style=\"left:290px;bottom:509px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_377\" id=\"t3o_377\" style=\"left:295px;bottom:509px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_377\" id=\"t3p_377\" style=\"left:303px;bottom:509px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3q_377\" style=\"left:736px;bottom:509px;letter-spacing:-0.19px;display:inline;\">52 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3r_377\" style=\"left:821px;bottom:509px;letter-spacing:0.4px;display:inline;\">44 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3s_377\" style=\"left:87px;bottom:490px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Interest expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3t_377\" style=\"left:713px;bottom:490px;letter-spacing:-0.12px;display:inline;\">19,458 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3u_377\" style=\"left:808px;bottom:490px;letter-spacing:-0.41px;display:inline;\">7,659 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3v_377\" style=\"left:87px;bottom:471px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_377\" id=\"t3w_377\" style=\"left:720px;bottom:471px;letter-spacing:-0.54px;display:inline;\">7,769 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_377\" id=\"t3x_377\" style=\"left:809px;bottom:471px;letter-spacing:-0.36px;display:inline;\">7,593 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f83419": {
   "value": "Accounting policy <div class=\"t s6_377\" id=\"t8_377\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t9_377\" style=\"left:246px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at e</div><div class=\"t s6_377\" id=\"ta_377\" style=\"left:354px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ither fair value through other comprehensive income or amortised cost, </div><div class=\"t s6_377\" id=\"tb_377\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and interest expense on all \ufb01nanc</div><div class=\"t s7_377\" id=\"tc_377\" style=\"left:294px;bottom:1120px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s6_377\" id=\"td_377\" style=\"left:313px;bottom:1120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"te_377\" style=\"left:332px;bottom:1120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tf_377\" style=\"left:338px;bottom:1120px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s7_377\" id=\"tg_377\" style=\"left:346px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s6_377\" id=\"th_377\" style=\"left:446px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost is recognised in pro\ufb01t or loss using the effective </div><div class=\"t s6_377\" id=\"ti_377\" style=\"left:95px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest method. </div><div class=\"t s6_377\" id=\"tj_377\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of </div><div class=\"t s7_377\" id=\"tk_377\" style=\"left:95px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">the \ufb01nancial </div><div class=\"t s6_377\" id=\"tl_377\" style=\"left:172px;bottom:1064px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument or, when appropriate, a shorter period, to the net carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"tm_377\" style=\"left:705px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset or \ufb01nancial </div><div class=\"t s6_377\" id=\"tn_377\" style=\"left:95px;bottom:1048px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_377\" id=\"to_377\" style=\"left:117px;bottom:1048px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_377\" id=\"tp_377\" style=\"left:123px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. When calculating the effective interest rate, the Group estimates cash \ufb02ows consider</div><div class=\"t s7_377\" id=\"tq_377\" style=\"left:643px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing all contractual terms of the </div><div class=\"t s7_377\" id=\"tr_377\" style=\"left:95px;bottom:1032px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s6_377\" id=\"ts_377\" style=\"left:149px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument (for example prepayment options) but does not consider future credit losses. The calculation includes all </div><div class=\"t s6_377\" id=\"tt_377\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fees paid or received between parties to the contract that are an integral part of the effective interest rate, transaction costs </div><div class=\"t s6_377\" id=\"tu_377\" style=\"left:95px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and all other premiums or discounts. For \ufb02oating-rate \ufb01nanc</div><div class=\"t s7_377\" id=\"tv_377\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_377\" id=\"tw_377\" style=\"left:466px;bottom:1000px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments, period</div><div class=\"t s7_377\" id=\"tx_377\" style=\"left:580px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic re-est</div><div class=\"t s6_377\" id=\"ty_377\" style=\"left:627px;bottom:1000px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t s7_377\" id=\"tz_377\" style=\"left:654px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of cash \ufb02ows that re\ufb02ect </div><div class=\"t s6_377\" id=\"t10_377\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the movements in the market rates of interest alters the effective interest rate. Where the estimates of cash \ufb02ows have </div><div class=\"t s6_377\" id=\"t11_377\" style=\"left:95px;bottom:968px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been revised, the carrying amount of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t12_377\" style=\"left:375px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial asset or l</div><div class=\"t s6_377\" id=\"t13_377\" style=\"left:444px;bottom:968px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_377\" id=\"t14_377\" style=\"left:463px;bottom:968px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s6_377\" id=\"t15_377\" style=\"left:468px;bottom:968px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity is adjusted to re\ufb02ect the actual and revised cash \ufb02ows, </div><div class=\"t s6_377\" id=\"t16_377\" style=\"left:95px;bottom:952px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">discounted at the instruments orig</div><div class=\"t s7_377\" id=\"t17_377\" style=\"left:299px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s6_377\" id=\"t18_377\" style=\"left:358px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive interest rate. The adjustment is recognised as interest income or expense </div><div class=\"t s6_377\" id=\"t19_377\" style=\"left:95px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the period in which the revis</div><div class=\"t s7_377\" id=\"t1a_377\" style=\"left:273px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t1b_377\" style=\"left:294px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is made as long as the change in estimates is not due to credit issues. </div><div class=\"t s6_377\" id=\"t1c_377\" style=\"left:95px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Interest income for \ufb01nanc</div><div class=\"t s7_377\" id=\"t1d_377\" style=\"left:246px;bottom:912px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are e</div><div class=\"t s6_377\" id=\"t1e_377\" style=\"left:360px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ither held at fair value through other comprehensive income or amortised </div><div class=\"t s6_377\" id=\"t1f_377\" style=\"left:95px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">cost that have become credit-impa</div><div class=\"t s7_377\" id=\"t1g_377\" style=\"left:304px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ired subsequent to </div><div class=\"t s6_377\" id=\"t1h_377\" style=\"left:416px;bottom:896px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_377\" id=\"t1i_377\" style=\"left:427px;bottom:896px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_377\" id=\"t1j_377\" style=\"left:434px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_377\" id=\"t1k_377\" style=\"left:500px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (stage 3) and have had amounts wr</div><div class=\"t s6_377\" id=\"t1l_377\" style=\"left:733px;bottom:896px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">itten off, is </div><div class=\"t s6_377\" id=\"t1m_377\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recognised using the credit adjusted effective interest rate. This rate is calculated in the same manner as the effective </div><div class=\"t s6_377\" id=\"t1n_377\" style=\"left:95px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest rate except that expected credit losses are included in the expected cash \ufb02ows. Interest income is therefore </div><div class=\"t s6_377\" id=\"t1o_377\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">recognised on the amortised cost of the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1p_377\" style=\"left:370px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1q_377\" style=\"left:421px;bottom:847px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s7_377\" id=\"t1r_377\" style=\"left:456px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t s6_377\" id=\"t1s_377\" style=\"left:563px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">it losses. Should the credit risk on a stage 3 </div><div class=\"t s7_377\" id=\"t1t_377\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial asset </div><div class=\"t s6_377\" id=\"t1u_377\" style=\"left:183px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">improve such that the \ufb01nanc</div><div class=\"t s7_377\" id=\"t1v_377\" style=\"left:352px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s6_377\" id=\"t1w_377\" style=\"left:403px;bottom:831px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered credit-impa</div><div class=\"t s7_377\" id=\"t1x_377\" style=\"left:610px;bottom:831px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t s6_377\" id=\"t1y_377\" style=\"left:638px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest income recognit</div><div class=\"t s7_377\" id=\"t1z_377\" style=\"left:782px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_377\" id=\"t20_377\" style=\"left:95px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">reverts to a computation based on the rehabil</div><div class=\"t s7_377\" id=\"t21_377\" style=\"left:367px;bottom:815px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">itated gross carry</div><div class=\"t s6_377\" id=\"t22_377\" style=\"left:470px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing value of the \ufb01nanc</div>ial asset.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f83628": {
   "value": "4. Net fees and commiss<div class=\"t sd_377\" id=\"t3z_377\" style=\"left:266px;bottom:430px;letter-spacing:-0.24px;display:inline;\">ion </div><div class=\"t s5_377\" id=\"t40_377\" style=\"left:95px;bottom:404px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_377\" id=\"t41_377\" style=\"left:95px;bottom:386px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group can act as trustee or in other Fiduc</div><div class=\"t s7_377\" id=\"t42_377\" style=\"left:363px;bottom:386px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">iary capac</div><div class=\"t s6_377\" id=\"t43_377\" style=\"left:425px;bottom:386px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_377\" id=\"t44_377\" style=\"left:433px;bottom:386px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that result </div><div class=\"t s6_377\" id=\"t45_377\" style=\"left:515px;bottom:386px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the holding or placing of assets on behalf of </div><div class=\"t s6_377\" id=\"t46_377\" style=\"left:95px;bottom:370px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_377\" id=\"t47_377\" style=\"left:114px;bottom:370px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_377\" id=\"t48_377\" style=\"left:124px;bottom:370px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iduals, trusts, retirement bene\ufb01t plans and other inst</div><div class=\"t s7_377\" id=\"t49_377\" style=\"left:430px;bottom:370px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s6_377\" id=\"t4a_377\" style=\"left:450px;bottom:370px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions. The assets and income aris</div><div class=\"t s7_377\" id=\"t4b_377\" style=\"left:639px;bottom:370px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing thereon are excluded from </div><div class=\"t s7_377\" id=\"t4c_377\" style=\"left:95px;bottom:354px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these \ufb01nancial statements, as they are not assets and </div><div class=\"t s6_377\" id=\"t4d_377\" style=\"left:416px;bottom:354px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income of the Group. </div><div></div><div class=\"t s5_378\" id=\"t7_378\" style=\"left:69px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\"></div><div class=\"t s6_378\" id=\"t8_378\" style=\"left:248px;bottom:1180px;letter-spacing:-0.25px;display:inline;\"> </div><div class=\"t s7_378\" id=\"t9_378\" style=\"left:274px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_378\" id=\"ta_378\" style=\"left:69px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies the following practical expedients: </div><div class=\"t s9_378\" id=\"tb_378\" style=\"left:69px;bottom:1139px;display:inline;\">\u2022 </div><div class=\"t s8_378\" id=\"tc_378\" style=\"left:82px;bottom:1139px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s9_378\" id=\"td_378\" style=\"left:134px;bottom:1139px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion on amounts of transact</div><div class=\"t s8_378\" id=\"te_378\" style=\"left:294px;bottom:1139px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion price allocated to unsatisf</div><div class=\"t s9_378\" id=\"tf_378\" style=\"left:469px;bottom:1139px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">ied (or part</div><div class=\"t s8_378\" id=\"tg_378\" style=\"left:534px;bottom:1139px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ially unsatisf</div><div class=\"t s9_378\" id=\"th_378\" style=\"left:607px;bottom:1139px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ied) performance obl</div><div class=\"t s8_378\" id=\"ti_378\" style=\"left:733px;bottom:1139px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t s9_378\" id=\"tj_378\" style=\"left:757px;bottom:1139px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions at </div><div class=\"t s8_378\" id=\"tk_378\" style=\"left:82px;bottom:1123px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the end of the reporting period is not disclosed as almost all fee-earning contracts have an expected duration of less than </div><div class=\"t s9_378\" id=\"tl_378\" style=\"left:82px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">one year </div><div class=\"t s9_378\" id=\"tm_378\" style=\"left:69px;bottom:1083px;display:inline;\">\u2022 </div><div class=\"t s8_378\" id=\"tn_378\" style=\"left:82px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">promised considerat</div><div class=\"t s9_378\" id=\"to_378\" style=\"left:204px;bottom:1083px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_378\" id=\"tp_378\" style=\"left:225px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is not adjusted for the effects of a sign</div><div class=\"t s9_378\" id=\"tq_378\" style=\"left:449px;bottom:1083px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant \ufb01nancing component as the per</div><div class=\"t s8_378\" id=\"tr_378\" style=\"left:679px;bottom:1083px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">iod between the Group </div><div class=\"t s8_378\" id=\"ts_378\" style=\"left:82px;bottom:1067px;letter-spacing:-0.17px;display:inline;\">provid</div><div class=\"t s9_378\" id=\"tt_378\" style=\"left:120px;bottom:1067px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ing a serv</div><div class=\"t s8_378\" id=\"tu_378\" style=\"left:176px;bottom:1067px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ice and the customer paying for it is expected to be less than one year </div><div class=\"t s9_378\" id=\"tv_378\" style=\"left:69px;bottom:1043px;display:inline;\">\u2022 </div><div class=\"t s8_378\" id=\"tw_378\" style=\"left:82px;bottom:1043px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">incremental costs of obtain</div><div class=\"t s9_378\" id=\"tx_378\" style=\"left:244px;bottom:1043px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing a fee-earn</div><div class=\"t s8_378\" id=\"ty_378\" style=\"left:328px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing contract are recognised upfront in \u2018Fees and commiss</div><div class=\"t s9_378\" id=\"tz_378\" style=\"left:664px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion expense\u2019 rather than </div><div class=\"t s8_378\" id=\"t10_378\" style=\"left:82px;bottom:1027px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">amortised, if the expected term of the contract is less than one year </div><div class=\"t s8_378\" id=\"t11_378\" style=\"left:69px;bottom:1003px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The determinat</div><div class=\"t s9_378\" id=\"t12_378\" style=\"left:162px;bottom:1003px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ion of the serv</div><div class=\"t s8_378\" id=\"t13_378\" style=\"left:245px;bottom:1003px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ices performed for the customer, the transaction price, and when the services are completed </div><div class=\"t s8_378\" id=\"t14_378\" style=\"left:69px;bottom:987px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">depends on the nature of the product with the customer. The main considerat</div><div class=\"t s9_378\" id=\"t15_378\" style=\"left:528px;bottom:987px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions on </div><div class=\"t s8_378\" id=\"t16_378\" style=\"left:572px;bottom:987px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income recognit</div><div class=\"t s9_378\" id=\"t17_378\" style=\"left:668px;bottom:987px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion by product are as </div><div class=\"t s9_378\" id=\"t18_378\" style=\"left:69px;bottom:971px;letter-spacing:-0.17px;display:inline;\">follows: </div><div class=\"t sa_378\" id=\"t19_378\" style=\"left:69px;bottom:939px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Transaction Banking </div><div class=\"t s8_378\" id=\"t1a_378\" style=\"left:69px;bottom:921px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group recognises fee income associated with transactional trade and cash management at the point in time the service </div><div class=\"t s8_378\" id=\"t1b_378\" style=\"left:69px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is provided. The Group recognises income associated with trade contingent risk exposures (such as letters of credit and </div><div class=\"t s8_378\" id=\"t1c_378\" style=\"left:69px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">guarantees) over the period in which the service is provided. </div><div class=\"t s8_378\" id=\"t1d_378\" style=\"left:69px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Payment of fees is usually received at the same time the service is provided. In some cases, letters of credit and guarantees </div><div class=\"t s8_378\" id=\"t1e_378\" style=\"left:69px;bottom:848px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">issued by the Group have annual upfront premiums, which are amortised on a straight-line basis to fee income over the year. </div><div class=\"t sa_378\" id=\"t1f_378\" style=\"left:69px;bottom:816px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_378\" id=\"t1g_378\" style=\"left:110px;bottom:816px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial Markets </div><div class=\"t s8_378\" id=\"t1h_378\" style=\"left:69px;bottom:798px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group recognises fee income at the point in time the service is provided. Fee income is recognised for a sign</div><div class=\"t s9_378\" id=\"t1i_378\" style=\"left:725px;bottom:798px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cant non- </div><div class=\"t s8_378\" id=\"t1j_378\" style=\"left:69px;bottom:782px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">lending service when the transaction has been completed and the terms of the contract with the customer entitle the Group to </div><div class=\"t s8_378\" id=\"t1k_378\" style=\"left:69px;bottom:766px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the fee. This includes fees such as structuring and advisory fees. Fees are usually received shortly after the service is provided. </div><div class=\"t s8_378\" id=\"t1l_378\" style=\"left:69px;bottom:742px;letter-spacing:-0.19px;display:inline;\">Syndicat</div><div class=\"t s9_378\" id=\"t1m_378\" style=\"left:121px;bottom:742px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion fees are recogn</div><div class=\"t s8_378\" id=\"t1n_378\" style=\"left:233px;bottom:742px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ised when the syndicat</div><div class=\"t s9_378\" id=\"t1o_378\" style=\"left:369px;bottom:742px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_378\" id=\"t1p_378\" style=\"left:390px;bottom:742px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is complete de\ufb01ned as achiev</div><div class=\"t s9_378\" id=\"t1q_378\" style=\"left:564px;bottom:742px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing the \ufb01nal approved hold pos</div><div class=\"t s8_378\" id=\"t1r_378\" style=\"left:748px;bottom:742px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_378\" id=\"t1s_378\" style=\"left:756px;bottom:742px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_378\" id=\"t1t_378\" style=\"left:69px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fees are generally received before completion of the syndicat</div><div class=\"t s9_378\" id=\"t1u_378\" style=\"left:432px;bottom:726px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion, or w</div><div class=\"t s8_378\" id=\"t1v_378\" style=\"left:481px;bottom:726px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s9_378\" id=\"t1w_378\" style=\"left:496px;bottom:726px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in 12 months of the transact</div><div class=\"t s8_378\" id=\"t1x_378\" style=\"left:659px;bottom:726px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion date. </div><div class=\"t s8_378\" id=\"t1y_378\" style=\"left:69px;bottom:702px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s9_378\" id=\"t1z_378\" style=\"left:110px;bottom:702px;letter-spacing:-0.06px;word-spacing:-0.21px;display:inline;\">ies serv</div><div class=\"t s8_378\" id=\"t20_378\" style=\"left:152px;bottom:702px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ices include custody services, fund accounting and admin</div><div class=\"t s9_378\" id=\"t21_378\" style=\"left:491px;bottom:702px;letter-spacing:-0.14px;display:inline;\">istrat</div><div class=\"t s8_378\" id=\"t22_378\" style=\"left:521px;bottom:702px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion, and broker clearing. Fees are recognised over </div><div class=\"t s8_378\" id=\"t23_378\" style=\"left:69px;bottom:686px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the period the custody or fund management services are provided, or as and when broker services are requested. </div><div class=\"t sa_378\" id=\"t24_378\" style=\"left:69px;bottom:654px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Wealth Management </div><div class=\"t s8_378\" id=\"t25_378\" style=\"left:69px;bottom:635px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Upfront considerat</div><div class=\"t s9_378\" id=\"t26_378\" style=\"left:182px;bottom:635px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion on bancassurance agreements </div><div class=\"t s8_378\" id=\"t27_378\" style=\"left:390px;bottom:635px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is amortised straight-line over the contractual term. Commiss</div><div class=\"t s9_378\" id=\"t28_378\" style=\"left:749px;bottom:635px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions for </div><div class=\"t s8_378\" id=\"t29_378\" style=\"left:69px;bottom:619px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">bancassurance activ</div><div class=\"t s9_378\" id=\"t2a_378\" style=\"left:192px;bottom:619px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_378\" id=\"t2b_378\" style=\"left:200px;bottom:619px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies are recorded as they are earned through sales of third-party insurance products to customers. </div><div class=\"t s8_378\" id=\"t2c_378\" style=\"left:69px;bottom:603px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These commiss</div><div class=\"t s9_378\" id=\"t2d_378\" style=\"left:160px;bottom:603px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions are rece</div><div class=\"t s8_378\" id=\"t2e_378\" style=\"left:234px;bottom:603px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ived with</div><div class=\"t s9_378\" id=\"t2f_378\" style=\"left:288px;bottom:603px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in a short t</div><div class=\"t s8_378\" id=\"t2g_378\" style=\"left:349px;bottom:603px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime frame of the commiss</div><div class=\"t s9_378\" id=\"t2h_378\" style=\"left:502px;bottom:603px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion be</div><div class=\"t s8_378\" id=\"t2i_378\" style=\"left:539px;bottom:603px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ing earned. Target-linked fees are accrued </div><div class=\"t s8_378\" id=\"t2j_378\" style=\"left:69px;bottom:587px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">based on percentage of the target achieved, provided it is assessed as highly probable that the target will be met. </div><div class=\"t s8_378\" id=\"t2k_378\" style=\"left:69px;bottom:571px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Cash payment is received at a contractually specif</div><div class=\"t s9_378\" id=\"t2l_378\" style=\"left:367px;bottom:571px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied date after ach</div><div class=\"t s8_378\" id=\"t2m_378\" style=\"left:473px;bottom:571px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ievement of a target has been con\ufb01rmed. </div><div class=\"t s8_378\" id=\"t2n_378\" style=\"left:69px;bottom:547px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Upfront and trail</div><div class=\"t s9_378\" id=\"t2o_378\" style=\"left:168px;bottom:547px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing comm</div><div class=\"t s8_378\" id=\"t2p_378\" style=\"left:228px;bottom:547px;letter-spacing:-0.07px;display:inline;\">iss</div><div class=\"t s9_378\" id=\"t2q_378\" style=\"left:242px;bottom:547px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions for managed </div><div class=\"t s8_378\" id=\"t2r_378\" style=\"left:350px;bottom:547px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investment placements are recorded as they are con\ufb01rmed. Income from these </div><div class=\"t s8_378\" id=\"t2s_378\" style=\"left:69px;bottom:531px;letter-spacing:-0.12px;display:inline;\">activ</div><div class=\"t s9_378\" id=\"t2t_378\" style=\"left:98px;bottom:531px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_378\" id=\"t2u_378\" style=\"left:106px;bottom:531px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies is relatively even throughout the period, and cash is usually received with</div><div class=\"t s9_378\" id=\"t2v_378\" style=\"left:551px;bottom:531px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in a short t</div><div class=\"t s8_378\" id=\"t2w_378\" style=\"left:613px;bottom:531px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ime frame after the commiss</div><div class=\"t s9_378\" id=\"t2x_378\" style=\"left:783px;bottom:531px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_378\" id=\"t2y_378\" style=\"left:69px;bottom:515px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">is earned. </div><div class=\"t sa_378\" id=\"t2z_378\" style=\"left:69px;bottom:483px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Retail Products </div><div class=\"t s8_378\" id=\"t30_378\" style=\"left:69px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group recognises most income at the point in time the Group is entitled to the fee, since most services are provided at the </div><div class=\"t s8_378\" id=\"t31_378\" style=\"left:69px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">time of the customer\u2019s request. </div><div class=\"t s8_378\" id=\"t32_378\" style=\"left:69px;bottom:425px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Credit card annual fees are recognised over the service period. In most of our retail markets there are circumstances under </div><div class=\"t s8_378\" id=\"t33_378\" style=\"left:69px;bottom:409px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">which fees are waived, income recognit</div><div class=\"t s9_378\" id=\"t34_378\" style=\"left:302px;bottom:409px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_378\" id=\"t35_378\" style=\"left:323px;bottom:409px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is adjusted to re\ufb02ect customer\u2019s intent to pay the annual fee. The Group defers the </div><div class=\"t s8_378\" id=\"t36_378\" style=\"left:69px;bottom:393px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">fair value of reward points on its credit card reward programmes, and recognises income and costs associated with ful\ufb01ll</div><div class=\"t s9_378\" id=\"t37_378\" style=\"left:778px;bottom:393px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the </div><div class=\"t s8_378\" id=\"t38_378\" style=\"left:69px;bottom:377px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">reward at the time of redemption. </div><div class=\"t s8_378\" id=\"t39_378\" style=\"left:69px;bottom:353px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Upfront bancassurance considerat</div><div class=\"t s9_378\" id=\"t3a_378\" style=\"left:276px;bottom:353px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion amounts are amort</div><div class=\"t s8_378\" id=\"t3b_378\" style=\"left:412px;bottom:353px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ised on a straight-line basis over the contractual period to which the </div><div class=\"t s8_378\" id=\"t3c_378\" style=\"left:69px;bottom:337px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s9_378\" id=\"t3d_378\" style=\"left:132px;bottom:337px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion relates. </div><div></div><div class=\"t s4_379\" id=\"t6_379\" style=\"left:87px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\"></div><div class=\"t s5_379\" id=\"t7_379\" style=\"left:266px;bottom:1180px;letter-spacing:-0.25px;display:inline;\"> </div><div class=\"t s6_379\" id=\"t8_379\" style=\"left:292px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t9_379\" style=\"left:726px;bottom:1162px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"tc_379\" style=\"left:813px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"ta_379\" style=\"left:712px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_379\" id=\"tb_379\" style=\"left:734px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"td_379\" style=\"left:800px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_379\" id=\"te_379\" style=\"left:822px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"tf_379\" style=\"left:87px;bottom:1131px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Fees and commiss</div><div class=\"t sa_379\" id=\"tg_379\" style=\"left:190px;bottom:1131px;letter-spacing:0.04px;display:inline;\">ions </div> <div class=\"t s9_379\" id=\"th_379\" style=\"left:215px;bottom:1131px;letter-spacing:0.07px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"ti_379\" style=\"left:717px;bottom:1131px;letter-spacing:-0.09px;display:inline;\">4,067 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"tj_379\" style=\"left:808px;bottom:1131px;letter-spacing:-0.13px;display:inline;\">3,972 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"tk_379\" style=\"left:100px;bottom:1112px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"tl_379\" style=\"left:100px;bottom:1093px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_379\" id=\"tm_379\" style=\"left:137px;bottom:1093px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_379\" id=\"tn_379\" style=\"left:152px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">instruments that are not fair valued through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"to_379\" style=\"left:720px;bottom:1093px;letter-spacing:-0.1px;display:inline;\">1,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"tp_379\" style=\"left:807px;bottom:1093px;letter-spacing:0.13px;display:inline;\">1,306 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_379\" id=\"tq_379\" style=\"left:100px;bottom:1074px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Trust and other \ufb01duciary act</div><div class=\"t sb_379\" id=\"tr_379\" style=\"left:257px;bottom:1074px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t sc_379\" id=\"ts_379\" style=\"left:266px;bottom:1074px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_379\" id=\"tt_379\" style=\"left:273px;bottom:1074px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"tu_379\" style=\"left:727px;bottom:1074px;letter-spacing:0.07px;display:inline;\">508 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"tv_379\" style=\"left:815px;bottom:1074px;letter-spacing:-0.13px;display:inline;\">520 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"tw_379\" style=\"left:87px;bottom:1036px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Fees and commiss</div><div class=\"t sa_379\" id=\"tx_379\" style=\"left:190px;bottom:1036px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">ions expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"ty_379\" style=\"left:725px;bottom:1036px;letter-spacing:-0.04px;display:inline;\">(815) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"tz_379\" style=\"left:811px;bottom:1036px;letter-spacing:-0.25px;display:inline;\">(859) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t10_379\" style=\"left:100px;bottom:1017px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t11_379\" style=\"left:100px;bottom:998px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_379\" id=\"t12_379\" style=\"left:137px;bottom:998px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_379\" id=\"t13_379\" style=\"left:152px;bottom:998px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">instruments that are not fair valued through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t14_379\" style=\"left:724px;bottom:998px;letter-spacing:-0.04px;display:inline;\">(169) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t15_379\" style=\"left:810px;bottom:998px;letter-spacing:-0.16px;display:inline;\">(303) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_379\" id=\"t16_379\" style=\"left:100px;bottom:979px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Trust and other \ufb01duciary act</div><div class=\"t sb_379\" id=\"t17_379\" style=\"left:257px;bottom:979px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t sc_379\" id=\"t18_379\" style=\"left:266px;bottom:979px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_379\" id=\"t19_379\" style=\"left:273px;bottom:979px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t1a_379\" style=\"left:730px;bottom:979px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t1b_379\" style=\"left:818px;bottom:979px;letter-spacing:-0.52px;display:inline;\">(49) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t1c_379\" style=\"left:87px;bottom:959px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Net fees and commiss</div><div class=\"t sa_379\" id=\"t1d_379\" style=\"left:212px;bottom:959px;letter-spacing:0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t1e_379\" style=\"left:719px;bottom:959px;letter-spacing:0.08px;display:inline;\">3,252 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t1f_379\" style=\"left:813px;bottom:959px;letter-spacing:-0.17px;display:inline;\">3,113 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_379\" id=\"t1g_379\" style=\"left:612px;bottom:935px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1h_379\" style=\"left:438px;bottom:918px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1o_379\" style=\"left:526px;bottom:918px;letter-spacing:-0.07px;display:inline;\">Consumer, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1i_379\" style=\"left:423px;bottom:907px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1p_379\" style=\"left:533px;bottom:907px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1x_379\" style=\"left:704px;bottom:907px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1j_379\" style=\"left:431px;bottom:895px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s3_379\" id=\"t1k_379\" style=\"left:466px;bottom:895px;letter-spacing:-0.02px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1q_379\" style=\"left:536px;bottom:895px;letter-spacing:0.02px;display:inline;\">Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1y_379\" style=\"left:695px;bottom:895px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">other Items </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1l_379\" style=\"left:450px;bottom:884px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1r_379\" style=\"left:536px;bottom:884px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1u_379\" style=\"left:620px;bottom:884px;letter-spacing:-0.1px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1z_379\" style=\"left:700px;bottom:884px;letter-spacing:-0.08px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t22_379\" style=\"left:811px;bottom:884px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1m_379\" style=\"left:452px;bottom:873px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_379\" id=\"t1n_379\" style=\"left:475px;bottom:873px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1s_379\" style=\"left:538px;bottom:873px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_379\" id=\"t1t_379\" style=\"left:561px;bottom:873px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t1v_379\" style=\"left:625px;bottom:873px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_379\" id=\"t1w_379\" style=\"left:648px;bottom:873px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t20_379\" style=\"left:712px;bottom:873px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_379\" id=\"t21_379\" style=\"left:734px;bottom:873px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_379\" id=\"t23_379\" style=\"left:798px;bottom:873px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_379\" id=\"t24_379\" style=\"left:821px;bottom:873px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t25_379\" style=\"left:87px;bottom:852px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Transaction Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t26_379\" style=\"left:463px;bottom:852px;letter-spacing:-0.13px;display:inline;\">1,142 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t27_379\" style=\"left:563px;bottom:852px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t28_379\" style=\"left:656px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t29_379\" style=\"left:743px;bottom:852px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2a_379\" style=\"left:810px;bottom:852px;letter-spacing:-0.33px;display:inline;\">1,174 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t2b_379\" style=\"left:100px;bottom:833px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">Trade &amp; Working capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2c_379\" style=\"left:469px;bottom:833px;letter-spacing:-0.4px;display:inline;\">576 </div></td><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2d_379\" style=\"left:562px;bottom:833px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2e_379\" style=\"left:656px;bottom:833px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2f_379\" style=\"left:743px;bottom:833px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2g_379\" style=\"left:815px;bottom:833px;letter-spacing:0.08px;display:inline;\">601 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t2h_379\" style=\"left:100px;bottom:814px;letter-spacing:0.05px;word-spacing:-0.16px;display:inline;\">Cash Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2i_379\" style=\"left:468px;bottom:814px;letter-spacing:0.15px;display:inline;\">566 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2j_379\" style=\"left:569px;bottom:814px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2k_379\" style=\"left:656px;bottom:814px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2l_379\" style=\"left:743px;bottom:814px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2m_379\" style=\"left:815px;bottom:814px;letter-spacing:0.02px;display:inline;\">573 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t2n_379\" style=\"left:87px;bottom:795px;letter-spacing:-0.04px;display:inline;\">Financ</div><div class=\"t sc_379\" id=\"t2o_379\" style=\"left:124px;bottom:795px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2p_379\" style=\"left:468px;bottom:795px;letter-spacing:0.01px;display:inline;\">882 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2q_379\" style=\"left:570px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2r_379\" style=\"left:656px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2s_379\" style=\"left:743px;bottom:795px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2t_379\" style=\"left:814px;bottom:795px;letter-spacing:0.01px;display:inline;\">882 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t2u_379\" style=\"left:87px;bottom:776px;word-spacing:-0.13px;display:inline;\">Lending &amp; Portfolio Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2v_379\" style=\"left:472px;bottom:776px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2w_379\" style=\"left:569px;bottom:776px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2x_379\" style=\"left:656px;bottom:776px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2y_379\" style=\"left:743px;bottom:776px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t2z_379\" style=\"left:817px;bottom:776px;letter-spacing:-0.16px;display:inline;\">147 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t30_379\" style=\"left:87px;bottom:757px;display:inline;\">Princ</div><div class=\"t sc_379\" id=\"t31_379\" style=\"left:114px;bottom:757px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ipal F</div><div class=\"t sb_379\" id=\"t32_379\" style=\"left:143px;bottom:757px;display:inline;\">inance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t33_379\" style=\"left:479px;bottom:757px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t34_379\" style=\"left:570px;bottom:757px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t35_379\" style=\"left:656px;bottom:757px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t36_379\" style=\"left:743px;bottom:757px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t37_379\" style=\"left:825px;bottom:757px;letter-spacing:-0.01px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t38_379\" style=\"left:87px;bottom:738px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Wealth Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t39_379\" style=\"left:483px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3a_379\" style=\"left:547px;bottom:738px;letter-spacing:0.21px;display:inline;\">1,225 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3b_379\" style=\"left:656px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3c_379\" style=\"left:743px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3d_379\" style=\"left:807px;bottom:738px;letter-spacing:0.21px;display:inline;\">1,225 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t3e_379\" style=\"left:87px;bottom:719px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retail Products </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3f_379\" style=\"left:483px;bottom:719px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3g_379\" style=\"left:555px;bottom:719px;letter-spacing:-0.06px;display:inline;\">592 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3h_379\" style=\"left:649px;bottom:719px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3i_379\" style=\"left:743px;bottom:719px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3j_379\" style=\"left:814px;bottom:719px;letter-spacing:-0.07px;display:inline;\">624 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t3k_379\" style=\"left:87px;bottom:700px;letter-spacing:-0.04px;display:inline;\">Treasury </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3l_379\" style=\"left:483px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3m_379\" style=\"left:570px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3n_379\" style=\"left:656px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3o_379\" style=\"left:732px;bottom:700px;letter-spacing:0.06px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3p_379\" style=\"left:818px;bottom:700px;letter-spacing:0.06px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t3q_379\" style=\"left:87px;bottom:681px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3r_379\" style=\"left:483px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3s_379\" style=\"left:569px;bottom:681px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3t_379\" style=\"left:649px;bottom:681px;letter-spacing:0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3u_379\" style=\"left:737px;bottom:681px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3v_379\" style=\"left:824px;bottom:681px;letter-spacing:-0.05px;display:inline;\">31 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3w_379\" style=\"left:87px;bottom:662px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Fees and commiss</div><div class=\"t sa_379\" id=\"t3x_379\" style=\"left:190px;bottom:662px;display:inline;\">ion </div> <div class=\"t s9_379\" id=\"t3y_379\" style=\"left:210px;bottom:662px;letter-spacing:0.07px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t3z_379\" style=\"left:460px;bottom:662px;letter-spacing:0.05px;display:inline;\">2,164 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t40_379\" style=\"left:547px;bottom:662px;letter-spacing:0.08px;display:inline;\">1,857 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t41_379\" style=\"left:649px;bottom:662px;letter-spacing:-0.36px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t42_379\" style=\"left:732px;bottom:662px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t43_379\" style=\"left:803px;bottom:662px;letter-spacing:-0.09px;display:inline;\">4,067 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t44_379\" style=\"left:87px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Fees and commiss</div><div class=\"t sc_379\" id=\"t45_379\" style=\"left:189px;bottom:643px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t46_379\" style=\"left:468px;bottom:643px;letter-spacing:-0.29px;display:inline;\">(411) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t47_379\" style=\"left:552px;bottom:643px;letter-spacing:-0.02px;display:inline;\">(319) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t48_379\" style=\"left:643px;bottom:643px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t49_379\" style=\"left:733px;bottom:643px;letter-spacing:-0.39px;display:inline;\">(61) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4a_379\" style=\"left:811px;bottom:643px;letter-spacing:-0.04px;display:inline;\">(815) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4b_379\" style=\"left:87px;bottom:624px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Net fees and commiss</div><div class=\"t sa_379\" id=\"t4c_379\" style=\"left:212px;bottom:624px;letter-spacing:0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4d_379\" style=\"left:461px;bottom:624px;letter-spacing:0.09px;display:inline;\">1,753 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4e_379\" style=\"left:547px;bottom:624px;letter-spacing:0.17px;display:inline;\">1,538 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4f_379\" style=\"left:648px;bottom:624px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4g_379\" style=\"left:730px;bottom:624px;letter-spacing:-0.16px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t4h_379\" style=\"left:805px;bottom:624px;letter-spacing:0.08px;display:inline;\">3,252 </div></td></tr></table><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_379\" id=\"t4i_379\" style=\"left:612px;bottom:600px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4j_379\" style=\"left:439px;bottom:583px;letter-spacing:-0.01px;display:inline;\">Corporate, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4q_379\" style=\"left:529px;bottom:583px;letter-spacing:-0.01px;display:inline;\">Consumer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4k_379\" style=\"left:424px;bottom:571px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Commercial &amp; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4r_379\" style=\"left:535px;bottom:571px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Private &amp; </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4z_379\" style=\"left:706px;bottom:571px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Central &amp; </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4l_379\" style=\"left:434px;bottom:560px;letter-spacing:-0.01px;display:inline;\">Institut</div><div class=\"t s8_379\" id=\"t4m_379\" style=\"left:466px;bottom:560px;letter-spacing:-0.04px;display:inline;\">ional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4s_379\" style=\"left:537px;bottom:560px;display:inline;\">Business </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t50_379\" style=\"left:697px;bottom:560px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">other Items </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4n_379\" style=\"left:451px;bottom:549px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4t_379\" style=\"left:538px;bottom:549px;letter-spacing:-0.02px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4w_379\" style=\"left:622px;bottom:549px;letter-spacing:-0.12px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t51_379\" style=\"left:701px;bottom:549px;letter-spacing:-0.15px;display:inline;\">(segment) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t54_379\" style=\"left:812px;bottom:549px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4o_379\" style=\"left:454px;bottom:537px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_379\" id=\"t4p_379\" style=\"left:475px;bottom:537px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4u_379\" style=\"left:540px;bottom:537px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_379\" id=\"t4v_379\" style=\"left:562px;bottom:537px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t4x_379\" style=\"left:627px;bottom:537px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_379\" id=\"t4y_379\" style=\"left:648px;bottom:537px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t52_379\" style=\"left:714px;bottom:537px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_379\" id=\"t53_379\" style=\"left:735px;bottom:537px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_379\" id=\"t55_379\" style=\"left:800px;bottom:537px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_379\" id=\"t56_379\" style=\"left:822px;bottom:537px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t57_379\" style=\"left:87px;bottom:517px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Transaction Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t58_379\" style=\"left:466px;bottom:517px;letter-spacing:-0.14px;display:inline;\">1,143 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t59_379\" style=\"left:563px;bottom:517px;letter-spacing:-0.18px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5a_379\" style=\"left:656px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5b_379\" style=\"left:743px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5c_379\" style=\"left:813px;bottom:517px;letter-spacing:-0.13px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5d_379\" style=\"left:100px;bottom:498px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">Trade &amp; Working capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5e_379\" style=\"left:469px;bottom:498px;letter-spacing:-0.35px;display:inline;\">594 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5f_379\" style=\"left:563px;bottom:498px;letter-spacing:0.15px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5g_379\" style=\"left:656px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5h_379\" style=\"left:743px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5i_379\" style=\"left:818px;bottom:498px;letter-spacing:-0.27px;display:inline;\">619 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5j_379\" style=\"left:100px;bottom:479px;letter-spacing:0.05px;word-spacing:-0.16px;display:inline;\">Cash Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5k_379\" style=\"left:469px;bottom:479px;display:inline;\">549 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5l_379\" style=\"left:570px;bottom:479px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5m_379\" style=\"left:656px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5n_379\" style=\"left:743px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5o_379\" style=\"left:815px;bottom:479px;letter-spacing:0.04px;display:inline;\">556 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5p_379\" style=\"left:87px;bottom:460px;letter-spacing:-0.04px;display:inline;\">Financ</div> <div class=\"t sc_379\" id=\"t5q_379\" style=\"left:124px;bottom:460px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5r_379\" style=\"left:469px;bottom:460px;letter-spacing:0.04px;display:inline;\">958 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5s_379\" style=\"left:570px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5t_379\" style=\"left:656px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5u_379\" style=\"left:743px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5v_379\" style=\"left:815px;bottom:460px;letter-spacing:0.04px;display:inline;\">958 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5w_379\" style=\"left:87px;bottom:441px;word-spacing:-0.13px;display:inline;\">Lending &amp; Portfolio Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5x_379\" style=\"left:472px;bottom:441px;letter-spacing:-0.19px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5y_379\" style=\"left:569px;bottom:441px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t5z_379\" style=\"left:656px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t60_379\" style=\"left:743px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t61_379\" style=\"left:818px;bottom:441px;letter-spacing:-0.02px;display:inline;\">129 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t62_379\" style=\"left:87px;bottom:422px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Wealth Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t63_379\" style=\"left:483px;bottom:422px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t64_379\" style=\"left:553px;bottom:422px;letter-spacing:-0.11px;display:inline;\">1,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t65_379\" style=\"left:656px;bottom:422px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t66_379\" style=\"left:743px;bottom:422px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t67_379\" style=\"left:813px;bottom:422px;letter-spacing:-0.11px;display:inline;\">1,127 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t68_379\" style=\"left:87px;bottom:403px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retail Products </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t69_379\" style=\"left:483px;bottom:403px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6a_379\" style=\"left:556px;bottom:403px;letter-spacing:-0.01px;display:inline;\">582 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6b_379\" style=\"left:652px;bottom:403px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6c_379\" style=\"left:743px;bottom:403px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6d_379\" style=\"left:816px;bottom:403px;letter-spacing:-0.35px;display:inline;\">594 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6e_379\" style=\"left:87px;bottom:384px;letter-spacing:-0.04px;display:inline;\">Treasury </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6f_379\" style=\"left:483px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6g_379\" style=\"left:570px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6h_379\" style=\"left:656px;bottom:384px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6i_379\" style=\"left:737px;bottom:384px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6j_379\" style=\"left:824px;bottom:384px;letter-spacing:-0.05px;display:inline;\">(5) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6k_379\" style=\"left:87px;bottom:365px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6l_379\" style=\"left:483px;bottom:365px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6m_379\" style=\"left:565px;bottom:365px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6n_379\" style=\"left:655px;bottom:365px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6o_379\" style=\"left:734px;bottom:365px;letter-spacing:-0.21px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6p_379\" style=\"left:825px;bottom:365px;letter-spacing:-0.8px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t6q_379\" style=\"left:87px;bottom:346px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Fees and commiss</div><div class=\"t sa_379\" id=\"t6r_379\" style=\"left:190px;bottom:346px;display:inline;\">ion </div><div class=\"t s9_379\" id=\"t6s_379\" style=\"left:210px;bottom:346px;letter-spacing:0.07px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6t_379\" style=\"left:460px;bottom:346px;letter-spacing:0.21px;display:inline;\">2,225 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6u_379\" style=\"left:549px;bottom:346px;letter-spacing:-0.11px;display:inline;\">1,744 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6v_379\" style=\"left:648px;bottom:346px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6w_379\" style=\"left:733px;bottom:346px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6x_379\" style=\"left:808px;bottom:346px;letter-spacing:-0.13px;display:inline;\">3,972 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t6y_379\" style=\"left:87px;bottom:327px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Fees and commiss</div><div class=\"t sc_379\" id=\"t6z_379\" style=\"left:189px;bottom:327px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion expense </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t70_379\" style=\"left:467px;bottom:327px;letter-spacing:-0.16px;display:inline;\">(519) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t71_379\" style=\"left:551px;bottom:327px;letter-spacing:-0.14px;display:inline;\">(220) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t72_379\" style=\"left:647px;bottom:327px;letter-spacing:-0.21px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t73_379\" style=\"left:725px;bottom:327px;letter-spacing:-0.11px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t74_379\" style=\"left:811px;bottom:327px;letter-spacing:-0.25px;display:inline;\">(859) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_379\" id=\"t75_379\" style=\"left:87px;bottom:308px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Net fees and commiss</div><div class=\"t sa_379\" id=\"t76_379\" style=\"left:212px;bottom:308px;letter-spacing:0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t77_379\" style=\"left:462px;bottom:308px;letter-spacing:-0.06px;display:inline;\">1,706 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t78_379\" style=\"left:549px;bottom:308px;letter-spacing:-0.03px;display:inline;\">1,524 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t79_379\" style=\"left:655px;bottom:308px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t7a_379\" style=\"left:727px;bottom:308px;letter-spacing:-0.02px;display:inline;\">(125) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_379\" id=\"t7b_379\" style=\"left:813px;bottom:308px;letter-spacing:-0.17px;display:inline;\">3,113 </div></td></tr></table><div class=\"t sd_379\" id=\"t7c_379\" style=\"left:87px;bottom:278px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Upfront bancassurance considerat</div><div class=\"t se_379\" id=\"t7d_379\" style=\"left:293px;bottom:278px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion amounts are amort</div><div class=\"t sd_379\" id=\"t7e_379\" style=\"left:429px;bottom:278px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ised on a straight-line basis over the contractual period to which the </div><div class=\"t sd_379\" id=\"t7f_379\" style=\"left:87px;bottom:262px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t se_379\" id=\"t7g_379\" style=\"left:150px;bottom:262px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ion relates. Deferred </div><div class=\"t sd_379\" id=\"t7h_379\" style=\"left:272px;bottom:262px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income on the balance sheet in respect of these activ</div><div class=\"t se_379\" id=\"t7i_379\" style=\"left:586px;bottom:262px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sd_379\" id=\"t7j_379\" style=\"left:594px;bottom:262px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">ies is $474 mill</div><div class=\"t se_379\" id=\"t7k_379\" style=\"left:674px;bottom:262px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t sd_379\" id=\"t7l_379\" style=\"left:87px;bottom:246px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">$549 mill</div><div class=\"t se_379\" id=\"t7m_379\" style=\"left:138px;bottom:246px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ion). Follow</div><div class=\"t sd_379\" id=\"t7n_379\" style=\"left:204px;bottom:246px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing renegotiat</div><div class=\"t se_379\" id=\"t7o_379\" style=\"left:289px;bottom:246px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the contract </div><div class=\"t sd_379\" id=\"t7p_379\" style=\"left:400px;bottom:246px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in 2023, the life of the contract was extended for a further 3 years. </div><div class=\"t sd_379\" id=\"t7q_379\" style=\"left:87px;bottom:230px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Accordingly, the income will be earned evenly over a longer period for the next 8.5 years (31 December 2022: 6.5 years). For the </div><div class=\"t sd_379\" id=\"t7r_379\" style=\"left:87px;bottom:214px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">twelve months ended 31 December 2023, $75 mill</div><div class=\"t se_379\" id=\"t7s_379\" style=\"left:375px;bottom:214px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of fee </div><div class=\"t sd_379\" id=\"t7t_379\" style=\"left:433px;bottom:214px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">income was released from deferred income (31 December 2022: </div><div class=\"t sd_379\" id=\"t7u_379\" style=\"left:87px;bottom:198px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">$84\u00a0mill</div>ion). ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f83632": {
   "value": "Accounting policy <div class=\"t s6_377\" id=\"t41_377\" style=\"left:95px;bottom:386px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group can act as trustee or in other Fiduc</div><div class=\"t s7_377\" id=\"t42_377\" style=\"left:363px;bottom:386px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">iary capac</div><div class=\"t s6_377\" id=\"t43_377\" style=\"left:425px;bottom:386px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_377\" id=\"t44_377\" style=\"left:433px;bottom:386px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that result </div><div class=\"t s6_377\" id=\"t45_377\" style=\"left:515px;bottom:386px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the holding or placing of assets on behalf of </div><div class=\"t s6_377\" id=\"t46_377\" style=\"left:95px;bottom:370px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_377\" id=\"t47_377\" style=\"left:114px;bottom:370px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_377\" id=\"t48_377\" style=\"left:124px;bottom:370px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iduals, trusts, retirement bene\ufb01t plans and other inst</div><div class=\"t s7_377\" id=\"t49_377\" style=\"left:430px;bottom:370px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s6_377\" id=\"t4a_377\" style=\"left:450px;bottom:370px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions. The assets and income aris</div><div class=\"t s7_377\" id=\"t4b_377\" style=\"left:639px;bottom:370px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing thereon are excluded from </div><div class=\"t s7_377\" id=\"t4c_377\" style=\"left:95px;bottom:354px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these \ufb01nancial statements, as they are not assets and </div>income of the Group.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84402": {
   "value": "5. Net trading income <div class=\"t s6_380\" id=\"t8_380\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_380\" id=\"t9_380\" style=\"left:78px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_380\" id=\"ta_380\" style=\"left:200px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_380\" id=\"tb_380\" style=\"left:306px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value of \ufb01nanc</div><div class=\"t s8_380\" id=\"tc_380\" style=\"left:451px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_380\" id=\"td_380\" style=\"left:468px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or loss are </div><div class=\"t s7_380\" id=\"te_380\" style=\"left:78px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recorded in net trading income in the period in which they arise. This includes contractual interest receivable or payable. </div><div class=\"t s7_380\" id=\"tf_380\" style=\"left:78px;bottom:1096px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">When the in</div><div class=\"t s8_380\" id=\"tg_380\" style=\"left:151px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_380\" id=\"th_380\" style=\"left:159px;bottom:1096px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ial fair value of a \ufb01nanc</div><div class=\"t s8_380\" id=\"ti_380\" style=\"left:295px;bottom:1096px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_380\" id=\"tj_380\" style=\"left:312px;bottom:1096px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument held at fair value through pro\ufb01t or loss relies on unobservable inputs, the </div><div class=\"t s7_380\" id=\"tk_380\" style=\"left:78px;bottom:1080px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">difference between the in</div><div class=\"t s8_380\" id=\"tl_380\" style=\"left:230px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_380\" id=\"tm_380\" style=\"left:238px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial valuation and the transaction price is amortised to net trading income as the inputs become </div><div class=\"t s7_380\" id=\"tn_380\" style=\"left:78px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">observable or over the life of the instrument, whichever is shorter. Any unamortised \u2018day one\u2019 gain is released to net trading </div>income if the transaction is terminated.<table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_380\" id=\"tt_380\" style=\"left:709px;bottom:981px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_380\" id=\"tw_380\" style=\"left:796px;bottom:981px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_380\" id=\"tu_380\" style=\"left:694px;bottom:969px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sa_380\" id=\"tv_380\" style=\"left:717px;bottom:969px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_380\" id=\"tx_380\" style=\"left:783px;bottom:969px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sb_380\" id=\"ty_380\" style=\"left:804px;bottom:969px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"tz_380\" style=\"left:69px;bottom:949px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t10_380\" style=\"left:700px;bottom:949px;letter-spacing:0.09px;display:inline;\">6,292 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t11_380\" style=\"left:791px;bottom:949px;letter-spacing:0.11px;display:inline;\">5,310 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t12_380\" style=\"left:69px;bottom:930px;letter-spacing:-0.01px;display:inline;\">Sign</div> <div class=\"t s4_380\" id=\"t13_380\" style=\"left:93px;bottom:930px;letter-spacing:-0.08px;display:inline;\">i\ufb01cant </div><div class=\"t sd_380\" id=\"t14_380\" style=\"left:131px;bottom:930px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">items with</div><div class=\"t s4_380\" id=\"t15_380\" style=\"left:189px;bottom:930px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sd_380\" id=\"t16_380\" style=\"left:246px;bottom:930px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing income include: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t17_380\" style=\"left:69px;bottom:911px;word-spacing:-0.14px;display:inline;\">Gains on instruments held for trading\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t18_380\" style=\"left:700px;bottom:911px;letter-spacing:0.03px;display:inline;\">4,625 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t19_380\" style=\"left:790px;bottom:911px;letter-spacing:-0.32px;display:inline;\">4,942 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t1a_380\" style=\"left:69px;bottom:892px;word-spacing:-0.13px;display:inline;\">Gains on \ufb01nanc</div><div class=\"t s4_380\" id=\"t1b_380\" style=\"left:156px;bottom:892px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ial assets mandator</div><div class=\"t sd_380\" id=\"t1c_380\" style=\"left:268px;bottom:892px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ily at fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t1d_380\" style=\"left:699px;bottom:892px;letter-spacing:0.02px;display:inline;\">4,270 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t1e_380\" style=\"left:791px;bottom:892px;letter-spacing:-0.05px;display:inline;\">1,087 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t1f_380\" style=\"left:69px;bottom:873px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Gains/(losses) on \ufb01nanc</div><div class=\"t s4_380\" id=\"t1g_380\" style=\"left:203px;bottom:873px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ial assets des</div><div class=\"t sd_380\" id=\"t1h_380\" style=\"left:276px;bottom:873px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ignated at fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t1i_380\" style=\"left:719px;bottom:873px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t1j_380\" style=\"left:808px;bottom:873px;letter-spacing:-0.8px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t1k_380\" style=\"left:69px;bottom:854px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Losses on \ufb01nancial l</div><div class=\"t sd_380\" id=\"t1l_380\" style=\"left:179px;bottom:854px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t s4_380\" id=\"t1m_380\" style=\"left:197px;bottom:854px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_380\" id=\"t1n_380\" style=\"left:202px;bottom:854px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_380\" id=\"t1o_380\" style=\"left:210px;bottom:854px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies des</div><div class=\"t sd_380\" id=\"t1p_380\" style=\"left:247px;bottom:854px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ignated at fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t1q_380\" style=\"left:694px;bottom:854px;letter-spacing:0.08px;display:inline;\">(2,649) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t1r_380\" style=\"left:794px;bottom:854px;letter-spacing:-0.16px;display:inline;\">(677) </div></td></tr></table><div class=\"t sb_380\" id=\"t1s_380\" style=\"left:69px;bottom:830px;display:inline;\">1 </div><div class=\"t sc_380\" id=\"t1t_380\" style=\"left:82px;bottom:830px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes $299 mill</div><div class=\"t sb_380\" id=\"t1u_380\" style=\"left:162px;bottom:830px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion loss (31 December 2022: $365 m</div><div class=\"t sc_380\" id=\"t1v_380\" style=\"left:322px;bottom:830px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_380\" id=\"t1w_380\" style=\"left:329px;bottom:830px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t1x_380\" style=\"left:358px;bottom:830px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in) from the translation of foreign currency monetary assets and liab</div><div class=\"t sb_380\" id=\"t1y_380\" style=\"left:670px;bottom:830px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_380\" id=\"t1z_380\" style=\"left:675px;bottom:830px;letter-spacing:-0.05px;display:inline;\">it</div>ies ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradingIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84406": {
   "value": "Accounting policy <div class=\"t s7_380\" id=\"t9_380\" style=\"left:78px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_380\" id=\"ta_380\" style=\"left:200px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_380\" id=\"tb_380\" style=\"left:306px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value of \ufb01nanc</div><div class=\"t s8_380\" id=\"tc_380\" style=\"left:451px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_380\" id=\"td_380\" style=\"left:468px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or loss are </div><div class=\"t s7_380\" id=\"te_380\" style=\"left:78px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recorded in net trading income in the period in which they arise. This includes contractual interest receivable or payable. </div><div class=\"t s7_380\" id=\"tf_380\" style=\"left:78px;bottom:1096px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">When the in</div><div class=\"t s8_380\" id=\"tg_380\" style=\"left:151px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_380\" id=\"th_380\" style=\"left:159px;bottom:1096px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ial fair value of a \ufb01nanc</div><div class=\"t s8_380\" id=\"ti_380\" style=\"left:295px;bottom:1096px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_380\" id=\"tj_380\" style=\"left:312px;bottom:1096px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument held at fair value through pro\ufb01t or loss relies on unobservable inputs, the </div><div class=\"t s7_380\" id=\"tk_380\" style=\"left:78px;bottom:1080px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">difference between the in</div><div class=\"t s8_380\" id=\"tl_380\" style=\"left:230px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_380\" id=\"tm_380\" style=\"left:238px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial valuation and the transaction price is amortised to net trading income as the inputs become </div><div class=\"t s7_380\" id=\"tn_380\" style=\"left:78px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">observable or over the life of the instrument, whichever is shorter. Any unamortised \u2018day one\u2019 gain is released to net trading </div><div class=\"t s7_380\" id=\"to_380\" style=\"left:78px;bottom:1048px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">income if the transaction is terminated. </div><div class=\"t s7_380\" id=\"tp_380\" style=\"left:69px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Income is recognised from the sale and purchase of trading posit</div><div class=\"t s8_380\" id=\"tq_380\" style=\"left:451px;bottom:1015px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ions, marg</div><div class=\"t s7_380\" id=\"tr_380\" style=\"left:513px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ins on market making and customer business and </div>fair value changes.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84513": {
   "value": "6. Other operating income <table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_380\" id=\"t22_380\" style=\"left:709px;bottom:778px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_380\" id=\"t25_380\" style=\"left:796px;bottom:778px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_380\" id=\"t23_380\" style=\"left:694px;bottom:766px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sa_380\" id=\"t24_380\" style=\"left:717px;bottom:766px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_380\" id=\"t26_380\" style=\"left:783px;bottom:766px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sb_380\" id=\"t27_380\" style=\"left:804px;bottom:766px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t28_380\" style=\"left:69px;bottom:746px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other operating income includes: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t29_380\" style=\"left:69px;bottom:727px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Rental income from operating lease assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2a_380\" style=\"left:712px;bottom:727px;letter-spacing:-0.02px;display:inline;\">375 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2b_380\" style=\"left:801px;bottom:727px;letter-spacing:-0.07px;display:inline;\">421 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2c_380\" style=\"left:69px;bottom:708px;word-spacing:-0.14px;display:inline;\">Net loss on disposal of fair value through other comprehensive income debt instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2d_380\" style=\"left:710px;bottom:708px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2e_380\" style=\"left:793px;bottom:708px;letter-spacing:-0.08px;display:inline;\">(207) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2f_380\" style=\"left:69px;bottom:689px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Net (loss)/gain on disposal of amortised cost \ufb01nanc</div><div class=\"t s4_380\" id=\"t2g_380\" style=\"left:356px;bottom:689px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ial assets </div><div class=\"t se_380\" id=\"t2h_380\" style=\"vertical-align: super;left:406px;bottom:695px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2i_380\" style=\"left:712px;bottom:689px;letter-spacing:-0.35px;display:inline;\">(94) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2j_380\" style=\"left:808px;bottom:689px;letter-spacing:-0.08px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2k_380\" style=\"left:69px;bottom:670px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Net gain/(loss) on sale of businesses </div><div class=\"t se_380\" id=\"t2l_380\" style=\"vertical-align: super;left:271px;bottom:676px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2m_380\" style=\"left:714px;bottom:670px;letter-spacing:0.04px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2n_380\" style=\"left:809px;bottom:670px;letter-spacing:-0.16px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2o_380\" style=\"left:69px;bottom:651px;letter-spacing:0.06px;display:inline;\">Div</div> <div class=\"t s4_380\" id=\"t2p_380\" style=\"left:88px;bottom:651px;display:inline;\">idend </div> <div class=\"t sd_380\" id=\"t2q_380\" style=\"left:123px;bottom:651px;letter-spacing:0.01px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2r_380\" style=\"left:720px;bottom:651px;letter-spacing:0.11px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2s_380\" style=\"left:807px;bottom:651px;letter-spacing:-0.04px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2t_380\" style=\"left:69px;bottom:632px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Gain on sale of aircrafts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2u_380\" style=\"left:731px;bottom:632px;display:inline;\">- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2v_380\" style=\"left:808px;bottom:632px;letter-spacing:0.04px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2w_380\" style=\"left:69px;bottom:613px;letter-spacing:0.08px;display:inline;\">Others\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2x_380\" style=\"left:714px;bottom:613px;letter-spacing:-0.48px;display:inline;\">174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2y_380\" style=\"left:806px;bottom:613px;letter-spacing:-0.18px;display:inline;\">37 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2z_380\" style=\"left:69px;bottom:594px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t30_380\" style=\"left:710px;bottom:594px;letter-spacing:-0.16px;display:inline;\">706 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t31_380\" style=\"left:798px;bottom:594px;letter-spacing:-0.08px;display:inline;\">302 </div></td></tr></table><div class=\"t sb_380\" id=\"t32_380\" style=\"left:69px;bottom:570px;display:inline;\">1 </div><div class=\"t sc_380\" id=\"t33_380\" style=\"left:82px;bottom:570px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes $47 mill</div><div class=\"t sb_380\" id=\"t34_380\" style=\"left:156px;bottom:570px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion loss on sale of a portfol</div><div class=\"t sc_380\" id=\"t35_380\" style=\"left:278px;bottom:570px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">io of aviat</div><div class=\"t sb_380\" id=\"t36_380\" style=\"left:323px;bottom:570px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div class=\"t sb_380\" id=\"t37_380\" style=\"left:69px;bottom:553px;display:inline;\">2 </div><div class=\"t sc_380\" id=\"t38_380\" style=\"left:82px;bottom:553px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">2023 includes $309 mill</div><div class=\"t sb_380\" id=\"t39_380\" style=\"left:187px;bottom:553px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3a_380\" style=\"left:216px;bottom:553px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in from the sale of the aviat</div><div class=\"t sb_380\" id=\"t3b_380\" style=\"left:341px;bottom:553px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion \ufb01nance leas</div><div class=\"t sc_380\" id=\"t3c_380\" style=\"left:413px;bottom:553px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing business, $18 mill</div><div class=\"t sb_380\" id=\"t3d_380\" style=\"left:505px;bottom:553px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion from sale of assoc</div><div class=\"t sc_380\" id=\"t3e_380\" style=\"left:604px;bottom:553px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">iate (Metaco SA), $16 mill</div><div class=\"t sb_380\" id=\"t3f_380\" style=\"left:718px;bottom:553px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3g_380\" style=\"left:747px;bottom:553px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in from sale of </div><div class=\"t sc_380\" id=\"t3h_380\" style=\"left:82px;bottom:541px;letter-spacing:-0.03px;display:inline;\">subsid</div><div class=\"t sb_380\" id=\"t3i_380\" style=\"left:112px;bottom:541px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">iary ($9 m</div><div class=\"t sc_380\" id=\"t3j_380\" style=\"left:157px;bottom:541px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_380\" id=\"t3k_380\" style=\"left:163px;bottom:541px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion from Cardspal and $7 m</div><div class=\"t sc_380\" id=\"t3l_380\" style=\"left:290px;bottom:541px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_380\" id=\"t3m_380\" style=\"left:297px;bottom:541px;letter-spacing:-0.12px;word-spacing:-0.12px;display:inline;\">ion from Kozag</div><div class=\"t sc_380\" id=\"t3n_380\" style=\"left:367px;bottom:541px;letter-spacing:-0.13px;word-spacing:-0.1px;display:inline;\">i) and $8 mill</div><div class=\"t sb_380\" id=\"t3o_380\" style=\"left:424px;bottom:541px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3p_380\" style=\"left:453px;bottom:541px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in from the sale of Jordan one of the AME regions exit markets </div><div class=\"t sb_380\" id=\"t3q_380\" style=\"left:69px;bottom:524px;display:inline;\">3 </div><div class=\"t sc_380\" id=\"t3r_380\" style=\"left:82px;bottom:524px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">2023 mainly includes $59 mill</div><div class=\"t sb_380\" id=\"t3s_380\" style=\"left:214px;bottom:524px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion tax cred</div><div class=\"t sc_380\" id=\"t3t_380\" style=\"left:268px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">it against Research &amp; Development Expenditure, $38 mill</div><div class=\"t sb_380\" id=\"t3u_380\" style=\"left:526px;bottom:524px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3v_380\" style=\"left:555px;bottom:524px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in on disposal of premises, $21 mill</div><div class=\"t sb_380\" id=\"t3w_380\" style=\"left:708px;bottom:524px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sc_380\" id=\"t3x_380\" style=\"left:725px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">income from VISA </div><div class=\"t sc_380\" id=\"t3y_380\" style=\"left:82px;bottom:513px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">sponsorship in Hong Kong, $10 mill</div><div class=\"t sb_380\" id=\"t3z_380\" style=\"left:240px;bottom:513px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion from ga</div><div class=\"t sc_380\" id=\"t40_380\" style=\"left:293px;bottom:513px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in on lease modif</div><div class=\"t sb_380\" id=\"t41_380\" style=\"left:371px;bottom:513px;letter-spacing:-0.08px;display:inline;\">icat</div><div class=\"t sc_380\" id=\"t42_380\" style=\"left:389px;bottom:513px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion in Hong Kong and $16 mill</div><div class=\"t sb_380\" id=\"t43_380\" style=\"left:522px;bottom:513px;letter-spacing:-0.05px;display:inline;\">ion </div>interest income from tax refund in India",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84514": {
   "value": "6. Other operating income <table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_380\" id=\"t22_380\" style=\"left:709px;bottom:778px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_380\" id=\"t25_380\" style=\"left:796px;bottom:778px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_380\" id=\"t23_380\" style=\"left:694px;bottom:766px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sa_380\" id=\"t24_380\" style=\"left:717px;bottom:766px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_380\" id=\"t26_380\" style=\"left:783px;bottom:766px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sb_380\" id=\"t27_380\" style=\"left:804px;bottom:766px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t28_380\" style=\"left:69px;bottom:746px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other operating income includes: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t29_380\" style=\"left:69px;bottom:727px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Rental income from operating lease assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2a_380\" style=\"left:712px;bottom:727px;letter-spacing:-0.02px;display:inline;\">375 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2b_380\" style=\"left:801px;bottom:727px;letter-spacing:-0.07px;display:inline;\">421 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2c_380\" style=\"left:69px;bottom:708px;word-spacing:-0.14px;display:inline;\">Net loss on disposal of fair value through other comprehensive income debt instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2d_380\" style=\"left:710px;bottom:708px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2e_380\" style=\"left:793px;bottom:708px;letter-spacing:-0.08px;display:inline;\">(207) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2f_380\" style=\"left:69px;bottom:689px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Net (loss)/gain on disposal of amortised cost \ufb01nanc</div><div class=\"t s4_380\" id=\"t2g_380\" style=\"left:356px;bottom:689px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ial assets </div><div class=\"t se_380\" id=\"t2h_380\" style=\"vertical-align: super;left:406px;bottom:695px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2i_380\" style=\"left:712px;bottom:689px;letter-spacing:-0.35px;display:inline;\">(94) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2j_380\" style=\"left:808px;bottom:689px;letter-spacing:-0.08px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2k_380\" style=\"left:69px;bottom:670px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Net gain/(loss) on sale of businesses </div><div class=\"t se_380\" id=\"t2l_380\" style=\"vertical-align: super;left:271px;bottom:676px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2m_380\" style=\"left:714px;bottom:670px;letter-spacing:0.04px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2n_380\" style=\"left:809px;bottom:670px;letter-spacing:-0.16px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2o_380\" style=\"left:69px;bottom:651px;letter-spacing:0.06px;display:inline;\">Div</div> <div class=\"t s4_380\" id=\"t2p_380\" style=\"left:88px;bottom:651px;display:inline;\">idend </div> <div class=\"t sd_380\" id=\"t2q_380\" style=\"left:123px;bottom:651px;letter-spacing:0.01px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2r_380\" style=\"left:720px;bottom:651px;letter-spacing:0.11px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2s_380\" style=\"left:807px;bottom:651px;letter-spacing:-0.04px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_380\" id=\"t2t_380\" style=\"left:69px;bottom:632px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Gain on sale of aircrafts </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2u_380\" style=\"left:731px;bottom:632px;display:inline;\">- </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2v_380\" style=\"left:808px;bottom:632px;letter-spacing:0.04px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2w_380\" style=\"left:69px;bottom:613px;letter-spacing:0.08px;display:inline;\">Others\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2x_380\" style=\"left:714px;bottom:613px;letter-spacing:-0.48px;display:inline;\">174 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t2y_380\" style=\"left:806px;bottom:613px;letter-spacing:-0.18px;display:inline;\">37 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t2z_380\" style=\"left:69px;bottom:594px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_380\" id=\"t30_380\" style=\"left:710px;bottom:594px;letter-spacing:-0.16px;display:inline;\">706 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_380\" id=\"t31_380\" style=\"left:798px;bottom:594px;letter-spacing:-0.08px;display:inline;\">302 </div></td></tr></table><div class=\"t sb_380\" id=\"t32_380\" style=\"left:69px;bottom:570px;display:inline;\">1 </div><div class=\"t sc_380\" id=\"t33_380\" style=\"left:82px;bottom:570px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes $47 mill</div><div class=\"t sb_380\" id=\"t34_380\" style=\"left:156px;bottom:570px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion loss on sale of a portfol</div><div class=\"t sc_380\" id=\"t35_380\" style=\"left:278px;bottom:570px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">io of aviat</div><div class=\"t sb_380\" id=\"t36_380\" style=\"left:323px;bottom:570px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div class=\"t sb_380\" id=\"t37_380\" style=\"left:69px;bottom:553px;display:inline;\">2 </div><div class=\"t sc_380\" id=\"t38_380\" style=\"left:82px;bottom:553px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">2023 includes $309 mill</div><div class=\"t sb_380\" id=\"t39_380\" style=\"left:187px;bottom:553px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3a_380\" style=\"left:216px;bottom:553px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in from the sale of the aviat</div><div class=\"t sb_380\" id=\"t3b_380\" style=\"left:341px;bottom:553px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion \ufb01nance leas</div><div class=\"t sc_380\" id=\"t3c_380\" style=\"left:413px;bottom:553px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing business, $18 mill</div><div class=\"t sb_380\" id=\"t3d_380\" style=\"left:505px;bottom:553px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion from sale of assoc</div><div class=\"t sc_380\" id=\"t3e_380\" style=\"left:604px;bottom:553px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">iate (Metaco SA), $16 mill</div><div class=\"t sb_380\" id=\"t3f_380\" style=\"left:718px;bottom:553px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3g_380\" style=\"left:747px;bottom:553px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in from sale of </div><div class=\"t sc_380\" id=\"t3h_380\" style=\"left:82px;bottom:541px;letter-spacing:-0.03px;display:inline;\">subsid</div><div class=\"t sb_380\" id=\"t3i_380\" style=\"left:112px;bottom:541px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">iary ($9 m</div><div class=\"t sc_380\" id=\"t3j_380\" style=\"left:157px;bottom:541px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_380\" id=\"t3k_380\" style=\"left:163px;bottom:541px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion from Cardspal and $7 m</div><div class=\"t sc_380\" id=\"t3l_380\" style=\"left:290px;bottom:541px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_380\" id=\"t3m_380\" style=\"left:297px;bottom:541px;letter-spacing:-0.12px;word-spacing:-0.12px;display:inline;\">ion from Kozag</div><div class=\"t sc_380\" id=\"t3n_380\" style=\"left:367px;bottom:541px;letter-spacing:-0.13px;word-spacing:-0.1px;display:inline;\">i) and $8 mill</div><div class=\"t sb_380\" id=\"t3o_380\" style=\"left:424px;bottom:541px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3p_380\" style=\"left:453px;bottom:541px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in from the sale of Jordan one of the AME regions exit markets </div><div class=\"t sb_380\" id=\"t3q_380\" style=\"left:69px;bottom:524px;display:inline;\">3 </div><div class=\"t sc_380\" id=\"t3r_380\" style=\"left:82px;bottom:524px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">2023 mainly includes $59 mill</div><div class=\"t sb_380\" id=\"t3s_380\" style=\"left:214px;bottom:524px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion tax cred</div><div class=\"t sc_380\" id=\"t3t_380\" style=\"left:268px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">it against Research &amp; Development Expenditure, $38 mill</div><div class=\"t sb_380\" id=\"t3u_380\" style=\"left:526px;bottom:524px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sc_380\" id=\"t3v_380\" style=\"left:555px;bottom:524px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in on disposal of premises, $21 mill</div><div class=\"t sb_380\" id=\"t3w_380\" style=\"left:708px;bottom:524px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sc_380\" id=\"t3x_380\" style=\"left:725px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">income from VISA </div><div class=\"t sc_380\" id=\"t3y_380\" style=\"left:82px;bottom:513px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">sponsorship in Hong Kong, $10 mill</div><div class=\"t sb_380\" id=\"t3z_380\" style=\"left:240px;bottom:513px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion from ga</div><div class=\"t sc_380\" id=\"t40_380\" style=\"left:293px;bottom:513px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in on lease modif</div><div class=\"t sb_380\" id=\"t41_380\" style=\"left:371px;bottom:513px;letter-spacing:-0.08px;display:inline;\">icat</div><div class=\"t sc_380\" id=\"t42_380\" style=\"left:389px;bottom:513px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion in Hong Kong and $16 mill</div><div class=\"t sb_380\" id=\"t43_380\" style=\"left:522px;bottom:513px;letter-spacing:-0.05px;display:inline;\">ion </div>interest income from tax refund in India",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84652": {
   "value": "7. Operating expenses <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_381\" id=\"t7_381\" style=\"left:726px;bottom:1162px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_381\" id=\"ta_381\" style=\"left:813px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_381\" id=\"t8_381\" style=\"left:712px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_381\" id=\"t9_381\" style=\"left:734px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_381\" id=\"tb_381\" style=\"left:800px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s6_381\" id=\"tc_381\" style=\"left:822px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"td_381\" style=\"left:87px;bottom:1131px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Staff costs: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"te_381\" style=\"left:100px;bottom:1112px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Wages and salaries </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"tf_381\" style=\"left:717px;bottom:1112px;letter-spacing:0.04px;display:inline;\">6,459 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tg_381\" style=\"left:812px;bottom:1112px;letter-spacing:-0.04px;display:inline;\">6,014 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"th_381\" style=\"left:100px;bottom:1093px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Social security costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"ti_381\" style=\"left:729px;bottom:1093px;letter-spacing:0.15px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tj_381\" style=\"left:822px;bottom:1093px;letter-spacing:0.05px;display:inline;\">210 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tk_381\" style=\"left:100px;bottom:1074px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Other pension costs (Note 30) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"tl_381\" style=\"left:730px;bottom:1074px;letter-spacing:0.08px;display:inline;\">431 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tm_381\" style=\"left:819px;bottom:1074px;letter-spacing:-0.01px;display:inline;\">390 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tn_381\" style=\"left:100px;bottom:1055px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Share-based payment costs (Note 31) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"to_381\" style=\"left:728px;bottom:1055px;letter-spacing:0.19px;display:inline;\">226 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tp_381\" style=\"left:822px;bottom:1055px;letter-spacing:0.05px;display:inline;\">199 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tq_381\" style=\"left:100px;bottom:1036px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Other staff costs </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"tr_381\" style=\"left:727px;bottom:1036px;letter-spacing:-0.05px;display:inline;\">907 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"ts_381\" style=\"left:818px;bottom:1036px;letter-spacing:0.08px;display:inline;\">805 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"tt_381\" style=\"left:717px;bottom:1017px;letter-spacing:0.17px;display:inline;\">8,256 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"tu_381\" style=\"left:815px;bottom:1017px;letter-spacing:-0.44px;display:inline;\">7,618 </div></td></tr>\n                                        </table><div class=\"t s9_381\" id=\"tv_381\" style=\"left:87px;bottom:987px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Other staff costs include redundancy expenses of $106 mill</div><div class=\"t sa_381\" id=\"tw_381\" style=\"left:431px;bottom:987px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $79 m</div><div class=\"t s9_381\" id=\"tx_381\" style=\"left:606px;bottom:987px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sa_381\" id=\"ty_381\" style=\"left:614px;bottom:987px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion). Further costs </div><div class=\"t s9_381\" id=\"tz_381\" style=\"left:720px;bottom:987px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">in this category </div><div class=\"t s9_381\" id=\"t10_381\" style=\"left:87px;bottom:971px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">include train</div><div class=\"t sa_381\" id=\"t11_381\" style=\"left:160px;bottom:971px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing, travel costs and other staff-related costs. </div><div class=\"t s9_381\" id=\"t12_381\" style=\"left:87px;bottom:947px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Details of directors\u2019 pay, bene\ufb01ts, pensions and bene\ufb01ts and interests in shares are disclosed in the Directors\u2019 remuneration </div><div class=\"t s9_381\" id=\"t13_381\" style=\"left:87px;bottom:931px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">report (page 195). </div><div class=\"t s9_381\" id=\"t14_381\" style=\"left:87px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Transactions with directors, of\ufb01cers and other related parties are disclosed in Note 36. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_381\" id=\"t15_381\" style=\"left:726px;bottom:888px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_381\" id=\"t18_381\" style=\"left:813px;bottom:888px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_381\" id=\"t16_381\" style=\"left:712px;bottom:877px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_381\" id=\"t17_381\" style=\"left:734px;bottom:877px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_381\" id=\"t19_381\" style=\"left:800px;bottom:877px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s6_381\" id=\"t1a_381\" style=\"left:822px;bottom:877px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1b_381\" style=\"left:87px;bottom:857px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Premises and equipment expenses: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t1c_381\" style=\"left:728px;bottom:857px;letter-spacing:0.07px;display:inline;\">422 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1d_381\" style=\"left:817px;bottom:857px;letter-spacing:0.05px;display:inline;\">401 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1e_381\" style=\"left:87px;bottom:819px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">General admin</div><div class=\"t sb_381\" id=\"t1f_381\" style=\"left:171px;bottom:819px;letter-spacing:-0.01px;display:inline;\">istrat</div><div class=\"t s7_381\" id=\"t1g_381\" style=\"left:200px;bottom:819px;word-spacing:-0.14px;display:inline;\">ive expenses: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1h_381\" style=\"left:100px;bottom:800px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">UK bank levy </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t1i_381\" style=\"left:735px;bottom:800px;letter-spacing:-0.05px;display:inline;\">111 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1j_381\" style=\"left:817px;bottom:800px;letter-spacing:-0.1px;display:inline;\">102 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1k_381\" style=\"left:100px;bottom:780px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sb_381\" id=\"t1l_381\" style=\"left:132px;bottom:780px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ion for regulatory matters </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t1m_381\" style=\"left:743px;bottom:780px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1n_381\" style=\"left:825px;bottom:780px;letter-spacing:-0.04px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1o_381\" style=\"left:100px;bottom:761px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Other general admin</div><div class=\"t sb_381\" id=\"t1p_381\" style=\"left:218px;bottom:761px;letter-spacing:-0.01px;display:inline;\">istrat</div><div class=\"t s7_381\" id=\"t1q_381\" style=\"left:246px;bottom:761px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ive expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t1r_381\" style=\"left:722px;bottom:761px;letter-spacing:0.05px;display:inline;\">1,691 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1s_381\" style=\"left:809px;bottom:761px;letter-spacing:0.02px;display:inline;\">1,592 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t1t_381\" style=\"left:719px;bottom:742px;letter-spacing:0.04px;display:inline;\">1,802 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1u_381\" style=\"left:808px;bottom:742px;letter-spacing:-0.04px;display:inline;\">1,708 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1v_381\" style=\"left:87px;bottom:704px;letter-spacing:0.02px;display:inline;\">Depreciat</div><div class=\"t sb_381\" id=\"t1w_381\" style=\"left:143px;bottom:704px;word-spacing:-0.13px;display:inline;\">ion and amort</div><div class=\"t s7_381\" id=\"t1x_381\" style=\"left:223px;bottom:704px;letter-spacing:0.01px;display:inline;\">isat</div><div class=\"t sb_381\" id=\"t1y_381\" style=\"left:243px;bottom:704px;letter-spacing:-0.09px;display:inline;\">ion: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t1z_381\" style=\"left:87px;bottom:685px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Property, plant and equipment: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t20_381\" style=\"left:100px;bottom:666px;letter-spacing:0.01px;display:inline;\">Premises </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t21_381\" style=\"left:731px;bottom:666px;letter-spacing:0.03px;display:inline;\">315 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t22_381\" style=\"left:816px;bottom:666px;letter-spacing:-0.13px;display:inline;\">326 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t23_381\" style=\"left:100px;bottom:647px;letter-spacing:0.01px;display:inline;\">Equipment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t24_381\" style=\"left:730px;bottom:647px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t25_381\" style=\"left:818px;bottom:647px;letter-spacing:0.1px;display:inline;\">123 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t26_381\" style=\"left:100px;bottom:628px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Operating lease assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t27_381\" style=\"left:735px;bottom:628px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t28_381\" style=\"left:815px;bottom:628px;letter-spacing:-0.2px;display:inline;\">202 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t29_381\" style=\"left:727px;bottom:609px;letter-spacing:0.21px;display:inline;\">445 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2a_381\" style=\"left:818px;bottom:609px;letter-spacing:-0.09px;display:inline;\">651 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2b_381\" style=\"left:87px;bottom:590px;letter-spacing:-0.01px;display:inline;\">Intangibles: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2c_381\" style=\"left:100px;bottom:571px;letter-spacing:0.09px;display:inline;\">Software </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t2d_381\" style=\"left:729px;bottom:571px;letter-spacing:-0.06px;display:inline;\">625 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2e_381\" style=\"left:819px;bottom:571px;letter-spacing:0.02px;display:inline;\">531 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2f_381\" style=\"left:100px;bottom:552px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Acquired on business combinat</div><div class=\"t sb_381\" id=\"t2g_381\" style=\"left:275px;bottom:552px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t2h_381\" style=\"left:744px;bottom:552px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2i_381\" style=\"left:829px;bottom:552px;display:inline;\">4 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t2j_381\" style=\"left:722px;bottom:533px;letter-spacing:-0.05px;display:inline;\">1,071 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2k_381\" style=\"left:811px;bottom:533px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t2l_381\" style=\"left:87px;bottom:514px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total operating expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_381\" id=\"t2m_381\" style=\"left:718px;bottom:514px;letter-spacing:0.07px;display:inline;\">11,551 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_381\" id=\"t2n_381\" style=\"left:805px;bottom:514px;letter-spacing:-0.15px;display:inline;\">10,913 </div></td></tr>\n                                        </table><div class=\"t s9_381\" id=\"t2o_381\" style=\"left:87px;bottom:484px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Operating expenses include research expenditure of $996 mill</div><div class=\"t sa_381\" id=\"t2p_381\" style=\"left:450px;bottom:484px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion (31 December 2022: $946 m</div><div class=\"t s9_381\" id=\"t2q_381\" style=\"left:633px;bottom:484px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sa_381\" id=\"t2r_381\" style=\"left:641px;bottom:484px;letter-spacing:-0.37px;word-spacing:0.11px;display:inline;\">ion), wh</div><div class=\"t s9_381\" id=\"t2s_381\" style=\"left:687px;bottom:484px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ich was recognized </div><div class=\"t s9_381\" id=\"t2t_381\" style=\"left:87px;bottom:468px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">as an expense in the year </div><div class=\"t s9_381\" id=\"t2u_381\" style=\"left:87px;bottom:444px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The UK bank levy is applied to chargeable equity and liab</div><div class=\"t sa_381\" id=\"t2v_381\" style=\"left:427px;bottom:444px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_381\" id=\"t2w_381\" style=\"left:433px;bottom:444px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_381\" id=\"t2x_381\" style=\"left:441px;bottom:444px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies on the balance sheet of UK operat</div><div class=\"t s9_381\" id=\"t2y_381\" style=\"left:663px;bottom:444px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions. Key exclusions </div><div class=\"t s9_381\" id=\"t2z_381\" style=\"left:87px;bottom:428px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">from chargeable equity and liab</div><div class=\"t sa_381\" id=\"t30_381\" style=\"left:278px;bottom:428px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_381\" id=\"t31_381\" style=\"left:284px;bottom:428px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_381\" id=\"t32_381\" style=\"left:291px;bottom:428px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_381\" id=\"t33_381\" style=\"left:310px;bottom:428px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">include Tier 1 capital, insured or guaranteed retail deposits, repos secured on certain </div><div class=\"t s9_381\" id=\"t34_381\" style=\"left:87px;bottom:412px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">sovereign debt and liab</div><div class=\"t sa_381\" id=\"t35_381\" style=\"left:226px;bottom:412px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_381\" id=\"t36_381\" style=\"left:232px;bottom:412px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_381\" id=\"t37_381\" style=\"left:240px;bottom:412px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies subject to nett</div><div class=\"t s9_381\" id=\"t38_381\" style=\"left:343px;bottom:412px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing. The rates are 0.10 per cent for short-term liab</div><div class=\"t sa_381\" id=\"t39_381\" style=\"left:631px;bottom:412px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_381\" id=\"t3a_381\" style=\"left:637px;bottom:412px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_381\" id=\"t3b_381\" style=\"left:645px;bottom:412px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ies and 0.05 per cent for </div><div class=\"t s9_381\" id=\"t3c_381\" style=\"left:87px;bottom:396px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">long-term liab</div><div class=\"t sa_381\" id=\"t3d_381\" style=\"left:171px;bottom:396px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_381\" id=\"t3e_381\" style=\"left:177px;bottom:396px;letter-spacing:-0.18px;display:inline;\">it</div>ies.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84900": {
   "value": "8. Credit impa<div class=\"t s6_382\" id=\"t8_382\" style=\"left:174px;bottom:1180px;letter-spacing:-0.23px;display:inline;\">irment </div><div class=\"t s7_382\" id=\"t9_382\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_382\" id=\"ta_382\" style=\"left:78px;bottom:1136px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_382\" id=\"tb_382\" style=\"left:104px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_382\" id=\"tc_382\" style=\"left:193px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_382\" id=\"td_382\" style=\"left:78px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group\u2019s expected credit loss (ECL) calculations are outputs of complex models with a number of underlying assumptions. </div><div class=\"t sa_382\" id=\"te_382\" style=\"left:78px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The sign</div><div class=\"t sb_382\" id=\"tf_382\" style=\"left:128px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">i\ufb01cant judgements </div><div class=\"t sa_382\" id=\"tg_382\" style=\"left:242px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in determin</div><div class=\"t sb_382\" id=\"th_382\" style=\"left:309px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"ti_382\" style=\"left:416px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it loss include: </div><div class=\"t sb_382\" id=\"tj_382\" style=\"left:78px;bottom:1080px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tk_382\" style=\"left:91px;bottom:1080px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">The Group\u2019s criter</div><div class=\"t sb_382\" id=\"tl_382\" style=\"left:194px;bottom:1080px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ia for assess</div><div class=\"t sa_382\" id=\"tm_382\" style=\"left:265px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing if there has been a sign</div><div class=\"t sb_382\" id=\"tn_382\" style=\"left:422px;bottom:1080px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_382\" id=\"to_382\" style=\"left:462px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">increase in credit risk; </div><div class=\"t sb_382\" id=\"tp_382\" style=\"left:78px;bottom:1056px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tq_382\" style=\"left:91px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Development of expected credit loss models, includ</div><div class=\"t sb_382\" id=\"tr_382\" style=\"left:395px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the cho</div><div class=\"t sa_382\" id=\"ts_382\" style=\"left:461px;bottom:1056px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ice of inputs relating to macroeconomic variables; </div><div class=\"t sb_382\" id=\"tt_382\" style=\"left:78px;bottom:1032px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tu_382\" style=\"left:91px;bottom:1032px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sb_382\" id=\"tv_382\" style=\"left:147px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing est</div><div class=\"t sa_382\" id=\"tw_382\" style=\"left:186px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">imates of forward looking macroeconomic forecasts; </div><div class=\"t sb_382\" id=\"tx_382\" style=\"left:78px;bottom:1008px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"ty_382\" style=\"left:91px;bottom:1008px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Evaluation of management overlays and post-model adjustments; </div><div class=\"t sb_382\" id=\"tz_382\" style=\"left:78px;bottom:984px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"t10_382\" style=\"left:91px;bottom:984px;letter-spacing:-0.12px;display:inline;\">Determinat</div><div class=\"t sb_382\" id=\"t11_382\" style=\"left:160px;bottom:984px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of probab</div><div class=\"t sa_382\" id=\"t12_382\" style=\"left:241px;bottom:984px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_382\" id=\"t13_382\" style=\"left:246px;bottom:984px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity we</div><div class=\"t sa_382\" id=\"t14_382\" style=\"left:281px;bottom:984px;letter-spacing:-0.16px;display:inline;\">ight</div><div class=\"t sb_382\" id=\"t15_382\" style=\"left:305px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings for Stage 3 </div><div class=\"t sa_382\" id=\"t16_382\" style=\"left:398px;bottom:984px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_382\" id=\"t17_382\" style=\"left:417px;bottom:984px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_382\" id=\"t18_382\" style=\"left:427px;bottom:984px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">idually assessed provis</div><div class=\"t sb_382\" id=\"t19_382\" style=\"left:560px;bottom:984px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_382\" id=\"t1a_382\" style=\"left:78px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The calculation of credit impa</div><div class=\"t sb_382\" id=\"t1b_382\" style=\"left:254px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irment prov</div><div class=\"t sa_382\" id=\"t1c_382\" style=\"left:323px;bottom:960px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_382\" id=\"t1d_382\" style=\"left:331px;bottom:960px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions also </div><div class=\"t sa_382\" id=\"t1e_382\" style=\"left:385px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">involves expert credit judgement to be applied by the credit risk </div><div class=\"t sa_382\" id=\"t1f_382\" style=\"left:78px;bottom:944px;letter-spacing:-0.12px;word-spacing:-0.16px;display:inline;\">management team based upon counterparty informat</div><div class=\"t sb_382\" id=\"t1g_382\" style=\"left:405px;bottom:944px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion they rece</div><div class=\"t sa_382\" id=\"t1h_382\" style=\"left:480px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive from various sources includ</div><div class=\"t sb_382\" id=\"t1i_382\" style=\"left:658px;bottom:944px;letter-spacing:-0.17px;word-spacing:-0.11px;display:inline;\">ing relat</div><div class=\"t sa_382\" id=\"t1j_382\" style=\"left:707px;bottom:944px;letter-spacing:-0.12px;display:inline;\">ionsh</div><div class=\"t sb_382\" id=\"t1k_382\" style=\"left:739px;bottom:944px;letter-spacing:-0.13px;word-spacing:-0.15px;display:inline;\">ip managers </div><div class=\"t sa_382\" id=\"t1l_382\" style=\"left:78px;bottom:928px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and on external market informat</div><div class=\"t sb_382\" id=\"t1m_382\" style=\"left:272px;bottom:928px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Deta</div><div class=\"t sa_382\" id=\"t1n_382\" style=\"left:325px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ils on the approach for determin</div><div class=\"t sb_382\" id=\"t1o_382\" style=\"left:515px;bottom:928px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"t1p_382\" style=\"left:622px;bottom:928px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">it loss can be found in the credit </div><div class=\"t sa_382\" id=\"t1q_382\" style=\"left:78px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">risk section, under IFRS 9 Methodology (page 273). </div><div class=\"t sa_382\" id=\"t1r_382\" style=\"left:78px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Estimates of forecasts of key macroeconomic variables underlying the expected credit loss calculation can be found with</div><div class=\"t sb_382\" id=\"t1s_382\" style=\"left:789px;bottom:888px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t sa_382\" id=\"t1t_382\" style=\"left:78px;bottom:872px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Risk review, Key assumptions and judgements in determin</div><div class=\"t sb_382\" id=\"t1u_382\" style=\"left:440px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"t1v_382\" style=\"left:547px;bottom:872px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it loss (page 275). </div><div class=\"t s8_382\" id=\"t1w_382\" style=\"left:78px;bottom:847px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Expected credit losses </div><div class=\"t sa_382\" id=\"t1x_382\" style=\"left:78px;bottom:831px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">An ECL represents the present value of expected cash shortfalls over the residual term of a \ufb01nanc</div><div class=\"t sb_382\" id=\"t1y_382\" style=\"left:649px;bottom:831px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial asset, undrawn </div><div class=\"t sa_382\" id=\"t1z_382\" style=\"left:78px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">commitment or \ufb01nanc</div><div class=\"t sb_382\" id=\"t20_382\" style=\"left:210px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial guarantee. </div><div class=\"t sa_382\" id=\"t21_382\" style=\"left:78px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">A cash shortfall is the difference between the cash \ufb02ows that are due in accordance with the contractual terms of the </div><div class=\"t sa_382\" id=\"t22_382\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument and the cash \ufb02ows that the Group expects to receive over the contractual life of the instrument. </div><div class=\"t s8_382\" id=\"t23_382\" style=\"left:78px;bottom:751px;letter-spacing:-0.09px;display:inline;\">Measurement </div><div class=\"t sa_382\" id=\"t24_382\" style=\"left:78px;bottom:735px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ECL are computed as unbiased, probabil</div><div class=\"t sb_382\" id=\"t25_382\" style=\"left:318px;bottom:735px;letter-spacing:-0.16px;display:inline;\">ity-we</div><div class=\"t sa_382\" id=\"t26_382\" style=\"left:355px;bottom:735px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ighted amounts which are determined by evaluating a range of reasonably </div><div class=\"t sa_382\" id=\"t27_382\" style=\"left:78px;bottom:719px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">possible outcomes, the time value of money, and consider</div><div class=\"t sb_382\" id=\"t28_382\" style=\"left:417px;bottom:719px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing all reasonable and supportable </div><div class=\"t sa_382\" id=\"t29_382\" style=\"left:628px;bottom:719px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_382\" id=\"t2a_382\" style=\"left:680px;bottom:719px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_382\" id=\"t2b_382\" style=\"left:701px;bottom:719px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_382\" id=\"t2c_382\" style=\"left:736px;bottom:719px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that </div><div class=\"t sa_382\" id=\"t2d_382\" style=\"left:78px;bottom:703px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">which is forward-looking. </div><div class=\"t sa_382\" id=\"t2e_382\" style=\"left:78px;bottom:679px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">For material portfolios, the estimate of expected cash shortfalls is determined by multiply</div><div class=\"t sb_382\" id=\"t2f_382\" style=\"left:602px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the probab</div><div class=\"t sa_382\" id=\"t2g_382\" style=\"left:691px;bottom:679px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_382\" id=\"t2h_382\" style=\"left:696px;bottom:679px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ity of default (PD) </div><div class=\"t sa_382\" id=\"t2i_382\" style=\"left:78px;bottom:663px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">with the loss given default (LGD) with the expected exposure at the time of default (EAD). There may be multiple default </div><div class=\"t sa_382\" id=\"t2j_382\" style=\"left:78px;bottom:647px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">events over the lifet</div><div class=\"t sb_382\" id=\"t2k_382\" style=\"left:193px;bottom:647px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ime of an </div><div class=\"t sa_382\" id=\"t2l_382\" style=\"left:251px;bottom:647px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instrument. Further details on the components of PD, LGD and EAD are disclosed in the Credit </div><div class=\"t sa_382\" id=\"t2m_382\" style=\"left:78px;bottom:631px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">risk section. For less material Retail Banking loan portfolios, the Group has adopted less sophist</div><div class=\"t sb_382\" id=\"t2n_382\" style=\"left:634px;bottom:631px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">icated approaches based on </div><div class=\"t sa_382\" id=\"t2o_382\" style=\"left:78px;bottom:615px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t sb_382\" id=\"t2p_382\" style=\"left:111px;bottom:615px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical roll rates or loss rates. </div><div class=\"t sa_382\" id=\"t2q_382\" style=\"left:78px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Forward-looking economic assumptions are incorporated into the PD, LGD and EAD where relevant and where they </div><div class=\"t sa_382\" id=\"t2r_382\" style=\"left:78px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in\ufb02uence credit risk, such as GDP growth rates, interest rates, house price ind</div><div class=\"t sb_382\" id=\"t2s_382\" style=\"left:525px;bottom:575px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ices and commod</div><div class=\"t sa_382\" id=\"t2t_382\" style=\"left:631px;bottom:575px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity prices among others. </div><div class=\"t sa_382\" id=\"t2u_382\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">These assumptions are incorporated using the Group\u2019s most likely forecast for a range of macroeconomic assumptions. </div><div class=\"t sa_382\" id=\"t2v_382\" style=\"left:78px;bottom:543px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">These forecasts are determined using all reasonable and supportable informat</div><div class=\"t sb_382\" id=\"t2w_382\" style=\"left:544px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, wh</div><div class=\"t sa_382\" id=\"t2x_382\" style=\"left:586px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich includes both internally developed </div><div class=\"t sa_382\" id=\"t2y_382\" style=\"left:78px;bottom:527px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">forecasts and those available externally, and are consistent with those used for budgeting, forecasting and capital planning. </div><div class=\"t sa_382\" id=\"t2z_382\" style=\"left:78px;bottom:503px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">To account for the potential non-linear</div><div class=\"t sb_382\" id=\"t30_382\" style=\"left:307px;bottom:503px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sa_382\" id=\"t31_382\" style=\"left:324px;bottom:503px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in credit losses, multiple forward-looking scenarios are incorporated into the range </div><div class=\"t sa_382\" id=\"t32_382\" style=\"left:78px;bottom:487px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of reasonably possible outcomes for all material portfolios. For example, where there is a greater risk of downside credit </div><div class=\"t sa_382\" id=\"t33_382\" style=\"left:78px;bottom:470px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">losses than upside gains, multiple forward-looking economic scenarios are incorporated into the range of reasonably </div><div class=\"t sa_382\" id=\"t34_382\" style=\"left:78px;bottom:454px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible outcomes, both in respect of determin</div><div class=\"t sb_382\" id=\"t35_382\" style=\"left:354px;bottom:454px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ing the PD (and where relevant, the LGD and EAD) and </div><div class=\"t sa_382\" id=\"t36_382\" style=\"left:680px;bottom:454px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in determin</div><div class=\"t sb_382\" id=\"t37_382\" style=\"left:748px;bottom:454px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the </div><div class=\"t sa_382\" id=\"t38_382\" style=\"left:78px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">overall ECL amounts. These scenarios are determined using a Monte Carlo approach centred around the Group\u2019s most likely </div><div class=\"t sa_382\" id=\"t39_382\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">forecast of macroeconomic assumptions. </div><div class=\"t sa_382\" id=\"t3a_382\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The period over which cash shortfalls are determined is generally lim</div><div class=\"t sb_382\" id=\"t3b_382\" style=\"left:480px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited to the max</div><div class=\"t sa_382\" id=\"t3c_382\" style=\"left:571px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum contractual period for which </div><div class=\"t sa_382\" id=\"t3d_382\" style=\"left:78px;bottom:382px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Group is exposed to credit risk. However, for certain revolving credit facil</div><div class=\"t sb_382\" id=\"t3e_382\" style=\"left:521px;bottom:382px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_382\" id=\"t3f_382\" style=\"left:529px;bottom:382px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, which include credit cards or overdrafts, </div><div class=\"t sa_382\" id=\"t3g_382\" style=\"left:78px;bottom:366px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">the Group\u2019s exposure to credit risk is not lim</div><div class=\"t sb_382\" id=\"t3h_382\" style=\"left:330px;bottom:366px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ited to the contractual per</div><div class=\"t sa_382\" id=\"t3i_382\" style=\"left:485px;bottom:366px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">iod. For these instruments, the Group estimates </div><div class=\"t sa_382\" id=\"t3j_382\" style=\"left:78px;bottom:350px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">an appropriate life based on the period that the Group is exposed to credit risk, which includes the effect of credit risk </div><div class=\"t sa_382\" id=\"t3k_382\" style=\"left:78px;bottom:334px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">management actions such as the withdrawal of undrawn facil</div><div class=\"t sb_382\" id=\"t3l_382\" style=\"left:446px;bottom:334px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_382\" id=\"t3m_382\" style=\"left:453px;bottom:334px;letter-spacing:-0.09px;display:inline;\">ies. </div><div class=\"t sa_382\" id=\"t3n_382\" style=\"left:78px;bottom:310px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">For credit-impa</div><div class=\"t sb_382\" id=\"t3o_382\" style=\"left:168px;bottom:310px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ired \ufb01nancial </div><div class=\"t sa_382\" id=\"t3p_382\" style=\"left:247px;bottom:310px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments, the estimate of cash shortfalls may require the use of expert credit judgement. </div><div></div><div class=\"t s4_383\" id=\"t6_383\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_383\" id=\"t7_383\" style=\"left:191px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s6_383\" id=\"t8_383\" style=\"left:243px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_383\" id=\"t9_383\" style=\"left:95px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The estimate of expected cash shortfalls on a collateralised \ufb01nanc</div><div class=\"t s8_383\" id=\"ta_383\" style=\"left:486px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_383\" id=\"tb_383\" style=\"left:503px;bottom:1154px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument re\ufb02ects the amount and tim</div><div class=\"t s8_383\" id=\"tc_383\" style=\"left:735px;bottom:1154px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing of cash </div><div class=\"t s7_383\" id=\"td_383\" style=\"left:95px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">\ufb02ows that are expected from foreclosure on the collateral less the costs of obtain</div><div class=\"t s8_383\" id=\"te_383\" style=\"left:571px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing and sell</div><div class=\"t s7_383\" id=\"tf_383\" style=\"left:637px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing the collateral, regardless of </div><div class=\"t s7_383\" id=\"tg_383\" style=\"left:95px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">whether foreclosure is deemed probable. </div><div class=\"t s7_383\" id=\"th_383\" style=\"left:95px;bottom:1098px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ows from unfunded credit enhancements held are included with</div><div class=\"t s8_383\" id=\"ti_383\" style=\"left:514px;bottom:1098px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the measurement of expected cred</div><div class=\"t s7_383\" id=\"tj_383\" style=\"left:736px;bottom:1098px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it losses if they </div><div class=\"t s7_383\" id=\"tk_383\" style=\"left:95px;bottom:1082px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">are part of, or integral to, the contractual terms of the instrument (this includes \ufb01nanc</div><div class=\"t s8_383\" id=\"tl_383\" style=\"left:596px;bottom:1082px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial guarantees, unfunded r</div><div class=\"t s7_383\" id=\"tm_383\" style=\"left:752px;bottom:1082px;letter-spacing:-0.12px;display:inline;\">isk </div><div class=\"t s7_383\" id=\"tn_383\" style=\"left:95px;bottom:1066px;letter-spacing:-0.1px;display:inline;\">partic</div><div class=\"t s8_383\" id=\"to_383\" style=\"left:130px;bottom:1066px;letter-spacing:-0.15px;display:inline;\">ipat</div><div class=\"t s7_383\" id=\"tp_383\" style=\"left:154px;bottom:1066px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions and other non-derivat</div><div class=\"t s8_383\" id=\"tq_383\" style=\"left:313px;bottom:1066px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ive cred</div><div class=\"t s7_383\" id=\"tr_383\" style=\"left:358px;bottom:1066px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it insurance). Although non-integral credit enhancements do not impact the </div><div class=\"t s7_383\" id=\"ts_383\" style=\"left:95px;bottom:1050px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">measurement of expected credit losses, a reimbursement asset is recognised to the extent of the ECL recorded. </div><div class=\"t s7_383\" id=\"tt_383\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Cash shortfalls are discounted using the effective interest rate (or credit-adjusted effective interest rate for purchased or </div><div class=\"t s7_383\" id=\"tu_383\" style=\"left:95px;bottom:1010px;letter-spacing:-0.1px;display:inline;\">orig</div><div class=\"t s8_383\" id=\"tv_383\" style=\"left:118px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s7_383\" id=\"tw_383\" style=\"left:186px;bottom:1010px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t s8_383\" id=\"tx_383\" style=\"left:229px;bottom:1010px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t s7_383\" id=\"ty_383\" style=\"left:254px;bottom:1010px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instruments (POCI)) on the \ufb01nanc</div><div class=\"t s8_383\" id=\"tz_383\" style=\"left:452px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_383\" id=\"t10_383\" style=\"left:468px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument as calculated at in</div><div class=\"t s8_383\" id=\"t11_383\" style=\"left:644px;bottom:1010px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_383\" id=\"t12_383\" style=\"left:651px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_383\" id=\"t13_383\" style=\"left:717px;bottom:1010px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion or </div><div class=\"t s7_383\" id=\"t14_383\" style=\"left:753px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t s7_383\" id=\"t15_383\" style=\"left:95px;bottom:994px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument has a variable interest rate, the current effective interest rate determined under the contract. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_383\" id=\"t16_383\" style=\"left:95px;bottom:975px;letter-spacing:0.02px;display:inline;\">Instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_383\" id=\"t17_383\" style=\"left:442px;bottom:975px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Location of expected credit loss provis</div><div class=\"t sa_383\" id=\"t18_383\" style=\"left:621px;bottom:975px;display:inline;\">ions </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t19_383\" style=\"left:95px;bottom:955px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1a_383\" style=\"left:132px;bottom:955px;word-spacing:-0.15px;display:inline;\">ial assets held at amort</div><div class=\"t sb_383\" id=\"t1b_383\" style=\"left:263px;bottom:955px;word-spacing:-0.14px;display:inline;\">ised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1c_383\" style=\"left:442px;bottom:955px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Loss provis</div><div class=\"t sc_383\" id=\"t1d_383\" style=\"left:502px;bottom:955px;word-spacing:-0.14px;display:inline;\">ions: netted aga</div><div class=\"t sb_383\" id=\"t1e_383\" style=\"left:593px;bottom:955px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">inst gross carrying value </div><div class=\"t sd_383\" id=\"t1f_383\" style=\"vertical-align: super;left:726px;bottom:962px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1g_383\" style=\"left:95px;bottom:936px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1h_383\" style=\"left:132px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial assets held FVOCI \u2013 Debt </div> <div class=\"t sb_383\" id=\"t1i_383\" style=\"left:292px;bottom:936px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1j_383\" style=\"left:442px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Other comprehensive income (FVOCI expected credit loss reserve) </div><div class=\"t sd_383\" id=\"t1k_383\" style=\"vertical-align: super;left:811px;bottom:942px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1l_383\" style=\"left:95px;bottom:917px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Loan commitments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1m_383\" style=\"left:442px;bottom:917px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sc_383\" id=\"t1n_383\" style=\"left:474px;bottom:917px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sb_383\" id=\"t1o_383\" style=\"left:520px;bottom:917px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sc_383\" id=\"t1p_383\" style=\"left:538px;bottom:917px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_383\" id=\"t1q_383\" style=\"left:543px;bottom:917px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sc_383\" id=\"t1r_383\" style=\"left:551px;bottom:917px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div><div class=\"t sd_383\" id=\"t1s_383\" style=\"vertical-align: super;left:639px;bottom:923px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1t_383\" style=\"left:95px;bottom:898px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1u_383\" style=\"left:132px;bottom:898px;word-spacing:-0.13px;display:inline;\">ial guarantees </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1v_383\" style=\"left:442px;bottom:898px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sc_383\" id=\"t1w_383\" style=\"left:474px;bottom:898px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sb_383\" id=\"t1x_383\" style=\"left:520px;bottom:898px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sc_383\" id=\"t1y_383\" style=\"left:538px;bottom:898px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_383\" id=\"t1z_383\" style=\"left:543px;bottom:898px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sc_383\" id=\"t20_383\" style=\"left:551px;bottom:898px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div><div class=\"t sd_383\" id=\"t21_383\" style=\"vertical-align: super;left:639px;bottom:904px;display:inline;\">3 </div></td></tr></table><div class=\"t se_383\" id=\"t22_383\" style=\"left:95px;bottom:874px;display:inline;\">1 </div><div class=\"t se_383\" id=\"t23_383\" style=\"left:108px;bottom:874px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Purchased or orig</div><div class=\"t sf_383\" id=\"t24_383\" style=\"left:188px;bottom:874px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">inated cred</div><div class=\"t se_383\" id=\"t25_383\" style=\"left:241px;bottom:874px;letter-spacing:-0.19px;display:inline;\">it-impa</div><div class=\"t sf_383\" id=\"t26_383\" style=\"left:274px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ired assets do not attract an expected cred</div><div class=\"t se_383\" id=\"t27_383\" style=\"left:472px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">it loss provis</div><div class=\"t sf_383\" id=\"t28_383\" style=\"left:527px;bottom:874px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion on </div><div class=\"t se_383\" id=\"t29_383\" style=\"left:557px;bottom:874px;letter-spacing:-0.07px;display:inline;\">in</div><div class=\"t sf_383\" id=\"t2a_383\" style=\"left:565px;bottom:874px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_383\" id=\"t2b_383\" style=\"left:571px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ial recognit</div><div class=\"t sf_383\" id=\"t2c_383\" style=\"left:623px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ion. An expected cred</div><div class=\"t se_383\" id=\"t2d_383\" style=\"left:722px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">it loss provis</div><div class=\"t sf_383\" id=\"t2e_383\" style=\"left:777px;bottom:874px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion w</div><div class=\"t se_383\" id=\"t2f_383\" style=\"left:801px;bottom:874px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ill be </div><div class=\"t se_383\" id=\"t2g_383\" style=\"left:108px;bottom:863px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">recognised only if there is an increase in expected credit losses from that considered at in</div><div class=\"t sf_383\" id=\"t2h_383\" style=\"left:514px;bottom:863px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_383\" id=\"t2i_383\" style=\"left:520px;bottom:863px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ial recognit</div><div class=\"t sf_383\" id=\"t2j_383\" style=\"left:571px;bottom:863px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t se_383\" id=\"t2k_383\" style=\"left:95px;bottom:846px;display:inline;\">2 </div><div class=\"t se_383\" id=\"t2l_383\" style=\"left:108px;bottom:846px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Debt and treasury securit</div><div class=\"t sf_383\" id=\"t2m_383\" style=\"left:225px;bottom:846px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ies class</div><div class=\"t se_383\" id=\"t2n_383\" style=\"left:262px;bottom:846px;letter-spacing:-0.06px;display:inline;\">if</div><div class=\"t sf_383\" id=\"t2o_383\" style=\"left:268px;bottom:846px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ied as fa</div><div class=\"t se_383\" id=\"t2p_383\" style=\"left:307px;bottom:846px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ir value through other comprehensive income (FVOCI) are held at fair value on the face of the balance sheet. </div><div class=\"t se_383\" id=\"t2q_383\" style=\"left:108px;bottom:834px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">The expected credit loss attributed to these instruments is held as a separate reserve with</div><div class=\"t sf_383\" id=\"t2r_383\" style=\"left:519px;bottom:834px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">in other comprehens</div><div class=\"t se_383\" id=\"t2s_383\" style=\"left:613px;bottom:834px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ive income (OCI) and is recycled to the pro\ufb01t </div><div class=\"t se_383\" id=\"t2t_383\" style=\"left:108px;bottom:823px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and loss account along with any fair value measurement gains or losses held with</div><div class=\"t sf_383\" id=\"t2u_383\" style=\"left:480px;bottom:823px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in FVOCI when the appl</div><div class=\"t se_383\" id=\"t2v_383\" style=\"left:589px;bottom:823px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">icable instruments are derecognised </div><div class=\"t se_383\" id=\"t2w_383\" style=\"left:95px;bottom:805px;display:inline;\">3 </div><div class=\"t se_383\" id=\"t2x_383\" style=\"left:108px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Expected credit loss on loan commitments and \ufb01nanc</div><div class=\"t sf_383\" id=\"t2y_383\" style=\"left:355px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial guarantees </div><div class=\"t se_383\" id=\"t2z_383\" style=\"left:423px;bottom:805px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">is recognised as a liab</div><div class=\"t sf_383\" id=\"t30_383\" style=\"left:523px;bottom:805px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t se_383\" id=\"t31_383\" style=\"left:528px;bottom:805px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">ity provis</div><div class=\"t sf_383\" id=\"t32_383\" style=\"left:568px;bottom:805px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion. Where a \ufb01nancial </div><div class=\"t se_383\" id=\"t33_383\" style=\"left:671px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instrument includes both a loan </div><div class=\"t se_383\" id=\"t34_383\" style=\"left:108px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">(i.e. \ufb01nanc</div><div class=\"t sf_383\" id=\"t35_383\" style=\"left:155px;bottom:794px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ial asset component) and an undrawn comm</div><div class=\"t se_383\" id=\"t36_383\" style=\"left:362px;bottom:794px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">itment (i.e. loan commitment component), and it is not possible to separately ident</div><div class=\"t sf_383\" id=\"t37_383\" style=\"left:740px;bottom:794px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ify the expected </div><div class=\"t se_383\" id=\"t38_383\" style=\"left:108px;bottom:782px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">credit loss on these components, expected credit loss amounts on the loan commitment are recognised together with expected credit loss amounts on </div><div class=\"t sf_383\" id=\"t39_383\" style=\"left:108px;bottom:771px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">the \ufb01nancial asset. To the extent the comb</div><div class=\"t se_383\" id=\"t3a_383\" style=\"left:303px;bottom:771px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ined expected credit loss exceeds the gross carrying amount of the \ufb01nanc</div><div class=\"t sf_383\" id=\"t3b_383\" style=\"left:639px;bottom:771px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial asset, the expected cred</div><div class=\"t se_383\" id=\"t3c_383\" style=\"left:765px;bottom:771px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">it loss is </div><div class=\"t se_383\" id=\"t3d_383\" style=\"left:108px;bottom:760px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">recognised as a liab</div><div class=\"t sf_383\" id=\"t3e_383\" style=\"left:200px;bottom:760px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t se_383\" id=\"t3f_383\" style=\"left:204px;bottom:760px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">ity provis</div><div class=\"t sf_383\" id=\"t3g_383\" style=\"left:245px;bottom:760px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sg_383\" id=\"t3h_383\" style=\"left:95px;bottom:736px;letter-spacing:-0.16px;display:inline;\">Recognit</div><div class=\"t sh_383\" id=\"t3i_383\" style=\"left:148px;bottom:736px;letter-spacing:-0.15px;display:inline;\">ion </div><div class=\"t si_383\" id=\"t3j_383\" style=\"left:95px;bottom:721px;letter-spacing:0.14px;word-spacing:-0.17px;display:inline;\">12 months expected credit losses (stage 1) </div><div class=\"t s7_383\" id=\"t3k_383\" style=\"left:321px;bottom:720px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Expected credit losses are recognised at the time of in</div><div class=\"t s8_383\" id=\"t3l_383\" style=\"left:638px;bottom:720px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_383\" id=\"t3m_383\" style=\"left:646px;bottom:720px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_383\" id=\"t3n_383\" style=\"left:712px;bottom:720px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion of a \ufb01nancial </div><div class=\"t s7_383\" id=\"t3o_383\" style=\"left:95px;bottom:704px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument and represent the lifet</div><div class=\"t s8_383\" id=\"t3p_383\" style=\"left:293px;bottom:704px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ime cash shortfalls ar</div><div class=\"t s7_383\" id=\"t3q_383\" style=\"left:418px;bottom:704px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_383\" id=\"t3r_383\" style=\"left:427px;bottom:704px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing from poss</div><div class=\"t s7_383\" id=\"t3s_383\" style=\"left:506px;bottom:704px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ible default events up to 12 months into the future from </div><div class=\"t s7_383\" id=\"t3t_383\" style=\"left:95px;bottom:688px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the balance sheet date. Expected credit losses continue to be determined on this basis until there is either a sign</div><div class=\"t s8_383\" id=\"t3u_383\" style=\"left:753px;bottom:688px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t3v_383\" style=\"left:95px;bottom:672px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">increase in the credit risk of an instrument or the instrument becomes credit-impa</div><div class=\"t s8_383\" id=\"t3w_383\" style=\"left:573px;bottom:672px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ired. If an </div><div class=\"t s7_383\" id=\"t3x_383\" style=\"left:630px;bottom:672px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument is no longer </div><div class=\"t s7_383\" id=\"t3y_383\" style=\"left:95px;bottom:656px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered to exhib</div><div class=\"t s8_383\" id=\"t3z_383\" style=\"left:211px;bottom:656px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">it a s</div><div class=\"t s7_383\" id=\"t40_383\" style=\"left:238px;bottom:656px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_383\" id=\"t41_383\" style=\"left:257px;bottom:656px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t42_383\" style=\"left:296px;bottom:656px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">increase in credit risk, expected credit losses will revert to being determined on a 12-month </div><div class=\"t s7_383\" id=\"t43_383\" style=\"left:95px;bottom:640px;letter-spacing:-0.08px;display:inline;\">basis. </div><div class=\"t si_383\" id=\"t44_383\" style=\"left:95px;bottom:617px;letter-spacing:0.18px;display:inline;\">Sign</div><div class=\"t sj_383\" id=\"t45_383\" style=\"left:119px;bottom:617px;letter-spacing:0.14px;display:inline;\">i\ufb01cant </div><div class=\"t si_383\" id=\"t46_383\" style=\"left:156px;bottom:617px;letter-spacing:0.13px;word-spacing:-0.16px;display:inline;\">increase in credit risk (Stage 2) </div><div class=\"t s7_383\" id=\"t47_383\" style=\"left:323px;bottom:616px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s8_383\" id=\"t48_383\" style=\"left:349px;bottom:616px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t49_383\" style=\"left:388px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk is assessed by comparing the risk of default of an </div><div class=\"t s7_383\" id=\"t4a_383\" style=\"left:95px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure at the reporting date to the risk of default at orig</div><div class=\"t s8_383\" id=\"t4b_383\" style=\"left:439px;bottom:600px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t4c_383\" style=\"left:462px;bottom:600px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion (after taking into account the passage of time). Sign</div><div class=\"t s8_383\" id=\"t4d_383\" style=\"left:790px;bottom:600px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4e_383\" style=\"left:95px;bottom:584px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">does not mean statist</div><div class=\"t s8_383\" id=\"t4f_383\" style=\"left:224px;bottom:584px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ically s</div><div class=\"t s7_383\" id=\"t4g_383\" style=\"left:262px;bottom:584px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_383\" id=\"t4h_383\" style=\"left:281px;bottom:584px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01cant nor </div><div class=\"t s7_383\" id=\"t4i_383\" style=\"left:343px;bottom:584px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is it assessed in the context of changes in expected credit loss. Whether a change </div><div class=\"t s7_383\" id=\"t4j_383\" style=\"left:95px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in the risk of default is sign</div><div class=\"t s8_383\" id=\"t4k_383\" style=\"left:249px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01cant or not </div><div class=\"t s7_383\" id=\"t4l_383\" style=\"left:326px;bottom:568px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed using a number of quantitat</div><div class=\"t s8_383\" id=\"t4m_383\" style=\"left:560px;bottom:568px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ive and qual</div><div class=\"t s7_383\" id=\"t4n_383\" style=\"left:633px;bottom:568px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t s8_383\" id=\"t4o_383\" style=\"left:653px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive factors, the we</div><div class=\"t s7_383\" id=\"t4p_383\" style=\"left:760px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ight of </div><div class=\"t s7_383\" id=\"t4q_383\" style=\"left:95px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which depends on the type of product and counterparty. Financ</div><div class=\"t s8_383\" id=\"t4r_383\" style=\"left:472px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets that are 30 or more days past due and not </div><div class=\"t s7_383\" id=\"t4s_383\" style=\"left:95px;bottom:536px;letter-spacing:-0.27px;display:inline;\">credit-impa</div><div class=\"t s8_383\" id=\"t4t_383\" style=\"left:164px;bottom:536px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired w</div><div class=\"t s7_383\" id=\"t4u_383\" style=\"left:200px;bottom:536px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ill always be considered to have experienced a sign</div><div class=\"t s8_383\" id=\"t4v_383\" style=\"left:501px;bottom:536px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4w_383\" style=\"left:541px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in credit risk. For less material portfolios </div><div class=\"t s7_383\" id=\"t4x_383\" style=\"left:95px;bottom:520px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">where a loss rate or roll rate approach is applied to compute expected credit loss, sign</div><div class=\"t s8_383\" id=\"t4y_383\" style=\"left:600px;bottom:520px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4z_383\" style=\"left:640px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">increase in credit risk is primar</div><div class=\"t s8_383\" id=\"t50_383\" style=\"left:815px;bottom:520px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s7_383\" id=\"t51_383\" style=\"left:95px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">based on 30 days past due. </div><div class=\"t s7_383\" id=\"t52_383\" style=\"left:95px;bottom:480px;letter-spacing:-0.12px;display:inline;\">Quantitat</div><div class=\"t s8_383\" id=\"t53_383\" style=\"left:155px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive factors </div><div class=\"t s7_383\" id=\"t54_383\" style=\"left:219px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">include an assessment of whether there has been sign</div><div class=\"t s8_383\" id=\"t55_383\" style=\"left:538px;bottom:480px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t56_383\" style=\"left:578px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in the forward-looking probabil</div><div class=\"t s8_383\" id=\"t57_383\" style=\"left:816px;bottom:480px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t s7_383\" id=\"t58_383\" style=\"left:95px;bottom:464px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">of default (PD) since orig</div><div class=\"t s8_383\" id=\"t59_383\" style=\"left:240px;bottom:464px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t5a_383\" style=\"left:264px;bottom:464px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. A forward-looking PD is one that is adjusted for future economic condit</div><div class=\"t s8_383\" id=\"t5b_383\" style=\"left:706px;bottom:464px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions to the extent </div><div class=\"t s7_383\" id=\"t5c_383\" style=\"left:95px;bottom:448px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">these are correlated to changes in credit risk. We compare the residual lifet</div><div class=\"t s8_383\" id=\"t5d_383\" style=\"left:536px;bottom:448px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ime PD at the balance sheet date to the res</div><div class=\"t s7_383\" id=\"t5e_383\" style=\"left:792px;bottom:448px;letter-spacing:-0.14px;display:inline;\">idual </div><div class=\"t s7_383\" id=\"t5f_383\" style=\"left:95px;bottom:432px;letter-spacing:-0.15px;display:inline;\">lifet</div><div class=\"t s8_383\" id=\"t5g_383\" style=\"left:118px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.11px;display:inline;\">ime PD that was expected at the t</div><div class=\"t s7_383\" id=\"t5h_383\" style=\"left:319px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.13px;display:inline;\">ime of orig</div><div class=\"t s8_383\" id=\"t5i_383\" style=\"left:382px;bottom:432px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t5j_383\" style=\"left:405px;bottom:432px;letter-spacing:-0.14px;word-spacing:-0.14px;display:inline;\">ion for the same point in the term structure and determine whether both </div><div class=\"t s7_383\" id=\"t5k_383\" style=\"left:95px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the absolute and relative change between the two exceeds predetermined thresholds. To the extent that the differences </div><div class=\"t s7_383\" id=\"t5l_383\" style=\"left:95px;bottom:400px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">between the measures of default outlined exceed the de\ufb01ned thresholds, the instrument is considered to have experienced </div><div class=\"t s7_383\" id=\"t5m_383\" style=\"left:95px;bottom:384px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">a sign</div><div class=\"t s8_383\" id=\"t5n_383\" style=\"left:130px;bottom:384px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t5o_383\" style=\"left:170px;bottom:384px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">increase in credit risk (see page 282 to 284). </div><div class=\"t s7_383\" id=\"t5p_383\" style=\"left:95px;bottom:359px;letter-spacing:-0.13px;display:inline;\">Qualitat</div><div class=\"t s8_383\" id=\"t5q_383\" style=\"left:145px;bottom:359px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ive factors assessed </div><div class=\"t s7_383\" id=\"t5r_383\" style=\"left:265px;bottom:359px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">include those linked to current credit risk management processes, such as lending placed on </div><div class=\"t s7_383\" id=\"t5s_383\" style=\"left:95px;bottom:343px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">non-purely precautionary early alert (and subject to closer monitor</div><div class=\"t s8_383\" id=\"t5t_383\" style=\"left:487px;bottom:343px;letter-spacing:-0.31px;display:inline;\">ing). </div><div class=\"t s7_383\" id=\"t5u_383\" style=\"left:95px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">A non-purely precautionary early alert account is one which exhib</div><div class=\"t s8_383\" id=\"t5v_383\" style=\"left:482px;bottom:319px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">its r</div><div class=\"t s7_383\" id=\"t5w_383\" style=\"left:503px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">isk or potential weaknesses of a material nature </div><div class=\"t s7_383\" id=\"t5x_383\" style=\"left:95px;bottom:303px;letter-spacing:-0.14px;display:inline;\">requir</div><div class=\"t s8_383\" id=\"t5y_383\" style=\"left:130px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing closer mon</div><div class=\"t s7_383\" id=\"t5z_383\" style=\"left:215px;bottom:303px;letter-spacing:-0.14px;display:inline;\">itor</div><div class=\"t s8_383\" id=\"t60_383\" style=\"left:235px;bottom:303px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ing, superv</div><div class=\"t s7_383\" id=\"t61_383\" style=\"left:299px;bottom:303px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_383\" id=\"t62_383\" style=\"left:307px;bottom:303px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, or attent</div><div class=\"t s7_383\" id=\"t63_383\" style=\"left:383px;bottom:303px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion by management. Weaknesses in such a borrower\u2019s account, if left </div><div class=\"t s7_383\" id=\"t64_383\" style=\"left:95px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uncorrected, could result in deteriorat</div><div class=\"t s8_383\" id=\"t65_383\" style=\"left:316px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of repayment prospects and the l</div><div class=\"t s7_383\" id=\"t66_383\" style=\"left:534px;bottom:287px;letter-spacing:-0.23px;display:inline;\">ikel</div><div class=\"t s8_383\" id=\"t67_383\" style=\"left:553px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ihood of be</div><div class=\"t s7_383\" id=\"t68_383\" style=\"left:621px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing downgraded. Indicators </div><div class=\"t s7_383\" id=\"t69_383\" style=\"left:95px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">could include a rapid erosion of posit</div><div class=\"t s8_383\" id=\"t6a_383\" style=\"left:311px;bottom:271px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion w</div><div class=\"t s7_383\" id=\"t6b_383\" style=\"left:343px;bottom:271px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_383\" id=\"t6c_383\" style=\"left:358px;bottom:271px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in the </div><div class=\"t s7_383\" id=\"t6d_383\" style=\"left:394px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">industry, concerns over management\u2019s abil</div><div class=\"t s8_383\" id=\"t6e_383\" style=\"left:646px;bottom:271px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity to manage operat</div><div class=\"t s7_383\" id=\"t6f_383\" style=\"left:773px;bottom:271px;letter-spacing:-0.08px;display:inline;\">ions, </div><div class=\"t s7_383\" id=\"t6g_383\" style=\"left:95px;bottom:255px;letter-spacing:-0.2px;display:inline;\">weak/deteriorat</div><div class=\"t s8_383\" id=\"t6h_383\" style=\"left:193px;bottom:255px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing operat</div><div class=\"t s7_383\" id=\"t6i_383\" style=\"left:255px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing results, liqu</div><div class=\"t s8_383\" id=\"t6j_383\" style=\"left:341px;bottom:255px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_383\" id=\"t6k_383\" style=\"left:352px;bottom:255px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity strain and overdue balances among other factors. </div><div></div><div class=\"t s5_384\" id=\"t7_384\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_384\" id=\"t8_384\" style=\"left:174px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s7_384\" id=\"t9_384\" style=\"left:226px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_384\" id=\"ta_384\" style=\"left:78px;bottom:1155px;letter-spacing:0.21px;display:inline;\">Credit-impa</div><div class=\"t s9_384\" id=\"tb_384\" style=\"left:144px;bottom:1155px;letter-spacing:0.12px;word-spacing:-0.14px;display:inline;\">ired (or defaulted) exposures (Stage 3) </div><div class=\"t sa_384\" id=\"tc_384\" style=\"left:355px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_384\" id=\"td_384\" style=\"left:394px;bottom:1154px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are cred</div><div class=\"t sa_384\" id=\"te_384\" style=\"left:528px;bottom:1154px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sb_384\" id=\"tf_384\" style=\"left:571px;bottom:1154px;letter-spacing:-0.33px;word-spacing:0.07px;display:inline;\">ired (or </div><div class=\"t sa_384\" id=\"tg_384\" style=\"left:614px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in default) represent those that </div><div class=\"t sa_384\" id=\"th_384\" style=\"left:78px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are at least 90 days past due in respect of princ</div><div class=\"t sb_384\" id=\"ti_384\" style=\"left:356px;bottom:1138px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ipal and/or </div><div class=\"t sa_384\" id=\"tj_384\" style=\"left:425px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest. Financ</div><div class=\"t sb_384\" id=\"tk_384\" style=\"left:514px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets are also cons</div><div class=\"t sa_384\" id=\"tl_384\" style=\"left:648px;bottom:1138px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">idered to be credit-impa</div><div class=\"t sb_384\" id=\"tm_384\" style=\"left:791px;bottom:1138px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sa_384\" id=\"tn_384\" style=\"left:78px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">where the obligors are unlikely to pay on the occurrence of one or more observable events that have a detrimental impact </div><div class=\"t sa_384\" id=\"to_384\" style=\"left:78px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">on the estimated future cash \ufb02ows of the \ufb01nanc</div><div class=\"t sb_384\" id=\"tp_384\" style=\"left:360px;bottom:1106px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial asset. It may not be poss</div><div class=\"t sa_384\" id=\"tq_384\" style=\"left:521px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ible to ident</div><div class=\"t sb_384\" id=\"tr_384\" style=\"left:592px;bottom:1106px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ify a s</div><div class=\"t sa_384\" id=\"ts_384\" style=\"left:625px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ingle discrete event but instead </div><div class=\"t sa_384\" id=\"tt_384\" style=\"left:78px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the combined effect of several events may cause \ufb01nanc</div><div class=\"t sb_384\" id=\"tu_384\" style=\"left:406px;bottom:1090px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets to become cred</div><div class=\"t sa_384\" id=\"tv_384\" style=\"left:556px;bottom:1090px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sb_384\" id=\"tw_384\" style=\"left:599px;bottom:1090px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t sb_384\" id=\"tx_384\" style=\"left:78px;bottom:1066px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"ty_384\" style=\"left:91px;bottom:1066px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Evidence that a \ufb01nanc</div><div class=\"t sb_384\" id=\"tz_384\" style=\"left:223px;bottom:1066px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t sa_384\" id=\"t10_384\" style=\"left:274px;bottom:1066px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">is credit-impa</div><div class=\"t sb_384\" id=\"t11_384\" style=\"left:354px;bottom:1066px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sa_384\" id=\"t12_384\" style=\"left:380px;bottom:1066px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">includes observable data about the following events: </div><div class=\"t sb_384\" id=\"t13_384\" style=\"left:78px;bottom:1042px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t14_384\" style=\"left:91px;bottom:1042px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t sb_384\" id=\"t15_384\" style=\"left:116px;bottom:1042px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">i\ufb01cant \ufb01nancial d</div><div class=\"t sa_384\" id=\"t16_384\" style=\"left:218px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t17_384\" style=\"left:230px;bottom:1042px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">iculty of the </div><div class=\"t sa_384\" id=\"t18_384\" style=\"left:302px;bottom:1042px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">issuer or borrower; </div><div class=\"t sb_384\" id=\"t19_384\" style=\"left:78px;bottom:1018px;display:inline;\">\u2022 </div><div class=\"t sb_384\" id=\"t1a_384\" style=\"left:91px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Breach of contract such as default or a past due event; </div><div class=\"t sb_384\" id=\"t1b_384\" style=\"left:78px;bottom:994px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1c_384\" style=\"left:91px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">For economic or contractual reasons relating to the borrower\u2019s \ufb01nanc</div><div class=\"t sb_384\" id=\"t1d_384\" style=\"left:497px;bottom:994px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_384\" id=\"t1e_384\" style=\"left:522px;bottom:994px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t1f_384\" style=\"left:534px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, the lenders of the borrower have granted </div><div class=\"t sa_384\" id=\"t1g_384\" style=\"left:91px;bottom:978px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the borrower concession/s that lenders would not otherwise consider. This would include forbearance actions (page 257); </div><div class=\"t sb_384\" id=\"t1h_384\" style=\"left:78px;bottom:953px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1i_384\" style=\"left:91px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Pending or actual bankruptcy or other \ufb01nanc</div><div class=\"t sb_384\" id=\"t1j_384\" style=\"left:356px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial reorgan</div><div class=\"t sa_384\" id=\"t1k_384\" style=\"left:420px;bottom:953px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sb_384\" id=\"t1l_384\" style=\"left:441px;bottom:953px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion to avo</div><div class=\"t sa_384\" id=\"t1m_384\" style=\"left:500px;bottom:953px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">id or delay discharge of the borrower\u2019s obligat</div><div class=\"t sb_384\" id=\"t1n_384\" style=\"left:770px;bottom:953px;letter-spacing:-0.4px;display:inline;\">ion/s; </div><div class=\"t sb_384\" id=\"t1o_384\" style=\"left:78px;bottom:929px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1p_384\" style=\"left:91px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The disappearance of an active market for the applicable \ufb01nanc</div><div class=\"t sb_384\" id=\"t1q_384\" style=\"left:472px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial asset due to \ufb01nancial d</div><div class=\"t sa_384\" id=\"t1r_384\" style=\"left:626px;bottom:929px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t1s_384\" style=\"left:638px;bottom:929px;letter-spacing:-0.18px;display:inline;\">icult</div><div class=\"t sa_384\" id=\"t1t_384\" style=\"left:663px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies of the borrower; </div><div class=\"t sb_384\" id=\"t1u_384\" style=\"left:78px;bottom:905px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1v_384\" style=\"left:91px;bottom:905px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Purchase or orig</div><div class=\"t sb_384\" id=\"t1w_384\" style=\"left:186px;bottom:905px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t sa_384\" id=\"t1x_384\" style=\"left:209px;bottom:905px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of a \ufb01nanc</div><div class=\"t sb_384\" id=\"t1y_384\" style=\"left:293px;bottom:905px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset at a deep d</div><div class=\"t sa_384\" id=\"t1z_384\" style=\"left:412px;bottom:905px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscount that re\ufb02ects incurred credit losses </div><div class=\"t sa_384\" id=\"t20_384\" style=\"left:78px;bottom:881px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Lending commitments to a credit-impa</div><div class=\"t sb_384\" id=\"t21_384\" style=\"left:310px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired obl</div><div class=\"t sa_384\" id=\"t22_384\" style=\"left:354px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">igor that have not yet been drawn down are included to the extent that the </div><div class=\"t sa_384\" id=\"t23_384\" style=\"left:78px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">commitment cannot be withdrawn. Loss provis</div><div class=\"t sb_384\" id=\"t24_384\" style=\"left:355px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions aga</div><div class=\"t sa_384\" id=\"t25_384\" style=\"left:406px;bottom:865px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">inst credit-impa</div><div class=\"t sb_384\" id=\"t26_384\" style=\"left:498px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired \ufb01nancial assets are determ</div><div class=\"t sa_384\" id=\"t27_384\" style=\"left:684px;bottom:865px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ined based on an </div><div class=\"t sa_384\" id=\"t28_384\" style=\"left:78px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">assessment of the present value of expected cash shortfalls (discounted at the instrument\u2019s orig</div><div class=\"t sb_384\" id=\"t29_384\" style=\"left:641px;bottom:849px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t sa_384\" id=\"t2a_384\" style=\"left:700px;bottom:849px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ive interest rate) </div><div class=\"t sa_384\" id=\"t2b_384\" style=\"left:78px;bottom:833px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">under a range of scenarios, includ</div><div class=\"t sb_384\" id=\"t2c_384\" style=\"left:276px;bottom:833px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the real</div><div class=\"t sa_384\" id=\"t2d_384\" style=\"left:343px;bottom:833px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sb_384\" id=\"t2e_384\" style=\"left:364px;bottom:833px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of any collateral held where appropr</div><div class=\"t sa_384\" id=\"t2f_384\" style=\"left:601px;bottom:833px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">iate. The Group\u2019s de\ufb01n</div><div class=\"t sb_384\" id=\"t2g_384\" style=\"left:732px;bottom:833px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_384\" id=\"t2h_384\" style=\"left:739px;bottom:833px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of </div><div class=\"t sa_384\" id=\"t2i_384\" style=\"left:78px;bottom:817px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">default is aligned with the regulatory de\ufb01n</div><div class=\"t sb_384\" id=\"t2j_384\" style=\"left:329px;bottom:817px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_384\" id=\"t2k_384\" style=\"left:337px;bottom:817px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of default as set out in the UK\u2019s onshored capital requirements regulations </div><div class=\"t sb_384\" id=\"t2l_384\" style=\"left:78px;bottom:801px;letter-spacing:-0.35px;word-spacing:0.08px;display:inline;\">(Art 178). </div><div class=\"t sc_384\" id=\"t2m_384\" style=\"left:78px;bottom:777px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Expert credit judgement </div><div class=\"t sa_384\" id=\"t2n_384\" style=\"left:78px;bottom:761px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">For Corporate &amp; Institut</div><div class=\"t sb_384\" id=\"t2o_384\" style=\"left:216px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ional, Commerc</div><div class=\"t sa_384\" id=\"t2p_384\" style=\"left:309px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial and Private Banking, borrowers are graded by credit risk management on a credit </div><div class=\"t sa_384\" id=\"t2q_384\" style=\"left:78px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">grading (CG) scale from CG1 to CG14. Once a borrower starts to exhib</div><div class=\"t sb_384\" id=\"t2r_384\" style=\"left:485px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it cred</div><div class=\"t sa_384\" id=\"t2s_384\" style=\"left:522px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it deteriorat</div><div class=\"t sb_384\" id=\"t2t_384\" style=\"left:592px;bottom:745px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t sa_384\" id=\"t2u_384\" style=\"left:616px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it will move along the credit </div><div class=\"t sa_384\" id=\"t2v_384\" style=\"left:78px;bottom:729px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">grading scale in the performing book and when it is classif</div><div class=\"t sb_384\" id=\"t2w_384\" style=\"left:420px;bottom:729px;letter-spacing:-0.27px;display:inline;\">ied as CG12 (wh</div><div class=\"t sa_384\" id=\"t2x_384\" style=\"left:513px;bottom:729px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich is a qualitat</div><div class=\"t sb_384\" id=\"t2y_384\" style=\"left:602px;bottom:729px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ive tr</div><div class=\"t sa_384\" id=\"t2z_384\" style=\"left:630px;bottom:729px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">igger for sign</div><div class=\"t sb_384\" id=\"t30_384\" style=\"left:707px;bottom:729px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_384\" id=\"t31_384\" style=\"left:747px;bottom:729px;letter-spacing:-0.12px;display:inline;\">increase </div><div class=\"t sa_384\" id=\"t32_384\" style=\"left:78px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in credit risk (see page 283)the credit assessment and oversight of the loan will normally be performed by Stressed Assets </div><div class=\"t sa_384\" id=\"t33_384\" style=\"left:78px;bottom:697px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">Risk (SAR). </div><div class=\"t sa_384\" id=\"t34_384\" style=\"left:78px;bottom:673px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Borrowers graded CG12 exhib</div><div class=\"t sb_384\" id=\"t35_384\" style=\"left:252px;bottom:673px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it well-de\ufb01ned weaknesses </div><div class=\"t sa_384\" id=\"t36_384\" style=\"left:414px;bottom:673px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in areas such as management and/or performance but there is </div><div class=\"t sa_384\" id=\"t37_384\" style=\"left:78px;bottom:657px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">no current expectation of a loss of princ</div><div class=\"t sb_384\" id=\"t38_384\" style=\"left:310px;bottom:657px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal or </div><div class=\"t sa_384\" id=\"t39_384\" style=\"left:350px;bottom:657px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">interest in the likely scenario. Where the impa</div><div class=\"t sb_384\" id=\"t3a_384\" style=\"left:617px;bottom:657px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment assessment </div><div class=\"t sa_384\" id=\"t3b_384\" style=\"left:731px;bottom:657px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_384\" id=\"t3c_384\" style=\"left:750px;bottom:657px;letter-spacing:-0.16px;display:inline;\">icates </div><div class=\"t sa_384\" id=\"t3d_384\" style=\"left:78px;bottom:641px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">that there will be a loss of princ</div><div class=\"t sb_384\" id=\"t3e_384\" style=\"left:260px;bottom:641px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ipal on a loan </div><div class=\"t sa_384\" id=\"t3f_384\" style=\"left:343px;bottom:641px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the likely scenario, the borrower is graded a CG14 while borrowers of other </div><div class=\"t sa_384\" id=\"t3g_384\" style=\"left:78px;bottom:625px;letter-spacing:-0.27px;display:inline;\">credit-impa</div><div class=\"t sb_384\" id=\"t3h_384\" style=\"left:147px;bottom:625px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired loans are graded CG13. Instruments graded CG13 or CG14 are regarded as stage 3. </div><div class=\"t sa_384\" id=\"t3i_384\" style=\"left:78px;bottom:601px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For ind</div><div class=\"t sb_384\" id=\"t3j_384\" style=\"left:118px;bottom:601px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_384\" id=\"t3k_384\" style=\"left:128px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idually sign</div><div class=\"t sb_384\" id=\"t3l_384\" style=\"left:193px;bottom:601px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant \ufb01nancial assets w</div><div class=\"t sa_384\" id=\"t3m_384\" style=\"left:338px;bottom:601px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t sb_384\" id=\"t3n_384\" style=\"left:353px;bottom:601px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in stage 3, SAR w</div><div class=\"t sa_384\" id=\"t3o_384\" style=\"left:452px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ill consider all judgements that have an impact on the </div><div class=\"t sa_384\" id=\"t3p_384\" style=\"left:78px;bottom:585px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">expected future cash \ufb02ows of the asset. These include: the business prospects, industry and geo polit</div><div class=\"t sb_384\" id=\"t3q_384\" style=\"left:670px;bottom:585px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ical cl</div><div class=\"t sa_384\" id=\"t3r_384\" style=\"left:703px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of </div><div class=\"t sa_384\" id=\"t3s_384\" style=\"left:78px;bottom:568px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the customer, quality of realisable value of collateral, the Group\u2019s legal posit</div><div class=\"t sb_384\" id=\"t3t_384\" style=\"left:521px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion relat</div><div class=\"t sa_384\" id=\"t3u_384\" style=\"left:569px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive to other claimants and any </div><div class=\"t sa_384\" id=\"t3v_384\" style=\"left:78px;bottom:552px;letter-spacing:-0.12px;display:inline;\">renegotiat</div><div class=\"t sb_384\" id=\"t3w_384\" style=\"left:141px;bottom:552px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion/ forbearance/ mod</div><div class=\"t sa_384\" id=\"t3x_384\" style=\"left:279px;bottom:552px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sb_384\" id=\"t3y_384\" style=\"left:287px;bottom:552px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t3z_384\" style=\"left:309px;bottom:552px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion options. The future cash \ufb02ow calculation involves sign</div><div class=\"t sb_384\" id=\"t40_384\" style=\"left:645px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">i\ufb01cant judgements </div><div class=\"t sa_384\" id=\"t41_384\" style=\"left:78px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">and estimates. As new informat</div><div class=\"t sb_384\" id=\"t42_384\" style=\"left:266px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion becomes ava</div><div class=\"t sa_384\" id=\"t43_384\" style=\"left:367px;bottom:536px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ilable and further negotiat</div><div class=\"t sb_384\" id=\"t44_384\" style=\"left:524px;bottom:536px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions/ forbearance measures are taken the </div><div class=\"t sa_384\" id=\"t45_384\" style=\"left:78px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">estimates of the future cash \ufb02ows will be revised, and will have an impact on the future cash \ufb02ow analysis. </div><div class=\"t sb_384\" id=\"t46_384\" style=\"left:78px;bottom:496px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For \ufb01nancial assets wh</div><div class=\"t sa_384\" id=\"t47_384\" style=\"left:211px;bottom:496px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich are not ind</div><div class=\"t sb_384\" id=\"t48_384\" style=\"left:295px;bottom:496px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_384\" id=\"t49_384\" style=\"left:305px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idually sign</div><div class=\"t sb_384\" id=\"t4a_384\" style=\"left:371px;bottom:496px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant, such as the Reta</div><div class=\"t sa_384\" id=\"t4b_384\" style=\"left:510px;bottom:496px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">il Banking portfolio or small business loans, which </div><div class=\"t sa_384\" id=\"t4c_384\" style=\"left:78px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comprise a large number of homogenous loans that share sim</div><div class=\"t sb_384\" id=\"t4d_384\" style=\"left:444px;bottom:480px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ilar character</div><div class=\"t sa_384\" id=\"t4e_384\" style=\"left:523px;bottom:480px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t sb_384\" id=\"t4f_384\" style=\"left:536px;bottom:480px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ics, stat</div><div class=\"t sa_384\" id=\"t4g_384\" style=\"left:580px;bottom:480px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t sb_384\" id=\"t4h_384\" style=\"left:593px;bottom:480px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ical est</div><div class=\"t sa_384\" id=\"t4i_384\" style=\"left:634px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imates and techniques are </div><div class=\"t sa_384\" id=\"t4j_384\" style=\"left:78px;bottom:464px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">used, as well as credit scoring analysis. </div><div class=\"t sa_384\" id=\"t4k_384\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Consumer and Business Banking clients are considered credit-impa</div><div class=\"t sb_384\" id=\"t4l_384\" style=\"left:472px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ired where they are more 90 days past due, or </div><div class=\"t sa_384\" id=\"t4m_384\" style=\"left:744px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_384\" id=\"t4n_384\" style=\"left:78px;bottom:424px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">borrower \ufb01les for bankruptcy or other forbearance programme, the borrower is deceased or the business is closed in the case </div><div class=\"t sa_384\" id=\"t4o_384\" style=\"left:78px;bottom:408px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of a small business, or if the borrower surrenders the collateral, or there is an ident</div><div class=\"t sb_384\" id=\"t4p_384\" style=\"left:555px;bottom:408px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01ed fraud on the account. Add</div><div class=\"t sa_384\" id=\"t4q_384\" style=\"left:738px;bottom:408px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_384\" id=\"t4r_384\" style=\"left:746px;bottom:408px;letter-spacing:-0.26px;display:inline;\">ionally, </div><div class=\"t sa_384\" id=\"t4s_384\" style=\"left:789px;bottom:408px;letter-spacing:-0.18px;display:inline;\">if </div><div class=\"t sa_384\" id=\"t4t_384\" style=\"left:78px;bottom:392px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the account is unsecured and the borrower has other credit accounts with the Group that are considered credit-impa</div><div class=\"t sb_384\" id=\"t4u_384\" style=\"left:765px;bottom:392px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t sa_384\" id=\"t4v_384\" style=\"left:78px;bottom:376px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">the account may be also be credit-impa</div><div class=\"t sb_384\" id=\"t4w_384\" style=\"left:314px;bottom:376px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t sa_384\" id=\"t4x_384\" style=\"left:78px;bottom:352px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Techniques used to compute impa</div><div class=\"t sb_384\" id=\"t4y_384\" style=\"left:282px;bottom:352px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment amounts use models wh</div><div class=\"t sa_384\" id=\"t4z_384\" style=\"left:467px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich analyse histor</div><div class=\"t sb_384\" id=\"t50_384\" style=\"left:569px;bottom:352px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical repayment and default rates over </div><div class=\"t sa_384\" id=\"t51_384\" style=\"left:78px;bottom:336px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a time horizon. Where various models are used, judgement is required to analyse the available informat</div><div class=\"t sb_384\" id=\"t52_384\" style=\"left:687px;bottom:336px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion prov</div><div class=\"t sa_384\" id=\"t53_384\" style=\"left:735px;bottom:336px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ided and </div><div class=\"t sa_384\" id=\"t54_384\" style=\"left:78px;bottom:320px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">select the appropriate model or combinat</div><div class=\"t sb_384\" id=\"t55_384\" style=\"left:326px;bottom:320px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of models to use. </div><div class=\"t sa_384\" id=\"t56_384\" style=\"left:78px;bottom:296px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Expert credit judgement is also applied to determine whether any post-model adjustments are required for credit risk </div><div class=\"t sa_384\" id=\"t57_384\" style=\"left:78px;bottom:280px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">elements which are not captured by the models. </div><div class=\"t sc_384\" id=\"t58_384\" style=\"left:78px;bottom:256px;letter-spacing:-0.13px;display:inline;\">Modif</div><div class=\"t sd_384\" id=\"t59_384\" style=\"left:114px;bottom:256px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied \ufb01nancial </div><div class=\"t sc_384\" id=\"t5a_384\" style=\"left:190px;bottom:256px;letter-spacing:-0.08px;display:inline;\">instruments </div><div class=\"t sa_384\" id=\"t5b_384\" style=\"left:78px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Where the orig</div><div class=\"t sb_384\" id=\"t5c_384\" style=\"left:167px;bottom:240px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal contractual terms of a \ufb01nancial asset have been mod</div><div class=\"t sa_384\" id=\"t5d_384\" style=\"left:507px;bottom:240px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sb_384\" id=\"t5e_384\" style=\"left:515px;bottom:240px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied for cred</div><div class=\"t sa_384\" id=\"t5f_384\" style=\"left:581px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it reasons and the instrument has not </div><div class=\"t sa_384\" id=\"t5g_384\" style=\"left:78px;bottom:224px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">been derecognised (an instrument is derecognised when a modif</div><div class=\"t sb_384\" id=\"t5h_384\" style=\"left:462px;bottom:224px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5i_384\" style=\"left:485px;bottom:224px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion results in a change in cash \ufb02ows that the Group </div><div class=\"t sa_384\" id=\"t5j_384\" style=\"left:78px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">would consider substantial), the resulting modif</div><div class=\"t sb_384\" id=\"t5k_384\" style=\"left:358px;bottom:208px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5l_384\" style=\"left:380px;bottom:208px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion loss is recognised with</div><div class=\"t sb_384\" id=\"t5m_384\" style=\"left:531px;bottom:208px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in cred</div><div class=\"t sa_384\" id=\"t5n_384\" style=\"left:571px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t sb_384\" id=\"t5o_384\" style=\"left:612px;bottom:208px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_384\" id=\"t5p_384\" style=\"left:653px;bottom:208px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the income statement </div><div class=\"t sa_384\" id=\"t5q_384\" style=\"left:78px;bottom:192px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">with a corresponding decrease in the gross carrying value of the asset. If the modif</div><div class=\"t sb_384\" id=\"t5r_384\" style=\"left:563px;bottom:192px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5s_384\" style=\"left:585px;bottom:192px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion involved a concession that the </div><div class=\"t sa_384\" id=\"t5t_384\" style=\"left:78px;bottom:175px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">bank would not otherwise consider, the instrument is considered to be credit-impa</div><div class=\"t sb_384\" id=\"t5u_384\" style=\"left:561px;bottom:175px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired and </div><div class=\"t sa_384\" id=\"t5v_384\" style=\"left:613px;bottom:175px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is considered forborne. </div><div></div><div class=\"t s4_385\" id=\"t6_385\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_385\" id=\"t7_385\" style=\"left:191px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s6_385\" id=\"t8_385\" style=\"left:243px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_385\" id=\"t9_385\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Expected credit loss for modif</div><div class=\"t s8_385\" id=\"ta_385\" style=\"left:270px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied \ufb01nancial assets that have not been derecogn</div><div class=\"t s7_385\" id=\"tb_385\" style=\"left:559px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ised and are not considered to be credit- </div><div class=\"t s7_385\" id=\"tc_385\" style=\"left:95px;bottom:1138px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"td_385\" style=\"left:126px;bottom:1138px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired w</div><div class=\"t s7_385\" id=\"te_385\" style=\"left:162px;bottom:1138px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill be recognised on a 12-month basis, or a lifet</div><div class=\"t s8_385\" id=\"tf_385\" style=\"left:431px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime bas</div><div class=\"t s7_385\" id=\"tg_385\" style=\"left:477px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is, if there is a sign</div><div class=\"t s8_385\" id=\"th_385\" style=\"left:581px;bottom:1138px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"ti_385\" style=\"left:621px;bottom:1138px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">increase in credit risk. These assets </div><div class=\"t s7_385\" id=\"tj_385\" style=\"left:95px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">are assessed (by comparison to the orig</div><div class=\"t s8_385\" id=\"tk_385\" style=\"left:330px;bottom:1122px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_385\" id=\"tl_385\" style=\"left:354px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion date) to determine whether there has been a sign</div><div class=\"t s8_385\" id=\"tm_385\" style=\"left:668px;bottom:1122px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"tn_385\" style=\"left:708px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk </div><div class=\"t s7_385\" id=\"to_385\" style=\"left:95px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t s8_385\" id=\"tp_385\" style=\"left:241px;bottom:1106px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"tq_385\" style=\"left:263px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Although loans may be modif</div><div class=\"t s8_385\" id=\"tr_385\" style=\"left:463px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied for non-cred</div><div class=\"t s7_385\" id=\"ts_385\" style=\"left:557px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it reasons, a sign</div><div class=\"t s8_385\" id=\"tt_385\" style=\"left:655px;bottom:1106px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"tu_385\" style=\"left:694px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk </div><div class=\"t s7_385\" id=\"tv_385\" style=\"left:95px;bottom:1090px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">may occur. In addit</div><div class=\"t s8_385\" id=\"tw_385\" style=\"left:207px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to the recogn</div><div class=\"t s7_385\" id=\"tx_385\" style=\"left:307px;bottom:1090px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_385\" id=\"ty_385\" style=\"left:315px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of mod</div><div class=\"t s7_385\" id=\"tz_385\" style=\"left:379px;bottom:1090px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_385\" id=\"t10_385\" style=\"left:386px;bottom:1090px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t11_385\" style=\"left:409px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion gains and losses, the revised carrying value of modif</div><div class=\"t s8_385\" id=\"t12_385\" style=\"left:736px;bottom:1090px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_385\" id=\"t13_385\" style=\"left:95px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assets will impact the calculation of expected credit losses, with any increase or decrease in expected credit loss recognised </div><div class=\"t s7_385\" id=\"t14_385\" style=\"left:95px;bottom:1058px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t s8_385\" id=\"t15_385\" style=\"left:121px;bottom:1058px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s7_385\" id=\"t16_385\" style=\"left:134px;bottom:1058px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"t17_385\" style=\"left:165px;bottom:1058px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_385\" id=\"t18_385\" style=\"left:95px;bottom:1034px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Forborne loans </div><div class=\"t s7_385\" id=\"t19_385\" style=\"left:95px;bottom:1018px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Forborne loans are those loans that have been modif</div><div class=\"t s8_385\" id=\"t1a_385\" style=\"left:409px;bottom:1018px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_385\" id=\"t1b_385\" style=\"left:430px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in response to a customer\u2019s \ufb01nanc</div><div class=\"t s8_385\" id=\"t1c_385\" style=\"left:629px;bottom:1018px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t s7_385\" id=\"t1d_385\" style=\"left:654px;bottom:1018px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t s8_385\" id=\"t1e_385\" style=\"left:666px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">icult</div><div class=\"t s7_385\" id=\"t1f_385\" style=\"left:691px;bottom:1018px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Forbearance </div><div class=\"t s7_385\" id=\"t1g_385\" style=\"left:95px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">strategies assist clients who are temporarily in \ufb01nanc</div><div class=\"t s8_385\" id=\"t1h_385\" style=\"left:406px;bottom:1002px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t s7_385\" id=\"t1i_385\" style=\"left:431px;bottom:1002px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">istress and are unable to meet their orig</div><div class=\"t s8_385\" id=\"t1j_385\" style=\"left:665px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inal contractual repayment </div><div class=\"t s7_385\" id=\"t1k_385\" style=\"left:95px;bottom:986px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">terms. Forbearance can be in</div><div class=\"t s8_385\" id=\"t1l_385\" style=\"left:267px;bottom:986px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t1m_385\" style=\"left:275px;bottom:986px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iated by the client, the Group or a third-party includ</div><div class=\"t s8_385\" id=\"t1n_385\" style=\"left:578px;bottom:986px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing government sponsored programmes </div><div class=\"t s7_385\" id=\"t1o_385\" style=\"left:95px;bottom:970px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">or a conglomerate of credit inst</div><div class=\"t s8_385\" id=\"t1p_385\" style=\"left:280px;bottom:970px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_385\" id=\"t1q_385\" style=\"left:300px;bottom:970px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions. Forbearance may include debt restructuring such as new repayment schedules, </div><div class=\"t s7_385\" id=\"t1r_385\" style=\"left:95px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">payment deferrals, tenor extensions, interest only payments, lower interest rates, forgiveness of princ</div><div class=\"t s8_385\" id=\"t1s_385\" style=\"left:687px;bottom:953px;letter-spacing:-0.16px;display:inline;\">ipal, </div><div class=\"t s7_385\" id=\"t1t_385\" style=\"left:714px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">interest or fees, </div><div class=\"t s7_385\" id=\"t1u_385\" style=\"left:95px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">or relaxation of loan covenants. </div><div class=\"t s7_385\" id=\"t1v_385\" style=\"left:95px;bottom:913px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Forborne loans that have been modif</div><div class=\"t s8_385\" id=\"t1w_385\" style=\"left:316px;bottom:913px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied (and not derecogn</div><div class=\"t s7_385\" id=\"t1x_385\" style=\"left:448px;bottom:913px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised) on terms that are not consistent with those readily </div><div class=\"t s7_385\" id=\"t1y_385\" style=\"left:95px;bottom:897px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">available in the market and/or where we have granted a concession compared to the orig</div><div class=\"t s8_385\" id=\"t1z_385\" style=\"left:626px;bottom:897px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal terms of the loans are </div><div class=\"t s7_385\" id=\"t20_385\" style=\"left:95px;bottom:881px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">considered credit-impa</div><div class=\"t s8_385\" id=\"t21_385\" style=\"left:232px;bottom:881px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t s7_385\" id=\"t22_385\" style=\"left:258px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if there is a detrimental impact on cash \ufb02ows. The modif</div><div class=\"t s8_385\" id=\"t23_385\" style=\"left:588px;bottom:881px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t24_385\" style=\"left:611px;bottom:881px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion loss (see Classif</div><div class=\"t s8_385\" id=\"t25_385\" style=\"left:722px;bottom:881px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t26_385\" style=\"left:745px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion and </div><div class=\"t s7_385\" id=\"t27_385\" style=\"left:95px;bottom:865px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">measurement \u2013 Modif</div><div class=\"t s8_385\" id=\"t28_385\" style=\"left:226px;bottom:865px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t29_385\" style=\"left:249px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions) is recognised in the pro\ufb01t or loss with</div><div class=\"t s8_385\" id=\"t2a_385\" style=\"left:495px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in cred</div><div class=\"t s7_385\" id=\"t2b_385\" style=\"left:534px;bottom:865px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t s8_385\" id=\"t2c_385\" style=\"left:576px;bottom:865px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment and the gross carry</div><div class=\"t s7_385\" id=\"t2d_385\" style=\"left:731px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing value of </div><div class=\"t s7_385\" id=\"t2e_385\" style=\"left:95px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the loan reduced by the same amount. The modif</div><div class=\"t s8_385\" id=\"t2f_385\" style=\"left:388px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied loan </div><div class=\"t s7_385\" id=\"t2g_385\" style=\"left:438px;bottom:849px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is disclosed as \u2018Loans subject to forbearance \u2013 credit-impa</div><div class=\"t s8_385\" id=\"t2h_385\" style=\"left:780px;bottom:849px;letter-spacing:-0.28px;display:inline;\">ired\u2019. </div><div class=\"t s7_385\" id=\"t2i_385\" style=\"left:95px;bottom:825px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Loans that have been subject to a forbearance modif</div><div class=\"t s8_385\" id=\"t2j_385\" style=\"left:411px;bottom:825px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t2k_385\" style=\"left:434px;bottom:825px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion, but which are not considered credit-impa</div><div class=\"t s8_385\" id=\"t2l_385\" style=\"left:701px;bottom:825px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ired (not class</div><div class=\"t s7_385\" id=\"t2m_385\" style=\"left:782px;bottom:825px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t s8_385\" id=\"t2n_385\" style=\"left:790px;bottom:825px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_385\" id=\"t2o_385\" style=\"left:95px;bottom:809px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">as CG13 or CG14), are disclosed as \u2018Forborne \u2013 not credit-impa</div><div class=\"t s8_385\" id=\"t2p_385\" style=\"left:454px;bottom:809px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">ired\u2019. Th</div><div class=\"t s7_385\" id=\"t2q_385\" style=\"left:500px;bottom:809px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is may include amendments to covenants with</div><div class=\"t s8_385\" id=\"t2r_385\" style=\"left:775px;bottom:809px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in the </div><div class=\"t s7_385\" id=\"t2s_385\" style=\"left:95px;bottom:793px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">contractual terms. </div><div class=\"t s9_385\" id=\"t2t_385\" style=\"left:95px;bottom:769px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Write-offs of credit-impa</div><div class=\"t sa_385\" id=\"t2u_385\" style=\"left:245px;bottom:769px;letter-spacing:-0.1px;display:inline;\">ired </div><div class=\"t s9_385\" id=\"t2v_385\" style=\"left:271px;bottom:769px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments and reversal of impa</div><div class=\"t sa_385\" id=\"t2w_385\" style=\"left:466px;bottom:769px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_385\" id=\"t2x_385\" style=\"left:95px;bottom:753px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">To the extent a \ufb01nancial debt </div><div class=\"t s7_385\" id=\"t2y_385\" style=\"left:272px;bottom:753px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument is considered irrecoverable, the applicable portion of the gross carrying value </div><div class=\"t s7_385\" id=\"t2z_385\" style=\"left:95px;bottom:737px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is written off against the related loan provis</div><div class=\"t s8_385\" id=\"t30_385\" style=\"left:352px;bottom:737px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. Such loans are wr</div><div class=\"t s7_385\" id=\"t31_385\" style=\"left:479px;bottom:737px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itten off after all the necessary procedures have been </div><div class=\"t s7_385\" id=\"t32_385\" style=\"left:95px;bottom:721px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">completed, it is decided that there is no realist</div><div class=\"t s8_385\" id=\"t33_385\" style=\"left:366px;bottom:721px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ic probab</div><div class=\"t s7_385\" id=\"t34_385\" style=\"left:423px;bottom:721px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s8_385\" id=\"t35_385\" style=\"left:428px;bottom:721px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity of recovery and the amount of the loss has been determ</div><div class=\"t s7_385\" id=\"t36_385\" style=\"left:776px;bottom:721px;letter-spacing:-0.11px;display:inline;\">ined. </div><div class=\"t s7_385\" id=\"t37_385\" style=\"left:95px;bottom:705px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Subsequent recoveries of amounts previously written off decrease the amount of the provis</div><div class=\"t s8_385\" id=\"t38_385\" style=\"left:631px;bottom:705px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion for cred</div><div class=\"t s7_385\" id=\"t39_385\" style=\"left:698px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t s8_385\" id=\"t3a_385\" style=\"left:739px;bottom:705px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s7_385\" id=\"t3b_385\" style=\"left:781px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the </div><div class=\"t s7_385\" id=\"t3c_385\" style=\"left:95px;bottom:689px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t s9_385\" id=\"t3d_385\" style=\"left:95px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Loss provis</div><div class=\"t sa_385\" id=\"t3e_385\" style=\"left:159px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions on purchased or or</div><div class=\"t s9_385\" id=\"t3f_385\" style=\"left:297px;bottom:665px;letter-spacing:-0.18px;display:inline;\">ig</div><div class=\"t sa_385\" id=\"t3g_385\" style=\"left:308px;bottom:665px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inated cred</div><div class=\"t s9_385\" id=\"t3h_385\" style=\"left:376px;bottom:665px;letter-spacing:-0.21px;display:inline;\">it-impa</div><div class=\"t sa_385\" id=\"t3i_385\" style=\"left:420px;bottom:665px;letter-spacing:-0.1px;display:inline;\">ired </div><div class=\"t s9_385\" id=\"t3j_385\" style=\"left:446px;bottom:665px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments (POCI) </div><div class=\"t s7_385\" id=\"t3k_385\" style=\"left:95px;bottom:649px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group measures expected credit loss on a lifet</div><div class=\"t s8_385\" id=\"t3l_385\" style=\"left:393px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime bas</div><div class=\"t s7_385\" id=\"t3m_385\" style=\"left:439px;bottom:649px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is for POCI instruments throughout the life of the instrument. </div><div class=\"t s7_385\" id=\"t3n_385\" style=\"left:95px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">However, expected credit loss is not recognised in a separate loss provis</div><div class=\"t s8_385\" id=\"t3o_385\" style=\"left:516px;bottom:633px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion on </div><div class=\"t s7_385\" id=\"t3p_385\" style=\"left:555px;bottom:633px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t3q_385\" style=\"left:565px;bottom:633px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t3r_385\" style=\"left:573px;bottom:633px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t3s_385\" style=\"left:639px;bottom:633px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion for POCI </div><div class=\"t s7_385\" id=\"t3t_385\" style=\"left:712px;bottom:633px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">instruments as </div><div class=\"t s7_385\" id=\"t3u_385\" style=\"left:95px;bottom:617px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the lifet</div><div class=\"t s8_385\" id=\"t3v_385\" style=\"left:140px;bottom:617px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t3w_385\" style=\"left:250px;bottom:617px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it loss is inherent with</div><div class=\"t s8_385\" id=\"t3x_385\" style=\"left:374px;bottom:617px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">in the gross carry</div><div class=\"t s7_385\" id=\"t3y_385\" style=\"left:475px;bottom:617px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing amount of the instruments. The Group recognises </div><div class=\"t s7_385\" id=\"t3z_385\" style=\"left:95px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the change in lifet</div><div class=\"t s8_385\" id=\"t40_385\" style=\"left:202px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t41_385\" style=\"left:312px;bottom:601px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it losses aris</div><div class=\"t s8_385\" id=\"t42_385\" style=\"left:380px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing subsequent to </div><div class=\"t s7_385\" id=\"t43_385\" style=\"left:489px;bottom:601px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t44_385\" style=\"left:500px;bottom:601px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t45_385\" style=\"left:507px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t46_385\" style=\"left:573px;bottom:601px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_385\" id=\"t47_385\" style=\"left:594px;bottom:601px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the income statement and the </div><div class=\"t s7_385\" id=\"t48_385\" style=\"left:95px;bottom:585px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">cumulative change as a loss provis</div><div class=\"t s8_385\" id=\"t49_385\" style=\"left:299px;bottom:585px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion. Where l</div><div class=\"t s7_385\" id=\"t4a_385\" style=\"left:369px;bottom:585px;letter-spacing:-0.14px;display:inline;\">ifet</div><div class=\"t s8_385\" id=\"t4b_385\" style=\"left:389px;bottom:585px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t4c_385\" style=\"left:498px;bottom:585px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it losses on POCI instruments are less than those at </div><div class=\"t s7_385\" id=\"t4d_385\" style=\"left:95px;bottom:568px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t4e_385\" style=\"left:106px;bottom:568px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t4f_385\" style=\"left:113px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t4g_385\" style=\"left:179px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, then the favourable d</div><div class=\"t s7_385\" id=\"t4h_385\" style=\"left:332px;bottom:568px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ifferences are recognised as impa</div><div class=\"t s8_385\" id=\"t4i_385\" style=\"left:530px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irment ga</div><div class=\"t s7_385\" id=\"t4j_385\" style=\"left:588px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ins in the income statement (and as </div><div class=\"t s7_385\" id=\"t4k_385\" style=\"left:95px;bottom:552px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"t4l_385\" style=\"left:126px;bottom:552px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment loss where the expected cred</div><div class=\"t s7_385\" id=\"t4m_385\" style=\"left:340px;bottom:552px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">it losses are greater). </div><div class=\"t s9_385\" id=\"t4n_385\" style=\"left:95px;bottom:528px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Improvement in credit risk/curing </div><div class=\"t s8_385\" id=\"t4o_385\" style=\"left:95px;bottom:512px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">For \ufb01nancial assets that are cred</div><div class=\"t s7_385\" id=\"t4p_385\" style=\"left:287px;bottom:512px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t s8_385\" id=\"t4q_385\" style=\"left:330px;bottom:512px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ired (stage 3), a transfer to stage 2 or stage 1 </div><div class=\"t s7_385\" id=\"t4r_385\" style=\"left:592px;bottom:512px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is only permitted where the instrument </div><div class=\"t s7_385\" id=\"t4s_385\" style=\"left:95px;bottom:496px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered to be credit-impa</div><div class=\"t s8_385\" id=\"t4t_385\" style=\"left:336px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired. An </div><div class=\"t s7_385\" id=\"t4u_385\" style=\"left:384px;bottom:496px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument will no longer be considered credit-impa</div><div class=\"t s8_385\" id=\"t4v_385\" style=\"left:687px;bottom:496px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired when there </div><div class=\"t s7_385\" id=\"t4w_385\" style=\"left:782px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is no </div><div class=\"t s7_385\" id=\"t4x_385\" style=\"left:95px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">shortfall of cash \ufb02ows compared to the orig</div><div class=\"t s8_385\" id=\"t4y_385\" style=\"left:352px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal contractual terms. </div><div class=\"t s8_385\" id=\"t4z_385\" style=\"left:95px;bottom:456px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For \ufb01nancial assets w</div><div class=\"t s7_385\" id=\"t50_385\" style=\"left:221px;bottom:456px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_385\" id=\"t51_385\" style=\"left:236px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in stage 2, these can only be transferred to stage 1 when they are no longer cons</div><div class=\"t s7_385\" id=\"t52_385\" style=\"left:707px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idered to have </div><div class=\"t s7_385\" id=\"t53_385\" style=\"left:95px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">experienced a sign</div><div class=\"t s8_385\" id=\"t54_385\" style=\"left:207px;bottom:440px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"t55_385\" style=\"left:246px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in credit risk. </div><div class=\"t s7_385\" id=\"t56_385\" style=\"left:95px;bottom:416px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Where sign</div><div class=\"t s8_385\" id=\"t57_385\" style=\"left:163px;bottom:416px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"t58_385\" style=\"left:203px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk was determined using quantitat</div><div class=\"t s8_385\" id=\"t59_385\" style=\"left:518px;bottom:416px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ive measures, the </div><div class=\"t s7_385\" id=\"t5a_385\" style=\"left:623px;bottom:416px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments will automatically </div><div class=\"t s7_385\" id=\"t5b_385\" style=\"left:95px;bottom:400px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">transfer back to stage 1 when the orig</div><div class=\"t s8_385\" id=\"t5c_385\" style=\"left:317px;bottom:400px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal PD based transfer cr</div><div class=\"t s7_385\" id=\"t5d_385\" style=\"left:462px;bottom:400px;letter-spacing:-0.14px;display:inline;\">iter</div><div class=\"t s8_385\" id=\"t5e_385\" style=\"left:481px;bottom:400px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ia are no longer met. Where </div><div class=\"t s7_385\" id=\"t5f_385\" style=\"left:649px;bottom:400px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments were transferred </div><div class=\"t s7_385\" id=\"t5g_385\" style=\"left:95px;bottom:384px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to stage 2 due to an assessment of qualitat</div><div class=\"t s8_385\" id=\"t5h_385\" style=\"left:350px;bottom:384px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ive factors, the </div><div class=\"t s7_385\" id=\"t5i_385\" style=\"left:439px;bottom:384px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">issues that led to the reclassif</div><div class=\"t s8_385\" id=\"t5j_385\" style=\"left:612px;bottom:384px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t5k_385\" style=\"left:634px;bottom:384px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion must be cured before the </div><div class=\"t s7_385\" id=\"t5l_385\" style=\"left:95px;bottom:368px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments can be reclassif</div><div class=\"t s8_385\" id=\"t5m_385\" style=\"left:260px;bottom:368px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to stage 1. Th</div><div class=\"t s7_385\" id=\"t5n_385\" style=\"left:358px;bottom:368px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is includes instances where management actions led to instruments being </div><div class=\"t s7_385\" id=\"t5o_385\" style=\"left:95px;bottom:352px;letter-spacing:-0.12px;display:inline;\">classif</div><div class=\"t s8_385\" id=\"t5p_385\" style=\"left:132px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as stage 2, requ</div><div class=\"t s7_385\" id=\"t5q_385\" style=\"left:245px;bottom:352px;letter-spacing:-0.19px;display:inline;\">ir</div><div class=\"t s8_385\" id=\"t5r_385\" style=\"left:253px;bottom:352px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing that act</div><div class=\"t s7_385\" id=\"t5s_385\" style=\"left:322px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion to be resolved before loans are reclassif</div><div class=\"t s8_385\" id=\"t5t_385\" style=\"left:576px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to stage 1. </div><div class=\"t s7_385\" id=\"t5u_385\" style=\"left:95px;bottom:328px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">A forborne loan can only be removed from being disclosed as forborne if the loan is performing (stage 1 or 2) and a further </div><div class=\"t s7_385\" id=\"t5v_385\" style=\"left:95px;bottom:312px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">two-year probation period is met. </div><div class=\"t s7_385\" id=\"t5w_385\" style=\"left:95px;bottom:288px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In order for a forborne loan to become performing, the following criter</div><div class=\"t s8_385\" id=\"t5x_385\" style=\"left:506px;bottom:288px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ia have to be sat</div><div class=\"t s7_385\" id=\"t5y_385\" style=\"left:604px;bottom:288px;letter-spacing:-0.12px;display:inline;\">isf</div><div class=\"t s8_385\" id=\"t5z_385\" style=\"left:618px;bottom:288px;letter-spacing:-0.19px;display:inline;\">ied: </div><div class=\"t s7_385\" id=\"t60_385\" style=\"left:95px;bottom:264px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t61_385\" style=\"left:108px;bottom:264px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">At least a year has passed with no default based upon the forborne contract terms </div><div class=\"t s7_385\" id=\"t62_385\" style=\"left:95px;bottom:240px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t63_385\" style=\"left:108px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The customer is likely to repay its obligat</div><div class=\"t s8_385\" id=\"t64_385\" style=\"left:346px;bottom:240px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_385\" id=\"t65_385\" style=\"left:373px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in full without realis</div><div class=\"t s8_385\" id=\"t66_385\" style=\"left:486px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing secur</div><div class=\"t s7_385\" id=\"t67_385\" style=\"left:539px;bottom:240px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_385\" id=\"t68_385\" style=\"left:95px;bottom:216px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t69_385\" style=\"left:108px;bottom:216px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The customer has no accumulated impa</div><div class=\"t s8_385\" id=\"t6a_385\" style=\"left:347px;bottom:216px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irment aga</div><div class=\"t s7_385\" id=\"t6b_385\" style=\"left:413px;bottom:216px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">inst amount outstanding (except for ECL) </div><div class=\"t s7_385\" id=\"t6c_385\" style=\"left:95px;bottom:192px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Subsequent to the criter</div><div class=\"t s8_385\" id=\"t6d_385\" style=\"left:237px;bottom:192px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ia above, a further two-year probat</div><div class=\"t s7_385\" id=\"t6e_385\" style=\"left:446px;bottom:192px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion period has to be ful\ufb01lled, whereby regular payments are </div><div class=\"t s7_385\" id=\"t6f_385\" style=\"left:95px;bottom:175px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">made by the customer and none of the exposures to the customer are more than 30 days past due. </div><div></div><div class=\"t s5_386\" id=\"t7_386\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_386\" id=\"t8_386\" style=\"left:174px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s7_386\" id=\"t9_386\" style=\"left:226px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_386\" id=\"ta_386\" style=\"left:709px;bottom:1162px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_386\" id=\"td_386\" style=\"left:796px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_386\" id=\"tb_386\" style=\"left:694px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s9_386\" id=\"tc_386\" style=\"left:717px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_386\" id=\"te_386\" style=\"left:783px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sa_386\" id=\"tf_386\" style=\"left:804px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"tg_386\" style=\"left:69px;bottom:1131px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net credit impa</div><div class=\"t s4_386\" id=\"th_386\" style=\"left:157px;bottom:1131px;word-spacing:-0.14px;display:inline;\">irment on loans and advances to banks and customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"ti_386\" style=\"left:709px;bottom:1131px;letter-spacing:0.07px;display:inline;\">606 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"tj_386\" style=\"left:800px;bottom:1131px;letter-spacing:-0.48px;display:inline;\">743 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"tk_386\" style=\"left:69px;bottom:1112px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net credit impa</div><div class=\"t s4_386\" id=\"tl_386\" style=\"left:157px;bottom:1112px;word-spacing:-0.13px;display:inline;\">irment on debt secur</div><div class=\"t sc_386\" id=\"tm_386\" style=\"left:272px;bottom:1112px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_386\" id=\"tn_386\" style=\"left:279px;bottom:1112px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"to_386\" style=\"left:712px;bottom:1112px;letter-spacing:-0.13px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"tp_386\" style=\"left:801px;bottom:1112px;letter-spacing:0.14px;display:inline;\">122 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"tq_386\" style=\"left:69px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net credit impa</div><div class=\"t s4_386\" id=\"tr_386\" style=\"left:157px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">irment relat</div><div class=\"t sc_386\" id=\"ts_386\" style=\"left:222px;bottom:1093px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ing to \ufb01nanc</div><div class=\"t s4_386\" id=\"tt_386\" style=\"left:292px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">ial guarantees and loan comm</div><div class=\"t sc_386\" id=\"tu_386\" style=\"left:464px;bottom:1093px;letter-spacing:0.07px;display:inline;\">itments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"tv_386\" style=\"left:712px;bottom:1093px;letter-spacing:-0.23px;display:inline;\">(48) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"tw_386\" style=\"left:800px;bottom:1093px;letter-spacing:0.1px;display:inline;\">(27) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"tx_386\" style=\"left:69px;bottom:1074px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net credit impa</div><div class=\"t s4_386\" id=\"ty_386\" style=\"left:157px;bottom:1074px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">irment relat</div><div class=\"t sc_386\" id=\"tz_386\" style=\"left:222px;bottom:1074px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing to other \ufb01nanc</div><div class=\"t s4_386\" id=\"t10_386\" style=\"left:325px;bottom:1074px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t11_386\" style=\"left:726px;bottom:1074px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t12_386\" style=\"left:807px;bottom:1074px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t13_386\" style=\"left:69px;bottom:1055px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Credit impa</div><div class=\"t s3_386\" id=\"t14_386\" style=\"left:137px;bottom:1055px;letter-spacing:0.05px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t15_386\" style=\"left:710px;bottom:1055px;letter-spacing:0.07px;display:inline;\">508 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t16_386\" style=\"left:798px;bottom:1055px;letter-spacing:0.12px;display:inline;\">836 </div></td></tr></table><div class=\"t sa_386\" id=\"t17_386\" style=\"left:69px;bottom:1031px;display:inline;\">1 </div><div class=\"t sb_386\" id=\"t18_386\" style=\"left:82px;bottom:1031px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Includes impa</div><div class=\"t sa_386\" id=\"t19_386\" style=\"left:146px;bottom:1031px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">irment of $1 m</div><div class=\"t sb_386\" id=\"t1a_386\" style=\"left:210px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sa_386\" id=\"t1b_386\" style=\"left:217px;bottom:1031px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ion (2022: $13 m</div><div class=\"t sb_386\" id=\"t1c_386\" style=\"left:288px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sa_386\" id=\"t1d_386\" style=\"left:295px;bottom:1031px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">ion) on or</div><div class=\"t sb_386\" id=\"t1e_386\" style=\"left:338px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">ig</div><div class=\"t sa_386\" id=\"t1f_386\" style=\"left:347px;bottom:1031px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">inated cred</div><div class=\"t sb_386\" id=\"t1g_386\" style=\"left:400px;bottom:1031px;letter-spacing:-0.19px;display:inline;\">it-impa</div><div class=\"t sa_386\" id=\"t1h_386\" style=\"left:433px;bottom:1031px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ired debt secur</div><div class=\"t sb_386\" id=\"t1i_386\" style=\"left:501px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">it</div>ies",
   "dimensions": {
    "concept": "stan:DisclosureOfCreditImpairmentExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f84905": {
   "value": "Accounting policy <div class=\"t s8_382\" id=\"ta_382\" style=\"left:78px;bottom:1136px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_382\" id=\"tb_382\" style=\"left:104px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_382\" id=\"tc_382\" style=\"left:193px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_382\" id=\"td_382\" style=\"left:78px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group\u2019s expected credit loss (ECL) calculations are outputs of complex models with a number of underlying assumptions. </div><div class=\"t sa_382\" id=\"te_382\" style=\"left:78px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The sign</div><div class=\"t sb_382\" id=\"tf_382\" style=\"left:128px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">i\ufb01cant judgements </div><div class=\"t sa_382\" id=\"tg_382\" style=\"left:242px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in determin</div><div class=\"t sb_382\" id=\"th_382\" style=\"left:309px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"ti_382\" style=\"left:416px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it loss include: </div><div class=\"t sb_382\" id=\"tj_382\" style=\"left:78px;bottom:1080px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tk_382\" style=\"left:91px;bottom:1080px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">The Group\u2019s criter</div><div class=\"t sb_382\" id=\"tl_382\" style=\"left:194px;bottom:1080px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ia for assess</div><div class=\"t sa_382\" id=\"tm_382\" style=\"left:265px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing if there has been a sign</div><div class=\"t sb_382\" id=\"tn_382\" style=\"left:422px;bottom:1080px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_382\" id=\"to_382\" style=\"left:462px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">increase in credit risk; </div><div class=\"t sb_382\" id=\"tp_382\" style=\"left:78px;bottom:1056px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tq_382\" style=\"left:91px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Development of expected credit loss models, includ</div><div class=\"t sb_382\" id=\"tr_382\" style=\"left:395px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the cho</div><div class=\"t sa_382\" id=\"ts_382\" style=\"left:461px;bottom:1056px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ice of inputs relating to macroeconomic variables; </div><div class=\"t sb_382\" id=\"tt_382\" style=\"left:78px;bottom:1032px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"tu_382\" style=\"left:91px;bottom:1032px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sb_382\" id=\"tv_382\" style=\"left:147px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing est</div><div class=\"t sa_382\" id=\"tw_382\" style=\"left:186px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">imates of forward looking macroeconomic forecasts; </div><div class=\"t sb_382\" id=\"tx_382\" style=\"left:78px;bottom:1008px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"ty_382\" style=\"left:91px;bottom:1008px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Evaluation of management overlays and post-model adjustments; </div><div class=\"t sb_382\" id=\"tz_382\" style=\"left:78px;bottom:984px;display:inline;\">\u2022 </div><div class=\"t sa_382\" id=\"t10_382\" style=\"left:91px;bottom:984px;letter-spacing:-0.12px;display:inline;\">Determinat</div><div class=\"t sb_382\" id=\"t11_382\" style=\"left:160px;bottom:984px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of probab</div><div class=\"t sa_382\" id=\"t12_382\" style=\"left:241px;bottom:984px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_382\" id=\"t13_382\" style=\"left:246px;bottom:984px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity we</div><div class=\"t sa_382\" id=\"t14_382\" style=\"left:281px;bottom:984px;letter-spacing:-0.16px;display:inline;\">ight</div><div class=\"t sb_382\" id=\"t15_382\" style=\"left:305px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings for Stage 3 </div><div class=\"t sa_382\" id=\"t16_382\" style=\"left:398px;bottom:984px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_382\" id=\"t17_382\" style=\"left:417px;bottom:984px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_382\" id=\"t18_382\" style=\"left:427px;bottom:984px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">idually assessed provis</div><div class=\"t sb_382\" id=\"t19_382\" style=\"left:560px;bottom:984px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_382\" id=\"t1a_382\" style=\"left:78px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The calculation of credit impa</div><div class=\"t sb_382\" id=\"t1b_382\" style=\"left:254px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irment prov</div><div class=\"t sa_382\" id=\"t1c_382\" style=\"left:323px;bottom:960px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_382\" id=\"t1d_382\" style=\"left:331px;bottom:960px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions also </div><div class=\"t sa_382\" id=\"t1e_382\" style=\"left:385px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">involves expert credit judgement to be applied by the credit risk </div><div class=\"t sa_382\" id=\"t1f_382\" style=\"left:78px;bottom:944px;letter-spacing:-0.12px;word-spacing:-0.16px;display:inline;\">management team based upon counterparty informat</div><div class=\"t sb_382\" id=\"t1g_382\" style=\"left:405px;bottom:944px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion they rece</div><div class=\"t sa_382\" id=\"t1h_382\" style=\"left:480px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive from various sources includ</div><div class=\"t sb_382\" id=\"t1i_382\" style=\"left:658px;bottom:944px;letter-spacing:-0.17px;word-spacing:-0.11px;display:inline;\">ing relat</div><div class=\"t sa_382\" id=\"t1j_382\" style=\"left:707px;bottom:944px;letter-spacing:-0.12px;display:inline;\">ionsh</div><div class=\"t sb_382\" id=\"t1k_382\" style=\"left:739px;bottom:944px;letter-spacing:-0.13px;word-spacing:-0.15px;display:inline;\">ip managers </div><div class=\"t sa_382\" id=\"t1l_382\" style=\"left:78px;bottom:928px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and on external market informat</div><div class=\"t sb_382\" id=\"t1m_382\" style=\"left:272px;bottom:928px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Deta</div><div class=\"t sa_382\" id=\"t1n_382\" style=\"left:325px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ils on the approach for determin</div><div class=\"t sb_382\" id=\"t1o_382\" style=\"left:515px;bottom:928px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"t1p_382\" style=\"left:622px;bottom:928px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">it loss can be found in the credit </div><div class=\"t sa_382\" id=\"t1q_382\" style=\"left:78px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">risk section, under IFRS 9 Methodology (page 273). </div><div class=\"t sa_382\" id=\"t1r_382\" style=\"left:78px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Estimates of forecasts of key macroeconomic variables underlying the expected credit loss calculation can be found with</div><div class=\"t sb_382\" id=\"t1s_382\" style=\"left:789px;bottom:888px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t sa_382\" id=\"t1t_382\" style=\"left:78px;bottom:872px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Risk review, Key assumptions and judgements in determin</div><div class=\"t sb_382\" id=\"t1u_382\" style=\"left:440px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing expected cred</div><div class=\"t sa_382\" id=\"t1v_382\" style=\"left:547px;bottom:872px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it loss (page 275). </div><div class=\"t s8_382\" id=\"t1w_382\" style=\"left:78px;bottom:847px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Expected credit losses </div><div class=\"t sa_382\" id=\"t1x_382\" style=\"left:78px;bottom:831px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">An ECL represents the present value of expected cash shortfalls over the residual term of a \ufb01nanc</div><div class=\"t sb_382\" id=\"t1y_382\" style=\"left:649px;bottom:831px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial asset, undrawn </div><div class=\"t sa_382\" id=\"t1z_382\" style=\"left:78px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">commitment or \ufb01nanc</div><div class=\"t sb_382\" id=\"t20_382\" style=\"left:210px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial guarantee. </div><div class=\"t sa_382\" id=\"t21_382\" style=\"left:78px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">A cash shortfall is the difference between the cash \ufb02ows that are due in accordance with the contractual terms of the </div><div class=\"t sa_382\" id=\"t22_382\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument and the cash \ufb02ows that the Group expects to receive over the contractual life of the instrument. </div><div class=\"t s8_382\" id=\"t23_382\" style=\"left:78px;bottom:751px;letter-spacing:-0.09px;display:inline;\">Measurement </div><div class=\"t sa_382\" id=\"t24_382\" style=\"left:78px;bottom:735px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ECL are computed as unbiased, probabil</div><div class=\"t sb_382\" id=\"t25_382\" style=\"left:318px;bottom:735px;letter-spacing:-0.16px;display:inline;\">ity-we</div><div class=\"t sa_382\" id=\"t26_382\" style=\"left:355px;bottom:735px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ighted amounts which are determined by evaluating a range of reasonably </div><div class=\"t sa_382\" id=\"t27_382\" style=\"left:78px;bottom:719px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">possible outcomes, the time value of money, and consider</div><div class=\"t sb_382\" id=\"t28_382\" style=\"left:417px;bottom:719px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing all reasonable and supportable </div><div class=\"t sa_382\" id=\"t29_382\" style=\"left:628px;bottom:719px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_382\" id=\"t2a_382\" style=\"left:680px;bottom:719px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_382\" id=\"t2b_382\" style=\"left:701px;bottom:719px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_382\" id=\"t2c_382\" style=\"left:736px;bottom:719px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that </div><div class=\"t sa_382\" id=\"t2d_382\" style=\"left:78px;bottom:703px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">which is forward-looking. </div><div class=\"t sa_382\" id=\"t2e_382\" style=\"left:78px;bottom:679px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">For material portfolios, the estimate of expected cash shortfalls is determined by multiply</div><div class=\"t sb_382\" id=\"t2f_382\" style=\"left:602px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the probab</div><div class=\"t sa_382\" id=\"t2g_382\" style=\"left:691px;bottom:679px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_382\" id=\"t2h_382\" style=\"left:696px;bottom:679px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ity of default (PD) </div><div class=\"t sa_382\" id=\"t2i_382\" style=\"left:78px;bottom:663px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">with the loss given default (LGD) with the expected exposure at the time of default (EAD). There may be multiple default </div><div class=\"t sa_382\" id=\"t2j_382\" style=\"left:78px;bottom:647px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">events over the lifet</div><div class=\"t sb_382\" id=\"t2k_382\" style=\"left:193px;bottom:647px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ime of an </div><div class=\"t sa_382\" id=\"t2l_382\" style=\"left:251px;bottom:647px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instrument. Further details on the components of PD, LGD and EAD are disclosed in the Credit </div><div class=\"t sa_382\" id=\"t2m_382\" style=\"left:78px;bottom:631px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">risk section. For less material Retail Banking loan portfolios, the Group has adopted less sophist</div><div class=\"t sb_382\" id=\"t2n_382\" style=\"left:634px;bottom:631px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">icated approaches based on </div><div class=\"t sa_382\" id=\"t2o_382\" style=\"left:78px;bottom:615px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t sb_382\" id=\"t2p_382\" style=\"left:111px;bottom:615px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical roll rates or loss rates. </div><div class=\"t sa_382\" id=\"t2q_382\" style=\"left:78px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Forward-looking economic assumptions are incorporated into the PD, LGD and EAD where relevant and where they </div><div class=\"t sa_382\" id=\"t2r_382\" style=\"left:78px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in\ufb02uence credit risk, such as GDP growth rates, interest rates, house price ind</div><div class=\"t sb_382\" id=\"t2s_382\" style=\"left:525px;bottom:575px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ices and commod</div><div class=\"t sa_382\" id=\"t2t_382\" style=\"left:631px;bottom:575px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity prices among others. </div><div class=\"t sa_382\" id=\"t2u_382\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">These assumptions are incorporated using the Group\u2019s most likely forecast for a range of macroeconomic assumptions. </div><div class=\"t sa_382\" id=\"t2v_382\" style=\"left:78px;bottom:543px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">These forecasts are determined using all reasonable and supportable informat</div><div class=\"t sb_382\" id=\"t2w_382\" style=\"left:544px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, wh</div><div class=\"t sa_382\" id=\"t2x_382\" style=\"left:586px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich includes both internally developed </div><div class=\"t sa_382\" id=\"t2y_382\" style=\"left:78px;bottom:527px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">forecasts and those available externally, and are consistent with those used for budgeting, forecasting and capital planning. </div><div class=\"t sa_382\" id=\"t2z_382\" style=\"left:78px;bottom:503px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">To account for the potential non-linear</div><div class=\"t sb_382\" id=\"t30_382\" style=\"left:307px;bottom:503px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sa_382\" id=\"t31_382\" style=\"left:324px;bottom:503px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in credit losses, multiple forward-looking scenarios are incorporated into the range </div><div class=\"t sa_382\" id=\"t32_382\" style=\"left:78px;bottom:487px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of reasonably possible outcomes for all material portfolios. For example, where there is a greater risk of downside credit </div><div class=\"t sa_382\" id=\"t33_382\" style=\"left:78px;bottom:470px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">losses than upside gains, multiple forward-looking economic scenarios are incorporated into the range of reasonably </div><div class=\"t sa_382\" id=\"t34_382\" style=\"left:78px;bottom:454px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible outcomes, both in respect of determin</div><div class=\"t sb_382\" id=\"t35_382\" style=\"left:354px;bottom:454px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ing the PD (and where relevant, the LGD and EAD) and </div><div class=\"t sa_382\" id=\"t36_382\" style=\"left:680px;bottom:454px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in determin</div><div class=\"t sb_382\" id=\"t37_382\" style=\"left:748px;bottom:454px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the </div><div class=\"t sa_382\" id=\"t38_382\" style=\"left:78px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">overall ECL amounts. These scenarios are determined using a Monte Carlo approach centred around the Group\u2019s most likely </div><div class=\"t sa_382\" id=\"t39_382\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">forecast of macroeconomic assumptions. </div><div class=\"t sa_382\" id=\"t3a_382\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The period over which cash shortfalls are determined is generally lim</div><div class=\"t sb_382\" id=\"t3b_382\" style=\"left:480px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited to the max</div><div class=\"t sa_382\" id=\"t3c_382\" style=\"left:571px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum contractual period for which </div><div class=\"t sa_382\" id=\"t3d_382\" style=\"left:78px;bottom:382px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Group is exposed to credit risk. However, for certain revolving credit facil</div><div class=\"t sb_382\" id=\"t3e_382\" style=\"left:521px;bottom:382px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_382\" id=\"t3f_382\" style=\"left:529px;bottom:382px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, which include credit cards or overdrafts, </div><div class=\"t sa_382\" id=\"t3g_382\" style=\"left:78px;bottom:366px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">the Group\u2019s exposure to credit risk is not lim</div><div class=\"t sb_382\" id=\"t3h_382\" style=\"left:330px;bottom:366px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ited to the contractual per</div><div class=\"t sa_382\" id=\"t3i_382\" style=\"left:485px;bottom:366px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">iod. For these instruments, the Group estimates </div><div class=\"t sa_382\" id=\"t3j_382\" style=\"left:78px;bottom:350px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">an appropriate life based on the period that the Group is exposed to credit risk, which includes the effect of credit risk </div><div class=\"t sa_382\" id=\"t3k_382\" style=\"left:78px;bottom:334px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">management actions such as the withdrawal of undrawn facil</div><div class=\"t sb_382\" id=\"t3l_382\" style=\"left:446px;bottom:334px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_382\" id=\"t3m_382\" style=\"left:453px;bottom:334px;letter-spacing:-0.09px;display:inline;\">ies. </div><div class=\"t sa_382\" id=\"t3n_382\" style=\"left:78px;bottom:310px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">For credit-impa</div><div class=\"t sb_382\" id=\"t3o_382\" style=\"left:168px;bottom:310px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ired \ufb01nancial </div><div class=\"t sa_382\" id=\"t3p_382\" style=\"left:247px;bottom:310px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments, the estimate of cash shortfalls may require the use of expert credit judgement. </div><div></div><div class=\"t s4_383\" id=\"t6_383\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_383\" id=\"t7_383\" style=\"left:191px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s6_383\" id=\"t8_383\" style=\"left:243px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_383\" id=\"t9_383\" style=\"left:95px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The estimate of expected cash shortfalls on a collateralised \ufb01nanc</div><div class=\"t s8_383\" id=\"ta_383\" style=\"left:486px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_383\" id=\"tb_383\" style=\"left:503px;bottom:1154px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument re\ufb02ects the amount and tim</div><div class=\"t s8_383\" id=\"tc_383\" style=\"left:735px;bottom:1154px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing of cash </div><div class=\"t s7_383\" id=\"td_383\" style=\"left:95px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">\ufb02ows that are expected from foreclosure on the collateral less the costs of obtain</div><div class=\"t s8_383\" id=\"te_383\" style=\"left:571px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing and sell</div><div class=\"t s7_383\" id=\"tf_383\" style=\"left:637px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing the collateral, regardless of </div><div class=\"t s7_383\" id=\"tg_383\" style=\"left:95px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">whether foreclosure is deemed probable. </div><div class=\"t s7_383\" id=\"th_383\" style=\"left:95px;bottom:1098px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ows from unfunded credit enhancements held are included with</div><div class=\"t s8_383\" id=\"ti_383\" style=\"left:514px;bottom:1098px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the measurement of expected cred</div><div class=\"t s7_383\" id=\"tj_383\" style=\"left:736px;bottom:1098px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it losses if they </div><div class=\"t s7_383\" id=\"tk_383\" style=\"left:95px;bottom:1082px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">are part of, or integral to, the contractual terms of the instrument (this includes \ufb01nanc</div><div class=\"t s8_383\" id=\"tl_383\" style=\"left:596px;bottom:1082px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial guarantees, unfunded r</div><div class=\"t s7_383\" id=\"tm_383\" style=\"left:752px;bottom:1082px;letter-spacing:-0.12px;display:inline;\">isk </div><div class=\"t s7_383\" id=\"tn_383\" style=\"left:95px;bottom:1066px;letter-spacing:-0.1px;display:inline;\">partic</div><div class=\"t s8_383\" id=\"to_383\" style=\"left:130px;bottom:1066px;letter-spacing:-0.15px;display:inline;\">ipat</div><div class=\"t s7_383\" id=\"tp_383\" style=\"left:154px;bottom:1066px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions and other non-derivat</div><div class=\"t s8_383\" id=\"tq_383\" style=\"left:313px;bottom:1066px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ive cred</div><div class=\"t s7_383\" id=\"tr_383\" style=\"left:358px;bottom:1066px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it insurance). Although non-integral credit enhancements do not impact the </div><div class=\"t s7_383\" id=\"ts_383\" style=\"left:95px;bottom:1050px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">measurement of expected credit losses, a reimbursement asset is recognised to the extent of the ECL recorded. </div><div class=\"t s7_383\" id=\"tt_383\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Cash shortfalls are discounted using the effective interest rate (or credit-adjusted effective interest rate for purchased or </div><div class=\"t s7_383\" id=\"tu_383\" style=\"left:95px;bottom:1010px;letter-spacing:-0.1px;display:inline;\">orig</div><div class=\"t s8_383\" id=\"tv_383\" style=\"left:118px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s7_383\" id=\"tw_383\" style=\"left:186px;bottom:1010px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t s8_383\" id=\"tx_383\" style=\"left:229px;bottom:1010px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t s7_383\" id=\"ty_383\" style=\"left:254px;bottom:1010px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instruments (POCI)) on the \ufb01nanc</div><div class=\"t s8_383\" id=\"tz_383\" style=\"left:452px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_383\" id=\"t10_383\" style=\"left:468px;bottom:1010px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument as calculated at in</div><div class=\"t s8_383\" id=\"t11_383\" style=\"left:644px;bottom:1010px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_383\" id=\"t12_383\" style=\"left:651px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_383\" id=\"t13_383\" style=\"left:717px;bottom:1010px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion or </div><div class=\"t s7_383\" id=\"t14_383\" style=\"left:753px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t s7_383\" id=\"t15_383\" style=\"left:95px;bottom:994px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument has a variable interest rate, the current effective interest rate determined under the contract. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_383\" id=\"t16_383\" style=\"left:95px;bottom:975px;letter-spacing:0.02px;display:inline;\">Instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_383\" id=\"t17_383\" style=\"left:442px;bottom:975px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Location of expected credit loss provis</div><div class=\"t sa_383\" id=\"t18_383\" style=\"left:621px;bottom:975px;display:inline;\">ions </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t19_383\" style=\"left:95px;bottom:955px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1a_383\" style=\"left:132px;bottom:955px;word-spacing:-0.15px;display:inline;\">ial assets held at amort</div><div class=\"t sb_383\" id=\"t1b_383\" style=\"left:263px;bottom:955px;word-spacing:-0.14px;display:inline;\">ised cost </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1c_383\" style=\"left:442px;bottom:955px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Loss provis</div><div class=\"t sc_383\" id=\"t1d_383\" style=\"left:502px;bottom:955px;word-spacing:-0.14px;display:inline;\">ions: netted aga</div><div class=\"t sb_383\" id=\"t1e_383\" style=\"left:593px;bottom:955px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">inst gross carrying value </div><div class=\"t sd_383\" id=\"t1f_383\" style=\"vertical-align: super;left:726px;bottom:962px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1g_383\" style=\"left:95px;bottom:936px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1h_383\" style=\"left:132px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial assets held FVOCI \u2013 Debt </div> <div class=\"t sb_383\" id=\"t1i_383\" style=\"left:292px;bottom:936px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1j_383\" style=\"left:442px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Other comprehensive income (FVOCI expected credit loss reserve) </div><div class=\"t sd_383\" id=\"t1k_383\" style=\"vertical-align: super;left:811px;bottom:942px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1l_383\" style=\"left:95px;bottom:917px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Loan commitments </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1m_383\" style=\"left:442px;bottom:917px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sc_383\" id=\"t1n_383\" style=\"left:474px;bottom:917px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sb_383\" id=\"t1o_383\" style=\"left:520px;bottom:917px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sc_383\" id=\"t1p_383\" style=\"left:538px;bottom:917px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_383\" id=\"t1q_383\" style=\"left:543px;bottom:917px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sc_383\" id=\"t1r_383\" style=\"left:551px;bottom:917px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div><div class=\"t sd_383\" id=\"t1s_383\" style=\"vertical-align: super;left:639px;bottom:923px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1t_383\" style=\"left:95px;bottom:898px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sc_383\" id=\"t1u_383\" style=\"left:132px;bottom:898px;word-spacing:-0.13px;display:inline;\">ial guarantees </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sb_383\" id=\"t1v_383\" style=\"left:442px;bottom:898px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sc_383\" id=\"t1w_383\" style=\"left:474px;bottom:898px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sb_383\" id=\"t1x_383\" style=\"left:520px;bottom:898px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sc_383\" id=\"t1y_383\" style=\"left:538px;bottom:898px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_383\" id=\"t1z_383\" style=\"left:543px;bottom:898px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sc_383\" id=\"t20_383\" style=\"left:551px;bottom:898px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div><div class=\"t sd_383\" id=\"t21_383\" style=\"vertical-align: super;left:639px;bottom:904px;display:inline;\">3 </div></td></tr></table><div class=\"t se_383\" id=\"t22_383\" style=\"left:95px;bottom:874px;display:inline;\">1 </div><div class=\"t se_383\" id=\"t23_383\" style=\"left:108px;bottom:874px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Purchased or orig</div><div class=\"t sf_383\" id=\"t24_383\" style=\"left:188px;bottom:874px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">inated cred</div><div class=\"t se_383\" id=\"t25_383\" style=\"left:241px;bottom:874px;letter-spacing:-0.19px;display:inline;\">it-impa</div><div class=\"t sf_383\" id=\"t26_383\" style=\"left:274px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ired assets do not attract an expected cred</div><div class=\"t se_383\" id=\"t27_383\" style=\"left:472px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">it loss provis</div><div class=\"t sf_383\" id=\"t28_383\" style=\"left:527px;bottom:874px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion on </div><div class=\"t se_383\" id=\"t29_383\" style=\"left:557px;bottom:874px;letter-spacing:-0.07px;display:inline;\">in</div><div class=\"t sf_383\" id=\"t2a_383\" style=\"left:565px;bottom:874px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_383\" id=\"t2b_383\" style=\"left:571px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ial recognit</div><div class=\"t sf_383\" id=\"t2c_383\" style=\"left:623px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ion. An expected cred</div><div class=\"t se_383\" id=\"t2d_383\" style=\"left:722px;bottom:874px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">it loss provis</div><div class=\"t sf_383\" id=\"t2e_383\" style=\"left:777px;bottom:874px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion w</div><div class=\"t se_383\" id=\"t2f_383\" style=\"left:801px;bottom:874px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ill be </div><div class=\"t se_383\" id=\"t2g_383\" style=\"left:108px;bottom:863px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">recognised only if there is an increase in expected credit losses from that considered at in</div><div class=\"t sf_383\" id=\"t2h_383\" style=\"left:514px;bottom:863px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_383\" id=\"t2i_383\" style=\"left:520px;bottom:863px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ial recognit</div><div class=\"t sf_383\" id=\"t2j_383\" style=\"left:571px;bottom:863px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t se_383\" id=\"t2k_383\" style=\"left:95px;bottom:846px;display:inline;\">2 </div><div class=\"t se_383\" id=\"t2l_383\" style=\"left:108px;bottom:846px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Debt and treasury securit</div><div class=\"t sf_383\" id=\"t2m_383\" style=\"left:225px;bottom:846px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ies class</div><div class=\"t se_383\" id=\"t2n_383\" style=\"left:262px;bottom:846px;letter-spacing:-0.06px;display:inline;\">if</div><div class=\"t sf_383\" id=\"t2o_383\" style=\"left:268px;bottom:846px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ied as fa</div><div class=\"t se_383\" id=\"t2p_383\" style=\"left:307px;bottom:846px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ir value through other comprehensive income (FVOCI) are held at fair value on the face of the balance sheet. </div><div class=\"t se_383\" id=\"t2q_383\" style=\"left:108px;bottom:834px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">The expected credit loss attributed to these instruments is held as a separate reserve with</div><div class=\"t sf_383\" id=\"t2r_383\" style=\"left:519px;bottom:834px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">in other comprehens</div><div class=\"t se_383\" id=\"t2s_383\" style=\"left:613px;bottom:834px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ive income (OCI) and is recycled to the pro\ufb01t </div><div class=\"t se_383\" id=\"t2t_383\" style=\"left:108px;bottom:823px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and loss account along with any fair value measurement gains or losses held with</div><div class=\"t sf_383\" id=\"t2u_383\" style=\"left:480px;bottom:823px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in FVOCI when the appl</div><div class=\"t se_383\" id=\"t2v_383\" style=\"left:589px;bottom:823px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">icable instruments are derecognised </div><div class=\"t se_383\" id=\"t2w_383\" style=\"left:95px;bottom:805px;display:inline;\">3 </div><div class=\"t se_383\" id=\"t2x_383\" style=\"left:108px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Expected credit loss on loan commitments and \ufb01nanc</div><div class=\"t sf_383\" id=\"t2y_383\" style=\"left:355px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial guarantees </div><div class=\"t se_383\" id=\"t2z_383\" style=\"left:423px;bottom:805px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">is recognised as a liab</div><div class=\"t sf_383\" id=\"t30_383\" style=\"left:523px;bottom:805px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t se_383\" id=\"t31_383\" style=\"left:528px;bottom:805px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">ity provis</div><div class=\"t sf_383\" id=\"t32_383\" style=\"left:568px;bottom:805px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion. Where a \ufb01nancial </div><div class=\"t se_383\" id=\"t33_383\" style=\"left:671px;bottom:805px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instrument includes both a loan </div><div class=\"t se_383\" id=\"t34_383\" style=\"left:108px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">(i.e. \ufb01nanc</div><div class=\"t sf_383\" id=\"t35_383\" style=\"left:155px;bottom:794px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ial asset component) and an undrawn comm</div><div class=\"t se_383\" id=\"t36_383\" style=\"left:362px;bottom:794px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">itment (i.e. loan commitment component), and it is not possible to separately ident</div><div class=\"t sf_383\" id=\"t37_383\" style=\"left:740px;bottom:794px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ify the expected </div><div class=\"t se_383\" id=\"t38_383\" style=\"left:108px;bottom:782px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">credit loss on these components, expected credit loss amounts on the loan commitment are recognised together with expected credit loss amounts on </div><div class=\"t sf_383\" id=\"t39_383\" style=\"left:108px;bottom:771px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">the \ufb01nancial asset. To the extent the comb</div><div class=\"t se_383\" id=\"t3a_383\" style=\"left:303px;bottom:771px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ined expected credit loss exceeds the gross carrying amount of the \ufb01nanc</div><div class=\"t sf_383\" id=\"t3b_383\" style=\"left:639px;bottom:771px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial asset, the expected cred</div><div class=\"t se_383\" id=\"t3c_383\" style=\"left:765px;bottom:771px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">it loss is </div><div class=\"t se_383\" id=\"t3d_383\" style=\"left:108px;bottom:760px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">recognised as a liab</div><div class=\"t sf_383\" id=\"t3e_383\" style=\"left:200px;bottom:760px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t se_383\" id=\"t3f_383\" style=\"left:204px;bottom:760px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">ity provis</div><div class=\"t sf_383\" id=\"t3g_383\" style=\"left:245px;bottom:760px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sg_383\" id=\"t3h_383\" style=\"left:95px;bottom:736px;letter-spacing:-0.16px;display:inline;\">Recognit</div><div class=\"t sh_383\" id=\"t3i_383\" style=\"left:148px;bottom:736px;letter-spacing:-0.15px;display:inline;\">ion </div><div class=\"t si_383\" id=\"t3j_383\" style=\"left:95px;bottom:721px;letter-spacing:0.14px;word-spacing:-0.17px;display:inline;\">12 months expected credit losses (stage 1) </div><div class=\"t s7_383\" id=\"t3k_383\" style=\"left:321px;bottom:720px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Expected credit losses are recognised at the time of in</div><div class=\"t s8_383\" id=\"t3l_383\" style=\"left:638px;bottom:720px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_383\" id=\"t3m_383\" style=\"left:646px;bottom:720px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_383\" id=\"t3n_383\" style=\"left:712px;bottom:720px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion of a \ufb01nancial </div><div class=\"t s7_383\" id=\"t3o_383\" style=\"left:95px;bottom:704px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument and represent the lifet</div><div class=\"t s8_383\" id=\"t3p_383\" style=\"left:293px;bottom:704px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ime cash shortfalls ar</div><div class=\"t s7_383\" id=\"t3q_383\" style=\"left:418px;bottom:704px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_383\" id=\"t3r_383\" style=\"left:427px;bottom:704px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing from poss</div><div class=\"t s7_383\" id=\"t3s_383\" style=\"left:506px;bottom:704px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ible default events up to 12 months into the future from </div><div class=\"t s7_383\" id=\"t3t_383\" style=\"left:95px;bottom:688px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the balance sheet date. Expected credit losses continue to be determined on this basis until there is either a sign</div><div class=\"t s8_383\" id=\"t3u_383\" style=\"left:753px;bottom:688px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t3v_383\" style=\"left:95px;bottom:672px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">increase in the credit risk of an instrument or the instrument becomes credit-impa</div><div class=\"t s8_383\" id=\"t3w_383\" style=\"left:573px;bottom:672px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ired. If an </div><div class=\"t s7_383\" id=\"t3x_383\" style=\"left:630px;bottom:672px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument is no longer </div><div class=\"t s7_383\" id=\"t3y_383\" style=\"left:95px;bottom:656px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered to exhib</div><div class=\"t s8_383\" id=\"t3z_383\" style=\"left:211px;bottom:656px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">it a s</div><div class=\"t s7_383\" id=\"t40_383\" style=\"left:238px;bottom:656px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_383\" id=\"t41_383\" style=\"left:257px;bottom:656px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t42_383\" style=\"left:296px;bottom:656px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">increase in credit risk, expected credit losses will revert to being determined on a 12-month </div><div class=\"t s7_383\" id=\"t43_383\" style=\"left:95px;bottom:640px;letter-spacing:-0.08px;display:inline;\">basis. </div><div class=\"t si_383\" id=\"t44_383\" style=\"left:95px;bottom:617px;letter-spacing:0.18px;display:inline;\">Sign</div><div class=\"t sj_383\" id=\"t45_383\" style=\"left:119px;bottom:617px;letter-spacing:0.14px;display:inline;\">i\ufb01cant </div><div class=\"t si_383\" id=\"t46_383\" style=\"left:156px;bottom:617px;letter-spacing:0.13px;word-spacing:-0.16px;display:inline;\">increase in credit risk (Stage 2) </div><div class=\"t s7_383\" id=\"t47_383\" style=\"left:323px;bottom:616px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s8_383\" id=\"t48_383\" style=\"left:349px;bottom:616px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t49_383\" style=\"left:388px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk is assessed by comparing the risk of default of an </div><div class=\"t s7_383\" id=\"t4a_383\" style=\"left:95px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure at the reporting date to the risk of default at orig</div><div class=\"t s8_383\" id=\"t4b_383\" style=\"left:439px;bottom:600px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t4c_383\" style=\"left:462px;bottom:600px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion (after taking into account the passage of time). Sign</div><div class=\"t s8_383\" id=\"t4d_383\" style=\"left:790px;bottom:600px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4e_383\" style=\"left:95px;bottom:584px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">does not mean statist</div><div class=\"t s8_383\" id=\"t4f_383\" style=\"left:224px;bottom:584px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ically s</div><div class=\"t s7_383\" id=\"t4g_383\" style=\"left:262px;bottom:584px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_383\" id=\"t4h_383\" style=\"left:281px;bottom:584px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01cant nor </div><div class=\"t s7_383\" id=\"t4i_383\" style=\"left:343px;bottom:584px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is it assessed in the context of changes in expected credit loss. Whether a change </div><div class=\"t s7_383\" id=\"t4j_383\" style=\"left:95px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in the risk of default is sign</div><div class=\"t s8_383\" id=\"t4k_383\" style=\"left:249px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01cant or not </div><div class=\"t s7_383\" id=\"t4l_383\" style=\"left:326px;bottom:568px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed using a number of quantitat</div><div class=\"t s8_383\" id=\"t4m_383\" style=\"left:560px;bottom:568px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ive and qual</div><div class=\"t s7_383\" id=\"t4n_383\" style=\"left:633px;bottom:568px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t s8_383\" id=\"t4o_383\" style=\"left:653px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive factors, the we</div><div class=\"t s7_383\" id=\"t4p_383\" style=\"left:760px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ight of </div><div class=\"t s7_383\" id=\"t4q_383\" style=\"left:95px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which depends on the type of product and counterparty. Financ</div><div class=\"t s8_383\" id=\"t4r_383\" style=\"left:472px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets that are 30 or more days past due and not </div><div class=\"t s7_383\" id=\"t4s_383\" style=\"left:95px;bottom:536px;letter-spacing:-0.27px;display:inline;\">credit-impa</div><div class=\"t s8_383\" id=\"t4t_383\" style=\"left:164px;bottom:536px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired w</div><div class=\"t s7_383\" id=\"t4u_383\" style=\"left:200px;bottom:536px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ill always be considered to have experienced a sign</div><div class=\"t s8_383\" id=\"t4v_383\" style=\"left:501px;bottom:536px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4w_383\" style=\"left:541px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in credit risk. For less material portfolios </div><div class=\"t s7_383\" id=\"t4x_383\" style=\"left:95px;bottom:520px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">where a loss rate or roll rate approach is applied to compute expected credit loss, sign</div><div class=\"t s8_383\" id=\"t4y_383\" style=\"left:600px;bottom:520px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t4z_383\" style=\"left:640px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">increase in credit risk is primar</div><div class=\"t s8_383\" id=\"t50_383\" style=\"left:815px;bottom:520px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s7_383\" id=\"t51_383\" style=\"left:95px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">based on 30 days past due. </div><div class=\"t s7_383\" id=\"t52_383\" style=\"left:95px;bottom:480px;letter-spacing:-0.12px;display:inline;\">Quantitat</div><div class=\"t s8_383\" id=\"t53_383\" style=\"left:155px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive factors </div><div class=\"t s7_383\" id=\"t54_383\" style=\"left:219px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">include an assessment of whether there has been sign</div><div class=\"t s8_383\" id=\"t55_383\" style=\"left:538px;bottom:480px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t56_383\" style=\"left:578px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in the forward-looking probabil</div><div class=\"t s8_383\" id=\"t57_383\" style=\"left:816px;bottom:480px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t s7_383\" id=\"t58_383\" style=\"left:95px;bottom:464px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">of default (PD) since orig</div><div class=\"t s8_383\" id=\"t59_383\" style=\"left:240px;bottom:464px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t5a_383\" style=\"left:264px;bottom:464px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. A forward-looking PD is one that is adjusted for future economic condit</div><div class=\"t s8_383\" id=\"t5b_383\" style=\"left:706px;bottom:464px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions to the extent </div><div class=\"t s7_383\" id=\"t5c_383\" style=\"left:95px;bottom:448px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">these are correlated to changes in credit risk. We compare the residual lifet</div><div class=\"t s8_383\" id=\"t5d_383\" style=\"left:536px;bottom:448px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ime PD at the balance sheet date to the res</div><div class=\"t s7_383\" id=\"t5e_383\" style=\"left:792px;bottom:448px;letter-spacing:-0.14px;display:inline;\">idual </div><div class=\"t s7_383\" id=\"t5f_383\" style=\"left:95px;bottom:432px;letter-spacing:-0.15px;display:inline;\">lifet</div><div class=\"t s8_383\" id=\"t5g_383\" style=\"left:118px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.11px;display:inline;\">ime PD that was expected at the t</div><div class=\"t s7_383\" id=\"t5h_383\" style=\"left:319px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.13px;display:inline;\">ime of orig</div><div class=\"t s8_383\" id=\"t5i_383\" style=\"left:382px;bottom:432px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_383\" id=\"t5j_383\" style=\"left:405px;bottom:432px;letter-spacing:-0.14px;word-spacing:-0.14px;display:inline;\">ion for the same point in the term structure and determine whether both </div><div class=\"t s7_383\" id=\"t5k_383\" style=\"left:95px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the absolute and relative change between the two exceeds predetermined thresholds. To the extent that the differences </div><div class=\"t s7_383\" id=\"t5l_383\" style=\"left:95px;bottom:400px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">between the measures of default outlined exceed the de\ufb01ned thresholds, the instrument is considered to have experienced </div><div class=\"t s7_383\" id=\"t5m_383\" style=\"left:95px;bottom:384px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">a sign</div><div class=\"t s8_383\" id=\"t5n_383\" style=\"left:130px;bottom:384px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_383\" id=\"t5o_383\" style=\"left:170px;bottom:384px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">increase in credit risk (see page 282 to 284). </div><div class=\"t s7_383\" id=\"t5p_383\" style=\"left:95px;bottom:359px;letter-spacing:-0.13px;display:inline;\">Qualitat</div><div class=\"t s8_383\" id=\"t5q_383\" style=\"left:145px;bottom:359px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ive factors assessed </div><div class=\"t s7_383\" id=\"t5r_383\" style=\"left:265px;bottom:359px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">include those linked to current credit risk management processes, such as lending placed on </div><div class=\"t s7_383\" id=\"t5s_383\" style=\"left:95px;bottom:343px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">non-purely precautionary early alert (and subject to closer monitor</div><div class=\"t s8_383\" id=\"t5t_383\" style=\"left:487px;bottom:343px;letter-spacing:-0.31px;display:inline;\">ing). </div><div class=\"t s7_383\" id=\"t5u_383\" style=\"left:95px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">A non-purely precautionary early alert account is one which exhib</div><div class=\"t s8_383\" id=\"t5v_383\" style=\"left:482px;bottom:319px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">its r</div><div class=\"t s7_383\" id=\"t5w_383\" style=\"left:503px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">isk or potential weaknesses of a material nature </div><div class=\"t s7_383\" id=\"t5x_383\" style=\"left:95px;bottom:303px;letter-spacing:-0.14px;display:inline;\">requir</div><div class=\"t s8_383\" id=\"t5y_383\" style=\"left:130px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing closer mon</div><div class=\"t s7_383\" id=\"t5z_383\" style=\"left:215px;bottom:303px;letter-spacing:-0.14px;display:inline;\">itor</div><div class=\"t s8_383\" id=\"t60_383\" style=\"left:235px;bottom:303px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ing, superv</div><div class=\"t s7_383\" id=\"t61_383\" style=\"left:299px;bottom:303px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_383\" id=\"t62_383\" style=\"left:307px;bottom:303px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, or attent</div><div class=\"t s7_383\" id=\"t63_383\" style=\"left:383px;bottom:303px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion by management. Weaknesses in such a borrower\u2019s account, if left </div><div class=\"t s7_383\" id=\"t64_383\" style=\"left:95px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uncorrected, could result in deteriorat</div><div class=\"t s8_383\" id=\"t65_383\" style=\"left:316px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of repayment prospects and the l</div><div class=\"t s7_383\" id=\"t66_383\" style=\"left:534px;bottom:287px;letter-spacing:-0.23px;display:inline;\">ikel</div><div class=\"t s8_383\" id=\"t67_383\" style=\"left:553px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ihood of be</div><div class=\"t s7_383\" id=\"t68_383\" style=\"left:621px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing downgraded. Indicators </div><div class=\"t s7_383\" id=\"t69_383\" style=\"left:95px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">could include a rapid erosion of posit</div><div class=\"t s8_383\" id=\"t6a_383\" style=\"left:311px;bottom:271px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion w</div><div class=\"t s7_383\" id=\"t6b_383\" style=\"left:343px;bottom:271px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_383\" id=\"t6c_383\" style=\"left:358px;bottom:271px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in the </div><div class=\"t s7_383\" id=\"t6d_383\" style=\"left:394px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">industry, concerns over management\u2019s abil</div><div class=\"t s8_383\" id=\"t6e_383\" style=\"left:646px;bottom:271px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity to manage operat</div><div class=\"t s7_383\" id=\"t6f_383\" style=\"left:773px;bottom:271px;letter-spacing:-0.08px;display:inline;\">ions, </div><div class=\"t s7_383\" id=\"t6g_383\" style=\"left:95px;bottom:255px;letter-spacing:-0.2px;display:inline;\">weak/deteriorat</div><div class=\"t s8_383\" id=\"t6h_383\" style=\"left:193px;bottom:255px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing operat</div><div class=\"t s7_383\" id=\"t6i_383\" style=\"left:255px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing results, liqu</div><div class=\"t s8_383\" id=\"t6j_383\" style=\"left:341px;bottom:255px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_383\" id=\"t6k_383\" style=\"left:352px;bottom:255px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity strain and overdue balances among other factors. </div><div></div><div class=\"t s5_384\" id=\"t7_384\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_384\" id=\"t8_384\" style=\"left:174px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s7_384\" id=\"t9_384\" style=\"left:226px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_384\" id=\"ta_384\" style=\"left:78px;bottom:1155px;letter-spacing:0.21px;display:inline;\">Credit-impa</div><div class=\"t s9_384\" id=\"tb_384\" style=\"left:144px;bottom:1155px;letter-spacing:0.12px;word-spacing:-0.14px;display:inline;\">ired (or defaulted) exposures (Stage 3) </div><div class=\"t sa_384\" id=\"tc_384\" style=\"left:355px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_384\" id=\"td_384\" style=\"left:394px;bottom:1154px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets that are cred</div><div class=\"t sa_384\" id=\"te_384\" style=\"left:528px;bottom:1154px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sb_384\" id=\"tf_384\" style=\"left:571px;bottom:1154px;letter-spacing:-0.33px;word-spacing:0.07px;display:inline;\">ired (or </div><div class=\"t sa_384\" id=\"tg_384\" style=\"left:614px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in default) represent those that </div><div class=\"t sa_384\" id=\"th_384\" style=\"left:78px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are at least 90 days past due in respect of princ</div><div class=\"t sb_384\" id=\"ti_384\" style=\"left:356px;bottom:1138px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ipal and/or </div><div class=\"t sa_384\" id=\"tj_384\" style=\"left:425px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest. Financ</div><div class=\"t sb_384\" id=\"tk_384\" style=\"left:514px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets are also cons</div><div class=\"t sa_384\" id=\"tl_384\" style=\"left:648px;bottom:1138px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">idered to be credit-impa</div><div class=\"t sb_384\" id=\"tm_384\" style=\"left:791px;bottom:1138px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sa_384\" id=\"tn_384\" style=\"left:78px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">where the obligors are unlikely to pay on the occurrence of one or more observable events that have a detrimental impact </div><div class=\"t sa_384\" id=\"to_384\" style=\"left:78px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">on the estimated future cash \ufb02ows of the \ufb01nanc</div><div class=\"t sb_384\" id=\"tp_384\" style=\"left:360px;bottom:1106px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial asset. It may not be poss</div><div class=\"t sa_384\" id=\"tq_384\" style=\"left:521px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ible to ident</div><div class=\"t sb_384\" id=\"tr_384\" style=\"left:592px;bottom:1106px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ify a s</div><div class=\"t sa_384\" id=\"ts_384\" style=\"left:625px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ingle discrete event but instead </div><div class=\"t sa_384\" id=\"tt_384\" style=\"left:78px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the combined effect of several events may cause \ufb01nanc</div><div class=\"t sb_384\" id=\"tu_384\" style=\"left:406px;bottom:1090px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets to become cred</div><div class=\"t sa_384\" id=\"tv_384\" style=\"left:556px;bottom:1090px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sb_384\" id=\"tw_384\" style=\"left:599px;bottom:1090px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t sb_384\" id=\"tx_384\" style=\"left:78px;bottom:1066px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"ty_384\" style=\"left:91px;bottom:1066px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Evidence that a \ufb01nanc</div><div class=\"t sb_384\" id=\"tz_384\" style=\"left:223px;bottom:1066px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t sa_384\" id=\"t10_384\" style=\"left:274px;bottom:1066px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">is credit-impa</div><div class=\"t sb_384\" id=\"t11_384\" style=\"left:354px;bottom:1066px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sa_384\" id=\"t12_384\" style=\"left:380px;bottom:1066px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">includes observable data about the following events: </div><div class=\"t sb_384\" id=\"t13_384\" style=\"left:78px;bottom:1042px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t14_384\" style=\"left:91px;bottom:1042px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t sb_384\" id=\"t15_384\" style=\"left:116px;bottom:1042px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">i\ufb01cant \ufb01nancial d</div><div class=\"t sa_384\" id=\"t16_384\" style=\"left:218px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t17_384\" style=\"left:230px;bottom:1042px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">iculty of the </div><div class=\"t sa_384\" id=\"t18_384\" style=\"left:302px;bottom:1042px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">issuer or borrower; </div><div class=\"t sb_384\" id=\"t19_384\" style=\"left:78px;bottom:1018px;display:inline;\">\u2022 </div><div class=\"t sb_384\" id=\"t1a_384\" style=\"left:91px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Breach of contract such as default or a past due event; </div><div class=\"t sb_384\" id=\"t1b_384\" style=\"left:78px;bottom:994px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1c_384\" style=\"left:91px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">For economic or contractual reasons relating to the borrower\u2019s \ufb01nanc</div><div class=\"t sb_384\" id=\"t1d_384\" style=\"left:497px;bottom:994px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_384\" id=\"t1e_384\" style=\"left:522px;bottom:994px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t1f_384\" style=\"left:534px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, the lenders of the borrower have granted </div><div class=\"t sa_384\" id=\"t1g_384\" style=\"left:91px;bottom:978px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the borrower concession/s that lenders would not otherwise consider. This would include forbearance actions (page 257); </div><div class=\"t sb_384\" id=\"t1h_384\" style=\"left:78px;bottom:953px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1i_384\" style=\"left:91px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Pending or actual bankruptcy or other \ufb01nanc</div><div class=\"t sb_384\" id=\"t1j_384\" style=\"left:356px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial reorgan</div><div class=\"t sa_384\" id=\"t1k_384\" style=\"left:420px;bottom:953px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sb_384\" id=\"t1l_384\" style=\"left:441px;bottom:953px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion to avo</div><div class=\"t sa_384\" id=\"t1m_384\" style=\"left:500px;bottom:953px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">id or delay discharge of the borrower\u2019s obligat</div><div class=\"t sb_384\" id=\"t1n_384\" style=\"left:770px;bottom:953px;letter-spacing:-0.4px;display:inline;\">ion/s; </div><div class=\"t sb_384\" id=\"t1o_384\" style=\"left:78px;bottom:929px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1p_384\" style=\"left:91px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The disappearance of an active market for the applicable \ufb01nanc</div><div class=\"t sb_384\" id=\"t1q_384\" style=\"left:472px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial asset due to \ufb01nancial d</div><div class=\"t sa_384\" id=\"t1r_384\" style=\"left:626px;bottom:929px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_384\" id=\"t1s_384\" style=\"left:638px;bottom:929px;letter-spacing:-0.18px;display:inline;\">icult</div><div class=\"t sa_384\" id=\"t1t_384\" style=\"left:663px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies of the borrower; </div><div class=\"t sb_384\" id=\"t1u_384\" style=\"left:78px;bottom:905px;display:inline;\">\u2022 </div><div class=\"t sa_384\" id=\"t1v_384\" style=\"left:91px;bottom:905px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Purchase or orig</div><div class=\"t sb_384\" id=\"t1w_384\" style=\"left:186px;bottom:905px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t sa_384\" id=\"t1x_384\" style=\"left:209px;bottom:905px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of a \ufb01nanc</div><div class=\"t sb_384\" id=\"t1y_384\" style=\"left:293px;bottom:905px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial asset at a deep d</div><div class=\"t sa_384\" id=\"t1z_384\" style=\"left:412px;bottom:905px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscount that re\ufb02ects incurred credit losses </div><div class=\"t sa_384\" id=\"t20_384\" style=\"left:78px;bottom:881px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Lending commitments to a credit-impa</div><div class=\"t sb_384\" id=\"t21_384\" style=\"left:310px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired obl</div><div class=\"t sa_384\" id=\"t22_384\" style=\"left:354px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">igor that have not yet been drawn down are included to the extent that the </div><div class=\"t sa_384\" id=\"t23_384\" style=\"left:78px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">commitment cannot be withdrawn. Loss provis</div><div class=\"t sb_384\" id=\"t24_384\" style=\"left:355px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions aga</div><div class=\"t sa_384\" id=\"t25_384\" style=\"left:406px;bottom:865px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">inst credit-impa</div><div class=\"t sb_384\" id=\"t26_384\" style=\"left:498px;bottom:865px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired \ufb01nancial assets are determ</div><div class=\"t sa_384\" id=\"t27_384\" style=\"left:684px;bottom:865px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ined based on an </div><div class=\"t sa_384\" id=\"t28_384\" style=\"left:78px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">assessment of the present value of expected cash shortfalls (discounted at the instrument\u2019s orig</div><div class=\"t sb_384\" id=\"t29_384\" style=\"left:641px;bottom:849px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t sa_384\" id=\"t2a_384\" style=\"left:700px;bottom:849px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ive interest rate) </div><div class=\"t sa_384\" id=\"t2b_384\" style=\"left:78px;bottom:833px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">under a range of scenarios, includ</div><div class=\"t sb_384\" id=\"t2c_384\" style=\"left:276px;bottom:833px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the real</div><div class=\"t sa_384\" id=\"t2d_384\" style=\"left:343px;bottom:833px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sb_384\" id=\"t2e_384\" style=\"left:364px;bottom:833px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of any collateral held where appropr</div><div class=\"t sa_384\" id=\"t2f_384\" style=\"left:601px;bottom:833px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">iate. The Group\u2019s de\ufb01n</div><div class=\"t sb_384\" id=\"t2g_384\" style=\"left:732px;bottom:833px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_384\" id=\"t2h_384\" style=\"left:739px;bottom:833px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of </div><div class=\"t sa_384\" id=\"t2i_384\" style=\"left:78px;bottom:817px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">default is aligned with the regulatory de\ufb01n</div><div class=\"t sb_384\" id=\"t2j_384\" style=\"left:329px;bottom:817px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_384\" id=\"t2k_384\" style=\"left:337px;bottom:817px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of default as set out in the UK\u2019s onshored capital requirements regulations </div><div class=\"t sb_384\" id=\"t2l_384\" style=\"left:78px;bottom:801px;letter-spacing:-0.35px;word-spacing:0.08px;display:inline;\">(Art 178). </div><div class=\"t sc_384\" id=\"t2m_384\" style=\"left:78px;bottom:777px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Expert credit judgement </div><div class=\"t sa_384\" id=\"t2n_384\" style=\"left:78px;bottom:761px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">For Corporate &amp; Institut</div><div class=\"t sb_384\" id=\"t2o_384\" style=\"left:216px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ional, Commerc</div><div class=\"t sa_384\" id=\"t2p_384\" style=\"left:309px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial and Private Banking, borrowers are graded by credit risk management on a credit </div><div class=\"t sa_384\" id=\"t2q_384\" style=\"left:78px;bottom:745px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">grading (CG) scale from CG1 to CG14. Once a borrower starts to exhib</div><div class=\"t sb_384\" id=\"t2r_384\" style=\"left:485px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it cred</div><div class=\"t sa_384\" id=\"t2s_384\" style=\"left:522px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it deteriorat</div><div class=\"t sb_384\" id=\"t2t_384\" style=\"left:592px;bottom:745px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t sa_384\" id=\"t2u_384\" style=\"left:616px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it will move along the credit </div><div class=\"t sa_384\" id=\"t2v_384\" style=\"left:78px;bottom:729px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">grading scale in the performing book and when it is classif</div><div class=\"t sb_384\" id=\"t2w_384\" style=\"left:420px;bottom:729px;letter-spacing:-0.27px;display:inline;\">ied as CG12 (wh</div><div class=\"t sa_384\" id=\"t2x_384\" style=\"left:513px;bottom:729px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich is a qualitat</div><div class=\"t sb_384\" id=\"t2y_384\" style=\"left:602px;bottom:729px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ive tr</div><div class=\"t sa_384\" id=\"t2z_384\" style=\"left:630px;bottom:729px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">igger for sign</div><div class=\"t sb_384\" id=\"t30_384\" style=\"left:707px;bottom:729px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_384\" id=\"t31_384\" style=\"left:747px;bottom:729px;letter-spacing:-0.12px;display:inline;\">increase </div><div class=\"t sa_384\" id=\"t32_384\" style=\"left:78px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in credit risk (see page 283)the credit assessment and oversight of the loan will normally be performed by Stressed Assets </div><div class=\"t sa_384\" id=\"t33_384\" style=\"left:78px;bottom:697px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">Risk (SAR). </div><div class=\"t sa_384\" id=\"t34_384\" style=\"left:78px;bottom:673px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Borrowers graded CG12 exhib</div><div class=\"t sb_384\" id=\"t35_384\" style=\"left:252px;bottom:673px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it well-de\ufb01ned weaknesses </div><div class=\"t sa_384\" id=\"t36_384\" style=\"left:414px;bottom:673px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in areas such as management and/or performance but there is </div><div class=\"t sa_384\" id=\"t37_384\" style=\"left:78px;bottom:657px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">no current expectation of a loss of princ</div><div class=\"t sb_384\" id=\"t38_384\" style=\"left:310px;bottom:657px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal or </div><div class=\"t sa_384\" id=\"t39_384\" style=\"left:350px;bottom:657px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">interest in the likely scenario. Where the impa</div><div class=\"t sb_384\" id=\"t3a_384\" style=\"left:617px;bottom:657px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment assessment </div><div class=\"t sa_384\" id=\"t3b_384\" style=\"left:731px;bottom:657px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_384\" id=\"t3c_384\" style=\"left:750px;bottom:657px;letter-spacing:-0.16px;display:inline;\">icates </div><div class=\"t sa_384\" id=\"t3d_384\" style=\"left:78px;bottom:641px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">that there will be a loss of princ</div><div class=\"t sb_384\" id=\"t3e_384\" style=\"left:260px;bottom:641px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ipal on a loan </div><div class=\"t sa_384\" id=\"t3f_384\" style=\"left:343px;bottom:641px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the likely scenario, the borrower is graded a CG14 while borrowers of other </div><div class=\"t sa_384\" id=\"t3g_384\" style=\"left:78px;bottom:625px;letter-spacing:-0.27px;display:inline;\">credit-impa</div><div class=\"t sb_384\" id=\"t3h_384\" style=\"left:147px;bottom:625px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired loans are graded CG13. Instruments graded CG13 or CG14 are regarded as stage 3. </div><div class=\"t sa_384\" id=\"t3i_384\" style=\"left:78px;bottom:601px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For ind</div><div class=\"t sb_384\" id=\"t3j_384\" style=\"left:118px;bottom:601px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_384\" id=\"t3k_384\" style=\"left:128px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idually sign</div><div class=\"t sb_384\" id=\"t3l_384\" style=\"left:193px;bottom:601px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant \ufb01nancial assets w</div><div class=\"t sa_384\" id=\"t3m_384\" style=\"left:338px;bottom:601px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t sb_384\" id=\"t3n_384\" style=\"left:353px;bottom:601px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in stage 3, SAR w</div><div class=\"t sa_384\" id=\"t3o_384\" style=\"left:452px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ill consider all judgements that have an impact on the </div><div class=\"t sa_384\" id=\"t3p_384\" style=\"left:78px;bottom:585px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">expected future cash \ufb02ows of the asset. These include: the business prospects, industry and geo polit</div><div class=\"t sb_384\" id=\"t3q_384\" style=\"left:670px;bottom:585px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ical cl</div><div class=\"t sa_384\" id=\"t3r_384\" style=\"left:703px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of </div><div class=\"t sa_384\" id=\"t3s_384\" style=\"left:78px;bottom:568px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the customer, quality of realisable value of collateral, the Group\u2019s legal posit</div><div class=\"t sb_384\" id=\"t3t_384\" style=\"left:521px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion relat</div><div class=\"t sa_384\" id=\"t3u_384\" style=\"left:569px;bottom:568px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive to other claimants and any </div><div class=\"t sa_384\" id=\"t3v_384\" style=\"left:78px;bottom:552px;letter-spacing:-0.12px;display:inline;\">renegotiat</div><div class=\"t sb_384\" id=\"t3w_384\" style=\"left:141px;bottom:552px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion/ forbearance/ mod</div><div class=\"t sa_384\" id=\"t3x_384\" style=\"left:279px;bottom:552px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sb_384\" id=\"t3y_384\" style=\"left:287px;bottom:552px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t3z_384\" style=\"left:309px;bottom:552px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion options. The future cash \ufb02ow calculation involves sign</div><div class=\"t sb_384\" id=\"t40_384\" style=\"left:645px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">i\ufb01cant judgements </div><div class=\"t sa_384\" id=\"t41_384\" style=\"left:78px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">and estimates. As new informat</div><div class=\"t sb_384\" id=\"t42_384\" style=\"left:266px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion becomes ava</div><div class=\"t sa_384\" id=\"t43_384\" style=\"left:367px;bottom:536px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ilable and further negotiat</div><div class=\"t sb_384\" id=\"t44_384\" style=\"left:524px;bottom:536px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions/ forbearance measures are taken the </div><div class=\"t sa_384\" id=\"t45_384\" style=\"left:78px;bottom:520px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">estimates of the future cash \ufb02ows will be revised, and will have an impact on the future cash \ufb02ow analysis. </div><div class=\"t sb_384\" id=\"t46_384\" style=\"left:78px;bottom:496px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For \ufb01nancial assets wh</div><div class=\"t sa_384\" id=\"t47_384\" style=\"left:211px;bottom:496px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich are not ind</div><div class=\"t sb_384\" id=\"t48_384\" style=\"left:295px;bottom:496px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_384\" id=\"t49_384\" style=\"left:305px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idually sign</div><div class=\"t sb_384\" id=\"t4a_384\" style=\"left:371px;bottom:496px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant, such as the Reta</div><div class=\"t sa_384\" id=\"t4b_384\" style=\"left:510px;bottom:496px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">il Banking portfolio or small business loans, which </div><div class=\"t sa_384\" id=\"t4c_384\" style=\"left:78px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comprise a large number of homogenous loans that share sim</div><div class=\"t sb_384\" id=\"t4d_384\" style=\"left:444px;bottom:480px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ilar character</div><div class=\"t sa_384\" id=\"t4e_384\" style=\"left:523px;bottom:480px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t sb_384\" id=\"t4f_384\" style=\"left:536px;bottom:480px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ics, stat</div><div class=\"t sa_384\" id=\"t4g_384\" style=\"left:580px;bottom:480px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t sb_384\" id=\"t4h_384\" style=\"left:593px;bottom:480px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ical est</div><div class=\"t sa_384\" id=\"t4i_384\" style=\"left:634px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imates and techniques are </div><div class=\"t sa_384\" id=\"t4j_384\" style=\"left:78px;bottom:464px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">used, as well as credit scoring analysis. </div><div class=\"t sa_384\" id=\"t4k_384\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Consumer and Business Banking clients are considered credit-impa</div><div class=\"t sb_384\" id=\"t4l_384\" style=\"left:472px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ired where they are more 90 days past due, or </div><div class=\"t sa_384\" id=\"t4m_384\" style=\"left:744px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_384\" id=\"t4n_384\" style=\"left:78px;bottom:424px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">borrower \ufb01les for bankruptcy or other forbearance programme, the borrower is deceased or the business is closed in the case </div><div class=\"t sa_384\" id=\"t4o_384\" style=\"left:78px;bottom:408px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of a small business, or if the borrower surrenders the collateral, or there is an ident</div><div class=\"t sb_384\" id=\"t4p_384\" style=\"left:555px;bottom:408px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01ed fraud on the account. Add</div><div class=\"t sa_384\" id=\"t4q_384\" style=\"left:738px;bottom:408px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_384\" id=\"t4r_384\" style=\"left:746px;bottom:408px;letter-spacing:-0.26px;display:inline;\">ionally, </div><div class=\"t sa_384\" id=\"t4s_384\" style=\"left:789px;bottom:408px;letter-spacing:-0.18px;display:inline;\">if </div><div class=\"t sa_384\" id=\"t4t_384\" style=\"left:78px;bottom:392px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the account is unsecured and the borrower has other credit accounts with the Group that are considered credit-impa</div><div class=\"t sb_384\" id=\"t4u_384\" style=\"left:765px;bottom:392px;letter-spacing:-0.15px;display:inline;\">ired, </div><div class=\"t sa_384\" id=\"t4v_384\" style=\"left:78px;bottom:376px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">the account may be also be credit-impa</div><div class=\"t sb_384\" id=\"t4w_384\" style=\"left:314px;bottom:376px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t sa_384\" id=\"t4x_384\" style=\"left:78px;bottom:352px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Techniques used to compute impa</div><div class=\"t sb_384\" id=\"t4y_384\" style=\"left:282px;bottom:352px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment amounts use models wh</div><div class=\"t sa_384\" id=\"t4z_384\" style=\"left:467px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich analyse histor</div><div class=\"t sb_384\" id=\"t50_384\" style=\"left:569px;bottom:352px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical repayment and default rates over </div><div class=\"t sa_384\" id=\"t51_384\" style=\"left:78px;bottom:336px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a time horizon. Where various models are used, judgement is required to analyse the available informat</div><div class=\"t sb_384\" id=\"t52_384\" style=\"left:687px;bottom:336px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion prov</div><div class=\"t sa_384\" id=\"t53_384\" style=\"left:735px;bottom:336px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ided and </div><div class=\"t sa_384\" id=\"t54_384\" style=\"left:78px;bottom:320px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">select the appropriate model or combinat</div><div class=\"t sb_384\" id=\"t55_384\" style=\"left:326px;bottom:320px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of models to use. </div><div class=\"t sa_384\" id=\"t56_384\" style=\"left:78px;bottom:296px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Expert credit judgement is also applied to determine whether any post-model adjustments are required for credit risk </div><div class=\"t sa_384\" id=\"t57_384\" style=\"left:78px;bottom:280px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">elements which are not captured by the models. </div><div class=\"t sc_384\" id=\"t58_384\" style=\"left:78px;bottom:256px;letter-spacing:-0.13px;display:inline;\">Modif</div><div class=\"t sd_384\" id=\"t59_384\" style=\"left:114px;bottom:256px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied \ufb01nancial </div><div class=\"t sc_384\" id=\"t5a_384\" style=\"left:190px;bottom:256px;letter-spacing:-0.08px;display:inline;\">instruments </div><div class=\"t sa_384\" id=\"t5b_384\" style=\"left:78px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Where the orig</div><div class=\"t sb_384\" id=\"t5c_384\" style=\"left:167px;bottom:240px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal contractual terms of a \ufb01nancial asset have been mod</div><div class=\"t sa_384\" id=\"t5d_384\" style=\"left:507px;bottom:240px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sb_384\" id=\"t5e_384\" style=\"left:515px;bottom:240px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied for cred</div><div class=\"t sa_384\" id=\"t5f_384\" style=\"left:581px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it reasons and the instrument has not </div><div class=\"t sa_384\" id=\"t5g_384\" style=\"left:78px;bottom:224px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">been derecognised (an instrument is derecognised when a modif</div><div class=\"t sb_384\" id=\"t5h_384\" style=\"left:462px;bottom:224px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5i_384\" style=\"left:485px;bottom:224px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion results in a change in cash \ufb02ows that the Group </div><div class=\"t sa_384\" id=\"t5j_384\" style=\"left:78px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">would consider substantial), the resulting modif</div><div class=\"t sb_384\" id=\"t5k_384\" style=\"left:358px;bottom:208px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5l_384\" style=\"left:380px;bottom:208px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion loss is recognised with</div><div class=\"t sb_384\" id=\"t5m_384\" style=\"left:531px;bottom:208px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in cred</div><div class=\"t sa_384\" id=\"t5n_384\" style=\"left:571px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t sb_384\" id=\"t5o_384\" style=\"left:612px;bottom:208px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_384\" id=\"t5p_384\" style=\"left:653px;bottom:208px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the income statement </div><div class=\"t sa_384\" id=\"t5q_384\" style=\"left:78px;bottom:192px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">with a corresponding decrease in the gross carrying value of the asset. If the modif</div><div class=\"t sb_384\" id=\"t5r_384\" style=\"left:563px;bottom:192px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sa_384\" id=\"t5s_384\" style=\"left:585px;bottom:192px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion involved a concession that the </div><div class=\"t sa_384\" id=\"t5t_384\" style=\"left:78px;bottom:175px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">bank would not otherwise consider, the instrument is considered to be credit-impa</div><div class=\"t sb_384\" id=\"t5u_384\" style=\"left:561px;bottom:175px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired and </div><div class=\"t sa_384\" id=\"t5v_384\" style=\"left:613px;bottom:175px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is considered forborne. </div><div></div><div class=\"t s4_385\" id=\"t6_385\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_385\" id=\"t7_385\" style=\"left:191px;bottom:1180px;letter-spacing:-0.23px;display:inline;\"> </div><div class=\"t s6_385\" id=\"t8_385\" style=\"left:243px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_385\" id=\"t9_385\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Expected credit loss for modif</div><div class=\"t s8_385\" id=\"ta_385\" style=\"left:270px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied \ufb01nancial assets that have not been derecogn</div><div class=\"t s7_385\" id=\"tb_385\" style=\"left:559px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ised and are not considered to be credit- </div><div class=\"t s7_385\" id=\"tc_385\" style=\"left:95px;bottom:1138px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"td_385\" style=\"left:126px;bottom:1138px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired w</div><div class=\"t s7_385\" id=\"te_385\" style=\"left:162px;bottom:1138px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill be recognised on a 12-month basis, or a lifet</div><div class=\"t s8_385\" id=\"tf_385\" style=\"left:431px;bottom:1138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime bas</div><div class=\"t s7_385\" id=\"tg_385\" style=\"left:477px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is, if there is a sign</div><div class=\"t s8_385\" id=\"th_385\" style=\"left:581px;bottom:1138px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"ti_385\" style=\"left:621px;bottom:1138px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">increase in credit risk. These assets </div><div class=\"t s7_385\" id=\"tj_385\" style=\"left:95px;bottom:1122px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">are assessed (by comparison to the orig</div><div class=\"t s8_385\" id=\"tk_385\" style=\"left:330px;bottom:1122px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s7_385\" id=\"tl_385\" style=\"left:354px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion date) to determine whether there has been a sign</div><div class=\"t s8_385\" id=\"tm_385\" style=\"left:668px;bottom:1122px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"tn_385\" style=\"left:708px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk </div><div class=\"t s7_385\" id=\"to_385\" style=\"left:95px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t s8_385\" id=\"tp_385\" style=\"left:241px;bottom:1106px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"tq_385\" style=\"left:263px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Although loans may be modif</div><div class=\"t s8_385\" id=\"tr_385\" style=\"left:463px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied for non-cred</div><div class=\"t s7_385\" id=\"ts_385\" style=\"left:557px;bottom:1106px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it reasons, a sign</div><div class=\"t s8_385\" id=\"tt_385\" style=\"left:655px;bottom:1106px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"tu_385\" style=\"left:694px;bottom:1106px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk </div><div class=\"t s7_385\" id=\"tv_385\" style=\"left:95px;bottom:1090px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">may occur. In addit</div><div class=\"t s8_385\" id=\"tw_385\" style=\"left:207px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to the recogn</div><div class=\"t s7_385\" id=\"tx_385\" style=\"left:307px;bottom:1090px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_385\" id=\"ty_385\" style=\"left:315px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of mod</div><div class=\"t s7_385\" id=\"tz_385\" style=\"left:379px;bottom:1090px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_385\" id=\"t10_385\" style=\"left:386px;bottom:1090px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t11_385\" style=\"left:409px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion gains and losses, the revised carrying value of modif</div><div class=\"t s8_385\" id=\"t12_385\" style=\"left:736px;bottom:1090px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_385\" id=\"t13_385\" style=\"left:95px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assets will impact the calculation of expected credit losses, with any increase or decrease in expected credit loss recognised </div><div class=\"t s7_385\" id=\"t14_385\" style=\"left:95px;bottom:1058px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t s8_385\" id=\"t15_385\" style=\"left:121px;bottom:1058px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s7_385\" id=\"t16_385\" style=\"left:134px;bottom:1058px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"t17_385\" style=\"left:165px;bottom:1058px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_385\" id=\"t18_385\" style=\"left:95px;bottom:1034px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Forborne loans </div><div class=\"t s7_385\" id=\"t19_385\" style=\"left:95px;bottom:1018px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Forborne loans are those loans that have been modif</div><div class=\"t s8_385\" id=\"t1a_385\" style=\"left:409px;bottom:1018px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_385\" id=\"t1b_385\" style=\"left:430px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in response to a customer\u2019s \ufb01nanc</div><div class=\"t s8_385\" id=\"t1c_385\" style=\"left:629px;bottom:1018px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t s7_385\" id=\"t1d_385\" style=\"left:654px;bottom:1018px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t s8_385\" id=\"t1e_385\" style=\"left:666px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">icult</div><div class=\"t s7_385\" id=\"t1f_385\" style=\"left:691px;bottom:1018px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Forbearance </div><div class=\"t s7_385\" id=\"t1g_385\" style=\"left:95px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">strategies assist clients who are temporarily in \ufb01nanc</div><div class=\"t s8_385\" id=\"t1h_385\" style=\"left:406px;bottom:1002px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t s7_385\" id=\"t1i_385\" style=\"left:431px;bottom:1002px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">istress and are unable to meet their orig</div><div class=\"t s8_385\" id=\"t1j_385\" style=\"left:665px;bottom:1002px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inal contractual repayment </div><div class=\"t s7_385\" id=\"t1k_385\" style=\"left:95px;bottom:986px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">terms. Forbearance can be in</div><div class=\"t s8_385\" id=\"t1l_385\" style=\"left:267px;bottom:986px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t1m_385\" style=\"left:275px;bottom:986px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iated by the client, the Group or a third-party includ</div><div class=\"t s8_385\" id=\"t1n_385\" style=\"left:578px;bottom:986px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing government sponsored programmes </div><div class=\"t s7_385\" id=\"t1o_385\" style=\"left:95px;bottom:970px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">or a conglomerate of credit inst</div><div class=\"t s8_385\" id=\"t1p_385\" style=\"left:280px;bottom:970px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_385\" id=\"t1q_385\" style=\"left:300px;bottom:970px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions. Forbearance may include debt restructuring such as new repayment schedules, </div><div class=\"t s7_385\" id=\"t1r_385\" style=\"left:95px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">payment deferrals, tenor extensions, interest only payments, lower interest rates, forgiveness of princ</div><div class=\"t s8_385\" id=\"t1s_385\" style=\"left:687px;bottom:953px;letter-spacing:-0.16px;display:inline;\">ipal, </div><div class=\"t s7_385\" id=\"t1t_385\" style=\"left:714px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">interest or fees, </div><div class=\"t s7_385\" id=\"t1u_385\" style=\"left:95px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">or relaxation of loan covenants. </div><div class=\"t s7_385\" id=\"t1v_385\" style=\"left:95px;bottom:913px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Forborne loans that have been modif</div><div class=\"t s8_385\" id=\"t1w_385\" style=\"left:316px;bottom:913px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied (and not derecogn</div><div class=\"t s7_385\" id=\"t1x_385\" style=\"left:448px;bottom:913px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised) on terms that are not consistent with those readily </div><div class=\"t s7_385\" id=\"t1y_385\" style=\"left:95px;bottom:897px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">available in the market and/or where we have granted a concession compared to the orig</div><div class=\"t s8_385\" id=\"t1z_385\" style=\"left:626px;bottom:897px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal terms of the loans are </div><div class=\"t s7_385\" id=\"t20_385\" style=\"left:95px;bottom:881px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">considered credit-impa</div><div class=\"t s8_385\" id=\"t21_385\" style=\"left:232px;bottom:881px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t s7_385\" id=\"t22_385\" style=\"left:258px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if there is a detrimental impact on cash \ufb02ows. The modif</div><div class=\"t s8_385\" id=\"t23_385\" style=\"left:588px;bottom:881px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t24_385\" style=\"left:611px;bottom:881px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion loss (see Classif</div><div class=\"t s8_385\" id=\"t25_385\" style=\"left:722px;bottom:881px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t26_385\" style=\"left:745px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion and </div><div class=\"t s7_385\" id=\"t27_385\" style=\"left:95px;bottom:865px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">measurement \u2013 Modif</div><div class=\"t s8_385\" id=\"t28_385\" style=\"left:226px;bottom:865px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t29_385\" style=\"left:249px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions) is recognised in the pro\ufb01t or loss with</div><div class=\"t s8_385\" id=\"t2a_385\" style=\"left:495px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in cred</div><div class=\"t s7_385\" id=\"t2b_385\" style=\"left:534px;bottom:865px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t s8_385\" id=\"t2c_385\" style=\"left:576px;bottom:865px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment and the gross carry</div><div class=\"t s7_385\" id=\"t2d_385\" style=\"left:731px;bottom:865px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing value of </div><div class=\"t s7_385\" id=\"t2e_385\" style=\"left:95px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the loan reduced by the same amount. The modif</div><div class=\"t s8_385\" id=\"t2f_385\" style=\"left:388px;bottom:849px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied loan </div><div class=\"t s7_385\" id=\"t2g_385\" style=\"left:438px;bottom:849px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is disclosed as \u2018Loans subject to forbearance \u2013 credit-impa</div><div class=\"t s8_385\" id=\"t2h_385\" style=\"left:780px;bottom:849px;letter-spacing:-0.28px;display:inline;\">ired\u2019. </div><div class=\"t s7_385\" id=\"t2i_385\" style=\"left:95px;bottom:825px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Loans that have been subject to a forbearance modif</div><div class=\"t s8_385\" id=\"t2j_385\" style=\"left:411px;bottom:825px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t2k_385\" style=\"left:434px;bottom:825px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion, but which are not considered credit-impa</div><div class=\"t s8_385\" id=\"t2l_385\" style=\"left:701px;bottom:825px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ired (not class</div><div class=\"t s7_385\" id=\"t2m_385\" style=\"left:782px;bottom:825px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t s8_385\" id=\"t2n_385\" style=\"left:790px;bottom:825px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_385\" id=\"t2o_385\" style=\"left:95px;bottom:809px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">as CG13 or CG14), are disclosed as \u2018Forborne \u2013 not credit-impa</div><div class=\"t s8_385\" id=\"t2p_385\" style=\"left:454px;bottom:809px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">ired\u2019. Th</div><div class=\"t s7_385\" id=\"t2q_385\" style=\"left:500px;bottom:809px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is may include amendments to covenants with</div><div class=\"t s8_385\" id=\"t2r_385\" style=\"left:775px;bottom:809px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in the </div><div class=\"t s7_385\" id=\"t2s_385\" style=\"left:95px;bottom:793px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">contractual terms. </div><div class=\"t s9_385\" id=\"t2t_385\" style=\"left:95px;bottom:769px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Write-offs of credit-impa</div><div class=\"t sa_385\" id=\"t2u_385\" style=\"left:245px;bottom:769px;letter-spacing:-0.1px;display:inline;\">ired </div><div class=\"t s9_385\" id=\"t2v_385\" style=\"left:271px;bottom:769px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments and reversal of impa</div><div class=\"t sa_385\" id=\"t2w_385\" style=\"left:466px;bottom:769px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_385\" id=\"t2x_385\" style=\"left:95px;bottom:753px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">To the extent a \ufb01nancial debt </div><div class=\"t s7_385\" id=\"t2y_385\" style=\"left:272px;bottom:753px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instrument is considered irrecoverable, the applicable portion of the gross carrying value </div><div class=\"t s7_385\" id=\"t2z_385\" style=\"left:95px;bottom:737px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is written off against the related loan provis</div><div class=\"t s8_385\" id=\"t30_385\" style=\"left:352px;bottom:737px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. Such loans are wr</div><div class=\"t s7_385\" id=\"t31_385\" style=\"left:479px;bottom:737px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itten off after all the necessary procedures have been </div><div class=\"t s7_385\" id=\"t32_385\" style=\"left:95px;bottom:721px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">completed, it is decided that there is no realist</div><div class=\"t s8_385\" id=\"t33_385\" style=\"left:366px;bottom:721px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ic probab</div><div class=\"t s7_385\" id=\"t34_385\" style=\"left:423px;bottom:721px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s8_385\" id=\"t35_385\" style=\"left:428px;bottom:721px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity of recovery and the amount of the loss has been determ</div><div class=\"t s7_385\" id=\"t36_385\" style=\"left:776px;bottom:721px;letter-spacing:-0.11px;display:inline;\">ined. </div><div class=\"t s7_385\" id=\"t37_385\" style=\"left:95px;bottom:705px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Subsequent recoveries of amounts previously written off decrease the amount of the provis</div><div class=\"t s8_385\" id=\"t38_385\" style=\"left:631px;bottom:705px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion for cred</div><div class=\"t s7_385\" id=\"t39_385\" style=\"left:698px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">it impa</div><div class=\"t s8_385\" id=\"t3a_385\" style=\"left:739px;bottom:705px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s7_385\" id=\"t3b_385\" style=\"left:781px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the </div><div class=\"t s7_385\" id=\"t3c_385\" style=\"left:95px;bottom:689px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t s9_385\" id=\"t3d_385\" style=\"left:95px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Loss provis</div><div class=\"t sa_385\" id=\"t3e_385\" style=\"left:159px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions on purchased or or</div><div class=\"t s9_385\" id=\"t3f_385\" style=\"left:297px;bottom:665px;letter-spacing:-0.18px;display:inline;\">ig</div><div class=\"t sa_385\" id=\"t3g_385\" style=\"left:308px;bottom:665px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inated cred</div><div class=\"t s9_385\" id=\"t3h_385\" style=\"left:376px;bottom:665px;letter-spacing:-0.21px;display:inline;\">it-impa</div><div class=\"t sa_385\" id=\"t3i_385\" style=\"left:420px;bottom:665px;letter-spacing:-0.1px;display:inline;\">ired </div><div class=\"t s9_385\" id=\"t3j_385\" style=\"left:446px;bottom:665px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments (POCI) </div><div class=\"t s7_385\" id=\"t3k_385\" style=\"left:95px;bottom:649px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group measures expected credit loss on a lifet</div><div class=\"t s8_385\" id=\"t3l_385\" style=\"left:393px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ime bas</div><div class=\"t s7_385\" id=\"t3m_385\" style=\"left:439px;bottom:649px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is for POCI instruments throughout the life of the instrument. </div><div class=\"t s7_385\" id=\"t3n_385\" style=\"left:95px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">However, expected credit loss is not recognised in a separate loss provis</div><div class=\"t s8_385\" id=\"t3o_385\" style=\"left:516px;bottom:633px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion on </div><div class=\"t s7_385\" id=\"t3p_385\" style=\"left:555px;bottom:633px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t3q_385\" style=\"left:565px;bottom:633px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t3r_385\" style=\"left:573px;bottom:633px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t3s_385\" style=\"left:639px;bottom:633px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion for POCI </div><div class=\"t s7_385\" id=\"t3t_385\" style=\"left:712px;bottom:633px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">instruments as </div><div class=\"t s7_385\" id=\"t3u_385\" style=\"left:95px;bottom:617px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the lifet</div><div class=\"t s8_385\" id=\"t3v_385\" style=\"left:140px;bottom:617px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t3w_385\" style=\"left:250px;bottom:617px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it loss is inherent with</div><div class=\"t s8_385\" id=\"t3x_385\" style=\"left:374px;bottom:617px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">in the gross carry</div><div class=\"t s7_385\" id=\"t3y_385\" style=\"left:475px;bottom:617px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing amount of the instruments. The Group recognises </div><div class=\"t s7_385\" id=\"t3z_385\" style=\"left:95px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the change in lifet</div><div class=\"t s8_385\" id=\"t40_385\" style=\"left:202px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t41_385\" style=\"left:312px;bottom:601px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it losses aris</div><div class=\"t s8_385\" id=\"t42_385\" style=\"left:380px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing subsequent to </div><div class=\"t s7_385\" id=\"t43_385\" style=\"left:489px;bottom:601px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t44_385\" style=\"left:500px;bottom:601px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t45_385\" style=\"left:507px;bottom:601px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t46_385\" style=\"left:573px;bottom:601px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_385\" id=\"t47_385\" style=\"left:594px;bottom:601px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the income statement and the </div><div class=\"t s7_385\" id=\"t48_385\" style=\"left:95px;bottom:585px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">cumulative change as a loss provis</div><div class=\"t s8_385\" id=\"t49_385\" style=\"left:299px;bottom:585px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion. Where l</div><div class=\"t s7_385\" id=\"t4a_385\" style=\"left:369px;bottom:585px;letter-spacing:-0.14px;display:inline;\">ifet</div><div class=\"t s8_385\" id=\"t4b_385\" style=\"left:389px;bottom:585px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ime expected cred</div><div class=\"t s7_385\" id=\"t4c_385\" style=\"left:498px;bottom:585px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it losses on POCI instruments are less than those at </div><div class=\"t s7_385\" id=\"t4d_385\" style=\"left:95px;bottom:568px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_385\" id=\"t4e_385\" style=\"left:106px;bottom:568px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_385\" id=\"t4f_385\" style=\"left:113px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_385\" id=\"t4g_385\" style=\"left:179px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, then the favourable d</div><div class=\"t s7_385\" id=\"t4h_385\" style=\"left:332px;bottom:568px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ifferences are recognised as impa</div><div class=\"t s8_385\" id=\"t4i_385\" style=\"left:530px;bottom:568px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irment ga</div><div class=\"t s7_385\" id=\"t4j_385\" style=\"left:588px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ins in the income statement (and as </div><div class=\"t s7_385\" id=\"t4k_385\" style=\"left:95px;bottom:552px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s8_385\" id=\"t4l_385\" style=\"left:126px;bottom:552px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment loss where the expected cred</div><div class=\"t s7_385\" id=\"t4m_385\" style=\"left:340px;bottom:552px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">it losses are greater). </div><div class=\"t s9_385\" id=\"t4n_385\" style=\"left:95px;bottom:528px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Improvement in credit risk/curing </div><div class=\"t s8_385\" id=\"t4o_385\" style=\"left:95px;bottom:512px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">For \ufb01nancial assets that are cred</div><div class=\"t s7_385\" id=\"t4p_385\" style=\"left:287px;bottom:512px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t s8_385\" id=\"t4q_385\" style=\"left:330px;bottom:512px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ired (stage 3), a transfer to stage 2 or stage 1 </div><div class=\"t s7_385\" id=\"t4r_385\" style=\"left:592px;bottom:512px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is only permitted where the instrument </div><div class=\"t s7_385\" id=\"t4s_385\" style=\"left:95px;bottom:496px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is no longer considered to be credit-impa</div><div class=\"t s8_385\" id=\"t4t_385\" style=\"left:336px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired. An </div><div class=\"t s7_385\" id=\"t4u_385\" style=\"left:384px;bottom:496px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument will no longer be considered credit-impa</div><div class=\"t s8_385\" id=\"t4v_385\" style=\"left:687px;bottom:496px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired when there </div><div class=\"t s7_385\" id=\"t4w_385\" style=\"left:782px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is no </div><div class=\"t s7_385\" id=\"t4x_385\" style=\"left:95px;bottom:480px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">shortfall of cash \ufb02ows compared to the orig</div><div class=\"t s8_385\" id=\"t4y_385\" style=\"left:352px;bottom:480px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal contractual terms. </div><div class=\"t s8_385\" id=\"t4z_385\" style=\"left:95px;bottom:456px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For \ufb01nancial assets w</div><div class=\"t s7_385\" id=\"t50_385\" style=\"left:221px;bottom:456px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_385\" id=\"t51_385\" style=\"left:236px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in stage 2, these can only be transferred to stage 1 when they are no longer cons</div><div class=\"t s7_385\" id=\"t52_385\" style=\"left:707px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idered to have </div><div class=\"t s7_385\" id=\"t53_385\" style=\"left:95px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">experienced a sign</div><div class=\"t s8_385\" id=\"t54_385\" style=\"left:207px;bottom:440px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"t55_385\" style=\"left:246px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">increase in credit risk. </div><div class=\"t s7_385\" id=\"t56_385\" style=\"left:95px;bottom:416px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Where sign</div><div class=\"t s8_385\" id=\"t57_385\" style=\"left:163px;bottom:416px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_385\" id=\"t58_385\" style=\"left:203px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">increase in credit risk was determined using quantitat</div><div class=\"t s8_385\" id=\"t59_385\" style=\"left:518px;bottom:416px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ive measures, the </div><div class=\"t s7_385\" id=\"t5a_385\" style=\"left:623px;bottom:416px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments will automatically </div><div class=\"t s7_385\" id=\"t5b_385\" style=\"left:95px;bottom:400px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">transfer back to stage 1 when the orig</div><div class=\"t s8_385\" id=\"t5c_385\" style=\"left:317px;bottom:400px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inal PD based transfer cr</div><div class=\"t s7_385\" id=\"t5d_385\" style=\"left:462px;bottom:400px;letter-spacing:-0.14px;display:inline;\">iter</div><div class=\"t s8_385\" id=\"t5e_385\" style=\"left:481px;bottom:400px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ia are no longer met. Where </div><div class=\"t s7_385\" id=\"t5f_385\" style=\"left:649px;bottom:400px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments were transferred </div><div class=\"t s7_385\" id=\"t5g_385\" style=\"left:95px;bottom:384px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to stage 2 due to an assessment of qualitat</div><div class=\"t s8_385\" id=\"t5h_385\" style=\"left:350px;bottom:384px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ive factors, the </div><div class=\"t s7_385\" id=\"t5i_385\" style=\"left:439px;bottom:384px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">issues that led to the reclassif</div><div class=\"t s8_385\" id=\"t5j_385\" style=\"left:612px;bottom:384px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_385\" id=\"t5k_385\" style=\"left:634px;bottom:384px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion must be cured before the </div><div class=\"t s7_385\" id=\"t5l_385\" style=\"left:95px;bottom:368px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments can be reclassif</div><div class=\"t s8_385\" id=\"t5m_385\" style=\"left:260px;bottom:368px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to stage 1. Th</div><div class=\"t s7_385\" id=\"t5n_385\" style=\"left:358px;bottom:368px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is includes instances where management actions led to instruments being </div><div class=\"t s7_385\" id=\"t5o_385\" style=\"left:95px;bottom:352px;letter-spacing:-0.12px;display:inline;\">classif</div><div class=\"t s8_385\" id=\"t5p_385\" style=\"left:132px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as stage 2, requ</div><div class=\"t s7_385\" id=\"t5q_385\" style=\"left:245px;bottom:352px;letter-spacing:-0.19px;display:inline;\">ir</div><div class=\"t s8_385\" id=\"t5r_385\" style=\"left:253px;bottom:352px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing that act</div><div class=\"t s7_385\" id=\"t5s_385\" style=\"left:322px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion to be resolved before loans are reclassif</div><div class=\"t s8_385\" id=\"t5t_385\" style=\"left:576px;bottom:352px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to stage 1. </div><div class=\"t s7_385\" id=\"t5u_385\" style=\"left:95px;bottom:328px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">A forborne loan can only be removed from being disclosed as forborne if the loan is performing (stage 1 or 2) and a further </div><div class=\"t s7_385\" id=\"t5v_385\" style=\"left:95px;bottom:312px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">two-year probation period is met. </div><div class=\"t s7_385\" id=\"t5w_385\" style=\"left:95px;bottom:288px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In order for a forborne loan to become performing, the following criter</div><div class=\"t s8_385\" id=\"t5x_385\" style=\"left:506px;bottom:288px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ia have to be sat</div><div class=\"t s7_385\" id=\"t5y_385\" style=\"left:604px;bottom:288px;letter-spacing:-0.12px;display:inline;\">isf</div><div class=\"t s8_385\" id=\"t5z_385\" style=\"left:618px;bottom:288px;letter-spacing:-0.19px;display:inline;\">ied: </div><div class=\"t s7_385\" id=\"t60_385\" style=\"left:95px;bottom:264px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t61_385\" style=\"left:108px;bottom:264px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">At least a year has passed with no default based upon the forborne contract terms </div><div class=\"t s7_385\" id=\"t62_385\" style=\"left:95px;bottom:240px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t63_385\" style=\"left:108px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The customer is likely to repay its obligat</div><div class=\"t s8_385\" id=\"t64_385\" style=\"left:346px;bottom:240px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_385\" id=\"t65_385\" style=\"left:373px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in full without realis</div><div class=\"t s8_385\" id=\"t66_385\" style=\"left:486px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing secur</div><div class=\"t s7_385\" id=\"t67_385\" style=\"left:539px;bottom:240px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_385\" id=\"t68_385\" style=\"left:95px;bottom:216px;display:inline;\">\u2022 </div><div class=\"t s7_385\" id=\"t69_385\" style=\"left:108px;bottom:216px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The customer has no accumulated impa</div><div class=\"t s8_385\" id=\"t6a_385\" style=\"left:347px;bottom:216px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irment aga</div><div class=\"t s7_385\" id=\"t6b_385\" style=\"left:413px;bottom:216px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">inst amount outstanding (except for ECL) </div><div class=\"t s7_385\" id=\"t6c_385\" style=\"left:95px;bottom:192px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Subsequent to the criter</div><div class=\"t s8_385\" id=\"t6d_385\" style=\"left:237px;bottom:192px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ia above, a further two-year probat</div><div class=\"t s7_385\" id=\"t6e_385\" style=\"left:446px;bottom:192px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion period has to be ful\ufb01lled, whereby regular payments are </div>made by the customer and none of the exposures to the customer are more than 30 days past due.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForCreditImpairmentExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f85896": {
   "value": "9. Goodwill, property, plant and equipment and other impa<div class=\"t s6_386\" id=\"t1l_386\" style=\"left:504px;bottom:996px;letter-spacing:-0.23px;display:inline;\">irment </div><div class=\"t sd_386\" id=\"t1m_386\" style=\"left:78px;bottom:968px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t se_386\" id=\"t1n_386\" style=\"left:78px;bottom:950px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Refer to the below referenced notes for the relevant accounting policy. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_386\" id=\"t1o_386\" style=\"left:709px;bottom:923px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_386\" id=\"t1r_386\" style=\"left:796px;bottom:923px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_386\" id=\"t1p_386\" style=\"left:694px;bottom:911px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s9_386\" id=\"t1q_386\" style=\"left:717px;bottom:911px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_386\" id=\"t1s_386\" style=\"left:783px;bottom:911px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_386\" id=\"t1t_386\" style=\"left:804px;bottom:911px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"t1u_386\" style=\"left:69px;bottom:891px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Impairment of goodwill (Note 17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t1v_386\" style=\"left:726px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t1w_386\" style=\"left:807px;bottom:891px;letter-spacing:-0.04px;display:inline;\">14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"t1x_386\" style=\"left:69px;bottom:872px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Impairment of property, plant and equipment (Note 18) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t1y_386\" style=\"left:720px;bottom:872px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t1z_386\" style=\"left:804px;bottom:872px;letter-spacing:0.02px;display:inline;\">50 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"t20_386\" style=\"left:69px;bottom:853px;word-spacing:-0.14px;display:inline;\">Impairment of other intang</div><div class=\"t s4_386\" id=\"t21_386\" style=\"left:222px;bottom:853px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ible assets (Note 17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t22_386\" style=\"left:716px;bottom:853px;letter-spacing:-0.03px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t23_386\" style=\"left:808px;bottom:853px;letter-spacing:-0.06px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t24_386\" style=\"left:69px;bottom:834px;letter-spacing:0.02px;display:inline;\">Other\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t25_386\" style=\"left:709px;bottom:834px;letter-spacing:0.19px;display:inline;\">884 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t26_386\" style=\"left:799px;bottom:834px;letter-spacing:0.12px;display:inline;\">363 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_386\" id=\"t27_386\" style=\"left:69px;bottom:815px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Property, plant and equipment and other impa</div><div class=\"t s4_386\" id=\"t28_386\" style=\"left:331px;bottom:815px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t29_386\" style=\"left:700px;bottom:815px;letter-spacing:0.05px;display:inline;\">1,008 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t2a_386\" style=\"left:798px;bottom:815px;letter-spacing:-0.02px;display:inline;\">425 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t2b_386\" style=\"left:69px;bottom:796px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Goodwill, property, plant and equipment and other impa</div><div class=\"t s3_386\" id=\"t2c_386\" style=\"left:394px;bottom:796px;letter-spacing:0.05px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_386\" id=\"t2d_386\" style=\"left:700px;bottom:796px;letter-spacing:0.05px;display:inline;\">1,008 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_386\" id=\"t2e_386\" style=\"left:798px;bottom:796px;letter-spacing:-0.03px;display:inline;\">439 </div></td></tr></table><div class=\"t sa_386\" id=\"t2f_386\" style=\"left:69px;bottom:772px;display:inline;\">1 </div><div class=\"t sb_386\" id=\"t2g_386\" style=\"left:82px;bottom:772px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Other includes $850 mill</div><div class=\"t sa_386\" id=\"t2h_386\" style=\"left:193px;bottom:772px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion (2022: $308 m</div><div class=\"t sb_386\" id=\"t2i_386\" style=\"left:273px;bottom:772px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sa_386\" id=\"t2j_386\" style=\"left:280px;bottom:772px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t sb_386\" id=\"t2k_386\" style=\"left:300px;bottom:772px;letter-spacing:-0.03px;display:inline;\">impa</div><div class=\"t sa_386\" id=\"t2l_386\" style=\"left:324px;bottom:772px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t sb_386\" id=\"t2m_386\" style=\"left:412px;bottom:772px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing to the Group\u2019s investment in its associate China Bohai Bank (Bohai), re\ufb02ecting Bohai\u2019s </div><div class=\"t sb_386\" id=\"t2n_386\" style=\"left:82px;bottom:761px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">lower reported net pro\ufb01t in 2023 (compared to 2022), as well as banking industry challenges and property market uncertaint</div><div class=\"t sa_386\" id=\"t2o_386\" style=\"left:650px;bottom:761px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sb_386\" id=\"t2p_386\" style=\"left:664px;bottom:761px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in Mainland China, that may </div><div class=\"t sb_386\" id=\"t2q_386\" style=\"left:82px;bottom:749px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">impact Bohai\u2019s future pro\ufb01tab</div><div class=\"t sa_386\" id=\"t2r_386\" style=\"left:220px;bottom:749px;letter-spacing:-0.09px;display:inline;\">il</div>ity",
   "dimensions": {
    "concept": "stan:DisclosureOfGoodwillPropertyPlantAndEquipmentAndOtherImpairmentExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f85901": {
   "value": "Accounting policy Refer to the below referenced notes for the relevant accounting policy.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForGoodwillPropertyPlantAndEquipmentAndOtherImpairmentExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f85981": {
   "value": "10. Taxation <div class=\"t sd_386\" id=\"t2u_386\" style=\"left:78px;bottom:689px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t se_386\" id=\"t2v_386\" style=\"left:78px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Income tax payable on pro\ufb01ts is based on the applicable tax law in each jur</div><div class=\"t sf_386\" id=\"t2w_386\" style=\"left:523px;bottom:670px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t se_386\" id=\"t2x_386\" style=\"left:539px;bottom:670px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t sf_386\" id=\"t2y_386\" style=\"left:553px;bottom:670px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t se_386\" id=\"t2z_386\" style=\"left:601px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recognised as an expense in the </div><div class=\"t se_386\" id=\"t30_386\" style=\"left:78px;bottom:654px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">period in which pro\ufb01ts arise. </div><div class=\"t se_386\" id=\"t31_386\" style=\"left:78px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred tax is provided on temporary differences aris</div><div class=\"t sf_386\" id=\"t32_386\" style=\"left:397px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing between the tax bases of assets and l</div><div class=\"t se_386\" id=\"t33_386\" style=\"left:642px;bottom:630px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sf_386\" id=\"t34_386\" style=\"left:661px;bottom:630px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t35_386\" style=\"left:667px;bottom:630px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t36_386\" style=\"left:674px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies and the</div><div class=\"t se_386\" id=\"t37_386\" style=\"left:739px;bottom:630px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ir carrying </div><div class=\"t se_386\" id=\"t38_386\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">amounts in the consolidated \ufb01nanc</div><div class=\"t sf_386\" id=\"t39_386\" style=\"left:288px;bottom:614px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial statements. Deferred tax </div><div class=\"t se_386\" id=\"t3a_386\" style=\"left:456px;bottom:614px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is determined using tax rates (and laws) that have been </div><div class=\"t se_386\" id=\"t3b_386\" style=\"left:78px;bottom:598px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">enacted or substantively enacted as at the balance sheet date, and that are expected to apply when the related deferred </div><div class=\"t se_386\" id=\"t3c_386\" style=\"left:78px;bottom:582px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">tax asset is realised or the deferred income tax liab</div><div class=\"t sf_386\" id=\"t3d_386\" style=\"left:377px;bottom:582px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3e_386\" style=\"left:383px;bottom:582px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity is settled. </div><div class=\"t se_386\" id=\"t3f_386\" style=\"left:78px;bottom:558px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Deferred tax assets are recognised where it is probable that future taxable pro\ufb01t will be available against which the </div><div class=\"t se_386\" id=\"t3g_386\" style=\"left:78px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">temporary differences can be util</div><div class=\"t sf_386\" id=\"t3h_386\" style=\"left:274px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised. Where perm</div><div class=\"t se_386\" id=\"t3i_386\" style=\"left:379px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itted, deferred tax assets and liab</div><div class=\"t sf_386\" id=\"t3j_386\" style=\"left:577px;bottom:542px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3k_386\" style=\"left:583px;bottom:542px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t3l_386\" style=\"left:591px;bottom:542px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are offset on an ent</div><div class=\"t se_386\" id=\"t3m_386\" style=\"left:726px;bottom:542px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity basis and </div><div class=\"t se_386\" id=\"t3n_386\" style=\"left:78px;bottom:526px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not by component of deferred taxation. </div><div class=\"t se_386\" id=\"t3o_386\" style=\"left:78px;bottom:502px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Current and deferred tax relating to items which are charged or credited directly to equity, is credited or charged directly to </div><div class=\"t se_386\" id=\"t3p_386\" style=\"left:78px;bottom:486px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity and is subsequently recognised in the income statement together with the current or deferred gain or loss. </div><div class=\"t sd_386\" id=\"t3q_386\" style=\"left:78px;bottom:454px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t sf_386\" id=\"t3r_386\" style=\"left:78px;bottom:436px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t3s_386\" style=\"left:91px;bottom:436px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sf_386\" id=\"t3t_386\" style=\"left:147px;bottom:436px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing the Group\u2019s tax charge for the year </div><div class=\"t se_386\" id=\"t3u_386\" style=\"left:375px;bottom:436px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">involves estimat</div><div class=\"t sf_386\" id=\"t3v_386\" style=\"left:470px;bottom:436px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion and judgement, wh</div><div class=\"t se_386\" id=\"t3w_386\" style=\"left:607px;bottom:436px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich includes an interpretat</div><div class=\"t sf_386\" id=\"t3x_386\" style=\"left:761px;bottom:436px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t se_386\" id=\"t3y_386\" style=\"left:91px;bottom:420px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">local tax laws and an assessment of whether the tax authorit</div><div class=\"t sf_386\" id=\"t3z_386\" style=\"left:452px;bottom:420px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t40_386\" style=\"left:481px;bottom:420px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill accept the posit</div><div class=\"t sf_386\" id=\"t41_386\" style=\"left:588px;bottom:420px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion taken. These judgements take </div><div class=\"t se_386\" id=\"t42_386\" style=\"left:91px;bottom:404px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">account of external advice where appropriate, and the Group\u2019s view on settling with the relevant tax authorit</div><div class=\"t sf_386\" id=\"t43_386\" style=\"left:732px;bottom:404px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t sf_386\" id=\"t44_386\" style=\"left:78px;bottom:380px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t45_386\" style=\"left:91px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group provides for current tax liab</div><div class=\"t sf_386\" id=\"t46_386\" style=\"left:318px;bottom:380px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t47_386\" style=\"left:324px;bottom:380px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t48_386\" style=\"left:332px;bottom:380px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the best est</div><div class=\"t se_386\" id=\"t49_386\" style=\"left:435px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of the amount that is expected to be paid to the tax </div><div class=\"t se_386\" id=\"t4a_386\" style=\"left:91px;bottom:363px;letter-spacing:-0.1px;display:inline;\">authorit</div><div class=\"t sf_386\" id=\"t4b_386\" style=\"left:139px;bottom:363px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies where an out\ufb02ow </div><div class=\"t se_386\" id=\"t4c_386\" style=\"left:264px;bottom:363px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is probable. In making its estimates the Group assumes that the tax authorit</div><div class=\"t sf_386\" id=\"t4d_386\" style=\"left:711px;bottom:363px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t4e_386\" style=\"left:740px;bottom:363px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ill examine </div><div class=\"t se_386\" id=\"t4f_386\" style=\"left:91px;bottom:347px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">all the amounts reported to them and have full knowledge of all relevant informat</div><div class=\"t sf_386\" id=\"t4g_386\" style=\"left:574px;bottom:347px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sf_386\" id=\"t4h_386\" style=\"left:78px;bottom:323px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t4i_386\" style=\"left:91px;bottom:323px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The recoverabil</div><div class=\"t sf_386\" id=\"t4j_386\" style=\"left:182px;bottom:323px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity of the Group\u2019s deferred tax assets </div><div class=\"t se_386\" id=\"t4k_386\" style=\"left:400px;bottom:323px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is based on management\u2019s judgement of the availab</div><div class=\"t sf_386\" id=\"t4l_386\" style=\"left:714px;bottom:323px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t4m_386\" style=\"left:719px;bottom:323px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity of future </div><div class=\"t se_386\" id=\"t4n_386\" style=\"left:91px;bottom:307px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">taxable pro\ufb01ts against which the deferred tax assets will be util</div><div class=\"t sf_386\" id=\"t4o_386\" style=\"left:463px;bottom:307px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised. In prepar</div><div class=\"t se_386\" id=\"t4p_386\" style=\"left:547px;bottom:307px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing management forecasts the effect of </div><div class=\"t se_386\" id=\"t4q_386\" style=\"left:91px;bottom:291px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">applicable laws and regulations relevant to the util</div><div class=\"t sf_386\" id=\"t4r_386\" style=\"left:390px;bottom:291px;letter-spacing:-0.14px;display:inline;\">isat</div><div class=\"t se_386\" id=\"t4s_386\" style=\"left:412px;bottom:291px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of future taxable pro\ufb01ts have been considered. </div><div></div><div class=\"t s4_387\" id=\"t6_387\" style=\"left:87px;bottom:1180px;letter-spacing:-0.43px;word-spacing:0.13px;display:inline;\"> </div><div class=\"t s5_387\" id=\"t7_387\" style=\"left:180px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_387\" id=\"t8_387\" style=\"left:87px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following table provides analysis of taxation charge in the year: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_387\" id=\"t9_387\" style=\"left:726px;bottom:1145px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_387\" id=\"tc_387\" style=\"left:813px;bottom:1145px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_387\" id=\"ta_387\" style=\"left:712px;bottom:1133px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_387\" id=\"tb_387\" style=\"left:734px;bottom:1133px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_387\" id=\"td_387\" style=\"left:800px;bottom:1133px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_387\" id=\"te_387\" style=\"left:822px;bottom:1133px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tf_387\" style=\"left:87px;bottom:1113px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">The charge for taxation based upon the pro\ufb01t for the year comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"tg_387\" style=\"left:87px;bottom:1094px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Current tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"th_387\" style=\"left:87px;bottom:1075px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">United Kingdom corporation tax at 23.5 per cent (2022: 19 per cent): </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"ti_387\" style=\"left:100px;bottom:1056px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Current tax charge on income for the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"tj_387\" style=\"left:729px;bottom:1056px;letter-spacing:-0.23px;display:inline;\">(48) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tk_387\" style=\"left:821px;bottom:1056px;letter-spacing:0.28px;display:inline;\">48 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tl_387\" style=\"left:100px;bottom:1037px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Adjustments in respect of prior years (includ</div><div class=\"t sb_387\" id=\"tm_387\" style=\"left:343px;bottom:1037px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing double tax rel</div><div class=\"t s9_387\" id=\"tn_387\" style=\"left:440px;bottom:1037px;letter-spacing:0.15px;display:inline;\">ief) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"to_387\" style=\"left:737px;bottom:1037px;letter-spacing:-0.02px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tp_387\" style=\"left:829px;bottom:1037px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tq_387\" style=\"left:87px;bottom:1018px;word-spacing:-0.14px;display:inline;\">Foreign tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tr_387\" style=\"left:100px;bottom:999px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Current tax charge on income for the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"ts_387\" style=\"left:720px;bottom:999px;letter-spacing:-0.01px;display:inline;\">1,695 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tt_387\" style=\"left:811px;bottom:999px;letter-spacing:0.06px;display:inline;\">1,216 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tu_387\" style=\"left:100px;bottom:980px;word-spacing:-0.14px;display:inline;\">Adjustments in respect of prior years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"tv_387\" style=\"left:734px;bottom:980px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"tw_387\" style=\"left:829px;bottom:980px;display:inline;\">5 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"tx_387\" style=\"left:719px;bottom:961px;letter-spacing:0.07px;display:inline;\">1,650 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"ty_387\" style=\"left:809px;bottom:961px;display:inline;\">1,269 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"tz_387\" style=\"left:87px;bottom:942px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t10_387\" style=\"left:100px;bottom:923px;letter-spacing:0.07px;display:inline;\">Orig</div><div class=\"t sb_387\" id=\"t11_387\" style=\"left:124px;bottom:923px;letter-spacing:-0.02px;display:inline;\">inat</div><div class=\"t s9_387\" id=\"t12_387\" style=\"left:147px;bottom:923px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion/reversal of temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t13_387\" style=\"left:730px;bottom:923px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t14_387\" style=\"left:817px;bottom:923px;letter-spacing:0.18px;display:inline;\">144 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t15_387\" style=\"left:100px;bottom:904px;word-spacing:-0.14px;display:inline;\">Adjustments in respect of prior years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t16_387\" style=\"left:742px;bottom:904px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t17_387\" style=\"left:818px;bottom:904px;letter-spacing:-0.14px;display:inline;\">(29) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t18_387\" style=\"left:731px;bottom:885px;letter-spacing:0.02px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t19_387\" style=\"left:821px;bottom:885px;letter-spacing:-0.05px;display:inline;\">115 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t1a_387\" style=\"left:87px;bottom:866px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Tax on pro\ufb01ts on ordinary activ</div><div class=\"t sc_387\" id=\"t1b_387\" style=\"left:265px;bottom:866px;letter-spacing:-0.01px;display:inline;\">it</div><div class=\"t sa_387\" id=\"t1c_387\" style=\"left:273px;bottom:866px;letter-spacing:0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t1d_387\" style=\"left:722px;bottom:866px;letter-spacing:0.08px;display:inline;\">1,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t1e_387\" style=\"left:808px;bottom:866px;letter-spacing:0.21px;display:inline;\">1,384 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t1f_387\" style=\"left:87px;bottom:847px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t1g_387\" style=\"left:712px;bottom:847px;letter-spacing:0.04px;display:inline;\">32.0% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t1h_387\" style=\"left:803px;bottom:847px;letter-spacing:0.06px;display:inline;\">32.3% </div></td></tr></table><div class=\"t s6_387\" id=\"t1i_387\" style=\"left:87px;bottom:817px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The tax charge for the year of $1,631 mill</div><div class=\"t sd_387\" id=\"t1j_387\" style=\"left:320px;bottom:817px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ion (31 December 2022: $1,384 m</div><div class=\"t s6_387\" id=\"t1k_387\" style=\"left:510px;bottom:817px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_387\" id=\"t1l_387\" style=\"left:519px;bottom:817px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion) on a pro\ufb01t before tax of $5,093 m</div><div class=\"t s6_387\" id=\"t1m_387\" style=\"left:740px;bottom:817px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_387\" id=\"t1n_387\" style=\"left:748px;bottom:817px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_387\" id=\"t1o_387\" style=\"left:87px;bottom:801px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">(31 December 2022: $4,286 mill</div><div class=\"t sd_387\" id=\"t1p_387\" style=\"left:267px;bottom:801px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion) re\ufb02ects the </div><div class=\"t s6_387\" id=\"t1q_387\" style=\"left:361px;bottom:801px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">impact of tax losses for which no deferred tax assets are recognised, </div><div class=\"t s6_387\" id=\"t1r_387\" style=\"left:87px;bottom:785px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">non-deductible expenses, and non-creditable withhold</div><div class=\"t sd_387\" id=\"t1s_387\" style=\"left:413px;bottom:785px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing taxes and other taxes. These are partly offset by tax exempt </div><div class=\"t s6_387\" id=\"t1t_387\" style=\"left:792px;bottom:785px;letter-spacing:-0.16px;display:inline;\">income. </div><div class=\"t s6_387\" id=\"t1u_387\" style=\"left:87px;bottom:761px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Foreign tax includes current tax of $201 mill</div><div class=\"t sd_387\" id=\"t1v_387\" style=\"left:338px;bottom:761px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: $35 m</div><div class=\"t s6_387\" id=\"t1w_387\" style=\"left:513px;bottom:761px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_387\" id=\"t1x_387\" style=\"left:522px;bottom:761px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion) on the pro\ufb01ts assessable </div><div class=\"t s6_387\" id=\"t1y_387\" style=\"left:695px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in Hong Kong. Deferred </div><div class=\"t s6_387\" id=\"t1z_387\" style=\"left:87px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">tax includes orig</div><div class=\"t sd_387\" id=\"t20_387\" style=\"left:183px;bottom:745px;letter-spacing:-0.17px;display:inline;\">inat</div><div class=\"t s6_387\" id=\"t21_387\" style=\"left:207px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion or reversal of temporary differences of $nil mill</div><div class=\"t sd_387\" id=\"t22_387\" style=\"left:499px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $51 m</div><div class=\"t s6_387\" id=\"t23_387\" style=\"left:671px;bottom:745px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_387\" id=\"t24_387\" style=\"left:680px;bottom:745px;letter-spacing:-0.31px;word-spacing:0.04px;display:inline;\">ion) prov</div><div class=\"t s6_387\" id=\"t25_387\" style=\"left:732px;bottom:745px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ided at a rate of </div><div class=\"t s6_387\" id=\"t26_387\" style=\"left:87px;bottom:729px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">16.5 per cent (31 December 2022: 16.5 per cent) on the pro\ufb01ts assessable in Hong Kong. </div><div class=\"t s6_387\" id=\"t27_387\" style=\"left:87px;bottom:705px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The Group will be in scope of the new Pillar Two global min</div><div class=\"t sd_387\" id=\"t28_387\" style=\"left:431px;bottom:705px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imum tax rules wh</div><div class=\"t s6_387\" id=\"t29_387\" style=\"left:538px;bottom:705px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich were substantively enacted in the UK on </div><div class=\"t s6_387\" id=\"t2a_387\" style=\"left:87px;bottom:689px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">20\u00a0June 2023 to apply for periods commencing 1 January 2024. The IAS 12 exception to recognise and disclose informat</div><div class=\"t sd_387\" id=\"t2b_387\" style=\"left:783px;bottom:689px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_387\" id=\"t2c_387\" style=\"left:87px;bottom:673px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">about deferred tax assets and liab</div><div class=\"t sd_387\" id=\"t2d_387\" style=\"left:291px;bottom:673px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_387\" id=\"t2e_387\" style=\"left:296px;bottom:673px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sd_387\" id=\"t2f_387\" style=\"left:304px;bottom:673px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies related to P</div><div class=\"t s6_387\" id=\"t2g_387\" style=\"left:391px;bottom:673px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">illar Two income taxes has been applied. </div><div class=\"t s6_387\" id=\"t2h_387\" style=\"left:87px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Based on an in</div><div class=\"t sd_387\" id=\"t2i_387\" style=\"left:173px;bottom:649px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_387\" id=\"t2j_387\" style=\"left:181px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial impact assessment undertaken in respect of histor</div><div class=\"t sd_387\" id=\"t2k_387\" style=\"left:495px;bottom:649px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical \ufb01nancial data together w</div><div class=\"t s6_387\" id=\"t2l_387\" style=\"left:669px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ith corporate plan data </div><div class=\"t s6_387\" id=\"t2m_387\" style=\"left:87px;bottom:633px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">available, the Group\u2019s exposure to Pillar Two income taxes are not expected to be material. The Group is closely monitor</div><div class=\"t sd_387\" id=\"t2n_387\" style=\"left:788px;bottom:633px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s6_387\" id=\"t2o_387\" style=\"left:87px;bottom:616px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">developments to assess potential future impl</div><div class=\"t sd_387\" id=\"t2p_387\" style=\"left:352px;bottom:616px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_387\" id=\"t2q_387\" style=\"left:375px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions and implementat</div><div class=\"t sd_387\" id=\"t2r_387\" style=\"left:506px;bottom:616px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ion efforts. </div><div class=\"t se_387\" id=\"t2s_387\" style=\"left:87px;bottom:592px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">Tax rate: </div><div class=\"t s6_387\" id=\"t2t_387\" style=\"left:143px;bottom:592px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The tax charge for the year is higher than the charge at the rate of corporation tax in the UK, 23.5 per cent. </div><div class=\"t s6_387\" id=\"t2u_387\" style=\"left:87px;bottom:576px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The differences are explained below: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_387\" id=\"t2v_387\" style=\"left:560px;bottom:558px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_387\" id=\"t2w_387\" style=\"left:742px;bottom:558px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_387\" id=\"t2x_387\" style=\"left:530px;bottom:541px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_387\" id=\"t2y_387\" style=\"left:553px;bottom:541px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_387\" id=\"t2z_387\" style=\"left:644px;bottom:541px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_387\" id=\"t30_387\" style=\"left:714px;bottom:541px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_387\" id=\"t31_387\" style=\"left:735px;bottom:541px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_387\" id=\"t32_387\" style=\"left:827px;bottom:541px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t33_387\" style=\"left:87px;bottom:521px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Pro\ufb01t on ordinary activ</div><div class=\"t sc_387\" id=\"t34_387\" style=\"left:219px;bottom:521px;letter-spacing:-0.01px;display:inline;\">it</div><div class=\"t sa_387\" id=\"t35_387\" style=\"left:227px;bottom:521px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ies before tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t36_387\" style=\"left:535px;bottom:521px;display:inline;\">5,093 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t37_387\" style=\"left:719px;bottom:521px;letter-spacing:0.09px;display:inline;\">4,286 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t38_387\" style=\"left:87px;bottom:502px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Tax at 23.5 per cent (2022: 19 per cent) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t39_387\" style=\"left:541px;bottom:502px;letter-spacing:-0.06px;display:inline;\">1,197 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3a_387\" style=\"left:630px;bottom:502px;letter-spacing:0.18px;display:inline;\">23.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3b_387\" style=\"left:731px;bottom:502px;letter-spacing:-0.02px;display:inline;\">814 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3c_387\" style=\"left:816px;bottom:502px;letter-spacing:-0.42px;display:inline;\">19.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3d_387\" style=\"left:87px;bottom:483px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Lower tax rates on overseas earnings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3e_387\" style=\"left:540px;bottom:483px;letter-spacing:-0.02px;display:inline;\">(330) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3f_387\" style=\"left:631px;bottom:483px;letter-spacing:-0.09px;display:inline;\">(6.5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3g_387\" style=\"left:727px;bottom:483px;letter-spacing:-0.07px;display:inline;\">(122) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3h_387\" style=\"left:815px;bottom:483px;letter-spacing:-0.09px;display:inline;\">(2.8) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3i_387\" style=\"left:87px;bottom:464px;word-spacing:-0.14px;display:inline;\">Higher tax rates on overseas earnings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3j_387\" style=\"left:545px;bottom:464px;letter-spacing:0.08px;display:inline;\">306 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3k_387\" style=\"left:635px;bottom:464px;letter-spacing:-0.03px;display:inline;\">6.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3l_387\" style=\"left:729px;bottom:464px;letter-spacing:0.02px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3m_387\" style=\"left:818px;bottom:464px;letter-spacing:-0.24px;display:inline;\">10.1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3n_387\" style=\"left:87px;bottom:445px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Tax at domestic rates applicable where pro\ufb01ts earned </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3o_387\" style=\"left:541px;bottom:445px;letter-spacing:-0.1px;display:inline;\">1,173 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3p_387\" style=\"left:629px;bottom:445px;letter-spacing:0.03px;display:inline;\">23.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3q_387\" style=\"left:726px;bottom:445px;letter-spacing:-0.11px;display:inline;\">1,127 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3r_387\" style=\"left:813px;bottom:445px;letter-spacing:0.12px;display:inline;\">26.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3s_387\" style=\"left:87px;bottom:426px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Non-creditable withhold</div><div class=\"t sb_387\" id=\"t3t_387\" style=\"left:225px;bottom:426px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">ing taxes and other taxes\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3u_387\" style=\"left:553px;bottom:426px;letter-spacing:0.09px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3v_387\" style=\"left:639px;bottom:426px;letter-spacing:0.12px;display:inline;\">1.7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3w_387\" style=\"left:731px;bottom:426px;letter-spacing:-0.23px;display:inline;\">170 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3x_387\" style=\"left:819px;bottom:426px;letter-spacing:-0.08px;display:inline;\">4.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t3y_387\" style=\"left:87px;bottom:407px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">Tax exempt income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t3z_387\" style=\"left:545px;bottom:407px;letter-spacing:0.01px;display:inline;\">(131) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t40_387\" style=\"left:631px;bottom:407px;display:inline;\">(2.6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t41_387\" style=\"left:732px;bottom:407px;letter-spacing:-0.47px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t42_387\" style=\"left:818px;bottom:407px;letter-spacing:-0.18px;display:inline;\">(1.6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t43_387\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Share of associates and jo</div><div class=\"t sb_387\" id=\"t44_387\" style=\"left:232px;bottom:388px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t45_387\" style=\"left:550px;bottom:388px;letter-spacing:-0.17px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t46_387\" style=\"left:631px;bottom:388px;letter-spacing:-0.08px;display:inline;\">(0.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t47_387\" style=\"left:731px;bottom:388px;letter-spacing:0.1px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t48_387\" style=\"left:815px;bottom:388px;letter-spacing:-0.37px;display:inline;\">(0.6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t49_387\" style=\"left:87px;bottom:369px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Non-deductible expenses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4a_387\" style=\"left:548px;bottom:369px;letter-spacing:0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4b_387\" style=\"left:636px;bottom:369px;letter-spacing:0.25px;display:inline;\">4.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4c_387\" style=\"left:734px;bottom:369px;letter-spacing:-0.05px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4d_387\" style=\"left:820px;bottom:369px;letter-spacing:0.07px;display:inline;\">2.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4e_387\" style=\"left:87px;bottom:350px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Bank levy </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4f_387\" style=\"left:553px;bottom:350px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4g_387\" style=\"left:636px;bottom:350px;letter-spacing:0.04px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4h_387\" style=\"left:738px;bottom:350px;letter-spacing:-0.08px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4i_387\" style=\"left:819px;bottom:350px;letter-spacing:-0.13px;display:inline;\">0.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4j_387\" style=\"left:87px;bottom:331px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Non-taxable losses on investments\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4k_387\" style=\"left:552px;bottom:331px;letter-spacing:0.25px;display:inline;\">64 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4l_387\" style=\"left:639px;bottom:331px;letter-spacing:0.25px;display:inline;\">1.3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4m_387\" style=\"left:739px;bottom:331px;letter-spacing:-0.13px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4n_387\" style=\"left:822px;bottom:331px;letter-spacing:0.13px;display:inline;\">1.2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_387\" id=\"t4o_387\" style=\"left:87px;bottom:312px;word-spacing:-0.13px;display:inline;\">Payments on \ufb01nancial </div> <div class=\"t s9_387\" id=\"t4p_387\" style=\"left:213px;bottom:312px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">instruments in reserves </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4q_387\" style=\"left:548px;bottom:312px;letter-spacing:-0.23px;display:inline;\">(68) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4r_387\" style=\"left:633px;bottom:312px;letter-spacing:0.1px;display:inline;\">(1.3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4s_387\" style=\"left:731px;bottom:312px;letter-spacing:-0.21px;display:inline;\">(56) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4t_387\" style=\"left:818px;bottom:312px;letter-spacing:-0.05px;display:inline;\">(1.3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4u_387\" style=\"left:87px;bottom:293px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Goodwill impa</div><div class=\"t sb_387\" id=\"t4v_387\" style=\"left:169px;bottom:293px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4w_387\" style=\"left:561px;bottom:293px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t4x_387\" style=\"left:648px;bottom:293px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4y_387\" style=\"left:743px;bottom:293px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t4z_387\" style=\"left:822px;bottom:293px;letter-spacing:-0.37px;display:inline;\">0.1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t50_387\" style=\"left:87px;bottom:273px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Deferred tax not recognised </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t51_387\" style=\"left:547px;bottom:273px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t52_387\" style=\"left:636px;bottom:273px;letter-spacing:0.08px;display:inline;\">5.4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t53_387\" style=\"left:736px;bottom:273px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t54_387\" style=\"left:822px;bottom:273px;letter-spacing:0.08px;display:inline;\">1.8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t55_387\" style=\"left:87px;bottom:254px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Deferred tax rate changes </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t56_387\" style=\"left:557px;bottom:254px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t57_387\" style=\"left:648px;bottom:254px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t58_387\" style=\"left:738px;bottom:254px;letter-spacing:-0.34px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t59_387\" style=\"left:815px;bottom:254px;letter-spacing:-0.27px;display:inline;\">(0.2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5a_387\" style=\"left:87px;bottom:235px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Adjustments to tax charge in respect of prior years </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5b_387\" style=\"left:560px;bottom:235px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5c_387\" style=\"left:639px;bottom:235px;letter-spacing:-0.34px;display:inline;\">0.1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5d_387\" style=\"left:732px;bottom:235px;letter-spacing:-0.41px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5e_387\" style=\"left:815px;bottom:235px;letter-spacing:-0.37px;display:inline;\">(0.6) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5f_387\" style=\"left:87px;bottom:216px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other items </div><div class=\"t sf_387\" id=\"t5g_387\" style=\"vertical-align: super;left:152px;bottom:223px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5h_387\" style=\"left:555px;bottom:216px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5i_387\" style=\"left:629px;bottom:216px;letter-spacing:-0.29px;display:inline;\">(0.1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5j_387\" style=\"left:743px;bottom:216px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5k_387\" style=\"left:822px;bottom:216px;letter-spacing:-0.37px;display:inline;\">0.1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5l_387\" style=\"left:87px;bottom:197px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Tax on pro\ufb01t on ordinary activ</div><div class=\"t sc_387\" id=\"t5m_387\" style=\"left:260px;bottom:197px;letter-spacing:-0.01px;display:inline;\">it</div><div class=\"t sa_387\" id=\"t5n_387\" style=\"left:268px;bottom:197px;letter-spacing:0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5o_387\" style=\"left:540px;bottom:197px;letter-spacing:0.08px;display:inline;\">1,631 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_387\" id=\"t5p_387\" style=\"left:629px;bottom:197px;letter-spacing:0.04px;display:inline;\">32.0 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5q_387\" style=\"left:721px;bottom:197px;letter-spacing:0.21px;display:inline;\">1,384 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_387\" id=\"t5r_387\" style=\"left:814px;bottom:197px;letter-spacing:0.09px;display:inline;\">32.3 </div></td></tr></table><div class=\"t s7_387\" id=\"t5s_387\" style=\"left:87px;bottom:173px;display:inline;\">1 </div><div class=\"t s7_387\" id=\"t5t_387\" style=\"left:100px;bottom:173px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">The comparatives have been reclassif</div><div class=\"t s8_387\" id=\"t5u_387\" style=\"left:274px;bottom:173px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ied by mov</div><div class=\"t s7_387\" id=\"t5v_387\" style=\"left:324px;bottom:173px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ing the effect of other taxes from Other items to Non-creditable withhold</div><div class=\"t s8_387\" id=\"t5w_387\" style=\"left:659px;bottom:173px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing taxes and other taxes </div><div class=\"t s7_387\" id=\"t5x_387\" style=\"left:777px;bottom:173px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in order to </div><div class=\"t s7_387\" id=\"t5y_387\" style=\"left:100px;bottom:162px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">provide more clarity to the reader. The 2022 comparatives have been reclassif</div><div class=\"t s8_387\" id=\"t5z_387\" style=\"left:455px;bottom:162px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ied as follows to al</div><div class=\"t s7_387\" id=\"t60_387\" style=\"left:539px;bottom:162px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ign with the presentation in the current period: Non-creditable </div><div class=\"t s7_387\" id=\"t61_387\" style=\"left:100px;bottom:151px;letter-spacing:-0.02px;display:inline;\">withhold</div><div class=\"t s8_387\" id=\"t62_387\" style=\"left:141px;bottom:151px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing taxes and other taxes from $90 m</div><div class=\"t s7_387\" id=\"t63_387\" style=\"left:311px;bottom:151px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_387\" id=\"t64_387\" style=\"left:318px;bottom:151px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">ion to $170 m</div><div class=\"t s7_387\" id=\"t65_387\" style=\"left:377px;bottom:151px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_387\" id=\"t66_387\" style=\"left:384px;bottom:151px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion, and Other </div><div class=\"t s7_387\" id=\"t67_387\" style=\"left:452px;bottom:151px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">items from $87 mill</div><div class=\"t s8_387\" id=\"t68_387\" style=\"left:538px;bottom:151px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion to $7 m</div><div class=\"t s7_387\" id=\"t69_387\" style=\"left:587px;bottom:151px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_387\" id=\"t6a_387\" style=\"left:594px;bottom:151px;letter-spacing:-0.03px;display:inline;\">ion. </div><div class=\"t s7_387\" id=\"t6b_387\" style=\"left:87px;bottom:133px;display:inline;\">2 </div><div class=\"t s7_387\" id=\"t6c_387\" style=\"left:102px;bottom:133px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Non-taxable losses on investments includes $140 mill</div><div class=\"t s8_387\" id=\"t6d_387\" style=\"left:343px;bottom:133px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ion (2022: $51 m</div><div class=\"t s7_387\" id=\"t6e_387\" style=\"left:415px;bottom:133px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_387\" id=\"t6f_387\" style=\"left:422px;bottom:133px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t s7_387\" id=\"t6g_387\" style=\"left:442px;bottom:133px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in respect of the tax impact of the impa</div><div class=\"t s8_387\" id=\"t6h_387\" style=\"left:622px;bottom:133px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t s7_387\" id=\"t6i_387\" style=\"left:711px;bottom:133px;letter-spacing:-0.13px;word-spacing:-0.1px;display:inline;\">ing to the Group\u2019s </div><div class=\"t s7_387\" id=\"t6j_387\" style=\"left:100px;bottom:122px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">investment in its associate China Bohai Bank (Bohai). </div><div></div><div class=\"t s5_388\" id=\"t7_388\" style=\"left:69px;bottom:1180px;letter-spacing:-0.43px;word-spacing:0.13px;display:inline;\"> </div><div class=\"t s6_388\" id=\"t8_388\" style=\"left:162px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_388\" id=\"t9_388\" style=\"left:69px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Factors affecting the tax charge in future years: the Group\u2019s tax charge, and effective tax rate in future years could be affected </div><div class=\"t s7_388\" id=\"ta_388\" style=\"left:69px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">by several factors includ</div><div class=\"t s8_388\" id=\"tb_388\" style=\"left:211px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing acqu</div><div class=\"t s7_388\" id=\"tc_388\" style=\"left:262px;bottom:1147px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_388\" id=\"td_388\" style=\"left:271px;bottom:1147px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_388\" id=\"te_388\" style=\"left:278px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ions, disposals and restructuring of our businesses, the mix of pro\ufb01ts across jur</div><div class=\"t s8_388\" id=\"tf_388\" style=\"left:733px;bottom:1147px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t s7_388\" id=\"tg_388\" style=\"left:750px;bottom:1147px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_388\" id=\"th_388\" style=\"left:764px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions w</div><div class=\"t s7_388\" id=\"ti_388\" style=\"left:801px;bottom:1147px;letter-spacing:-0.13px;display:inline;\">ith </div><div class=\"t s7_388\" id=\"tj_388\" style=\"left:69px;bottom:1131px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">different statutory tax rates, changes in tax legislat</div><div class=\"t s8_388\" id=\"tk_388\" style=\"left:371px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion and tax rates and resolut</div><div class=\"t s7_388\" id=\"tl_388\" style=\"left:540px;bottom:1131px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of uncertain tax posit</div><div class=\"t s8_388\" id=\"tm_388\" style=\"left:687px;bottom:1131px;letter-spacing:-0.11px;display:inline;\">ions. </div><div class=\"t s7_388\" id=\"tn_388\" style=\"left:69px;bottom:1107px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The evaluation of uncertain tax posit</div><div class=\"t s8_388\" id=\"to_388\" style=\"left:287px;bottom:1107px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_388\" id=\"tp_388\" style=\"left:313px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">involves an interpretat</div><div class=\"t s8_388\" id=\"tq_388\" style=\"left:446px;bottom:1107px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of local tax laws wh</div><div class=\"t s7_388\" id=\"tr_388\" style=\"left:583px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich could be subject to challenge by a </div><div class=\"t s7_388\" id=\"ts_388\" style=\"left:69px;bottom:1091px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">tax authority, and an assessment of whether the tax authorit</div><div class=\"t s8_388\" id=\"tt_388\" style=\"left:428px;bottom:1091px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s7_388\" id=\"tu_388\" style=\"left:457px;bottom:1091px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill accept the posit</div><div class=\"t s8_388\" id=\"tv_388\" style=\"left:565px;bottom:1091px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion taken. The Group does not currently </div><div class=\"t s7_388\" id=\"tw_388\" style=\"left:69px;bottom:1075px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">consider that assumptions or judgements made in assessing tax liab</div><div class=\"t s8_388\" id=\"tx_388\" style=\"left:473px;bottom:1075px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_388\" id=\"ty_388\" style=\"left:478px;bottom:1075px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_388\" id=\"tz_388\" style=\"left:486px;bottom:1075px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ies have a s</div><div class=\"t s7_388\" id=\"t10_388\" style=\"left:553px;bottom:1075px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_388\" id=\"t11_388\" style=\"left:572px;bottom:1075px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">i\ufb01cant r</div><div class=\"t s7_388\" id=\"t12_388\" style=\"left:616px;bottom:1075px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">isk of resulting in a material </div><div class=\"t s7_388\" id=\"t13_388\" style=\"left:69px;bottom:1059px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">adjustment with</div><div class=\"t s8_388\" id=\"t14_388\" style=\"left:167px;bottom:1059px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">in the next \ufb01nancial year. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_388\" id=\"t17_388\" style=\"left:413px;bottom:1041px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sb_388\" id=\"t18_388\" style=\"left:682px;bottom:1041px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_388\" id=\"t15_388\" style=\"left:69px;bottom:1024px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Tax recognised in other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t19_388\" style=\"left:323px;bottom:1024px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Current tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t1c_388\" style=\"left:403px;bottom:1024px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t1f_388\" style=\"left:525px;bottom:1024px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_388\" id=\"t1i_388\" style=\"left:593px;bottom:1024px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Current tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_388\" id=\"t1l_388\" style=\"left:673px;bottom:1024px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Deferred tax </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_388\" id=\"t1o_388\" style=\"left:795px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_388\" id=\"t16_388\" style=\"left:69px;bottom:1012px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t1a_388\" style=\"left:339px;bottom:1012px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t1b_388\" style=\"left:362px;bottom:1012px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t1d_388\" style=\"left:426px;bottom:1012px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t1e_388\" style=\"left:449px;bottom:1012px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t1g_388\" style=\"left:512px;bottom:1012px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t1h_388\" style=\"left:535px;bottom:1012px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_388\" id=\"t1j_388\" style=\"left:610px;bottom:1012px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_388\" id=\"t1k_388\" style=\"left:631px;bottom:1012px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_388\" id=\"t1m_388\" style=\"left:696px;bottom:1012px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_388\" id=\"t1n_388\" style=\"left:718px;bottom:1012px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t1p_388\" style=\"left:69px;bottom:992px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Items that will not be reclassif</div><div class=\"t s4_388\" id=\"t1q_388\" style=\"left:235px;bottom:992px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ied to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t1r_388\" style=\"left:69px;bottom:978px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t1s_388\" style=\"left:371px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t1t_388\" style=\"left:438px;bottom:978px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t1u_388\" style=\"left:524px;bottom:978px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t1v_388\" style=\"left:639px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t1w_388\" style=\"left:721px;bottom:978px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t1x_388\" style=\"left:808px;bottom:978px;letter-spacing:0.01px;display:inline;\">15 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t1y_388\" style=\"left:69px;bottom:959px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t1z_388\" style=\"left:371px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t20_388\" style=\"left:444px;bottom:959px;letter-spacing:-0.33px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t21_388\" style=\"left:530px;bottom:959px;letter-spacing:-0.33px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t22_388\" style=\"left:639px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t23_388\" style=\"left:725px;bottom:959px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t24_388\" style=\"left:811px;bottom:959px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t25_388\" style=\"left:69px;bottom:940px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t26_388\" style=\"left:69px;bottom:925px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t27_388\" style=\"left:371px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t28_388\" style=\"left:444px;bottom:925px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t29_388\" style=\"left:531px;bottom:925px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2a_388\" style=\"left:639px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2b_388\" style=\"left:719px;bottom:925px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2c_388\" style=\"left:805px;bottom:925px;letter-spacing:0.11px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t2d_388\" style=\"left:69px;bottom:906px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t s4_388\" id=\"t2e_388\" style=\"left:217px;bottom:906px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2f_388\" style=\"left:371px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2g_388\" style=\"left:454px;bottom:906px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2h_388\" style=\"left:540px;bottom:906px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2i_388\" style=\"left:639px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2j_388\" style=\"left:713px;bottom:906px;letter-spacing:-0.3px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2k_388\" style=\"left:800px;bottom:906px;letter-spacing:-0.3px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2l_388\" style=\"left:69px;bottom:868px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Items that may be reclassed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t2m_388\" style=\"left:69px;bottom:853px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">subsequently to income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2n_388\" style=\"left:371px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2o_388\" style=\"left:439px;bottom:853px;letter-spacing:0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2p_388\" style=\"left:525px;bottom:853px;letter-spacing:0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2q_388\" style=\"left:639px;bottom:853px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2r_388\" style=\"left:715px;bottom:853px;letter-spacing:-0.05px;display:inline;\">152 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2s_388\" style=\"left:801px;bottom:853px;letter-spacing:-0.05px;display:inline;\">152 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t2t_388\" style=\"left:69px;bottom:834px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t2u_388\" style=\"left:69px;bottom:820px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2v_388\" style=\"left:371px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2w_388\" style=\"left:446px;bottom:820px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t2x_388\" style=\"left:532px;bottom:820px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2y_388\" style=\"left:639px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t2z_388\" style=\"left:718px;bottom:820px;letter-spacing:0.12px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t30_388\" style=\"left:805px;bottom:820px;letter-spacing:0.12px;display:inline;\">63 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t31_388\" style=\"left:69px;bottom:801px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t32_388\" style=\"left:371px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t33_388\" style=\"left:441px;bottom:801px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t34_388\" style=\"left:528px;bottom:801px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t35_388\" style=\"left:639px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t36_388\" style=\"left:718px;bottom:801px;letter-spacing:-0.04px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t37_388\" style=\"left:804px;bottom:801px;letter-spacing:-0.04px;display:inline;\">89 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t38_388\" style=\"left:69px;bottom:763px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total tax credit/(charge) recognised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t39_388\" style=\"left:69px;bottom:748px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">in equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3a_388\" style=\"left:371px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3b_388\" style=\"left:437px;bottom:748px;letter-spacing:-0.05px;display:inline;\">(236) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3c_388\" style=\"left:524px;bottom:748px;letter-spacing:-0.05px;display:inline;\">(236) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t3d_388\" style=\"left:639px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t3e_388\" style=\"left:715px;bottom:748px;letter-spacing:-0.23px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t3f_388\" style=\"left:802px;bottom:748px;letter-spacing:-0.23px;display:inline;\">167 </div></td></tr></table><div class=\"t sf_388\" id=\"t3g_388\" style=\"left:69px;bottom:718px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Current tax: </div><div class=\"t s7_388\" id=\"t3h_388\" style=\"left:145px;bottom:718px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The following are the movements in current tax during the year: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t3j_388\" style=\"left:709px;bottom:700px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_388\" id=\"t3m_388\" style=\"left:796px;bottom:700px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3i_388\" style=\"left:69px;bottom:688px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Current tax comprises: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t3k_388\" style=\"left:694px;bottom:689px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t3l_388\" style=\"left:717px;bottom:689px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_388\" id=\"t3n_388\" style=\"left:783px;bottom:689px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_388\" id=\"t3o_388\" style=\"left:804px;bottom:689px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t3p_388\" style=\"left:69px;bottom:669px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Current tax assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3q_388\" style=\"left:710px;bottom:669px;letter-spacing:0.05px;display:inline;\">503 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t3r_388\" style=\"left:799px;bottom:669px;letter-spacing:-0.32px;display:inline;\">766 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t3s_388\" style=\"left:69px;bottom:649px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Current tax liab</div><div class=\"t s4_388\" id=\"t3t_388\" style=\"left:156px;bottom:649px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_388\" id=\"t3u_388\" style=\"left:161px;bottom:649px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_388\" id=\"t3v_388\" style=\"left:169px;bottom:649px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3w_388\" style=\"left:705px;bottom:649px;letter-spacing:-0.01px;display:inline;\">(583) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t3x_388\" style=\"left:793px;bottom:649px;display:inline;\">(348) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3y_388\" style=\"left:69px;bottom:630px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Net current tax opening balance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t3z_388\" style=\"left:711px;bottom:630px;letter-spacing:-0.13px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t40_388\" style=\"left:801px;bottom:630px;letter-spacing:-0.2px;display:inline;\">418 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t41_388\" style=\"left:69px;bottom:611px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Movements in income statement </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t42_388\" style=\"left:696px;bottom:611px;letter-spacing:0.01px;display:inline;\">(1,650) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t43_388\" style=\"left:787px;bottom:611px;letter-spacing:-0.08px;display:inline;\">(1,269) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t44_388\" style=\"left:69px;bottom:592px;word-spacing:-0.14px;display:inline;\">Movements in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t45_388\" style=\"left:726px;bottom:592px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t46_388\" style=\"left:812px;bottom:592px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t47_388\" style=\"left:69px;bottom:573px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">Taxes paid </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t48_388\" style=\"left:703px;bottom:573px;letter-spacing:0.07px;display:inline;\">1,367 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t49_388\" style=\"left:801px;bottom:573px;letter-spacing:-0.06px;display:inline;\">821 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4a_388\" style=\"left:69px;bottom:554px;letter-spacing:0.04px;word-spacing:-0.16px;display:inline;\">Other movements </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4b_388\" style=\"left:718px;bottom:554px;letter-spacing:0.13px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4c_388\" style=\"left:800px;bottom:554px;letter-spacing:-0.23px;display:inline;\">(50) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4d_388\" style=\"left:69px;bottom:535px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Net current tax balance as at 31 December </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4e_388\" style=\"left:706px;bottom:535px;letter-spacing:0.06px;display:inline;\">(327) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4f_388\" style=\"left:799px;bottom:535px;letter-spacing:-0.33px;display:inline;\">(80) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4g_388\" style=\"left:69px;bottom:516px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Current tax assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4h_388\" style=\"left:709px;bottom:516px;letter-spacing:0.22px;display:inline;\">484 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4i_388\" style=\"left:798px;bottom:516px;letter-spacing:-0.07px;display:inline;\">503 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t4j_388\" style=\"left:69px;bottom:497px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Current tax liab</div><div class=\"t s4_388\" id=\"t4k_388\" style=\"left:156px;bottom:497px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_388\" id=\"t4l_388\" style=\"left:161px;bottom:497px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_388\" id=\"t4m_388\" style=\"left:169px;bottom:497px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4n_388\" style=\"left:710px;bottom:497px;letter-spacing:-0.1px;display:inline;\">(811) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4o_388\" style=\"left:794px;bottom:497px;letter-spacing:-0.07px;display:inline;\">(583) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4p_388\" style=\"left:69px;bottom:478px;letter-spacing:-0.22px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t4q_388\" style=\"left:706px;bottom:478px;letter-spacing:0.06px;display:inline;\">(327) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t4r_388\" style=\"left:799px;bottom:478px;letter-spacing:-0.33px;display:inline;\">(80) </div></td></tr></table><div class=\"t sf_388\" id=\"t4s_388\" style=\"left:69px;bottom:448px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Deferred tax: </div><div class=\"t s7_388\" id=\"t4t_388\" style=\"left:153px;bottom:448px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following are the major deferred tax liab</div><div class=\"t s8_388\" id=\"t4u_388\" style=\"left:417px;bottom:448px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_388\" id=\"t4v_388\" style=\"left:423px;bottom:448px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_388\" id=\"t4w_388\" style=\"left:431px;bottom:448px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies and assets recogn</div><div class=\"t s7_388\" id=\"t4x_388\" style=\"left:558px;bottom:448px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised by the Group and movements thereon </div><div class=\"t s7_388\" id=\"t4y_388\" style=\"left:69px;bottom:432px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">during the year: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t4z_388\" style=\"left:461px;bottom:414px;letter-spacing:-0.22px;display:inline;\">At </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t54_388\" style=\"left:512px;bottom:414px;letter-spacing:-0.03px;display:inline;\">Exchange </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5h_388\" style=\"left:807px;bottom:414px;letter-spacing:-0.22px;display:inline;\">At </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t50_388\" style=\"left:428px;bottom:402px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">1 January </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t55_388\" style=\"left:524px;bottom:402px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">&amp; other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t59_388\" style=\"left:571px;bottom:402px;letter-spacing:-0.17px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5d_388\" style=\"left:657px;bottom:402px;letter-spacing:-0.17px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5i_388\" style=\"left:758px;bottom:402px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">31 December </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t51_388\" style=\"left:449px;bottom:391px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t56_388\" style=\"left:499px;bottom:391px;letter-spacing:0.02px;display:inline;\">adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5a_388\" style=\"left:607px;bottom:391px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">to pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5e_388\" style=\"left:690px;bottom:391px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">to equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5j_388\" style=\"left:795px;bottom:391px;letter-spacing:-0.05px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t52_388\" style=\"left:434px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t53_388\" style=\"left:457px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t57_388\" style=\"left:521px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t58_388\" style=\"left:544px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5b_388\" style=\"left:608px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t5c_388\" style=\"left:631px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5f_388\" style=\"left:694px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t5g_388\" style=\"left:717px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5k_388\" style=\"left:781px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t5l_388\" style=\"left:804px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5m_388\" style=\"left:69px;bottom:359px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t5n_388\" style=\"left:69px;bottom:340px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Accelerated tax depreciat</div><div class=\"t s4_388\" id=\"t5o_388\" style=\"left:216px;bottom:340px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5p_388\" style=\"left:445px;bottom:340px;letter-spacing:-0.03px;display:inline;\">(589) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5q_388\" style=\"left:538px;bottom:340px;letter-spacing:0.15px;display:inline;\">236 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5r_388\" style=\"left:628px;bottom:340px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5s_388\" style=\"left:726px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5t_388\" style=\"left:792px;bottom:340px;letter-spacing:-0.34px;display:inline;\">(424) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t5u_388\" style=\"left:69px;bottom:321px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Impairment provis</div><div class=\"t s4_388\" id=\"t5v_388\" style=\"left:171px;bottom:321px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ions on loans and advances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5w_388\" style=\"left:451px;bottom:321px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5x_388\" style=\"left:538px;bottom:321px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5y_388\" style=\"left:625px;bottom:321px;letter-spacing:-0.03px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5z_388\" style=\"left:726px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t60_388\" style=\"left:797px;bottom:321px;letter-spacing:0.12px;display:inline;\">286 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t61_388\" style=\"left:69px;bottom:302px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Tax losses carried forward </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t62_388\" style=\"left:454px;bottom:302px;display:inline;\">212 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t63_388\" style=\"left:533px;bottom:302px;letter-spacing:-0.06px;display:inline;\">(106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t64_388\" style=\"left:632px;bottom:302px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t65_388\" style=\"left:726px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t66_388\" style=\"left:804px;bottom:302px;letter-spacing:0.1px;display:inline;\">97 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t67_388\" style=\"left:69px;bottom:283px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t68_388\" style=\"left:69px;bottom:269px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t69_388\" style=\"left:453px;bottom:269px;letter-spacing:-0.43px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6a_388\" style=\"left:548px;bottom:269px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6b_388\" style=\"left:639px;bottom:269px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6c_388\" style=\"left:713px;bottom:269px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6d_388\" style=\"left:793px;bottom:269px;letter-spacing:-0.05px;display:inline;\">(144) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6e_388\" style=\"left:69px;bottom:250px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6f_388\" style=\"left:69px;bottom:235px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6g_388\" style=\"left:460px;bottom:235px;letter-spacing:-0.37px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6h_388\" style=\"left:541px;bottom:235px;letter-spacing:-0.17px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6i_388\" style=\"left:633px;bottom:235px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6j_388\" style=\"left:714px;bottom:235px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6k_388\" style=\"left:805px;bottom:235px;letter-spacing:0.09px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t6l_388\" style=\"left:69px;bottom:216px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6m_388\" style=\"left:458px;bottom:216px;letter-spacing:-0.05px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6n_388\" style=\"left:546px;bottom:216px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6o_388\" style=\"left:639px;bottom:216px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6p_388\" style=\"left:710px;bottom:216px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6q_388\" style=\"left:799px;bottom:216px;letter-spacing:0.04px;display:inline;\">(25) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6r_388\" style=\"left:69px;bottom:197px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6s_388\" style=\"left:465px;bottom:197px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6t_388\" style=\"left:539px;bottom:197px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6u_388\" style=\"left:639px;bottom:197px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6v_388\" style=\"left:712px;bottom:197px;letter-spacing:-0.33px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6w_388\" style=\"left:801px;bottom:197px;letter-spacing:0.03px;display:inline;\">(71) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6x_388\" style=\"left:69px;bottom:178px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t s4_388\" id=\"t6y_388\" style=\"left:217px;bottom:178px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6z_388\" style=\"left:465px;bottom:178px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t70_388\" style=\"left:552px;bottom:178px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t71_388\" style=\"left:630px;bottom:178px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t72_388\" style=\"left:722px;bottom:178px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t73_388\" style=\"left:811px;bottom:178px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t74_388\" style=\"left:69px;bottom:159px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t75_388\" style=\"left:458px;bottom:159px;letter-spacing:0.13px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t76_388\" style=\"left:553px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t77_388\" style=\"left:638px;bottom:159px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t78_388\" style=\"left:726px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t79_388\" style=\"left:804px;bottom:159px;letter-spacing:0.22px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t7a_388\" style=\"left:69px;bottom:140px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7b_388\" style=\"left:457px;bottom:140px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7c_388\" style=\"left:547px;bottom:140px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7d_388\" style=\"left:626px;bottom:140px;letter-spacing:0.18px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7e_388\" style=\"left:726px;bottom:140px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7f_388\" style=\"left:800px;bottom:140px;letter-spacing:0.03px;display:inline;\">139 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7g_388\" style=\"left:69px;bottom:121px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net deferred tax assets/(liab</div><div class=\"t s3_388\" id=\"t7h_388\" style=\"left:236px;bottom:121px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_388\" id=\"t7i_388\" style=\"left:243px;bottom:121px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_388\" id=\"t7j_388\" style=\"left:251px;bottom:121px;letter-spacing:-0.18px;display:inline;\">ies) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7k_388\" style=\"left:458px;bottom:121px;letter-spacing:0.02px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7l_388\" style=\"left:543px;bottom:121px;letter-spacing:0.24px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7m_388\" style=\"left:633px;bottom:121px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7n_388\" style=\"left:706px;bottom:121px;letter-spacing:-0.05px;display:inline;\">(236) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7o_388\" style=\"left:799px;bottom:121px;letter-spacing:-0.23px;display:inline;\">(68) </div></td></tr></table><div></div><div class=\"t s4_389\" id=\"t6_389\" style=\"left:87px;bottom:1180px;letter-spacing:-0.43px;word-spacing:0.13px;display:inline;\"> </div><div class=\"t s5_389\" id=\"t7_389\" style=\"left:180px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t8_389\" style=\"left:479px;bottom:1162px;letter-spacing:-0.13px;display:inline;\">At </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"td_389\" style=\"left:530px;bottom:1162px;letter-spacing:-0.02px;display:inline;\">Exchange </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tq_389\" style=\"left:825px;bottom:1162px;letter-spacing:-0.13px;display:inline;\">At </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t9_389\" style=\"left:447px;bottom:1151px;word-spacing:-0.23px;display:inline;\">1 January </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"te_389\" style=\"left:542px;bottom:1151px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">&amp; other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"ti_389\" style=\"left:591px;bottom:1151px;letter-spacing:-0.23px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tm_389\" style=\"left:678px;bottom:1151px;letter-spacing:-0.23px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tr_389\" style=\"left:776px;bottom:1151px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">31 December </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"ta_389\" style=\"left:467px;bottom:1139px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tf_389\" style=\"left:518px;bottom:1139px;letter-spacing:-0.01px;display:inline;\">adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tj_389\" style=\"left:626px;bottom:1139px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">to pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tn_389\" style=\"left:708px;bottom:1139px;word-spacing:-0.22px;display:inline;\">to equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"ts_389\" style=\"left:813px;bottom:1139px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tb_389\" style=\"left:454px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tc_389\" style=\"left:475px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tg_389\" style=\"left:540px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"th_389\" style=\"left:562px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tk_389\" style=\"left:627px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tl_389\" style=\"left:648px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"to_389\" style=\"left:714px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tp_389\" style=\"left:735px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tt_389\" style=\"left:800px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tu_389\" style=\"left:822px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"tv_389\" style=\"left:87px;bottom:1108px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"tw_389\" style=\"left:87px;bottom:1089px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Accelerated tax depreciat</div><div class=\"t sa_389\" id=\"tx_389\" style=\"left:233px;bottom:1089px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"ty_389\" style=\"left:467px;bottom:1089px;letter-spacing:-0.06px;display:inline;\">(515) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"tz_389\" style=\"left:565px;bottom:1089px;letter-spacing:-0.46px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t10_389\" style=\"left:645px;bottom:1089px;letter-spacing:-0.47px;display:inline;\">(66) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t11_389\" style=\"left:743px;bottom:1089px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t12_389\" style=\"left:811px;bottom:1089px;letter-spacing:-0.08px;display:inline;\">(589) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t13_389\" style=\"left:87px;bottom:1070px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Impairment provis</div><div class=\"t sa_389\" id=\"t14_389\" style=\"left:188px;bottom:1070px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ions on loans and advances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t15_389\" style=\"left:472px;bottom:1070px;letter-spacing:-0.06px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t16_389\" style=\"left:561px;bottom:1070px;letter-spacing:-0.54px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t17_389\" style=\"left:649px;bottom:1070px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t18_389\" style=\"left:743px;bottom:1070px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t19_389\" style=\"left:816px;bottom:1070px;letter-spacing:0.17px;display:inline;\">334 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1a_389\" style=\"left:87px;bottom:1051px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Tax losses carried forward </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1b_389\" style=\"left:470px;bottom:1051px;letter-spacing:0.02px;display:inline;\">263 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1c_389\" style=\"left:565px;bottom:1051px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1d_389\" style=\"left:645px;bottom:1051px;letter-spacing:-0.34px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1e_389\" style=\"left:743px;bottom:1051px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1f_389\" style=\"left:819px;bottom:1051px;display:inline;\">212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1g_389\" style=\"left:87px;bottom:1032px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1h_389\" style=\"left:87px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div><div class=\"t sb_389\" id=\"t1i_389\" style=\"vertical-align: super;left:216px;bottom:1024px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1j_389\" style=\"left:472px;bottom:1017px;letter-spacing:-0.43px;display:inline;\">(96) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1k_389\" style=\"left:566px;bottom:1017px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1l_389\" style=\"left:658px;bottom:1017px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1m_389\" style=\"left:736px;bottom:1017px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1n_389\" style=\"left:819px;bottom:1017px;letter-spacing:-0.52px;display:inline;\">(74) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1o_389\" style=\"left:87px;bottom:998px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1p_389\" style=\"left:87px;bottom:984px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div><div class=\"t sb_389\" id=\"t1q_389\" style=\"vertical-align: super;left:216px;bottom:990px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1r_389\" style=\"left:471px;bottom:984px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1s_389\" style=\"left:569px;bottom:984px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1t_389\" style=\"left:649px;bottom:984px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1u_389\" style=\"left:736px;bottom:984px;letter-spacing:0.12px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1v_389\" style=\"left:825px;bottom:984px;letter-spacing:-0.47px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1w_389\" style=\"left:87px;bottom:965px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1x_389\" style=\"left:483px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1y_389\" style=\"left:570px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1z_389\" style=\"left:656px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t20_389\" style=\"left:735px;bottom:965px;letter-spacing:-0.04px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t21_389\" style=\"left:822px;bottom:965px;letter-spacing:-0.04px;display:inline;\">89 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t22_389\" style=\"left:87px;bottom:946px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t23_389\" style=\"left:478px;bottom:946px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t24_389\" style=\"left:570px;bottom:946px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t25_389\" style=\"left:656px;bottom:946px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t26_389\" style=\"left:742px;bottom:946px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t27_389\" style=\"left:829px;bottom:946px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t28_389\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t sa_389\" id=\"t29_389\" style=\"left:235px;bottom:927px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2a_389\" style=\"left:476px;bottom:927px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2b_389\" style=\"left:564px;bottom:927px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2c_389\" style=\"left:656px;bottom:927px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2d_389\" style=\"left:731px;bottom:927px;letter-spacing:-0.3px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2e_389\" style=\"left:829px;bottom:927px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2f_389\" style=\"left:87px;bottom:908px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2g_389\" style=\"left:477px;bottom:908px;letter-spacing:-0.18px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2h_389\" style=\"left:570px;bottom:908px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2i_389\" style=\"left:655px;bottom:908px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2j_389\" style=\"left:743px;bottom:908px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2k_389\" style=\"left:822px;bottom:908px;letter-spacing:0.12px;display:inline;\">36 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2l_389\" style=\"left:87px;bottom:888px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2m_389\" style=\"left:475px;bottom:888px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2n_389\" style=\"left:564px;bottom:888px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2o_389\" style=\"left:645px;bottom:888px;letter-spacing:-0.23px;display:inline;\">(34) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2p_389\" style=\"left:743px;bottom:888px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2q_389\" style=\"left:823px;bottom:888px;letter-spacing:-0.14px;display:inline;\">(11) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t2r_389\" style=\"left:87px;bottom:869px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net deferred tax assets/(liab</div><div class=\"t sc_389\" id=\"t2s_389\" style=\"left:253px;bottom:869px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s8_389\" id=\"t2t_389\" style=\"left:260px;bottom:869px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sc_389\" id=\"t2u_389\" style=\"left:268px;bottom:869px;letter-spacing:-0.18px;display:inline;\">ies) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2v_389\" style=\"left:476px;bottom:869px;letter-spacing:-0.23px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2w_389\" style=\"left:558px;bottom:869px;letter-spacing:-0.46px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2x_389\" style=\"left:643px;bottom:869px;letter-spacing:-0.07px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2y_389\" style=\"left:732px;bottom:869px;letter-spacing:-0.23px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2z_389\" style=\"left:822px;bottom:869px;letter-spacing:-0.04px;display:inline;\">65 </div></td></tr></table><div class=\"t s6_389\" id=\"t30_389\" style=\"left:87px;bottom:846px;display:inline;\">1 </div><div class=\"t s6_389\" id=\"t31_389\" style=\"left:100px;bottom:846px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">2022 has been reclassif</div><div class=\"t s7_389\" id=\"t32_389\" style=\"left:206px;bottom:846px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ied to separately d</div><div class=\"t s6_389\" id=\"t33_389\" style=\"left:292px;bottom:846px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">isclose Equity instruments at fair value through other comprehensive income and Debt instruments at fair value through </div><div class=\"t s6_389\" id=\"t34_389\" style=\"left:100px;bottom:834px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">other comprehensive income. No change in overall balance. </div><div class=\"t sd_389\" id=\"t35_389\" style=\"left:87px;bottom:811px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred tax comprises assets and liab</div><div class=\"t se_389\" id=\"t36_389\" style=\"left:316px;bottom:811px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_389\" id=\"t37_389\" style=\"left:322px;bottom:811px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_389\" id=\"t38_389\" style=\"left:330px;bottom:811px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_389\" id=\"t39_389\" style=\"left:430px;bottom:793px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_389\" id=\"t3a_389\" style=\"left:699px;bottom:793px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3b_389\" style=\"left:369px;bottom:776px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3e_389\" style=\"left:454px;bottom:776px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3h_389\" style=\"left:529px;bottom:776px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_389\" id=\"t3i_389\" style=\"left:550px;bottom:776px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_389\" id=\"t3j_389\" style=\"left:555px;bottom:776px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3m_389\" style=\"left:639px;bottom:776px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3p_389\" style=\"left:724px;bottom:776px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3s_389\" style=\"left:800px;bottom:776px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s7_389\" id=\"t3t_389\" style=\"left:820px;bottom:776px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s6_389\" id=\"t3u_389\" style=\"left:824px;bottom:776px;letter-spacing:0.14px;display:inline;\">ity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3c_389\" style=\"left:357px;bottom:764px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t3d_389\" style=\"left:379px;bottom:764px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3f_389\" style=\"left:443px;bottom:764px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t3g_389\" style=\"left:466px;bottom:764px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3k_389\" style=\"left:530px;bottom:764px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t3l_389\" style=\"left:553px;bottom:764px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3n_389\" style=\"left:627px;bottom:764px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t3o_389\" style=\"left:648px;bottom:764px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3q_389\" style=\"left:714px;bottom:764px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t3r_389\" style=\"left:735px;bottom:764px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3v_389\" style=\"left:800px;bottom:764px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t3w_389\" style=\"left:822px;bottom:764px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t3x_389\" style=\"left:87px;bottom:744px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t3y_389\" style=\"left:87px;bottom:725px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Accelerated tax depreciat</div><div class=\"t sa_389\" id=\"t3z_389\" style=\"left:233px;bottom:725px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t40_389\" style=\"left:368px;bottom:725px;letter-spacing:-0.34px;display:inline;\">(424) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t41_389\" style=\"left:474px;bottom:725px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t42_389\" style=\"left:541px;bottom:725px;letter-spacing:-0.13px;display:inline;\">(427) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t43_389\" style=\"left:637px;bottom:725px;letter-spacing:-0.08px;display:inline;\">(589) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t44_389\" style=\"left:745px;bottom:725px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t45_389\" style=\"left:810px;bottom:725px;letter-spacing:-0.23px;display:inline;\">(590) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t46_389\" style=\"left:87px;bottom:706px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Impairment provis</div><div class=\"t sa_389\" id=\"t47_389\" style=\"left:188px;bottom:706px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ions on loans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t48_389\" style=\"left:87px;bottom:692px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and advances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t49_389\" style=\"left:373px;bottom:692px;letter-spacing:0.12px;display:inline;\">286 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4a_389\" style=\"left:460px;bottom:692px;letter-spacing:-0.02px;display:inline;\">282 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4b_389\" style=\"left:560px;bottom:692px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4c_389\" style=\"left:642px;bottom:692px;letter-spacing:0.17px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4d_389\" style=\"left:729px;bottom:692px;letter-spacing:0.01px;display:inline;\">339 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4e_389\" style=\"left:824px;bottom:692px;letter-spacing:-0.05px;display:inline;\">(5) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4f_389\" style=\"left:87px;bottom:673px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Tax losses carried forward </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4g_389\" style=\"left:380px;bottom:673px;letter-spacing:0.1px;display:inline;\">97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4h_389\" style=\"left:466px;bottom:673px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4i_389\" style=\"left:552px;bottom:673px;letter-spacing:0.2px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4j_389\" style=\"left:645px;bottom:673px;display:inline;\">212 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4k_389\" style=\"left:734px;bottom:673px;letter-spacing:0.04px;display:inline;\">90 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4l_389\" style=\"left:818px;bottom:673px;letter-spacing:0.14px;display:inline;\">122 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4m_389\" style=\"left:87px;bottom:653px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4n_389\" style=\"left:87px;bottom:639px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">other comprehensive income </div><div class=\"t sb_389\" id=\"t4o_389\" style=\"vertical-align: super;left:249px;bottom:645px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4p_389\" style=\"left:368px;bottom:639px;letter-spacing:-0.05px;display:inline;\">(144) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4q_389\" style=\"left:470px;bottom:639px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4r_389\" style=\"left:542px;bottom:639px;letter-spacing:0.03px;display:inline;\">(143) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4s_389\" style=\"left:646px;bottom:639px;letter-spacing:-0.52px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4t_389\" style=\"left:743px;bottom:639px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4u_389\" style=\"left:819px;bottom:639px;letter-spacing:-0.52px;display:inline;\">(74) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4v_389\" style=\"left:87px;bottom:620px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4w_389\" style=\"left:87px;bottom:605px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">other comprehensive income </div><div class=\"t sb_389\" id=\"t4x_389\" style=\"vertical-align: super;left:249px;bottom:612px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4y_389\" style=\"left:380px;bottom:605px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4z_389\" style=\"left:467px;bottom:605px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t50_389\" style=\"left:555px;bottom:605px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t51_389\" style=\"left:652px;bottom:605px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t52_389\" style=\"left:736px;bottom:605px;letter-spacing:-0.16px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t53_389\" style=\"left:825px;bottom:605px;letter-spacing:-0.06px;display:inline;\">16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t54_389\" style=\"left:87px;bottom:586px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t55_389\" style=\"left:375px;bottom:586px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t56_389\" style=\"left:469px;bottom:586px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t57_389\" style=\"left:548px;bottom:586px;letter-spacing:0.08px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t58_389\" style=\"left:649px;bottom:586px;letter-spacing:-0.04px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t59_389\" style=\"left:735px;bottom:586px;letter-spacing:0.05px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5a_389\" style=\"left:829px;bottom:586px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5b_389\" style=\"left:87px;bottom:567px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5c_389\" style=\"left:377px;bottom:567px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5d_389\" style=\"left:470px;bottom:567px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5e_389\" style=\"left:547px;bottom:567px;letter-spacing:-0.17px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5f_389\" style=\"left:656px;bottom:567px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5g_389\" style=\"left:740px;bottom:567px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5h_389\" style=\"left:829px;bottom:567px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5i_389\" style=\"left:87px;bottom:548px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t sa_389\" id=\"t5j_389\" style=\"left:235px;bottom:548px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5k_389\" style=\"left:386px;bottom:548px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5l_389\" style=\"left:469px;bottom:548px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5m_389\" style=\"left:554px;bottom:548px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5n_389\" style=\"left:656px;bottom:548px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5o_389\" style=\"left:738px;bottom:548px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5p_389\" style=\"left:821px;bottom:548px;letter-spacing:-0.24px;display:inline;\">(13) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5q_389\" style=\"left:87px;bottom:529px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5r_389\" style=\"left:379px;bottom:529px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5s_389\" style=\"left:473px;bottom:529px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5t_389\" style=\"left:553px;bottom:529px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5u_389\" style=\"left:649px;bottom:529px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5v_389\" style=\"left:742px;bottom:529px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5w_389\" style=\"left:825px;bottom:529px;letter-spacing:-0.04px;display:inline;\">31 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5x_389\" style=\"left:87px;bottom:510px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5y_389\" style=\"left:375px;bottom:510px;letter-spacing:0.03px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5z_389\" style=\"left:459px;bottom:510px;letter-spacing:-0.03px;display:inline;\">307 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t60_389\" style=\"left:542px;bottom:510px;letter-spacing:0.02px;display:inline;\">(168) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t61_389\" style=\"left:650px;bottom:510px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t62_389\" style=\"left:729px;bottom:510px;letter-spacing:0.04px;display:inline;\">255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t63_389\" style=\"left:811px;bottom:510px;letter-spacing:-0.17px;display:inline;\">(266) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t64_389\" style=\"left:374px;bottom:491px;letter-spacing:-0.23px;display:inline;\">(68) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t65_389\" style=\"left:460px;bottom:491px;letter-spacing:-0.27px;display:inline;\">702 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t66_389\" style=\"left:540px;bottom:491px;letter-spacing:-0.05px;display:inline;\">(770) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t67_389\" style=\"left:649px;bottom:491px;letter-spacing:-0.04px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t68_389\" style=\"left:728px;bottom:491px;letter-spacing:0.19px;display:inline;\">834 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t69_389\" style=\"left:812px;bottom:491px;letter-spacing:-0.28px;display:inline;\">(769) </div></td></tr></table><div class=\"t s6_389\" id=\"t6a_389\" style=\"left:87px;bottom:467px;display:inline;\">1 </div><div class=\"t s6_389\" id=\"t6b_389\" style=\"left:100px;bottom:467px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">2022 has been reclassif</div><div class=\"t s7_389\" id=\"t6c_389\" style=\"left:206px;bottom:467px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ied to separately d</div><div class=\"t s6_389\" id=\"t6d_389\" style=\"left:292px;bottom:467px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">isclose Equity instruments at fair value through other comprehensive income and Debt instruments at fair value through </div><div class=\"t s6_389\" id=\"t6e_389\" style=\"left:100px;bottom:456px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">other comprehensive income. No change in overall balance. </div><div class=\"t sd_389\" id=\"t6f_389\" style=\"left:87px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The recoverabil</div><div class=\"t se_389\" id=\"t6g_389\" style=\"left:178px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity of the Group\u2019s deferred tax assets </div><div class=\"t sd_389\" id=\"t6h_389\" style=\"left:396px;bottom:433px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is based on management\u2019s judgement of the availab</div><div class=\"t se_389\" id=\"t6i_389\" style=\"left:709px;bottom:433px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_389\" id=\"t6j_389\" style=\"left:715px;bottom:433px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of future taxable </div><div class=\"t sd_389\" id=\"t6k_389\" style=\"left:87px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">pro\ufb01ts against which the deferred tax assets will be util</div><div class=\"t se_389\" id=\"t6l_389\" style=\"left:411px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised. The Group\u2019s total deferred tax assets </div><div class=\"t sd_389\" id=\"t6m_389\" style=\"left:660px;bottom:417px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">include $97 mill</div><div class=\"t se_389\" id=\"t6n_389\" style=\"left:749px;bottom:417px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion relat</div><div class=\"t sd_389\" id=\"t6o_389\" style=\"left:798px;bottom:417px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sd_389\" id=\"t6p_389\" style=\"left:87px;bottom:401px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to tax losses carried forward, of which $48 mill</div><div class=\"t se_389\" id=\"t6q_389\" style=\"left:358px;bottom:401px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion ar</div><div class=\"t sd_389\" id=\"t6r_389\" style=\"left:391px;bottom:401px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises in legal entit</div><div class=\"t se_389\" id=\"t6s_389\" style=\"left:488px;bottom:401px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t sd_389\" id=\"t6t_389\" style=\"left:517px;bottom:401px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ith offsetting deferred tax liab</div><div class=\"t se_389\" id=\"t6u_389\" style=\"left:695px;bottom:401px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t sd_389\" id=\"t6v_389\" style=\"left:700px;bottom:401px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_389\" id=\"t6w_389\" style=\"left:708px;bottom:401px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. The rema</div><div class=\"t sd_389\" id=\"t6x_389\" style=\"left:786px;bottom:401px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t se_389\" id=\"t6y_389\" style=\"left:797px;bottom:401px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sd_389\" id=\"t6z_389\" style=\"left:87px;bottom:385px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">deferred tax assets on losses of $49 mill</div><div class=\"t se_389\" id=\"t70_389\" style=\"left:318px;bottom:385px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion are forecast to be recovered before exp</div><div class=\"t sd_389\" id=\"t71_389\" style=\"left:572px;bottom:385px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">iry and with</div><div class=\"t se_389\" id=\"t72_389\" style=\"left:642px;bottom:385px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in \ufb01ve years. </div><div class=\"t sd_389\" id=\"t73_389\" style=\"left:87px;bottom:360px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Sale of aircraft leasing business during the year, included with</div><div class=\"t se_389\" id=\"t74_389\" style=\"left:448px;bottom:360px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in Other operat</div><div class=\"t sd_389\" id=\"t75_389\" style=\"left:540px;bottom:360px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing income, resulted in the disposal of $113 mill</div><div class=\"t se_389\" id=\"t76_389\" style=\"left:809px;bottom:360px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sd_389\" id=\"t77_389\" style=\"left:87px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of deferred tax assets relating to losses in Ireland held at 31 December 2022. </div><div class=\"t sf_389\" id=\"t78_389\" style=\"left:87px;bottom:312px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Unrecognised deferred tax </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t79_389\" style=\"left:558px;bottom:293px;letter-spacing:0.01px;display:inline;\">Net </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7d_389\" style=\"left:636px;bottom:293px;letter-spacing:0.05px;display:inline;\">Gross </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7h_389\" style=\"left:732px;bottom:293px;letter-spacing:-0.01px;display:inline;\">Net </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7l_389\" style=\"left:810px;bottom:293px;letter-spacing:0.02px;display:inline;\">Gross </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7a_389\" style=\"left:553px;bottom:282px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7e_389\" style=\"left:639px;bottom:282px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7i_389\" style=\"left:727px;bottom:282px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7m_389\" style=\"left:813px;bottom:282px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7b_389\" style=\"left:538px;bottom:270px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t7c_389\" style=\"left:561px;bottom:270px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7f_389\" style=\"left:625px;bottom:270px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t7g_389\" style=\"left:648px;bottom:270px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7j_389\" style=\"left:714px;bottom:270px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t7k_389\" style=\"left:735px;bottom:270px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7n_389\" style=\"left:800px;bottom:270px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t7o_389\" style=\"left:822px;bottom:270px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t7p_389\" style=\"left:87px;bottom:250px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">No account has been taken of the following potential deferred tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t7q_389\" style=\"left:87px;bottom:236px;letter-spacing:-0.06px;display:inline;\">assets/(liab</div><div class=\"t sc_389\" id=\"t7r_389\" style=\"left:155px;bottom:236px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s8_389\" id=\"t7s_389\" style=\"left:162px;bottom:236px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sc_389\" id=\"t7t_389\" style=\"left:170px;bottom:236px;letter-spacing:-0.18px;display:inline;\">ies): </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t7u_389\" style=\"left:100px;bottom:217px;letter-spacing:0.03px;display:inline;\">Withhold</div><div class=\"t sa_389\" id=\"t7v_389\" style=\"left:153px;bottom:217px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing tax on unrem</div><div class=\"t s9_389\" id=\"t7w_389\" style=\"left:247px;bottom:217px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">itted earnings from overseas subsid</div><div class=\"t sa_389\" id=\"t7x_389\" style=\"left:445px;bottom:217px;letter-spacing:-0.06px;display:inline;\">iar</div><div class=\"t s9_389\" id=\"t7y_389\" style=\"left:460px;bottom:217px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t7z_389\" style=\"left:100px;bottom:202px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t80_389\" style=\"left:550px;bottom:202px;letter-spacing:-0.18px;display:inline;\">(653) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t81_389\" style=\"left:626px;bottom:202px;letter-spacing:-0.13px;display:inline;\">(7,685) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t82_389\" style=\"left:723px;bottom:202px;letter-spacing:-0.03px;display:inline;\">(507) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t83_389\" style=\"left:802px;bottom:202px;letter-spacing:-0.25px;display:inline;\">(6,434) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t84_389\" style=\"left:100px;bottom:183px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">Tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t85_389\" style=\"left:544px;bottom:183px;letter-spacing:0.16px;display:inline;\">2,242 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t86_389\" style=\"left:632px;bottom:183px;letter-spacing:-0.13px;display:inline;\">9,326 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t87_389\" style=\"left:721px;bottom:183px;letter-spacing:-0.15px;display:inline;\">1,980 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t88_389\" style=\"left:809px;bottom:183px;letter-spacing:0.15px;display:inline;\">8,231 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t89_389\" style=\"left:100px;bottom:164px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Held over gains on incorporation of overseas branches </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8a_389\" style=\"left:549px;bottom:164px;letter-spacing:-0.05px;display:inline;\">(366) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8b_389\" style=\"left:627px;bottom:164px;letter-spacing:0.11px;display:inline;\">(1,389) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8c_389\" style=\"left:724px;bottom:164px;letter-spacing:-0.06px;display:inline;\">(346) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8d_389\" style=\"left:807px;bottom:164px;letter-spacing:-0.06px;display:inline;\">(1,313) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8e_389\" style=\"left:100px;bottom:145px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8f_389\" style=\"left:555px;bottom:145px;letter-spacing:0.02px;display:inline;\">397 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8g_389\" style=\"left:636px;bottom:145px;letter-spacing:0.09px;display:inline;\">1,516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8h_389\" style=\"left:728px;bottom:145px;letter-spacing:0.34px;display:inline;\">544 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8i_389\" style=\"left:812px;bottom:145px;letter-spacing:-0.06px;display:inline;\">1,991 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f85985": {
   "value": "Accounting policy <div class=\"t se_386\" id=\"t2v_386\" style=\"left:78px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Income tax payable on pro\ufb01ts is based on the applicable tax law in each jur</div><div class=\"t sf_386\" id=\"t2w_386\" style=\"left:523px;bottom:670px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t se_386\" id=\"t2x_386\" style=\"left:539px;bottom:670px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t sf_386\" id=\"t2y_386\" style=\"left:553px;bottom:670px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t se_386\" id=\"t2z_386\" style=\"left:601px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recognised as an expense in the </div><div class=\"t se_386\" id=\"t30_386\" style=\"left:78px;bottom:654px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">period in which pro\ufb01ts arise. </div><div class=\"t se_386\" id=\"t31_386\" style=\"left:78px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred tax is provided on temporary differences aris</div><div class=\"t sf_386\" id=\"t32_386\" style=\"left:397px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing between the tax bases of assets and l</div><div class=\"t se_386\" id=\"t33_386\" style=\"left:642px;bottom:630px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sf_386\" id=\"t34_386\" style=\"left:661px;bottom:630px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t35_386\" style=\"left:667px;bottom:630px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t36_386\" style=\"left:674px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies and the</div><div class=\"t se_386\" id=\"t37_386\" style=\"left:739px;bottom:630px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ir carrying </div><div class=\"t se_386\" id=\"t38_386\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">amounts in the consolidated \ufb01nanc</div><div class=\"t sf_386\" id=\"t39_386\" style=\"left:288px;bottom:614px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial statements. Deferred tax </div><div class=\"t se_386\" id=\"t3a_386\" style=\"left:456px;bottom:614px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is determined using tax rates (and laws) that have been </div><div class=\"t se_386\" id=\"t3b_386\" style=\"left:78px;bottom:598px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">enacted or substantively enacted as at the balance sheet date, and that are expected to apply when the related deferred </div><div class=\"t se_386\" id=\"t3c_386\" style=\"left:78px;bottom:582px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">tax asset is realised or the deferred income tax liab</div><div class=\"t sf_386\" id=\"t3d_386\" style=\"left:377px;bottom:582px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3e_386\" style=\"left:383px;bottom:582px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity is settled. </div><div class=\"t se_386\" id=\"t3f_386\" style=\"left:78px;bottom:558px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Deferred tax assets are recognised where it is probable that future taxable pro\ufb01t will be available against which the </div><div class=\"t se_386\" id=\"t3g_386\" style=\"left:78px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">temporary differences can be util</div><div class=\"t sf_386\" id=\"t3h_386\" style=\"left:274px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised. Where perm</div><div class=\"t se_386\" id=\"t3i_386\" style=\"left:379px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itted, deferred tax assets and liab</div><div class=\"t sf_386\" id=\"t3j_386\" style=\"left:577px;bottom:542px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3k_386\" style=\"left:583px;bottom:542px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t3l_386\" style=\"left:591px;bottom:542px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are offset on an ent</div><div class=\"t se_386\" id=\"t3m_386\" style=\"left:726px;bottom:542px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity basis and </div><div class=\"t se_386\" id=\"t3n_386\" style=\"left:78px;bottom:526px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not by component of deferred taxation. </div><div class=\"t se_386\" id=\"t3o_386\" style=\"left:78px;bottom:502px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Current and deferred tax relating to items which are charged or credited directly to equity, is credited or charged directly to </div><div class=\"t se_386\" id=\"t3p_386\" style=\"left:78px;bottom:486px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity and is subsequently recognised in the income statement together with the current or deferred gain or loss. </div><div class=\"t sd_386\" id=\"t3q_386\" style=\"left:78px;bottom:454px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t sf_386\" id=\"t3r_386\" style=\"left:78px;bottom:436px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t3s_386\" style=\"left:91px;bottom:436px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sf_386\" id=\"t3t_386\" style=\"left:147px;bottom:436px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing the Group\u2019s tax charge for the year </div><div class=\"t se_386\" id=\"t3u_386\" style=\"left:375px;bottom:436px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">involves estimat</div><div class=\"t sf_386\" id=\"t3v_386\" style=\"left:470px;bottom:436px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion and judgement, wh</div><div class=\"t se_386\" id=\"t3w_386\" style=\"left:607px;bottom:436px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich includes an interpretat</div><div class=\"t sf_386\" id=\"t3x_386\" style=\"left:761px;bottom:436px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t se_386\" id=\"t3y_386\" style=\"left:91px;bottom:420px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">local tax laws and an assessment of whether the tax authorit</div><div class=\"t sf_386\" id=\"t3z_386\" style=\"left:452px;bottom:420px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t40_386\" style=\"left:481px;bottom:420px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill accept the posit</div><div class=\"t sf_386\" id=\"t41_386\" style=\"left:588px;bottom:420px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion taken. These judgements take </div><div class=\"t se_386\" id=\"t42_386\" style=\"left:91px;bottom:404px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">account of external advice where appropriate, and the Group\u2019s view on settling with the relevant tax authorit</div><div class=\"t sf_386\" id=\"t43_386\" style=\"left:732px;bottom:404px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t sf_386\" id=\"t44_386\" style=\"left:78px;bottom:380px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t45_386\" style=\"left:91px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group provides for current tax liab</div><div class=\"t sf_386\" id=\"t46_386\" style=\"left:318px;bottom:380px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t47_386\" style=\"left:324px;bottom:380px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t48_386\" style=\"left:332px;bottom:380px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the best est</div><div class=\"t se_386\" id=\"t49_386\" style=\"left:435px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of the amount that is expected to be paid to the tax </div><div class=\"t se_386\" id=\"t4a_386\" style=\"left:91px;bottom:363px;letter-spacing:-0.1px;display:inline;\">authorit</div><div class=\"t sf_386\" id=\"t4b_386\" style=\"left:139px;bottom:363px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies where an out\ufb02ow </div><div class=\"t se_386\" id=\"t4c_386\" style=\"left:264px;bottom:363px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is probable. In making its estimates the Group assumes that the tax authorit</div><div class=\"t sf_386\" id=\"t4d_386\" style=\"left:711px;bottom:363px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t4e_386\" style=\"left:740px;bottom:363px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ill examine </div><div class=\"t se_386\" id=\"t4f_386\" style=\"left:91px;bottom:347px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">all the amounts reported to them and have full knowledge of all relevant informat</div><div class=\"t sf_386\" id=\"t4g_386\" style=\"left:574px;bottom:347px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sf_386\" id=\"t4h_386\" style=\"left:78px;bottom:323px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t4i_386\" style=\"left:91px;bottom:323px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The recoverabil</div><div class=\"t sf_386\" id=\"t4j_386\" style=\"left:182px;bottom:323px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity of the Group\u2019s deferred tax assets </div><div class=\"t se_386\" id=\"t4k_386\" style=\"left:400px;bottom:323px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is based on management\u2019s judgement of the availab</div><div class=\"t sf_386\" id=\"t4l_386\" style=\"left:714px;bottom:323px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t4m_386\" style=\"left:719px;bottom:323px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity of future </div><div class=\"t se_386\" id=\"t4n_386\" style=\"left:91px;bottom:307px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">taxable pro\ufb01ts against which the deferred tax assets will be util</div><div class=\"t sf_386\" id=\"t4o_386\" style=\"left:463px;bottom:307px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised. In prepar</div><div class=\"t se_386\" id=\"t4p_386\" style=\"left:547px;bottom:307px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing management forecasts the effect of </div><div class=\"t se_386\" id=\"t4q_386\" style=\"left:91px;bottom:291px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">applicable laws and regulations relevant to the util</div><div class=\"t sf_386\" id=\"t4r_386\" style=\"left:390px;bottom:291px;letter-spacing:-0.14px;display:inline;\">isat</div>ion of future taxable pro\ufb01ts have been considered.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f85986": {
   "value": "Accounting policy <div class=\"t se_386\" id=\"t2v_386\" style=\"left:78px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Income tax payable on pro\ufb01ts is based on the applicable tax law in each jur</div><div class=\"t sf_386\" id=\"t2w_386\" style=\"left:523px;bottom:670px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t se_386\" id=\"t2x_386\" style=\"left:539px;bottom:670px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t sf_386\" id=\"t2y_386\" style=\"left:553px;bottom:670px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t se_386\" id=\"t2z_386\" style=\"left:601px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recognised as an expense in the </div><div class=\"t se_386\" id=\"t30_386\" style=\"left:78px;bottom:654px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">period in which pro\ufb01ts arise. </div><div class=\"t se_386\" id=\"t31_386\" style=\"left:78px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred tax is provided on temporary differences aris</div><div class=\"t sf_386\" id=\"t32_386\" style=\"left:397px;bottom:630px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing between the tax bases of assets and l</div><div class=\"t se_386\" id=\"t33_386\" style=\"left:642px;bottom:630px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sf_386\" id=\"t34_386\" style=\"left:661px;bottom:630px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t35_386\" style=\"left:667px;bottom:630px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t36_386\" style=\"left:674px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies and the</div><div class=\"t se_386\" id=\"t37_386\" style=\"left:739px;bottom:630px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ir carrying </div><div class=\"t se_386\" id=\"t38_386\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">amounts in the consolidated \ufb01nanc</div><div class=\"t sf_386\" id=\"t39_386\" style=\"left:288px;bottom:614px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial statements. Deferred tax </div><div class=\"t se_386\" id=\"t3a_386\" style=\"left:456px;bottom:614px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is determined using tax rates (and laws) that have been </div><div class=\"t se_386\" id=\"t3b_386\" style=\"left:78px;bottom:598px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">enacted or substantively enacted as at the balance sheet date, and that are expected to apply when the related deferred </div><div class=\"t se_386\" id=\"t3c_386\" style=\"left:78px;bottom:582px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">tax asset is realised or the deferred income tax liab</div><div class=\"t sf_386\" id=\"t3d_386\" style=\"left:377px;bottom:582px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3e_386\" style=\"left:383px;bottom:582px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity is settled. </div><div class=\"t se_386\" id=\"t3f_386\" style=\"left:78px;bottom:558px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Deferred tax assets are recognised where it is probable that future taxable pro\ufb01t will be available against which the </div><div class=\"t se_386\" id=\"t3g_386\" style=\"left:78px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">temporary differences can be util</div><div class=\"t sf_386\" id=\"t3h_386\" style=\"left:274px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised. Where perm</div><div class=\"t se_386\" id=\"t3i_386\" style=\"left:379px;bottom:542px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">itted, deferred tax assets and liab</div><div class=\"t sf_386\" id=\"t3j_386\" style=\"left:577px;bottom:542px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t3k_386\" style=\"left:583px;bottom:542px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t3l_386\" style=\"left:591px;bottom:542px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are offset on an ent</div><div class=\"t se_386\" id=\"t3m_386\" style=\"left:726px;bottom:542px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ity basis and </div><div class=\"t se_386\" id=\"t3n_386\" style=\"left:78px;bottom:526px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not by component of deferred taxation. </div><div class=\"t se_386\" id=\"t3o_386\" style=\"left:78px;bottom:502px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Current and deferred tax relating to items which are charged or credited directly to equity, is credited or charged directly to </div><div class=\"t se_386\" id=\"t3p_386\" style=\"left:78px;bottom:486px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity and is subsequently recognised in the income statement together with the current or deferred gain or loss. </div><div class=\"t sd_386\" id=\"t3q_386\" style=\"left:78px;bottom:454px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t sf_386\" id=\"t3r_386\" style=\"left:78px;bottom:436px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t3s_386\" style=\"left:91px;bottom:436px;letter-spacing:-0.11px;display:inline;\">Determin</div><div class=\"t sf_386\" id=\"t3t_386\" style=\"left:147px;bottom:436px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing the Group\u2019s tax charge for the year </div><div class=\"t se_386\" id=\"t3u_386\" style=\"left:375px;bottom:436px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">involves estimat</div><div class=\"t sf_386\" id=\"t3v_386\" style=\"left:470px;bottom:436px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion and judgement, wh</div><div class=\"t se_386\" id=\"t3w_386\" style=\"left:607px;bottom:436px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich includes an interpretat</div><div class=\"t sf_386\" id=\"t3x_386\" style=\"left:761px;bottom:436px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t se_386\" id=\"t3y_386\" style=\"left:91px;bottom:420px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">local tax laws and an assessment of whether the tax authorit</div><div class=\"t sf_386\" id=\"t3z_386\" style=\"left:452px;bottom:420px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t40_386\" style=\"left:481px;bottom:420px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill accept the posit</div><div class=\"t sf_386\" id=\"t41_386\" style=\"left:588px;bottom:420px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion taken. These judgements take </div><div class=\"t se_386\" id=\"t42_386\" style=\"left:91px;bottom:404px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">account of external advice where appropriate, and the Group\u2019s view on settling with the relevant tax authorit</div><div class=\"t sf_386\" id=\"t43_386\" style=\"left:732px;bottom:404px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t sf_386\" id=\"t44_386\" style=\"left:78px;bottom:380px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t45_386\" style=\"left:91px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group provides for current tax liab</div><div class=\"t sf_386\" id=\"t46_386\" style=\"left:318px;bottom:380px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t47_386\" style=\"left:324px;bottom:380px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sf_386\" id=\"t48_386\" style=\"left:332px;bottom:380px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the best est</div><div class=\"t se_386\" id=\"t49_386\" style=\"left:435px;bottom:380px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imate of the amount that is expected to be paid to the tax </div><div class=\"t se_386\" id=\"t4a_386\" style=\"left:91px;bottom:363px;letter-spacing:-0.1px;display:inline;\">authorit</div><div class=\"t sf_386\" id=\"t4b_386\" style=\"left:139px;bottom:363px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies where an out\ufb02ow </div><div class=\"t se_386\" id=\"t4c_386\" style=\"left:264px;bottom:363px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is probable. In making its estimates the Group assumes that the tax authorit</div><div class=\"t sf_386\" id=\"t4d_386\" style=\"left:711px;bottom:363px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t se_386\" id=\"t4e_386\" style=\"left:740px;bottom:363px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ill examine </div><div class=\"t se_386\" id=\"t4f_386\" style=\"left:91px;bottom:347px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">all the amounts reported to them and have full knowledge of all relevant informat</div><div class=\"t sf_386\" id=\"t4g_386\" style=\"left:574px;bottom:347px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sf_386\" id=\"t4h_386\" style=\"left:78px;bottom:323px;display:inline;\">\u2022 </div><div class=\"t se_386\" id=\"t4i_386\" style=\"left:91px;bottom:323px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The recoverabil</div><div class=\"t sf_386\" id=\"t4j_386\" style=\"left:182px;bottom:323px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity of the Group\u2019s deferred tax assets </div><div class=\"t se_386\" id=\"t4k_386\" style=\"left:400px;bottom:323px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is based on management\u2019s judgement of the availab</div><div class=\"t sf_386\" id=\"t4l_386\" style=\"left:714px;bottom:323px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t se_386\" id=\"t4m_386\" style=\"left:719px;bottom:323px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity of future </div><div class=\"t se_386\" id=\"t4n_386\" style=\"left:91px;bottom:307px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">taxable pro\ufb01ts against which the deferred tax assets will be util</div><div class=\"t sf_386\" id=\"t4o_386\" style=\"left:463px;bottom:307px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised. In prepar</div><div class=\"t se_386\" id=\"t4p_386\" style=\"left:547px;bottom:307px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing management forecasts the effect of </div><div class=\"t se_386\" id=\"t4q_386\" style=\"left:91px;bottom:291px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">applicable laws and regulations relevant to the util</div><div class=\"t sf_386\" id=\"t4r_386\" style=\"left:390px;bottom:291px;letter-spacing:-0.14px;display:inline;\">isat</div>ion of future taxable pro\ufb01ts have been considered.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f86868": {
   "value": "Deferred tax: <div class=\"t s7_388\" id=\"t4t_388\" style=\"left:153px;bottom:448px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following are the major deferred tax liab</div><div class=\"t s8_388\" id=\"t4u_388\" style=\"left:417px;bottom:448px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_388\" id=\"t4v_388\" style=\"left:423px;bottom:448px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_388\" id=\"t4w_388\" style=\"left:431px;bottom:448px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies and assets recogn</div><div class=\"t s7_388\" id=\"t4x_388\" style=\"left:558px;bottom:448px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised by the Group and movements thereon </div><div class=\"t s7_388\" id=\"t4y_388\" style=\"left:69px;bottom:432px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">during the year: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t4z_388\" style=\"left:461px;bottom:414px;letter-spacing:-0.22px;display:inline;\">At </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t54_388\" style=\"left:512px;bottom:414px;letter-spacing:-0.03px;display:inline;\">Exchange </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5h_388\" style=\"left:807px;bottom:414px;letter-spacing:-0.22px;display:inline;\">At </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t50_388\" style=\"left:428px;bottom:402px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">1 January </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t55_388\" style=\"left:524px;bottom:402px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">&amp; other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t59_388\" style=\"left:571px;bottom:402px;letter-spacing:-0.17px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5d_388\" style=\"left:657px;bottom:402px;letter-spacing:-0.17px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5i_388\" style=\"left:758px;bottom:402px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">31 December </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t51_388\" style=\"left:449px;bottom:391px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t56_388\" style=\"left:499px;bottom:391px;letter-spacing:0.02px;display:inline;\">adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5a_388\" style=\"left:607px;bottom:391px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">to pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5e_388\" style=\"left:690px;bottom:391px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">to equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5j_388\" style=\"left:795px;bottom:391px;letter-spacing:-0.05px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t52_388\" style=\"left:434px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t53_388\" style=\"left:457px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t57_388\" style=\"left:521px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t58_388\" style=\"left:544px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5b_388\" style=\"left:608px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t5c_388\" style=\"left:631px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5f_388\" style=\"left:694px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t5g_388\" style=\"left:717px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_388\" id=\"t5k_388\" style=\"left:781px;bottom:379px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_388\" id=\"t5l_388\" style=\"left:804px;bottom:379px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5m_388\" style=\"left:69px;bottom:359px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t5n_388\" style=\"left:69px;bottom:340px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Accelerated tax depreciat</div><div class=\"t s4_388\" id=\"t5o_388\" style=\"left:216px;bottom:340px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5p_388\" style=\"left:445px;bottom:340px;letter-spacing:-0.03px;display:inline;\">(589) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5q_388\" style=\"left:538px;bottom:340px;letter-spacing:0.15px;display:inline;\">236 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5r_388\" style=\"left:628px;bottom:340px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5s_388\" style=\"left:726px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5t_388\" style=\"left:792px;bottom:340px;letter-spacing:-0.34px;display:inline;\">(424) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t5u_388\" style=\"left:69px;bottom:321px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Impairment provis</div><div class=\"t s4_388\" id=\"t5v_388\" style=\"left:171px;bottom:321px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ions on loans and advances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5w_388\" style=\"left:451px;bottom:321px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5x_388\" style=\"left:538px;bottom:321px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5y_388\" style=\"left:625px;bottom:321px;letter-spacing:-0.03px;display:inline;\">(28) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t5z_388\" style=\"left:726px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t60_388\" style=\"left:797px;bottom:321px;letter-spacing:0.12px;display:inline;\">286 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t61_388\" style=\"left:69px;bottom:302px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Tax losses carried forward </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t62_388\" style=\"left:454px;bottom:302px;display:inline;\">212 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t63_388\" style=\"left:533px;bottom:302px;letter-spacing:-0.06px;display:inline;\">(106) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t64_388\" style=\"left:632px;bottom:302px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t65_388\" style=\"left:726px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t66_388\" style=\"left:804px;bottom:302px;letter-spacing:0.1px;display:inline;\">97 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t67_388\" style=\"left:69px;bottom:283px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t68_388\" style=\"left:69px;bottom:269px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t69_388\" style=\"left:453px;bottom:269px;letter-spacing:-0.43px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6a_388\" style=\"left:548px;bottom:269px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6b_388\" style=\"left:639px;bottom:269px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6c_388\" style=\"left:713px;bottom:269px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6d_388\" style=\"left:793px;bottom:269px;letter-spacing:-0.05px;display:inline;\">(144) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6e_388\" style=\"left:69px;bottom:250px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6f_388\" style=\"left:69px;bottom:235px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6g_388\" style=\"left:460px;bottom:235px;letter-spacing:-0.37px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6h_388\" style=\"left:541px;bottom:235px;letter-spacing:-0.17px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6i_388\" style=\"left:633px;bottom:235px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6j_388\" style=\"left:714px;bottom:235px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6k_388\" style=\"left:805px;bottom:235px;letter-spacing:0.09px;display:inline;\">27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t6l_388\" style=\"left:69px;bottom:216px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6m_388\" style=\"left:458px;bottom:216px;letter-spacing:-0.05px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6n_388\" style=\"left:546px;bottom:216px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6o_388\" style=\"left:639px;bottom:216px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6p_388\" style=\"left:710px;bottom:216px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6q_388\" style=\"left:799px;bottom:216px;letter-spacing:0.04px;display:inline;\">(25) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6r_388\" style=\"left:69px;bottom:197px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6s_388\" style=\"left:465px;bottom:197px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6t_388\" style=\"left:539px;bottom:197px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6u_388\" style=\"left:639px;bottom:197px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6v_388\" style=\"left:712px;bottom:197px;letter-spacing:-0.33px;display:inline;\">(49) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6w_388\" style=\"left:801px;bottom:197px;letter-spacing:0.03px;display:inline;\">(71) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t6x_388\" style=\"left:69px;bottom:178px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t s4_388\" id=\"t6y_388\" style=\"left:217px;bottom:178px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t6z_388\" style=\"left:465px;bottom:178px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t70_388\" style=\"left:552px;bottom:178px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t71_388\" style=\"left:630px;bottom:178px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t72_388\" style=\"left:722px;bottom:178px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t73_388\" style=\"left:811px;bottom:178px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_388\" id=\"t74_388\" style=\"left:69px;bottom:159px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t75_388\" style=\"left:458px;bottom:159px;letter-spacing:0.13px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t76_388\" style=\"left:553px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t77_388\" style=\"left:638px;bottom:159px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t78_388\" style=\"left:726px;bottom:159px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t79_388\" style=\"left:804px;bottom:159px;letter-spacing:0.22px;display:inline;\">43 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_388\" id=\"t7a_388\" style=\"left:69px;bottom:140px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7b_388\" style=\"left:457px;bottom:140px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7c_388\" style=\"left:547px;bottom:140px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7d_388\" style=\"left:626px;bottom:140px;letter-spacing:0.18px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7e_388\" style=\"left:726px;bottom:140px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7f_388\" style=\"left:800px;bottom:140px;letter-spacing:0.03px;display:inline;\">139 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7g_388\" style=\"left:69px;bottom:121px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net deferred tax assets/(liab</div><div class=\"t s3_388\" id=\"t7h_388\" style=\"left:236px;bottom:121px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_388\" id=\"t7i_388\" style=\"left:243px;bottom:121px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_388\" id=\"t7j_388\" style=\"left:251px;bottom:121px;letter-spacing:-0.18px;display:inline;\">ies) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7k_388\" style=\"left:458px;bottom:121px;letter-spacing:0.02px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7l_388\" style=\"left:543px;bottom:121px;letter-spacing:0.24px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7m_388\" style=\"left:633px;bottom:121px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7n_388\" style=\"left:706px;bottom:121px;letter-spacing:-0.05px;display:inline;\">(236) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_388\" id=\"t7o_388\" style=\"left:799px;bottom:121px;letter-spacing:-0.23px;display:inline;\">(68) </div></td></tr></table><div></div><div class=\"t s4_389\" id=\"t6_389\" style=\"left:87px;bottom:1180px;letter-spacing:-0.43px;word-spacing:0.13px;display:inline;\"> </div><div class=\"t s5_389\" id=\"t7_389\" style=\"left:180px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t8_389\" style=\"left:479px;bottom:1162px;letter-spacing:-0.13px;display:inline;\">At </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"td_389\" style=\"left:530px;bottom:1162px;letter-spacing:-0.02px;display:inline;\">Exchange </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tq_389\" style=\"left:825px;bottom:1162px;letter-spacing:-0.13px;display:inline;\">At </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t9_389\" style=\"left:447px;bottom:1151px;word-spacing:-0.23px;display:inline;\">1 January </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"te_389\" style=\"left:542px;bottom:1151px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">&amp; other </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"ti_389\" style=\"left:591px;bottom:1151px;letter-spacing:-0.23px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tm_389\" style=\"left:678px;bottom:1151px;letter-spacing:-0.23px;display:inline;\">(Charge)/credit </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tr_389\" style=\"left:776px;bottom:1151px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">31 December </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"ta_389\" style=\"left:467px;bottom:1139px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tf_389\" style=\"left:518px;bottom:1139px;letter-spacing:-0.01px;display:inline;\">adjustments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tj_389\" style=\"left:626px;bottom:1139px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">to pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tn_389\" style=\"left:708px;bottom:1139px;word-spacing:-0.22px;display:inline;\">to equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"ts_389\" style=\"left:813px;bottom:1139px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tb_389\" style=\"left:454px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tc_389\" style=\"left:475px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tg_389\" style=\"left:540px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"th_389\" style=\"left:562px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tk_389\" style=\"left:627px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tl_389\" style=\"left:648px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"to_389\" style=\"left:714px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tp_389\" style=\"left:735px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"tt_389\" style=\"left:800px;bottom:1128px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"tu_389\" style=\"left:822px;bottom:1128px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"tv_389\" style=\"left:87px;bottom:1108px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"tw_389\" style=\"left:87px;bottom:1089px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Accelerated tax depreciat</div><div class=\"t sa_389\" id=\"tx_389\" style=\"left:233px;bottom:1089px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"ty_389\" style=\"left:467px;bottom:1089px;letter-spacing:-0.06px;display:inline;\">(515) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"tz_389\" style=\"left:565px;bottom:1089px;letter-spacing:-0.46px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t10_389\" style=\"left:645px;bottom:1089px;letter-spacing:-0.47px;display:inline;\">(66) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t11_389\" style=\"left:743px;bottom:1089px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t12_389\" style=\"left:811px;bottom:1089px;letter-spacing:-0.08px;display:inline;\">(589) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t13_389\" style=\"left:87px;bottom:1070px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Impairment provis</div><div class=\"t sa_389\" id=\"t14_389\" style=\"left:188px;bottom:1070px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ions on loans and advances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t15_389\" style=\"left:472px;bottom:1070px;letter-spacing:-0.06px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t16_389\" style=\"left:561px;bottom:1070px;letter-spacing:-0.54px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t17_389\" style=\"left:649px;bottom:1070px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t18_389\" style=\"left:743px;bottom:1070px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t19_389\" style=\"left:816px;bottom:1070px;letter-spacing:0.17px;display:inline;\">334 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1a_389\" style=\"left:87px;bottom:1051px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Tax losses carried forward </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1b_389\" style=\"left:470px;bottom:1051px;letter-spacing:0.02px;display:inline;\">263 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1c_389\" style=\"left:565px;bottom:1051px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1d_389\" style=\"left:645px;bottom:1051px;letter-spacing:-0.34px;display:inline;\">(67) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1e_389\" style=\"left:743px;bottom:1051px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1f_389\" style=\"left:819px;bottom:1051px;display:inline;\">212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1g_389\" style=\"left:87px;bottom:1032px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1h_389\" style=\"left:87px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div><div class=\"t sb_389\" id=\"t1i_389\" style=\"vertical-align: super;left:216px;bottom:1024px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1j_389\" style=\"left:472px;bottom:1017px;letter-spacing:-0.43px;display:inline;\">(96) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1k_389\" style=\"left:566px;bottom:1017px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1l_389\" style=\"left:658px;bottom:1017px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1m_389\" style=\"left:736px;bottom:1017px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1n_389\" style=\"left:819px;bottom:1017px;letter-spacing:-0.52px;display:inline;\">(74) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1o_389\" style=\"left:87px;bottom:998px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1p_389\" style=\"left:87px;bottom:984px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">comprehensive income </div><div class=\"t sb_389\" id=\"t1q_389\" style=\"vertical-align: super;left:216px;bottom:990px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1r_389\" style=\"left:471px;bottom:984px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1s_389\" style=\"left:569px;bottom:984px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1t_389\" style=\"left:649px;bottom:984px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1u_389\" style=\"left:736px;bottom:984px;letter-spacing:0.12px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1v_389\" style=\"left:825px;bottom:984px;letter-spacing:-0.47px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1w_389\" style=\"left:87px;bottom:965px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1x_389\" style=\"left:483px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1y_389\" style=\"left:570px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t1z_389\" style=\"left:656px;bottom:965px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t20_389\" style=\"left:735px;bottom:965px;letter-spacing:-0.04px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t21_389\" style=\"left:822px;bottom:965px;letter-spacing:-0.04px;display:inline;\">89 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t22_389\" style=\"left:87px;bottom:946px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t23_389\" style=\"left:478px;bottom:946px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t24_389\" style=\"left:570px;bottom:946px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t25_389\" style=\"left:656px;bottom:946px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t26_389\" style=\"left:742px;bottom:946px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t27_389\" style=\"left:829px;bottom:946px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t28_389\" style=\"left:87px;bottom:927px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t sa_389\" id=\"t29_389\" style=\"left:235px;bottom:927px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2a_389\" style=\"left:476px;bottom:927px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2b_389\" style=\"left:564px;bottom:927px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2c_389\" style=\"left:656px;bottom:927px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2d_389\" style=\"left:731px;bottom:927px;letter-spacing:-0.3px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2e_389\" style=\"left:829px;bottom:927px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2f_389\" style=\"left:87px;bottom:908px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2g_389\" style=\"left:477px;bottom:908px;letter-spacing:-0.18px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2h_389\" style=\"left:570px;bottom:908px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2i_389\" style=\"left:655px;bottom:908px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2j_389\" style=\"left:743px;bottom:908px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2k_389\" style=\"left:822px;bottom:908px;letter-spacing:0.12px;display:inline;\">36 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2l_389\" style=\"left:87px;bottom:888px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2m_389\" style=\"left:475px;bottom:888px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2n_389\" style=\"left:564px;bottom:888px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2o_389\" style=\"left:645px;bottom:888px;letter-spacing:-0.23px;display:inline;\">(34) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2p_389\" style=\"left:743px;bottom:888px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2q_389\" style=\"left:823px;bottom:888px;letter-spacing:-0.14px;display:inline;\">(11) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t2r_389\" style=\"left:87px;bottom:869px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net deferred tax assets/(liab</div><div class=\"t sc_389\" id=\"t2s_389\" style=\"left:253px;bottom:869px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s8_389\" id=\"t2t_389\" style=\"left:260px;bottom:869px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sc_389\" id=\"t2u_389\" style=\"left:268px;bottom:869px;letter-spacing:-0.18px;display:inline;\">ies) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2v_389\" style=\"left:476px;bottom:869px;letter-spacing:-0.23px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2w_389\" style=\"left:558px;bottom:869px;letter-spacing:-0.46px;display:inline;\">(46) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2x_389\" style=\"left:643px;bottom:869px;letter-spacing:-0.07px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2y_389\" style=\"left:732px;bottom:869px;letter-spacing:-0.23px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t2z_389\" style=\"left:822px;bottom:869px;letter-spacing:-0.04px;display:inline;\">65 </div></td></tr></table><div class=\"t s6_389\" id=\"t30_389\" style=\"left:87px;bottom:846px;display:inline;\">1 </div><div class=\"t s6_389\" id=\"t31_389\" style=\"left:100px;bottom:846px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">2022 has been reclassif</div><div class=\"t s7_389\" id=\"t32_389\" style=\"left:206px;bottom:846px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ied to separately d</div><div class=\"t s6_389\" id=\"t33_389\" style=\"left:292px;bottom:846px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">isclose Equity instruments at fair value through other comprehensive income and Debt instruments at fair value through </div><div class=\"t s6_389\" id=\"t34_389\" style=\"left:100px;bottom:834px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">other comprehensive income. No change in overall balance. </div><div class=\"t sd_389\" id=\"t35_389\" style=\"left:87px;bottom:811px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred tax comprises assets and liab</div><div class=\"t se_389\" id=\"t36_389\" style=\"left:316px;bottom:811px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_389\" id=\"t37_389\" style=\"left:322px;bottom:811px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_389\" id=\"t38_389\" style=\"left:330px;bottom:811px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_389\" id=\"t39_389\" style=\"left:430px;bottom:793px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s6_389\" id=\"t3a_389\" style=\"left:699px;bottom:793px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3b_389\" style=\"left:369px;bottom:776px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3e_389\" style=\"left:454px;bottom:776px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3h_389\" style=\"left:529px;bottom:776px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_389\" id=\"t3i_389\" style=\"left:550px;bottom:776px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_389\" id=\"t3j_389\" style=\"left:555px;bottom:776px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3m_389\" style=\"left:639px;bottom:776px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3p_389\" style=\"left:724px;bottom:776px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3s_389\" style=\"left:800px;bottom:776px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s7_389\" id=\"t3t_389\" style=\"left:820px;bottom:776px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s6_389\" id=\"t3u_389\" style=\"left:824px;bottom:776px;letter-spacing:0.14px;display:inline;\">ity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3c_389\" style=\"left:357px;bottom:764px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t3d_389\" style=\"left:379px;bottom:764px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3f_389\" style=\"left:443px;bottom:764px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t3g_389\" style=\"left:466px;bottom:764px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t3k_389\" style=\"left:530px;bottom:764px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t3l_389\" style=\"left:553px;bottom:764px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3n_389\" style=\"left:627px;bottom:764px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t3o_389\" style=\"left:648px;bottom:764px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3q_389\" style=\"left:714px;bottom:764px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t3r_389\" style=\"left:735px;bottom:764px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t3v_389\" style=\"left:800px;bottom:764px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t3w_389\" style=\"left:822px;bottom:764px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t3x_389\" style=\"left:87px;bottom:744px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Deferred tax comprises: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t3y_389\" style=\"left:87px;bottom:725px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Accelerated tax depreciat</div><div class=\"t sa_389\" id=\"t3z_389\" style=\"left:233px;bottom:725px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t40_389\" style=\"left:368px;bottom:725px;letter-spacing:-0.34px;display:inline;\">(424) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t41_389\" style=\"left:474px;bottom:725px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t42_389\" style=\"left:541px;bottom:725px;letter-spacing:-0.13px;display:inline;\">(427) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t43_389\" style=\"left:637px;bottom:725px;letter-spacing:-0.08px;display:inline;\">(589) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t44_389\" style=\"left:745px;bottom:725px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t45_389\" style=\"left:810px;bottom:725px;letter-spacing:-0.23px;display:inline;\">(590) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t46_389\" style=\"left:87px;bottom:706px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Impairment provis</div><div class=\"t sa_389\" id=\"t47_389\" style=\"left:188px;bottom:706px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ions on loans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t48_389\" style=\"left:87px;bottom:692px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and advances </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t49_389\" style=\"left:373px;bottom:692px;letter-spacing:0.12px;display:inline;\">286 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4a_389\" style=\"left:460px;bottom:692px;letter-spacing:-0.02px;display:inline;\">282 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4b_389\" style=\"left:560px;bottom:692px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4c_389\" style=\"left:642px;bottom:692px;letter-spacing:0.17px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4d_389\" style=\"left:729px;bottom:692px;letter-spacing:0.01px;display:inline;\">339 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4e_389\" style=\"left:824px;bottom:692px;letter-spacing:-0.05px;display:inline;\">(5) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4f_389\" style=\"left:87px;bottom:673px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Tax losses carried forward </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4g_389\" style=\"left:380px;bottom:673px;letter-spacing:0.1px;display:inline;\">97 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4h_389\" style=\"left:466px;bottom:673px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4i_389\" style=\"left:552px;bottom:673px;letter-spacing:0.2px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4j_389\" style=\"left:645px;bottom:673px;display:inline;\">212 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4k_389\" style=\"left:734px;bottom:673px;letter-spacing:0.04px;display:inline;\">90 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4l_389\" style=\"left:818px;bottom:673px;letter-spacing:0.14px;display:inline;\">122 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4m_389\" style=\"left:87px;bottom:653px;word-spacing:-0.15px;display:inline;\">Equity instruments at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4n_389\" style=\"left:87px;bottom:639px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">other comprehensive income </div><div class=\"t sb_389\" id=\"t4o_389\" style=\"vertical-align: super;left:249px;bottom:645px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4p_389\" style=\"left:368px;bottom:639px;letter-spacing:-0.05px;display:inline;\">(144) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4q_389\" style=\"left:470px;bottom:639px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4r_389\" style=\"left:542px;bottom:639px;letter-spacing:0.03px;display:inline;\">(143) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4s_389\" style=\"left:646px;bottom:639px;letter-spacing:-0.52px;display:inline;\">(74) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4t_389\" style=\"left:743px;bottom:639px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4u_389\" style=\"left:819px;bottom:639px;letter-spacing:-0.52px;display:inline;\">(74) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4v_389\" style=\"left:87px;bottom:620px;word-spacing:-0.14px;display:inline;\">Debt instruments at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t4w_389\" style=\"left:87px;bottom:605px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">other comprehensive income </div><div class=\"t sb_389\" id=\"t4x_389\" style=\"vertical-align: super;left:249px;bottom:612px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4y_389\" style=\"left:380px;bottom:605px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t4z_389\" style=\"left:467px;bottom:605px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t50_389\" style=\"left:555px;bottom:605px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t51_389\" style=\"left:652px;bottom:605px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t52_389\" style=\"left:736px;bottom:605px;letter-spacing:-0.16px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t53_389\" style=\"left:825px;bottom:605px;letter-spacing:-0.06px;display:inline;\">16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t54_389\" style=\"left:87px;bottom:586px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Cash\ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t55_389\" style=\"left:375px;bottom:586px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t56_389\" style=\"left:469px;bottom:586px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t57_389\" style=\"left:548px;bottom:586px;letter-spacing:0.08px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t58_389\" style=\"left:649px;bottom:586px;letter-spacing:-0.04px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t59_389\" style=\"left:735px;bottom:586px;letter-spacing:0.05px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5a_389\" style=\"left:829px;bottom:586px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5b_389\" style=\"left:87px;bottom:567px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Own credit adjustment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5c_389\" style=\"left:377px;bottom:567px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5d_389\" style=\"left:470px;bottom:567px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5e_389\" style=\"left:547px;bottom:567px;letter-spacing:-0.17px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5f_389\" style=\"left:656px;bottom:567px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5g_389\" style=\"left:740px;bottom:567px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5h_389\" style=\"left:829px;bottom:567px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5i_389\" style=\"left:87px;bottom:548px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t sa_389\" id=\"t5j_389\" style=\"left:235px;bottom:548px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5k_389\" style=\"left:386px;bottom:548px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5l_389\" style=\"left:469px;bottom:548px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5m_389\" style=\"left:554px;bottom:548px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5n_389\" style=\"left:656px;bottom:548px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5o_389\" style=\"left:738px;bottom:548px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5p_389\" style=\"left:821px;bottom:548px;letter-spacing:-0.24px;display:inline;\">(13) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5q_389\" style=\"left:87px;bottom:529px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5r_389\" style=\"left:379px;bottom:529px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5s_389\" style=\"left:473px;bottom:529px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5t_389\" style=\"left:553px;bottom:529px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5u_389\" style=\"left:649px;bottom:529px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5v_389\" style=\"left:742px;bottom:529px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5w_389\" style=\"left:825px;bottom:529px;letter-spacing:-0.04px;display:inline;\">31 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t5x_389\" style=\"left:87px;bottom:510px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5y_389\" style=\"left:375px;bottom:510px;letter-spacing:0.03px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t5z_389\" style=\"left:459px;bottom:510px;letter-spacing:-0.03px;display:inline;\">307 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t60_389\" style=\"left:542px;bottom:510px;letter-spacing:0.02px;display:inline;\">(168) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t61_389\" style=\"left:650px;bottom:510px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t62_389\" style=\"left:729px;bottom:510px;letter-spacing:0.04px;display:inline;\">255 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t63_389\" style=\"left:811px;bottom:510px;letter-spacing:-0.17px;display:inline;\">(266) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t64_389\" style=\"left:374px;bottom:491px;letter-spacing:-0.23px;display:inline;\">(68) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t65_389\" style=\"left:460px;bottom:491px;letter-spacing:-0.27px;display:inline;\">702 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t66_389\" style=\"left:540px;bottom:491px;letter-spacing:-0.05px;display:inline;\">(770) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t67_389\" style=\"left:649px;bottom:491px;letter-spacing:-0.04px;display:inline;\">65 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t68_389\" style=\"left:728px;bottom:491px;letter-spacing:0.19px;display:inline;\">834 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t69_389\" style=\"left:812px;bottom:491px;letter-spacing:-0.28px;display:inline;\">(769) </div></td></tr></table><div class=\"t s6_389\" id=\"t6a_389\" style=\"left:87px;bottom:467px;display:inline;\">1 </div><div class=\"t s6_389\" id=\"t6b_389\" style=\"left:100px;bottom:467px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">2022 has been reclassif</div><div class=\"t s7_389\" id=\"t6c_389\" style=\"left:206px;bottom:467px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ied to separately d</div><div class=\"t s6_389\" id=\"t6d_389\" style=\"left:292px;bottom:467px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">isclose Equity instruments at fair value through other comprehensive income and Debt instruments at fair value through </div><div class=\"t s6_389\" id=\"t6e_389\" style=\"left:100px;bottom:456px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">other comprehensive income. No change in overall balance. </div><div class=\"t sd_389\" id=\"t6f_389\" style=\"left:87px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The recoverabil</div><div class=\"t se_389\" id=\"t6g_389\" style=\"left:178px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity of the Group\u2019s deferred tax assets </div><div class=\"t sd_389\" id=\"t6h_389\" style=\"left:396px;bottom:433px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is based on management\u2019s judgement of the availab</div><div class=\"t se_389\" id=\"t6i_389\" style=\"left:709px;bottom:433px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_389\" id=\"t6j_389\" style=\"left:715px;bottom:433px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of future taxable </div><div class=\"t sd_389\" id=\"t6k_389\" style=\"left:87px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">pro\ufb01ts against which the deferred tax assets will be util</div><div class=\"t se_389\" id=\"t6l_389\" style=\"left:411px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised. The Group\u2019s total deferred tax assets </div><div class=\"t sd_389\" id=\"t6m_389\" style=\"left:660px;bottom:417px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">include $97 mill</div><div class=\"t se_389\" id=\"t6n_389\" style=\"left:749px;bottom:417px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion relat</div><div class=\"t sd_389\" id=\"t6o_389\" style=\"left:798px;bottom:417px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sd_389\" id=\"t6p_389\" style=\"left:87px;bottom:401px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to tax losses carried forward, of which $48 mill</div><div class=\"t se_389\" id=\"t6q_389\" style=\"left:358px;bottom:401px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion ar</div><div class=\"t sd_389\" id=\"t6r_389\" style=\"left:391px;bottom:401px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises in legal entit</div><div class=\"t se_389\" id=\"t6s_389\" style=\"left:488px;bottom:401px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t sd_389\" id=\"t6t_389\" style=\"left:517px;bottom:401px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ith offsetting deferred tax liab</div><div class=\"t se_389\" id=\"t6u_389\" style=\"left:695px;bottom:401px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t sd_389\" id=\"t6v_389\" style=\"left:700px;bottom:401px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_389\" id=\"t6w_389\" style=\"left:708px;bottom:401px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. The rema</div><div class=\"t sd_389\" id=\"t6x_389\" style=\"left:786px;bottom:401px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t se_389\" id=\"t6y_389\" style=\"left:797px;bottom:401px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sd_389\" id=\"t6z_389\" style=\"left:87px;bottom:385px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">deferred tax assets on losses of $49 mill</div><div class=\"t se_389\" id=\"t70_389\" style=\"left:318px;bottom:385px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion are forecast to be recovered before exp</div><div class=\"t sd_389\" id=\"t71_389\" style=\"left:572px;bottom:385px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">iry and with</div><div class=\"t se_389\" id=\"t72_389\" style=\"left:642px;bottom:385px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in \ufb01ve years. </div><div class=\"t sd_389\" id=\"t73_389\" style=\"left:87px;bottom:360px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Sale of aircraft leasing business during the year, included with</div><div class=\"t se_389\" id=\"t74_389\" style=\"left:448px;bottom:360px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in Other operat</div><div class=\"t sd_389\" id=\"t75_389\" style=\"left:540px;bottom:360px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing income, resulted in the disposal of $113 mill</div><div class=\"t se_389\" id=\"t76_389\" style=\"left:809px;bottom:360px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sd_389\" id=\"t77_389\" style=\"left:87px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of deferred tax assets relating to losses in Ireland held at 31 December 2022. </div><div class=\"t sf_389\" id=\"t78_389\" style=\"left:87px;bottom:312px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Unrecognised deferred tax </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t79_389\" style=\"left:558px;bottom:293px;letter-spacing:0.01px;display:inline;\">Net </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7d_389\" style=\"left:636px;bottom:293px;letter-spacing:0.05px;display:inline;\">Gross </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7h_389\" style=\"left:732px;bottom:293px;letter-spacing:-0.01px;display:inline;\">Net </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7l_389\" style=\"left:810px;bottom:293px;letter-spacing:0.02px;display:inline;\">Gross </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7a_389\" style=\"left:553px;bottom:282px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7e_389\" style=\"left:639px;bottom:282px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7i_389\" style=\"left:727px;bottom:282px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7m_389\" style=\"left:813px;bottom:282px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7b_389\" style=\"left:538px;bottom:270px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t7c_389\" style=\"left:561px;bottom:270px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_389\" id=\"t7f_389\" style=\"left:625px;bottom:270px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_389\" id=\"t7g_389\" style=\"left:648px;bottom:270px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7j_389\" style=\"left:714px;bottom:270px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t7k_389\" style=\"left:735px;bottom:270px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_389\" id=\"t7n_389\" style=\"left:800px;bottom:270px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_389\" id=\"t7o_389\" style=\"left:822px;bottom:270px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t7p_389\" style=\"left:87px;bottom:250px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">No account has been taken of the following potential deferred tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t7q_389\" style=\"left:87px;bottom:236px;letter-spacing:-0.06px;display:inline;\">assets/(liab</div><div class=\"t sc_389\" id=\"t7r_389\" style=\"left:155px;bottom:236px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s8_389\" id=\"t7s_389\" style=\"left:162px;bottom:236px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sc_389\" id=\"t7t_389\" style=\"left:170px;bottom:236px;letter-spacing:-0.18px;display:inline;\">ies): </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t7u_389\" style=\"left:100px;bottom:217px;letter-spacing:0.03px;display:inline;\">Withhold</div><div class=\"t sa_389\" id=\"t7v_389\" style=\"left:153px;bottom:217px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing tax on unrem</div><div class=\"t s9_389\" id=\"t7w_389\" style=\"left:247px;bottom:217px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">itted earnings from overseas subsid</div><div class=\"t sa_389\" id=\"t7x_389\" style=\"left:445px;bottom:217px;letter-spacing:-0.06px;display:inline;\">iar</div><div class=\"t s9_389\" id=\"t7y_389\" style=\"left:460px;bottom:217px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t7z_389\" style=\"left:100px;bottom:202px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">and associates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t80_389\" style=\"left:550px;bottom:202px;letter-spacing:-0.18px;display:inline;\">(653) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t81_389\" style=\"left:626px;bottom:202px;letter-spacing:-0.13px;display:inline;\">(7,685) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t82_389\" style=\"left:723px;bottom:202px;letter-spacing:-0.03px;display:inline;\">(507) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t83_389\" style=\"left:802px;bottom:202px;letter-spacing:-0.25px;display:inline;\">(6,434) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t84_389\" style=\"left:100px;bottom:183px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">Tax losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t85_389\" style=\"left:544px;bottom:183px;letter-spacing:0.16px;display:inline;\">2,242 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t86_389\" style=\"left:632px;bottom:183px;letter-spacing:-0.13px;display:inline;\">9,326 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t87_389\" style=\"left:721px;bottom:183px;letter-spacing:-0.15px;display:inline;\">1,980 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t88_389\" style=\"left:809px;bottom:183px;letter-spacing:0.15px;display:inline;\">8,231 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t89_389\" style=\"left:100px;bottom:164px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Held over gains on incorporation of overseas branches </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8a_389\" style=\"left:549px;bottom:164px;letter-spacing:-0.05px;display:inline;\">(366) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8b_389\" style=\"left:627px;bottom:164px;letter-spacing:0.11px;display:inline;\">(1,389) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8c_389\" style=\"left:724px;bottom:164px;letter-spacing:-0.06px;display:inline;\">(346) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8d_389\" style=\"left:807px;bottom:164px;letter-spacing:-0.06px;display:inline;\">(1,313) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8e_389\" style=\"left:100px;bottom:145px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other temporary differences </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8f_389\" style=\"left:555px;bottom:145px;letter-spacing:0.02px;display:inline;\">397 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_389\" id=\"t8g_389\" style=\"left:636px;bottom:145px;letter-spacing:0.09px;display:inline;\">1,516 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8h_389\" style=\"left:728px;bottom:145px;letter-spacing:0.34px;display:inline;\">544 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_389\" id=\"t8i_389\" style=\"left:812px;bottom:145px;letter-spacing:-0.06px;display:inline;\">1,991 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f87770": {
   "value": "11. Div<div class=\"t s6_390\" id=\"t8_390\" style=\"left:114px;bottom:1180px;letter-spacing:-0.2px;display:inline;\">idends </div><div class=\"t s7_390\" id=\"t9_390\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_390\" id=\"ta_390\" style=\"left:78px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Board considers a number of factors prior to div</div><div class=\"t s9_390\" id=\"tb_390\" style=\"left:383px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idend declarat</div><div class=\"t s8_390\" id=\"tc_390\" style=\"left:471px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion which includes the rate of recovery in the Group\u2019s </div><div class=\"t s9_390\" id=\"td_390\" style=\"left:78px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">\ufb01nancial performance, the macroeconom</div><div class=\"t s8_390\" id=\"te_390\" style=\"left:325px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ic environment, and opportunit</div><div class=\"t s9_390\" id=\"tf_390\" style=\"left:509px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ies to further </div><div class=\"t s8_390\" id=\"tg_390\" style=\"left:586px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">invest in our business and grow </div><div class=\"t s8_390\" id=\"th_390\" style=\"left:78px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">pro\ufb01tably in our markets. </div><div class=\"t s7_390\" id=\"ti_390\" style=\"left:69px;bottom:1063px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Ordinary equity shares </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_390\" id=\"tj_390\" style=\"left:543px;bottom:1044px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_390\" id=\"tk_390\" style=\"left:725px;bottom:1044px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_390\" id=\"tl_390\" style=\"left:477px;bottom:1027px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Cents per share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_390\" id=\"tm_390\" style=\"left:599px;bottom:1027px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_390\" id=\"tn_390\" style=\"left:622px;bottom:1027px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_390\" id=\"to_390\" style=\"left:660px;bottom:1027px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Cents per share </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_390\" id=\"tp_390\" style=\"left:783px;bottom:1027px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_390\" id=\"tq_390\" style=\"left:804px;bottom:1027px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_390\" id=\"tr_390\" style=\"left:69px;bottom:1007px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">2022/2021 \ufb01nal div</div><div class=\"t s4_390\" id=\"ts_390\" style=\"left:173px;bottom:1007px;word-spacing:-0.13px;display:inline;\">idend declared and pa</div><div class=\"t se_390\" id=\"tt_390\" style=\"left:301px;bottom:1007px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">id during the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"tu_390\" style=\"left:538px;bottom:1007px;letter-spacing:-0.02px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"tv_390\" style=\"left:616px;bottom:1007px;letter-spacing:0.1px;display:inline;\">401 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"tw_390\" style=\"left:725px;bottom:1007px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"tx_390\" style=\"left:799px;bottom:1007px;letter-spacing:-0.42px;display:inline;\">274 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_390\" id=\"ty_390\" style=\"left:69px;bottom:988px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">2023/2022 inter</div><div class=\"t s4_390\" id=\"tz_390\" style=\"left:157px;bottom:988px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">im d</div><div class=\"t se_390\" id=\"t10_390\" style=\"left:181px;bottom:988px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_390\" id=\"t11_390\" style=\"left:190px;bottom:988px;word-spacing:-0.13px;display:inline;\">idend declared and pa</div><div class=\"t se_390\" id=\"t12_390\" style=\"left:318px;bottom:988px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">id during the year </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t13_390\" style=\"left:543px;bottom:988px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t14_390\" style=\"left:618px;bottom:988px;letter-spacing:-0.19px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t15_390\" style=\"left:725px;bottom:988px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t16_390\" style=\"left:804px;bottom:988px;letter-spacing:-0.1px;display:inline;\">119 </div></td></tr>\n                                        </table><div class=\"t s8_390\" id=\"t17_390\" style=\"left:69px;bottom:958px;letter-spacing:-0.09px;display:inline;\">Div</div><div class=\"t s9_390\" id=\"t18_390\" style=\"left:89px;bottom:958px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idends on ord</div><div class=\"t s8_390\" id=\"t19_390\" style=\"left:170px;bottom:958px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inary equity shares are recorded in the period in which they are declared and, in respect of the \ufb01nal div</div><div class=\"t s9_390\" id=\"t1a_390\" style=\"left:771px;bottom:958px;letter-spacing:-0.14px;display:inline;\">idend, </div><div class=\"t s8_390\" id=\"t1b_390\" style=\"left:69px;bottom:942px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">have been approved by the shareholders. Accordingly, the \ufb01nal ordinary equity share div</div><div class=\"t s9_390\" id=\"t1c_390\" style=\"left:590px;bottom:942px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idends set out above relate to the </div><div class=\"t s8_390\" id=\"t1d_390\" style=\"left:69px;bottom:926px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">respective prior years. </div><div class=\"t s7_390\" id=\"t1e_390\" style=\"left:69px;bottom:894px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">2023 recommended \ufb01nal ordinary equity share div</div><div class=\"t sf_390\" id=\"t1f_390\" style=\"left:375px;bottom:894px;letter-spacing:-0.1px;display:inline;\">idend </div><div class=\"t s8_390\" id=\"t1g_390\" style=\"left:69px;bottom:876px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The 2023 ordinary equity share div</div><div class=\"t s9_390\" id=\"t1h_390\" style=\"left:272px;bottom:876px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idend recommended by the Board </div><div class=\"t s8_390\" id=\"t1i_390\" style=\"left:479px;bottom:876px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is 21 cents per share. The \ufb01nanc</div><div class=\"t s9_390\" id=\"t1j_390\" style=\"left:662px;bottom:876px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial statements for the year </div><div class=\"t s8_390\" id=\"t1k_390\" style=\"left:69px;bottom:860px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ended 31 December 2023 do not re\ufb02ect this div</div><div class=\"t s9_390\" id=\"t1l_390\" style=\"left:344px;bottom:860px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idend as th</div><div class=\"t s8_390\" id=\"t1m_390\" style=\"left:410px;bottom:860px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is will be accounted for in shareholders\u2019 equity as an appropriat</div><div class=\"t s9_390\" id=\"t1n_390\" style=\"left:783px;bottom:860px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s8_390\" id=\"t1o_390\" style=\"left:69px;bottom:844px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">retained pro\ufb01ts in the year ending 31 December 2024. </div><div class=\"t s8_390\" id=\"t1p_390\" style=\"left:69px;bottom:820px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The div</div><div class=\"t s9_390\" id=\"t1q_390\" style=\"left:113px;bottom:820px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend w</div><div class=\"t s8_390\" id=\"t1r_390\" style=\"left:160px;bottom:820px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ill be paid in either pounds sterling, Hong Kong dollars or US dollars on 17 May 2024 to shareholders on the UK </div><div class=\"t s8_390\" id=\"t1s_390\" style=\"left:69px;bottom:804px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">register of members at the close of business in the UK on 8 March 2024. </div><div class=\"t s7_390\" id=\"t1t_390\" style=\"left:69px;bottom:772px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Preference shares and Addit</div><div class=\"t sf_390\" id=\"t1u_390\" style=\"left:242px;bottom:772px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ional T</div><div class=\"t s7_390\" id=\"t1v_390\" style=\"left:283px;bottom:772px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ier 1 securit</div><div class=\"t sf_390\" id=\"t1w_390\" style=\"left:349px;bottom:772px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_390\" id=\"t1x_390\" style=\"left:69px;bottom:754px;letter-spacing:-0.09px;display:inline;\">Div</div><div class=\"t s9_390\" id=\"t1y_390\" style=\"left:89px;bottom:754px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends on these preference shares and secur</div><div class=\"t s8_390\" id=\"t1z_390\" style=\"left:351px;bottom:754px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_390\" id=\"t20_390\" style=\"left:359px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t s8_390\" id=\"t21_390\" style=\"left:406px;bottom:754px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_390\" id=\"t22_390\" style=\"left:414px;bottom:754px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as equ</div><div class=\"t s8_390\" id=\"t23_390\" style=\"left:474px;bottom:754px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity are recorded in the period in which they are declared. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_390\" id=\"t24_390\" style=\"left:709px;bottom:735px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_390\" id=\"t27_390\" style=\"left:796px;bottom:735px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_390\" id=\"t25_390\" style=\"left:694px;bottom:724px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_390\" id=\"t26_390\" style=\"left:717px;bottom:724px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_390\" id=\"t28_390\" style=\"left:783px;bottom:724px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_390\" id=\"t29_390\" style=\"left:804px;bottom:724px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_390\" id=\"t2a_390\" style=\"left:69px;bottom:704px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Non-cumulative redeemable preference shares: </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t2b_390\" style=\"left:359px;bottom:704px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">7.014 per cent preference shares of $5 each </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t2c_390\" style=\"left:718px;bottom:704px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t2d_390\" style=\"left:805px;bottom:704px;letter-spacing:0.08px;display:inline;\">53 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_390\" id=\"t2e_390\" style=\"left:359px;bottom:685px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Floating rate preference shares of $5 each\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t2f_390\" style=\"left:717px;bottom:685px;letter-spacing:0.03px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t2g_390\" style=\"left:804px;bottom:685px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t2h_390\" style=\"left:712px;bottom:666px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t2i_390\" style=\"left:806px;bottom:666px;letter-spacing:0.12px;display:inline;\">73 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t se_390\" id=\"t2j_390\" style=\"left:69px;bottom:646px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_390\" id=\"t2k_390\" style=\"left:101px;bottom:646px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t se_390\" id=\"t2l_390\" style=\"left:137px;bottom:646px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">ier 1 securit</div><div class=\"t s4_390\" id=\"t2m_390\" style=\"left:197px;bottom:646px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ies: \ufb01xed rate resett</div><div class=\"t se_390\" id=\"t2n_390\" style=\"left:305px;bottom:646px;word-spacing:-0.14px;display:inline;\">ing perpetual subordinated contingent convertible securit</div><div class=\"t s4_390\" id=\"t2o_390\" style=\"left:628px;bottom:646px;letter-spacing:-0.02px;display:inline;\">ies </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t2p_390\" style=\"left:710px;bottom:646px;letter-spacing:-0.01px;display:inline;\">349 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t2q_390\" style=\"left:799px;bottom:646px;letter-spacing:-0.12px;display:inline;\">328 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_390\" id=\"t2r_390\" style=\"left:711px;bottom:627px;letter-spacing:-0.05px;display:inline;\">452 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_390\" id=\"t2s_390\" style=\"left:799px;bottom:627px;letter-spacing:0.05px;display:inline;\">401 </div></td></tr>\n                                        </table><div class=\"t sb_390\" id=\"t2t_390\" style=\"left:69px;bottom:604px;display:inline;\">1 </div><div class=\"t sd_390\" id=\"t2u_390\" style=\"left:82px;bottom:604px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Floating rate is based on Secured Overnight Financ</div><div class=\"t sb_390\" id=\"t2v_390\" style=\"left:316px;bottom:604px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ing Rate (SOFR), average rate pa</div>id for \ufb02oating preference shares is 6.62% (2022: 2.71%)",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f87775": {
   "value": "Accounting policy <div class=\"t s8_390\" id=\"ta_390\" style=\"left:78px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Board considers a number of factors prior to div</div><div class=\"t s9_390\" id=\"tb_390\" style=\"left:383px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idend declarat</div><div class=\"t s8_390\" id=\"tc_390\" style=\"left:471px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion which includes the rate of recovery in the Group\u2019s </div><div class=\"t s9_390\" id=\"td_390\" style=\"left:78px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">\ufb01nancial performance, the macroeconom</div><div class=\"t s8_390\" id=\"te_390\" style=\"left:325px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ic environment, and opportunit</div><div class=\"t s9_390\" id=\"tf_390\" style=\"left:509px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ies to further </div><div class=\"t s8_390\" id=\"tg_390\" style=\"left:586px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">invest in our business and grow </div>pro\ufb01tably in our markets.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f87947": {
   "value": "12. Earnings per ordinary share <div class=\"t s5_391\" id=\"t7_391\" style=\"left:95px;bottom:1154px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Earnings per share on an underlying basis differs from earnings de\ufb01ned in IAS 33 Earnings per share. Underlying earnings is </div><div class=\"t s5_391\" id=\"t8_391\" style=\"left:95px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">pro\ufb01t/(loss) attributable to ordinary shareholders adjusted for pro\ufb01ts or losses of a capital nature; amounts consequent to </div><div class=\"t s5_391\" id=\"t9_391\" style=\"left:95px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment transactions driven by strategic intent; and other infrequent and/or exceptional transactions that are sign</div><div class=\"t s6_391\" id=\"ta_391\" style=\"left:787px;bottom:1122px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s5_391\" id=\"tb_391\" style=\"left:95px;bottom:1106px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or material in the context of the Group\u2019s normal business earnings for the year. </div><div class=\"t s5_391\" id=\"tc_391\" style=\"left:87px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The table below provides the basis of underlying earnings. </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_391\" id=\"td_391\" style=\"left:726px;bottom:1055px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_391\" id=\"tg_391\" style=\"left:811px;bottom:1055px;letter-spacing:-0.06px;display:inline;\">2022\u00b9 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_391\" id=\"te_391\" style=\"left:712px;bottom:1044px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_391\" id=\"tf_391\" style=\"left:734px;bottom:1044px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_391\" id=\"th_391\" style=\"left:800px;bottom:1044px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_391\" id=\"ti_391\" style=\"left:822px;bottom:1044px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"tj_391\" style=\"left:87px;bottom:1024px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Pro\ufb01t for the period attributable to equity holders </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"tk_391\" style=\"left:718px;bottom:1024px;letter-spacing:0.03px;display:inline;\">3,462 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"tl_391\" style=\"left:806px;bottom:1024px;letter-spacing:-0.19px;display:inline;\">2,902 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"tm_391\" style=\"left:87px;bottom:1005px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Non-controlling interest </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"tn_391\" style=\"left:742px;bottom:1005px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"to_391\" style=\"left:822px;bottom:1005px;letter-spacing:0.28px;display:inline;\">46 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sa_391\" id=\"tp_391\" style=\"left:87px;bottom:986px;letter-spacing:0.06px;display:inline;\">Div</div><div class=\"t sb_391\" id=\"tq_391\" style=\"left:105px;bottom:986px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">idend payable on preference shares and AT1 class</div><div class=\"t sa_391\" id=\"tr_391\" style=\"left:383px;bottom:986px;letter-spacing:-0.08px;display:inline;\">if</div><div class=\"t sb_391\" id=\"ts_391\" style=\"left:390px;bottom:986px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ied as equ</div><div class=\"t sa_391\" id=\"tt_391\" style=\"left:447px;bottom:986px;letter-spacing:0.19px;display:inline;\">ity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"tu_391\" style=\"left:723px;bottom:986px;letter-spacing:-0.25px;display:inline;\">(452) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"tv_391\" style=\"left:813px;bottom:986px;letter-spacing:-0.25px;display:inline;\">(401) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"tw_391\" style=\"left:87px;bottom:967px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Pro\ufb01t for the period attributable to ordinary shareholders </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"tx_391\" style=\"left:720px;bottom:967px;letter-spacing:-0.02px;display:inline;\">3,017 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"ty_391\" style=\"left:807px;bottom:967px;letter-spacing:0.05px;display:inline;\">2,547 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"tz_391\" style=\"left:87px;bottom:928px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Items normalised: </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t10_391\" style=\"left:100px;bottom:909px;letter-spacing:0.03px;display:inline;\">Restructuring </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t11_391\" style=\"left:737px;bottom:909px;letter-spacing:-0.02px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t12_391\" style=\"left:822px;bottom:909px;letter-spacing:0.2px;display:inline;\">99 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t13_391\" style=\"left:100px;bottom:890px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and other impa</div><div class=\"t sb_391\" id=\"t14_391\" style=\"left:240px;bottom:890px;letter-spacing:-0.02px;display:inline;\">irment\u00b2 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t15_391\" style=\"left:727px;bottom:890px;letter-spacing:0.06px;display:inline;\">850 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t16_391\" style=\"left:816px;bottom:890px;letter-spacing:0.09px;display:inline;\">322 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t17_391\" style=\"left:100px;bottom:871px;letter-spacing:-0.69px;display:inline;\">DVA </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t18_391\" style=\"left:732px;bottom:871px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t19_391\" style=\"left:819px;bottom:871px;letter-spacing:-0.52px;display:inline;\">(42) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t1a_391\" style=\"left:100px;bottom:852px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Net gains on sale of Businesses\u00b3 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1b_391\" style=\"left:723px;bottom:852px;letter-spacing:-0.1px;display:inline;\">(262) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1c_391\" style=\"left:817px;bottom:852px;letter-spacing:-0.3px;display:inline;\">(20) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t1d_391\" style=\"left:100px;bottom:833px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Tax on normalised items </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1e_391\" style=\"left:732px;bottom:833px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1f_391\" style=\"left:825px;bottom:833px;letter-spacing:-0.27px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"t1g_391\" style=\"left:87px;bottom:814px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Underlying pro\ufb01t </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1h_391\" style=\"left:720px;bottom:814px;letter-spacing:0.11px;display:inline;\">3,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1i_391\" style=\"left:806px;bottom:814px;letter-spacing:-0.17px;display:inline;\">2,903 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t1j_391\" style=\"left:87px;bottom:776px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Basic \u2013 Weighted average number of shares (mill</div><div class=\"t sb_391\" id=\"t1k_391\" style=\"left:359px;bottom:776px;letter-spacing:-0.22px;display:inline;\">ions) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1l_391\" style=\"left:718px;bottom:776px;letter-spacing:0.15px;display:inline;\">2,778 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1m_391\" style=\"left:807px;bottom:776px;letter-spacing:-0.15px;display:inline;\">2,966 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_391\" id=\"t1n_391\" style=\"left:87px;bottom:757px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Diluted \u2013 Weighted average number of shares (mill</div><div class=\"t sb_391\" id=\"t1o_391\" style=\"left:370px;bottom:757px;letter-spacing:-0.22px;display:inline;\">ions) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1p_391\" style=\"left:719px;bottom:757px;letter-spacing:0.13px;display:inline;\">2,841 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1q_391\" style=\"left:806px;bottom:757px;letter-spacing:-0.02px;display:inline;\">3,023 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"t1r_391\" style=\"left:87px;bottom:719px;word-spacing:-0.14px;display:inline;\">Basic earnings per ordinary share (cents) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1s_391\" style=\"left:718px;bottom:719px;letter-spacing:0.09px;display:inline;\">108.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1t_391\" style=\"left:813px;bottom:719px;letter-spacing:-0.18px;display:inline;\">85.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"t1u_391\" style=\"left:87px;bottom:700px;word-spacing:-0.14px;display:inline;\">Diluted earnings per ordinary share (cents) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1v_391\" style=\"left:719px;bottom:700px;letter-spacing:0.12px;display:inline;\">106.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1w_391\" style=\"left:812px;bottom:700px;letter-spacing:0.22px;display:inline;\">84.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"t1x_391\" style=\"left:87px;bottom:681px;word-spacing:-0.14px;display:inline;\">Underlying basic earnings per ordinary share (cents) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t1y_391\" style=\"left:720px;bottom:681px;letter-spacing:-0.08px;display:inline;\">128.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t1z_391\" style=\"left:815px;bottom:681px;letter-spacing:-0.72px;display:inline;\">97.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_391\" id=\"t20_391\" style=\"left:87px;bottom:662px;word-spacing:-0.14px;display:inline;\">Underlying diluted earnings per ordinary share (cents) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_391\" id=\"t21_391\" style=\"left:719px;bottom:662px;letter-spacing:-0.01px;display:inline;\">126.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_391\" id=\"t22_391\" style=\"left:812px;bottom:662px;letter-spacing:-0.11px;display:inline;\">96.0 </div></td></tr></table><div class=\"t s7_391\" id=\"t23_391\" style=\"left:87px;bottom:638px;display:inline;\">1 </div><div class=\"t s7_391\" id=\"t24_391\" style=\"left:100px;bottom:638px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Underlying performance for relevant periods in 2022 has been restated for the removal of (i) exit markets and businesses in AME (i</div><div class=\"t s8_391\" id=\"t25_391\" style=\"left:692px;bottom:638px;letter-spacing:-0.36px;word-spacing:0.14px;display:inline;\">i) Av</div><div class=\"t s7_391\" id=\"t26_391\" style=\"left:712px;bottom:638px;letter-spacing:-0.05px;display:inline;\">iat</div><div class=\"t s8_391\" id=\"t27_391\" style=\"left:724px;bottom:638px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t s7_391\" id=\"t28_391\" style=\"left:746px;bottom:638px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">inance and (i</div><div class=\"t s8_391\" id=\"t29_391\" style=\"left:805px;bottom:638px;display:inline;\">i</div><div class=\"t s7_391\" id=\"t2a_391\" style=\"left:808px;bottom:638px;letter-spacing:-0.32px;word-spacing:0.1px;display:inline;\">i) DVA. </div><div class=\"t s7_391\" id=\"t2b_391\" style=\"left:100px;bottom:627px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">No change to reported performance </div><div class=\"t s7_391\" id=\"t2c_391\" style=\"left:87px;bottom:609px;letter-spacing:-0.05px;word-spacing:0.11px;display:inline;\">2.  Goodwill and other impa</div><div class=\"t s8_391\" id=\"t2d_391\" style=\"left:215px;bottom:609px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t s7_391\" id=\"t2e_391\" style=\"left:247px;bottom:609px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">include $850 mill</div><div class=\"t s8_391\" id=\"t2f_391\" style=\"left:323px;bottom:609px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion (2022: $308 m</div><div class=\"t s7_391\" id=\"t2g_391\" style=\"left:404px;bottom:609px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_391\" id=\"t2h_391\" style=\"left:411px;bottom:609px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t s7_391\" id=\"t2i_391\" style=\"left:431px;bottom:609px;letter-spacing:-0.03px;display:inline;\">impa</div><div class=\"t s8_391\" id=\"t2j_391\" style=\"left:455px;bottom:609px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">irment charge relat</div><div class=\"t s7_391\" id=\"t2k_391\" style=\"left:543px;bottom:609px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing to the Group\u2019s investment in its associate China Bohai Bank </div><div class=\"t s7_391\" id=\"t2l_391\" style=\"left:100px;bottom:598px;letter-spacing:-0.11px;display:inline;\">(Bohai) </div><div class=\"t s7_391\" id=\"t2m_391\" style=\"left:87px;bottom:581px;letter-spacing:-0.08px;word-spacing:0.07px;display:inline;\">3.  Includes the sale of the Aviat</div><div class=\"t s8_391\" id=\"t2n_391\" style=\"left:231px;bottom:581px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion F</div><div class=\"t s7_391\" id=\"t2o_391\" style=\"left:252px;bottom:581px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inance business, of which there was a gain on sale of $309 mill</div><div class=\"t s8_391\" id=\"t2p_391\" style=\"left:535px;bottom:581px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on the leas</div><div class=\"t s7_391\" id=\"t2q_391\" style=\"left:601px;bottom:581px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing business and a loss of $47 mill</div><div class=\"t s8_391\" id=\"t2r_391\" style=\"left:753px;bottom:581px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s7_391\" id=\"t2s_391\" style=\"left:769px;bottom:581px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">in relation to </div><div class=\"t s7_391\" id=\"t2t_391\" style=\"left:100px;bottom:569px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">a sale of a portfolio of Aviat</div><div class=\"t s8_391\" id=\"t2u_391\" style=\"left:226px;bottom:569px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loans </div><div class=\"t s5_391\" id=\"t2v_391\" style=\"left:87px;bottom:546px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The calculation of basic earnings per share is based on the pro\ufb01t attributable to equity holders of the parent and the basic </div><div class=\"t s5_391\" id=\"t2w_391\" style=\"left:87px;bottom:530px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">weighted average number of shares excluding treasury shares held in employees bene\ufb01t trust. When calculating diluted </div><div class=\"t s5_391\" id=\"t2x_391\" style=\"left:87px;bottom:514px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">earnings per share, the weighted average number of shares in issue is adjusted for the effects of all expected dilut</div><div class=\"t s6_391\" id=\"t2y_391\" style=\"left:755px;bottom:514px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive potent</div><div class=\"t s5_391\" id=\"t2z_391\" style=\"left:815px;bottom:514px;letter-spacing:-0.18px;display:inline;\">ial </div><div class=\"t s5_391\" id=\"t30_391\" style=\"left:87px;bottom:498px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ordinary shares held in respect of Standard Chartered PLC totalling 56 mill</div><div class=\"t s6_391\" id=\"t31_391\" style=\"left:522px;bottom:498px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion (2022: 52 m</div><div class=\"t s5_391\" id=\"t32_391\" style=\"left:610px;bottom:498px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s6_391\" id=\"t33_391\" style=\"left:619px;bottom:498px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion). The total number of share </div><div class=\"t s5_391\" id=\"t34_391\" style=\"left:87px;bottom:482px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">options outstanding, under schemes considered to be potentially dilut</div><div class=\"t s6_391\" id=\"t35_391\" style=\"left:499px;bottom:482px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ive, was 7 m</div><div class=\"t s5_391\" id=\"t36_391\" style=\"left:569px;bottom:482px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s6_391\" id=\"t37_391\" style=\"left:578px;bottom:482px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (2022: 5 m</div><div class=\"t s5_391\" id=\"t38_391\" style=\"left:659px;bottom:482px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s6_391\" id=\"t39_391\" style=\"left:668px;bottom:482px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ion). These opt</div><div class=\"t s5_391\" id=\"t3a_391\" style=\"left:754px;bottom:482px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions have </div><div class=\"t s5_391\" id=\"t3b_391\" style=\"left:87px;bottom:466px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">strike prices ranging from $3.99 to $7.49. </div><div class=\"t s5_391\" id=\"t3c_391\" style=\"left:87px;bottom:442px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Of the total number of employee share options and share awards at 31 December 2023 there were nil share options and awards </div><div class=\"t s5_391\" id=\"t3d_391\" style=\"left:87px;bottom:426px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">which were anti dilut</div><div class=\"t s6_391\" id=\"t3e_391\" style=\"left:209px;bottom:426px;letter-spacing:-0.21px;display:inline;\">ive. </div><div class=\"t s5_391\" id=\"t3f_391\" style=\"left:87px;bottom:402px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The 188 mill</div><div class=\"t s6_391\" id=\"t3g_391\" style=\"left:155px;bottom:402px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion decrease (2022: 142 m</div><div class=\"t s5_391\" id=\"t3h_391\" style=\"left:305px;bottom:402px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s6_391\" id=\"t3i_391\" style=\"left:314px;bottom:402px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ion decrease) </div><div class=\"t s5_391\" id=\"t3j_391\" style=\"left:396px;bottom:402px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the basic weighted average number of shares is primar</div><div class=\"t s6_391\" id=\"t3k_391\" style=\"left:734px;bottom:402px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ily due to the </div>impact of the share buy-back programmes completed in the year. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f88186": {
   "value": "13. Financ<div class=\"t s6_392\" id=\"t8_392\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">ial </div><div class=\"t s5_392\" id=\"t9_392\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\">instruments </div><div class=\"t s7_392\" id=\"ta_392\" style=\"left:78px;bottom:1154px;letter-spacing:-0.06px;display:inline;\">Classif</div><div class=\"t s8_392\" id=\"tb_392\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">icat</div><div class=\"t s7_392\" id=\"tc_392\" style=\"left:142px;bottom:1154px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion and measurement </div><div class=\"t s7_392\" id=\"td_392\" style=\"left:78px;bottom:1128px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s9_392\" id=\"te_392\" style=\"left:78px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sa_392\" id=\"tf_392\" style=\"left:118px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at amort</div><div class=\"t s9_392\" id=\"tg_392\" style=\"left:256px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and fair value through other comprehensive income </div><div class=\"t sb_392\" id=\"th_392\" style=\"left:78px;bottom:1094px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at amortised cost or held at FVOCI have contractual terms that give rise to cash \ufb02ows that are solely </div><div class=\"t sb_392\" id=\"ti_392\" style=\"left:78px;bottom:1077px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">payments of princ</div><div class=\"t sc_392\" id=\"tj_392\" style=\"left:186px;bottom:1077px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sb_392\" id=\"tk_392\" style=\"left:237px;bottom:1077px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">interest (SPPI) characterist</div><div class=\"t sc_392\" id=\"tl_392\" style=\"left:392px;bottom:1077px;letter-spacing:-0.08px;display:inline;\">ics. </div><div class=\"t sb_392\" id=\"tm_392\" style=\"left:78px;bottom:1053px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In assessing whether the contractual cash \ufb02ows have SPPI characterist</div><div class=\"t sc_392\" id=\"tn_392\" style=\"left:492px;bottom:1053px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ics, the Group cons</div><div class=\"t sb_392\" id=\"to_392\" style=\"left:603px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders the contractual terms of the </div><div class=\"t sb_392\" id=\"tp_392\" style=\"left:78px;bottom:1037px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. This includes assessing whether the \ufb01nanc</div><div class=\"t sc_392\" id=\"tq_392\" style=\"left:398px;bottom:1037px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial asset conta</div><div class=\"t sb_392\" id=\"tr_392\" style=\"left:483px;bottom:1037px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ins a contractual term that could change the tim</div><div class=\"t sc_392\" id=\"ts_392\" style=\"left:770px;bottom:1037px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing or </div><div class=\"t sb_392\" id=\"tt_392\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">amount of contractual cash \ufb02ows such that it would not meet this condit</div><div class=\"t sc_392\" id=\"tu_392\" style=\"left:505px;bottom:1021px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. In mak</div><div class=\"t sb_392\" id=\"tv_392\" style=\"left:568px;bottom:1021px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing the assessment, the Group considers: </div><div class=\"t sc_392\" id=\"tw_392\" style=\"left:78px;bottom:997px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"tx_392\" style=\"left:91px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Contingent events that would change the amount and tim</div><div class=\"t sc_392\" id=\"ty_392\" style=\"left:438px;bottom:997px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing of cash \ufb02ows </div><div class=\"t sc_392\" id=\"tz_392\" style=\"left:78px;bottom:973px;letter-spacing:-0.17px;word-spacing:2.89px;display:inline;\">\u2022 Leverage features </div><div class=\"t sc_392\" id=\"t10_392\" style=\"left:78px;bottom:949px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t11_392\" style=\"left:91px;bottom:949px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prepayment and extension terms </div><div class=\"t sc_392\" id=\"t12_392\" style=\"left:78px;bottom:925px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t13_392\" style=\"left:91px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">Terms that lim</div><div class=\"t sc_392\" id=\"t14_392\" style=\"left:175px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">it the Group\u2019s cla</div><div class=\"t sb_392\" id=\"t15_392\" style=\"left:272px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">im to cash \ufb02ows from specif</div><div class=\"t sc_392\" id=\"t16_392\" style=\"left:436px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied assets (e.g. non-recourse asset arrangements) </div><div class=\"t sc_392\" id=\"t17_392\" style=\"left:78px;bottom:901px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t18_392\" style=\"left:91px;bottom:901px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Features that modify considerat</div><div class=\"t sc_392\" id=\"t19_392\" style=\"left:281px;bottom:901px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the t</div><div class=\"t sb_392\" id=\"t1a_392\" style=\"left:345px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ime value of money \u2013 e.g. period</div><div class=\"t sc_392\" id=\"t1b_392\" style=\"left:533px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical reset of </div><div class=\"t sb_392\" id=\"t1c_392\" style=\"left:603px;bottom:901px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">interest rates. </div><div class=\"t sc_392\" id=\"t1d_392\" style=\"left:78px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Whether \ufb01nancial assets are held at amort</div><div class=\"t sb_392\" id=\"t1e_392\" style=\"left:332px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised cost or at FVOCI depends on the object</div><div class=\"t sc_392\" id=\"t1f_392\" style=\"left:591px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ives of the bus</div><div class=\"t sb_392\" id=\"t1g_392\" style=\"left:675px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iness models under </div><div class=\"t sb_392\" id=\"t1h_392\" style=\"left:78px;bottom:861px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">which the assets are held. A business model refers to how the Group manages \ufb01nanc</div><div class=\"t sc_392\" id=\"t1i_392\" style=\"left:577px;bottom:861px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial assets to generate cash \ufb02ow. </div><div class=\"t sc_392\" id=\"t1j_392\" style=\"left:78px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group makes an assessment of the objective of a bus</div><div class=\"t sb_392\" id=\"t1k_392\" style=\"left:417px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iness model in which an asset is held at the ind</div><div class=\"t sc_392\" id=\"t1l_392\" style=\"left:691px;bottom:837px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sb_392\" id=\"t1m_392\" style=\"left:700px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idual product </div><div class=\"t sb_392\" id=\"t1n_392\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business line, and where applicable with</div><div class=\"t sc_392\" id=\"t1o_392\" style=\"left:315px;bottom:821px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in bus</div><div class=\"t sb_392\" id=\"t1p_392\" style=\"left:350px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness lines depending on the way the business is managed and informat</div><div class=\"t sc_392\" id=\"t1q_392\" style=\"left:775px;bottom:821px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_392\" id=\"t1r_392\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is provided to management. Factors considered include: </div><div class=\"t sc_392\" id=\"t1s_392\" style=\"left:78px;bottom:781px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1t_392\" style=\"left:91px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">How the performance of the product business line is evaluated and reported to the Group\u2019s management </div><div class=\"t sc_392\" id=\"t1u_392\" style=\"left:78px;bottom:757px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1v_392\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">How managers of the business model are compensated, includ</div><div class=\"t sc_392\" id=\"t1w_392\" style=\"left:463px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing whether management </div><div class=\"t sb_392\" id=\"t1x_392\" style=\"left:623px;bottom:757px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is compensated based on the </div><div class=\"t sb_392\" id=\"t1y_392\" style=\"left:91px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value of assets or the contractual cash \ufb02ows collected </div><div class=\"t sc_392\" id=\"t1z_392\" style=\"left:78px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t20_392\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The risks that affect the performance of the business model and how those risks are managed </div><div class=\"t sc_392\" id=\"t21_392\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t22_392\" style=\"left:91px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The frequency, volume and tim</div><div class=\"t sc_392\" id=\"t23_392\" style=\"left:273px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing of sales </div><div class=\"t sb_392\" id=\"t24_392\" style=\"left:342px;bottom:692px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in prior periods, the reasons for such sales and expectations about future </div><div class=\"t sb_392\" id=\"t25_392\" style=\"left:91px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">sales activ</div><div class=\"t sc_392\" id=\"t26_392\" style=\"left:152px;bottom:676px;letter-spacing:-0.26px;display:inline;\">ity. </div><div class=\"t sb_392\" id=\"t27_392\" style=\"left:78px;bottom:652px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group\u2019s business model assessment is as follows: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t28_392\" style=\"left:78px;bottom:634px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Business model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t29_392\" style=\"left:160px;bottom:634px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Business object</div><div class=\"t se_392\" id=\"t2a_392\" style=\"left:232px;bottom:634px;letter-spacing:-0.15px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2b_392\" style=\"left:307px;bottom:634px;display:inline;\">Characterist</div><div class=\"t se_392\" id=\"t2c_392\" style=\"left:367px;bottom:634px;letter-spacing:0.03px;display:inline;\">ics </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2d_392\" style=\"left:520px;bottom:634px;letter-spacing:0.01px;display:inline;\">Businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2e_392\" style=\"left:667px;bottom:634px;display:inline;\">Products </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2f_392\" style=\"left:78px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2h_392\" style=\"left:160px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Intent is to orig</div><div class=\"t s4_392\" id=\"t2i_392\" style=\"left:243px;bottom:614px;letter-spacing:-0.02px;display:inline;\">inate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2p_392\" style=\"left:307px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2q_392\" style=\"left:320px;bottom:614px;letter-spacing:-0.04px;display:inline;\">Provid</div><div class=\"t s4_392\" id=\"t2r_392\" style=\"left:355px;bottom:614px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing \ufb01nancing and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t36_392\" style=\"left:520px;bottom:614px;letter-spacing:0.01px;word-spacing:3.06px;display:inline;\">\u2022 Corporate Lending </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3e_392\" style=\"left:667px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t3f_392\" style=\"left:680px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2g_392\" style=\"left:78px;bottom:599px;letter-spacing:-0.01px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2j_392\" style=\"left:160px;bottom:599px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2s_392\" style=\"left:320px;bottom:599px;letter-spacing:0.04px;display:inline;\">orig</div><div class=\"t s4_392\" id=\"t2t_392\" style=\"left:342px;bottom:599px;letter-spacing:-0.02px;display:inline;\">inat</div><div class=\"t sf_392\" id=\"t2u_392\" style=\"left:365px;bottom:599px;word-spacing:-0.15px;display:inline;\">ing assets to earn interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t37_392\" style=\"left:520px;bottom:595px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t38_392\" style=\"left:570px;bottom:595px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3g_392\" style=\"left:667px;bottom:595px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t3h_392\" style=\"left:748px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2k_392\" style=\"left:160px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">hold them to maturity, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2v_392\" style=\"left:320px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income as primary income stream </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2l_392\" style=\"left:160px;bottom:570px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">collecting the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2w_392\" style=\"left:307px;bottom:566px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2x_392\" style=\"left:320px;bottom:566px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performing credit risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t39_392\" style=\"left:520px;bottom:576px;letter-spacing:-0.05px;word-spacing:3.11px;display:inline;\">\u2022 Transaction Banking </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2m_392\" style=\"left:160px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">contractual cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2y_392\" style=\"left:320px;bottom:552px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">management activ</div><div class=\"t s4_392\" id=\"t2z_392\" style=\"left:429px;bottom:552px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_392\" id=\"t30_392\" style=\"left:436px;bottom:552px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3a_392\" style=\"left:520px;bottom:557px;letter-spacing:-0.04px;word-spacing:3.1px;display:inline;\">\u2022 Retail Lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2n_392\" style=\"left:160px;bottom:541px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">over the term of the </div> <div class=\"t sf_392\" id=\"t2o_392\" style=\"left:160px;bottom:527px;letter-spacing:0.05px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t31_392\" style=\"left:307px;bottom:533px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t32_392\" style=\"left:320px;bottom:533px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Costs include funding costs, </div> <div class=\"t sf_392\" id=\"t33_392\" style=\"left:320px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">transaction costs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3b_392\" style=\"left:520px;bottom:539px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div> <div class=\"t s4_392\" id=\"t3c_392\" style=\"left:533px;bottom:524px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">(Loans and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t34_392\" style=\"left:320px;bottom:504px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_392\" id=\"t35_392\" style=\"left:350px;bottom:504px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3d_392\" style=\"left:533px;bottom:510px;letter-spacing:-0.06px;display:inline;\">Borrowings) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3i_392\" style=\"left:78px;bottom:485px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3l_392\" style=\"left:160px;bottom:485px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Business object</div><div class=\"t s4_392\" id=\"t3m_392\" style=\"left:245px;bottom:485px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive met </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3q_392\" style=\"left:307px;bottom:485px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t3r_392\" style=\"left:320px;bottom:485px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Portfolios held for liqu</div><div class=\"t s4_392\" id=\"t3s_392\" style=\"left:441px;bottom:485px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sf_392\" id=\"t3t_392\" style=\"left:451px;bottom:485px;letter-spacing:0.04px;word-spacing:-0.2px;display:inline;\">ity needs; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t48_392\" style=\"left:520px;bottom:485px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t49_392\" style=\"left:667px;bottom:485px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t4a_392\" style=\"left:748px;bottom:485px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3j_392\" style=\"left:78px;bottom:470px;letter-spacing:-0.02px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3n_392\" style=\"left:160px;bottom:470px;word-spacing:-0.14px;display:inline;\">through both hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3u_392\" style=\"left:320px;bottom:470px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">or where a certain interest yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3k_392\" style=\"left:78px;bottom:456px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">and sell </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3o_392\" style=\"left:160px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">collect and by selling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3v_392\" style=\"left:320px;bottom:456px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01le is mainta</div><div class=\"t s4_392\" id=\"t3w_392\" style=\"left:410px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ined; or that are </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3p_392\" style=\"left:160px;bottom:441px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">\ufb01nancial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3x_392\" style=\"left:320px;bottom:441px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">normally rebalanced to achieve </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3y_392\" style=\"left:320px;bottom:427px;word-spacing:-0.15px;display:inline;\">matching of duration of assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3z_392\" style=\"left:320px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">and liab</div><div class=\"t s4_392\" id=\"t40_392\" style=\"left:366px;bottom:412px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_392\" id=\"t41_392\" style=\"left:372px;bottom:412px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_392\" id=\"t42_392\" style=\"left:379px;bottom:412px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t43_392\" style=\"left:307px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t44_392\" style=\"left:320px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Income streams come from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t45_392\" style=\"left:320px;bottom:379px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">interest income, fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t46_392\" style=\"left:320px;bottom:364px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">changes, and impa</div><div class=\"t s4_392\" id=\"t47_392\" style=\"left:428px;bottom:364px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4b_392\" style=\"left:78px;bottom:345px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4e_392\" style=\"left:160px;bottom:345px;word-spacing:-0.15px;display:inline;\">All other business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4l_392\" style=\"left:307px;bottom:345px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4m_392\" style=\"left:320px;bottom:345px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assets held for trading </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t52_392\" style=\"left:520px;bottom:345px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t53_392\" style=\"left:570px;bottom:345px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t56_392\" style=\"left:667px;bottom:345px;word-spacing:6.25px;display:inline;\">\u2022 Derivat</div><div class=\"t s4_392\" id=\"t57_392\" style=\"left:722px;bottom:345px;letter-spacing:-0.03px;display:inline;\">ives </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4c_392\" style=\"left:78px;bottom:331px;letter-spacing:0.02px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4f_392\" style=\"left:160px;bottom:331px;display:inline;\">objectives, </div> <div class=\"t sf_392\" id=\"t4g_392\" style=\"left:222px;bottom:331px;letter-spacing:0.01px;display:inline;\">includ</div><div class=\"t s4_392\" id=\"t4h_392\" style=\"left:255px;bottom:331px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4n_392\" style=\"left:307px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4o_392\" style=\"left:320px;bottom:326px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets that are orig</div><div class=\"t s4_392\" id=\"t4p_392\" style=\"left:429px;bottom:326px;display:inline;\">inated, </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t54_392\" style=\"left:520px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t55_392\" style=\"left:533px;bottom:326px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">All other business lines </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t58_392\" style=\"left:667px;bottom:326px;word-spacing:3.05px;display:inline;\">\u2022 Equity shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4d_392\" style=\"left:78px;bottom:316px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4i_392\" style=\"left:160px;bottom:316px;word-spacing:-0.13px;display:inline;\">trading and managing </div> <div class=\"t s4_392\" id=\"t4j_392\" style=\"left:160px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets on a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4q_392\" style=\"left:320px;bottom:312px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">purchased, and sold for pro\ufb01t </div> <div class=\"t sf_392\" id=\"t4r_392\" style=\"left:320px;bottom:297px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">taking or underwrit</div><div class=\"t s4_392\" id=\"t4s_392\" style=\"left:428px;bottom:297px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing act</div><div class=\"t sf_392\" id=\"t4t_392\" style=\"left:467px;bottom:297px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_392\" id=\"t4u_392\" style=\"left:476px;bottom:297px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t59_392\" style=\"left:667px;bottom:307px;letter-spacing:-0.06px;word-spacing:3.11px;display:inline;\">\u2022 Trading portfolios </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4k_392\" style=\"left:160px;bottom:287px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5a_392\" style=\"left:667px;bottom:289px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5b_392\" style=\"left:717px;bottom:289px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4v_392\" style=\"left:307px;bottom:278px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4w_392\" style=\"left:320px;bottom:278px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performance of the portfolio is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5c_392\" style=\"left:680px;bottom:274px;word-spacing:-0.14px;display:inline;\">reverse repos </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4x_392\" style=\"left:320px;bottom:264px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">evaluated on a fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5d_392\" style=\"left:667px;bottom:255px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5e_392\" style=\"left:717px;bottom:255px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4y_392\" style=\"left:307px;bottom:245px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4z_392\" style=\"left:320px;bottom:245px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Income streams are from fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5f_392\" style=\"left:680px;bottom:241px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">(FM Bond and Loan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t50_392\" style=\"left:320px;bottom:231px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">value changes or trading gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5g_392\" style=\"left:680px;bottom:226px;letter-spacing:-0.03px;display:inline;\">Syndicat</div><div class=\"t s4_392\" id=\"t5h_392\" style=\"left:728px;bottom:226px;letter-spacing:-0.27px;display:inline;\">ion) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t51_392\" style=\"left:320px;bottom:216px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">or losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div></div><div class=\"t s4_393\" id=\"t6_393\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_393\" id=\"t7_393\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_393\" id=\"t8_393\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_393\" id=\"t9_393\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_393\" id=\"ta_393\" style=\"left:95px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"tb_393\" style=\"left:135px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s7_393\" id=\"tc_393\" style=\"left:210px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich have SPPI characterist</div><div class=\"t s8_393\" id=\"td_393\" style=\"left:360px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics and that are held w</div><div class=\"t s7_393\" id=\"te_393\" style=\"left:494px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tf_393\" style=\"left:509px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tg_393\" style=\"left:555px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"th_393\" style=\"left:706px;bottom:1154px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ti_393\" style=\"left:726px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is to hold </div><div class=\"t s8_393\" id=\"tj_393\" style=\"left:95px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\ufb01nancial assets to collect contractual cash\ufb02ows (hold to collect) are recorded at amort</div><div class=\"t s7_393\" id=\"tk_393\" style=\"left:606px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised cost. Conversely, \ufb01nanc</div><div class=\"t s8_393\" id=\"tl_393\" style=\"left:769px;bottom:1138px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"tm_393\" style=\"left:95px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assets which have SPPI characterist</div><div class=\"t s8_393\" id=\"tn_393\" style=\"left:304px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics but are held w</div><div class=\"t s7_393\" id=\"to_393\" style=\"left:406px;bottom:1122px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tp_393\" style=\"left:422px;bottom:1122px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tq_393\" style=\"left:467px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"tr_393\" style=\"left:619px;bottom:1122px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ts_393\" style=\"left:638px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is achieved by both collecting </div><div class=\"t s7_393\" id=\"tt_393\" style=\"left:95px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">contractual cash\ufb02ows and selling \ufb01nanc</div><div class=\"t s8_393\" id=\"tu_393\" style=\"left:333px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets (Hold to collect and sell) are class</div><div class=\"t s7_393\" id=\"tv_393\" style=\"left:587px;bottom:1106px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"tw_393\" style=\"left:594px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied as held at FVOCI. Both hold to </div><div class=\"t s7_393\" id=\"tx_393\" style=\"left:95px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collect and hold to collect and sell business models involve holding \ufb01nanc</div><div class=\"t s8_393\" id=\"ty_393\" style=\"left:526px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets to collect the contractual cash\ufb02ows. </div><div class=\"t s7_393\" id=\"tz_393\" style=\"left:95px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">However, the business models are dist</div><div class=\"t s8_393\" id=\"t10_393\" style=\"left:319px;bottom:1074px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inct by reference to the frequency and s</div><div class=\"t s7_393\" id=\"t11_393\" style=\"left:552px;bottom:1074px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_393\" id=\"t12_393\" style=\"left:571px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cance that asset sales play </div><div class=\"t s7_393\" id=\"t13_393\" style=\"left:743px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in meeting the </div><div class=\"t s8_393\" id=\"t14_393\" style=\"left:95px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">objective under wh</div><div class=\"t s7_393\" id=\"t15_393\" style=\"left:208px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t16_393\" style=\"left:389px;bottom:1058px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s7_393\" id=\"t17_393\" style=\"left:446px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed. Hold to collect business models are characterised </div><div class=\"t s7_393\" id=\"t18_393\" style=\"left:95px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">by asset sales that are inc</div><div class=\"t s8_393\" id=\"t19_393\" style=\"left:246px;bottom:1042px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idental to meet</div><div class=\"t s7_393\" id=\"t1a_393\" style=\"left:338px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the object</div><div class=\"t s8_393\" id=\"t1b_393\" style=\"left:419px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives under wh</div><div class=\"t s7_393\" id=\"t1c_393\" style=\"left:500px;bottom:1042px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich a group of assets is managed. Sales of assets under </div><div class=\"t s7_393\" id=\"t1d_393\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a hold to collect business model can be made to manage increases in the credit risk of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1e_393\" style=\"left:641px;bottom:1026px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets but sales for other </div><div class=\"t s7_393\" id=\"t1f_393\" style=\"left:95px;bottom:1010px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">reasons should be infrequent or ins</div><div class=\"t s8_393\" id=\"t1g_393\" style=\"left:300px;bottom:1010px;letter-spacing:-0.2px;display:inline;\">ign</div><div class=\"t s7_393\" id=\"t1h_393\" style=\"left:319px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"t1i_393\" style=\"left:327px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icant. Cash\ufb02ows from the sale of \ufb01nancial assets under a hold to collect and sell </div><div class=\"t s7_393\" id=\"t1j_393\" style=\"left:95px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">business model by contrast are integral to achiev</div><div class=\"t s8_393\" id=\"t1k_393\" style=\"left:384px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the objectives under wh</div><div class=\"t s7_393\" id=\"t1l_393\" style=\"left:546px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1m_393\" style=\"left:727px;bottom:994px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial assets are </div><div class=\"t s7_393\" id=\"t1n_393\" style=\"left:95px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">managed. This may be the case where frequent sales of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1o_393\" style=\"left:465px;bottom:978px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets are requ</div><div class=\"t s7_393\" id=\"t1p_393\" style=\"left:572px;bottom:978px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ired to manage the Group\u2019s daily liqu</div><div class=\"t s8_393\" id=\"t1q_393\" style=\"left:788px;bottom:978px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1r_393\" style=\"left:799px;bottom:978px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_393\" id=\"t1s_393\" style=\"left:95px;bottom:962px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">requirements or to meet regulatory requirements to demonstrate liqu</div><div class=\"t s8_393\" id=\"t1t_393\" style=\"left:504px;bottom:962px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1u_393\" style=\"left:515px;bottom:962px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1v_393\" style=\"left:585px;bottom:962px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"t1w_393\" style=\"left:601px;bottom:962px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Sales of assets under hold </div><div class=\"t s7_393\" id=\"t1x_393\" style=\"left:95px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect and sell business models are therefore both more frequent and more sign</div><div class=\"t s8_393\" id=\"t1y_393\" style=\"left:583px;bottom:945px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_393\" id=\"t1z_393\" style=\"left:623px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in value than those under the hold </div><div class=\"t s7_393\" id=\"t20_393\" style=\"left:95px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect model. </div><div class=\"t s9_393\" id=\"t21_393\" style=\"left:95px;bottom:897px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Equity instruments designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t22_393\" style=\"left:95px;bottom:879px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Non-trading equity instruments acquired for strategic purposes rather than capital gain may be irrevocably designated at </div><div class=\"t s7_393\" id=\"t23_393\" style=\"left:95px;bottom:863px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_393\" id=\"t24_393\" style=\"left:106px;bottom:863px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_393\" id=\"t25_393\" style=\"left:113px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_393\" id=\"t26_393\" style=\"left:179px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion as held at FVOCI on an </div><div class=\"t s7_393\" id=\"t27_393\" style=\"left:339px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument-by-instrument basis. Div</div><div class=\"t s8_393\" id=\"t28_393\" style=\"left:549px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends rece</div><div class=\"t s7_393\" id=\"t29_393\" style=\"left:617px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived are recognised in pro\ufb01t or loss. </div><div class=\"t s7_393\" id=\"t2a_393\" style=\"left:95px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_393\" id=\"t2b_393\" style=\"left:217px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_393\" id=\"t2c_393\" style=\"left:324px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the fair value of these instruments, includ</div><div class=\"t s8_393\" id=\"t2d_393\" style=\"left:578px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing fore</div><div class=\"t s7_393\" id=\"t2e_393\" style=\"left:623px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ign exchange gains and losses, </div><div class=\"t s7_393\" id=\"t2f_393\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are recognised directly in equity and are never reclassif</div><div class=\"t s8_393\" id=\"t2g_393\" style=\"left:418px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied to pro\ufb01t or loss even on derecogn</div><div class=\"t s7_393\" id=\"t2h_393\" style=\"left:635px;bottom:831px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2i_393\" style=\"left:643px;bottom:831px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s9_393\" id=\"t2j_393\" style=\"left:95px;bottom:799px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Mandatorily classif</div><div class=\"t sa_393\" id=\"t2k_393\" style=\"left:213px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied at fa</div><div class=\"t s9_393\" id=\"t2l_393\" style=\"left:263px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t2m_393\" style=\"left:95px;bottom:781px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2n_393\" style=\"left:135px;bottom:781px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2o_393\" style=\"left:221px;bottom:781px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t2p_393\" style=\"left:240px;bottom:781px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t2q_393\" style=\"left:246px;bottom:781px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2r_393\" style=\"left:253px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_393\" id=\"t2s_393\" style=\"left:290px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich are mandatorily held at fair value through pro\ufb01t or loss are split between two </div><div class=\"t s7_393\" id=\"t2t_393\" style=\"left:95px;bottom:765px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">subcategories as follows: </div><div class=\"t s7_393\" id=\"t2u_393\" style=\"left:95px;bottom:741px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Trading, includ</div><div class=\"t s8_393\" id=\"t2v_393\" style=\"left:182px;bottom:741px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t2w_393\" style=\"left:95px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t2x_393\" style=\"left:108px;bottom:717px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2y_393\" style=\"left:148px;bottom:717px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2z_393\" style=\"left:234px;bottom:717px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t30_393\" style=\"left:253px;bottom:717px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t31_393\" style=\"left:259px;bottom:717px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t32_393\" style=\"left:266px;bottom:717px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held for trad</div><div class=\"t s7_393\" id=\"t33_393\" style=\"left:358px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing, which are those acquired princ</div><div class=\"t s8_393\" id=\"t34_393\" style=\"left:564px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally for the purpose of sell</div><div class=\"t s7_393\" id=\"t35_393\" style=\"left:724px;bottom:717px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing in the </div><div class=\"t s7_393\" id=\"t36_393\" style=\"left:108px;bottom:701px;letter-spacing:-0.22px;display:inline;\">short-term </div><div class=\"t s7_393\" id=\"t37_393\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Derivat</div><div class=\"t s8_393\" id=\"t38_393\" style=\"left:152px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t39_393\" style=\"left:95px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Non-trading mandatorily at fair value through pro\ufb01t or loss, includ</div><div class=\"t s8_393\" id=\"t3a_393\" style=\"left:484px;bottom:652px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t3b_393\" style=\"left:95px;bottom:628px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3c_393\" style=\"left:108px;bottom:628px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Instruments in a business which has a fair value business model (see the Group\u2019s business model assessment) which are not </div><div class=\"t s7_393\" id=\"t3d_393\" style=\"left:108px;bottom:612px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">trading or derivat</div><div class=\"t s8_393\" id=\"t3e_393\" style=\"left:212px;bottom:612px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3f_393\" style=\"left:95px;bottom:588px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3g_393\" style=\"left:108px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Hybrid \ufb01nanc</div><div class=\"t s8_393\" id=\"t3h_393\" style=\"left:188px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets that conta</div><div class=\"t s7_393\" id=\"t3i_393\" style=\"left:308px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in one or more embedded derivat</div><div class=\"t s8_393\" id=\"t3j_393\" style=\"left:507px;bottom:588px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3k_393\" style=\"left:95px;bottom:564px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3l_393\" style=\"left:108px;bottom:564px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3m_393\" style=\"left:148px;bottom:564px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial assets that would otherw</div><div class=\"t s7_393\" id=\"t3n_393\" style=\"left:315px;bottom:564px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise be measured at amortised cost or FVOCI but which do not have SPPI characterist</div><div class=\"t s8_393\" id=\"t3o_393\" style=\"left:810px;bottom:564px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s7_393\" id=\"t3p_393\" style=\"left:95px;bottom:540px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3q_393\" style=\"left:108px;bottom:540px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Equity instruments that have not been designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t3r_393\" style=\"left:95px;bottom:516px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3s_393\" style=\"left:108px;bottom:516px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3t_393\" style=\"left:148px;bottom:516px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t3u_393\" style=\"left:167px;bottom:516px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t3v_393\" style=\"left:186px;bottom:516px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t3w_393\" style=\"left:192px;bottom:516px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t3x_393\" style=\"left:200px;bottom:516px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that const</div><div class=\"t s7_393\" id=\"t3y_393\" style=\"left:279px;bottom:516px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itute contingent considerat</div><div class=\"t s8_393\" id=\"t3z_393\" style=\"left:440px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t40_393\" style=\"left:461px;bottom:516px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in a business combinat</div><div class=\"t s8_393\" id=\"t41_393\" style=\"left:595px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_393\" id=\"t42_393\" style=\"left:95px;bottom:484px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Designated at fair value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t43_393\" style=\"left:95px;bottom:466px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t44_393\" style=\"left:135px;bottom:466px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t45_393\" style=\"left:221px;bottom:466px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t46_393\" style=\"left:240px;bottom:466px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t47_393\" style=\"left:246px;bottom:466px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t48_393\" style=\"left:253px;bottom:466px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may be des</div><div class=\"t s7_393\" id=\"t49_393\" style=\"left:340px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss when the designat</div><div class=\"t s8_393\" id=\"t4a_393\" style=\"left:699px;bottom:466px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion el</div><div class=\"t s7_393\" id=\"t4b_393\" style=\"left:730px;bottom:466px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_393\" id=\"t4c_393\" style=\"left:745px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inates or </div><div class=\"t s7_393\" id=\"t4d_393\" style=\"left:95px;bottom:450px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s8_393\" id=\"t4e_393\" style=\"left:119px;bottom:450px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly reduces a measurement or recogn</div><div class=\"t s7_393\" id=\"t4f_393\" style=\"left:371px;bottom:450px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4g_393\" style=\"left:379px;bottom:450px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t4h_393\" style=\"left:400px;bottom:450px;letter-spacing:-0.14px;display:inline;\">incons</div><div class=\"t s8_393\" id=\"t4i_393\" style=\"left:438px;bottom:450px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">istency that would otherw</div><div class=\"t s7_393\" id=\"t4j_393\" style=\"left:593px;bottom:450px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ise arise from measuring assets or </div><div class=\"t s7_393\" id=\"t4k_393\" style=\"left:95px;bottom:434px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_393\" id=\"t4l_393\" style=\"left:117px;bottom:434px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4m_393\" style=\"left:123px;bottom:434px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4n_393\" style=\"left:131px;bottom:434px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ies on a d</div><div class=\"t s7_393\" id=\"t4o_393\" style=\"left:186px;bottom:434px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ifferent basis (\u2018accounting mismatch\u2019). </div><div class=\"t s7_393\" id=\"t4p_393\" style=\"left:95px;bottom:410px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t4q_393\" style=\"left:135px;bottom:410px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t4r_393\" style=\"left:154px;bottom:410px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t4s_393\" style=\"left:173px;bottom:410px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4t_393\" style=\"left:179px;bottom:410px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4u_393\" style=\"left:187px;bottom:410px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies may also be des</div><div class=\"t s7_393\" id=\"t4v_393\" style=\"left:301px;bottom:410px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss where they are managed on a fair value </div><div class=\"t s7_393\" id=\"t4w_393\" style=\"left:95px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">basis or have an embedded derivat</div><div class=\"t s8_393\" id=\"t4x_393\" style=\"left:306px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive where the Group </div><div class=\"t s7_393\" id=\"t4y_393\" style=\"left:427px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not able to bifurcate and separately value the embedded </div><div class=\"t s7_393\" id=\"t4z_393\" style=\"left:95px;bottom:378px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_393\" id=\"t50_393\" style=\"left:138px;bottom:378px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive component. </div><div class=\"t s9_393\" id=\"t51_393\" style=\"left:95px;bottom:345px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sa_393\" id=\"t52_393\" style=\"left:136px;bottom:345px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s9_393\" id=\"t53_393\" style=\"left:157px;bottom:345px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t sa_393\" id=\"t54_393\" style=\"left:177px;bottom:345px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_393\" id=\"t55_393\" style=\"left:183px;bottom:345px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sa_393\" id=\"t56_393\" style=\"left:192px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t s9_393\" id=\"t57_393\" style=\"left:294px;bottom:345px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ised cost </div><div class=\"t s7_393\" id=\"t58_393\" style=\"left:95px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t59_393\" style=\"left:135px;bottom:327px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t5a_393\" style=\"left:154px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5b_393\" style=\"left:173px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5c_393\" style=\"left:179px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5d_393\" style=\"left:187px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not \ufb01nancial guarantees or loan comm</div><div class=\"t s7_393\" id=\"t5e_393\" style=\"left:486px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments and that are not classif</div><div class=\"t s8_393\" id=\"t5f_393\" style=\"left:670px;bottom:327px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5g_393\" style=\"left:765px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5h_393\" style=\"left:784px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5i_393\" style=\"left:789px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5j_393\" style=\"left:797px;bottom:327px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_393\" id=\"t5k_393\" style=\"left:95px;bottom:311px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">held at fair value through pro\ufb01t or loss are classif</div><div class=\"t s8_393\" id=\"t5l_393\" style=\"left:380px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5m_393\" style=\"left:475px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5n_393\" style=\"left:494px;bottom:311px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5o_393\" style=\"left:499px;bottom:311px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5p_393\" style=\"left:507px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s7_393\" id=\"t5q_393\" style=\"left:607px;bottom:311px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ised cost. </div><div class=\"t s7_393\" id=\"t5r_393\" style=\"left:95px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Preference shares which carry a mandatory coupon that represents a market rate of interest at the issue date, or which are </div><div class=\"t s7_393\" id=\"t5s_393\" style=\"left:95px;bottom:271px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">redeemable on a specif</div><div class=\"t s8_393\" id=\"t5t_393\" style=\"left:235px;bottom:271px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ic date or at the opt</div><div class=\"t s7_393\" id=\"t5u_393\" style=\"left:352px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the shareholder are classif</div><div class=\"t s8_393\" id=\"t5v_393\" style=\"left:543px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5w_393\" style=\"left:637px;bottom:271px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5x_393\" style=\"left:657px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5y_393\" style=\"left:662px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5z_393\" style=\"left:670px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and are presented </div><div class=\"t s7_393\" id=\"t60_393\" style=\"left:801px;bottom:271px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s7_393\" id=\"t61_393\" style=\"left:95px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">other borrowed funds. The div</div><div class=\"t s8_393\" id=\"t62_393\" style=\"left:273px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idends on these preference shares are recogn</div><div class=\"t s7_393\" id=\"t63_393\" style=\"left:541px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised in the income statement as interest expense </div><div class=\"t s7_393\" id=\"t64_393\" style=\"left:95px;bottom:239px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on an amortised cost basis using the effective interest method. </div><div></div><div class=\"t s5_394\" id=\"t7_394\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_394\" id=\"t8_394\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_394\" id=\"t9_394\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_394\" id=\"ta_394\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_394\" id=\"tb_394\" style=\"left:78px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s9_394\" id=\"tc_394\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s8_394\" id=\"td_394\" style=\"left:358px;bottom:1154px;letter-spacing:-0.03px;display:inline;\">itments </div><div class=\"t sa_394\" id=\"te_394\" style=\"left:78px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group issues \ufb01nanc</div><div class=\"t sb_394\" id=\"tf_394\" style=\"left:218px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t sa_394\" id=\"tg_394\" style=\"left:453px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments in return for fees. Financ</div><div class=\"t sb_394\" id=\"th_394\" style=\"left:641px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts </div><div class=\"t sa_394\" id=\"ti_394\" style=\"left:78px;bottom:1122px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">and any loan commitments issued at below-market interest rates are in</div><div class=\"t sb_394\" id=\"tj_394\" style=\"left:499px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tk_394\" style=\"left:507px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ially recognised at their fair value as a \ufb01nanc</div><div class=\"t sb_394\" id=\"tl_394\" style=\"left:768px;bottom:1122px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"tm_394\" style=\"left:78px;bottom:1106px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_394\" id=\"tn_394\" style=\"left:100px;bottom:1106px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"to_394\" style=\"left:106px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sb_394\" id=\"tp_394\" style=\"left:422px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tq_394\" style=\"left:430px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount of income recognised in </div><div class=\"t sa_394\" id=\"tr_394\" style=\"left:78px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">accordance with the princ</div><div class=\"t sb_394\" id=\"ts_394\" style=\"left:232px;bottom:1090px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iples of IFRS 15 Revenue from Contracts w</div><div class=\"t sa_394\" id=\"tt_394\" style=\"left:474px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith Customers and their expected credit loss provis</div><div class=\"t sb_394\" id=\"tu_394\" style=\"left:770px;bottom:1090px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sa_394\" id=\"tv_394\" style=\"left:78px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Loan commitments may be designated at fair value through pro\ufb01t or loss where that is the business model under which </div><div class=\"t sb_394\" id=\"tw_394\" style=\"left:78px;bottom:1058px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such contracts are held. </div><div class=\"t s8_394\" id=\"tx_394\" style=\"left:78px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s9_394\" id=\"ty_394\" style=\"left:193px;bottom:1032px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets and l</div><div class=\"t s8_394\" id=\"tz_394\" style=\"left:281px;bottom:1032px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s9_394\" id=\"t10_394\" style=\"left:301px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_394\" id=\"t11_394\" style=\"left:308px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t12_394\" style=\"left:317px;bottom:1032px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t13_394\" style=\"left:78px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sb_394\" id=\"t14_394\" style=\"left:213px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t15_394\" style=\"left:229px;bottom:1013px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is generally measured on the basis of the ind</div><div class=\"t sb_394\" id=\"t16_394\" style=\"left:564px;bottom:1013px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_394\" id=\"t17_394\" style=\"left:574px;bottom:1013px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idual \ufb01nanc</div><div class=\"t sb_394\" id=\"t18_394\" style=\"left:643px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t19_394\" style=\"left:660px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instrument. However, </div><div class=\"t sb_394\" id=\"t1a_394\" style=\"left:78px;bottom:997px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">when a group of \ufb01nancial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t1b_394\" style=\"left:355px;bottom:997px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1c_394\" style=\"left:374px;bottom:997px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1d_394\" style=\"left:380px;bottom:997px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1e_394\" style=\"left:388px;bottom:997px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1f_394\" style=\"left:406px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is managed on the basis of its net exposure to either market risk or </div><div class=\"t sa_394\" id=\"t1g_394\" style=\"left:78px;bottom:981px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">credit risk, the fair value of the group of \ufb01nanc</div><div class=\"t sb_394\" id=\"t1h_394\" style=\"left:347px;bottom:981px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t1i_394\" style=\"left:363px;bottom:981px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments is measured on a net basis. </div><div class=\"t sa_394\" id=\"t1j_394\" style=\"left:78px;bottom:957px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t sb_394\" id=\"t1k_394\" style=\"left:265px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t1l_394\" style=\"left:351px;bottom:957px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1m_394\" style=\"left:370px;bottom:957px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1n_394\" style=\"left:376px;bottom:957px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1o_394\" style=\"left:384px;bottom:957px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1p_394\" style=\"left:402px;bottom:957px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_394\" id=\"t1q_394\" style=\"left:78px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t sb_394\" id=\"t1r_394\" style=\"left:316px;bottom:941px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1s_394\" style=\"left:322px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t sb_394\" id=\"t1t_394\" style=\"left:464px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_394\" id=\"t1u_394\" style=\"left:667px;bottom:941px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t sb_394\" id=\"t1v_394\" style=\"left:710px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t1w_394\" style=\"left:731px;bottom:941px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_394\" id=\"t1x_394\" style=\"left:783px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_394\" id=\"t1y_394\" style=\"left:78px;bottom:925px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">on an ongoing basis. If the market for a \ufb01nanc</div><div class=\"t sb_394\" id=\"t1z_394\" style=\"left:348px;bottom:925px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t20_394\" style=\"left:365px;bottom:925px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument, and for unlisted securit</div><div class=\"t sb_394\" id=\"t21_394\" style=\"left:569px;bottom:925px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t sa_394\" id=\"t22_394\" style=\"left:590px;bottom:925px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not active, the Group establishes </div><div class=\"t sa_394\" id=\"t23_394\" style=\"left:78px;bottom:909px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">fair value by using valuation techniques. </div><div class=\"t s8_394\" id=\"t24_394\" style=\"left:78px;bottom:877px;letter-spacing:-0.13px;display:inline;\">Init</div><div class=\"t s9_394\" id=\"t25_394\" style=\"left:98px;bottom:877px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ial recogn</div><div class=\"t s8_394\" id=\"t26_394\" style=\"left:158px;bottom:877px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t27_394\" style=\"left:167px;bottom:877px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sb_394\" id=\"t28_394\" style=\"left:78px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Regular way purchases and sales of \ufb01nancial assets held at fa</div><div class=\"t sa_394\" id=\"t29_394\" style=\"left:442px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value through pro\ufb01t or loss, and held at fair value through </div><div class=\"t sa_394\" id=\"t2a_394\" style=\"left:78px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">other comprehensive income are in</div><div class=\"t sb_394\" id=\"t2b_394\" style=\"left:285px;bottom:843px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2c_394\" style=\"left:293px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised on the trade date (the date on which the Group commits to purchase or </div><div class=\"t sb_394\" id=\"t2d_394\" style=\"left:78px;bottom:827px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sell the asset). Loans and advances and other \ufb01nancial assets held at amort</div><div class=\"t sa_394\" id=\"t2e_394\" style=\"left:525px;bottom:827px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised cost are recognised on the settlement date </div><div class=\"t sa_394\" id=\"t2f_394\" style=\"left:78px;bottom:811px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">(the date on which cash is advanced to the borrowers). </div><div class=\"t sb_394\" id=\"t2g_394\" style=\"left:78px;bottom:787px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">All \ufb01nancial </div><div class=\"t sa_394\" id=\"t2h_394\" style=\"left:150px;bottom:787px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t sb_394\" id=\"t2i_394\" style=\"left:255px;bottom:787px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2j_394\" style=\"left:263px;bottom:787px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at fair value, which is normally the transaction price, plus directly attributable </div><div class=\"t sa_394\" id=\"t2k_394\" style=\"left:78px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transaction costs for \ufb01nanc</div><div class=\"t sb_394\" id=\"t2l_394\" style=\"left:239px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t2m_394\" style=\"left:325px;bottom:771px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t2n_394\" style=\"left:344px;bottom:771px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t2o_394\" style=\"left:350px;bottom:771px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t2p_394\" style=\"left:357px;bottom:771px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_394\" id=\"t2q_394\" style=\"left:394px;bottom:771px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich are not subsequently measured at fair value through pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t2r_394\" style=\"left:78px;bottom:746px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In certain circumstances, the in</div><div class=\"t sb_394\" id=\"t2s_394\" style=\"left:259px;bottom:746px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2t_394\" style=\"left:267px;bottom:746px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value may be based on a valuation technique which may lead to the recognit</div><div class=\"t sb_394\" id=\"t2u_394\" style=\"left:762px;bottom:746px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_394\" id=\"t2v_394\" style=\"left:78px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01ts or losses at the time of in</div><div class=\"t sb_394\" id=\"t2w_394\" style=\"left:264px;bottom:730px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2x_394\" style=\"left:272px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t sb_394\" id=\"t2y_394\" style=\"left:338px;bottom:730px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. However, these pro\ufb01ts or losses can only be recogn</div><div class=\"t sa_394\" id=\"t2z_394\" style=\"left:660px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised when the valuation </div><div class=\"t sa_394\" id=\"t30_394\" style=\"left:78px;bottom:714px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">technique used is based solely on observable market data. Where the in</div><div class=\"t sb_394\" id=\"t31_394\" style=\"left:503px;bottom:714px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t32_394\" style=\"left:511px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ially recognised fair value is based on a valuation </div><div class=\"t sa_394\" id=\"t33_394\" style=\"left:78px;bottom:698px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">model that uses unobservable inputs, the difference between the transaction price and the valuation model is not </div><div class=\"t sa_394\" id=\"t34_394\" style=\"left:78px;bottom:682px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">recognised immed</div><div class=\"t sb_394\" id=\"t35_394\" style=\"left:188px;bottom:682px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_394\" id=\"t36_394\" style=\"left:224px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the income statement but following the passage of time, or as the inputs become observable, </div><div class=\"t sa_394\" id=\"t37_394\" style=\"left:78px;bottom:666px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">or the transaction matures or is terminated. </div><div class=\"t s8_394\" id=\"t38_394\" style=\"left:78px;bottom:634px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Subsequent measurement </div><div class=\"t sc_394\" id=\"t39_394\" style=\"left:78px;bottom:616px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3a_394\" style=\"left:118px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_394\" id=\"t3b_394\" style=\"left:258px;bottom:616px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t3c_394\" style=\"left:278px;bottom:616px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t3d_394\" style=\"left:284px;bottom:616px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t3e_394\" style=\"left:292px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies held at amort</div><div class=\"t sc_394\" id=\"t3f_394\" style=\"left:392px;bottom:616px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised cost </div><div class=\"t sa_394\" id=\"t3g_394\" style=\"left:78px;bottom:600px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_394\" id=\"t3h_394\" style=\"left:117px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t3i_394\" style=\"left:257px;bottom:600px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t3j_394\" style=\"left:276px;bottom:600px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t3k_394\" style=\"left:282px;bottom:600px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t3l_394\" style=\"left:290px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t sa_394\" id=\"t3m_394\" style=\"left:390px;bottom:600px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised cost are subsequently carried at amortised cost using the </div><div class=\"t sa_394\" id=\"t3n_394\" style=\"left:78px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">effective interest method (see \u2018Interest income and expense\u2019). Foreign exchange gains and losses are recognised in the </div><div class=\"t sa_394\" id=\"t3o_394\" style=\"left:78px;bottom:568px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t sb_394\" id=\"t3p_394\" style=\"left:78px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Where a \ufb01nancial </div><div class=\"t sa_394\" id=\"t3q_394\" style=\"left:186px;bottom:544px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument carried at amortised cost is the hedged item in a qualify</div><div class=\"t sb_394\" id=\"t3r_394\" style=\"left:583px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t sa_394\" id=\"t3s_394\" style=\"left:617px;bottom:544px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value hedge relationsh</div><div class=\"t sb_394\" id=\"t3t_394\" style=\"left:762px;bottom:544px;letter-spacing:-0.3px;display:inline;\">ip, </div><div class=\"t sa_394\" id=\"t3u_394\" style=\"left:78px;bottom:528px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its carrying value is adjusted by the fair value gain or loss attributable to the hedged risk. </div><div class=\"t sc_394\" id=\"t3v_394\" style=\"left:78px;bottom:504px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3w_394\" style=\"left:118px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets held at FVOCI </div><div class=\"t sa_394\" id=\"t3x_394\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at FVOCI are subsequently carried at fair value, with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t3y_394\" style=\"left:723px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from </div><div class=\"t sa_394\" id=\"t3z_394\" style=\"left:78px;bottom:472px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">changes in fair value (includ</div><div class=\"t sb_394\" id=\"t40_394\" style=\"left:242px;bottom:472px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t41_394\" style=\"left:358px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive income </div><div class=\"t sa_394\" id=\"t42_394\" style=\"left:78px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and accumulated in a separate component of equity. Foreign exchange gains and losses on the amortised cost are </div><div class=\"t sa_394\" id=\"t43_394\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognised in income. Changes in expected credit losses are recognised in the pro\ufb01t or loss and are accumulated in </div><div class=\"t sa_394\" id=\"t44_394\" style=\"left:78px;bottom:423px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">equity. On derecognit</div><div class=\"t sb_394\" id=\"t45_394\" style=\"left:206px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t46_394\" style=\"left:301px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive fair value gains or losses, net of the cumulative expected credit loss reserve, </div><div class=\"t sb_394\" id=\"t47_394\" style=\"left:78px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are transferred to the pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t48_394\" style=\"left:78px;bottom:383px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Equity investments designated at FVOCI are subsequently carried at fair value with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t49_394\" style=\"left:771px;bottom:383px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t4a_394\" style=\"left:78px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">from changes in fair value (includ</div><div class=\"t sb_394\" id=\"t4b_394\" style=\"left:273px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t4c_394\" style=\"left:389px;bottom:367px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive </div><div class=\"t sa_394\" id=\"t4d_394\" style=\"left:78px;bottom:351px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income and accumulated in a separate component of equity. On derecognit</div><div class=\"t sb_394\" id=\"t4e_394\" style=\"left:529px;bottom:351px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t4f_394\" style=\"left:624px;bottom:351px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive reserve is transferred to </div><div class=\"t sa_394\" id=\"t4g_394\" style=\"left:78px;bottom:335px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">retained earnings and is not recycled to pro\ufb01t or loss. </div><div class=\"t sc_394\" id=\"t4h_394\" style=\"left:78px;bottom:311px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t4i_394\" style=\"left:118px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sc_394\" id=\"t4j_394\" style=\"left:204px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t4k_394\" style=\"left:223px;bottom:311px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t4l_394\" style=\"left:230px;bottom:311px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t4m_394\" style=\"left:238px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held at fa</div><div class=\"t sc_394\" id=\"t4n_394\" style=\"left:314px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t sa_394\" id=\"t4o_394\" style=\"left:78px;bottom:295px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sb_394\" id=\"t4p_394\" style=\"left:200px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sa_394\" id=\"t4q_394\" style=\"left:306px;bottom:295px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in fair value, includ</div><div class=\"t sb_394\" id=\"t4r_394\" style=\"left:415px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing contractual </div><div class=\"t sa_394\" id=\"t4s_394\" style=\"left:508px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest income or expense, recorded in the net </div><div class=\"t sa_394\" id=\"t4t_394\" style=\"left:78px;bottom:279px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">trading income line in the pro\ufb01t or loss unless the instrument is part of a cash \ufb02ow hedging relationsh</div><div class=\"t sb_394\" id=\"t4u_394\" style=\"left:669px;bottom:279px;letter-spacing:-0.25px;display:inline;\">ip. </div><div></div><div class=\"t s4_395\" id=\"t6_395\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_395\" id=\"t7_395\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_395\" id=\"t8_395\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_395\" id=\"t9_395\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_395\" id=\"ta_395\" style=\"left:95px;bottom:1154px;letter-spacing:-0.1px;display:inline;\">Derecognit</div><div class=\"t s8_395\" id=\"tb_395\" style=\"left:164px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of \ufb01nancial </div><div class=\"t s7_395\" id=\"tc_395\" style=\"left:256px;bottom:1154px;letter-spacing:-0.05px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"td_395\" style=\"left:95px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"te_395\" style=\"left:135px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s9_395\" id=\"tf_395\" style=\"left:210px;bottom:1136px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich are subject to commercial re\ufb01nanc</div><div class=\"t sa_395\" id=\"tg_395\" style=\"left:433px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing where the loan </div><div class=\"t s9_395\" id=\"th_395\" style=\"left:546px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is priced to the market with no payment related </div><div class=\"t s9_395\" id=\"ti_395\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">concessions regardless of form of legal documentation or nature of lending will be derecognised. Where the Group\u2019s rights to </div><div class=\"t s9_395\" id=\"tj_395\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the cash \ufb02ows under the orig</div><div class=\"t sa_395\" id=\"tk_395\" style=\"left:265px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal contract have exp</div><div class=\"t s9_395\" id=\"tl_395\" style=\"left:397px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired, the old loan is derecognised and the new loan is recognised at fair </div><div class=\"t s9_395\" id=\"tm_395\" style=\"left:95px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value. For all other modif</div><div class=\"t sa_395\" id=\"tn_395\" style=\"left:240px;bottom:1088px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"to_395\" style=\"left:263px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions for example forborne loans or restructuring, whether or not a change in the cash \ufb02ows is </div><div class=\"t s9_395\" id=\"tp_395\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">\u2018substantially different\u2019 is judgemental and will be considered on a case-by-case basis, taking into account all the relevant </div><div class=\"t s9_395\" id=\"tq_395\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">facts and circumstances. </div><div class=\"t s9_395\" id=\"tr_395\" style=\"left:95px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">On derecognit</div><div class=\"t sa_395\" id=\"ts_395\" style=\"left:181px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of a \ufb01nancial asset, the d</div><div class=\"t s9_395\" id=\"tt_395\" style=\"left:350px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifference between the carrying amount of the asset (or the carrying amount </div><div class=\"t s9_395\" id=\"tu_395\" style=\"left:95px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allocated to the portion of the asset derecognised) and the sum of the considerat</div><div class=\"t sa_395\" id=\"tv_395\" style=\"left:576px;bottom:1015px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s9_395\" id=\"tw_395\" style=\"left:623px;bottom:1015px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ived (includ</div><div class=\"t sa_395\" id=\"tx_395\" style=\"left:690px;bottom:1015px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any new asset </div><div class=\"t s9_395\" id=\"ty_395\" style=\"left:95px;bottom:999px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">obtained less any new liab</div><div class=\"t sa_395\" id=\"tz_395\" style=\"left:252px;bottom:999px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t10_395\" style=\"left:258px;bottom:999px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity assumed) and any cumulative gain or loss that had been recognised in other comprehensive </div><div class=\"t s9_395\" id=\"t11_395\" style=\"left:95px;bottom:983px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">income is recognised in pro\ufb01t or loss except for equity instruments elected FVOCI (see above) and cumulative fair value </div><div class=\"t s9_395\" id=\"t12_395\" style=\"left:95px;bottom:967px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">adjustments attributable to the credit risk of a liab</div><div class=\"t sa_395\" id=\"t13_395\" style=\"left:391px;bottom:967px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t14_395\" style=\"left:397px;bottom:967px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, that are held in other comprehensive income. </div><div class=\"t s9_395\" id=\"t15_395\" style=\"left:95px;bottom:943px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t16_395\" style=\"left:135px;bottom:943px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_395\" id=\"t17_395\" style=\"left:154px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t18_395\" style=\"left:173px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t19_395\" style=\"left:179px;bottom:943px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t1a_395\" style=\"left:187px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are derecogn</div><div class=\"t s9_395\" id=\"t1b_395\" style=\"left:285px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised when they are extingu</div><div class=\"t sa_395\" id=\"t1c_395\" style=\"left:443px;bottom:943px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ished. A \ufb01nancial l</div><div class=\"t s9_395\" id=\"t1d_395\" style=\"left:549px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t1e_395\" style=\"left:568px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1f_395\" style=\"left:573px;bottom:943px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity is extingu</div><div class=\"t sa_395\" id=\"t1g_395\" style=\"left:647px;bottom:943px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ished when the obl</div><div class=\"t s9_395\" id=\"t1h_395\" style=\"left:758px;bottom:943px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t sa_395\" id=\"t1i_395\" style=\"left:782px;bottom:943px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t1j_395\" style=\"left:95px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is discharged, cancelled or expires and this is evaluated both qualitat</div><div class=\"t sa_395\" id=\"t1k_395\" style=\"left:501px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ively and quant</div><div class=\"t s9_395\" id=\"t1l_395\" style=\"left:593px;bottom:927px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t sa_395\" id=\"t1m_395\" style=\"left:614px;bottom:927px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ively. However, where a \ufb01nancial </div><div class=\"t s9_395\" id=\"t1n_395\" style=\"left:95px;bottom:911px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sa_395\" id=\"t1o_395\" style=\"left:117px;bottom:911px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1p_395\" style=\"left:123px;bottom:911px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity has been modif</div><div class=\"t sa_395\" id=\"t1q_395\" style=\"left:233px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t1r_395\" style=\"left:257px;bottom:911px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is derecognised if the difference between the modif</div><div class=\"t sa_395\" id=\"t1s_395\" style=\"left:572px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied cash \ufb02ows and the or</div><div class=\"t s9_395\" id=\"t1t_395\" style=\"left:719px;bottom:911px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t1u_395\" style=\"left:730px;bottom:911px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inal cash \ufb02ows </div><div class=\"t s9_395\" id=\"t1v_395\" style=\"left:95px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is more than 10 per cent, or if less than 10 per cent, the Group will perform a qualitat</div><div class=\"t sa_395\" id=\"t1w_395\" style=\"left:584px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive assessment to determ</div><div class=\"t s9_395\" id=\"t1x_395\" style=\"left:735px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ine whether </div><div class=\"t s9_395\" id=\"t1y_395\" style=\"left:95px;bottom:879px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the terms of the two instruments are substantially different. </div><div class=\"t s9_395\" id=\"t1z_395\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">If the Group purchases its own debt, it is derecognised and the difference between the carrying amount of the liab</div><div class=\"t sa_395\" id=\"t20_395\" style=\"left:768px;bottom:855px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t21_395\" style=\"left:774px;bottom:855px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity and </div><div class=\"t s9_395\" id=\"t22_395\" style=\"left:95px;bottom:839px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the considerat</div><div class=\"t sa_395\" id=\"t23_395\" style=\"left:181px;bottom:839px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s9_395\" id=\"t24_395\" style=\"left:218px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">id is included in \u2018Other income\u2019 except for the cumulative fair value adjustments attributable to the </div><div class=\"t s9_395\" id=\"t25_395\" style=\"left:95px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">credit risk of a liab</div><div class=\"t sa_395\" id=\"t26_395\" style=\"left:202px;bottom:823px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t27_395\" style=\"left:207px;bottom:823px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity that are held in Other comprehensive income, which are never recycled to the pro\ufb01t or loss. </div><div class=\"t s7_395\" id=\"t28_395\" style=\"left:95px;bottom:791px;letter-spacing:-0.09px;display:inline;\">Modif</div><div class=\"t s8_395\" id=\"t29_395\" style=\"left:132px;bottom:791px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_395\" id=\"t2a_395\" style=\"left:209px;bottom:791px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"t2b_395\" style=\"left:95px;bottom:773px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t2c_395\" style=\"left:135px;bottom:773px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s9_395\" id=\"t2d_395\" style=\"left:275px;bottom:773px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t2e_395\" style=\"left:294px;bottom:773px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t2f_395\" style=\"left:300px;bottom:773px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t2g_395\" style=\"left:307px;bottom:773px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies whose or</div><div class=\"t s9_395\" id=\"t2h_395\" style=\"left:379px;bottom:773px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t2i_395\" style=\"left:390px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inal contractual terms have been mod</div><div class=\"t s9_395\" id=\"t2j_395\" style=\"left:616px;bottom:773px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t2k_395\" style=\"left:624px;bottom:773px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t2l_395\" style=\"left:648px;bottom:773px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_395\" id=\"t2m_395\" style=\"left:683px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing those loans subject </div><div class=\"t s9_395\" id=\"t2n_395\" style=\"left:95px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to forbearance strategies, are considered to be modif</div><div class=\"t sa_395\" id=\"t2o_395\" style=\"left:411px;bottom:757px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s9_395\" id=\"t2p_395\" style=\"left:432px;bottom:757px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments. Modif</div><div class=\"t sa_395\" id=\"t2q_395\" style=\"left:544px;bottom:757px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t2r_395\" style=\"left:566px;bottom:757px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions may include changes to the tenor, </div><div class=\"t s9_395\" id=\"t2s_395\" style=\"left:95px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash \ufb02ows and or interest rates among other factors. </div><div class=\"t s9_395\" id=\"t2t_395\" style=\"left:95px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t2u_395\" style=\"left:204px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of \ufb01nancial assets </div><div class=\"t s9_395\" id=\"t2v_395\" style=\"left:334px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is appropriate (see Derecognit</div><div class=\"t sa_395\" id=\"t2w_395\" style=\"left:514px;bottom:717px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion), the newly recogn</div><div class=\"t s9_395\" id=\"t2x_395\" style=\"left:643px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised residual loans are assessed </div><div class=\"t s9_395\" id=\"t2y_395\" style=\"left:95px;bottom:701px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to determine whether the assets should be classif</div><div class=\"t sa_395\" id=\"t2z_395\" style=\"left:387px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as purchased or or</div><div class=\"t s9_395\" id=\"t30_395\" style=\"left:517px;bottom:701px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t31_395\" style=\"left:528px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s9_395\" id=\"t32_395\" style=\"left:596px;bottom:701px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sa_395\" id=\"t33_395\" style=\"left:639px;bottom:701px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired assets (POCI). </div><div class=\"t s9_395\" id=\"t34_395\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t35_395\" style=\"left:204px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t36_395\" style=\"left:225px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is not appropriate, the gross carrying amount of the applicable instruments is recalculated as the </div><div class=\"t s9_395\" id=\"t37_395\" style=\"left:95px;bottom:660px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">present value of the renegotiated or modif</div><div class=\"t sa_395\" id=\"t38_395\" style=\"left:347px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied contractual cash \ufb02ows d</div><div class=\"t s9_395\" id=\"t39_395\" style=\"left:512px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscounted at the orig</div><div class=\"t sa_395\" id=\"t3a_395\" style=\"left:634px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s9_395\" id=\"t3b_395\" style=\"left:694px;bottom:660px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive interest rate (or </div><div class=\"t s9_395\" id=\"t3c_395\" style=\"left:95px;bottom:644px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">credit adjusted effective interest rate for POCI \ufb01nanc</div><div class=\"t sa_395\" id=\"t3d_395\" style=\"left:405px;bottom:644px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ial assets). The d</div><div class=\"t s9_395\" id=\"t3e_395\" style=\"left:502px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifference between the recalculated values and the </div><div class=\"t s9_395\" id=\"t3f_395\" style=\"left:95px;bottom:628px;letter-spacing:-0.15px;display:inline;\">pre-modif</div><div class=\"t sa_395\" id=\"t3g_395\" style=\"left:155px;bottom:628px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ied gross carry</div><div class=\"t s9_395\" id=\"t3h_395\" style=\"left:241px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing values of the instruments are recorded as a modif</div><div class=\"t sa_395\" id=\"t3i_395\" style=\"left:555px;bottom:628px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3j_395\" style=\"left:577px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion gain or loss in the pro\ufb01t or loss. </div><div class=\"t s9_395\" id=\"t3k_395\" style=\"left:95px;bottom:604px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sa_395\" id=\"t3l_395\" style=\"left:217px;bottom:604px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from mod</div><div class=\"t s9_395\" id=\"t3m_395\" style=\"left:298px;bottom:604px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t3n_395\" style=\"left:305px;bottom:604px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3o_395\" style=\"left:328px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions for credit reasons are recorded as part of \u2018Credit Impairment\u2019 (see Credit </div><div class=\"t s9_395\" id=\"t3p_395\" style=\"left:95px;bottom:588px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Impairment policy). Modif</div><div class=\"t sa_395\" id=\"t3q_395\" style=\"left:248px;bottom:588px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3r_395\" style=\"left:270px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t3s_395\" style=\"left:411px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from non-cred</div><div class=\"t s9_395\" id=\"t3t_395\" style=\"left:518px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it reasons are recognised either as part of \u2018Credit </div><div class=\"t s9_395\" id=\"t3u_395\" style=\"left:95px;bottom:572px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Impairment\u2019 or with</div><div class=\"t sa_395\" id=\"t3v_395\" style=\"left:211px;bottom:572px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t3w_395\" style=\"left:225px;bottom:572px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income depending on whether there has been a change in the credit risk on the \ufb01nanc</div><div class=\"t sa_395\" id=\"t3x_395\" style=\"left:733px;bottom:572px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s9_395\" id=\"t3y_395\" style=\"left:95px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t sa_395\" id=\"t3z_395\" style=\"left:241px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t40_395\" style=\"left:263px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Modif</div><div class=\"t sa_395\" id=\"t41_395\" style=\"left:322px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t42_395\" style=\"left:345px;bottom:556px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t43_395\" style=\"left:486px;bottom:556px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing on \ufb01nancial l</div><div class=\"t s9_395\" id=\"t44_395\" style=\"left:582px;bottom:556px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t45_395\" style=\"left:601px;bottom:556px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t46_395\" style=\"left:607px;bottom:556px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t47_395\" style=\"left:615px;bottom:556px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s9_395\" id=\"t48_395\" style=\"left:697px;bottom:556px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ised with</div><div class=\"t sa_395\" id=\"t49_395\" style=\"left:750px;bottom:556px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t4a_395\" style=\"left:763px;bottom:556px;letter-spacing:-0.15px;display:inline;\">income. </div><div class=\"t s9_395\" id=\"t4b_395\" style=\"left:95px;bottom:540px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The movements in the applicable expected credit loss loan posit</div><div class=\"t sa_395\" id=\"t4c_395\" style=\"left:475px;bottom:540px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions are d</div><div class=\"t s9_395\" id=\"t4d_395\" style=\"left:532px;bottom:540px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">isclosed in further detail in Risk Review. </div><div></div><div class=\"t s5_396\" id=\"t7_396\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_396\" id=\"t8_396\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_396\" id=\"t9_396\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_396\" id=\"ta_396\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_396\" id=\"tb_396\" style=\"left:69px;bottom:1163px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">The Group\u2019s classif</div><div class=\"t s9_396\" id=\"tc_396\" style=\"left:178px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_396\" id=\"td_396\" style=\"left:201px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of its \ufb01nanc</div><div class=\"t s9_396\" id=\"te_396\" style=\"left:290px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s8_396\" id=\"tf_396\" style=\"left:376px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_396\" id=\"tg_396\" style=\"left:395px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_396\" id=\"th_396\" style=\"left:401px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_396\" id=\"ti_396\" style=\"left:409px;bottom:1163px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_396\" id=\"tj_396\" style=\"left:427px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is summarised in the following tables. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_396\" id=\"tm_396\" style=\"left:447px;bottom:1145px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Assets at fair value </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t15_396\" style=\"left:421px;bottom:1128px;letter-spacing:0.01px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t16_396\" style=\"left:422px;bottom:1117px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1c_396\" style=\"left:490px;bottom:1117px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1i_396\" style=\"left:578px;bottom:1117px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1o_396\" style=\"left:664px;bottom:1117px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tn_396\" style=\"left:723px;bottom:1117px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tz_396\" style=\"left:362px;bottom:1105px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sc_396\" id=\"t10_396\" style=\"left:398px;bottom:1105px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t17_396\" style=\"left:424px;bottom:1105px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1d_396\" style=\"left:489px;bottom:1105px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1j_396\" style=\"left:558px;bottom:1105px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">through other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_396\" id=\"t1p_396\" style=\"left:647px;bottom:1105px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"to_396\" style=\"left:721px;bottom:1105px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t11_396\" style=\"left:379px;bottom:1094px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t18_396\" style=\"left:442px;bottom:1094px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1e_396\" style=\"left:507px;bottom:1094px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1k_396\" style=\"left:552px;bottom:1094px;letter-spacing:-0.03px;display:inline;\">comprehensive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1q_396\" style=\"left:647px;bottom:1094px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">assets at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tp_396\" style=\"left:705px;bottom:1094px;display:inline;\">amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tw_396\" style=\"left:314px;bottom:1082px;letter-spacing:-0.14px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t12_396\" style=\"left:376px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t19_396\" style=\"left:423px;bottom:1082px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1f_396\" style=\"left:488px;bottom:1082px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1l_396\" style=\"left:589px;bottom:1082px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1r_396\" style=\"left:644px;bottom:1082px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tq_396\" style=\"left:734px;bottom:1082px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tt_396\" style=\"left:794px;bottom:1082px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"tk_396\" style=\"left:69px;bottom:1070px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_396\" id=\"tl_396\" style=\"left:258px;bottom:1071px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tx_396\" style=\"left:313px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"ty_396\" style=\"left:336px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t13_396\" style=\"left:378px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t14_396\" style=\"left:401px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1a_396\" style=\"left:443px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1b_396\" style=\"left:466px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1g_396\" style=\"left:508px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1h_396\" style=\"left:531px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1m_396\" style=\"left:586px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1n_396\" style=\"left:609px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1s_396\" style=\"left:651px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1t_396\" style=\"left:674px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tr_396\" style=\"left:716px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"ts_396\" style=\"left:739px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tu_396\" style=\"left:781px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"tv_396\" style=\"left:804px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t1u_396\" style=\"left:69px;bottom:1051px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t1v_396\" style=\"left:69px;bottom:1036px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">central banks\u00b9 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1w_396\" style=\"left:345px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1x_396\" style=\"left:410px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1y_396\" style=\"left:475px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1z_396\" style=\"left:540px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t20_396\" style=\"left:618px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t21_396\" style=\"left:682px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t22_396\" style=\"left:715px;bottom:1036px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t23_396\" style=\"left:780px;bottom:1036px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t24_396\" style=\"left:69px;bottom:1017px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_396\" id=\"t25_396\" style=\"left:108px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s2_396\" id=\"t26_396\" style=\"left:218px;bottom:1017px;letter-spacing:-0.05px;display:inline;\">ir </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t27_396\" style=\"left:69px;bottom:1003px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t28_396\" style=\"left:82px;bottom:984px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t29_396\" style=\"left:82px;bottom:969px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2a_396\" style=\"left:319px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2b_396\" style=\"left:410px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2c_396\" style=\"left:475px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2d_396\" style=\"left:540px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2e_396\" style=\"left:618px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2f_396\" style=\"left:657px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2g_396\" style=\"left:747px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2h_396\" style=\"left:787px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2i_396\" style=\"left:82px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2j_396\" style=\"left:82px;bottom:935px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2k_396\" style=\"left:319px;bottom:935px;letter-spacing:-0.05px;display:inline;\">6,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2l_396\" style=\"left:410px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2m_396\" style=\"left:460px;bottom:935px;letter-spacing:-0.02px;display:inline;\">282 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2n_396\" style=\"left:540px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2o_396\" style=\"left:618px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2p_396\" style=\"left:661px;bottom:935px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2q_396\" style=\"left:747px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2r_396\" style=\"left:791px;bottom:935px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2s_396\" style=\"left:82px;bottom:916px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2t_396\" style=\"left:82px;bottom:902px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t2u_396\" style=\"left:82px;bottom:887px;display:inline;\">sim</div><div class=\"t s4_396\" id=\"t2v_396\" style=\"left:101px;bottom:887px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_396\" id=\"t2w_396\" style=\"left:192px;bottom:887px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t2x_396\" style=\"left:275px;bottom:887px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2y_396\" style=\"left:320px;bottom:887px;letter-spacing:-0.26px;display:inline;\">9,997 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2z_396\" style=\"left:410px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t30_396\" style=\"left:443px;bottom:887px;letter-spacing:0.08px;display:inline;\">71,850 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t31_396\" style=\"left:540px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t32_396\" style=\"left:618px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t33_396\" style=\"left:651px;bottom:887px;letter-spacing:0.03px;display:inline;\">81,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t34_396\" style=\"left:747px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t35_396\" style=\"left:781px;bottom:887px;letter-spacing:0.03px;display:inline;\">81,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t36_396\" style=\"left:82px;bottom:868px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_396\" id=\"t37_396\" style=\"left:150px;bottom:868px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t38_396\" style=\"left:82px;bottom:854px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t39_396\" style=\"left:82px;bottom:839px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t s4_396\" id=\"t3a_396\" style=\"left:160px;bottom:839px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_396\" id=\"t3b_396\" style=\"left:190px;bottom:839px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3c_396\" style=\"left:313px;bottom:839px;letter-spacing:-0.03px;display:inline;\">52,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3d_396\" style=\"left:410px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3e_396\" style=\"left:466px;bottom:839px;letter-spacing:-0.06px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3f_396\" style=\"left:532px;bottom:839px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3g_396\" style=\"left:618px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3h_396\" style=\"left:652px;bottom:839px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3i_396\" style=\"left:747px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3j_396\" style=\"left:781px;bottom:839px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t3k_396\" style=\"left:82px;bottom:820px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3l_396\" style=\"left:322px;bottom:820px;letter-spacing:0.14px;display:inline;\">2,721 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3m_396\" style=\"left:410px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3n_396\" style=\"left:462px;bottom:820px;letter-spacing:0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3o_396\" style=\"left:540px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3p_396\" style=\"left:618px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3q_396\" style=\"left:656px;bottom:820px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3r_396\" style=\"left:747px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3s_396\" style=\"left:786px;bottom:820px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t3t_396\" style=\"left:82px;bottom:801px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3u_396\" style=\"left:345px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3v_396\" style=\"left:410px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3w_396\" style=\"left:473px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3x_396\" style=\"left:540px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3y_396\" style=\"left:618px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3z_396\" style=\"left:681px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t40_396\" style=\"left:747px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t41_396\" style=\"left:811px;bottom:801px;display:inline;\">6 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t42_396\" style=\"left:312px;bottom:782px;letter-spacing:-0.1px;display:inline;\">74,689 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t43_396\" style=\"left:410px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t44_396\" style=\"left:442px;bottom:782px;letter-spacing:0.13px;display:inline;\">72,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t45_396\" style=\"left:532px;bottom:782px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t46_396\" style=\"left:618px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t47_396\" style=\"left:647px;bottom:782px;letter-spacing:-0.13px;display:inline;\">147,222 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t48_396\" style=\"left:747px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t49_396\" style=\"left:776px;bottom:782px;letter-spacing:-0.13px;display:inline;\">147,222 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4a_396\" style=\"left:69px;bottom:763px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_396\" id=\"t4b_396\" style=\"left:111px;bottom:763px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4c_396\" style=\"left:69px;bottom:749px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t4d_396\" style=\"left:275px;bottom:749px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4e_396\" style=\"left:312px;bottom:749px;letter-spacing:0.19px;display:inline;\">48,333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4f_396\" style=\"left:388px;bottom:749px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4g_396\" style=\"left:475px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4h_396\" style=\"left:540px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4i_396\" style=\"left:618px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4j_396\" style=\"left:648px;bottom:749px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4k_396\" style=\"left:747px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4l_396\" style=\"left:778px;bottom:749px;letter-spacing:0.08px;display:inline;\">50,434 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4m_396\" style=\"left:69px;bottom:730px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4n_396\" style=\"left:69px;bottom:715px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t4o_396\" style=\"left:275px;bottom:715px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4p_396\" style=\"left:345px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4q_396\" style=\"left:410px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4r_396\" style=\"left:475px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4s_396\" style=\"left:540px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4t_396\" style=\"left:618px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4u_396\" style=\"left:682px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4v_396\" style=\"left:714px;bottom:715px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4w_396\" style=\"left:779px;bottom:715px;letter-spacing:0.09px;display:inline;\">44,977 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4x_396\" style=\"left:82px;bottom:696px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4y_396\" style=\"left:82px;bottom:682px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4z_396\" style=\"left:82px;bottom:667px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t s4_396\" id=\"t50_396\" style=\"left:159px;bottom:667px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t51_396\" style=\"left:82px;bottom:653px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t52_396\" style=\"left:275px;bottom:653px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t53_396\" style=\"left:345px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t54_396\" style=\"left:410px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t55_396\" style=\"left:475px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t56_396\" style=\"left:540px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t57_396\" style=\"left:618px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t58_396\" style=\"left:682px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t59_396\" style=\"left:724px;bottom:653px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5a_396\" style=\"left:789px;bottom:653px;letter-spacing:0.11px;display:inline;\">1,738 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5b_396\" style=\"left:69px;bottom:633px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5c_396\" style=\"left:69px;bottom:619px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t5d_396\" style=\"left:275px;bottom:619px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5e_396\" style=\"left:345px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5f_396\" style=\"left:410px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5g_396\" style=\"left:475px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5h_396\" style=\"left:540px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5i_396\" style=\"left:618px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5j_396\" style=\"left:682px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5k_396\" style=\"left:708px;bottom:619px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5l_396\" style=\"left:773px;bottom:619px;letter-spacing:0.01px;display:inline;\">286,975 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5m_396\" style=\"left:82px;bottom:600px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5n_396\" style=\"left:82px;bottom:585px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5o_396\" style=\"left:82px;bottom:571px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t s4_396\" id=\"t5p_396\" style=\"left:159px;bottom:571px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5q_396\" style=\"left:82px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t5r_396\" style=\"left:275px;bottom:556px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5s_396\" style=\"left:345px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5t_396\" style=\"left:410px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5u_396\" style=\"left:475px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5v_396\" style=\"left:540px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5w_396\" style=\"left:618px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5x_396\" style=\"left:682px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5y_396\" style=\"left:717px;bottom:556px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5z_396\" style=\"left:782px;bottom:556px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t60_396\" style=\"left:69px;bottom:537px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t s3_396\" id=\"t61_396\" style=\"left:174px;bottom:537px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t62_396\" style=\"left:82px;bottom:518px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_396\" id=\"t63_396\" style=\"left:150px;bottom:518px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t64_396\" style=\"left:82px;bottom:504px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t65_396\" style=\"left:82px;bottom:489px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t s4_396\" id=\"t66_396\" style=\"left:160px;bottom:489px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_396\" id=\"t67_396\" style=\"left:190px;bottom:489px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t68_396\" style=\"left:345px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t69_396\" style=\"left:410px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6a_396\" style=\"left:475px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6b_396\" style=\"left:540px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6c_396\" style=\"left:580px;bottom:489px;letter-spacing:0.1px;display:inline;\">103,328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6d_396\" style=\"left:645px;bottom:489px;letter-spacing:0.1px;display:inline;\">103,328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6e_396\" style=\"left:716px;bottom:489px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6f_396\" style=\"left:774px;bottom:489px;letter-spacing:0.06px;display:inline;\">160,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t6g_396\" style=\"left:82px;bottom:470px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6h_396\" style=\"left:345px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6i_396\" style=\"left:410px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6j_396\" style=\"left:475px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6k_396\" style=\"left:540px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6l_396\" style=\"left:602px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6m_396\" style=\"left:667px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6n_396\" style=\"left:747px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6o_396\" style=\"left:797px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6p_396\" style=\"left:345px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6q_396\" style=\"left:410px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6r_396\" style=\"left:475px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6s_396\" style=\"left:540px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6t_396\" style=\"left:578px;bottom:451px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6u_396\" style=\"left:643px;bottom:451px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6v_396\" style=\"left:716px;bottom:451px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6w_396\" style=\"left:778px;bottom:451px;letter-spacing:0.03px;display:inline;\">161,255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t6x_396\" style=\"left:69px;bottom:432px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t6y_396\" style=\"left:272px;bottom:432px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6z_396\" style=\"left:345px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t70_396\" style=\"left:410px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t71_396\" style=\"left:475px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t72_396\" style=\"left:540px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t73_396\" style=\"left:618px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t74_396\" style=\"left:682px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t75_396\" style=\"left:716px;bottom:432px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t76_396\" style=\"left:781px;bottom:432px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t77_396\" style=\"left:69px;bottom:413px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t78_396\" style=\"left:275px;bottom:413px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t79_396\" style=\"left:345px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7a_396\" style=\"left:410px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7b_396\" style=\"left:475px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7c_396\" style=\"left:540px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7d_396\" style=\"left:618px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7e_396\" style=\"left:682px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7f_396\" style=\"left:734px;bottom:413px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7g_396\" style=\"left:799px;bottom:413px;letter-spacing:-0.16px;display:inline;\">701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t7h_396\" style=\"left:69px;bottom:394px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7i_396\" style=\"left:308px;bottom:394px;letter-spacing:0.03px;display:inline;\">123,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7j_396\" style=\"left:388px;bottom:394px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7k_396\" style=\"left:442px;bottom:394px;letter-spacing:0.13px;display:inline;\">72,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7l_396\" style=\"left:532px;bottom:394px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7m_396\" style=\"left:578px;bottom:394px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7n_396\" style=\"left:646px;bottom:394px;letter-spacing:-0.14px;display:inline;\">301,976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7o_396\" style=\"left:709px;bottom:394px;letter-spacing:-0.17px;display:inline;\">497,633 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7p_396\" style=\"left:772px;bottom:394px;letter-spacing:-0.09px;display:inline;\">799,609 </div></td></tr></table><div class=\"t sa_396\" id=\"t7q_396\" style=\"left:69px;bottom:370px;display:inline;\">1 </div><div class=\"t se_396\" id=\"t7r_396\" style=\"left:82px;bottom:370px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash and balances at central banks includes both cash held in restricted accounts and on demand or placements which are contractually due to mature </div><div class=\"t se_396\" id=\"t7s_396\" style=\"left:82px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">overnight only. Other placements with central banks are reported as part of Loans and advances to customers </div><div class=\"t sa_396\" id=\"t7t_396\" style=\"left:69px;bottom:342px;display:inline;\">2 </div><div class=\"t se_396\" id=\"t7u_396\" style=\"left:82px;bottom:342px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Further analysed in Risk review and Capital review (pages 230 to 343) </div><div></div><div class=\"t s4_397\" id=\"t6_397\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_397\" id=\"t7_397\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_397\" id=\"t8_397\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_397\" id=\"t9_397\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s8_397\" id=\"tc_397\" style=\"left:466px;bottom:1162px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Assets at fair value </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tv_397\" style=\"left:440px;bottom:1145px;letter-spacing:-0.05px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tw_397\" style=\"left:441px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t12_397\" style=\"left:508px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t18_397\" style=\"left:597px;bottom:1134px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1e_397\" style=\"left:682px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"td_397\" style=\"left:741px;bottom:1134px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tp_397\" style=\"left:381px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t s9_397\" id=\"tq_397\" style=\"left:416px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tx_397\" style=\"left:444px;bottom:1123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t13_397\" style=\"left:508px;bottom:1123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t19_397\" style=\"left:577px;bottom:1123px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">through other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_397\" id=\"t1f_397\" style=\"left:666px;bottom:1123px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"te_397\" style=\"left:738px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tr_397\" style=\"left:398px;bottom:1111px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"ty_397\" style=\"left:461px;bottom:1111px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t14_397\" style=\"left:526px;bottom:1111px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1a_397\" style=\"left:570px;bottom:1111px;letter-spacing:-0.04px;display:inline;\">comprehensive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1g_397\" style=\"left:665px;bottom:1111px;word-spacing:-0.22px;display:inline;\">assets at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tf_397\" style=\"left:723px;bottom:1111px;display:inline;\">amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tm_397\" style=\"left:332px;bottom:1100px;letter-spacing:-0.18px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"ts_397\" style=\"left:394px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tz_397\" style=\"left:443px;bottom:1100px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t15_397\" style=\"left:507px;bottom:1100px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1b_397\" style=\"left:607px;bottom:1100px;letter-spacing:-0.04px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1h_397\" style=\"left:663px;bottom:1100px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tg_397\" style=\"left:752px;bottom:1100px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tj_397\" style=\"left:812px;bottom:1100px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"ta_397\" style=\"left:87px;bottom:1087px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tb_397\" style=\"left:275px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tn_397\" style=\"left:332px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"to_397\" style=\"left:354px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tt_397\" style=\"left:397px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"tu_397\" style=\"left:419px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t10_397\" style=\"left:462px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t11_397\" style=\"left:484px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t16_397\" style=\"left:527px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t17_397\" style=\"left:549px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1c_397\" style=\"left:605px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t1d_397\" style=\"left:627px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1i_397\" style=\"left:670px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t1j_397\" style=\"left:692px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"th_397\" style=\"left:735px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"ti_397\" style=\"left:757px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tk_397\" style=\"left:800px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"tl_397\" style=\"left:822px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1k_397\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1l_397\" style=\"left:87px;bottom:1054px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">central banks\u00b9 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1m_397\" style=\"left:362px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1n_397\" style=\"left:427px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1o_397\" style=\"left:492px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1p_397\" style=\"left:557px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1q_397\" style=\"left:635px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1r_397\" style=\"left:700px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1s_397\" style=\"left:735px;bottom:1054px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1t_397\" style=\"left:799px;bottom:1054px;letter-spacing:0.11px;display:inline;\">58,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t1u_397\" style=\"left:87px;bottom:1035px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sb_397\" id=\"t1v_397\" style=\"left:125px;bottom:1035px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s7_397\" id=\"t1w_397\" style=\"left:235px;bottom:1035px;letter-spacing:-0.05px;display:inline;\">ir </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t1x_397\" style=\"left:87px;bottom:1020px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1y_397\" style=\"left:100px;bottom:1001px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1z_397\" style=\"left:100px;bottom:986px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t20_397\" style=\"left:349px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t21_397\" style=\"left:427px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t22_397\" style=\"left:492px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t23_397\" style=\"left:557px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t24_397\" style=\"left:635px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t25_397\" style=\"left:687px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t26_397\" style=\"left:765px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t27_397\" style=\"left:816px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t28_397\" style=\"left:100px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t29_397\" style=\"left:100px;bottom:953px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2a_397\" style=\"left:340px;bottom:953px;letter-spacing:-0.19px;display:inline;\">5,765 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2b_397\" style=\"left:427px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2c_397\" style=\"left:481px;bottom:953px;letter-spacing:-0.13px;display:inline;\">781 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2d_397\" style=\"left:557px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2e_397\" style=\"left:635px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2f_397\" style=\"left:675px;bottom:953px;letter-spacing:0.22px;display:inline;\">6,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2g_397\" style=\"left:765px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2h_397\" style=\"left:805px;bottom:953px;letter-spacing:0.22px;display:inline;\">6,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2i_397\" style=\"left:100px;bottom:934px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2j_397\" style=\"left:100px;bottom:919px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2k_397\" style=\"left:100px;bottom:905px;display:inline;\">sim</div><div class=\"t sc_397\" id=\"t2l_397\" style=\"left:119px;bottom:905px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sa_397\" id=\"t2m_397\" style=\"left:210px;bottom:905px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2n_397\" style=\"left:292px;bottom:905px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2o_397\" style=\"left:345px;bottom:905px;letter-spacing:-0.13px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2p_397\" style=\"left:427px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2q_397\" style=\"left:464px;bottom:905px;letter-spacing:0.09px;display:inline;\">63,316 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2r_397\" style=\"left:557px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2s_397\" style=\"left:635px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2t_397\" style=\"left:671px;bottom:905px;letter-spacing:0.04px;display:inline;\">64,491 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2u_397\" style=\"left:765px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2v_397\" style=\"left:801px;bottom:905px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2w_397\" style=\"left:100px;bottom:886px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_397\" id=\"t2x_397\" style=\"left:168px;bottom:886px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2y_397\" style=\"left:100px;bottom:871px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2z_397\" style=\"left:100px;bottom:857px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t sc_397\" id=\"t30_397\" style=\"left:177px;bottom:857px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_397\" id=\"t31_397\" style=\"left:208px;bottom:857px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t32_397\" style=\"left:335px;bottom:857px;letter-spacing:-0.2px;display:inline;\">30,162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t33_397\" style=\"left:427px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t34_397\" style=\"left:478px;bottom:857px;letter-spacing:-0.24px;display:inline;\">324 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t35_397\" style=\"left:551px;bottom:857px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t36_397\" style=\"left:635px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t37_397\" style=\"left:669px;bottom:857px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t38_397\" style=\"left:765px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t39_397\" style=\"left:799px;bottom:857px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t3a_397\" style=\"left:100px;bottom:838px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3b_397\" style=\"left:340px;bottom:838px;letter-spacing:-0.1px;display:inline;\">2,997 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3c_397\" style=\"left:427px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3d_397\" style=\"left:478px;bottom:838px;letter-spacing:0.18px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3e_397\" style=\"left:557px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3f_397\" style=\"left:635px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3g_397\" style=\"left:676px;bottom:838px;letter-spacing:0.17px;display:inline;\">3,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3h_397\" style=\"left:765px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3i_397\" style=\"left:805px;bottom:838px;letter-spacing:0.17px;display:inline;\">3,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t3j_397\" style=\"left:100px;bottom:819px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3k_397\" style=\"left:362px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3l_397\" style=\"left:427px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3m_397\" style=\"left:492px;bottom:819px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3n_397\" style=\"left:557px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3o_397\" style=\"left:635px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3p_397\" style=\"left:700px;bottom:819px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3q_397\" style=\"left:765px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3r_397\" style=\"left:829px;bottom:819px;display:inline;\">7 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3s_397\" style=\"left:334px;bottom:800px;letter-spacing:-0.18px;display:inline;\">41,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3t_397\" style=\"left:427px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3u_397\" style=\"left:464px;bottom:800px;letter-spacing:0.03px;display:inline;\">64,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3v_397\" style=\"left:551px;bottom:800px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3w_397\" style=\"left:635px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3x_397\" style=\"left:667px;bottom:800px;letter-spacing:0.03px;display:inline;\">105,812 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3y_397\" style=\"left:765px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3z_397\" style=\"left:797px;bottom:800px;letter-spacing:0.03px;display:inline;\">105,812 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t40_397\" style=\"left:87px;bottom:781px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_397\" id=\"t41_397\" style=\"left:128px;bottom:781px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t42_397\" style=\"left:87px;bottom:766px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t43_397\" style=\"left:292px;bottom:766px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t44_397\" style=\"left:330px;bottom:766px;letter-spacing:0.04px;display:inline;\">60,858 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t45_397\" style=\"left:404px;bottom:766px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t46_397\" style=\"left:492px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t47_397\" style=\"left:557px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t48_397\" style=\"left:635px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t49_397\" style=\"left:673px;bottom:766px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4a_397\" style=\"left:765px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4b_397\" style=\"left:803px;bottom:766px;letter-spacing:0.06px;display:inline;\">63,717 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4c_397\" style=\"left:87px;bottom:747px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4d_397\" style=\"left:87px;bottom:733px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4e_397\" style=\"left:292px;bottom:733px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4f_397\" style=\"left:362px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4g_397\" style=\"left:427px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4h_397\" style=\"left:492px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4i_397\" style=\"left:557px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4j_397\" style=\"left:635px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4k_397\" style=\"left:700px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4l_397\" style=\"left:739px;bottom:733px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4m_397\" style=\"left:803px;bottom:733px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4n_397\" style=\"left:100px;bottom:713px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4o_397\" style=\"left:100px;bottom:699px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4p_397\" style=\"left:100px;bottom:684px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t sc_397\" id=\"t4q_397\" style=\"left:176px;bottom:684px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4r_397\" style=\"left:100px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4s_397\" style=\"left:292px;bottom:670px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4t_397\" style=\"left:362px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4u_397\" style=\"left:427px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4v_397\" style=\"left:492px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4w_397\" style=\"left:557px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4x_397\" style=\"left:635px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4y_397\" style=\"left:700px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4z_397\" style=\"left:751px;bottom:670px;letter-spacing:-0.14px;display:inline;\">978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t50_397\" style=\"left:816px;bottom:670px;letter-spacing:-0.14px;display:inline;\">978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t51_397\" style=\"left:87px;bottom:651px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t52_397\" style=\"left:87px;bottom:636px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t53_397\" style=\"left:292px;bottom:636px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t54_397\" style=\"left:362px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t55_397\" style=\"left:427px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t56_397\" style=\"left:492px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t57_397\" style=\"left:557px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t58_397\" style=\"left:635px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t59_397\" style=\"left:700px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5a_397\" style=\"left:730px;bottom:636px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5b_397\" style=\"left:795px;bottom:636px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5c_397\" style=\"left:100px;bottom:617px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5d_397\" style=\"left:100px;bottom:603px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5e_397\" style=\"left:100px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t sc_397\" id=\"t5f_397\" style=\"left:176px;bottom:588px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5g_397\" style=\"left:100px;bottom:574px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5h_397\" style=\"left:292px;bottom:574px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5i_397\" style=\"left:362px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5j_397\" style=\"left:427px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5k_397\" style=\"left:492px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5l_397\" style=\"left:557px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5m_397\" style=\"left:635px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5n_397\" style=\"left:700px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5o_397\" style=\"left:735px;bottom:574px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5p_397\" style=\"left:799px;bottom:574px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t5q_397\" style=\"left:87px;bottom:555px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t sb_397\" id=\"t5r_397\" style=\"left:192px;bottom:555px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5s_397\" style=\"left:100px;bottom:536px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_397\" id=\"t5t_397\" style=\"left:168px;bottom:536px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5u_397\" style=\"left:100px;bottom:521px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5v_397\" style=\"left:100px;bottom:507px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t sc_397\" id=\"t5w_397\" style=\"left:177px;bottom:507px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_397\" id=\"t5x_397\" style=\"left:208px;bottom:507px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5y_397\" style=\"left:362px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5z_397\" style=\"left:427px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t60_397\" style=\"left:492px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t61_397\" style=\"left:557px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t62_397\" style=\"left:607px;bottom:507px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t63_397\" style=\"left:672px;bottom:507px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t64_397\" style=\"left:738px;bottom:507px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t65_397\" style=\"left:796px;bottom:507px;letter-spacing:0.11px;display:inline;\">171,640 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t66_397\" style=\"left:100px;bottom:488px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t67_397\" style=\"left:362px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t68_397\" style=\"left:427px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t69_397\" style=\"left:492px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6a_397\" style=\"left:557px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6b_397\" style=\"left:619px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6c_397\" style=\"left:684px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6d_397\" style=\"left:765px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6e_397\" style=\"left:813px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6f_397\" style=\"left:362px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6g_397\" style=\"left:427px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6h_397\" style=\"left:492px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6i_397\" style=\"left:557px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6j_397\" style=\"left:604px;bottom:469px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6k_397\" style=\"left:669px;bottom:469px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6l_397\" style=\"left:738px;bottom:469px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6m_397\" style=\"left:795px;bottom:469px;letter-spacing:0.12px;display:inline;\">172,448 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t6n_397\" style=\"left:87px;bottom:450px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6o_397\" style=\"left:289px;bottom:450px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6p_397\" style=\"left:362px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6q_397\" style=\"left:427px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6r_397\" style=\"left:492px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6s_397\" style=\"left:557px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6t_397\" style=\"left:635px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6u_397\" style=\"left:700px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6v_397\" style=\"left:736px;bottom:450px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6w_397\" style=\"left:801px;bottom:450px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t6x_397\" style=\"left:87px;bottom:431px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6y_397\" style=\"left:292px;bottom:431px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6z_397\" style=\"left:362px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t70_397\" style=\"left:427px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t71_397\" style=\"left:492px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t72_397\" style=\"left:556px;bottom:431px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t73_397\" style=\"left:635px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t74_397\" style=\"left:699px;bottom:431px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t75_397\" style=\"left:743px;bottom:431px;letter-spacing:0.18px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t76_397\" style=\"left:811px;bottom:431px;letter-spacing:0.13px;display:inline;\">1,391 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t77_397\" style=\"left:87px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t78_397\" style=\"left:330px;bottom:412px;letter-spacing:-0.09px;display:inline;\">101,933 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t79_397\" style=\"left:404px;bottom:412px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7a_397\" style=\"left:464px;bottom:412px;letter-spacing:0.03px;display:inline;\">64,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7b_397\" style=\"left:550px;bottom:412px;letter-spacing:-0.09px;display:inline;\">79 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7c_397\" style=\"left:604px;bottom:412px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7d_397\" style=\"left:663px;bottom:412px;letter-spacing:0.04px;display:inline;\">282,266 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7e_397\" style=\"left:726px;bottom:412px;letter-spacing:0.02px;display:inline;\">508,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7f_397\" style=\"left:795px;bottom:412px;letter-spacing:0.01px;display:inline;\">791,092 </div></td></tr></table><div class=\"t s8_397\" id=\"t7g_397\" style=\"left:87px;bottom:388px;display:inline;\">1 </div><div class=\"t s8_397\" id=\"t7h_397\" style=\"left:100px;bottom:388px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash and balances at central banks includes both cash held in restricted accounts and on demand or placements which are contractually due to mature </div><div class=\"t s8_397\" id=\"t7i_397\" style=\"left:100px;bottom:376px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">overnight only. Other placements with central banks are reported as part of Loans and advances to customers </div><div class=\"t s8_397\" id=\"t7j_397\" style=\"left:87px;bottom:359px;display:inline;\">2 </div><div class=\"t s8_397\" id=\"t7k_397\" style=\"left:100px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Further analysed in Risk review and Capital review (pages 230 to 343) </div><div></div><div class=\"t s5_398\" id=\"t7_398\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_398\" id=\"t8_398\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_398\" id=\"t9_398\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_398\" id=\"ta_398\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_398\" id=\"tg_398\" style=\"left:511px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t sa_398\" id=\"th_398\" style=\"left:532px;bottom:1162px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s9_398\" id=\"ti_398\" style=\"left:537px;bottom:1162px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sa_398\" id=\"tj_398\" style=\"left:544px;bottom:1162px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ies at fa</div><div class=\"t s9_398\" id=\"tk_398\" style=\"left:581px;bottom:1162px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ir value </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t11_398\" style=\"left:568px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t17_398\" style=\"left:664px;bottom:1145px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tv_398\" style=\"left:505px;bottom:1134px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sa_398\" id=\"tw_398\" style=\"left:541px;bottom:1134px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t12_398\" style=\"left:567px;bottom:1134px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_398\" id=\"t18_398\" style=\"left:647px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tx_398\" style=\"left:522px;bottom:1123px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t13_398\" style=\"left:585px;bottom:1123px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t19_398\" style=\"left:633px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">liab</div><div class=\"t sa_398\" id=\"t1a_398\" style=\"left:651px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s9_398\" id=\"t1b_398\" style=\"left:657px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sa_398\" id=\"t1c_398\" style=\"left:664px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ies at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tl_398\" style=\"left:704px;bottom:1123px;display:inline;\">Amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"ts_398\" style=\"left:456px;bottom:1111px;letter-spacing:-0.14px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"ty_398\" style=\"left:519px;bottom:1111px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t14_398\" style=\"left:566px;bottom:1111px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t1d_398\" style=\"left:644px;bottom:1111px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tm_398\" style=\"left:734px;bottom:1111px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tp_398\" style=\"left:794px;bottom:1111px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"tb_398\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_398\" id=\"tc_398\" style=\"left:95px;bottom:1099px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"td_398\" style=\"left:101px;bottom:1099px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"te_398\" style=\"left:109px;bottom:1099px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"tf_398\" style=\"left:401px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tt_398\" style=\"left:456px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"tu_398\" style=\"left:479px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tz_398\" style=\"left:521px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t10_398\" style=\"left:544px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t15_398\" style=\"left:586px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t16_398\" style=\"left:609px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t1e_398\" style=\"left:651px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t1f_398\" style=\"left:674px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tn_398\" style=\"left:716px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"to_398\" style=\"left:739px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tq_398\" style=\"left:781px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"tr_398\" style=\"left:804px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t1g_398\" style=\"left:69px;bottom:1080px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1h_398\" style=\"left:488px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1i_398\" style=\"left:553px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1j_398\" style=\"left:618px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1k_398\" style=\"left:682px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1l_398\" style=\"left:713px;bottom:1080px;letter-spacing:0.04px;display:inline;\">28,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1m_398\" style=\"left:778px;bottom:1080px;letter-spacing:0.04px;display:inline;\">28,030 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t1n_398\" style=\"left:69px;bottom:1060px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1o_398\" style=\"left:488px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1p_398\" style=\"left:553px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1q_398\" style=\"left:618px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1r_398\" style=\"left:682px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1s_398\" style=\"left:709px;bottom:1060px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1t_398\" style=\"left:774px;bottom:1060px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t1u_398\" style=\"left:69px;bottom:1041px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_398\" id=\"t1v_398\" style=\"left:108px;bottom:1041px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_398\" id=\"t1w_398\" style=\"left:128px;bottom:1041px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_398\" id=\"t1x_398\" style=\"left:146px;bottom:1041px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t1y_398\" style=\"left:153px;bottom:1041px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t1z_398\" style=\"left:161px;bottom:1041px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t s2_398\" id=\"t20_398\" style=\"left:234px;bottom:1041px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t21_398\" style=\"left:69px;bottom:1027px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t22_398\" style=\"left:82px;bottom:1008px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t23_398\" style=\"left:488px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t24_398\" style=\"left:553px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t25_398\" style=\"left:594px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t26_398\" style=\"left:659px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t27_398\" style=\"left:747px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t28_398\" style=\"left:788px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t29_398\" style=\"left:82px;bottom:989px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2a_398\" style=\"left:480px;bottom:989px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2b_398\" style=\"left:553px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2c_398\" style=\"left:588px;bottom:989px;letter-spacing:-0.21px;display:inline;\">17,209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2d_398\" style=\"left:653px;bottom:989px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2e_398\" style=\"left:747px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2f_398\" style=\"left:783px;bottom:989px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2g_398\" style=\"left:82px;bottom:970px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t2h_398\" style=\"left:299px;bottom:970px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2i_398\" style=\"left:82px;bottom:955px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t2j_398\" style=\"left:418px;bottom:955px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2k_398\" style=\"left:463px;bottom:955px;letter-spacing:0.12px;display:inline;\">1,660 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2l_398\" style=\"left:553px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2m_398\" style=\"left:587px;bottom:955px;letter-spacing:-0.19px;display:inline;\">39,623 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2n_398\" style=\"left:652px;bottom:955px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2o_398\" style=\"left:747px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2p_398\" style=\"left:782px;bottom:955px;letter-spacing:0.07px;display:inline;\">41,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2q_398\" style=\"left:82px;bottom:936px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t2r_398\" style=\"left:150px;bottom:936px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t2s_398\" style=\"left:168px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t2t_398\" style=\"left:415px;bottom:936px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2u_398\" style=\"left:488px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2v_398\" style=\"left:553px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2w_398\" style=\"left:589px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2x_398\" style=\"left:654px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2y_398\" style=\"left:747px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2z_398\" style=\"left:783px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t30_398\" style=\"left:82px;bottom:917px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_398\" id=\"t31_398\" style=\"left:142px;bottom:917px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t32_398\" style=\"left:458px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t33_398\" style=\"left:553px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t34_398\" style=\"left:618px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t35_398\" style=\"left:653px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t36_398\" style=\"left:747px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t37_398\" style=\"left:783px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t38_398\" style=\"left:82px;bottom:898px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t39_398\" style=\"left:139px;bottom:898px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t3a_398\" style=\"left:144px;bottom:898px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t3b_398\" style=\"left:152px;bottom:898px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3c_398\" style=\"left:488px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3d_398\" style=\"left:553px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3e_398\" style=\"left:616px;bottom:898px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3f_398\" style=\"left:681px;bottom:898px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3g_398\" style=\"left:747px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3h_398\" style=\"left:811px;bottom:898px;display:inline;\">8 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3i_398\" style=\"left:457px;bottom:879px;letter-spacing:0.16px;display:inline;\">13,545 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3j_398\" style=\"left:553px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3k_398\" style=\"left:589px;bottom:879px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3l_398\" style=\"left:649px;bottom:879px;letter-spacing:-0.01px;display:inline;\">83,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3m_398\" style=\"left:747px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3n_398\" style=\"left:779px;bottom:879px;letter-spacing:-0.01px;display:inline;\">83,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t3o_398\" style=\"left:69px;bottom:860px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_398\" id=\"t3p_398\" style=\"left:111px;bottom:860px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_398\" id=\"t3q_398\" style=\"left:180px;bottom:860px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t3r_398\" style=\"left:417px;bottom:860px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3s_398\" style=\"left:457px;bottom:860px;letter-spacing:-0.16px;display:inline;\">52,747 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3t_398\" style=\"left:529px;bottom:860px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3u_398\" style=\"left:618px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3v_398\" style=\"left:652px;bottom:860px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3w_398\" style=\"left:747px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3x_398\" style=\"left:782px;bottom:860px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t3y_398\" style=\"left:69px;bottom:841px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t3z_398\" style=\"left:286px;bottom:841px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t40_398\" style=\"left:69px;bottom:827px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t41_398\" style=\"left:418px;bottom:827px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t42_398\" style=\"left:488px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t43_398\" style=\"left:553px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t44_398\" style=\"left:618px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t45_398\" style=\"left:682px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t46_398\" style=\"left:717px;bottom:827px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t47_398\" style=\"left:782px;bottom:827px;letter-spacing:0.18px;display:inline;\">12,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t48_398\" style=\"left:69px;bottom:808px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t49_398\" style=\"left:137px;bottom:808px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t4a_398\" style=\"left:155px;bottom:808px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4b_398\" style=\"left:415px;bottom:808px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4c_398\" style=\"left:488px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4d_398\" style=\"left:553px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4e_398\" style=\"left:618px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4f_398\" style=\"left:682px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4g_398\" style=\"left:714px;bottom:808px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4h_398\" style=\"left:779px;bottom:808px;letter-spacing:0.17px;display:inline;\">62,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t4i_398\" style=\"left:69px;bottom:788px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t4j_398\" style=\"left:126px;bottom:788px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t4k_398\" style=\"left:131px;bottom:788px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t4l_398\" style=\"left:139px;bottom:788px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4m_398\" style=\"left:416px;bottom:788px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4n_398\" style=\"left:488px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4o_398\" style=\"left:553px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4p_398\" style=\"left:618px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4q_398\" style=\"left:682px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4r_398\" style=\"left:715px;bottom:788px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4s_398\" style=\"left:780px;bottom:788px;letter-spacing:0.15px;display:inline;\">38,663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t4t_398\" style=\"left:69px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_398\" id=\"t4u_398\" style=\"left:170px;bottom:769px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t4v_398\" style=\"left:175px;bottom:769px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t4w_398\" style=\"left:183px;bottom:769px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4x_398\" style=\"left:416px;bottom:769px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4y_398\" style=\"left:488px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4z_398\" style=\"left:553px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t50_398\" style=\"left:618px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t51_398\" style=\"left:682px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t52_398\" style=\"left:716px;bottom:769px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t53_398\" style=\"left:781px;bottom:769px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t54_398\" style=\"left:69px;bottom:750px;display:inline;\">Liab</div><div class=\"t s4_398\" id=\"t55_398\" style=\"left:94px;bottom:750px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t56_398\" style=\"left:99px;bottom:750px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t57_398\" style=\"left:107px;bottom:750px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t58_398\" style=\"left:124px;bottom:750px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">included in disposal groups held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t59_398\" style=\"left:418px;bottom:750px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5a_398\" style=\"left:488px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5b_398\" style=\"left:553px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5c_398\" style=\"left:618px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5d_398\" style=\"left:682px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5e_398\" style=\"left:733px;bottom:750px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5f_398\" style=\"left:798px;bottom:750px;letter-spacing:0.06px;display:inline;\">726 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t5g_398\" style=\"left:69px;bottom:731px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5h_398\" style=\"left:455px;bottom:731px;letter-spacing:0.11px;display:inline;\">66,292 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5i_398\" style=\"left:529px;bottom:731px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5j_398\" style=\"left:589px;bottom:731px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5k_398\" style=\"left:650px;bottom:731px;letter-spacing:-0.2px;display:inline;\">139,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5l_398\" style=\"left:709px;bottom:731px;letter-spacing:0.01px;display:inline;\">623,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5m_398\" style=\"left:773px;bottom:731px;letter-spacing:-0.03px;display:inline;\">762,834 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_398\" id=\"t5s_398\" style=\"left:513px;bottom:707px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s8_398\" id=\"t5t_398\" style=\"left:533px;bottom:707px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_398\" id=\"t5u_398\" style=\"left:538px;bottom:707px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_398\" id=\"t5v_398\" style=\"left:544px;bottom:707px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ies at fa</div><div class=\"t sc_398\" id=\"t5w_398\" style=\"left:580px;bottom:707px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ir value </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6d_398\" style=\"left:569px;bottom:690px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6j_398\" style=\"left:665px;bottom:690px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t67_398\" style=\"left:507px;bottom:679px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t s8_398\" id=\"t68_398\" style=\"left:541px;bottom:679px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6e_398\" style=\"left:569px;bottom:679px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6k_398\" style=\"left:649px;bottom:679px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t69_398\" style=\"left:523px;bottom:667px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6f_398\" style=\"left:586px;bottom:667px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6l_398\" style=\"left:636px;bottom:667px;letter-spacing:-0.06px;display:inline;\">liab</div><div class=\"t s8_398\" id=\"t6m_398\" style=\"left:654px;bottom:667px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_398\" id=\"t6n_398\" style=\"left:658px;bottom:667px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_398\" id=\"t6o_398\" style=\"left:664px;bottom:667px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ies at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t5x_398\" style=\"left:705px;bottom:667px;letter-spacing:0.01px;display:inline;\">Amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t64_398\" style=\"left:458px;bottom:656px;letter-spacing:-0.18px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6a_398\" style=\"left:520px;bottom:656px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6g_398\" style=\"left:568px;bottom:656px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6p_398\" style=\"left:646px;bottom:656px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t5y_398\" style=\"left:734px;bottom:656px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t61_398\" style=\"left:795px;bottom:656px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t5n_398\" style=\"left:69px;bottom:643px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_398\" id=\"t5o_398\" style=\"left:95px;bottom:643px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t5p_398\" style=\"left:101px;bottom:643px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t5q_398\" style=\"left:109px;bottom:643px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t5r_398\" style=\"left:401px;bottom:644px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t65_398\" style=\"left:458px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t66_398\" style=\"left:479px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6b_398\" style=\"left:523px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6c_398\" style=\"left:544px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6h_398\" style=\"left:588px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6i_398\" style=\"left:609px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6q_398\" style=\"left:653px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6r_398\" style=\"left:674px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t5z_398\" style=\"left:718px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t60_398\" style=\"left:739px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t62_398\" style=\"left:783px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t63_398\" style=\"left:804px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t6s_398\" style=\"left:69px;bottom:624px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6t_398\" style=\"left:488px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6u_398\" style=\"left:553px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6v_398\" style=\"left:618px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6w_398\" style=\"left:682px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6x_398\" style=\"left:718px;bottom:624px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6y_398\" style=\"left:783px;bottom:624px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t6z_398\" style=\"left:69px;bottom:605px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t70_398\" style=\"left:488px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t71_398\" style=\"left:553px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t72_398\" style=\"left:618px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t73_398\" style=\"left:682px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t74_398\" style=\"left:714px;bottom:605px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t75_398\" style=\"left:779px;bottom:605px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t76_398\" style=\"left:69px;bottom:586px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_398\" id=\"t77_398\" style=\"left:108px;bottom:586px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_398\" id=\"t78_398\" style=\"left:128px;bottom:586px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_398\" id=\"t79_398\" style=\"left:146px;bottom:586px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t7a_398\" style=\"left:153px;bottom:586px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t7b_398\" style=\"left:161px;bottom:586px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t s2_398\" id=\"t7c_398\" style=\"left:234px;bottom:586px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t7d_398\" style=\"left:69px;bottom:572px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7e_398\" style=\"left:82px;bottom:553px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7f_398\" style=\"left:488px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7g_398\" style=\"left:553px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7h_398\" style=\"left:595px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7i_398\" style=\"left:660px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7j_398\" style=\"left:747px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7k_398\" style=\"left:790px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t7l_398\" style=\"left:82px;bottom:534px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7m_398\" style=\"left:480px;bottom:534px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7n_398\" style=\"left:553px;bottom:534px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7o_398\" style=\"left:593px;bottom:534px;display:inline;\">11,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7p_398\" style=\"left:657px;bottom:534px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7q_398\" style=\"left:747px;bottom:534px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7r_398\" style=\"left:787px;bottom:534px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7s_398\" style=\"left:82px;bottom:515px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t7t_398\" style=\"left:299px;bottom:515px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7u_398\" style=\"left:82px;bottom:500px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7v_398\" style=\"left:418px;bottom:500px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7w_398\" style=\"left:488px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7x_398\" style=\"left:553px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7y_398\" style=\"left:590px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7z_398\" style=\"left:655px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t80_398\" style=\"left:747px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t81_398\" style=\"left:784px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t82_398\" style=\"left:82px;bottom:481px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t83_398\" style=\"left:150px;bottom:481px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t84_398\" style=\"left:168px;bottom:481px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t85_398\" style=\"left:415px;bottom:481px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t86_398\" style=\"left:488px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t87_398\" style=\"left:553px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t88_398\" style=\"left:594px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t89_398\" style=\"left:659px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8a_398\" style=\"left:747px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8b_398\" style=\"left:789px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t8c_398\" style=\"left:82px;bottom:462px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_398\" id=\"t8d_398\" style=\"left:142px;bottom:462px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8e_398\" style=\"left:464px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8f_398\" style=\"left:553px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8g_398\" style=\"left:618px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8h_398\" style=\"left:659px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8i_398\" style=\"left:747px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8j_398\" style=\"left:788px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t8k_398\" style=\"left:82px;bottom:443px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t8l_398\" style=\"left:139px;bottom:443px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t8m_398\" style=\"left:144px;bottom:443px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t8n_398\" style=\"left:152px;bottom:443px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8o_398\" style=\"left:488px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8p_398\" style=\"left:553px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8q_398\" style=\"left:617px;bottom:443px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8r_398\" style=\"left:682px;bottom:443px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8s_398\" style=\"left:747px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8t_398\" style=\"left:811px;bottom:443px;display:inline;\">6 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8u_398\" style=\"left:465px;bottom:424px;letter-spacing:-0.2px;display:inline;\">6,876 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8v_398\" style=\"left:553px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8w_398\" style=\"left:588px;bottom:424px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8x_398\" style=\"left:654px;bottom:424px;letter-spacing:-0.37px;display:inline;\">79,903 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8y_398\" style=\"left:747px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8z_398\" style=\"left:784px;bottom:424px;letter-spacing:-0.37px;display:inline;\">79,903 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t90_398\" style=\"left:69px;bottom:405px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_398\" id=\"t91_398\" style=\"left:111px;bottom:405px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_398\" id=\"t92_398\" style=\"left:180px;bottom:405px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t93_398\" style=\"left:417px;bottom:405px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t94_398\" style=\"left:460px;bottom:405px;letter-spacing:0.06px;display:inline;\">65,316 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t95_398\" style=\"left:528px;bottom:405px;letter-spacing:0.21px;display:inline;\">4,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t96_398\" style=\"left:618px;bottom:405px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t97_398\" style=\"left:653px;bottom:405px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t98_398\" style=\"left:747px;bottom:405px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t99_398\" style=\"left:783px;bottom:405px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9a_398\" style=\"left:69px;bottom:386px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t9b_398\" style=\"left:286px;bottom:386px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9c_398\" style=\"left:69px;bottom:371px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9d_398\" style=\"left:418px;bottom:371px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9e_398\" style=\"left:488px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9f_398\" style=\"left:553px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9g_398\" style=\"left:618px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9h_398\" style=\"left:682px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9i_398\" style=\"left:726px;bottom:371px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9j_398\" style=\"left:791px;bottom:371px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9k_398\" style=\"left:69px;bottom:352px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t9l_398\" style=\"left:137px;bottom:352px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t9m_398\" style=\"left:155px;bottom:352px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9n_398\" style=\"left:415px;bottom:352px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9o_398\" style=\"left:488px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9p_398\" style=\"left:553px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9q_398\" style=\"left:618px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9r_398\" style=\"left:682px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9s_398\" style=\"left:721px;bottom:352px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9t_398\" style=\"left:786px;bottom:352px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9u_398\" style=\"left:69px;bottom:333px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t9v_398\" style=\"left:126px;bottom:333px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t9w_398\" style=\"left:131px;bottom:333px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t9x_398\" style=\"left:139px;bottom:333px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9y_398\" style=\"left:416px;bottom:333px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9z_398\" style=\"left:488px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta0_398\" style=\"left:553px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta1_398\" style=\"left:618px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta2_398\" style=\"left:682px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta3_398\" style=\"left:720px;bottom:333px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta4_398\" style=\"left:785px;bottom:333px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"ta5_398\" style=\"left:69px;bottom:314px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_398\" id=\"ta6_398\" style=\"left:170px;bottom:314px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"ta7_398\" style=\"left:175px;bottom:314px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"ta8_398\" style=\"left:183px;bottom:314px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta9_398\" style=\"left:416px;bottom:314px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taa_398\" style=\"left:488px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tab_398\" style=\"left:553px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tac_398\" style=\"left:618px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tad_398\" style=\"left:682px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tae_398\" style=\"left:723px;bottom:314px;letter-spacing:0.03px;display:inline;\">13,715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taf_398\" style=\"left:788px;bottom:314px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"tag_398\" style=\"left:69px;bottom:295px;display:inline;\">Liab</div><div class=\"t s4_398\" id=\"tah_398\" style=\"left:94px;bottom:295px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"tai_398\" style=\"left:99px;bottom:295px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"taj_398\" style=\"left:107px;bottom:295px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"tak_398\" style=\"left:124px;bottom:295px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">included in disposal groups held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tal_398\" style=\"left:418px;bottom:295px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tam_398\" style=\"left:487px;bottom:295px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tan_398\" style=\"left:553px;bottom:295px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tao_398\" style=\"left:618px;bottom:295px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tap_398\" style=\"left:682px;bottom:295px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taq_398\" style=\"left:726px;bottom:295px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tar_398\" style=\"left:792px;bottom:295px;letter-spacing:0.14px;display:inline;\">1,235 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"tas_398\" style=\"left:69px;bottom:276px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tat_398\" style=\"left:462px;bottom:276px;letter-spacing:-0.09px;display:inline;\">72,197 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tau_398\" style=\"left:528px;bottom:276px;letter-spacing:0.21px;display:inline;\">4,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tav_398\" style=\"left:588px;bottom:276px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taw_398\" style=\"left:649px;bottom:276px;letter-spacing:-0.21px;display:inline;\">149,770 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tax_398\" style=\"left:718px;bottom:276px;letter-spacing:-0.28px;display:inline;\">611,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tay_398\" style=\"left:778px;bottom:276px;letter-spacing:-0.1px;display:inline;\">761,446 </div></td></tr></table><div></div><div class=\"t s4_399\" id=\"t6_399\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_399\" id=\"t7_399\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_399\" id=\"t8_399\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_399\" id=\"t9_399\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_399\" id=\"ta_399\" style=\"left:87px;bottom:1155px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Interest rate benchmark reform </div><div class=\"t s8_399\" id=\"tb_399\" style=\"left:87px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">During 2023, sign</div><div class=\"t s9_399\" id=\"tc_399\" style=\"left:188px;bottom:1137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant progress was made </div><div class=\"t s8_399\" id=\"td_399\" style=\"left:346px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in support of LIBOR transit</div><div class=\"t s9_399\" id=\"te_399\" style=\"left:500px;bottom:1137px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_399\" id=\"tf_399\" style=\"left:87px;bottom:1113px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">New LIBOR-referencing business had ceased and a full suite of Risk Free Rate-referencing derivat</div><div class=\"t s9_399\" id=\"tg_399\" style=\"left:656px;bottom:1113px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive and cash products were </div><div class=\"t s8_399\" id=\"th_399\" style=\"left:87px;bottom:1097px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">standard offerings across the Group. </div><div class=\"t s8_399\" id=\"ti_399\" style=\"left:87px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Having completed the remediat</div><div class=\"t s9_399\" id=\"tj_399\" style=\"left:278px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of all non-USD LIBOR exposures at the end of 2021 w</div><div class=\"t s8_399\" id=\"tk_399\" style=\"left:606px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith no reliance on synthetic rates, </div><div class=\"t s8_399\" id=\"tl_399\" style=\"left:87px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Programme focused on remediat</div><div class=\"t s9_399\" id=\"tm_399\" style=\"left:305px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing legacy USD LIBOR stock ahead of the USD LIBOR cessat</div><div class=\"t s8_399\" id=\"tn_399\" style=\"left:656px;bottom:1057px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion date (30 June 2023). </div><div class=\"t s8_399\" id=\"to_399\" style=\"left:87px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group made sign</div><div class=\"t s9_399\" id=\"tp_399\" style=\"left:215px;bottom:1033px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant progress towards complet</div><div class=\"t s8_399\" id=\"tq_399\" style=\"left:409px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing its remediat</div><div class=\"t s9_399\" id=\"tr_399\" style=\"left:502px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of legacy exposures over the course of 2023. </div><div class=\"t s8_399\" id=\"ts_399\" style=\"left:87px;bottom:1017px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Clients with legacy USD LIBOR loans were engaged to remediate their contracts via active conversion to alternative rates, </div><div class=\"t s8_399\" id=\"tt_399\" style=\"left:87px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">or other suitable transit</div><div class=\"t s9_399\" id=\"tu_399\" style=\"left:224px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion mechan</div><div class=\"t s8_399\" id=\"tv_399\" style=\"left:294px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isms such as the inclus</div><div class=\"t s9_399\" id=\"tw_399\" style=\"left:424px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of robust fallbacks. For der</div><div class=\"t s8_399\" id=\"tx_399\" style=\"left:601px;bottom:1001px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_399\" id=\"ty_399\" style=\"left:623px;bottom:1001px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives, the Group adhered to the </div><div class=\"t s8_399\" id=\"tz_399\" style=\"left:87px;bottom:985px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">International Swaps and Derivat</div><div class=\"t s9_399\" id=\"t10_399\" style=\"left:279px;bottom:985px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ives Assoc</div><div class=\"t s8_399\" id=\"t11_399\" style=\"left:339px;bottom:985px;letter-spacing:-0.16px;display:inline;\">iat</div><div class=\"t s9_399\" id=\"t12_399\" style=\"left:355px;bottom:985px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ion (ISDA) 2020 IBOR Fallbacks Protocol for all </div><div class=\"t s8_399\" id=\"t13_399\" style=\"left:626px;bottom:985px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its trading entit</div><div class=\"t s9_399\" id=\"t14_399\" style=\"left:717px;bottom:985px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies and cont</div><div class=\"t s8_399\" id=\"t15_399\" style=\"left:789px;bottom:985px;letter-spacing:-0.12px;display:inline;\">inued </div><div class=\"t s8_399\" id=\"t16_399\" style=\"left:87px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to engage clients to do the same or to negotiate remediat</div><div class=\"t s9_399\" id=\"t17_399\" style=\"left:430px;bottom:969px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion b</div><div class=\"t s8_399\" id=\"t18_399\" style=\"left:459px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ilaterally. The Group also successfully partic</div><div class=\"t s9_399\" id=\"t19_399\" style=\"left:714px;bottom:969px;letter-spacing:-0.12px;display:inline;\">ipated </div><div class=\"t s8_399\" id=\"t1a_399\" style=\"left:756px;bottom:969px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">in CCP </div><div class=\"t s8_399\" id=\"t1b_399\" style=\"left:87px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">conversion events, includ</div><div class=\"t s9_399\" id=\"t1c_399\" style=\"left:233px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing both tranches of the London Clear</div><div class=\"t s8_399\" id=\"t1d_399\" style=\"left:458px;bottom:953px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing House (LCH) conversions for USD LIBOR and also the </div><div class=\"t s8_399\" id=\"t1e_399\" style=\"left:87px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">SGD/THB conversion, as well as the CME Eurodollar futures and the Hong Kong Exchanges and Clearing (HKEX) USD LIBOR </div><div class=\"t s8_399\" id=\"t1f_399\" style=\"left:87px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">events. This sign</div><div class=\"t s9_399\" id=\"t1g_399\" style=\"left:182px;bottom:921px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cantly reduced our overall not</div><div class=\"t s8_399\" id=\"t1h_399\" style=\"left:368px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional exposure to USD LIBOR, as centrally cleared derivat</div><div class=\"t s9_399\" id=\"t1i_399\" style=\"left:702px;bottom:921px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ives and b</div><div class=\"t s8_399\" id=\"t1j_399\" style=\"left:762px;bottom:921px;letter-spacing:-0.15px;display:inline;\">ilateral </div><div class=\"t s8_399\" id=\"t1k_399\" style=\"left:87px;bottom:904px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s9_399\" id=\"t1l_399\" style=\"left:129px;bottom:904px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ives w</div><div class=\"t s8_399\" id=\"t1m_399\" style=\"left:164px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith fallbacks represented a substantial portion of the Group\u2019s overall USD LIBOR notional exposure. </div><div class=\"t s8_399\" id=\"t1n_399\" style=\"left:87px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, a number of contracts remain subject to remediat</div><div class=\"t s9_399\" id=\"t1o_399\" style=\"left:510px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion but these are cons</div><div class=\"t s8_399\" id=\"t1p_399\" style=\"left:640px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idered immater</div><div class=\"t s9_399\" id=\"t1q_399\" style=\"left:732px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial for the Group. </div><div class=\"t s8_399\" id=\"t1r_399\" style=\"left:87px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The largest population of remain</div><div class=\"t s9_399\" id=\"t1s_399\" style=\"left:281px;bottom:864px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing exposures are synd</div><div class=\"t s8_399\" id=\"t1t_399\" style=\"left:416px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icated loans, either on a standalone basis, or where the loans have </div><div class=\"t s8_399\" id=\"t1u_399\" style=\"left:87px;bottom:848px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">been hedged with derivat</div><div class=\"t s9_399\" id=\"t1v_399\" style=\"left:241px;bottom:848px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ives. These contracts currently operate under a synthet</div><div class=\"t s8_399\" id=\"t1w_399\" style=\"left:564px;bottom:848px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ic USD LIBOR rate. </div><div class=\"t s7_399\" id=\"t1x_399\" style=\"left:87px;bottom:816px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Risks which the Group is exposed to due to LIBOR transit</div><div class=\"t sa_399\" id=\"t1y_399\" style=\"left:425px;bottom:816px;letter-spacing:-0.12px;display:inline;\">ion </div><div class=\"t s8_399\" id=\"t1z_399\" style=\"left:87px;bottom:798px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group has largely mit</div><div class=\"t s9_399\" id=\"t20_399\" style=\"left:239px;bottom:798px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">igated all mater</div><div class=\"t s8_399\" id=\"t21_399\" style=\"left:334px;bottom:798px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial adverse outcomes associated with the cessation of IBOR benchmarks, and these </div><div class=\"t s8_399\" id=\"t22_399\" style=\"left:87px;bottom:782px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">have not required a change to the Group\u2019s risk management strategy. </div><div class=\"t s8_399\" id=\"t23_399\" style=\"left:87px;bottom:758px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">However, the Group will continue to focus on the un-remediated contracts, and manage the risks of the transit</div><div class=\"t s9_399\" id=\"t24_399\" style=\"left:735px;bottom:758px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion unt</div><div class=\"t s8_399\" id=\"t25_399\" style=\"left:776px;bottom:758px;letter-spacing:-0.19px;display:inline;\">il </div><div class=\"t s8_399\" id=\"t26_399\" style=\"left:87px;bottom:742px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">fully complete. </div><div class=\"t s8_399\" id=\"t27_399\" style=\"left:87px;bottom:718px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Particular attention will continue to be paid to: legal risk of any contracts that may remain outstanding after the end of </div><div class=\"t s8_399\" id=\"t28_399\" style=\"left:87px;bottom:702px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">synthetic LIBOR (currently scheduled for end of September 2024); conduct risk aris</div><div class=\"t s9_399\" id=\"t29_399\" style=\"left:566px;bottom:702px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing from cont</div><div class=\"t s8_399\" id=\"t2a_399\" style=\"left:645px;bottom:702px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inued remediat</div><div class=\"t s9_399\" id=\"t2b_399\" style=\"left:736px;bottom:702px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion; \ufb01nancial </div><div class=\"t s8_399\" id=\"t2c_399\" style=\"left:87px;bottom:686px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and accounting risk in terms of the \ufb01nanc</div><div class=\"t s9_399\" id=\"t2d_399\" style=\"left:330px;bottom:686px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_399\" id=\"t2e_399\" style=\"left:347px;bottom:686px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">impact of IBOR transit</div><div class=\"t s9_399\" id=\"t2f_399\" style=\"left:477px;bottom:686px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion for the outstand</div><div class=\"t s8_399\" id=\"t2g_399\" style=\"left:594px;bottom:686px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing contracts, and also \ufb01nanc</div><div class=\"t s9_399\" id=\"t2h_399\" style=\"left:768px;bottom:686px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_399\" id=\"t2i_399\" style=\"left:87px;bottom:670px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instruments that may be affected by accounting issues such as accounting for contractual changes due to IBOR reform, </div><div class=\"t s8_399\" id=\"t2j_399\" style=\"left:87px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fair value measurement and hedge accounting, as well as other risks inherent in the reform. </div><div class=\"t s8_399\" id=\"t2k_399\" style=\"left:87px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">As at 31 December 2022 the Group had the following notional princ</div><div class=\"t s9_399\" id=\"t2l_399\" style=\"left:482px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipal exposures to </div><div class=\"t s8_399\" id=\"t2m_399\" style=\"left:585px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest rate benchmarks that were subject </div><div class=\"t s8_399\" id=\"t2n_399\" style=\"left:87px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to interest rate benchmark reform. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_399\" id=\"t2o_399\" style=\"left:87px;bottom:592px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">IBOR exposures by benchmark </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2q_399\" style=\"left:352px;bottom:590px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">USD LIBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2t_399\" style=\"left:440px;bottom:590px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">GBP LIBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2w_399\" style=\"left:533px;bottom:590px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">SGD SOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2z_399\" style=\"left:627px;bottom:590px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">THB FIX </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t32_399\" style=\"left:697px;bottom:590px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Other IBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t35_399\" style=\"left:787px;bottom:590px;letter-spacing:-0.17px;word-spacing:-0.06px;display:inline;\">Total IBOR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_399\" id=\"t2p_399\" style=\"left:87px;bottom:578px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2r_399\" style=\"left:367px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t2s_399\" style=\"left:388px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2u_399\" style=\"left:454px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_399\" id=\"t2v_399\" style=\"left:475px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2x_399\" style=\"left:540px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t2y_399\" style=\"left:562px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t30_399\" style=\"left:627px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t31_399\" style=\"left:648px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t33_399\" style=\"left:714px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_399\" id=\"t34_399\" style=\"left:735px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t36_399\" style=\"left:800px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t37_399\" style=\"left:822px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t38_399\" style=\"left:87px;bottom:558px;letter-spacing:0.14px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t39_399\" style=\"left:87px;bottom:539px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3a_399\" style=\"left:385px;bottom:539px;letter-spacing:-0.11px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3b_399\" style=\"left:483px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3c_399\" style=\"left:570px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3d_399\" style=\"left:656px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3e_399\" style=\"left:743px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3f_399\" style=\"left:818px;bottom:539px;letter-spacing:-0.11px;display:inline;\">145 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t3g_399\" style=\"left:87px;bottom:520px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3h_399\" style=\"left:369px;bottom:520px;letter-spacing:0.07px;display:inline;\">21,395 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3i_399\" style=\"left:483px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3j_399\" style=\"left:555px;bottom:520px;letter-spacing:-0.17px;display:inline;\">420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3k_399\" style=\"left:656px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3l_399\" style=\"left:743px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3m_399\" style=\"left:805px;bottom:520px;letter-spacing:0.04px;display:inline;\">21,815 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t3n_399\" style=\"left:87px;bottom:501px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_399\" id=\"t3o_399\" style=\"left:155px;bottom:501px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ies, AT1 and other el</div><div class=\"t se_399\" id=\"t3p_399\" style=\"left:264px;bottom:501px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sf_399\" id=\"t3q_399\" style=\"left:274px;bottom:501px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t se_399\" id=\"t3r_399\" style=\"left:305px;bottom:501px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3s_399\" style=\"left:373px;bottom:501px;letter-spacing:0.13px;display:inline;\">2,843 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3t_399\" style=\"left:483px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3u_399\" style=\"left:565px;bottom:501px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3v_399\" style=\"left:656px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3w_399\" style=\"left:743px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3x_399\" style=\"left:806px;bottom:501px;letter-spacing:0.1px;display:inline;\">2,858 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3y_399\" style=\"left:367px;bottom:482px;letter-spacing:0.07px;display:inline;\">24,383 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3z_399\" style=\"left:483px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t40_399\" style=\"left:556px;bottom:482px;letter-spacing:0.02px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t41_399\" style=\"left:656px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t42_399\" style=\"left:743px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t43_399\" style=\"left:802px;bottom:482px;letter-spacing:-0.02px;display:inline;\">24,818 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t44_399\" style=\"left:87px;bottom:463px;display:inline;\">Liab</div> <div class=\"t sf_399\" id=\"t45_399\" style=\"left:111px;bottom:463px;letter-spacing:-0.14px;display:inline;\">il</div> <div class=\"t se_399\" id=\"t46_399\" style=\"left:117px;bottom:463px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_399\" id=\"t47_399\" style=\"left:124px;bottom:463px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t48_399\" style=\"left:87px;bottom:444px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t49_399\" style=\"left:384px;bottom:444px;letter-spacing:-0.04px;display:inline;\">332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4a_399\" style=\"left:483px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4b_399\" style=\"left:570px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4c_399\" style=\"left:656px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4d_399\" style=\"left:743px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4e_399\" style=\"left:817px;bottom:444px;letter-spacing:-0.04px;display:inline;\">332 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4f_399\" style=\"left:87px;bottom:425px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4g_399\" style=\"left:372px;bottom:425px;letter-spacing:0.03px;display:inline;\">3,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4h_399\" style=\"left:483px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4i_399\" style=\"left:570px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4j_399\" style=\"left:649px;bottom:425px;letter-spacing:0.25px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4k_399\" style=\"left:743px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4l_399\" style=\"left:807px;bottom:425px;letter-spacing:-0.06px;display:inline;\">3,100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4m_399\" style=\"left:87px;bottom:406px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Repurchase agreements and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4n_399\" style=\"left:87px;bottom:392px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4o_399\" style=\"left:386px;bottom:392px;letter-spacing:-0.13px;display:inline;\">671 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4p_399\" style=\"left:483px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4q_399\" style=\"left:570px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4r_399\" style=\"left:656px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4s_399\" style=\"left:743px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4t_399\" style=\"left:819px;bottom:392px;letter-spacing:-0.13px;display:inline;\">671 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4u_399\" style=\"left:87px;bottom:373px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_399\" id=\"t4v_399\" style=\"left:155px;bottom:373px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t se_399\" id=\"t4w_399\" style=\"left:172px;bottom:373px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4x_399\" style=\"left:381px;bottom:373px;letter-spacing:0.04px;display:inline;\">1,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4y_399\" style=\"left:483px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4z_399\" style=\"left:570px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t50_399\" style=\"left:656px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t51_399\" style=\"left:743px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t52_399\" style=\"left:814px;bottom:373px;letter-spacing:0.04px;display:inline;\">1,211 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t53_399\" style=\"left:87px;bottom:354px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sf_399\" id=\"t54_399\" style=\"left:187px;bottom:354px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_399\" id=\"t55_399\" style=\"left:193px;bottom:354px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_399\" id=\"t56_399\" style=\"left:200px;bottom:354px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t57_399\" style=\"left:87px;bottom:339px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t58_399\" style=\"left:397px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t59_399\" style=\"left:483px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5a_399\" style=\"left:570px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5b_399\" style=\"left:656px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5c_399\" style=\"left:743px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5d_399\" style=\"left:830px;bottom:339px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5e_399\" style=\"left:372px;bottom:320px;letter-spacing:0.08px;display:inline;\">5,280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5f_399\" style=\"left:483px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5g_399\" style=\"left:570px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5h_399\" style=\"left:649px;bottom:320px;letter-spacing:0.25px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5i_399\" style=\"left:743px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5j_399\" style=\"left:809px;bottom:320px;letter-spacing:0.09px;display:inline;\">5,314 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5k_399\" style=\"left:87px;bottom:301px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_399\" id=\"t5l_399\" style=\"left:128px;bottom:301px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ives \u2013 Fore</div><div class=\"t se_399\" id=\"t5m_399\" style=\"left:185px;bottom:301px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ign exchange contracts </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5n_399\" style=\"left:87px;bottom:282px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Currency swaps and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5o_399\" style=\"left:366px;bottom:282px;letter-spacing:-0.13px;display:inline;\">135,145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5p_399\" style=\"left:483px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5q_399\" style=\"left:547px;bottom:282px;letter-spacing:0.14px;display:inline;\">2,273 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5r_399\" style=\"left:643px;bottom:282px;letter-spacing:-0.15px;display:inline;\">959 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5s_399\" style=\"left:743px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5t_399\" style=\"left:796px;bottom:282px;letter-spacing:0.12px;display:inline;\">138,377 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5u_399\" style=\"left:87px;bottom:263px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_399\" id=\"t5v_399\" style=\"left:128px;bottom:263px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ives \u2013 Interest rate contracts </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5w_399\" style=\"left:87px;bottom:244px;letter-spacing:-0.05px;display:inline;\">Swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5x_399\" style=\"left:363px;bottom:244px;letter-spacing:0.06px;display:inline;\">671,534 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5y_399\" style=\"left:483px;bottom:244px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5z_399\" style=\"left:551px;bottom:244px;letter-spacing:-0.35px;display:inline;\">7,512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t60_399\" style=\"left:628px;bottom:244px;letter-spacing:-0.14px;display:inline;\">10,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t61_399\" style=\"left:743px;bottom:244px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t62_399\" style=\"left:790px;bottom:244px;letter-spacing:-0.01px;display:inline;\">690,044 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t63_399\" style=\"left:87px;bottom:225px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Forward rate agreements and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t64_399\" style=\"left:366px;bottom:225px;letter-spacing:-0.02px;display:inline;\">22,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t65_399\" style=\"left:483px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t66_399\" style=\"left:570px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t67_399\" style=\"left:656px;bottom:225px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t68_399\" style=\"left:743px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t69_399\" style=\"left:800px;bottom:225px;letter-spacing:-0.18px;display:inline;\">22,076 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6a_399\" style=\"left:87px;bottom:206px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange traded futures and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6b_399\" style=\"left:370px;bottom:206px;letter-spacing:-0.05px;display:inline;\">31,922 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6c_399\" style=\"left:483px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6d_399\" style=\"left:570px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6e_399\" style=\"left:656px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6f_399\" style=\"left:743px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6g_399\" style=\"left:803px;bottom:206px;letter-spacing:-0.05px;display:inline;\">31,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6h_399\" style=\"left:87px;bottom:187px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6i_399\" style=\"left:389px;bottom:187px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6j_399\" style=\"left:483px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6k_399\" style=\"left:570px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6l_399\" style=\"left:656px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6m_399\" style=\"left:743px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6n_399\" style=\"left:822px;bottom:187px;letter-spacing:-0.27px;display:inline;\">49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6o_399\" style=\"left:87px;bottom:168px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit derivat</div><div class=\"t sf_399\" id=\"t6p_399\" style=\"left:163px;bottom:168px;word-spacing:-0.14px;display:inline;\">ive contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6q_399\" style=\"left:375px;bottom:168px;letter-spacing:-0.4px;display:inline;\">3,974 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6r_399\" style=\"left:483px;bottom:168px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6s_399\" style=\"left:562px;bottom:168px;letter-spacing:0.28px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6t_399\" style=\"left:645px;bottom:168px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6u_399\" style=\"left:743px;bottom:168px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6v_399\" style=\"left:809px;bottom:168px;letter-spacing:-0.2px;display:inline;\">4,149 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6w_399\" style=\"left:87px;bottom:149px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Total IBOR derivat</div><div class=\"t sf_399\" id=\"t6x_399\" style=\"left:188px;bottom:149px;word-spacing:-0.14px;display:inline;\">ive exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6y_399\" style=\"left:361px;bottom:149px;letter-spacing:0.1px;display:inline;\">864,691 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6z_399\" style=\"left:483px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t70_399\" style=\"left:550px;bottom:149px;letter-spacing:-0.2px;display:inline;\">9,831 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t71_399\" style=\"left:628px;bottom:149px;letter-spacing:-0.03px;display:inline;\">12,095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t72_399\" style=\"left:743px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t73_399\" style=\"left:795px;bottom:149px;display:inline;\">886,617 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t74_399\" style=\"left:87px;bottom:130px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Total IBOR exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t75_399\" style=\"left:359px;bottom:130px;letter-spacing:0.03px;display:inline;\">894,354 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t76_399\" style=\"left:483px;bottom:130px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t77_399\" style=\"left:541px;bottom:130px;letter-spacing:0.03px;display:inline;\">10,266 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t78_399\" style=\"left:633px;bottom:130px;letter-spacing:-0.11px;display:inline;\">12,129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t79_399\" style=\"left:743px;bottom:130px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7a_399\" style=\"left:796px;bottom:130px;letter-spacing:-0.15px;display:inline;\">916,749 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t7b_399\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loan commitments off-balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7c_399\" style=\"left:374px;bottom:111px;display:inline;\">2,798 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7d_399\" style=\"left:483px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7e_399\" style=\"left:565px;bottom:111px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7f_399\" style=\"left:656px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7g_399\" style=\"left:743px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7h_399\" style=\"left:809px;bottom:111px;letter-spacing:0.04px;display:inline;\">2,812 </div></td></tr></table><div></div><div class=\"t s5_400\" id=\"t7_400\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_400\" id=\"t8_400\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_400\" id=\"t9_400\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_400\" id=\"ta_400\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_400\" id=\"tb_400\" style=\"left:69px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Offsetting of \ufb01nanc</div><div class=\"t s9_400\" id=\"tc_400\" style=\"left:189px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_400\" id=\"td_400\" style=\"left:207px;bottom:1155px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t sa_400\" id=\"te_400\" style=\"left:69px;bottom:1137px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"tf_400\" style=\"left:109px;bottom:1137px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_400\" id=\"tg_400\" style=\"left:195px;bottom:1137px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_400\" id=\"th_400\" style=\"left:214px;bottom:1137px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"ti_400\" style=\"left:220px;bottom:1137px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_400\" id=\"tj_400\" style=\"left:227px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies are offset and the net amount reported </div><div class=\"t sa_400\" id=\"tk_400\" style=\"left:483px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the balance sheet when there is a legally enforceable </div><div class=\"t sa_400\" id=\"tl_400\" style=\"left:69px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">right to offset the recognised amounts and there is an intent</div><div class=\"t sb_400\" id=\"tm_400\" style=\"left:425px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion to settle on a net bas</div><div class=\"t sa_400\" id=\"tn_400\" style=\"left:570px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is, or to realise the asset and settle the </div><div class=\"t sa_400\" id=\"to_400\" style=\"left:69px;bottom:1105px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_400\" id=\"tp_400\" style=\"left:91px;bottom:1105px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"tq_400\" style=\"left:97px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity simultaneously. </div><div class=\"t sa_400\" id=\"tr_400\" style=\"left:69px;bottom:1081px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In practice, for credit mit</div><div class=\"t sb_400\" id=\"ts_400\" style=\"left:212px;bottom:1081px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t sa_400\" id=\"tt_400\" style=\"left:236px;bottom:1081px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion, the Group is able to offset assets and liab</div><div class=\"t sb_400\" id=\"tu_400\" style=\"left:504px;bottom:1081px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"tv_400\" style=\"left:510px;bottom:1081px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_400\" id=\"tw_400\" style=\"left:517px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_400\" id=\"tx_400\" style=\"left:554px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich do not meet the IAS 32 netting criter</div><div class=\"t sb_400\" id=\"ty_400\" style=\"left:786px;bottom:1081px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ia set </div><div class=\"t sa_400\" id=\"tz_400\" style=\"left:69px;bottom:1065px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out below. Such arrangements include master netting arrangements for derivat</div><div class=\"t sb_400\" id=\"t10_400\" style=\"left:539px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives and global master repurchase agreements </div><div class=\"t sa_400\" id=\"t11_400\" style=\"left:69px;bottom:1049px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">for repurchase and reverse repurchase transactions. These agreements generally allow that all outstanding transactions with a </div><div class=\"t sa_400\" id=\"t12_400\" style=\"left:69px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">particular counterparty can be offset but only in the event of default or other predetermined events. </div><div class=\"t sa_400\" id=\"t13_400\" style=\"left:69px;bottom:1009px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t sb_400\" id=\"t14_400\" style=\"left:115px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, the Group also rece</div><div class=\"t sa_400\" id=\"t15_400\" style=\"left:254px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ives and pledges readily realisable collateral for derivat</div><div class=\"t sb_400\" id=\"t16_400\" style=\"left:579px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive transact</div><div class=\"t sa_400\" id=\"t17_400\" style=\"left:648px;bottom:1009px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions to cover net exposure </div><div class=\"t sa_400\" id=\"t18_400\" style=\"left:69px;bottom:993px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the event of a default. Under repurchase and reverse repurchase agreements the Group pledges (legally sells) and obtains </div><div class=\"t sa_400\" id=\"t19_400\" style=\"left:69px;bottom:977px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(legally purchases) respectively, highly liqu</div><div class=\"t sb_400\" id=\"t1a_400\" style=\"left:318px;bottom:977px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">id assets wh</div><div class=\"t sa_400\" id=\"t1b_400\" style=\"left:390px;bottom:977px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich can be sold in the event of a default. </div><div class=\"t sa_400\" id=\"t1c_400\" style=\"left:69px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The following tables set out the impact of netting on the balance sheet. This comprises derivat</div><div class=\"t sb_400\" id=\"t1d_400\" style=\"left:626px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive transact</div><div class=\"t sa_400\" id=\"t1e_400\" style=\"left:695px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions settled through </div><div class=\"t sa_400\" id=\"t1f_400\" style=\"left:69px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">an enforceable netting agreement where we have the intent and abil</div><div class=\"t sb_400\" id=\"t1g_400\" style=\"left:479px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity to settle net and wh</div><div class=\"t sa_400\" id=\"t1h_400\" style=\"left:615px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ich are offset on the balance sheet. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sc_400\" id=\"t1i_400\" style=\"left:551px;bottom:918px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1u_400\" style=\"left:497px;bottom:901px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Net amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t21_400\" style=\"left:588px;bottom:901px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Related amount not offset </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1j_400\" style=\"left:315px;bottom:890px;word-spacing:-0.23px;display:inline;\">Gross amounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_400\" id=\"t1v_400\" style=\"left:506px;bottom:890px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">of \ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t22_400\" style=\"left:602px;bottom:890px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">in the balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1k_400\" style=\"left:321px;bottom:878px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">of recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1p_400\" style=\"left:427px;bottom:878px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Impact of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1w_400\" style=\"left:502px;bottom:878px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_400\" id=\"t1l_400\" style=\"left:344px;bottom:867px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1q_400\" style=\"left:416px;bottom:867px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">offset in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1x_400\" style=\"left:482px;bottom:867px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">presented in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t26_400\" style=\"left:602px;bottom:867px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_400\" id=\"t27_400\" style=\"left:634px;bottom:867px;letter-spacing:-0.03px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2b_400\" style=\"left:689px;bottom:867px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_400\" id=\"t2c_400\" style=\"left:720px;bottom:867px;letter-spacing:-0.03px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1m_400\" style=\"left:329px;bottom:855px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1r_400\" style=\"left:406px;bottom:855px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1y_400\" style=\"left:492px;bottom:855px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t28_400\" style=\"left:589px;bottom:855px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2d_400\" style=\"left:686px;bottom:855px;letter-spacing:-0.02px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t23_400\" style=\"left:762px;bottom:855px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1n_400\" style=\"left:348px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t1o_400\" style=\"left:371px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1s_400\" style=\"left:434px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t1t_400\" style=\"left:457px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1z_400\" style=\"left:521px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t20_400\" style=\"left:544px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t29_400\" style=\"left:608px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t2a_400\" style=\"left:631px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2e_400\" style=\"left:694px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t2f_400\" style=\"left:717px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t24_400\" style=\"left:781px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t25_400\" style=\"left:804px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t2g_400\" style=\"left:69px;bottom:824px;letter-spacing:0.13px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t2h_400\" style=\"left:69px;bottom:805px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t2i_400\" style=\"left:111px;bottom:805px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t2j_400\" style=\"left:180px;bottom:805px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2k_400\" style=\"left:348px;bottom:805px;letter-spacing:-0.23px;display:inline;\">99,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2l_400\" style=\"left:429px;bottom:805px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2m_400\" style=\"left:518px;bottom:805px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2n_400\" style=\"left:603px;bottom:805px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2o_400\" style=\"left:692px;bottom:805px;letter-spacing:0.03px;display:inline;\">(8,440) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2p_400\" style=\"left:789px;bottom:805px;letter-spacing:0.05px;display:inline;\">2,701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t2q_400\" style=\"left:69px;bottom:786px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t2r_400\" style=\"left:69px;bottom:771px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t s4_400\" id=\"t2s_400\" style=\"left:121px;bottom:771px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t se_400\" id=\"t2t_400\" style=\"left:212px;bottom:771px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2u_400\" style=\"left:344px;bottom:771px;letter-spacing:-0.12px;display:inline;\">109,413 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2v_400\" style=\"left:433px;bottom:771px;letter-spacing:0.02px;display:inline;\">(11,832) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2w_400\" style=\"left:523px;bottom:771px;letter-spacing:-0.18px;display:inline;\">97,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2x_400\" style=\"left:639px;bottom:771px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2y_400\" style=\"left:691px;bottom:771px;letter-spacing:-0.15px;display:inline;\">(97,581) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2z_400\" style=\"left:812px;bottom:771px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t30_400\" style=\"left:69px;bottom:752px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t31_400\" style=\"left:339px;bottom:752px;letter-spacing:-0.05px;display:inline;\">209,342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t32_400\" style=\"left:431px;bottom:752px;letter-spacing:-0.05px;display:inline;\">(61,327) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t33_400\" style=\"left:516px;bottom:752px;letter-spacing:0.05px;display:inline;\">148,015 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t34_400\" style=\"left:603px;bottom:752px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t35_400\" style=\"left:683px;bottom:752px;letter-spacing:-0.01px;display:inline;\">(106,021) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t36_400\" style=\"left:789px;bottom:752px;letter-spacing:0.05px;display:inline;\">2,701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t37_400\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_400\" id=\"t38_400\" style=\"left:95px;bottom:733px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_400\" id=\"t39_400\" style=\"left:101px;bottom:733px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_400\" id=\"t3a_400\" style=\"left:109px;bottom:733px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t3b_400\" style=\"left:69px;bottom:714px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t3c_400\" style=\"left:111px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t3d_400\" style=\"left:180px;bottom:714px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3e_400\" style=\"left:341px;bottom:714px;letter-spacing:0.11px;display:inline;\">105,556 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3f_400\" style=\"left:429px;bottom:714px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3g_400\" style=\"left:522px;bottom:714px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3h_400\" style=\"left:603px;bottom:714px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3i_400\" style=\"left:689px;bottom:714px;letter-spacing:0.1px;display:inline;\">(10,337) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3j_400\" style=\"left:789px;bottom:714px;letter-spacing:0.1px;display:inline;\">6,431 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t3k_400\" style=\"left:69px;bottom:695px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t3l_400\" style=\"left:69px;bottom:681px;display:inline;\">sim</div><div class=\"t s4_400\" id=\"t3m_400\" style=\"left:88px;bottom:681px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t se_400\" id=\"t3n_400\" style=\"left:195px;bottom:681px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3o_400\" style=\"left:348px;bottom:681px;letter-spacing:0.09px;display:inline;\">65,373 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3p_400\" style=\"left:433px;bottom:681px;letter-spacing:0.02px;display:inline;\">(11,832) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3q_400\" style=\"left:522px;bottom:681px;letter-spacing:0.09px;display:inline;\">53,541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3r_400\" style=\"left:639px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3s_400\" style=\"left:690px;bottom:681px;letter-spacing:0.03px;display:inline;\">(53,541) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3t_400\" style=\"left:812px;bottom:681px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t3u_400\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3v_400\" style=\"left:343px;bottom:662px;letter-spacing:-0.19px;display:inline;\">170,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3w_400\" style=\"left:431px;bottom:662px;letter-spacing:-0.05px;display:inline;\">(61,327) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3x_400\" style=\"left:514px;bottom:662px;letter-spacing:-0.12px;display:inline;\">109,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3y_400\" style=\"left:603px;bottom:662px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3z_400\" style=\"left:688px;bottom:662px;letter-spacing:-0.11px;display:inline;\">(63,878) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t40_400\" style=\"left:789px;bottom:662px;letter-spacing:0.1px;display:inline;\">6,431 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sf_400\" id=\"t41_400\" style=\"left:552px;bottom:637px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4d_400\" style=\"left:498px;bottom:620px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Net amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4k_400\" style=\"left:589px;bottom:620px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Related amount not offset </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t42_400\" style=\"left:316px;bottom:609px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Gross amounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4e_400\" style=\"left:507px;bottom:609px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">of \ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4l_400\" style=\"left:603px;bottom:609px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in the balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t43_400\" style=\"left:323px;bottom:598px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">of recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t48_400\" style=\"left:428px;bottom:598px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Impact of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4f_400\" style=\"left:504px;bottom:598px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t44_400\" style=\"left:346px;bottom:586px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t49_400\" style=\"left:417px;bottom:586px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">offset in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4g_400\" style=\"left:484px;bottom:586px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">presented in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4p_400\" style=\"left:604px;bottom:586px;letter-spacing:-0.08px;display:inline;\">Financ</div><div class=\"t sf_400\" id=\"t4q_400\" style=\"left:634px;bottom:586px;letter-spacing:-0.06px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4u_400\" style=\"left:690px;bottom:586px;letter-spacing:-0.08px;display:inline;\">Financ</div><div class=\"t sf_400\" id=\"t4v_400\" style=\"left:721px;bottom:586px;letter-spacing:-0.06px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t45_400\" style=\"left:331px;bottom:575px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4a_400\" style=\"left:406px;bottom:575px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4h_400\" style=\"left:493px;bottom:575px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4r_400\" style=\"left:590px;bottom:575px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4w_400\" style=\"left:688px;bottom:575px;letter-spacing:-0.04px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4m_400\" style=\"left:762px;bottom:575px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t46_400\" style=\"left:350px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t47_400\" style=\"left:371px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4b_400\" style=\"left:436px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4c_400\" style=\"left:458px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4i_400\" style=\"left:523px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4j_400\" style=\"left:544px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4s_400\" style=\"left:610px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4t_400\" style=\"left:631px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4x_400\" style=\"left:696px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4y_400\" style=\"left:718px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4n_400\" style=\"left:783px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4o_400\" style=\"left:804px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t4z_400\" style=\"left:69px;bottom:543px;letter-spacing:0.13px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t50_400\" style=\"left:69px;bottom:524px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t51_400\" style=\"left:111px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t52_400\" style=\"left:180px;bottom:524px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t53_400\" style=\"left:345px;bottom:524px;letter-spacing:-0.05px;display:inline;\">120,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t54_400\" style=\"left:432px;bottom:524px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t55_400\" style=\"left:526px;bottom:524px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t56_400\" style=\"left:607px;bottom:524px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t57_400\" style=\"left:698px;bottom:524px;letter-spacing:-0.32px;display:inline;\">(9,206) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t58_400\" style=\"left:789px;bottom:524px;display:inline;\">4,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t59_400\" style=\"left:69px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t5a_400\" style=\"left:69px;bottom:491px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t s4_400\" id=\"t5b_400\" style=\"left:121px;bottom:491px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t se_400\" id=\"t5c_400\" style=\"left:212px;bottom:491px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5d_400\" style=\"left:346px;bottom:491px;letter-spacing:0.07px;display:inline;\">105,891 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5e_400\" style=\"left:435px;bottom:491px;letter-spacing:-0.27px;display:inline;\">(15,924) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5f_400\" style=\"left:525px;bottom:491px;letter-spacing:-0.46px;display:inline;\">89,967 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5g_400\" style=\"left:639px;bottom:491px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5h_400\" style=\"left:693px;bottom:491px;letter-spacing:-0.36px;display:inline;\">(89,967) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5i_400\" style=\"left:812px;bottom:491px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t5j_400\" style=\"left:69px;bottom:471px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5k_400\" style=\"left:341px;bottom:471px;letter-spacing:0.06px;display:inline;\">226,690 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5l_400\" style=\"left:429px;bottom:471px;letter-spacing:-0.04px;display:inline;\">(73,006) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5m_400\" style=\"left:517px;bottom:471px;letter-spacing:0.12px;display:inline;\">153,684 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5n_400\" style=\"left:607px;bottom:471px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5o_400\" style=\"left:696px;bottom:471px;letter-spacing:-0.3px;display:inline;\">(99,173) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5p_400\" style=\"left:789px;bottom:471px;display:inline;\">4,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t5q_400\" style=\"left:69px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_400\" id=\"t5r_400\" style=\"left:95px;bottom:452px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_400\" id=\"t5s_400\" style=\"left:101px;bottom:452px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_400\" id=\"t5t_400\" style=\"left:109px;bottom:452px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t5u_400\" style=\"left:69px;bottom:433px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t5v_400\" style=\"left:111px;bottom:433px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t5w_400\" style=\"left:180px;bottom:433px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5x_400\" style=\"left:345px;bottom:433px;letter-spacing:-0.13px;display:inline;\">126,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5y_400\" style=\"left:432px;bottom:433px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5z_400\" style=\"left:523px;bottom:433px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t60_400\" style=\"left:607px;bottom:433px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t61_400\" style=\"left:696px;bottom:433px;display:inline;\">(12,515) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t62_400\" style=\"left:793px;bottom:433px;letter-spacing:-0.3px;display:inline;\">7,214 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t63_400\" style=\"left:69px;bottom:414px;letter-spacing:0.01px;word-spacing:-0.2px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_400\" id=\"t64_400\" style=\"left:286px;bottom:414px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t65_400\" style=\"left:69px;bottom:400px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t66_400\" style=\"left:350px;bottom:400px;letter-spacing:-0.16px;display:inline;\">69,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t67_400\" style=\"left:435px;bottom:400px;letter-spacing:-0.27px;display:inline;\">(15,924) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t68_400\" style=\"left:525px;bottom:400px;letter-spacing:0.04px;display:inline;\">53,814 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t69_400\" style=\"left:639px;bottom:400px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6a_400\" style=\"left:694px;bottom:400px;letter-spacing:-0.11px;display:inline;\">(53,814) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6b_400\" style=\"left:812px;bottom:400px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t6c_400\" style=\"left:69px;bottom:381px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6d_400\" style=\"left:345px;bottom:381px;letter-spacing:-0.02px;display:inline;\">196,682 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6e_400\" style=\"left:429px;bottom:381px;letter-spacing:-0.04px;display:inline;\">(73,006) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6f_400\" style=\"left:520px;bottom:381px;letter-spacing:-0.15px;display:inline;\">123,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6g_400\" style=\"left:607px;bottom:381px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6h_400\" style=\"left:692px;bottom:381px;letter-spacing:-0.11px;display:inline;\">(66,329) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6i_400\" style=\"left:793px;bottom:381px;letter-spacing:-0.3px;display:inline;\">7,214 </div></td></tr></table><div class=\"t sa_400\" id=\"t6j_400\" style=\"left:69px;bottom:351px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Related amounts not offset in the balance sheet comprises: </div><div class=\"t sb_400\" id=\"t6k_400\" style=\"left:69px;bottom:327px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t6l_400\" style=\"left:82px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t6m_400\" style=\"left:122px;bottom:327px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_400\" id=\"t6n_400\" style=\"left:138px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments not offset in the balance sheet but covered by an enforceable netting arrangement. This comprises </div><div class=\"t sa_400\" id=\"t6o_400\" style=\"left:82px;bottom:311px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">master netting arrangements held against derivat</div><div class=\"t sb_400\" id=\"t6p_400\" style=\"left:381px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_400\" id=\"t6q_400\" style=\"left:454px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments and excludes the effect of over-collateralisat</div><div class=\"t sb_400\" id=\"t6r_400\" style=\"left:790px;bottom:311px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_400\" id=\"t6s_400\" style=\"left:69px;bottom:287px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t6t_400\" style=\"left:82px;bottom:287px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t6u_400\" style=\"left:122px;bottom:287px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_400\" id=\"t6v_400\" style=\"left:138px;bottom:287px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments where a legal opin</div><div class=\"t sb_400\" id=\"t6w_400\" style=\"left:320px;bottom:287px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion ev</div><div class=\"t sa_400\" id=\"t6x_400\" style=\"left:355px;bottom:287px;letter-spacing:-0.13px;display:inline;\">idenc</div><div class=\"t sb_400\" id=\"t6y_400\" style=\"left:388px;bottom:287px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing enforceab</div><div class=\"t sa_400\" id=\"t6z_400\" style=\"left:471px;bottom:287px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_400\" id=\"t70_400\" style=\"left:476px;bottom:287px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of the r</div><div class=\"t sa_400\" id=\"t71_400\" style=\"left:535px;bottom:287px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ight of offset may not have been sought, or may </div><div class=\"t sa_400\" id=\"t72_400\" style=\"left:82px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">have been unable to obtain </div><div class=\"t sb_400\" id=\"t73_400\" style=\"left:69px;bottom:247px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t74_400\" style=\"left:82px;bottom:247px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t75_400\" style=\"left:122px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial collateral compr</div><div class=\"t sa_400\" id=\"t76_400\" style=\"left:235px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises cash collateral pledged and received for derivat</div><div class=\"t sb_400\" id=\"t77_400\" style=\"left:542px;bottom:247px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_400\" id=\"t78_400\" style=\"left:616px;bottom:247px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments and collateral bought </div><div class=\"t sa_400\" id=\"t79_400\" style=\"left:82px;bottom:231px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and sold for reverse repurchase and repurchase agreements respectively and excludes the effect of over-collateralisat</div><div class=\"t sb_400\" id=\"t7a_400\" style=\"left:777px;bottom:231px;letter-spacing:-0.17px;display:inline;\">ion </div><div></div><div class=\"t s4_401\" id=\"t6_401\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_401\" id=\"t7_401\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_401\" id=\"t8_401\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_401\" id=\"t9_401\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_401\" id=\"ta_401\" style=\"left:87px;bottom:1155px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s8_401\" id=\"tb_401\" style=\"left:127px;bottom:1155px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s7_401\" id=\"tc_401\" style=\"left:148px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s8_401\" id=\"td_401\" style=\"left:168px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_401\" id=\"te_401\" style=\"left:175px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_401\" id=\"tf_401\" style=\"left:184px;bottom:1155px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ies des</div><div class=\"t s7_401\" id=\"tg_401\" style=\"left:224px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ignated at fair value through pro\ufb01t or loss </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_401\" id=\"th_401\" style=\"left:726px;bottom:1136px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_401\" id=\"tk_401\" style=\"left:813px;bottom:1136px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_401\" id=\"ti_401\" style=\"left:712px;bottom:1125px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_401\" id=\"tj_401\" style=\"left:734px;bottom:1125px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_401\" id=\"tl_401\" style=\"left:800px;bottom:1125px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_401\" id=\"tm_401\" style=\"left:822px;bottom:1125px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tn_401\" style=\"left:87px;bottom:1105px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Carrying balance aggregate fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"to_401\" style=\"left:714px;bottom:1105px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"tp_401\" style=\"left:800px;bottom:1105px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tq_401\" style=\"left:87px;bottom:1086px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Amount contractually obliged to repay at maturity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tr_401\" style=\"left:711px;bottom:1086px;letter-spacing:0.14px;display:inline;\">71,240 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"ts_401\" style=\"left:804px;bottom:1086px;letter-spacing:-0.28px;display:inline;\">74,138 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tt_401\" style=\"left:87px;bottom:1067px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Difference between aggregate fair value and contractually obliged to repay at maturity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tu_401\" style=\"left:713px;bottom:1067px;letter-spacing:0.06px;display:inline;\">(1,689) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"tv_401\" style=\"left:813px;bottom:1067px;letter-spacing:-0.17px;display:inline;\">(1,111) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tw_401\" style=\"left:87px;bottom:1047px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Cumulative change in fair value accredited to credit risk difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tx_401\" style=\"left:730px;bottom:1047px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"ty_401\" style=\"left:818px;bottom:1047px;letter-spacing:-0.21px;display:inline;\">(56) </div></td></tr></table><div class=\"t sd_401\" id=\"tz_401\" style=\"left:87px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The net fair value loss on \ufb01nanc</div><div class=\"t se_401\" id=\"t10_401\" style=\"left:272px;bottom:1018px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t sd_401\" id=\"t11_401\" style=\"left:291px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t12_401\" style=\"left:310px;bottom:1018px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t13_401\" style=\"left:316px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t14_401\" style=\"left:324px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies des</div><div class=\"t sd_401\" id=\"t15_401\" style=\"left:363px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss was $2,649 mill</div><div class=\"t se_401\" id=\"t16_401\" style=\"left:699px;bottom:1018px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion for the year </div><div class=\"t sd_401\" id=\"t17_401\" style=\"left:87px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">(31\u00a0December 2022: net loss of $677 mill</div><div class=\"t se_401\" id=\"t18_401\" style=\"left:318px;bottom:1002px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t sd_401\" id=\"t19_401\" style=\"left:87px;bottom:978px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Further details of the Group\u2019s own credit adjustment (OCA) valuation technique is described later in this Note. </div><div class=\"t s7_401\" id=\"t1a_401\" style=\"left:87px;bottom:945px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Valuation of \ufb01nanc</div><div class=\"t s8_401\" id=\"t1b_401\" style=\"left:203px;bottom:945px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_401\" id=\"t1c_401\" style=\"left:220px;bottom:945px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t sd_401\" id=\"t1d_401\" style=\"left:87px;bottom:927px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Valuation Methodology function is responsible for independent price verif</div><div class=\"t se_401\" id=\"t1e_401\" style=\"left:547px;bottom:927px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1f_401\" style=\"left:570px;bottom:927px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion, oversight of fair value and appropriate </div><div class=\"t sd_401\" id=\"t1g_401\" style=\"left:87px;bottom:911px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value adjustments and escalation of valuation issues. Independent price verif</div><div class=\"t se_401\" id=\"t1h_401\" style=\"left:541px;bottom:911px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1i_401\" style=\"left:563px;bottom:911px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion is the process of determin</div><div class=\"t se_401\" id=\"t1j_401\" style=\"left:735px;bottom:911px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that the </div><div class=\"t sd_401\" id=\"t1k_401\" style=\"left:87px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">valuations incorporated into the \ufb01nanc</div><div class=\"t se_401\" id=\"t1l_401\" style=\"left:317px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial statements are val</div><div class=\"t sd_401\" id=\"t1m_401\" style=\"left:444px;bottom:895px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idated independent of the business area responsible for the </div><div class=\"t sd_401\" id=\"t1n_401\" style=\"left:87px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">product. The Valuation Methodology function has oversight of the fair value adjustments to ensure the \ufb01nanc</div><div class=\"t se_401\" id=\"t1o_401\" style=\"left:732px;bottom:879px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t1p_401\" style=\"left:749px;bottom:879px;letter-spacing:-0.07px;display:inline;\">instruments </div><div class=\"t sd_401\" id=\"t1q_401\" style=\"left:87px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">are priced to exit. These are key controls in ensuring the material accuracy of the valuations incorporated in the \ufb01nanc</div><div class=\"t se_401\" id=\"t1r_401\" style=\"left:780px;bottom:863px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t1s_401\" style=\"left:87px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">statements. The market data used for price verif</div><div class=\"t se_401\" id=\"t1t_401\" style=\"left:371px;bottom:847px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1u_401\" style=\"left:393px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (PV) may include data sourced from recent trade data involv</div><div class=\"t se_401\" id=\"t1v_401\" style=\"left:773px;bottom:847px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sd_401\" id=\"t1w_401\" style=\"left:87px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">external counterparties or third parties such as Bloomberg, Reuters, brokers and consensus pric</div><div class=\"t se_401\" id=\"t1x_401\" style=\"left:643px;bottom:831px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t sd_401\" id=\"t1y_401\" style=\"left:691px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">iders. The Valuation </div><div class=\"t sd_401\" id=\"t1z_401\" style=\"left:87px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Methodology function performs an ongoing review of the market data sources that are used as part of the PV and fair value </div><div class=\"t sd_401\" id=\"t20_401\" style=\"left:87px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">processes which are formally documented on a semi-annual basis detail</div><div class=\"t se_401\" id=\"t21_401\" style=\"left:512px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the su</div><div class=\"t sd_401\" id=\"t22_401\" style=\"left:569px;bottom:799px;letter-spacing:-0.16px;display:inline;\">itab</div><div class=\"t se_401\" id=\"t23_401\" style=\"left:593px;bottom:799px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t24_401\" style=\"left:599px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of the market data used for price </div><div class=\"t sd_401\" id=\"t25_401\" style=\"left:87px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">testing. Price verif</div><div class=\"t se_401\" id=\"t26_401\" style=\"left:190px;bottom:783px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t27_401\" style=\"left:212px;bottom:783px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uses independently sourced data that is deemed most representative of the market the instruments </div><div class=\"t sd_401\" id=\"t28_401\" style=\"left:87px;bottom:767px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">trade in. To determine the quality of the market data inputs, factors such as independence, relevance, reliab</div><div class=\"t se_401\" id=\"t29_401\" style=\"left:721px;bottom:767px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t2a_401\" style=\"left:727px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ity, availab</div><div class=\"t se_401\" id=\"t2b_401\" style=\"left:791px;bottom:767px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t2c_401\" style=\"left:797px;bottom:767px;letter-spacing:-0.06px;word-spacing:-0.21px;display:inline;\">ity of </div><div class=\"t sd_401\" id=\"t2d_401\" style=\"left:87px;bottom:751px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">multiple data sources and methodology employed by the pric</div><div class=\"t se_401\" id=\"t2e_401\" style=\"left:451px;bottom:751px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t sd_401\" id=\"t2f_401\" style=\"left:499px;bottom:751px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ider are taken into considerat</div><div class=\"t se_401\" id=\"t2g_401\" style=\"left:672px;bottom:751px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sd_401\" id=\"t2h_401\" style=\"left:87px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Valuation and Benchmarks Committee (VBC) is the valuation governance forum consist</div><div class=\"t se_401\" id=\"t2i_401\" style=\"left:631px;bottom:727px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing of representat</div><div class=\"t sd_401\" id=\"t2j_401\" style=\"left:737px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ives from Group </div><div class=\"t sd_401\" id=\"t2k_401\" style=\"left:87px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Market Risk, Product Control, Valuation Methodology and the business, which meets monthly to discuss and approve the </div><div class=\"t sd_401\" id=\"t2l_401\" style=\"left:87px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">independent valuations of the inventory. For Princ</div><div class=\"t se_401\" id=\"t2m_401\" style=\"left:378px;bottom:695px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t sd_401\" id=\"t2n_401\" style=\"left:410px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inance, the Investment Committee meeting is held on a quarterly basis </div><div class=\"t sd_401\" id=\"t2o_401\" style=\"left:87px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to review investments and valuations. </div><div class=\"t s7_401\" id=\"t2p_401\" style=\"left:95px;bottom:642px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s8_401\" id=\"t2q_401\" style=\"left:122px;bottom:642px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">i\ufb01cant account</div><div class=\"t s7_401\" id=\"t2r_401\" style=\"left:213px;bottom:642px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ing estimates and judgements </div><div class=\"t sd_401\" id=\"t2s_401\" style=\"left:95px;bottom:624px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group evaluates the sign</div><div class=\"t se_401\" id=\"t2t_401\" style=\"left:268px;bottom:624px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cance of \ufb01nancial </div><div class=\"t sd_401\" id=\"t2u_401\" style=\"left:386px;bottom:624px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments and material accuracy of the valuations incorporated in the </div><div class=\"t se_401\" id=\"t2v_401\" style=\"left:95px;bottom:608px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial statements as they </div><div class=\"t sd_401\" id=\"t2w_401\" style=\"left:265px;bottom:608px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">involve a high degree of judgement and estimat</div><div class=\"t se_401\" id=\"t2x_401\" style=\"left:549px;bottom:608px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t sd_401\" id=\"t2y_401\" style=\"left:617px;bottom:608px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t se_401\" id=\"t2z_401\" style=\"left:709px;bottom:608px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing the carry</div><div class=\"t sd_401\" id=\"t30_401\" style=\"left:783px;bottom:608px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t se_401\" id=\"t31_401\" style=\"left:95px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">values of \ufb01nancial assets and l</div><div class=\"t sd_401\" id=\"t32_401\" style=\"left:274px;bottom:592px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t33_401\" style=\"left:293px;bottom:592px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t34_401\" style=\"left:299px;bottom:592px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t35_401\" style=\"left:307px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the balance sheet date. </div><div class=\"t sd_401\" id=\"t36_401\" style=\"left:95px;bottom:568px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t37_401\" style=\"left:108px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t se_401\" id=\"t38_401\" style=\"left:220px;bottom:568px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t39_401\" style=\"left:236px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">instruments is determined using valuation techniques and estimates (see below) which, to the extent </div><div class=\"t sd_401\" id=\"t3a_401\" style=\"left:108px;bottom:552px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible, use market observable inputs, but in some cases use non-market observable inputs. Changes in the observabil</div><div class=\"t se_401\" id=\"t3b_401\" style=\"left:811px;bottom:552px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sd_401\" id=\"t3c_401\" style=\"left:108px;bottom:536px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">of sign</div><div class=\"t se_401\" id=\"t3d_401\" style=\"left:147px;bottom:536px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3e_401\" style=\"left:225px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion inputs can materially affect the fair values of \ufb01nanc</div><div class=\"t se_401\" id=\"t3f_401\" style=\"left:549px;bottom:536px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3g_401\" style=\"left:565px;bottom:536px;letter-spacing:-0.07px;display:inline;\">instruments. </div><div class=\"t sd_401\" id=\"t3h_401\" style=\"left:95px;bottom:511px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3i_401\" style=\"left:108px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t se_401\" id=\"t3j_401\" style=\"left:201px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t sd_401\" id=\"t3k_401\" style=\"left:259px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t se_401\" id=\"t3l_401\" style=\"left:364px;bottom:511px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3m_401\" style=\"left:381px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument using a valuation technique, the Group estimates valuation </div><div class=\"t sd_401\" id=\"t3n_401\" style=\"left:108px;bottom:495px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">adjustments in determin</div><div class=\"t se_401\" id=\"t3o_401\" style=\"left:253px;bottom:495px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the fa</div><div class=\"t sd_401\" id=\"t3p_401\" style=\"left:309px;bottom:495px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ir value (page 400). </div><div class=\"t sd_401\" id=\"t3q_401\" style=\"left:95px;bottom:471px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3r_401\" style=\"left:108px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t se_401\" id=\"t3s_401\" style=\"left:176px;bottom:471px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the valuat</div><div class=\"t sd_401\" id=\"t3t_401\" style=\"left:258px;bottom:471px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t se_401\" id=\"t3u_401\" style=\"left:331px;bottom:471px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3v_401\" style=\"left:347px;bottom:471px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments, the Group makes judgements on the amounts reserved to cater for </div><div class=\"t sd_401\" id=\"t3w_401\" style=\"left:108px;bottom:455px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">model and valuation risks, which cover both Level 2 and Level 3 assets, and the sign</div><div class=\"t se_401\" id=\"t3x_401\" style=\"left:597px;bottom:455px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3y_401\" style=\"left:675px;bottom:455px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion judgements in respect </div><div class=\"t sd_401\" id=\"t3z_401\" style=\"left:108px;bottom:439px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of Level 3 instruments (page 407). </div><div class=\"t sd_401\" id=\"t40_401\" style=\"left:95px;bottom:415px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t41_401\" style=\"left:108px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the estimated measurement of fair value is more judgemental in respect of Level 3 assets, these are valued based </div><div class=\"t sd_401\" id=\"t42_401\" style=\"left:108px;bottom:399px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">on models that use a sign</div><div class=\"t se_401\" id=\"t43_401\" style=\"left:259px;bottom:399px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant degree of non-market-based unobservable </div><div class=\"t sd_401\" id=\"t44_401\" style=\"left:558px;bottom:399px;letter-spacing:-0.06px;display:inline;\">inputs. </div><div></div><div class=\"t s5_402\" id=\"t7_402\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_402\" id=\"t8_402\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_402\" id=\"t9_402\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_402\" id=\"ta_402\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_402\" id=\"tb_402\" style=\"left:69px;bottom:1151px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Valuation techniques </div><div class=\"t s9_402\" id=\"tc_402\" style=\"left:69px;bottom:1133px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to the fair value hierarchy explanation \u2013 Level 1, 2 and 3 (page 402) </div><div class=\"t sa_402\" id=\"td_402\" style=\"left:69px;bottom:1109px;display:inline;\">\u2022 </div><div class=\"t s8_402\" id=\"te_402\" style=\"left:82px;bottom:1109px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_402\" id=\"tf_402\" style=\"left:123px;bottom:1109px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_402\" id=\"tg_402\" style=\"left:140px;bottom:1109px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments held at fair value </div><div class=\"t sa_402\" id=\"th_402\" style=\"left:82px;bottom:1085px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"ti_402\" style=\"left:95px;bottom:1085px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"tj_402\" style=\"left:169px;bottom:1085px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies \u2013 asset-backed secur</div><div class=\"t s8_402\" id=\"tk_402\" style=\"left:315px;bottom:1085px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_402\" id=\"tl_402\" style=\"left:323px;bottom:1085px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s9_402\" id=\"tm_402\" style=\"left:346px;bottom:1085px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Asset-backed securit</div><div class=\"t sa_402\" id=\"tn_402\" style=\"left:469px;bottom:1085px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are valued based on external pr</div><div class=\"t s9_402\" id=\"to_402\" style=\"left:675px;bottom:1085px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ices obtained from </div><div class=\"t s9_402\" id=\"tp_402\" style=\"left:95px;bottom:1069px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">consensus pric</div><div class=\"t sa_402\" id=\"tq_402\" style=\"left:181px;bottom:1069px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t s9_402\" id=\"tr_402\" style=\"left:229px;bottom:1069px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders, broker quotes, recent trades, arrangers\u2019 quotes, etc. Where an observable price is available </div><div class=\"t s9_402\" id=\"ts_402\" style=\"left:95px;bottom:1053px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">for a given security, it is classif</div><div class=\"t sa_402\" id=\"tt_402\" style=\"left:269px;bottom:1053px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 2. In </div><div class=\"t s9_402\" id=\"tu_402\" style=\"left:365px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instances where third-party prices are not available or reliable, the security </div><div class=\"t s9_402\" id=\"tv_402\" style=\"left:95px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is classif</div><div class=\"t sa_402\" id=\"tw_402\" style=\"left:143px;bottom:1036px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as Level 3. The fa</div><div class=\"t s9_402\" id=\"tx_402\" style=\"left:264px;bottom:1036px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value of Level 3 securit</div><div class=\"t sa_402\" id=\"ty_402\" style=\"left:405px;bottom:1036px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_402\" id=\"tz_402\" style=\"left:423px;bottom:1036px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is estimated using market standard cash \ufb02ow models with input </div><div class=\"t s9_402\" id=\"t10_402\" style=\"left:95px;bottom:1020px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">parameter assumptions which include prepayment speeds, default rates, discount margins derived from comparable </div><div class=\"t s9_402\" id=\"t11_402\" style=\"left:95px;bottom:1004px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t sa_402\" id=\"t12_402\" style=\"left:134px;bottom:1004px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s9_402\" id=\"t13_402\" style=\"left:163px;bottom:1004px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith sim</div><div class=\"t sa_402\" id=\"t14_402\" style=\"left:201px;bottom:1004px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ilar v</div><div class=\"t s9_402\" id=\"t15_402\" style=\"left:229px;bottom:1004px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">intage, collateral type, and credit ratings. </div><div class=\"t sa_402\" id=\"t16_402\" style=\"left:82px;bottom:980px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t17_402\" style=\"left:95px;bottom:980px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"t18_402\" style=\"left:169px;bottom:980px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_402\" id=\"t19_402\" style=\"left:188px;bottom:980px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">in issue: </div><div class=\"t s9_402\" id=\"t1a_402\" style=\"left:237px;bottom:980px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These debt securit</div><div class=\"t sa_402\" id=\"t1b_402\" style=\"left:346px;bottom:980px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies relate to structured notes </div><div class=\"t s9_402\" id=\"t1c_402\" style=\"left:517px;bottom:980px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued by the Group. Where independent market </div><div class=\"t s9_402\" id=\"t1d_402\" style=\"left:95px;bottom:964px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">data is available through pric</div><div class=\"t sa_402\" id=\"t1e_402\" style=\"left:269px;bottom:964px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing vendors and broker sources these pos</div><div class=\"t s9_402\" id=\"t1f_402\" style=\"left:511px;bottom:964px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_402\" id=\"t1g_402\" style=\"left:519px;bottom:964px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are class</div><div class=\"t s9_402\" id=\"t1h_402\" style=\"left:597px;bottom:964px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t1i_402\" style=\"left:605px;bottom:964px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ied as Level 2. Where such l</div><div class=\"t s9_402\" id=\"t1j_402\" style=\"left:764px;bottom:964px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t sa_402\" id=\"t1k_402\" style=\"left:782px;bottom:964px;letter-spacing:-0.2px;display:inline;\">id </div><div class=\"t s9_402\" id=\"t1l_402\" style=\"left:95px;bottom:948px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">external prices are not available, valuations of these debt securit</div><div class=\"t sa_402\" id=\"t1m_402\" style=\"left:475px;bottom:948px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s9_402\" id=\"t1n_402\" style=\"left:516px;bottom:948px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_402\" id=\"t1o_402\" style=\"left:541px;bottom:948px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied us</div><div class=\"t s9_402\" id=\"t1p_402\" style=\"left:575px;bottom:948px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing input parameters such as bond </div><div class=\"t s9_402\" id=\"t1q_402\" style=\"left:95px;bottom:932px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">spreads and credit spreads, and are classif</div><div class=\"t sa_402\" id=\"t1r_402\" style=\"left:347px;bottom:932px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ied as Level 3. These </div><div class=\"t s9_402\" id=\"t1s_402\" style=\"left:468px;bottom:932px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">input parameters are determined with reference to the </div><div class=\"t s9_402\" id=\"t1t_402\" style=\"left:95px;bottom:916px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">same issuer (if available) or proxies from comparable issuers or assets. </div><div class=\"t sa_402\" id=\"t1u_402\" style=\"left:82px;bottom:892px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t1v_402\" style=\"left:95px;bottom:892px;letter-spacing:-0.17px;display:inline;\">Derivat</div><div class=\"t sb_402\" id=\"t1w_402\" style=\"left:141px;bottom:892px;letter-spacing:-0.19px;display:inline;\">ives: </div><div class=\"t s9_402\" id=\"t1x_402\" style=\"left:170px;bottom:892px;letter-spacing:-0.13px;display:inline;\">Derivat</div><div class=\"t sa_402\" id=\"t1y_402\" style=\"left:214px;bottom:892px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive products are class</div><div class=\"t s9_402\" id=\"t1z_402\" style=\"left:340px;bottom:892px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t20_402\" style=\"left:348px;bottom:892px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t s9_402\" id=\"t21_402\" style=\"left:428px;bottom:892px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the valuation of the product is based upon input parameters </div><div class=\"t s9_402\" id=\"t22_402\" style=\"left:95px;bottom:876px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which are observable from independent and reliable market data sources. Derivat</div><div class=\"t sa_402\" id=\"t23_402\" style=\"left:580px;bottom:876px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive products are class</div><div class=\"t s9_402\" id=\"t24_402\" style=\"left:706px;bottom:876px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t25_402\" style=\"left:714px;bottom:876px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 3 </div><div class=\"t s9_402\" id=\"t26_402\" style=\"left:95px;bottom:860px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if there are sign</div><div class=\"t sa_402\" id=\"t27_402\" style=\"left:186px;bottom:860px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t s9_402\" id=\"t28_402\" style=\"left:263px;bottom:860px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion input parameters which are unobservable in the market, such as products where the </div><div class=\"t s9_402\" id=\"t29_402\" style=\"left:95px;bottom:844px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">performance is linked to more than one underlying variable. Examples are foreign exchange basket options, equity </div><div class=\"t s9_402\" id=\"t2a_402\" style=\"left:95px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">options based on the performance of two or more underlying ind</div><div class=\"t sa_402\" id=\"t2b_402\" style=\"left:478px;bottom:828px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ices and </div><div class=\"t s9_402\" id=\"t2c_402\" style=\"left:530px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest rate products with quanto payouts. </div><div class=\"t s9_402\" id=\"t2d_402\" style=\"left:95px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">In most cases these unobservable correlation parameters cannot be impl</div><div class=\"t sa_402\" id=\"t2e_402\" style=\"left:526px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied from the market, and methods such as </div><div class=\"t s9_402\" id=\"t2f_402\" style=\"left:95px;bottom:796px;letter-spacing:-0.14px;display:inline;\">histor</div><div class=\"t sa_402\" id=\"t2g_402\" style=\"left:128px;bottom:796px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical analys</div><div class=\"t s9_402\" id=\"t2h_402\" style=\"left:190px;bottom:796px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is and comparison with histor</div><div class=\"t sa_402\" id=\"t2i_402\" style=\"left:363px;bottom:796px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical levels or other benchmark data must be employed. </div><div class=\"t sa_402\" id=\"t2j_402\" style=\"left:82px;bottom:772px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t2k_402\" style=\"left:95px;bottom:772px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Equity shares \u2013 private equity: </div><div class=\"t sa_402\" id=\"t2l_402\" style=\"left:279px;bottom:772px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The majority of pr</div><div class=\"t s9_402\" id=\"t2m_402\" style=\"left:385px;bottom:772px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ivate equity unlisted investments are valued based on earning multiples </div><div class=\"t s9_402\" id=\"t2n_402\" style=\"left:95px;bottom:756px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\u2013 Price-to-Earnings (P/E) or enterprise value to earnings before income tax, depreciat</div><div class=\"t sa_402\" id=\"t2o_402\" style=\"left:595px;bottom:756px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion and amort</div><div class=\"t s9_402\" id=\"t2p_402\" style=\"left:679px;bottom:756px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_402\" id=\"t2q_402\" style=\"left:701px;bottom:756px;letter-spacing:-0.36px;word-spacing:0.09px;display:inline;\">ion (EV/EBITDA) </div><div class=\"t s9_402\" id=\"t2r_402\" style=\"left:95px;bottom:740px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ratios \u2013 of comparable listed companies. The two primary inputs for the valuation of these investments are the actual </div><div class=\"t s9_402\" id=\"t2s_402\" style=\"left:95px;bottom:724px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">or forecast earnings of the investee companies and earning multiples for the comparable listed companies. To ensure </div><div class=\"t s9_402\" id=\"t2t_402\" style=\"left:95px;bottom:708px;letter-spacing:-0.16px;display:inline;\">comparabil</div><div class=\"t sa_402\" id=\"t2u_402\" style=\"left:164px;bottom:708px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity between these unquoted </div><div class=\"t s9_402\" id=\"t2v_402\" style=\"left:334px;bottom:708px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">investments and the comparable listed companies, appropriate adjustments are </div><div class=\"t s9_402\" id=\"t2w_402\" style=\"left:95px;bottom:692px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">also applied (for example, liqu</div><div class=\"t sa_402\" id=\"t2x_402\" style=\"left:273px;bottom:692px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s9_402\" id=\"t2y_402\" style=\"left:284px;bottom:692px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity and size) in the valuation. In circumstances where an investment does not have direct </div><div class=\"t s9_402\" id=\"t2z_402\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comparables or where the multiples for the comparable companies cannot be sourced from reliable external sources, </div><div class=\"t s9_402\" id=\"t30_402\" style=\"left:95px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">alternative valuation techniques (for example, discounted cash \ufb02ow model or net asset value (\u2018NAV\u2019) or option pric</div><div class=\"t sa_402\" id=\"t31_402\" style=\"left:769px;bottom:660px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_402\" id=\"t32_402\" style=\"left:95px;bottom:643px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">model), which use predominantly unobservable inputs or Level 3 inputs, may be applied. Even though earning multiples </div><div class=\"t s9_402\" id=\"t33_402\" style=\"left:95px;bottom:627px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for the comparable listed companies can be sourced from third-party sources (for example, Bloomberg), and those inputs </div><div class=\"t s9_402\" id=\"t34_402\" style=\"left:95px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">can be deemed Level 2 inputs, all unlisted investments (excluding those where observable inputs are available, for example, </div><div class=\"t s9_402\" id=\"t35_402\" style=\"left:95px;bottom:595px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">over-the-counter (OTC) prices) are classif</div><div class=\"t sa_402\" id=\"t36_402\" style=\"left:337px;bottom:595px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as Level 3 on the bas</div><div class=\"t s9_402\" id=\"t37_402\" style=\"left:480px;bottom:595px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is that the valuation methods involve judgements ranging </div><div class=\"t s9_402\" id=\"t38_402\" style=\"left:95px;bottom:579px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">from determin</div><div class=\"t sa_402\" id=\"t39_402\" style=\"left:181px;bottom:579px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing comparable compan</div><div class=\"t s9_402\" id=\"t3a_402\" style=\"left:328px;bottom:579px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies to discount rates where the discounted cash \ufb02ow method is applied. </div><div class=\"t sa_402\" id=\"t3b_402\" style=\"left:82px;bottom:555px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t3c_402\" style=\"left:95px;bottom:555px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Loans and advances: </div><div class=\"t s9_402\" id=\"t3d_402\" style=\"left:226px;bottom:555px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These primar</div><div class=\"t sa_402\" id=\"t3e_402\" style=\"left:304px;bottom:555px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s9_402\" id=\"t3f_402\" style=\"left:319px;bottom:555px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">include loans in the FM Bond and Loan Syndicat</div><div class=\"t sa_402\" id=\"t3g_402\" style=\"left:602px;bottom:555px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion bus</div><div class=\"t s9_402\" id=\"t3h_402\" style=\"left:644px;bottom:555px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness which were not fully </div><div class=\"t s9_402\" id=\"t3i_402\" style=\"left:95px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">syndicated as of the balance sheet date and other \ufb01nanc</div><div class=\"t sa_402\" id=\"t3j_402\" style=\"left:434px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing transact</div><div class=\"t s9_402\" id=\"t3k_402\" style=\"left:506px;bottom:539px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions with</div><div class=\"t sa_402\" id=\"t3l_402\" style=\"left:559px;bottom:539px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">in F</div><div class=\"t s9_402\" id=\"t3m_402\" style=\"left:578px;bottom:539px;letter-spacing:-0.14px;display:inline;\">inanc</div><div class=\"t sa_402\" id=\"t3n_402\" style=\"left:611px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial Markets, and loans and </div><div class=\"t s9_402\" id=\"t3o_402\" style=\"left:95px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">advances includ</div><div class=\"t sa_402\" id=\"t3p_402\" style=\"left:192px;bottom:523px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing reverse repurchase agreements that do not have SPPI cash\ufb02ows or are managed on a fa</div><div class=\"t s9_402\" id=\"t3q_402\" style=\"left:734px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value basis. </div><div class=\"t s9_402\" id=\"t3r_402\" style=\"left:95px;bottom:507px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">These loans are generally bilateral in nature and, where available, their valuation is based on observable clean sales </div><div class=\"t s9_402\" id=\"t3s_402\" style=\"left:95px;bottom:491px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">transactions prices or market observable spreads. If observable credit spreads are not available, proxy spreads based on </div><div class=\"t s9_402\" id=\"t3t_402\" style=\"left:95px;bottom:475px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">comparables with sim</div><div class=\"t sa_402\" id=\"t3u_402\" style=\"left:226px;bottom:475px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar cred</div><div class=\"t s9_402\" id=\"t3v_402\" style=\"left:273px;bottom:475px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it grade, sector and region, are used. Where observable transaction prices, credit spreads </div><div class=\"t s9_402\" id=\"t3w_402\" style=\"left:95px;bottom:459px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and market standard proxy methods are available, these loans are classif</div><div class=\"t sa_402\" id=\"t3x_402\" style=\"left:529px;bottom:459px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied as Level 2. Where there are no recent </div><div class=\"t s9_402\" id=\"t3y_402\" style=\"left:95px;bottom:443px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transactions or comparables, these loans are classif</div><div class=\"t sa_402\" id=\"t3z_402\" style=\"left:400px;bottom:443px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 3. </div><div class=\"t sa_402\" id=\"t40_402\" style=\"left:82px;bottom:419px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t41_402\" style=\"left:95px;bottom:419px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Other debt securit</div><div class=\"t sb_402\" id=\"t42_402\" style=\"left:206px;bottom:419px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s9_402\" id=\"t43_402\" style=\"left:229px;bottom:419px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These debt securit</div><div class=\"t sa_402\" id=\"t44_402\" style=\"left:337px;bottom:419px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_402\" id=\"t45_402\" style=\"left:356px;bottom:419px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include convertible bonds, corporate bonds, credit and structured notes. </div><div class=\"t s9_402\" id=\"t46_402\" style=\"left:95px;bottom:403px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where quoted prices are available through pric</div><div class=\"t sa_402\" id=\"t47_402\" style=\"left:375px;bottom:403px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing vendors, brokers or observable trad</div><div class=\"t s9_402\" id=\"t48_402\" style=\"left:605px;bottom:403px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing activ</div><div class=\"t sa_402\" id=\"t49_402\" style=\"left:656px;bottom:403px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_402\" id=\"t4a_402\" style=\"left:664px;bottom:403px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies from liqu</div><div class=\"t sa_402\" id=\"t4b_402\" style=\"left:734px;bottom:403px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">id markets, </div><div class=\"t s9_402\" id=\"t4c_402\" style=\"left:95px;bottom:387px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these are classif</div><div class=\"t sa_402\" id=\"t4d_402\" style=\"left:190px;bottom:387px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ied as Level 2 and valued us</div><div class=\"t s9_402\" id=\"t4e_402\" style=\"left:353px;bottom:387px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing such quotes. Where there are sign</div><div class=\"t sa_402\" id=\"t4f_402\" style=\"left:575px;bottom:387px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t s9_402\" id=\"t4g_402\" style=\"left:652px;bottom:387px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion inputs which are </div><div class=\"t s9_402\" id=\"t4h_402\" style=\"left:95px;bottom:371px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">unobservable in the market, due to ill</div><div class=\"t sa_402\" id=\"t4i_402\" style=\"left:313px;bottom:371px;letter-spacing:-0.16px;display:inline;\">iqu</div><div class=\"t s9_402\" id=\"t4j_402\" style=\"left:331px;bottom:371px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">id trading or the complexity of the product, these are classif</div><div class=\"t sa_402\" id=\"t4k_402\" style=\"left:682px;bottom:371px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 3. </div><div class=\"t s9_402\" id=\"t4l_402\" style=\"left:95px;bottom:355px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The valuations of these debt securit</div><div class=\"t sa_402\" id=\"t4m_402\" style=\"left:306px;bottom:355px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s9_402\" id=\"t4n_402\" style=\"left:347px;bottom:355px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_402\" id=\"t4o_402\" style=\"left:372px;bottom:355px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied us</div><div class=\"t s9_402\" id=\"t4p_402\" style=\"left:406px;bottom:355px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing input parameters such as bond spreads and credit spreads. </div><div class=\"t s9_402\" id=\"t4q_402\" style=\"left:95px;bottom:339px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">These input parameters are determined with reference to the same issuer (if available) or proxied from comparable </div><div class=\"t s9_402\" id=\"t4r_402\" style=\"left:95px;bottom:323px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">issuers or assets . </div><div class=\"t sa_402\" id=\"t4s_402\" style=\"left:69px;bottom:299px;display:inline;\">\u2022 </div><div class=\"t s8_402\" id=\"t4t_402\" style=\"left:82px;bottom:299px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_402\" id=\"t4u_402\" style=\"left:123px;bottom:299px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_402\" id=\"t4v_402\" style=\"left:140px;bottom:299px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">instruments held at amortised cost </div><div class=\"t s9_402\" id=\"t4w_402\" style=\"left:69px;bottom:275px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The following sets out the Group\u2019s basis for establish</div><div class=\"t sa_402\" id=\"t4x_402\" style=\"left:376px;bottom:275px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t s9_402\" id=\"t4y_402\" style=\"left:410px;bottom:275px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir values of amortised cost \ufb01nanc</div><div class=\"t sa_402\" id=\"t4z_402\" style=\"left:603px;bottom:275px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_402\" id=\"t50_402\" style=\"left:620px;bottom:275px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments and their </div><div class=\"t s9_402\" id=\"t51_402\" style=\"left:69px;bottom:258px;letter-spacing:-0.12px;display:inline;\">classif</div><div class=\"t sa_402\" id=\"t52_402\" style=\"left:106px;bottom:258px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_402\" id=\"t53_402\" style=\"left:128px;bottom:258px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion between Levels 1, 2 and 3. As certain categories of \ufb01nanc</div><div class=\"t sa_402\" id=\"t54_402\" style=\"left:482px;bottom:258px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_402\" id=\"t55_402\" style=\"left:499px;bottom:258px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments are not actively traded, there is a </div><div class=\"t s9_402\" id=\"t56_402\" style=\"left:69px;bottom:242px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sa_402\" id=\"t57_402\" style=\"left:93px;bottom:242px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant level of management judgement </div><div class=\"t s9_402\" id=\"t58_402\" style=\"left:331px;bottom:242px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">involved in calculating the fair values: </div><div class=\"t sa_402\" id=\"t59_402\" style=\"left:82px;bottom:218px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5a_402\" style=\"left:95px;bottom:218px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Cash and balances at central banks: </div><div class=\"t s9_402\" id=\"t5b_402\" style=\"left:318px;bottom:218px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The fair value of cash and balances at central banks is their carrying amounts </div><div class=\"t sa_402\" id=\"t5c_402\" style=\"left:82px;bottom:194px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5d_402\" style=\"left:95px;bottom:194px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"t5e_402\" style=\"left:169px;bottom:194px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_402\" id=\"t5f_402\" style=\"left:188px;bottom:194px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">in issue, subordinated liab</div><div class=\"t sb_402\" id=\"t5g_402\" style=\"left:346px;bottom:194px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_402\" id=\"t5h_402\" style=\"left:352px;bottom:194px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_402\" id=\"t5i_402\" style=\"left:361px;bottom:194px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies and other borrowed funds: </div><div class=\"t s9_402\" id=\"t5j_402\" style=\"left:544px;bottom:194px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The aggregate fair values are calculated </div><div class=\"t s9_402\" id=\"t5k_402\" style=\"left:95px;bottom:178px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">based on quoted market prices. For those notes where quoted market prices are not available, a discounted cash \ufb02ow </div><div class=\"t s9_402\" id=\"t5l_402\" style=\"left:95px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">model is used based on a current market related yield curve appropriate for the remain</div><div class=\"t sa_402\" id=\"t5m_402\" style=\"left:608px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing term to matur</div><div class=\"t s9_402\" id=\"t5n_402\" style=\"left:712px;bottom:162px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t sa_402\" id=\"t5o_402\" style=\"left:82px;bottom:138px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5p_402\" style=\"left:95px;bottom:138px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Deposits and borrowings: </div><div class=\"t s9_402\" id=\"t5q_402\" style=\"left:253px;bottom:138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The estimated fair value of deposits with no stated maturity is the amount repayable on </div><div class=\"t s9_402\" id=\"t5r_402\" style=\"left:95px;bottom:122px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">demand. The estimated fair value of \ufb01xed interest-bearing deposits and other borrowings without quoted market </div><div class=\"t s9_402\" id=\"t5s_402\" style=\"left:95px;bottom:106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">prices is based on discounted cash \ufb02ows using the prevail</div><div class=\"t sa_402\" id=\"t5t_402\" style=\"left:432px;bottom:106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing market rates for debts w</div><div class=\"t s9_402\" id=\"t5u_402\" style=\"left:599px;bottom:106px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ith a sim</div><div class=\"t sa_402\" id=\"t5v_402\" style=\"left:648px;bottom:106px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar Cred</div><div class=\"t s9_402\" id=\"t5w_402\" style=\"left:697px;bottom:106px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it Risk and </div><div class=\"t s9_402\" id=\"t5x_402\" style=\"left:95px;bottom:90px;letter-spacing:-0.15px;display:inline;\">remain</div><div class=\"t sa_402\" id=\"t5y_402\" style=\"left:137px;bottom:90px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t s9_402\" id=\"t5z_402\" style=\"left:195px;bottom:90px;letter-spacing:0.08px;display:inline;\">ity </div><div></div><div class=\"t s4_403\" id=\"t6_403\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_403\" id=\"t7_403\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_403\" id=\"t8_403\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_403\" id=\"t9_403\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_403\" id=\"ta_403\" style=\"left:100px;bottom:1163px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"tb_403\" style=\"left:113px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Investment securit</div><div class=\"t s9_403\" id=\"tc_403\" style=\"left:224px;bottom:1163px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_403\" id=\"td_403\" style=\"left:246px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">For investment securit</div><div class=\"t sa_403\" id=\"te_403\" style=\"left:375px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies that do not have d</div><div class=\"t s7_403\" id=\"tf_403\" style=\"left:504px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irectly observable market values, the Group util</div><div class=\"t sa_403\" id=\"tg_403\" style=\"left:780px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises a </div><div class=\"t s7_403\" id=\"th_403\" style=\"left:113px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">number of valuation techniques to determine fair value. Where available, securit</div><div class=\"t sa_403\" id=\"ti_403\" style=\"left:586px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies are valued us</div><div class=\"t s7_403\" id=\"tj_403\" style=\"left:683px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing input proxies from the </div><div class=\"t s7_403\" id=\"tk_403\" style=\"left:113px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">same or closely related underlying (for example, bond spreads from the same or closely related issuer) or input proxies from </div><div class=\"t s7_403\" id=\"tl_403\" style=\"left:113px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">a different underlying (for example, a sim</div><div class=\"t sa_403\" id=\"tm_403\" style=\"left:355px;bottom:1115px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ilar bond but us</div><div class=\"t s7_403\" id=\"tn_403\" style=\"left:447px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing spreads for a particular sector and rating). Certain instruments </div><div class=\"t s7_403\" id=\"to_403\" style=\"left:113px;bottom:1099px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">cannot be proxies as set out above, and in such cases the posit</div><div class=\"t sa_403\" id=\"tp_403\" style=\"left:481px;bottom:1099px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions are valued us</div><div class=\"t s7_403\" id=\"tq_403\" style=\"left:585px;bottom:1099px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing non-market observable inputs. This </div><div class=\"t s7_403\" id=\"tr_403\" style=\"left:113px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">includes those instruments held at amortised cost and predominantly relates to asset-backed securit</div><div class=\"t sa_403\" id=\"ts_403\" style=\"left:706px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The fa</div><div class=\"t s7_403\" id=\"tt_403\" style=\"left:765px;bottom:1083px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value for </div><div class=\"t s7_403\" id=\"tu_403\" style=\"left:113px;bottom:1067px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">such instruments is usually derived from proxy from internal assessments of the underlying cash \ufb02ows </div><div class=\"t s7_403\" id=\"tv_403\" style=\"left:100px;bottom:1043px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"tw_403\" style=\"left:113px;bottom:1043px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Loans and advances to banks and customers: </div><div class=\"t s7_403\" id=\"tx_403\" style=\"left:390px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">For loans and advances to banks, the fair value of \ufb02oating rate placements </div><div class=\"t s7_403\" id=\"ty_403\" style=\"left:113px;bottom:1027px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and overnight deposits is their carrying amounts. The estimated fair value of \ufb01xed interest-bearing deposits is based on </div><div class=\"t s7_403\" id=\"tz_403\" style=\"left:113px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">discounted cash \ufb02ows using the prevail</div><div class=\"t sa_403\" id=\"t10_403\" style=\"left:343px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing money market rates for debts w</div><div class=\"t s7_403\" id=\"t11_403\" style=\"left:552px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ith a sim</div><div class=\"t sa_403\" id=\"t12_403\" style=\"left:602px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar Cred</div><div class=\"t s7_403\" id=\"t13_403\" style=\"left:651px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it Risk and remain</div><div class=\"t sa_403\" id=\"t14_403\" style=\"left:755px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t s7_403\" id=\"t15_403\" style=\"left:813px;bottom:1011px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s7_403\" id=\"t16_403\" style=\"left:113px;bottom:995px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group\u2019s loans and advances to customers\u2019 portfolio is well divers</div><div class=\"t sa_403\" id=\"t17_403\" style=\"left:514px;bottom:995px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01ed by geography and </div><div class=\"t s7_403\" id=\"t18_403\" style=\"left:655px;bottom:995px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">industry. Approximately a </div><div class=\"t s7_403\" id=\"t19_403\" style=\"left:113px;bottom:979px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">quarter of the portfolio re-prices with</div><div class=\"t sa_403\" id=\"t1a_403\" style=\"left:331px;bottom:979px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in one month, and approx</div><div class=\"t s7_403\" id=\"t1b_403\" style=\"left:484px;bottom:979px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imately half re-prices with</div><div class=\"t sa_403\" id=\"t1c_403\" style=\"left:637px;bottom:979px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in 12 months. Loans and advances </div><div class=\"t s7_403\" id=\"t1d_403\" style=\"left:113px;bottom:963px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are presented net of provis</div><div class=\"t sa_403\" id=\"t1e_403\" style=\"left:271px;bottom:963px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions for </div><div class=\"t s7_403\" id=\"t1f_403\" style=\"left:316px;bottom:963px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_403\" id=\"t1g_403\" style=\"left:347px;bottom:963px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment. The fa</div><div class=\"t s7_403\" id=\"t1h_403\" style=\"left:430px;bottom:963px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value of loans and advances to customers with a residual maturity </div><div class=\"t s7_403\" id=\"t1i_403\" style=\"left:113px;bottom:947px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of less than one year generally approximates the carrying value. The estimated fair value of loans and advances with a </div><div class=\"t s7_403\" id=\"t1j_403\" style=\"left:113px;bottom:931px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">residual maturity of more than one year represents the discounted amount of future cash \ufb02ows expected to be received, </div><div class=\"t s7_403\" id=\"t1k_403\" style=\"left:113px;bottom:915px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_403\" id=\"t1l_403\" style=\"left:148px;bottom:915px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing assumpt</div><div class=\"t s7_403\" id=\"t1m_403\" style=\"left:221px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions relating to prepayment rates and Credit Risk. Expected cash \ufb02ows are discounted at current market </div><div class=\"t s7_403\" id=\"t1n_403\" style=\"left:113px;bottom:899px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">rates to determine fair value. The Group has a wide range of ind</div><div class=\"t sa_403\" id=\"t1o_403\" style=\"left:489px;bottom:899px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_403\" id=\"t1p_403\" style=\"left:498px;bottom:899px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">idual instruments with</div><div class=\"t sa_403\" id=\"t1q_403\" style=\"left:630px;bottom:899px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s7_403\" id=\"t1r_403\" style=\"left:643px;bottom:899px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its loans and advances portfolio </div><div class=\"t s7_403\" id=\"t1s_403\" style=\"left:113px;bottom:883px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and as a result provid</div><div class=\"t sa_403\" id=\"t1t_403\" style=\"left:239px;bottom:883px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing quant</div><div class=\"t s7_403\" id=\"t1u_403\" style=\"left:297px;bottom:883px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_403\" id=\"t1v_403\" style=\"left:304px;bottom:883px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_403\" id=\"t1w_403\" style=\"left:327px;bottom:883px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the key assumptions used to value such instruments is impract</div><div class=\"t sa_403\" id=\"t1x_403\" style=\"left:728px;bottom:883px;letter-spacing:-0.21px;display:inline;\">ical </div><div class=\"t s7_403\" id=\"t1y_403\" style=\"left:100px;bottom:859px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"t1z_403\" style=\"left:113px;bottom:859px;letter-spacing:-0.05px;word-spacing:-0.23px;display:inline;\">Other assets: </div><div class=\"t s7_403\" id=\"t20_403\" style=\"left:196px;bottom:859px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Other assets comprise primar</div><div class=\"t sa_403\" id=\"t21_403\" style=\"left:370px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.12px;display:inline;\">ily cash collateral and trades pend</div><div class=\"t s7_403\" id=\"t22_403\" style=\"left:573px;bottom:859px;letter-spacing:-0.12px;word-spacing:-0.16px;display:inline;\">ing settlement. The carrying amount of these </div><div class=\"t sa_403\" id=\"t23_403\" style=\"left:113px;bottom:842px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s7_403\" id=\"t24_403\" style=\"left:166px;bottom:842px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is considered to be a reasonable approximat</div><div class=\"t sa_403\" id=\"t25_403\" style=\"left:504px;bottom:842px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of fa</div><div class=\"t s7_403\" id=\"t26_403\" style=\"left:552px;bottom:842px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ir value as they are either short term in nature or </div><div class=\"t s7_403\" id=\"t27_403\" style=\"left:113px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">re-price to current market rates frequently. </div><div class=\"t s8_403\" id=\"t28_403\" style=\"left:87px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Fair value adjustments </div><div class=\"t s7_403\" id=\"t29_403\" style=\"left:87px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t sa_403\" id=\"t2a_403\" style=\"left:180px;bottom:776px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t s7_403\" id=\"t2b_403\" style=\"left:237px;bottom:776px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t sa_403\" id=\"t2c_403\" style=\"left:343px;bottom:776px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_403\" id=\"t2d_403\" style=\"left:359px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument using a valuation technique, the Group considers adjustments to </div><div class=\"t s7_403\" id=\"t2e_403\" style=\"left:87px;bottom:760px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the modelled price which market partic</div><div class=\"t sa_403\" id=\"t2f_403\" style=\"left:319px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipants would make when pr</div><div class=\"t s7_403\" id=\"t2g_403\" style=\"left:483px;bottom:760px;letter-spacing:-0.16px;display:inline;\">ic</div><div class=\"t sa_403\" id=\"t2h_403\" style=\"left:492px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that </div><div class=\"t s7_403\" id=\"t2i_403\" style=\"left:542px;bottom:760px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. The main valuation adjustments </div><div class=\"t s7_403\" id=\"t2j_403\" style=\"left:87px;bottom:744px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(described further below) in determin</div><div class=\"t sa_403\" id=\"t2k_403\" style=\"left:306px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t s7_403\" id=\"t2l_403\" style=\"left:340px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ir value for \ufb01nanc</div><div class=\"t sa_403\" id=\"t2m_403\" style=\"left:441px;bottom:744px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s7_403\" id=\"t2n_403\" style=\"left:581px;bottom:744px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_403\" id=\"t2o_403\" style=\"left:600px;bottom:744px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_403\" id=\"t2p_403\" style=\"left:606px;bottom:744px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_403\" id=\"t2q_403\" style=\"left:614px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2u_403\" style=\"left:430px;bottom:726px;letter-spacing:-0.08px;display:inline;\">Movement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t34_403\" style=\"left:699px;bottom:726px;letter-spacing:-0.06px;display:inline;\">Movement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2r_403\" style=\"left:356px;bottom:714px;letter-spacing:0.02px;display:inline;\">01.01.23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2v_403\" style=\"left:409px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2y_403\" style=\"left:532px;bottom:714px;display:inline;\">31.12.23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t31_403\" style=\"left:628px;bottom:714px;letter-spacing:0.01px;display:inline;\">01.01.22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t35_403\" style=\"left:679px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t38_403\" style=\"left:804px;bottom:714px;letter-spacing:-0.02px;display:inline;\">31.12.22 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2s_403\" style=\"left:357px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t2t_403\" style=\"left:379px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2w_403\" style=\"left:443px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t2x_403\" style=\"left:466px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2z_403\" style=\"left:530px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t30_403\" style=\"left:553px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t32_403\" style=\"left:627px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t33_403\" style=\"left:648px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t36_403\" style=\"left:714px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t37_403\" style=\"left:735px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t39_403\" style=\"left:800px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t3a_403\" style=\"left:822px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3b_403\" style=\"left:87px;bottom:683px;word-spacing:-0.14px;display:inline;\">Bid-offer valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3c_403\" style=\"left:377px;bottom:683px;letter-spacing:0.04px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3d_403\" style=\"left:468px;bottom:683px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3e_403\" style=\"left:551px;bottom:683px;letter-spacing:0.03px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3f_403\" style=\"left:646px;bottom:683px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3g_403\" style=\"left:739px;bottom:683px;letter-spacing:-0.08px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3h_403\" style=\"left:821px;bottom:683px;letter-spacing:-0.02px;display:inline;\">118 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3i_403\" style=\"left:87px;bottom:664px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3j_403\" style=\"left:378px;bottom:664px;letter-spacing:-0.04px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3k_403\" style=\"left:462px;bottom:664px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3l_403\" style=\"left:551px;bottom:664px;letter-spacing:-0.02px;display:inline;\">119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3m_403\" style=\"left:645px;bottom:664px;letter-spacing:-0.05px;display:inline;\">165 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3n_403\" style=\"left:742px;bottom:664px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3o_403\" style=\"left:821px;bottom:664px;letter-spacing:0.02px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3p_403\" style=\"left:87px;bottom:645px;word-spacing:-0.14px;display:inline;\">Debit valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3q_403\" style=\"left:372px;bottom:645px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3r_403\" style=\"left:463px;bottom:645px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3s_403\" style=\"left:543px;bottom:645px;letter-spacing:0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3t_403\" style=\"left:644px;bottom:645px;letter-spacing:-0.26px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3u_403\" style=\"left:732px;bottom:645px;letter-spacing:-0.52px;display:inline;\">(42) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3v_403\" style=\"left:817px;bottom:645px;letter-spacing:-0.19px;display:inline;\">(112) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3w_403\" style=\"left:87px;bottom:626px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Model valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3x_403\" style=\"left:387px;bottom:626px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3y_403\" style=\"left:476px;bottom:626px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3z_403\" style=\"left:560px;bottom:626px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t40_403\" style=\"left:656px;bottom:626px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t41_403\" style=\"left:738px;bottom:626px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t42_403\" style=\"left:829px;bottom:626px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t43_403\" style=\"left:87px;bottom:607px;word-spacing:-0.13px;display:inline;\">Funding valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t44_403\" style=\"left:379px;bottom:607px;letter-spacing:0.22px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t45_403\" style=\"left:463px;bottom:607px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t46_403\" style=\"left:554px;bottom:607px;letter-spacing:0.12px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t47_403\" style=\"left:656px;bottom:607px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t48_403\" style=\"left:735px;bottom:607px;letter-spacing:0.28px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t49_403\" style=\"left:822px;bottom:607px;letter-spacing:0.28px;display:inline;\">46 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4a_403\" style=\"left:87px;bottom:587px;word-spacing:-0.14px;display:inline;\">Other fair value adjustments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4b_403\" style=\"left:380px;bottom:587px;letter-spacing:0.17px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4c_403\" style=\"left:474px;bottom:587px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4d_403\" style=\"left:554px;bottom:587px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4e_403\" style=\"left:648px;bottom:587px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4f_403\" style=\"left:743px;bottom:587px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4g_403\" style=\"left:823px;bottom:587px;letter-spacing:0.28px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_403\" id=\"t4h_403\" style=\"left:87px;bottom:568px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4i_403\" style=\"left:372px;bottom:568px;letter-spacing:-0.05px;display:inline;\">249 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4j_403\" style=\"left:461px;bottom:568px;letter-spacing:-0.16px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4k_403\" style=\"left:549px;bottom:568px;letter-spacing:-0.19px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4l_403\" style=\"left:645px;bottom:568px;letter-spacing:0.19px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4m_403\" style=\"left:736px;bottom:568px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4n_403\" style=\"left:816px;bottom:568px;letter-spacing:-0.29px;display:inline;\">249 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4o_403\" style=\"left:87px;bottom:530px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Income deferrals </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4p_403\" style=\"left:87px;bottom:511px;word-spacing:-0.14px;display:inline;\">Day 1 and other deferrals </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4q_403\" style=\"left:375px;bottom:511px;letter-spacing:0.12px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4r_403\" style=\"left:461px;bottom:511px;letter-spacing:0.26px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4s_403\" style=\"left:547px;bottom:511px;letter-spacing:0.08px;display:inline;\">109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4t_403\" style=\"left:645px;bottom:511px;letter-spacing:-0.23px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4u_403\" style=\"left:736px;bottom:511px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4v_403\" style=\"left:818px;bottom:511px;letter-spacing:0.1px;display:inline;\">186 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_403\" id=\"t4w_403\" style=\"left:87px;bottom:492px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4x_403\" style=\"left:375px;bottom:492px;letter-spacing:0.12px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4y_403\" style=\"left:461px;bottom:492px;letter-spacing:0.26px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4z_403\" style=\"left:547px;bottom:492px;letter-spacing:0.08px;display:inline;\">109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t50_403\" style=\"left:645px;bottom:492px;letter-spacing:-0.23px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t51_403\" style=\"left:736px;bottom:492px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t52_403\" style=\"left:818px;bottom:492px;letter-spacing:0.1px;display:inline;\">186 </div></td></tr></table><div class=\"t sb_403\" id=\"t53_403\" style=\"left:87px;bottom:468px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Note: Bracket represents an asset and credit to the income statement </div><div class=\"t s7_403\" id=\"t54_403\" style=\"left:87px;bottom:445px;display:inline;\">\u2022 </div><div class=\"t s8_403\" id=\"t55_403\" style=\"left:100px;bottom:445px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Bid-offer valuation adjustment: </div><div class=\"t s7_403\" id=\"t56_403\" style=\"left:295px;bottom:445px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Generally, market parameters are marked on a mid-market basis in the revaluation systems, </div><div class=\"t s7_403\" id=\"t57_403\" style=\"left:100px;bottom:429px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">and a bid-offer valuation adjustment is required to quantify the expected cost of neutralis</div><div class=\"t sa_403\" id=\"t58_403\" style=\"left:629px;bottom:429px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the bus</div><div class=\"t s7_403\" id=\"t59_403\" style=\"left:694px;bottom:429px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iness\u2019 posit</div><div class=\"t sa_403\" id=\"t5a_403\" style=\"left:758px;bottom:429px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions through </div><div class=\"t s7_403\" id=\"t5b_403\" style=\"left:100px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">dealing away in the market, thereby bring</div><div class=\"t sa_403\" id=\"t5c_403\" style=\"left:347px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing long pos</div><div class=\"t s7_403\" id=\"t5d_403\" style=\"left:419px;bottom:413px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_403\" id=\"t5e_403\" style=\"left:427px;bottom:413px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to b</div><div class=\"t s7_403\" id=\"t5f_403\" style=\"left:477px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">id and short posit</div><div class=\"t sa_403\" id=\"t5g_403\" style=\"left:580px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to offer. The methodology to calculate </div><div class=\"t s7_403\" id=\"t5h_403\" style=\"left:100px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the bid-offer adjustment for a derivat</div><div class=\"t sa_403\" id=\"t5i_403\" style=\"left:321px;bottom:397px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive portfol</div><div class=\"t s7_403\" id=\"t5j_403\" style=\"left:381px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">io involves netting between long and short posit</div><div class=\"t sa_403\" id=\"t5k_403\" style=\"left:664px;bottom:397px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions and the group</div><div class=\"t s7_403\" id=\"t5l_403\" style=\"left:775px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing of risk </div><div class=\"t s7_403\" id=\"t5m_403\" style=\"left:100px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">by strike and tenor based on the hedging strategy where long posit</div><div class=\"t sa_403\" id=\"t5n_403\" style=\"left:496px;bottom:381px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions are marked to b</div><div class=\"t s7_403\" id=\"t5o_403\" style=\"left:617px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">id and short posit</div><div class=\"t sa_403\" id=\"t5p_403\" style=\"left:720px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions marked to offer </div><div class=\"t s7_403\" id=\"t5q_403\" style=\"left:100px;bottom:365px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">in the systems. </div><div class=\"t s7_403\" id=\"t5r_403\" style=\"left:87px;bottom:341px;display:inline;\">\u2022 </div><div class=\"t s8_403\" id=\"t5s_403\" style=\"left:100px;bottom:341px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Credit valuation adjustment (CVA): </div><div class=\"t s7_403\" id=\"t5t_403\" style=\"left:317px;bottom:341px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group accounts for CVA against the fair value of derivat</div><div class=\"t sa_403\" id=\"t5u_403\" style=\"left:673px;bottom:341px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ive products. CVA </div><div class=\"t s7_403\" id=\"t5v_403\" style=\"left:779px;bottom:341px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is an </div><div class=\"t s7_403\" id=\"t5w_403\" style=\"left:100px;bottom:325px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">adjustment to the fair value of the transactions to re\ufb02ect the possib</div><div class=\"t sa_403\" id=\"t5x_403\" style=\"left:496px;bottom:325px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_403\" id=\"t5y_403\" style=\"left:502px;bottom:325px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity that our counterparties may default and we may </div><div class=\"t s7_403\" id=\"t5z_403\" style=\"left:100px;bottom:309px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not receive the full market value of the outstanding transactions. It represents an estimate of the adjustment a market </div><div class=\"t s7_403\" id=\"t60_403\" style=\"left:100px;bottom:293px;letter-spacing:-0.1px;display:inline;\">partic</div><div class=\"t sa_403\" id=\"t61_403\" style=\"left:135px;bottom:293px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipant would </div><div class=\"t s7_403\" id=\"t62_403\" style=\"left:208px;bottom:293px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">include when deriv</div><div class=\"t sa_403\" id=\"t63_403\" style=\"left:319px;bottom:293px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing a purchase pr</div><div class=\"t s7_403\" id=\"t64_403\" style=\"left:422px;bottom:293px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ice to acquire our exposures. CVA is calculated for each subsid</div><div class=\"t sa_403\" id=\"t65_403\" style=\"left:786px;bottom:293px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">iary, and </div><div class=\"t s7_403\" id=\"t66_403\" style=\"left:100px;bottom:277px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t sa_403\" id=\"t67_403\" style=\"left:126px;bottom:277px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in each ent</div><div class=\"t s7_403\" id=\"t68_403\" style=\"left:191px;bottom:277px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity for each counterparty to which the entity has exposure and takes account of any collateral we may hold. </div><div class=\"t s7_403\" id=\"t69_403\" style=\"left:100px;bottom:261px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group calculates the CVA by using estimates of future posit</div><div class=\"t sa_403\" id=\"t6a_403\" style=\"left:475px;bottom:261px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ive exposure, market-</div><div class=\"t s7_403\" id=\"t6b_403\" style=\"left:600px;bottom:261px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_403\" id=\"t6c_403\" style=\"left:626px;bottom:261px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied probab</div><div class=\"t s7_403\" id=\"t6d_403\" style=\"left:692px;bottom:261px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sa_403\" id=\"t6e_403\" style=\"left:697px;bottom:261px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ity of default (PD) and </div><div class=\"t s7_403\" id=\"t6f_403\" style=\"left:100px;bottom:245px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">recovery rates. Where market-impl</div><div class=\"t sa_403\" id=\"t6g_403\" style=\"left:304px;bottom:245px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied data </div><div class=\"t s7_403\" id=\"t6h_403\" style=\"left:358px;bottom:245px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is not readily available, we use market-based proxies to estimate the PD. Wrong- </div><div class=\"t s7_403\" id=\"t6i_403\" style=\"left:100px;bottom:229px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">way risk occurs when the exposure to a counterparty is adversely correlated with the credit quality of that counterparty, </div><div class=\"t s7_403\" id=\"t6j_403\" style=\"left:100px;bottom:213px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and the Group has implemented a model to capture this impact for key wrong-way exposures. The Group also captures </div><div class=\"t s7_403\" id=\"t6k_403\" style=\"left:100px;bottom:197px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the uncertaint</div><div class=\"t sa_403\" id=\"t6l_403\" style=\"left:184px;bottom:197px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies assoc</div><div class=\"t s7_403\" id=\"t6m_403\" style=\"left:236px;bottom:197px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">iated with wrong-way risk in the Group\u2019s Prudential Valuation Adjustments framework. </div><div></div><div class=\"t s5_404\" id=\"t7_404\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_404\" id=\"t8_404\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_404\" id=\"t9_404\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_404\" id=\"ta_404\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s8_404\" id=\"tb_404\" style=\"left:69px;bottom:1163px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"tc_404\" style=\"left:82px;bottom:1163px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">Debit valuation adjustment (DVA): </div><div class=\"t sa_404\" id=\"td_404\" style=\"left:296px;bottom:1163px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group calculates DVA adjustments on its derivat</div><div class=\"t s8_404\" id=\"te_404\" style=\"left:608px;bottom:1163px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive l</div><div class=\"t sa_404\" id=\"tf_404\" style=\"left:630px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"tg_404\" style=\"left:649px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"th_404\" style=\"left:655px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"ti_404\" style=\"left:663px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies to re\ufb02ect changes </div><div class=\"t sa_404\" id=\"tj_404\" style=\"left:790px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">in </div><div class=\"t sa_404\" id=\"tk_404\" style=\"left:82px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">its own credit standing. The Group\u2019s DVA adjustments will increase if its credit standing worsens and conversely, decrease if </div><div class=\"t sa_404\" id=\"tl_404\" style=\"left:82px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">its credit standing improves. For derivat</div><div class=\"t s8_404\" id=\"tm_404\" style=\"left:314px;bottom:1131px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive l</div><div class=\"t sa_404\" id=\"tn_404\" style=\"left:336px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"to_404\" style=\"left:355px;bottom:1131px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"tp_404\" style=\"left:361px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"tq_404\" style=\"left:369px;bottom:1131px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ies, a DVA adjustment </div><div class=\"t sa_404\" id=\"tr_404\" style=\"left:501px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">is determined by applying the Group\u2019s probabil</div><div class=\"t s8_404\" id=\"ts_404\" style=\"left:777px;bottom:1131px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sa_404\" id=\"tt_404\" style=\"left:82px;bottom:1115px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">of default to the Group\u2019s negative expected exposure against the counterparty. The Group\u2019s probabil</div><div class=\"t s8_404\" id=\"tu_404\" style=\"left:675px;bottom:1115px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity of default and loss </div><div class=\"t sa_404\" id=\"tv_404\" style=\"left:82px;bottom:1099px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">expected in the event of default is derived based on bond and CDS spreads associated with the Group\u2019s issuances and </div><div class=\"t sa_404\" id=\"tw_404\" style=\"left:82px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">market standard recovery levels. The expected exposure is modelled based on the simulat</div><div class=\"t s8_404\" id=\"tx_404\" style=\"left:613px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of the underly</div><div class=\"t sa_404\" id=\"ty_404\" style=\"left:715px;bottom:1083px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing risk factors </div><div class=\"t sa_404\" id=\"tz_404\" style=\"left:82px;bottom:1067px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">over the expected life of the deal. This simulat</div><div class=\"t s8_404\" id=\"t10_404\" style=\"left:352px;bottom:1067px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ion methodology </div><div class=\"t sa_404\" id=\"t11_404\" style=\"left:456px;bottom:1067px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">incorporates the collateral posted by the Group and the </div><div class=\"t sa_404\" id=\"t12_404\" style=\"left:82px;bottom:1051px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">effects of master netting agreements. </div><div class=\"t s8_404\" id=\"t13_404\" style=\"left:69px;bottom:1027px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t14_404\" style=\"left:82px;bottom:1027px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Model valuation adjustment: </div><div class=\"t sa_404\" id=\"t15_404\" style=\"left:261px;bottom:1027px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Valuation models may have pric</div><div class=\"t s8_404\" id=\"t16_404\" style=\"left:452px;bottom:1027px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing de\ufb01cienc</div><div class=\"t sa_404\" id=\"t17_404\" style=\"left:526px;bottom:1027px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies or lim</div><div class=\"t s8_404\" id=\"t18_404\" style=\"left:577px;bottom:1027px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t sa_404\" id=\"t19_404\" style=\"left:598px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions that require a valuation </div><div class=\"t sa_404\" id=\"t1a_404\" style=\"left:82px;bottom:1011px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">adjustment. These pric</div><div class=\"t s8_404\" id=\"t1b_404\" style=\"left:217px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing de\ufb01cienc</div><div class=\"t sa_404\" id=\"t1c_404\" style=\"left:292px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies or lim</div><div class=\"t s8_404\" id=\"t1d_404\" style=\"left:342px;bottom:1011px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t sa_404\" id=\"t1e_404\" style=\"left:363px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions arise due to the choice, implementat</div><div class=\"t s8_404\" id=\"t1f_404\" style=\"left:605px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion and cal</div><div class=\"t sa_404\" id=\"t1g_404\" style=\"left:671px;bottom:1011px;letter-spacing:-0.16px;display:inline;\">ibrat</div><div class=\"t s8_404\" id=\"t1h_404\" style=\"left:699px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_404\" id=\"t1i_404\" style=\"left:82px;bottom:995px;letter-spacing:-0.11px;display:inline;\">pric</div><div class=\"t s8_404\" id=\"t1j_404\" style=\"left:104px;bottom:995px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing model. </div><div class=\"t s8_404\" id=\"t1k_404\" style=\"left:69px;bottom:971px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t1l_404\" style=\"left:82px;bottom:971px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Funding valuation adjustment (FVA): </div><div class=\"t sa_404\" id=\"t1m_404\" style=\"left:309px;bottom:971px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group makes FVA adjustments against derivat</div><div class=\"t s8_404\" id=\"t1n_404\" style=\"left:612px;bottom:971px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ive products, </div><div class=\"t sa_404\" id=\"t1o_404\" style=\"left:689px;bottom:971px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_404\" id=\"t1p_404\" style=\"left:725px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing embedded </div><div class=\"t sa_404\" id=\"t1q_404\" style=\"left:82px;bottom:955px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_404\" id=\"t1r_404\" style=\"left:125px;bottom:955px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ives. FVA re\ufb02ects an est</div><div class=\"t sa_404\" id=\"t1s_404\" style=\"left:261px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">imate of the adjustment to its fair value that a market partic</div><div class=\"t s8_404\" id=\"t1t_404\" style=\"left:616px;bottom:955px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipant would make to </div><div class=\"t sa_404\" id=\"t1u_404\" style=\"left:741px;bottom:955px;letter-spacing:-0.12px;display:inline;\">incorporate </div><div class=\"t sa_404\" id=\"t1v_404\" style=\"left:82px;bottom:939px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">funding costs or bene\ufb01ts that could arise in relation to the exposure. FVA is calculated by determin</div><div class=\"t s8_404\" id=\"t1w_404\" style=\"left:659px;bottom:939px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing the net expected </div><div class=\"t sa_404\" id=\"t1x_404\" style=\"left:82px;bottom:923px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure at a counterparty level and then applying a funding rate to those exposures that re\ufb02ect the market cost of funding. </div><div class=\"t sa_404\" id=\"t1y_404\" style=\"left:82px;bottom:907px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">The FVA for uncollateralised (includ</div><div class=\"t s8_404\" id=\"t1z_404\" style=\"left:292px;bottom:907px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing part</div><div class=\"t sa_404\" id=\"t20_404\" style=\"left:339px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially collateralised) derivat</div><div class=\"t s8_404\" id=\"t21_404\" style=\"left:494px;bottom:907px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t sa_404\" id=\"t22_404\" style=\"left:519px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">incorporates the estimated present value of the </div><div class=\"t sa_404\" id=\"t23_404\" style=\"left:82px;bottom:891px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">market funding cost or bene\ufb01t associated with funding these transactions. </div><div class=\"t s8_404\" id=\"t24_404\" style=\"left:69px;bottom:867px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t25_404\" style=\"left:82px;bottom:867px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Other fair value adjustments: </div><div class=\"t sa_404\" id=\"t26_404\" style=\"left:263px;bottom:867px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group calculates the fair value on the interest rate callable products by calibrat</div><div class=\"t s8_404\" id=\"t27_404\" style=\"left:755px;bottom:867px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing to a set </div><div class=\"t sa_404\" id=\"t28_404\" style=\"left:82px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of market prices with differ</div><div class=\"t s8_404\" id=\"t29_404\" style=\"left:240px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t sa_404\" id=\"t2a_404\" style=\"left:298px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity, expiry and strike of the trades. </div><div class=\"t s8_404\" id=\"t2b_404\" style=\"left:69px;bottom:826px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t2c_404\" style=\"left:82px;bottom:826px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Day one and other deferrals: </div><div class=\"t sa_404\" id=\"t2d_404\" style=\"left:259px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In certain circumstances the in</div><div class=\"t s8_404\" id=\"t2e_404\" style=\"left:437px;bottom:826px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2f_404\" style=\"left:445px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value is based on a valuation technique which differs </div><div class=\"t sa_404\" id=\"t2g_404\" style=\"left:82px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to the transaction price at the time of in</div><div class=\"t s8_404\" id=\"t2h_404\" style=\"left:316px;bottom:810px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2i_404\" style=\"left:324px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_404\" id=\"t2j_404\" style=\"left:390px;bottom:810px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion. However, these ga</div><div class=\"t sa_404\" id=\"t2k_404\" style=\"left:523px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ins can only be recognised when the valuation </div><div class=\"t sa_404\" id=\"t2l_404\" style=\"left:82px;bottom:794px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">technique used is based primar</div><div class=\"t s8_404\" id=\"t2m_404\" style=\"left:267px;bottom:794px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ily on observable market data. In those cases where the </div><div class=\"t sa_404\" id=\"t2n_404\" style=\"left:597px;bottom:794px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_404\" id=\"t2o_404\" style=\"left:607px;bottom:794px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2p_404\" style=\"left:615px;bottom:794px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised fair value is based </div><div class=\"t sa_404\" id=\"t2q_404\" style=\"left:82px;bottom:778px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on a valuation model that uses inputs which are not observable in the market, the difference between the transaction price </div><div class=\"t sa_404\" id=\"t2r_404\" style=\"left:82px;bottom:762px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and the valuation model is not recognised immed</div><div class=\"t s8_404\" id=\"t2s_404\" style=\"left:376px;bottom:762px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_404\" id=\"t2t_404\" style=\"left:411px;bottom:762px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the income statement. The difference is amortised to the income </div><div class=\"t sa_404\" id=\"t2u_404\" style=\"left:82px;bottom:746px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">statement until the inputs become observable, or the transaction matures or is terminated. Other deferrals primar</div><div class=\"t s8_404\" id=\"t2v_404\" style=\"left:753px;bottom:746px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t sa_404\" id=\"t2w_404\" style=\"left:82px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">represent adjustments taken to re\ufb02ect the specif</div><div class=\"t s8_404\" id=\"t2x_404\" style=\"left:369px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic terms and cond</div><div class=\"t sa_404\" id=\"t2y_404\" style=\"left:474px;bottom:730px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t2z_404\" style=\"left:482px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of certa</div><div class=\"t sa_404\" id=\"t30_404\" style=\"left:555px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in derivat</div><div class=\"t s8_404\" id=\"t31_404\" style=\"left:610px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive contracts wh</div><div class=\"t sa_404\" id=\"t32_404\" style=\"left:707px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich affect the </div><div class=\"t sa_404\" id=\"t33_404\" style=\"left:82px;bottom:714px;letter-spacing:-0.12px;display:inline;\">terminat</div><div class=\"t s8_404\" id=\"t34_404\" style=\"left:134px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion value at the measurement date. </div><div class=\"t sa_404\" id=\"t35_404\" style=\"left:69px;bottom:690px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t s8_404\" id=\"t36_404\" style=\"left:115px;bottom:690px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, the Group calculates own cred</div><div class=\"t sa_404\" id=\"t37_404\" style=\"left:319px;bottom:690px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">it adjustment (OCA) on its issued debt designated at fair value, includ</div><div class=\"t s8_404\" id=\"t38_404\" style=\"left:728px;bottom:690px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing structured </div><div class=\"t sa_404\" id=\"t39_404\" style=\"left:69px;bottom:674px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">notes, in order to re\ufb02ect changes in its own credit standing. Issued debt is discounted util</div><div class=\"t s8_404\" id=\"t3a_404\" style=\"left:587px;bottom:674px;letter-spacing:-0.16px;display:inline;\">is</div><div class=\"t sa_404\" id=\"t3b_404\" style=\"left:595px;bottom:674px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the spread at which sim</div><div class=\"t s8_404\" id=\"t3c_404\" style=\"left:757px;bottom:674px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t3d_404\" style=\"left:69px;bottom:658px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments would be issued or bought back at the measurement date as this re\ufb02ects the value from the perspective of a </div><div class=\"t sa_404\" id=\"t3e_404\" style=\"left:69px;bottom:642px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">market partic</div><div class=\"t s8_404\" id=\"t3f_404\" style=\"left:150px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipant who holds the </div><div class=\"t sa_404\" id=\"t3g_404\" style=\"left:270px;bottom:642px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s8_404\" id=\"t3h_404\" style=\"left:301px;bottom:642px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t sa_404\" id=\"t3i_404\" style=\"left:324px;bottom:642px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">item as an asset. OCA measures the difference between the fair value of issued </div><div class=\"t sa_404\" id=\"t3j_404\" style=\"left:69px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">debt as of reporting date and theoretical fair values of issued debt adjusted up or down for changes in own credit spreads </div><div class=\"t sa_404\" id=\"t3k_404\" style=\"left:69px;bottom:610px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">from incept</div><div class=\"t s8_404\" id=\"t3l_404\" style=\"left:138px;bottom:610px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion date to the measurement date. Under IFRS 9 the change </div><div class=\"t sa_404\" id=\"t3m_404\" style=\"left:495px;bottom:610px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in the OCA component is reported under other </div><div class=\"t sa_404\" id=\"t3n_404\" style=\"left:69px;bottom:594px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">comprehensive income. The Group\u2019s OCA reserve will increase if its credit standing worsens in comparison with the incept</div><div class=\"t s8_404\" id=\"t3o_404\" style=\"left:782px;bottom:594px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_404\" id=\"t3p_404\" style=\"left:69px;bottom:578px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of the trade and, conversely, decrease if its credit standing improves. The Group\u2019s OCA reserve will reverse over time as its </div><div class=\"t sa_404\" id=\"t3q_404\" style=\"left:69px;bottom:562px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_404\" id=\"t3r_404\" style=\"left:91px;bottom:562px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t3s_404\" style=\"left:97px;bottom:562px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t3t_404\" style=\"left:105px;bottom:562px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies mature. </div><div class=\"t s9_404\" id=\"t3u_404\" style=\"left:69px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hierarchy \u2013 \ufb01nanc</div><div class=\"t sb_404\" id=\"t3v_404\" style=\"left:238px;bottom:530px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s9_404\" id=\"t3w_404\" style=\"left:255px;bottom:530px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments held at fair value </div><div class=\"t sa_404\" id=\"t3x_404\" style=\"left:69px;bottom:511px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t s8_404\" id=\"t3y_404\" style=\"left:256px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_404\" id=\"t3z_404\" style=\"left:342px;bottom:511px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"t40_404\" style=\"left:361px;bottom:511px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t41_404\" style=\"left:367px;bottom:511px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t42_404\" style=\"left:375px;bottom:511px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_404\" id=\"t43_404\" style=\"left:393px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_404\" id=\"t44_404\" style=\"left:69px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t s8_404\" id=\"t45_404\" style=\"left:308px;bottom:495px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t46_404\" style=\"left:313px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t s8_404\" id=\"t47_404\" style=\"left:455px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_404\" id=\"t48_404\" style=\"left:658px;bottom:495px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t s8_404\" id=\"t49_404\" style=\"left:701px;bottom:495px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_404\" id=\"t4a_404\" style=\"left:722px;bottom:495px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s8_404\" id=\"t4b_404\" style=\"left:774px;bottom:495px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion on </div><div class=\"t sa_404\" id=\"t4c_404\" style=\"left:69px;bottom:479px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">an ongoing basis. Wherever possible, fair values have been calculated using unadjusted quoted market prices in active markets </div><div class=\"t sa_404\" id=\"t4d_404\" style=\"left:69px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">for ident</div><div class=\"t s8_404\" id=\"t4e_404\" style=\"left:119px;bottom:463px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t sa_404\" id=\"t4f_404\" style=\"left:142px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held by the Group. Where quoted market prices are not available, or are unreliable because of poor </div><div class=\"t sa_404\" id=\"t4g_404\" style=\"left:69px;bottom:447px;letter-spacing:-0.16px;display:inline;\">liqu</div><div class=\"t s8_404\" id=\"t4h_404\" style=\"left:91px;bottom:447px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t sa_404\" id=\"t4i_404\" style=\"left:101px;bottom:447px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity, fair values have been determined using valuation techniques which, to the extent possible, use market observable </div><div class=\"t sa_404\" id=\"t4j_404\" style=\"left:69px;bottom:431px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inputs, but in some cases use non-market observable inputs. Valuation techniques used include discounted cash \ufb02ow analysis </div><div class=\"t sa_404\" id=\"t4k_404\" style=\"left:69px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and pric</div><div class=\"t s8_404\" id=\"t4l_404\" style=\"left:118px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing models and, where appropr</div><div class=\"t sa_404\" id=\"t4m_404\" style=\"left:304px;bottom:415px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iate, comparison with instruments that have characterist</div><div class=\"t s8_404\" id=\"t4n_404\" style=\"left:639px;bottom:415px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics s</div><div class=\"t sa_404\" id=\"t4o_404\" style=\"left:662px;bottom:415px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_404\" id=\"t4p_404\" style=\"left:677px;bottom:415px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ilar to those of the </div><div class=\"t sa_404\" id=\"t4q_404\" style=\"left:69px;bottom:399px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments held by the Group. </div><div class=\"t sa_404\" id=\"t4r_404\" style=\"left:69px;bottom:375px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Assets and liab</div><div class=\"t s8_404\" id=\"t4s_404\" style=\"left:159px;bottom:375px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t4t_404\" style=\"left:165px;bottom:375px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t4u_404\" style=\"left:173px;bottom:375px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies carr</div><div class=\"t sa_404\" id=\"t4v_404\" style=\"left:215px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied at fair value or for which fair values are disclosed have been classif</div><div class=\"t s8_404\" id=\"t4w_404\" style=\"left:625px;bottom:375px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t sa_404\" id=\"t4x_404\" style=\"left:646px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">into three levels according to </div><div class=\"t sa_404\" id=\"t4y_404\" style=\"left:69px;bottom:359px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">the observabil</div><div class=\"t s8_404\" id=\"t4z_404\" style=\"left:154px;bottom:359px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity of the s</div><div class=\"t sa_404\" id=\"t50_404\" style=\"left:214px;bottom:359px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_404\" id=\"t51_404\" style=\"left:233px;bottom:359px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_404\" id=\"t52_404\" style=\"left:272px;bottom:359px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inputs used to determine the fair values. Changes in the observabil</div><div class=\"t s8_404\" id=\"t53_404\" style=\"left:665px;bottom:359px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of s</div><div class=\"t sa_404\" id=\"t54_404\" style=\"left:702px;bottom:359px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_404\" id=\"t55_404\" style=\"left:721px;bottom:359px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sa_404\" id=\"t56_404\" style=\"left:799px;bottom:359px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_404\" id=\"t57_404\" style=\"left:69px;bottom:343px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inputs during the reporting period may result in a transfer of assets and liab</div><div class=\"t s8_404\" id=\"t58_404\" style=\"left:513px;bottom:343px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t59_404\" style=\"left:519px;bottom:343px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t5a_404\" style=\"left:527px;bottom:343px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t sa_404\" id=\"t5b_404\" style=\"left:556px;bottom:343px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_404\" id=\"t5c_404\" style=\"left:571px;bottom:343px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in the fa</div><div class=\"t sa_404\" id=\"t5d_404\" style=\"left:619px;bottom:343px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ir value hierarchy. The Group </div><div class=\"t sa_404\" id=\"t5e_404\" style=\"left:69px;bottom:327px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognises transfers between levels of the fair value hierarchy when there is a sign</div><div class=\"t s8_404\" id=\"t5f_404\" style=\"left:550px;bottom:327px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant change </div><div class=\"t sa_404\" id=\"t5g_404\" style=\"left:638px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in either its princ</div><div class=\"t s8_404\" id=\"t5h_404\" style=\"left:734px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal market </div><div class=\"t sa_404\" id=\"t5i_404\" style=\"left:69px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">or the level of observabil</div><div class=\"t s8_404\" id=\"t5j_404\" style=\"left:213px;bottom:311px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of the </div><div class=\"t sa_404\" id=\"t5k_404\" style=\"left:267px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inputs to the valuation techniques as at the end of the reporting period. </div><div class=\"t s8_404\" id=\"t5l_404\" style=\"left:69px;bottom:287px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t5m_404\" style=\"left:82px;bottom:287px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Level 1: </div><div class=\"t sa_404\" id=\"t5n_404\" style=\"left:128px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Fair value measurements are those derived from unadjusted quoted prices in active markets for ident</div><div class=\"t s8_404\" id=\"t5o_404\" style=\"left:723px;bottom:287px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ical assets </div><div class=\"t sa_404\" id=\"t5p_404\" style=\"left:82px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">or liab</div><div class=\"t s8_404\" id=\"t5q_404\" style=\"left:119px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t5r_404\" style=\"left:125px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t5s_404\" style=\"left:132px;bottom:271px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s8_404\" id=\"t5t_404\" style=\"left:69px;bottom:247px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t5u_404\" style=\"left:82px;bottom:247px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">Level 2: </div><div class=\"t sa_404\" id=\"t5v_404\" style=\"left:130px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Fair value measurements are those with quoted prices for sim</div><div class=\"t s8_404\" id=\"t5w_404\" style=\"left:491px;bottom:247px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t5x_404\" style=\"left:512px;bottom:247px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments in active markets or quoted prices for </div><div class=\"t sa_404\" id=\"t5y_404\" style=\"left:82px;bottom:231px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s8_404\" id=\"t5z_404\" style=\"left:113px;bottom:231px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ical or s</div><div class=\"t sa_404\" id=\"t60_404\" style=\"left:156px;bottom:231px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_404\" id=\"t61_404\" style=\"left:171px;bottom:231px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t62_404\" style=\"left:192px;bottom:231px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments in inact</div><div class=\"t s8_404\" id=\"t63_404\" style=\"left:308px;bottom:231px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive markets and \ufb01nancial </div><div class=\"t sa_404\" id=\"t64_404\" style=\"left:459px;bottom:231px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments valued using models where all sign</div><div class=\"t s8_404\" id=\"t65_404\" style=\"left:737px;bottom:231px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_404\" id=\"t66_404\" style=\"left:776px;bottom:231px;letter-spacing:-0.07px;display:inline;\">inputs </div><div class=\"t s8_404\" id=\"t67_404\" style=\"left:82px;bottom:215px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">are observable. </div><div class=\"t s8_404\" id=\"t68_404\" style=\"left:69px;bottom:191px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t69_404\" style=\"left:82px;bottom:191px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">Level 3: </div><div class=\"t sa_404\" id=\"t6a_404\" style=\"left:130px;bottom:191px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair value measurements are those where inputs which could have a sign</div><div class=\"t s8_404\" id=\"t6b_404\" style=\"left:559px;bottom:191px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant effect on the </div><div class=\"t sa_404\" id=\"t6c_404\" style=\"left:677px;bottom:191px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument\u2019s valuation </div><div class=\"t s8_404\" id=\"t6d_404\" style=\"left:82px;bottom:175px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">are not based on observable market data. </div><div></div><div class=\"t s4_405\" id=\"t6_405\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_405\" id=\"t7_405\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_405\" id=\"t8_405\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_405\" id=\"t9_405\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_405\" id=\"ta_405\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The following tables show the classif</div><div class=\"t s8_405\" id=\"tb_405\" style=\"left:303px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_405\" id=\"tc_405\" style=\"left:325px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t s8_405\" id=\"td_405\" style=\"left:398px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_405\" id=\"te_405\" style=\"left:415px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments held at fair value into the valuation hierarchy: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tg_405\" style=\"left:546px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tj_405\" style=\"left:630px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tm_405\" style=\"left:717px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tp_405\" style=\"left:811px;bottom:1145px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"tf_405\" style=\"left:87px;bottom:1133px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"th_405\" style=\"left:538px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"ti_405\" style=\"left:561px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tk_405\" style=\"left:625px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"tl_405\" style=\"left:648px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tn_405\" style=\"left:712px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"to_405\" style=\"left:734px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tq_405\" style=\"left:798px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"tr_405\" style=\"left:821px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"ts_405\" style=\"left:87px;bottom:1115px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sa_405\" id=\"tt_405\" style=\"left:125px;bottom:1115px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s9_405\" id=\"tu_405\" style=\"left:142px;bottom:1115px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"tv_405\" style=\"left:100px;bottom:1097px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tw_405\" style=\"left:570px;bottom:1097px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tx_405\" style=\"left:631px;bottom:1097px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"ty_405\" style=\"left:743px;bottom:1097px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tz_405\" style=\"left:804px;bottom:1097px;letter-spacing:0.19px;display:inline;\">2,265 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t10_405\" style=\"left:100px;bottom:1078px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t11_405\" style=\"left:570px;bottom:1078px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t12_405\" style=\"left:632px;bottom:1078px;letter-spacing:0.07px;display:inline;\">5,252 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t13_405\" style=\"left:719px;bottom:1078px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t14_405\" style=\"left:808px;bottom:1078px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t15_405\" style=\"left:100px;bottom:1060px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t sc_405\" id=\"t16_405\" style=\"left:359px;bottom:1060px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sb_405\" id=\"t17_405\" style=\"left:450px;bottom:1060px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t18_405\" style=\"left:570px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t19_405\" style=\"left:623px;bottom:1060px;letter-spacing:-0.09px;display:inline;\">79,484 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1a_405\" style=\"left:718px;bottom:1060px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1b_405\" style=\"left:799px;bottom:1060px;letter-spacing:0.03px;display:inline;\">81,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1c_405\" style=\"left:100px;bottom:1042px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t1d_405\" style=\"left:168px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_405\" id=\"t1e_405\" style=\"left:252px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_405\" id=\"t1f_405\" style=\"left:263px;bottom:1042px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_405\" id=\"t1g_405\" style=\"left:293px;bottom:1042px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1h_405\" style=\"left:539px;bottom:1042px;letter-spacing:-0.26px;display:inline;\">27,055 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1i_405\" style=\"left:624px;bottom:1042px;letter-spacing:0.13px;display:inline;\">24,635 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1j_405\" style=\"left:720px;bottom:1042px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1k_405\" style=\"left:799px;bottom:1042px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1l_405\" style=\"left:100px;bottom:1024px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1m_405\" style=\"left:113px;bottom:1006px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1n_405\" style=\"left:537px;bottom:1006px;letter-spacing:0.12px;display:inline;\">23,465 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1o_405\" style=\"left:631px;bottom:1006px;letter-spacing:0.11px;display:inline;\">6,557 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1p_405\" style=\"left:743px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1q_405\" style=\"left:796px;bottom:1006px;letter-spacing:-0.03px;display:inline;\">30,022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t1r_405\" style=\"left:113px;bottom:987px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sb_405\" id=\"t1s_405\" style=\"left:343px;bottom:987px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t1t_405\" style=\"left:363px;bottom:987px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t1u_405\" style=\"left:382px;bottom:987px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t1v_405\" style=\"left:404px;bottom:994px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1w_405\" style=\"left:568px;bottom:987px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1x_405\" style=\"left:630px;bottom:987px;letter-spacing:-0.07px;display:inline;\">4,062 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1y_405\" style=\"left:727px;bottom:987px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1z_405\" style=\"left:806px;bottom:987px;letter-spacing:-0.01px;display:inline;\">4,412 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t20_405\" style=\"left:113px;bottom:969px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sb_405\" id=\"t21_405\" style=\"left:217px;bottom:969px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t22_405\" style=\"left:237px;bottom:969px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t23_405\" style=\"left:256px;bottom:969px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t24_405\" style=\"left:278px;bottom:976px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t25_405\" style=\"left:544px;bottom:969px;letter-spacing:0.16px;display:inline;\">3,586 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t26_405\" style=\"left:627px;bottom:969px;display:inline;\">14,016 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t27_405\" style=\"left:730px;bottom:969px;letter-spacing:0.09px;display:inline;\">916 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t28_405\" style=\"left:801px;bottom:969px;letter-spacing:0.12px;display:inline;\">18,518 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t29_405\" style=\"left:100px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2a_405\" style=\"left:544px;bottom:933px;letter-spacing:0.28px;display:inline;\">2,386 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2b_405\" style=\"left:641px;bottom:933px;letter-spacing:-0.22px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2c_405\" style=\"left:729px;bottom:933px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2d_405\" style=\"left:803px;bottom:933px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2e_405\" style=\"left:87px;bottom:915px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_405\" id=\"t2f_405\" style=\"left:128px;bottom:915px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_405\" id=\"t2g_405\" style=\"left:197px;bottom:915px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2h_405\" style=\"left:554px;bottom:915px;letter-spacing:0.07px;display:inline;\">954 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2i_405\" style=\"left:621px;bottom:915px;letter-spacing:-0.14px;display:inline;\">49,400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2j_405\" style=\"left:734px;bottom:915px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2k_405\" style=\"left:795px;bottom:915px;letter-spacing:0.08px;display:inline;\">50,434 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2l_405\" style=\"left:100px;bottom:897px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2m_405\" style=\"left:113px;bottom:878px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2n_405\" style=\"left:557px;bottom:878px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2o_405\" style=\"left:625px;bottom:878px;letter-spacing:0.02px;display:inline;\">42,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2p_405\" style=\"left:735px;bottom:878px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2q_405\" style=\"left:796px;bottom:878px;letter-spacing:0.17px;display:inline;\">42,568 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2r_405\" style=\"left:113px;bottom:860px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2s_405\" style=\"left:562px;bottom:860px;letter-spacing:-0.06px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2t_405\" style=\"left:631px;bottom:860px;letter-spacing:0.1px;display:inline;\">6,293 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2u_405\" style=\"left:742px;bottom:860px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2v_405\" style=\"left:804px;bottom:860px;letter-spacing:0.19px;display:inline;\">6,336 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2w_405\" style=\"left:113px;bottom:842px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2x_405\" style=\"left:570px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2y_405\" style=\"left:641px;bottom:842px;letter-spacing:0.2px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2z_405\" style=\"left:735px;bottom:842px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t30_405\" style=\"left:814px;bottom:842px;letter-spacing:0.15px;display:inline;\">485 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t31_405\" style=\"left:113px;bottom:824px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t32_405\" style=\"left:570px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t33_405\" style=\"left:649px;bottom:824px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t34_405\" style=\"left:742px;bottom:824px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t35_405\" style=\"left:822px;bottom:824px;letter-spacing:0.01px;display:inline;\">75 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t36_405\" style=\"left:113px;bottom:806px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t37_405\" style=\"left:555px;bottom:806px;letter-spacing:-0.05px;display:inline;\">788 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t38_405\" style=\"left:644px;bottom:806px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t39_405\" style=\"left:743px;bottom:806px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3a_405\" style=\"left:814px;bottom:806px;letter-spacing:-0.14px;display:inline;\">970 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t3b_405\" style=\"left:87px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t sa_405\" id=\"t3c_405\" style=\"left:192px;bottom:769px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3d_405\" style=\"left:100px;bottom:751px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t3e_405\" style=\"left:168px;bottom:751px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_405\" id=\"t3f_405\" style=\"left:252px;bottom:751px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_405\" id=\"t3g_405\" style=\"left:263px;bottom:751px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_405\" id=\"t3h_405\" style=\"left:293px;bottom:751px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3i_405\" style=\"left:536px;bottom:751px;letter-spacing:0.01px;display:inline;\">55,060 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3j_405\" style=\"left:626px;bottom:751px;letter-spacing:-0.07px;display:inline;\">48,196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3k_405\" style=\"left:736px;bottom:751px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3l_405\" style=\"left:792px;bottom:751px;letter-spacing:0.1px;display:inline;\">103,328 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3m_405\" style=\"left:100px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3n_405\" style=\"left:113px;bottom:715px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3o_405\" style=\"left:539px;bottom:715px;letter-spacing:-0.18px;display:inline;\">47,225 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3p_405\" style=\"left:626px;bottom:715px;letter-spacing:-0.03px;display:inline;\">18,983 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3q_405\" style=\"left:738px;bottom:715px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3r_405\" style=\"left:797px;bottom:715px;letter-spacing:0.12px;display:inline;\">66,259 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t3s_405\" style=\"left:113px;bottom:697px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sb_405\" id=\"t3t_405\" style=\"left:343px;bottom:697px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t3u_405\" style=\"left:363px;bottom:697px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t3v_405\" style=\"left:382px;bottom:697px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t3w_405\" style=\"left:404px;bottom:703px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3x_405\" style=\"left:554px;bottom:697px;letter-spacing:-0.04px;display:inline;\">820 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3y_405\" style=\"left:631px;bottom:697px;letter-spacing:0.17px;display:inline;\">3,236 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3z_405\" style=\"left:743px;bottom:697px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t40_405\" style=\"left:803px;bottom:697px;letter-spacing:0.04px;display:inline;\">4,056 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t41_405\" style=\"left:113px;bottom:679px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sb_405\" id=\"t42_405\" style=\"left:217px;bottom:679px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t43_405\" style=\"left:237px;bottom:679px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t44_405\" style=\"left:256px;bottom:679px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t45_405\" style=\"left:278px;bottom:685px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t46_405\" style=\"left:548px;bottom:679px;letter-spacing:-0.32px;display:inline;\">7,015 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t47_405\" style=\"left:625px;bottom:679px;letter-spacing:0.04px;display:inline;\">25,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t48_405\" style=\"left:738px;bottom:679px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t49_405\" style=\"left:799px;bottom:679px;letter-spacing:0.05px;display:inline;\">33,013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4a_405\" style=\"left:100px;bottom:642px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4b_405\" style=\"left:557px;bottom:642px;letter-spacing:0.09px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4c_405\" style=\"left:655px;bottom:642px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4d_405\" style=\"left:729px;bottom:642px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4e_405\" style=\"left:814px;bottom:642px;letter-spacing:0.09px;display:inline;\">992 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4f_405\" style=\"left:100px;bottom:624px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4g_405\" style=\"left:570px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4h_405\" style=\"left:656px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4i_405\" style=\"left:742px;bottom:624px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4j_405\" style=\"left:829px;bottom:624px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_405\" id=\"t4k_405\" style=\"left:87px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total \ufb01nancial assets at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4l_405\" style=\"left:537px;bottom:588px;letter-spacing:0.1px;display:inline;\">85,654 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4m_405\" style=\"left:615px;bottom:588px;letter-spacing:-0.07px;display:inline;\">209,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4n_405\" style=\"left:719px;bottom:588px;letter-spacing:0.07px;display:inline;\">6,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4o_405\" style=\"left:793px;bottom:588px;letter-spacing:-0.14px;display:inline;\">301,976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t4p_405\" style=\"left:87px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t sa_405\" id=\"t4q_405\" style=\"left:112px;bottom:551px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s9_405\" id=\"t4r_405\" style=\"left:118px;bottom:551px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_405\" id=\"t4s_405\" style=\"left:127px;bottom:551px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t4t_405\" style=\"left:87px;bottom:533px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sa_405\" id=\"t4u_405\" style=\"left:125px;bottom:533px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s9_405\" id=\"t4v_405\" style=\"left:142px;bottom:533px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4w_405\" style=\"left:100px;bottom:515px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4x_405\" style=\"left:570px;bottom:515px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4y_405\" style=\"left:632px;bottom:515px;letter-spacing:0.15px;display:inline;\">1,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4z_405\" style=\"left:728px;bottom:515px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t50_405\" style=\"left:806px;bottom:515px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t51_405\" style=\"left:100px;bottom:497px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t52_405\" style=\"left:570px;bottom:497px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t53_405\" style=\"left:626px;bottom:497px;letter-spacing:-0.11px;display:inline;\">15,970 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t54_405\" style=\"left:720px;bottom:497px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t55_405\" style=\"left:800px;bottom:497px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t56_405\" style=\"left:100px;bottom:479px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sc_405\" id=\"t57_405\" style=\"left:316px;bottom:479px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t sb_405\" id=\"t58_405\" style=\"left:423px;bottom:479px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t59_405\" style=\"left:570px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5a_405\" style=\"left:626px;bottom:479px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5b_405\" style=\"left:743px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5c_405\" style=\"left:799px;bottom:479px;letter-spacing:0.07px;display:inline;\">41,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5d_405\" style=\"left:100px;bottom:460px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t5e_405\" style=\"left:168px;bottom:460px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_405\" id=\"t5f_405\" style=\"left:185px;bottom:460px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5g_405\" style=\"left:570px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5h_405\" style=\"left:633px;bottom:460px;letter-spacing:-0.31px;display:inline;\">9,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5i_405\" style=\"left:721px;bottom:460px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5j_405\" style=\"left:801px;bottom:460px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5k_405\" style=\"left:100px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t sc_405\" id=\"t5l_405\" style=\"left:160px;bottom:442px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5m_405\" style=\"left:549px;bottom:442px;letter-spacing:-0.47px;display:inline;\">7,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5n_405\" style=\"left:633px;bottom:442px;letter-spacing:0.11px;display:inline;\">4,591 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5o_405\" style=\"left:730px;bottom:442px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5p_405\" style=\"left:800px;bottom:442px;letter-spacing:0.13px;display:inline;\">11,846 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5q_405\" style=\"left:87px;bottom:406px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_405\" id=\"t5r_405\" style=\"left:128px;bottom:406px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_405\" id=\"t5s_405\" style=\"left:197px;bottom:406px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5t_405\" style=\"left:555px;bottom:406px;letter-spacing:-0.55px;display:inline;\">749 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5u_405\" style=\"left:630px;bottom:406px;letter-spacing:-0.09px;display:inline;\">55,116 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5v_405\" style=\"left:730px;bottom:406px;letter-spacing:-0.09px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5w_405\" style=\"left:799px;bottom:406px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5x_405\" style=\"left:100px;bottom:388px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5y_405\" style=\"left:113px;bottom:370px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5z_405\" style=\"left:557px;bottom:370px;letter-spacing:0.14px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t60_405\" style=\"left:625px;bottom:370px;letter-spacing:0.1px;display:inline;\">45,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t61_405\" style=\"left:736px;bottom:370px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t62_405\" style=\"left:795px;bottom:370px;letter-spacing:0.16px;display:inline;\">45,446 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t63_405\" style=\"left:113px;bottom:351px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t64_405\" style=\"left:561px;bottom:351px;letter-spacing:0.22px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t65_405\" style=\"left:631px;bottom:351px;letter-spacing:0.04px;display:inline;\">8,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t66_405\" style=\"left:742px;bottom:351px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t67_405\" style=\"left:806px;bottom:351px;letter-spacing:0.15px;display:inline;\">8,313 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t68_405\" style=\"left:113px;bottom:333px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t69_405\" style=\"left:570px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6a_405\" style=\"left:641px;bottom:333px;letter-spacing:-0.15px;display:inline;\">945 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6b_405\" style=\"left:731px;bottom:333px;letter-spacing:-0.15px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6c_405\" style=\"left:808px;bottom:333px;letter-spacing:-0.11px;display:inline;\">1,107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6d_405\" style=\"left:113px;bottom:315px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6e_405\" style=\"left:570px;bottom:315px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6f_405\" style=\"left:644px;bottom:315px;letter-spacing:-0.16px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6g_405\" style=\"left:737px;bottom:315px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6h_405\" style=\"left:816px;bottom:315px;letter-spacing:0.08px;display:inline;\">166 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6i_405\" style=\"left:113px;bottom:297px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6j_405\" style=\"left:557px;bottom:297px;letter-spacing:0.02px;display:inline;\">581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6k_405\" style=\"left:639px;bottom:297px;letter-spacing:0.27px;display:inline;\">448 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6l_405\" style=\"left:743px;bottom:297px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6m_405\" style=\"left:806px;bottom:297px;letter-spacing:-0.06px;display:inline;\">1,029 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6n_405\" style=\"left:100px;bottom:279px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sc_405\" id=\"t6o_405\" style=\"left:156px;bottom:279px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_405\" id=\"t6p_405\" style=\"left:162px;bottom:279px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_405\" id=\"t6q_405\" style=\"left:169px;bottom:279px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6r_405\" style=\"left:570px;bottom:279px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6s_405\" style=\"left:656px;bottom:279px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6t_405\" style=\"left:742px;bottom:279px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6u_405\" style=\"left:828px;bottom:279px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_405\" id=\"t6v_405\" style=\"left:87px;bottom:242px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total \ufb01nancial l</div><div class=\"t s9_405\" id=\"t6w_405\" style=\"left:175px;bottom:242px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t sa_405\" id=\"t6x_405\" style=\"left:193px;bottom:242px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s9_405\" id=\"t6y_405\" style=\"left:200px;bottom:242px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_405\" id=\"t6z_405\" style=\"left:208px;bottom:242px;word-spacing:-0.14px;display:inline;\">ies at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t70_405\" style=\"left:548px;bottom:242px;letter-spacing:-0.4px;display:inline;\">7,901 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t71_405\" style=\"left:619px;bottom:242px;letter-spacing:0.04px;display:inline;\">128,296 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t72_405\" style=\"left:717px;bottom:242px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t73_405\" style=\"left:797px;bottom:242px;letter-spacing:-0.2px;display:inline;\">139,157 </div></td></tr></table><div class=\"t se_405\" id=\"t74_405\" style=\"left:87px;bottom:219px;display:inline;\">1 </div><div class=\"t se_405\" id=\"t75_405\" style=\"left:100px;bottom:219px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Includes covered bonds of $7,509 mill</div><div class=\"t sf_405\" id=\"t76_405\" style=\"left:268px;bottom:219px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion, secur</div><div class=\"t se_405\" id=\"t77_405\" style=\"left:311px;bottom:219px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sf_405\" id=\"t78_405\" style=\"left:317px;bottom:219px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t se_405\" id=\"t79_405\" style=\"left:331px;bottom:219px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued by Multilateral Development Banks/International Organisat</div><div class=\"t sf_405\" id=\"t7a_405\" style=\"left:638px;bottom:219px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">ions of $24,192 m</div><div class=\"t se_405\" id=\"t7b_405\" style=\"left:714px;bottom:219px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sf_405\" id=\"t7c_405\" style=\"left:721px;bottom:219px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ion and State-owned </div><div class=\"t se_405\" id=\"t7d_405\" style=\"left:100px;bottom:207px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">agencies and development banks of $7,564 mill</div><div class=\"t sf_405\" id=\"t7e_405\" style=\"left:316px;bottom:207px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t s7_405\" id=\"t7f_405\" style=\"left:87px;bottom:184px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t s8_405\" id=\"t7g_405\" style=\"left:221px;bottom:184px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s7_405\" id=\"t7h_405\" style=\"left:362px;bottom:184px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_405\" id=\"t7i_405\" style=\"left:381px;bottom:184px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_405\" id=\"t7j_405\" style=\"left:386px;bottom:184px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_405\" id=\"t7k_405\" style=\"left:394px;bottom:184px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t s7_405\" id=\"t7l_405\" style=\"left:442px;bottom:184px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_405\" id=\"t7m_405\" style=\"left:449px;bottom:184px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t s7_405\" id=\"t7n_405\" style=\"left:529px;bottom:184px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value hierarchy that are subject to </div><div class=\"t s7_405\" id=\"t7o_405\" style=\"left:87px;bottom:168px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">complex modelling techniques is $940 mill</div><div class=\"t s8_405\" id=\"t7p_405\" style=\"left:334px;bottom:168px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and $288 m</div><div class=\"t s7_405\" id=\"t7q_405\" style=\"left:425px;bottom:168px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_405\" id=\"t7r_405\" style=\"left:434px;bottom:168px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion respect</div><div class=\"t s7_405\" id=\"t7s_405\" style=\"left:499px;bottom:168px;letter-spacing:-0.28px;display:inline;\">ively. </div><div class=\"t s7_405\" id=\"t7t_405\" style=\"left:87px;bottom:144px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">There were no sign</div><div class=\"t s8_405\" id=\"t7u_405\" style=\"left:198px;bottom:144px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant changes to valuat</div><div class=\"t s7_405\" id=\"t7v_405\" style=\"left:345px;bottom:144px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion or levelling approaches during the year 31 December 2023. </div><div class=\"t s7_405\" id=\"t7w_405\" style=\"left:87px;bottom:120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">There were no sign</div><div class=\"t s8_405\" id=\"t7x_405\" style=\"left:198px;bottom:120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cant transfers of \ufb01nancial assets and l</div><div class=\"t s7_405\" id=\"t7y_405\" style=\"left:431px;bottom:120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_405\" id=\"t7z_405\" style=\"left:450px;bottom:120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_405\" id=\"t80_405\" style=\"left:456px;bottom:120px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_405\" id=\"t81_405\" style=\"left:464px;bottom:120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies measured at fa</div><div class=\"t s7_405\" id=\"t82_405\" style=\"left:573px;bottom:120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ir value between Level 1 and Level 2 during </div><div class=\"t s7_405\" id=\"t83_405\" style=\"left:87px;bottom:104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the year 31 December 2023. </div><div></div><div class=\"t s5_406\" id=\"t7_406\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_406\" id=\"t8_406\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_406\" id=\"t9_406\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_406\" id=\"ta_406\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tc_406\" style=\"left:530px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tf_406\" style=\"left:614px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"ti_406\" style=\"left:701px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tl_406\" style=\"left:795px;bottom:1162px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"tb_406\" style=\"left:69px;bottom:1150px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"td_406\" style=\"left:523px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"te_406\" style=\"left:544px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tg_406\" style=\"left:610px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"th_406\" style=\"left:631px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tj_406\" style=\"left:696px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"tk_406\" style=\"left:718px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tm_406\" style=\"left:783px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"tn_406\" style=\"left:804px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"to_406\" style=\"left:69px;bottom:1131px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_406\" id=\"tp_406\" style=\"left:108px;bottom:1131px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s2_406\" id=\"tq_406\" style=\"left:124px;bottom:1131px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"tr_406\" style=\"left:82px;bottom:1112px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"ts_406\" style=\"left:553px;bottom:1112px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tt_406\" style=\"left:625px;bottom:1112px;letter-spacing:-0.07px;display:inline;\">955 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tu_406\" style=\"left:721px;bottom:1112px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tv_406\" style=\"left:799px;bottom:1112px;letter-spacing:-0.44px;display:inline;\">976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"tw_406\" style=\"left:82px;bottom:1093px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tx_406\" style=\"left:553px;bottom:1093px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"ty_406\" style=\"left:620px;bottom:1093px;letter-spacing:-0.34px;display:inline;\">4,741 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tz_406\" style=\"left:703px;bottom:1093px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t10_406\" style=\"left:788px;bottom:1093px;letter-spacing:0.22px;display:inline;\">6,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t11_406\" style=\"left:82px;bottom:1074px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t s4_406\" id=\"t12_406\" style=\"left:342px;bottom:1074px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sa_406\" id=\"t13_406\" style=\"left:433px;bottom:1074px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t14_406\" style=\"left:552px;bottom:1074px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t15_406\" style=\"left:608px;bottom:1074px;letter-spacing:-0.09px;display:inline;\">62,490 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t16_406\" style=\"left:705px;bottom:1074px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t17_406\" style=\"left:784px;bottom:1074px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t18_406\" style=\"left:82px;bottom:1055px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t19_406\" style=\"left:150px;bottom:1055px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sa_406\" id=\"t1a_406\" style=\"left:235px;bottom:1055px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_406\" id=\"t1b_406\" style=\"left:245px;bottom:1055px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_406\" id=\"t1c_406\" style=\"left:276px;bottom:1055px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1d_406\" style=\"left:525px;bottom:1055px;letter-spacing:-0.12px;display:inline;\">14,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1e_406\" style=\"left:612px;bottom:1055px;letter-spacing:-0.14px;display:inline;\">14,707 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1f_406\" style=\"left:708px;bottom:1055px;letter-spacing:-0.1px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1g_406\" style=\"left:782px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t1h_406\" style=\"left:82px;bottom:1036px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1i_406\" style=\"left:95px;bottom:1017px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1j_406\" style=\"left:523px;bottom:1017px;letter-spacing:0.01px;display:inline;\">14,086 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1k_406\" style=\"left:615px;bottom:1017px;letter-spacing:0.12px;display:inline;\">4,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1l_406\" style=\"left:726px;bottom:1017px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1m_406\" style=\"left:783px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">18,820 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1n_406\" style=\"left:95px;bottom:998px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sa_406\" id=\"t1o_406\" style=\"left:326px;bottom:998px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t1p_406\" style=\"left:345px;bottom:998px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t1q_406\" style=\"left:364px;bottom:998px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t1r_406\" style=\"left:387px;bottom:1004px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1s_406\" style=\"left:547px;bottom:998px;letter-spacing:0.2px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1t_406\" style=\"left:616px;bottom:998px;letter-spacing:-0.06px;display:inline;\">3,452 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1u_406\" style=\"left:715px;bottom:998px;letter-spacing:-0.1px;display:inline;\">517 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1v_406\" style=\"left:786px;bottom:998px;letter-spacing:-0.01px;display:inline;\">4,060 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1w_406\" style=\"left:95px;bottom:979px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sa_406\" id=\"t1x_406\" style=\"left:200px;bottom:979px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t1y_406\" style=\"left:220px;bottom:979px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t1z_406\" style=\"left:239px;bottom:979px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t20_406\" style=\"left:261px;bottom:985px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t21_406\" style=\"left:539px;bottom:979px;letter-spacing:0.02px;display:inline;\">525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t22_406\" style=\"left:618px;bottom:979px;letter-spacing:0.07px;display:inline;\">6,521 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t23_406\" style=\"left:712px;bottom:979px;letter-spacing:0.12px;display:inline;\">636 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t24_406\" style=\"left:790px;bottom:979px;letter-spacing:-0.33px;display:inline;\">7,682 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t25_406\" style=\"left:82px;bottom:940px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t26_406\" style=\"left:529px;bottom:940px;letter-spacing:-0.16px;display:inline;\">3,024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t27_406\" style=\"left:632px;bottom:940px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t28_406\" style=\"left:714px;bottom:940px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t29_406\" style=\"left:788px;bottom:940px;letter-spacing:0.17px;display:inline;\">3,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2a_406\" style=\"left:69px;bottom:921px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_406\" id=\"t2b_406\" style=\"left:111px;bottom:921px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_406\" id=\"t2c_406\" style=\"left:180px;bottom:921px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2d_406\" style=\"left:538px;bottom:921px;letter-spacing:-0.01px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2e_406\" style=\"left:612px;bottom:921px;letter-spacing:-0.08px;display:inline;\">62,781 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2f_406\" style=\"left:717px;bottom:921px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2g_406\" style=\"left:786px;bottom:921px;letter-spacing:0.06px;display:inline;\">63,717 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2h_406\" style=\"left:82px;bottom:902px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2i_406\" style=\"left:95px;bottom:883px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2j_406\" style=\"left:541px;bottom:883px;letter-spacing:-0.09px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2k_406\" style=\"left:607px;bottom:883px;letter-spacing:-0.06px;display:inline;\">54,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2l_406\" style=\"left:721px;bottom:883px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2m_406\" style=\"left:785px;bottom:883px;letter-spacing:-0.04px;display:inline;\">54,172 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t2n_406\" style=\"left:95px;bottom:864px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2o_406\" style=\"left:546px;bottom:864px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2p_406\" style=\"left:620px;bottom:864px;letter-spacing:-0.3px;display:inline;\">7,351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2q_406\" style=\"left:718px;bottom:864px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2r_406\" style=\"left:794px;bottom:864px;letter-spacing:-0.52px;display:inline;\">7,412 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2s_406\" style=\"left:95px;bottom:845px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2t_406\" style=\"left:553px;bottom:845px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2u_406\" style=\"left:627px;bottom:845px;letter-spacing:-0.21px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2v_406\" style=\"left:728px;bottom:845px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2w_406\" style=\"left:803px;bottom:845px;letter-spacing:-0.3px;display:inline;\">411 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2x_406\" style=\"left:95px;bottom:826px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2y_406\" style=\"left:553px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2z_406\" style=\"left:631px;bottom:826px;letter-spacing:-0.07px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t30_406\" style=\"left:725px;bottom:826px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t31_406\" style=\"left:798px;bottom:826px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t32_406\" style=\"left:95px;bottom:807px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t33_406\" style=\"left:538px;bottom:807px;letter-spacing:-0.02px;display:inline;\">720 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t34_406\" style=\"left:624px;bottom:807px;letter-spacing:-0.1px;display:inline;\">902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t35_406\" style=\"left:726px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t36_406\" style=\"left:792px;bottom:807px;letter-spacing:0.05px;display:inline;\">1,622 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t37_406\" style=\"left:69px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t s3_406\" id=\"t38_406\" style=\"left:174px;bottom:769px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t39_406\" style=\"left:82px;bottom:750px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t3a_406\" style=\"left:150px;bottom:750px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sa_406\" id=\"t3b_406\" style=\"left:235px;bottom:750px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_406\" id=\"t3c_406\" style=\"left:245px;bottom:750px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_406\" id=\"t3d_406\" style=\"left:276px;bottom:750px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3e_406\" style=\"left:523px;bottom:750px;letter-spacing:0.06px;display:inline;\">56,401 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3f_406\" style=\"left:610px;bottom:750px;letter-spacing:0.05px;display:inline;\">55,525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3g_406\" style=\"left:726px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3h_406\" style=\"left:784px;bottom:750px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t3i_406\" style=\"left:82px;bottom:731px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3j_406\" style=\"left:95px;bottom:712px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3k_406\" style=\"left:528px;bottom:712px;letter-spacing:-0.15px;display:inline;\">45,151 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3l_406\" style=\"left:615px;bottom:712px;display:inline;\">22,171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3m_406\" style=\"left:726px;bottom:712px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3n_406\" style=\"left:785px;bottom:712px;letter-spacing:-0.26px;display:inline;\">67,322 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3o_406\" style=\"left:95px;bottom:693px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sa_406\" id=\"t3p_406\" style=\"left:326px;bottom:693px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t3q_406\" style=\"left:345px;bottom:693px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t3r_406\" style=\"left:364px;bottom:693px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t3s_406\" style=\"left:387px;bottom:699px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3t_406\" style=\"left:532px;bottom:693px;letter-spacing:0.14px;display:inline;\">1,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3u_406\" style=\"left:614px;bottom:693px;letter-spacing:-0.06px;display:inline;\">4,045 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3v_406\" style=\"left:726px;bottom:693px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3w_406\" style=\"left:788px;bottom:693px;letter-spacing:-0.04px;display:inline;\">5,820 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3x_406\" style=\"left:95px;bottom:674px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sa_406\" id=\"t3y_406\" style=\"left:200px;bottom:674px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t3z_406\" style=\"left:220px;bottom:674px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t40_406\" style=\"left:239px;bottom:674px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t41_406\" style=\"left:261px;bottom:680px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t42_406\" style=\"left:531px;bottom:674px;letter-spacing:-0.34px;display:inline;\">9,475 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t43_406\" style=\"left:609px;bottom:674px;letter-spacing:-0.08px;display:inline;\">29,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t44_406\" style=\"left:726px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t45_406\" style=\"left:782px;bottom:674px;letter-spacing:0.08px;display:inline;\">38,784 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t46_406\" style=\"left:82px;bottom:636px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t47_406\" style=\"left:540px;bottom:636px;letter-spacing:0.11px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t48_406\" style=\"left:639px;bottom:636px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t49_406\" style=\"left:712px;bottom:636px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4a_406\" style=\"left:796px;bottom:636px;letter-spacing:0.11px;display:inline;\">808 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t4b_406\" style=\"left:82px;bottom:617px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4c_406\" style=\"left:553px;bottom:617px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4d_406\" style=\"left:639px;bottom:617px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4e_406\" style=\"left:725px;bottom:617px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4f_406\" style=\"left:812px;bottom:617px;display:inline;\">7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_406\" id=\"t4g_406\" style=\"left:69px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total \ufb01nancial assets at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4h_406\" style=\"left:526px;bottom:579px;letter-spacing:-0.05px;display:inline;\">75,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4i_406\" style=\"left:603px;bottom:579px;letter-spacing:0.07px;display:inline;\">201,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4j_406\" style=\"left:702px;bottom:579px;letter-spacing:0.07px;display:inline;\">5,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4k_406\" style=\"left:776px;bottom:579px;letter-spacing:0.02px;display:inline;\">282,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t4l_406\" style=\"left:69px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_406\" id=\"t4m_406\" style=\"left:95px;bottom:541px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_406\" id=\"t4n_406\" style=\"left:101px;bottom:541px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_406\" id=\"t4o_406\" style=\"left:109px;bottom:541px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t4p_406\" style=\"left:69px;bottom:522px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_406\" id=\"t4q_406\" style=\"left:108px;bottom:522px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s2_406\" id=\"t4r_406\" style=\"left:124px;bottom:522px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t4s_406\" style=\"left:95px;bottom:503px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4t_406\" style=\"left:553px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4u_406\" style=\"left:625px;bottom:503px;letter-spacing:0.08px;display:inline;\">778 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4v_406\" style=\"left:711px;bottom:503px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4w_406\" style=\"left:790px;bottom:503px;letter-spacing:0.02px;display:inline;\">1,066 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t4x_406\" style=\"left:95px;bottom:483px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4y_406\" style=\"left:553px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4z_406\" style=\"left:611px;bottom:483px;letter-spacing:0.05px;display:inline;\">10,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t50_406\" style=\"left:712px;bottom:483px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t51_406\" style=\"left:787px;bottom:483px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t52_406\" style=\"left:95px;bottom:464px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_406\" id=\"t53_406\" style=\"left:312px;bottom:464px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t sa_406\" id=\"t54_406\" style=\"left:419px;bottom:464px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t55_406\" style=\"left:553px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t56_406\" style=\"left:611px;bottom:464px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t57_406\" style=\"left:726px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t58_406\" style=\"left:785px;bottom:464px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t59_406\" style=\"left:95px;bottom:445px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t5a_406\" style=\"left:163px;bottom:445px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_406\" id=\"t5b_406\" style=\"left:181px;bottom:445px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5c_406\" style=\"left:553px;bottom:445px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5d_406\" style=\"left:621px;bottom:445px;letter-spacing:-0.11px;display:inline;\">8,121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5e_406\" style=\"left:714px;bottom:445px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5f_406\" style=\"left:789px;bottom:445px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5g_406\" style=\"left:95px;bottom:426px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_406\" id=\"t5h_406\" style=\"left:155px;bottom:426px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5i_406\" style=\"left:528px;bottom:426px;display:inline;\">4,085 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5j_406\" style=\"left:616px;bottom:426px;letter-spacing:0.16px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5k_406\" style=\"left:717px;bottom:426px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5l_406\" style=\"left:789px;bottom:426px;letter-spacing:0.02px;display:inline;\">6,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5m_406\" style=\"left:69px;bottom:388px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_406\" id=\"t5n_406\" style=\"left:111px;bottom:388px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_406\" id=\"t5o_406\" style=\"left:180px;bottom:388px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5p_406\" style=\"left:538px;bottom:388px;letter-spacing:0.07px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5q_406\" style=\"left:609px;bottom:388px;letter-spacing:-0.21px;display:inline;\">69,099 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5r_406\" style=\"left:717px;bottom:388px;letter-spacing:-0.02px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5s_406\" style=\"left:783px;bottom:388px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5t_406\" style=\"left:82px;bottom:369px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5u_406\" style=\"left:95px;bottom:350px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5v_406\" style=\"left:542px;bottom:350px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5w_406\" style=\"left:611px;bottom:350px;letter-spacing:0.1px;display:inline;\">56,710 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5x_406\" style=\"left:721px;bottom:350px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5y_406\" style=\"left:782px;bottom:350px;letter-spacing:0.09px;display:inline;\">56,823 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t5z_406\" style=\"left:95px;bottom:331px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t60_406\" style=\"left:545px;bottom:331px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t61_406\" style=\"left:609px;bottom:331px;letter-spacing:-0.15px;display:inline;\">10,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t62_406\" style=\"left:721px;bottom:331px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t63_406\" style=\"left:786px;bottom:331px;letter-spacing:-0.16px;display:inline;\">10,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t64_406\" style=\"left:95px;bottom:312px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t65_406\" style=\"left:553px;bottom:312px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t66_406\" style=\"left:624px;bottom:312px;letter-spacing:0.08px;display:inline;\">899 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t67_406\" style=\"left:718px;bottom:312px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t68_406\" style=\"left:801px;bottom:312px;letter-spacing:-0.48px;display:inline;\">941 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t69_406\" style=\"left:95px;bottom:293px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6a_406\" style=\"left:553px;bottom:293px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6b_406\" style=\"left:630px;bottom:293px;letter-spacing:0.05px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6c_406\" style=\"left:719px;bottom:293px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6d_406\" style=\"left:798px;bottom:293px;letter-spacing:-0.02px;display:inline;\">246 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t6e_406\" style=\"left:95px;bottom:274px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6f_406\" style=\"left:542px;bottom:274px;letter-spacing:-0.09px;display:inline;\">512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6g_406\" style=\"left:619px;bottom:274px;letter-spacing:0.07px;display:inline;\">1,279 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6h_406\" style=\"left:726px;bottom:274px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6i_406\" style=\"left:794px;bottom:274px;letter-spacing:0.05px;display:inline;\">1,791 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t6j_406\" style=\"left:82px;bottom:255px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_406\" id=\"t6k_406\" style=\"left:139px;bottom:255px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_406\" id=\"t6l_406\" style=\"left:144px;bottom:255px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_406\" id=\"t6m_406\" style=\"left:152px;bottom:255px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6n_406\" style=\"left:553px;bottom:255px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6o_406\" style=\"left:639px;bottom:255px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6p_406\" style=\"left:725px;bottom:255px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6q_406\" style=\"left:812px;bottom:255px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_406\" id=\"t6r_406\" style=\"left:69px;bottom:217px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total \ufb01nancial l</div><div class=\"t s2_406\" id=\"t6s_406\" style=\"left:157px;bottom:217px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_406\" id=\"t6t_406\" style=\"left:176px;bottom:217px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_406\" id=\"t6u_406\" style=\"left:183px;bottom:217px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_406\" id=\"t6v_406\" style=\"left:191px;bottom:217px;word-spacing:-0.13px;display:inline;\">ies at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6w_406\" style=\"left:530px;bottom:217px;letter-spacing:0.08px;display:inline;\">4,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6x_406\" style=\"left:607px;bottom:217px;letter-spacing:-0.08px;display:inline;\">143,160 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6y_406\" style=\"left:705px;bottom:217px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6z_406\" style=\"left:780px;bottom:217px;letter-spacing:-0.35px;display:inline;\">149,765 </div></td></tr></table><div class=\"t s8_406\" id=\"t70_406\" style=\"left:69px;bottom:193px;display:inline;\">1 </div><div class=\"t s9_406\" id=\"t71_406\" style=\"left:82px;bottom:193px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes covered bonds of $8,455 mill</div><div class=\"t s8_406\" id=\"t72_406\" style=\"left:252px;bottom:193px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion, secur</div><div class=\"t s9_406\" id=\"t73_406\" style=\"left:294px;bottom:193px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_406\" id=\"t74_406\" style=\"left:300px;bottom:193px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t s9_406\" id=\"t75_406\" style=\"left:315px;bottom:193px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued by Multilateral Development Banks/International Organisat</div><div class=\"t s8_406\" id=\"t76_406\" style=\"left:622px;bottom:193px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ions of $11,438 m</div><div class=\"t s9_406\" id=\"t77_406\" style=\"left:696px;bottom:193px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_406\" id=\"t78_406\" style=\"left:703px;bottom:193px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion , and State-owned </div><div class=\"t s9_406\" id=\"t79_406\" style=\"left:82px;bottom:181px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">agencies and development banks of $9,211 mill</div><div class=\"t s8_406\" id=\"t7a_406\" style=\"left:295px;bottom:181px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s8_406\" id=\"t7b_406\" style=\"left:69px;bottom:164px;display:inline;\">2 </div><div class=\"t s9_406\" id=\"t7c_406\" style=\"left:82px;bottom:164px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">The above table does not include held for sale assets of $3 mill</div><div class=\"t s8_406\" id=\"t7d_406\" style=\"left:366px;bottom:164px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ion and l</div><div class=\"t s9_406\" id=\"t7e_406\" style=\"left:406px;bottom:164px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t s8_406\" id=\"t7f_406\" style=\"left:420px;bottom:164px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s9_406\" id=\"t7g_406\" style=\"left:425px;bottom:164px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_406\" id=\"t7h_406\" style=\"left:431px;bottom:164px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ies of $5 m</div><div class=\"t s9_406\" id=\"t7i_406\" style=\"left:479px;bottom:164px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_406\" id=\"t7j_406\" style=\"left:486px;bottom:164px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion. These are reported </div><div class=\"t s9_406\" id=\"t7k_406\" style=\"left:594px;bottom:164px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in Note 21 together with their fair value hierarchy </div><div class=\"t sc_406\" id=\"t7l_406\" style=\"left:69px;bottom:141px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sd_406\" id=\"t7m_406\" style=\"left:204px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_406\" id=\"t7n_406\" style=\"left:344px;bottom:141px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_406\" id=\"t7o_406\" style=\"left:363px;bottom:141px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sc_406\" id=\"t7p_406\" style=\"left:369px;bottom:141px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sd_406\" id=\"t7q_406\" style=\"left:377px;bottom:141px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t sc_406\" id=\"t7r_406\" style=\"left:424px;bottom:141px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sd_406\" id=\"t7s_406\" style=\"left:432px;bottom:141px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t sc_406\" id=\"t7t_406\" style=\"left:512px;bottom:141px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value hierarchy that are subject to </div><div class=\"t sc_406\" id=\"t7u_406\" style=\"left:69px;bottom:125px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">complex modelling techniques is $888 mill</div><div class=\"t sd_406\" id=\"t7v_406\" style=\"left:317px;bottom:125px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ion and $209 m</div><div class=\"t sc_406\" id=\"t7w_406\" style=\"left:408px;bottom:125px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_406\" id=\"t7x_406\" style=\"left:417px;bottom:125px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion respect</div><div class=\"t sc_406\" id=\"t7y_406\" style=\"left:482px;bottom:125px;letter-spacing:-0.28px;display:inline;\">ively. </div><div></div><div class=\"t s4_407\" id=\"t6_407\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_407\" id=\"t7_407\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_407\" id=\"t8_407\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_407\" id=\"t9_407\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_407\" id=\"ta_407\" style=\"left:87px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hierarchy \u2013 \ufb01nanc</div><div class=\"t s8_407\" id=\"tb_407\" style=\"left:255px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_407\" id=\"tc_407\" style=\"left:273px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments measured at amortised cost </div><div class=\"t s9_407\" id=\"td_407\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following table shows the carrying amounts and incorporates the Group\u2019s estimate of fair values of those \ufb01nanc</div><div class=\"t sa_407\" id=\"te_407\" style=\"left:769px;bottom:1137px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s9_407\" id=\"tf_407\" style=\"left:87px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t sa_407\" id=\"tg_407\" style=\"left:135px;bottom:1121px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_407\" id=\"th_407\" style=\"left:141px;bottom:1121px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_407\" id=\"ti_407\" style=\"left:149px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies not presented on the Group\u2019s balance sheet at fa</div><div class=\"t s9_407\" id=\"tj_407\" style=\"left:456px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir value. These fair values may be different from the actual </div><div class=\"t s9_407\" id=\"tk_407\" style=\"left:87px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">amount that will be received or paid on the settlement or maturity of the \ufb01nanc</div><div class=\"t sa_407\" id=\"tl_407\" style=\"left:554px;bottom:1105px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_407\" id=\"tm_407\" style=\"left:571px;bottom:1105px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instrument. For certain instruments, the fair </div><div class=\"t s9_407\" id=\"tn_407\" style=\"left:87px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value may be determined using assumptions for which no observable prices are available. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_407\" id=\"tr_407\" style=\"left:644px;bottom:1071px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"to_407\" style=\"left:420px;bottom:1054px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Carrying value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"ts_407\" style=\"left:546px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tv_407\" style=\"left:630px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"ty_407\" style=\"left:717px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"t11_407\" style=\"left:811px;bottom:1054px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tp_407\" style=\"left:452px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tq_407\" style=\"left:475px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tt_407\" style=\"left:538px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tu_407\" style=\"left:561px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tw_407\" style=\"left:625px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tx_407\" style=\"left:648px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tz_407\" style=\"left:712px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"t10_407\" style=\"left:734px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"t12_407\" style=\"left:798px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"t13_407\" style=\"left:821px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t14_407\" style=\"left:87px;bottom:1022px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t15_407\" style=\"left:87px;bottom:1003px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t16_407\" style=\"left:451px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t17_407\" style=\"left:570px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t18_407\" style=\"left:624px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t19_407\" style=\"left:743px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1a_407\" style=\"left:798px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1b_407\" style=\"left:87px;bottom:984px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1c_407\" style=\"left:450px;bottom:984px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1d_407\" style=\"left:570px;bottom:984px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1e_407\" style=\"left:625px;bottom:984px;letter-spacing:0.01px;display:inline;\">44,921 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1f_407\" style=\"left:743px;bottom:984px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1g_407\" style=\"left:799px;bottom:984px;letter-spacing:0.01px;display:inline;\">44,921 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1h_407\" style=\"left:100px;bottom:965px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1i_407\" style=\"left:100px;bottom:950px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t1j_407\" style=\"left:119px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t1k_407\" style=\"left:210px;bottom:950px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1l_407\" style=\"left:460px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1m_407\" style=\"left:570px;bottom:950px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1n_407\" style=\"left:633px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1o_407\" style=\"left:743px;bottom:950px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1p_407\" style=\"left:806px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1q_407\" style=\"left:87px;bottom:931px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1r_407\" style=\"left:444px;bottom:931px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1s_407\" style=\"left:570px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1t_407\" style=\"left:625px;bottom:931px;letter-spacing:0.01px;display:inline;\">53,472 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1u_407\" style=\"left:708px;bottom:931px;letter-spacing:0.12px;display:inline;\">226,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1v_407\" style=\"left:791px;bottom:931px;letter-spacing:-0.09px;display:inline;\">279,683 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1w_407\" style=\"left:100px;bottom:912px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1x_407\" style=\"left:100px;bottom:898px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t1y_407\" style=\"left:119px;bottom:898px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t1z_407\" style=\"left:210px;bottom:898px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t20_407\" style=\"left:453px;bottom:898px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t21_407\" style=\"left:570px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t22_407\" style=\"left:627px;bottom:898px;letter-spacing:0.06px;display:inline;\">13,827 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t23_407\" style=\"left:730px;bottom:898px;letter-spacing:-0.11px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t24_407\" style=\"left:800px;bottom:898px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t25_407\" style=\"left:87px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t sd_407\" id=\"t26_407\" style=\"left:189px;bottom:879px;letter-spacing:-0.09px;display:inline;\">ies\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t27_407\" style=\"left:452px;bottom:879px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t28_407\" style=\"left:570px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t29_407\" style=\"left:625px;bottom:879px;letter-spacing:0.04px;display:inline;\">54,419 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2a_407\" style=\"left:736px;bottom:879px;letter-spacing:0.12px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2b_407\" style=\"left:797px;bottom:879px;letter-spacing:0.06px;display:inline;\">54,452 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2c_407\" style=\"left:87px;bottom:860px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other assets\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2d_407\" style=\"left:452px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2e_407\" style=\"left:570px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2f_407\" style=\"left:625px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2g_407\" style=\"left:743px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2h_407\" style=\"left:798px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2i_407\" style=\"left:87px;bottom:841px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2j_407\" style=\"left:470px;bottom:841px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2k_407\" style=\"left:558px;bottom:841px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2l_407\" style=\"left:643px;bottom:841px;letter-spacing:-0.03px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2m_407\" style=\"left:735px;bottom:841px;letter-spacing:-0.13px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2n_407\" style=\"left:816px;bottom:841px;letter-spacing:-0.16px;display:inline;\">701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t2o_407\" style=\"left:87px;bottom:822px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2p_407\" style=\"left:445px;bottom:822px;letter-spacing:-0.17px;display:inline;\">497,633 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2q_407\" style=\"left:558px;bottom:822px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2r_407\" style=\"left:619px;bottom:822px;letter-spacing:0.02px;display:inline;\">261,398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2s_407\" style=\"left:703px;bottom:822px;letter-spacing:0.18px;display:inline;\">226,303 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2t_407\" style=\"left:790px;bottom:822px;letter-spacing:-0.18px;display:inline;\">487,802 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t2u_407\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t se_407\" id=\"t2v_407\" style=\"left:112px;bottom:803px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sb_407\" id=\"t2w_407\" style=\"left:118px;bottom:803px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_407\" id=\"t2x_407\" style=\"left:127px;bottom:803px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2y_407\" style=\"left:87px;bottom:784px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2z_407\" style=\"left:449px;bottom:784px;letter-spacing:0.04px;display:inline;\">28,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t30_407\" style=\"left:570px;bottom:784px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t31_407\" style=\"left:623px;bottom:784px;letter-spacing:0.06px;display:inline;\">28,086 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t32_407\" style=\"left:743px;bottom:784px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t33_407\" style=\"left:796px;bottom:784px;letter-spacing:0.06px;display:inline;\">28,086 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t34_407\" style=\"left:87px;bottom:765px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t35_407\" style=\"left:445px;bottom:765px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t36_407\" style=\"left:570px;bottom:765px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t37_407\" style=\"left:614px;bottom:765px;letter-spacing:0.14px;display:inline;\">460,224 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t38_407\" style=\"left:743px;bottom:765px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t39_407\" style=\"left:788px;bottom:765px;letter-spacing:0.14px;display:inline;\">460,224 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3a_407\" style=\"left:87px;bottom:746px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sd_407\" id=\"t3b_407\" style=\"left:303px;bottom:746px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ilar secured </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3c_407\" style=\"left:87px;bottom:731px;letter-spacing:0.04px;display:inline;\">borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3d_407\" style=\"left:453px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3e_407\" style=\"left:570px;bottom:731px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3f_407\" style=\"left:626px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3g_407\" style=\"left:743px;bottom:731px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3h_407\" style=\"left:799px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3i_407\" style=\"left:87px;bottom:712px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_407\" id=\"t3j_407\" style=\"left:155px;bottom:712px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_407\" id=\"t3k_407\" style=\"left:172px;bottom:712px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3l_407\" style=\"left:450px;bottom:712px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3m_407\" style=\"left:541px;bottom:712px;letter-spacing:0.1px;display:inline;\">31,255 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3n_407\" style=\"left:623px;bottom:712px;display:inline;\">30,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3o_407\" style=\"left:743px;bottom:712px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3p_407\" style=\"left:802px;bottom:712px;letter-spacing:-0.08px;display:inline;\">62,114 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3q_407\" style=\"left:87px;bottom:693px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_407\" id=\"t3r_407\" style=\"left:187px;bottom:693px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t3s_407\" style=\"left:193px;bottom:693px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t3t_407\" style=\"left:200px;bottom:693px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3u_407\" style=\"left:452px;bottom:693px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3v_407\" style=\"left:547px;bottom:693px;letter-spacing:-0.09px;display:inline;\">11,119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3w_407\" style=\"left:642px;bottom:693px;letter-spacing:0.13px;display:inline;\">336 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3x_407\" style=\"left:743px;bottom:693px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3y_407\" style=\"left:802px;bottom:693px;letter-spacing:0.06px;display:inline;\">11,455 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3z_407\" style=\"left:87px;bottom:674px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sd_407\" id=\"t40_407\" style=\"left:143px;bottom:674px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t41_407\" style=\"left:149px;bottom:674px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t42_407\" style=\"left:156px;bottom:674px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t43_407\" style=\"left:450px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t44_407\" style=\"left:570px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t45_407\" style=\"left:624px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t46_407\" style=\"left:743px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t47_407\" style=\"left:797px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t48_407\" style=\"left:87px;bottom:655px;display:inline;\">Liab</div><div class=\"t sd_407\" id=\"t49_407\" style=\"left:111px;bottom:655px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t4a_407\" style=\"left:117px;bottom:655px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t4b_407\" style=\"left:124px;bottom:655px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4c_407\" style=\"left:468px;bottom:655px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4d_407\" style=\"left:561px;bottom:655px;letter-spacing:0.21px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4e_407\" style=\"left:642px;bottom:655px;letter-spacing:-0.16px;display:inline;\">672 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4f_407\" style=\"left:743px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4g_407\" style=\"left:815px;bottom:655px;letter-spacing:0.06px;display:inline;\">726 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t4h_407\" style=\"left:87px;bottom:636px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4i_407\" style=\"left:445px;bottom:636px;letter-spacing:0.01px;display:inline;\">623,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4j_407\" style=\"left:536px;bottom:636px;letter-spacing:0.06px;display:inline;\">42,428 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4k_407\" style=\"left:619px;bottom:636px;display:inline;\">571,098 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4l_407\" style=\"left:743px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4m_407\" style=\"left:793px;bottom:636px;letter-spacing:0.01px;display:inline;\">613,526 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sf_407\" id=\"t4q_407\" style=\"left:645px;bottom:612px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4n_407\" style=\"left:422px;bottom:595px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Carrying value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4r_407\" style=\"left:547px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4u_407\" style=\"left:632px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4x_407\" style=\"left:718px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t50_407\" style=\"left:812px;bottom:595px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4o_407\" style=\"left:454px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4p_407\" style=\"left:475px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4s_407\" style=\"left:540px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4t_407\" style=\"left:562px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4v_407\" style=\"left:627px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4w_407\" style=\"left:648px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4y_407\" style=\"left:714px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4z_407\" style=\"left:735px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t51_407\" style=\"left:800px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t52_407\" style=\"left:822px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t53_407\" style=\"left:87px;bottom:563px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t54_407\" style=\"left:87px;bottom:544px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t55_407\" style=\"left:453px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t56_407\" style=\"left:570px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t57_407\" style=\"left:626px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t58_407\" style=\"left:743px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t59_407\" style=\"left:799px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5a_407\" style=\"left:87px;bottom:525px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5b_407\" style=\"left:457px;bottom:525px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5c_407\" style=\"left:570px;bottom:525px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5d_407\" style=\"left:626px;bottom:525px;letter-spacing:-0.13px;display:inline;\">39,488 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5e_407\" style=\"left:743px;bottom:525px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5f_407\" style=\"left:800px;bottom:525px;letter-spacing:-0.13px;display:inline;\">39,488 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5g_407\" style=\"left:100px;bottom:506px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5h_407\" style=\"left:100px;bottom:492px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t5i_407\" style=\"left:119px;bottom:492px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t5j_407\" style=\"left:210px;bottom:492px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5k_407\" style=\"left:469px;bottom:492px;letter-spacing:-0.14px;display:inline;\">978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5l_407\" style=\"left:570px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5m_407\" style=\"left:642px;bottom:492px;letter-spacing:-0.14px;display:inline;\">924 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5n_407\" style=\"left:743px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5o_407\" style=\"left:815px;bottom:492px;letter-spacing:-0.14px;display:inline;\">924 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5p_407\" style=\"left:87px;bottom:473px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5q_407\" style=\"left:448px;bottom:473px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5r_407\" style=\"left:570px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5s_407\" style=\"left:626px;bottom:473px;letter-spacing:0.13px;display:inline;\">58,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5t_407\" style=\"left:708px;bottom:473px;letter-spacing:0.09px;display:inline;\">251,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5u_407\" style=\"left:795px;bottom:473px;letter-spacing:0.11px;display:inline;\">310,223 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5v_407\" style=\"left:100px;bottom:454px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5w_407\" style=\"left:100px;bottom:439px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t5x_407\" style=\"left:119px;bottom:439px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t5y_407\" style=\"left:210px;bottom:439px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5z_407\" style=\"left:453px;bottom:439px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t60_407\" style=\"left:570px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t61_407\" style=\"left:630px;bottom:439px;letter-spacing:0.06px;display:inline;\">15,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t62_407\" style=\"left:725px;bottom:439px;letter-spacing:-0.11px;display:inline;\">8,911 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t63_407\" style=\"left:799px;bottom:439px;letter-spacing:0.02px;display:inline;\">24,638 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t64_407\" style=\"left:87px;bottom:420px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t sd_407\" id=\"t65_407\" style=\"left:189px;bottom:420px;letter-spacing:-0.09px;display:inline;\">ies\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t66_407\" style=\"left:457px;bottom:420px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t67_407\" style=\"left:570px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t68_407\" style=\"left:624px;bottom:420px;letter-spacing:0.2px;display:inline;\">56,444 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t69_407\" style=\"left:736px;bottom:420px;letter-spacing:0.15px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6a_407\" style=\"left:799px;bottom:420px;letter-spacing:0.06px;display:inline;\">56,469 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6b_407\" style=\"left:87px;bottom:401px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other assets\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6c_407\" style=\"left:455px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6d_407\" style=\"left:570px;bottom:401px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6e_407\" style=\"left:628px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6f_407\" style=\"left:743px;bottom:401px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6g_407\" style=\"left:801px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6h_407\" style=\"left:87px;bottom:382px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6i_407\" style=\"left:462px;bottom:382px;letter-spacing:0.18px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6j_407\" style=\"left:555px;bottom:382px;letter-spacing:0.33px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6k_407\" style=\"left:642px;bottom:382px;letter-spacing:-0.09px;display:inline;\">946 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6l_407\" style=\"left:735px;bottom:382px;letter-spacing:-0.07px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6m_407\" style=\"left:808px;bottom:382px;letter-spacing:0.18px;display:inline;\">1,388 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t6n_407\" style=\"left:87px;bottom:363px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6o_407\" style=\"left:445px;bottom:363px;letter-spacing:0.02px;display:inline;\">508,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6p_407\" style=\"left:555px;bottom:363px;letter-spacing:0.33px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6q_407\" style=\"left:619px;bottom:363px;letter-spacing:0.06px;display:inline;\">253,099 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6r_407\" style=\"left:709px;bottom:363px;letter-spacing:0.08px;display:inline;\">251,683 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6s_407\" style=\"left:795px;bottom:363px;letter-spacing:-0.09px;display:inline;\">505,126 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t6t_407\" style=\"left:87px;bottom:344px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t se_407\" id=\"t6u_407\" style=\"left:112px;bottom:344px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sb_407\" id=\"t6v_407\" style=\"left:118px;bottom:344px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_407\" id=\"t6w_407\" style=\"left:127px;bottom:344px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6x_407\" style=\"left:87px;bottom:325px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6y_407\" style=\"left:453px;bottom:325px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6z_407\" style=\"left:570px;bottom:325px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t70_407\" style=\"left:629px;bottom:325px;letter-spacing:0.01px;display:inline;\">28,813 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t71_407\" style=\"left:743px;bottom:325px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t72_407\" style=\"left:802px;bottom:325px;letter-spacing:0.01px;display:inline;\">28,813 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t73_407\" style=\"left:87px;bottom:306px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t74_407\" style=\"left:449px;bottom:306px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t75_407\" style=\"left:570px;bottom:306px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t76_407\" style=\"left:622px;bottom:306px;letter-spacing:0.02px;display:inline;\">461,665 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t77_407\" style=\"left:743px;bottom:306px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t78_407\" style=\"left:795px;bottom:306px;letter-spacing:0.02px;display:inline;\">461,665 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t79_407\" style=\"left:87px;bottom:287px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sd_407\" id=\"t7a_407\" style=\"left:303px;bottom:287px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ilar secured </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7b_407\" style=\"left:87px;bottom:272px;letter-spacing:0.04px;display:inline;\">borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7c_407\" style=\"left:462px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7d_407\" style=\"left:570px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7e_407\" style=\"left:635px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7f_407\" style=\"left:743px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7g_407\" style=\"left:808px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7h_407\" style=\"left:87px;bottom:253px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_407\" id=\"t7i_407\" style=\"left:155px;bottom:253px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_407\" id=\"t7j_407\" style=\"left:172px;bottom:253px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7k_407\" style=\"left:457px;bottom:253px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7l_407\" style=\"left:540px;bottom:253px;letter-spacing:-0.16px;display:inline;\">24,624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7m_407\" style=\"left:629px;bottom:253px;letter-spacing:-0.02px;display:inline;\">36,148 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7n_407\" style=\"left:743px;bottom:253px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7o_407\" style=\"left:799px;bottom:253px;letter-spacing:0.09px;display:inline;\">60,772 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7p_407\" style=\"left:87px;bottom:234px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_407\" id=\"t7q_407\" style=\"left:187px;bottom:234px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t7r_407\" style=\"left:193px;bottom:234px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t7s_407\" style=\"left:200px;bottom:234px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7t_407\" style=\"left:459px;bottom:234px;letter-spacing:0.03px;display:inline;\">13,715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7u_407\" style=\"left:542px;bottom:234px;letter-spacing:0.04px;display:inline;\">12,445 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7v_407\" style=\"left:642px;bottom:234px;letter-spacing:0.1px;display:inline;\">385 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7w_407\" style=\"left:743px;bottom:234px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7x_407\" style=\"left:801px;bottom:234px;letter-spacing:0.07px;display:inline;\">12,830 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7y_407\" style=\"left:87px;bottom:215px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sd_407\" id=\"t7z_407\" style=\"left:143px;bottom:215px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t80_407\" style=\"left:149px;bottom:215px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t81_407\" style=\"left:156px;bottom:215px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t82_407\" style=\"left:456px;bottom:215px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t83_407\" style=\"left:570px;bottom:215px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t84_407\" style=\"left:629px;bottom:215px;letter-spacing:-0.12px;display:inline;\">42,914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t85_407\" style=\"left:745px;bottom:215px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t86_407\" style=\"left:803px;bottom:215px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t87_407\" style=\"left:87px;bottom:196px;display:inline;\">Liab</div><div class=\"t sd_407\" id=\"t88_407\" style=\"left:111px;bottom:196px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t89_407\" style=\"left:117px;bottom:196px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t8a_407\" style=\"left:124px;bottom:196px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8b_407\" style=\"left:461px;bottom:196px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8c_407\" style=\"left:556px;bottom:196px;letter-spacing:-0.07px;display:inline;\">398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8d_407\" style=\"left:643px;bottom:196px;letter-spacing:-0.03px;display:inline;\">832 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8e_407\" style=\"left:743px;bottom:196px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8f_407\" style=\"left:808px;bottom:196px;letter-spacing:0.16px;display:inline;\">1,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t8g_407\" style=\"left:87px;bottom:177px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8h_407\" style=\"left:453px;bottom:177px;letter-spacing:-0.28px;display:inline;\">611,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8i_407\" style=\"left:542px;bottom:177px;letter-spacing:-0.36px;display:inline;\">37,467 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8j_407\" style=\"left:620px;bottom:177px;letter-spacing:0.09px;display:inline;\">572,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8k_407\" style=\"left:745px;bottom:177px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8l_407\" style=\"left:795px;bottom:177px;letter-spacing:-0.01px;display:inline;\">610,333 </div></td></tr></table><div class=\"t sf_407\" id=\"t8m_407\" style=\"left:87px;bottom:153px;display:inline;\">1 </div><div class=\"t sf_407\" id=\"t8n_407\" style=\"left:100px;bottom:153px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">The carrying amount of these \ufb01nanc</div><div class=\"t sg_407\" id=\"t8o_407\" style=\"left:267px;bottom:153px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sf_407\" id=\"t8p_407\" style=\"left:279px;bottom:153px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments is considered to be a reasonable approximat</div><div class=\"t sg_407\" id=\"t8q_407\" style=\"left:542px;bottom:153px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion of fa</div><div class=\"t sf_407\" id=\"t8r_407\" style=\"left:579px;bottom:153px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ir value as they are short-term in nature or reprice to </div><div class=\"t sf_407\" id=\"t8s_407\" style=\"left:100px;bottom:142px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">current market rates frequently </div><div class=\"t sf_407\" id=\"t8t_407\" style=\"left:87px;bottom:124px;display:inline;\">2 </div><div class=\"t sf_407\" id=\"t8u_407\" style=\"left:100px;bottom:124px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Includes Government bonds and Treasury bills of $19,422 mill</div><div class=\"t sg_407\" id=\"t8v_407\" style=\"left:374px;bottom:124px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion at 31 December 2023 and $17,943 m</div><div class=\"t sf_407\" id=\"t8w_407\" style=\"left:550px;bottom:124px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sg_407\" id=\"t8x_407\" style=\"left:557px;bottom:124px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion at 31 December 2022 </div><div></div><div class=\"t s5_408\" id=\"t7_408\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_408\" id=\"t8_408\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_408\" id=\"t9_408\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_408\" id=\"ta_408\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_408\" id=\"tb_408\" style=\"left:69px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The Group has changed its method of determin</div><div class=\"t s9_408\" id=\"tc_408\" style=\"left:351px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing the cost of </div><div class=\"t s8_408\" id=\"td_408\" style=\"left:438px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its portfolio of Investment Securit</div><div class=\"t s9_408\" id=\"te_408\" style=\"left:631px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s8_408\" id=\"tf_408\" style=\"left:731px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost and </div><div class=\"t s8_408\" id=\"tg_408\" style=\"left:69px;bottom:1147px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Debt securit</div><div class=\"t s9_408\" id=\"th_408\" style=\"left:141px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and other el</div><div class=\"t s8_408\" id=\"ti_408\" style=\"left:231px;bottom:1147px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s9_408\" id=\"tj_408\" style=\"left:242px;bottom:1147px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s8_408\" id=\"tk_408\" style=\"left:274px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ills, other than those included with</div><div class=\"t s9_408\" id=\"tl_408\" style=\"left:475px;bottom:1147px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in \ufb01nancial </div><div class=\"t s8_408\" id=\"tm_408\" style=\"left:542px;bottom:1147px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or </div><div class=\"t s8_408\" id=\"tn_408\" style=\"left:69px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">loss, from the weighted average cost method to the \ufb01rst-in-\ufb01rst-out method. This change in accounting policy will affect the </div><div class=\"t s8_408\" id=\"to_408\" style=\"left:69px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">calculation of gains or losses on derecognit</div><div class=\"t s9_408\" id=\"tp_408\" style=\"left:323px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of such </div><div class=\"t s8_408\" id=\"tq_408\" style=\"left:388px;bottom:1115px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments and the determinat</div><div class=\"t s9_408\" id=\"tr_408\" style=\"left:578px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s8_408\" id=\"ts_408\" style=\"left:636px;bottom:1115px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s9_408\" id=\"tt_408\" style=\"left:647px;bottom:1115px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_408\" id=\"tu_408\" style=\"left:654px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial credit risk of these </div><div class=\"t s8_408\" id=\"tv_408\" style=\"left:69px;bottom:1099px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments, to better align with the IFRS 9 requirements for recognis</div><div class=\"t s9_408\" id=\"tw_408\" style=\"left:471px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing and measur</div><div class=\"t s8_408\" id=\"tx_408\" style=\"left:564px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing impa</div><div class=\"t s9_408\" id=\"ty_408\" style=\"left:616px;bottom:1099px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment losses. The change was </div><div class=\"t s8_408\" id=\"tz_408\" style=\"left:69px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">made prospectively for certain but not all securit</div><div class=\"t s9_408\" id=\"t10_408\" style=\"left:354px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and transact</div><div class=\"t s8_408\" id=\"t11_408\" style=\"left:449px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions. It is impract</div><div class=\"t s9_408\" id=\"t12_408\" style=\"left:547px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icable for the Group to determ</div><div class=\"t s8_408\" id=\"t13_408\" style=\"left:726px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ine the impact </div><div class=\"t s8_408\" id=\"t14_408\" style=\"left:69px;bottom:1067px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of this approach for each security and each transaction that was executed in previous periods. </div><div class=\"t sa_408\" id=\"t15_408\" style=\"left:69px;bottom:1035px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers by client segment\u00b9 </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_408\" id=\"t16_408\" style=\"left:547px;bottom:1016px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t17_408\" style=\"left:390px;bottom:999px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Carrying value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t18_408\" style=\"left:670px;bottom:999px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1c_408\" style=\"left:409px;bottom:982px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1m_408\" style=\"left:677px;bottom:982px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t19_408\" style=\"left:341px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1d_408\" style=\"left:429px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1g_408\" style=\"left:525px;bottom:971px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1j_408\" style=\"left:610px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1n_408\" style=\"left:698px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1q_408\" style=\"left:794px;bottom:971px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1a_408\" style=\"left:339px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1b_408\" style=\"left:362px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1e_408\" style=\"left:426px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1f_408\" style=\"left:449px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1h_408\" style=\"left:512px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1i_408\" style=\"left:535px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1k_408\" style=\"left:608px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1l_408\" style=\"left:631px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1o_408\" style=\"left:694px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1p_408\" style=\"left:717px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1r_408\" style=\"left:781px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1s_408\" style=\"left:804px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t1t_408\" style=\"left:69px;bottom:939px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t1u_408\" style=\"left:69px;bottom:924px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s4_408\" id=\"t1v_408\" style=\"left:108px;bottom:924px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sd_408\" id=\"t1w_408\" style=\"left:167px;bottom:924px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1x_408\" style=\"left:348px;bottom:924px;letter-spacing:-0.05px;display:inline;\">1,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1y_408\" style=\"left:418px;bottom:924px;letter-spacing:0.1px;display:inline;\">128,430 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1z_408\" style=\"left:505px;bottom:924px;letter-spacing:0.06px;display:inline;\">130,405 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t20_408\" style=\"left:617px;bottom:924px;letter-spacing:-0.01px;display:inline;\">1,910 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t21_408\" style=\"left:690px;bottom:924px;letter-spacing:0.05px;display:inline;\">125,841 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t22_408\" style=\"left:780px;bottom:924px;letter-spacing:-0.19px;display:inline;\">127,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t23_408\" style=\"left:69px;bottom:905px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Consumer, Private &amp; Business Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t24_408\" style=\"left:355px;bottom:905px;letter-spacing:0.09px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t25_408\" style=\"left:421px;bottom:905px;letter-spacing:0.14px;display:inline;\">125,335 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t26_408\" style=\"left:506px;bottom:905px;letter-spacing:-0.01px;display:inline;\">126,059 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t27_408\" style=\"left:627px;bottom:905px;letter-spacing:0.02px;display:inline;\">721 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t28_408\" style=\"left:690px;bottom:905px;letter-spacing:-0.06px;display:inline;\">120,701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t29_408\" style=\"left:777px;bottom:905px;letter-spacing:0.06px;display:inline;\">121,422 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_408\" id=\"t2a_408\" style=\"left:69px;bottom:886px;letter-spacing:-0.08px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2b_408\" style=\"left:371px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2c_408\" style=\"left:434px;bottom:886px;letter-spacing:0.03px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2d_408\" style=\"left:520px;bottom:886px;letter-spacing:0.03px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2e_408\" style=\"left:639px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2f_408\" style=\"left:703px;bottom:886px;letter-spacing:-0.04px;display:inline;\">1,032 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2g_408\" style=\"left:789px;bottom:886px;letter-spacing:-0.04px;display:inline;\">1,032 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t2h_408\" style=\"left:69px;bottom:867px;word-spacing:-0.14px;display:inline;\">Central &amp; other items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2i_408\" style=\"left:355px;bottom:867px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2j_408\" style=\"left:426px;bottom:867px;letter-spacing:-0.15px;display:inline;\">29,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2k_408\" style=\"left:512px;bottom:867px;letter-spacing:-0.27px;display:inline;\">29,478 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2l_408\" style=\"left:623px;bottom:867px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2m_408\" style=\"left:694px;bottom:867px;letter-spacing:-0.15px;display:inline;\">29,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2n_408\" style=\"left:781px;bottom:867px;letter-spacing:-0.27px;display:inline;\">29,478 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_408\" id=\"t2o_408\" style=\"left:69px;bottom:848px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2p_408\" style=\"left:344px;bottom:848px;letter-spacing:0.04px;display:inline;\">2,908 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2q_408\" style=\"left:416px;bottom:848px;letter-spacing:-0.01px;display:inline;\">284,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2r_408\" style=\"left:505px;bottom:848px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2s_408\" style=\"left:611px;bottom:848px;letter-spacing:0.22px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2t_408\" style=\"left:686px;bottom:848px;display:inline;\">276,843 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2u_408\" style=\"left:774px;bottom:848px;letter-spacing:-0.09px;display:inline;\">279,683 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t se_408\" id=\"t2v_408\" style=\"left:547px;bottom:824px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2w_408\" style=\"left:391px;bottom:807px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Carrying value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2x_408\" style=\"left:671px;bottom:807px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t31_408\" style=\"left:410px;bottom:790px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3b_408\" style=\"left:678px;bottom:790px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t2y_408\" style=\"left:342px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t32_408\" style=\"left:430px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t35_408\" style=\"left:526px;bottom:779px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t38_408\" style=\"left:610px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3c_408\" style=\"left:698px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3f_408\" style=\"left:795px;bottom:779px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2z_408\" style=\"left:341px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t30_408\" style=\"left:363px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t33_408\" style=\"left:428px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t34_408\" style=\"left:449px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t36_408\" style=\"left:514px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t37_408\" style=\"left:536px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t39_408\" style=\"left:610px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3a_408\" style=\"left:631px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t3d_408\" style=\"left:696px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3e_408\" style=\"left:718px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t3g_408\" style=\"left:783px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3h_408\" style=\"left:804px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3i_408\" style=\"left:69px;bottom:747px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3j_408\" style=\"left:69px;bottom:733px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s4_408\" id=\"t3k_408\" style=\"left:108px;bottom:733px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sd_408\" id=\"t3l_408\" style=\"left:167px;bottom:733px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3m_408\" style=\"left:349px;bottom:733px;letter-spacing:0.07px;display:inline;\">2,481 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3n_408\" style=\"left:428px;bottom:733px;letter-spacing:-0.37px;display:inline;\">137,150 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3o_408\" style=\"left:514px;bottom:733px;letter-spacing:-0.17px;display:inline;\">139,631 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3p_408\" style=\"left:616px;bottom:733px;letter-spacing:0.1px;display:inline;\">2,525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3q_408\" style=\"left:697px;bottom:733px;letter-spacing:-0.4px;display:inline;\">137,187 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3r_408\" style=\"left:783px;bottom:733px;letter-spacing:-0.17px;display:inline;\">139,712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3s_408\" style=\"left:69px;bottom:714px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Consumer, Private &amp; Business Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3t_408\" style=\"left:357px;bottom:714px;display:inline;\">677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3u_408\" style=\"left:423px;bottom:714px;letter-spacing:-0.03px;display:inline;\">130,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3v_408\" style=\"left:510px;bottom:714px;letter-spacing:-0.18px;display:inline;\">130,955 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3w_408\" style=\"left:625px;bottom:714px;letter-spacing:0.12px;display:inline;\">685 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3x_408\" style=\"left:695px;bottom:714px;letter-spacing:-0.09px;display:inline;\">131,679 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3y_408\" style=\"left:778px;bottom:714px;letter-spacing:0.1px;display:inline;\">132,364 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_408\" id=\"t3z_408\" style=\"left:69px;bottom:695px;letter-spacing:-0.08px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t40_408\" style=\"left:371px;bottom:695px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t41_408\" style=\"left:443px;bottom:695px;letter-spacing:-0.12px;display:inline;\">698 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t42_408\" style=\"left:529px;bottom:695px;letter-spacing:-0.12px;display:inline;\">698 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t43_408\" style=\"left:639px;bottom:695px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t44_408\" style=\"left:712px;bottom:695px;letter-spacing:-0.2px;display:inline;\">696 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t45_408\" style=\"left:798px;bottom:695px;letter-spacing:-0.2px;display:inline;\">696 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t46_408\" style=\"left:69px;bottom:676px;word-spacing:-0.14px;display:inline;\">Central &amp; other items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t47_408\" style=\"left:356px;bottom:676px;letter-spacing:0.18px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t48_408\" style=\"left:432px;bottom:676px;letter-spacing:-0.32px;display:inline;\">39,133 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t49_408\" style=\"left:515px;bottom:676px;letter-spacing:-0.09px;display:inline;\">39,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4a_408\" style=\"left:624px;bottom:676px;letter-spacing:0.18px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4b_408\" style=\"left:701px;bottom:676px;letter-spacing:-0.2px;display:inline;\">37,221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4c_408\" style=\"left:787px;bottom:676px;letter-spacing:-0.4px;display:inline;\">37,451 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_408\" id=\"t4d_408\" style=\"left:69px;bottom:657px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4e_408\" style=\"left:347px;bottom:657px;letter-spacing:0.19px;display:inline;\">3,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4f_408\" style=\"left:422px;bottom:657px;letter-spacing:-0.26px;display:inline;\">307,259 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4g_408\" style=\"left:509px;bottom:657px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4h_408\" style=\"left:614px;bottom:657px;letter-spacing:0.14px;display:inline;\">3,440 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4i_408\" style=\"left:688px;bottom:657px;letter-spacing:0.02px;display:inline;\">306,783 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4j_408\" style=\"left:778px;bottom:657px;letter-spacing:0.11px;display:inline;\">310,223 </div></td></tr></table><div class=\"t se_408\" id=\"t4k_408\" style=\"left:69px;bottom:633px;display:inline;\">1 </div><div class=\"t sf_408\" id=\"t4l_408\" style=\"left:82px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Loans and advances includes reverse repurchase agreements and other sim</div><div class=\"t se_408\" id=\"t4m_408\" style=\"left:430px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ilar secured lend</div><div class=\"t sf_408\" id=\"t4n_408\" style=\"left:505px;bottom:633px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing: carrying value $13,996 mill</div><div class=\"t se_408\" id=\"t4o_408\" style=\"left:642px;bottom:633px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion and fa</div><div class=\"t sf_408\" id=\"t4p_408\" style=\"left:688px;bottom:633px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ir value $13,996 mill</div><div class=\"t se_408\" id=\"t4q_408\" style=\"left:773px;bottom:633px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (31 </div><div class=\"t sf_408\" id=\"t4r_408\" style=\"left:82px;bottom:621px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">December 2022: $24,498 mill</div><div class=\"t se_408\" id=\"t4s_408\" style=\"left:213px;bottom:621px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ion and $24,638 m</div><div class=\"t sf_408\" id=\"t4t_408\" style=\"left:296px;bottom:621px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_408\" id=\"t4u_408\" style=\"left:303px;bottom:621px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion respect</div><div class=\"t sf_408\" id=\"t4v_408\" style=\"left:353px;bottom:621px;letter-spacing:-0.15px;display:inline;\">ively) </div><div></div><div class=\"t s4_409\" id=\"t6_409\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_409\" id=\"t7_409\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_409\" id=\"t8_409\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_409\" id=\"t9_409\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_409\" id=\"ta_409\" style=\"left:87px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s8_409\" id=\"tb_409\" style=\"left:201px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_409\" id=\"tc_409\" style=\"left:219px;bottom:1155px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s7_409\" id=\"td_409\" style=\"left:87px;bottom:1129px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Level 3 Summary and sign</div><div class=\"t s8_409\" id=\"te_409\" style=\"left:243px;bottom:1129px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s7_409\" id=\"tf_409\" style=\"left:371px;bottom:1129px;letter-spacing:-0.05px;display:inline;\">inputs </div><div class=\"t s9_409\" id=\"tg_409\" style=\"left:87px;bottom:1111px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The following table presents the Group\u2019s primary Level 3 \ufb01nanc</div><div class=\"t sa_409\" id=\"th_409\" style=\"left:456px;bottom:1111px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_409\" id=\"ti_409\" style=\"left:473px;bottom:1111px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments which are held at fair value. The table also </div><div class=\"t s9_409\" id=\"tj_409\" style=\"left:87px;bottom:1095px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">presents the valuation techniques used to measure the fair value of those \ufb01nanc</div><div class=\"t sa_409\" id=\"tk_409\" style=\"left:558px;bottom:1095px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_409\" id=\"tl_409\" style=\"left:575px;bottom:1095px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments, the sign</div><div class=\"t sa_409\" id=\"tm_409\" style=\"left:697px;bottom:1095px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s9_409\" id=\"tn_409\" style=\"left:87px;bottom:1079px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inputs, the range of values for those inputs and the weighted average of those inputs: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_409\" id=\"tp_409\" style=\"left:312px;bottom:1062px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">Value as at </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_409\" id=\"tq_409\" style=\"left:295px;bottom:1051px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">31 December 2023 </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t13_409\" style=\"left:302px;bottom:1037px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t16_409\" style=\"left:344px;bottom:1037px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_409\" id=\"t17_409\" style=\"left:365px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_409\" id=\"t18_409\" style=\"left:370px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t s3_409\" id=\"t19_409\" style=\"left:377px;bottom:1037px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tr_409\" style=\"left:405px;bottom:1037px;letter-spacing:-0.07px;display:inline;\">Princ</div><div class=\"t s3_409\" id=\"ts_409\" style=\"left:429px;bottom:1037px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ipal valuat</div><div class=\"t s2_409\" id=\"tt_409\" style=\"left:479px;bottom:1037px;letter-spacing:-0.04px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tv_409\" style=\"left:550px;bottom:1037px;letter-spacing:-0.04px;display:inline;\">Sign</div><div class=\"t s3_409\" id=\"tw_409\" style=\"left:571px;bottom:1037px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">i\ufb01cant unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t10_409\" style=\"left:788px;bottom:1037px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_409\" id=\"to_409\" style=\"left:87px;bottom:1025px;letter-spacing:0.09px;display:inline;\">Instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t14_409\" style=\"left:296px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_409\" id=\"t15_409\" style=\"left:319px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t1a_409\" style=\"left:352px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_409\" id=\"t1b_409\" style=\"left:375px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tu_409\" style=\"left:405px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">technique </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tx_409\" style=\"left:550px;bottom:1026px;letter-spacing:0.02px;display:inline;\">inputs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"ty_409\" style=\"left:750px;bottom:1026px;letter-spacing:-0.06px;display:inline;\">Range </div><div class=\"t sc_409\" id=\"tz_409\" style=\"vertical-align: super;left:780px;bottom:1031px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t11_409\" style=\"left:796px;bottom:1026px;letter-spacing:-0.05px;display:inline;\">average </div><div class=\"t sc_409\" id=\"t12_409\" style=\"vertical-align: super;left:836px;bottom:1031px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1c_409\" style=\"left:87px;bottom:1009px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Loans and advances to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1e_409\" style=\"left:303px;bottom:1009px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1f_409\" style=\"left:384px;bottom:1009px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1g_409\" style=\"left:405px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1h_409\" style=\"left:550px;bottom:1009px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1i_409\" style=\"left:713px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">1.7% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1j_409\" style=\"left:804px;bottom:1009px;letter-spacing:-0.03px;display:inline;\">12.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1d_409\" style=\"left:87px;bottom:995px;letter-spacing:0.06px;display:inline;\">customers </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1k_409\" style=\"left:550px;bottom:994px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1l_409\" style=\"left:719px;bottom:994px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">0.1% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1m_409\" style=\"left:808px;bottom:994px;letter-spacing:-0.17px;display:inline;\">0.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1n_409\" style=\"left:87px;bottom:978px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1r_409\" style=\"left:302px;bottom:978px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1s_409\" style=\"left:384px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1t_409\" style=\"left:405px;bottom:978px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1u_409\" style=\"left:550px;bottom:978px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Repo curve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1v_409\" style=\"left:720px;bottom:978px;letter-spacing:-0.34px;word-spacing:0.19px;display:inline;\">5.1% \u2013 7.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1w_409\" style=\"left:809px;bottom:978px;letter-spacing:0.15px;display:inline;\">6.3% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1o_409\" style=\"left:87px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t se_409\" id=\"t1p_409\" style=\"left:164px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_409\" id=\"t1q_409\" style=\"left:254px;bottom:963px;letter-spacing:0.01px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1x_409\" style=\"left:550px;bottom:962px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1y_409\" style=\"left:705px;bottom:962px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">(2.7)% \u2013 10.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1z_409\" style=\"left:808px;bottom:962px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t20_409\" style=\"left:87px;bottom:947px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_409\" id=\"t21_409\" style=\"left:155px;bottom:947px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_409\" id=\"t22_409\" style=\"left:220px;bottom:947px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ive tier </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t27_409\" style=\"left:304px;bottom:947px;letter-spacing:0.15px;display:inline;\">1,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t28_409\" style=\"left:384px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t29_409\" style=\"left:405px;bottom:947px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2a_409\" style=\"left:550px;bottom:947px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2b_409\" style=\"left:698px;bottom:947px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(14.0)% \u2013 25.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2c_409\" style=\"left:807px;bottom:947px;letter-spacing:-0.2px;display:inline;\">10.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t23_409\" style=\"left:87px;bottom:932px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">one and other elig</div><div class=\"t se_409\" id=\"t24_409\" style=\"left:188px;bottom:932px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ible secur</div><div class=\"t sd_409\" id=\"t25_409\" style=\"left:241px;bottom:932px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_409\" id=\"t26_409\" style=\"left:248px;bottom:932px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2d_409\" style=\"left:550px;bottom:931px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2e_409\" style=\"left:719px;bottom:931px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">0.1% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2f_409\" style=\"left:808px;bottom:931px;letter-spacing:0.02px;display:inline;\">0.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2g_409\" style=\"left:405px;bottom:916px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t2h_409\" style=\"left:472px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2i_409\" style=\"left:550px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2j_409\" style=\"left:706px;bottom:916px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2k_409\" style=\"left:801px;bottom:916px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2l_409\" style=\"left:550px;bottom:900px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2m_409\" style=\"left:697px;bottom:900px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2n_409\" style=\"left:804px;bottom:900px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2o_409\" style=\"left:87px;bottom:885px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Government bonds and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2q_409\" style=\"left:322px;bottom:885px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2r_409\" style=\"left:384px;bottom:885px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2s_409\" style=\"left:405px;bottom:885px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2t_409\" style=\"left:550px;bottom:885px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2u_409\" style=\"left:708px;bottom:885px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">17.7% \u2013 21.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2v_409\" style=\"left:802px;bottom:885px;letter-spacing:-0.17px;display:inline;\">20.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2p_409\" style=\"left:87px;bottom:870px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">treasury bills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2w_409\" style=\"left:87px;bottom:854px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Equity shares (includes private </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2y_409\" style=\"left:314px;bottom:854px;letter-spacing:0.07px;display:inline;\">971 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2z_409\" style=\"left:384px;bottom:854px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t30_409\" style=\"left:405px;bottom:854px;letter-spacing:0.03px;display:inline;\">Comparable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t34_409\" style=\"left:550px;bottom:854px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t35_409\" style=\"left:716px;bottom:854px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">13.8x \u2013 15.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t36_409\" style=\"left:810px;bottom:854px;letter-spacing:-0.11px;display:inline;\">14.9x </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2x_409\" style=\"left:87px;bottom:840px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">equity investments) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t31_409\" style=\"left:405px;bottom:840px;letter-spacing:0.03px;display:inline;\">pric</div><div class=\"t se_409\" id=\"t32_409\" style=\"left:426px;bottom:840px;letter-spacing:-0.1px;display:inline;\">ing/y</div><div class=\"t sd_409\" id=\"t33_409\" style=\"left:455px;bottom:840px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t37_409\" style=\"left:550px;bottom:839px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t38_409\" style=\"left:718px;bottom:839px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">9.3x \u2013 30.9x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t39_409\" style=\"left:809px;bottom:839px;letter-spacing:0.03px;display:inline;\">15.8x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3a_409\" style=\"left:550px;bottom:823px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/E multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3b_409\" style=\"left:715px;bottom:823px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">10.6x \u2013 51.8x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3c_409\" style=\"left:808px;bottom:823px;letter-spacing:-0.09px;display:inline;\">45.7x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3d_409\" style=\"left:550px;bottom:808px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/B multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3e_409\" style=\"left:724px;bottom:808px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">0.3x \u2013 2.7x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3f_409\" style=\"left:816px;bottom:808px;letter-spacing:0.02px;display:inline;\">1.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3g_409\" style=\"left:550px;bottom:792px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">P/S multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3h_409\" style=\"left:726px;bottom:792px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">0.2x \u2013 1.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3i_409\" style=\"left:813px;bottom:792px;letter-spacing:0.02px;display:inline;\">0.3x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3j_409\" style=\"left:550px;bottom:777px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t se_409\" id=\"t3k_409\" style=\"left:574px;bottom:777px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sd_409\" id=\"t3l_409\" style=\"left:584px;bottom:777px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ity discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3m_409\" style=\"left:708px;bottom:777px;letter-spacing:-0.25px;word-spacing:0.11px;display:inline;\">7.5% \u2013 20.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3n_409\" style=\"left:808px;bottom:777px;letter-spacing:-0.14px;display:inline;\">15.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3o_409\" style=\"left:405px;bottom:761px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3p_409\" style=\"left:550px;bottom:761px;word-spacing:-0.14px;display:inline;\">Discount rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3q_409\" style=\"left:709px;bottom:761px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">9.2% \u2013 35.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3r_409\" style=\"left:806px;bottom:761px;letter-spacing:-0.42px;display:inline;\">17.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3s_409\" style=\"left:405px;bottom:745px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t se_409\" id=\"t3t_409\" style=\"left:468px;bottom:745px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3u_409\" style=\"left:550px;bottom:745px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3w_409\" style=\"left:717px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">8.4x \u2013 42.5x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3x_409\" style=\"left:809px;bottom:745px;letter-spacing:-0.3px;display:inline;\">27.5x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3v_409\" style=\"left:550px;bottom:731px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3y_409\" style=\"left:550px;bottom:715px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t40_409\" style=\"left:731px;bottom:715px;letter-spacing:-0.16px;display:inline;\">3.1x \u2013 3.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t41_409\" style=\"left:817px;bottom:715px;letter-spacing:-0.16px;display:inline;\">3.1x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3z_409\" style=\"left:550px;bottom:701px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t42_409\" style=\"left:550px;bottom:685px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t45_409\" style=\"left:702px;bottom:685px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">21.0% \u2013 65.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t46_409\" style=\"left:805px;bottom:685px;letter-spacing:-0.19px;display:inline;\">30.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t43_409\" style=\"left:550px;bottom:671px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t se_409\" id=\"t44_409\" style=\"left:584px;bottom:671px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t47_409\" style=\"left:87px;bottom:655px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t48_409\" style=\"left:326px;bottom:655px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t49_409\" style=\"left:384px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4a_409\" style=\"left:405px;bottom:655px;letter-spacing:-0.48px;display:inline;\">NAV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4b_409\" style=\"left:550px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4c_409\" style=\"left:757px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4d_409\" style=\"left:813px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4e_409\" style=\"left:87px;bottom:640px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_409\" id=\"t4f_409\" style=\"left:128px;bottom:640px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_409\" id=\"t4g_409\" style=\"left:197px;bottom:640px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4h_409\" style=\"left:87px;bottom:625px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4i_409\" style=\"left:100px;bottom:609px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t4j_409\" style=\"left:320px;bottom:609px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t4k_409\" style=\"left:377px;bottom:609px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4l_409\" style=\"left:405px;bottom:609px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t se_409\" id=\"t4m_409\" style=\"left:468px;bottom:609px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4n_409\" style=\"left:550px;bottom:609px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4s_409\" style=\"left:719px;bottom:609px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">0.5% \u2013 51% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4t_409\" style=\"left:805px;bottom:609px;letter-spacing:0.03px;display:inline;\">31.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4o_409\" style=\"left:550px;bottom:595px;word-spacing:-0.14px;display:inline;\">option impl</div><div class=\"t se_409\" id=\"t4p_409\" style=\"left:614px;bottom:595px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ied volat</div><div class=\"t sd_409\" id=\"t4q_409\" style=\"left:662px;bottom:595px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t se_409\" id=\"t4r_409\" style=\"left:668px;bottom:595px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4u_409\" style=\"left:405px;bottom:579px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4v_409\" style=\"left:550px;bottom:579px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4w_409\" style=\"left:715px;bottom:579px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">3.6% \u2013 5.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4x_409\" style=\"left:809px;bottom:579px;letter-spacing:0.06px;display:inline;\">3.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4y_409\" style=\"left:550px;bottom:564px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t50_409\" style=\"left:706px;bottom:564px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">0.6% \u2013 64.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t51_409\" style=\"left:805px;bottom:564px;letter-spacing:0.03px;display:inline;\">12.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4z_409\" style=\"left:550px;bottom:549px;letter-spacing:0.09px;display:inline;\">curves </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t52_409\" style=\"left:100px;bottom:534px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t53_409\" style=\"left:326px;bottom:534px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t54_409\" style=\"left:383px;bottom:534px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t55_409\" style=\"left:405px;bottom:534px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t56_409\" style=\"left:550px;bottom:534px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t57_409\" style=\"left:715px;bottom:534px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">3.6% \u2013 8.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t58_409\" style=\"left:808px;bottom:534px;letter-spacing:-0.03px;display:inline;\">5.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t59_409\" style=\"left:100px;bottom:518px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5a_409\" style=\"left:319px;bottom:518px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5b_409\" style=\"left:371px;bottom:518px;letter-spacing:-0.15px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5c_409\" style=\"left:405px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5d_409\" style=\"left:550px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5e_409\" style=\"left:718px;bottom:518px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">1.0% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5f_409\" style=\"left:810px;bottom:518px;letter-spacing:-0.04px;display:inline;\">1.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5g_409\" style=\"left:550px;bottom:503px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5h_409\" style=\"left:713px;bottom:503px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">1.7% \u2013 16.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5i_409\" style=\"left:809px;bottom:503px;letter-spacing:-0.07px;display:inline;\">8.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5j_409\" style=\"left:100px;bottom:487px;word-spacing:-0.14px;display:inline;\">Equity and stock index </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5k_409\" style=\"left:327px;bottom:487px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5l_409\" style=\"left:378px;bottom:487px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5m_409\" style=\"left:405px;bottom:487px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t5n_409\" style=\"left:472px;bottom:487px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5o_409\" style=\"left:550px;bottom:487px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5p_409\" style=\"left:706px;bottom:487px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5q_409\" style=\"left:801px;bottom:487px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5r_409\" style=\"left:550px;bottom:471px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5s_409\" style=\"left:697px;bottom:471px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5t_409\" style=\"left:804px;bottom:471px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5u_409\" style=\"left:87px;bottom:456px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5v_409\" style=\"left:327px;bottom:456px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5w_409\" style=\"left:368px;bottom:456px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5x_409\" style=\"left:405px;bottom:456px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5y_409\" style=\"left:550px;bottom:456px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5z_409\" style=\"left:717px;bottom:456px;letter-spacing:-0.19px;word-spacing:0.05px;display:inline;\">0.1% \u2013 3.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t60_409\" style=\"left:812px;bottom:456px;letter-spacing:-0.13px;display:inline;\">1.9% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t61_409\" style=\"left:87px;bottom:440px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t62_409\" style=\"left:327px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t63_409\" style=\"left:361px;bottom:440px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t64_409\" style=\"left:405px;bottom:440px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t65_409\" style=\"left:550px;bottom:440px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t66_409\" style=\"left:715px;bottom:440px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">1.0% \u2013 2.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t67_409\" style=\"left:811px;bottom:440px;letter-spacing:0.1px;display:inline;\">1.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t68_409\" style=\"left:550px;bottom:425px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t69_409\" style=\"left:715px;bottom:425px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">2.9% \u2013 8.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6a_409\" style=\"left:812px;bottom:425px;letter-spacing:-0.17px;display:inline;\">6.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6b_409\" style=\"left:550px;bottom:409px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6c_409\" style=\"left:710px;bottom:409px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">4.8% \u2013 15.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6d_409\" style=\"left:810px;bottom:409px;letter-spacing:-0.47px;display:inline;\">9.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6e_409\" style=\"left:405px;bottom:393px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t6f_409\" style=\"left:472px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6g_409\" style=\"left:550px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6h_409\" style=\"left:706px;bottom:393px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6i_409\" style=\"left:801px;bottom:393px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6j_409\" style=\"left:550px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6k_409\" style=\"left:697px;bottom:378px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6l_409\" style=\"left:804px;bottom:378px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6m_409\" style=\"left:87px;bottom:362px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_409\" id=\"t6n_409\" style=\"left:155px;bottom:362px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_409\" id=\"t6o_409\" style=\"left:172px;bottom:362px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t6p_409\" style=\"left:327px;bottom:362px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t6q_409\" style=\"left:362px;bottom:362px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6r_409\" style=\"left:405px;bottom:362px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6s_409\" style=\"left:550px;bottom:362px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6t_409\" style=\"left:716px;bottom:362px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">0.3% \u2013 1.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6u_409\" style=\"left:815px;bottom:362px;letter-spacing:-0.19px;display:inline;\">1.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6v_409\" style=\"left:550px;bottom:347px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6w_409\" style=\"left:708px;bottom:347px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">6.6% \u2013 20.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6x_409\" style=\"left:807px;bottom:347px;letter-spacing:-0.5px;display:inline;\">17.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6y_409\" style=\"left:550px;bottom:331px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6z_409\" style=\"left:715px;bottom:331px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">2.9% \u2013 5.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t70_409\" style=\"left:809px;bottom:331px;letter-spacing:-0.13px;display:inline;\">4.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t71_409\" style=\"left:405px;bottom:316px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t72_409\" style=\"left:472px;bottom:316px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t73_409\" style=\"left:550px;bottom:316px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t74_409\" style=\"left:706px;bottom:316px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t75_409\" style=\"left:801px;bottom:316px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t76_409\" style=\"left:550px;bottom:300px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t77_409\" style=\"left:697px;bottom:300px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t78_409\" style=\"left:804px;bottom:300px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t79_409\" style=\"left:550px;bottom:284px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Bond option impl</div><div class=\"t se_409\" id=\"t7a_409\" style=\"left:646px;bottom:284px;letter-spacing:-0.01px;display:inline;\">ied </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7d_409\" style=\"left:715px;bottom:284px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">2.9% \u2013 5.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7e_409\" style=\"left:809px;bottom:284px;letter-spacing:-0.13px;display:inline;\">4.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7b_409\" style=\"left:550px;bottom:270px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t se_409\" id=\"t7c_409\" style=\"left:584px;bottom:270px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7f_409\" style=\"left:87px;bottom:254px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_409\" id=\"t7g_409\" style=\"left:147px;bottom:254px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7h_409\" style=\"left:327px;bottom:254px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7i_409\" style=\"left:370px;bottom:254px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7j_409\" style=\"left:405px;bottom:254px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7k_409\" style=\"left:550px;bottom:254px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7l_409\" style=\"left:725px;bottom:254px;letter-spacing:-0.56px;word-spacing:0.41px;display:inline;\">7.1% \u2013 7.1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7m_409\" style=\"left:814px;bottom:254px;letter-spacing:-0.69px;display:inline;\">7.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7n_409\" style=\"left:87px;bottom:239px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_409\" id=\"t7o_409\" style=\"left:143px;bottom:239px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_409\" id=\"t7p_409\" style=\"left:149px;bottom:239px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_409\" id=\"t7q_409\" style=\"left:156px;bottom:239px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7r_409\" style=\"left:327px;bottom:239px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7s_409\" style=\"left:382px;bottom:239px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7t_409\" style=\"left:405px;bottom:239px;letter-spacing:0.03px;display:inline;\">Comparable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7x_409\" style=\"left:550px;bottom:239px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7y_409\" style=\"left:722px;bottom:239px;letter-spacing:0.03px;word-spacing:-0.19px;display:inline;\">5.8x \u2013 11.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7z_409\" style=\"left:813px;bottom:239px;letter-spacing:0.08px;display:inline;\">8.5x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7u_409\" style=\"left:405px;bottom:224px;letter-spacing:0.03px;display:inline;\">pric</div><div class=\"t se_409\" id=\"t7v_409\" style=\"left:426px;bottom:224px;letter-spacing:-0.1px;display:inline;\">ing/y</div><div class=\"t sd_409\" id=\"t7w_409\" style=\"left:455px;bottom:224px;display:inline;\">ield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_409\" id=\"t80_409\" style=\"left:87px;bottom:209px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t81_409\" style=\"left:304px;bottom:209px;letter-spacing:0.07px;display:inline;\">6,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t82_409\" style=\"left:357px;bottom:209px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div class=\"t sf_409\" id=\"t83_409\" style=\"left:87px;bottom:187px;display:inline;\">1 </div><div class=\"t sf_409\" id=\"t84_409\" style=\"left:100px;bottom:187px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The ranges of values shown in the above table represent the highest and lowest levels used in the valuation of the Group\u2019s Level 3 \ufb01nanc</div><div class=\"t sg_409\" id=\"t85_409\" style=\"left:719px;bottom:187px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sf_409\" id=\"t86_409\" style=\"left:731px;bottom:187px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">instruments as </div><div class=\"t sf_409\" id=\"t87_409\" style=\"left:100px;bottom:175px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">at 31 December 2023. The ranges of values used are re\ufb02ective of the underlying characterist</div><div class=\"t sg_409\" id=\"t88_409\" style=\"left:517px;bottom:175px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ics of these Level 3 \ufb01nancial </div><div class=\"t sf_409\" id=\"t89_409\" style=\"left:645px;bottom:175px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments based on the market </div><div class=\"t sf_409\" id=\"t8a_409\" style=\"left:100px;bottom:164px;letter-spacing:-0.05px;display:inline;\">condit</div><div class=\"t sg_409\" id=\"t8b_409\" style=\"left:129px;bottom:164px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ions at the balance sheet date. However, these ranges of values may not represent the uncerta</div><div class=\"t sf_409\" id=\"t8c_409\" style=\"left:562px;bottom:164px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">inty in fair value measurements of the Group\u2019s Level 3 </div><div class=\"t sg_409\" id=\"t8d_409\" style=\"left:100px;bottom:152px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div><div class=\"t sf_409\" id=\"t8e_409\" style=\"left:141px;bottom:152px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sf_409\" id=\"t8f_409\" style=\"left:87px;bottom:135px;display:inline;\">2 </div><div class=\"t sf_409\" id=\"t8g_409\" style=\"left:100px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Weighted average for non-derivat</div><div class=\"t sg_409\" id=\"t8h_409\" style=\"left:259px;bottom:135px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_409\" id=\"t8i_409\" style=\"left:316px;bottom:135px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments has been calculated by weight</div><div class=\"t sg_409\" id=\"t8j_409\" style=\"left:513px;bottom:135px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sf_409\" id=\"t8k_409\" style=\"left:530px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the relative fair value. Weighted average for </div><div class=\"t sf_409\" id=\"t8l_409\" style=\"left:100px;bottom:123px;letter-spacing:-0.03px;display:inline;\">derivat</div><div class=\"t sg_409\" id=\"t8m_409\" style=\"left:133px;bottom:123px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ives has been prov</div><div class=\"t sf_409\" id=\"t8n_409\" style=\"left:217px;bottom:123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ided by weight</div><div class=\"t sg_409\" id=\"t8o_409\" style=\"left:285px;bottom:123px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sf_409\" id=\"t8p_409\" style=\"left:302px;bottom:123px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the risk relevant to that variable. N/A has been entered for the cases where weighted average is not </div><div class=\"t sf_409\" id=\"t8q_409\" style=\"left:100px;bottom:112px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">a meaningful ind</div><div class=\"t sg_409\" id=\"t8r_409\" style=\"left:178px;bottom:112px;letter-spacing:-0.05px;display:inline;\">icator </div><div></div><div class=\"t s5_410\" id=\"t7_410\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_410\" id=\"t8_410\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_410\" id=\"t9_410\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_410\" id=\"ta_410\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_410\" id=\"tc_410\" style=\"left:286px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.06px;display:inline;\">Value as at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_410\" id=\"td_410\" style=\"left:270px;bottom:1151px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"tq_410\" style=\"left:277px;bottom:1135px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tt_410\" style=\"left:329px;bottom:1135px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s9_410\" id=\"tu_410\" style=\"left:349px;bottom:1135px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sa_410\" id=\"tv_410\" style=\"left:354px;bottom:1135px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s9_410\" id=\"tw_410\" style=\"left:360px;bottom:1135px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"te_410\" style=\"left:385px;bottom:1135px;letter-spacing:-0.04px;display:inline;\">Princ</div><div class=\"t s9_410\" id=\"tf_410\" style=\"left:408px;bottom:1135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ipal valuat</div><div class=\"t sa_410\" id=\"tg_410\" style=\"left:457px;bottom:1135px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"ti_410\" style=\"left:524px;bottom:1135px;letter-spacing:-0.06px;display:inline;\">Sign</div><div class=\"t s9_410\" id=\"tj_410\" style=\"left:544px;bottom:1135px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">i\ufb01cant unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tn_410\" style=\"left:772px;bottom:1135px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_410\" id=\"tb_410\" style=\"left:69px;bottom:1124px;letter-spacing:0.01px;display:inline;\">Instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tr_410\" style=\"left:272px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_410\" id=\"ts_410\" style=\"left:293px;bottom:1124px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tx_410\" style=\"left:337px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_410\" id=\"ty_410\" style=\"left:358px;bottom:1124px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"th_410\" style=\"left:385px;bottom:1124px;letter-spacing:-0.03px;display:inline;\">technique </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"tk_410\" style=\"left:524px;bottom:1124px;letter-spacing:0.01px;display:inline;\">inputs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"tl_410\" style=\"left:724px;bottom:1124px;letter-spacing:-0.08px;display:inline;\">Range </div><div class=\"t sb_410\" id=\"tm_410\" style=\"vertical-align: super;left:754px;bottom:1129px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"to_410\" style=\"left:779px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">average </div><div class=\"t sb_410\" id=\"tp_410\" style=\"vertical-align: super;left:818px;bottom:1129px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"tz_410\" style=\"left:69px;bottom:1105px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t10_410\" style=\"left:297px;bottom:1105px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t11_410\" style=\"left:366px;bottom:1105px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t12_410\" style=\"left:385px;bottom:1105px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t13_410\" style=\"left:524px;bottom:1105px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t14_410\" style=\"left:731px;bottom:1105px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t15_410\" style=\"left:796px;bottom:1105px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t16_410\" style=\"left:524px;bottom:1086px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t17_410\" style=\"left:727px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">2.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t18_410\" style=\"left:792px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">2.9% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t19_410\" style=\"left:69px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1b_410\" style=\"left:279px;bottom:1068px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1c_410\" style=\"left:366px;bottom:1068px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1d_410\" style=\"left:385px;bottom:1068px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1e_410\" style=\"left:524px;bottom:1068px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1f_410\" style=\"left:683px;bottom:1068px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">0.3% \u2013 18.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1g_410\" style=\"left:792px;bottom:1068px;letter-spacing:0.13px;display:inline;\">5.3% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1a_410\" style=\"left:69px;bottom:1054px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">to customers </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1h_410\" style=\"left:524px;bottom:1050px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1i_410\" style=\"left:684px;bottom:1050px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">5.0% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1j_410\" style=\"left:784px;bottom:1050px;letter-spacing:-0.01px;display:inline;\">90.5% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1k_410\" style=\"left:69px;bottom:1032px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1o_410\" style=\"left:281px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1p_410\" style=\"left:366px;bottom:1032px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1q_410\" style=\"left:385px;bottom:1032px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1r_410\" style=\"left:524px;bottom:1032px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Repo curve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1s_410\" style=\"left:688px;bottom:1032px;word-spacing:-0.14px;display:inline;\">2.3% \u2013 8.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1t_410\" style=\"left:791px;bottom:1032px;letter-spacing:0.12px;display:inline;\">6.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1l_410\" style=\"left:69px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">agreements and other sim</div><div class=\"t s4_410\" id=\"t1m_410\" style=\"left:217px;bottom:1017px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1n_410\" style=\"left:69px;bottom:1003px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1u_410\" style=\"left:524px;bottom:1003px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1v_410\" style=\"left:700px;bottom:1003px;letter-spacing:-0.3px;display:inline;\">1.9%-7.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1w_410\" style=\"left:790px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1x_410\" style=\"left:69px;bottom:985px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_410\" id=\"t1y_410\" style=\"left:137px;bottom:985px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sc_410\" id=\"t1z_410\" style=\"left:203px;bottom:985px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ive tier </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t24_410\" style=\"left:284px;bottom:985px;letter-spacing:-0.15px;display:inline;\">1,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t25_410\" style=\"left:366px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t26_410\" style=\"left:385px;bottom:985px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t27_410\" style=\"left:524px;bottom:985px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t28_410\" style=\"left:689px;bottom:985px;letter-spacing:0.04px;display:inline;\">3.1%\u201348.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t29_410\" style=\"left:797px;bottom:985px;letter-spacing:-0.69px;display:inline;\">7.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t20_410\" style=\"left:69px;bottom:970px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">one and other elig</div><div class=\"t s4_410\" id=\"t21_410\" style=\"left:171px;bottom:970px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ible secur</div><div class=\"t sc_410\" id=\"t22_410\" style=\"left:223px;bottom:970px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_410\" id=\"t23_410\" style=\"left:231px;bottom:970px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t2a_410\" style=\"left:524px;bottom:967px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2b_410\" style=\"left:688px;bottom:967px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">0.0% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2c_410\" style=\"left:791px;bottom:967px;letter-spacing:0.02px;display:inline;\">0.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t2d_410\" style=\"left:69px;bottom:948px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Government bonds and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2f_410\" style=\"left:301px;bottom:948px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2g_410\" style=\"left:366px;bottom:948px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2h_410\" style=\"left:385px;bottom:948px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2i_410\" style=\"left:524px;bottom:948px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2j_410\" style=\"left:731px;bottom:948px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2k_410\" style=\"left:796px;bottom:948px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2e_410\" style=\"left:69px;bottom:934px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">treasury bills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2l_410\" style=\"left:69px;bottom:916px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Asset-backed securit</div><div class=\"t s4_410\" id=\"t2m_410\" style=\"left:186px;bottom:916px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2n_410\" style=\"left:303px;bottom:916px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2o_410\" style=\"left:366px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2p_410\" style=\"left:385px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2q_410\" style=\"left:524px;bottom:916px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2r_410\" style=\"left:726px;bottom:916px;letter-spacing:0.07px;display:inline;\">6.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2s_410\" style=\"left:791px;bottom:916px;letter-spacing:0.07px;display:inline;\">6.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2t_410\" style=\"left:69px;bottom:898px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Equity shares (includes private </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2v_410\" style=\"left:288px;bottom:898px;letter-spacing:-0.03px;display:inline;\">837 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2w_410\" style=\"left:366px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2x_410\" style=\"left:385px;bottom:898px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Comparable pric</div><div class=\"t s4_410\" id=\"t2y_410\" style=\"left:480px;bottom:898px;letter-spacing:-0.04px;display:inline;\">ing/ </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t30_410\" style=\"left:524px;bottom:898px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t31_410\" style=\"left:699px;bottom:898px;letter-spacing:-0.27px;word-spacing:0.11px;display:inline;\">7.0x \u2013 13.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t32_410\" style=\"left:794px;bottom:898px;letter-spacing:-0.03px;display:inline;\">11.0x </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2u_410\" style=\"left:69px;bottom:883px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">equity investments) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2z_410\" style=\"left:385px;bottom:883px;letter-spacing:0.02px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t33_410\" style=\"left:524px;bottom:879px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t34_410\" style=\"left:691px;bottom:879px;letter-spacing:0.14px;word-spacing:-0.29px;display:inline;\">8.2x \u2013 23.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t35_410\" style=\"left:793px;bottom:879px;letter-spacing:-0.1px;display:inline;\">12.9x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t36_410\" style=\"left:524px;bottom:861px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/E multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t37_410\" style=\"left:690px;bottom:861px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">13.4x \u2013 29.7x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t38_410\" style=\"left:794px;bottom:861px;letter-spacing:-0.38px;display:inline;\">17.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t39_410\" style=\"left:524px;bottom:843px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/B multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3a_410\" style=\"left:698px;bottom:843px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">0.3x \u2013 3.3x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3b_410\" style=\"left:799px;bottom:843px;letter-spacing:0.11px;display:inline;\">1.3x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3c_410\" style=\"left:524px;bottom:825px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">P/S multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3d_410\" style=\"left:702px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">2.1x \u2013 2.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3e_410\" style=\"left:796px;bottom:825px;letter-spacing:0.23px;display:inline;\">2.2x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3f_410\" style=\"left:524px;bottom:807px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t s4_410\" id=\"t3g_410\" style=\"left:548px;bottom:807px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sc_410\" id=\"t3h_410\" style=\"left:558px;bottom:807px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ity discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3i_410\" style=\"left:677px;bottom:807px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">10.0% \u2013 29.7% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3j_410\" style=\"left:789px;bottom:807px;letter-spacing:-0.35px;display:inline;\">17.5% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3k_410\" style=\"left:385px;bottom:788px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3l_410\" style=\"left:524px;bottom:788px;word-spacing:-0.14px;display:inline;\">Discount rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3m_410\" style=\"left:686px;bottom:788px;letter-spacing:-0.23px;word-spacing:0.09px;display:inline;\">7.5% \u2013 16.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3n_410\" style=\"left:792px;bottom:788px;letter-spacing:-0.47px;display:inline;\">9.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3o_410\" style=\"left:385px;bottom:770px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t3p_410\" style=\"left:449px;bottom:770px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3q_410\" style=\"left:524px;bottom:770px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3s_410\" style=\"left:695px;bottom:770px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">4.8x \u2013 76.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3t_410\" style=\"left:791px;bottom:770px;letter-spacing:-0.12px;display:inline;\">32.9x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3r_410\" style=\"left:524px;bottom:756px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3u_410\" style=\"left:524px;bottom:738px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3w_410\" style=\"left:731px;bottom:738px;letter-spacing:0.04px;display:inline;\">2.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3x_410\" style=\"left:796px;bottom:738px;letter-spacing:0.04px;display:inline;\">2.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3v_410\" style=\"left:524px;bottom:723px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3y_410\" style=\"left:524px;bottom:705px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t41_410\" style=\"left:718px;bottom:705px;letter-spacing:-0.07px;display:inline;\">60.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t42_410\" style=\"left:783px;bottom:705px;letter-spacing:-0.07px;display:inline;\">60.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3z_410\" style=\"left:524px;bottom:690px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t s4_410\" id=\"t40_410\" style=\"left:558px;bottom:690px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t43_410\" style=\"left:69px;bottom:672px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t44_410\" style=\"left:301px;bottom:672px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t45_410\" style=\"left:366px;bottom:672px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t46_410\" style=\"left:385px;bottom:672px;letter-spacing:-0.48px;display:inline;\">NAV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t47_410\" style=\"left:524px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t48_410\" style=\"left:731px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t49_410\" style=\"left:796px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4a_410\" style=\"left:69px;bottom:654px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_410\" id=\"t4b_410\" style=\"left:111px;bottom:654px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sc_410\" id=\"t4c_410\" style=\"left:180px;bottom:654px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4d_410\" style=\"left:69px;bottom:640px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4e_410\" style=\"left:82px;bottom:621px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4f_410\" style=\"left:297px;bottom:621px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4g_410\" style=\"left:362px;bottom:621px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4h_410\" style=\"left:385px;bottom:621px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t4i_410\" style=\"left:449px;bottom:621px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4j_410\" style=\"left:524px;bottom:621px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4o_410\" style=\"left:675px;bottom:621px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">(21.0)% \u2013 21.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4p_410\" style=\"left:787px;bottom:621px;letter-spacing:0.02px;display:inline;\">(2.7)% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4k_410\" style=\"left:524px;bottom:607px;word-spacing:-0.14px;display:inline;\">option impl</div><div class=\"t s4_410\" id=\"t4l_410\" style=\"left:588px;bottom:607px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ied volat</div><div class=\"t sc_410\" id=\"t4m_410\" style=\"left:636px;bottom:607px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t s4_410\" id=\"t4n_410\" style=\"left:642px;bottom:607px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4q_410\" style=\"left:385px;bottom:589px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4r_410\" style=\"left:524px;bottom:589px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4t_410\" style=\"left:680px;bottom:589px;letter-spacing:-0.18px;word-spacing:0.04px;display:inline;\">(4.6)% \u2013 81.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4u_410\" style=\"left:788px;bottom:589px;letter-spacing:-0.09px;display:inline;\">15.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4s_410\" style=\"left:524px;bottom:574px;letter-spacing:0.09px;display:inline;\">curves </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4v_410\" style=\"left:82px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4w_410\" style=\"left:294px;bottom:556px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4x_410\" style=\"left:362px;bottom:556px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4y_410\" style=\"left:385px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4z_410\" style=\"left:524px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t50_410\" style=\"left:680px;bottom:556px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(2.1)% \u2013 50.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t51_410\" style=\"left:787px;bottom:556px;letter-spacing:-0.12px;display:inline;\">10.6% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t52_410\" style=\"left:385px;bottom:538px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t53_410\" style=\"left:449px;bottom:538px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t54_410\" style=\"left:524px;bottom:538px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Bond option impl</div><div class=\"t s4_410\" id=\"t55_410\" style=\"left:620px;bottom:538px;letter-spacing:-0.01px;display:inline;\">ied </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t58_410\" style=\"left:731px;bottom:538px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t59_410\" style=\"left:796px;bottom:538px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t56_410\" style=\"left:524px;bottom:523px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t s4_410\" id=\"t57_410\" style=\"left:558px;bottom:523px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5a_410\" style=\"left:82px;bottom:505px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5b_410\" style=\"left:303px;bottom:505px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5c_410\" style=\"left:359px;bottom:505px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5d_410\" style=\"left:385px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5e_410\" style=\"left:524px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5f_410\" style=\"left:691px;bottom:505px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">0.1% \u2013 2.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5g_410\" style=\"left:794px;bottom:505px;letter-spacing:-0.12px;display:inline;\">1.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5h_410\" style=\"left:524px;bottom:487px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5i_410\" style=\"left:692px;bottom:487px;letter-spacing:-0.3px;word-spacing:0.15px;display:inline;\">7.2% \u2013 9.7% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5j_410\" style=\"left:793px;bottom:487px;letter-spacing:-0.4px;display:inline;\">7.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5k_410\" style=\"left:82px;bottom:469px;word-spacing:-0.14px;display:inline;\">Equity and stock index </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5l_410\" style=\"left:301px;bottom:469px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5m_410\" style=\"left:359px;bottom:469px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5n_410\" style=\"left:385px;bottom:469px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t5o_410\" style=\"left:452px;bottom:469px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5p_410\" style=\"left:524px;bottom:469px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5q_410\" style=\"left:673px;bottom:469px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5r_410\" style=\"left:786px;bottom:469px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5s_410\" style=\"left:524px;bottom:451px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5t_410\" style=\"left:668px;bottom:451px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5u_410\" style=\"left:786px;bottom:451px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5v_410\" style=\"left:69px;bottom:432px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5w_410\" style=\"left:301px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5x_410\" style=\"left:352px;bottom:432px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5y_410\" style=\"left:385px;bottom:432px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5z_410\" style=\"left:524px;bottom:432px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t60_410\" style=\"left:688px;bottom:432px;letter-spacing:-0.17px;word-spacing:0.03px;display:inline;\">0.9% \u2013 3.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t61_410\" style=\"left:794px;bottom:432px;letter-spacing:0.05px;display:inline;\">1.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t62_410\" style=\"left:524px;bottom:414px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t63_410\" style=\"left:725px;bottom:414px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t64_410\" style=\"left:790px;bottom:414px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t65_410\" style=\"left:69px;bottom:396px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t66_410\" style=\"left:301px;bottom:396px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t67_410\" style=\"left:353px;bottom:396px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t68_410\" style=\"left:385px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t69_410\" style=\"left:524px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6a_410\" style=\"left:688px;bottom:396px;letter-spacing:-0.3px;word-spacing:0.16px;display:inline;\">0.9% \u2013 19.1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6b_410\" style=\"left:786px;bottom:396px;letter-spacing:0.04px;display:inline;\">10.3% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6c_410\" style=\"left:385px;bottom:378px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t6d_410\" style=\"left:452px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6e_410\" style=\"left:524px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6f_410\" style=\"left:673px;bottom:378px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6g_410\" style=\"left:786px;bottom:378px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6h_410\" style=\"left:524px;bottom:360px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6i_410\" style=\"left:668px;bottom:360px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6j_410\" style=\"left:786px;bottom:360px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6k_410\" style=\"left:385px;bottom:342px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t6l_410\" style=\"left:524px;bottom:342px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6m_410\" style=\"left:731px;bottom:342px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6n_410\" style=\"left:796px;bottom:342px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6o_410\" style=\"left:524px;bottom:323px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6p_410\" style=\"left:686px;bottom:323px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">3.1% \u2013 22.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6q_410\" style=\"left:789px;bottom:323px;letter-spacing:-0.36px;display:inline;\">17.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6r_410\" style=\"left:69px;bottom:305px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_410\" id=\"t6s_410\" style=\"left:137px;bottom:305px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_410\" id=\"t6t_410\" style=\"left:155px;bottom:305px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6u_410\" style=\"left:301px;bottom:305px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6v_410\" style=\"left:355px;bottom:305px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6w_410\" style=\"left:385px;bottom:305px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6x_410\" style=\"left:524px;bottom:305px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6y_410\" style=\"left:689px;bottom:305px;letter-spacing:-0.23px;word-spacing:0.09px;display:inline;\">0.3% \u2013 7.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6z_410\" style=\"left:791px;bottom:305px;letter-spacing:0.06px;display:inline;\">4.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t70_410\" style=\"left:524px;bottom:287px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t71_410\" style=\"left:684px;bottom:287px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">6.8% \u2013 12.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t72_410\" style=\"left:796px;bottom:287px;letter-spacing:-0.54px;display:inline;\">9.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t73_410\" style=\"left:385px;bottom:269px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t74_410\" style=\"left:452px;bottom:269px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t75_410\" style=\"left:524px;bottom:269px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t76_410\" style=\"left:673px;bottom:269px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t77_410\" style=\"left:786px;bottom:269px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t78_410\" style=\"left:524px;bottom:251px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t79_410\" style=\"left:668px;bottom:251px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7a_410\" style=\"left:786px;bottom:251px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7b_410\" style=\"left:69px;bottom:233px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_410\" id=\"t7c_410\" style=\"left:129px;bottom:233px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7d_410\" style=\"left:301px;bottom:233px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7e_410\" style=\"left:357px;bottom:233px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7f_410\" style=\"left:385px;bottom:233px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7g_410\" style=\"left:524px;bottom:233px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7h_410\" style=\"left:726px;bottom:233px;letter-spacing:0.07px;display:inline;\">6.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7i_410\" style=\"left:791px;bottom:233px;letter-spacing:0.07px;display:inline;\">6.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7j_410\" style=\"left:69px;bottom:214px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_410\" id=\"t7k_410\" style=\"left:126px;bottom:214px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_410\" id=\"t7l_410\" style=\"left:131px;bottom:214px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_410\" id=\"t7m_410\" style=\"left:139px;bottom:214px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7n_410\" style=\"left:301px;bottom:214px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7o_410\" style=\"left:365px;bottom:214px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7p_410\" style=\"left:385px;bottom:214px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Comparable pric</div><div class=\"t s4_410\" id=\"t7q_410\" style=\"left:480px;bottom:214px;letter-spacing:-0.04px;display:inline;\">ing/ </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7s_410\" style=\"left:524px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7t_410\" style=\"left:697px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.06px;display:inline;\">4.2x \u2013 9.0x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7u_410\" style=\"left:799px;bottom:214px;letter-spacing:-0.14px;display:inline;\">6.1x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7r_410\" style=\"left:385px;bottom:200px;letter-spacing:0.02px;display:inline;\">yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_410\" id=\"t7v_410\" style=\"left:69px;bottom:182px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7w_410\" style=\"left:278px;bottom:182px;letter-spacing:0.07px;display:inline;\">5,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7x_410\" style=\"left:346px;bottom:182px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div class=\"t s9_410\" id=\"t7y_410\" style=\"left:69px;bottom:158px;display:inline;\">1 </div><div class=\"t sa_410\" id=\"t7z_410\" style=\"left:82px;bottom:158px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The ranges of values shown in the above table represent the highest and lowest levels used in the valuation of the Group\u2019s Level 3 \ufb01nanc</div><div class=\"t s9_410\" id=\"t80_410\" style=\"left:701px;bottom:158px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sa_410\" id=\"t81_410\" style=\"left:714px;bottom:158px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">instruments as </div><div class=\"t sa_410\" id=\"t82_410\" style=\"left:82px;bottom:147px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">at 31 December 2022. The ranges of values used are re\ufb02ective of the underlying characterist</div><div class=\"t s9_410\" id=\"t83_410\" style=\"left:500px;bottom:147px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ics of these Level 3 \ufb01nancial </div><div class=\"t sa_410\" id=\"t84_410\" style=\"left:628px;bottom:147px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments based on the market </div><div class=\"t sa_410\" id=\"t85_410\" style=\"left:82px;bottom:135px;letter-spacing:-0.05px;display:inline;\">condit</div><div class=\"t s9_410\" id=\"t86_410\" style=\"left:112px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ions at the balance sheet date. However, these ranges of values may not represent the uncerta</div><div class=\"t sa_410\" id=\"t87_410\" style=\"left:545px;bottom:135px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">inty in fair value measurements of the Group\u2019s Level 3 </div><div class=\"t s9_410\" id=\"t88_410\" style=\"left:82px;bottom:124px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div><div class=\"t sa_410\" id=\"t89_410\" style=\"left:124px;bottom:124px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t s9_410\" id=\"t8a_410\" style=\"left:69px;bottom:107px;display:inline;\">2 </div><div class=\"t sa_410\" id=\"t8b_410\" style=\"left:82px;bottom:107px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Weighted average for non-derivat</div><div class=\"t s9_410\" id=\"t8c_410\" style=\"left:242px;bottom:107px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_410\" id=\"t8d_410\" style=\"left:298px;bottom:107px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments has been calculated by weight</div><div class=\"t s9_410\" id=\"t8e_410\" style=\"left:496px;bottom:107px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sa_410\" id=\"t8f_410\" style=\"left:512px;bottom:107px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the relative fair value. Weighted average for </div><div class=\"t sa_410\" id=\"t8g_410\" style=\"left:82px;bottom:95px;letter-spacing:-0.03px;display:inline;\">derivat</div><div class=\"t s9_410\" id=\"t8h_410\" style=\"left:115px;bottom:95px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ives has been prov</div><div class=\"t sa_410\" id=\"t8i_410\" style=\"left:200px;bottom:95px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ided by weight</div><div class=\"t s9_410\" id=\"t8j_410\" style=\"left:268px;bottom:95px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sa_410\" id=\"t8k_410\" style=\"left:284px;bottom:95px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the risk relevant to that variable. N/A has been entered for the cases where weighted average is not </div><div class=\"t sa_410\" id=\"t8l_410\" style=\"left:82px;bottom:84px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">a meaningful ind</div><div class=\"t s9_410\" id=\"t8m_410\" style=\"left:161px;bottom:84px;letter-spacing:-0.05px;display:inline;\">icator </div><div></div><div class=\"t s4_411\" id=\"t6_411\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_411\" id=\"t7_411\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_411\" id=\"t8_411\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_411\" id=\"t9_411\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_411\" id=\"ta_411\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The following section describes the sign</div><div class=\"t s8_411\" id=\"tb_411\" style=\"left:321px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s7_411\" id=\"tc_411\" style=\"left:445px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inputs ident</div><div class=\"t s8_411\" id=\"td_411\" style=\"left:515px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">i\ufb01ed </div><div class=\"t s7_411\" id=\"te_411\" style=\"left:543px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in the valuation technique table: </div><div class=\"t s7_411\" id=\"tf_411\" style=\"left:87px;bottom:1139px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"tg_411\" style=\"left:100px;bottom:1139px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Comparable price/yield </div><div class=\"t s7_411\" id=\"th_411\" style=\"left:247px;bottom:1139px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is a valuation methodology in which the price of a comparable instrument is used to estimate the </div><div class=\"t s7_411\" id=\"ti_411\" style=\"left:100px;bottom:1123px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value where there are no direct observable prices. Yield is the interest rate that is used to discount the future cash \ufb02ows </div><div class=\"t s7_411\" id=\"tj_411\" style=\"left:100px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in a discounted cash \ufb02ow model. Valuation using comparable instruments can be done by calculating an impl</div><div class=\"t s8_411\" id=\"tk_411\" style=\"left:746px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied y</div><div class=\"t s7_411\" id=\"tl_411\" style=\"left:773px;bottom:1107px;letter-spacing:-0.32px;word-spacing:0.06px;display:inline;\">ield (or </div><div class=\"t s7_411\" id=\"tm_411\" style=\"left:100px;bottom:1091px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">spread over a liqu</div><div class=\"t s8_411\" id=\"tn_411\" style=\"left:204px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">id benchmark) from the pr</div><div class=\"t s7_411\" id=\"to_411\" style=\"left:360px;bottom:1091px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ice of a comparable instrument, then adjust</div><div class=\"t s8_411\" id=\"tp_411\" style=\"left:618px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing that y</div><div class=\"t s7_411\" id=\"tq_411\" style=\"left:674px;bottom:1091px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ield (or spread) to derive a </div><div class=\"t s7_411\" id=\"tr_411\" style=\"left:100px;bottom:1075px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">value for the instrument. The adjustment should account for relevant differences in the \ufb01nanc</div><div class=\"t s8_411\" id=\"ts_411\" style=\"left:649px;bottom:1075px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_411\" id=\"tt_411\" style=\"left:665px;bottom:1075px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments such as maturity </div><div class=\"t s7_411\" id=\"tu_411\" style=\"left:100px;bottom:1059px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">and/or credit quality. Alternatively, a price-to-price basis can be assumed between the comparable instrument and the </div><div class=\"t s7_411\" id=\"tv_411\" style=\"left:100px;bottom:1043px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument being valued in order to establish the value of the instrument (for example, deriv</div><div class=\"t s8_411\" id=\"tw_411\" style=\"left:638px;bottom:1043px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing a fa</div><div class=\"t s7_411\" id=\"tx_411\" style=\"left:682px;bottom:1043px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ir value for a jun</div><div class=\"t s8_411\" id=\"ty_411\" style=\"left:775px;bottom:1043px;letter-spacing:-0.17px;display:inline;\">ior </div><div class=\"t s7_411\" id=\"tz_411\" style=\"left:100px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">unsecured bond from the price of a senior secured bond). An increase in price, in isolat</div><div class=\"t s8_411\" id=\"t10_411\" style=\"left:604px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t11_411\" style=\"left:702px;bottom:1027px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in a favourable </div><div class=\"t s7_411\" id=\"t12_411\" style=\"left:100px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">movement in the fair value of the asset. An increase in yield, in isolat</div><div class=\"t s8_411\" id=\"t13_411\" style=\"left:498px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t14_411\" style=\"left:596px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in an unfavourable movement in the </div><div class=\"t s7_411\" id=\"t15_411\" style=\"left:100px;bottom:995px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">fair value of the asset </div><div class=\"t s7_411\" id=\"t16_411\" style=\"left:87px;bottom:971px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t17_411\" style=\"left:100px;bottom:971px;letter-spacing:-0.09px;display:inline;\">Correlation </div><div class=\"t s7_411\" id=\"t18_411\" style=\"left:172px;bottom:971px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is the measure of how movement in one variable in\ufb02uences the movement in another variable. An equity </div><div class=\"t s7_411\" id=\"t19_411\" style=\"left:100px;bottom:955px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">correlation is the correlation between two equity instruments while an interest rate correlation refers to the correlation </div><div class=\"t s7_411\" id=\"t1a_411\" style=\"left:100px;bottom:939px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">between two swap rates </div><div class=\"t s7_411\" id=\"t1b_411\" style=\"left:87px;bottom:915px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1c_411\" style=\"left:100px;bottom:915px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Credit spread </div><div class=\"t s7_411\" id=\"t1d_411\" style=\"left:185px;bottom:915px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">represents the addit</div><div class=\"t s8_411\" id=\"t1e_411\" style=\"left:305px;bottom:915px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ional y</div><div class=\"t s7_411\" id=\"t1f_411\" style=\"left:344px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ield that a market partic</div><div class=\"t s8_411\" id=\"t1g_411\" style=\"left:487px;bottom:915px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipant would demand for tak</div><div class=\"t s7_411\" id=\"t1h_411\" style=\"left:653px;bottom:915px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing exposure to the Credit Risk </div><div class=\"t s7_411\" id=\"t1i_411\" style=\"left:100px;bottom:899px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">of an instrument </div><div class=\"t s7_411\" id=\"t1j_411\" style=\"left:87px;bottom:875px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1k_411\" style=\"left:100px;bottom:875px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Discount rate </div><div class=\"t s7_411\" id=\"t1l_411\" style=\"left:184px;bottom:875px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">refers to the rate of return used to convert expected cash \ufb02ows into present value </div><div class=\"t s7_411\" id=\"t1m_411\" style=\"left:87px;bottom:850px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1n_411\" style=\"left:100px;bottom:850px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Equity-FX correlation </div><div class=\"t s7_411\" id=\"t1o_411\" style=\"left:233px;bottom:850px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is the correlation between equity instrument and foreign exchange instrument </div><div class=\"t s7_411\" id=\"t1p_411\" style=\"left:87px;bottom:826px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1q_411\" style=\"left:100px;bottom:826px;letter-spacing:-0.26px;display:inline;\">EV/EBITDA multiple </div><div class=\"t s7_411\" id=\"t1r_411\" style=\"left:224px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is the ratio of Enterprise Value (EV) to Earnings Before Interest, Taxes, Depreciat</div><div class=\"t s8_411\" id=\"t1s_411\" style=\"left:691px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Amort</div><div class=\"t s7_411\" id=\"t1t_411\" style=\"left:777px;bottom:826px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t s8_411\" id=\"t1u_411\" style=\"left:799px;bottom:826px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_411\" id=\"t1v_411\" style=\"left:100px;bottom:810px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(EBITDA). EV is the aggregate market capital</div><div class=\"t s8_411\" id=\"t1w_411\" style=\"left:365px;bottom:810px;letter-spacing:-0.14px;display:inline;\">isat</div><div class=\"t s7_411\" id=\"t1x_411\" style=\"left:386px;bottom:810px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and debt minus the cash and cash equivalents. An increase in EV/EBITDA </div><div class=\"t s7_411\" id=\"t1y_411\" style=\"left:100px;bottom:794px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">multiple will result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t1z_411\" style=\"left:87px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t20_411\" style=\"left:100px;bottom:770px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">EV/Revenue multiple </div><div class=\"t s7_411\" id=\"t21_411\" style=\"left:229px;bottom:770px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is the ratio of Enterprise Value (EV) to Revenue. An increase in EV/Revenue multiple will result in a </div><div class=\"t s7_411\" id=\"t22_411\" style=\"left:100px;bottom:754px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t23_411\" style=\"left:87px;bottom:730px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t24_411\" style=\"left:100px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Foreign exchange curves </div><div class=\"t s7_411\" id=\"t25_411\" style=\"left:252px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is the term structure for forward rates and swap rates between currency pairs over a specif</div><div class=\"t s8_411\" id=\"t26_411\" style=\"left:785px;bottom:730px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_411\" id=\"t27_411\" style=\"left:100px;bottom:714px;letter-spacing:-0.09px;display:inline;\">period </div><div class=\"t s7_411\" id=\"t28_411\" style=\"left:87px;bottom:690px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t29_411\" style=\"left:100px;bottom:690px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">Net asset value (NAV) </div><div class=\"t s7_411\" id=\"t2a_411\" style=\"left:237px;bottom:690px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is the value of an entity\u2019s assets after deducting any liab</div><div class=\"t s8_411\" id=\"t2b_411\" style=\"left:566px;bottom:690px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_411\" id=\"t2c_411\" style=\"left:571px;bottom:690px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_411\" id=\"t2d_411\" style=\"left:579px;bottom:690px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_411\" id=\"t2e_411\" style=\"left:87px;bottom:666px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2f_411\" style=\"left:100px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Interest rate curves </div><div class=\"t s7_411\" id=\"t2g_411\" style=\"left:219px;bottom:666px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is the term structure of interest rates and measures of future interest rates at a particular point in time </div><div class=\"t s7_411\" id=\"t2h_411\" style=\"left:87px;bottom:642px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2i_411\" style=\"left:100px;bottom:642px;letter-spacing:-0.15px;display:inline;\">Liqu</div><div class=\"t sa_411\" id=\"t2j_411\" style=\"left:126px;bottom:642px;letter-spacing:-0.13px;display:inline;\">id</div><div class=\"t s9_411\" id=\"t2k_411\" style=\"left:137px;bottom:642px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity discounts in the valuation of unlisted investments </div><div class=\"t s7_411\" id=\"t2l_411\" style=\"left:456px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">are primar</div><div class=\"t s8_411\" id=\"t2m_411\" style=\"left:518px;bottom:642px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily appl</div><div class=\"t s7_411\" id=\"t2n_411\" style=\"left:561px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to the valuation of unlisted \ufb01rms\u2019 </div><div class=\"t s7_411\" id=\"t2o_411\" style=\"left:100px;bottom:626px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments to re\ufb02ect the fact that these stocks are not actively traded. An increase in liqu</div><div class=\"t s8_411\" id=\"t2p_411\" style=\"left:629px;bottom:626px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_411\" id=\"t2q_411\" style=\"left:640px;bottom:626px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity discount will result in an </div><div class=\"t s7_411\" id=\"t2r_411\" style=\"left:100px;bottom:610px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">unfavourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t2s_411\" style=\"left:87px;bottom:586px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2t_411\" style=\"left:100px;bottom:586px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Price-Earnings (P/E) multiple </div><div class=\"t s7_411\" id=\"t2u_411\" style=\"left:278px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of the equity to the net income after tax. An increase in P/E </div><div class=\"t s7_411\" id=\"t2v_411\" style=\"left:100px;bottom:570px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">multiple will result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t2w_411\" style=\"left:87px;bottom:546px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2x_411\" style=\"left:100px;bottom:546px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">Price-Book (P/B) multiple </div><div class=\"t s7_411\" id=\"t2y_411\" style=\"left:256px;bottom:546px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of equity to the book value of equity. An increase in P/B multiple will </div><div class=\"t s7_411\" id=\"t2z_411\" style=\"left:100px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t30_411\" style=\"left:87px;bottom:506px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t31_411\" style=\"left:100px;bottom:506px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">Price-Sales (P/S) multiple </div><div class=\"t s7_411\" id=\"t32_411\" style=\"left:256px;bottom:506px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of equity to sales. An increase in P/S multiple will result in a </div><div class=\"t s7_411\" id=\"t33_411\" style=\"left:100px;bottom:490px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t34_411\" style=\"left:87px;bottom:465px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t35_411\" style=\"left:100px;bottom:465px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Recovery rates </div><div class=\"t s7_411\" id=\"t36_411\" style=\"left:192px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is the expectation of the rate of return resulting from the liqu</div><div class=\"t s8_411\" id=\"t37_411\" style=\"left:547px;bottom:465px;letter-spacing:-0.16px;display:inline;\">idat</div><div class=\"t s7_411\" id=\"t38_411\" style=\"left:571px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of a particular loan. As the probabil</div><div class=\"t s8_411\" id=\"t39_411\" style=\"left:800px;bottom:465px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity of </div><div class=\"t s7_411\" id=\"t3a_411\" style=\"left:100px;bottom:449px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">default increases for a given instrument, the valuation of that instrument will increas</div><div class=\"t s8_411\" id=\"t3b_411\" style=\"left:595px;bottom:449px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ingly re\ufb02ect </div><div class=\"t s7_411\" id=\"t3c_411\" style=\"left:666px;bottom:449px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">its expected recovery level </div><div class=\"t s7_411\" id=\"t3d_411\" style=\"left:100px;bottom:433px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assuming default. An increase in the recovery rate, in isolat</div><div class=\"t s8_411\" id=\"t3e_411\" style=\"left:445px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t3f_411\" style=\"left:542px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in a favourable movement in the fair value of </div><div class=\"t s7_411\" id=\"t3g_411\" style=\"left:100px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the loan </div><div class=\"t s7_411\" id=\"t3h_411\" style=\"left:87px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t3i_411\" style=\"left:100px;bottom:393px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Repo curve </div><div class=\"t s7_411\" id=\"t3j_411\" style=\"left:169px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is the term structure of repo rates on repos and reverse repos at a particular point in time </div><div class=\"t s7_411\" id=\"t3k_411\" style=\"left:87px;bottom:369px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t3l_411\" style=\"left:100px;bottom:369px;letter-spacing:-0.27px;display:inline;\">Volatil</div><div class=\"t sa_411\" id=\"t3m_411\" style=\"left:140px;bottom:369px;display:inline;\">ity </div><div class=\"t s7_411\" id=\"t3n_411\" style=\"left:158px;bottom:369px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">represents an estimate of how much a particular instrument, parameter or index will change in value over time. </div><div class=\"t s7_411\" id=\"t3o_411\" style=\"left:100px;bottom:353px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Generally, the higher the volatil</div><div class=\"t s8_411\" id=\"t3p_411\" style=\"left:283px;bottom:353px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, the more expens</div><div class=\"t s7_411\" id=\"t3q_411\" style=\"left:401px;bottom:353px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ive the option will be. </div><div></div><div class=\"t s5_412\" id=\"t7_412\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_412\" id=\"t8_412\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_412\" id=\"t9_412\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_412\" id=\"ta_412\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_412\" id=\"tb_412\" style=\"left:69px;bottom:1155px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Level 3 movement tables \u2013 \ufb01nancial assets </div><div class=\"t s9_412\" id=\"tc_412\" style=\"left:69px;bottom:1137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The table below analyses movements in Level 3 \ufb01nanc</div><div class=\"t sa_412\" id=\"td_412\" style=\"left:389px;bottom:1137px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets carr</div><div class=\"t s9_412\" id=\"te_412\" style=\"left:469px;bottom:1137px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied at fair value. </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"tg_412\" style=\"left:512px;bottom:1119px;letter-spacing:-0.06px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"th_412\" style=\"left:317px;bottom:1102px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"to_412\" style=\"left:663px;bottom:1102px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Investment securit</div><div class=\"t sc_412\" id=\"tp_412\" style=\"left:749px;bottom:1102px;display:inline;\">ies </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t13_412\" style=\"left:379px;bottom:1085px;letter-spacing:-0.1px;display:inline;\">Reverse </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t14_412\" style=\"left:362px;bottom:1073px;letter-spacing:0.01px;display:inline;\">repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1d_412\" style=\"left:457px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1w_412\" style=\"left:691px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t15_412\" style=\"left:358px;bottom:1062px;letter-spacing:0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1e_412\" style=\"left:433px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sc_412\" id=\"t1f_412\" style=\"left:465px;bottom:1062px;letter-spacing:0.03px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1x_412\" style=\"left:667px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sc_412\" id=\"t1y_412\" style=\"left:699px;bottom:1062px;letter-spacing:0.03px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t16_412\" style=\"left:369px;bottom:1050px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1g_412\" style=\"left:428px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1z_412\" style=\"left:662px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tt_412\" style=\"left:237px;bottom:1039px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"ty_412\" style=\"left:302px;bottom:1039px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t17_412\" style=\"left:384px;bottom:1039px;letter-spacing:-0.03px;display:inline;\">sim</div><div class=\"t sc_412\" id=\"t18_412\" style=\"left:400px;bottom:1039px;letter-spacing:-0.03px;display:inline;\">ilar </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1h_412\" style=\"left:424px;bottom:1039px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">tier one and </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"ti_412\" style=\"left:600px;bottom:1039px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sc_412\" id=\"tj_412\" style=\"left:636px;bottom:1039px;letter-spacing:-0.14px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t20_412\" style=\"left:679px;bottom:1039px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tu_412\" style=\"left:240px;bottom:1028px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tz_412\" style=\"left:305px;bottom:1028px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t19_412\" style=\"left:379px;bottom:1028px;letter-spacing:0.01px;display:inline;\">secured </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1i_412\" style=\"left:455px;bottom:1028px;letter-spacing:0.02px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1o_412\" style=\"left:502px;bottom:1028px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1s_412\" style=\"left:556px;bottom:1028px;letter-spacing:0.03px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_412\" id=\"tk_412\" style=\"left:608px;bottom:1028px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t21_412\" style=\"left:668px;bottom:1028px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t27_412\" style=\"left:736px;bottom:1028px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tv_412\" style=\"left:245px;bottom:1016px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t10_412\" style=\"left:290px;bottom:1016px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1a_412\" style=\"left:380px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1j_412\" style=\"left:425px;bottom:1016px;letter-spacing:-0.03px;display:inline;\">elig</div> <div class=\"t sc_412\" id=\"t1k_412\" style=\"left:442px;bottom:1016px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ible b</div><div class=\"t sb_412\" id=\"t1l_412\" style=\"left:468px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1p_412\" style=\"left:502px;bottom:1016px;letter-spacing:0.01px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1t_412\" style=\"left:554px;bottom:1016px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tl_412\" style=\"left:593px;bottom:1016px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t22_412\" style=\"left:659px;bottom:1016px;letter-spacing:-0.03px;display:inline;\">elig</div> <div class=\"t sc_412\" id=\"t23_412\" style=\"left:676px;bottom:1016px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ible b</div><div class=\"t sb_412\" id=\"t24_412\" style=\"left:702px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t28_412\" style=\"left:736px;bottom:1016px;letter-spacing:0.01px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tq_412\" style=\"left:794px;bottom:1016px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_412\" id=\"tf_412\" style=\"left:69px;bottom:1004px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tw_412\" style=\"left:248px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"tx_412\" style=\"left:271px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t11_412\" style=\"left:313px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t12_412\" style=\"left:336px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1b_412\" style=\"left:378px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t1c_412\" style=\"left:401px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1m_412\" style=\"left:443px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t1n_412\" style=\"left:466px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1q_412\" style=\"left:495px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t1r_412\" style=\"left:518px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1u_412\" style=\"left:547px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t1v_412\" style=\"left:570px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tm_412\" style=\"left:612px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"tn_412\" style=\"left:635px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t25_412\" style=\"left:677px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t26_412\" style=\"left:700px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t29_412\" style=\"left:729px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t2a_412\" style=\"left:752px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tr_412\" style=\"left:781px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"ts_412\" style=\"left:804px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t2b_412\" style=\"left:69px;bottom:985px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2c_412\" style=\"left:274px;bottom:985px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2d_412\" style=\"left:320px;bottom:985px;letter-spacing:0.11px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2e_412\" style=\"left:386px;bottom:985px;letter-spacing:-0.05px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2f_412\" style=\"left:455px;bottom:985px;letter-spacing:-0.03px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2g_412\" style=\"left:514px;bottom:985px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2h_412\" style=\"left:578px;bottom:985px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2i_412\" style=\"left:634px;bottom:985px;letter-spacing:0.34px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2j_412\" style=\"left:708px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2k_412\" style=\"left:746px;bottom:985px;letter-spacing:0.02px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2l_412\" style=\"left:787px;bottom:985px;letter-spacing:0.09px;display:inline;\">5,865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2m_412\" style=\"left:69px;bottom:966px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2n_412\" style=\"left:69px;bottom:951px;word-spacing:-0.15px;display:inline;\">recognised in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2o_412\" style=\"left:69px;bottom:936px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2p_412\" style=\"left:280px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2q_412\" style=\"left:331px;bottom:936px;letter-spacing:0.03px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2r_412\" style=\"left:390px;bottom:936px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2s_412\" style=\"left:454px;bottom:936px;letter-spacing:-0.04px;display:inline;\">(292) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2t_412\" style=\"left:525px;bottom:936px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2u_412\" style=\"left:574px;bottom:936px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2v_412\" style=\"left:638px;bottom:936px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2w_412\" style=\"left:708px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2x_412\" style=\"left:760px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2y_412\" style=\"left:794px;bottom:936px;letter-spacing:-0.25px;display:inline;\">(419) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2z_412\" style=\"left:82px;bottom:917px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t30_412\" style=\"left:280px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t31_412\" style=\"left:345px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t32_412\" style=\"left:410px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t33_412\" style=\"left:475px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t34_412\" style=\"left:527px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t35_412\" style=\"left:579px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t36_412\" style=\"left:643px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t37_412\" style=\"left:708px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t38_412\" style=\"left:760px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t39_412\" style=\"left:812px;bottom:917px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3a_412\" style=\"left:82px;bottom:898px;word-spacing:-0.13px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3b_412\" style=\"left:280px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3c_412\" style=\"left:331px;bottom:898px;letter-spacing:0.03px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3d_412\" style=\"left:390px;bottom:898px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3e_412\" style=\"left:453px;bottom:898px;letter-spacing:-0.12px;display:inline;\">(304) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3f_412\" style=\"left:526px;bottom:898px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3g_412\" style=\"left:579px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3h_412\" style=\"left:638px;bottom:898px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3i_412\" style=\"left:708px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3j_412\" style=\"left:760px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3k_412\" style=\"left:792px;bottom:898px;letter-spacing:-0.23px;display:inline;\">(429) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3l_412\" style=\"left:82px;bottom:879px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3m_412\" style=\"left:280px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3n_412\" style=\"left:345px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3o_412\" style=\"left:410px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3p_412\" style=\"left:469px;bottom:879px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3q_412\" style=\"left:522px;bottom:879px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3r_412\" style=\"left:574px;bottom:879px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3s_412\" style=\"left:643px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3t_412\" style=\"left:708px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3u_412\" style=\"left:760px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3v_412\" style=\"left:805px;bottom:879px;letter-spacing:0.09px;display:inline;\">10 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3w_412\" style=\"left:69px;bottom:860px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3x_412\" style=\"left:69px;bottom:846px;word-spacing:-0.15px;display:inline;\">recognised in other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3y_412\" style=\"left:69px;bottom:831px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t3z_412\" style=\"left:69px;bottom:817px;letter-spacing:-0.2px;display:inline;\">(OCI) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t40_412\" style=\"left:280px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t41_412\" style=\"left:345px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t42_412\" style=\"left:410px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t43_412\" style=\"left:475px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t44_412\" style=\"left:527px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t45_412\" style=\"left:579px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t46_412\" style=\"left:643px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t47_412\" style=\"left:704px;bottom:817px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t48_412\" style=\"left:749px;bottom:817px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t49_412\" style=\"left:797px;bottom:817px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t4a_412\" style=\"left:82px;bottom:798px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t4b_412\" style=\"left:82px;bottom:783px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">OCI reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4c_412\" style=\"left:280px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4d_412\" style=\"left:345px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4e_412\" style=\"left:410px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4f_412\" style=\"left:475px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4g_412\" style=\"left:527px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4h_412\" style=\"left:579px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4i_412\" style=\"left:643px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4j_412\" style=\"left:708px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4k_412\" style=\"left:746px;bottom:783px;letter-spacing:0.1px;display:inline;\">108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4l_412\" style=\"left:798px;bottom:783px;letter-spacing:0.1px;display:inline;\">108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t4m_412\" style=\"left:82px;bottom:764px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4n_412\" style=\"left:280px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4o_412\" style=\"left:345px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4p_412\" style=\"left:410px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4q_412\" style=\"left:475px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4r_412\" style=\"left:527px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4s_412\" style=\"left:579px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4t_412\" style=\"left:643px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4u_412\" style=\"left:704px;bottom:764px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4v_412\" style=\"left:753px;bottom:764px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4w_412\" style=\"left:806px;bottom:764px;letter-spacing:-0.18px;display:inline;\">(8) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t4x_412\" style=\"left:69px;bottom:745px;letter-spacing:0.03px;display:inline;\">Purchases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4y_412\" style=\"left:272px;bottom:745px;letter-spacing:0.3px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4z_412\" style=\"left:321px;bottom:745px;letter-spacing:0.05px;display:inline;\">1,784 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t50_412\" style=\"left:384px;bottom:745px;letter-spacing:-0.12px;display:inline;\">5,902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t51_412\" style=\"left:451px;bottom:745px;letter-spacing:-0.02px;display:inline;\">1,082 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t52_412\" style=\"left:525px;bottom:745px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t53_412\" style=\"left:579px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t54_412\" style=\"left:630px;bottom:745px;letter-spacing:0.03px;display:inline;\">189 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t55_412\" style=\"left:703px;bottom:745px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t56_412\" style=\"left:755px;bottom:745px;letter-spacing:-0.37px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t57_412\" style=\"left:787px;bottom:745px;letter-spacing:-0.3px;display:inline;\">9,069 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t58_412\" style=\"left:69px;bottom:726px;letter-spacing:0.04px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t59_412\" style=\"left:266px;bottom:726px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5a_412\" style=\"left:319px;bottom:726px;letter-spacing:-0.03px;display:inline;\">(1,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5b_412\" style=\"left:380px;bottom:726px;letter-spacing:-0.17px;display:inline;\">(3,942) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5c_412\" style=\"left:456px;bottom:726px;letter-spacing:-0.05px;display:inline;\">(518) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5d_412\" style=\"left:514px;bottom:726px;letter-spacing:-0.04px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5e_412\" style=\"left:579px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5f_412\" style=\"left:627px;bottom:726px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5g_412\" style=\"left:695px;bottom:726px;display:inline;\">(23) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5h_412\" style=\"left:754px;bottom:726px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5i_412\" style=\"left:782px;bottom:726px;letter-spacing:-0.12px;display:inline;\">(5,768) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t5j_412\" style=\"left:69px;bottom:707px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5k_412\" style=\"left:280px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5l_412\" style=\"left:324px;bottom:707px;letter-spacing:-0.18px;display:inline;\">(442) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5m_412\" style=\"left:379px;bottom:707px;letter-spacing:0.08px;display:inline;\">(1,488) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5n_412\" style=\"left:453px;bottom:707px;letter-spacing:0.04px;display:inline;\">(305) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5o_412\" style=\"left:527px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5p_412\" style=\"left:579px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5q_412\" style=\"left:630px;bottom:707px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5r_412\" style=\"left:708px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5s_412\" style=\"left:760px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5t_412\" style=\"left:780px;bottom:707px;letter-spacing:0.08px;display:inline;\">(2,260) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t5u_412\" style=\"left:69px;bottom:688px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t se_412\" id=\"t5v_412\" style=\"vertical-align: super;left:142px;bottom:694px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5w_412\" style=\"left:269px;bottom:688px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5x_412\" style=\"left:324px;bottom:688px;letter-spacing:0.1px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5y_412\" style=\"left:410px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5z_412\" style=\"left:469px;bottom:688px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t60_412\" style=\"left:527px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t61_412\" style=\"left:579px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t62_412\" style=\"left:630px;bottom:688px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t63_412\" style=\"left:697px;bottom:688px;letter-spacing:-0.14px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t64_412\" style=\"left:748px;bottom:688px;letter-spacing:-0.09px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t65_412\" style=\"left:792px;bottom:688px;letter-spacing:0.06px;display:inline;\">(327) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t66_412\" style=\"left:69px;bottom:669px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t se_412\" id=\"t67_412\" style=\"vertical-align: super;left:133px;bottom:675px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t68_412\" style=\"left:280px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t69_412\" style=\"left:329px;bottom:669px;letter-spacing:0.06px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6a_412\" style=\"left:410px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6b_412\" style=\"left:461px;bottom:669px;letter-spacing:0.09px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6c_412\" style=\"left:527px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6d_412\" style=\"left:579px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6e_412\" style=\"left:643px;bottom:669px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6f_412\" style=\"left:702px;bottom:669px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6g_412\" style=\"left:760px;bottom:669px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6h_412\" style=\"left:796px;bottom:669px;letter-spacing:0.15px;display:inline;\">454 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_412\" id=\"t6i_412\" style=\"left:69px;bottom:650px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6j_412\" style=\"left:280px;bottom:650px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6k_412\" style=\"left:321px;bottom:650px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6l_412\" style=\"left:384px;bottom:650px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6m_412\" style=\"left:452px;bottom:650px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6n_412\" style=\"left:513px;bottom:650px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6o_412\" style=\"left:577px;bottom:650px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6p_412\" style=\"left:634px;bottom:650px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6q_412\" style=\"left:701px;bottom:650px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6r_412\" style=\"left:746px;bottom:650px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6s_412\" style=\"left:789px;bottom:650px;letter-spacing:0.07px;display:inline;\">6,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6t_412\" style=\"left:69px;bottom:631px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">Total unrealised (losses)/ </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6u_412\" style=\"left:69px;bottom:616px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">gains recognised in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6v_412\" style=\"left:69px;bottom:602px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">the income statement, </div><div class=\"t sd_412\" id=\"t6w_412\" style=\"left:69px;bottom:587px;letter-spacing:0.05px;display:inline;\">with</div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t6x_412\" style=\"left:94px;bottom:587px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sd_412\" id=\"t6y_412\" style=\"left:152px;bottom:587px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6z_412\" style=\"left:69px;bottom:573px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">relating to change in fair </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t70_412\" style=\"left:69px;bottom:558px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">value of assets held at </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t71_412\" style=\"left:69px;bottom:544px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t72_412\" style=\"left:280px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t73_412\" style=\"left:338px;bottom:544px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t74_412\" style=\"left:409px;bottom:544px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t75_412\" style=\"left:470px;bottom:544px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t76_412\" style=\"left:525px;bottom:544px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t77_412\" style=\"left:579px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t78_412\" style=\"left:632px;bottom:544px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t79_412\" style=\"left:708px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t7a_412\" style=\"left:760px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t7b_412\" style=\"left:806px;bottom:544px;letter-spacing:-0.04px;display:inline;\">(9) </div></td></tr></table><div class=\"t sf_412\" id=\"t7c_412\" style=\"left:69px;bottom:520px;display:inline;\">1 </div><div class=\"t sg_412\" id=\"t7d_412\" style=\"left:82px;bottom:520px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Transfers out includes loans and advances, debt securit</div><div class=\"t sf_412\" id=\"t7e_412\" style=\"left:335px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sg_412\" id=\"t7f_412\" style=\"left:390px;bottom:520px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sf_412\" id=\"t7g_412\" style=\"left:505px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sg_412\" id=\"t7h_412\" style=\"left:530px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ills, equity shares and derivat</div><div class=\"t sf_412\" id=\"t7i_412\" style=\"left:662px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sg_412\" id=\"t7j_412\" style=\"left:719px;bottom:520px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">instruments where the </div><div class=\"t sg_412\" id=\"t7k_412\" style=\"left:82px;bottom:508px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">valuation parameters became observable during the period and were transferred to Level 1 and Level 2 </div><div class=\"t sf_412\" id=\"t7l_412\" style=\"left:69px;bottom:491px;display:inline;\">2 </div><div class=\"t sg_412\" id=\"t7m_412\" style=\"left:82px;bottom:491px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Transfers in primar</div><div class=\"t sf_412\" id=\"t7n_412\" style=\"left:168px;bottom:491px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to loans and advances, debt secur</div><div class=\"t sg_412\" id=\"t7o_412\" style=\"left:370px;bottom:491px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sf_412\" id=\"t7p_412\" style=\"left:376px;bottom:491px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sg_412\" id=\"t7q_412\" style=\"left:430px;bottom:491px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sf_412\" id=\"t7r_412\" style=\"left:546px;bottom:491px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sg_412\" id=\"t7s_412\" style=\"left:571px;bottom:491px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ills, equity shares and derivat</div><div class=\"t sf_412\" id=\"t7t_412\" style=\"left:703px;bottom:491px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sg_412\" id=\"t7u_412\" style=\"left:760px;bottom:491px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sg_412\" id=\"t7v_412\" style=\"left:82px;bottom:480px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">where the valuation parameters became unobservable during the year </div><div></div><div class=\"t s4_413\" id=\"t6_413\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_413\" id=\"t7_413\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_413\" id=\"t8_413\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_413\" id=\"t9_413\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_413\" id=\"ta_413\" style=\"left:87px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The table below analyses movements in Level 3 \ufb01nanc</div><div class=\"t s8_413\" id=\"tb_413\" style=\"left:406px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets carr</div><div class=\"t s7_413\" id=\"tc_413\" style=\"left:487px;bottom:1163px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied at fair value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t sa_413\" id=\"te_413\" style=\"left:530px;bottom:1145px;letter-spacing:-0.08px;display:inline;\">2022 </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_413\" id=\"tf_413\" style=\"left:337px;bottom:1128px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Held at fair value through pro\ufb01t or loss </div>    </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_413\" id=\"tm_413\" style=\"left:682px;bottom:1128px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Investment securit</div><div class=\"t sb_413\" id=\"tn_413\" style=\"left:766px;bottom:1128px;letter-spacing:-0.04px;display:inline;\">ies </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t11_413\" style=\"left:397px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">Reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t12_413\" style=\"left:381px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1b_413\" style=\"left:474px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1u_413\" style=\"left:708px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t13_413\" style=\"left:376px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1c_413\" style=\"left:453px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_413\" id=\"t1d_413\" style=\"left:484px;bottom:1088px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1v_413\" style=\"left:687px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_413\" id=\"t1w_413\" style=\"left:717px;bottom:1088px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t14_413\" style=\"left:388px;bottom:1077px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1e_413\" style=\"left:447px;bottom:1077px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1x_413\" style=\"left:681px;bottom:1077px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tr_413\" style=\"left:255px;bottom:1065px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tw_413\" style=\"left:320px;bottom:1065px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t15_413\" style=\"left:403px;bottom:1065px;letter-spacing:-0.06px;display:inline;\">sim</div><div class=\"t sb_413\" id=\"t16_413\" style=\"left:419px;bottom:1065px;letter-spacing:-0.06px;display:inline;\">ilar </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1f_413\" style=\"left:463px;bottom:1065px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tg_413\" style=\"left:620px;bottom:1065px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t sb_413\" id=\"th_413\" style=\"left:654px;bottom:1065px;letter-spacing:-0.07px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1y_413\" style=\"left:697px;bottom:1065px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"ts_413\" style=\"left:258px;bottom:1054px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tx_413\" style=\"left:323px;bottom:1054px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t17_413\" style=\"left:397px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">secured </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1g_413\" style=\"left:453px;bottom:1054px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1m_413\" style=\"left:521px;bottom:1054px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1q_413\" style=\"left:575px;bottom:1054px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_413\" id=\"ti_413\" style=\"left:627px;bottom:1054px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1z_413\" style=\"left:686px;bottom:1054px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t25_413\" style=\"left:755px;bottom:1054px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tt_413\" style=\"left:263px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"ty_413\" style=\"left:309px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t18_413\" style=\"left:398px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1h_413\" style=\"left:445px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">elig</div><div class=\"t sb_413\" id=\"t1i_413\" style=\"left:462px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t1j_413\" style=\"left:487px;bottom:1042px;letter-spacing:-0.04px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1n_413\" style=\"left:520px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1r_413\" style=\"left:572px;bottom:1042px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tj_413\" style=\"left:612px;bottom:1042px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t20_413\" style=\"left:679px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">elig</div><div class=\"t sb_413\" id=\"t21_413\" style=\"left:696px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t22_413\" style=\"left:721px;bottom:1042px;letter-spacing:-0.04px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t26_413\" style=\"left:754px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"to_413\" style=\"left:812px;bottom:1042px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_413\" id=\"td_413\" style=\"left:87px;bottom:1030px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tu_413\" style=\"left:267px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tv_413\" style=\"left:289px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tz_413\" style=\"left:332px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t10_413\" style=\"left:354px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t19_413\" style=\"left:397px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1a_413\" style=\"left:419px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1k_413\" style=\"left:462px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1l_413\" style=\"left:484px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1o_413\" style=\"left:514px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1p_413\" style=\"left:536px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1s_413\" style=\"left:566px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1t_413\" style=\"left:588px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tk_413\" style=\"left:631px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tl_413\" style=\"left:653px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t23_413\" style=\"left:696px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t24_413\" style=\"left:718px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t27_413\" style=\"left:748px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t28_413\" style=\"left:770px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tp_413\" style=\"left:800px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tq_413\" style=\"left:822px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t29_413\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2a_413\" style=\"left:296px;bottom:1011px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2b_413\" style=\"left:342px;bottom:1011px;letter-spacing:0.12px;display:inline;\">1,357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2c_413\" style=\"left:406px;bottom:1011px;letter-spacing:0.15px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2d_413\" style=\"left:478px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">349 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2e_413\" style=\"left:532px;bottom:1011px;letter-spacing:0.1px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2f_413\" style=\"left:589px;bottom:1011px;letter-spacing:-0.09px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2g_413\" style=\"left:652px;bottom:1011px;letter-spacing:0.04px;display:inline;\">90 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2h_413\" style=\"left:717px;bottom:1011px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2i_413\" style=\"left:764px;bottom:1011px;letter-spacing:-0.13px;display:inline;\">493 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2j_413\" style=\"left:812px;bottom:1011px;letter-spacing:-0.16px;display:inline;\">4,116 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2k_413\" style=\"left:87px;bottom:992px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2l_413\" style=\"left:87px;bottom:977px;word-spacing:-0.15px;display:inline;\">recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2m_413\" style=\"left:87px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2n_413\" style=\"left:288px;bottom:963px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2o_413\" style=\"left:347px;bottom:963px;letter-spacing:-0.22px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2p_413\" style=\"left:427px;bottom:963px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2q_413\" style=\"left:492px;bottom:963px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2r_413\" style=\"left:543px;bottom:963px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2s_413\" style=\"left:596px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2t_413\" style=\"left:652px;bottom:963px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2u_413\" style=\"left:726px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2v_413\" style=\"left:778px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2w_413\" style=\"left:812px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(105) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2x_413\" style=\"left:100px;bottom:944px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2y_413\" style=\"left:297px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2z_413\" style=\"left:362px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t30_413\" style=\"left:427px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t31_413\" style=\"left:492px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t32_413\" style=\"left:544px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t33_413\" style=\"left:596px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t34_413\" style=\"left:661px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t35_413\" style=\"left:726px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t36_413\" style=\"left:778px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t37_413\" style=\"left:829px;bottom:944px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t38_413\" style=\"left:100px;bottom:925px;word-spacing:-0.13px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t39_413\" style=\"left:288px;bottom:925px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3a_413\" style=\"left:347px;bottom:925px;letter-spacing:-0.22px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3b_413\" style=\"left:427px;bottom:925px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3c_413\" style=\"left:492px;bottom:925px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3d_413\" style=\"left:543px;bottom:925px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3e_413\" style=\"left:596px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3f_413\" style=\"left:652px;bottom:925px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3g_413\" style=\"left:726px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3h_413\" style=\"left:778px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3i_413\" style=\"left:812px;bottom:925px;letter-spacing:-0.02px;display:inline;\">(105) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3j_413\" style=\"left:100px;bottom:906px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3k_413\" style=\"left:297px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3l_413\" style=\"left:362px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3m_413\" style=\"left:427px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3n_413\" style=\"left:492px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3o_413\" style=\"left:544px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3p_413\" style=\"left:596px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3q_413\" style=\"left:661px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3r_413\" style=\"left:726px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3s_413\" style=\"left:778px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3t_413\" style=\"left:829px;bottom:906px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3u_413\" style=\"left:87px;bottom:887px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total losses recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3v_413\" style=\"left:87px;bottom:872px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">other comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3w_413\" style=\"left:87px;bottom:858px;letter-spacing:-0.08px;word-spacing:-0.05px;display:inline;\">income (OCI) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3x_413\" style=\"left:297px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3y_413\" style=\"left:362px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3z_413\" style=\"left:427px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t40_413\" style=\"left:492px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t41_413\" style=\"left:544px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t42_413\" style=\"left:596px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t43_413\" style=\"left:661px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t44_413\" style=\"left:723px;bottom:858px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t45_413\" style=\"left:773px;bottom:858px;letter-spacing:-0.46px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t46_413\" style=\"left:824px;bottom:858px;letter-spacing:-0.34px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t47_413\" style=\"left:100px;bottom:838px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t48_413\" style=\"left:100px;bottom:824px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">OCI reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t49_413\" style=\"left:297px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4a_413\" style=\"left:362px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4b_413\" style=\"left:427px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4c_413\" style=\"left:492px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4d_413\" style=\"left:544px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4e_413\" style=\"left:596px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4f_413\" style=\"left:661px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4g_413\" style=\"left:723px;bottom:824px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4h_413\" style=\"left:775px;bottom:824px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4i_413\" style=\"left:824px;bottom:824px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t4j_413\" style=\"left:100px;bottom:805px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4k_413\" style=\"left:297px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4l_413\" style=\"left:362px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4m_413\" style=\"left:427px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4n_413\" style=\"left:492px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4o_413\" style=\"left:544px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4p_413\" style=\"left:596px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4q_413\" style=\"left:661px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4r_413\" style=\"left:726px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4s_413\" style=\"left:772px;bottom:805px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4t_413\" style=\"left:824px;bottom:805px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t4u_413\" style=\"left:87px;bottom:786px;letter-spacing:0.03px;display:inline;\">Purchases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4v_413\" style=\"left:290px;bottom:786px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4w_413\" style=\"left:340px;bottom:786px;letter-spacing:0.06px;display:inline;\">1,605 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4x_413\" style=\"left:403px;bottom:786px;letter-spacing:0.05px;display:inline;\">6,438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4y_413\" style=\"left:470px;bottom:786px;display:inline;\">1,063 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4z_413\" style=\"left:543px;bottom:786px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t50_413\" style=\"left:595px;bottom:786px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t51_413\" style=\"left:652px;bottom:786px;letter-spacing:-0.02px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t52_413\" style=\"left:726px;bottom:786px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t53_413\" style=\"left:766px;bottom:786px;letter-spacing:0.06px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t54_413\" style=\"left:807px;bottom:786px;letter-spacing:-0.31px;display:inline;\">9,455 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t55_413\" style=\"left:87px;bottom:767px;letter-spacing:0.04px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t56_413\" style=\"left:284px;bottom:767px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t57_413\" style=\"left:343px;bottom:767px;letter-spacing:0.07px;display:inline;\">(237) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t58_413\" style=\"left:398px;bottom:767px;letter-spacing:-0.06px;display:inline;\">(5,484) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t59_413\" style=\"left:473px;bottom:767px;letter-spacing:-0.11px;display:inline;\">(342) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5a_413\" style=\"left:534px;bottom:767px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5b_413\" style=\"left:585px;bottom:767px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5c_413\" style=\"left:649px;bottom:767px;letter-spacing:-0.17px;display:inline;\">(99) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5d_413\" style=\"left:726px;bottom:767px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5e_413\" style=\"left:773px;bottom:767px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5f_413\" style=\"left:805px;bottom:767px;letter-spacing:-0.15px;display:inline;\">(6,218) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t5g_413\" style=\"left:87px;bottom:748px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5h_413\" style=\"left:288px;bottom:748px;letter-spacing:-0.19px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5i_413\" style=\"left:343px;bottom:748px;letter-spacing:0.01px;display:inline;\">(877) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5j_413\" style=\"left:409px;bottom:748px;letter-spacing:-0.33px;display:inline;\">(524) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5k_413\" style=\"left:489px;bottom:748px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5l_413\" style=\"left:544px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5m_413\" style=\"left:596px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5n_413\" style=\"left:648px;bottom:748px;letter-spacing:-0.33px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5o_413\" style=\"left:714px;bottom:748px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5p_413\" style=\"left:778px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5q_413\" style=\"left:803px;bottom:748px;letter-spacing:-0.02px;display:inline;\">(1,540) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t5r_413\" style=\"left:87px;bottom:729px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_413\" id=\"t5s_413\" style=\"vertical-align: super;left:159px;bottom:735px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5t_413\" style=\"left:297px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5u_413\" style=\"left:345px;bottom:729px;letter-spacing:-0.19px;display:inline;\">(160) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5v_413\" style=\"left:427px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5w_413\" style=\"left:492px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5x_413\" style=\"left:544px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5y_413\" style=\"left:586px;bottom:729px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5z_413\" style=\"left:649px;bottom:729px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t60_413\" style=\"left:726px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t61_413\" style=\"left:778px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t62_413\" style=\"left:810px;bottom:729px;letter-spacing:-0.23px;display:inline;\">(206) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t63_413\" style=\"left:87px;bottom:710px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_413\" id=\"t64_413\" style=\"vertical-align: super;left:150px;bottom:716px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t65_413\" style=\"left:290px;bottom:710px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t66_413\" style=\"left:348px;bottom:710px;letter-spacing:-0.29px;display:inline;\">249 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t67_413\" style=\"left:427px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t68_413\" style=\"left:485px;bottom:710px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t69_413\" style=\"left:544px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6a_413\" style=\"left:596px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6b_413\" style=\"left:656px;bottom:710px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6c_413\" style=\"left:726px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6d_413\" style=\"left:772px;bottom:710px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6e_413\" style=\"left:817px;bottom:710px;letter-spacing:-0.03px;display:inline;\">372 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_413\" id=\"t6f_413\" style=\"left:87px;bottom:691px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6g_413\" style=\"left:292px;bottom:691px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6h_413\" style=\"left:340px;bottom:691px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6i_413\" style=\"left:406px;bottom:691px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6j_413\" style=\"left:475px;bottom:691px;letter-spacing:-0.1px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6k_413\" style=\"left:532px;bottom:691px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6l_413\" style=\"left:596px;bottom:691px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6m_413\" style=\"left:652px;bottom:691px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6n_413\" style=\"left:726px;bottom:691px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6o_413\" style=\"left:764px;bottom:691px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6p_413\" style=\"left:806px;bottom:691px;letter-spacing:0.07px;display:inline;\">5,865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6q_413\" style=\"left:87px;bottom:672px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total unrealised gains/ </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6r_413\" style=\"left:87px;bottom:657px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">(losses) recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6s_413\" style=\"left:87px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">the income statement, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6t_413\" style=\"left:87px;bottom:628px;letter-spacing:0.05px;display:inline;\">with</div><div class=\"t se_413\" id=\"t6u_413\" style=\"left:111px;bottom:628px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_413\" id=\"t6v_413\" style=\"left:169px;bottom:628px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6w_413\" style=\"left:87px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">relating to change in fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6x_413\" style=\"left:87px;bottom:599px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">value of assets held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6y_413\" style=\"left:87px;bottom:585px;word-spacing:-0.13px;display:inline;\">31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6z_413\" style=\"left:297px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t70_413\" style=\"left:362px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t71_413\" style=\"left:427px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t72_413\" style=\"left:492px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t73_413\" style=\"left:543px;bottom:585px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t74_413\" style=\"left:596px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t75_413\" style=\"left:656px;bottom:585px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t76_413\" style=\"left:726px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t77_413\" style=\"left:778px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t78_413\" style=\"left:832px;bottom:585px;display:inline;\">1 </div></td></tr></table><div class=\"t sa_413\" id=\"t79_413\" style=\"left:87px;bottom:561px;display:inline;\">1 </div><div class=\"t sa_413\" id=\"t7a_413\" style=\"left:100px;bottom:561px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Transfers out includes loans and advances, other assets and derivat</div><div class=\"t sb_413\" id=\"t7b_413\" style=\"left:410px;bottom:561px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_413\" id=\"t7c_413\" style=\"left:467px;bottom:561px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments where the valuation parameters became observable during the </div><div class=\"t sa_413\" id=\"t7d_413\" style=\"left:100px;bottom:549px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">period and were transferred to Level 1 and Level 2 </div><div class=\"t sa_413\" id=\"t7e_413\" style=\"left:87px;bottom:532px;display:inline;\">2 </div><div class=\"t sa_413\" id=\"t7f_413\" style=\"left:100px;bottom:532px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Transfers in primar</div><div class=\"t sb_413\" id=\"t7g_413\" style=\"left:185px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to loans and advances, debt secur</div><div class=\"t sa_413\" id=\"t7h_413\" style=\"left:387px;bottom:532px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sb_413\" id=\"t7i_413\" style=\"left:394px;bottom:532px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sa_413\" id=\"t7j_413\" style=\"left:448px;bottom:532px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sb_413\" id=\"t7k_413\" style=\"left:563px;bottom:532px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t7l_413\" style=\"left:588px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ills and derivat</div><div class=\"t sb_413\" id=\"t7m_413\" style=\"left:655px;bottom:532px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_413\" id=\"t7n_413\" style=\"left:712px;bottom:532px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">instruments where the </div><div class=\"t sa_413\" id=\"t7o_413\" style=\"left:100px;bottom:521px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">valuation parameters became unobservable during the year </div><div></div><div class=\"t s0_414\" id=\"t1_414\" style=\"left:69px;bottom:48px;letter-spacing:-0.54px;display:inline;\"> </div><div class=\"t s0_414\" id=\"t2_414\" style=\"left:126px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_414\" id=\"t3_414\" style=\"left:227px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t s2_414\" id=\"t4_414\" style=\"left:69px;bottom:1231px;letter-spacing:0.3px;display:inline;\"></div><div class=\"t s3_414\" id=\"t5_414\" style=\"left:109px;bottom:1231px;letter-spacing:0.31px;word-spacing:-0.2px;display:inline;\"> </div><div class=\"t s4_414\" id=\"t6_414\" style=\"left:212px;bottom:1231px;letter-spacing:0.25px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s5_414\" id=\"t7_414\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_414\" id=\"t8_414\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_414\" id=\"t9_414\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_414\" id=\"ta_414\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_414\" id=\"tb_414\" style=\"left:69px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Level 3 movement tables \u2013 \ufb01nancial l</div><div class=\"t s9_414\" id=\"tc_414\" style=\"left:289px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s8_414\" id=\"td_414\" style=\"left:309px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_414\" id=\"te_414\" style=\"left:316px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_414\" id=\"tf_414\" style=\"left:325px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t sa_414\" id=\"tg_414\" style=\"left:584px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tp_414\" style=\"left:535px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tv_414\" style=\"left:574px;bottom:1119px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sb_414\" id=\"tw_414\" style=\"left:610px;bottom:1119px;letter-spacing:-0.14px;display:inline;\">ive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"th_414\" style=\"left:387px;bottom:1108px;letter-spacing:0.02px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tl_414\" style=\"left:448px;bottom:1108px;display:inline;\">Customer </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tq_414\" style=\"left:514px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sb_414\" id=\"tr_414\" style=\"left:546px;bottom:1108px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_414\" id=\"tx_414\" style=\"left:582px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t11_414\" style=\"left:663px;bottom:1108px;letter-spacing:-0.01px;display:inline;\">Short </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t16_414\" style=\"left:725px;bottom:1108px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ti_414\" style=\"left:386px;bottom:1096px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tm_414\" style=\"left:451px;bottom:1096px;display:inline;\">accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ts_414\" style=\"left:525px;bottom:1096px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ty_414\" style=\"left:567px;bottom:1096px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t12_414\" style=\"left:646px;bottom:1096px;display:inline;\">posit</div><div class=\"t sb_414\" id=\"t13_414\" style=\"left:669px;bottom:1096px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t17_414\" style=\"left:710px;bottom:1096px;letter-spacing:-0.05px;display:inline;\">liab</div><div class=\"t sb_414\" id=\"t18_414\" style=\"left:728px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t sa_414\" id=\"t19_414\" style=\"left:734px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sb_414\" id=\"t1a_414\" style=\"left:741px;bottom:1096px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1d_414\" style=\"left:794px;bottom:1096px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tj_414\" style=\"left:391px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"tk_414\" style=\"left:414px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tn_414\" style=\"left:456px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"to_414\" style=\"left:479px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tt_414\" style=\"left:521px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"tu_414\" style=\"left:544px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tz_414\" style=\"left:586px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t10_414\" style=\"left:609px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t14_414\" style=\"left:651px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t15_414\" style=\"left:674px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1b_414\" style=\"left:716px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t1c_414\" style=\"left:739px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1e_414\" style=\"left:781px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t1f_414\" style=\"left:804px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t1g_414\" style=\"left:69px;bottom:1065px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1h_414\" style=\"left:407px;bottom:1065px;letter-spacing:0.12px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1i_414\" style=\"left:473px;bottom:1065px;letter-spacing:0.07px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1j_414\" style=\"left:539px;bottom:1065px;letter-spacing:0.03px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1k_414\" style=\"left:607px;bottom:1065px;letter-spacing:-0.01px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1l_414\" style=\"left:673px;bottom:1065px;letter-spacing:0.13px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1m_414\" style=\"left:746px;bottom:1065px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1n_414\" style=\"left:789px;bottom:1065px;letter-spacing:-0.02px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t1o_414\" style=\"left:69px;bottom:1046px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total losses/(gains) recognised in income statement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t1p_414\" style=\"left:69px;bottom:1031px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u2013 net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1q_414\" style=\"left:422px;bottom:1031px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1r_414\" style=\"left:482px;bottom:1031px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1s_414\" style=\"left:545px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1t_414\" style=\"left:605px;bottom:1031px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1u_414\" style=\"left:682px;bottom:1031px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1v_414\" style=\"left:747px;bottom:1031px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1w_414\" style=\"left:807px;bottom:1031px;letter-spacing:-0.59px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t1x_414\" style=\"left:69px;bottom:1012px;letter-spacing:0.06px;display:inline;\">Issues </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1y_414\" style=\"left:408px;bottom:1012px;letter-spacing:-0.1px;display:inline;\">628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1z_414\" style=\"left:464px;bottom:1012px;letter-spacing:-0.02px;display:inline;\">1,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t20_414\" style=\"left:528px;bottom:1012px;letter-spacing:0.09px;display:inline;\">1,489 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t21_414\" style=\"left:601px;bottom:1012px;letter-spacing:0.02px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t22_414\" style=\"left:667px;bottom:1012px;letter-spacing:0.13px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t23_414\" style=\"left:747px;bottom:1012px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t24_414\" style=\"left:786px;bottom:1012px;letter-spacing:0.11px;display:inline;\">4,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t25_414\" style=\"left:69px;bottom:993px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t26_414\" style=\"left:402px;bottom:993px;letter-spacing:0.01px;display:inline;\">(585) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t27_414\" style=\"left:460px;bottom:993px;letter-spacing:0.02px;display:inline;\">(1,491) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t28_414\" style=\"left:526px;bottom:993px;letter-spacing:0.07px;display:inline;\">(1,218) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t29_414\" style=\"left:600px;bottom:993px;letter-spacing:-0.05px;display:inline;\">(312) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2a_414\" style=\"left:668px;bottom:993px;letter-spacing:-0.3px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2b_414\" style=\"left:747px;bottom:993px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2c_414\" style=\"left:781px;bottom:993px;letter-spacing:0.03px;display:inline;\">(3,646) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t2d_414\" style=\"left:69px;bottom:974px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_414\" id=\"t2e_414\" style=\"vertical-align: super;left:142px;bottom:980px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2f_414\" style=\"left:417px;bottom:974px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2g_414\" style=\"left:481px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2h_414\" style=\"left:539px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2i_414\" style=\"left:608px;bottom:974px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2j_414\" style=\"left:682px;bottom:974px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2k_414\" style=\"left:743px;bottom:974px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2l_414\" style=\"left:795px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(110) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t2m_414\" style=\"left:69px;bottom:955px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_414\" id=\"t2n_414\" style=\"vertical-align: super;left:133px;bottom:961px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2o_414\" style=\"left:423px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2p_414\" style=\"left:480px;bottom:955px;letter-spacing:0.17px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2q_414\" style=\"left:538px;bottom:955px;letter-spacing:0.07px;display:inline;\">365 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2r_414\" style=\"left:617px;bottom:955px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2s_414\" style=\"left:682px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2t_414\" style=\"left:747px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2u_414\" style=\"left:800px;bottom:955px;letter-spacing:0.06px;display:inline;\">391 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_414\" id=\"t2v_414\" style=\"left:69px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2w_414\" style=\"left:407px;bottom:936px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2x_414\" style=\"left:465px;bottom:936px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2y_414\" style=\"left:530px;bottom:936px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2z_414\" style=\"left:605px;bottom:936px;letter-spacing:-0.09px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t30_414\" style=\"left:669px;bottom:936px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t31_414\" style=\"left:746px;bottom:936px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t32_414\" style=\"left:786px;bottom:936px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t33_414\" style=\"left:69px;bottom:917px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total unrealised (gains)/losses recognised in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t34_414\" style=\"left:69px;bottom:902px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement, with</div><div class=\"t s4_414\" id=\"t35_414\" style=\"left:202px;bottom:902px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_414\" id=\"t36_414\" style=\"left:260px;bottom:902px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t37_414\" style=\"left:69px;bottom:888px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">relating to change in fair value of liab</div><div class=\"t s4_414\" id=\"t38_414\" style=\"left:277px;bottom:888px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_414\" id=\"t39_414\" style=\"left:282px;bottom:888px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_414\" id=\"t3a_414\" style=\"left:290px;bottom:888px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">ies held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t3b_414\" style=\"left:69px;bottom:873px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3c_414\" style=\"left:423px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3d_414\" style=\"left:476px;bottom:873px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3e_414\" style=\"left:551px;bottom:873px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3f_414\" style=\"left:604px;bottom:873px;letter-spacing:-0.25px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3g_414\" style=\"left:682px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3h_414\" style=\"left:747px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3i_414\" style=\"left:800px;bottom:873px;letter-spacing:-0.38px;display:inline;\">(62) </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t se_414\" id=\"t3j_414\" style=\"left:584px;bottom:849px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3s_414\" style=\"left:535px;bottom:832px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3y_414\" style=\"left:576px;bottom:832px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t se_414\" id=\"t3z_414\" style=\"left:611px;bottom:832px;letter-spacing:-0.07px;display:inline;\">ive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3k_414\" style=\"left:388px;bottom:821px;letter-spacing:0.01px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3o_414\" style=\"left:449px;bottom:821px;letter-spacing:-0.02px;display:inline;\">Customer </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3t_414\" style=\"left:516px;bottom:821px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t se_414\" id=\"t3u_414\" style=\"left:546px;bottom:821px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t40_414\" style=\"left:584px;bottom:821px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t44_414\" style=\"left:664px;bottom:821px;letter-spacing:0.01px;display:inline;\">Short </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t49_414\" style=\"left:726px;bottom:821px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3l_414\" style=\"left:387px;bottom:809px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3p_414\" style=\"left:451px;bottom:809px;letter-spacing:-0.01px;display:inline;\">accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3v_414\" style=\"left:526px;bottom:809px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t41_414\" style=\"left:569px;bottom:809px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t45_414\" style=\"left:647px;bottom:809px;letter-spacing:-0.02px;display:inline;\">posit</div><div class=\"t se_414\" id=\"t46_414\" style=\"left:670px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4a_414\" style=\"left:713px;bottom:809px;letter-spacing:-0.06px;display:inline;\">liab</div><div class=\"t se_414\" id=\"t4b_414\" style=\"left:731px;bottom:809px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t4c_414\" style=\"left:735px;bottom:809px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t4d_414\" style=\"left:741px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t4g_414\" style=\"left:795px;bottom:809px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3m_414\" style=\"left:393px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3n_414\" style=\"left:414px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3q_414\" style=\"left:458px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3r_414\" style=\"left:479px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3w_414\" style=\"left:523px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3x_414\" style=\"left:544px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t42_414\" style=\"left:588px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t43_414\" style=\"left:609px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t47_414\" style=\"left:653px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t48_414\" style=\"left:674px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4e_414\" style=\"left:718px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t4f_414\" style=\"left:739px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4h_414\" style=\"left:783px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t4i_414\" style=\"left:804px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t4j_414\" style=\"left:69px;bottom:778px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4k_414\" style=\"left:409px;bottom:778px;letter-spacing:0.03px;display:inline;\">283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4l_414\" style=\"left:473px;bottom:778px;letter-spacing:0.06px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4m_414\" style=\"left:541px;bottom:778px;letter-spacing:-0.06px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4n_414\" style=\"left:610px;bottom:778px;letter-spacing:-0.46px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4o_414\" style=\"left:682px;bottom:778px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4p_414\" style=\"left:749px;bottom:778px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4q_414\" style=\"left:792px;bottom:778px;letter-spacing:0.04px;display:inline;\">1,653 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t4r_414\" style=\"left:69px;bottom:759px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total (gains)/losses recognised in income statement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t4s_414\" style=\"left:69px;bottom:744px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u2013 net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4t_414\" style=\"left:411px;bottom:744px;letter-spacing:0.01px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4u_414\" style=\"left:476px;bottom:744px;letter-spacing:-0.35px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4v_414\" style=\"left:536px;bottom:744px;letter-spacing:-0.11px;display:inline;\">(158) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4w_414\" style=\"left:606px;bottom:744px;letter-spacing:-0.03px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4x_414\" style=\"left:678px;bottom:744px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4y_414\" style=\"left:747px;bottom:744px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4z_414\" style=\"left:796px;bottom:744px;letter-spacing:-0.25px;display:inline;\">(120) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t50_414\" style=\"left:69px;bottom:725px;letter-spacing:0.06px;display:inline;\">Issues </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t51_414\" style=\"left:408px;bottom:725px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t52_414\" style=\"left:469px;bottom:725px;letter-spacing:0.05px;display:inline;\">1,818 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t53_414\" style=\"left:541px;bottom:725px;letter-spacing:0.01px;display:inline;\">815 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t54_414\" style=\"left:606px;bottom:725px;letter-spacing:-0.09px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t55_414\" style=\"left:669px;bottom:725px;letter-spacing:0.05px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t56_414\" style=\"left:747px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t57_414\" style=\"left:789px;bottom:725px;letter-spacing:0.14px;display:inline;\">3,399 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t58_414\" style=\"left:69px;bottom:706px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t59_414\" style=\"left:402px;bottom:706px;letter-spacing:-0.32px;display:inline;\">(400) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5a_414\" style=\"left:462px;bottom:706px;letter-spacing:-0.08px;display:inline;\">(1,266) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5b_414\" style=\"left:526px;bottom:706px;letter-spacing:-0.13px;display:inline;\">(1,066) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5c_414\" style=\"left:601px;bottom:706px;letter-spacing:-0.01px;display:inline;\">(291) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5d_414\" style=\"left:670px;bottom:706px;letter-spacing:-0.03px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5e_414\" style=\"left:747px;bottom:706px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5f_414\" style=\"left:787px;bottom:706px;letter-spacing:-0.24px;display:inline;\">(3,120) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t5g_414\" style=\"left:69px;bottom:687px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_414\" id=\"t5h_414\" style=\"vertical-align: super;left:142px;bottom:694px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5i_414\" style=\"left:417px;bottom:687px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5j_414\" style=\"left:488px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5k_414\" style=\"left:540px;bottom:687px;letter-spacing:-0.13px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5l_414\" style=\"left:606px;bottom:687px;letter-spacing:-0.09px;display:inline;\">(23) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5m_414\" style=\"left:682px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5n_414\" style=\"left:747px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5o_414\" style=\"left:801px;bottom:687px;letter-spacing:-0.47px;display:inline;\">(66) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t5p_414\" style=\"left:69px;bottom:668px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_414\" id=\"t5q_414\" style=\"vertical-align: super;left:133px;bottom:675px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5r_414\" style=\"left:423px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5s_414\" style=\"left:479px;bottom:668px;letter-spacing:0.28px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5t_414\" style=\"left:546px;bottom:668px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5u_414\" style=\"left:617px;bottom:668px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5v_414\" style=\"left:682px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5w_414\" style=\"left:747px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5x_414\" style=\"left:802px;bottom:668px;letter-spacing:-0.15px;display:inline;\">132 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_414\" id=\"t5y_414\" style=\"left:69px;bottom:649px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5z_414\" style=\"left:408px;bottom:649px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t60_414\" style=\"left:474px;bottom:649px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t61_414\" style=\"left:541px;bottom:649px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t62_414\" style=\"left:609px;bottom:649px;letter-spacing:-0.02px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t63_414\" style=\"left:673px;bottom:649px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t64_414\" style=\"left:747px;bottom:649px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t65_414\" style=\"left:792px;bottom:649px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t66_414\" style=\"left:69px;bottom:630px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total unrealised gains recognised in the income </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t67_414\" style=\"left:69px;bottom:616px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">statement, with</div><div class=\"t s4_414\" id=\"t68_414\" style=\"left:158px;bottom:616px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_414\" id=\"t69_414\" style=\"left:216px;bottom:616px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, relating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t6a_414\" style=\"left:69px;bottom:601px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">to change in fair value of liab</div><div class=\"t s4_414\" id=\"t6b_414\" style=\"left:230px;bottom:601px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_414\" id=\"t6c_414\" style=\"left:236px;bottom:601px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_414\" id=\"t6d_414\" style=\"left:243px;bottom:601px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ies held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t6e_414\" style=\"left:69px;bottom:587px;word-spacing:-0.13px;display:inline;\">31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6f_414\" style=\"left:420px;bottom:587px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6g_414\" style=\"left:478px;bottom:587px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6h_414\" style=\"left:547px;bottom:587px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6i_414\" style=\"left:613px;bottom:587px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6j_414\" style=\"left:682px;bottom:587px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6k_414\" style=\"left:747px;bottom:587px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6l_414\" style=\"left:800px;bottom:587px;letter-spacing:-0.2px;display:inline;\">(28) </div></td></tr></table><div class=\"t se_414\" id=\"t6m_414\" style=\"left:69px;bottom:563px;display:inline;\">1 </div><div class=\"t sf_414\" id=\"t6n_414\" style=\"left:82px;bottom:563px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Transfers out during the year primar</div><div class=\"t se_414\" id=\"t6o_414\" style=\"left:247px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to bank depos</div><div class=\"t sf_414\" id=\"t6p_414\" style=\"left:358px;bottom:563px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">its, customer accounts debt securit</div><div class=\"t se_414\" id=\"t6q_414\" style=\"left:517px;bottom:563px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sf_414\" id=\"t6r_414\" style=\"left:531px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">in issue, other liab</div><div class=\"t se_414\" id=\"t6s_414\" style=\"left:612px;bottom:563px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t6t_414\" style=\"left:617px;bottom:563px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t6u_414\" style=\"left:623px;bottom:563px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ies and der</div><div class=\"t sf_414\" id=\"t6v_414\" style=\"left:673px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ivat</div><div class=\"t se_414\" id=\"t6w_414\" style=\"left:691px;bottom:563px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_414\" id=\"t6x_414\" style=\"left:748px;bottom:563px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sf_414\" id=\"t6y_414\" style=\"left:82px;bottom:551px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">where the valuation parameters became observable during the year and were transferred to Level 2 \ufb01nanc</div><div class=\"t se_414\" id=\"t6z_414\" style=\"left:572px;bottom:551px;letter-spacing:-0.12px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t sf_414\" id=\"t70_414\" style=\"left:587px;bottom:551px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t se_414\" id=\"t71_414\" style=\"left:602px;bottom:551px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t72_414\" style=\"left:606px;bottom:551px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t73_414\" style=\"left:613px;bottom:551px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t se_414\" id=\"t74_414\" style=\"left:69px;bottom:534px;display:inline;\">2 </div><div class=\"t sf_414\" id=\"t75_414\" style=\"left:82px;bottom:534px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Transfers in during the year primar</div><div class=\"t se_414\" id=\"t76_414\" style=\"left:240px;bottom:534px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ily relates to der</div><div class=\"t sf_414\" id=\"t77_414\" style=\"left:312px;bottom:534px;letter-spacing:-0.06px;display:inline;\">ivat</div><div class=\"t se_414\" id=\"t78_414\" style=\"left:330px;bottom:534px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_414\" id=\"t79_414\" style=\"left:386px;bottom:534px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">instruments, customer accounts and debt securit</div><div class=\"t se_414\" id=\"t7a_414\" style=\"left:610px;bottom:534px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sf_414\" id=\"t7b_414\" style=\"left:624px;bottom:534px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">in issue where the valuation parameters </div><div class=\"t sf_414\" id=\"t7c_414\" style=\"left:82px;bottom:523px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">become unobservable during the year </div><div></div><div class=\"t s0_415\" id=\"t1_415\" style=\"left:825px;bottom:48px;letter-spacing:-0.48px;display:inline;\"> </div><div class=\"t s0_415\" id=\"t2_415\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_415\" id=\"t3_415\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_415 s2_415\" id=\"t4_415\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_415 s3_415\" id=\"t5_415\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">  </div><div class=\"t s4_415\" id=\"t6_415\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_415\" id=\"t7_415\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_415\" id=\"t8_415\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_415\" id=\"t9_415\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_415\" id=\"ta_415\" style=\"left:87px;bottom:1155px;letter-spacing:-0.07px;display:inline;\">Sensit</div><div class=\"t s8_415\" id=\"tb_415\" style=\"left:124px;bottom:1155px;letter-spacing:-0.12px;display:inline;\">iv</div><div class=\"t s7_415\" id=\"tc_415\" style=\"left:134px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_415\" id=\"td_415\" style=\"left:143px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s7_415\" id=\"te_415\" style=\"left:162px;bottom:1155px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in respect of the fair values of Level 3 assets and liab</div><div class=\"t s8_415\" id=\"tf_415\" style=\"left:477px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_415\" id=\"tg_415\" style=\"left:483px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_415\" id=\"th_415\" style=\"left:492px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s9_415\" id=\"ti_415\" style=\"left:87px;bottom:1137px;letter-spacing:-0.11px;display:inline;\">Sensit</div><div class=\"t sa_415\" id=\"tj_415\" style=\"left:122px;bottom:1137px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s9_415\" id=\"tk_415\" style=\"left:131px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity analysis is performed on products with sign</div><div class=\"t sa_415\" id=\"tl_415\" style=\"left:403px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s9_415\" id=\"tm_415\" style=\"left:527px;bottom:1137px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inputs. The Group applies a 10 per cent increase or </div><div class=\"t s9_415\" id=\"tn_415\" style=\"left:87px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">decrease on the values of these unobservable inputs, to generate a range of reasonably possible alternative valuations. The </div><div class=\"t s9_415\" id=\"to_415\" style=\"left:87px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">percentage shift is determined by statist</div><div class=\"t sa_415\" id=\"tp_415\" style=\"left:325px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical analys</div><div class=\"t s9_415\" id=\"tq_415\" style=\"left:387px;bottom:1105px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is performed on a set of reference prices based on the composit</div><div class=\"t sa_415\" id=\"tr_415\" style=\"left:762px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s9_415\" id=\"ts_415\" style=\"left:87px;bottom:1089px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Group\u2019s Level 3 inventory as the measurement date. Favourable and unfavourable changes (which show the balance adjusted </div><div class=\"t s9_415\" id=\"tt_415\" style=\"left:87px;bottom:1073px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for input change) are determined on the basis of changes in the value of the instrument as a result of varying the levels of the </div><div class=\"t s9_415\" id=\"tu_415\" style=\"left:87px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">unobservable parameters. The Level 3 sensit</div><div class=\"t sa_415\" id=\"tv_415\" style=\"left:348px;bottom:1057px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s9_415\" id=\"tw_415\" style=\"left:358px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity analysis assumes a one-way market move and does not consider offsets </div><div class=\"t s9_415\" id=\"tx_415\" style=\"left:87px;bottom:1041px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">for hedges. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_415\" id=\"ty_415\" style=\"left:351px;bottom:1022px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Held at fair value through pro\ufb01t or loss </div>  </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_415\" id=\"tz_415\" style=\"left:581px;bottom:1022px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Held at fair value through other comprehensive income </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t13_415\" style=\"left:427px;bottom:1006px;letter-spacing:-0.06px;display:inline;\">Favourable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t17_415\" style=\"left:501px;bottom:1006px;letter-spacing:-0.04px;display:inline;\">Unfavourable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1e_415\" style=\"left:695px;bottom:1006px;letter-spacing:-0.06px;display:inline;\">Favourable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1i_415\" style=\"left:770px;bottom:1006px;letter-spacing:-0.04px;display:inline;\">Unfavourable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t10_415\" style=\"left:331px;bottom:994px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Net exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t14_415\" style=\"left:441px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t18_415\" style=\"left:527px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1b_415\" style=\"left:600px;bottom:994px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Net exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1f_415\" style=\"left:709px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1j_415\" style=\"left:796px;bottom:994px;display:inline;\">changes </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t11_415\" style=\"left:357px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t12_415\" style=\"left:379px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t15_415\" style=\"left:443px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t16_415\" style=\"left:466px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t19_415\" style=\"left:530px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1a_415\" style=\"left:553px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1c_415\" style=\"left:625px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1d_415\" style=\"left:648px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1g_415\" style=\"left:712px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1h_415\" style=\"left:734px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1k_415\" style=\"left:798px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1l_415\" style=\"left:821px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t1m_415\" style=\"left:87px;bottom:963px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sc_415\" id=\"t1n_415\" style=\"left:125px;bottom:963px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sb_415\" id=\"t1o_415\" style=\"left:142px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1p_415\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1q_415\" style=\"left:364px;bottom:943px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1r_415\" style=\"left:452px;bottom:943px;letter-spacing:-0.07px;display:inline;\">1,985 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1s_415\" style=\"left:540px;bottom:943px;display:inline;\">1,918 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1t_415\" style=\"left:656px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1u_415\" style=\"left:743px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1v_415\" style=\"left:830px;bottom:943px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1w_415\" style=\"left:87px;bottom:924px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1x_415\" style=\"left:87px;bottom:910px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t se_415\" id=\"t1y_415\" style=\"left:138px;bottom:910px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_415\" id=\"t1z_415\" style=\"left:229px;bottom:910px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t20_415\" style=\"left:362px;bottom:910px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t21_415\" style=\"left:448px;bottom:910px;letter-spacing:0.21px;display:inline;\">2,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t22_415\" style=\"left:536px;bottom:910px;letter-spacing:0.27px;display:inline;\">2,336 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t23_415\" style=\"left:656px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t24_415\" style=\"left:743px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t25_415\" style=\"left:830px;bottom:910px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t26_415\" style=\"left:87px;bottom:891px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t27_415\" style=\"left:155px;bottom:891px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_415\" id=\"t28_415\" style=\"left:220px;bottom:891px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive tier one and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t29_415\" style=\"left:87px;bottom:876px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">other elig</div><div class=\"t se_415\" id=\"t2a_415\" style=\"left:139px;bottom:876px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_415\" id=\"t2b_415\" style=\"left:170px;bottom:876px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2c_415\" style=\"left:365px;bottom:876px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2d_415\" style=\"left:450px;bottom:876px;letter-spacing:0.17px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2e_415\" style=\"left:541px;bottom:876px;letter-spacing:-0.08px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2f_415\" style=\"left:649px;bottom:876px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2g_415\" style=\"left:735px;bottom:876px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2h_415\" style=\"left:821px;bottom:876px;letter-spacing:0.18px;display:inline;\">66 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2i_415\" style=\"left:87px;bottom:857px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2j_415\" style=\"left:374px;bottom:857px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2k_415\" style=\"left:459px;bottom:857px;letter-spacing:-0.06px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2l_415\" style=\"left:548px;bottom:857px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2m_415\" style=\"left:642px;bottom:857px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2n_415\" style=\"left:727px;bottom:857px;letter-spacing:0.16px;display:inline;\">866 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2o_415\" style=\"left:814px;bottom:857px;letter-spacing:-0.13px;display:inline;\">708 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2p_415\" style=\"left:87px;bottom:838px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2q_415\" style=\"left:387px;bottom:838px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2r_415\" style=\"left:474px;bottom:838px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2s_415\" style=\"left:560px;bottom:838px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2t_415\" style=\"left:656px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2u_415\" style=\"left:743px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2v_415\" style=\"left:830px;bottom:838px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2w_415\" style=\"left:87px;bottom:819px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_415\" id=\"t2x_415\" style=\"left:128px;bottom:819px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_415\" id=\"t2y_415\" style=\"left:197px;bottom:819px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2z_415\" style=\"left:372px;bottom:819px;letter-spacing:-0.11px;display:inline;\">(116) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t30_415\" style=\"left:461px;bottom:819px;letter-spacing:0.05px;display:inline;\">(75) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t31_415\" style=\"left:543px;bottom:819px;letter-spacing:0.12px;display:inline;\">(157) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t32_415\" style=\"left:656px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t33_415\" style=\"left:743px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t34_415\" style=\"left:830px;bottom:819px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t35_415\" style=\"left:87px;bottom:800px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Customers accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t36_415\" style=\"left:359px;bottom:800px;letter-spacing:0.02px;display:inline;\">(1,278) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t37_415\" style=\"left:450px;bottom:800px;letter-spacing:-0.03px;display:inline;\">(1,191) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t38_415\" style=\"left:532px;bottom:800px;letter-spacing:0.12px;display:inline;\">(1,365) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t39_415\" style=\"left:656px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3a_415\" style=\"left:743px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3b_415\" style=\"left:830px;bottom:800px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3c_415\" style=\"left:87px;bottom:781px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3d_415\" style=\"left:368px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3e_415\" style=\"left:454px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3f_415\" style=\"left:541px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3g_415\" style=\"left:656px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3h_415\" style=\"left:743px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3i_415\" style=\"left:830px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3j_415\" style=\"left:87px;bottom:762px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_415\" id=\"t3k_415\" style=\"left:147px;bottom:762px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3l_415\" style=\"left:369px;bottom:762px;letter-spacing:0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3m_415\" style=\"left:457px;bottom:762px;letter-spacing:0.04px;display:inline;\">(101) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3n_415\" style=\"left:542px;bottom:762px;letter-spacing:0.06px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3o_415\" style=\"left:656px;bottom:762px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3p_415\" style=\"left:743px;bottom:762px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3q_415\" style=\"left:830px;bottom:762px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3r_415\" style=\"left:87px;bottom:743px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t3s_415\" style=\"left:155px;bottom:743px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_415\" id=\"t3t_415\" style=\"left:172px;bottom:743px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3u_415\" style=\"left:360px;bottom:743px;letter-spacing:-0.05px;display:inline;\">(1,041) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3v_415\" style=\"left:454px;bottom:743px;letter-spacing:-0.14px;display:inline;\">(966) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3w_415\" style=\"left:538px;bottom:743px;letter-spacing:-0.04px;display:inline;\">(1,115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3x_415\" style=\"left:656px;bottom:743px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3y_415\" style=\"left:743px;bottom:743px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3z_415\" style=\"left:830px;bottom:743px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t40_415\" style=\"left:87px;bottom:724px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_415\" id=\"t41_415\" style=\"left:143px;bottom:724px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_415\" id=\"t42_415\" style=\"left:149px;bottom:724px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_415\" id=\"t43_415\" style=\"left:156px;bottom:724px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t44_415\" style=\"left:381px;bottom:724px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t45_415\" style=\"left:468px;bottom:724px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t46_415\" style=\"left:554px;bottom:724px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t47_415\" style=\"left:656px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t48_415\" style=\"left:743px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t49_415\" style=\"left:830px;bottom:724px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t4a_415\" style=\"left:87px;bottom:705px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4b_415\" style=\"left:362px;bottom:705px;letter-spacing:0.1px;display:inline;\">2,895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4c_415\" style=\"left:452px;bottom:705px;letter-spacing:0.09px;display:inline;\">3,219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4d_415\" style=\"left:536px;bottom:705px;letter-spacing:0.23px;display:inline;\">2,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4e_415\" style=\"left:641px;bottom:705px;letter-spacing:-0.02px;display:inline;\">859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4f_415\" style=\"left:727px;bottom:705px;letter-spacing:-0.02px;display:inline;\">944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4g_415\" style=\"left:815px;bottom:705px;letter-spacing:-0.27px;display:inline;\">774 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t4h_415\" style=\"left:87px;bottom:667px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sc_415\" id=\"t4i_415\" style=\"left:125px;bottom:667px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sb_415\" id=\"t4j_415\" style=\"left:142px;bottom:667px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4k_415\" style=\"left:87px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4l_415\" style=\"left:367px;bottom:648px;letter-spacing:-0.02px;display:inline;\">1,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4m_415\" style=\"left:456px;bottom:648px;letter-spacing:0.01px;display:inline;\">1,851 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4n_415\" style=\"left:540px;bottom:648px;letter-spacing:0.08px;display:inline;\">1,758 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4o_415\" style=\"left:656px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4p_415\" style=\"left:743px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4q_415\" style=\"left:830px;bottom:648px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4r_415\" style=\"left:87px;bottom:629px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4s_415\" style=\"left:87px;bottom:614px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t se_415\" id=\"t4t_415\" style=\"left:138px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_415\" id=\"t4u_415\" style=\"left:229px;bottom:614px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4v_415\" style=\"left:367px;bottom:614px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4w_415\" style=\"left:454px;bottom:614px;letter-spacing:-0.05px;display:inline;\">2,013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4x_415\" style=\"left:541px;bottom:614px;letter-spacing:-0.19px;display:inline;\">1,979 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4y_415\" style=\"left:656px;bottom:614px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4z_415\" style=\"left:743px;bottom:614px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t50_415\" style=\"left:830px;bottom:614px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t51_415\" style=\"left:87px;bottom:595px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Asset backed securit</div><div class=\"t se_415\" id=\"t52_415\" style=\"left:202px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t53_415\" style=\"left:390px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t54_415\" style=\"left:476px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t55_415\" style=\"left:563px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t56_415\" style=\"left:656px;bottom:595px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t57_415\" style=\"left:743px;bottom:595px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t58_415\" style=\"left:830px;bottom:595px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t59_415\" style=\"left:87px;bottom:576px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t5a_415\" style=\"left:155px;bottom:576px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_415\" id=\"t5b_415\" style=\"left:220px;bottom:576px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive tier one and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5c_415\" style=\"left:87px;bottom:562px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">other elig</div><div class=\"t se_415\" id=\"t5d_415\" style=\"left:139px;bottom:562px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_415\" id=\"t5e_415\" style=\"left:170px;bottom:562px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5f_415\" style=\"left:371px;bottom:562px;letter-spacing:-0.15px;display:inline;\">1,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5g_415\" style=\"left:456px;bottom:562px;letter-spacing:-0.09px;display:inline;\">1,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5h_415\" style=\"left:544px;bottom:562px;letter-spacing:-0.21px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5i_415\" style=\"left:656px;bottom:562px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5j_415\" style=\"left:743px;bottom:562px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5k_415\" style=\"left:830px;bottom:562px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5l_415\" style=\"left:87px;bottom:543px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5m_415\" style=\"left:377px;bottom:543px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5n_415\" style=\"left:458px;bottom:543px;letter-spacing:-0.01px;display:inline;\">200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5o_415\" style=\"left:549px;bottom:543px;letter-spacing:0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5p_415\" style=\"left:643px;bottom:543px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5q_415\" style=\"left:732px;bottom:543px;letter-spacing:0.08px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5r_415\" style=\"left:816px;bottom:543px;letter-spacing:-0.15px;display:inline;\">595 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5s_415\" style=\"left:87px;bottom:524px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5t_415\" style=\"left:388px;bottom:524px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5u_415\" style=\"left:474px;bottom:524px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5v_415\" style=\"left:560px;bottom:524px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5w_415\" style=\"left:656px;bottom:524px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5x_415\" style=\"left:743px;bottom:524px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5y_415\" style=\"left:830px;bottom:524px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5z_415\" style=\"left:87px;bottom:505px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_415\" id=\"t60_415\" style=\"left:128px;bottom:505px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_415\" id=\"t61_415\" style=\"left:197px;bottom:505px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t62_415\" style=\"left:375px;bottom:505px;letter-spacing:0.31px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t63_415\" style=\"left:463px;bottom:505px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t64_415\" style=\"left:544px;bottom:505px;letter-spacing:-0.09px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t65_415\" style=\"left:656px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t66_415\" style=\"left:743px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t67_415\" style=\"left:830px;bottom:505px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t68_415\" style=\"left:87px;bottom:486px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Customers accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t69_415\" style=\"left:370px;bottom:486px;letter-spacing:-0.18px;display:inline;\">(972) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6a_415\" style=\"left:456px;bottom:486px;letter-spacing:-0.24px;display:inline;\">(934) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6b_415\" style=\"left:537px;bottom:486px;letter-spacing:-0.15px;display:inline;\">(1,010) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6c_415\" style=\"left:656px;bottom:486px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6d_415\" style=\"left:743px;bottom:486px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6e_415\" style=\"left:830px;bottom:486px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6f_415\" style=\"left:87px;bottom:467px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6g_415\" style=\"left:369px;bottom:467px;letter-spacing:-0.11px;display:inline;\">(288) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6h_415\" style=\"left:456px;bottom:467px;letter-spacing:-0.13px;display:inline;\">(283) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6i_415\" style=\"left:543px;bottom:467px;letter-spacing:-0.13px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6j_415\" style=\"left:656px;bottom:467px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6k_415\" style=\"left:743px;bottom:467px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6l_415\" style=\"left:830px;bottom:467px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6m_415\" style=\"left:87px;bottom:448px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_415\" id=\"t6n_415\" style=\"left:147px;bottom:448px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6o_415\" style=\"left:375px;bottom:448px;letter-spacing:-0.48px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6p_415\" style=\"left:463px;bottom:448px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6q_415\" style=\"left:552px;bottom:448px;letter-spacing:-0.54px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6r_415\" style=\"left:656px;bottom:448px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6s_415\" style=\"left:743px;bottom:448px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6t_415\" style=\"left:830px;bottom:448px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6u_415\" style=\"left:87px;bottom:428px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t6v_415\" style=\"left:155px;bottom:428px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_415\" id=\"t6w_415\" style=\"left:172px;bottom:428px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6x_415\" style=\"left:372px;bottom:428px;letter-spacing:-0.35px;display:inline;\">(451) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6y_415\" style=\"left:459px;bottom:428px;letter-spacing:-0.46px;display:inline;\">(419) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6z_415\" style=\"left:543px;bottom:428px;letter-spacing:-0.32px;display:inline;\">(482) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t70_415\" style=\"left:656px;bottom:428px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t71_415\" style=\"left:743px;bottom:428px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t72_415\" style=\"left:830px;bottom:428px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t73_415\" style=\"left:87px;bottom:409px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_415\" id=\"t74_415\" style=\"left:143px;bottom:409px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_415\" id=\"t75_415\" style=\"left:149px;bottom:409px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_415\" id=\"t76_415\" style=\"left:156px;bottom:409px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t77_415\" style=\"left:384px;bottom:409px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t78_415\" style=\"left:469px;bottom:409px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t79_415\" style=\"left:555px;bottom:409px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7a_415\" style=\"left:656px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7b_415\" style=\"left:743px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7c_415\" style=\"left:830px;bottom:409px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t7d_415\" style=\"left:87px;bottom:390px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7e_415\" style=\"left:366px;bottom:390px;letter-spacing:0.09px;display:inline;\">3,332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7f_415\" style=\"left:455px;bottom:390px;letter-spacing:0.02px;display:inline;\">3,517 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7g_415\" style=\"left:536px;bottom:390px;display:inline;\">3,090 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7h_415\" style=\"left:643px;bottom:390px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7i_415\" style=\"left:732px;bottom:390px;letter-spacing:0.08px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7j_415\" style=\"left:816px;bottom:390px;letter-spacing:-0.15px;display:inline;\">595 </div></td></tr></table><div class=\"t s9_415\" id=\"t7k_415\" style=\"left:87px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The reasonably possible alternatives could have increased or decreased the fair values of \ufb01nanc</div><div class=\"t sa_415\" id=\"t7l_415\" style=\"left:652px;bottom:361px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_415\" id=\"t7m_415\" style=\"left:669px;bottom:361px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments held at fair </div><div class=\"t s9_415\" id=\"t7n_415\" style=\"left:87px;bottom:345px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value through pro\ufb01t or loss and those classif</div><div class=\"t sa_415\" id=\"t7o_415\" style=\"left:345px;bottom:345px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s9_415\" id=\"t7p_415\" style=\"left:395px;bottom:345px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through other comprehensive income by the amounts disclosed </div><div class=\"t s9_415\" id=\"t7q_415\" style=\"left:87px;bottom:328px;letter-spacing:-0.26px;display:inline;\">below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t7v_415\" style=\"left:726px;bottom:310px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sh_415\" id=\"t7y_415\" style=\"left:813px;bottom:310px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_415\" id=\"t7r_415\" style=\"left:87px;bottom:299px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_415\" id=\"t7s_415\" style=\"left:118px;bottom:299px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sf_415\" id=\"t7t_415\" style=\"left:132px;bottom:299px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_415\" id=\"t7u_415\" style=\"left:398px;bottom:299px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Fair value changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t7w_415\" style=\"left:712px;bottom:299px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t7x_415\" style=\"left:734px;bottom:299px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sh_415\" id=\"t7z_415\" style=\"left:800px;bottom:299px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_415\" id=\"t80_415\" style=\"left:822px;bottom:299px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t81_415\" style=\"left:87px;bottom:279px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Held at fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t82_415\" style=\"left:398px;bottom:279px;word-spacing:-0.14px;display:inline;\">Possible increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t83_415\" style=\"left:728px;bottom:279px;display:inline;\">324 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t84_415\" style=\"left:818px;bottom:279px;letter-spacing:0.05px;display:inline;\">185 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t85_415\" style=\"left:398px;bottom:260px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Possible decrease </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t86_415\" style=\"left:723px;bottom:260px;letter-spacing:-0.08px;display:inline;\">(362) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t87_415\" style=\"left:812px;bottom:260px;letter-spacing:-0.26px;display:inline;\">(242) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t88_415\" style=\"left:87px;bottom:240px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value through other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t89_415\" style=\"left:398px;bottom:240px;word-spacing:-0.14px;display:inline;\">Possible increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t8a_415\" style=\"left:735px;bottom:240px;letter-spacing:0.09px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t8b_415\" style=\"left:821px;bottom:240px;letter-spacing:0.07px;display:inline;\">60 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t8c_415\" style=\"left:398px;bottom:221px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Possible decrease </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t8d_415\" style=\"left:730px;bottom:221px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t8e_415\" style=\"left:817px;bottom:221px;letter-spacing:-0.49px;display:inline;\">(60) </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f88187": {
   "value": "13. Financ<div class=\"t s6_392\" id=\"t8_392\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">ial </div><div class=\"t s5_392\" id=\"t9_392\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\">instruments </div><div class=\"t s7_392\" id=\"ta_392\" style=\"left:78px;bottom:1154px;letter-spacing:-0.06px;display:inline;\">Classif</div><div class=\"t s8_392\" id=\"tb_392\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">icat</div><div class=\"t s7_392\" id=\"tc_392\" style=\"left:142px;bottom:1154px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion and measurement </div><div class=\"t s7_392\" id=\"td_392\" style=\"left:78px;bottom:1128px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s9_392\" id=\"te_392\" style=\"left:78px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sa_392\" id=\"tf_392\" style=\"left:118px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at amort</div><div class=\"t s9_392\" id=\"tg_392\" style=\"left:256px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and fair value through other comprehensive income </div><div class=\"t sb_392\" id=\"th_392\" style=\"left:78px;bottom:1094px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at amortised cost or held at FVOCI have contractual terms that give rise to cash \ufb02ows that are solely </div><div class=\"t sb_392\" id=\"ti_392\" style=\"left:78px;bottom:1077px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">payments of princ</div><div class=\"t sc_392\" id=\"tj_392\" style=\"left:186px;bottom:1077px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sb_392\" id=\"tk_392\" style=\"left:237px;bottom:1077px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">interest (SPPI) characterist</div><div class=\"t sc_392\" id=\"tl_392\" style=\"left:392px;bottom:1077px;letter-spacing:-0.08px;display:inline;\">ics. </div><div class=\"t sb_392\" id=\"tm_392\" style=\"left:78px;bottom:1053px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In assessing whether the contractual cash \ufb02ows have SPPI characterist</div><div class=\"t sc_392\" id=\"tn_392\" style=\"left:492px;bottom:1053px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ics, the Group cons</div><div class=\"t sb_392\" id=\"to_392\" style=\"left:603px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders the contractual terms of the </div><div class=\"t sb_392\" id=\"tp_392\" style=\"left:78px;bottom:1037px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. This includes assessing whether the \ufb01nanc</div><div class=\"t sc_392\" id=\"tq_392\" style=\"left:398px;bottom:1037px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial asset conta</div><div class=\"t sb_392\" id=\"tr_392\" style=\"left:483px;bottom:1037px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ins a contractual term that could change the tim</div><div class=\"t sc_392\" id=\"ts_392\" style=\"left:770px;bottom:1037px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing or </div><div class=\"t sb_392\" id=\"tt_392\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">amount of contractual cash \ufb02ows such that it would not meet this condit</div><div class=\"t sc_392\" id=\"tu_392\" style=\"left:505px;bottom:1021px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. In mak</div><div class=\"t sb_392\" id=\"tv_392\" style=\"left:568px;bottom:1021px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing the assessment, the Group considers: </div><div class=\"t sc_392\" id=\"tw_392\" style=\"left:78px;bottom:997px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"tx_392\" style=\"left:91px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Contingent events that would change the amount and tim</div><div class=\"t sc_392\" id=\"ty_392\" style=\"left:438px;bottom:997px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing of cash \ufb02ows </div><div class=\"t sc_392\" id=\"tz_392\" style=\"left:78px;bottom:973px;letter-spacing:-0.17px;word-spacing:2.89px;display:inline;\">\u2022 Leverage features </div><div class=\"t sc_392\" id=\"t10_392\" style=\"left:78px;bottom:949px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t11_392\" style=\"left:91px;bottom:949px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prepayment and extension terms </div><div class=\"t sc_392\" id=\"t12_392\" style=\"left:78px;bottom:925px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t13_392\" style=\"left:91px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">Terms that lim</div><div class=\"t sc_392\" id=\"t14_392\" style=\"left:175px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">it the Group\u2019s cla</div><div class=\"t sb_392\" id=\"t15_392\" style=\"left:272px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">im to cash \ufb02ows from specif</div><div class=\"t sc_392\" id=\"t16_392\" style=\"left:436px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied assets (e.g. non-recourse asset arrangements) </div><div class=\"t sc_392\" id=\"t17_392\" style=\"left:78px;bottom:901px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t18_392\" style=\"left:91px;bottom:901px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Features that modify considerat</div><div class=\"t sc_392\" id=\"t19_392\" style=\"left:281px;bottom:901px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the t</div><div class=\"t sb_392\" id=\"t1a_392\" style=\"left:345px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ime value of money \u2013 e.g. period</div><div class=\"t sc_392\" id=\"t1b_392\" style=\"left:533px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical reset of </div><div class=\"t sb_392\" id=\"t1c_392\" style=\"left:603px;bottom:901px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">interest rates. </div><div class=\"t sc_392\" id=\"t1d_392\" style=\"left:78px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Whether \ufb01nancial assets are held at amort</div><div class=\"t sb_392\" id=\"t1e_392\" style=\"left:332px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised cost or at FVOCI depends on the object</div><div class=\"t sc_392\" id=\"t1f_392\" style=\"left:591px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ives of the bus</div><div class=\"t sb_392\" id=\"t1g_392\" style=\"left:675px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iness models under </div><div class=\"t sb_392\" id=\"t1h_392\" style=\"left:78px;bottom:861px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">which the assets are held. A business model refers to how the Group manages \ufb01nanc</div><div class=\"t sc_392\" id=\"t1i_392\" style=\"left:577px;bottom:861px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial assets to generate cash \ufb02ow. </div><div class=\"t sc_392\" id=\"t1j_392\" style=\"left:78px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group makes an assessment of the objective of a bus</div><div class=\"t sb_392\" id=\"t1k_392\" style=\"left:417px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iness model in which an asset is held at the ind</div><div class=\"t sc_392\" id=\"t1l_392\" style=\"left:691px;bottom:837px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sb_392\" id=\"t1m_392\" style=\"left:700px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idual product </div><div class=\"t sb_392\" id=\"t1n_392\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business line, and where applicable with</div><div class=\"t sc_392\" id=\"t1o_392\" style=\"left:315px;bottom:821px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in bus</div><div class=\"t sb_392\" id=\"t1p_392\" style=\"left:350px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness lines depending on the way the business is managed and informat</div><div class=\"t sc_392\" id=\"t1q_392\" style=\"left:775px;bottom:821px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_392\" id=\"t1r_392\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is provided to management. Factors considered include: </div><div class=\"t sc_392\" id=\"t1s_392\" style=\"left:78px;bottom:781px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1t_392\" style=\"left:91px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">How the performance of the product business line is evaluated and reported to the Group\u2019s management </div><div class=\"t sc_392\" id=\"t1u_392\" style=\"left:78px;bottom:757px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1v_392\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">How managers of the business model are compensated, includ</div><div class=\"t sc_392\" id=\"t1w_392\" style=\"left:463px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing whether management </div><div class=\"t sb_392\" id=\"t1x_392\" style=\"left:623px;bottom:757px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is compensated based on the </div><div class=\"t sb_392\" id=\"t1y_392\" style=\"left:91px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value of assets or the contractual cash \ufb02ows collected </div><div class=\"t sc_392\" id=\"t1z_392\" style=\"left:78px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t20_392\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The risks that affect the performance of the business model and how those risks are managed </div><div class=\"t sc_392\" id=\"t21_392\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t22_392\" style=\"left:91px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The frequency, volume and tim</div><div class=\"t sc_392\" id=\"t23_392\" style=\"left:273px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing of sales </div><div class=\"t sb_392\" id=\"t24_392\" style=\"left:342px;bottom:692px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in prior periods, the reasons for such sales and expectations about future </div><div class=\"t sb_392\" id=\"t25_392\" style=\"left:91px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">sales activ</div><div class=\"t sc_392\" id=\"t26_392\" style=\"left:152px;bottom:676px;letter-spacing:-0.26px;display:inline;\">ity. </div><div class=\"t sb_392\" id=\"t27_392\" style=\"left:78px;bottom:652px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group\u2019s business model assessment is as follows: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t28_392\" style=\"left:78px;bottom:634px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Business model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t29_392\" style=\"left:160px;bottom:634px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Business object</div><div class=\"t se_392\" id=\"t2a_392\" style=\"left:232px;bottom:634px;letter-spacing:-0.15px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2b_392\" style=\"left:307px;bottom:634px;display:inline;\">Characterist</div><div class=\"t se_392\" id=\"t2c_392\" style=\"left:367px;bottom:634px;letter-spacing:0.03px;display:inline;\">ics </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2d_392\" style=\"left:520px;bottom:634px;letter-spacing:0.01px;display:inline;\">Businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2e_392\" style=\"left:667px;bottom:634px;display:inline;\">Products </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2f_392\" style=\"left:78px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2h_392\" style=\"left:160px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Intent is to orig</div><div class=\"t s4_392\" id=\"t2i_392\" style=\"left:243px;bottom:614px;letter-spacing:-0.02px;display:inline;\">inate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2p_392\" style=\"left:307px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2q_392\" style=\"left:320px;bottom:614px;letter-spacing:-0.04px;display:inline;\">Provid</div><div class=\"t s4_392\" id=\"t2r_392\" style=\"left:355px;bottom:614px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing \ufb01nancing and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t36_392\" style=\"left:520px;bottom:614px;letter-spacing:0.01px;word-spacing:3.06px;display:inline;\">\u2022 Corporate Lending </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3e_392\" style=\"left:667px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t3f_392\" style=\"left:680px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2g_392\" style=\"left:78px;bottom:599px;letter-spacing:-0.01px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2j_392\" style=\"left:160px;bottom:599px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2s_392\" style=\"left:320px;bottom:599px;letter-spacing:0.04px;display:inline;\">orig</div><div class=\"t s4_392\" id=\"t2t_392\" style=\"left:342px;bottom:599px;letter-spacing:-0.02px;display:inline;\">inat</div><div class=\"t sf_392\" id=\"t2u_392\" style=\"left:365px;bottom:599px;word-spacing:-0.15px;display:inline;\">ing assets to earn interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t37_392\" style=\"left:520px;bottom:595px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t38_392\" style=\"left:570px;bottom:595px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3g_392\" style=\"left:667px;bottom:595px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t3h_392\" style=\"left:748px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2k_392\" style=\"left:160px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">hold them to maturity, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2v_392\" style=\"left:320px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income as primary income stream </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2l_392\" style=\"left:160px;bottom:570px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">collecting the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2w_392\" style=\"left:307px;bottom:566px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2x_392\" style=\"left:320px;bottom:566px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performing credit risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t39_392\" style=\"left:520px;bottom:576px;letter-spacing:-0.05px;word-spacing:3.11px;display:inline;\">\u2022 Transaction Banking </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2m_392\" style=\"left:160px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">contractual cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2y_392\" style=\"left:320px;bottom:552px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">management activ</div><div class=\"t s4_392\" id=\"t2z_392\" style=\"left:429px;bottom:552px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_392\" id=\"t30_392\" style=\"left:436px;bottom:552px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3a_392\" style=\"left:520px;bottom:557px;letter-spacing:-0.04px;word-spacing:3.1px;display:inline;\">\u2022 Retail Lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2n_392\" style=\"left:160px;bottom:541px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">over the term of the </div> <div class=\"t sf_392\" id=\"t2o_392\" style=\"left:160px;bottom:527px;letter-spacing:0.05px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t31_392\" style=\"left:307px;bottom:533px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t32_392\" style=\"left:320px;bottom:533px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Costs include funding costs, </div> <div class=\"t sf_392\" id=\"t33_392\" style=\"left:320px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">transaction costs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3b_392\" style=\"left:520px;bottom:539px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div> <div class=\"t s4_392\" id=\"t3c_392\" style=\"left:533px;bottom:524px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">(Loans and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t34_392\" style=\"left:320px;bottom:504px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_392\" id=\"t35_392\" style=\"left:350px;bottom:504px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3d_392\" style=\"left:533px;bottom:510px;letter-spacing:-0.06px;display:inline;\">Borrowings) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3i_392\" style=\"left:78px;bottom:485px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3l_392\" style=\"left:160px;bottom:485px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Business object</div><div class=\"t s4_392\" id=\"t3m_392\" style=\"left:245px;bottom:485px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive met </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3q_392\" style=\"left:307px;bottom:485px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t3r_392\" style=\"left:320px;bottom:485px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Portfolios held for liqu</div><div class=\"t s4_392\" id=\"t3s_392\" style=\"left:441px;bottom:485px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sf_392\" id=\"t3t_392\" style=\"left:451px;bottom:485px;letter-spacing:0.04px;word-spacing:-0.2px;display:inline;\">ity needs; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t48_392\" style=\"left:520px;bottom:485px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t49_392\" style=\"left:667px;bottom:485px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t4a_392\" style=\"left:748px;bottom:485px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3j_392\" style=\"left:78px;bottom:470px;letter-spacing:-0.02px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3n_392\" style=\"left:160px;bottom:470px;word-spacing:-0.14px;display:inline;\">through both hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3u_392\" style=\"left:320px;bottom:470px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">or where a certain interest yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3k_392\" style=\"left:78px;bottom:456px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">and sell </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3o_392\" style=\"left:160px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">collect and by selling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3v_392\" style=\"left:320px;bottom:456px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01le is mainta</div><div class=\"t s4_392\" id=\"t3w_392\" style=\"left:410px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ined; or that are </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3p_392\" style=\"left:160px;bottom:441px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">\ufb01nancial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3x_392\" style=\"left:320px;bottom:441px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">normally rebalanced to achieve </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3y_392\" style=\"left:320px;bottom:427px;word-spacing:-0.15px;display:inline;\">matching of duration of assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3z_392\" style=\"left:320px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">and liab</div><div class=\"t s4_392\" id=\"t40_392\" style=\"left:366px;bottom:412px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_392\" id=\"t41_392\" style=\"left:372px;bottom:412px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_392\" id=\"t42_392\" style=\"left:379px;bottom:412px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t43_392\" style=\"left:307px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t44_392\" style=\"left:320px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Income streams come from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t45_392\" style=\"left:320px;bottom:379px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">interest income, fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t46_392\" style=\"left:320px;bottom:364px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">changes, and impa</div><div class=\"t s4_392\" id=\"t47_392\" style=\"left:428px;bottom:364px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4b_392\" style=\"left:78px;bottom:345px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4e_392\" style=\"left:160px;bottom:345px;word-spacing:-0.15px;display:inline;\">All other business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4l_392\" style=\"left:307px;bottom:345px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4m_392\" style=\"left:320px;bottom:345px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assets held for trading </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t52_392\" style=\"left:520px;bottom:345px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t53_392\" style=\"left:570px;bottom:345px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t56_392\" style=\"left:667px;bottom:345px;word-spacing:6.25px;display:inline;\">\u2022 Derivat</div><div class=\"t s4_392\" id=\"t57_392\" style=\"left:722px;bottom:345px;letter-spacing:-0.03px;display:inline;\">ives </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4c_392\" style=\"left:78px;bottom:331px;letter-spacing:0.02px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4f_392\" style=\"left:160px;bottom:331px;display:inline;\">objectives, </div> <div class=\"t sf_392\" id=\"t4g_392\" style=\"left:222px;bottom:331px;letter-spacing:0.01px;display:inline;\">includ</div><div class=\"t s4_392\" id=\"t4h_392\" style=\"left:255px;bottom:331px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4n_392\" style=\"left:307px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4o_392\" style=\"left:320px;bottom:326px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets that are orig</div><div class=\"t s4_392\" id=\"t4p_392\" style=\"left:429px;bottom:326px;display:inline;\">inated, </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t54_392\" style=\"left:520px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t55_392\" style=\"left:533px;bottom:326px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">All other business lines </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t58_392\" style=\"left:667px;bottom:326px;word-spacing:3.05px;display:inline;\">\u2022 Equity shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4d_392\" style=\"left:78px;bottom:316px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4i_392\" style=\"left:160px;bottom:316px;word-spacing:-0.13px;display:inline;\">trading and managing </div> <div class=\"t s4_392\" id=\"t4j_392\" style=\"left:160px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets on a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4q_392\" style=\"left:320px;bottom:312px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">purchased, and sold for pro\ufb01t </div> <div class=\"t sf_392\" id=\"t4r_392\" style=\"left:320px;bottom:297px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">taking or underwrit</div><div class=\"t s4_392\" id=\"t4s_392\" style=\"left:428px;bottom:297px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing act</div><div class=\"t sf_392\" id=\"t4t_392\" style=\"left:467px;bottom:297px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_392\" id=\"t4u_392\" style=\"left:476px;bottom:297px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t59_392\" style=\"left:667px;bottom:307px;letter-spacing:-0.06px;word-spacing:3.11px;display:inline;\">\u2022 Trading portfolios </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4k_392\" style=\"left:160px;bottom:287px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5a_392\" style=\"left:667px;bottom:289px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5b_392\" style=\"left:717px;bottom:289px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4v_392\" style=\"left:307px;bottom:278px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4w_392\" style=\"left:320px;bottom:278px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performance of the portfolio is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5c_392\" style=\"left:680px;bottom:274px;word-spacing:-0.14px;display:inline;\">reverse repos </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4x_392\" style=\"left:320px;bottom:264px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">evaluated on a fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5d_392\" style=\"left:667px;bottom:255px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5e_392\" style=\"left:717px;bottom:255px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4y_392\" style=\"left:307px;bottom:245px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4z_392\" style=\"left:320px;bottom:245px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Income streams are from fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5f_392\" style=\"left:680px;bottom:241px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">(FM Bond and Loan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t50_392\" style=\"left:320px;bottom:231px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">value changes or trading gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5g_392\" style=\"left:680px;bottom:226px;letter-spacing:-0.03px;display:inline;\">Syndicat</div><div class=\"t s4_392\" id=\"t5h_392\" style=\"left:728px;bottom:226px;letter-spacing:-0.27px;display:inline;\">ion) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t51_392\" style=\"left:320px;bottom:216px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">or losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div></div><div class=\"t s4_393\" id=\"t6_393\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_393\" id=\"t7_393\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_393\" id=\"t8_393\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_393\" id=\"t9_393\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_393\" id=\"ta_393\" style=\"left:95px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"tb_393\" style=\"left:135px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s7_393\" id=\"tc_393\" style=\"left:210px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich have SPPI characterist</div><div class=\"t s8_393\" id=\"td_393\" style=\"left:360px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics and that are held w</div><div class=\"t s7_393\" id=\"te_393\" style=\"left:494px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tf_393\" style=\"left:509px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tg_393\" style=\"left:555px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"th_393\" style=\"left:706px;bottom:1154px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ti_393\" style=\"left:726px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is to hold </div><div class=\"t s8_393\" id=\"tj_393\" style=\"left:95px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\ufb01nancial assets to collect contractual cash\ufb02ows (hold to collect) are recorded at amort</div><div class=\"t s7_393\" id=\"tk_393\" style=\"left:606px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised cost. Conversely, \ufb01nanc</div><div class=\"t s8_393\" id=\"tl_393\" style=\"left:769px;bottom:1138px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"tm_393\" style=\"left:95px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assets which have SPPI characterist</div><div class=\"t s8_393\" id=\"tn_393\" style=\"left:304px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics but are held w</div><div class=\"t s7_393\" id=\"to_393\" style=\"left:406px;bottom:1122px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tp_393\" style=\"left:422px;bottom:1122px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tq_393\" style=\"left:467px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"tr_393\" style=\"left:619px;bottom:1122px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ts_393\" style=\"left:638px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is achieved by both collecting </div><div class=\"t s7_393\" id=\"tt_393\" style=\"left:95px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">contractual cash\ufb02ows and selling \ufb01nanc</div><div class=\"t s8_393\" id=\"tu_393\" style=\"left:333px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets (Hold to collect and sell) are class</div><div class=\"t s7_393\" id=\"tv_393\" style=\"left:587px;bottom:1106px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"tw_393\" style=\"left:594px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied as held at FVOCI. Both hold to </div><div class=\"t s7_393\" id=\"tx_393\" style=\"left:95px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collect and hold to collect and sell business models involve holding \ufb01nanc</div><div class=\"t s8_393\" id=\"ty_393\" style=\"left:526px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets to collect the contractual cash\ufb02ows. </div><div class=\"t s7_393\" id=\"tz_393\" style=\"left:95px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">However, the business models are dist</div><div class=\"t s8_393\" id=\"t10_393\" style=\"left:319px;bottom:1074px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inct by reference to the frequency and s</div><div class=\"t s7_393\" id=\"t11_393\" style=\"left:552px;bottom:1074px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_393\" id=\"t12_393\" style=\"left:571px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cance that asset sales play </div><div class=\"t s7_393\" id=\"t13_393\" style=\"left:743px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in meeting the </div><div class=\"t s8_393\" id=\"t14_393\" style=\"left:95px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">objective under wh</div><div class=\"t s7_393\" id=\"t15_393\" style=\"left:208px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t16_393\" style=\"left:389px;bottom:1058px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s7_393\" id=\"t17_393\" style=\"left:446px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed. Hold to collect business models are characterised </div><div class=\"t s7_393\" id=\"t18_393\" style=\"left:95px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">by asset sales that are inc</div><div class=\"t s8_393\" id=\"t19_393\" style=\"left:246px;bottom:1042px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idental to meet</div><div class=\"t s7_393\" id=\"t1a_393\" style=\"left:338px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the object</div><div class=\"t s8_393\" id=\"t1b_393\" style=\"left:419px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives under wh</div><div class=\"t s7_393\" id=\"t1c_393\" style=\"left:500px;bottom:1042px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich a group of assets is managed. Sales of assets under </div><div class=\"t s7_393\" id=\"t1d_393\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a hold to collect business model can be made to manage increases in the credit risk of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1e_393\" style=\"left:641px;bottom:1026px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets but sales for other </div><div class=\"t s7_393\" id=\"t1f_393\" style=\"left:95px;bottom:1010px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">reasons should be infrequent or ins</div><div class=\"t s8_393\" id=\"t1g_393\" style=\"left:300px;bottom:1010px;letter-spacing:-0.2px;display:inline;\">ign</div><div class=\"t s7_393\" id=\"t1h_393\" style=\"left:319px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"t1i_393\" style=\"left:327px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icant. Cash\ufb02ows from the sale of \ufb01nancial assets under a hold to collect and sell </div><div class=\"t s7_393\" id=\"t1j_393\" style=\"left:95px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">business model by contrast are integral to achiev</div><div class=\"t s8_393\" id=\"t1k_393\" style=\"left:384px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the objectives under wh</div><div class=\"t s7_393\" id=\"t1l_393\" style=\"left:546px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1m_393\" style=\"left:727px;bottom:994px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial assets are </div><div class=\"t s7_393\" id=\"t1n_393\" style=\"left:95px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">managed. This may be the case where frequent sales of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1o_393\" style=\"left:465px;bottom:978px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets are requ</div><div class=\"t s7_393\" id=\"t1p_393\" style=\"left:572px;bottom:978px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ired to manage the Group\u2019s daily liqu</div><div class=\"t s8_393\" id=\"t1q_393\" style=\"left:788px;bottom:978px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1r_393\" style=\"left:799px;bottom:978px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_393\" id=\"t1s_393\" style=\"left:95px;bottom:962px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">requirements or to meet regulatory requirements to demonstrate liqu</div><div class=\"t s8_393\" id=\"t1t_393\" style=\"left:504px;bottom:962px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1u_393\" style=\"left:515px;bottom:962px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1v_393\" style=\"left:585px;bottom:962px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"t1w_393\" style=\"left:601px;bottom:962px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Sales of assets under hold </div><div class=\"t s7_393\" id=\"t1x_393\" style=\"left:95px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect and sell business models are therefore both more frequent and more sign</div><div class=\"t s8_393\" id=\"t1y_393\" style=\"left:583px;bottom:945px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_393\" id=\"t1z_393\" style=\"left:623px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in value than those under the hold </div><div class=\"t s7_393\" id=\"t20_393\" style=\"left:95px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect model. </div><div class=\"t s9_393\" id=\"t21_393\" style=\"left:95px;bottom:897px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Equity instruments designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t22_393\" style=\"left:95px;bottom:879px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Non-trading equity instruments acquired for strategic purposes rather than capital gain may be irrevocably designated at </div><div class=\"t s7_393\" id=\"t23_393\" style=\"left:95px;bottom:863px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_393\" id=\"t24_393\" style=\"left:106px;bottom:863px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_393\" id=\"t25_393\" style=\"left:113px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_393\" id=\"t26_393\" style=\"left:179px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion as held at FVOCI on an </div><div class=\"t s7_393\" id=\"t27_393\" style=\"left:339px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument-by-instrument basis. Div</div><div class=\"t s8_393\" id=\"t28_393\" style=\"left:549px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends rece</div><div class=\"t s7_393\" id=\"t29_393\" style=\"left:617px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived are recognised in pro\ufb01t or loss. </div><div class=\"t s7_393\" id=\"t2a_393\" style=\"left:95px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_393\" id=\"t2b_393\" style=\"left:217px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_393\" id=\"t2c_393\" style=\"left:324px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the fair value of these instruments, includ</div><div class=\"t s8_393\" id=\"t2d_393\" style=\"left:578px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing fore</div><div class=\"t s7_393\" id=\"t2e_393\" style=\"left:623px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ign exchange gains and losses, </div><div class=\"t s7_393\" id=\"t2f_393\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are recognised directly in equity and are never reclassif</div><div class=\"t s8_393\" id=\"t2g_393\" style=\"left:418px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied to pro\ufb01t or loss even on derecogn</div><div class=\"t s7_393\" id=\"t2h_393\" style=\"left:635px;bottom:831px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2i_393\" style=\"left:643px;bottom:831px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s9_393\" id=\"t2j_393\" style=\"left:95px;bottom:799px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Mandatorily classif</div><div class=\"t sa_393\" id=\"t2k_393\" style=\"left:213px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied at fa</div><div class=\"t s9_393\" id=\"t2l_393\" style=\"left:263px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t2m_393\" style=\"left:95px;bottom:781px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2n_393\" style=\"left:135px;bottom:781px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2o_393\" style=\"left:221px;bottom:781px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t2p_393\" style=\"left:240px;bottom:781px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t2q_393\" style=\"left:246px;bottom:781px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2r_393\" style=\"left:253px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_393\" id=\"t2s_393\" style=\"left:290px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich are mandatorily held at fair value through pro\ufb01t or loss are split between two </div><div class=\"t s7_393\" id=\"t2t_393\" style=\"left:95px;bottom:765px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">subcategories as follows: </div><div class=\"t s7_393\" id=\"t2u_393\" style=\"left:95px;bottom:741px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Trading, includ</div><div class=\"t s8_393\" id=\"t2v_393\" style=\"left:182px;bottom:741px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t2w_393\" style=\"left:95px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t2x_393\" style=\"left:108px;bottom:717px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2y_393\" style=\"left:148px;bottom:717px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2z_393\" style=\"left:234px;bottom:717px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t30_393\" style=\"left:253px;bottom:717px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t31_393\" style=\"left:259px;bottom:717px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t32_393\" style=\"left:266px;bottom:717px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held for trad</div><div class=\"t s7_393\" id=\"t33_393\" style=\"left:358px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing, which are those acquired princ</div><div class=\"t s8_393\" id=\"t34_393\" style=\"left:564px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally for the purpose of sell</div><div class=\"t s7_393\" id=\"t35_393\" style=\"left:724px;bottom:717px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing in the </div><div class=\"t s7_393\" id=\"t36_393\" style=\"left:108px;bottom:701px;letter-spacing:-0.22px;display:inline;\">short-term </div><div class=\"t s7_393\" id=\"t37_393\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Derivat</div><div class=\"t s8_393\" id=\"t38_393\" style=\"left:152px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t39_393\" style=\"left:95px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Non-trading mandatorily at fair value through pro\ufb01t or loss, includ</div><div class=\"t s8_393\" id=\"t3a_393\" style=\"left:484px;bottom:652px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t3b_393\" style=\"left:95px;bottom:628px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3c_393\" style=\"left:108px;bottom:628px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Instruments in a business which has a fair value business model (see the Group\u2019s business model assessment) which are not </div><div class=\"t s7_393\" id=\"t3d_393\" style=\"left:108px;bottom:612px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">trading or derivat</div><div class=\"t s8_393\" id=\"t3e_393\" style=\"left:212px;bottom:612px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3f_393\" style=\"left:95px;bottom:588px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3g_393\" style=\"left:108px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Hybrid \ufb01nanc</div><div class=\"t s8_393\" id=\"t3h_393\" style=\"left:188px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets that conta</div><div class=\"t s7_393\" id=\"t3i_393\" style=\"left:308px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in one or more embedded derivat</div><div class=\"t s8_393\" id=\"t3j_393\" style=\"left:507px;bottom:588px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3k_393\" style=\"left:95px;bottom:564px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3l_393\" style=\"left:108px;bottom:564px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3m_393\" style=\"left:148px;bottom:564px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial assets that would otherw</div><div class=\"t s7_393\" id=\"t3n_393\" style=\"left:315px;bottom:564px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise be measured at amortised cost or FVOCI but which do not have SPPI characterist</div><div class=\"t s8_393\" id=\"t3o_393\" style=\"left:810px;bottom:564px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s7_393\" id=\"t3p_393\" style=\"left:95px;bottom:540px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3q_393\" style=\"left:108px;bottom:540px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Equity instruments that have not been designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t3r_393\" style=\"left:95px;bottom:516px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3s_393\" style=\"left:108px;bottom:516px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3t_393\" style=\"left:148px;bottom:516px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t3u_393\" style=\"left:167px;bottom:516px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t3v_393\" style=\"left:186px;bottom:516px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t3w_393\" style=\"left:192px;bottom:516px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t3x_393\" style=\"left:200px;bottom:516px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that const</div><div class=\"t s7_393\" id=\"t3y_393\" style=\"left:279px;bottom:516px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itute contingent considerat</div><div class=\"t s8_393\" id=\"t3z_393\" style=\"left:440px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t40_393\" style=\"left:461px;bottom:516px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in a business combinat</div><div class=\"t s8_393\" id=\"t41_393\" style=\"left:595px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_393\" id=\"t42_393\" style=\"left:95px;bottom:484px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Designated at fair value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t43_393\" style=\"left:95px;bottom:466px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t44_393\" style=\"left:135px;bottom:466px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t45_393\" style=\"left:221px;bottom:466px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t46_393\" style=\"left:240px;bottom:466px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t47_393\" style=\"left:246px;bottom:466px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t48_393\" style=\"left:253px;bottom:466px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may be des</div><div class=\"t s7_393\" id=\"t49_393\" style=\"left:340px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss when the designat</div><div class=\"t s8_393\" id=\"t4a_393\" style=\"left:699px;bottom:466px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion el</div><div class=\"t s7_393\" id=\"t4b_393\" style=\"left:730px;bottom:466px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_393\" id=\"t4c_393\" style=\"left:745px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inates or </div><div class=\"t s7_393\" id=\"t4d_393\" style=\"left:95px;bottom:450px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s8_393\" id=\"t4e_393\" style=\"left:119px;bottom:450px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly reduces a measurement or recogn</div><div class=\"t s7_393\" id=\"t4f_393\" style=\"left:371px;bottom:450px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4g_393\" style=\"left:379px;bottom:450px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t4h_393\" style=\"left:400px;bottom:450px;letter-spacing:-0.14px;display:inline;\">incons</div><div class=\"t s8_393\" id=\"t4i_393\" style=\"left:438px;bottom:450px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">istency that would otherw</div><div class=\"t s7_393\" id=\"t4j_393\" style=\"left:593px;bottom:450px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ise arise from measuring assets or </div><div class=\"t s7_393\" id=\"t4k_393\" style=\"left:95px;bottom:434px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_393\" id=\"t4l_393\" style=\"left:117px;bottom:434px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4m_393\" style=\"left:123px;bottom:434px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4n_393\" style=\"left:131px;bottom:434px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ies on a d</div><div class=\"t s7_393\" id=\"t4o_393\" style=\"left:186px;bottom:434px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ifferent basis (\u2018accounting mismatch\u2019). </div><div class=\"t s7_393\" id=\"t4p_393\" style=\"left:95px;bottom:410px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t4q_393\" style=\"left:135px;bottom:410px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t4r_393\" style=\"left:154px;bottom:410px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t4s_393\" style=\"left:173px;bottom:410px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4t_393\" style=\"left:179px;bottom:410px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4u_393\" style=\"left:187px;bottom:410px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies may also be des</div><div class=\"t s7_393\" id=\"t4v_393\" style=\"left:301px;bottom:410px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss where they are managed on a fair value </div><div class=\"t s7_393\" id=\"t4w_393\" style=\"left:95px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">basis or have an embedded derivat</div><div class=\"t s8_393\" id=\"t4x_393\" style=\"left:306px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive where the Group </div><div class=\"t s7_393\" id=\"t4y_393\" style=\"left:427px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not able to bifurcate and separately value the embedded </div><div class=\"t s7_393\" id=\"t4z_393\" style=\"left:95px;bottom:378px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_393\" id=\"t50_393\" style=\"left:138px;bottom:378px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive component. </div><div class=\"t s9_393\" id=\"t51_393\" style=\"left:95px;bottom:345px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sa_393\" id=\"t52_393\" style=\"left:136px;bottom:345px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s9_393\" id=\"t53_393\" style=\"left:157px;bottom:345px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t sa_393\" id=\"t54_393\" style=\"left:177px;bottom:345px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_393\" id=\"t55_393\" style=\"left:183px;bottom:345px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sa_393\" id=\"t56_393\" style=\"left:192px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t s9_393\" id=\"t57_393\" style=\"left:294px;bottom:345px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ised cost </div><div class=\"t s7_393\" id=\"t58_393\" style=\"left:95px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t59_393\" style=\"left:135px;bottom:327px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t5a_393\" style=\"left:154px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5b_393\" style=\"left:173px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5c_393\" style=\"left:179px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5d_393\" style=\"left:187px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not \ufb01nancial guarantees or loan comm</div><div class=\"t s7_393\" id=\"t5e_393\" style=\"left:486px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments and that are not classif</div><div class=\"t s8_393\" id=\"t5f_393\" style=\"left:670px;bottom:327px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5g_393\" style=\"left:765px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5h_393\" style=\"left:784px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5i_393\" style=\"left:789px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5j_393\" style=\"left:797px;bottom:327px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_393\" id=\"t5k_393\" style=\"left:95px;bottom:311px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">held at fair value through pro\ufb01t or loss are classif</div><div class=\"t s8_393\" id=\"t5l_393\" style=\"left:380px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5m_393\" style=\"left:475px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5n_393\" style=\"left:494px;bottom:311px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5o_393\" style=\"left:499px;bottom:311px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5p_393\" style=\"left:507px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s7_393\" id=\"t5q_393\" style=\"left:607px;bottom:311px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ised cost. </div><div class=\"t s7_393\" id=\"t5r_393\" style=\"left:95px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Preference shares which carry a mandatory coupon that represents a market rate of interest at the issue date, or which are </div><div class=\"t s7_393\" id=\"t5s_393\" style=\"left:95px;bottom:271px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">redeemable on a specif</div><div class=\"t s8_393\" id=\"t5t_393\" style=\"left:235px;bottom:271px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ic date or at the opt</div><div class=\"t s7_393\" id=\"t5u_393\" style=\"left:352px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the shareholder are classif</div><div class=\"t s8_393\" id=\"t5v_393\" style=\"left:543px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5w_393\" style=\"left:637px;bottom:271px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5x_393\" style=\"left:657px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5y_393\" style=\"left:662px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5z_393\" style=\"left:670px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and are presented </div><div class=\"t s7_393\" id=\"t60_393\" style=\"left:801px;bottom:271px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s7_393\" id=\"t61_393\" style=\"left:95px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">other borrowed funds. The div</div><div class=\"t s8_393\" id=\"t62_393\" style=\"left:273px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idends on these preference shares are recogn</div><div class=\"t s7_393\" id=\"t63_393\" style=\"left:541px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised in the income statement as interest expense </div><div class=\"t s7_393\" id=\"t64_393\" style=\"left:95px;bottom:239px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on an amortised cost basis using the effective interest method. </div><div></div><div class=\"t s5_394\" id=\"t7_394\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_394\" id=\"t8_394\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_394\" id=\"t9_394\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_394\" id=\"ta_394\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_394\" id=\"tb_394\" style=\"left:78px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s9_394\" id=\"tc_394\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s8_394\" id=\"td_394\" style=\"left:358px;bottom:1154px;letter-spacing:-0.03px;display:inline;\">itments </div><div class=\"t sa_394\" id=\"te_394\" style=\"left:78px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group issues \ufb01nanc</div><div class=\"t sb_394\" id=\"tf_394\" style=\"left:218px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t sa_394\" id=\"tg_394\" style=\"left:453px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments in return for fees. Financ</div><div class=\"t sb_394\" id=\"th_394\" style=\"left:641px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts </div><div class=\"t sa_394\" id=\"ti_394\" style=\"left:78px;bottom:1122px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">and any loan commitments issued at below-market interest rates are in</div><div class=\"t sb_394\" id=\"tj_394\" style=\"left:499px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tk_394\" style=\"left:507px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ially recognised at their fair value as a \ufb01nanc</div><div class=\"t sb_394\" id=\"tl_394\" style=\"left:768px;bottom:1122px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"tm_394\" style=\"left:78px;bottom:1106px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_394\" id=\"tn_394\" style=\"left:100px;bottom:1106px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"to_394\" style=\"left:106px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sb_394\" id=\"tp_394\" style=\"left:422px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tq_394\" style=\"left:430px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount of income recognised in </div><div class=\"t sa_394\" id=\"tr_394\" style=\"left:78px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">accordance with the princ</div><div class=\"t sb_394\" id=\"ts_394\" style=\"left:232px;bottom:1090px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iples of IFRS 15 Revenue from Contracts w</div><div class=\"t sa_394\" id=\"tt_394\" style=\"left:474px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith Customers and their expected credit loss provis</div><div class=\"t sb_394\" id=\"tu_394\" style=\"left:770px;bottom:1090px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sa_394\" id=\"tv_394\" style=\"left:78px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Loan commitments may be designated at fair value through pro\ufb01t or loss where that is the business model under which </div><div class=\"t sb_394\" id=\"tw_394\" style=\"left:78px;bottom:1058px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such contracts are held. </div><div class=\"t s8_394\" id=\"tx_394\" style=\"left:78px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s9_394\" id=\"ty_394\" style=\"left:193px;bottom:1032px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets and l</div><div class=\"t s8_394\" id=\"tz_394\" style=\"left:281px;bottom:1032px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s9_394\" id=\"t10_394\" style=\"left:301px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_394\" id=\"t11_394\" style=\"left:308px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t12_394\" style=\"left:317px;bottom:1032px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t13_394\" style=\"left:78px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sb_394\" id=\"t14_394\" style=\"left:213px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t15_394\" style=\"left:229px;bottom:1013px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is generally measured on the basis of the ind</div><div class=\"t sb_394\" id=\"t16_394\" style=\"left:564px;bottom:1013px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_394\" id=\"t17_394\" style=\"left:574px;bottom:1013px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idual \ufb01nanc</div><div class=\"t sb_394\" id=\"t18_394\" style=\"left:643px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t19_394\" style=\"left:660px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instrument. However, </div><div class=\"t sb_394\" id=\"t1a_394\" style=\"left:78px;bottom:997px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">when a group of \ufb01nancial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t1b_394\" style=\"left:355px;bottom:997px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1c_394\" style=\"left:374px;bottom:997px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1d_394\" style=\"left:380px;bottom:997px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1e_394\" style=\"left:388px;bottom:997px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1f_394\" style=\"left:406px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is managed on the basis of its net exposure to either market risk or </div><div class=\"t sa_394\" id=\"t1g_394\" style=\"left:78px;bottom:981px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">credit risk, the fair value of the group of \ufb01nanc</div><div class=\"t sb_394\" id=\"t1h_394\" style=\"left:347px;bottom:981px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t1i_394\" style=\"left:363px;bottom:981px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments is measured on a net basis. </div><div class=\"t sa_394\" id=\"t1j_394\" style=\"left:78px;bottom:957px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t sb_394\" id=\"t1k_394\" style=\"left:265px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t1l_394\" style=\"left:351px;bottom:957px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1m_394\" style=\"left:370px;bottom:957px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1n_394\" style=\"left:376px;bottom:957px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1o_394\" style=\"left:384px;bottom:957px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1p_394\" style=\"left:402px;bottom:957px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_394\" id=\"t1q_394\" style=\"left:78px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t sb_394\" id=\"t1r_394\" style=\"left:316px;bottom:941px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1s_394\" style=\"left:322px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t sb_394\" id=\"t1t_394\" style=\"left:464px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_394\" id=\"t1u_394\" style=\"left:667px;bottom:941px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t sb_394\" id=\"t1v_394\" style=\"left:710px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t1w_394\" style=\"left:731px;bottom:941px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_394\" id=\"t1x_394\" style=\"left:783px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_394\" id=\"t1y_394\" style=\"left:78px;bottom:925px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">on an ongoing basis. If the market for a \ufb01nanc</div><div class=\"t sb_394\" id=\"t1z_394\" style=\"left:348px;bottom:925px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t20_394\" style=\"left:365px;bottom:925px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument, and for unlisted securit</div><div class=\"t sb_394\" id=\"t21_394\" style=\"left:569px;bottom:925px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t sa_394\" id=\"t22_394\" style=\"left:590px;bottom:925px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not active, the Group establishes </div><div class=\"t sa_394\" id=\"t23_394\" style=\"left:78px;bottom:909px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">fair value by using valuation techniques. </div><div class=\"t s8_394\" id=\"t24_394\" style=\"left:78px;bottom:877px;letter-spacing:-0.13px;display:inline;\">Init</div><div class=\"t s9_394\" id=\"t25_394\" style=\"left:98px;bottom:877px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ial recogn</div><div class=\"t s8_394\" id=\"t26_394\" style=\"left:158px;bottom:877px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t27_394\" style=\"left:167px;bottom:877px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sb_394\" id=\"t28_394\" style=\"left:78px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Regular way purchases and sales of \ufb01nancial assets held at fa</div><div class=\"t sa_394\" id=\"t29_394\" style=\"left:442px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value through pro\ufb01t or loss, and held at fair value through </div><div class=\"t sa_394\" id=\"t2a_394\" style=\"left:78px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">other comprehensive income are in</div><div class=\"t sb_394\" id=\"t2b_394\" style=\"left:285px;bottom:843px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2c_394\" style=\"left:293px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised on the trade date (the date on which the Group commits to purchase or </div><div class=\"t sb_394\" id=\"t2d_394\" style=\"left:78px;bottom:827px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sell the asset). Loans and advances and other \ufb01nancial assets held at amort</div><div class=\"t sa_394\" id=\"t2e_394\" style=\"left:525px;bottom:827px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised cost are recognised on the settlement date </div><div class=\"t sa_394\" id=\"t2f_394\" style=\"left:78px;bottom:811px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">(the date on which cash is advanced to the borrowers). </div><div class=\"t sb_394\" id=\"t2g_394\" style=\"left:78px;bottom:787px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">All \ufb01nancial </div><div class=\"t sa_394\" id=\"t2h_394\" style=\"left:150px;bottom:787px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t sb_394\" id=\"t2i_394\" style=\"left:255px;bottom:787px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2j_394\" style=\"left:263px;bottom:787px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at fair value, which is normally the transaction price, plus directly attributable </div><div class=\"t sa_394\" id=\"t2k_394\" style=\"left:78px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transaction costs for \ufb01nanc</div><div class=\"t sb_394\" id=\"t2l_394\" style=\"left:239px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t2m_394\" style=\"left:325px;bottom:771px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t2n_394\" style=\"left:344px;bottom:771px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t2o_394\" style=\"left:350px;bottom:771px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t2p_394\" style=\"left:357px;bottom:771px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_394\" id=\"t2q_394\" style=\"left:394px;bottom:771px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich are not subsequently measured at fair value through pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t2r_394\" style=\"left:78px;bottom:746px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In certain circumstances, the in</div><div class=\"t sb_394\" id=\"t2s_394\" style=\"left:259px;bottom:746px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2t_394\" style=\"left:267px;bottom:746px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value may be based on a valuation technique which may lead to the recognit</div><div class=\"t sb_394\" id=\"t2u_394\" style=\"left:762px;bottom:746px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_394\" id=\"t2v_394\" style=\"left:78px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01ts or losses at the time of in</div><div class=\"t sb_394\" id=\"t2w_394\" style=\"left:264px;bottom:730px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2x_394\" style=\"left:272px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t sb_394\" id=\"t2y_394\" style=\"left:338px;bottom:730px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. However, these pro\ufb01ts or losses can only be recogn</div><div class=\"t sa_394\" id=\"t2z_394\" style=\"left:660px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised when the valuation </div><div class=\"t sa_394\" id=\"t30_394\" style=\"left:78px;bottom:714px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">technique used is based solely on observable market data. Where the in</div><div class=\"t sb_394\" id=\"t31_394\" style=\"left:503px;bottom:714px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t32_394\" style=\"left:511px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ially recognised fair value is based on a valuation </div><div class=\"t sa_394\" id=\"t33_394\" style=\"left:78px;bottom:698px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">model that uses unobservable inputs, the difference between the transaction price and the valuation model is not </div><div class=\"t sa_394\" id=\"t34_394\" style=\"left:78px;bottom:682px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">recognised immed</div><div class=\"t sb_394\" id=\"t35_394\" style=\"left:188px;bottom:682px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_394\" id=\"t36_394\" style=\"left:224px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the income statement but following the passage of time, or as the inputs become observable, </div><div class=\"t sa_394\" id=\"t37_394\" style=\"left:78px;bottom:666px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">or the transaction matures or is terminated. </div><div class=\"t s8_394\" id=\"t38_394\" style=\"left:78px;bottom:634px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Subsequent measurement </div><div class=\"t sc_394\" id=\"t39_394\" style=\"left:78px;bottom:616px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3a_394\" style=\"left:118px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_394\" id=\"t3b_394\" style=\"left:258px;bottom:616px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t3c_394\" style=\"left:278px;bottom:616px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t3d_394\" style=\"left:284px;bottom:616px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t3e_394\" style=\"left:292px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies held at amort</div><div class=\"t sc_394\" id=\"t3f_394\" style=\"left:392px;bottom:616px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised cost </div><div class=\"t sa_394\" id=\"t3g_394\" style=\"left:78px;bottom:600px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_394\" id=\"t3h_394\" style=\"left:117px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t3i_394\" style=\"left:257px;bottom:600px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t3j_394\" style=\"left:276px;bottom:600px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t3k_394\" style=\"left:282px;bottom:600px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t3l_394\" style=\"left:290px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t sa_394\" id=\"t3m_394\" style=\"left:390px;bottom:600px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised cost are subsequently carried at amortised cost using the </div><div class=\"t sa_394\" id=\"t3n_394\" style=\"left:78px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">effective interest method (see \u2018Interest income and expense\u2019). Foreign exchange gains and losses are recognised in the </div><div class=\"t sa_394\" id=\"t3o_394\" style=\"left:78px;bottom:568px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t sb_394\" id=\"t3p_394\" style=\"left:78px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Where a \ufb01nancial </div><div class=\"t sa_394\" id=\"t3q_394\" style=\"left:186px;bottom:544px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument carried at amortised cost is the hedged item in a qualify</div><div class=\"t sb_394\" id=\"t3r_394\" style=\"left:583px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t sa_394\" id=\"t3s_394\" style=\"left:617px;bottom:544px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value hedge relationsh</div><div class=\"t sb_394\" id=\"t3t_394\" style=\"left:762px;bottom:544px;letter-spacing:-0.3px;display:inline;\">ip, </div><div class=\"t sa_394\" id=\"t3u_394\" style=\"left:78px;bottom:528px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its carrying value is adjusted by the fair value gain or loss attributable to the hedged risk. </div><div class=\"t sc_394\" id=\"t3v_394\" style=\"left:78px;bottom:504px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3w_394\" style=\"left:118px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets held at FVOCI </div><div class=\"t sa_394\" id=\"t3x_394\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at FVOCI are subsequently carried at fair value, with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t3y_394\" style=\"left:723px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from </div><div class=\"t sa_394\" id=\"t3z_394\" style=\"left:78px;bottom:472px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">changes in fair value (includ</div><div class=\"t sb_394\" id=\"t40_394\" style=\"left:242px;bottom:472px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t41_394\" style=\"left:358px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive income </div><div class=\"t sa_394\" id=\"t42_394\" style=\"left:78px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and accumulated in a separate component of equity. Foreign exchange gains and losses on the amortised cost are </div><div class=\"t sa_394\" id=\"t43_394\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognised in income. Changes in expected credit losses are recognised in the pro\ufb01t or loss and are accumulated in </div><div class=\"t sa_394\" id=\"t44_394\" style=\"left:78px;bottom:423px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">equity. On derecognit</div><div class=\"t sb_394\" id=\"t45_394\" style=\"left:206px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t46_394\" style=\"left:301px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive fair value gains or losses, net of the cumulative expected credit loss reserve, </div><div class=\"t sb_394\" id=\"t47_394\" style=\"left:78px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are transferred to the pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t48_394\" style=\"left:78px;bottom:383px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Equity investments designated at FVOCI are subsequently carried at fair value with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t49_394\" style=\"left:771px;bottom:383px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t4a_394\" style=\"left:78px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">from changes in fair value (includ</div><div class=\"t sb_394\" id=\"t4b_394\" style=\"left:273px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t4c_394\" style=\"left:389px;bottom:367px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive </div><div class=\"t sa_394\" id=\"t4d_394\" style=\"left:78px;bottom:351px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income and accumulated in a separate component of equity. On derecognit</div><div class=\"t sb_394\" id=\"t4e_394\" style=\"left:529px;bottom:351px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t4f_394\" style=\"left:624px;bottom:351px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive reserve is transferred to </div><div class=\"t sa_394\" id=\"t4g_394\" style=\"left:78px;bottom:335px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">retained earnings and is not recycled to pro\ufb01t or loss. </div><div class=\"t sc_394\" id=\"t4h_394\" style=\"left:78px;bottom:311px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t4i_394\" style=\"left:118px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sc_394\" id=\"t4j_394\" style=\"left:204px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t4k_394\" style=\"left:223px;bottom:311px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t4l_394\" style=\"left:230px;bottom:311px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t4m_394\" style=\"left:238px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held at fa</div><div class=\"t sc_394\" id=\"t4n_394\" style=\"left:314px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t sa_394\" id=\"t4o_394\" style=\"left:78px;bottom:295px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sb_394\" id=\"t4p_394\" style=\"left:200px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sa_394\" id=\"t4q_394\" style=\"left:306px;bottom:295px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in fair value, includ</div><div class=\"t sb_394\" id=\"t4r_394\" style=\"left:415px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing contractual </div><div class=\"t sa_394\" id=\"t4s_394\" style=\"left:508px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest income or expense, recorded in the net </div><div class=\"t sa_394\" id=\"t4t_394\" style=\"left:78px;bottom:279px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">trading income line in the pro\ufb01t or loss unless the instrument is part of a cash \ufb02ow hedging relationsh</div><div class=\"t sb_394\" id=\"t4u_394\" style=\"left:669px;bottom:279px;letter-spacing:-0.25px;display:inline;\">ip. </div><div></div><div class=\"t s4_395\" id=\"t6_395\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_395\" id=\"t7_395\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_395\" id=\"t8_395\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_395\" id=\"t9_395\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_395\" id=\"ta_395\" style=\"left:95px;bottom:1154px;letter-spacing:-0.1px;display:inline;\">Derecognit</div><div class=\"t s8_395\" id=\"tb_395\" style=\"left:164px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of \ufb01nancial </div><div class=\"t s7_395\" id=\"tc_395\" style=\"left:256px;bottom:1154px;letter-spacing:-0.05px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"td_395\" style=\"left:95px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"te_395\" style=\"left:135px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s9_395\" id=\"tf_395\" style=\"left:210px;bottom:1136px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich are subject to commercial re\ufb01nanc</div><div class=\"t sa_395\" id=\"tg_395\" style=\"left:433px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing where the loan </div><div class=\"t s9_395\" id=\"th_395\" style=\"left:546px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is priced to the market with no payment related </div><div class=\"t s9_395\" id=\"ti_395\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">concessions regardless of form of legal documentation or nature of lending will be derecognised. Where the Group\u2019s rights to </div><div class=\"t s9_395\" id=\"tj_395\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the cash \ufb02ows under the orig</div><div class=\"t sa_395\" id=\"tk_395\" style=\"left:265px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal contract have exp</div><div class=\"t s9_395\" id=\"tl_395\" style=\"left:397px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired, the old loan is derecognised and the new loan is recognised at fair </div><div class=\"t s9_395\" id=\"tm_395\" style=\"left:95px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value. For all other modif</div><div class=\"t sa_395\" id=\"tn_395\" style=\"left:240px;bottom:1088px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"to_395\" style=\"left:263px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions for example forborne loans or restructuring, whether or not a change in the cash \ufb02ows is </div><div class=\"t s9_395\" id=\"tp_395\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">\u2018substantially different\u2019 is judgemental and will be considered on a case-by-case basis, taking into account all the relevant </div><div class=\"t s9_395\" id=\"tq_395\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">facts and circumstances. </div><div class=\"t s9_395\" id=\"tr_395\" style=\"left:95px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">On derecognit</div><div class=\"t sa_395\" id=\"ts_395\" style=\"left:181px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of a \ufb01nancial asset, the d</div><div class=\"t s9_395\" id=\"tt_395\" style=\"left:350px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifference between the carrying amount of the asset (or the carrying amount </div><div class=\"t s9_395\" id=\"tu_395\" style=\"left:95px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allocated to the portion of the asset derecognised) and the sum of the considerat</div><div class=\"t sa_395\" id=\"tv_395\" style=\"left:576px;bottom:1015px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s9_395\" id=\"tw_395\" style=\"left:623px;bottom:1015px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ived (includ</div><div class=\"t sa_395\" id=\"tx_395\" style=\"left:690px;bottom:1015px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any new asset </div><div class=\"t s9_395\" id=\"ty_395\" style=\"left:95px;bottom:999px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">obtained less any new liab</div><div class=\"t sa_395\" id=\"tz_395\" style=\"left:252px;bottom:999px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t10_395\" style=\"left:258px;bottom:999px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity assumed) and any cumulative gain or loss that had been recognised in other comprehensive </div><div class=\"t s9_395\" id=\"t11_395\" style=\"left:95px;bottom:983px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">income is recognised in pro\ufb01t or loss except for equity instruments elected FVOCI (see above) and cumulative fair value </div><div class=\"t s9_395\" id=\"t12_395\" style=\"left:95px;bottom:967px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">adjustments attributable to the credit risk of a liab</div><div class=\"t sa_395\" id=\"t13_395\" style=\"left:391px;bottom:967px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t14_395\" style=\"left:397px;bottom:967px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, that are held in other comprehensive income. </div><div class=\"t s9_395\" id=\"t15_395\" style=\"left:95px;bottom:943px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t16_395\" style=\"left:135px;bottom:943px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_395\" id=\"t17_395\" style=\"left:154px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t18_395\" style=\"left:173px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t19_395\" style=\"left:179px;bottom:943px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t1a_395\" style=\"left:187px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are derecogn</div><div class=\"t s9_395\" id=\"t1b_395\" style=\"left:285px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised when they are extingu</div><div class=\"t sa_395\" id=\"t1c_395\" style=\"left:443px;bottom:943px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ished. A \ufb01nancial l</div><div class=\"t s9_395\" id=\"t1d_395\" style=\"left:549px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t1e_395\" style=\"left:568px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1f_395\" style=\"left:573px;bottom:943px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity is extingu</div><div class=\"t sa_395\" id=\"t1g_395\" style=\"left:647px;bottom:943px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ished when the obl</div><div class=\"t s9_395\" id=\"t1h_395\" style=\"left:758px;bottom:943px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t sa_395\" id=\"t1i_395\" style=\"left:782px;bottom:943px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t1j_395\" style=\"left:95px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is discharged, cancelled or expires and this is evaluated both qualitat</div><div class=\"t sa_395\" id=\"t1k_395\" style=\"left:501px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ively and quant</div><div class=\"t s9_395\" id=\"t1l_395\" style=\"left:593px;bottom:927px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t sa_395\" id=\"t1m_395\" style=\"left:614px;bottom:927px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ively. However, where a \ufb01nancial </div><div class=\"t s9_395\" id=\"t1n_395\" style=\"left:95px;bottom:911px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sa_395\" id=\"t1o_395\" style=\"left:117px;bottom:911px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1p_395\" style=\"left:123px;bottom:911px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity has been modif</div><div class=\"t sa_395\" id=\"t1q_395\" style=\"left:233px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t1r_395\" style=\"left:257px;bottom:911px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is derecognised if the difference between the modif</div><div class=\"t sa_395\" id=\"t1s_395\" style=\"left:572px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied cash \ufb02ows and the or</div><div class=\"t s9_395\" id=\"t1t_395\" style=\"left:719px;bottom:911px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t1u_395\" style=\"left:730px;bottom:911px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inal cash \ufb02ows </div><div class=\"t s9_395\" id=\"t1v_395\" style=\"left:95px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is more than 10 per cent, or if less than 10 per cent, the Group will perform a qualitat</div><div class=\"t sa_395\" id=\"t1w_395\" style=\"left:584px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive assessment to determ</div><div class=\"t s9_395\" id=\"t1x_395\" style=\"left:735px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ine whether </div><div class=\"t s9_395\" id=\"t1y_395\" style=\"left:95px;bottom:879px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the terms of the two instruments are substantially different. </div><div class=\"t s9_395\" id=\"t1z_395\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">If the Group purchases its own debt, it is derecognised and the difference between the carrying amount of the liab</div><div class=\"t sa_395\" id=\"t20_395\" style=\"left:768px;bottom:855px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t21_395\" style=\"left:774px;bottom:855px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity and </div><div class=\"t s9_395\" id=\"t22_395\" style=\"left:95px;bottom:839px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the considerat</div><div class=\"t sa_395\" id=\"t23_395\" style=\"left:181px;bottom:839px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s9_395\" id=\"t24_395\" style=\"left:218px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">id is included in \u2018Other income\u2019 except for the cumulative fair value adjustments attributable to the </div><div class=\"t s9_395\" id=\"t25_395\" style=\"left:95px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">credit risk of a liab</div><div class=\"t sa_395\" id=\"t26_395\" style=\"left:202px;bottom:823px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t27_395\" style=\"left:207px;bottom:823px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity that are held in Other comprehensive income, which are never recycled to the pro\ufb01t or loss. </div><div class=\"t s7_395\" id=\"t28_395\" style=\"left:95px;bottom:791px;letter-spacing:-0.09px;display:inline;\">Modif</div><div class=\"t s8_395\" id=\"t29_395\" style=\"left:132px;bottom:791px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_395\" id=\"t2a_395\" style=\"left:209px;bottom:791px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"t2b_395\" style=\"left:95px;bottom:773px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t2c_395\" style=\"left:135px;bottom:773px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s9_395\" id=\"t2d_395\" style=\"left:275px;bottom:773px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t2e_395\" style=\"left:294px;bottom:773px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t2f_395\" style=\"left:300px;bottom:773px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t2g_395\" style=\"left:307px;bottom:773px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies whose or</div><div class=\"t s9_395\" id=\"t2h_395\" style=\"left:379px;bottom:773px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t2i_395\" style=\"left:390px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inal contractual terms have been mod</div><div class=\"t s9_395\" id=\"t2j_395\" style=\"left:616px;bottom:773px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t2k_395\" style=\"left:624px;bottom:773px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t2l_395\" style=\"left:648px;bottom:773px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_395\" id=\"t2m_395\" style=\"left:683px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing those loans subject </div><div class=\"t s9_395\" id=\"t2n_395\" style=\"left:95px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to forbearance strategies, are considered to be modif</div><div class=\"t sa_395\" id=\"t2o_395\" style=\"left:411px;bottom:757px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s9_395\" id=\"t2p_395\" style=\"left:432px;bottom:757px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments. Modif</div><div class=\"t sa_395\" id=\"t2q_395\" style=\"left:544px;bottom:757px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t2r_395\" style=\"left:566px;bottom:757px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions may include changes to the tenor, </div><div class=\"t s9_395\" id=\"t2s_395\" style=\"left:95px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash \ufb02ows and or interest rates among other factors. </div><div class=\"t s9_395\" id=\"t2t_395\" style=\"left:95px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t2u_395\" style=\"left:204px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of \ufb01nancial assets </div><div class=\"t s9_395\" id=\"t2v_395\" style=\"left:334px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is appropriate (see Derecognit</div><div class=\"t sa_395\" id=\"t2w_395\" style=\"left:514px;bottom:717px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion), the newly recogn</div><div class=\"t s9_395\" id=\"t2x_395\" style=\"left:643px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised residual loans are assessed </div><div class=\"t s9_395\" id=\"t2y_395\" style=\"left:95px;bottom:701px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to determine whether the assets should be classif</div><div class=\"t sa_395\" id=\"t2z_395\" style=\"left:387px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as purchased or or</div><div class=\"t s9_395\" id=\"t30_395\" style=\"left:517px;bottom:701px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t31_395\" style=\"left:528px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s9_395\" id=\"t32_395\" style=\"left:596px;bottom:701px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sa_395\" id=\"t33_395\" style=\"left:639px;bottom:701px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired assets (POCI). </div><div class=\"t s9_395\" id=\"t34_395\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t35_395\" style=\"left:204px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t36_395\" style=\"left:225px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is not appropriate, the gross carrying amount of the applicable instruments is recalculated as the </div><div class=\"t s9_395\" id=\"t37_395\" style=\"left:95px;bottom:660px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">present value of the renegotiated or modif</div><div class=\"t sa_395\" id=\"t38_395\" style=\"left:347px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied contractual cash \ufb02ows d</div><div class=\"t s9_395\" id=\"t39_395\" style=\"left:512px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscounted at the orig</div><div class=\"t sa_395\" id=\"t3a_395\" style=\"left:634px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s9_395\" id=\"t3b_395\" style=\"left:694px;bottom:660px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive interest rate (or </div><div class=\"t s9_395\" id=\"t3c_395\" style=\"left:95px;bottom:644px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">credit adjusted effective interest rate for POCI \ufb01nanc</div><div class=\"t sa_395\" id=\"t3d_395\" style=\"left:405px;bottom:644px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ial assets). The d</div><div class=\"t s9_395\" id=\"t3e_395\" style=\"left:502px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifference between the recalculated values and the </div><div class=\"t s9_395\" id=\"t3f_395\" style=\"left:95px;bottom:628px;letter-spacing:-0.15px;display:inline;\">pre-modif</div><div class=\"t sa_395\" id=\"t3g_395\" style=\"left:155px;bottom:628px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ied gross carry</div><div class=\"t s9_395\" id=\"t3h_395\" style=\"left:241px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing values of the instruments are recorded as a modif</div><div class=\"t sa_395\" id=\"t3i_395\" style=\"left:555px;bottom:628px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3j_395\" style=\"left:577px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion gain or loss in the pro\ufb01t or loss. </div><div class=\"t s9_395\" id=\"t3k_395\" style=\"left:95px;bottom:604px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sa_395\" id=\"t3l_395\" style=\"left:217px;bottom:604px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from mod</div><div class=\"t s9_395\" id=\"t3m_395\" style=\"left:298px;bottom:604px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t3n_395\" style=\"left:305px;bottom:604px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3o_395\" style=\"left:328px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions for credit reasons are recorded as part of \u2018Credit Impairment\u2019 (see Credit </div><div class=\"t s9_395\" id=\"t3p_395\" style=\"left:95px;bottom:588px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Impairment policy). Modif</div><div class=\"t sa_395\" id=\"t3q_395\" style=\"left:248px;bottom:588px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3r_395\" style=\"left:270px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t3s_395\" style=\"left:411px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from non-cred</div><div class=\"t s9_395\" id=\"t3t_395\" style=\"left:518px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it reasons are recognised either as part of \u2018Credit </div><div class=\"t s9_395\" id=\"t3u_395\" style=\"left:95px;bottom:572px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Impairment\u2019 or with</div><div class=\"t sa_395\" id=\"t3v_395\" style=\"left:211px;bottom:572px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t3w_395\" style=\"left:225px;bottom:572px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income depending on whether there has been a change in the credit risk on the \ufb01nanc</div><div class=\"t sa_395\" id=\"t3x_395\" style=\"left:733px;bottom:572px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s9_395\" id=\"t3y_395\" style=\"left:95px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t sa_395\" id=\"t3z_395\" style=\"left:241px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t40_395\" style=\"left:263px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Modif</div><div class=\"t sa_395\" id=\"t41_395\" style=\"left:322px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t42_395\" style=\"left:345px;bottom:556px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t43_395\" style=\"left:486px;bottom:556px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing on \ufb01nancial l</div><div class=\"t s9_395\" id=\"t44_395\" style=\"left:582px;bottom:556px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t45_395\" style=\"left:601px;bottom:556px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t46_395\" style=\"left:607px;bottom:556px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t47_395\" style=\"left:615px;bottom:556px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s9_395\" id=\"t48_395\" style=\"left:697px;bottom:556px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ised with</div><div class=\"t sa_395\" id=\"t49_395\" style=\"left:750px;bottom:556px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t4a_395\" style=\"left:763px;bottom:556px;letter-spacing:-0.15px;display:inline;\">income. </div><div class=\"t s9_395\" id=\"t4b_395\" style=\"left:95px;bottom:540px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The movements in the applicable expected credit loss loan posit</div><div class=\"t sa_395\" id=\"t4c_395\" style=\"left:475px;bottom:540px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions are d</div><div class=\"t s9_395\" id=\"t4d_395\" style=\"left:532px;bottom:540px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">isclosed in further detail in Risk Review. </div><div></div><div class=\"t s5_396\" id=\"t7_396\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_396\" id=\"t8_396\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_396\" id=\"t9_396\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_396\" id=\"ta_396\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_396\" id=\"tb_396\" style=\"left:69px;bottom:1163px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">The Group\u2019s classif</div><div class=\"t s9_396\" id=\"tc_396\" style=\"left:178px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_396\" id=\"td_396\" style=\"left:201px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of its \ufb01nanc</div><div class=\"t s9_396\" id=\"te_396\" style=\"left:290px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s8_396\" id=\"tf_396\" style=\"left:376px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_396\" id=\"tg_396\" style=\"left:395px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_396\" id=\"th_396\" style=\"left:401px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_396\" id=\"ti_396\" style=\"left:409px;bottom:1163px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_396\" id=\"tj_396\" style=\"left:427px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is summarised in the following tables. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_396\" id=\"tm_396\" style=\"left:447px;bottom:1145px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Assets at fair value </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t15_396\" style=\"left:421px;bottom:1128px;letter-spacing:0.01px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t16_396\" style=\"left:422px;bottom:1117px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1c_396\" style=\"left:490px;bottom:1117px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1i_396\" style=\"left:578px;bottom:1117px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1o_396\" style=\"left:664px;bottom:1117px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tn_396\" style=\"left:723px;bottom:1117px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tz_396\" style=\"left:362px;bottom:1105px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sc_396\" id=\"t10_396\" style=\"left:398px;bottom:1105px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t17_396\" style=\"left:424px;bottom:1105px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1d_396\" style=\"left:489px;bottom:1105px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1j_396\" style=\"left:558px;bottom:1105px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">through other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_396\" id=\"t1p_396\" style=\"left:647px;bottom:1105px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"to_396\" style=\"left:721px;bottom:1105px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t11_396\" style=\"left:379px;bottom:1094px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t18_396\" style=\"left:442px;bottom:1094px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1e_396\" style=\"left:507px;bottom:1094px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1k_396\" style=\"left:552px;bottom:1094px;letter-spacing:-0.03px;display:inline;\">comprehensive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1q_396\" style=\"left:647px;bottom:1094px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">assets at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tp_396\" style=\"left:705px;bottom:1094px;display:inline;\">amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tw_396\" style=\"left:314px;bottom:1082px;letter-spacing:-0.14px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t12_396\" style=\"left:376px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t19_396\" style=\"left:423px;bottom:1082px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1f_396\" style=\"left:488px;bottom:1082px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1l_396\" style=\"left:589px;bottom:1082px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1r_396\" style=\"left:644px;bottom:1082px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tq_396\" style=\"left:734px;bottom:1082px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tt_396\" style=\"left:794px;bottom:1082px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"tk_396\" style=\"left:69px;bottom:1070px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_396\" id=\"tl_396\" style=\"left:258px;bottom:1071px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tx_396\" style=\"left:313px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"ty_396\" style=\"left:336px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t13_396\" style=\"left:378px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t14_396\" style=\"left:401px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1a_396\" style=\"left:443px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1b_396\" style=\"left:466px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1g_396\" style=\"left:508px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1h_396\" style=\"left:531px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1m_396\" style=\"left:586px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1n_396\" style=\"left:609px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1s_396\" style=\"left:651px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1t_396\" style=\"left:674px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tr_396\" style=\"left:716px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"ts_396\" style=\"left:739px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tu_396\" style=\"left:781px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"tv_396\" style=\"left:804px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t1u_396\" style=\"left:69px;bottom:1051px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t1v_396\" style=\"left:69px;bottom:1036px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">central banks\u00b9 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1w_396\" style=\"left:345px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1x_396\" style=\"left:410px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1y_396\" style=\"left:475px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1z_396\" style=\"left:540px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t20_396\" style=\"left:618px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t21_396\" style=\"left:682px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t22_396\" style=\"left:715px;bottom:1036px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t23_396\" style=\"left:780px;bottom:1036px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t24_396\" style=\"left:69px;bottom:1017px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_396\" id=\"t25_396\" style=\"left:108px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s2_396\" id=\"t26_396\" style=\"left:218px;bottom:1017px;letter-spacing:-0.05px;display:inline;\">ir </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t27_396\" style=\"left:69px;bottom:1003px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t28_396\" style=\"left:82px;bottom:984px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t29_396\" style=\"left:82px;bottom:969px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2a_396\" style=\"left:319px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2b_396\" style=\"left:410px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2c_396\" style=\"left:475px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2d_396\" style=\"left:540px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2e_396\" style=\"left:618px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2f_396\" style=\"left:657px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2g_396\" style=\"left:747px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2h_396\" style=\"left:787px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2i_396\" style=\"left:82px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2j_396\" style=\"left:82px;bottom:935px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2k_396\" style=\"left:319px;bottom:935px;letter-spacing:-0.05px;display:inline;\">6,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2l_396\" style=\"left:410px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2m_396\" style=\"left:460px;bottom:935px;letter-spacing:-0.02px;display:inline;\">282 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2n_396\" style=\"left:540px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2o_396\" style=\"left:618px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2p_396\" style=\"left:661px;bottom:935px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2q_396\" style=\"left:747px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2r_396\" style=\"left:791px;bottom:935px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2s_396\" style=\"left:82px;bottom:916px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2t_396\" style=\"left:82px;bottom:902px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t2u_396\" style=\"left:82px;bottom:887px;display:inline;\">sim</div><div class=\"t s4_396\" id=\"t2v_396\" style=\"left:101px;bottom:887px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_396\" id=\"t2w_396\" style=\"left:192px;bottom:887px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t2x_396\" style=\"left:275px;bottom:887px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2y_396\" style=\"left:320px;bottom:887px;letter-spacing:-0.26px;display:inline;\">9,997 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2z_396\" style=\"left:410px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t30_396\" style=\"left:443px;bottom:887px;letter-spacing:0.08px;display:inline;\">71,850 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t31_396\" style=\"left:540px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t32_396\" style=\"left:618px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t33_396\" style=\"left:651px;bottom:887px;letter-spacing:0.03px;display:inline;\">81,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t34_396\" style=\"left:747px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t35_396\" style=\"left:781px;bottom:887px;letter-spacing:0.03px;display:inline;\">81,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t36_396\" style=\"left:82px;bottom:868px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_396\" id=\"t37_396\" style=\"left:150px;bottom:868px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t38_396\" style=\"left:82px;bottom:854px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t39_396\" style=\"left:82px;bottom:839px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t s4_396\" id=\"t3a_396\" style=\"left:160px;bottom:839px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_396\" id=\"t3b_396\" style=\"left:190px;bottom:839px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3c_396\" style=\"left:313px;bottom:839px;letter-spacing:-0.03px;display:inline;\">52,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3d_396\" style=\"left:410px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3e_396\" style=\"left:466px;bottom:839px;letter-spacing:-0.06px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3f_396\" style=\"left:532px;bottom:839px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3g_396\" style=\"left:618px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3h_396\" style=\"left:652px;bottom:839px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3i_396\" style=\"left:747px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3j_396\" style=\"left:781px;bottom:839px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t3k_396\" style=\"left:82px;bottom:820px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3l_396\" style=\"left:322px;bottom:820px;letter-spacing:0.14px;display:inline;\">2,721 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3m_396\" style=\"left:410px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3n_396\" style=\"left:462px;bottom:820px;letter-spacing:0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3o_396\" style=\"left:540px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3p_396\" style=\"left:618px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3q_396\" style=\"left:656px;bottom:820px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3r_396\" style=\"left:747px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3s_396\" style=\"left:786px;bottom:820px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t3t_396\" style=\"left:82px;bottom:801px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3u_396\" style=\"left:345px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3v_396\" style=\"left:410px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3w_396\" style=\"left:473px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3x_396\" style=\"left:540px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3y_396\" style=\"left:618px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3z_396\" style=\"left:681px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t40_396\" style=\"left:747px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t41_396\" style=\"left:811px;bottom:801px;display:inline;\">6 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t42_396\" style=\"left:312px;bottom:782px;letter-spacing:-0.1px;display:inline;\">74,689 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t43_396\" style=\"left:410px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t44_396\" style=\"left:442px;bottom:782px;letter-spacing:0.13px;display:inline;\">72,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t45_396\" style=\"left:532px;bottom:782px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t46_396\" style=\"left:618px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t47_396\" style=\"left:647px;bottom:782px;letter-spacing:-0.13px;display:inline;\">147,222 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t48_396\" style=\"left:747px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t49_396\" style=\"left:776px;bottom:782px;letter-spacing:-0.13px;display:inline;\">147,222 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4a_396\" style=\"left:69px;bottom:763px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_396\" id=\"t4b_396\" style=\"left:111px;bottom:763px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4c_396\" style=\"left:69px;bottom:749px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t4d_396\" style=\"left:275px;bottom:749px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4e_396\" style=\"left:312px;bottom:749px;letter-spacing:0.19px;display:inline;\">48,333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4f_396\" style=\"left:388px;bottom:749px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4g_396\" style=\"left:475px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4h_396\" style=\"left:540px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4i_396\" style=\"left:618px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4j_396\" style=\"left:648px;bottom:749px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4k_396\" style=\"left:747px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4l_396\" style=\"left:778px;bottom:749px;letter-spacing:0.08px;display:inline;\">50,434 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4m_396\" style=\"left:69px;bottom:730px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4n_396\" style=\"left:69px;bottom:715px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t4o_396\" style=\"left:275px;bottom:715px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4p_396\" style=\"left:345px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4q_396\" style=\"left:410px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4r_396\" style=\"left:475px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4s_396\" style=\"left:540px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4t_396\" style=\"left:618px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4u_396\" style=\"left:682px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4v_396\" style=\"left:714px;bottom:715px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4w_396\" style=\"left:779px;bottom:715px;letter-spacing:0.09px;display:inline;\">44,977 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4x_396\" style=\"left:82px;bottom:696px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4y_396\" style=\"left:82px;bottom:682px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4z_396\" style=\"left:82px;bottom:667px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t s4_396\" id=\"t50_396\" style=\"left:159px;bottom:667px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t51_396\" style=\"left:82px;bottom:653px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t52_396\" style=\"left:275px;bottom:653px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t53_396\" style=\"left:345px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t54_396\" style=\"left:410px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t55_396\" style=\"left:475px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t56_396\" style=\"left:540px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t57_396\" style=\"left:618px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t58_396\" style=\"left:682px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t59_396\" style=\"left:724px;bottom:653px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5a_396\" style=\"left:789px;bottom:653px;letter-spacing:0.11px;display:inline;\">1,738 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5b_396\" style=\"left:69px;bottom:633px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5c_396\" style=\"left:69px;bottom:619px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t5d_396\" style=\"left:275px;bottom:619px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5e_396\" style=\"left:345px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5f_396\" style=\"left:410px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5g_396\" style=\"left:475px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5h_396\" style=\"left:540px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5i_396\" style=\"left:618px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5j_396\" style=\"left:682px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5k_396\" style=\"left:708px;bottom:619px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5l_396\" style=\"left:773px;bottom:619px;letter-spacing:0.01px;display:inline;\">286,975 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5m_396\" style=\"left:82px;bottom:600px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5n_396\" style=\"left:82px;bottom:585px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5o_396\" style=\"left:82px;bottom:571px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t s4_396\" id=\"t5p_396\" style=\"left:159px;bottom:571px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5q_396\" style=\"left:82px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t5r_396\" style=\"left:275px;bottom:556px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5s_396\" style=\"left:345px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5t_396\" style=\"left:410px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5u_396\" style=\"left:475px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5v_396\" style=\"left:540px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5w_396\" style=\"left:618px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5x_396\" style=\"left:682px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5y_396\" style=\"left:717px;bottom:556px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5z_396\" style=\"left:782px;bottom:556px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t60_396\" style=\"left:69px;bottom:537px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t s3_396\" id=\"t61_396\" style=\"left:174px;bottom:537px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t62_396\" style=\"left:82px;bottom:518px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_396\" id=\"t63_396\" style=\"left:150px;bottom:518px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t64_396\" style=\"left:82px;bottom:504px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t65_396\" style=\"left:82px;bottom:489px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t s4_396\" id=\"t66_396\" style=\"left:160px;bottom:489px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_396\" id=\"t67_396\" style=\"left:190px;bottom:489px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t68_396\" style=\"left:345px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t69_396\" style=\"left:410px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6a_396\" style=\"left:475px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6b_396\" style=\"left:540px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6c_396\" style=\"left:580px;bottom:489px;letter-spacing:0.1px;display:inline;\">103,328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6d_396\" style=\"left:645px;bottom:489px;letter-spacing:0.1px;display:inline;\">103,328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6e_396\" style=\"left:716px;bottom:489px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6f_396\" style=\"left:774px;bottom:489px;letter-spacing:0.06px;display:inline;\">160,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t6g_396\" style=\"left:82px;bottom:470px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6h_396\" style=\"left:345px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6i_396\" style=\"left:410px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6j_396\" style=\"left:475px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6k_396\" style=\"left:540px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6l_396\" style=\"left:602px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6m_396\" style=\"left:667px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6n_396\" style=\"left:747px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6o_396\" style=\"left:797px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6p_396\" style=\"left:345px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6q_396\" style=\"left:410px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6r_396\" style=\"left:475px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6s_396\" style=\"left:540px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6t_396\" style=\"left:578px;bottom:451px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6u_396\" style=\"left:643px;bottom:451px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6v_396\" style=\"left:716px;bottom:451px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6w_396\" style=\"left:778px;bottom:451px;letter-spacing:0.03px;display:inline;\">161,255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t6x_396\" style=\"left:69px;bottom:432px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t6y_396\" style=\"left:272px;bottom:432px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6z_396\" style=\"left:345px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t70_396\" style=\"left:410px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t71_396\" style=\"left:475px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t72_396\" style=\"left:540px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t73_396\" style=\"left:618px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t74_396\" style=\"left:682px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t75_396\" style=\"left:716px;bottom:432px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t76_396\" style=\"left:781px;bottom:432px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t77_396\" style=\"left:69px;bottom:413px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t78_396\" style=\"left:275px;bottom:413px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t79_396\" style=\"left:345px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7a_396\" style=\"left:410px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7b_396\" style=\"left:475px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7c_396\" style=\"left:540px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7d_396\" style=\"left:618px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7e_396\" style=\"left:682px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7f_396\" style=\"left:734px;bottom:413px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7g_396\" style=\"left:799px;bottom:413px;letter-spacing:-0.16px;display:inline;\">701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t7h_396\" style=\"left:69px;bottom:394px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7i_396\" style=\"left:308px;bottom:394px;letter-spacing:0.03px;display:inline;\">123,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7j_396\" style=\"left:388px;bottom:394px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7k_396\" style=\"left:442px;bottom:394px;letter-spacing:0.13px;display:inline;\">72,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7l_396\" style=\"left:532px;bottom:394px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7m_396\" style=\"left:578px;bottom:394px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7n_396\" style=\"left:646px;bottom:394px;letter-spacing:-0.14px;display:inline;\">301,976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7o_396\" style=\"left:709px;bottom:394px;letter-spacing:-0.17px;display:inline;\">497,633 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7p_396\" style=\"left:772px;bottom:394px;letter-spacing:-0.09px;display:inline;\">799,609 </div></td></tr></table><div class=\"t sa_396\" id=\"t7q_396\" style=\"left:69px;bottom:370px;display:inline;\">1 </div><div class=\"t se_396\" id=\"t7r_396\" style=\"left:82px;bottom:370px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash and balances at central banks includes both cash held in restricted accounts and on demand or placements which are contractually due to mature </div><div class=\"t se_396\" id=\"t7s_396\" style=\"left:82px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">overnight only. Other placements with central banks are reported as part of Loans and advances to customers </div><div class=\"t sa_396\" id=\"t7t_396\" style=\"left:69px;bottom:342px;display:inline;\">2 </div><div class=\"t se_396\" id=\"t7u_396\" style=\"left:82px;bottom:342px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Further analysed in Risk review and Capital review (pages 230 to 343) </div><div></div><div class=\"t s4_397\" id=\"t6_397\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_397\" id=\"t7_397\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_397\" id=\"t8_397\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_397\" id=\"t9_397\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s8_397\" id=\"tc_397\" style=\"left:466px;bottom:1162px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Assets at fair value </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tv_397\" style=\"left:440px;bottom:1145px;letter-spacing:-0.05px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tw_397\" style=\"left:441px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t12_397\" style=\"left:508px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t18_397\" style=\"left:597px;bottom:1134px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1e_397\" style=\"left:682px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"td_397\" style=\"left:741px;bottom:1134px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tp_397\" style=\"left:381px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t s9_397\" id=\"tq_397\" style=\"left:416px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tx_397\" style=\"left:444px;bottom:1123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t13_397\" style=\"left:508px;bottom:1123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t19_397\" style=\"left:577px;bottom:1123px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">through other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_397\" id=\"t1f_397\" style=\"left:666px;bottom:1123px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"te_397\" style=\"left:738px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tr_397\" style=\"left:398px;bottom:1111px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"ty_397\" style=\"left:461px;bottom:1111px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t14_397\" style=\"left:526px;bottom:1111px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1a_397\" style=\"left:570px;bottom:1111px;letter-spacing:-0.04px;display:inline;\">comprehensive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1g_397\" style=\"left:665px;bottom:1111px;word-spacing:-0.22px;display:inline;\">assets at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tf_397\" style=\"left:723px;bottom:1111px;display:inline;\">amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tm_397\" style=\"left:332px;bottom:1100px;letter-spacing:-0.18px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"ts_397\" style=\"left:394px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tz_397\" style=\"left:443px;bottom:1100px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t15_397\" style=\"left:507px;bottom:1100px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1b_397\" style=\"left:607px;bottom:1100px;letter-spacing:-0.04px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1h_397\" style=\"left:663px;bottom:1100px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tg_397\" style=\"left:752px;bottom:1100px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tj_397\" style=\"left:812px;bottom:1100px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"ta_397\" style=\"left:87px;bottom:1087px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tb_397\" style=\"left:275px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tn_397\" style=\"left:332px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"to_397\" style=\"left:354px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tt_397\" style=\"left:397px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"tu_397\" style=\"left:419px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t10_397\" style=\"left:462px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t11_397\" style=\"left:484px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t16_397\" style=\"left:527px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t17_397\" style=\"left:549px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1c_397\" style=\"left:605px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t1d_397\" style=\"left:627px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1i_397\" style=\"left:670px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t1j_397\" style=\"left:692px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"th_397\" style=\"left:735px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"ti_397\" style=\"left:757px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tk_397\" style=\"left:800px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"tl_397\" style=\"left:822px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1k_397\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1l_397\" style=\"left:87px;bottom:1054px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">central banks\u00b9 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1m_397\" style=\"left:362px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1n_397\" style=\"left:427px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1o_397\" style=\"left:492px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1p_397\" style=\"left:557px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1q_397\" style=\"left:635px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1r_397\" style=\"left:700px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1s_397\" style=\"left:735px;bottom:1054px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1t_397\" style=\"left:799px;bottom:1054px;letter-spacing:0.11px;display:inline;\">58,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t1u_397\" style=\"left:87px;bottom:1035px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sb_397\" id=\"t1v_397\" style=\"left:125px;bottom:1035px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s7_397\" id=\"t1w_397\" style=\"left:235px;bottom:1035px;letter-spacing:-0.05px;display:inline;\">ir </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t1x_397\" style=\"left:87px;bottom:1020px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1y_397\" style=\"left:100px;bottom:1001px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1z_397\" style=\"left:100px;bottom:986px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t20_397\" style=\"left:349px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t21_397\" style=\"left:427px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t22_397\" style=\"left:492px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t23_397\" style=\"left:557px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t24_397\" style=\"left:635px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t25_397\" style=\"left:687px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t26_397\" style=\"left:765px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t27_397\" style=\"left:816px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t28_397\" style=\"left:100px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t29_397\" style=\"left:100px;bottom:953px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2a_397\" style=\"left:340px;bottom:953px;letter-spacing:-0.19px;display:inline;\">5,765 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2b_397\" style=\"left:427px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2c_397\" style=\"left:481px;bottom:953px;letter-spacing:-0.13px;display:inline;\">781 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2d_397\" style=\"left:557px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2e_397\" style=\"left:635px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2f_397\" style=\"left:675px;bottom:953px;letter-spacing:0.22px;display:inline;\">6,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2g_397\" style=\"left:765px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2h_397\" style=\"left:805px;bottom:953px;letter-spacing:0.22px;display:inline;\">6,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2i_397\" style=\"left:100px;bottom:934px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2j_397\" style=\"left:100px;bottom:919px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2k_397\" style=\"left:100px;bottom:905px;display:inline;\">sim</div><div class=\"t sc_397\" id=\"t2l_397\" style=\"left:119px;bottom:905px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sa_397\" id=\"t2m_397\" style=\"left:210px;bottom:905px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2n_397\" style=\"left:292px;bottom:905px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2o_397\" style=\"left:345px;bottom:905px;letter-spacing:-0.13px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2p_397\" style=\"left:427px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2q_397\" style=\"left:464px;bottom:905px;letter-spacing:0.09px;display:inline;\">63,316 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2r_397\" style=\"left:557px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2s_397\" style=\"left:635px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2t_397\" style=\"left:671px;bottom:905px;letter-spacing:0.04px;display:inline;\">64,491 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2u_397\" style=\"left:765px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2v_397\" style=\"left:801px;bottom:905px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2w_397\" style=\"left:100px;bottom:886px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_397\" id=\"t2x_397\" style=\"left:168px;bottom:886px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2y_397\" style=\"left:100px;bottom:871px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2z_397\" style=\"left:100px;bottom:857px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t sc_397\" id=\"t30_397\" style=\"left:177px;bottom:857px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_397\" id=\"t31_397\" style=\"left:208px;bottom:857px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t32_397\" style=\"left:335px;bottom:857px;letter-spacing:-0.2px;display:inline;\">30,162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t33_397\" style=\"left:427px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t34_397\" style=\"left:478px;bottom:857px;letter-spacing:-0.24px;display:inline;\">324 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t35_397\" style=\"left:551px;bottom:857px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t36_397\" style=\"left:635px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t37_397\" style=\"left:669px;bottom:857px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t38_397\" style=\"left:765px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t39_397\" style=\"left:799px;bottom:857px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t3a_397\" style=\"left:100px;bottom:838px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3b_397\" style=\"left:340px;bottom:838px;letter-spacing:-0.1px;display:inline;\">2,997 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3c_397\" style=\"left:427px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3d_397\" style=\"left:478px;bottom:838px;letter-spacing:0.18px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3e_397\" style=\"left:557px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3f_397\" style=\"left:635px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3g_397\" style=\"left:676px;bottom:838px;letter-spacing:0.17px;display:inline;\">3,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3h_397\" style=\"left:765px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3i_397\" style=\"left:805px;bottom:838px;letter-spacing:0.17px;display:inline;\">3,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t3j_397\" style=\"left:100px;bottom:819px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3k_397\" style=\"left:362px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3l_397\" style=\"left:427px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3m_397\" style=\"left:492px;bottom:819px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3n_397\" style=\"left:557px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3o_397\" style=\"left:635px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3p_397\" style=\"left:700px;bottom:819px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3q_397\" style=\"left:765px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3r_397\" style=\"left:829px;bottom:819px;display:inline;\">7 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3s_397\" style=\"left:334px;bottom:800px;letter-spacing:-0.18px;display:inline;\">41,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3t_397\" style=\"left:427px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3u_397\" style=\"left:464px;bottom:800px;letter-spacing:0.03px;display:inline;\">64,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3v_397\" style=\"left:551px;bottom:800px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3w_397\" style=\"left:635px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3x_397\" style=\"left:667px;bottom:800px;letter-spacing:0.03px;display:inline;\">105,812 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3y_397\" style=\"left:765px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3z_397\" style=\"left:797px;bottom:800px;letter-spacing:0.03px;display:inline;\">105,812 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t40_397\" style=\"left:87px;bottom:781px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_397\" id=\"t41_397\" style=\"left:128px;bottom:781px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t42_397\" style=\"left:87px;bottom:766px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t43_397\" style=\"left:292px;bottom:766px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t44_397\" style=\"left:330px;bottom:766px;letter-spacing:0.04px;display:inline;\">60,858 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t45_397\" style=\"left:404px;bottom:766px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t46_397\" style=\"left:492px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t47_397\" style=\"left:557px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t48_397\" style=\"left:635px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t49_397\" style=\"left:673px;bottom:766px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4a_397\" style=\"left:765px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4b_397\" style=\"left:803px;bottom:766px;letter-spacing:0.06px;display:inline;\">63,717 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4c_397\" style=\"left:87px;bottom:747px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4d_397\" style=\"left:87px;bottom:733px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4e_397\" style=\"left:292px;bottom:733px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4f_397\" style=\"left:362px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4g_397\" style=\"left:427px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4h_397\" style=\"left:492px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4i_397\" style=\"left:557px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4j_397\" style=\"left:635px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4k_397\" style=\"left:700px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4l_397\" style=\"left:739px;bottom:733px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4m_397\" style=\"left:803px;bottom:733px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4n_397\" style=\"left:100px;bottom:713px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4o_397\" style=\"left:100px;bottom:699px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4p_397\" style=\"left:100px;bottom:684px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t sc_397\" id=\"t4q_397\" style=\"left:176px;bottom:684px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4r_397\" style=\"left:100px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4s_397\" style=\"left:292px;bottom:670px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4t_397\" style=\"left:362px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4u_397\" style=\"left:427px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4v_397\" style=\"left:492px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4w_397\" style=\"left:557px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4x_397\" style=\"left:635px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4y_397\" style=\"left:700px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4z_397\" style=\"left:751px;bottom:670px;letter-spacing:-0.14px;display:inline;\">978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t50_397\" style=\"left:816px;bottom:670px;letter-spacing:-0.14px;display:inline;\">978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t51_397\" style=\"left:87px;bottom:651px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t52_397\" style=\"left:87px;bottom:636px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t53_397\" style=\"left:292px;bottom:636px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t54_397\" style=\"left:362px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t55_397\" style=\"left:427px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t56_397\" style=\"left:492px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t57_397\" style=\"left:557px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t58_397\" style=\"left:635px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t59_397\" style=\"left:700px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5a_397\" style=\"left:730px;bottom:636px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5b_397\" style=\"left:795px;bottom:636px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5c_397\" style=\"left:100px;bottom:617px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5d_397\" style=\"left:100px;bottom:603px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5e_397\" style=\"left:100px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t sc_397\" id=\"t5f_397\" style=\"left:176px;bottom:588px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5g_397\" style=\"left:100px;bottom:574px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5h_397\" style=\"left:292px;bottom:574px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5i_397\" style=\"left:362px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5j_397\" style=\"left:427px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5k_397\" style=\"left:492px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5l_397\" style=\"left:557px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5m_397\" style=\"left:635px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5n_397\" style=\"left:700px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5o_397\" style=\"left:735px;bottom:574px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5p_397\" style=\"left:799px;bottom:574px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t5q_397\" style=\"left:87px;bottom:555px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t sb_397\" id=\"t5r_397\" style=\"left:192px;bottom:555px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5s_397\" style=\"left:100px;bottom:536px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_397\" id=\"t5t_397\" style=\"left:168px;bottom:536px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5u_397\" style=\"left:100px;bottom:521px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5v_397\" style=\"left:100px;bottom:507px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t sc_397\" id=\"t5w_397\" style=\"left:177px;bottom:507px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_397\" id=\"t5x_397\" style=\"left:208px;bottom:507px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5y_397\" style=\"left:362px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5z_397\" style=\"left:427px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t60_397\" style=\"left:492px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t61_397\" style=\"left:557px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t62_397\" style=\"left:607px;bottom:507px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t63_397\" style=\"left:672px;bottom:507px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t64_397\" style=\"left:738px;bottom:507px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t65_397\" style=\"left:796px;bottom:507px;letter-spacing:0.11px;display:inline;\">171,640 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t66_397\" style=\"left:100px;bottom:488px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t67_397\" style=\"left:362px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t68_397\" style=\"left:427px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t69_397\" style=\"left:492px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6a_397\" style=\"left:557px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6b_397\" style=\"left:619px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6c_397\" style=\"left:684px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6d_397\" style=\"left:765px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6e_397\" style=\"left:813px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6f_397\" style=\"left:362px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6g_397\" style=\"left:427px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6h_397\" style=\"left:492px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6i_397\" style=\"left:557px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6j_397\" style=\"left:604px;bottom:469px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6k_397\" style=\"left:669px;bottom:469px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6l_397\" style=\"left:738px;bottom:469px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6m_397\" style=\"left:795px;bottom:469px;letter-spacing:0.12px;display:inline;\">172,448 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t6n_397\" style=\"left:87px;bottom:450px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6o_397\" style=\"left:289px;bottom:450px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6p_397\" style=\"left:362px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6q_397\" style=\"left:427px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6r_397\" style=\"left:492px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6s_397\" style=\"left:557px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6t_397\" style=\"left:635px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6u_397\" style=\"left:700px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6v_397\" style=\"left:736px;bottom:450px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6w_397\" style=\"left:801px;bottom:450px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t6x_397\" style=\"left:87px;bottom:431px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6y_397\" style=\"left:292px;bottom:431px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6z_397\" style=\"left:362px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t70_397\" style=\"left:427px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t71_397\" style=\"left:492px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t72_397\" style=\"left:556px;bottom:431px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t73_397\" style=\"left:635px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t74_397\" style=\"left:699px;bottom:431px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t75_397\" style=\"left:743px;bottom:431px;letter-spacing:0.18px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t76_397\" style=\"left:811px;bottom:431px;letter-spacing:0.13px;display:inline;\">1,391 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t77_397\" style=\"left:87px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t78_397\" style=\"left:330px;bottom:412px;letter-spacing:-0.09px;display:inline;\">101,933 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t79_397\" style=\"left:404px;bottom:412px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7a_397\" style=\"left:464px;bottom:412px;letter-spacing:0.03px;display:inline;\">64,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7b_397\" style=\"left:550px;bottom:412px;letter-spacing:-0.09px;display:inline;\">79 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7c_397\" style=\"left:604px;bottom:412px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7d_397\" style=\"left:663px;bottom:412px;letter-spacing:0.04px;display:inline;\">282,266 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7e_397\" style=\"left:726px;bottom:412px;letter-spacing:0.02px;display:inline;\">508,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7f_397\" style=\"left:795px;bottom:412px;letter-spacing:0.01px;display:inline;\">791,092 </div></td></tr></table><div class=\"t s8_397\" id=\"t7g_397\" style=\"left:87px;bottom:388px;display:inline;\">1 </div><div class=\"t s8_397\" id=\"t7h_397\" style=\"left:100px;bottom:388px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash and balances at central banks includes both cash held in restricted accounts and on demand or placements which are contractually due to mature </div><div class=\"t s8_397\" id=\"t7i_397\" style=\"left:100px;bottom:376px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">overnight only. Other placements with central banks are reported as part of Loans and advances to customers </div><div class=\"t s8_397\" id=\"t7j_397\" style=\"left:87px;bottom:359px;display:inline;\">2 </div><div class=\"t s8_397\" id=\"t7k_397\" style=\"left:100px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Further analysed in Risk review and Capital review (pages 230 to 343) </div><div></div><div class=\"t s5_398\" id=\"t7_398\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_398\" id=\"t8_398\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_398\" id=\"t9_398\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_398\" id=\"ta_398\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_398\" id=\"tg_398\" style=\"left:511px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t sa_398\" id=\"th_398\" style=\"left:532px;bottom:1162px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s9_398\" id=\"ti_398\" style=\"left:537px;bottom:1162px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sa_398\" id=\"tj_398\" style=\"left:544px;bottom:1162px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ies at fa</div><div class=\"t s9_398\" id=\"tk_398\" style=\"left:581px;bottom:1162px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ir value </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t11_398\" style=\"left:568px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t17_398\" style=\"left:664px;bottom:1145px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tv_398\" style=\"left:505px;bottom:1134px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sa_398\" id=\"tw_398\" style=\"left:541px;bottom:1134px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t12_398\" style=\"left:567px;bottom:1134px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_398\" id=\"t18_398\" style=\"left:647px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tx_398\" style=\"left:522px;bottom:1123px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t13_398\" style=\"left:585px;bottom:1123px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t19_398\" style=\"left:633px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">liab</div><div class=\"t sa_398\" id=\"t1a_398\" style=\"left:651px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s9_398\" id=\"t1b_398\" style=\"left:657px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sa_398\" id=\"t1c_398\" style=\"left:664px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ies at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tl_398\" style=\"left:704px;bottom:1123px;display:inline;\">Amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"ts_398\" style=\"left:456px;bottom:1111px;letter-spacing:-0.14px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"ty_398\" style=\"left:519px;bottom:1111px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t14_398\" style=\"left:566px;bottom:1111px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t1d_398\" style=\"left:644px;bottom:1111px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tm_398\" style=\"left:734px;bottom:1111px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tp_398\" style=\"left:794px;bottom:1111px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"tb_398\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_398\" id=\"tc_398\" style=\"left:95px;bottom:1099px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"td_398\" style=\"left:101px;bottom:1099px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"te_398\" style=\"left:109px;bottom:1099px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"tf_398\" style=\"left:401px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tt_398\" style=\"left:456px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"tu_398\" style=\"left:479px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tz_398\" style=\"left:521px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t10_398\" style=\"left:544px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t15_398\" style=\"left:586px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t16_398\" style=\"left:609px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t1e_398\" style=\"left:651px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t1f_398\" style=\"left:674px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tn_398\" style=\"left:716px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"to_398\" style=\"left:739px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tq_398\" style=\"left:781px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"tr_398\" style=\"left:804px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t1g_398\" style=\"left:69px;bottom:1080px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1h_398\" style=\"left:488px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1i_398\" style=\"left:553px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1j_398\" style=\"left:618px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1k_398\" style=\"left:682px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1l_398\" style=\"left:713px;bottom:1080px;letter-spacing:0.04px;display:inline;\">28,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1m_398\" style=\"left:778px;bottom:1080px;letter-spacing:0.04px;display:inline;\">28,030 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t1n_398\" style=\"left:69px;bottom:1060px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1o_398\" style=\"left:488px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1p_398\" style=\"left:553px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1q_398\" style=\"left:618px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1r_398\" style=\"left:682px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1s_398\" style=\"left:709px;bottom:1060px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1t_398\" style=\"left:774px;bottom:1060px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t1u_398\" style=\"left:69px;bottom:1041px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_398\" id=\"t1v_398\" style=\"left:108px;bottom:1041px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_398\" id=\"t1w_398\" style=\"left:128px;bottom:1041px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_398\" id=\"t1x_398\" style=\"left:146px;bottom:1041px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t1y_398\" style=\"left:153px;bottom:1041px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t1z_398\" style=\"left:161px;bottom:1041px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t s2_398\" id=\"t20_398\" style=\"left:234px;bottom:1041px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t21_398\" style=\"left:69px;bottom:1027px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t22_398\" style=\"left:82px;bottom:1008px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t23_398\" style=\"left:488px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t24_398\" style=\"left:553px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t25_398\" style=\"left:594px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t26_398\" style=\"left:659px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t27_398\" style=\"left:747px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t28_398\" style=\"left:788px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t29_398\" style=\"left:82px;bottom:989px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2a_398\" style=\"left:480px;bottom:989px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2b_398\" style=\"left:553px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2c_398\" style=\"left:588px;bottom:989px;letter-spacing:-0.21px;display:inline;\">17,209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2d_398\" style=\"left:653px;bottom:989px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2e_398\" style=\"left:747px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2f_398\" style=\"left:783px;bottom:989px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2g_398\" style=\"left:82px;bottom:970px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t2h_398\" style=\"left:299px;bottom:970px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2i_398\" style=\"left:82px;bottom:955px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t2j_398\" style=\"left:418px;bottom:955px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2k_398\" style=\"left:463px;bottom:955px;letter-spacing:0.12px;display:inline;\">1,660 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2l_398\" style=\"left:553px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2m_398\" style=\"left:587px;bottom:955px;letter-spacing:-0.19px;display:inline;\">39,623 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2n_398\" style=\"left:652px;bottom:955px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2o_398\" style=\"left:747px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2p_398\" style=\"left:782px;bottom:955px;letter-spacing:0.07px;display:inline;\">41,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2q_398\" style=\"left:82px;bottom:936px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t2r_398\" style=\"left:150px;bottom:936px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t2s_398\" style=\"left:168px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t2t_398\" style=\"left:415px;bottom:936px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2u_398\" style=\"left:488px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2v_398\" style=\"left:553px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2w_398\" style=\"left:589px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2x_398\" style=\"left:654px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2y_398\" style=\"left:747px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2z_398\" style=\"left:783px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t30_398\" style=\"left:82px;bottom:917px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_398\" id=\"t31_398\" style=\"left:142px;bottom:917px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t32_398\" style=\"left:458px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t33_398\" style=\"left:553px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t34_398\" style=\"left:618px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t35_398\" style=\"left:653px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t36_398\" style=\"left:747px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t37_398\" style=\"left:783px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t38_398\" style=\"left:82px;bottom:898px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t39_398\" style=\"left:139px;bottom:898px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t3a_398\" style=\"left:144px;bottom:898px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t3b_398\" style=\"left:152px;bottom:898px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3c_398\" style=\"left:488px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3d_398\" style=\"left:553px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3e_398\" style=\"left:616px;bottom:898px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3f_398\" style=\"left:681px;bottom:898px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3g_398\" style=\"left:747px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3h_398\" style=\"left:811px;bottom:898px;display:inline;\">8 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3i_398\" style=\"left:457px;bottom:879px;letter-spacing:0.16px;display:inline;\">13,545 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3j_398\" style=\"left:553px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3k_398\" style=\"left:589px;bottom:879px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3l_398\" style=\"left:649px;bottom:879px;letter-spacing:-0.01px;display:inline;\">83,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3m_398\" style=\"left:747px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3n_398\" style=\"left:779px;bottom:879px;letter-spacing:-0.01px;display:inline;\">83,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t3o_398\" style=\"left:69px;bottom:860px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_398\" id=\"t3p_398\" style=\"left:111px;bottom:860px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_398\" id=\"t3q_398\" style=\"left:180px;bottom:860px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t3r_398\" style=\"left:417px;bottom:860px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3s_398\" style=\"left:457px;bottom:860px;letter-spacing:-0.16px;display:inline;\">52,747 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3t_398\" style=\"left:529px;bottom:860px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3u_398\" style=\"left:618px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3v_398\" style=\"left:652px;bottom:860px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3w_398\" style=\"left:747px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3x_398\" style=\"left:782px;bottom:860px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t3y_398\" style=\"left:69px;bottom:841px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t3z_398\" style=\"left:286px;bottom:841px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t40_398\" style=\"left:69px;bottom:827px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t41_398\" style=\"left:418px;bottom:827px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t42_398\" style=\"left:488px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t43_398\" style=\"left:553px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t44_398\" style=\"left:618px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t45_398\" style=\"left:682px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t46_398\" style=\"left:717px;bottom:827px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t47_398\" style=\"left:782px;bottom:827px;letter-spacing:0.18px;display:inline;\">12,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t48_398\" style=\"left:69px;bottom:808px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t49_398\" style=\"left:137px;bottom:808px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t4a_398\" style=\"left:155px;bottom:808px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4b_398\" style=\"left:415px;bottom:808px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4c_398\" style=\"left:488px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4d_398\" style=\"left:553px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4e_398\" style=\"left:618px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4f_398\" style=\"left:682px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4g_398\" style=\"left:714px;bottom:808px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4h_398\" style=\"left:779px;bottom:808px;letter-spacing:0.17px;display:inline;\">62,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t4i_398\" style=\"left:69px;bottom:788px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t4j_398\" style=\"left:126px;bottom:788px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t4k_398\" style=\"left:131px;bottom:788px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t4l_398\" style=\"left:139px;bottom:788px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4m_398\" style=\"left:416px;bottom:788px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4n_398\" style=\"left:488px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4o_398\" style=\"left:553px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4p_398\" style=\"left:618px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4q_398\" style=\"left:682px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4r_398\" style=\"left:715px;bottom:788px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4s_398\" style=\"left:780px;bottom:788px;letter-spacing:0.15px;display:inline;\">38,663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t4t_398\" style=\"left:69px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_398\" id=\"t4u_398\" style=\"left:170px;bottom:769px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t4v_398\" style=\"left:175px;bottom:769px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t4w_398\" style=\"left:183px;bottom:769px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4x_398\" style=\"left:416px;bottom:769px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4y_398\" style=\"left:488px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4z_398\" style=\"left:553px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t50_398\" style=\"left:618px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t51_398\" style=\"left:682px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t52_398\" style=\"left:716px;bottom:769px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t53_398\" style=\"left:781px;bottom:769px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t54_398\" style=\"left:69px;bottom:750px;display:inline;\">Liab</div><div class=\"t s4_398\" id=\"t55_398\" style=\"left:94px;bottom:750px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t56_398\" style=\"left:99px;bottom:750px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t57_398\" style=\"left:107px;bottom:750px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t58_398\" style=\"left:124px;bottom:750px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">included in disposal groups held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t59_398\" style=\"left:418px;bottom:750px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5a_398\" style=\"left:488px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5b_398\" style=\"left:553px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5c_398\" style=\"left:618px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5d_398\" style=\"left:682px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5e_398\" style=\"left:733px;bottom:750px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5f_398\" style=\"left:798px;bottom:750px;letter-spacing:0.06px;display:inline;\">726 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t5g_398\" style=\"left:69px;bottom:731px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5h_398\" style=\"left:455px;bottom:731px;letter-spacing:0.11px;display:inline;\">66,292 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5i_398\" style=\"left:529px;bottom:731px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5j_398\" style=\"left:589px;bottom:731px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5k_398\" style=\"left:650px;bottom:731px;letter-spacing:-0.2px;display:inline;\">139,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5l_398\" style=\"left:709px;bottom:731px;letter-spacing:0.01px;display:inline;\">623,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5m_398\" style=\"left:773px;bottom:731px;letter-spacing:-0.03px;display:inline;\">762,834 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_398\" id=\"t5s_398\" style=\"left:513px;bottom:707px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s8_398\" id=\"t5t_398\" style=\"left:533px;bottom:707px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_398\" id=\"t5u_398\" style=\"left:538px;bottom:707px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_398\" id=\"t5v_398\" style=\"left:544px;bottom:707px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ies at fa</div><div class=\"t sc_398\" id=\"t5w_398\" style=\"left:580px;bottom:707px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ir value </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6d_398\" style=\"left:569px;bottom:690px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6j_398\" style=\"left:665px;bottom:690px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t67_398\" style=\"left:507px;bottom:679px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t s8_398\" id=\"t68_398\" style=\"left:541px;bottom:679px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6e_398\" style=\"left:569px;bottom:679px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6k_398\" style=\"left:649px;bottom:679px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t69_398\" style=\"left:523px;bottom:667px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6f_398\" style=\"left:586px;bottom:667px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6l_398\" style=\"left:636px;bottom:667px;letter-spacing:-0.06px;display:inline;\">liab</div><div class=\"t s8_398\" id=\"t6m_398\" style=\"left:654px;bottom:667px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_398\" id=\"t6n_398\" style=\"left:658px;bottom:667px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_398\" id=\"t6o_398\" style=\"left:664px;bottom:667px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ies at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t5x_398\" style=\"left:705px;bottom:667px;letter-spacing:0.01px;display:inline;\">Amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t64_398\" style=\"left:458px;bottom:656px;letter-spacing:-0.18px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6a_398\" style=\"left:520px;bottom:656px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6g_398\" style=\"left:568px;bottom:656px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6p_398\" style=\"left:646px;bottom:656px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t5y_398\" style=\"left:734px;bottom:656px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t61_398\" style=\"left:795px;bottom:656px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t5n_398\" style=\"left:69px;bottom:643px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_398\" id=\"t5o_398\" style=\"left:95px;bottom:643px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t5p_398\" style=\"left:101px;bottom:643px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t5q_398\" style=\"left:109px;bottom:643px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t5r_398\" style=\"left:401px;bottom:644px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t65_398\" style=\"left:458px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t66_398\" style=\"left:479px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6b_398\" style=\"left:523px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6c_398\" style=\"left:544px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6h_398\" style=\"left:588px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6i_398\" style=\"left:609px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6q_398\" style=\"left:653px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6r_398\" style=\"left:674px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t5z_398\" style=\"left:718px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t60_398\" style=\"left:739px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t62_398\" style=\"left:783px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t63_398\" style=\"left:804px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t6s_398\" style=\"left:69px;bottom:624px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6t_398\" style=\"left:488px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6u_398\" style=\"left:553px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6v_398\" style=\"left:618px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6w_398\" style=\"left:682px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6x_398\" style=\"left:718px;bottom:624px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6y_398\" style=\"left:783px;bottom:624px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t6z_398\" style=\"left:69px;bottom:605px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t70_398\" style=\"left:488px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t71_398\" style=\"left:553px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t72_398\" style=\"left:618px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t73_398\" style=\"left:682px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t74_398\" style=\"left:714px;bottom:605px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t75_398\" style=\"left:779px;bottom:605px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t76_398\" style=\"left:69px;bottom:586px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_398\" id=\"t77_398\" style=\"left:108px;bottom:586px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_398\" id=\"t78_398\" style=\"left:128px;bottom:586px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_398\" id=\"t79_398\" style=\"left:146px;bottom:586px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t7a_398\" style=\"left:153px;bottom:586px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t7b_398\" style=\"left:161px;bottom:586px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t s2_398\" id=\"t7c_398\" style=\"left:234px;bottom:586px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t7d_398\" style=\"left:69px;bottom:572px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7e_398\" style=\"left:82px;bottom:553px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7f_398\" style=\"left:488px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7g_398\" style=\"left:553px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7h_398\" style=\"left:595px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7i_398\" style=\"left:660px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7j_398\" style=\"left:747px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7k_398\" style=\"left:790px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t7l_398\" style=\"left:82px;bottom:534px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7m_398\" style=\"left:480px;bottom:534px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7n_398\" style=\"left:553px;bottom:534px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7o_398\" style=\"left:593px;bottom:534px;display:inline;\">11,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7p_398\" style=\"left:657px;bottom:534px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7q_398\" style=\"left:747px;bottom:534px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7r_398\" style=\"left:787px;bottom:534px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7s_398\" style=\"left:82px;bottom:515px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t7t_398\" style=\"left:299px;bottom:515px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7u_398\" style=\"left:82px;bottom:500px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7v_398\" style=\"left:418px;bottom:500px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7w_398\" style=\"left:488px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7x_398\" style=\"left:553px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7y_398\" style=\"left:590px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7z_398\" style=\"left:655px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t80_398\" style=\"left:747px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t81_398\" style=\"left:784px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t82_398\" style=\"left:82px;bottom:481px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t83_398\" style=\"left:150px;bottom:481px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t84_398\" style=\"left:168px;bottom:481px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t85_398\" style=\"left:415px;bottom:481px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t86_398\" style=\"left:488px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t87_398\" style=\"left:553px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t88_398\" style=\"left:594px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t89_398\" style=\"left:659px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8a_398\" style=\"left:747px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8b_398\" style=\"left:789px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t8c_398\" style=\"left:82px;bottom:462px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_398\" id=\"t8d_398\" style=\"left:142px;bottom:462px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8e_398\" style=\"left:464px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8f_398\" style=\"left:553px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8g_398\" style=\"left:618px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8h_398\" style=\"left:659px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8i_398\" style=\"left:747px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8j_398\" style=\"left:788px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t8k_398\" style=\"left:82px;bottom:443px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t8l_398\" style=\"left:139px;bottom:443px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t8m_398\" style=\"left:144px;bottom:443px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t8n_398\" style=\"left:152px;bottom:443px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8o_398\" style=\"left:488px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8p_398\" style=\"left:553px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8q_398\" style=\"left:617px;bottom:443px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8r_398\" style=\"left:682px;bottom:443px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8s_398\" style=\"left:747px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8t_398\" style=\"left:811px;bottom:443px;display:inline;\">6 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8u_398\" style=\"left:465px;bottom:424px;letter-spacing:-0.2px;display:inline;\">6,876 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8v_398\" style=\"left:553px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8w_398\" style=\"left:588px;bottom:424px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8x_398\" style=\"left:654px;bottom:424px;letter-spacing:-0.37px;display:inline;\">79,903 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8y_398\" style=\"left:747px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8z_398\" style=\"left:784px;bottom:424px;letter-spacing:-0.37px;display:inline;\">79,903 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t90_398\" style=\"left:69px;bottom:405px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_398\" id=\"t91_398\" style=\"left:111px;bottom:405px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_398\" id=\"t92_398\" style=\"left:180px;bottom:405px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t93_398\" style=\"left:417px;bottom:405px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t94_398\" style=\"left:460px;bottom:405px;letter-spacing:0.06px;display:inline;\">65,316 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t95_398\" style=\"left:528px;bottom:405px;letter-spacing:0.21px;display:inline;\">4,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t96_398\" style=\"left:618px;bottom:405px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t97_398\" style=\"left:653px;bottom:405px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t98_398\" style=\"left:747px;bottom:405px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t99_398\" style=\"left:783px;bottom:405px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9a_398\" style=\"left:69px;bottom:386px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t9b_398\" style=\"left:286px;bottom:386px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9c_398\" style=\"left:69px;bottom:371px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9d_398\" style=\"left:418px;bottom:371px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9e_398\" style=\"left:488px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9f_398\" style=\"left:553px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9g_398\" style=\"left:618px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9h_398\" style=\"left:682px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9i_398\" style=\"left:726px;bottom:371px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9j_398\" style=\"left:791px;bottom:371px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9k_398\" style=\"left:69px;bottom:352px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t9l_398\" style=\"left:137px;bottom:352px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t9m_398\" style=\"left:155px;bottom:352px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9n_398\" style=\"left:415px;bottom:352px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9o_398\" style=\"left:488px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9p_398\" style=\"left:553px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9q_398\" style=\"left:618px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9r_398\" style=\"left:682px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9s_398\" style=\"left:721px;bottom:352px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9t_398\" style=\"left:786px;bottom:352px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9u_398\" style=\"left:69px;bottom:333px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t9v_398\" style=\"left:126px;bottom:333px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t9w_398\" style=\"left:131px;bottom:333px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t9x_398\" style=\"left:139px;bottom:333px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9y_398\" style=\"left:416px;bottom:333px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9z_398\" style=\"left:488px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta0_398\" style=\"left:553px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta1_398\" style=\"left:618px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta2_398\" style=\"left:682px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta3_398\" style=\"left:720px;bottom:333px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta4_398\" style=\"left:785px;bottom:333px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"ta5_398\" style=\"left:69px;bottom:314px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_398\" id=\"ta6_398\" style=\"left:170px;bottom:314px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"ta7_398\" style=\"left:175px;bottom:314px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"ta8_398\" style=\"left:183px;bottom:314px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta9_398\" style=\"left:416px;bottom:314px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taa_398\" style=\"left:488px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tab_398\" style=\"left:553px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tac_398\" style=\"left:618px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tad_398\" style=\"left:682px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tae_398\" style=\"left:723px;bottom:314px;letter-spacing:0.03px;display:inline;\">13,715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taf_398\" style=\"left:788px;bottom:314px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"tag_398\" style=\"left:69px;bottom:295px;display:inline;\">Liab</div><div class=\"t s4_398\" id=\"tah_398\" style=\"left:94px;bottom:295px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"tai_398\" style=\"left:99px;bottom:295px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"taj_398\" style=\"left:107px;bottom:295px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"tak_398\" style=\"left:124px;bottom:295px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">included in disposal groups held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tal_398\" style=\"left:418px;bottom:295px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tam_398\" style=\"left:487px;bottom:295px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tan_398\" style=\"left:553px;bottom:295px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tao_398\" style=\"left:618px;bottom:295px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tap_398\" style=\"left:682px;bottom:295px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taq_398\" style=\"left:726px;bottom:295px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tar_398\" style=\"left:792px;bottom:295px;letter-spacing:0.14px;display:inline;\">1,235 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"tas_398\" style=\"left:69px;bottom:276px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tat_398\" style=\"left:462px;bottom:276px;letter-spacing:-0.09px;display:inline;\">72,197 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tau_398\" style=\"left:528px;bottom:276px;letter-spacing:0.21px;display:inline;\">4,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tav_398\" style=\"left:588px;bottom:276px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taw_398\" style=\"left:649px;bottom:276px;letter-spacing:-0.21px;display:inline;\">149,770 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tax_398\" style=\"left:718px;bottom:276px;letter-spacing:-0.28px;display:inline;\">611,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tay_398\" style=\"left:778px;bottom:276px;letter-spacing:-0.1px;display:inline;\">761,446 </div></td></tr></table><div></div><div class=\"t s4_399\" id=\"t6_399\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_399\" id=\"t7_399\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_399\" id=\"t8_399\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_399\" id=\"t9_399\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_399\" id=\"ta_399\" style=\"left:87px;bottom:1155px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Interest rate benchmark reform </div><div class=\"t s8_399\" id=\"tb_399\" style=\"left:87px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">During 2023, sign</div><div class=\"t s9_399\" id=\"tc_399\" style=\"left:188px;bottom:1137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant progress was made </div><div class=\"t s8_399\" id=\"td_399\" style=\"left:346px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in support of LIBOR transit</div><div class=\"t s9_399\" id=\"te_399\" style=\"left:500px;bottom:1137px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_399\" id=\"tf_399\" style=\"left:87px;bottom:1113px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">New LIBOR-referencing business had ceased and a full suite of Risk Free Rate-referencing derivat</div><div class=\"t s9_399\" id=\"tg_399\" style=\"left:656px;bottom:1113px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive and cash products were </div><div class=\"t s8_399\" id=\"th_399\" style=\"left:87px;bottom:1097px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">standard offerings across the Group. </div><div class=\"t s8_399\" id=\"ti_399\" style=\"left:87px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Having completed the remediat</div><div class=\"t s9_399\" id=\"tj_399\" style=\"left:278px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of all non-USD LIBOR exposures at the end of 2021 w</div><div class=\"t s8_399\" id=\"tk_399\" style=\"left:606px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith no reliance on synthetic rates, </div><div class=\"t s8_399\" id=\"tl_399\" style=\"left:87px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Programme focused on remediat</div><div class=\"t s9_399\" id=\"tm_399\" style=\"left:305px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing legacy USD LIBOR stock ahead of the USD LIBOR cessat</div><div class=\"t s8_399\" id=\"tn_399\" style=\"left:656px;bottom:1057px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion date (30 June 2023). </div><div class=\"t s8_399\" id=\"to_399\" style=\"left:87px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group made sign</div><div class=\"t s9_399\" id=\"tp_399\" style=\"left:215px;bottom:1033px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant progress towards complet</div><div class=\"t s8_399\" id=\"tq_399\" style=\"left:409px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing its remediat</div><div class=\"t s9_399\" id=\"tr_399\" style=\"left:502px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of legacy exposures over the course of 2023. </div><div class=\"t s8_399\" id=\"ts_399\" style=\"left:87px;bottom:1017px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Clients with legacy USD LIBOR loans were engaged to remediate their contracts via active conversion to alternative rates, </div><div class=\"t s8_399\" id=\"tt_399\" style=\"left:87px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">or other suitable transit</div><div class=\"t s9_399\" id=\"tu_399\" style=\"left:224px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion mechan</div><div class=\"t s8_399\" id=\"tv_399\" style=\"left:294px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isms such as the inclus</div><div class=\"t s9_399\" id=\"tw_399\" style=\"left:424px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of robust fallbacks. For der</div><div class=\"t s8_399\" id=\"tx_399\" style=\"left:601px;bottom:1001px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_399\" id=\"ty_399\" style=\"left:623px;bottom:1001px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives, the Group adhered to the </div><div class=\"t s8_399\" id=\"tz_399\" style=\"left:87px;bottom:985px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">International Swaps and Derivat</div><div class=\"t s9_399\" id=\"t10_399\" style=\"left:279px;bottom:985px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ives Assoc</div><div class=\"t s8_399\" id=\"t11_399\" style=\"left:339px;bottom:985px;letter-spacing:-0.16px;display:inline;\">iat</div><div class=\"t s9_399\" id=\"t12_399\" style=\"left:355px;bottom:985px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ion (ISDA) 2020 IBOR Fallbacks Protocol for all </div><div class=\"t s8_399\" id=\"t13_399\" style=\"left:626px;bottom:985px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its trading entit</div><div class=\"t s9_399\" id=\"t14_399\" style=\"left:717px;bottom:985px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies and cont</div><div class=\"t s8_399\" id=\"t15_399\" style=\"left:789px;bottom:985px;letter-spacing:-0.12px;display:inline;\">inued </div><div class=\"t s8_399\" id=\"t16_399\" style=\"left:87px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to engage clients to do the same or to negotiate remediat</div><div class=\"t s9_399\" id=\"t17_399\" style=\"left:430px;bottom:969px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion b</div><div class=\"t s8_399\" id=\"t18_399\" style=\"left:459px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ilaterally. The Group also successfully partic</div><div class=\"t s9_399\" id=\"t19_399\" style=\"left:714px;bottom:969px;letter-spacing:-0.12px;display:inline;\">ipated </div><div class=\"t s8_399\" id=\"t1a_399\" style=\"left:756px;bottom:969px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">in CCP </div><div class=\"t s8_399\" id=\"t1b_399\" style=\"left:87px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">conversion events, includ</div><div class=\"t s9_399\" id=\"t1c_399\" style=\"left:233px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing both tranches of the London Clear</div><div class=\"t s8_399\" id=\"t1d_399\" style=\"left:458px;bottom:953px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing House (LCH) conversions for USD LIBOR and also the </div><div class=\"t s8_399\" id=\"t1e_399\" style=\"left:87px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">SGD/THB conversion, as well as the CME Eurodollar futures and the Hong Kong Exchanges and Clearing (HKEX) USD LIBOR </div><div class=\"t s8_399\" id=\"t1f_399\" style=\"left:87px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">events. This sign</div><div class=\"t s9_399\" id=\"t1g_399\" style=\"left:182px;bottom:921px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cantly reduced our overall not</div><div class=\"t s8_399\" id=\"t1h_399\" style=\"left:368px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional exposure to USD LIBOR, as centrally cleared derivat</div><div class=\"t s9_399\" id=\"t1i_399\" style=\"left:702px;bottom:921px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ives and b</div><div class=\"t s8_399\" id=\"t1j_399\" style=\"left:762px;bottom:921px;letter-spacing:-0.15px;display:inline;\">ilateral </div><div class=\"t s8_399\" id=\"t1k_399\" style=\"left:87px;bottom:904px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s9_399\" id=\"t1l_399\" style=\"left:129px;bottom:904px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ives w</div><div class=\"t s8_399\" id=\"t1m_399\" style=\"left:164px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith fallbacks represented a substantial portion of the Group\u2019s overall USD LIBOR notional exposure. </div><div class=\"t s8_399\" id=\"t1n_399\" style=\"left:87px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, a number of contracts remain subject to remediat</div><div class=\"t s9_399\" id=\"t1o_399\" style=\"left:510px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion but these are cons</div><div class=\"t s8_399\" id=\"t1p_399\" style=\"left:640px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idered immater</div><div class=\"t s9_399\" id=\"t1q_399\" style=\"left:732px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial for the Group. </div><div class=\"t s8_399\" id=\"t1r_399\" style=\"left:87px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The largest population of remain</div><div class=\"t s9_399\" id=\"t1s_399\" style=\"left:281px;bottom:864px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing exposures are synd</div><div class=\"t s8_399\" id=\"t1t_399\" style=\"left:416px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icated loans, either on a standalone basis, or where the loans have </div><div class=\"t s8_399\" id=\"t1u_399\" style=\"left:87px;bottom:848px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">been hedged with derivat</div><div class=\"t s9_399\" id=\"t1v_399\" style=\"left:241px;bottom:848px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ives. These contracts currently operate under a synthet</div><div class=\"t s8_399\" id=\"t1w_399\" style=\"left:564px;bottom:848px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ic USD LIBOR rate. </div><div class=\"t s7_399\" id=\"t1x_399\" style=\"left:87px;bottom:816px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Risks which the Group is exposed to due to LIBOR transit</div><div class=\"t sa_399\" id=\"t1y_399\" style=\"left:425px;bottom:816px;letter-spacing:-0.12px;display:inline;\">ion </div><div class=\"t s8_399\" id=\"t1z_399\" style=\"left:87px;bottom:798px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group has largely mit</div><div class=\"t s9_399\" id=\"t20_399\" style=\"left:239px;bottom:798px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">igated all mater</div><div class=\"t s8_399\" id=\"t21_399\" style=\"left:334px;bottom:798px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial adverse outcomes associated with the cessation of IBOR benchmarks, and these </div><div class=\"t s8_399\" id=\"t22_399\" style=\"left:87px;bottom:782px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">have not required a change to the Group\u2019s risk management strategy. </div><div class=\"t s8_399\" id=\"t23_399\" style=\"left:87px;bottom:758px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">However, the Group will continue to focus on the un-remediated contracts, and manage the risks of the transit</div><div class=\"t s9_399\" id=\"t24_399\" style=\"left:735px;bottom:758px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion unt</div><div class=\"t s8_399\" id=\"t25_399\" style=\"left:776px;bottom:758px;letter-spacing:-0.19px;display:inline;\">il </div><div class=\"t s8_399\" id=\"t26_399\" style=\"left:87px;bottom:742px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">fully complete. </div><div class=\"t s8_399\" id=\"t27_399\" style=\"left:87px;bottom:718px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Particular attention will continue to be paid to: legal risk of any contracts that may remain outstanding after the end of </div><div class=\"t s8_399\" id=\"t28_399\" style=\"left:87px;bottom:702px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">synthetic LIBOR (currently scheduled for end of September 2024); conduct risk aris</div><div class=\"t s9_399\" id=\"t29_399\" style=\"left:566px;bottom:702px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing from cont</div><div class=\"t s8_399\" id=\"t2a_399\" style=\"left:645px;bottom:702px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inued remediat</div><div class=\"t s9_399\" id=\"t2b_399\" style=\"left:736px;bottom:702px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion; \ufb01nancial </div><div class=\"t s8_399\" id=\"t2c_399\" style=\"left:87px;bottom:686px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and accounting risk in terms of the \ufb01nanc</div><div class=\"t s9_399\" id=\"t2d_399\" style=\"left:330px;bottom:686px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_399\" id=\"t2e_399\" style=\"left:347px;bottom:686px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">impact of IBOR transit</div><div class=\"t s9_399\" id=\"t2f_399\" style=\"left:477px;bottom:686px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion for the outstand</div><div class=\"t s8_399\" id=\"t2g_399\" style=\"left:594px;bottom:686px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing contracts, and also \ufb01nanc</div><div class=\"t s9_399\" id=\"t2h_399\" style=\"left:768px;bottom:686px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_399\" id=\"t2i_399\" style=\"left:87px;bottom:670px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instruments that may be affected by accounting issues such as accounting for contractual changes due to IBOR reform, </div><div class=\"t s8_399\" id=\"t2j_399\" style=\"left:87px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fair value measurement and hedge accounting, as well as other risks inherent in the reform. </div><div class=\"t s8_399\" id=\"t2k_399\" style=\"left:87px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">As at 31 December 2022 the Group had the following notional princ</div><div class=\"t s9_399\" id=\"t2l_399\" style=\"left:482px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipal exposures to </div><div class=\"t s8_399\" id=\"t2m_399\" style=\"left:585px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest rate benchmarks that were subject </div><div class=\"t s8_399\" id=\"t2n_399\" style=\"left:87px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to interest rate benchmark reform. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_399\" id=\"t2o_399\" style=\"left:87px;bottom:592px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">IBOR exposures by benchmark </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2q_399\" style=\"left:352px;bottom:590px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">USD LIBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2t_399\" style=\"left:440px;bottom:590px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">GBP LIBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2w_399\" style=\"left:533px;bottom:590px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">SGD SOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2z_399\" style=\"left:627px;bottom:590px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">THB FIX </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t32_399\" style=\"left:697px;bottom:590px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Other IBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t35_399\" style=\"left:787px;bottom:590px;letter-spacing:-0.17px;word-spacing:-0.06px;display:inline;\">Total IBOR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_399\" id=\"t2p_399\" style=\"left:87px;bottom:578px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2r_399\" style=\"left:367px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t2s_399\" style=\"left:388px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2u_399\" style=\"left:454px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_399\" id=\"t2v_399\" style=\"left:475px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2x_399\" style=\"left:540px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t2y_399\" style=\"left:562px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t30_399\" style=\"left:627px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t31_399\" style=\"left:648px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t33_399\" style=\"left:714px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_399\" id=\"t34_399\" style=\"left:735px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t36_399\" style=\"left:800px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t37_399\" style=\"left:822px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t38_399\" style=\"left:87px;bottom:558px;letter-spacing:0.14px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t39_399\" style=\"left:87px;bottom:539px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3a_399\" style=\"left:385px;bottom:539px;letter-spacing:-0.11px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3b_399\" style=\"left:483px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3c_399\" style=\"left:570px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3d_399\" style=\"left:656px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3e_399\" style=\"left:743px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3f_399\" style=\"left:818px;bottom:539px;letter-spacing:-0.11px;display:inline;\">145 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t3g_399\" style=\"left:87px;bottom:520px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3h_399\" style=\"left:369px;bottom:520px;letter-spacing:0.07px;display:inline;\">21,395 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3i_399\" style=\"left:483px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3j_399\" style=\"left:555px;bottom:520px;letter-spacing:-0.17px;display:inline;\">420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3k_399\" style=\"left:656px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3l_399\" style=\"left:743px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3m_399\" style=\"left:805px;bottom:520px;letter-spacing:0.04px;display:inline;\">21,815 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t3n_399\" style=\"left:87px;bottom:501px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_399\" id=\"t3o_399\" style=\"left:155px;bottom:501px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ies, AT1 and other el</div><div class=\"t se_399\" id=\"t3p_399\" style=\"left:264px;bottom:501px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sf_399\" id=\"t3q_399\" style=\"left:274px;bottom:501px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t se_399\" id=\"t3r_399\" style=\"left:305px;bottom:501px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3s_399\" style=\"left:373px;bottom:501px;letter-spacing:0.13px;display:inline;\">2,843 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3t_399\" style=\"left:483px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3u_399\" style=\"left:565px;bottom:501px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3v_399\" style=\"left:656px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3w_399\" style=\"left:743px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3x_399\" style=\"left:806px;bottom:501px;letter-spacing:0.1px;display:inline;\">2,858 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3y_399\" style=\"left:367px;bottom:482px;letter-spacing:0.07px;display:inline;\">24,383 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3z_399\" style=\"left:483px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t40_399\" style=\"left:556px;bottom:482px;letter-spacing:0.02px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t41_399\" style=\"left:656px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t42_399\" style=\"left:743px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t43_399\" style=\"left:802px;bottom:482px;letter-spacing:-0.02px;display:inline;\">24,818 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t44_399\" style=\"left:87px;bottom:463px;display:inline;\">Liab</div> <div class=\"t sf_399\" id=\"t45_399\" style=\"left:111px;bottom:463px;letter-spacing:-0.14px;display:inline;\">il</div> <div class=\"t se_399\" id=\"t46_399\" style=\"left:117px;bottom:463px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_399\" id=\"t47_399\" style=\"left:124px;bottom:463px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t48_399\" style=\"left:87px;bottom:444px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t49_399\" style=\"left:384px;bottom:444px;letter-spacing:-0.04px;display:inline;\">332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4a_399\" style=\"left:483px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4b_399\" style=\"left:570px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4c_399\" style=\"left:656px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4d_399\" style=\"left:743px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4e_399\" style=\"left:817px;bottom:444px;letter-spacing:-0.04px;display:inline;\">332 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4f_399\" style=\"left:87px;bottom:425px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4g_399\" style=\"left:372px;bottom:425px;letter-spacing:0.03px;display:inline;\">3,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4h_399\" style=\"left:483px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4i_399\" style=\"left:570px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4j_399\" style=\"left:649px;bottom:425px;letter-spacing:0.25px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4k_399\" style=\"left:743px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4l_399\" style=\"left:807px;bottom:425px;letter-spacing:-0.06px;display:inline;\">3,100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4m_399\" style=\"left:87px;bottom:406px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Repurchase agreements and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4n_399\" style=\"left:87px;bottom:392px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4o_399\" style=\"left:386px;bottom:392px;letter-spacing:-0.13px;display:inline;\">671 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4p_399\" style=\"left:483px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4q_399\" style=\"left:570px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4r_399\" style=\"left:656px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4s_399\" style=\"left:743px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4t_399\" style=\"left:819px;bottom:392px;letter-spacing:-0.13px;display:inline;\">671 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4u_399\" style=\"left:87px;bottom:373px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_399\" id=\"t4v_399\" style=\"left:155px;bottom:373px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t se_399\" id=\"t4w_399\" style=\"left:172px;bottom:373px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4x_399\" style=\"left:381px;bottom:373px;letter-spacing:0.04px;display:inline;\">1,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4y_399\" style=\"left:483px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4z_399\" style=\"left:570px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t50_399\" style=\"left:656px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t51_399\" style=\"left:743px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t52_399\" style=\"left:814px;bottom:373px;letter-spacing:0.04px;display:inline;\">1,211 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t53_399\" style=\"left:87px;bottom:354px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sf_399\" id=\"t54_399\" style=\"left:187px;bottom:354px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_399\" id=\"t55_399\" style=\"left:193px;bottom:354px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_399\" id=\"t56_399\" style=\"left:200px;bottom:354px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t57_399\" style=\"left:87px;bottom:339px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t58_399\" style=\"left:397px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t59_399\" style=\"left:483px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5a_399\" style=\"left:570px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5b_399\" style=\"left:656px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5c_399\" style=\"left:743px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5d_399\" style=\"left:830px;bottom:339px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5e_399\" style=\"left:372px;bottom:320px;letter-spacing:0.08px;display:inline;\">5,280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5f_399\" style=\"left:483px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5g_399\" style=\"left:570px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5h_399\" style=\"left:649px;bottom:320px;letter-spacing:0.25px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5i_399\" style=\"left:743px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5j_399\" style=\"left:809px;bottom:320px;letter-spacing:0.09px;display:inline;\">5,314 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5k_399\" style=\"left:87px;bottom:301px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_399\" id=\"t5l_399\" style=\"left:128px;bottom:301px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ives \u2013 Fore</div><div class=\"t se_399\" id=\"t5m_399\" style=\"left:185px;bottom:301px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ign exchange contracts </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5n_399\" style=\"left:87px;bottom:282px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Currency swaps and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5o_399\" style=\"left:366px;bottom:282px;letter-spacing:-0.13px;display:inline;\">135,145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5p_399\" style=\"left:483px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5q_399\" style=\"left:547px;bottom:282px;letter-spacing:0.14px;display:inline;\">2,273 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5r_399\" style=\"left:643px;bottom:282px;letter-spacing:-0.15px;display:inline;\">959 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5s_399\" style=\"left:743px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5t_399\" style=\"left:796px;bottom:282px;letter-spacing:0.12px;display:inline;\">138,377 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5u_399\" style=\"left:87px;bottom:263px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_399\" id=\"t5v_399\" style=\"left:128px;bottom:263px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ives \u2013 Interest rate contracts </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5w_399\" style=\"left:87px;bottom:244px;letter-spacing:-0.05px;display:inline;\">Swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5x_399\" style=\"left:363px;bottom:244px;letter-spacing:0.06px;display:inline;\">671,534 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5y_399\" style=\"left:483px;bottom:244px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5z_399\" style=\"left:551px;bottom:244px;letter-spacing:-0.35px;display:inline;\">7,512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t60_399\" style=\"left:628px;bottom:244px;letter-spacing:-0.14px;display:inline;\">10,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t61_399\" style=\"left:743px;bottom:244px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t62_399\" style=\"left:790px;bottom:244px;letter-spacing:-0.01px;display:inline;\">690,044 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t63_399\" style=\"left:87px;bottom:225px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Forward rate agreements and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t64_399\" style=\"left:366px;bottom:225px;letter-spacing:-0.02px;display:inline;\">22,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t65_399\" style=\"left:483px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t66_399\" style=\"left:570px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t67_399\" style=\"left:656px;bottom:225px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t68_399\" style=\"left:743px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t69_399\" style=\"left:800px;bottom:225px;letter-spacing:-0.18px;display:inline;\">22,076 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6a_399\" style=\"left:87px;bottom:206px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange traded futures and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6b_399\" style=\"left:370px;bottom:206px;letter-spacing:-0.05px;display:inline;\">31,922 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6c_399\" style=\"left:483px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6d_399\" style=\"left:570px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6e_399\" style=\"left:656px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6f_399\" style=\"left:743px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6g_399\" style=\"left:803px;bottom:206px;letter-spacing:-0.05px;display:inline;\">31,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6h_399\" style=\"left:87px;bottom:187px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6i_399\" style=\"left:389px;bottom:187px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6j_399\" style=\"left:483px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6k_399\" style=\"left:570px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6l_399\" style=\"left:656px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6m_399\" style=\"left:743px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6n_399\" style=\"left:822px;bottom:187px;letter-spacing:-0.27px;display:inline;\">49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6o_399\" style=\"left:87px;bottom:168px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit derivat</div><div class=\"t sf_399\" id=\"t6p_399\" style=\"left:163px;bottom:168px;word-spacing:-0.14px;display:inline;\">ive contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6q_399\" style=\"left:375px;bottom:168px;letter-spacing:-0.4px;display:inline;\">3,974 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6r_399\" style=\"left:483px;bottom:168px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6s_399\" style=\"left:562px;bottom:168px;letter-spacing:0.28px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6t_399\" style=\"left:645px;bottom:168px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6u_399\" style=\"left:743px;bottom:168px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6v_399\" style=\"left:809px;bottom:168px;letter-spacing:-0.2px;display:inline;\">4,149 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6w_399\" style=\"left:87px;bottom:149px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Total IBOR derivat</div><div class=\"t sf_399\" id=\"t6x_399\" style=\"left:188px;bottom:149px;word-spacing:-0.14px;display:inline;\">ive exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6y_399\" style=\"left:361px;bottom:149px;letter-spacing:0.1px;display:inline;\">864,691 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6z_399\" style=\"left:483px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t70_399\" style=\"left:550px;bottom:149px;letter-spacing:-0.2px;display:inline;\">9,831 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t71_399\" style=\"left:628px;bottom:149px;letter-spacing:-0.03px;display:inline;\">12,095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t72_399\" style=\"left:743px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t73_399\" style=\"left:795px;bottom:149px;display:inline;\">886,617 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t74_399\" style=\"left:87px;bottom:130px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Total IBOR exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t75_399\" style=\"left:359px;bottom:130px;letter-spacing:0.03px;display:inline;\">894,354 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t76_399\" style=\"left:483px;bottom:130px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t77_399\" style=\"left:541px;bottom:130px;letter-spacing:0.03px;display:inline;\">10,266 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t78_399\" style=\"left:633px;bottom:130px;letter-spacing:-0.11px;display:inline;\">12,129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t79_399\" style=\"left:743px;bottom:130px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7a_399\" style=\"left:796px;bottom:130px;letter-spacing:-0.15px;display:inline;\">916,749 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t7b_399\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loan commitments off-balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7c_399\" style=\"left:374px;bottom:111px;display:inline;\">2,798 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7d_399\" style=\"left:483px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7e_399\" style=\"left:565px;bottom:111px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7f_399\" style=\"left:656px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7g_399\" style=\"left:743px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7h_399\" style=\"left:809px;bottom:111px;letter-spacing:0.04px;display:inline;\">2,812 </div></td></tr></table><div></div><div class=\"t s5_400\" id=\"t7_400\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_400\" id=\"t8_400\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_400\" id=\"t9_400\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_400\" id=\"ta_400\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_400\" id=\"tb_400\" style=\"left:69px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Offsetting of \ufb01nanc</div><div class=\"t s9_400\" id=\"tc_400\" style=\"left:189px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_400\" id=\"td_400\" style=\"left:207px;bottom:1155px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t sa_400\" id=\"te_400\" style=\"left:69px;bottom:1137px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"tf_400\" style=\"left:109px;bottom:1137px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_400\" id=\"tg_400\" style=\"left:195px;bottom:1137px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_400\" id=\"th_400\" style=\"left:214px;bottom:1137px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"ti_400\" style=\"left:220px;bottom:1137px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_400\" id=\"tj_400\" style=\"left:227px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies are offset and the net amount reported </div><div class=\"t sa_400\" id=\"tk_400\" style=\"left:483px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the balance sheet when there is a legally enforceable </div><div class=\"t sa_400\" id=\"tl_400\" style=\"left:69px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">right to offset the recognised amounts and there is an intent</div><div class=\"t sb_400\" id=\"tm_400\" style=\"left:425px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion to settle on a net bas</div><div class=\"t sa_400\" id=\"tn_400\" style=\"left:570px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is, or to realise the asset and settle the </div><div class=\"t sa_400\" id=\"to_400\" style=\"left:69px;bottom:1105px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_400\" id=\"tp_400\" style=\"left:91px;bottom:1105px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"tq_400\" style=\"left:97px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity simultaneously. </div><div class=\"t sa_400\" id=\"tr_400\" style=\"left:69px;bottom:1081px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In practice, for credit mit</div><div class=\"t sb_400\" id=\"ts_400\" style=\"left:212px;bottom:1081px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t sa_400\" id=\"tt_400\" style=\"left:236px;bottom:1081px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion, the Group is able to offset assets and liab</div><div class=\"t sb_400\" id=\"tu_400\" style=\"left:504px;bottom:1081px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"tv_400\" style=\"left:510px;bottom:1081px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_400\" id=\"tw_400\" style=\"left:517px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_400\" id=\"tx_400\" style=\"left:554px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich do not meet the IAS 32 netting criter</div><div class=\"t sb_400\" id=\"ty_400\" style=\"left:786px;bottom:1081px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ia set </div><div class=\"t sa_400\" id=\"tz_400\" style=\"left:69px;bottom:1065px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out below. Such arrangements include master netting arrangements for derivat</div><div class=\"t sb_400\" id=\"t10_400\" style=\"left:539px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives and global master repurchase agreements </div><div class=\"t sa_400\" id=\"t11_400\" style=\"left:69px;bottom:1049px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">for repurchase and reverse repurchase transactions. These agreements generally allow that all outstanding transactions with a </div><div class=\"t sa_400\" id=\"t12_400\" style=\"left:69px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">particular counterparty can be offset but only in the event of default or other predetermined events. </div><div class=\"t sa_400\" id=\"t13_400\" style=\"left:69px;bottom:1009px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t sb_400\" id=\"t14_400\" style=\"left:115px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, the Group also rece</div><div class=\"t sa_400\" id=\"t15_400\" style=\"left:254px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ives and pledges readily realisable collateral for derivat</div><div class=\"t sb_400\" id=\"t16_400\" style=\"left:579px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive transact</div><div class=\"t sa_400\" id=\"t17_400\" style=\"left:648px;bottom:1009px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions to cover net exposure </div><div class=\"t sa_400\" id=\"t18_400\" style=\"left:69px;bottom:993px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the event of a default. Under repurchase and reverse repurchase agreements the Group pledges (legally sells) and obtains </div><div class=\"t sa_400\" id=\"t19_400\" style=\"left:69px;bottom:977px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(legally purchases) respectively, highly liqu</div><div class=\"t sb_400\" id=\"t1a_400\" style=\"left:318px;bottom:977px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">id assets wh</div><div class=\"t sa_400\" id=\"t1b_400\" style=\"left:390px;bottom:977px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich can be sold in the event of a default. </div><div class=\"t sa_400\" id=\"t1c_400\" style=\"left:69px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The following tables set out the impact of netting on the balance sheet. This comprises derivat</div><div class=\"t sb_400\" id=\"t1d_400\" style=\"left:626px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive transact</div><div class=\"t sa_400\" id=\"t1e_400\" style=\"left:695px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions settled through </div><div class=\"t sa_400\" id=\"t1f_400\" style=\"left:69px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">an enforceable netting agreement where we have the intent and abil</div><div class=\"t sb_400\" id=\"t1g_400\" style=\"left:479px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity to settle net and wh</div><div class=\"t sa_400\" id=\"t1h_400\" style=\"left:615px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ich are offset on the balance sheet. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sc_400\" id=\"t1i_400\" style=\"left:551px;bottom:918px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1u_400\" style=\"left:497px;bottom:901px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Net amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t21_400\" style=\"left:588px;bottom:901px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Related amount not offset </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1j_400\" style=\"left:315px;bottom:890px;word-spacing:-0.23px;display:inline;\">Gross amounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_400\" id=\"t1v_400\" style=\"left:506px;bottom:890px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">of \ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t22_400\" style=\"left:602px;bottom:890px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">in the balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1k_400\" style=\"left:321px;bottom:878px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">of recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1p_400\" style=\"left:427px;bottom:878px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Impact of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1w_400\" style=\"left:502px;bottom:878px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_400\" id=\"t1l_400\" style=\"left:344px;bottom:867px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1q_400\" style=\"left:416px;bottom:867px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">offset in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1x_400\" style=\"left:482px;bottom:867px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">presented in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t26_400\" style=\"left:602px;bottom:867px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_400\" id=\"t27_400\" style=\"left:634px;bottom:867px;letter-spacing:-0.03px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2b_400\" style=\"left:689px;bottom:867px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_400\" id=\"t2c_400\" style=\"left:720px;bottom:867px;letter-spacing:-0.03px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1m_400\" style=\"left:329px;bottom:855px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1r_400\" style=\"left:406px;bottom:855px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1y_400\" style=\"left:492px;bottom:855px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t28_400\" style=\"left:589px;bottom:855px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2d_400\" style=\"left:686px;bottom:855px;letter-spacing:-0.02px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t23_400\" style=\"left:762px;bottom:855px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1n_400\" style=\"left:348px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t1o_400\" style=\"left:371px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1s_400\" style=\"left:434px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t1t_400\" style=\"left:457px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1z_400\" style=\"left:521px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t20_400\" style=\"left:544px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t29_400\" style=\"left:608px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t2a_400\" style=\"left:631px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2e_400\" style=\"left:694px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t2f_400\" style=\"left:717px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t24_400\" style=\"left:781px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t25_400\" style=\"left:804px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t2g_400\" style=\"left:69px;bottom:824px;letter-spacing:0.13px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t2h_400\" style=\"left:69px;bottom:805px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t2i_400\" style=\"left:111px;bottom:805px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t2j_400\" style=\"left:180px;bottom:805px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2k_400\" style=\"left:348px;bottom:805px;letter-spacing:-0.23px;display:inline;\">99,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2l_400\" style=\"left:429px;bottom:805px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2m_400\" style=\"left:518px;bottom:805px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2n_400\" style=\"left:603px;bottom:805px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2o_400\" style=\"left:692px;bottom:805px;letter-spacing:0.03px;display:inline;\">(8,440) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2p_400\" style=\"left:789px;bottom:805px;letter-spacing:0.05px;display:inline;\">2,701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t2q_400\" style=\"left:69px;bottom:786px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t2r_400\" style=\"left:69px;bottom:771px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t s4_400\" id=\"t2s_400\" style=\"left:121px;bottom:771px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t se_400\" id=\"t2t_400\" style=\"left:212px;bottom:771px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2u_400\" style=\"left:344px;bottom:771px;letter-spacing:-0.12px;display:inline;\">109,413 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2v_400\" style=\"left:433px;bottom:771px;letter-spacing:0.02px;display:inline;\">(11,832) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2w_400\" style=\"left:523px;bottom:771px;letter-spacing:-0.18px;display:inline;\">97,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2x_400\" style=\"left:639px;bottom:771px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2y_400\" style=\"left:691px;bottom:771px;letter-spacing:-0.15px;display:inline;\">(97,581) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2z_400\" style=\"left:812px;bottom:771px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t30_400\" style=\"left:69px;bottom:752px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t31_400\" style=\"left:339px;bottom:752px;letter-spacing:-0.05px;display:inline;\">209,342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t32_400\" style=\"left:431px;bottom:752px;letter-spacing:-0.05px;display:inline;\">(61,327) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t33_400\" style=\"left:516px;bottom:752px;letter-spacing:0.05px;display:inline;\">148,015 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t34_400\" style=\"left:603px;bottom:752px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t35_400\" style=\"left:683px;bottom:752px;letter-spacing:-0.01px;display:inline;\">(106,021) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t36_400\" style=\"left:789px;bottom:752px;letter-spacing:0.05px;display:inline;\">2,701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t37_400\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_400\" id=\"t38_400\" style=\"left:95px;bottom:733px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_400\" id=\"t39_400\" style=\"left:101px;bottom:733px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_400\" id=\"t3a_400\" style=\"left:109px;bottom:733px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t3b_400\" style=\"left:69px;bottom:714px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t3c_400\" style=\"left:111px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t3d_400\" style=\"left:180px;bottom:714px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3e_400\" style=\"left:341px;bottom:714px;letter-spacing:0.11px;display:inline;\">105,556 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3f_400\" style=\"left:429px;bottom:714px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3g_400\" style=\"left:522px;bottom:714px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3h_400\" style=\"left:603px;bottom:714px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3i_400\" style=\"left:689px;bottom:714px;letter-spacing:0.1px;display:inline;\">(10,337) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3j_400\" style=\"left:789px;bottom:714px;letter-spacing:0.1px;display:inline;\">6,431 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t3k_400\" style=\"left:69px;bottom:695px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t3l_400\" style=\"left:69px;bottom:681px;display:inline;\">sim</div><div class=\"t s4_400\" id=\"t3m_400\" style=\"left:88px;bottom:681px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t se_400\" id=\"t3n_400\" style=\"left:195px;bottom:681px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3o_400\" style=\"left:348px;bottom:681px;letter-spacing:0.09px;display:inline;\">65,373 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3p_400\" style=\"left:433px;bottom:681px;letter-spacing:0.02px;display:inline;\">(11,832) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3q_400\" style=\"left:522px;bottom:681px;letter-spacing:0.09px;display:inline;\">53,541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3r_400\" style=\"left:639px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3s_400\" style=\"left:690px;bottom:681px;letter-spacing:0.03px;display:inline;\">(53,541) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3t_400\" style=\"left:812px;bottom:681px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t3u_400\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3v_400\" style=\"left:343px;bottom:662px;letter-spacing:-0.19px;display:inline;\">170,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3w_400\" style=\"left:431px;bottom:662px;letter-spacing:-0.05px;display:inline;\">(61,327) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3x_400\" style=\"left:514px;bottom:662px;letter-spacing:-0.12px;display:inline;\">109,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3y_400\" style=\"left:603px;bottom:662px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3z_400\" style=\"left:688px;bottom:662px;letter-spacing:-0.11px;display:inline;\">(63,878) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t40_400\" style=\"left:789px;bottom:662px;letter-spacing:0.1px;display:inline;\">6,431 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sf_400\" id=\"t41_400\" style=\"left:552px;bottom:637px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4d_400\" style=\"left:498px;bottom:620px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Net amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4k_400\" style=\"left:589px;bottom:620px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Related amount not offset </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t42_400\" style=\"left:316px;bottom:609px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Gross amounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4e_400\" style=\"left:507px;bottom:609px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">of \ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4l_400\" style=\"left:603px;bottom:609px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in the balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t43_400\" style=\"left:323px;bottom:598px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">of recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t48_400\" style=\"left:428px;bottom:598px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Impact of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4f_400\" style=\"left:504px;bottom:598px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t44_400\" style=\"left:346px;bottom:586px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t49_400\" style=\"left:417px;bottom:586px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">offset in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4g_400\" style=\"left:484px;bottom:586px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">presented in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4p_400\" style=\"left:604px;bottom:586px;letter-spacing:-0.08px;display:inline;\">Financ</div><div class=\"t sf_400\" id=\"t4q_400\" style=\"left:634px;bottom:586px;letter-spacing:-0.06px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4u_400\" style=\"left:690px;bottom:586px;letter-spacing:-0.08px;display:inline;\">Financ</div><div class=\"t sf_400\" id=\"t4v_400\" style=\"left:721px;bottom:586px;letter-spacing:-0.06px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t45_400\" style=\"left:331px;bottom:575px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4a_400\" style=\"left:406px;bottom:575px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4h_400\" style=\"left:493px;bottom:575px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4r_400\" style=\"left:590px;bottom:575px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4w_400\" style=\"left:688px;bottom:575px;letter-spacing:-0.04px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4m_400\" style=\"left:762px;bottom:575px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t46_400\" style=\"left:350px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t47_400\" style=\"left:371px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4b_400\" style=\"left:436px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4c_400\" style=\"left:458px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4i_400\" style=\"left:523px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4j_400\" style=\"left:544px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4s_400\" style=\"left:610px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4t_400\" style=\"left:631px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4x_400\" style=\"left:696px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4y_400\" style=\"left:718px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4n_400\" style=\"left:783px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4o_400\" style=\"left:804px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t4z_400\" style=\"left:69px;bottom:543px;letter-spacing:0.13px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t50_400\" style=\"left:69px;bottom:524px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t51_400\" style=\"left:111px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t52_400\" style=\"left:180px;bottom:524px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t53_400\" style=\"left:345px;bottom:524px;letter-spacing:-0.05px;display:inline;\">120,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t54_400\" style=\"left:432px;bottom:524px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t55_400\" style=\"left:526px;bottom:524px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t56_400\" style=\"left:607px;bottom:524px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t57_400\" style=\"left:698px;bottom:524px;letter-spacing:-0.32px;display:inline;\">(9,206) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t58_400\" style=\"left:789px;bottom:524px;display:inline;\">4,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t59_400\" style=\"left:69px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t5a_400\" style=\"left:69px;bottom:491px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t s4_400\" id=\"t5b_400\" style=\"left:121px;bottom:491px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t se_400\" id=\"t5c_400\" style=\"left:212px;bottom:491px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5d_400\" style=\"left:346px;bottom:491px;letter-spacing:0.07px;display:inline;\">105,891 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5e_400\" style=\"left:435px;bottom:491px;letter-spacing:-0.27px;display:inline;\">(15,924) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5f_400\" style=\"left:525px;bottom:491px;letter-spacing:-0.46px;display:inline;\">89,967 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5g_400\" style=\"left:639px;bottom:491px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5h_400\" style=\"left:693px;bottom:491px;letter-spacing:-0.36px;display:inline;\">(89,967) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5i_400\" style=\"left:812px;bottom:491px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t5j_400\" style=\"left:69px;bottom:471px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5k_400\" style=\"left:341px;bottom:471px;letter-spacing:0.06px;display:inline;\">226,690 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5l_400\" style=\"left:429px;bottom:471px;letter-spacing:-0.04px;display:inline;\">(73,006) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5m_400\" style=\"left:517px;bottom:471px;letter-spacing:0.12px;display:inline;\">153,684 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5n_400\" style=\"left:607px;bottom:471px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5o_400\" style=\"left:696px;bottom:471px;letter-spacing:-0.3px;display:inline;\">(99,173) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5p_400\" style=\"left:789px;bottom:471px;display:inline;\">4,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t5q_400\" style=\"left:69px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_400\" id=\"t5r_400\" style=\"left:95px;bottom:452px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_400\" id=\"t5s_400\" style=\"left:101px;bottom:452px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_400\" id=\"t5t_400\" style=\"left:109px;bottom:452px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t5u_400\" style=\"left:69px;bottom:433px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t5v_400\" style=\"left:111px;bottom:433px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t5w_400\" style=\"left:180px;bottom:433px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5x_400\" style=\"left:345px;bottom:433px;letter-spacing:-0.13px;display:inline;\">126,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5y_400\" style=\"left:432px;bottom:433px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5z_400\" style=\"left:523px;bottom:433px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t60_400\" style=\"left:607px;bottom:433px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t61_400\" style=\"left:696px;bottom:433px;display:inline;\">(12,515) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t62_400\" style=\"left:793px;bottom:433px;letter-spacing:-0.3px;display:inline;\">7,214 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t63_400\" style=\"left:69px;bottom:414px;letter-spacing:0.01px;word-spacing:-0.2px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_400\" id=\"t64_400\" style=\"left:286px;bottom:414px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t65_400\" style=\"left:69px;bottom:400px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t66_400\" style=\"left:350px;bottom:400px;letter-spacing:-0.16px;display:inline;\">69,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t67_400\" style=\"left:435px;bottom:400px;letter-spacing:-0.27px;display:inline;\">(15,924) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t68_400\" style=\"left:525px;bottom:400px;letter-spacing:0.04px;display:inline;\">53,814 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t69_400\" style=\"left:639px;bottom:400px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6a_400\" style=\"left:694px;bottom:400px;letter-spacing:-0.11px;display:inline;\">(53,814) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6b_400\" style=\"left:812px;bottom:400px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t6c_400\" style=\"left:69px;bottom:381px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6d_400\" style=\"left:345px;bottom:381px;letter-spacing:-0.02px;display:inline;\">196,682 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6e_400\" style=\"left:429px;bottom:381px;letter-spacing:-0.04px;display:inline;\">(73,006) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6f_400\" style=\"left:520px;bottom:381px;letter-spacing:-0.15px;display:inline;\">123,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6g_400\" style=\"left:607px;bottom:381px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6h_400\" style=\"left:692px;bottom:381px;letter-spacing:-0.11px;display:inline;\">(66,329) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6i_400\" style=\"left:793px;bottom:381px;letter-spacing:-0.3px;display:inline;\">7,214 </div></td></tr></table><div class=\"t sa_400\" id=\"t6j_400\" style=\"left:69px;bottom:351px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Related amounts not offset in the balance sheet comprises: </div><div class=\"t sb_400\" id=\"t6k_400\" style=\"left:69px;bottom:327px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t6l_400\" style=\"left:82px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t6m_400\" style=\"left:122px;bottom:327px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_400\" id=\"t6n_400\" style=\"left:138px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments not offset in the balance sheet but covered by an enforceable netting arrangement. This comprises </div><div class=\"t sa_400\" id=\"t6o_400\" style=\"left:82px;bottom:311px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">master netting arrangements held against derivat</div><div class=\"t sb_400\" id=\"t6p_400\" style=\"left:381px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_400\" id=\"t6q_400\" style=\"left:454px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments and excludes the effect of over-collateralisat</div><div class=\"t sb_400\" id=\"t6r_400\" style=\"left:790px;bottom:311px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_400\" id=\"t6s_400\" style=\"left:69px;bottom:287px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t6t_400\" style=\"left:82px;bottom:287px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t6u_400\" style=\"left:122px;bottom:287px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_400\" id=\"t6v_400\" style=\"left:138px;bottom:287px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments where a legal opin</div><div class=\"t sb_400\" id=\"t6w_400\" style=\"left:320px;bottom:287px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion ev</div><div class=\"t sa_400\" id=\"t6x_400\" style=\"left:355px;bottom:287px;letter-spacing:-0.13px;display:inline;\">idenc</div><div class=\"t sb_400\" id=\"t6y_400\" style=\"left:388px;bottom:287px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing enforceab</div><div class=\"t sa_400\" id=\"t6z_400\" style=\"left:471px;bottom:287px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_400\" id=\"t70_400\" style=\"left:476px;bottom:287px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of the r</div><div class=\"t sa_400\" id=\"t71_400\" style=\"left:535px;bottom:287px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ight of offset may not have been sought, or may </div><div class=\"t sa_400\" id=\"t72_400\" style=\"left:82px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">have been unable to obtain </div><div class=\"t sb_400\" id=\"t73_400\" style=\"left:69px;bottom:247px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t74_400\" style=\"left:82px;bottom:247px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t75_400\" style=\"left:122px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial collateral compr</div><div class=\"t sa_400\" id=\"t76_400\" style=\"left:235px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises cash collateral pledged and received for derivat</div><div class=\"t sb_400\" id=\"t77_400\" style=\"left:542px;bottom:247px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_400\" id=\"t78_400\" style=\"left:616px;bottom:247px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments and collateral bought </div><div class=\"t sa_400\" id=\"t79_400\" style=\"left:82px;bottom:231px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and sold for reverse repurchase and repurchase agreements respectively and excludes the effect of over-collateralisat</div><div class=\"t sb_400\" id=\"t7a_400\" style=\"left:777px;bottom:231px;letter-spacing:-0.17px;display:inline;\">ion </div><div></div><div class=\"t s4_401\" id=\"t6_401\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_401\" id=\"t7_401\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_401\" id=\"t8_401\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_401\" id=\"t9_401\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_401\" id=\"ta_401\" style=\"left:87px;bottom:1155px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s8_401\" id=\"tb_401\" style=\"left:127px;bottom:1155px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s7_401\" id=\"tc_401\" style=\"left:148px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s8_401\" id=\"td_401\" style=\"left:168px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_401\" id=\"te_401\" style=\"left:175px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_401\" id=\"tf_401\" style=\"left:184px;bottom:1155px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ies des</div><div class=\"t s7_401\" id=\"tg_401\" style=\"left:224px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ignated at fair value through pro\ufb01t or loss </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_401\" id=\"th_401\" style=\"left:726px;bottom:1136px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_401\" id=\"tk_401\" style=\"left:813px;bottom:1136px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_401\" id=\"ti_401\" style=\"left:712px;bottom:1125px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_401\" id=\"tj_401\" style=\"left:734px;bottom:1125px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_401\" id=\"tl_401\" style=\"left:800px;bottom:1125px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_401\" id=\"tm_401\" style=\"left:822px;bottom:1125px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tn_401\" style=\"left:87px;bottom:1105px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Carrying balance aggregate fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"to_401\" style=\"left:714px;bottom:1105px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"tp_401\" style=\"left:800px;bottom:1105px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tq_401\" style=\"left:87px;bottom:1086px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Amount contractually obliged to repay at maturity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tr_401\" style=\"left:711px;bottom:1086px;letter-spacing:0.14px;display:inline;\">71,240 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"ts_401\" style=\"left:804px;bottom:1086px;letter-spacing:-0.28px;display:inline;\">74,138 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tt_401\" style=\"left:87px;bottom:1067px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Difference between aggregate fair value and contractually obliged to repay at maturity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tu_401\" style=\"left:713px;bottom:1067px;letter-spacing:0.06px;display:inline;\">(1,689) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"tv_401\" style=\"left:813px;bottom:1067px;letter-spacing:-0.17px;display:inline;\">(1,111) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tw_401\" style=\"left:87px;bottom:1047px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Cumulative change in fair value accredited to credit risk difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tx_401\" style=\"left:730px;bottom:1047px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"ty_401\" style=\"left:818px;bottom:1047px;letter-spacing:-0.21px;display:inline;\">(56) </div></td></tr></table><div class=\"t sd_401\" id=\"tz_401\" style=\"left:87px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The net fair value loss on \ufb01nanc</div><div class=\"t se_401\" id=\"t10_401\" style=\"left:272px;bottom:1018px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t sd_401\" id=\"t11_401\" style=\"left:291px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t12_401\" style=\"left:310px;bottom:1018px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t13_401\" style=\"left:316px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t14_401\" style=\"left:324px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies des</div><div class=\"t sd_401\" id=\"t15_401\" style=\"left:363px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss was $2,649 mill</div><div class=\"t se_401\" id=\"t16_401\" style=\"left:699px;bottom:1018px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion for the year </div><div class=\"t sd_401\" id=\"t17_401\" style=\"left:87px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">(31\u00a0December 2022: net loss of $677 mill</div><div class=\"t se_401\" id=\"t18_401\" style=\"left:318px;bottom:1002px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t sd_401\" id=\"t19_401\" style=\"left:87px;bottom:978px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Further details of the Group\u2019s own credit adjustment (OCA) valuation technique is described later in this Note. </div><div class=\"t s7_401\" id=\"t1a_401\" style=\"left:87px;bottom:945px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Valuation of \ufb01nanc</div><div class=\"t s8_401\" id=\"t1b_401\" style=\"left:203px;bottom:945px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_401\" id=\"t1c_401\" style=\"left:220px;bottom:945px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t sd_401\" id=\"t1d_401\" style=\"left:87px;bottom:927px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Valuation Methodology function is responsible for independent price verif</div><div class=\"t se_401\" id=\"t1e_401\" style=\"left:547px;bottom:927px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1f_401\" style=\"left:570px;bottom:927px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion, oversight of fair value and appropriate </div><div class=\"t sd_401\" id=\"t1g_401\" style=\"left:87px;bottom:911px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value adjustments and escalation of valuation issues. Independent price verif</div><div class=\"t se_401\" id=\"t1h_401\" style=\"left:541px;bottom:911px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1i_401\" style=\"left:563px;bottom:911px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion is the process of determin</div><div class=\"t se_401\" id=\"t1j_401\" style=\"left:735px;bottom:911px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that the </div><div class=\"t sd_401\" id=\"t1k_401\" style=\"left:87px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">valuations incorporated into the \ufb01nanc</div><div class=\"t se_401\" id=\"t1l_401\" style=\"left:317px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial statements are val</div><div class=\"t sd_401\" id=\"t1m_401\" style=\"left:444px;bottom:895px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idated independent of the business area responsible for the </div><div class=\"t sd_401\" id=\"t1n_401\" style=\"left:87px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">product. The Valuation Methodology function has oversight of the fair value adjustments to ensure the \ufb01nanc</div><div class=\"t se_401\" id=\"t1o_401\" style=\"left:732px;bottom:879px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t1p_401\" style=\"left:749px;bottom:879px;letter-spacing:-0.07px;display:inline;\">instruments </div><div class=\"t sd_401\" id=\"t1q_401\" style=\"left:87px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">are priced to exit. These are key controls in ensuring the material accuracy of the valuations incorporated in the \ufb01nanc</div><div class=\"t se_401\" id=\"t1r_401\" style=\"left:780px;bottom:863px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t1s_401\" style=\"left:87px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">statements. The market data used for price verif</div><div class=\"t se_401\" id=\"t1t_401\" style=\"left:371px;bottom:847px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1u_401\" style=\"left:393px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (PV) may include data sourced from recent trade data involv</div><div class=\"t se_401\" id=\"t1v_401\" style=\"left:773px;bottom:847px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sd_401\" id=\"t1w_401\" style=\"left:87px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">external counterparties or third parties such as Bloomberg, Reuters, brokers and consensus pric</div><div class=\"t se_401\" id=\"t1x_401\" style=\"left:643px;bottom:831px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t sd_401\" id=\"t1y_401\" style=\"left:691px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">iders. The Valuation </div><div class=\"t sd_401\" id=\"t1z_401\" style=\"left:87px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Methodology function performs an ongoing review of the market data sources that are used as part of the PV and fair value </div><div class=\"t sd_401\" id=\"t20_401\" style=\"left:87px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">processes which are formally documented on a semi-annual basis detail</div><div class=\"t se_401\" id=\"t21_401\" style=\"left:512px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the su</div><div class=\"t sd_401\" id=\"t22_401\" style=\"left:569px;bottom:799px;letter-spacing:-0.16px;display:inline;\">itab</div><div class=\"t se_401\" id=\"t23_401\" style=\"left:593px;bottom:799px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t24_401\" style=\"left:599px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of the market data used for price </div><div class=\"t sd_401\" id=\"t25_401\" style=\"left:87px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">testing. Price verif</div><div class=\"t se_401\" id=\"t26_401\" style=\"left:190px;bottom:783px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t27_401\" style=\"left:212px;bottom:783px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uses independently sourced data that is deemed most representative of the market the instruments </div><div class=\"t sd_401\" id=\"t28_401\" style=\"left:87px;bottom:767px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">trade in. To determine the quality of the market data inputs, factors such as independence, relevance, reliab</div><div class=\"t se_401\" id=\"t29_401\" style=\"left:721px;bottom:767px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t2a_401\" style=\"left:727px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ity, availab</div><div class=\"t se_401\" id=\"t2b_401\" style=\"left:791px;bottom:767px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t2c_401\" style=\"left:797px;bottom:767px;letter-spacing:-0.06px;word-spacing:-0.21px;display:inline;\">ity of </div><div class=\"t sd_401\" id=\"t2d_401\" style=\"left:87px;bottom:751px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">multiple data sources and methodology employed by the pric</div><div class=\"t se_401\" id=\"t2e_401\" style=\"left:451px;bottom:751px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t sd_401\" id=\"t2f_401\" style=\"left:499px;bottom:751px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ider are taken into considerat</div><div class=\"t se_401\" id=\"t2g_401\" style=\"left:672px;bottom:751px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sd_401\" id=\"t2h_401\" style=\"left:87px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Valuation and Benchmarks Committee (VBC) is the valuation governance forum consist</div><div class=\"t se_401\" id=\"t2i_401\" style=\"left:631px;bottom:727px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing of representat</div><div class=\"t sd_401\" id=\"t2j_401\" style=\"left:737px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ives from Group </div><div class=\"t sd_401\" id=\"t2k_401\" style=\"left:87px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Market Risk, Product Control, Valuation Methodology and the business, which meets monthly to discuss and approve the </div><div class=\"t sd_401\" id=\"t2l_401\" style=\"left:87px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">independent valuations of the inventory. For Princ</div><div class=\"t se_401\" id=\"t2m_401\" style=\"left:378px;bottom:695px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t sd_401\" id=\"t2n_401\" style=\"left:410px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inance, the Investment Committee meeting is held on a quarterly basis </div><div class=\"t sd_401\" id=\"t2o_401\" style=\"left:87px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to review investments and valuations. </div><div class=\"t s7_401\" id=\"t2p_401\" style=\"left:95px;bottom:642px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s8_401\" id=\"t2q_401\" style=\"left:122px;bottom:642px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">i\ufb01cant account</div><div class=\"t s7_401\" id=\"t2r_401\" style=\"left:213px;bottom:642px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ing estimates and judgements </div><div class=\"t sd_401\" id=\"t2s_401\" style=\"left:95px;bottom:624px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group evaluates the sign</div><div class=\"t se_401\" id=\"t2t_401\" style=\"left:268px;bottom:624px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cance of \ufb01nancial </div><div class=\"t sd_401\" id=\"t2u_401\" style=\"left:386px;bottom:624px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments and material accuracy of the valuations incorporated in the </div><div class=\"t se_401\" id=\"t2v_401\" style=\"left:95px;bottom:608px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial statements as they </div><div class=\"t sd_401\" id=\"t2w_401\" style=\"left:265px;bottom:608px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">involve a high degree of judgement and estimat</div><div class=\"t se_401\" id=\"t2x_401\" style=\"left:549px;bottom:608px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t sd_401\" id=\"t2y_401\" style=\"left:617px;bottom:608px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t se_401\" id=\"t2z_401\" style=\"left:709px;bottom:608px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing the carry</div><div class=\"t sd_401\" id=\"t30_401\" style=\"left:783px;bottom:608px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t se_401\" id=\"t31_401\" style=\"left:95px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">values of \ufb01nancial assets and l</div><div class=\"t sd_401\" id=\"t32_401\" style=\"left:274px;bottom:592px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t33_401\" style=\"left:293px;bottom:592px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t34_401\" style=\"left:299px;bottom:592px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t35_401\" style=\"left:307px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the balance sheet date. </div><div class=\"t sd_401\" id=\"t36_401\" style=\"left:95px;bottom:568px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t37_401\" style=\"left:108px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t se_401\" id=\"t38_401\" style=\"left:220px;bottom:568px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t39_401\" style=\"left:236px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">instruments is determined using valuation techniques and estimates (see below) which, to the extent </div><div class=\"t sd_401\" id=\"t3a_401\" style=\"left:108px;bottom:552px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible, use market observable inputs, but in some cases use non-market observable inputs. Changes in the observabil</div><div class=\"t se_401\" id=\"t3b_401\" style=\"left:811px;bottom:552px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sd_401\" id=\"t3c_401\" style=\"left:108px;bottom:536px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">of sign</div><div class=\"t se_401\" id=\"t3d_401\" style=\"left:147px;bottom:536px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3e_401\" style=\"left:225px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion inputs can materially affect the fair values of \ufb01nanc</div><div class=\"t se_401\" id=\"t3f_401\" style=\"left:549px;bottom:536px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3g_401\" style=\"left:565px;bottom:536px;letter-spacing:-0.07px;display:inline;\">instruments. </div><div class=\"t sd_401\" id=\"t3h_401\" style=\"left:95px;bottom:511px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3i_401\" style=\"left:108px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t se_401\" id=\"t3j_401\" style=\"left:201px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t sd_401\" id=\"t3k_401\" style=\"left:259px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t se_401\" id=\"t3l_401\" style=\"left:364px;bottom:511px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3m_401\" style=\"left:381px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument using a valuation technique, the Group estimates valuation </div><div class=\"t sd_401\" id=\"t3n_401\" style=\"left:108px;bottom:495px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">adjustments in determin</div><div class=\"t se_401\" id=\"t3o_401\" style=\"left:253px;bottom:495px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the fa</div><div class=\"t sd_401\" id=\"t3p_401\" style=\"left:309px;bottom:495px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ir value (page 400). </div><div class=\"t sd_401\" id=\"t3q_401\" style=\"left:95px;bottom:471px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3r_401\" style=\"left:108px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t se_401\" id=\"t3s_401\" style=\"left:176px;bottom:471px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the valuat</div><div class=\"t sd_401\" id=\"t3t_401\" style=\"left:258px;bottom:471px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t se_401\" id=\"t3u_401\" style=\"left:331px;bottom:471px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3v_401\" style=\"left:347px;bottom:471px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments, the Group makes judgements on the amounts reserved to cater for </div><div class=\"t sd_401\" id=\"t3w_401\" style=\"left:108px;bottom:455px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">model and valuation risks, which cover both Level 2 and Level 3 assets, and the sign</div><div class=\"t se_401\" id=\"t3x_401\" style=\"left:597px;bottom:455px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3y_401\" style=\"left:675px;bottom:455px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion judgements in respect </div><div class=\"t sd_401\" id=\"t3z_401\" style=\"left:108px;bottom:439px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of Level 3 instruments (page 407). </div><div class=\"t sd_401\" id=\"t40_401\" style=\"left:95px;bottom:415px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t41_401\" style=\"left:108px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the estimated measurement of fair value is more judgemental in respect of Level 3 assets, these are valued based </div><div class=\"t sd_401\" id=\"t42_401\" style=\"left:108px;bottom:399px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">on models that use a sign</div><div class=\"t se_401\" id=\"t43_401\" style=\"left:259px;bottom:399px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant degree of non-market-based unobservable </div><div class=\"t sd_401\" id=\"t44_401\" style=\"left:558px;bottom:399px;letter-spacing:-0.06px;display:inline;\">inputs. </div><div></div><div class=\"t s5_402\" id=\"t7_402\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_402\" id=\"t8_402\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_402\" id=\"t9_402\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_402\" id=\"ta_402\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_402\" id=\"tb_402\" style=\"left:69px;bottom:1151px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Valuation techniques </div><div class=\"t s9_402\" id=\"tc_402\" style=\"left:69px;bottom:1133px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to the fair value hierarchy explanation \u2013 Level 1, 2 and 3 (page 402) </div><div class=\"t sa_402\" id=\"td_402\" style=\"left:69px;bottom:1109px;display:inline;\">\u2022 </div><div class=\"t s8_402\" id=\"te_402\" style=\"left:82px;bottom:1109px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_402\" id=\"tf_402\" style=\"left:123px;bottom:1109px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_402\" id=\"tg_402\" style=\"left:140px;bottom:1109px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments held at fair value </div><div class=\"t sa_402\" id=\"th_402\" style=\"left:82px;bottom:1085px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"ti_402\" style=\"left:95px;bottom:1085px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"tj_402\" style=\"left:169px;bottom:1085px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies \u2013 asset-backed secur</div><div class=\"t s8_402\" id=\"tk_402\" style=\"left:315px;bottom:1085px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_402\" id=\"tl_402\" style=\"left:323px;bottom:1085px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s9_402\" id=\"tm_402\" style=\"left:346px;bottom:1085px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Asset-backed securit</div><div class=\"t sa_402\" id=\"tn_402\" style=\"left:469px;bottom:1085px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are valued based on external pr</div><div class=\"t s9_402\" id=\"to_402\" style=\"left:675px;bottom:1085px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ices obtained from </div><div class=\"t s9_402\" id=\"tp_402\" style=\"left:95px;bottom:1069px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">consensus pric</div><div class=\"t sa_402\" id=\"tq_402\" style=\"left:181px;bottom:1069px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t s9_402\" id=\"tr_402\" style=\"left:229px;bottom:1069px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders, broker quotes, recent trades, arrangers\u2019 quotes, etc. Where an observable price is available </div><div class=\"t s9_402\" id=\"ts_402\" style=\"left:95px;bottom:1053px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">for a given security, it is classif</div><div class=\"t sa_402\" id=\"tt_402\" style=\"left:269px;bottom:1053px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 2. In </div><div class=\"t s9_402\" id=\"tu_402\" style=\"left:365px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instances where third-party prices are not available or reliable, the security </div><div class=\"t s9_402\" id=\"tv_402\" style=\"left:95px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is classif</div><div class=\"t sa_402\" id=\"tw_402\" style=\"left:143px;bottom:1036px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as Level 3. The fa</div><div class=\"t s9_402\" id=\"tx_402\" style=\"left:264px;bottom:1036px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value of Level 3 securit</div><div class=\"t sa_402\" id=\"ty_402\" style=\"left:405px;bottom:1036px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_402\" id=\"tz_402\" style=\"left:423px;bottom:1036px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is estimated using market standard cash \ufb02ow models with input </div><div class=\"t s9_402\" id=\"t10_402\" style=\"left:95px;bottom:1020px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">parameter assumptions which include prepayment speeds, default rates, discount margins derived from comparable </div><div class=\"t s9_402\" id=\"t11_402\" style=\"left:95px;bottom:1004px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t sa_402\" id=\"t12_402\" style=\"left:134px;bottom:1004px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s9_402\" id=\"t13_402\" style=\"left:163px;bottom:1004px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith sim</div><div class=\"t sa_402\" id=\"t14_402\" style=\"left:201px;bottom:1004px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ilar v</div><div class=\"t s9_402\" id=\"t15_402\" style=\"left:229px;bottom:1004px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">intage, collateral type, and credit ratings. </div><div class=\"t sa_402\" id=\"t16_402\" style=\"left:82px;bottom:980px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t17_402\" style=\"left:95px;bottom:980px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"t18_402\" style=\"left:169px;bottom:980px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_402\" id=\"t19_402\" style=\"left:188px;bottom:980px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">in issue: </div><div class=\"t s9_402\" id=\"t1a_402\" style=\"left:237px;bottom:980px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These debt securit</div><div class=\"t sa_402\" id=\"t1b_402\" style=\"left:346px;bottom:980px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies relate to structured notes </div><div class=\"t s9_402\" id=\"t1c_402\" style=\"left:517px;bottom:980px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued by the Group. Where independent market </div><div class=\"t s9_402\" id=\"t1d_402\" style=\"left:95px;bottom:964px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">data is available through pric</div><div class=\"t sa_402\" id=\"t1e_402\" style=\"left:269px;bottom:964px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing vendors and broker sources these pos</div><div class=\"t s9_402\" id=\"t1f_402\" style=\"left:511px;bottom:964px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_402\" id=\"t1g_402\" style=\"left:519px;bottom:964px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are class</div><div class=\"t s9_402\" id=\"t1h_402\" style=\"left:597px;bottom:964px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t1i_402\" style=\"left:605px;bottom:964px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ied as Level 2. Where such l</div><div class=\"t s9_402\" id=\"t1j_402\" style=\"left:764px;bottom:964px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t sa_402\" id=\"t1k_402\" style=\"left:782px;bottom:964px;letter-spacing:-0.2px;display:inline;\">id </div><div class=\"t s9_402\" id=\"t1l_402\" style=\"left:95px;bottom:948px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">external prices are not available, valuations of these debt securit</div><div class=\"t sa_402\" id=\"t1m_402\" style=\"left:475px;bottom:948px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s9_402\" id=\"t1n_402\" style=\"left:516px;bottom:948px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_402\" id=\"t1o_402\" style=\"left:541px;bottom:948px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied us</div><div class=\"t s9_402\" id=\"t1p_402\" style=\"left:575px;bottom:948px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing input parameters such as bond </div><div class=\"t s9_402\" id=\"t1q_402\" style=\"left:95px;bottom:932px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">spreads and credit spreads, and are classif</div><div class=\"t sa_402\" id=\"t1r_402\" style=\"left:347px;bottom:932px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ied as Level 3. These </div><div class=\"t s9_402\" id=\"t1s_402\" style=\"left:468px;bottom:932px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">input parameters are determined with reference to the </div><div class=\"t s9_402\" id=\"t1t_402\" style=\"left:95px;bottom:916px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">same issuer (if available) or proxies from comparable issuers or assets. </div><div class=\"t sa_402\" id=\"t1u_402\" style=\"left:82px;bottom:892px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t1v_402\" style=\"left:95px;bottom:892px;letter-spacing:-0.17px;display:inline;\">Derivat</div><div class=\"t sb_402\" id=\"t1w_402\" style=\"left:141px;bottom:892px;letter-spacing:-0.19px;display:inline;\">ives: </div><div class=\"t s9_402\" id=\"t1x_402\" style=\"left:170px;bottom:892px;letter-spacing:-0.13px;display:inline;\">Derivat</div><div class=\"t sa_402\" id=\"t1y_402\" style=\"left:214px;bottom:892px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive products are class</div><div class=\"t s9_402\" id=\"t1z_402\" style=\"left:340px;bottom:892px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t20_402\" style=\"left:348px;bottom:892px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t s9_402\" id=\"t21_402\" style=\"left:428px;bottom:892px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the valuation of the product is based upon input parameters </div><div class=\"t s9_402\" id=\"t22_402\" style=\"left:95px;bottom:876px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which are observable from independent and reliable market data sources. Derivat</div><div class=\"t sa_402\" id=\"t23_402\" style=\"left:580px;bottom:876px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive products are class</div><div class=\"t s9_402\" id=\"t24_402\" style=\"left:706px;bottom:876px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t25_402\" style=\"left:714px;bottom:876px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 3 </div><div class=\"t s9_402\" id=\"t26_402\" style=\"left:95px;bottom:860px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if there are sign</div><div class=\"t sa_402\" id=\"t27_402\" style=\"left:186px;bottom:860px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t s9_402\" id=\"t28_402\" style=\"left:263px;bottom:860px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion input parameters which are unobservable in the market, such as products where the </div><div class=\"t s9_402\" id=\"t29_402\" style=\"left:95px;bottom:844px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">performance is linked to more than one underlying variable. Examples are foreign exchange basket options, equity </div><div class=\"t s9_402\" id=\"t2a_402\" style=\"left:95px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">options based on the performance of two or more underlying ind</div><div class=\"t sa_402\" id=\"t2b_402\" style=\"left:478px;bottom:828px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ices and </div><div class=\"t s9_402\" id=\"t2c_402\" style=\"left:530px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest rate products with quanto payouts. </div><div class=\"t s9_402\" id=\"t2d_402\" style=\"left:95px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">In most cases these unobservable correlation parameters cannot be impl</div><div class=\"t sa_402\" id=\"t2e_402\" style=\"left:526px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied from the market, and methods such as </div><div class=\"t s9_402\" id=\"t2f_402\" style=\"left:95px;bottom:796px;letter-spacing:-0.14px;display:inline;\">histor</div><div class=\"t sa_402\" id=\"t2g_402\" style=\"left:128px;bottom:796px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical analys</div><div class=\"t s9_402\" id=\"t2h_402\" style=\"left:190px;bottom:796px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is and comparison with histor</div><div class=\"t sa_402\" id=\"t2i_402\" style=\"left:363px;bottom:796px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical levels or other benchmark data must be employed. </div><div class=\"t sa_402\" id=\"t2j_402\" style=\"left:82px;bottom:772px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t2k_402\" style=\"left:95px;bottom:772px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Equity shares \u2013 private equity: </div><div class=\"t sa_402\" id=\"t2l_402\" style=\"left:279px;bottom:772px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The majority of pr</div><div class=\"t s9_402\" id=\"t2m_402\" style=\"left:385px;bottom:772px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ivate equity unlisted investments are valued based on earning multiples </div><div class=\"t s9_402\" id=\"t2n_402\" style=\"left:95px;bottom:756px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\u2013 Price-to-Earnings (P/E) or enterprise value to earnings before income tax, depreciat</div><div class=\"t sa_402\" id=\"t2o_402\" style=\"left:595px;bottom:756px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion and amort</div><div class=\"t s9_402\" id=\"t2p_402\" style=\"left:679px;bottom:756px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_402\" id=\"t2q_402\" style=\"left:701px;bottom:756px;letter-spacing:-0.36px;word-spacing:0.09px;display:inline;\">ion (EV/EBITDA) </div><div class=\"t s9_402\" id=\"t2r_402\" style=\"left:95px;bottom:740px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ratios \u2013 of comparable listed companies. The two primary inputs for the valuation of these investments are the actual </div><div class=\"t s9_402\" id=\"t2s_402\" style=\"left:95px;bottom:724px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">or forecast earnings of the investee companies and earning multiples for the comparable listed companies. To ensure </div><div class=\"t s9_402\" id=\"t2t_402\" style=\"left:95px;bottom:708px;letter-spacing:-0.16px;display:inline;\">comparabil</div><div class=\"t sa_402\" id=\"t2u_402\" style=\"left:164px;bottom:708px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity between these unquoted </div><div class=\"t s9_402\" id=\"t2v_402\" style=\"left:334px;bottom:708px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">investments and the comparable listed companies, appropriate adjustments are </div><div class=\"t s9_402\" id=\"t2w_402\" style=\"left:95px;bottom:692px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">also applied (for example, liqu</div><div class=\"t sa_402\" id=\"t2x_402\" style=\"left:273px;bottom:692px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s9_402\" id=\"t2y_402\" style=\"left:284px;bottom:692px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity and size) in the valuation. In circumstances where an investment does not have direct </div><div class=\"t s9_402\" id=\"t2z_402\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comparables or where the multiples for the comparable companies cannot be sourced from reliable external sources, </div><div class=\"t s9_402\" id=\"t30_402\" style=\"left:95px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">alternative valuation techniques (for example, discounted cash \ufb02ow model or net asset value (\u2018NAV\u2019) or option pric</div><div class=\"t sa_402\" id=\"t31_402\" style=\"left:769px;bottom:660px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_402\" id=\"t32_402\" style=\"left:95px;bottom:643px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">model), which use predominantly unobservable inputs or Level 3 inputs, may be applied. Even though earning multiples </div><div class=\"t s9_402\" id=\"t33_402\" style=\"left:95px;bottom:627px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for the comparable listed companies can be sourced from third-party sources (for example, Bloomberg), and those inputs </div><div class=\"t s9_402\" id=\"t34_402\" style=\"left:95px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">can be deemed Level 2 inputs, all unlisted investments (excluding those where observable inputs are available, for example, </div><div class=\"t s9_402\" id=\"t35_402\" style=\"left:95px;bottom:595px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">over-the-counter (OTC) prices) are classif</div><div class=\"t sa_402\" id=\"t36_402\" style=\"left:337px;bottom:595px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as Level 3 on the bas</div><div class=\"t s9_402\" id=\"t37_402\" style=\"left:480px;bottom:595px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is that the valuation methods involve judgements ranging </div><div class=\"t s9_402\" id=\"t38_402\" style=\"left:95px;bottom:579px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">from determin</div><div class=\"t sa_402\" id=\"t39_402\" style=\"left:181px;bottom:579px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing comparable compan</div><div class=\"t s9_402\" id=\"t3a_402\" style=\"left:328px;bottom:579px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies to discount rates where the discounted cash \ufb02ow method is applied. </div><div class=\"t sa_402\" id=\"t3b_402\" style=\"left:82px;bottom:555px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t3c_402\" style=\"left:95px;bottom:555px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Loans and advances: </div><div class=\"t s9_402\" id=\"t3d_402\" style=\"left:226px;bottom:555px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These primar</div><div class=\"t sa_402\" id=\"t3e_402\" style=\"left:304px;bottom:555px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s9_402\" id=\"t3f_402\" style=\"left:319px;bottom:555px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">include loans in the FM Bond and Loan Syndicat</div><div class=\"t sa_402\" id=\"t3g_402\" style=\"left:602px;bottom:555px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion bus</div><div class=\"t s9_402\" id=\"t3h_402\" style=\"left:644px;bottom:555px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness which were not fully </div><div class=\"t s9_402\" id=\"t3i_402\" style=\"left:95px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">syndicated as of the balance sheet date and other \ufb01nanc</div><div class=\"t sa_402\" id=\"t3j_402\" style=\"left:434px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing transact</div><div class=\"t s9_402\" id=\"t3k_402\" style=\"left:506px;bottom:539px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions with</div><div class=\"t sa_402\" id=\"t3l_402\" style=\"left:559px;bottom:539px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">in F</div><div class=\"t s9_402\" id=\"t3m_402\" style=\"left:578px;bottom:539px;letter-spacing:-0.14px;display:inline;\">inanc</div><div class=\"t sa_402\" id=\"t3n_402\" style=\"left:611px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial Markets, and loans and </div><div class=\"t s9_402\" id=\"t3o_402\" style=\"left:95px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">advances includ</div><div class=\"t sa_402\" id=\"t3p_402\" style=\"left:192px;bottom:523px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing reverse repurchase agreements that do not have SPPI cash\ufb02ows or are managed on a fa</div><div class=\"t s9_402\" id=\"t3q_402\" style=\"left:734px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value basis. </div><div class=\"t s9_402\" id=\"t3r_402\" style=\"left:95px;bottom:507px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">These loans are generally bilateral in nature and, where available, their valuation is based on observable clean sales </div><div class=\"t s9_402\" id=\"t3s_402\" style=\"left:95px;bottom:491px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">transactions prices or market observable spreads. If observable credit spreads are not available, proxy spreads based on </div><div class=\"t s9_402\" id=\"t3t_402\" style=\"left:95px;bottom:475px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">comparables with sim</div><div class=\"t sa_402\" id=\"t3u_402\" style=\"left:226px;bottom:475px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar cred</div><div class=\"t s9_402\" id=\"t3v_402\" style=\"left:273px;bottom:475px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it grade, sector and region, are used. Where observable transaction prices, credit spreads </div><div class=\"t s9_402\" id=\"t3w_402\" style=\"left:95px;bottom:459px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and market standard proxy methods are available, these loans are classif</div><div class=\"t sa_402\" id=\"t3x_402\" style=\"left:529px;bottom:459px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied as Level 2. Where there are no recent </div><div class=\"t s9_402\" id=\"t3y_402\" style=\"left:95px;bottom:443px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transactions or comparables, these loans are classif</div><div class=\"t sa_402\" id=\"t3z_402\" style=\"left:400px;bottom:443px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 3. </div><div class=\"t sa_402\" id=\"t40_402\" style=\"left:82px;bottom:419px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t41_402\" style=\"left:95px;bottom:419px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Other debt securit</div><div class=\"t sb_402\" id=\"t42_402\" style=\"left:206px;bottom:419px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s9_402\" id=\"t43_402\" style=\"left:229px;bottom:419px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These debt securit</div><div class=\"t sa_402\" id=\"t44_402\" style=\"left:337px;bottom:419px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_402\" id=\"t45_402\" style=\"left:356px;bottom:419px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include convertible bonds, corporate bonds, credit and structured notes. </div><div class=\"t s9_402\" id=\"t46_402\" style=\"left:95px;bottom:403px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where quoted prices are available through pric</div><div class=\"t sa_402\" id=\"t47_402\" style=\"left:375px;bottom:403px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing vendors, brokers or observable trad</div><div class=\"t s9_402\" id=\"t48_402\" style=\"left:605px;bottom:403px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing activ</div><div class=\"t sa_402\" id=\"t49_402\" style=\"left:656px;bottom:403px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_402\" id=\"t4a_402\" style=\"left:664px;bottom:403px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies from liqu</div><div class=\"t sa_402\" id=\"t4b_402\" style=\"left:734px;bottom:403px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">id markets, </div><div class=\"t s9_402\" id=\"t4c_402\" style=\"left:95px;bottom:387px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these are classif</div><div class=\"t sa_402\" id=\"t4d_402\" style=\"left:190px;bottom:387px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ied as Level 2 and valued us</div><div class=\"t s9_402\" id=\"t4e_402\" style=\"left:353px;bottom:387px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing such quotes. Where there are sign</div><div class=\"t sa_402\" id=\"t4f_402\" style=\"left:575px;bottom:387px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t s9_402\" id=\"t4g_402\" style=\"left:652px;bottom:387px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion inputs which are </div><div class=\"t s9_402\" id=\"t4h_402\" style=\"left:95px;bottom:371px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">unobservable in the market, due to ill</div><div class=\"t sa_402\" id=\"t4i_402\" style=\"left:313px;bottom:371px;letter-spacing:-0.16px;display:inline;\">iqu</div><div class=\"t s9_402\" id=\"t4j_402\" style=\"left:331px;bottom:371px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">id trading or the complexity of the product, these are classif</div><div class=\"t sa_402\" id=\"t4k_402\" style=\"left:682px;bottom:371px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 3. </div><div class=\"t s9_402\" id=\"t4l_402\" style=\"left:95px;bottom:355px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The valuations of these debt securit</div><div class=\"t sa_402\" id=\"t4m_402\" style=\"left:306px;bottom:355px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s9_402\" id=\"t4n_402\" style=\"left:347px;bottom:355px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_402\" id=\"t4o_402\" style=\"left:372px;bottom:355px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied us</div><div class=\"t s9_402\" id=\"t4p_402\" style=\"left:406px;bottom:355px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing input parameters such as bond spreads and credit spreads. </div><div class=\"t s9_402\" id=\"t4q_402\" style=\"left:95px;bottom:339px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">These input parameters are determined with reference to the same issuer (if available) or proxied from comparable </div><div class=\"t s9_402\" id=\"t4r_402\" style=\"left:95px;bottom:323px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">issuers or assets . </div><div class=\"t sa_402\" id=\"t4s_402\" style=\"left:69px;bottom:299px;display:inline;\">\u2022 </div><div class=\"t s8_402\" id=\"t4t_402\" style=\"left:82px;bottom:299px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_402\" id=\"t4u_402\" style=\"left:123px;bottom:299px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_402\" id=\"t4v_402\" style=\"left:140px;bottom:299px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">instruments held at amortised cost </div><div class=\"t s9_402\" id=\"t4w_402\" style=\"left:69px;bottom:275px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The following sets out the Group\u2019s basis for establish</div><div class=\"t sa_402\" id=\"t4x_402\" style=\"left:376px;bottom:275px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t s9_402\" id=\"t4y_402\" style=\"left:410px;bottom:275px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir values of amortised cost \ufb01nanc</div><div class=\"t sa_402\" id=\"t4z_402\" style=\"left:603px;bottom:275px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_402\" id=\"t50_402\" style=\"left:620px;bottom:275px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments and their </div><div class=\"t s9_402\" id=\"t51_402\" style=\"left:69px;bottom:258px;letter-spacing:-0.12px;display:inline;\">classif</div><div class=\"t sa_402\" id=\"t52_402\" style=\"left:106px;bottom:258px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_402\" id=\"t53_402\" style=\"left:128px;bottom:258px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion between Levels 1, 2 and 3. As certain categories of \ufb01nanc</div><div class=\"t sa_402\" id=\"t54_402\" style=\"left:482px;bottom:258px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_402\" id=\"t55_402\" style=\"left:499px;bottom:258px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments are not actively traded, there is a </div><div class=\"t s9_402\" id=\"t56_402\" style=\"left:69px;bottom:242px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sa_402\" id=\"t57_402\" style=\"left:93px;bottom:242px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant level of management judgement </div><div class=\"t s9_402\" id=\"t58_402\" style=\"left:331px;bottom:242px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">involved in calculating the fair values: </div><div class=\"t sa_402\" id=\"t59_402\" style=\"left:82px;bottom:218px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5a_402\" style=\"left:95px;bottom:218px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Cash and balances at central banks: </div><div class=\"t s9_402\" id=\"t5b_402\" style=\"left:318px;bottom:218px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The fair value of cash and balances at central banks is their carrying amounts </div><div class=\"t sa_402\" id=\"t5c_402\" style=\"left:82px;bottom:194px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5d_402\" style=\"left:95px;bottom:194px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"t5e_402\" style=\"left:169px;bottom:194px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_402\" id=\"t5f_402\" style=\"left:188px;bottom:194px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">in issue, subordinated liab</div><div class=\"t sb_402\" id=\"t5g_402\" style=\"left:346px;bottom:194px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_402\" id=\"t5h_402\" style=\"left:352px;bottom:194px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_402\" id=\"t5i_402\" style=\"left:361px;bottom:194px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies and other borrowed funds: </div><div class=\"t s9_402\" id=\"t5j_402\" style=\"left:544px;bottom:194px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The aggregate fair values are calculated </div><div class=\"t s9_402\" id=\"t5k_402\" style=\"left:95px;bottom:178px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">based on quoted market prices. For those notes where quoted market prices are not available, a discounted cash \ufb02ow </div><div class=\"t s9_402\" id=\"t5l_402\" style=\"left:95px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">model is used based on a current market related yield curve appropriate for the remain</div><div class=\"t sa_402\" id=\"t5m_402\" style=\"left:608px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing term to matur</div><div class=\"t s9_402\" id=\"t5n_402\" style=\"left:712px;bottom:162px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t sa_402\" id=\"t5o_402\" style=\"left:82px;bottom:138px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5p_402\" style=\"left:95px;bottom:138px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Deposits and borrowings: </div><div class=\"t s9_402\" id=\"t5q_402\" style=\"left:253px;bottom:138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The estimated fair value of deposits with no stated maturity is the amount repayable on </div><div class=\"t s9_402\" id=\"t5r_402\" style=\"left:95px;bottom:122px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">demand. The estimated fair value of \ufb01xed interest-bearing deposits and other borrowings without quoted market </div><div class=\"t s9_402\" id=\"t5s_402\" style=\"left:95px;bottom:106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">prices is based on discounted cash \ufb02ows using the prevail</div><div class=\"t sa_402\" id=\"t5t_402\" style=\"left:432px;bottom:106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing market rates for debts w</div><div class=\"t s9_402\" id=\"t5u_402\" style=\"left:599px;bottom:106px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ith a sim</div><div class=\"t sa_402\" id=\"t5v_402\" style=\"left:648px;bottom:106px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar Cred</div><div class=\"t s9_402\" id=\"t5w_402\" style=\"left:697px;bottom:106px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it Risk and </div><div class=\"t s9_402\" id=\"t5x_402\" style=\"left:95px;bottom:90px;letter-spacing:-0.15px;display:inline;\">remain</div><div class=\"t sa_402\" id=\"t5y_402\" style=\"left:137px;bottom:90px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t s9_402\" id=\"t5z_402\" style=\"left:195px;bottom:90px;letter-spacing:0.08px;display:inline;\">ity </div><div></div><div class=\"t s4_403\" id=\"t6_403\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_403\" id=\"t7_403\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_403\" id=\"t8_403\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_403\" id=\"t9_403\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_403\" id=\"ta_403\" style=\"left:100px;bottom:1163px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"tb_403\" style=\"left:113px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Investment securit</div><div class=\"t s9_403\" id=\"tc_403\" style=\"left:224px;bottom:1163px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_403\" id=\"td_403\" style=\"left:246px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">For investment securit</div><div class=\"t sa_403\" id=\"te_403\" style=\"left:375px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies that do not have d</div><div class=\"t s7_403\" id=\"tf_403\" style=\"left:504px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irectly observable market values, the Group util</div><div class=\"t sa_403\" id=\"tg_403\" style=\"left:780px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises a </div><div class=\"t s7_403\" id=\"th_403\" style=\"left:113px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">number of valuation techniques to determine fair value. Where available, securit</div><div class=\"t sa_403\" id=\"ti_403\" style=\"left:586px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies are valued us</div><div class=\"t s7_403\" id=\"tj_403\" style=\"left:683px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing input proxies from the </div><div class=\"t s7_403\" id=\"tk_403\" style=\"left:113px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">same or closely related underlying (for example, bond spreads from the same or closely related issuer) or input proxies from </div><div class=\"t s7_403\" id=\"tl_403\" style=\"left:113px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">a different underlying (for example, a sim</div><div class=\"t sa_403\" id=\"tm_403\" style=\"left:355px;bottom:1115px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ilar bond but us</div><div class=\"t s7_403\" id=\"tn_403\" style=\"left:447px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing spreads for a particular sector and rating). Certain instruments </div><div class=\"t s7_403\" id=\"to_403\" style=\"left:113px;bottom:1099px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">cannot be proxies as set out above, and in such cases the posit</div><div class=\"t sa_403\" id=\"tp_403\" style=\"left:481px;bottom:1099px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions are valued us</div><div class=\"t s7_403\" id=\"tq_403\" style=\"left:585px;bottom:1099px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing non-market observable inputs. This </div><div class=\"t s7_403\" id=\"tr_403\" style=\"left:113px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">includes those instruments held at amortised cost and predominantly relates to asset-backed securit</div><div class=\"t sa_403\" id=\"ts_403\" style=\"left:706px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The fa</div><div class=\"t s7_403\" id=\"tt_403\" style=\"left:765px;bottom:1083px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value for </div><div class=\"t s7_403\" id=\"tu_403\" style=\"left:113px;bottom:1067px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">such instruments is usually derived from proxy from internal assessments of the underlying cash \ufb02ows </div><div class=\"t s7_403\" id=\"tv_403\" style=\"left:100px;bottom:1043px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"tw_403\" style=\"left:113px;bottom:1043px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Loans and advances to banks and customers: </div><div class=\"t s7_403\" id=\"tx_403\" style=\"left:390px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">For loans and advances to banks, the fair value of \ufb02oating rate placements </div><div class=\"t s7_403\" id=\"ty_403\" style=\"left:113px;bottom:1027px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and overnight deposits is their carrying amounts. The estimated fair value of \ufb01xed interest-bearing deposits is based on </div><div class=\"t s7_403\" id=\"tz_403\" style=\"left:113px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">discounted cash \ufb02ows using the prevail</div><div class=\"t sa_403\" id=\"t10_403\" style=\"left:343px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing money market rates for debts w</div><div class=\"t s7_403\" id=\"t11_403\" style=\"left:552px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ith a sim</div><div class=\"t sa_403\" id=\"t12_403\" style=\"left:602px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar Cred</div><div class=\"t s7_403\" id=\"t13_403\" style=\"left:651px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it Risk and remain</div><div class=\"t sa_403\" id=\"t14_403\" style=\"left:755px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t s7_403\" id=\"t15_403\" style=\"left:813px;bottom:1011px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s7_403\" id=\"t16_403\" style=\"left:113px;bottom:995px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group\u2019s loans and advances to customers\u2019 portfolio is well divers</div><div class=\"t sa_403\" id=\"t17_403\" style=\"left:514px;bottom:995px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01ed by geography and </div><div class=\"t s7_403\" id=\"t18_403\" style=\"left:655px;bottom:995px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">industry. Approximately a </div><div class=\"t s7_403\" id=\"t19_403\" style=\"left:113px;bottom:979px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">quarter of the portfolio re-prices with</div><div class=\"t sa_403\" id=\"t1a_403\" style=\"left:331px;bottom:979px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in one month, and approx</div><div class=\"t s7_403\" id=\"t1b_403\" style=\"left:484px;bottom:979px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imately half re-prices with</div><div class=\"t sa_403\" id=\"t1c_403\" style=\"left:637px;bottom:979px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in 12 months. Loans and advances </div><div class=\"t s7_403\" id=\"t1d_403\" style=\"left:113px;bottom:963px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are presented net of provis</div><div class=\"t sa_403\" id=\"t1e_403\" style=\"left:271px;bottom:963px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions for </div><div class=\"t s7_403\" id=\"t1f_403\" style=\"left:316px;bottom:963px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_403\" id=\"t1g_403\" style=\"left:347px;bottom:963px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment. The fa</div><div class=\"t s7_403\" id=\"t1h_403\" style=\"left:430px;bottom:963px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value of loans and advances to customers with a residual maturity </div><div class=\"t s7_403\" id=\"t1i_403\" style=\"left:113px;bottom:947px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of less than one year generally approximates the carrying value. The estimated fair value of loans and advances with a </div><div class=\"t s7_403\" id=\"t1j_403\" style=\"left:113px;bottom:931px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">residual maturity of more than one year represents the discounted amount of future cash \ufb02ows expected to be received, </div><div class=\"t s7_403\" id=\"t1k_403\" style=\"left:113px;bottom:915px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_403\" id=\"t1l_403\" style=\"left:148px;bottom:915px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing assumpt</div><div class=\"t s7_403\" id=\"t1m_403\" style=\"left:221px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions relating to prepayment rates and Credit Risk. Expected cash \ufb02ows are discounted at current market </div><div class=\"t s7_403\" id=\"t1n_403\" style=\"left:113px;bottom:899px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">rates to determine fair value. The Group has a wide range of ind</div><div class=\"t sa_403\" id=\"t1o_403\" style=\"left:489px;bottom:899px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_403\" id=\"t1p_403\" style=\"left:498px;bottom:899px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">idual instruments with</div><div class=\"t sa_403\" id=\"t1q_403\" style=\"left:630px;bottom:899px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s7_403\" id=\"t1r_403\" style=\"left:643px;bottom:899px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its loans and advances portfolio </div><div class=\"t s7_403\" id=\"t1s_403\" style=\"left:113px;bottom:883px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and as a result provid</div><div class=\"t sa_403\" id=\"t1t_403\" style=\"left:239px;bottom:883px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing quant</div><div class=\"t s7_403\" id=\"t1u_403\" style=\"left:297px;bottom:883px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_403\" id=\"t1v_403\" style=\"left:304px;bottom:883px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_403\" id=\"t1w_403\" style=\"left:327px;bottom:883px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the key assumptions used to value such instruments is impract</div><div class=\"t sa_403\" id=\"t1x_403\" style=\"left:728px;bottom:883px;letter-spacing:-0.21px;display:inline;\">ical </div><div class=\"t s7_403\" id=\"t1y_403\" style=\"left:100px;bottom:859px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"t1z_403\" style=\"left:113px;bottom:859px;letter-spacing:-0.05px;word-spacing:-0.23px;display:inline;\">Other assets: </div><div class=\"t s7_403\" id=\"t20_403\" style=\"left:196px;bottom:859px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Other assets comprise primar</div><div class=\"t sa_403\" id=\"t21_403\" style=\"left:370px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.12px;display:inline;\">ily cash collateral and trades pend</div><div class=\"t s7_403\" id=\"t22_403\" style=\"left:573px;bottom:859px;letter-spacing:-0.12px;word-spacing:-0.16px;display:inline;\">ing settlement. The carrying amount of these </div><div class=\"t sa_403\" id=\"t23_403\" style=\"left:113px;bottom:842px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s7_403\" id=\"t24_403\" style=\"left:166px;bottom:842px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is considered to be a reasonable approximat</div><div class=\"t sa_403\" id=\"t25_403\" style=\"left:504px;bottom:842px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of fa</div><div class=\"t s7_403\" id=\"t26_403\" style=\"left:552px;bottom:842px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ir value as they are either short term in nature or </div><div class=\"t s7_403\" id=\"t27_403\" style=\"left:113px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">re-price to current market rates frequently. </div><div class=\"t s8_403\" id=\"t28_403\" style=\"left:87px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Fair value adjustments </div><div class=\"t s7_403\" id=\"t29_403\" style=\"left:87px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t sa_403\" id=\"t2a_403\" style=\"left:180px;bottom:776px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t s7_403\" id=\"t2b_403\" style=\"left:237px;bottom:776px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t sa_403\" id=\"t2c_403\" style=\"left:343px;bottom:776px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_403\" id=\"t2d_403\" style=\"left:359px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument using a valuation technique, the Group considers adjustments to </div><div class=\"t s7_403\" id=\"t2e_403\" style=\"left:87px;bottom:760px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the modelled price which market partic</div><div class=\"t sa_403\" id=\"t2f_403\" style=\"left:319px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipants would make when pr</div><div class=\"t s7_403\" id=\"t2g_403\" style=\"left:483px;bottom:760px;letter-spacing:-0.16px;display:inline;\">ic</div><div class=\"t sa_403\" id=\"t2h_403\" style=\"left:492px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that </div><div class=\"t s7_403\" id=\"t2i_403\" style=\"left:542px;bottom:760px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. The main valuation adjustments </div><div class=\"t s7_403\" id=\"t2j_403\" style=\"left:87px;bottom:744px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(described further below) in determin</div><div class=\"t sa_403\" id=\"t2k_403\" style=\"left:306px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t s7_403\" id=\"t2l_403\" style=\"left:340px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ir value for \ufb01nanc</div><div class=\"t sa_403\" id=\"t2m_403\" style=\"left:441px;bottom:744px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s7_403\" id=\"t2n_403\" style=\"left:581px;bottom:744px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_403\" id=\"t2o_403\" style=\"left:600px;bottom:744px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_403\" id=\"t2p_403\" style=\"left:606px;bottom:744px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_403\" id=\"t2q_403\" style=\"left:614px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2u_403\" style=\"left:430px;bottom:726px;letter-spacing:-0.08px;display:inline;\">Movement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t34_403\" style=\"left:699px;bottom:726px;letter-spacing:-0.06px;display:inline;\">Movement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2r_403\" style=\"left:356px;bottom:714px;letter-spacing:0.02px;display:inline;\">01.01.23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2v_403\" style=\"left:409px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2y_403\" style=\"left:532px;bottom:714px;display:inline;\">31.12.23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t31_403\" style=\"left:628px;bottom:714px;letter-spacing:0.01px;display:inline;\">01.01.22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t35_403\" style=\"left:679px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t38_403\" style=\"left:804px;bottom:714px;letter-spacing:-0.02px;display:inline;\">31.12.22 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2s_403\" style=\"left:357px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t2t_403\" style=\"left:379px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2w_403\" style=\"left:443px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t2x_403\" style=\"left:466px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2z_403\" style=\"left:530px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t30_403\" style=\"left:553px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t32_403\" style=\"left:627px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t33_403\" style=\"left:648px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t36_403\" style=\"left:714px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t37_403\" style=\"left:735px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t39_403\" style=\"left:800px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t3a_403\" style=\"left:822px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3b_403\" style=\"left:87px;bottom:683px;word-spacing:-0.14px;display:inline;\">Bid-offer valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3c_403\" style=\"left:377px;bottom:683px;letter-spacing:0.04px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3d_403\" style=\"left:468px;bottom:683px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3e_403\" style=\"left:551px;bottom:683px;letter-spacing:0.03px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3f_403\" style=\"left:646px;bottom:683px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3g_403\" style=\"left:739px;bottom:683px;letter-spacing:-0.08px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3h_403\" style=\"left:821px;bottom:683px;letter-spacing:-0.02px;display:inline;\">118 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3i_403\" style=\"left:87px;bottom:664px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3j_403\" style=\"left:378px;bottom:664px;letter-spacing:-0.04px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3k_403\" style=\"left:462px;bottom:664px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3l_403\" style=\"left:551px;bottom:664px;letter-spacing:-0.02px;display:inline;\">119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3m_403\" style=\"left:645px;bottom:664px;letter-spacing:-0.05px;display:inline;\">165 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3n_403\" style=\"left:742px;bottom:664px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3o_403\" style=\"left:821px;bottom:664px;letter-spacing:0.02px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3p_403\" style=\"left:87px;bottom:645px;word-spacing:-0.14px;display:inline;\">Debit valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3q_403\" style=\"left:372px;bottom:645px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3r_403\" style=\"left:463px;bottom:645px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3s_403\" style=\"left:543px;bottom:645px;letter-spacing:0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3t_403\" style=\"left:644px;bottom:645px;letter-spacing:-0.26px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3u_403\" style=\"left:732px;bottom:645px;letter-spacing:-0.52px;display:inline;\">(42) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3v_403\" style=\"left:817px;bottom:645px;letter-spacing:-0.19px;display:inline;\">(112) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3w_403\" style=\"left:87px;bottom:626px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Model valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3x_403\" style=\"left:387px;bottom:626px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3y_403\" style=\"left:476px;bottom:626px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3z_403\" style=\"left:560px;bottom:626px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t40_403\" style=\"left:656px;bottom:626px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t41_403\" style=\"left:738px;bottom:626px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t42_403\" style=\"left:829px;bottom:626px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t43_403\" style=\"left:87px;bottom:607px;word-spacing:-0.13px;display:inline;\">Funding valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t44_403\" style=\"left:379px;bottom:607px;letter-spacing:0.22px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t45_403\" style=\"left:463px;bottom:607px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t46_403\" style=\"left:554px;bottom:607px;letter-spacing:0.12px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t47_403\" style=\"left:656px;bottom:607px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t48_403\" style=\"left:735px;bottom:607px;letter-spacing:0.28px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t49_403\" style=\"left:822px;bottom:607px;letter-spacing:0.28px;display:inline;\">46 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4a_403\" style=\"left:87px;bottom:587px;word-spacing:-0.14px;display:inline;\">Other fair value adjustments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4b_403\" style=\"left:380px;bottom:587px;letter-spacing:0.17px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4c_403\" style=\"left:474px;bottom:587px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4d_403\" style=\"left:554px;bottom:587px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4e_403\" style=\"left:648px;bottom:587px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4f_403\" style=\"left:743px;bottom:587px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4g_403\" style=\"left:823px;bottom:587px;letter-spacing:0.28px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_403\" id=\"t4h_403\" style=\"left:87px;bottom:568px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4i_403\" style=\"left:372px;bottom:568px;letter-spacing:-0.05px;display:inline;\">249 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4j_403\" style=\"left:461px;bottom:568px;letter-spacing:-0.16px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4k_403\" style=\"left:549px;bottom:568px;letter-spacing:-0.19px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4l_403\" style=\"left:645px;bottom:568px;letter-spacing:0.19px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4m_403\" style=\"left:736px;bottom:568px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4n_403\" style=\"left:816px;bottom:568px;letter-spacing:-0.29px;display:inline;\">249 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4o_403\" style=\"left:87px;bottom:530px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Income deferrals </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4p_403\" style=\"left:87px;bottom:511px;word-spacing:-0.14px;display:inline;\">Day 1 and other deferrals </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4q_403\" style=\"left:375px;bottom:511px;letter-spacing:0.12px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4r_403\" style=\"left:461px;bottom:511px;letter-spacing:0.26px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4s_403\" style=\"left:547px;bottom:511px;letter-spacing:0.08px;display:inline;\">109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4t_403\" style=\"left:645px;bottom:511px;letter-spacing:-0.23px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4u_403\" style=\"left:736px;bottom:511px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4v_403\" style=\"left:818px;bottom:511px;letter-spacing:0.1px;display:inline;\">186 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_403\" id=\"t4w_403\" style=\"left:87px;bottom:492px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4x_403\" style=\"left:375px;bottom:492px;letter-spacing:0.12px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4y_403\" style=\"left:461px;bottom:492px;letter-spacing:0.26px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4z_403\" style=\"left:547px;bottom:492px;letter-spacing:0.08px;display:inline;\">109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t50_403\" style=\"left:645px;bottom:492px;letter-spacing:-0.23px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t51_403\" style=\"left:736px;bottom:492px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t52_403\" style=\"left:818px;bottom:492px;letter-spacing:0.1px;display:inline;\">186 </div></td></tr></table><div class=\"t sb_403\" id=\"t53_403\" style=\"left:87px;bottom:468px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Note: Bracket represents an asset and credit to the income statement </div><div class=\"t s7_403\" id=\"t54_403\" style=\"left:87px;bottom:445px;display:inline;\">\u2022 </div><div class=\"t s8_403\" id=\"t55_403\" style=\"left:100px;bottom:445px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Bid-offer valuation adjustment: </div><div class=\"t s7_403\" id=\"t56_403\" style=\"left:295px;bottom:445px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Generally, market parameters are marked on a mid-market basis in the revaluation systems, </div><div class=\"t s7_403\" id=\"t57_403\" style=\"left:100px;bottom:429px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">and a bid-offer valuation adjustment is required to quantify the expected cost of neutralis</div><div class=\"t sa_403\" id=\"t58_403\" style=\"left:629px;bottom:429px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the bus</div><div class=\"t s7_403\" id=\"t59_403\" style=\"left:694px;bottom:429px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iness\u2019 posit</div><div class=\"t sa_403\" id=\"t5a_403\" style=\"left:758px;bottom:429px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions through </div><div class=\"t s7_403\" id=\"t5b_403\" style=\"left:100px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">dealing away in the market, thereby bring</div><div class=\"t sa_403\" id=\"t5c_403\" style=\"left:347px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing long pos</div><div class=\"t s7_403\" id=\"t5d_403\" style=\"left:419px;bottom:413px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_403\" id=\"t5e_403\" style=\"left:427px;bottom:413px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to b</div><div class=\"t s7_403\" id=\"t5f_403\" style=\"left:477px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">id and short posit</div><div class=\"t sa_403\" id=\"t5g_403\" style=\"left:580px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to offer. The methodology to calculate </div><div class=\"t s7_403\" id=\"t5h_403\" style=\"left:100px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the bid-offer adjustment for a derivat</div><div class=\"t sa_403\" id=\"t5i_403\" style=\"left:321px;bottom:397px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive portfol</div><div class=\"t s7_403\" id=\"t5j_403\" style=\"left:381px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">io involves netting between long and short posit</div><div class=\"t sa_403\" id=\"t5k_403\" style=\"left:664px;bottom:397px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions and the group</div><div class=\"t s7_403\" id=\"t5l_403\" style=\"left:775px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing of risk </div><div class=\"t s7_403\" id=\"t5m_403\" style=\"left:100px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">by strike and tenor based on the hedging strategy where long posit</div><div class=\"t sa_403\" id=\"t5n_403\" style=\"left:496px;bottom:381px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions are marked to b</div><div class=\"t s7_403\" id=\"t5o_403\" style=\"left:617px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">id and short posit</div><div class=\"t sa_403\" id=\"t5p_403\" style=\"left:720px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions marked to offer </div><div class=\"t s7_403\" id=\"t5q_403\" style=\"left:100px;bottom:365px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">in the systems. </div><div class=\"t s7_403\" id=\"t5r_403\" style=\"left:87px;bottom:341px;display:inline;\">\u2022 </div><div class=\"t s8_403\" id=\"t5s_403\" style=\"left:100px;bottom:341px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Credit valuation adjustment (CVA): </div><div class=\"t s7_403\" id=\"t5t_403\" style=\"left:317px;bottom:341px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group accounts for CVA against the fair value of derivat</div><div class=\"t sa_403\" id=\"t5u_403\" style=\"left:673px;bottom:341px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ive products. CVA </div><div class=\"t s7_403\" id=\"t5v_403\" style=\"left:779px;bottom:341px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is an </div><div class=\"t s7_403\" id=\"t5w_403\" style=\"left:100px;bottom:325px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">adjustment to the fair value of the transactions to re\ufb02ect the possib</div><div class=\"t sa_403\" id=\"t5x_403\" style=\"left:496px;bottom:325px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_403\" id=\"t5y_403\" style=\"left:502px;bottom:325px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity that our counterparties may default and we may </div><div class=\"t s7_403\" id=\"t5z_403\" style=\"left:100px;bottom:309px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not receive the full market value of the outstanding transactions. It represents an estimate of the adjustment a market </div><div class=\"t s7_403\" id=\"t60_403\" style=\"left:100px;bottom:293px;letter-spacing:-0.1px;display:inline;\">partic</div><div class=\"t sa_403\" id=\"t61_403\" style=\"left:135px;bottom:293px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipant would </div><div class=\"t s7_403\" id=\"t62_403\" style=\"left:208px;bottom:293px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">include when deriv</div><div class=\"t sa_403\" id=\"t63_403\" style=\"left:319px;bottom:293px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing a purchase pr</div><div class=\"t s7_403\" id=\"t64_403\" style=\"left:422px;bottom:293px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ice to acquire our exposures. CVA is calculated for each subsid</div><div class=\"t sa_403\" id=\"t65_403\" style=\"left:786px;bottom:293px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">iary, and </div><div class=\"t s7_403\" id=\"t66_403\" style=\"left:100px;bottom:277px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t sa_403\" id=\"t67_403\" style=\"left:126px;bottom:277px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in each ent</div><div class=\"t s7_403\" id=\"t68_403\" style=\"left:191px;bottom:277px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity for each counterparty to which the entity has exposure and takes account of any collateral we may hold. </div><div class=\"t s7_403\" id=\"t69_403\" style=\"left:100px;bottom:261px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group calculates the CVA by using estimates of future posit</div><div class=\"t sa_403\" id=\"t6a_403\" style=\"left:475px;bottom:261px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ive exposure, market-</div><div class=\"t s7_403\" id=\"t6b_403\" style=\"left:600px;bottom:261px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_403\" id=\"t6c_403\" style=\"left:626px;bottom:261px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied probab</div><div class=\"t s7_403\" id=\"t6d_403\" style=\"left:692px;bottom:261px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sa_403\" id=\"t6e_403\" style=\"left:697px;bottom:261px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ity of default (PD) and </div><div class=\"t s7_403\" id=\"t6f_403\" style=\"left:100px;bottom:245px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">recovery rates. Where market-impl</div><div class=\"t sa_403\" id=\"t6g_403\" style=\"left:304px;bottom:245px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied data </div><div class=\"t s7_403\" id=\"t6h_403\" style=\"left:358px;bottom:245px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is not readily available, we use market-based proxies to estimate the PD. Wrong- </div><div class=\"t s7_403\" id=\"t6i_403\" style=\"left:100px;bottom:229px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">way risk occurs when the exposure to a counterparty is adversely correlated with the credit quality of that counterparty, </div><div class=\"t s7_403\" id=\"t6j_403\" style=\"left:100px;bottom:213px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and the Group has implemented a model to capture this impact for key wrong-way exposures. The Group also captures </div><div class=\"t s7_403\" id=\"t6k_403\" style=\"left:100px;bottom:197px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the uncertaint</div><div class=\"t sa_403\" id=\"t6l_403\" style=\"left:184px;bottom:197px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies assoc</div><div class=\"t s7_403\" id=\"t6m_403\" style=\"left:236px;bottom:197px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">iated with wrong-way risk in the Group\u2019s Prudential Valuation Adjustments framework. </div><div></div><div class=\"t s5_404\" id=\"t7_404\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_404\" id=\"t8_404\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_404\" id=\"t9_404\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_404\" id=\"ta_404\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s8_404\" id=\"tb_404\" style=\"left:69px;bottom:1163px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"tc_404\" style=\"left:82px;bottom:1163px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">Debit valuation adjustment (DVA): </div><div class=\"t sa_404\" id=\"td_404\" style=\"left:296px;bottom:1163px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group calculates DVA adjustments on its derivat</div><div class=\"t s8_404\" id=\"te_404\" style=\"left:608px;bottom:1163px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive l</div><div class=\"t sa_404\" id=\"tf_404\" style=\"left:630px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"tg_404\" style=\"left:649px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"th_404\" style=\"left:655px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"ti_404\" style=\"left:663px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies to re\ufb02ect changes </div><div class=\"t sa_404\" id=\"tj_404\" style=\"left:790px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">in </div><div class=\"t sa_404\" id=\"tk_404\" style=\"left:82px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">its own credit standing. The Group\u2019s DVA adjustments will increase if its credit standing worsens and conversely, decrease if </div><div class=\"t sa_404\" id=\"tl_404\" style=\"left:82px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">its credit standing improves. For derivat</div><div class=\"t s8_404\" id=\"tm_404\" style=\"left:314px;bottom:1131px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive l</div><div class=\"t sa_404\" id=\"tn_404\" style=\"left:336px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"to_404\" style=\"left:355px;bottom:1131px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"tp_404\" style=\"left:361px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"tq_404\" style=\"left:369px;bottom:1131px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ies, a DVA adjustment </div><div class=\"t sa_404\" id=\"tr_404\" style=\"left:501px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">is determined by applying the Group\u2019s probabil</div><div class=\"t s8_404\" id=\"ts_404\" style=\"left:777px;bottom:1131px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sa_404\" id=\"tt_404\" style=\"left:82px;bottom:1115px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">of default to the Group\u2019s negative expected exposure against the counterparty. The Group\u2019s probabil</div><div class=\"t s8_404\" id=\"tu_404\" style=\"left:675px;bottom:1115px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity of default and loss </div><div class=\"t sa_404\" id=\"tv_404\" style=\"left:82px;bottom:1099px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">expected in the event of default is derived based on bond and CDS spreads associated with the Group\u2019s issuances and </div><div class=\"t sa_404\" id=\"tw_404\" style=\"left:82px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">market standard recovery levels. The expected exposure is modelled based on the simulat</div><div class=\"t s8_404\" id=\"tx_404\" style=\"left:613px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of the underly</div><div class=\"t sa_404\" id=\"ty_404\" style=\"left:715px;bottom:1083px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing risk factors </div><div class=\"t sa_404\" id=\"tz_404\" style=\"left:82px;bottom:1067px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">over the expected life of the deal. This simulat</div><div class=\"t s8_404\" id=\"t10_404\" style=\"left:352px;bottom:1067px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ion methodology </div><div class=\"t sa_404\" id=\"t11_404\" style=\"left:456px;bottom:1067px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">incorporates the collateral posted by the Group and the </div><div class=\"t sa_404\" id=\"t12_404\" style=\"left:82px;bottom:1051px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">effects of master netting agreements. </div><div class=\"t s8_404\" id=\"t13_404\" style=\"left:69px;bottom:1027px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t14_404\" style=\"left:82px;bottom:1027px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Model valuation adjustment: </div><div class=\"t sa_404\" id=\"t15_404\" style=\"left:261px;bottom:1027px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Valuation models may have pric</div><div class=\"t s8_404\" id=\"t16_404\" style=\"left:452px;bottom:1027px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing de\ufb01cienc</div><div class=\"t sa_404\" id=\"t17_404\" style=\"left:526px;bottom:1027px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies or lim</div><div class=\"t s8_404\" id=\"t18_404\" style=\"left:577px;bottom:1027px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t sa_404\" id=\"t19_404\" style=\"left:598px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions that require a valuation </div><div class=\"t sa_404\" id=\"t1a_404\" style=\"left:82px;bottom:1011px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">adjustment. These pric</div><div class=\"t s8_404\" id=\"t1b_404\" style=\"left:217px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing de\ufb01cienc</div><div class=\"t sa_404\" id=\"t1c_404\" style=\"left:292px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies or lim</div><div class=\"t s8_404\" id=\"t1d_404\" style=\"left:342px;bottom:1011px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t sa_404\" id=\"t1e_404\" style=\"left:363px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions arise due to the choice, implementat</div><div class=\"t s8_404\" id=\"t1f_404\" style=\"left:605px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion and cal</div><div class=\"t sa_404\" id=\"t1g_404\" style=\"left:671px;bottom:1011px;letter-spacing:-0.16px;display:inline;\">ibrat</div><div class=\"t s8_404\" id=\"t1h_404\" style=\"left:699px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_404\" id=\"t1i_404\" style=\"left:82px;bottom:995px;letter-spacing:-0.11px;display:inline;\">pric</div><div class=\"t s8_404\" id=\"t1j_404\" style=\"left:104px;bottom:995px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing model. </div><div class=\"t s8_404\" id=\"t1k_404\" style=\"left:69px;bottom:971px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t1l_404\" style=\"left:82px;bottom:971px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Funding valuation adjustment (FVA): </div><div class=\"t sa_404\" id=\"t1m_404\" style=\"left:309px;bottom:971px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group makes FVA adjustments against derivat</div><div class=\"t s8_404\" id=\"t1n_404\" style=\"left:612px;bottom:971px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ive products, </div><div class=\"t sa_404\" id=\"t1o_404\" style=\"left:689px;bottom:971px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_404\" id=\"t1p_404\" style=\"left:725px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing embedded </div><div class=\"t sa_404\" id=\"t1q_404\" style=\"left:82px;bottom:955px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_404\" id=\"t1r_404\" style=\"left:125px;bottom:955px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ives. FVA re\ufb02ects an est</div><div class=\"t sa_404\" id=\"t1s_404\" style=\"left:261px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">imate of the adjustment to its fair value that a market partic</div><div class=\"t s8_404\" id=\"t1t_404\" style=\"left:616px;bottom:955px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipant would make to </div><div class=\"t sa_404\" id=\"t1u_404\" style=\"left:741px;bottom:955px;letter-spacing:-0.12px;display:inline;\">incorporate </div><div class=\"t sa_404\" id=\"t1v_404\" style=\"left:82px;bottom:939px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">funding costs or bene\ufb01ts that could arise in relation to the exposure. FVA is calculated by determin</div><div class=\"t s8_404\" id=\"t1w_404\" style=\"left:659px;bottom:939px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing the net expected </div><div class=\"t sa_404\" id=\"t1x_404\" style=\"left:82px;bottom:923px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure at a counterparty level and then applying a funding rate to those exposures that re\ufb02ect the market cost of funding. </div><div class=\"t sa_404\" id=\"t1y_404\" style=\"left:82px;bottom:907px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">The FVA for uncollateralised (includ</div><div class=\"t s8_404\" id=\"t1z_404\" style=\"left:292px;bottom:907px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing part</div><div class=\"t sa_404\" id=\"t20_404\" style=\"left:339px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially collateralised) derivat</div><div class=\"t s8_404\" id=\"t21_404\" style=\"left:494px;bottom:907px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t sa_404\" id=\"t22_404\" style=\"left:519px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">incorporates the estimated present value of the </div><div class=\"t sa_404\" id=\"t23_404\" style=\"left:82px;bottom:891px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">market funding cost or bene\ufb01t associated with funding these transactions. </div><div class=\"t s8_404\" id=\"t24_404\" style=\"left:69px;bottom:867px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t25_404\" style=\"left:82px;bottom:867px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Other fair value adjustments: </div><div class=\"t sa_404\" id=\"t26_404\" style=\"left:263px;bottom:867px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group calculates the fair value on the interest rate callable products by calibrat</div><div class=\"t s8_404\" id=\"t27_404\" style=\"left:755px;bottom:867px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing to a set </div><div class=\"t sa_404\" id=\"t28_404\" style=\"left:82px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of market prices with differ</div><div class=\"t s8_404\" id=\"t29_404\" style=\"left:240px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t sa_404\" id=\"t2a_404\" style=\"left:298px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity, expiry and strike of the trades. </div><div class=\"t s8_404\" id=\"t2b_404\" style=\"left:69px;bottom:826px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t2c_404\" style=\"left:82px;bottom:826px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Day one and other deferrals: </div><div class=\"t sa_404\" id=\"t2d_404\" style=\"left:259px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In certain circumstances the in</div><div class=\"t s8_404\" id=\"t2e_404\" style=\"left:437px;bottom:826px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2f_404\" style=\"left:445px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value is based on a valuation technique which differs </div><div class=\"t sa_404\" id=\"t2g_404\" style=\"left:82px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to the transaction price at the time of in</div><div class=\"t s8_404\" id=\"t2h_404\" style=\"left:316px;bottom:810px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2i_404\" style=\"left:324px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_404\" id=\"t2j_404\" style=\"left:390px;bottom:810px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion. However, these ga</div><div class=\"t sa_404\" id=\"t2k_404\" style=\"left:523px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ins can only be recognised when the valuation </div><div class=\"t sa_404\" id=\"t2l_404\" style=\"left:82px;bottom:794px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">technique used is based primar</div><div class=\"t s8_404\" id=\"t2m_404\" style=\"left:267px;bottom:794px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ily on observable market data. In those cases where the </div><div class=\"t sa_404\" id=\"t2n_404\" style=\"left:597px;bottom:794px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_404\" id=\"t2o_404\" style=\"left:607px;bottom:794px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2p_404\" style=\"left:615px;bottom:794px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised fair value is based </div><div class=\"t sa_404\" id=\"t2q_404\" style=\"left:82px;bottom:778px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on a valuation model that uses inputs which are not observable in the market, the difference between the transaction price </div><div class=\"t sa_404\" id=\"t2r_404\" style=\"left:82px;bottom:762px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and the valuation model is not recognised immed</div><div class=\"t s8_404\" id=\"t2s_404\" style=\"left:376px;bottom:762px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_404\" id=\"t2t_404\" style=\"left:411px;bottom:762px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the income statement. The difference is amortised to the income </div><div class=\"t sa_404\" id=\"t2u_404\" style=\"left:82px;bottom:746px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">statement until the inputs become observable, or the transaction matures or is terminated. Other deferrals primar</div><div class=\"t s8_404\" id=\"t2v_404\" style=\"left:753px;bottom:746px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t sa_404\" id=\"t2w_404\" style=\"left:82px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">represent adjustments taken to re\ufb02ect the specif</div><div class=\"t s8_404\" id=\"t2x_404\" style=\"left:369px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic terms and cond</div><div class=\"t sa_404\" id=\"t2y_404\" style=\"left:474px;bottom:730px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t2z_404\" style=\"left:482px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of certa</div><div class=\"t sa_404\" id=\"t30_404\" style=\"left:555px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in derivat</div><div class=\"t s8_404\" id=\"t31_404\" style=\"left:610px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive contracts wh</div><div class=\"t sa_404\" id=\"t32_404\" style=\"left:707px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich affect the </div><div class=\"t sa_404\" id=\"t33_404\" style=\"left:82px;bottom:714px;letter-spacing:-0.12px;display:inline;\">terminat</div><div class=\"t s8_404\" id=\"t34_404\" style=\"left:134px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion value at the measurement date. </div><div class=\"t sa_404\" id=\"t35_404\" style=\"left:69px;bottom:690px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t s8_404\" id=\"t36_404\" style=\"left:115px;bottom:690px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, the Group calculates own cred</div><div class=\"t sa_404\" id=\"t37_404\" style=\"left:319px;bottom:690px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">it adjustment (OCA) on its issued debt designated at fair value, includ</div><div class=\"t s8_404\" id=\"t38_404\" style=\"left:728px;bottom:690px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing structured </div><div class=\"t sa_404\" id=\"t39_404\" style=\"left:69px;bottom:674px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">notes, in order to re\ufb02ect changes in its own credit standing. Issued debt is discounted util</div><div class=\"t s8_404\" id=\"t3a_404\" style=\"left:587px;bottom:674px;letter-spacing:-0.16px;display:inline;\">is</div><div class=\"t sa_404\" id=\"t3b_404\" style=\"left:595px;bottom:674px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the spread at which sim</div><div class=\"t s8_404\" id=\"t3c_404\" style=\"left:757px;bottom:674px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t3d_404\" style=\"left:69px;bottom:658px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments would be issued or bought back at the measurement date as this re\ufb02ects the value from the perspective of a </div><div class=\"t sa_404\" id=\"t3e_404\" style=\"left:69px;bottom:642px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">market partic</div><div class=\"t s8_404\" id=\"t3f_404\" style=\"left:150px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipant who holds the </div><div class=\"t sa_404\" id=\"t3g_404\" style=\"left:270px;bottom:642px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s8_404\" id=\"t3h_404\" style=\"left:301px;bottom:642px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t sa_404\" id=\"t3i_404\" style=\"left:324px;bottom:642px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">item as an asset. OCA measures the difference between the fair value of issued </div><div class=\"t sa_404\" id=\"t3j_404\" style=\"left:69px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">debt as of reporting date and theoretical fair values of issued debt adjusted up or down for changes in own credit spreads </div><div class=\"t sa_404\" id=\"t3k_404\" style=\"left:69px;bottom:610px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">from incept</div><div class=\"t s8_404\" id=\"t3l_404\" style=\"left:138px;bottom:610px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion date to the measurement date. Under IFRS 9 the change </div><div class=\"t sa_404\" id=\"t3m_404\" style=\"left:495px;bottom:610px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in the OCA component is reported under other </div><div class=\"t sa_404\" id=\"t3n_404\" style=\"left:69px;bottom:594px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">comprehensive income. The Group\u2019s OCA reserve will increase if its credit standing worsens in comparison with the incept</div><div class=\"t s8_404\" id=\"t3o_404\" style=\"left:782px;bottom:594px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_404\" id=\"t3p_404\" style=\"left:69px;bottom:578px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of the trade and, conversely, decrease if its credit standing improves. The Group\u2019s OCA reserve will reverse over time as its </div><div class=\"t sa_404\" id=\"t3q_404\" style=\"left:69px;bottom:562px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_404\" id=\"t3r_404\" style=\"left:91px;bottom:562px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t3s_404\" style=\"left:97px;bottom:562px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t3t_404\" style=\"left:105px;bottom:562px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies mature. </div><div class=\"t s9_404\" id=\"t3u_404\" style=\"left:69px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hierarchy \u2013 \ufb01nanc</div><div class=\"t sb_404\" id=\"t3v_404\" style=\"left:238px;bottom:530px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s9_404\" id=\"t3w_404\" style=\"left:255px;bottom:530px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments held at fair value </div><div class=\"t sa_404\" id=\"t3x_404\" style=\"left:69px;bottom:511px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t s8_404\" id=\"t3y_404\" style=\"left:256px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_404\" id=\"t3z_404\" style=\"left:342px;bottom:511px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"t40_404\" style=\"left:361px;bottom:511px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t41_404\" style=\"left:367px;bottom:511px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t42_404\" style=\"left:375px;bottom:511px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_404\" id=\"t43_404\" style=\"left:393px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_404\" id=\"t44_404\" style=\"left:69px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t s8_404\" id=\"t45_404\" style=\"left:308px;bottom:495px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t46_404\" style=\"left:313px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t s8_404\" id=\"t47_404\" style=\"left:455px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_404\" id=\"t48_404\" style=\"left:658px;bottom:495px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t s8_404\" id=\"t49_404\" style=\"left:701px;bottom:495px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_404\" id=\"t4a_404\" style=\"left:722px;bottom:495px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s8_404\" id=\"t4b_404\" style=\"left:774px;bottom:495px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion on </div><div class=\"t sa_404\" id=\"t4c_404\" style=\"left:69px;bottom:479px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">an ongoing basis. Wherever possible, fair values have been calculated using unadjusted quoted market prices in active markets </div><div class=\"t sa_404\" id=\"t4d_404\" style=\"left:69px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">for ident</div><div class=\"t s8_404\" id=\"t4e_404\" style=\"left:119px;bottom:463px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t sa_404\" id=\"t4f_404\" style=\"left:142px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held by the Group. Where quoted market prices are not available, or are unreliable because of poor </div><div class=\"t sa_404\" id=\"t4g_404\" style=\"left:69px;bottom:447px;letter-spacing:-0.16px;display:inline;\">liqu</div><div class=\"t s8_404\" id=\"t4h_404\" style=\"left:91px;bottom:447px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t sa_404\" id=\"t4i_404\" style=\"left:101px;bottom:447px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity, fair values have been determined using valuation techniques which, to the extent possible, use market observable </div><div class=\"t sa_404\" id=\"t4j_404\" style=\"left:69px;bottom:431px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inputs, but in some cases use non-market observable inputs. Valuation techniques used include discounted cash \ufb02ow analysis </div><div class=\"t sa_404\" id=\"t4k_404\" style=\"left:69px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and pric</div><div class=\"t s8_404\" id=\"t4l_404\" style=\"left:118px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing models and, where appropr</div><div class=\"t sa_404\" id=\"t4m_404\" style=\"left:304px;bottom:415px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iate, comparison with instruments that have characterist</div><div class=\"t s8_404\" id=\"t4n_404\" style=\"left:639px;bottom:415px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics s</div><div class=\"t sa_404\" id=\"t4o_404\" style=\"left:662px;bottom:415px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_404\" id=\"t4p_404\" style=\"left:677px;bottom:415px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ilar to those of the </div><div class=\"t sa_404\" id=\"t4q_404\" style=\"left:69px;bottom:399px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments held by the Group. </div><div class=\"t sa_404\" id=\"t4r_404\" style=\"left:69px;bottom:375px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Assets and liab</div><div class=\"t s8_404\" id=\"t4s_404\" style=\"left:159px;bottom:375px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t4t_404\" style=\"left:165px;bottom:375px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t4u_404\" style=\"left:173px;bottom:375px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies carr</div><div class=\"t sa_404\" id=\"t4v_404\" style=\"left:215px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied at fair value or for which fair values are disclosed have been classif</div><div class=\"t s8_404\" id=\"t4w_404\" style=\"left:625px;bottom:375px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t sa_404\" id=\"t4x_404\" style=\"left:646px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">into three levels according to </div><div class=\"t sa_404\" id=\"t4y_404\" style=\"left:69px;bottom:359px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">the observabil</div><div class=\"t s8_404\" id=\"t4z_404\" style=\"left:154px;bottom:359px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity of the s</div><div class=\"t sa_404\" id=\"t50_404\" style=\"left:214px;bottom:359px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_404\" id=\"t51_404\" style=\"left:233px;bottom:359px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_404\" id=\"t52_404\" style=\"left:272px;bottom:359px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inputs used to determine the fair values. Changes in the observabil</div><div class=\"t s8_404\" id=\"t53_404\" style=\"left:665px;bottom:359px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of s</div><div class=\"t sa_404\" id=\"t54_404\" style=\"left:702px;bottom:359px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_404\" id=\"t55_404\" style=\"left:721px;bottom:359px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sa_404\" id=\"t56_404\" style=\"left:799px;bottom:359px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_404\" id=\"t57_404\" style=\"left:69px;bottom:343px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inputs during the reporting period may result in a transfer of assets and liab</div><div class=\"t s8_404\" id=\"t58_404\" style=\"left:513px;bottom:343px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t59_404\" style=\"left:519px;bottom:343px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t5a_404\" style=\"left:527px;bottom:343px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t sa_404\" id=\"t5b_404\" style=\"left:556px;bottom:343px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_404\" id=\"t5c_404\" style=\"left:571px;bottom:343px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in the fa</div><div class=\"t sa_404\" id=\"t5d_404\" style=\"left:619px;bottom:343px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ir value hierarchy. The Group </div><div class=\"t sa_404\" id=\"t5e_404\" style=\"left:69px;bottom:327px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognises transfers between levels of the fair value hierarchy when there is a sign</div><div class=\"t s8_404\" id=\"t5f_404\" style=\"left:550px;bottom:327px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant change </div><div class=\"t sa_404\" id=\"t5g_404\" style=\"left:638px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in either its princ</div><div class=\"t s8_404\" id=\"t5h_404\" style=\"left:734px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal market </div><div class=\"t sa_404\" id=\"t5i_404\" style=\"left:69px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">or the level of observabil</div><div class=\"t s8_404\" id=\"t5j_404\" style=\"left:213px;bottom:311px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of the </div><div class=\"t sa_404\" id=\"t5k_404\" style=\"left:267px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inputs to the valuation techniques as at the end of the reporting period. </div><div class=\"t s8_404\" id=\"t5l_404\" style=\"left:69px;bottom:287px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t5m_404\" style=\"left:82px;bottom:287px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Level 1: </div><div class=\"t sa_404\" id=\"t5n_404\" style=\"left:128px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Fair value measurements are those derived from unadjusted quoted prices in active markets for ident</div><div class=\"t s8_404\" id=\"t5o_404\" style=\"left:723px;bottom:287px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ical assets </div><div class=\"t sa_404\" id=\"t5p_404\" style=\"left:82px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">or liab</div><div class=\"t s8_404\" id=\"t5q_404\" style=\"left:119px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t5r_404\" style=\"left:125px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t5s_404\" style=\"left:132px;bottom:271px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s8_404\" id=\"t5t_404\" style=\"left:69px;bottom:247px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t5u_404\" style=\"left:82px;bottom:247px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">Level 2: </div><div class=\"t sa_404\" id=\"t5v_404\" style=\"left:130px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Fair value measurements are those with quoted prices for sim</div><div class=\"t s8_404\" id=\"t5w_404\" style=\"left:491px;bottom:247px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t5x_404\" style=\"left:512px;bottom:247px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments in active markets or quoted prices for </div><div class=\"t sa_404\" id=\"t5y_404\" style=\"left:82px;bottom:231px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s8_404\" id=\"t5z_404\" style=\"left:113px;bottom:231px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ical or s</div><div class=\"t sa_404\" id=\"t60_404\" style=\"left:156px;bottom:231px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_404\" id=\"t61_404\" style=\"left:171px;bottom:231px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t62_404\" style=\"left:192px;bottom:231px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments in inact</div><div class=\"t s8_404\" id=\"t63_404\" style=\"left:308px;bottom:231px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive markets and \ufb01nancial </div><div class=\"t sa_404\" id=\"t64_404\" style=\"left:459px;bottom:231px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments valued using models where all sign</div><div class=\"t s8_404\" id=\"t65_404\" style=\"left:737px;bottom:231px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_404\" id=\"t66_404\" style=\"left:776px;bottom:231px;letter-spacing:-0.07px;display:inline;\">inputs </div><div class=\"t s8_404\" id=\"t67_404\" style=\"left:82px;bottom:215px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">are observable. </div><div class=\"t s8_404\" id=\"t68_404\" style=\"left:69px;bottom:191px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t69_404\" style=\"left:82px;bottom:191px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">Level 3: </div><div class=\"t sa_404\" id=\"t6a_404\" style=\"left:130px;bottom:191px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair value measurements are those where inputs which could have a sign</div><div class=\"t s8_404\" id=\"t6b_404\" style=\"left:559px;bottom:191px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant effect on the </div><div class=\"t sa_404\" id=\"t6c_404\" style=\"left:677px;bottom:191px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument\u2019s valuation </div><div class=\"t s8_404\" id=\"t6d_404\" style=\"left:82px;bottom:175px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">are not based on observable market data. </div><div></div><div class=\"t s4_405\" id=\"t6_405\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_405\" id=\"t7_405\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_405\" id=\"t8_405\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_405\" id=\"t9_405\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_405\" id=\"ta_405\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The following tables show the classif</div><div class=\"t s8_405\" id=\"tb_405\" style=\"left:303px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_405\" id=\"tc_405\" style=\"left:325px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t s8_405\" id=\"td_405\" style=\"left:398px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_405\" id=\"te_405\" style=\"left:415px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments held at fair value into the valuation hierarchy: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tg_405\" style=\"left:546px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tj_405\" style=\"left:630px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tm_405\" style=\"left:717px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tp_405\" style=\"left:811px;bottom:1145px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"tf_405\" style=\"left:87px;bottom:1133px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"th_405\" style=\"left:538px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"ti_405\" style=\"left:561px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tk_405\" style=\"left:625px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"tl_405\" style=\"left:648px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tn_405\" style=\"left:712px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"to_405\" style=\"left:734px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tq_405\" style=\"left:798px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"tr_405\" style=\"left:821px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"ts_405\" style=\"left:87px;bottom:1115px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sa_405\" id=\"tt_405\" style=\"left:125px;bottom:1115px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s9_405\" id=\"tu_405\" style=\"left:142px;bottom:1115px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"tv_405\" style=\"left:100px;bottom:1097px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tw_405\" style=\"left:570px;bottom:1097px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tx_405\" style=\"left:631px;bottom:1097px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"ty_405\" style=\"left:743px;bottom:1097px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tz_405\" style=\"left:804px;bottom:1097px;letter-spacing:0.19px;display:inline;\">2,265 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t10_405\" style=\"left:100px;bottom:1078px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t11_405\" style=\"left:570px;bottom:1078px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t12_405\" style=\"left:632px;bottom:1078px;letter-spacing:0.07px;display:inline;\">5,252 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t13_405\" style=\"left:719px;bottom:1078px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t14_405\" style=\"left:808px;bottom:1078px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t15_405\" style=\"left:100px;bottom:1060px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t sc_405\" id=\"t16_405\" style=\"left:359px;bottom:1060px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sb_405\" id=\"t17_405\" style=\"left:450px;bottom:1060px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t18_405\" style=\"left:570px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t19_405\" style=\"left:623px;bottom:1060px;letter-spacing:-0.09px;display:inline;\">79,484 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1a_405\" style=\"left:718px;bottom:1060px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1b_405\" style=\"left:799px;bottom:1060px;letter-spacing:0.03px;display:inline;\">81,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1c_405\" style=\"left:100px;bottom:1042px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t1d_405\" style=\"left:168px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_405\" id=\"t1e_405\" style=\"left:252px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_405\" id=\"t1f_405\" style=\"left:263px;bottom:1042px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_405\" id=\"t1g_405\" style=\"left:293px;bottom:1042px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1h_405\" style=\"left:539px;bottom:1042px;letter-spacing:-0.26px;display:inline;\">27,055 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1i_405\" style=\"left:624px;bottom:1042px;letter-spacing:0.13px;display:inline;\">24,635 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1j_405\" style=\"left:720px;bottom:1042px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1k_405\" style=\"left:799px;bottom:1042px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1l_405\" style=\"left:100px;bottom:1024px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1m_405\" style=\"left:113px;bottom:1006px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1n_405\" style=\"left:537px;bottom:1006px;letter-spacing:0.12px;display:inline;\">23,465 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1o_405\" style=\"left:631px;bottom:1006px;letter-spacing:0.11px;display:inline;\">6,557 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1p_405\" style=\"left:743px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1q_405\" style=\"left:796px;bottom:1006px;letter-spacing:-0.03px;display:inline;\">30,022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t1r_405\" style=\"left:113px;bottom:987px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sb_405\" id=\"t1s_405\" style=\"left:343px;bottom:987px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t1t_405\" style=\"left:363px;bottom:987px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t1u_405\" style=\"left:382px;bottom:987px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t1v_405\" style=\"left:404px;bottom:994px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1w_405\" style=\"left:568px;bottom:987px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1x_405\" style=\"left:630px;bottom:987px;letter-spacing:-0.07px;display:inline;\">4,062 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1y_405\" style=\"left:727px;bottom:987px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1z_405\" style=\"left:806px;bottom:987px;letter-spacing:-0.01px;display:inline;\">4,412 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t20_405\" style=\"left:113px;bottom:969px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sb_405\" id=\"t21_405\" style=\"left:217px;bottom:969px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t22_405\" style=\"left:237px;bottom:969px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t23_405\" style=\"left:256px;bottom:969px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t24_405\" style=\"left:278px;bottom:976px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t25_405\" style=\"left:544px;bottom:969px;letter-spacing:0.16px;display:inline;\">3,586 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t26_405\" style=\"left:627px;bottom:969px;display:inline;\">14,016 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t27_405\" style=\"left:730px;bottom:969px;letter-spacing:0.09px;display:inline;\">916 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t28_405\" style=\"left:801px;bottom:969px;letter-spacing:0.12px;display:inline;\">18,518 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t29_405\" style=\"left:100px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2a_405\" style=\"left:544px;bottom:933px;letter-spacing:0.28px;display:inline;\">2,386 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2b_405\" style=\"left:641px;bottom:933px;letter-spacing:-0.22px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2c_405\" style=\"left:729px;bottom:933px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2d_405\" style=\"left:803px;bottom:933px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2e_405\" style=\"left:87px;bottom:915px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_405\" id=\"t2f_405\" style=\"left:128px;bottom:915px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_405\" id=\"t2g_405\" style=\"left:197px;bottom:915px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2h_405\" style=\"left:554px;bottom:915px;letter-spacing:0.07px;display:inline;\">954 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2i_405\" style=\"left:621px;bottom:915px;letter-spacing:-0.14px;display:inline;\">49,400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2j_405\" style=\"left:734px;bottom:915px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2k_405\" style=\"left:795px;bottom:915px;letter-spacing:0.08px;display:inline;\">50,434 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2l_405\" style=\"left:100px;bottom:897px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2m_405\" style=\"left:113px;bottom:878px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2n_405\" style=\"left:557px;bottom:878px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2o_405\" style=\"left:625px;bottom:878px;letter-spacing:0.02px;display:inline;\">42,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2p_405\" style=\"left:735px;bottom:878px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2q_405\" style=\"left:796px;bottom:878px;letter-spacing:0.17px;display:inline;\">42,568 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2r_405\" style=\"left:113px;bottom:860px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2s_405\" style=\"left:562px;bottom:860px;letter-spacing:-0.06px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2t_405\" style=\"left:631px;bottom:860px;letter-spacing:0.1px;display:inline;\">6,293 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2u_405\" style=\"left:742px;bottom:860px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2v_405\" style=\"left:804px;bottom:860px;letter-spacing:0.19px;display:inline;\">6,336 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2w_405\" style=\"left:113px;bottom:842px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2x_405\" style=\"left:570px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2y_405\" style=\"left:641px;bottom:842px;letter-spacing:0.2px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2z_405\" style=\"left:735px;bottom:842px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t30_405\" style=\"left:814px;bottom:842px;letter-spacing:0.15px;display:inline;\">485 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t31_405\" style=\"left:113px;bottom:824px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t32_405\" style=\"left:570px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t33_405\" style=\"left:649px;bottom:824px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t34_405\" style=\"left:742px;bottom:824px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t35_405\" style=\"left:822px;bottom:824px;letter-spacing:0.01px;display:inline;\">75 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t36_405\" style=\"left:113px;bottom:806px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t37_405\" style=\"left:555px;bottom:806px;letter-spacing:-0.05px;display:inline;\">788 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t38_405\" style=\"left:644px;bottom:806px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t39_405\" style=\"left:743px;bottom:806px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3a_405\" style=\"left:814px;bottom:806px;letter-spacing:-0.14px;display:inline;\">970 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t3b_405\" style=\"left:87px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t sa_405\" id=\"t3c_405\" style=\"left:192px;bottom:769px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3d_405\" style=\"left:100px;bottom:751px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t3e_405\" style=\"left:168px;bottom:751px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_405\" id=\"t3f_405\" style=\"left:252px;bottom:751px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_405\" id=\"t3g_405\" style=\"left:263px;bottom:751px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_405\" id=\"t3h_405\" style=\"left:293px;bottom:751px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3i_405\" style=\"left:536px;bottom:751px;letter-spacing:0.01px;display:inline;\">55,060 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3j_405\" style=\"left:626px;bottom:751px;letter-spacing:-0.07px;display:inline;\">48,196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3k_405\" style=\"left:736px;bottom:751px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3l_405\" style=\"left:792px;bottom:751px;letter-spacing:0.1px;display:inline;\">103,328 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3m_405\" style=\"left:100px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3n_405\" style=\"left:113px;bottom:715px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3o_405\" style=\"left:539px;bottom:715px;letter-spacing:-0.18px;display:inline;\">47,225 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3p_405\" style=\"left:626px;bottom:715px;letter-spacing:-0.03px;display:inline;\">18,983 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3q_405\" style=\"left:738px;bottom:715px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3r_405\" style=\"left:797px;bottom:715px;letter-spacing:0.12px;display:inline;\">66,259 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t3s_405\" style=\"left:113px;bottom:697px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sb_405\" id=\"t3t_405\" style=\"left:343px;bottom:697px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t3u_405\" style=\"left:363px;bottom:697px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t3v_405\" style=\"left:382px;bottom:697px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t3w_405\" style=\"left:404px;bottom:703px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3x_405\" style=\"left:554px;bottom:697px;letter-spacing:-0.04px;display:inline;\">820 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3y_405\" style=\"left:631px;bottom:697px;letter-spacing:0.17px;display:inline;\">3,236 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3z_405\" style=\"left:743px;bottom:697px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t40_405\" style=\"left:803px;bottom:697px;letter-spacing:0.04px;display:inline;\">4,056 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t41_405\" style=\"left:113px;bottom:679px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sb_405\" id=\"t42_405\" style=\"left:217px;bottom:679px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t43_405\" style=\"left:237px;bottom:679px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t44_405\" style=\"left:256px;bottom:679px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t45_405\" style=\"left:278px;bottom:685px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t46_405\" style=\"left:548px;bottom:679px;letter-spacing:-0.32px;display:inline;\">7,015 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t47_405\" style=\"left:625px;bottom:679px;letter-spacing:0.04px;display:inline;\">25,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t48_405\" style=\"left:738px;bottom:679px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t49_405\" style=\"left:799px;bottom:679px;letter-spacing:0.05px;display:inline;\">33,013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4a_405\" style=\"left:100px;bottom:642px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4b_405\" style=\"left:557px;bottom:642px;letter-spacing:0.09px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4c_405\" style=\"left:655px;bottom:642px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4d_405\" style=\"left:729px;bottom:642px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4e_405\" style=\"left:814px;bottom:642px;letter-spacing:0.09px;display:inline;\">992 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4f_405\" style=\"left:100px;bottom:624px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4g_405\" style=\"left:570px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4h_405\" style=\"left:656px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4i_405\" style=\"left:742px;bottom:624px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4j_405\" style=\"left:829px;bottom:624px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_405\" id=\"t4k_405\" style=\"left:87px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total \ufb01nancial assets at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4l_405\" style=\"left:537px;bottom:588px;letter-spacing:0.1px;display:inline;\">85,654 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4m_405\" style=\"left:615px;bottom:588px;letter-spacing:-0.07px;display:inline;\">209,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4n_405\" style=\"left:719px;bottom:588px;letter-spacing:0.07px;display:inline;\">6,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4o_405\" style=\"left:793px;bottom:588px;letter-spacing:-0.14px;display:inline;\">301,976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t4p_405\" style=\"left:87px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t sa_405\" id=\"t4q_405\" style=\"left:112px;bottom:551px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s9_405\" id=\"t4r_405\" style=\"left:118px;bottom:551px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_405\" id=\"t4s_405\" style=\"left:127px;bottom:551px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t4t_405\" style=\"left:87px;bottom:533px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sa_405\" id=\"t4u_405\" style=\"left:125px;bottom:533px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s9_405\" id=\"t4v_405\" style=\"left:142px;bottom:533px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4w_405\" style=\"left:100px;bottom:515px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4x_405\" style=\"left:570px;bottom:515px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4y_405\" style=\"left:632px;bottom:515px;letter-spacing:0.15px;display:inline;\">1,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4z_405\" style=\"left:728px;bottom:515px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t50_405\" style=\"left:806px;bottom:515px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t51_405\" style=\"left:100px;bottom:497px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t52_405\" style=\"left:570px;bottom:497px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t53_405\" style=\"left:626px;bottom:497px;letter-spacing:-0.11px;display:inline;\">15,970 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t54_405\" style=\"left:720px;bottom:497px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t55_405\" style=\"left:800px;bottom:497px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t56_405\" style=\"left:100px;bottom:479px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sc_405\" id=\"t57_405\" style=\"left:316px;bottom:479px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t sb_405\" id=\"t58_405\" style=\"left:423px;bottom:479px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t59_405\" style=\"left:570px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5a_405\" style=\"left:626px;bottom:479px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5b_405\" style=\"left:743px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5c_405\" style=\"left:799px;bottom:479px;letter-spacing:0.07px;display:inline;\">41,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5d_405\" style=\"left:100px;bottom:460px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t5e_405\" style=\"left:168px;bottom:460px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_405\" id=\"t5f_405\" style=\"left:185px;bottom:460px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5g_405\" style=\"left:570px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5h_405\" style=\"left:633px;bottom:460px;letter-spacing:-0.31px;display:inline;\">9,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5i_405\" style=\"left:721px;bottom:460px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5j_405\" style=\"left:801px;bottom:460px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5k_405\" style=\"left:100px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t sc_405\" id=\"t5l_405\" style=\"left:160px;bottom:442px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5m_405\" style=\"left:549px;bottom:442px;letter-spacing:-0.47px;display:inline;\">7,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5n_405\" style=\"left:633px;bottom:442px;letter-spacing:0.11px;display:inline;\">4,591 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5o_405\" style=\"left:730px;bottom:442px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5p_405\" style=\"left:800px;bottom:442px;letter-spacing:0.13px;display:inline;\">11,846 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5q_405\" style=\"left:87px;bottom:406px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_405\" id=\"t5r_405\" style=\"left:128px;bottom:406px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_405\" id=\"t5s_405\" style=\"left:197px;bottom:406px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5t_405\" style=\"left:555px;bottom:406px;letter-spacing:-0.55px;display:inline;\">749 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5u_405\" style=\"left:630px;bottom:406px;letter-spacing:-0.09px;display:inline;\">55,116 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5v_405\" style=\"left:730px;bottom:406px;letter-spacing:-0.09px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5w_405\" style=\"left:799px;bottom:406px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5x_405\" style=\"left:100px;bottom:388px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5y_405\" style=\"left:113px;bottom:370px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5z_405\" style=\"left:557px;bottom:370px;letter-spacing:0.14px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t60_405\" style=\"left:625px;bottom:370px;letter-spacing:0.1px;display:inline;\">45,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t61_405\" style=\"left:736px;bottom:370px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t62_405\" style=\"left:795px;bottom:370px;letter-spacing:0.16px;display:inline;\">45,446 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t63_405\" style=\"left:113px;bottom:351px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t64_405\" style=\"left:561px;bottom:351px;letter-spacing:0.22px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t65_405\" style=\"left:631px;bottom:351px;letter-spacing:0.04px;display:inline;\">8,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t66_405\" style=\"left:742px;bottom:351px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t67_405\" style=\"left:806px;bottom:351px;letter-spacing:0.15px;display:inline;\">8,313 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t68_405\" style=\"left:113px;bottom:333px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t69_405\" style=\"left:570px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6a_405\" style=\"left:641px;bottom:333px;letter-spacing:-0.15px;display:inline;\">945 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6b_405\" style=\"left:731px;bottom:333px;letter-spacing:-0.15px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6c_405\" style=\"left:808px;bottom:333px;letter-spacing:-0.11px;display:inline;\">1,107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6d_405\" style=\"left:113px;bottom:315px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6e_405\" style=\"left:570px;bottom:315px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6f_405\" style=\"left:644px;bottom:315px;letter-spacing:-0.16px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6g_405\" style=\"left:737px;bottom:315px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6h_405\" style=\"left:816px;bottom:315px;letter-spacing:0.08px;display:inline;\">166 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6i_405\" style=\"left:113px;bottom:297px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6j_405\" style=\"left:557px;bottom:297px;letter-spacing:0.02px;display:inline;\">581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6k_405\" style=\"left:639px;bottom:297px;letter-spacing:0.27px;display:inline;\">448 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6l_405\" style=\"left:743px;bottom:297px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6m_405\" style=\"left:806px;bottom:297px;letter-spacing:-0.06px;display:inline;\">1,029 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6n_405\" style=\"left:100px;bottom:279px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sc_405\" id=\"t6o_405\" style=\"left:156px;bottom:279px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_405\" id=\"t6p_405\" style=\"left:162px;bottom:279px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_405\" id=\"t6q_405\" style=\"left:169px;bottom:279px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6r_405\" style=\"left:570px;bottom:279px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6s_405\" style=\"left:656px;bottom:279px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6t_405\" style=\"left:742px;bottom:279px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6u_405\" style=\"left:828px;bottom:279px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_405\" id=\"t6v_405\" style=\"left:87px;bottom:242px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total \ufb01nancial l</div><div class=\"t s9_405\" id=\"t6w_405\" style=\"left:175px;bottom:242px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t sa_405\" id=\"t6x_405\" style=\"left:193px;bottom:242px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s9_405\" id=\"t6y_405\" style=\"left:200px;bottom:242px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_405\" id=\"t6z_405\" style=\"left:208px;bottom:242px;word-spacing:-0.14px;display:inline;\">ies at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t70_405\" style=\"left:548px;bottom:242px;letter-spacing:-0.4px;display:inline;\">7,901 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t71_405\" style=\"left:619px;bottom:242px;letter-spacing:0.04px;display:inline;\">128,296 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t72_405\" style=\"left:717px;bottom:242px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t73_405\" style=\"left:797px;bottom:242px;letter-spacing:-0.2px;display:inline;\">139,157 </div></td></tr></table><div class=\"t se_405\" id=\"t74_405\" style=\"left:87px;bottom:219px;display:inline;\">1 </div><div class=\"t se_405\" id=\"t75_405\" style=\"left:100px;bottom:219px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Includes covered bonds of $7,509 mill</div><div class=\"t sf_405\" id=\"t76_405\" style=\"left:268px;bottom:219px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion, secur</div><div class=\"t se_405\" id=\"t77_405\" style=\"left:311px;bottom:219px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sf_405\" id=\"t78_405\" style=\"left:317px;bottom:219px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t se_405\" id=\"t79_405\" style=\"left:331px;bottom:219px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued by Multilateral Development Banks/International Organisat</div><div class=\"t sf_405\" id=\"t7a_405\" style=\"left:638px;bottom:219px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">ions of $24,192 m</div><div class=\"t se_405\" id=\"t7b_405\" style=\"left:714px;bottom:219px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sf_405\" id=\"t7c_405\" style=\"left:721px;bottom:219px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ion and State-owned </div><div class=\"t se_405\" id=\"t7d_405\" style=\"left:100px;bottom:207px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">agencies and development banks of $7,564 mill</div><div class=\"t sf_405\" id=\"t7e_405\" style=\"left:316px;bottom:207px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t s7_405\" id=\"t7f_405\" style=\"left:87px;bottom:184px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t s8_405\" id=\"t7g_405\" style=\"left:221px;bottom:184px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s7_405\" id=\"t7h_405\" style=\"left:362px;bottom:184px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_405\" id=\"t7i_405\" style=\"left:381px;bottom:184px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_405\" id=\"t7j_405\" style=\"left:386px;bottom:184px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_405\" id=\"t7k_405\" style=\"left:394px;bottom:184px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t s7_405\" id=\"t7l_405\" style=\"left:442px;bottom:184px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_405\" id=\"t7m_405\" style=\"left:449px;bottom:184px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t s7_405\" id=\"t7n_405\" style=\"left:529px;bottom:184px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value hierarchy that are subject to </div><div class=\"t s7_405\" id=\"t7o_405\" style=\"left:87px;bottom:168px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">complex modelling techniques is $940 mill</div><div class=\"t s8_405\" id=\"t7p_405\" style=\"left:334px;bottom:168px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and $288 m</div><div class=\"t s7_405\" id=\"t7q_405\" style=\"left:425px;bottom:168px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_405\" id=\"t7r_405\" style=\"left:434px;bottom:168px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion respect</div><div class=\"t s7_405\" id=\"t7s_405\" style=\"left:499px;bottom:168px;letter-spacing:-0.28px;display:inline;\">ively. </div><div class=\"t s7_405\" id=\"t7t_405\" style=\"left:87px;bottom:144px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">There were no sign</div><div class=\"t s8_405\" id=\"t7u_405\" style=\"left:198px;bottom:144px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant changes to valuat</div><div class=\"t s7_405\" id=\"t7v_405\" style=\"left:345px;bottom:144px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion or levelling approaches during the year 31 December 2023. </div><div class=\"t s7_405\" id=\"t7w_405\" style=\"left:87px;bottom:120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">There were no sign</div><div class=\"t s8_405\" id=\"t7x_405\" style=\"left:198px;bottom:120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cant transfers of \ufb01nancial assets and l</div><div class=\"t s7_405\" id=\"t7y_405\" style=\"left:431px;bottom:120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_405\" id=\"t7z_405\" style=\"left:450px;bottom:120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_405\" id=\"t80_405\" style=\"left:456px;bottom:120px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_405\" id=\"t81_405\" style=\"left:464px;bottom:120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies measured at fa</div><div class=\"t s7_405\" id=\"t82_405\" style=\"left:573px;bottom:120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ir value between Level 1 and Level 2 during </div><div class=\"t s7_405\" id=\"t83_405\" style=\"left:87px;bottom:104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the year 31 December 2023. </div><div></div><div class=\"t s5_406\" id=\"t7_406\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_406\" id=\"t8_406\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_406\" id=\"t9_406\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_406\" id=\"ta_406\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tc_406\" style=\"left:530px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tf_406\" style=\"left:614px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"ti_406\" style=\"left:701px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tl_406\" style=\"left:795px;bottom:1162px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"tb_406\" style=\"left:69px;bottom:1150px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"td_406\" style=\"left:523px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"te_406\" style=\"left:544px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tg_406\" style=\"left:610px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"th_406\" style=\"left:631px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tj_406\" style=\"left:696px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"tk_406\" style=\"left:718px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tm_406\" style=\"left:783px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"tn_406\" style=\"left:804px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"to_406\" style=\"left:69px;bottom:1131px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_406\" id=\"tp_406\" style=\"left:108px;bottom:1131px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s2_406\" id=\"tq_406\" style=\"left:124px;bottom:1131px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"tr_406\" style=\"left:82px;bottom:1112px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"ts_406\" style=\"left:553px;bottom:1112px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tt_406\" style=\"left:625px;bottom:1112px;letter-spacing:-0.07px;display:inline;\">955 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tu_406\" style=\"left:721px;bottom:1112px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tv_406\" style=\"left:799px;bottom:1112px;letter-spacing:-0.44px;display:inline;\">976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"tw_406\" style=\"left:82px;bottom:1093px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tx_406\" style=\"left:553px;bottom:1093px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"ty_406\" style=\"left:620px;bottom:1093px;letter-spacing:-0.34px;display:inline;\">4,741 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tz_406\" style=\"left:703px;bottom:1093px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t10_406\" style=\"left:788px;bottom:1093px;letter-spacing:0.22px;display:inline;\">6,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t11_406\" style=\"left:82px;bottom:1074px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t s4_406\" id=\"t12_406\" style=\"left:342px;bottom:1074px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sa_406\" id=\"t13_406\" style=\"left:433px;bottom:1074px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t14_406\" style=\"left:552px;bottom:1074px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t15_406\" style=\"left:608px;bottom:1074px;letter-spacing:-0.09px;display:inline;\">62,490 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t16_406\" style=\"left:705px;bottom:1074px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t17_406\" style=\"left:784px;bottom:1074px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t18_406\" style=\"left:82px;bottom:1055px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t19_406\" style=\"left:150px;bottom:1055px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sa_406\" id=\"t1a_406\" style=\"left:235px;bottom:1055px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_406\" id=\"t1b_406\" style=\"left:245px;bottom:1055px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_406\" id=\"t1c_406\" style=\"left:276px;bottom:1055px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1d_406\" style=\"left:525px;bottom:1055px;letter-spacing:-0.12px;display:inline;\">14,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1e_406\" style=\"left:612px;bottom:1055px;letter-spacing:-0.14px;display:inline;\">14,707 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1f_406\" style=\"left:708px;bottom:1055px;letter-spacing:-0.1px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1g_406\" style=\"left:782px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t1h_406\" style=\"left:82px;bottom:1036px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1i_406\" style=\"left:95px;bottom:1017px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1j_406\" style=\"left:523px;bottom:1017px;letter-spacing:0.01px;display:inline;\">14,086 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1k_406\" style=\"left:615px;bottom:1017px;letter-spacing:0.12px;display:inline;\">4,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1l_406\" style=\"left:726px;bottom:1017px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1m_406\" style=\"left:783px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">18,820 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1n_406\" style=\"left:95px;bottom:998px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sa_406\" id=\"t1o_406\" style=\"left:326px;bottom:998px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t1p_406\" style=\"left:345px;bottom:998px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t1q_406\" style=\"left:364px;bottom:998px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t1r_406\" style=\"left:387px;bottom:1004px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1s_406\" style=\"left:547px;bottom:998px;letter-spacing:0.2px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1t_406\" style=\"left:616px;bottom:998px;letter-spacing:-0.06px;display:inline;\">3,452 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1u_406\" style=\"left:715px;bottom:998px;letter-spacing:-0.1px;display:inline;\">517 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1v_406\" style=\"left:786px;bottom:998px;letter-spacing:-0.01px;display:inline;\">4,060 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1w_406\" style=\"left:95px;bottom:979px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sa_406\" id=\"t1x_406\" style=\"left:200px;bottom:979px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t1y_406\" style=\"left:220px;bottom:979px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t1z_406\" style=\"left:239px;bottom:979px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t20_406\" style=\"left:261px;bottom:985px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t21_406\" style=\"left:539px;bottom:979px;letter-spacing:0.02px;display:inline;\">525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t22_406\" style=\"left:618px;bottom:979px;letter-spacing:0.07px;display:inline;\">6,521 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t23_406\" style=\"left:712px;bottom:979px;letter-spacing:0.12px;display:inline;\">636 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t24_406\" style=\"left:790px;bottom:979px;letter-spacing:-0.33px;display:inline;\">7,682 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t25_406\" style=\"left:82px;bottom:940px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t26_406\" style=\"left:529px;bottom:940px;letter-spacing:-0.16px;display:inline;\">3,024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t27_406\" style=\"left:632px;bottom:940px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t28_406\" style=\"left:714px;bottom:940px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t29_406\" style=\"left:788px;bottom:940px;letter-spacing:0.17px;display:inline;\">3,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2a_406\" style=\"left:69px;bottom:921px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_406\" id=\"t2b_406\" style=\"left:111px;bottom:921px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_406\" id=\"t2c_406\" style=\"left:180px;bottom:921px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2d_406\" style=\"left:538px;bottom:921px;letter-spacing:-0.01px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2e_406\" style=\"left:612px;bottom:921px;letter-spacing:-0.08px;display:inline;\">62,781 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2f_406\" style=\"left:717px;bottom:921px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2g_406\" style=\"left:786px;bottom:921px;letter-spacing:0.06px;display:inline;\">63,717 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2h_406\" style=\"left:82px;bottom:902px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2i_406\" style=\"left:95px;bottom:883px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2j_406\" style=\"left:541px;bottom:883px;letter-spacing:-0.09px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2k_406\" style=\"left:607px;bottom:883px;letter-spacing:-0.06px;display:inline;\">54,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2l_406\" style=\"left:721px;bottom:883px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2m_406\" style=\"left:785px;bottom:883px;letter-spacing:-0.04px;display:inline;\">54,172 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t2n_406\" style=\"left:95px;bottom:864px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2o_406\" style=\"left:546px;bottom:864px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2p_406\" style=\"left:620px;bottom:864px;letter-spacing:-0.3px;display:inline;\">7,351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2q_406\" style=\"left:718px;bottom:864px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2r_406\" style=\"left:794px;bottom:864px;letter-spacing:-0.52px;display:inline;\">7,412 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2s_406\" style=\"left:95px;bottom:845px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2t_406\" style=\"left:553px;bottom:845px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2u_406\" style=\"left:627px;bottom:845px;letter-spacing:-0.21px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2v_406\" style=\"left:728px;bottom:845px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2w_406\" style=\"left:803px;bottom:845px;letter-spacing:-0.3px;display:inline;\">411 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2x_406\" style=\"left:95px;bottom:826px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2y_406\" style=\"left:553px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2z_406\" style=\"left:631px;bottom:826px;letter-spacing:-0.07px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t30_406\" style=\"left:725px;bottom:826px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t31_406\" style=\"left:798px;bottom:826px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t32_406\" style=\"left:95px;bottom:807px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t33_406\" style=\"left:538px;bottom:807px;letter-spacing:-0.02px;display:inline;\">720 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t34_406\" style=\"left:624px;bottom:807px;letter-spacing:-0.1px;display:inline;\">902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t35_406\" style=\"left:726px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t36_406\" style=\"left:792px;bottom:807px;letter-spacing:0.05px;display:inline;\">1,622 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t37_406\" style=\"left:69px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t s3_406\" id=\"t38_406\" style=\"left:174px;bottom:769px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t39_406\" style=\"left:82px;bottom:750px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t3a_406\" style=\"left:150px;bottom:750px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sa_406\" id=\"t3b_406\" style=\"left:235px;bottom:750px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_406\" id=\"t3c_406\" style=\"left:245px;bottom:750px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_406\" id=\"t3d_406\" style=\"left:276px;bottom:750px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3e_406\" style=\"left:523px;bottom:750px;letter-spacing:0.06px;display:inline;\">56,401 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3f_406\" style=\"left:610px;bottom:750px;letter-spacing:0.05px;display:inline;\">55,525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3g_406\" style=\"left:726px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3h_406\" style=\"left:784px;bottom:750px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t3i_406\" style=\"left:82px;bottom:731px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3j_406\" style=\"left:95px;bottom:712px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3k_406\" style=\"left:528px;bottom:712px;letter-spacing:-0.15px;display:inline;\">45,151 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3l_406\" style=\"left:615px;bottom:712px;display:inline;\">22,171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3m_406\" style=\"left:726px;bottom:712px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3n_406\" style=\"left:785px;bottom:712px;letter-spacing:-0.26px;display:inline;\">67,322 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3o_406\" style=\"left:95px;bottom:693px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sa_406\" id=\"t3p_406\" style=\"left:326px;bottom:693px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t3q_406\" style=\"left:345px;bottom:693px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t3r_406\" style=\"left:364px;bottom:693px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t3s_406\" style=\"left:387px;bottom:699px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3t_406\" style=\"left:532px;bottom:693px;letter-spacing:0.14px;display:inline;\">1,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3u_406\" style=\"left:614px;bottom:693px;letter-spacing:-0.06px;display:inline;\">4,045 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3v_406\" style=\"left:726px;bottom:693px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3w_406\" style=\"left:788px;bottom:693px;letter-spacing:-0.04px;display:inline;\">5,820 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3x_406\" style=\"left:95px;bottom:674px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sa_406\" id=\"t3y_406\" style=\"left:200px;bottom:674px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t3z_406\" style=\"left:220px;bottom:674px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t40_406\" style=\"left:239px;bottom:674px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t41_406\" style=\"left:261px;bottom:680px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t42_406\" style=\"left:531px;bottom:674px;letter-spacing:-0.34px;display:inline;\">9,475 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t43_406\" style=\"left:609px;bottom:674px;letter-spacing:-0.08px;display:inline;\">29,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t44_406\" style=\"left:726px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t45_406\" style=\"left:782px;bottom:674px;letter-spacing:0.08px;display:inline;\">38,784 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t46_406\" style=\"left:82px;bottom:636px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t47_406\" style=\"left:540px;bottom:636px;letter-spacing:0.11px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t48_406\" style=\"left:639px;bottom:636px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t49_406\" style=\"left:712px;bottom:636px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4a_406\" style=\"left:796px;bottom:636px;letter-spacing:0.11px;display:inline;\">808 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t4b_406\" style=\"left:82px;bottom:617px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4c_406\" style=\"left:553px;bottom:617px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4d_406\" style=\"left:639px;bottom:617px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4e_406\" style=\"left:725px;bottom:617px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4f_406\" style=\"left:812px;bottom:617px;display:inline;\">7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_406\" id=\"t4g_406\" style=\"left:69px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total \ufb01nancial assets at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4h_406\" style=\"left:526px;bottom:579px;letter-spacing:-0.05px;display:inline;\">75,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4i_406\" style=\"left:603px;bottom:579px;letter-spacing:0.07px;display:inline;\">201,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4j_406\" style=\"left:702px;bottom:579px;letter-spacing:0.07px;display:inline;\">5,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4k_406\" style=\"left:776px;bottom:579px;letter-spacing:0.02px;display:inline;\">282,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t4l_406\" style=\"left:69px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_406\" id=\"t4m_406\" style=\"left:95px;bottom:541px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_406\" id=\"t4n_406\" style=\"left:101px;bottom:541px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_406\" id=\"t4o_406\" style=\"left:109px;bottom:541px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t4p_406\" style=\"left:69px;bottom:522px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_406\" id=\"t4q_406\" style=\"left:108px;bottom:522px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s2_406\" id=\"t4r_406\" style=\"left:124px;bottom:522px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t4s_406\" style=\"left:95px;bottom:503px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4t_406\" style=\"left:553px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4u_406\" style=\"left:625px;bottom:503px;letter-spacing:0.08px;display:inline;\">778 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4v_406\" style=\"left:711px;bottom:503px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4w_406\" style=\"left:790px;bottom:503px;letter-spacing:0.02px;display:inline;\">1,066 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t4x_406\" style=\"left:95px;bottom:483px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4y_406\" style=\"left:553px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4z_406\" style=\"left:611px;bottom:483px;letter-spacing:0.05px;display:inline;\">10,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t50_406\" style=\"left:712px;bottom:483px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t51_406\" style=\"left:787px;bottom:483px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t52_406\" style=\"left:95px;bottom:464px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_406\" id=\"t53_406\" style=\"left:312px;bottom:464px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t sa_406\" id=\"t54_406\" style=\"left:419px;bottom:464px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t55_406\" style=\"left:553px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t56_406\" style=\"left:611px;bottom:464px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t57_406\" style=\"left:726px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t58_406\" style=\"left:785px;bottom:464px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t59_406\" style=\"left:95px;bottom:445px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t5a_406\" style=\"left:163px;bottom:445px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_406\" id=\"t5b_406\" style=\"left:181px;bottom:445px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5c_406\" style=\"left:553px;bottom:445px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5d_406\" style=\"left:621px;bottom:445px;letter-spacing:-0.11px;display:inline;\">8,121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5e_406\" style=\"left:714px;bottom:445px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5f_406\" style=\"left:789px;bottom:445px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5g_406\" style=\"left:95px;bottom:426px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_406\" id=\"t5h_406\" style=\"left:155px;bottom:426px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5i_406\" style=\"left:528px;bottom:426px;display:inline;\">4,085 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5j_406\" style=\"left:616px;bottom:426px;letter-spacing:0.16px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5k_406\" style=\"left:717px;bottom:426px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5l_406\" style=\"left:789px;bottom:426px;letter-spacing:0.02px;display:inline;\">6,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5m_406\" style=\"left:69px;bottom:388px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_406\" id=\"t5n_406\" style=\"left:111px;bottom:388px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_406\" id=\"t5o_406\" style=\"left:180px;bottom:388px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5p_406\" style=\"left:538px;bottom:388px;letter-spacing:0.07px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5q_406\" style=\"left:609px;bottom:388px;letter-spacing:-0.21px;display:inline;\">69,099 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5r_406\" style=\"left:717px;bottom:388px;letter-spacing:-0.02px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5s_406\" style=\"left:783px;bottom:388px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5t_406\" style=\"left:82px;bottom:369px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5u_406\" style=\"left:95px;bottom:350px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5v_406\" style=\"left:542px;bottom:350px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5w_406\" style=\"left:611px;bottom:350px;letter-spacing:0.1px;display:inline;\">56,710 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5x_406\" style=\"left:721px;bottom:350px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5y_406\" style=\"left:782px;bottom:350px;letter-spacing:0.09px;display:inline;\">56,823 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t5z_406\" style=\"left:95px;bottom:331px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t60_406\" style=\"left:545px;bottom:331px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t61_406\" style=\"left:609px;bottom:331px;letter-spacing:-0.15px;display:inline;\">10,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t62_406\" style=\"left:721px;bottom:331px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t63_406\" style=\"left:786px;bottom:331px;letter-spacing:-0.16px;display:inline;\">10,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t64_406\" style=\"left:95px;bottom:312px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t65_406\" style=\"left:553px;bottom:312px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t66_406\" style=\"left:624px;bottom:312px;letter-spacing:0.08px;display:inline;\">899 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t67_406\" style=\"left:718px;bottom:312px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t68_406\" style=\"left:801px;bottom:312px;letter-spacing:-0.48px;display:inline;\">941 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t69_406\" style=\"left:95px;bottom:293px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6a_406\" style=\"left:553px;bottom:293px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6b_406\" style=\"left:630px;bottom:293px;letter-spacing:0.05px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6c_406\" style=\"left:719px;bottom:293px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6d_406\" style=\"left:798px;bottom:293px;letter-spacing:-0.02px;display:inline;\">246 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t6e_406\" style=\"left:95px;bottom:274px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6f_406\" style=\"left:542px;bottom:274px;letter-spacing:-0.09px;display:inline;\">512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6g_406\" style=\"left:619px;bottom:274px;letter-spacing:0.07px;display:inline;\">1,279 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6h_406\" style=\"left:726px;bottom:274px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6i_406\" style=\"left:794px;bottom:274px;letter-spacing:0.05px;display:inline;\">1,791 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t6j_406\" style=\"left:82px;bottom:255px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_406\" id=\"t6k_406\" style=\"left:139px;bottom:255px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_406\" id=\"t6l_406\" style=\"left:144px;bottom:255px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_406\" id=\"t6m_406\" style=\"left:152px;bottom:255px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6n_406\" style=\"left:553px;bottom:255px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6o_406\" style=\"left:639px;bottom:255px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6p_406\" style=\"left:725px;bottom:255px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6q_406\" style=\"left:812px;bottom:255px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_406\" id=\"t6r_406\" style=\"left:69px;bottom:217px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total \ufb01nancial l</div><div class=\"t s2_406\" id=\"t6s_406\" style=\"left:157px;bottom:217px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_406\" id=\"t6t_406\" style=\"left:176px;bottom:217px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_406\" id=\"t6u_406\" style=\"left:183px;bottom:217px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_406\" id=\"t6v_406\" style=\"left:191px;bottom:217px;word-spacing:-0.13px;display:inline;\">ies at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6w_406\" style=\"left:530px;bottom:217px;letter-spacing:0.08px;display:inline;\">4,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6x_406\" style=\"left:607px;bottom:217px;letter-spacing:-0.08px;display:inline;\">143,160 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6y_406\" style=\"left:705px;bottom:217px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6z_406\" style=\"left:780px;bottom:217px;letter-spacing:-0.35px;display:inline;\">149,765 </div></td></tr></table><div class=\"t s8_406\" id=\"t70_406\" style=\"left:69px;bottom:193px;display:inline;\">1 </div><div class=\"t s9_406\" id=\"t71_406\" style=\"left:82px;bottom:193px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes covered bonds of $8,455 mill</div><div class=\"t s8_406\" id=\"t72_406\" style=\"left:252px;bottom:193px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion, secur</div><div class=\"t s9_406\" id=\"t73_406\" style=\"left:294px;bottom:193px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_406\" id=\"t74_406\" style=\"left:300px;bottom:193px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t s9_406\" id=\"t75_406\" style=\"left:315px;bottom:193px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued by Multilateral Development Banks/International Organisat</div><div class=\"t s8_406\" id=\"t76_406\" style=\"left:622px;bottom:193px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ions of $11,438 m</div><div class=\"t s9_406\" id=\"t77_406\" style=\"left:696px;bottom:193px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_406\" id=\"t78_406\" style=\"left:703px;bottom:193px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion , and State-owned </div><div class=\"t s9_406\" id=\"t79_406\" style=\"left:82px;bottom:181px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">agencies and development banks of $9,211 mill</div><div class=\"t s8_406\" id=\"t7a_406\" style=\"left:295px;bottom:181px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s8_406\" id=\"t7b_406\" style=\"left:69px;bottom:164px;display:inline;\">2 </div><div class=\"t s9_406\" id=\"t7c_406\" style=\"left:82px;bottom:164px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">The above table does not include held for sale assets of $3 mill</div><div class=\"t s8_406\" id=\"t7d_406\" style=\"left:366px;bottom:164px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ion and l</div><div class=\"t s9_406\" id=\"t7e_406\" style=\"left:406px;bottom:164px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t s8_406\" id=\"t7f_406\" style=\"left:420px;bottom:164px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s9_406\" id=\"t7g_406\" style=\"left:425px;bottom:164px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_406\" id=\"t7h_406\" style=\"left:431px;bottom:164px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ies of $5 m</div><div class=\"t s9_406\" id=\"t7i_406\" style=\"left:479px;bottom:164px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_406\" id=\"t7j_406\" style=\"left:486px;bottom:164px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion. These are reported </div><div class=\"t s9_406\" id=\"t7k_406\" style=\"left:594px;bottom:164px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in Note 21 together with their fair value hierarchy </div><div class=\"t sc_406\" id=\"t7l_406\" style=\"left:69px;bottom:141px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sd_406\" id=\"t7m_406\" style=\"left:204px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_406\" id=\"t7n_406\" style=\"left:344px;bottom:141px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_406\" id=\"t7o_406\" style=\"left:363px;bottom:141px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sc_406\" id=\"t7p_406\" style=\"left:369px;bottom:141px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sd_406\" id=\"t7q_406\" style=\"left:377px;bottom:141px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t sc_406\" id=\"t7r_406\" style=\"left:424px;bottom:141px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sd_406\" id=\"t7s_406\" style=\"left:432px;bottom:141px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t sc_406\" id=\"t7t_406\" style=\"left:512px;bottom:141px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value hierarchy that are subject to </div><div class=\"t sc_406\" id=\"t7u_406\" style=\"left:69px;bottom:125px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">complex modelling techniques is $888 mill</div><div class=\"t sd_406\" id=\"t7v_406\" style=\"left:317px;bottom:125px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ion and $209 m</div><div class=\"t sc_406\" id=\"t7w_406\" style=\"left:408px;bottom:125px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_406\" id=\"t7x_406\" style=\"left:417px;bottom:125px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion respect</div><div class=\"t sc_406\" id=\"t7y_406\" style=\"left:482px;bottom:125px;letter-spacing:-0.28px;display:inline;\">ively. </div><div></div><div class=\"t s4_407\" id=\"t6_407\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_407\" id=\"t7_407\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_407\" id=\"t8_407\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_407\" id=\"t9_407\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_407\" id=\"ta_407\" style=\"left:87px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hierarchy \u2013 \ufb01nanc</div><div class=\"t s8_407\" id=\"tb_407\" style=\"left:255px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_407\" id=\"tc_407\" style=\"left:273px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments measured at amortised cost </div><div class=\"t s9_407\" id=\"td_407\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following table shows the carrying amounts and incorporates the Group\u2019s estimate of fair values of those \ufb01nanc</div><div class=\"t sa_407\" id=\"te_407\" style=\"left:769px;bottom:1137px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s9_407\" id=\"tf_407\" style=\"left:87px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t sa_407\" id=\"tg_407\" style=\"left:135px;bottom:1121px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_407\" id=\"th_407\" style=\"left:141px;bottom:1121px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_407\" id=\"ti_407\" style=\"left:149px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies not presented on the Group\u2019s balance sheet at fa</div><div class=\"t s9_407\" id=\"tj_407\" style=\"left:456px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir value. These fair values may be different from the actual </div><div class=\"t s9_407\" id=\"tk_407\" style=\"left:87px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">amount that will be received or paid on the settlement or maturity of the \ufb01nanc</div><div class=\"t sa_407\" id=\"tl_407\" style=\"left:554px;bottom:1105px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_407\" id=\"tm_407\" style=\"left:571px;bottom:1105px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instrument. For certain instruments, the fair </div><div class=\"t s9_407\" id=\"tn_407\" style=\"left:87px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value may be determined using assumptions for which no observable prices are available. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_407\" id=\"tr_407\" style=\"left:644px;bottom:1071px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"to_407\" style=\"left:420px;bottom:1054px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Carrying value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"ts_407\" style=\"left:546px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tv_407\" style=\"left:630px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"ty_407\" style=\"left:717px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"t11_407\" style=\"left:811px;bottom:1054px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tp_407\" style=\"left:452px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tq_407\" style=\"left:475px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tt_407\" style=\"left:538px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tu_407\" style=\"left:561px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tw_407\" style=\"left:625px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tx_407\" style=\"left:648px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tz_407\" style=\"left:712px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"t10_407\" style=\"left:734px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"t12_407\" style=\"left:798px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"t13_407\" style=\"left:821px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t14_407\" style=\"left:87px;bottom:1022px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t15_407\" style=\"left:87px;bottom:1003px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t16_407\" style=\"left:451px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t17_407\" style=\"left:570px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t18_407\" style=\"left:624px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t19_407\" style=\"left:743px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1a_407\" style=\"left:798px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1b_407\" style=\"left:87px;bottom:984px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1c_407\" style=\"left:450px;bottom:984px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1d_407\" style=\"left:570px;bottom:984px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1e_407\" style=\"left:625px;bottom:984px;letter-spacing:0.01px;display:inline;\">44,921 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1f_407\" style=\"left:743px;bottom:984px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1g_407\" style=\"left:799px;bottom:984px;letter-spacing:0.01px;display:inline;\">44,921 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1h_407\" style=\"left:100px;bottom:965px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1i_407\" style=\"left:100px;bottom:950px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t1j_407\" style=\"left:119px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t1k_407\" style=\"left:210px;bottom:950px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1l_407\" style=\"left:460px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1m_407\" style=\"left:570px;bottom:950px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1n_407\" style=\"left:633px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1o_407\" style=\"left:743px;bottom:950px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1p_407\" style=\"left:806px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1q_407\" style=\"left:87px;bottom:931px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1r_407\" style=\"left:444px;bottom:931px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1s_407\" style=\"left:570px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1t_407\" style=\"left:625px;bottom:931px;letter-spacing:0.01px;display:inline;\">53,472 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1u_407\" style=\"left:708px;bottom:931px;letter-spacing:0.12px;display:inline;\">226,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1v_407\" style=\"left:791px;bottom:931px;letter-spacing:-0.09px;display:inline;\">279,683 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1w_407\" style=\"left:100px;bottom:912px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1x_407\" style=\"left:100px;bottom:898px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t1y_407\" style=\"left:119px;bottom:898px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t1z_407\" style=\"left:210px;bottom:898px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t20_407\" style=\"left:453px;bottom:898px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t21_407\" style=\"left:570px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t22_407\" style=\"left:627px;bottom:898px;letter-spacing:0.06px;display:inline;\">13,827 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t23_407\" style=\"left:730px;bottom:898px;letter-spacing:-0.11px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t24_407\" style=\"left:800px;bottom:898px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t25_407\" style=\"left:87px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t sd_407\" id=\"t26_407\" style=\"left:189px;bottom:879px;letter-spacing:-0.09px;display:inline;\">ies\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t27_407\" style=\"left:452px;bottom:879px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t28_407\" style=\"left:570px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t29_407\" style=\"left:625px;bottom:879px;letter-spacing:0.04px;display:inline;\">54,419 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2a_407\" style=\"left:736px;bottom:879px;letter-spacing:0.12px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2b_407\" style=\"left:797px;bottom:879px;letter-spacing:0.06px;display:inline;\">54,452 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2c_407\" style=\"left:87px;bottom:860px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other assets\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2d_407\" style=\"left:452px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2e_407\" style=\"left:570px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2f_407\" style=\"left:625px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2g_407\" style=\"left:743px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2h_407\" style=\"left:798px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2i_407\" style=\"left:87px;bottom:841px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2j_407\" style=\"left:470px;bottom:841px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2k_407\" style=\"left:558px;bottom:841px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2l_407\" style=\"left:643px;bottom:841px;letter-spacing:-0.03px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2m_407\" style=\"left:735px;bottom:841px;letter-spacing:-0.13px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2n_407\" style=\"left:816px;bottom:841px;letter-spacing:-0.16px;display:inline;\">701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t2o_407\" style=\"left:87px;bottom:822px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2p_407\" style=\"left:445px;bottom:822px;letter-spacing:-0.17px;display:inline;\">497,633 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2q_407\" style=\"left:558px;bottom:822px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2r_407\" style=\"left:619px;bottom:822px;letter-spacing:0.02px;display:inline;\">261,398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2s_407\" style=\"left:703px;bottom:822px;letter-spacing:0.18px;display:inline;\">226,303 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2t_407\" style=\"left:790px;bottom:822px;letter-spacing:-0.18px;display:inline;\">487,802 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t2u_407\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t se_407\" id=\"t2v_407\" style=\"left:112px;bottom:803px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sb_407\" id=\"t2w_407\" style=\"left:118px;bottom:803px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_407\" id=\"t2x_407\" style=\"left:127px;bottom:803px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2y_407\" style=\"left:87px;bottom:784px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2z_407\" style=\"left:449px;bottom:784px;letter-spacing:0.04px;display:inline;\">28,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t30_407\" style=\"left:570px;bottom:784px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t31_407\" style=\"left:623px;bottom:784px;letter-spacing:0.06px;display:inline;\">28,086 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t32_407\" style=\"left:743px;bottom:784px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t33_407\" style=\"left:796px;bottom:784px;letter-spacing:0.06px;display:inline;\">28,086 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t34_407\" style=\"left:87px;bottom:765px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t35_407\" style=\"left:445px;bottom:765px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t36_407\" style=\"left:570px;bottom:765px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t37_407\" style=\"left:614px;bottom:765px;letter-spacing:0.14px;display:inline;\">460,224 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t38_407\" style=\"left:743px;bottom:765px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t39_407\" style=\"left:788px;bottom:765px;letter-spacing:0.14px;display:inline;\">460,224 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3a_407\" style=\"left:87px;bottom:746px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sd_407\" id=\"t3b_407\" style=\"left:303px;bottom:746px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ilar secured </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3c_407\" style=\"left:87px;bottom:731px;letter-spacing:0.04px;display:inline;\">borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3d_407\" style=\"left:453px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3e_407\" style=\"left:570px;bottom:731px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3f_407\" style=\"left:626px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3g_407\" style=\"left:743px;bottom:731px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3h_407\" style=\"left:799px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3i_407\" style=\"left:87px;bottom:712px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_407\" id=\"t3j_407\" style=\"left:155px;bottom:712px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_407\" id=\"t3k_407\" style=\"left:172px;bottom:712px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3l_407\" style=\"left:450px;bottom:712px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3m_407\" style=\"left:541px;bottom:712px;letter-spacing:0.1px;display:inline;\">31,255 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3n_407\" style=\"left:623px;bottom:712px;display:inline;\">30,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3o_407\" style=\"left:743px;bottom:712px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3p_407\" style=\"left:802px;bottom:712px;letter-spacing:-0.08px;display:inline;\">62,114 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3q_407\" style=\"left:87px;bottom:693px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_407\" id=\"t3r_407\" style=\"left:187px;bottom:693px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t3s_407\" style=\"left:193px;bottom:693px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t3t_407\" style=\"left:200px;bottom:693px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3u_407\" style=\"left:452px;bottom:693px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3v_407\" style=\"left:547px;bottom:693px;letter-spacing:-0.09px;display:inline;\">11,119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3w_407\" style=\"left:642px;bottom:693px;letter-spacing:0.13px;display:inline;\">336 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3x_407\" style=\"left:743px;bottom:693px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3y_407\" style=\"left:802px;bottom:693px;letter-spacing:0.06px;display:inline;\">11,455 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3z_407\" style=\"left:87px;bottom:674px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sd_407\" id=\"t40_407\" style=\"left:143px;bottom:674px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t41_407\" style=\"left:149px;bottom:674px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t42_407\" style=\"left:156px;bottom:674px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t43_407\" style=\"left:450px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t44_407\" style=\"left:570px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t45_407\" style=\"left:624px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t46_407\" style=\"left:743px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t47_407\" style=\"left:797px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t48_407\" style=\"left:87px;bottom:655px;display:inline;\">Liab</div><div class=\"t sd_407\" id=\"t49_407\" style=\"left:111px;bottom:655px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t4a_407\" style=\"left:117px;bottom:655px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t4b_407\" style=\"left:124px;bottom:655px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4c_407\" style=\"left:468px;bottom:655px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4d_407\" style=\"left:561px;bottom:655px;letter-spacing:0.21px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4e_407\" style=\"left:642px;bottom:655px;letter-spacing:-0.16px;display:inline;\">672 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4f_407\" style=\"left:743px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4g_407\" style=\"left:815px;bottom:655px;letter-spacing:0.06px;display:inline;\">726 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t4h_407\" style=\"left:87px;bottom:636px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4i_407\" style=\"left:445px;bottom:636px;letter-spacing:0.01px;display:inline;\">623,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4j_407\" style=\"left:536px;bottom:636px;letter-spacing:0.06px;display:inline;\">42,428 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4k_407\" style=\"left:619px;bottom:636px;display:inline;\">571,098 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4l_407\" style=\"left:743px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4m_407\" style=\"left:793px;bottom:636px;letter-spacing:0.01px;display:inline;\">613,526 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sf_407\" id=\"t4q_407\" style=\"left:645px;bottom:612px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4n_407\" style=\"left:422px;bottom:595px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Carrying value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4r_407\" style=\"left:547px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4u_407\" style=\"left:632px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4x_407\" style=\"left:718px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t50_407\" style=\"left:812px;bottom:595px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4o_407\" style=\"left:454px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4p_407\" style=\"left:475px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4s_407\" style=\"left:540px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4t_407\" style=\"left:562px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4v_407\" style=\"left:627px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4w_407\" style=\"left:648px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4y_407\" style=\"left:714px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4z_407\" style=\"left:735px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t51_407\" style=\"left:800px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t52_407\" style=\"left:822px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t53_407\" style=\"left:87px;bottom:563px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t54_407\" style=\"left:87px;bottom:544px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t55_407\" style=\"left:453px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t56_407\" style=\"left:570px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t57_407\" style=\"left:626px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t58_407\" style=\"left:743px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t59_407\" style=\"left:799px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5a_407\" style=\"left:87px;bottom:525px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5b_407\" style=\"left:457px;bottom:525px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5c_407\" style=\"left:570px;bottom:525px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5d_407\" style=\"left:626px;bottom:525px;letter-spacing:-0.13px;display:inline;\">39,488 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5e_407\" style=\"left:743px;bottom:525px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5f_407\" style=\"left:800px;bottom:525px;letter-spacing:-0.13px;display:inline;\">39,488 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5g_407\" style=\"left:100px;bottom:506px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5h_407\" style=\"left:100px;bottom:492px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t5i_407\" style=\"left:119px;bottom:492px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t5j_407\" style=\"left:210px;bottom:492px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5k_407\" style=\"left:469px;bottom:492px;letter-spacing:-0.14px;display:inline;\">978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5l_407\" style=\"left:570px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5m_407\" style=\"left:642px;bottom:492px;letter-spacing:-0.14px;display:inline;\">924 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5n_407\" style=\"left:743px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5o_407\" style=\"left:815px;bottom:492px;letter-spacing:-0.14px;display:inline;\">924 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5p_407\" style=\"left:87px;bottom:473px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5q_407\" style=\"left:448px;bottom:473px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5r_407\" style=\"left:570px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5s_407\" style=\"left:626px;bottom:473px;letter-spacing:0.13px;display:inline;\">58,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5t_407\" style=\"left:708px;bottom:473px;letter-spacing:0.09px;display:inline;\">251,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5u_407\" style=\"left:795px;bottom:473px;letter-spacing:0.11px;display:inline;\">310,223 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5v_407\" style=\"left:100px;bottom:454px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5w_407\" style=\"left:100px;bottom:439px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t5x_407\" style=\"left:119px;bottom:439px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t5y_407\" style=\"left:210px;bottom:439px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5z_407\" style=\"left:453px;bottom:439px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t60_407\" style=\"left:570px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t61_407\" style=\"left:630px;bottom:439px;letter-spacing:0.06px;display:inline;\">15,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t62_407\" style=\"left:725px;bottom:439px;letter-spacing:-0.11px;display:inline;\">8,911 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t63_407\" style=\"left:799px;bottom:439px;letter-spacing:0.02px;display:inline;\">24,638 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t64_407\" style=\"left:87px;bottom:420px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t sd_407\" id=\"t65_407\" style=\"left:189px;bottom:420px;letter-spacing:-0.09px;display:inline;\">ies\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t66_407\" style=\"left:457px;bottom:420px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t67_407\" style=\"left:570px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t68_407\" style=\"left:624px;bottom:420px;letter-spacing:0.2px;display:inline;\">56,444 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t69_407\" style=\"left:736px;bottom:420px;letter-spacing:0.15px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6a_407\" style=\"left:799px;bottom:420px;letter-spacing:0.06px;display:inline;\">56,469 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6b_407\" style=\"left:87px;bottom:401px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other assets\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6c_407\" style=\"left:455px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6d_407\" style=\"left:570px;bottom:401px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6e_407\" style=\"left:628px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6f_407\" style=\"left:743px;bottom:401px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6g_407\" style=\"left:801px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6h_407\" style=\"left:87px;bottom:382px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6i_407\" style=\"left:462px;bottom:382px;letter-spacing:0.18px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6j_407\" style=\"left:555px;bottom:382px;letter-spacing:0.33px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6k_407\" style=\"left:642px;bottom:382px;letter-spacing:-0.09px;display:inline;\">946 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6l_407\" style=\"left:735px;bottom:382px;letter-spacing:-0.07px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6m_407\" style=\"left:808px;bottom:382px;letter-spacing:0.18px;display:inline;\">1,388 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t6n_407\" style=\"left:87px;bottom:363px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6o_407\" style=\"left:445px;bottom:363px;letter-spacing:0.02px;display:inline;\">508,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6p_407\" style=\"left:555px;bottom:363px;letter-spacing:0.33px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6q_407\" style=\"left:619px;bottom:363px;letter-spacing:0.06px;display:inline;\">253,099 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6r_407\" style=\"left:709px;bottom:363px;letter-spacing:0.08px;display:inline;\">251,683 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6s_407\" style=\"left:795px;bottom:363px;letter-spacing:-0.09px;display:inline;\">505,126 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t6t_407\" style=\"left:87px;bottom:344px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t se_407\" id=\"t6u_407\" style=\"left:112px;bottom:344px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sb_407\" id=\"t6v_407\" style=\"left:118px;bottom:344px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_407\" id=\"t6w_407\" style=\"left:127px;bottom:344px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6x_407\" style=\"left:87px;bottom:325px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6y_407\" style=\"left:453px;bottom:325px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6z_407\" style=\"left:570px;bottom:325px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t70_407\" style=\"left:629px;bottom:325px;letter-spacing:0.01px;display:inline;\">28,813 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t71_407\" style=\"left:743px;bottom:325px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t72_407\" style=\"left:802px;bottom:325px;letter-spacing:0.01px;display:inline;\">28,813 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t73_407\" style=\"left:87px;bottom:306px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t74_407\" style=\"left:449px;bottom:306px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t75_407\" style=\"left:570px;bottom:306px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t76_407\" style=\"left:622px;bottom:306px;letter-spacing:0.02px;display:inline;\">461,665 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t77_407\" style=\"left:743px;bottom:306px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t78_407\" style=\"left:795px;bottom:306px;letter-spacing:0.02px;display:inline;\">461,665 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t79_407\" style=\"left:87px;bottom:287px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sd_407\" id=\"t7a_407\" style=\"left:303px;bottom:287px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ilar secured </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7b_407\" style=\"left:87px;bottom:272px;letter-spacing:0.04px;display:inline;\">borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7c_407\" style=\"left:462px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7d_407\" style=\"left:570px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7e_407\" style=\"left:635px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7f_407\" style=\"left:743px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7g_407\" style=\"left:808px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7h_407\" style=\"left:87px;bottom:253px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_407\" id=\"t7i_407\" style=\"left:155px;bottom:253px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_407\" id=\"t7j_407\" style=\"left:172px;bottom:253px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7k_407\" style=\"left:457px;bottom:253px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7l_407\" style=\"left:540px;bottom:253px;letter-spacing:-0.16px;display:inline;\">24,624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7m_407\" style=\"left:629px;bottom:253px;letter-spacing:-0.02px;display:inline;\">36,148 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7n_407\" style=\"left:743px;bottom:253px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7o_407\" style=\"left:799px;bottom:253px;letter-spacing:0.09px;display:inline;\">60,772 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7p_407\" style=\"left:87px;bottom:234px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_407\" id=\"t7q_407\" style=\"left:187px;bottom:234px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t7r_407\" style=\"left:193px;bottom:234px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t7s_407\" style=\"left:200px;bottom:234px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7t_407\" style=\"left:459px;bottom:234px;letter-spacing:0.03px;display:inline;\">13,715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7u_407\" style=\"left:542px;bottom:234px;letter-spacing:0.04px;display:inline;\">12,445 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7v_407\" style=\"left:642px;bottom:234px;letter-spacing:0.1px;display:inline;\">385 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7w_407\" style=\"left:743px;bottom:234px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7x_407\" style=\"left:801px;bottom:234px;letter-spacing:0.07px;display:inline;\">12,830 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7y_407\" style=\"left:87px;bottom:215px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sd_407\" id=\"t7z_407\" style=\"left:143px;bottom:215px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t80_407\" style=\"left:149px;bottom:215px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t81_407\" style=\"left:156px;bottom:215px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t82_407\" style=\"left:456px;bottom:215px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t83_407\" style=\"left:570px;bottom:215px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t84_407\" style=\"left:629px;bottom:215px;letter-spacing:-0.12px;display:inline;\">42,914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t85_407\" style=\"left:745px;bottom:215px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t86_407\" style=\"left:803px;bottom:215px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t87_407\" style=\"left:87px;bottom:196px;display:inline;\">Liab</div><div class=\"t sd_407\" id=\"t88_407\" style=\"left:111px;bottom:196px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t89_407\" style=\"left:117px;bottom:196px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t8a_407\" style=\"left:124px;bottom:196px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8b_407\" style=\"left:461px;bottom:196px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8c_407\" style=\"left:556px;bottom:196px;letter-spacing:-0.07px;display:inline;\">398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8d_407\" style=\"left:643px;bottom:196px;letter-spacing:-0.03px;display:inline;\">832 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8e_407\" style=\"left:743px;bottom:196px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8f_407\" style=\"left:808px;bottom:196px;letter-spacing:0.16px;display:inline;\">1,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t8g_407\" style=\"left:87px;bottom:177px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8h_407\" style=\"left:453px;bottom:177px;letter-spacing:-0.28px;display:inline;\">611,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8i_407\" style=\"left:542px;bottom:177px;letter-spacing:-0.36px;display:inline;\">37,467 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8j_407\" style=\"left:620px;bottom:177px;letter-spacing:0.09px;display:inline;\">572,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8k_407\" style=\"left:745px;bottom:177px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8l_407\" style=\"left:795px;bottom:177px;letter-spacing:-0.01px;display:inline;\">610,333 </div></td></tr></table><div class=\"t sf_407\" id=\"t8m_407\" style=\"left:87px;bottom:153px;display:inline;\">1 </div><div class=\"t sf_407\" id=\"t8n_407\" style=\"left:100px;bottom:153px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">The carrying amount of these \ufb01nanc</div><div class=\"t sg_407\" id=\"t8o_407\" style=\"left:267px;bottom:153px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sf_407\" id=\"t8p_407\" style=\"left:279px;bottom:153px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments is considered to be a reasonable approximat</div><div class=\"t sg_407\" id=\"t8q_407\" style=\"left:542px;bottom:153px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion of fa</div><div class=\"t sf_407\" id=\"t8r_407\" style=\"left:579px;bottom:153px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ir value as they are short-term in nature or reprice to </div><div class=\"t sf_407\" id=\"t8s_407\" style=\"left:100px;bottom:142px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">current market rates frequently </div><div class=\"t sf_407\" id=\"t8t_407\" style=\"left:87px;bottom:124px;display:inline;\">2 </div><div class=\"t sf_407\" id=\"t8u_407\" style=\"left:100px;bottom:124px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Includes Government bonds and Treasury bills of $19,422 mill</div><div class=\"t sg_407\" id=\"t8v_407\" style=\"left:374px;bottom:124px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion at 31 December 2023 and $17,943 m</div><div class=\"t sf_407\" id=\"t8w_407\" style=\"left:550px;bottom:124px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sg_407\" id=\"t8x_407\" style=\"left:557px;bottom:124px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion at 31 December 2022 </div><div></div><div class=\"t s5_408\" id=\"t7_408\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_408\" id=\"t8_408\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_408\" id=\"t9_408\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_408\" id=\"ta_408\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_408\" id=\"tb_408\" style=\"left:69px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The Group has changed its method of determin</div><div class=\"t s9_408\" id=\"tc_408\" style=\"left:351px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing the cost of </div><div class=\"t s8_408\" id=\"td_408\" style=\"left:438px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its portfolio of Investment Securit</div><div class=\"t s9_408\" id=\"te_408\" style=\"left:631px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s8_408\" id=\"tf_408\" style=\"left:731px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost and </div><div class=\"t s8_408\" id=\"tg_408\" style=\"left:69px;bottom:1147px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Debt securit</div><div class=\"t s9_408\" id=\"th_408\" style=\"left:141px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and other el</div><div class=\"t s8_408\" id=\"ti_408\" style=\"left:231px;bottom:1147px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s9_408\" id=\"tj_408\" style=\"left:242px;bottom:1147px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s8_408\" id=\"tk_408\" style=\"left:274px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ills, other than those included with</div><div class=\"t s9_408\" id=\"tl_408\" style=\"left:475px;bottom:1147px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in \ufb01nancial </div><div class=\"t s8_408\" id=\"tm_408\" style=\"left:542px;bottom:1147px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or </div><div class=\"t s8_408\" id=\"tn_408\" style=\"left:69px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">loss, from the weighted average cost method to the \ufb01rst-in-\ufb01rst-out method. This change in accounting policy will affect the </div><div class=\"t s8_408\" id=\"to_408\" style=\"left:69px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">calculation of gains or losses on derecognit</div><div class=\"t s9_408\" id=\"tp_408\" style=\"left:323px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of such </div><div class=\"t s8_408\" id=\"tq_408\" style=\"left:388px;bottom:1115px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments and the determinat</div><div class=\"t s9_408\" id=\"tr_408\" style=\"left:578px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s8_408\" id=\"ts_408\" style=\"left:636px;bottom:1115px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s9_408\" id=\"tt_408\" style=\"left:647px;bottom:1115px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_408\" id=\"tu_408\" style=\"left:654px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial credit risk of these </div><div class=\"t s8_408\" id=\"tv_408\" style=\"left:69px;bottom:1099px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments, to better align with the IFRS 9 requirements for recognis</div><div class=\"t s9_408\" id=\"tw_408\" style=\"left:471px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing and measur</div><div class=\"t s8_408\" id=\"tx_408\" style=\"left:564px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing impa</div><div class=\"t s9_408\" id=\"ty_408\" style=\"left:616px;bottom:1099px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment losses. The change was </div><div class=\"t s8_408\" id=\"tz_408\" style=\"left:69px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">made prospectively for certain but not all securit</div><div class=\"t s9_408\" id=\"t10_408\" style=\"left:354px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and transact</div><div class=\"t s8_408\" id=\"t11_408\" style=\"left:449px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions. It is impract</div><div class=\"t s9_408\" id=\"t12_408\" style=\"left:547px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icable for the Group to determ</div><div class=\"t s8_408\" id=\"t13_408\" style=\"left:726px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ine the impact </div><div class=\"t s8_408\" id=\"t14_408\" style=\"left:69px;bottom:1067px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of this approach for each security and each transaction that was executed in previous periods. </div><div class=\"t sa_408\" id=\"t15_408\" style=\"left:69px;bottom:1035px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers by client segment\u00b9 </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_408\" id=\"t16_408\" style=\"left:547px;bottom:1016px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t17_408\" style=\"left:390px;bottom:999px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Carrying value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t18_408\" style=\"left:670px;bottom:999px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1c_408\" style=\"left:409px;bottom:982px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1m_408\" style=\"left:677px;bottom:982px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t19_408\" style=\"left:341px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1d_408\" style=\"left:429px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1g_408\" style=\"left:525px;bottom:971px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1j_408\" style=\"left:610px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1n_408\" style=\"left:698px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1q_408\" style=\"left:794px;bottom:971px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1a_408\" style=\"left:339px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1b_408\" style=\"left:362px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1e_408\" style=\"left:426px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1f_408\" style=\"left:449px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1h_408\" style=\"left:512px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1i_408\" style=\"left:535px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1k_408\" style=\"left:608px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1l_408\" style=\"left:631px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1o_408\" style=\"left:694px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1p_408\" style=\"left:717px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1r_408\" style=\"left:781px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1s_408\" style=\"left:804px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t1t_408\" style=\"left:69px;bottom:939px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t1u_408\" style=\"left:69px;bottom:924px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s4_408\" id=\"t1v_408\" style=\"left:108px;bottom:924px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sd_408\" id=\"t1w_408\" style=\"left:167px;bottom:924px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1x_408\" style=\"left:348px;bottom:924px;letter-spacing:-0.05px;display:inline;\">1,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1y_408\" style=\"left:418px;bottom:924px;letter-spacing:0.1px;display:inline;\">128,430 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1z_408\" style=\"left:505px;bottom:924px;letter-spacing:0.06px;display:inline;\">130,405 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t20_408\" style=\"left:617px;bottom:924px;letter-spacing:-0.01px;display:inline;\">1,910 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t21_408\" style=\"left:690px;bottom:924px;letter-spacing:0.05px;display:inline;\">125,841 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t22_408\" style=\"left:780px;bottom:924px;letter-spacing:-0.19px;display:inline;\">127,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t23_408\" style=\"left:69px;bottom:905px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Consumer, Private &amp; Business Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t24_408\" style=\"left:355px;bottom:905px;letter-spacing:0.09px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t25_408\" style=\"left:421px;bottom:905px;letter-spacing:0.14px;display:inline;\">125,335 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t26_408\" style=\"left:506px;bottom:905px;letter-spacing:-0.01px;display:inline;\">126,059 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t27_408\" style=\"left:627px;bottom:905px;letter-spacing:0.02px;display:inline;\">721 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t28_408\" style=\"left:690px;bottom:905px;letter-spacing:-0.06px;display:inline;\">120,701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t29_408\" style=\"left:777px;bottom:905px;letter-spacing:0.06px;display:inline;\">121,422 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_408\" id=\"t2a_408\" style=\"left:69px;bottom:886px;letter-spacing:-0.08px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2b_408\" style=\"left:371px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2c_408\" style=\"left:434px;bottom:886px;letter-spacing:0.03px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2d_408\" style=\"left:520px;bottom:886px;letter-spacing:0.03px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2e_408\" style=\"left:639px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2f_408\" style=\"left:703px;bottom:886px;letter-spacing:-0.04px;display:inline;\">1,032 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2g_408\" style=\"left:789px;bottom:886px;letter-spacing:-0.04px;display:inline;\">1,032 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t2h_408\" style=\"left:69px;bottom:867px;word-spacing:-0.14px;display:inline;\">Central &amp; other items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2i_408\" style=\"left:355px;bottom:867px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2j_408\" style=\"left:426px;bottom:867px;letter-spacing:-0.15px;display:inline;\">29,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2k_408\" style=\"left:512px;bottom:867px;letter-spacing:-0.27px;display:inline;\">29,478 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2l_408\" style=\"left:623px;bottom:867px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2m_408\" style=\"left:694px;bottom:867px;letter-spacing:-0.15px;display:inline;\">29,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2n_408\" style=\"left:781px;bottom:867px;letter-spacing:-0.27px;display:inline;\">29,478 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_408\" id=\"t2o_408\" style=\"left:69px;bottom:848px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2p_408\" style=\"left:344px;bottom:848px;letter-spacing:0.04px;display:inline;\">2,908 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2q_408\" style=\"left:416px;bottom:848px;letter-spacing:-0.01px;display:inline;\">284,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2r_408\" style=\"left:505px;bottom:848px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2s_408\" style=\"left:611px;bottom:848px;letter-spacing:0.22px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2t_408\" style=\"left:686px;bottom:848px;display:inline;\">276,843 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2u_408\" style=\"left:774px;bottom:848px;letter-spacing:-0.09px;display:inline;\">279,683 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t se_408\" id=\"t2v_408\" style=\"left:547px;bottom:824px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2w_408\" style=\"left:391px;bottom:807px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Carrying value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2x_408\" style=\"left:671px;bottom:807px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t31_408\" style=\"left:410px;bottom:790px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3b_408\" style=\"left:678px;bottom:790px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t2y_408\" style=\"left:342px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t32_408\" style=\"left:430px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t35_408\" style=\"left:526px;bottom:779px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t38_408\" style=\"left:610px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3c_408\" style=\"left:698px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3f_408\" style=\"left:795px;bottom:779px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2z_408\" style=\"left:341px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t30_408\" style=\"left:363px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t33_408\" style=\"left:428px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t34_408\" style=\"left:449px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t36_408\" style=\"left:514px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t37_408\" style=\"left:536px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t39_408\" style=\"left:610px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3a_408\" style=\"left:631px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t3d_408\" style=\"left:696px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3e_408\" style=\"left:718px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t3g_408\" style=\"left:783px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3h_408\" style=\"left:804px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3i_408\" style=\"left:69px;bottom:747px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3j_408\" style=\"left:69px;bottom:733px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s4_408\" id=\"t3k_408\" style=\"left:108px;bottom:733px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sd_408\" id=\"t3l_408\" style=\"left:167px;bottom:733px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3m_408\" style=\"left:349px;bottom:733px;letter-spacing:0.07px;display:inline;\">2,481 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3n_408\" style=\"left:428px;bottom:733px;letter-spacing:-0.37px;display:inline;\">137,150 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3o_408\" style=\"left:514px;bottom:733px;letter-spacing:-0.17px;display:inline;\">139,631 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3p_408\" style=\"left:616px;bottom:733px;letter-spacing:0.1px;display:inline;\">2,525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3q_408\" style=\"left:697px;bottom:733px;letter-spacing:-0.4px;display:inline;\">137,187 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3r_408\" style=\"left:783px;bottom:733px;letter-spacing:-0.17px;display:inline;\">139,712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3s_408\" style=\"left:69px;bottom:714px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Consumer, Private &amp; Business Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3t_408\" style=\"left:357px;bottom:714px;display:inline;\">677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3u_408\" style=\"left:423px;bottom:714px;letter-spacing:-0.03px;display:inline;\">130,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3v_408\" style=\"left:510px;bottom:714px;letter-spacing:-0.18px;display:inline;\">130,955 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3w_408\" style=\"left:625px;bottom:714px;letter-spacing:0.12px;display:inline;\">685 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3x_408\" style=\"left:695px;bottom:714px;letter-spacing:-0.09px;display:inline;\">131,679 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3y_408\" style=\"left:778px;bottom:714px;letter-spacing:0.1px;display:inline;\">132,364 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_408\" id=\"t3z_408\" style=\"left:69px;bottom:695px;letter-spacing:-0.08px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t40_408\" style=\"left:371px;bottom:695px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t41_408\" style=\"left:443px;bottom:695px;letter-spacing:-0.12px;display:inline;\">698 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t42_408\" style=\"left:529px;bottom:695px;letter-spacing:-0.12px;display:inline;\">698 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t43_408\" style=\"left:639px;bottom:695px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t44_408\" style=\"left:712px;bottom:695px;letter-spacing:-0.2px;display:inline;\">696 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t45_408\" style=\"left:798px;bottom:695px;letter-spacing:-0.2px;display:inline;\">696 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t46_408\" style=\"left:69px;bottom:676px;word-spacing:-0.14px;display:inline;\">Central &amp; other items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t47_408\" style=\"left:356px;bottom:676px;letter-spacing:0.18px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t48_408\" style=\"left:432px;bottom:676px;letter-spacing:-0.32px;display:inline;\">39,133 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t49_408\" style=\"left:515px;bottom:676px;letter-spacing:-0.09px;display:inline;\">39,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4a_408\" style=\"left:624px;bottom:676px;letter-spacing:0.18px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4b_408\" style=\"left:701px;bottom:676px;letter-spacing:-0.2px;display:inline;\">37,221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4c_408\" style=\"left:787px;bottom:676px;letter-spacing:-0.4px;display:inline;\">37,451 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_408\" id=\"t4d_408\" style=\"left:69px;bottom:657px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4e_408\" style=\"left:347px;bottom:657px;letter-spacing:0.19px;display:inline;\">3,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4f_408\" style=\"left:422px;bottom:657px;letter-spacing:-0.26px;display:inline;\">307,259 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4g_408\" style=\"left:509px;bottom:657px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4h_408\" style=\"left:614px;bottom:657px;letter-spacing:0.14px;display:inline;\">3,440 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4i_408\" style=\"left:688px;bottom:657px;letter-spacing:0.02px;display:inline;\">306,783 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4j_408\" style=\"left:778px;bottom:657px;letter-spacing:0.11px;display:inline;\">310,223 </div></td></tr></table><div class=\"t se_408\" id=\"t4k_408\" style=\"left:69px;bottom:633px;display:inline;\">1 </div><div class=\"t sf_408\" id=\"t4l_408\" style=\"left:82px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Loans and advances includes reverse repurchase agreements and other sim</div><div class=\"t se_408\" id=\"t4m_408\" style=\"left:430px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ilar secured lend</div><div class=\"t sf_408\" id=\"t4n_408\" style=\"left:505px;bottom:633px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing: carrying value $13,996 mill</div><div class=\"t se_408\" id=\"t4o_408\" style=\"left:642px;bottom:633px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion and fa</div><div class=\"t sf_408\" id=\"t4p_408\" style=\"left:688px;bottom:633px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ir value $13,996 mill</div><div class=\"t se_408\" id=\"t4q_408\" style=\"left:773px;bottom:633px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (31 </div><div class=\"t sf_408\" id=\"t4r_408\" style=\"left:82px;bottom:621px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">December 2022: $24,498 mill</div><div class=\"t se_408\" id=\"t4s_408\" style=\"left:213px;bottom:621px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ion and $24,638 m</div><div class=\"t sf_408\" id=\"t4t_408\" style=\"left:296px;bottom:621px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_408\" id=\"t4u_408\" style=\"left:303px;bottom:621px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion respect</div><div class=\"t sf_408\" id=\"t4v_408\" style=\"left:353px;bottom:621px;letter-spacing:-0.15px;display:inline;\">ively) </div><div></div><div class=\"t s4_409\" id=\"t6_409\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_409\" id=\"t7_409\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_409\" id=\"t8_409\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_409\" id=\"t9_409\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_409\" id=\"ta_409\" style=\"left:87px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s8_409\" id=\"tb_409\" style=\"left:201px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_409\" id=\"tc_409\" style=\"left:219px;bottom:1155px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s7_409\" id=\"td_409\" style=\"left:87px;bottom:1129px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Level 3 Summary and sign</div><div class=\"t s8_409\" id=\"te_409\" style=\"left:243px;bottom:1129px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s7_409\" id=\"tf_409\" style=\"left:371px;bottom:1129px;letter-spacing:-0.05px;display:inline;\">inputs </div><div class=\"t s9_409\" id=\"tg_409\" style=\"left:87px;bottom:1111px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The following table presents the Group\u2019s primary Level 3 \ufb01nanc</div><div class=\"t sa_409\" id=\"th_409\" style=\"left:456px;bottom:1111px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_409\" id=\"ti_409\" style=\"left:473px;bottom:1111px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments which are held at fair value. The table also </div><div class=\"t s9_409\" id=\"tj_409\" style=\"left:87px;bottom:1095px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">presents the valuation techniques used to measure the fair value of those \ufb01nanc</div><div class=\"t sa_409\" id=\"tk_409\" style=\"left:558px;bottom:1095px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_409\" id=\"tl_409\" style=\"left:575px;bottom:1095px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments, the sign</div><div class=\"t sa_409\" id=\"tm_409\" style=\"left:697px;bottom:1095px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s9_409\" id=\"tn_409\" style=\"left:87px;bottom:1079px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inputs, the range of values for those inputs and the weighted average of those inputs: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_409\" id=\"tp_409\" style=\"left:312px;bottom:1062px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">Value as at </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_409\" id=\"tq_409\" style=\"left:295px;bottom:1051px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">31 December 2023 </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t13_409\" style=\"left:302px;bottom:1037px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t16_409\" style=\"left:344px;bottom:1037px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_409\" id=\"t17_409\" style=\"left:365px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_409\" id=\"t18_409\" style=\"left:370px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t s3_409\" id=\"t19_409\" style=\"left:377px;bottom:1037px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tr_409\" style=\"left:405px;bottom:1037px;letter-spacing:-0.07px;display:inline;\">Princ</div><div class=\"t s3_409\" id=\"ts_409\" style=\"left:429px;bottom:1037px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ipal valuat</div><div class=\"t s2_409\" id=\"tt_409\" style=\"left:479px;bottom:1037px;letter-spacing:-0.04px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tv_409\" style=\"left:550px;bottom:1037px;letter-spacing:-0.04px;display:inline;\">Sign</div><div class=\"t s3_409\" id=\"tw_409\" style=\"left:571px;bottom:1037px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">i\ufb01cant unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t10_409\" style=\"left:788px;bottom:1037px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_409\" id=\"to_409\" style=\"left:87px;bottom:1025px;letter-spacing:0.09px;display:inline;\">Instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t14_409\" style=\"left:296px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_409\" id=\"t15_409\" style=\"left:319px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t1a_409\" style=\"left:352px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_409\" id=\"t1b_409\" style=\"left:375px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tu_409\" style=\"left:405px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">technique </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tx_409\" style=\"left:550px;bottom:1026px;letter-spacing:0.02px;display:inline;\">inputs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"ty_409\" style=\"left:750px;bottom:1026px;letter-spacing:-0.06px;display:inline;\">Range </div><div class=\"t sc_409\" id=\"tz_409\" style=\"vertical-align: super;left:780px;bottom:1031px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t11_409\" style=\"left:796px;bottom:1026px;letter-spacing:-0.05px;display:inline;\">average </div><div class=\"t sc_409\" id=\"t12_409\" style=\"vertical-align: super;left:836px;bottom:1031px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1c_409\" style=\"left:87px;bottom:1009px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Loans and advances to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1e_409\" style=\"left:303px;bottom:1009px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1f_409\" style=\"left:384px;bottom:1009px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1g_409\" style=\"left:405px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1h_409\" style=\"left:550px;bottom:1009px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1i_409\" style=\"left:713px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">1.7% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1j_409\" style=\"left:804px;bottom:1009px;letter-spacing:-0.03px;display:inline;\">12.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1d_409\" style=\"left:87px;bottom:995px;letter-spacing:0.06px;display:inline;\">customers </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1k_409\" style=\"left:550px;bottom:994px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1l_409\" style=\"left:719px;bottom:994px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">0.1% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1m_409\" style=\"left:808px;bottom:994px;letter-spacing:-0.17px;display:inline;\">0.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1n_409\" style=\"left:87px;bottom:978px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1r_409\" style=\"left:302px;bottom:978px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1s_409\" style=\"left:384px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1t_409\" style=\"left:405px;bottom:978px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1u_409\" style=\"left:550px;bottom:978px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Repo curve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1v_409\" style=\"left:720px;bottom:978px;letter-spacing:-0.34px;word-spacing:0.19px;display:inline;\">5.1% \u2013 7.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1w_409\" style=\"left:809px;bottom:978px;letter-spacing:0.15px;display:inline;\">6.3% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1o_409\" style=\"left:87px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t se_409\" id=\"t1p_409\" style=\"left:164px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_409\" id=\"t1q_409\" style=\"left:254px;bottom:963px;letter-spacing:0.01px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1x_409\" style=\"left:550px;bottom:962px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1y_409\" style=\"left:705px;bottom:962px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">(2.7)% \u2013 10.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1z_409\" style=\"left:808px;bottom:962px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t20_409\" style=\"left:87px;bottom:947px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_409\" id=\"t21_409\" style=\"left:155px;bottom:947px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_409\" id=\"t22_409\" style=\"left:220px;bottom:947px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ive tier </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t27_409\" style=\"left:304px;bottom:947px;letter-spacing:0.15px;display:inline;\">1,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t28_409\" style=\"left:384px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t29_409\" style=\"left:405px;bottom:947px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2a_409\" style=\"left:550px;bottom:947px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2b_409\" style=\"left:698px;bottom:947px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(14.0)% \u2013 25.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2c_409\" style=\"left:807px;bottom:947px;letter-spacing:-0.2px;display:inline;\">10.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t23_409\" style=\"left:87px;bottom:932px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">one and other elig</div><div class=\"t se_409\" id=\"t24_409\" style=\"left:188px;bottom:932px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ible secur</div><div class=\"t sd_409\" id=\"t25_409\" style=\"left:241px;bottom:932px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_409\" id=\"t26_409\" style=\"left:248px;bottom:932px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2d_409\" style=\"left:550px;bottom:931px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2e_409\" style=\"left:719px;bottom:931px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">0.1% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2f_409\" style=\"left:808px;bottom:931px;letter-spacing:0.02px;display:inline;\">0.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2g_409\" style=\"left:405px;bottom:916px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t2h_409\" style=\"left:472px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2i_409\" style=\"left:550px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2j_409\" style=\"left:706px;bottom:916px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2k_409\" style=\"left:801px;bottom:916px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2l_409\" style=\"left:550px;bottom:900px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2m_409\" style=\"left:697px;bottom:900px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2n_409\" style=\"left:804px;bottom:900px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2o_409\" style=\"left:87px;bottom:885px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Government bonds and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2q_409\" style=\"left:322px;bottom:885px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2r_409\" style=\"left:384px;bottom:885px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2s_409\" style=\"left:405px;bottom:885px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2t_409\" style=\"left:550px;bottom:885px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2u_409\" style=\"left:708px;bottom:885px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">17.7% \u2013 21.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2v_409\" style=\"left:802px;bottom:885px;letter-spacing:-0.17px;display:inline;\">20.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2p_409\" style=\"left:87px;bottom:870px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">treasury bills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2w_409\" style=\"left:87px;bottom:854px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Equity shares (includes private </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2y_409\" style=\"left:314px;bottom:854px;letter-spacing:0.07px;display:inline;\">971 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2z_409\" style=\"left:384px;bottom:854px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t30_409\" style=\"left:405px;bottom:854px;letter-spacing:0.03px;display:inline;\">Comparable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t34_409\" style=\"left:550px;bottom:854px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t35_409\" style=\"left:716px;bottom:854px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">13.8x \u2013 15.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t36_409\" style=\"left:810px;bottom:854px;letter-spacing:-0.11px;display:inline;\">14.9x </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2x_409\" style=\"left:87px;bottom:840px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">equity investments) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t31_409\" style=\"left:405px;bottom:840px;letter-spacing:0.03px;display:inline;\">pric</div><div class=\"t se_409\" id=\"t32_409\" style=\"left:426px;bottom:840px;letter-spacing:-0.1px;display:inline;\">ing/y</div><div class=\"t sd_409\" id=\"t33_409\" style=\"left:455px;bottom:840px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t37_409\" style=\"left:550px;bottom:839px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t38_409\" style=\"left:718px;bottom:839px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">9.3x \u2013 30.9x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t39_409\" style=\"left:809px;bottom:839px;letter-spacing:0.03px;display:inline;\">15.8x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3a_409\" style=\"left:550px;bottom:823px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/E multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3b_409\" style=\"left:715px;bottom:823px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">10.6x \u2013 51.8x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3c_409\" style=\"left:808px;bottom:823px;letter-spacing:-0.09px;display:inline;\">45.7x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3d_409\" style=\"left:550px;bottom:808px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/B multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3e_409\" style=\"left:724px;bottom:808px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">0.3x \u2013 2.7x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3f_409\" style=\"left:816px;bottom:808px;letter-spacing:0.02px;display:inline;\">1.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3g_409\" style=\"left:550px;bottom:792px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">P/S multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3h_409\" style=\"left:726px;bottom:792px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">0.2x \u2013 1.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3i_409\" style=\"left:813px;bottom:792px;letter-spacing:0.02px;display:inline;\">0.3x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3j_409\" style=\"left:550px;bottom:777px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t se_409\" id=\"t3k_409\" style=\"left:574px;bottom:777px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sd_409\" id=\"t3l_409\" style=\"left:584px;bottom:777px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ity discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3m_409\" style=\"left:708px;bottom:777px;letter-spacing:-0.25px;word-spacing:0.11px;display:inline;\">7.5% \u2013 20.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3n_409\" style=\"left:808px;bottom:777px;letter-spacing:-0.14px;display:inline;\">15.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3o_409\" style=\"left:405px;bottom:761px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3p_409\" style=\"left:550px;bottom:761px;word-spacing:-0.14px;display:inline;\">Discount rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3q_409\" style=\"left:709px;bottom:761px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">9.2% \u2013 35.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3r_409\" style=\"left:806px;bottom:761px;letter-spacing:-0.42px;display:inline;\">17.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3s_409\" style=\"left:405px;bottom:745px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t se_409\" id=\"t3t_409\" style=\"left:468px;bottom:745px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3u_409\" style=\"left:550px;bottom:745px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3w_409\" style=\"left:717px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">8.4x \u2013 42.5x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3x_409\" style=\"left:809px;bottom:745px;letter-spacing:-0.3px;display:inline;\">27.5x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3v_409\" style=\"left:550px;bottom:731px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3y_409\" style=\"left:550px;bottom:715px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t40_409\" style=\"left:731px;bottom:715px;letter-spacing:-0.16px;display:inline;\">3.1x \u2013 3.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t41_409\" style=\"left:817px;bottom:715px;letter-spacing:-0.16px;display:inline;\">3.1x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3z_409\" style=\"left:550px;bottom:701px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t42_409\" style=\"left:550px;bottom:685px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t45_409\" style=\"left:702px;bottom:685px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">21.0% \u2013 65.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t46_409\" style=\"left:805px;bottom:685px;letter-spacing:-0.19px;display:inline;\">30.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t43_409\" style=\"left:550px;bottom:671px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t se_409\" id=\"t44_409\" style=\"left:584px;bottom:671px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t47_409\" style=\"left:87px;bottom:655px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t48_409\" style=\"left:326px;bottom:655px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t49_409\" style=\"left:384px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4a_409\" style=\"left:405px;bottom:655px;letter-spacing:-0.48px;display:inline;\">NAV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4b_409\" style=\"left:550px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4c_409\" style=\"left:757px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4d_409\" style=\"left:813px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4e_409\" style=\"left:87px;bottom:640px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_409\" id=\"t4f_409\" style=\"left:128px;bottom:640px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_409\" id=\"t4g_409\" style=\"left:197px;bottom:640px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4h_409\" style=\"left:87px;bottom:625px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4i_409\" style=\"left:100px;bottom:609px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t4j_409\" style=\"left:320px;bottom:609px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t4k_409\" style=\"left:377px;bottom:609px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4l_409\" style=\"left:405px;bottom:609px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t se_409\" id=\"t4m_409\" style=\"left:468px;bottom:609px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4n_409\" style=\"left:550px;bottom:609px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4s_409\" style=\"left:719px;bottom:609px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">0.5% \u2013 51% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4t_409\" style=\"left:805px;bottom:609px;letter-spacing:0.03px;display:inline;\">31.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4o_409\" style=\"left:550px;bottom:595px;word-spacing:-0.14px;display:inline;\">option impl</div><div class=\"t se_409\" id=\"t4p_409\" style=\"left:614px;bottom:595px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ied volat</div><div class=\"t sd_409\" id=\"t4q_409\" style=\"left:662px;bottom:595px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t se_409\" id=\"t4r_409\" style=\"left:668px;bottom:595px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4u_409\" style=\"left:405px;bottom:579px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4v_409\" style=\"left:550px;bottom:579px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4w_409\" style=\"left:715px;bottom:579px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">3.6% \u2013 5.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4x_409\" style=\"left:809px;bottom:579px;letter-spacing:0.06px;display:inline;\">3.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4y_409\" style=\"left:550px;bottom:564px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t50_409\" style=\"left:706px;bottom:564px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">0.6% \u2013 64.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t51_409\" style=\"left:805px;bottom:564px;letter-spacing:0.03px;display:inline;\">12.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4z_409\" style=\"left:550px;bottom:549px;letter-spacing:0.09px;display:inline;\">curves </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t52_409\" style=\"left:100px;bottom:534px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t53_409\" style=\"left:326px;bottom:534px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t54_409\" style=\"left:383px;bottom:534px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t55_409\" style=\"left:405px;bottom:534px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t56_409\" style=\"left:550px;bottom:534px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t57_409\" style=\"left:715px;bottom:534px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">3.6% \u2013 8.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t58_409\" style=\"left:808px;bottom:534px;letter-spacing:-0.03px;display:inline;\">5.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t59_409\" style=\"left:100px;bottom:518px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5a_409\" style=\"left:319px;bottom:518px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5b_409\" style=\"left:371px;bottom:518px;letter-spacing:-0.15px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5c_409\" style=\"left:405px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5d_409\" style=\"left:550px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5e_409\" style=\"left:718px;bottom:518px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">1.0% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5f_409\" style=\"left:810px;bottom:518px;letter-spacing:-0.04px;display:inline;\">1.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5g_409\" style=\"left:550px;bottom:503px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5h_409\" style=\"left:713px;bottom:503px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">1.7% \u2013 16.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5i_409\" style=\"left:809px;bottom:503px;letter-spacing:-0.07px;display:inline;\">8.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5j_409\" style=\"left:100px;bottom:487px;word-spacing:-0.14px;display:inline;\">Equity and stock index </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5k_409\" style=\"left:327px;bottom:487px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5l_409\" style=\"left:378px;bottom:487px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5m_409\" style=\"left:405px;bottom:487px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t5n_409\" style=\"left:472px;bottom:487px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5o_409\" style=\"left:550px;bottom:487px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5p_409\" style=\"left:706px;bottom:487px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5q_409\" style=\"left:801px;bottom:487px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5r_409\" style=\"left:550px;bottom:471px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5s_409\" style=\"left:697px;bottom:471px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5t_409\" style=\"left:804px;bottom:471px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5u_409\" style=\"left:87px;bottom:456px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5v_409\" style=\"left:327px;bottom:456px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5w_409\" style=\"left:368px;bottom:456px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5x_409\" style=\"left:405px;bottom:456px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5y_409\" style=\"left:550px;bottom:456px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5z_409\" style=\"left:717px;bottom:456px;letter-spacing:-0.19px;word-spacing:0.05px;display:inline;\">0.1% \u2013 3.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t60_409\" style=\"left:812px;bottom:456px;letter-spacing:-0.13px;display:inline;\">1.9% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t61_409\" style=\"left:87px;bottom:440px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t62_409\" style=\"left:327px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t63_409\" style=\"left:361px;bottom:440px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t64_409\" style=\"left:405px;bottom:440px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t65_409\" style=\"left:550px;bottom:440px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t66_409\" style=\"left:715px;bottom:440px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">1.0% \u2013 2.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t67_409\" style=\"left:811px;bottom:440px;letter-spacing:0.1px;display:inline;\">1.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t68_409\" style=\"left:550px;bottom:425px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t69_409\" style=\"left:715px;bottom:425px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">2.9% \u2013 8.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6a_409\" style=\"left:812px;bottom:425px;letter-spacing:-0.17px;display:inline;\">6.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6b_409\" style=\"left:550px;bottom:409px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6c_409\" style=\"left:710px;bottom:409px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">4.8% \u2013 15.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6d_409\" style=\"left:810px;bottom:409px;letter-spacing:-0.47px;display:inline;\">9.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6e_409\" style=\"left:405px;bottom:393px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t6f_409\" style=\"left:472px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6g_409\" style=\"left:550px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6h_409\" style=\"left:706px;bottom:393px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6i_409\" style=\"left:801px;bottom:393px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6j_409\" style=\"left:550px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6k_409\" style=\"left:697px;bottom:378px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6l_409\" style=\"left:804px;bottom:378px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6m_409\" style=\"left:87px;bottom:362px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_409\" id=\"t6n_409\" style=\"left:155px;bottom:362px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_409\" id=\"t6o_409\" style=\"left:172px;bottom:362px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t6p_409\" style=\"left:327px;bottom:362px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t6q_409\" style=\"left:362px;bottom:362px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6r_409\" style=\"left:405px;bottom:362px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6s_409\" style=\"left:550px;bottom:362px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6t_409\" style=\"left:716px;bottom:362px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">0.3% \u2013 1.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6u_409\" style=\"left:815px;bottom:362px;letter-spacing:-0.19px;display:inline;\">1.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6v_409\" style=\"left:550px;bottom:347px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6w_409\" style=\"left:708px;bottom:347px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">6.6% \u2013 20.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6x_409\" style=\"left:807px;bottom:347px;letter-spacing:-0.5px;display:inline;\">17.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6y_409\" style=\"left:550px;bottom:331px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6z_409\" style=\"left:715px;bottom:331px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">2.9% \u2013 5.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t70_409\" style=\"left:809px;bottom:331px;letter-spacing:-0.13px;display:inline;\">4.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t71_409\" style=\"left:405px;bottom:316px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t72_409\" style=\"left:472px;bottom:316px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t73_409\" style=\"left:550px;bottom:316px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t74_409\" style=\"left:706px;bottom:316px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t75_409\" style=\"left:801px;bottom:316px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t76_409\" style=\"left:550px;bottom:300px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t77_409\" style=\"left:697px;bottom:300px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t78_409\" style=\"left:804px;bottom:300px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t79_409\" style=\"left:550px;bottom:284px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Bond option impl</div><div class=\"t se_409\" id=\"t7a_409\" style=\"left:646px;bottom:284px;letter-spacing:-0.01px;display:inline;\">ied </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7d_409\" style=\"left:715px;bottom:284px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">2.9% \u2013 5.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7e_409\" style=\"left:809px;bottom:284px;letter-spacing:-0.13px;display:inline;\">4.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7b_409\" style=\"left:550px;bottom:270px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t se_409\" id=\"t7c_409\" style=\"left:584px;bottom:270px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7f_409\" style=\"left:87px;bottom:254px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_409\" id=\"t7g_409\" style=\"left:147px;bottom:254px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7h_409\" style=\"left:327px;bottom:254px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7i_409\" style=\"left:370px;bottom:254px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7j_409\" style=\"left:405px;bottom:254px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7k_409\" style=\"left:550px;bottom:254px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7l_409\" style=\"left:725px;bottom:254px;letter-spacing:-0.56px;word-spacing:0.41px;display:inline;\">7.1% \u2013 7.1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7m_409\" style=\"left:814px;bottom:254px;letter-spacing:-0.69px;display:inline;\">7.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7n_409\" style=\"left:87px;bottom:239px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_409\" id=\"t7o_409\" style=\"left:143px;bottom:239px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_409\" id=\"t7p_409\" style=\"left:149px;bottom:239px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_409\" id=\"t7q_409\" style=\"left:156px;bottom:239px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7r_409\" style=\"left:327px;bottom:239px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7s_409\" style=\"left:382px;bottom:239px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7t_409\" style=\"left:405px;bottom:239px;letter-spacing:0.03px;display:inline;\">Comparable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7x_409\" style=\"left:550px;bottom:239px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7y_409\" style=\"left:722px;bottom:239px;letter-spacing:0.03px;word-spacing:-0.19px;display:inline;\">5.8x \u2013 11.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7z_409\" style=\"left:813px;bottom:239px;letter-spacing:0.08px;display:inline;\">8.5x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7u_409\" style=\"left:405px;bottom:224px;letter-spacing:0.03px;display:inline;\">pric</div><div class=\"t se_409\" id=\"t7v_409\" style=\"left:426px;bottom:224px;letter-spacing:-0.1px;display:inline;\">ing/y</div><div class=\"t sd_409\" id=\"t7w_409\" style=\"left:455px;bottom:224px;display:inline;\">ield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_409\" id=\"t80_409\" style=\"left:87px;bottom:209px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t81_409\" style=\"left:304px;bottom:209px;letter-spacing:0.07px;display:inline;\">6,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t82_409\" style=\"left:357px;bottom:209px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div class=\"t sf_409\" id=\"t83_409\" style=\"left:87px;bottom:187px;display:inline;\">1 </div><div class=\"t sf_409\" id=\"t84_409\" style=\"left:100px;bottom:187px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The ranges of values shown in the above table represent the highest and lowest levels used in the valuation of the Group\u2019s Level 3 \ufb01nanc</div><div class=\"t sg_409\" id=\"t85_409\" style=\"left:719px;bottom:187px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sf_409\" id=\"t86_409\" style=\"left:731px;bottom:187px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">instruments as </div><div class=\"t sf_409\" id=\"t87_409\" style=\"left:100px;bottom:175px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">at 31 December 2023. The ranges of values used are re\ufb02ective of the underlying characterist</div><div class=\"t sg_409\" id=\"t88_409\" style=\"left:517px;bottom:175px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ics of these Level 3 \ufb01nancial </div><div class=\"t sf_409\" id=\"t89_409\" style=\"left:645px;bottom:175px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments based on the market </div><div class=\"t sf_409\" id=\"t8a_409\" style=\"left:100px;bottom:164px;letter-spacing:-0.05px;display:inline;\">condit</div><div class=\"t sg_409\" id=\"t8b_409\" style=\"left:129px;bottom:164px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ions at the balance sheet date. However, these ranges of values may not represent the uncerta</div><div class=\"t sf_409\" id=\"t8c_409\" style=\"left:562px;bottom:164px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">inty in fair value measurements of the Group\u2019s Level 3 </div><div class=\"t sg_409\" id=\"t8d_409\" style=\"left:100px;bottom:152px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div><div class=\"t sf_409\" id=\"t8e_409\" style=\"left:141px;bottom:152px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sf_409\" id=\"t8f_409\" style=\"left:87px;bottom:135px;display:inline;\">2 </div><div class=\"t sf_409\" id=\"t8g_409\" style=\"left:100px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Weighted average for non-derivat</div><div class=\"t sg_409\" id=\"t8h_409\" style=\"left:259px;bottom:135px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_409\" id=\"t8i_409\" style=\"left:316px;bottom:135px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments has been calculated by weight</div><div class=\"t sg_409\" id=\"t8j_409\" style=\"left:513px;bottom:135px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sf_409\" id=\"t8k_409\" style=\"left:530px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the relative fair value. Weighted average for </div><div class=\"t sf_409\" id=\"t8l_409\" style=\"left:100px;bottom:123px;letter-spacing:-0.03px;display:inline;\">derivat</div><div class=\"t sg_409\" id=\"t8m_409\" style=\"left:133px;bottom:123px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ives has been prov</div><div class=\"t sf_409\" id=\"t8n_409\" style=\"left:217px;bottom:123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ided by weight</div><div class=\"t sg_409\" id=\"t8o_409\" style=\"left:285px;bottom:123px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sf_409\" id=\"t8p_409\" style=\"left:302px;bottom:123px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the risk relevant to that variable. N/A has been entered for the cases where weighted average is not </div><div class=\"t sf_409\" id=\"t8q_409\" style=\"left:100px;bottom:112px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">a meaningful ind</div><div class=\"t sg_409\" id=\"t8r_409\" style=\"left:178px;bottom:112px;letter-spacing:-0.05px;display:inline;\">icator </div><div></div><div class=\"t s5_410\" id=\"t7_410\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_410\" id=\"t8_410\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_410\" id=\"t9_410\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_410\" id=\"ta_410\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_410\" id=\"tc_410\" style=\"left:286px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.06px;display:inline;\">Value as at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_410\" id=\"td_410\" style=\"left:270px;bottom:1151px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"tq_410\" style=\"left:277px;bottom:1135px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tt_410\" style=\"left:329px;bottom:1135px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s9_410\" id=\"tu_410\" style=\"left:349px;bottom:1135px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sa_410\" id=\"tv_410\" style=\"left:354px;bottom:1135px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s9_410\" id=\"tw_410\" style=\"left:360px;bottom:1135px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"te_410\" style=\"left:385px;bottom:1135px;letter-spacing:-0.04px;display:inline;\">Princ</div><div class=\"t s9_410\" id=\"tf_410\" style=\"left:408px;bottom:1135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ipal valuat</div><div class=\"t sa_410\" id=\"tg_410\" style=\"left:457px;bottom:1135px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"ti_410\" style=\"left:524px;bottom:1135px;letter-spacing:-0.06px;display:inline;\">Sign</div><div class=\"t s9_410\" id=\"tj_410\" style=\"left:544px;bottom:1135px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">i\ufb01cant unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tn_410\" style=\"left:772px;bottom:1135px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_410\" id=\"tb_410\" style=\"left:69px;bottom:1124px;letter-spacing:0.01px;display:inline;\">Instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tr_410\" style=\"left:272px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_410\" id=\"ts_410\" style=\"left:293px;bottom:1124px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tx_410\" style=\"left:337px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_410\" id=\"ty_410\" style=\"left:358px;bottom:1124px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"th_410\" style=\"left:385px;bottom:1124px;letter-spacing:-0.03px;display:inline;\">technique </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"tk_410\" style=\"left:524px;bottom:1124px;letter-spacing:0.01px;display:inline;\">inputs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"tl_410\" style=\"left:724px;bottom:1124px;letter-spacing:-0.08px;display:inline;\">Range </div><div class=\"t sb_410\" id=\"tm_410\" style=\"vertical-align: super;left:754px;bottom:1129px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"to_410\" style=\"left:779px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">average </div><div class=\"t sb_410\" id=\"tp_410\" style=\"vertical-align: super;left:818px;bottom:1129px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"tz_410\" style=\"left:69px;bottom:1105px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t10_410\" style=\"left:297px;bottom:1105px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t11_410\" style=\"left:366px;bottom:1105px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t12_410\" style=\"left:385px;bottom:1105px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t13_410\" style=\"left:524px;bottom:1105px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t14_410\" style=\"left:731px;bottom:1105px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t15_410\" style=\"left:796px;bottom:1105px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t16_410\" style=\"left:524px;bottom:1086px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t17_410\" style=\"left:727px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">2.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t18_410\" style=\"left:792px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">2.9% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t19_410\" style=\"left:69px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1b_410\" style=\"left:279px;bottom:1068px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1c_410\" style=\"left:366px;bottom:1068px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1d_410\" style=\"left:385px;bottom:1068px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1e_410\" style=\"left:524px;bottom:1068px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1f_410\" style=\"left:683px;bottom:1068px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">0.3% \u2013 18.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1g_410\" style=\"left:792px;bottom:1068px;letter-spacing:0.13px;display:inline;\">5.3% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1a_410\" style=\"left:69px;bottom:1054px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">to customers </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1h_410\" style=\"left:524px;bottom:1050px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1i_410\" style=\"left:684px;bottom:1050px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">5.0% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1j_410\" style=\"left:784px;bottom:1050px;letter-spacing:-0.01px;display:inline;\">90.5% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1k_410\" style=\"left:69px;bottom:1032px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1o_410\" style=\"left:281px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1p_410\" style=\"left:366px;bottom:1032px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1q_410\" style=\"left:385px;bottom:1032px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1r_410\" style=\"left:524px;bottom:1032px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Repo curve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1s_410\" style=\"left:688px;bottom:1032px;word-spacing:-0.14px;display:inline;\">2.3% \u2013 8.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1t_410\" style=\"left:791px;bottom:1032px;letter-spacing:0.12px;display:inline;\">6.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1l_410\" style=\"left:69px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">agreements and other sim</div><div class=\"t s4_410\" id=\"t1m_410\" style=\"left:217px;bottom:1017px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1n_410\" style=\"left:69px;bottom:1003px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1u_410\" style=\"left:524px;bottom:1003px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1v_410\" style=\"left:700px;bottom:1003px;letter-spacing:-0.3px;display:inline;\">1.9%-7.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1w_410\" style=\"left:790px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1x_410\" style=\"left:69px;bottom:985px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_410\" id=\"t1y_410\" style=\"left:137px;bottom:985px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sc_410\" id=\"t1z_410\" style=\"left:203px;bottom:985px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ive tier </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t24_410\" style=\"left:284px;bottom:985px;letter-spacing:-0.15px;display:inline;\">1,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t25_410\" style=\"left:366px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t26_410\" style=\"left:385px;bottom:985px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t27_410\" style=\"left:524px;bottom:985px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t28_410\" style=\"left:689px;bottom:985px;letter-spacing:0.04px;display:inline;\">3.1%\u201348.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t29_410\" style=\"left:797px;bottom:985px;letter-spacing:-0.69px;display:inline;\">7.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t20_410\" style=\"left:69px;bottom:970px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">one and other elig</div><div class=\"t s4_410\" id=\"t21_410\" style=\"left:171px;bottom:970px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ible secur</div><div class=\"t sc_410\" id=\"t22_410\" style=\"left:223px;bottom:970px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_410\" id=\"t23_410\" style=\"left:231px;bottom:970px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t2a_410\" style=\"left:524px;bottom:967px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2b_410\" style=\"left:688px;bottom:967px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">0.0% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2c_410\" style=\"left:791px;bottom:967px;letter-spacing:0.02px;display:inline;\">0.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t2d_410\" style=\"left:69px;bottom:948px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Government bonds and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2f_410\" style=\"left:301px;bottom:948px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2g_410\" style=\"left:366px;bottom:948px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2h_410\" style=\"left:385px;bottom:948px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2i_410\" style=\"left:524px;bottom:948px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2j_410\" style=\"left:731px;bottom:948px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2k_410\" style=\"left:796px;bottom:948px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2e_410\" style=\"left:69px;bottom:934px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">treasury bills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2l_410\" style=\"left:69px;bottom:916px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Asset-backed securit</div><div class=\"t s4_410\" id=\"t2m_410\" style=\"left:186px;bottom:916px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2n_410\" style=\"left:303px;bottom:916px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2o_410\" style=\"left:366px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2p_410\" style=\"left:385px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2q_410\" style=\"left:524px;bottom:916px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2r_410\" style=\"left:726px;bottom:916px;letter-spacing:0.07px;display:inline;\">6.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2s_410\" style=\"left:791px;bottom:916px;letter-spacing:0.07px;display:inline;\">6.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2t_410\" style=\"left:69px;bottom:898px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Equity shares (includes private </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2v_410\" style=\"left:288px;bottom:898px;letter-spacing:-0.03px;display:inline;\">837 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2w_410\" style=\"left:366px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2x_410\" style=\"left:385px;bottom:898px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Comparable pric</div><div class=\"t s4_410\" id=\"t2y_410\" style=\"left:480px;bottom:898px;letter-spacing:-0.04px;display:inline;\">ing/ </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t30_410\" style=\"left:524px;bottom:898px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t31_410\" style=\"left:699px;bottom:898px;letter-spacing:-0.27px;word-spacing:0.11px;display:inline;\">7.0x \u2013 13.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t32_410\" style=\"left:794px;bottom:898px;letter-spacing:-0.03px;display:inline;\">11.0x </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2u_410\" style=\"left:69px;bottom:883px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">equity investments) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2z_410\" style=\"left:385px;bottom:883px;letter-spacing:0.02px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t33_410\" style=\"left:524px;bottom:879px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t34_410\" style=\"left:691px;bottom:879px;letter-spacing:0.14px;word-spacing:-0.29px;display:inline;\">8.2x \u2013 23.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t35_410\" style=\"left:793px;bottom:879px;letter-spacing:-0.1px;display:inline;\">12.9x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t36_410\" style=\"left:524px;bottom:861px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/E multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t37_410\" style=\"left:690px;bottom:861px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">13.4x \u2013 29.7x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t38_410\" style=\"left:794px;bottom:861px;letter-spacing:-0.38px;display:inline;\">17.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t39_410\" style=\"left:524px;bottom:843px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/B multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3a_410\" style=\"left:698px;bottom:843px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">0.3x \u2013 3.3x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3b_410\" style=\"left:799px;bottom:843px;letter-spacing:0.11px;display:inline;\">1.3x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3c_410\" style=\"left:524px;bottom:825px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">P/S multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3d_410\" style=\"left:702px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">2.1x \u2013 2.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3e_410\" style=\"left:796px;bottom:825px;letter-spacing:0.23px;display:inline;\">2.2x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3f_410\" style=\"left:524px;bottom:807px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t s4_410\" id=\"t3g_410\" style=\"left:548px;bottom:807px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sc_410\" id=\"t3h_410\" style=\"left:558px;bottom:807px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ity discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3i_410\" style=\"left:677px;bottom:807px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">10.0% \u2013 29.7% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3j_410\" style=\"left:789px;bottom:807px;letter-spacing:-0.35px;display:inline;\">17.5% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3k_410\" style=\"left:385px;bottom:788px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3l_410\" style=\"left:524px;bottom:788px;word-spacing:-0.14px;display:inline;\">Discount rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3m_410\" style=\"left:686px;bottom:788px;letter-spacing:-0.23px;word-spacing:0.09px;display:inline;\">7.5% \u2013 16.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3n_410\" style=\"left:792px;bottom:788px;letter-spacing:-0.47px;display:inline;\">9.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3o_410\" style=\"left:385px;bottom:770px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t3p_410\" style=\"left:449px;bottom:770px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3q_410\" style=\"left:524px;bottom:770px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3s_410\" style=\"left:695px;bottom:770px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">4.8x \u2013 76.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3t_410\" style=\"left:791px;bottom:770px;letter-spacing:-0.12px;display:inline;\">32.9x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3r_410\" style=\"left:524px;bottom:756px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3u_410\" style=\"left:524px;bottom:738px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3w_410\" style=\"left:731px;bottom:738px;letter-spacing:0.04px;display:inline;\">2.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3x_410\" style=\"left:796px;bottom:738px;letter-spacing:0.04px;display:inline;\">2.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3v_410\" style=\"left:524px;bottom:723px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3y_410\" style=\"left:524px;bottom:705px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t41_410\" style=\"left:718px;bottom:705px;letter-spacing:-0.07px;display:inline;\">60.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t42_410\" style=\"left:783px;bottom:705px;letter-spacing:-0.07px;display:inline;\">60.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3z_410\" style=\"left:524px;bottom:690px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t s4_410\" id=\"t40_410\" style=\"left:558px;bottom:690px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t43_410\" style=\"left:69px;bottom:672px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t44_410\" style=\"left:301px;bottom:672px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t45_410\" style=\"left:366px;bottom:672px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t46_410\" style=\"left:385px;bottom:672px;letter-spacing:-0.48px;display:inline;\">NAV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t47_410\" style=\"left:524px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t48_410\" style=\"left:731px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t49_410\" style=\"left:796px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4a_410\" style=\"left:69px;bottom:654px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_410\" id=\"t4b_410\" style=\"left:111px;bottom:654px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sc_410\" id=\"t4c_410\" style=\"left:180px;bottom:654px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4d_410\" style=\"left:69px;bottom:640px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4e_410\" style=\"left:82px;bottom:621px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4f_410\" style=\"left:297px;bottom:621px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4g_410\" style=\"left:362px;bottom:621px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4h_410\" style=\"left:385px;bottom:621px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t4i_410\" style=\"left:449px;bottom:621px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4j_410\" style=\"left:524px;bottom:621px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4o_410\" style=\"left:675px;bottom:621px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">(21.0)% \u2013 21.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4p_410\" style=\"left:787px;bottom:621px;letter-spacing:0.02px;display:inline;\">(2.7)% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4k_410\" style=\"left:524px;bottom:607px;word-spacing:-0.14px;display:inline;\">option impl</div><div class=\"t s4_410\" id=\"t4l_410\" style=\"left:588px;bottom:607px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ied volat</div><div class=\"t sc_410\" id=\"t4m_410\" style=\"left:636px;bottom:607px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t s4_410\" id=\"t4n_410\" style=\"left:642px;bottom:607px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4q_410\" style=\"left:385px;bottom:589px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4r_410\" style=\"left:524px;bottom:589px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4t_410\" style=\"left:680px;bottom:589px;letter-spacing:-0.18px;word-spacing:0.04px;display:inline;\">(4.6)% \u2013 81.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4u_410\" style=\"left:788px;bottom:589px;letter-spacing:-0.09px;display:inline;\">15.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4s_410\" style=\"left:524px;bottom:574px;letter-spacing:0.09px;display:inline;\">curves </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4v_410\" style=\"left:82px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4w_410\" style=\"left:294px;bottom:556px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4x_410\" style=\"left:362px;bottom:556px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4y_410\" style=\"left:385px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4z_410\" style=\"left:524px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t50_410\" style=\"left:680px;bottom:556px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(2.1)% \u2013 50.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t51_410\" style=\"left:787px;bottom:556px;letter-spacing:-0.12px;display:inline;\">10.6% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t52_410\" style=\"left:385px;bottom:538px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t53_410\" style=\"left:449px;bottom:538px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t54_410\" style=\"left:524px;bottom:538px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Bond option impl</div><div class=\"t s4_410\" id=\"t55_410\" style=\"left:620px;bottom:538px;letter-spacing:-0.01px;display:inline;\">ied </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t58_410\" style=\"left:731px;bottom:538px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t59_410\" style=\"left:796px;bottom:538px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t56_410\" style=\"left:524px;bottom:523px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t s4_410\" id=\"t57_410\" style=\"left:558px;bottom:523px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5a_410\" style=\"left:82px;bottom:505px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5b_410\" style=\"left:303px;bottom:505px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5c_410\" style=\"left:359px;bottom:505px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5d_410\" style=\"left:385px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5e_410\" style=\"left:524px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5f_410\" style=\"left:691px;bottom:505px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">0.1% \u2013 2.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5g_410\" style=\"left:794px;bottom:505px;letter-spacing:-0.12px;display:inline;\">1.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5h_410\" style=\"left:524px;bottom:487px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5i_410\" style=\"left:692px;bottom:487px;letter-spacing:-0.3px;word-spacing:0.15px;display:inline;\">7.2% \u2013 9.7% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5j_410\" style=\"left:793px;bottom:487px;letter-spacing:-0.4px;display:inline;\">7.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5k_410\" style=\"left:82px;bottom:469px;word-spacing:-0.14px;display:inline;\">Equity and stock index </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5l_410\" style=\"left:301px;bottom:469px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5m_410\" style=\"left:359px;bottom:469px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5n_410\" style=\"left:385px;bottom:469px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t5o_410\" style=\"left:452px;bottom:469px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5p_410\" style=\"left:524px;bottom:469px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5q_410\" style=\"left:673px;bottom:469px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5r_410\" style=\"left:786px;bottom:469px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5s_410\" style=\"left:524px;bottom:451px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5t_410\" style=\"left:668px;bottom:451px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5u_410\" style=\"left:786px;bottom:451px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5v_410\" style=\"left:69px;bottom:432px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5w_410\" style=\"left:301px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5x_410\" style=\"left:352px;bottom:432px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5y_410\" style=\"left:385px;bottom:432px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5z_410\" style=\"left:524px;bottom:432px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t60_410\" style=\"left:688px;bottom:432px;letter-spacing:-0.17px;word-spacing:0.03px;display:inline;\">0.9% \u2013 3.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t61_410\" style=\"left:794px;bottom:432px;letter-spacing:0.05px;display:inline;\">1.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t62_410\" style=\"left:524px;bottom:414px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t63_410\" style=\"left:725px;bottom:414px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t64_410\" style=\"left:790px;bottom:414px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t65_410\" style=\"left:69px;bottom:396px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t66_410\" style=\"left:301px;bottom:396px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t67_410\" style=\"left:353px;bottom:396px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t68_410\" style=\"left:385px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t69_410\" style=\"left:524px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6a_410\" style=\"left:688px;bottom:396px;letter-spacing:-0.3px;word-spacing:0.16px;display:inline;\">0.9% \u2013 19.1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6b_410\" style=\"left:786px;bottom:396px;letter-spacing:0.04px;display:inline;\">10.3% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6c_410\" style=\"left:385px;bottom:378px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t6d_410\" style=\"left:452px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6e_410\" style=\"left:524px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6f_410\" style=\"left:673px;bottom:378px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6g_410\" style=\"left:786px;bottom:378px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6h_410\" style=\"left:524px;bottom:360px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6i_410\" style=\"left:668px;bottom:360px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6j_410\" style=\"left:786px;bottom:360px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6k_410\" style=\"left:385px;bottom:342px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t6l_410\" style=\"left:524px;bottom:342px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6m_410\" style=\"left:731px;bottom:342px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6n_410\" style=\"left:796px;bottom:342px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6o_410\" style=\"left:524px;bottom:323px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6p_410\" style=\"left:686px;bottom:323px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">3.1% \u2013 22.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6q_410\" style=\"left:789px;bottom:323px;letter-spacing:-0.36px;display:inline;\">17.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6r_410\" style=\"left:69px;bottom:305px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_410\" id=\"t6s_410\" style=\"left:137px;bottom:305px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_410\" id=\"t6t_410\" style=\"left:155px;bottom:305px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6u_410\" style=\"left:301px;bottom:305px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6v_410\" style=\"left:355px;bottom:305px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6w_410\" style=\"left:385px;bottom:305px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6x_410\" style=\"left:524px;bottom:305px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6y_410\" style=\"left:689px;bottom:305px;letter-spacing:-0.23px;word-spacing:0.09px;display:inline;\">0.3% \u2013 7.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6z_410\" style=\"left:791px;bottom:305px;letter-spacing:0.06px;display:inline;\">4.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t70_410\" style=\"left:524px;bottom:287px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t71_410\" style=\"left:684px;bottom:287px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">6.8% \u2013 12.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t72_410\" style=\"left:796px;bottom:287px;letter-spacing:-0.54px;display:inline;\">9.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t73_410\" style=\"left:385px;bottom:269px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t74_410\" style=\"left:452px;bottom:269px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t75_410\" style=\"left:524px;bottom:269px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t76_410\" style=\"left:673px;bottom:269px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t77_410\" style=\"left:786px;bottom:269px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t78_410\" style=\"left:524px;bottom:251px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t79_410\" style=\"left:668px;bottom:251px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7a_410\" style=\"left:786px;bottom:251px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7b_410\" style=\"left:69px;bottom:233px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_410\" id=\"t7c_410\" style=\"left:129px;bottom:233px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7d_410\" style=\"left:301px;bottom:233px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7e_410\" style=\"left:357px;bottom:233px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7f_410\" style=\"left:385px;bottom:233px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7g_410\" style=\"left:524px;bottom:233px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7h_410\" style=\"left:726px;bottom:233px;letter-spacing:0.07px;display:inline;\">6.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7i_410\" style=\"left:791px;bottom:233px;letter-spacing:0.07px;display:inline;\">6.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7j_410\" style=\"left:69px;bottom:214px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_410\" id=\"t7k_410\" style=\"left:126px;bottom:214px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_410\" id=\"t7l_410\" style=\"left:131px;bottom:214px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_410\" id=\"t7m_410\" style=\"left:139px;bottom:214px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7n_410\" style=\"left:301px;bottom:214px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7o_410\" style=\"left:365px;bottom:214px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7p_410\" style=\"left:385px;bottom:214px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Comparable pric</div><div class=\"t s4_410\" id=\"t7q_410\" style=\"left:480px;bottom:214px;letter-spacing:-0.04px;display:inline;\">ing/ </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7s_410\" style=\"left:524px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7t_410\" style=\"left:697px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.06px;display:inline;\">4.2x \u2013 9.0x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7u_410\" style=\"left:799px;bottom:214px;letter-spacing:-0.14px;display:inline;\">6.1x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7r_410\" style=\"left:385px;bottom:200px;letter-spacing:0.02px;display:inline;\">yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_410\" id=\"t7v_410\" style=\"left:69px;bottom:182px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7w_410\" style=\"left:278px;bottom:182px;letter-spacing:0.07px;display:inline;\">5,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7x_410\" style=\"left:346px;bottom:182px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div class=\"t s9_410\" id=\"t7y_410\" style=\"left:69px;bottom:158px;display:inline;\">1 </div><div class=\"t sa_410\" id=\"t7z_410\" style=\"left:82px;bottom:158px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The ranges of values shown in the above table represent the highest and lowest levels used in the valuation of the Group\u2019s Level 3 \ufb01nanc</div><div class=\"t s9_410\" id=\"t80_410\" style=\"left:701px;bottom:158px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sa_410\" id=\"t81_410\" style=\"left:714px;bottom:158px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">instruments as </div><div class=\"t sa_410\" id=\"t82_410\" style=\"left:82px;bottom:147px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">at 31 December 2022. The ranges of values used are re\ufb02ective of the underlying characterist</div><div class=\"t s9_410\" id=\"t83_410\" style=\"left:500px;bottom:147px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ics of these Level 3 \ufb01nancial </div><div class=\"t sa_410\" id=\"t84_410\" style=\"left:628px;bottom:147px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments based on the market </div><div class=\"t sa_410\" id=\"t85_410\" style=\"left:82px;bottom:135px;letter-spacing:-0.05px;display:inline;\">condit</div><div class=\"t s9_410\" id=\"t86_410\" style=\"left:112px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ions at the balance sheet date. However, these ranges of values may not represent the uncerta</div><div class=\"t sa_410\" id=\"t87_410\" style=\"left:545px;bottom:135px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">inty in fair value measurements of the Group\u2019s Level 3 </div><div class=\"t s9_410\" id=\"t88_410\" style=\"left:82px;bottom:124px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div><div class=\"t sa_410\" id=\"t89_410\" style=\"left:124px;bottom:124px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t s9_410\" id=\"t8a_410\" style=\"left:69px;bottom:107px;display:inline;\">2 </div><div class=\"t sa_410\" id=\"t8b_410\" style=\"left:82px;bottom:107px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Weighted average for non-derivat</div><div class=\"t s9_410\" id=\"t8c_410\" style=\"left:242px;bottom:107px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_410\" id=\"t8d_410\" style=\"left:298px;bottom:107px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments has been calculated by weight</div><div class=\"t s9_410\" id=\"t8e_410\" style=\"left:496px;bottom:107px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sa_410\" id=\"t8f_410\" style=\"left:512px;bottom:107px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the relative fair value. Weighted average for </div><div class=\"t sa_410\" id=\"t8g_410\" style=\"left:82px;bottom:95px;letter-spacing:-0.03px;display:inline;\">derivat</div><div class=\"t s9_410\" id=\"t8h_410\" style=\"left:115px;bottom:95px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ives has been prov</div><div class=\"t sa_410\" id=\"t8i_410\" style=\"left:200px;bottom:95px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ided by weight</div><div class=\"t s9_410\" id=\"t8j_410\" style=\"left:268px;bottom:95px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sa_410\" id=\"t8k_410\" style=\"left:284px;bottom:95px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the risk relevant to that variable. N/A has been entered for the cases where weighted average is not </div><div class=\"t sa_410\" id=\"t8l_410\" style=\"left:82px;bottom:84px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">a meaningful ind</div><div class=\"t s9_410\" id=\"t8m_410\" style=\"left:161px;bottom:84px;letter-spacing:-0.05px;display:inline;\">icator </div><div></div><div class=\"t s4_411\" id=\"t6_411\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_411\" id=\"t7_411\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_411\" id=\"t8_411\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_411\" id=\"t9_411\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_411\" id=\"ta_411\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The following section describes the sign</div><div class=\"t s8_411\" id=\"tb_411\" style=\"left:321px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s7_411\" id=\"tc_411\" style=\"left:445px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inputs ident</div><div class=\"t s8_411\" id=\"td_411\" style=\"left:515px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">i\ufb01ed </div><div class=\"t s7_411\" id=\"te_411\" style=\"left:543px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in the valuation technique table: </div><div class=\"t s7_411\" id=\"tf_411\" style=\"left:87px;bottom:1139px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"tg_411\" style=\"left:100px;bottom:1139px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Comparable price/yield </div><div class=\"t s7_411\" id=\"th_411\" style=\"left:247px;bottom:1139px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is a valuation methodology in which the price of a comparable instrument is used to estimate the </div><div class=\"t s7_411\" id=\"ti_411\" style=\"left:100px;bottom:1123px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value where there are no direct observable prices. Yield is the interest rate that is used to discount the future cash \ufb02ows </div><div class=\"t s7_411\" id=\"tj_411\" style=\"left:100px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in a discounted cash \ufb02ow model. Valuation using comparable instruments can be done by calculating an impl</div><div class=\"t s8_411\" id=\"tk_411\" style=\"left:746px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied y</div><div class=\"t s7_411\" id=\"tl_411\" style=\"left:773px;bottom:1107px;letter-spacing:-0.32px;word-spacing:0.06px;display:inline;\">ield (or </div><div class=\"t s7_411\" id=\"tm_411\" style=\"left:100px;bottom:1091px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">spread over a liqu</div><div class=\"t s8_411\" id=\"tn_411\" style=\"left:204px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">id benchmark) from the pr</div><div class=\"t s7_411\" id=\"to_411\" style=\"left:360px;bottom:1091px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ice of a comparable instrument, then adjust</div><div class=\"t s8_411\" id=\"tp_411\" style=\"left:618px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing that y</div><div class=\"t s7_411\" id=\"tq_411\" style=\"left:674px;bottom:1091px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ield (or spread) to derive a </div><div class=\"t s7_411\" id=\"tr_411\" style=\"left:100px;bottom:1075px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">value for the instrument. The adjustment should account for relevant differences in the \ufb01nanc</div><div class=\"t s8_411\" id=\"ts_411\" style=\"left:649px;bottom:1075px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_411\" id=\"tt_411\" style=\"left:665px;bottom:1075px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments such as maturity </div><div class=\"t s7_411\" id=\"tu_411\" style=\"left:100px;bottom:1059px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">and/or credit quality. Alternatively, a price-to-price basis can be assumed between the comparable instrument and the </div><div class=\"t s7_411\" id=\"tv_411\" style=\"left:100px;bottom:1043px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument being valued in order to establish the value of the instrument (for example, deriv</div><div class=\"t s8_411\" id=\"tw_411\" style=\"left:638px;bottom:1043px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing a fa</div><div class=\"t s7_411\" id=\"tx_411\" style=\"left:682px;bottom:1043px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ir value for a jun</div><div class=\"t s8_411\" id=\"ty_411\" style=\"left:775px;bottom:1043px;letter-spacing:-0.17px;display:inline;\">ior </div><div class=\"t s7_411\" id=\"tz_411\" style=\"left:100px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">unsecured bond from the price of a senior secured bond). An increase in price, in isolat</div><div class=\"t s8_411\" id=\"t10_411\" style=\"left:604px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t11_411\" style=\"left:702px;bottom:1027px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in a favourable </div><div class=\"t s7_411\" id=\"t12_411\" style=\"left:100px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">movement in the fair value of the asset. An increase in yield, in isolat</div><div class=\"t s8_411\" id=\"t13_411\" style=\"left:498px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t14_411\" style=\"left:596px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in an unfavourable movement in the </div><div class=\"t s7_411\" id=\"t15_411\" style=\"left:100px;bottom:995px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">fair value of the asset </div><div class=\"t s7_411\" id=\"t16_411\" style=\"left:87px;bottom:971px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t17_411\" style=\"left:100px;bottom:971px;letter-spacing:-0.09px;display:inline;\">Correlation </div><div class=\"t s7_411\" id=\"t18_411\" style=\"left:172px;bottom:971px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is the measure of how movement in one variable in\ufb02uences the movement in another variable. An equity </div><div class=\"t s7_411\" id=\"t19_411\" style=\"left:100px;bottom:955px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">correlation is the correlation between two equity instruments while an interest rate correlation refers to the correlation </div><div class=\"t s7_411\" id=\"t1a_411\" style=\"left:100px;bottom:939px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">between two swap rates </div><div class=\"t s7_411\" id=\"t1b_411\" style=\"left:87px;bottom:915px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1c_411\" style=\"left:100px;bottom:915px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Credit spread </div><div class=\"t s7_411\" id=\"t1d_411\" style=\"left:185px;bottom:915px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">represents the addit</div><div class=\"t s8_411\" id=\"t1e_411\" style=\"left:305px;bottom:915px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ional y</div><div class=\"t s7_411\" id=\"t1f_411\" style=\"left:344px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ield that a market partic</div><div class=\"t s8_411\" id=\"t1g_411\" style=\"left:487px;bottom:915px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipant would demand for tak</div><div class=\"t s7_411\" id=\"t1h_411\" style=\"left:653px;bottom:915px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing exposure to the Credit Risk </div><div class=\"t s7_411\" id=\"t1i_411\" style=\"left:100px;bottom:899px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">of an instrument </div><div class=\"t s7_411\" id=\"t1j_411\" style=\"left:87px;bottom:875px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1k_411\" style=\"left:100px;bottom:875px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Discount rate </div><div class=\"t s7_411\" id=\"t1l_411\" style=\"left:184px;bottom:875px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">refers to the rate of return used to convert expected cash \ufb02ows into present value </div><div class=\"t s7_411\" id=\"t1m_411\" style=\"left:87px;bottom:850px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1n_411\" style=\"left:100px;bottom:850px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Equity-FX correlation </div><div class=\"t s7_411\" id=\"t1o_411\" style=\"left:233px;bottom:850px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is the correlation between equity instrument and foreign exchange instrument </div><div class=\"t s7_411\" id=\"t1p_411\" style=\"left:87px;bottom:826px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1q_411\" style=\"left:100px;bottom:826px;letter-spacing:-0.26px;display:inline;\">EV/EBITDA multiple </div><div class=\"t s7_411\" id=\"t1r_411\" style=\"left:224px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is the ratio of Enterprise Value (EV) to Earnings Before Interest, Taxes, Depreciat</div><div class=\"t s8_411\" id=\"t1s_411\" style=\"left:691px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Amort</div><div class=\"t s7_411\" id=\"t1t_411\" style=\"left:777px;bottom:826px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t s8_411\" id=\"t1u_411\" style=\"left:799px;bottom:826px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_411\" id=\"t1v_411\" style=\"left:100px;bottom:810px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(EBITDA). EV is the aggregate market capital</div><div class=\"t s8_411\" id=\"t1w_411\" style=\"left:365px;bottom:810px;letter-spacing:-0.14px;display:inline;\">isat</div><div class=\"t s7_411\" id=\"t1x_411\" style=\"left:386px;bottom:810px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and debt minus the cash and cash equivalents. An increase in EV/EBITDA </div><div class=\"t s7_411\" id=\"t1y_411\" style=\"left:100px;bottom:794px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">multiple will result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t1z_411\" style=\"left:87px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t20_411\" style=\"left:100px;bottom:770px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">EV/Revenue multiple </div><div class=\"t s7_411\" id=\"t21_411\" style=\"left:229px;bottom:770px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is the ratio of Enterprise Value (EV) to Revenue. An increase in EV/Revenue multiple will result in a </div><div class=\"t s7_411\" id=\"t22_411\" style=\"left:100px;bottom:754px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t23_411\" style=\"left:87px;bottom:730px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t24_411\" style=\"left:100px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Foreign exchange curves </div><div class=\"t s7_411\" id=\"t25_411\" style=\"left:252px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is the term structure for forward rates and swap rates between currency pairs over a specif</div><div class=\"t s8_411\" id=\"t26_411\" style=\"left:785px;bottom:730px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_411\" id=\"t27_411\" style=\"left:100px;bottom:714px;letter-spacing:-0.09px;display:inline;\">period </div><div class=\"t s7_411\" id=\"t28_411\" style=\"left:87px;bottom:690px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t29_411\" style=\"left:100px;bottom:690px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">Net asset value (NAV) </div><div class=\"t s7_411\" id=\"t2a_411\" style=\"left:237px;bottom:690px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is the value of an entity\u2019s assets after deducting any liab</div><div class=\"t s8_411\" id=\"t2b_411\" style=\"left:566px;bottom:690px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_411\" id=\"t2c_411\" style=\"left:571px;bottom:690px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_411\" id=\"t2d_411\" style=\"left:579px;bottom:690px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_411\" id=\"t2e_411\" style=\"left:87px;bottom:666px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2f_411\" style=\"left:100px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Interest rate curves </div><div class=\"t s7_411\" id=\"t2g_411\" style=\"left:219px;bottom:666px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is the term structure of interest rates and measures of future interest rates at a particular point in time </div><div class=\"t s7_411\" id=\"t2h_411\" style=\"left:87px;bottom:642px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2i_411\" style=\"left:100px;bottom:642px;letter-spacing:-0.15px;display:inline;\">Liqu</div><div class=\"t sa_411\" id=\"t2j_411\" style=\"left:126px;bottom:642px;letter-spacing:-0.13px;display:inline;\">id</div><div class=\"t s9_411\" id=\"t2k_411\" style=\"left:137px;bottom:642px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity discounts in the valuation of unlisted investments </div><div class=\"t s7_411\" id=\"t2l_411\" style=\"left:456px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">are primar</div><div class=\"t s8_411\" id=\"t2m_411\" style=\"left:518px;bottom:642px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily appl</div><div class=\"t s7_411\" id=\"t2n_411\" style=\"left:561px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to the valuation of unlisted \ufb01rms\u2019 </div><div class=\"t s7_411\" id=\"t2o_411\" style=\"left:100px;bottom:626px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments to re\ufb02ect the fact that these stocks are not actively traded. An increase in liqu</div><div class=\"t s8_411\" id=\"t2p_411\" style=\"left:629px;bottom:626px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_411\" id=\"t2q_411\" style=\"left:640px;bottom:626px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity discount will result in an </div><div class=\"t s7_411\" id=\"t2r_411\" style=\"left:100px;bottom:610px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">unfavourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t2s_411\" style=\"left:87px;bottom:586px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2t_411\" style=\"left:100px;bottom:586px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Price-Earnings (P/E) multiple </div><div class=\"t s7_411\" id=\"t2u_411\" style=\"left:278px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of the equity to the net income after tax. An increase in P/E </div><div class=\"t s7_411\" id=\"t2v_411\" style=\"left:100px;bottom:570px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">multiple will result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t2w_411\" style=\"left:87px;bottom:546px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2x_411\" style=\"left:100px;bottom:546px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">Price-Book (P/B) multiple </div><div class=\"t s7_411\" id=\"t2y_411\" style=\"left:256px;bottom:546px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of equity to the book value of equity. An increase in P/B multiple will </div><div class=\"t s7_411\" id=\"t2z_411\" style=\"left:100px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t30_411\" style=\"left:87px;bottom:506px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t31_411\" style=\"left:100px;bottom:506px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">Price-Sales (P/S) multiple </div><div class=\"t s7_411\" id=\"t32_411\" style=\"left:256px;bottom:506px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of equity to sales. An increase in P/S multiple will result in a </div><div class=\"t s7_411\" id=\"t33_411\" style=\"left:100px;bottom:490px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t34_411\" style=\"left:87px;bottom:465px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t35_411\" style=\"left:100px;bottom:465px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Recovery rates </div><div class=\"t s7_411\" id=\"t36_411\" style=\"left:192px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is the expectation of the rate of return resulting from the liqu</div><div class=\"t s8_411\" id=\"t37_411\" style=\"left:547px;bottom:465px;letter-spacing:-0.16px;display:inline;\">idat</div><div class=\"t s7_411\" id=\"t38_411\" style=\"left:571px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of a particular loan. As the probabil</div><div class=\"t s8_411\" id=\"t39_411\" style=\"left:800px;bottom:465px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity of </div><div class=\"t s7_411\" id=\"t3a_411\" style=\"left:100px;bottom:449px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">default increases for a given instrument, the valuation of that instrument will increas</div><div class=\"t s8_411\" id=\"t3b_411\" style=\"left:595px;bottom:449px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ingly re\ufb02ect </div><div class=\"t s7_411\" id=\"t3c_411\" style=\"left:666px;bottom:449px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">its expected recovery level </div><div class=\"t s7_411\" id=\"t3d_411\" style=\"left:100px;bottom:433px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assuming default. An increase in the recovery rate, in isolat</div><div class=\"t s8_411\" id=\"t3e_411\" style=\"left:445px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t3f_411\" style=\"left:542px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in a favourable movement in the fair value of </div><div class=\"t s7_411\" id=\"t3g_411\" style=\"left:100px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the loan </div><div class=\"t s7_411\" id=\"t3h_411\" style=\"left:87px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t3i_411\" style=\"left:100px;bottom:393px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Repo curve </div><div class=\"t s7_411\" id=\"t3j_411\" style=\"left:169px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is the term structure of repo rates on repos and reverse repos at a particular point in time </div><div class=\"t s7_411\" id=\"t3k_411\" style=\"left:87px;bottom:369px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t3l_411\" style=\"left:100px;bottom:369px;letter-spacing:-0.27px;display:inline;\">Volatil</div><div class=\"t sa_411\" id=\"t3m_411\" style=\"left:140px;bottom:369px;display:inline;\">ity </div><div class=\"t s7_411\" id=\"t3n_411\" style=\"left:158px;bottom:369px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">represents an estimate of how much a particular instrument, parameter or index will change in value over time. </div><div class=\"t s7_411\" id=\"t3o_411\" style=\"left:100px;bottom:353px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Generally, the higher the volatil</div><div class=\"t s8_411\" id=\"t3p_411\" style=\"left:283px;bottom:353px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, the more expens</div><div class=\"t s7_411\" id=\"t3q_411\" style=\"left:401px;bottom:353px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ive the option will be. </div><div></div><div class=\"t s5_412\" id=\"t7_412\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_412\" id=\"t8_412\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_412\" id=\"t9_412\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_412\" id=\"ta_412\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_412\" id=\"tb_412\" style=\"left:69px;bottom:1155px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Level 3 movement tables \u2013 \ufb01nancial assets </div><div class=\"t s9_412\" id=\"tc_412\" style=\"left:69px;bottom:1137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The table below analyses movements in Level 3 \ufb01nanc</div><div class=\"t sa_412\" id=\"td_412\" style=\"left:389px;bottom:1137px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets carr</div><div class=\"t s9_412\" id=\"te_412\" style=\"left:469px;bottom:1137px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied at fair value. </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"tg_412\" style=\"left:512px;bottom:1119px;letter-spacing:-0.06px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"th_412\" style=\"left:317px;bottom:1102px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"to_412\" style=\"left:663px;bottom:1102px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Investment securit</div><div class=\"t sc_412\" id=\"tp_412\" style=\"left:749px;bottom:1102px;display:inline;\">ies </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t13_412\" style=\"left:379px;bottom:1085px;letter-spacing:-0.1px;display:inline;\">Reverse </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t14_412\" style=\"left:362px;bottom:1073px;letter-spacing:0.01px;display:inline;\">repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1d_412\" style=\"left:457px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1w_412\" style=\"left:691px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t15_412\" style=\"left:358px;bottom:1062px;letter-spacing:0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1e_412\" style=\"left:433px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sc_412\" id=\"t1f_412\" style=\"left:465px;bottom:1062px;letter-spacing:0.03px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1x_412\" style=\"left:667px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sc_412\" id=\"t1y_412\" style=\"left:699px;bottom:1062px;letter-spacing:0.03px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t16_412\" style=\"left:369px;bottom:1050px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1g_412\" style=\"left:428px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1z_412\" style=\"left:662px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tt_412\" style=\"left:237px;bottom:1039px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"ty_412\" style=\"left:302px;bottom:1039px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t17_412\" style=\"left:384px;bottom:1039px;letter-spacing:-0.03px;display:inline;\">sim</div><div class=\"t sc_412\" id=\"t18_412\" style=\"left:400px;bottom:1039px;letter-spacing:-0.03px;display:inline;\">ilar </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1h_412\" style=\"left:424px;bottom:1039px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">tier one and </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"ti_412\" style=\"left:600px;bottom:1039px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sc_412\" id=\"tj_412\" style=\"left:636px;bottom:1039px;letter-spacing:-0.14px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t20_412\" style=\"left:679px;bottom:1039px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tu_412\" style=\"left:240px;bottom:1028px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tz_412\" style=\"left:305px;bottom:1028px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t19_412\" style=\"left:379px;bottom:1028px;letter-spacing:0.01px;display:inline;\">secured </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1i_412\" style=\"left:455px;bottom:1028px;letter-spacing:0.02px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1o_412\" style=\"left:502px;bottom:1028px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1s_412\" style=\"left:556px;bottom:1028px;letter-spacing:0.03px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_412\" id=\"tk_412\" style=\"left:608px;bottom:1028px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t21_412\" style=\"left:668px;bottom:1028px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t27_412\" style=\"left:736px;bottom:1028px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tv_412\" style=\"left:245px;bottom:1016px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t10_412\" style=\"left:290px;bottom:1016px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1a_412\" style=\"left:380px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1j_412\" style=\"left:425px;bottom:1016px;letter-spacing:-0.03px;display:inline;\">elig</div> <div class=\"t sc_412\" id=\"t1k_412\" style=\"left:442px;bottom:1016px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ible b</div><div class=\"t sb_412\" id=\"t1l_412\" style=\"left:468px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1p_412\" style=\"left:502px;bottom:1016px;letter-spacing:0.01px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1t_412\" style=\"left:554px;bottom:1016px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tl_412\" style=\"left:593px;bottom:1016px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t22_412\" style=\"left:659px;bottom:1016px;letter-spacing:-0.03px;display:inline;\">elig</div> <div class=\"t sc_412\" id=\"t23_412\" style=\"left:676px;bottom:1016px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ible b</div><div class=\"t sb_412\" id=\"t24_412\" style=\"left:702px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t28_412\" style=\"left:736px;bottom:1016px;letter-spacing:0.01px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tq_412\" style=\"left:794px;bottom:1016px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_412\" id=\"tf_412\" style=\"left:69px;bottom:1004px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tw_412\" style=\"left:248px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"tx_412\" style=\"left:271px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t11_412\" style=\"left:313px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t12_412\" style=\"left:336px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1b_412\" style=\"left:378px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t1c_412\" style=\"left:401px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1m_412\" style=\"left:443px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t1n_412\" style=\"left:466px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1q_412\" style=\"left:495px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t1r_412\" style=\"left:518px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1u_412\" style=\"left:547px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t1v_412\" style=\"left:570px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tm_412\" style=\"left:612px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"tn_412\" style=\"left:635px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t25_412\" style=\"left:677px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t26_412\" style=\"left:700px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t29_412\" style=\"left:729px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t2a_412\" style=\"left:752px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tr_412\" style=\"left:781px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"ts_412\" style=\"left:804px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t2b_412\" style=\"left:69px;bottom:985px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2c_412\" style=\"left:274px;bottom:985px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2d_412\" style=\"left:320px;bottom:985px;letter-spacing:0.11px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2e_412\" style=\"left:386px;bottom:985px;letter-spacing:-0.05px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2f_412\" style=\"left:455px;bottom:985px;letter-spacing:-0.03px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2g_412\" style=\"left:514px;bottom:985px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2h_412\" style=\"left:578px;bottom:985px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2i_412\" style=\"left:634px;bottom:985px;letter-spacing:0.34px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2j_412\" style=\"left:708px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2k_412\" style=\"left:746px;bottom:985px;letter-spacing:0.02px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2l_412\" style=\"left:787px;bottom:985px;letter-spacing:0.09px;display:inline;\">5,865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2m_412\" style=\"left:69px;bottom:966px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2n_412\" style=\"left:69px;bottom:951px;word-spacing:-0.15px;display:inline;\">recognised in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2o_412\" style=\"left:69px;bottom:936px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2p_412\" style=\"left:280px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2q_412\" style=\"left:331px;bottom:936px;letter-spacing:0.03px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2r_412\" style=\"left:390px;bottom:936px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2s_412\" style=\"left:454px;bottom:936px;letter-spacing:-0.04px;display:inline;\">(292) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2t_412\" style=\"left:525px;bottom:936px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2u_412\" style=\"left:574px;bottom:936px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2v_412\" style=\"left:638px;bottom:936px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2w_412\" style=\"left:708px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2x_412\" style=\"left:760px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2y_412\" style=\"left:794px;bottom:936px;letter-spacing:-0.25px;display:inline;\">(419) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2z_412\" style=\"left:82px;bottom:917px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t30_412\" style=\"left:280px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t31_412\" style=\"left:345px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t32_412\" style=\"left:410px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t33_412\" style=\"left:475px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t34_412\" style=\"left:527px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t35_412\" style=\"left:579px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t36_412\" style=\"left:643px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t37_412\" style=\"left:708px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t38_412\" style=\"left:760px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t39_412\" style=\"left:812px;bottom:917px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3a_412\" style=\"left:82px;bottom:898px;word-spacing:-0.13px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3b_412\" style=\"left:280px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3c_412\" style=\"left:331px;bottom:898px;letter-spacing:0.03px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3d_412\" style=\"left:390px;bottom:898px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3e_412\" style=\"left:453px;bottom:898px;letter-spacing:-0.12px;display:inline;\">(304) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3f_412\" style=\"left:526px;bottom:898px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3g_412\" style=\"left:579px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3h_412\" style=\"left:638px;bottom:898px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3i_412\" style=\"left:708px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3j_412\" style=\"left:760px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3k_412\" style=\"left:792px;bottom:898px;letter-spacing:-0.23px;display:inline;\">(429) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3l_412\" style=\"left:82px;bottom:879px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3m_412\" style=\"left:280px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3n_412\" style=\"left:345px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3o_412\" style=\"left:410px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3p_412\" style=\"left:469px;bottom:879px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3q_412\" style=\"left:522px;bottom:879px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3r_412\" style=\"left:574px;bottom:879px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3s_412\" style=\"left:643px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3t_412\" style=\"left:708px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3u_412\" style=\"left:760px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3v_412\" style=\"left:805px;bottom:879px;letter-spacing:0.09px;display:inline;\">10 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3w_412\" style=\"left:69px;bottom:860px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3x_412\" style=\"left:69px;bottom:846px;word-spacing:-0.15px;display:inline;\">recognised in other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3y_412\" style=\"left:69px;bottom:831px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t3z_412\" style=\"left:69px;bottom:817px;letter-spacing:-0.2px;display:inline;\">(OCI) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t40_412\" style=\"left:280px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t41_412\" style=\"left:345px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t42_412\" style=\"left:410px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t43_412\" style=\"left:475px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t44_412\" style=\"left:527px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t45_412\" style=\"left:579px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t46_412\" style=\"left:643px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t47_412\" style=\"left:704px;bottom:817px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t48_412\" style=\"left:749px;bottom:817px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t49_412\" style=\"left:797px;bottom:817px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t4a_412\" style=\"left:82px;bottom:798px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t4b_412\" style=\"left:82px;bottom:783px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">OCI reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4c_412\" style=\"left:280px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4d_412\" style=\"left:345px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4e_412\" style=\"left:410px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4f_412\" style=\"left:475px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4g_412\" style=\"left:527px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4h_412\" style=\"left:579px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4i_412\" style=\"left:643px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4j_412\" style=\"left:708px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4k_412\" style=\"left:746px;bottom:783px;letter-spacing:0.1px;display:inline;\">108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4l_412\" style=\"left:798px;bottom:783px;letter-spacing:0.1px;display:inline;\">108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t4m_412\" style=\"left:82px;bottom:764px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4n_412\" style=\"left:280px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4o_412\" style=\"left:345px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4p_412\" style=\"left:410px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4q_412\" style=\"left:475px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4r_412\" style=\"left:527px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4s_412\" style=\"left:579px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4t_412\" style=\"left:643px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4u_412\" style=\"left:704px;bottom:764px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4v_412\" style=\"left:753px;bottom:764px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4w_412\" style=\"left:806px;bottom:764px;letter-spacing:-0.18px;display:inline;\">(8) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t4x_412\" style=\"left:69px;bottom:745px;letter-spacing:0.03px;display:inline;\">Purchases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4y_412\" style=\"left:272px;bottom:745px;letter-spacing:0.3px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4z_412\" style=\"left:321px;bottom:745px;letter-spacing:0.05px;display:inline;\">1,784 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t50_412\" style=\"left:384px;bottom:745px;letter-spacing:-0.12px;display:inline;\">5,902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t51_412\" style=\"left:451px;bottom:745px;letter-spacing:-0.02px;display:inline;\">1,082 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t52_412\" style=\"left:525px;bottom:745px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t53_412\" style=\"left:579px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t54_412\" style=\"left:630px;bottom:745px;letter-spacing:0.03px;display:inline;\">189 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t55_412\" style=\"left:703px;bottom:745px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t56_412\" style=\"left:755px;bottom:745px;letter-spacing:-0.37px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t57_412\" style=\"left:787px;bottom:745px;letter-spacing:-0.3px;display:inline;\">9,069 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t58_412\" style=\"left:69px;bottom:726px;letter-spacing:0.04px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t59_412\" style=\"left:266px;bottom:726px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5a_412\" style=\"left:319px;bottom:726px;letter-spacing:-0.03px;display:inline;\">(1,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5b_412\" style=\"left:380px;bottom:726px;letter-spacing:-0.17px;display:inline;\">(3,942) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5c_412\" style=\"left:456px;bottom:726px;letter-spacing:-0.05px;display:inline;\">(518) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5d_412\" style=\"left:514px;bottom:726px;letter-spacing:-0.04px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5e_412\" style=\"left:579px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5f_412\" style=\"left:627px;bottom:726px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5g_412\" style=\"left:695px;bottom:726px;display:inline;\">(23) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5h_412\" style=\"left:754px;bottom:726px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5i_412\" style=\"left:782px;bottom:726px;letter-spacing:-0.12px;display:inline;\">(5,768) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t5j_412\" style=\"left:69px;bottom:707px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5k_412\" style=\"left:280px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5l_412\" style=\"left:324px;bottom:707px;letter-spacing:-0.18px;display:inline;\">(442) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5m_412\" style=\"left:379px;bottom:707px;letter-spacing:0.08px;display:inline;\">(1,488) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5n_412\" style=\"left:453px;bottom:707px;letter-spacing:0.04px;display:inline;\">(305) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5o_412\" style=\"left:527px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5p_412\" style=\"left:579px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5q_412\" style=\"left:630px;bottom:707px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5r_412\" style=\"left:708px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5s_412\" style=\"left:760px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5t_412\" style=\"left:780px;bottom:707px;letter-spacing:0.08px;display:inline;\">(2,260) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t5u_412\" style=\"left:69px;bottom:688px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t se_412\" id=\"t5v_412\" style=\"vertical-align: super;left:142px;bottom:694px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5w_412\" style=\"left:269px;bottom:688px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5x_412\" style=\"left:324px;bottom:688px;letter-spacing:0.1px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5y_412\" style=\"left:410px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5z_412\" style=\"left:469px;bottom:688px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t60_412\" style=\"left:527px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t61_412\" style=\"left:579px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t62_412\" style=\"left:630px;bottom:688px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t63_412\" style=\"left:697px;bottom:688px;letter-spacing:-0.14px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t64_412\" style=\"left:748px;bottom:688px;letter-spacing:-0.09px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t65_412\" style=\"left:792px;bottom:688px;letter-spacing:0.06px;display:inline;\">(327) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t66_412\" style=\"left:69px;bottom:669px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t se_412\" id=\"t67_412\" style=\"vertical-align: super;left:133px;bottom:675px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t68_412\" style=\"left:280px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t69_412\" style=\"left:329px;bottom:669px;letter-spacing:0.06px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6a_412\" style=\"left:410px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6b_412\" style=\"left:461px;bottom:669px;letter-spacing:0.09px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6c_412\" style=\"left:527px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6d_412\" style=\"left:579px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6e_412\" style=\"left:643px;bottom:669px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6f_412\" style=\"left:702px;bottom:669px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6g_412\" style=\"left:760px;bottom:669px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6h_412\" style=\"left:796px;bottom:669px;letter-spacing:0.15px;display:inline;\">454 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_412\" id=\"t6i_412\" style=\"left:69px;bottom:650px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6j_412\" style=\"left:280px;bottom:650px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6k_412\" style=\"left:321px;bottom:650px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6l_412\" style=\"left:384px;bottom:650px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6m_412\" style=\"left:452px;bottom:650px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6n_412\" style=\"left:513px;bottom:650px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6o_412\" style=\"left:577px;bottom:650px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6p_412\" style=\"left:634px;bottom:650px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6q_412\" style=\"left:701px;bottom:650px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6r_412\" style=\"left:746px;bottom:650px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6s_412\" style=\"left:789px;bottom:650px;letter-spacing:0.07px;display:inline;\">6,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6t_412\" style=\"left:69px;bottom:631px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">Total unrealised (losses)/ </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6u_412\" style=\"left:69px;bottom:616px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">gains recognised in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6v_412\" style=\"left:69px;bottom:602px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">the income statement, </div><div class=\"t sd_412\" id=\"t6w_412\" style=\"left:69px;bottom:587px;letter-spacing:0.05px;display:inline;\">with</div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t6x_412\" style=\"left:94px;bottom:587px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sd_412\" id=\"t6y_412\" style=\"left:152px;bottom:587px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6z_412\" style=\"left:69px;bottom:573px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">relating to change in fair </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t70_412\" style=\"left:69px;bottom:558px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">value of assets held at </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t71_412\" style=\"left:69px;bottom:544px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t72_412\" style=\"left:280px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t73_412\" style=\"left:338px;bottom:544px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t74_412\" style=\"left:409px;bottom:544px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t75_412\" style=\"left:470px;bottom:544px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t76_412\" style=\"left:525px;bottom:544px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t77_412\" style=\"left:579px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t78_412\" style=\"left:632px;bottom:544px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t79_412\" style=\"left:708px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t7a_412\" style=\"left:760px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t7b_412\" style=\"left:806px;bottom:544px;letter-spacing:-0.04px;display:inline;\">(9) </div></td></tr></table><div class=\"t sf_412\" id=\"t7c_412\" style=\"left:69px;bottom:520px;display:inline;\">1 </div><div class=\"t sg_412\" id=\"t7d_412\" style=\"left:82px;bottom:520px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Transfers out includes loans and advances, debt securit</div><div class=\"t sf_412\" id=\"t7e_412\" style=\"left:335px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sg_412\" id=\"t7f_412\" style=\"left:390px;bottom:520px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sf_412\" id=\"t7g_412\" style=\"left:505px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sg_412\" id=\"t7h_412\" style=\"left:530px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ills, equity shares and derivat</div><div class=\"t sf_412\" id=\"t7i_412\" style=\"left:662px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sg_412\" id=\"t7j_412\" style=\"left:719px;bottom:520px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">instruments where the </div><div class=\"t sg_412\" id=\"t7k_412\" style=\"left:82px;bottom:508px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">valuation parameters became observable during the period and were transferred to Level 1 and Level 2 </div><div class=\"t sf_412\" id=\"t7l_412\" style=\"left:69px;bottom:491px;display:inline;\">2 </div><div class=\"t sg_412\" id=\"t7m_412\" style=\"left:82px;bottom:491px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Transfers in primar</div><div class=\"t sf_412\" id=\"t7n_412\" style=\"left:168px;bottom:491px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to loans and advances, debt secur</div><div class=\"t sg_412\" id=\"t7o_412\" style=\"left:370px;bottom:491px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sf_412\" id=\"t7p_412\" style=\"left:376px;bottom:491px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sg_412\" id=\"t7q_412\" style=\"left:430px;bottom:491px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sf_412\" id=\"t7r_412\" style=\"left:546px;bottom:491px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sg_412\" id=\"t7s_412\" style=\"left:571px;bottom:491px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ills, equity shares and derivat</div><div class=\"t sf_412\" id=\"t7t_412\" style=\"left:703px;bottom:491px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sg_412\" id=\"t7u_412\" style=\"left:760px;bottom:491px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sg_412\" id=\"t7v_412\" style=\"left:82px;bottom:480px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">where the valuation parameters became unobservable during the year </div><div></div><div class=\"t s4_413\" id=\"t6_413\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_413\" id=\"t7_413\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_413\" id=\"t8_413\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_413\" id=\"t9_413\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_413\" id=\"ta_413\" style=\"left:87px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The table below analyses movements in Level 3 \ufb01nanc</div><div class=\"t s8_413\" id=\"tb_413\" style=\"left:406px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets carr</div><div class=\"t s7_413\" id=\"tc_413\" style=\"left:487px;bottom:1163px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied at fair value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t sa_413\" id=\"te_413\" style=\"left:530px;bottom:1145px;letter-spacing:-0.08px;display:inline;\">2022 </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_413\" id=\"tf_413\" style=\"left:337px;bottom:1128px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Held at fair value through pro\ufb01t or loss </div>    </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_413\" id=\"tm_413\" style=\"left:682px;bottom:1128px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Investment securit</div><div class=\"t sb_413\" id=\"tn_413\" style=\"left:766px;bottom:1128px;letter-spacing:-0.04px;display:inline;\">ies </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t11_413\" style=\"left:397px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">Reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t12_413\" style=\"left:381px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1b_413\" style=\"left:474px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1u_413\" style=\"left:708px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t13_413\" style=\"left:376px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1c_413\" style=\"left:453px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_413\" id=\"t1d_413\" style=\"left:484px;bottom:1088px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1v_413\" style=\"left:687px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_413\" id=\"t1w_413\" style=\"left:717px;bottom:1088px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t14_413\" style=\"left:388px;bottom:1077px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1e_413\" style=\"left:447px;bottom:1077px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1x_413\" style=\"left:681px;bottom:1077px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tr_413\" style=\"left:255px;bottom:1065px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tw_413\" style=\"left:320px;bottom:1065px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t15_413\" style=\"left:403px;bottom:1065px;letter-spacing:-0.06px;display:inline;\">sim</div><div class=\"t sb_413\" id=\"t16_413\" style=\"left:419px;bottom:1065px;letter-spacing:-0.06px;display:inline;\">ilar </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1f_413\" style=\"left:463px;bottom:1065px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tg_413\" style=\"left:620px;bottom:1065px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t sb_413\" id=\"th_413\" style=\"left:654px;bottom:1065px;letter-spacing:-0.07px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1y_413\" style=\"left:697px;bottom:1065px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"ts_413\" style=\"left:258px;bottom:1054px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tx_413\" style=\"left:323px;bottom:1054px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t17_413\" style=\"left:397px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">secured </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1g_413\" style=\"left:453px;bottom:1054px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1m_413\" style=\"left:521px;bottom:1054px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1q_413\" style=\"left:575px;bottom:1054px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_413\" id=\"ti_413\" style=\"left:627px;bottom:1054px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1z_413\" style=\"left:686px;bottom:1054px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t25_413\" style=\"left:755px;bottom:1054px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tt_413\" style=\"left:263px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"ty_413\" style=\"left:309px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t18_413\" style=\"left:398px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1h_413\" style=\"left:445px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">elig</div><div class=\"t sb_413\" id=\"t1i_413\" style=\"left:462px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t1j_413\" style=\"left:487px;bottom:1042px;letter-spacing:-0.04px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1n_413\" style=\"left:520px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1r_413\" style=\"left:572px;bottom:1042px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tj_413\" style=\"left:612px;bottom:1042px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t20_413\" style=\"left:679px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">elig</div><div class=\"t sb_413\" id=\"t21_413\" style=\"left:696px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t22_413\" style=\"left:721px;bottom:1042px;letter-spacing:-0.04px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t26_413\" style=\"left:754px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"to_413\" style=\"left:812px;bottom:1042px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_413\" id=\"td_413\" style=\"left:87px;bottom:1030px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tu_413\" style=\"left:267px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tv_413\" style=\"left:289px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tz_413\" style=\"left:332px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t10_413\" style=\"left:354px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t19_413\" style=\"left:397px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1a_413\" style=\"left:419px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1k_413\" style=\"left:462px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1l_413\" style=\"left:484px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1o_413\" style=\"left:514px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1p_413\" style=\"left:536px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1s_413\" style=\"left:566px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1t_413\" style=\"left:588px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tk_413\" style=\"left:631px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tl_413\" style=\"left:653px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t23_413\" style=\"left:696px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t24_413\" style=\"left:718px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t27_413\" style=\"left:748px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t28_413\" style=\"left:770px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tp_413\" style=\"left:800px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tq_413\" style=\"left:822px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t29_413\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2a_413\" style=\"left:296px;bottom:1011px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2b_413\" style=\"left:342px;bottom:1011px;letter-spacing:0.12px;display:inline;\">1,357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2c_413\" style=\"left:406px;bottom:1011px;letter-spacing:0.15px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2d_413\" style=\"left:478px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">349 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2e_413\" style=\"left:532px;bottom:1011px;letter-spacing:0.1px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2f_413\" style=\"left:589px;bottom:1011px;letter-spacing:-0.09px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2g_413\" style=\"left:652px;bottom:1011px;letter-spacing:0.04px;display:inline;\">90 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2h_413\" style=\"left:717px;bottom:1011px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2i_413\" style=\"left:764px;bottom:1011px;letter-spacing:-0.13px;display:inline;\">493 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2j_413\" style=\"left:812px;bottom:1011px;letter-spacing:-0.16px;display:inline;\">4,116 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2k_413\" style=\"left:87px;bottom:992px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2l_413\" style=\"left:87px;bottom:977px;word-spacing:-0.15px;display:inline;\">recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2m_413\" style=\"left:87px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2n_413\" style=\"left:288px;bottom:963px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2o_413\" style=\"left:347px;bottom:963px;letter-spacing:-0.22px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2p_413\" style=\"left:427px;bottom:963px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2q_413\" style=\"left:492px;bottom:963px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2r_413\" style=\"left:543px;bottom:963px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2s_413\" style=\"left:596px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2t_413\" style=\"left:652px;bottom:963px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2u_413\" style=\"left:726px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2v_413\" style=\"left:778px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2w_413\" style=\"left:812px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(105) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2x_413\" style=\"left:100px;bottom:944px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2y_413\" style=\"left:297px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2z_413\" style=\"left:362px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t30_413\" style=\"left:427px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t31_413\" style=\"left:492px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t32_413\" style=\"left:544px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t33_413\" style=\"left:596px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t34_413\" style=\"left:661px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t35_413\" style=\"left:726px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t36_413\" style=\"left:778px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t37_413\" style=\"left:829px;bottom:944px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t38_413\" style=\"left:100px;bottom:925px;word-spacing:-0.13px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t39_413\" style=\"left:288px;bottom:925px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3a_413\" style=\"left:347px;bottom:925px;letter-spacing:-0.22px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3b_413\" style=\"left:427px;bottom:925px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3c_413\" style=\"left:492px;bottom:925px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3d_413\" style=\"left:543px;bottom:925px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3e_413\" style=\"left:596px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3f_413\" style=\"left:652px;bottom:925px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3g_413\" style=\"left:726px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3h_413\" style=\"left:778px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3i_413\" style=\"left:812px;bottom:925px;letter-spacing:-0.02px;display:inline;\">(105) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3j_413\" style=\"left:100px;bottom:906px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3k_413\" style=\"left:297px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3l_413\" style=\"left:362px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3m_413\" style=\"left:427px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3n_413\" style=\"left:492px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3o_413\" style=\"left:544px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3p_413\" style=\"left:596px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3q_413\" style=\"left:661px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3r_413\" style=\"left:726px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3s_413\" style=\"left:778px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3t_413\" style=\"left:829px;bottom:906px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3u_413\" style=\"left:87px;bottom:887px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total losses recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3v_413\" style=\"left:87px;bottom:872px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">other comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3w_413\" style=\"left:87px;bottom:858px;letter-spacing:-0.08px;word-spacing:-0.05px;display:inline;\">income (OCI) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3x_413\" style=\"left:297px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3y_413\" style=\"left:362px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3z_413\" style=\"left:427px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t40_413\" style=\"left:492px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t41_413\" style=\"left:544px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t42_413\" style=\"left:596px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t43_413\" style=\"left:661px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t44_413\" style=\"left:723px;bottom:858px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t45_413\" style=\"left:773px;bottom:858px;letter-spacing:-0.46px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t46_413\" style=\"left:824px;bottom:858px;letter-spacing:-0.34px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t47_413\" style=\"left:100px;bottom:838px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t48_413\" style=\"left:100px;bottom:824px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">OCI reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t49_413\" style=\"left:297px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4a_413\" style=\"left:362px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4b_413\" style=\"left:427px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4c_413\" style=\"left:492px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4d_413\" style=\"left:544px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4e_413\" style=\"left:596px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4f_413\" style=\"left:661px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4g_413\" style=\"left:723px;bottom:824px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4h_413\" style=\"left:775px;bottom:824px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4i_413\" style=\"left:824px;bottom:824px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t4j_413\" style=\"left:100px;bottom:805px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4k_413\" style=\"left:297px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4l_413\" style=\"left:362px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4m_413\" style=\"left:427px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4n_413\" style=\"left:492px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4o_413\" style=\"left:544px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4p_413\" style=\"left:596px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4q_413\" style=\"left:661px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4r_413\" style=\"left:726px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4s_413\" style=\"left:772px;bottom:805px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4t_413\" style=\"left:824px;bottom:805px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t4u_413\" style=\"left:87px;bottom:786px;letter-spacing:0.03px;display:inline;\">Purchases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4v_413\" style=\"left:290px;bottom:786px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4w_413\" style=\"left:340px;bottom:786px;letter-spacing:0.06px;display:inline;\">1,605 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4x_413\" style=\"left:403px;bottom:786px;letter-spacing:0.05px;display:inline;\">6,438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4y_413\" style=\"left:470px;bottom:786px;display:inline;\">1,063 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4z_413\" style=\"left:543px;bottom:786px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t50_413\" style=\"left:595px;bottom:786px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t51_413\" style=\"left:652px;bottom:786px;letter-spacing:-0.02px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t52_413\" style=\"left:726px;bottom:786px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t53_413\" style=\"left:766px;bottom:786px;letter-spacing:0.06px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t54_413\" style=\"left:807px;bottom:786px;letter-spacing:-0.31px;display:inline;\">9,455 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t55_413\" style=\"left:87px;bottom:767px;letter-spacing:0.04px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t56_413\" style=\"left:284px;bottom:767px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t57_413\" style=\"left:343px;bottom:767px;letter-spacing:0.07px;display:inline;\">(237) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t58_413\" style=\"left:398px;bottom:767px;letter-spacing:-0.06px;display:inline;\">(5,484) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t59_413\" style=\"left:473px;bottom:767px;letter-spacing:-0.11px;display:inline;\">(342) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5a_413\" style=\"left:534px;bottom:767px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5b_413\" style=\"left:585px;bottom:767px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5c_413\" style=\"left:649px;bottom:767px;letter-spacing:-0.17px;display:inline;\">(99) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5d_413\" style=\"left:726px;bottom:767px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5e_413\" style=\"left:773px;bottom:767px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5f_413\" style=\"left:805px;bottom:767px;letter-spacing:-0.15px;display:inline;\">(6,218) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t5g_413\" style=\"left:87px;bottom:748px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5h_413\" style=\"left:288px;bottom:748px;letter-spacing:-0.19px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5i_413\" style=\"left:343px;bottom:748px;letter-spacing:0.01px;display:inline;\">(877) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5j_413\" style=\"left:409px;bottom:748px;letter-spacing:-0.33px;display:inline;\">(524) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5k_413\" style=\"left:489px;bottom:748px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5l_413\" style=\"left:544px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5m_413\" style=\"left:596px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5n_413\" style=\"left:648px;bottom:748px;letter-spacing:-0.33px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5o_413\" style=\"left:714px;bottom:748px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5p_413\" style=\"left:778px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5q_413\" style=\"left:803px;bottom:748px;letter-spacing:-0.02px;display:inline;\">(1,540) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t5r_413\" style=\"left:87px;bottom:729px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_413\" id=\"t5s_413\" style=\"vertical-align: super;left:159px;bottom:735px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5t_413\" style=\"left:297px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5u_413\" style=\"left:345px;bottom:729px;letter-spacing:-0.19px;display:inline;\">(160) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5v_413\" style=\"left:427px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5w_413\" style=\"left:492px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5x_413\" style=\"left:544px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5y_413\" style=\"left:586px;bottom:729px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5z_413\" style=\"left:649px;bottom:729px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t60_413\" style=\"left:726px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t61_413\" style=\"left:778px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t62_413\" style=\"left:810px;bottom:729px;letter-spacing:-0.23px;display:inline;\">(206) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t63_413\" style=\"left:87px;bottom:710px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_413\" id=\"t64_413\" style=\"vertical-align: super;left:150px;bottom:716px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t65_413\" style=\"left:290px;bottom:710px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t66_413\" style=\"left:348px;bottom:710px;letter-spacing:-0.29px;display:inline;\">249 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t67_413\" style=\"left:427px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t68_413\" style=\"left:485px;bottom:710px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t69_413\" style=\"left:544px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6a_413\" style=\"left:596px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6b_413\" style=\"left:656px;bottom:710px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6c_413\" style=\"left:726px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6d_413\" style=\"left:772px;bottom:710px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6e_413\" style=\"left:817px;bottom:710px;letter-spacing:-0.03px;display:inline;\">372 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_413\" id=\"t6f_413\" style=\"left:87px;bottom:691px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6g_413\" style=\"left:292px;bottom:691px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6h_413\" style=\"left:340px;bottom:691px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6i_413\" style=\"left:406px;bottom:691px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6j_413\" style=\"left:475px;bottom:691px;letter-spacing:-0.1px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6k_413\" style=\"left:532px;bottom:691px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6l_413\" style=\"left:596px;bottom:691px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6m_413\" style=\"left:652px;bottom:691px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6n_413\" style=\"left:726px;bottom:691px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6o_413\" style=\"left:764px;bottom:691px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6p_413\" style=\"left:806px;bottom:691px;letter-spacing:0.07px;display:inline;\">5,865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6q_413\" style=\"left:87px;bottom:672px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total unrealised gains/ </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6r_413\" style=\"left:87px;bottom:657px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">(losses) recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6s_413\" style=\"left:87px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">the income statement, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6t_413\" style=\"left:87px;bottom:628px;letter-spacing:0.05px;display:inline;\">with</div><div class=\"t se_413\" id=\"t6u_413\" style=\"left:111px;bottom:628px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_413\" id=\"t6v_413\" style=\"left:169px;bottom:628px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6w_413\" style=\"left:87px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">relating to change in fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6x_413\" style=\"left:87px;bottom:599px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">value of assets held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6y_413\" style=\"left:87px;bottom:585px;word-spacing:-0.13px;display:inline;\">31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6z_413\" style=\"left:297px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t70_413\" style=\"left:362px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t71_413\" style=\"left:427px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t72_413\" style=\"left:492px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t73_413\" style=\"left:543px;bottom:585px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t74_413\" style=\"left:596px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t75_413\" style=\"left:656px;bottom:585px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t76_413\" style=\"left:726px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t77_413\" style=\"left:778px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t78_413\" style=\"left:832px;bottom:585px;display:inline;\">1 </div></td></tr></table><div class=\"t sa_413\" id=\"t79_413\" style=\"left:87px;bottom:561px;display:inline;\">1 </div><div class=\"t sa_413\" id=\"t7a_413\" style=\"left:100px;bottom:561px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Transfers out includes loans and advances, other assets and derivat</div><div class=\"t sb_413\" id=\"t7b_413\" style=\"left:410px;bottom:561px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_413\" id=\"t7c_413\" style=\"left:467px;bottom:561px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments where the valuation parameters became observable during the </div><div class=\"t sa_413\" id=\"t7d_413\" style=\"left:100px;bottom:549px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">period and were transferred to Level 1 and Level 2 </div><div class=\"t sa_413\" id=\"t7e_413\" style=\"left:87px;bottom:532px;display:inline;\">2 </div><div class=\"t sa_413\" id=\"t7f_413\" style=\"left:100px;bottom:532px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Transfers in primar</div><div class=\"t sb_413\" id=\"t7g_413\" style=\"left:185px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to loans and advances, debt secur</div><div class=\"t sa_413\" id=\"t7h_413\" style=\"left:387px;bottom:532px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sb_413\" id=\"t7i_413\" style=\"left:394px;bottom:532px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sa_413\" id=\"t7j_413\" style=\"left:448px;bottom:532px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sb_413\" id=\"t7k_413\" style=\"left:563px;bottom:532px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t7l_413\" style=\"left:588px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ills and derivat</div><div class=\"t sb_413\" id=\"t7m_413\" style=\"left:655px;bottom:532px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_413\" id=\"t7n_413\" style=\"left:712px;bottom:532px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">instruments where the </div><div class=\"t sa_413\" id=\"t7o_413\" style=\"left:100px;bottom:521px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">valuation parameters became unobservable during the year </div><div></div><div class=\"t s0_414\" id=\"t1_414\" style=\"left:69px;bottom:48px;letter-spacing:-0.54px;display:inline;\"> </div><div class=\"t s0_414\" id=\"t2_414\" style=\"left:126px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_414\" id=\"t3_414\" style=\"left:227px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t s2_414\" id=\"t4_414\" style=\"left:69px;bottom:1231px;letter-spacing:0.3px;display:inline;\"></div><div class=\"t s3_414\" id=\"t5_414\" style=\"left:109px;bottom:1231px;letter-spacing:0.31px;word-spacing:-0.2px;display:inline;\"> </div><div class=\"t s4_414\" id=\"t6_414\" style=\"left:212px;bottom:1231px;letter-spacing:0.25px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s5_414\" id=\"t7_414\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_414\" id=\"t8_414\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_414\" id=\"t9_414\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_414\" id=\"ta_414\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_414\" id=\"tb_414\" style=\"left:69px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Level 3 movement tables \u2013 \ufb01nancial l</div><div class=\"t s9_414\" id=\"tc_414\" style=\"left:289px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s8_414\" id=\"td_414\" style=\"left:309px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_414\" id=\"te_414\" style=\"left:316px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_414\" id=\"tf_414\" style=\"left:325px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t sa_414\" id=\"tg_414\" style=\"left:584px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tp_414\" style=\"left:535px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tv_414\" style=\"left:574px;bottom:1119px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sb_414\" id=\"tw_414\" style=\"left:610px;bottom:1119px;letter-spacing:-0.14px;display:inline;\">ive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"th_414\" style=\"left:387px;bottom:1108px;letter-spacing:0.02px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tl_414\" style=\"left:448px;bottom:1108px;display:inline;\">Customer </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tq_414\" style=\"left:514px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sb_414\" id=\"tr_414\" style=\"left:546px;bottom:1108px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_414\" id=\"tx_414\" style=\"left:582px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t11_414\" style=\"left:663px;bottom:1108px;letter-spacing:-0.01px;display:inline;\">Short </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t16_414\" style=\"left:725px;bottom:1108px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ti_414\" style=\"left:386px;bottom:1096px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tm_414\" style=\"left:451px;bottom:1096px;display:inline;\">accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ts_414\" style=\"left:525px;bottom:1096px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ty_414\" style=\"left:567px;bottom:1096px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t12_414\" style=\"left:646px;bottom:1096px;display:inline;\">posit</div><div class=\"t sb_414\" id=\"t13_414\" style=\"left:669px;bottom:1096px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t17_414\" style=\"left:710px;bottom:1096px;letter-spacing:-0.05px;display:inline;\">liab</div><div class=\"t sb_414\" id=\"t18_414\" style=\"left:728px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t sa_414\" id=\"t19_414\" style=\"left:734px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sb_414\" id=\"t1a_414\" style=\"left:741px;bottom:1096px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1d_414\" style=\"left:794px;bottom:1096px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tj_414\" style=\"left:391px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"tk_414\" style=\"left:414px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tn_414\" style=\"left:456px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"to_414\" style=\"left:479px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tt_414\" style=\"left:521px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"tu_414\" style=\"left:544px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tz_414\" style=\"left:586px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t10_414\" style=\"left:609px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t14_414\" style=\"left:651px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t15_414\" style=\"left:674px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1b_414\" style=\"left:716px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t1c_414\" style=\"left:739px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1e_414\" style=\"left:781px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t1f_414\" style=\"left:804px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t1g_414\" style=\"left:69px;bottom:1065px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1h_414\" style=\"left:407px;bottom:1065px;letter-spacing:0.12px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1i_414\" style=\"left:473px;bottom:1065px;letter-spacing:0.07px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1j_414\" style=\"left:539px;bottom:1065px;letter-spacing:0.03px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1k_414\" style=\"left:607px;bottom:1065px;letter-spacing:-0.01px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1l_414\" style=\"left:673px;bottom:1065px;letter-spacing:0.13px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1m_414\" style=\"left:746px;bottom:1065px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1n_414\" style=\"left:789px;bottom:1065px;letter-spacing:-0.02px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t1o_414\" style=\"left:69px;bottom:1046px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total losses/(gains) recognised in income statement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t1p_414\" style=\"left:69px;bottom:1031px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u2013 net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1q_414\" style=\"left:422px;bottom:1031px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1r_414\" style=\"left:482px;bottom:1031px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1s_414\" style=\"left:545px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1t_414\" style=\"left:605px;bottom:1031px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1u_414\" style=\"left:682px;bottom:1031px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1v_414\" style=\"left:747px;bottom:1031px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1w_414\" style=\"left:807px;bottom:1031px;letter-spacing:-0.59px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t1x_414\" style=\"left:69px;bottom:1012px;letter-spacing:0.06px;display:inline;\">Issues </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1y_414\" style=\"left:408px;bottom:1012px;letter-spacing:-0.1px;display:inline;\">628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1z_414\" style=\"left:464px;bottom:1012px;letter-spacing:-0.02px;display:inline;\">1,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t20_414\" style=\"left:528px;bottom:1012px;letter-spacing:0.09px;display:inline;\">1,489 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t21_414\" style=\"left:601px;bottom:1012px;letter-spacing:0.02px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t22_414\" style=\"left:667px;bottom:1012px;letter-spacing:0.13px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t23_414\" style=\"left:747px;bottom:1012px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t24_414\" style=\"left:786px;bottom:1012px;letter-spacing:0.11px;display:inline;\">4,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t25_414\" style=\"left:69px;bottom:993px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t26_414\" style=\"left:402px;bottom:993px;letter-spacing:0.01px;display:inline;\">(585) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t27_414\" style=\"left:460px;bottom:993px;letter-spacing:0.02px;display:inline;\">(1,491) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t28_414\" style=\"left:526px;bottom:993px;letter-spacing:0.07px;display:inline;\">(1,218) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t29_414\" style=\"left:600px;bottom:993px;letter-spacing:-0.05px;display:inline;\">(312) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2a_414\" style=\"left:668px;bottom:993px;letter-spacing:-0.3px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2b_414\" style=\"left:747px;bottom:993px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2c_414\" style=\"left:781px;bottom:993px;letter-spacing:0.03px;display:inline;\">(3,646) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t2d_414\" style=\"left:69px;bottom:974px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_414\" id=\"t2e_414\" style=\"vertical-align: super;left:142px;bottom:980px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2f_414\" style=\"left:417px;bottom:974px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2g_414\" style=\"left:481px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2h_414\" style=\"left:539px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2i_414\" style=\"left:608px;bottom:974px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2j_414\" style=\"left:682px;bottom:974px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2k_414\" style=\"left:743px;bottom:974px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2l_414\" style=\"left:795px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(110) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t2m_414\" style=\"left:69px;bottom:955px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_414\" id=\"t2n_414\" style=\"vertical-align: super;left:133px;bottom:961px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2o_414\" style=\"left:423px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2p_414\" style=\"left:480px;bottom:955px;letter-spacing:0.17px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2q_414\" style=\"left:538px;bottom:955px;letter-spacing:0.07px;display:inline;\">365 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2r_414\" style=\"left:617px;bottom:955px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2s_414\" style=\"left:682px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2t_414\" style=\"left:747px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2u_414\" style=\"left:800px;bottom:955px;letter-spacing:0.06px;display:inline;\">391 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_414\" id=\"t2v_414\" style=\"left:69px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2w_414\" style=\"left:407px;bottom:936px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2x_414\" style=\"left:465px;bottom:936px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2y_414\" style=\"left:530px;bottom:936px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2z_414\" style=\"left:605px;bottom:936px;letter-spacing:-0.09px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t30_414\" style=\"left:669px;bottom:936px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t31_414\" style=\"left:746px;bottom:936px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t32_414\" style=\"left:786px;bottom:936px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t33_414\" style=\"left:69px;bottom:917px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total unrealised (gains)/losses recognised in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t34_414\" style=\"left:69px;bottom:902px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement, with</div><div class=\"t s4_414\" id=\"t35_414\" style=\"left:202px;bottom:902px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_414\" id=\"t36_414\" style=\"left:260px;bottom:902px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t37_414\" style=\"left:69px;bottom:888px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">relating to change in fair value of liab</div><div class=\"t s4_414\" id=\"t38_414\" style=\"left:277px;bottom:888px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_414\" id=\"t39_414\" style=\"left:282px;bottom:888px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_414\" id=\"t3a_414\" style=\"left:290px;bottom:888px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">ies held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t3b_414\" style=\"left:69px;bottom:873px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3c_414\" style=\"left:423px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3d_414\" style=\"left:476px;bottom:873px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3e_414\" style=\"left:551px;bottom:873px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3f_414\" style=\"left:604px;bottom:873px;letter-spacing:-0.25px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3g_414\" style=\"left:682px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3h_414\" style=\"left:747px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3i_414\" style=\"left:800px;bottom:873px;letter-spacing:-0.38px;display:inline;\">(62) </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t se_414\" id=\"t3j_414\" style=\"left:584px;bottom:849px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3s_414\" style=\"left:535px;bottom:832px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3y_414\" style=\"left:576px;bottom:832px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t se_414\" id=\"t3z_414\" style=\"left:611px;bottom:832px;letter-spacing:-0.07px;display:inline;\">ive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3k_414\" style=\"left:388px;bottom:821px;letter-spacing:0.01px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3o_414\" style=\"left:449px;bottom:821px;letter-spacing:-0.02px;display:inline;\">Customer </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3t_414\" style=\"left:516px;bottom:821px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t se_414\" id=\"t3u_414\" style=\"left:546px;bottom:821px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t40_414\" style=\"left:584px;bottom:821px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t44_414\" style=\"left:664px;bottom:821px;letter-spacing:0.01px;display:inline;\">Short </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t49_414\" style=\"left:726px;bottom:821px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3l_414\" style=\"left:387px;bottom:809px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3p_414\" style=\"left:451px;bottom:809px;letter-spacing:-0.01px;display:inline;\">accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3v_414\" style=\"left:526px;bottom:809px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t41_414\" style=\"left:569px;bottom:809px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t45_414\" style=\"left:647px;bottom:809px;letter-spacing:-0.02px;display:inline;\">posit</div><div class=\"t se_414\" id=\"t46_414\" style=\"left:670px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4a_414\" style=\"left:713px;bottom:809px;letter-spacing:-0.06px;display:inline;\">liab</div><div class=\"t se_414\" id=\"t4b_414\" style=\"left:731px;bottom:809px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t4c_414\" style=\"left:735px;bottom:809px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t4d_414\" style=\"left:741px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t4g_414\" style=\"left:795px;bottom:809px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3m_414\" style=\"left:393px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3n_414\" style=\"left:414px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3q_414\" style=\"left:458px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3r_414\" style=\"left:479px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3w_414\" style=\"left:523px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3x_414\" style=\"left:544px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t42_414\" style=\"left:588px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t43_414\" style=\"left:609px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t47_414\" style=\"left:653px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t48_414\" style=\"left:674px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4e_414\" style=\"left:718px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t4f_414\" style=\"left:739px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4h_414\" style=\"left:783px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t4i_414\" style=\"left:804px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t4j_414\" style=\"left:69px;bottom:778px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4k_414\" style=\"left:409px;bottom:778px;letter-spacing:0.03px;display:inline;\">283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4l_414\" style=\"left:473px;bottom:778px;letter-spacing:0.06px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4m_414\" style=\"left:541px;bottom:778px;letter-spacing:-0.06px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4n_414\" style=\"left:610px;bottom:778px;letter-spacing:-0.46px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4o_414\" style=\"left:682px;bottom:778px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4p_414\" style=\"left:749px;bottom:778px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4q_414\" style=\"left:792px;bottom:778px;letter-spacing:0.04px;display:inline;\">1,653 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t4r_414\" style=\"left:69px;bottom:759px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total (gains)/losses recognised in income statement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t4s_414\" style=\"left:69px;bottom:744px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u2013 net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4t_414\" style=\"left:411px;bottom:744px;letter-spacing:0.01px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4u_414\" style=\"left:476px;bottom:744px;letter-spacing:-0.35px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4v_414\" style=\"left:536px;bottom:744px;letter-spacing:-0.11px;display:inline;\">(158) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4w_414\" style=\"left:606px;bottom:744px;letter-spacing:-0.03px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4x_414\" style=\"left:678px;bottom:744px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4y_414\" style=\"left:747px;bottom:744px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4z_414\" style=\"left:796px;bottom:744px;letter-spacing:-0.25px;display:inline;\">(120) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t50_414\" style=\"left:69px;bottom:725px;letter-spacing:0.06px;display:inline;\">Issues </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t51_414\" style=\"left:408px;bottom:725px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t52_414\" style=\"left:469px;bottom:725px;letter-spacing:0.05px;display:inline;\">1,818 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t53_414\" style=\"left:541px;bottom:725px;letter-spacing:0.01px;display:inline;\">815 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t54_414\" style=\"left:606px;bottom:725px;letter-spacing:-0.09px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t55_414\" style=\"left:669px;bottom:725px;letter-spacing:0.05px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t56_414\" style=\"left:747px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t57_414\" style=\"left:789px;bottom:725px;letter-spacing:0.14px;display:inline;\">3,399 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t58_414\" style=\"left:69px;bottom:706px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t59_414\" style=\"left:402px;bottom:706px;letter-spacing:-0.32px;display:inline;\">(400) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5a_414\" style=\"left:462px;bottom:706px;letter-spacing:-0.08px;display:inline;\">(1,266) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5b_414\" style=\"left:526px;bottom:706px;letter-spacing:-0.13px;display:inline;\">(1,066) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5c_414\" style=\"left:601px;bottom:706px;letter-spacing:-0.01px;display:inline;\">(291) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5d_414\" style=\"left:670px;bottom:706px;letter-spacing:-0.03px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5e_414\" style=\"left:747px;bottom:706px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5f_414\" style=\"left:787px;bottom:706px;letter-spacing:-0.24px;display:inline;\">(3,120) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t5g_414\" style=\"left:69px;bottom:687px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_414\" id=\"t5h_414\" style=\"vertical-align: super;left:142px;bottom:694px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5i_414\" style=\"left:417px;bottom:687px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5j_414\" style=\"left:488px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5k_414\" style=\"left:540px;bottom:687px;letter-spacing:-0.13px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5l_414\" style=\"left:606px;bottom:687px;letter-spacing:-0.09px;display:inline;\">(23) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5m_414\" style=\"left:682px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5n_414\" style=\"left:747px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5o_414\" style=\"left:801px;bottom:687px;letter-spacing:-0.47px;display:inline;\">(66) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t5p_414\" style=\"left:69px;bottom:668px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_414\" id=\"t5q_414\" style=\"vertical-align: super;left:133px;bottom:675px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5r_414\" style=\"left:423px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5s_414\" style=\"left:479px;bottom:668px;letter-spacing:0.28px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5t_414\" style=\"left:546px;bottom:668px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5u_414\" style=\"left:617px;bottom:668px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5v_414\" style=\"left:682px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5w_414\" style=\"left:747px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5x_414\" style=\"left:802px;bottom:668px;letter-spacing:-0.15px;display:inline;\">132 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_414\" id=\"t5y_414\" style=\"left:69px;bottom:649px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5z_414\" style=\"left:408px;bottom:649px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t60_414\" style=\"left:474px;bottom:649px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t61_414\" style=\"left:541px;bottom:649px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t62_414\" style=\"left:609px;bottom:649px;letter-spacing:-0.02px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t63_414\" style=\"left:673px;bottom:649px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t64_414\" style=\"left:747px;bottom:649px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t65_414\" style=\"left:792px;bottom:649px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t66_414\" style=\"left:69px;bottom:630px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total unrealised gains recognised in the income </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t67_414\" style=\"left:69px;bottom:616px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">statement, with</div><div class=\"t s4_414\" id=\"t68_414\" style=\"left:158px;bottom:616px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_414\" id=\"t69_414\" style=\"left:216px;bottom:616px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, relating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t6a_414\" style=\"left:69px;bottom:601px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">to change in fair value of liab</div><div class=\"t s4_414\" id=\"t6b_414\" style=\"left:230px;bottom:601px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_414\" id=\"t6c_414\" style=\"left:236px;bottom:601px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_414\" id=\"t6d_414\" style=\"left:243px;bottom:601px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ies held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t6e_414\" style=\"left:69px;bottom:587px;word-spacing:-0.13px;display:inline;\">31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6f_414\" style=\"left:420px;bottom:587px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6g_414\" style=\"left:478px;bottom:587px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6h_414\" style=\"left:547px;bottom:587px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6i_414\" style=\"left:613px;bottom:587px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6j_414\" style=\"left:682px;bottom:587px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6k_414\" style=\"left:747px;bottom:587px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6l_414\" style=\"left:800px;bottom:587px;letter-spacing:-0.2px;display:inline;\">(28) </div></td></tr></table><div class=\"t se_414\" id=\"t6m_414\" style=\"left:69px;bottom:563px;display:inline;\">1 </div><div class=\"t sf_414\" id=\"t6n_414\" style=\"left:82px;bottom:563px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Transfers out during the year primar</div><div class=\"t se_414\" id=\"t6o_414\" style=\"left:247px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to bank depos</div><div class=\"t sf_414\" id=\"t6p_414\" style=\"left:358px;bottom:563px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">its, customer accounts debt securit</div><div class=\"t se_414\" id=\"t6q_414\" style=\"left:517px;bottom:563px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sf_414\" id=\"t6r_414\" style=\"left:531px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">in issue, other liab</div><div class=\"t se_414\" id=\"t6s_414\" style=\"left:612px;bottom:563px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t6t_414\" style=\"left:617px;bottom:563px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t6u_414\" style=\"left:623px;bottom:563px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ies and der</div><div class=\"t sf_414\" id=\"t6v_414\" style=\"left:673px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ivat</div><div class=\"t se_414\" id=\"t6w_414\" style=\"left:691px;bottom:563px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_414\" id=\"t6x_414\" style=\"left:748px;bottom:563px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sf_414\" id=\"t6y_414\" style=\"left:82px;bottom:551px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">where the valuation parameters became observable during the year and were transferred to Level 2 \ufb01nanc</div><div class=\"t se_414\" id=\"t6z_414\" style=\"left:572px;bottom:551px;letter-spacing:-0.12px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t sf_414\" id=\"t70_414\" style=\"left:587px;bottom:551px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t se_414\" id=\"t71_414\" style=\"left:602px;bottom:551px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t72_414\" style=\"left:606px;bottom:551px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t73_414\" style=\"left:613px;bottom:551px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t se_414\" id=\"t74_414\" style=\"left:69px;bottom:534px;display:inline;\">2 </div><div class=\"t sf_414\" id=\"t75_414\" style=\"left:82px;bottom:534px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Transfers in during the year primar</div><div class=\"t se_414\" id=\"t76_414\" style=\"left:240px;bottom:534px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ily relates to der</div><div class=\"t sf_414\" id=\"t77_414\" style=\"left:312px;bottom:534px;letter-spacing:-0.06px;display:inline;\">ivat</div><div class=\"t se_414\" id=\"t78_414\" style=\"left:330px;bottom:534px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_414\" id=\"t79_414\" style=\"left:386px;bottom:534px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">instruments, customer accounts and debt securit</div><div class=\"t se_414\" id=\"t7a_414\" style=\"left:610px;bottom:534px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sf_414\" id=\"t7b_414\" style=\"left:624px;bottom:534px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">in issue where the valuation parameters </div><div class=\"t sf_414\" id=\"t7c_414\" style=\"left:82px;bottom:523px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">become unobservable during the year </div><div></div><div class=\"t s0_415\" id=\"t1_415\" style=\"left:825px;bottom:48px;letter-spacing:-0.48px;display:inline;\"> </div><div class=\"t s0_415\" id=\"t2_415\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_415\" id=\"t3_415\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_415 s2_415\" id=\"t4_415\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_415 s3_415\" id=\"t5_415\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">  </div><div class=\"t s4_415\" id=\"t6_415\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_415\" id=\"t7_415\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_415\" id=\"t8_415\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_415\" id=\"t9_415\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_415\" id=\"ta_415\" style=\"left:87px;bottom:1155px;letter-spacing:-0.07px;display:inline;\">Sensit</div><div class=\"t s8_415\" id=\"tb_415\" style=\"left:124px;bottom:1155px;letter-spacing:-0.12px;display:inline;\">iv</div><div class=\"t s7_415\" id=\"tc_415\" style=\"left:134px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_415\" id=\"td_415\" style=\"left:143px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s7_415\" id=\"te_415\" style=\"left:162px;bottom:1155px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in respect of the fair values of Level 3 assets and liab</div><div class=\"t s8_415\" id=\"tf_415\" style=\"left:477px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_415\" id=\"tg_415\" style=\"left:483px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_415\" id=\"th_415\" style=\"left:492px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s9_415\" id=\"ti_415\" style=\"left:87px;bottom:1137px;letter-spacing:-0.11px;display:inline;\">Sensit</div><div class=\"t sa_415\" id=\"tj_415\" style=\"left:122px;bottom:1137px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s9_415\" id=\"tk_415\" style=\"left:131px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity analysis is performed on products with sign</div><div class=\"t sa_415\" id=\"tl_415\" style=\"left:403px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s9_415\" id=\"tm_415\" style=\"left:527px;bottom:1137px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inputs. The Group applies a 10 per cent increase or </div><div class=\"t s9_415\" id=\"tn_415\" style=\"left:87px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">decrease on the values of these unobservable inputs, to generate a range of reasonably possible alternative valuations. The </div><div class=\"t s9_415\" id=\"to_415\" style=\"left:87px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">percentage shift is determined by statist</div><div class=\"t sa_415\" id=\"tp_415\" style=\"left:325px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical analys</div><div class=\"t s9_415\" id=\"tq_415\" style=\"left:387px;bottom:1105px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is performed on a set of reference prices based on the composit</div><div class=\"t sa_415\" id=\"tr_415\" style=\"left:762px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s9_415\" id=\"ts_415\" style=\"left:87px;bottom:1089px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Group\u2019s Level 3 inventory as the measurement date. Favourable and unfavourable changes (which show the balance adjusted </div><div class=\"t s9_415\" id=\"tt_415\" style=\"left:87px;bottom:1073px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for input change) are determined on the basis of changes in the value of the instrument as a result of varying the levels of the </div><div class=\"t s9_415\" id=\"tu_415\" style=\"left:87px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">unobservable parameters. The Level 3 sensit</div><div class=\"t sa_415\" id=\"tv_415\" style=\"left:348px;bottom:1057px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s9_415\" id=\"tw_415\" style=\"left:358px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity analysis assumes a one-way market move and does not consider offsets </div><div class=\"t s9_415\" id=\"tx_415\" style=\"left:87px;bottom:1041px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">for hedges. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_415\" id=\"ty_415\" style=\"left:351px;bottom:1022px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Held at fair value through pro\ufb01t or loss </div>  </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_415\" id=\"tz_415\" style=\"left:581px;bottom:1022px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Held at fair value through other comprehensive income </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t13_415\" style=\"left:427px;bottom:1006px;letter-spacing:-0.06px;display:inline;\">Favourable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t17_415\" style=\"left:501px;bottom:1006px;letter-spacing:-0.04px;display:inline;\">Unfavourable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1e_415\" style=\"left:695px;bottom:1006px;letter-spacing:-0.06px;display:inline;\">Favourable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1i_415\" style=\"left:770px;bottom:1006px;letter-spacing:-0.04px;display:inline;\">Unfavourable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t10_415\" style=\"left:331px;bottom:994px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Net exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t14_415\" style=\"left:441px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t18_415\" style=\"left:527px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1b_415\" style=\"left:600px;bottom:994px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Net exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1f_415\" style=\"left:709px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1j_415\" style=\"left:796px;bottom:994px;display:inline;\">changes </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t11_415\" style=\"left:357px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t12_415\" style=\"left:379px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t15_415\" style=\"left:443px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t16_415\" style=\"left:466px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t19_415\" style=\"left:530px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1a_415\" style=\"left:553px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1c_415\" style=\"left:625px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1d_415\" style=\"left:648px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1g_415\" style=\"left:712px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1h_415\" style=\"left:734px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1k_415\" style=\"left:798px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1l_415\" style=\"left:821px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t1m_415\" style=\"left:87px;bottom:963px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sc_415\" id=\"t1n_415\" style=\"left:125px;bottom:963px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sb_415\" id=\"t1o_415\" style=\"left:142px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1p_415\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1q_415\" style=\"left:364px;bottom:943px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1r_415\" style=\"left:452px;bottom:943px;letter-spacing:-0.07px;display:inline;\">1,985 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1s_415\" style=\"left:540px;bottom:943px;display:inline;\">1,918 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1t_415\" style=\"left:656px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1u_415\" style=\"left:743px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1v_415\" style=\"left:830px;bottom:943px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1w_415\" style=\"left:87px;bottom:924px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1x_415\" style=\"left:87px;bottom:910px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t se_415\" id=\"t1y_415\" style=\"left:138px;bottom:910px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_415\" id=\"t1z_415\" style=\"left:229px;bottom:910px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t20_415\" style=\"left:362px;bottom:910px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t21_415\" style=\"left:448px;bottom:910px;letter-spacing:0.21px;display:inline;\">2,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t22_415\" style=\"left:536px;bottom:910px;letter-spacing:0.27px;display:inline;\">2,336 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t23_415\" style=\"left:656px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t24_415\" style=\"left:743px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t25_415\" style=\"left:830px;bottom:910px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t26_415\" style=\"left:87px;bottom:891px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t27_415\" style=\"left:155px;bottom:891px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_415\" id=\"t28_415\" style=\"left:220px;bottom:891px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive tier one and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t29_415\" style=\"left:87px;bottom:876px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">other elig</div><div class=\"t se_415\" id=\"t2a_415\" style=\"left:139px;bottom:876px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_415\" id=\"t2b_415\" style=\"left:170px;bottom:876px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2c_415\" style=\"left:365px;bottom:876px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2d_415\" style=\"left:450px;bottom:876px;letter-spacing:0.17px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2e_415\" style=\"left:541px;bottom:876px;letter-spacing:-0.08px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2f_415\" style=\"left:649px;bottom:876px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2g_415\" style=\"left:735px;bottom:876px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2h_415\" style=\"left:821px;bottom:876px;letter-spacing:0.18px;display:inline;\">66 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2i_415\" style=\"left:87px;bottom:857px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2j_415\" style=\"left:374px;bottom:857px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2k_415\" style=\"left:459px;bottom:857px;letter-spacing:-0.06px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2l_415\" style=\"left:548px;bottom:857px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2m_415\" style=\"left:642px;bottom:857px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2n_415\" style=\"left:727px;bottom:857px;letter-spacing:0.16px;display:inline;\">866 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2o_415\" style=\"left:814px;bottom:857px;letter-spacing:-0.13px;display:inline;\">708 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2p_415\" style=\"left:87px;bottom:838px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2q_415\" style=\"left:387px;bottom:838px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2r_415\" style=\"left:474px;bottom:838px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2s_415\" style=\"left:560px;bottom:838px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2t_415\" style=\"left:656px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2u_415\" style=\"left:743px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2v_415\" style=\"left:830px;bottom:838px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2w_415\" style=\"left:87px;bottom:819px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_415\" id=\"t2x_415\" style=\"left:128px;bottom:819px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_415\" id=\"t2y_415\" style=\"left:197px;bottom:819px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2z_415\" style=\"left:372px;bottom:819px;letter-spacing:-0.11px;display:inline;\">(116) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t30_415\" style=\"left:461px;bottom:819px;letter-spacing:0.05px;display:inline;\">(75) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t31_415\" style=\"left:543px;bottom:819px;letter-spacing:0.12px;display:inline;\">(157) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t32_415\" style=\"left:656px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t33_415\" style=\"left:743px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t34_415\" style=\"left:830px;bottom:819px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t35_415\" style=\"left:87px;bottom:800px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Customers accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t36_415\" style=\"left:359px;bottom:800px;letter-spacing:0.02px;display:inline;\">(1,278) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t37_415\" style=\"left:450px;bottom:800px;letter-spacing:-0.03px;display:inline;\">(1,191) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t38_415\" style=\"left:532px;bottom:800px;letter-spacing:0.12px;display:inline;\">(1,365) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t39_415\" style=\"left:656px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3a_415\" style=\"left:743px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3b_415\" style=\"left:830px;bottom:800px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3c_415\" style=\"left:87px;bottom:781px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3d_415\" style=\"left:368px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3e_415\" style=\"left:454px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3f_415\" style=\"left:541px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3g_415\" style=\"left:656px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3h_415\" style=\"left:743px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3i_415\" style=\"left:830px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3j_415\" style=\"left:87px;bottom:762px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_415\" id=\"t3k_415\" style=\"left:147px;bottom:762px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3l_415\" style=\"left:369px;bottom:762px;letter-spacing:0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3m_415\" style=\"left:457px;bottom:762px;letter-spacing:0.04px;display:inline;\">(101) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3n_415\" style=\"left:542px;bottom:762px;letter-spacing:0.06px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3o_415\" style=\"left:656px;bottom:762px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3p_415\" style=\"left:743px;bottom:762px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3q_415\" style=\"left:830px;bottom:762px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3r_415\" style=\"left:87px;bottom:743px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t3s_415\" style=\"left:155px;bottom:743px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_415\" id=\"t3t_415\" style=\"left:172px;bottom:743px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3u_415\" style=\"left:360px;bottom:743px;letter-spacing:-0.05px;display:inline;\">(1,041) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3v_415\" style=\"left:454px;bottom:743px;letter-spacing:-0.14px;display:inline;\">(966) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3w_415\" style=\"left:538px;bottom:743px;letter-spacing:-0.04px;display:inline;\">(1,115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3x_415\" style=\"left:656px;bottom:743px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3y_415\" style=\"left:743px;bottom:743px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3z_415\" style=\"left:830px;bottom:743px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t40_415\" style=\"left:87px;bottom:724px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_415\" id=\"t41_415\" style=\"left:143px;bottom:724px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_415\" id=\"t42_415\" style=\"left:149px;bottom:724px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_415\" id=\"t43_415\" style=\"left:156px;bottom:724px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t44_415\" style=\"left:381px;bottom:724px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t45_415\" style=\"left:468px;bottom:724px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t46_415\" style=\"left:554px;bottom:724px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t47_415\" style=\"left:656px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t48_415\" style=\"left:743px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t49_415\" style=\"left:830px;bottom:724px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t4a_415\" style=\"left:87px;bottom:705px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4b_415\" style=\"left:362px;bottom:705px;letter-spacing:0.1px;display:inline;\">2,895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4c_415\" style=\"left:452px;bottom:705px;letter-spacing:0.09px;display:inline;\">3,219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4d_415\" style=\"left:536px;bottom:705px;letter-spacing:0.23px;display:inline;\">2,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4e_415\" style=\"left:641px;bottom:705px;letter-spacing:-0.02px;display:inline;\">859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4f_415\" style=\"left:727px;bottom:705px;letter-spacing:-0.02px;display:inline;\">944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4g_415\" style=\"left:815px;bottom:705px;letter-spacing:-0.27px;display:inline;\">774 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t4h_415\" style=\"left:87px;bottom:667px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sc_415\" id=\"t4i_415\" style=\"left:125px;bottom:667px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sb_415\" id=\"t4j_415\" style=\"left:142px;bottom:667px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4k_415\" style=\"left:87px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4l_415\" style=\"left:367px;bottom:648px;letter-spacing:-0.02px;display:inline;\">1,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4m_415\" style=\"left:456px;bottom:648px;letter-spacing:0.01px;display:inline;\">1,851 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4n_415\" style=\"left:540px;bottom:648px;letter-spacing:0.08px;display:inline;\">1,758 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4o_415\" style=\"left:656px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4p_415\" style=\"left:743px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4q_415\" style=\"left:830px;bottom:648px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4r_415\" style=\"left:87px;bottom:629px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4s_415\" style=\"left:87px;bottom:614px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t se_415\" id=\"t4t_415\" style=\"left:138px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_415\" id=\"t4u_415\" style=\"left:229px;bottom:614px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4v_415\" style=\"left:367px;bottom:614px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4w_415\" style=\"left:454px;bottom:614px;letter-spacing:-0.05px;display:inline;\">2,013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4x_415\" style=\"left:541px;bottom:614px;letter-spacing:-0.19px;display:inline;\">1,979 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4y_415\" style=\"left:656px;bottom:614px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4z_415\" style=\"left:743px;bottom:614px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t50_415\" style=\"left:830px;bottom:614px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t51_415\" style=\"left:87px;bottom:595px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Asset backed securit</div><div class=\"t se_415\" id=\"t52_415\" style=\"left:202px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t53_415\" style=\"left:390px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t54_415\" style=\"left:476px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t55_415\" style=\"left:563px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t56_415\" style=\"left:656px;bottom:595px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t57_415\" style=\"left:743px;bottom:595px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t58_415\" style=\"left:830px;bottom:595px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t59_415\" style=\"left:87px;bottom:576px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t5a_415\" style=\"left:155px;bottom:576px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_415\" id=\"t5b_415\" style=\"left:220px;bottom:576px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive tier one and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5c_415\" style=\"left:87px;bottom:562px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">other elig</div><div class=\"t se_415\" id=\"t5d_415\" style=\"left:139px;bottom:562px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_415\" id=\"t5e_415\" style=\"left:170px;bottom:562px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5f_415\" style=\"left:371px;bottom:562px;letter-spacing:-0.15px;display:inline;\">1,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5g_415\" style=\"left:456px;bottom:562px;letter-spacing:-0.09px;display:inline;\">1,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5h_415\" style=\"left:544px;bottom:562px;letter-spacing:-0.21px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5i_415\" style=\"left:656px;bottom:562px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5j_415\" style=\"left:743px;bottom:562px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5k_415\" style=\"left:830px;bottom:562px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5l_415\" style=\"left:87px;bottom:543px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5m_415\" style=\"left:377px;bottom:543px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5n_415\" style=\"left:458px;bottom:543px;letter-spacing:-0.01px;display:inline;\">200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5o_415\" style=\"left:549px;bottom:543px;letter-spacing:0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5p_415\" style=\"left:643px;bottom:543px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5q_415\" style=\"left:732px;bottom:543px;letter-spacing:0.08px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5r_415\" style=\"left:816px;bottom:543px;letter-spacing:-0.15px;display:inline;\">595 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5s_415\" style=\"left:87px;bottom:524px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5t_415\" style=\"left:388px;bottom:524px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5u_415\" style=\"left:474px;bottom:524px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5v_415\" style=\"left:560px;bottom:524px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5w_415\" style=\"left:656px;bottom:524px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5x_415\" style=\"left:743px;bottom:524px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5y_415\" style=\"left:830px;bottom:524px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5z_415\" style=\"left:87px;bottom:505px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_415\" id=\"t60_415\" style=\"left:128px;bottom:505px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_415\" id=\"t61_415\" style=\"left:197px;bottom:505px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t62_415\" style=\"left:375px;bottom:505px;letter-spacing:0.31px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t63_415\" style=\"left:463px;bottom:505px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t64_415\" style=\"left:544px;bottom:505px;letter-spacing:-0.09px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t65_415\" style=\"left:656px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t66_415\" style=\"left:743px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t67_415\" style=\"left:830px;bottom:505px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t68_415\" style=\"left:87px;bottom:486px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Customers accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t69_415\" style=\"left:370px;bottom:486px;letter-spacing:-0.18px;display:inline;\">(972) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6a_415\" style=\"left:456px;bottom:486px;letter-spacing:-0.24px;display:inline;\">(934) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6b_415\" style=\"left:537px;bottom:486px;letter-spacing:-0.15px;display:inline;\">(1,010) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6c_415\" style=\"left:656px;bottom:486px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6d_415\" style=\"left:743px;bottom:486px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6e_415\" style=\"left:830px;bottom:486px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6f_415\" style=\"left:87px;bottom:467px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6g_415\" style=\"left:369px;bottom:467px;letter-spacing:-0.11px;display:inline;\">(288) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6h_415\" style=\"left:456px;bottom:467px;letter-spacing:-0.13px;display:inline;\">(283) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6i_415\" style=\"left:543px;bottom:467px;letter-spacing:-0.13px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6j_415\" style=\"left:656px;bottom:467px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6k_415\" style=\"left:743px;bottom:467px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6l_415\" style=\"left:830px;bottom:467px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6m_415\" style=\"left:87px;bottom:448px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_415\" id=\"t6n_415\" style=\"left:147px;bottom:448px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6o_415\" style=\"left:375px;bottom:448px;letter-spacing:-0.48px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6p_415\" style=\"left:463px;bottom:448px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6q_415\" style=\"left:552px;bottom:448px;letter-spacing:-0.54px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6r_415\" style=\"left:656px;bottom:448px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6s_415\" style=\"left:743px;bottom:448px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6t_415\" style=\"left:830px;bottom:448px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6u_415\" style=\"left:87px;bottom:428px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t6v_415\" style=\"left:155px;bottom:428px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_415\" id=\"t6w_415\" style=\"left:172px;bottom:428px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6x_415\" style=\"left:372px;bottom:428px;letter-spacing:-0.35px;display:inline;\">(451) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6y_415\" style=\"left:459px;bottom:428px;letter-spacing:-0.46px;display:inline;\">(419) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6z_415\" style=\"left:543px;bottom:428px;letter-spacing:-0.32px;display:inline;\">(482) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t70_415\" style=\"left:656px;bottom:428px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t71_415\" style=\"left:743px;bottom:428px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t72_415\" style=\"left:830px;bottom:428px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t73_415\" style=\"left:87px;bottom:409px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_415\" id=\"t74_415\" style=\"left:143px;bottom:409px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_415\" id=\"t75_415\" style=\"left:149px;bottom:409px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_415\" id=\"t76_415\" style=\"left:156px;bottom:409px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t77_415\" style=\"left:384px;bottom:409px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t78_415\" style=\"left:469px;bottom:409px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t79_415\" style=\"left:555px;bottom:409px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7a_415\" style=\"left:656px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7b_415\" style=\"left:743px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7c_415\" style=\"left:830px;bottom:409px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t7d_415\" style=\"left:87px;bottom:390px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7e_415\" style=\"left:366px;bottom:390px;letter-spacing:0.09px;display:inline;\">3,332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7f_415\" style=\"left:455px;bottom:390px;letter-spacing:0.02px;display:inline;\">3,517 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7g_415\" style=\"left:536px;bottom:390px;display:inline;\">3,090 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7h_415\" style=\"left:643px;bottom:390px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7i_415\" style=\"left:732px;bottom:390px;letter-spacing:0.08px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7j_415\" style=\"left:816px;bottom:390px;letter-spacing:-0.15px;display:inline;\">595 </div></td></tr></table><div class=\"t s9_415\" id=\"t7k_415\" style=\"left:87px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The reasonably possible alternatives could have increased or decreased the fair values of \ufb01nanc</div><div class=\"t sa_415\" id=\"t7l_415\" style=\"left:652px;bottom:361px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_415\" id=\"t7m_415\" style=\"left:669px;bottom:361px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments held at fair </div><div class=\"t s9_415\" id=\"t7n_415\" style=\"left:87px;bottom:345px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value through pro\ufb01t or loss and those classif</div><div class=\"t sa_415\" id=\"t7o_415\" style=\"left:345px;bottom:345px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s9_415\" id=\"t7p_415\" style=\"left:395px;bottom:345px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through other comprehensive income by the amounts disclosed </div><div class=\"t s9_415\" id=\"t7q_415\" style=\"left:87px;bottom:328px;letter-spacing:-0.26px;display:inline;\">below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t7v_415\" style=\"left:726px;bottom:310px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sh_415\" id=\"t7y_415\" style=\"left:813px;bottom:310px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_415\" id=\"t7r_415\" style=\"left:87px;bottom:299px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_415\" id=\"t7s_415\" style=\"left:118px;bottom:299px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sf_415\" id=\"t7t_415\" style=\"left:132px;bottom:299px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_415\" id=\"t7u_415\" style=\"left:398px;bottom:299px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Fair value changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t7w_415\" style=\"left:712px;bottom:299px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t7x_415\" style=\"left:734px;bottom:299px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sh_415\" id=\"t7z_415\" style=\"left:800px;bottom:299px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_415\" id=\"t80_415\" style=\"left:822px;bottom:299px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t81_415\" style=\"left:87px;bottom:279px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Held at fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t82_415\" style=\"left:398px;bottom:279px;word-spacing:-0.14px;display:inline;\">Possible increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t83_415\" style=\"left:728px;bottom:279px;display:inline;\">324 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t84_415\" style=\"left:818px;bottom:279px;letter-spacing:0.05px;display:inline;\">185 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t85_415\" style=\"left:398px;bottom:260px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Possible decrease </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t86_415\" style=\"left:723px;bottom:260px;letter-spacing:-0.08px;display:inline;\">(362) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t87_415\" style=\"left:812px;bottom:260px;letter-spacing:-0.26px;display:inline;\">(242) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t88_415\" style=\"left:87px;bottom:240px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value through other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t89_415\" style=\"left:398px;bottom:240px;word-spacing:-0.14px;display:inline;\">Possible increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t8a_415\" style=\"left:735px;bottom:240px;letter-spacing:0.09px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t8b_415\" style=\"left:821px;bottom:240px;letter-spacing:0.07px;display:inline;\">60 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t8c_415\" style=\"left:398px;bottom:221px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Possible decrease </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t8d_415\" style=\"left:730px;bottom:221px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t8e_415\" style=\"left:817px;bottom:221px;letter-spacing:-0.49px;display:inline;\">(60) </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f88188": {
   "value": "13. Financ<div class=\"t s6_392\" id=\"t8_392\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">ial </div><div class=\"t s5_392\" id=\"t9_392\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\">instruments </div><div class=\"t s7_392\" id=\"ta_392\" style=\"left:78px;bottom:1154px;letter-spacing:-0.06px;display:inline;\">Classif</div><div class=\"t s8_392\" id=\"tb_392\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">icat</div><div class=\"t s7_392\" id=\"tc_392\" style=\"left:142px;bottom:1154px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion and measurement </div><div class=\"t s7_392\" id=\"td_392\" style=\"left:78px;bottom:1128px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s9_392\" id=\"te_392\" style=\"left:78px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sa_392\" id=\"tf_392\" style=\"left:118px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at amort</div><div class=\"t s9_392\" id=\"tg_392\" style=\"left:256px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and fair value through other comprehensive income </div><div class=\"t sb_392\" id=\"th_392\" style=\"left:78px;bottom:1094px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at amortised cost or held at FVOCI have contractual terms that give rise to cash \ufb02ows that are solely </div><div class=\"t sb_392\" id=\"ti_392\" style=\"left:78px;bottom:1077px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">payments of princ</div><div class=\"t sc_392\" id=\"tj_392\" style=\"left:186px;bottom:1077px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sb_392\" id=\"tk_392\" style=\"left:237px;bottom:1077px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">interest (SPPI) characterist</div><div class=\"t sc_392\" id=\"tl_392\" style=\"left:392px;bottom:1077px;letter-spacing:-0.08px;display:inline;\">ics. </div><div class=\"t sb_392\" id=\"tm_392\" style=\"left:78px;bottom:1053px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In assessing whether the contractual cash \ufb02ows have SPPI characterist</div><div class=\"t sc_392\" id=\"tn_392\" style=\"left:492px;bottom:1053px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ics, the Group cons</div><div class=\"t sb_392\" id=\"to_392\" style=\"left:603px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders the contractual terms of the </div><div class=\"t sb_392\" id=\"tp_392\" style=\"left:78px;bottom:1037px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. This includes assessing whether the \ufb01nanc</div><div class=\"t sc_392\" id=\"tq_392\" style=\"left:398px;bottom:1037px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial asset conta</div><div class=\"t sb_392\" id=\"tr_392\" style=\"left:483px;bottom:1037px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ins a contractual term that could change the tim</div><div class=\"t sc_392\" id=\"ts_392\" style=\"left:770px;bottom:1037px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing or </div><div class=\"t sb_392\" id=\"tt_392\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">amount of contractual cash \ufb02ows such that it would not meet this condit</div><div class=\"t sc_392\" id=\"tu_392\" style=\"left:505px;bottom:1021px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. In mak</div><div class=\"t sb_392\" id=\"tv_392\" style=\"left:568px;bottom:1021px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing the assessment, the Group considers: </div><div class=\"t sc_392\" id=\"tw_392\" style=\"left:78px;bottom:997px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"tx_392\" style=\"left:91px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Contingent events that would change the amount and tim</div><div class=\"t sc_392\" id=\"ty_392\" style=\"left:438px;bottom:997px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing of cash \ufb02ows </div><div class=\"t sc_392\" id=\"tz_392\" style=\"left:78px;bottom:973px;letter-spacing:-0.17px;word-spacing:2.89px;display:inline;\">\u2022 Leverage features </div><div class=\"t sc_392\" id=\"t10_392\" style=\"left:78px;bottom:949px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t11_392\" style=\"left:91px;bottom:949px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prepayment and extension terms </div><div class=\"t sc_392\" id=\"t12_392\" style=\"left:78px;bottom:925px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t13_392\" style=\"left:91px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">Terms that lim</div><div class=\"t sc_392\" id=\"t14_392\" style=\"left:175px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">it the Group\u2019s cla</div><div class=\"t sb_392\" id=\"t15_392\" style=\"left:272px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">im to cash \ufb02ows from specif</div><div class=\"t sc_392\" id=\"t16_392\" style=\"left:436px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied assets (e.g. non-recourse asset arrangements) </div><div class=\"t sc_392\" id=\"t17_392\" style=\"left:78px;bottom:901px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t18_392\" style=\"left:91px;bottom:901px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Features that modify considerat</div><div class=\"t sc_392\" id=\"t19_392\" style=\"left:281px;bottom:901px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the t</div><div class=\"t sb_392\" id=\"t1a_392\" style=\"left:345px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ime value of money \u2013 e.g. period</div><div class=\"t sc_392\" id=\"t1b_392\" style=\"left:533px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical reset of </div><div class=\"t sb_392\" id=\"t1c_392\" style=\"left:603px;bottom:901px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">interest rates. </div><div class=\"t sc_392\" id=\"t1d_392\" style=\"left:78px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Whether \ufb01nancial assets are held at amort</div><div class=\"t sb_392\" id=\"t1e_392\" style=\"left:332px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised cost or at FVOCI depends on the object</div><div class=\"t sc_392\" id=\"t1f_392\" style=\"left:591px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ives of the bus</div><div class=\"t sb_392\" id=\"t1g_392\" style=\"left:675px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iness models under </div><div class=\"t sb_392\" id=\"t1h_392\" style=\"left:78px;bottom:861px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">which the assets are held. A business model refers to how the Group manages \ufb01nanc</div><div class=\"t sc_392\" id=\"t1i_392\" style=\"left:577px;bottom:861px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial assets to generate cash \ufb02ow. </div><div class=\"t sc_392\" id=\"t1j_392\" style=\"left:78px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group makes an assessment of the objective of a bus</div><div class=\"t sb_392\" id=\"t1k_392\" style=\"left:417px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iness model in which an asset is held at the ind</div><div class=\"t sc_392\" id=\"t1l_392\" style=\"left:691px;bottom:837px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sb_392\" id=\"t1m_392\" style=\"left:700px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idual product </div><div class=\"t sb_392\" id=\"t1n_392\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business line, and where applicable with</div><div class=\"t sc_392\" id=\"t1o_392\" style=\"left:315px;bottom:821px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in bus</div><div class=\"t sb_392\" id=\"t1p_392\" style=\"left:350px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness lines depending on the way the business is managed and informat</div><div class=\"t sc_392\" id=\"t1q_392\" style=\"left:775px;bottom:821px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_392\" id=\"t1r_392\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is provided to management. Factors considered include: </div><div class=\"t sc_392\" id=\"t1s_392\" style=\"left:78px;bottom:781px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1t_392\" style=\"left:91px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">How the performance of the product business line is evaluated and reported to the Group\u2019s management </div><div class=\"t sc_392\" id=\"t1u_392\" style=\"left:78px;bottom:757px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1v_392\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">How managers of the business model are compensated, includ</div><div class=\"t sc_392\" id=\"t1w_392\" style=\"left:463px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing whether management </div><div class=\"t sb_392\" id=\"t1x_392\" style=\"left:623px;bottom:757px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is compensated based on the </div><div class=\"t sb_392\" id=\"t1y_392\" style=\"left:91px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value of assets or the contractual cash \ufb02ows collected </div><div class=\"t sc_392\" id=\"t1z_392\" style=\"left:78px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t20_392\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The risks that affect the performance of the business model and how those risks are managed </div><div class=\"t sc_392\" id=\"t21_392\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t22_392\" style=\"left:91px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The frequency, volume and tim</div><div class=\"t sc_392\" id=\"t23_392\" style=\"left:273px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing of sales </div><div class=\"t sb_392\" id=\"t24_392\" style=\"left:342px;bottom:692px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in prior periods, the reasons for such sales and expectations about future </div><div class=\"t sb_392\" id=\"t25_392\" style=\"left:91px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">sales activ</div><div class=\"t sc_392\" id=\"t26_392\" style=\"left:152px;bottom:676px;letter-spacing:-0.26px;display:inline;\">ity. </div><div class=\"t sb_392\" id=\"t27_392\" style=\"left:78px;bottom:652px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group\u2019s business model assessment is as follows: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t28_392\" style=\"left:78px;bottom:634px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Business model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t29_392\" style=\"left:160px;bottom:634px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Business object</div><div class=\"t se_392\" id=\"t2a_392\" style=\"left:232px;bottom:634px;letter-spacing:-0.15px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2b_392\" style=\"left:307px;bottom:634px;display:inline;\">Characterist</div><div class=\"t se_392\" id=\"t2c_392\" style=\"left:367px;bottom:634px;letter-spacing:0.03px;display:inline;\">ics </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2d_392\" style=\"left:520px;bottom:634px;letter-spacing:0.01px;display:inline;\">Businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2e_392\" style=\"left:667px;bottom:634px;display:inline;\">Products </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2f_392\" style=\"left:78px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2h_392\" style=\"left:160px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Intent is to orig</div><div class=\"t s4_392\" id=\"t2i_392\" style=\"left:243px;bottom:614px;letter-spacing:-0.02px;display:inline;\">inate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2p_392\" style=\"left:307px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2q_392\" style=\"left:320px;bottom:614px;letter-spacing:-0.04px;display:inline;\">Provid</div><div class=\"t s4_392\" id=\"t2r_392\" style=\"left:355px;bottom:614px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing \ufb01nancing and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t36_392\" style=\"left:520px;bottom:614px;letter-spacing:0.01px;word-spacing:3.06px;display:inline;\">\u2022 Corporate Lending </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3e_392\" style=\"left:667px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t3f_392\" style=\"left:680px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2g_392\" style=\"left:78px;bottom:599px;letter-spacing:-0.01px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2j_392\" style=\"left:160px;bottom:599px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2s_392\" style=\"left:320px;bottom:599px;letter-spacing:0.04px;display:inline;\">orig</div><div class=\"t s4_392\" id=\"t2t_392\" style=\"left:342px;bottom:599px;letter-spacing:-0.02px;display:inline;\">inat</div><div class=\"t sf_392\" id=\"t2u_392\" style=\"left:365px;bottom:599px;word-spacing:-0.15px;display:inline;\">ing assets to earn interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t37_392\" style=\"left:520px;bottom:595px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t38_392\" style=\"left:570px;bottom:595px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3g_392\" style=\"left:667px;bottom:595px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t3h_392\" style=\"left:748px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2k_392\" style=\"left:160px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">hold them to maturity, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2v_392\" style=\"left:320px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income as primary income stream </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2l_392\" style=\"left:160px;bottom:570px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">collecting the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2w_392\" style=\"left:307px;bottom:566px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2x_392\" style=\"left:320px;bottom:566px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performing credit risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t39_392\" style=\"left:520px;bottom:576px;letter-spacing:-0.05px;word-spacing:3.11px;display:inline;\">\u2022 Transaction Banking </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2m_392\" style=\"left:160px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">contractual cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2y_392\" style=\"left:320px;bottom:552px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">management activ</div><div class=\"t s4_392\" id=\"t2z_392\" style=\"left:429px;bottom:552px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_392\" id=\"t30_392\" style=\"left:436px;bottom:552px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3a_392\" style=\"left:520px;bottom:557px;letter-spacing:-0.04px;word-spacing:3.1px;display:inline;\">\u2022 Retail Lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2n_392\" style=\"left:160px;bottom:541px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">over the term of the </div> <div class=\"t sf_392\" id=\"t2o_392\" style=\"left:160px;bottom:527px;letter-spacing:0.05px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t31_392\" style=\"left:307px;bottom:533px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t32_392\" style=\"left:320px;bottom:533px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Costs include funding costs, </div> <div class=\"t sf_392\" id=\"t33_392\" style=\"left:320px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">transaction costs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3b_392\" style=\"left:520px;bottom:539px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div> <div class=\"t s4_392\" id=\"t3c_392\" style=\"left:533px;bottom:524px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">(Loans and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t34_392\" style=\"left:320px;bottom:504px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_392\" id=\"t35_392\" style=\"left:350px;bottom:504px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3d_392\" style=\"left:533px;bottom:510px;letter-spacing:-0.06px;display:inline;\">Borrowings) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3i_392\" style=\"left:78px;bottom:485px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3l_392\" style=\"left:160px;bottom:485px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Business object</div><div class=\"t s4_392\" id=\"t3m_392\" style=\"left:245px;bottom:485px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive met </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3q_392\" style=\"left:307px;bottom:485px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t3r_392\" style=\"left:320px;bottom:485px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Portfolios held for liqu</div><div class=\"t s4_392\" id=\"t3s_392\" style=\"left:441px;bottom:485px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sf_392\" id=\"t3t_392\" style=\"left:451px;bottom:485px;letter-spacing:0.04px;word-spacing:-0.2px;display:inline;\">ity needs; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t48_392\" style=\"left:520px;bottom:485px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t49_392\" style=\"left:667px;bottom:485px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t4a_392\" style=\"left:748px;bottom:485px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3j_392\" style=\"left:78px;bottom:470px;letter-spacing:-0.02px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3n_392\" style=\"left:160px;bottom:470px;word-spacing:-0.14px;display:inline;\">through both hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3u_392\" style=\"left:320px;bottom:470px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">or where a certain interest yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3k_392\" style=\"left:78px;bottom:456px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">and sell </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3o_392\" style=\"left:160px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">collect and by selling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3v_392\" style=\"left:320px;bottom:456px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01le is mainta</div><div class=\"t s4_392\" id=\"t3w_392\" style=\"left:410px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ined; or that are </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3p_392\" style=\"left:160px;bottom:441px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">\ufb01nancial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3x_392\" style=\"left:320px;bottom:441px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">normally rebalanced to achieve </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3y_392\" style=\"left:320px;bottom:427px;word-spacing:-0.15px;display:inline;\">matching of duration of assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3z_392\" style=\"left:320px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">and liab</div><div class=\"t s4_392\" id=\"t40_392\" style=\"left:366px;bottom:412px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_392\" id=\"t41_392\" style=\"left:372px;bottom:412px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_392\" id=\"t42_392\" style=\"left:379px;bottom:412px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t43_392\" style=\"left:307px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t44_392\" style=\"left:320px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Income streams come from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t45_392\" style=\"left:320px;bottom:379px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">interest income, fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t46_392\" style=\"left:320px;bottom:364px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">changes, and impa</div><div class=\"t s4_392\" id=\"t47_392\" style=\"left:428px;bottom:364px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4b_392\" style=\"left:78px;bottom:345px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4e_392\" style=\"left:160px;bottom:345px;word-spacing:-0.15px;display:inline;\">All other business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4l_392\" style=\"left:307px;bottom:345px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4m_392\" style=\"left:320px;bottom:345px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assets held for trading </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t52_392\" style=\"left:520px;bottom:345px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t53_392\" style=\"left:570px;bottom:345px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t56_392\" style=\"left:667px;bottom:345px;word-spacing:6.25px;display:inline;\">\u2022 Derivat</div><div class=\"t s4_392\" id=\"t57_392\" style=\"left:722px;bottom:345px;letter-spacing:-0.03px;display:inline;\">ives </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4c_392\" style=\"left:78px;bottom:331px;letter-spacing:0.02px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4f_392\" style=\"left:160px;bottom:331px;display:inline;\">objectives, </div> <div class=\"t sf_392\" id=\"t4g_392\" style=\"left:222px;bottom:331px;letter-spacing:0.01px;display:inline;\">includ</div><div class=\"t s4_392\" id=\"t4h_392\" style=\"left:255px;bottom:331px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4n_392\" style=\"left:307px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4o_392\" style=\"left:320px;bottom:326px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets that are orig</div><div class=\"t s4_392\" id=\"t4p_392\" style=\"left:429px;bottom:326px;display:inline;\">inated, </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t54_392\" style=\"left:520px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t55_392\" style=\"left:533px;bottom:326px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">All other business lines </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t58_392\" style=\"left:667px;bottom:326px;word-spacing:3.05px;display:inline;\">\u2022 Equity shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4d_392\" style=\"left:78px;bottom:316px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4i_392\" style=\"left:160px;bottom:316px;word-spacing:-0.13px;display:inline;\">trading and managing </div> <div class=\"t s4_392\" id=\"t4j_392\" style=\"left:160px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets on a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4q_392\" style=\"left:320px;bottom:312px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">purchased, and sold for pro\ufb01t </div> <div class=\"t sf_392\" id=\"t4r_392\" style=\"left:320px;bottom:297px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">taking or underwrit</div><div class=\"t s4_392\" id=\"t4s_392\" style=\"left:428px;bottom:297px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing act</div><div class=\"t sf_392\" id=\"t4t_392\" style=\"left:467px;bottom:297px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_392\" id=\"t4u_392\" style=\"left:476px;bottom:297px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t59_392\" style=\"left:667px;bottom:307px;letter-spacing:-0.06px;word-spacing:3.11px;display:inline;\">\u2022 Trading portfolios </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4k_392\" style=\"left:160px;bottom:287px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5a_392\" style=\"left:667px;bottom:289px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5b_392\" style=\"left:717px;bottom:289px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4v_392\" style=\"left:307px;bottom:278px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4w_392\" style=\"left:320px;bottom:278px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performance of the portfolio is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5c_392\" style=\"left:680px;bottom:274px;word-spacing:-0.14px;display:inline;\">reverse repos </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4x_392\" style=\"left:320px;bottom:264px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">evaluated on a fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5d_392\" style=\"left:667px;bottom:255px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5e_392\" style=\"left:717px;bottom:255px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4y_392\" style=\"left:307px;bottom:245px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4z_392\" style=\"left:320px;bottom:245px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Income streams are from fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5f_392\" style=\"left:680px;bottom:241px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">(FM Bond and Loan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t50_392\" style=\"left:320px;bottom:231px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">value changes or trading gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5g_392\" style=\"left:680px;bottom:226px;letter-spacing:-0.03px;display:inline;\">Syndicat</div><div class=\"t s4_392\" id=\"t5h_392\" style=\"left:728px;bottom:226px;letter-spacing:-0.27px;display:inline;\">ion) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t51_392\" style=\"left:320px;bottom:216px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">or losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div></div><div class=\"t s4_393\" id=\"t6_393\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_393\" id=\"t7_393\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_393\" id=\"t8_393\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_393\" id=\"t9_393\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_393\" id=\"ta_393\" style=\"left:95px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"tb_393\" style=\"left:135px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s7_393\" id=\"tc_393\" style=\"left:210px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich have SPPI characterist</div><div class=\"t s8_393\" id=\"td_393\" style=\"left:360px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics and that are held w</div><div class=\"t s7_393\" id=\"te_393\" style=\"left:494px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tf_393\" style=\"left:509px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tg_393\" style=\"left:555px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"th_393\" style=\"left:706px;bottom:1154px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ti_393\" style=\"left:726px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is to hold </div><div class=\"t s8_393\" id=\"tj_393\" style=\"left:95px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\ufb01nancial assets to collect contractual cash\ufb02ows (hold to collect) are recorded at amort</div><div class=\"t s7_393\" id=\"tk_393\" style=\"left:606px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised cost. Conversely, \ufb01nanc</div><div class=\"t s8_393\" id=\"tl_393\" style=\"left:769px;bottom:1138px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"tm_393\" style=\"left:95px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assets which have SPPI characterist</div><div class=\"t s8_393\" id=\"tn_393\" style=\"left:304px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics but are held w</div><div class=\"t s7_393\" id=\"to_393\" style=\"left:406px;bottom:1122px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tp_393\" style=\"left:422px;bottom:1122px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tq_393\" style=\"left:467px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"tr_393\" style=\"left:619px;bottom:1122px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ts_393\" style=\"left:638px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is achieved by both collecting </div><div class=\"t s7_393\" id=\"tt_393\" style=\"left:95px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">contractual cash\ufb02ows and selling \ufb01nanc</div><div class=\"t s8_393\" id=\"tu_393\" style=\"left:333px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets (Hold to collect and sell) are class</div><div class=\"t s7_393\" id=\"tv_393\" style=\"left:587px;bottom:1106px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"tw_393\" style=\"left:594px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied as held at FVOCI. Both hold to </div><div class=\"t s7_393\" id=\"tx_393\" style=\"left:95px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collect and hold to collect and sell business models involve holding \ufb01nanc</div><div class=\"t s8_393\" id=\"ty_393\" style=\"left:526px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets to collect the contractual cash\ufb02ows. </div><div class=\"t s7_393\" id=\"tz_393\" style=\"left:95px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">However, the business models are dist</div><div class=\"t s8_393\" id=\"t10_393\" style=\"left:319px;bottom:1074px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inct by reference to the frequency and s</div><div class=\"t s7_393\" id=\"t11_393\" style=\"left:552px;bottom:1074px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_393\" id=\"t12_393\" style=\"left:571px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cance that asset sales play </div><div class=\"t s7_393\" id=\"t13_393\" style=\"left:743px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in meeting the </div><div class=\"t s8_393\" id=\"t14_393\" style=\"left:95px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">objective under wh</div><div class=\"t s7_393\" id=\"t15_393\" style=\"left:208px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t16_393\" style=\"left:389px;bottom:1058px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s7_393\" id=\"t17_393\" style=\"left:446px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed. Hold to collect business models are characterised </div><div class=\"t s7_393\" id=\"t18_393\" style=\"left:95px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">by asset sales that are inc</div><div class=\"t s8_393\" id=\"t19_393\" style=\"left:246px;bottom:1042px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idental to meet</div><div class=\"t s7_393\" id=\"t1a_393\" style=\"left:338px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the object</div><div class=\"t s8_393\" id=\"t1b_393\" style=\"left:419px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives under wh</div><div class=\"t s7_393\" id=\"t1c_393\" style=\"left:500px;bottom:1042px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich a group of assets is managed. Sales of assets under </div><div class=\"t s7_393\" id=\"t1d_393\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a hold to collect business model can be made to manage increases in the credit risk of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1e_393\" style=\"left:641px;bottom:1026px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets but sales for other </div><div class=\"t s7_393\" id=\"t1f_393\" style=\"left:95px;bottom:1010px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">reasons should be infrequent or ins</div><div class=\"t s8_393\" id=\"t1g_393\" style=\"left:300px;bottom:1010px;letter-spacing:-0.2px;display:inline;\">ign</div><div class=\"t s7_393\" id=\"t1h_393\" style=\"left:319px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"t1i_393\" style=\"left:327px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icant. Cash\ufb02ows from the sale of \ufb01nancial assets under a hold to collect and sell </div><div class=\"t s7_393\" id=\"t1j_393\" style=\"left:95px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">business model by contrast are integral to achiev</div><div class=\"t s8_393\" id=\"t1k_393\" style=\"left:384px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the objectives under wh</div><div class=\"t s7_393\" id=\"t1l_393\" style=\"left:546px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1m_393\" style=\"left:727px;bottom:994px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial assets are </div><div class=\"t s7_393\" id=\"t1n_393\" style=\"left:95px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">managed. This may be the case where frequent sales of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1o_393\" style=\"left:465px;bottom:978px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets are requ</div><div class=\"t s7_393\" id=\"t1p_393\" style=\"left:572px;bottom:978px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ired to manage the Group\u2019s daily liqu</div><div class=\"t s8_393\" id=\"t1q_393\" style=\"left:788px;bottom:978px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1r_393\" style=\"left:799px;bottom:978px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_393\" id=\"t1s_393\" style=\"left:95px;bottom:962px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">requirements or to meet regulatory requirements to demonstrate liqu</div><div class=\"t s8_393\" id=\"t1t_393\" style=\"left:504px;bottom:962px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1u_393\" style=\"left:515px;bottom:962px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1v_393\" style=\"left:585px;bottom:962px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"t1w_393\" style=\"left:601px;bottom:962px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Sales of assets under hold </div><div class=\"t s7_393\" id=\"t1x_393\" style=\"left:95px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect and sell business models are therefore both more frequent and more sign</div><div class=\"t s8_393\" id=\"t1y_393\" style=\"left:583px;bottom:945px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_393\" id=\"t1z_393\" style=\"left:623px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in value than those under the hold </div><div class=\"t s7_393\" id=\"t20_393\" style=\"left:95px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect model. </div><div class=\"t s9_393\" id=\"t21_393\" style=\"left:95px;bottom:897px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Equity instruments designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t22_393\" style=\"left:95px;bottom:879px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Non-trading equity instruments acquired for strategic purposes rather than capital gain may be irrevocably designated at </div><div class=\"t s7_393\" id=\"t23_393\" style=\"left:95px;bottom:863px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_393\" id=\"t24_393\" style=\"left:106px;bottom:863px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_393\" id=\"t25_393\" style=\"left:113px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_393\" id=\"t26_393\" style=\"left:179px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion as held at FVOCI on an </div><div class=\"t s7_393\" id=\"t27_393\" style=\"left:339px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument-by-instrument basis. Div</div><div class=\"t s8_393\" id=\"t28_393\" style=\"left:549px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends rece</div><div class=\"t s7_393\" id=\"t29_393\" style=\"left:617px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived are recognised in pro\ufb01t or loss. </div><div class=\"t s7_393\" id=\"t2a_393\" style=\"left:95px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_393\" id=\"t2b_393\" style=\"left:217px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_393\" id=\"t2c_393\" style=\"left:324px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the fair value of these instruments, includ</div><div class=\"t s8_393\" id=\"t2d_393\" style=\"left:578px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing fore</div><div class=\"t s7_393\" id=\"t2e_393\" style=\"left:623px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ign exchange gains and losses, </div><div class=\"t s7_393\" id=\"t2f_393\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are recognised directly in equity and are never reclassif</div><div class=\"t s8_393\" id=\"t2g_393\" style=\"left:418px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied to pro\ufb01t or loss even on derecogn</div><div class=\"t s7_393\" id=\"t2h_393\" style=\"left:635px;bottom:831px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2i_393\" style=\"left:643px;bottom:831px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s9_393\" id=\"t2j_393\" style=\"left:95px;bottom:799px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Mandatorily classif</div><div class=\"t sa_393\" id=\"t2k_393\" style=\"left:213px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied at fa</div><div class=\"t s9_393\" id=\"t2l_393\" style=\"left:263px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t2m_393\" style=\"left:95px;bottom:781px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2n_393\" style=\"left:135px;bottom:781px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2o_393\" style=\"left:221px;bottom:781px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t2p_393\" style=\"left:240px;bottom:781px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t2q_393\" style=\"left:246px;bottom:781px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2r_393\" style=\"left:253px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_393\" id=\"t2s_393\" style=\"left:290px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich are mandatorily held at fair value through pro\ufb01t or loss are split between two </div><div class=\"t s7_393\" id=\"t2t_393\" style=\"left:95px;bottom:765px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">subcategories as follows: </div><div class=\"t s7_393\" id=\"t2u_393\" style=\"left:95px;bottom:741px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Trading, includ</div><div class=\"t s8_393\" id=\"t2v_393\" style=\"left:182px;bottom:741px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t2w_393\" style=\"left:95px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t2x_393\" style=\"left:108px;bottom:717px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2y_393\" style=\"left:148px;bottom:717px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2z_393\" style=\"left:234px;bottom:717px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t30_393\" style=\"left:253px;bottom:717px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t31_393\" style=\"left:259px;bottom:717px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t32_393\" style=\"left:266px;bottom:717px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held for trad</div><div class=\"t s7_393\" id=\"t33_393\" style=\"left:358px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing, which are those acquired princ</div><div class=\"t s8_393\" id=\"t34_393\" style=\"left:564px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally for the purpose of sell</div><div class=\"t s7_393\" id=\"t35_393\" style=\"left:724px;bottom:717px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing in the </div><div class=\"t s7_393\" id=\"t36_393\" style=\"left:108px;bottom:701px;letter-spacing:-0.22px;display:inline;\">short-term </div><div class=\"t s7_393\" id=\"t37_393\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Derivat</div><div class=\"t s8_393\" id=\"t38_393\" style=\"left:152px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t39_393\" style=\"left:95px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Non-trading mandatorily at fair value through pro\ufb01t or loss, includ</div><div class=\"t s8_393\" id=\"t3a_393\" style=\"left:484px;bottom:652px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t3b_393\" style=\"left:95px;bottom:628px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3c_393\" style=\"left:108px;bottom:628px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Instruments in a business which has a fair value business model (see the Group\u2019s business model assessment) which are not </div><div class=\"t s7_393\" id=\"t3d_393\" style=\"left:108px;bottom:612px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">trading or derivat</div><div class=\"t s8_393\" id=\"t3e_393\" style=\"left:212px;bottom:612px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3f_393\" style=\"left:95px;bottom:588px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3g_393\" style=\"left:108px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Hybrid \ufb01nanc</div><div class=\"t s8_393\" id=\"t3h_393\" style=\"left:188px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets that conta</div><div class=\"t s7_393\" id=\"t3i_393\" style=\"left:308px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in one or more embedded derivat</div><div class=\"t s8_393\" id=\"t3j_393\" style=\"left:507px;bottom:588px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3k_393\" style=\"left:95px;bottom:564px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3l_393\" style=\"left:108px;bottom:564px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3m_393\" style=\"left:148px;bottom:564px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial assets that would otherw</div><div class=\"t s7_393\" id=\"t3n_393\" style=\"left:315px;bottom:564px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise be measured at amortised cost or FVOCI but which do not have SPPI characterist</div><div class=\"t s8_393\" id=\"t3o_393\" style=\"left:810px;bottom:564px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s7_393\" id=\"t3p_393\" style=\"left:95px;bottom:540px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3q_393\" style=\"left:108px;bottom:540px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Equity instruments that have not been designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t3r_393\" style=\"left:95px;bottom:516px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3s_393\" style=\"left:108px;bottom:516px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3t_393\" style=\"left:148px;bottom:516px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t3u_393\" style=\"left:167px;bottom:516px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t3v_393\" style=\"left:186px;bottom:516px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t3w_393\" style=\"left:192px;bottom:516px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t3x_393\" style=\"left:200px;bottom:516px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that const</div><div class=\"t s7_393\" id=\"t3y_393\" style=\"left:279px;bottom:516px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itute contingent considerat</div><div class=\"t s8_393\" id=\"t3z_393\" style=\"left:440px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t40_393\" style=\"left:461px;bottom:516px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in a business combinat</div><div class=\"t s8_393\" id=\"t41_393\" style=\"left:595px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_393\" id=\"t42_393\" style=\"left:95px;bottom:484px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Designated at fair value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t43_393\" style=\"left:95px;bottom:466px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t44_393\" style=\"left:135px;bottom:466px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t45_393\" style=\"left:221px;bottom:466px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t46_393\" style=\"left:240px;bottom:466px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t47_393\" style=\"left:246px;bottom:466px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t48_393\" style=\"left:253px;bottom:466px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may be des</div><div class=\"t s7_393\" id=\"t49_393\" style=\"left:340px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss when the designat</div><div class=\"t s8_393\" id=\"t4a_393\" style=\"left:699px;bottom:466px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion el</div><div class=\"t s7_393\" id=\"t4b_393\" style=\"left:730px;bottom:466px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_393\" id=\"t4c_393\" style=\"left:745px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inates or </div><div class=\"t s7_393\" id=\"t4d_393\" style=\"left:95px;bottom:450px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s8_393\" id=\"t4e_393\" style=\"left:119px;bottom:450px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly reduces a measurement or recogn</div><div class=\"t s7_393\" id=\"t4f_393\" style=\"left:371px;bottom:450px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4g_393\" style=\"left:379px;bottom:450px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t4h_393\" style=\"left:400px;bottom:450px;letter-spacing:-0.14px;display:inline;\">incons</div><div class=\"t s8_393\" id=\"t4i_393\" style=\"left:438px;bottom:450px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">istency that would otherw</div><div class=\"t s7_393\" id=\"t4j_393\" style=\"left:593px;bottom:450px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ise arise from measuring assets or </div><div class=\"t s7_393\" id=\"t4k_393\" style=\"left:95px;bottom:434px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_393\" id=\"t4l_393\" style=\"left:117px;bottom:434px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4m_393\" style=\"left:123px;bottom:434px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4n_393\" style=\"left:131px;bottom:434px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ies on a d</div><div class=\"t s7_393\" id=\"t4o_393\" style=\"left:186px;bottom:434px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ifferent basis (\u2018accounting mismatch\u2019). </div><div class=\"t s7_393\" id=\"t4p_393\" style=\"left:95px;bottom:410px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t4q_393\" style=\"left:135px;bottom:410px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t4r_393\" style=\"left:154px;bottom:410px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t4s_393\" style=\"left:173px;bottom:410px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4t_393\" style=\"left:179px;bottom:410px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4u_393\" style=\"left:187px;bottom:410px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies may also be des</div><div class=\"t s7_393\" id=\"t4v_393\" style=\"left:301px;bottom:410px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss where they are managed on a fair value </div><div class=\"t s7_393\" id=\"t4w_393\" style=\"left:95px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">basis or have an embedded derivat</div><div class=\"t s8_393\" id=\"t4x_393\" style=\"left:306px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive where the Group </div><div class=\"t s7_393\" id=\"t4y_393\" style=\"left:427px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not able to bifurcate and separately value the embedded </div><div class=\"t s7_393\" id=\"t4z_393\" style=\"left:95px;bottom:378px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_393\" id=\"t50_393\" style=\"left:138px;bottom:378px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive component. </div><div class=\"t s9_393\" id=\"t51_393\" style=\"left:95px;bottom:345px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sa_393\" id=\"t52_393\" style=\"left:136px;bottom:345px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s9_393\" id=\"t53_393\" style=\"left:157px;bottom:345px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t sa_393\" id=\"t54_393\" style=\"left:177px;bottom:345px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_393\" id=\"t55_393\" style=\"left:183px;bottom:345px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sa_393\" id=\"t56_393\" style=\"left:192px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t s9_393\" id=\"t57_393\" style=\"left:294px;bottom:345px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ised cost </div><div class=\"t s7_393\" id=\"t58_393\" style=\"left:95px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t59_393\" style=\"left:135px;bottom:327px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t5a_393\" style=\"left:154px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5b_393\" style=\"left:173px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5c_393\" style=\"left:179px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5d_393\" style=\"left:187px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not \ufb01nancial guarantees or loan comm</div><div class=\"t s7_393\" id=\"t5e_393\" style=\"left:486px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments and that are not classif</div><div class=\"t s8_393\" id=\"t5f_393\" style=\"left:670px;bottom:327px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5g_393\" style=\"left:765px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5h_393\" style=\"left:784px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5i_393\" style=\"left:789px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5j_393\" style=\"left:797px;bottom:327px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_393\" id=\"t5k_393\" style=\"left:95px;bottom:311px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">held at fair value through pro\ufb01t or loss are classif</div><div class=\"t s8_393\" id=\"t5l_393\" style=\"left:380px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5m_393\" style=\"left:475px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5n_393\" style=\"left:494px;bottom:311px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5o_393\" style=\"left:499px;bottom:311px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5p_393\" style=\"left:507px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s7_393\" id=\"t5q_393\" style=\"left:607px;bottom:311px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ised cost. </div><div class=\"t s7_393\" id=\"t5r_393\" style=\"left:95px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Preference shares which carry a mandatory coupon that represents a market rate of interest at the issue date, or which are </div><div class=\"t s7_393\" id=\"t5s_393\" style=\"left:95px;bottom:271px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">redeemable on a specif</div><div class=\"t s8_393\" id=\"t5t_393\" style=\"left:235px;bottom:271px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ic date or at the opt</div><div class=\"t s7_393\" id=\"t5u_393\" style=\"left:352px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the shareholder are classif</div><div class=\"t s8_393\" id=\"t5v_393\" style=\"left:543px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5w_393\" style=\"left:637px;bottom:271px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5x_393\" style=\"left:657px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5y_393\" style=\"left:662px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5z_393\" style=\"left:670px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and are presented </div><div class=\"t s7_393\" id=\"t60_393\" style=\"left:801px;bottom:271px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s7_393\" id=\"t61_393\" style=\"left:95px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">other borrowed funds. The div</div><div class=\"t s8_393\" id=\"t62_393\" style=\"left:273px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idends on these preference shares are recogn</div><div class=\"t s7_393\" id=\"t63_393\" style=\"left:541px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised in the income statement as interest expense </div><div class=\"t s7_393\" id=\"t64_393\" style=\"left:95px;bottom:239px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on an amortised cost basis using the effective interest method. </div><div></div><div class=\"t s5_394\" id=\"t7_394\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_394\" id=\"t8_394\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_394\" id=\"t9_394\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_394\" id=\"ta_394\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_394\" id=\"tb_394\" style=\"left:78px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s9_394\" id=\"tc_394\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s8_394\" id=\"td_394\" style=\"left:358px;bottom:1154px;letter-spacing:-0.03px;display:inline;\">itments </div><div class=\"t sa_394\" id=\"te_394\" style=\"left:78px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group issues \ufb01nanc</div><div class=\"t sb_394\" id=\"tf_394\" style=\"left:218px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t sa_394\" id=\"tg_394\" style=\"left:453px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments in return for fees. Financ</div><div class=\"t sb_394\" id=\"th_394\" style=\"left:641px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts </div><div class=\"t sa_394\" id=\"ti_394\" style=\"left:78px;bottom:1122px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">and any loan commitments issued at below-market interest rates are in</div><div class=\"t sb_394\" id=\"tj_394\" style=\"left:499px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tk_394\" style=\"left:507px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ially recognised at their fair value as a \ufb01nanc</div><div class=\"t sb_394\" id=\"tl_394\" style=\"left:768px;bottom:1122px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"tm_394\" style=\"left:78px;bottom:1106px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_394\" id=\"tn_394\" style=\"left:100px;bottom:1106px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"to_394\" style=\"left:106px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sb_394\" id=\"tp_394\" style=\"left:422px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tq_394\" style=\"left:430px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount of income recognised in </div><div class=\"t sa_394\" id=\"tr_394\" style=\"left:78px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">accordance with the princ</div><div class=\"t sb_394\" id=\"ts_394\" style=\"left:232px;bottom:1090px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iples of IFRS 15 Revenue from Contracts w</div><div class=\"t sa_394\" id=\"tt_394\" style=\"left:474px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith Customers and their expected credit loss provis</div><div class=\"t sb_394\" id=\"tu_394\" style=\"left:770px;bottom:1090px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sa_394\" id=\"tv_394\" style=\"left:78px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Loan commitments may be designated at fair value through pro\ufb01t or loss where that is the business model under which </div><div class=\"t sb_394\" id=\"tw_394\" style=\"left:78px;bottom:1058px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such contracts are held. </div><div class=\"t s8_394\" id=\"tx_394\" style=\"left:78px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s9_394\" id=\"ty_394\" style=\"left:193px;bottom:1032px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets and l</div><div class=\"t s8_394\" id=\"tz_394\" style=\"left:281px;bottom:1032px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s9_394\" id=\"t10_394\" style=\"left:301px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_394\" id=\"t11_394\" style=\"left:308px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t12_394\" style=\"left:317px;bottom:1032px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t13_394\" style=\"left:78px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sb_394\" id=\"t14_394\" style=\"left:213px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t15_394\" style=\"left:229px;bottom:1013px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is generally measured on the basis of the ind</div><div class=\"t sb_394\" id=\"t16_394\" style=\"left:564px;bottom:1013px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_394\" id=\"t17_394\" style=\"left:574px;bottom:1013px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idual \ufb01nanc</div><div class=\"t sb_394\" id=\"t18_394\" style=\"left:643px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t19_394\" style=\"left:660px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instrument. However, </div><div class=\"t sb_394\" id=\"t1a_394\" style=\"left:78px;bottom:997px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">when a group of \ufb01nancial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t1b_394\" style=\"left:355px;bottom:997px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1c_394\" style=\"left:374px;bottom:997px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1d_394\" style=\"left:380px;bottom:997px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1e_394\" style=\"left:388px;bottom:997px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1f_394\" style=\"left:406px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is managed on the basis of its net exposure to either market risk or </div><div class=\"t sa_394\" id=\"t1g_394\" style=\"left:78px;bottom:981px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">credit risk, the fair value of the group of \ufb01nanc</div><div class=\"t sb_394\" id=\"t1h_394\" style=\"left:347px;bottom:981px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t1i_394\" style=\"left:363px;bottom:981px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments is measured on a net basis. </div><div class=\"t sa_394\" id=\"t1j_394\" style=\"left:78px;bottom:957px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t sb_394\" id=\"t1k_394\" style=\"left:265px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t1l_394\" style=\"left:351px;bottom:957px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1m_394\" style=\"left:370px;bottom:957px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1n_394\" style=\"left:376px;bottom:957px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1o_394\" style=\"left:384px;bottom:957px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1p_394\" style=\"left:402px;bottom:957px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_394\" id=\"t1q_394\" style=\"left:78px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t sb_394\" id=\"t1r_394\" style=\"left:316px;bottom:941px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1s_394\" style=\"left:322px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t sb_394\" id=\"t1t_394\" style=\"left:464px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_394\" id=\"t1u_394\" style=\"left:667px;bottom:941px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t sb_394\" id=\"t1v_394\" style=\"left:710px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t1w_394\" style=\"left:731px;bottom:941px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_394\" id=\"t1x_394\" style=\"left:783px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_394\" id=\"t1y_394\" style=\"left:78px;bottom:925px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">on an ongoing basis. If the market for a \ufb01nanc</div><div class=\"t sb_394\" id=\"t1z_394\" style=\"left:348px;bottom:925px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t20_394\" style=\"left:365px;bottom:925px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument, and for unlisted securit</div><div class=\"t sb_394\" id=\"t21_394\" style=\"left:569px;bottom:925px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t sa_394\" id=\"t22_394\" style=\"left:590px;bottom:925px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not active, the Group establishes </div><div class=\"t sa_394\" id=\"t23_394\" style=\"left:78px;bottom:909px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">fair value by using valuation techniques. </div><div class=\"t s8_394\" id=\"t24_394\" style=\"left:78px;bottom:877px;letter-spacing:-0.13px;display:inline;\">Init</div><div class=\"t s9_394\" id=\"t25_394\" style=\"left:98px;bottom:877px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ial recogn</div><div class=\"t s8_394\" id=\"t26_394\" style=\"left:158px;bottom:877px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t27_394\" style=\"left:167px;bottom:877px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sb_394\" id=\"t28_394\" style=\"left:78px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Regular way purchases and sales of \ufb01nancial assets held at fa</div><div class=\"t sa_394\" id=\"t29_394\" style=\"left:442px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value through pro\ufb01t or loss, and held at fair value through </div><div class=\"t sa_394\" id=\"t2a_394\" style=\"left:78px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">other comprehensive income are in</div><div class=\"t sb_394\" id=\"t2b_394\" style=\"left:285px;bottom:843px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2c_394\" style=\"left:293px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised on the trade date (the date on which the Group commits to purchase or </div><div class=\"t sb_394\" id=\"t2d_394\" style=\"left:78px;bottom:827px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sell the asset). Loans and advances and other \ufb01nancial assets held at amort</div><div class=\"t sa_394\" id=\"t2e_394\" style=\"left:525px;bottom:827px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised cost are recognised on the settlement date </div><div class=\"t sa_394\" id=\"t2f_394\" style=\"left:78px;bottom:811px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">(the date on which cash is advanced to the borrowers). </div><div class=\"t sb_394\" id=\"t2g_394\" style=\"left:78px;bottom:787px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">All \ufb01nancial </div><div class=\"t sa_394\" id=\"t2h_394\" style=\"left:150px;bottom:787px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t sb_394\" id=\"t2i_394\" style=\"left:255px;bottom:787px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2j_394\" style=\"left:263px;bottom:787px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at fair value, which is normally the transaction price, plus directly attributable </div><div class=\"t sa_394\" id=\"t2k_394\" style=\"left:78px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transaction costs for \ufb01nanc</div><div class=\"t sb_394\" id=\"t2l_394\" style=\"left:239px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t2m_394\" style=\"left:325px;bottom:771px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t2n_394\" style=\"left:344px;bottom:771px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t2o_394\" style=\"left:350px;bottom:771px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t2p_394\" style=\"left:357px;bottom:771px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_394\" id=\"t2q_394\" style=\"left:394px;bottom:771px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich are not subsequently measured at fair value through pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t2r_394\" style=\"left:78px;bottom:746px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In certain circumstances, the in</div><div class=\"t sb_394\" id=\"t2s_394\" style=\"left:259px;bottom:746px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2t_394\" style=\"left:267px;bottom:746px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value may be based on a valuation technique which may lead to the recognit</div><div class=\"t sb_394\" id=\"t2u_394\" style=\"left:762px;bottom:746px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_394\" id=\"t2v_394\" style=\"left:78px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01ts or losses at the time of in</div><div class=\"t sb_394\" id=\"t2w_394\" style=\"left:264px;bottom:730px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2x_394\" style=\"left:272px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t sb_394\" id=\"t2y_394\" style=\"left:338px;bottom:730px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. However, these pro\ufb01ts or losses can only be recogn</div><div class=\"t sa_394\" id=\"t2z_394\" style=\"left:660px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised when the valuation </div><div class=\"t sa_394\" id=\"t30_394\" style=\"left:78px;bottom:714px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">technique used is based solely on observable market data. Where the in</div><div class=\"t sb_394\" id=\"t31_394\" style=\"left:503px;bottom:714px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t32_394\" style=\"left:511px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ially recognised fair value is based on a valuation </div><div class=\"t sa_394\" id=\"t33_394\" style=\"left:78px;bottom:698px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">model that uses unobservable inputs, the difference between the transaction price and the valuation model is not </div><div class=\"t sa_394\" id=\"t34_394\" style=\"left:78px;bottom:682px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">recognised immed</div><div class=\"t sb_394\" id=\"t35_394\" style=\"left:188px;bottom:682px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_394\" id=\"t36_394\" style=\"left:224px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the income statement but following the passage of time, or as the inputs become observable, </div><div class=\"t sa_394\" id=\"t37_394\" style=\"left:78px;bottom:666px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">or the transaction matures or is terminated. </div><div class=\"t s8_394\" id=\"t38_394\" style=\"left:78px;bottom:634px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Subsequent measurement </div><div class=\"t sc_394\" id=\"t39_394\" style=\"left:78px;bottom:616px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3a_394\" style=\"left:118px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_394\" id=\"t3b_394\" style=\"left:258px;bottom:616px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t3c_394\" style=\"left:278px;bottom:616px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t3d_394\" style=\"left:284px;bottom:616px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t3e_394\" style=\"left:292px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies held at amort</div><div class=\"t sc_394\" id=\"t3f_394\" style=\"left:392px;bottom:616px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised cost </div><div class=\"t sa_394\" id=\"t3g_394\" style=\"left:78px;bottom:600px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_394\" id=\"t3h_394\" style=\"left:117px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t3i_394\" style=\"left:257px;bottom:600px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t3j_394\" style=\"left:276px;bottom:600px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t3k_394\" style=\"left:282px;bottom:600px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t3l_394\" style=\"left:290px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t sa_394\" id=\"t3m_394\" style=\"left:390px;bottom:600px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised cost are subsequently carried at amortised cost using the </div><div class=\"t sa_394\" id=\"t3n_394\" style=\"left:78px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">effective interest method (see \u2018Interest income and expense\u2019). Foreign exchange gains and losses are recognised in the </div><div class=\"t sa_394\" id=\"t3o_394\" style=\"left:78px;bottom:568px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t sb_394\" id=\"t3p_394\" style=\"left:78px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Where a \ufb01nancial </div><div class=\"t sa_394\" id=\"t3q_394\" style=\"left:186px;bottom:544px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument carried at amortised cost is the hedged item in a qualify</div><div class=\"t sb_394\" id=\"t3r_394\" style=\"left:583px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t sa_394\" id=\"t3s_394\" style=\"left:617px;bottom:544px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value hedge relationsh</div><div class=\"t sb_394\" id=\"t3t_394\" style=\"left:762px;bottom:544px;letter-spacing:-0.3px;display:inline;\">ip, </div><div class=\"t sa_394\" id=\"t3u_394\" style=\"left:78px;bottom:528px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its carrying value is adjusted by the fair value gain or loss attributable to the hedged risk. </div><div class=\"t sc_394\" id=\"t3v_394\" style=\"left:78px;bottom:504px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3w_394\" style=\"left:118px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets held at FVOCI </div><div class=\"t sa_394\" id=\"t3x_394\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at FVOCI are subsequently carried at fair value, with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t3y_394\" style=\"left:723px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from </div><div class=\"t sa_394\" id=\"t3z_394\" style=\"left:78px;bottom:472px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">changes in fair value (includ</div><div class=\"t sb_394\" id=\"t40_394\" style=\"left:242px;bottom:472px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t41_394\" style=\"left:358px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive income </div><div class=\"t sa_394\" id=\"t42_394\" style=\"left:78px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and accumulated in a separate component of equity. Foreign exchange gains and losses on the amortised cost are </div><div class=\"t sa_394\" id=\"t43_394\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognised in income. Changes in expected credit losses are recognised in the pro\ufb01t or loss and are accumulated in </div><div class=\"t sa_394\" id=\"t44_394\" style=\"left:78px;bottom:423px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">equity. On derecognit</div><div class=\"t sb_394\" id=\"t45_394\" style=\"left:206px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t46_394\" style=\"left:301px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive fair value gains or losses, net of the cumulative expected credit loss reserve, </div><div class=\"t sb_394\" id=\"t47_394\" style=\"left:78px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are transferred to the pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t48_394\" style=\"left:78px;bottom:383px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Equity investments designated at FVOCI are subsequently carried at fair value with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t49_394\" style=\"left:771px;bottom:383px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t4a_394\" style=\"left:78px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">from changes in fair value (includ</div><div class=\"t sb_394\" id=\"t4b_394\" style=\"left:273px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t4c_394\" style=\"left:389px;bottom:367px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive </div><div class=\"t sa_394\" id=\"t4d_394\" style=\"left:78px;bottom:351px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income and accumulated in a separate component of equity. On derecognit</div><div class=\"t sb_394\" id=\"t4e_394\" style=\"left:529px;bottom:351px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t4f_394\" style=\"left:624px;bottom:351px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive reserve is transferred to </div><div class=\"t sa_394\" id=\"t4g_394\" style=\"left:78px;bottom:335px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">retained earnings and is not recycled to pro\ufb01t or loss. </div><div class=\"t sc_394\" id=\"t4h_394\" style=\"left:78px;bottom:311px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t4i_394\" style=\"left:118px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sc_394\" id=\"t4j_394\" style=\"left:204px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t4k_394\" style=\"left:223px;bottom:311px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t4l_394\" style=\"left:230px;bottom:311px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t4m_394\" style=\"left:238px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held at fa</div><div class=\"t sc_394\" id=\"t4n_394\" style=\"left:314px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t sa_394\" id=\"t4o_394\" style=\"left:78px;bottom:295px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sb_394\" id=\"t4p_394\" style=\"left:200px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sa_394\" id=\"t4q_394\" style=\"left:306px;bottom:295px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in fair value, includ</div><div class=\"t sb_394\" id=\"t4r_394\" style=\"left:415px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing contractual </div><div class=\"t sa_394\" id=\"t4s_394\" style=\"left:508px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest income or expense, recorded in the net </div><div class=\"t sa_394\" id=\"t4t_394\" style=\"left:78px;bottom:279px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">trading income line in the pro\ufb01t or loss unless the instrument is part of a cash \ufb02ow hedging relationsh</div><div class=\"t sb_394\" id=\"t4u_394\" style=\"left:669px;bottom:279px;letter-spacing:-0.25px;display:inline;\">ip. </div><div></div><div class=\"t s4_395\" id=\"t6_395\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_395\" id=\"t7_395\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_395\" id=\"t8_395\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_395\" id=\"t9_395\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_395\" id=\"ta_395\" style=\"left:95px;bottom:1154px;letter-spacing:-0.1px;display:inline;\">Derecognit</div><div class=\"t s8_395\" id=\"tb_395\" style=\"left:164px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of \ufb01nancial </div><div class=\"t s7_395\" id=\"tc_395\" style=\"left:256px;bottom:1154px;letter-spacing:-0.05px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"td_395\" style=\"left:95px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"te_395\" style=\"left:135px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s9_395\" id=\"tf_395\" style=\"left:210px;bottom:1136px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich are subject to commercial re\ufb01nanc</div><div class=\"t sa_395\" id=\"tg_395\" style=\"left:433px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing where the loan </div><div class=\"t s9_395\" id=\"th_395\" style=\"left:546px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is priced to the market with no payment related </div><div class=\"t s9_395\" id=\"ti_395\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">concessions regardless of form of legal documentation or nature of lending will be derecognised. Where the Group\u2019s rights to </div><div class=\"t s9_395\" id=\"tj_395\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the cash \ufb02ows under the orig</div><div class=\"t sa_395\" id=\"tk_395\" style=\"left:265px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal contract have exp</div><div class=\"t s9_395\" id=\"tl_395\" style=\"left:397px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired, the old loan is derecognised and the new loan is recognised at fair </div><div class=\"t s9_395\" id=\"tm_395\" style=\"left:95px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value. For all other modif</div><div class=\"t sa_395\" id=\"tn_395\" style=\"left:240px;bottom:1088px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"to_395\" style=\"left:263px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions for example forborne loans or restructuring, whether or not a change in the cash \ufb02ows is </div><div class=\"t s9_395\" id=\"tp_395\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">\u2018substantially different\u2019 is judgemental and will be considered on a case-by-case basis, taking into account all the relevant </div><div class=\"t s9_395\" id=\"tq_395\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">facts and circumstances. </div><div class=\"t s9_395\" id=\"tr_395\" style=\"left:95px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">On derecognit</div><div class=\"t sa_395\" id=\"ts_395\" style=\"left:181px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of a \ufb01nancial asset, the d</div><div class=\"t s9_395\" id=\"tt_395\" style=\"left:350px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifference between the carrying amount of the asset (or the carrying amount </div><div class=\"t s9_395\" id=\"tu_395\" style=\"left:95px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allocated to the portion of the asset derecognised) and the sum of the considerat</div><div class=\"t sa_395\" id=\"tv_395\" style=\"left:576px;bottom:1015px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s9_395\" id=\"tw_395\" style=\"left:623px;bottom:1015px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ived (includ</div><div class=\"t sa_395\" id=\"tx_395\" style=\"left:690px;bottom:1015px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any new asset </div><div class=\"t s9_395\" id=\"ty_395\" style=\"left:95px;bottom:999px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">obtained less any new liab</div><div class=\"t sa_395\" id=\"tz_395\" style=\"left:252px;bottom:999px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t10_395\" style=\"left:258px;bottom:999px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity assumed) and any cumulative gain or loss that had been recognised in other comprehensive </div><div class=\"t s9_395\" id=\"t11_395\" style=\"left:95px;bottom:983px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">income is recognised in pro\ufb01t or loss except for equity instruments elected FVOCI (see above) and cumulative fair value </div><div class=\"t s9_395\" id=\"t12_395\" style=\"left:95px;bottom:967px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">adjustments attributable to the credit risk of a liab</div><div class=\"t sa_395\" id=\"t13_395\" style=\"left:391px;bottom:967px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t14_395\" style=\"left:397px;bottom:967px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, that are held in other comprehensive income. </div><div class=\"t s9_395\" id=\"t15_395\" style=\"left:95px;bottom:943px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t16_395\" style=\"left:135px;bottom:943px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_395\" id=\"t17_395\" style=\"left:154px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t18_395\" style=\"left:173px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t19_395\" style=\"left:179px;bottom:943px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t1a_395\" style=\"left:187px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are derecogn</div><div class=\"t s9_395\" id=\"t1b_395\" style=\"left:285px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised when they are extingu</div><div class=\"t sa_395\" id=\"t1c_395\" style=\"left:443px;bottom:943px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ished. A \ufb01nancial l</div><div class=\"t s9_395\" id=\"t1d_395\" style=\"left:549px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t1e_395\" style=\"left:568px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1f_395\" style=\"left:573px;bottom:943px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity is extingu</div><div class=\"t sa_395\" id=\"t1g_395\" style=\"left:647px;bottom:943px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ished when the obl</div><div class=\"t s9_395\" id=\"t1h_395\" style=\"left:758px;bottom:943px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t sa_395\" id=\"t1i_395\" style=\"left:782px;bottom:943px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t1j_395\" style=\"left:95px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is discharged, cancelled or expires and this is evaluated both qualitat</div><div class=\"t sa_395\" id=\"t1k_395\" style=\"left:501px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ively and quant</div><div class=\"t s9_395\" id=\"t1l_395\" style=\"left:593px;bottom:927px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t sa_395\" id=\"t1m_395\" style=\"left:614px;bottom:927px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ively. However, where a \ufb01nancial </div><div class=\"t s9_395\" id=\"t1n_395\" style=\"left:95px;bottom:911px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sa_395\" id=\"t1o_395\" style=\"left:117px;bottom:911px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1p_395\" style=\"left:123px;bottom:911px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity has been modif</div><div class=\"t sa_395\" id=\"t1q_395\" style=\"left:233px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t1r_395\" style=\"left:257px;bottom:911px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is derecognised if the difference between the modif</div><div class=\"t sa_395\" id=\"t1s_395\" style=\"left:572px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied cash \ufb02ows and the or</div><div class=\"t s9_395\" id=\"t1t_395\" style=\"left:719px;bottom:911px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t1u_395\" style=\"left:730px;bottom:911px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inal cash \ufb02ows </div><div class=\"t s9_395\" id=\"t1v_395\" style=\"left:95px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is more than 10 per cent, or if less than 10 per cent, the Group will perform a qualitat</div><div class=\"t sa_395\" id=\"t1w_395\" style=\"left:584px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive assessment to determ</div><div class=\"t s9_395\" id=\"t1x_395\" style=\"left:735px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ine whether </div><div class=\"t s9_395\" id=\"t1y_395\" style=\"left:95px;bottom:879px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the terms of the two instruments are substantially different. </div><div class=\"t s9_395\" id=\"t1z_395\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">If the Group purchases its own debt, it is derecognised and the difference between the carrying amount of the liab</div><div class=\"t sa_395\" id=\"t20_395\" style=\"left:768px;bottom:855px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t21_395\" style=\"left:774px;bottom:855px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity and </div><div class=\"t s9_395\" id=\"t22_395\" style=\"left:95px;bottom:839px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the considerat</div><div class=\"t sa_395\" id=\"t23_395\" style=\"left:181px;bottom:839px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s9_395\" id=\"t24_395\" style=\"left:218px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">id is included in \u2018Other income\u2019 except for the cumulative fair value adjustments attributable to the </div><div class=\"t s9_395\" id=\"t25_395\" style=\"left:95px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">credit risk of a liab</div><div class=\"t sa_395\" id=\"t26_395\" style=\"left:202px;bottom:823px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t27_395\" style=\"left:207px;bottom:823px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity that are held in Other comprehensive income, which are never recycled to the pro\ufb01t or loss. </div><div class=\"t s7_395\" id=\"t28_395\" style=\"left:95px;bottom:791px;letter-spacing:-0.09px;display:inline;\">Modif</div><div class=\"t s8_395\" id=\"t29_395\" style=\"left:132px;bottom:791px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_395\" id=\"t2a_395\" style=\"left:209px;bottom:791px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"t2b_395\" style=\"left:95px;bottom:773px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t2c_395\" style=\"left:135px;bottom:773px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s9_395\" id=\"t2d_395\" style=\"left:275px;bottom:773px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t2e_395\" style=\"left:294px;bottom:773px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t2f_395\" style=\"left:300px;bottom:773px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t2g_395\" style=\"left:307px;bottom:773px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies whose or</div><div class=\"t s9_395\" id=\"t2h_395\" style=\"left:379px;bottom:773px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t2i_395\" style=\"left:390px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inal contractual terms have been mod</div><div class=\"t s9_395\" id=\"t2j_395\" style=\"left:616px;bottom:773px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t2k_395\" style=\"left:624px;bottom:773px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t2l_395\" style=\"left:648px;bottom:773px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_395\" id=\"t2m_395\" style=\"left:683px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing those loans subject </div><div class=\"t s9_395\" id=\"t2n_395\" style=\"left:95px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to forbearance strategies, are considered to be modif</div><div class=\"t sa_395\" id=\"t2o_395\" style=\"left:411px;bottom:757px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s9_395\" id=\"t2p_395\" style=\"left:432px;bottom:757px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments. Modif</div><div class=\"t sa_395\" id=\"t2q_395\" style=\"left:544px;bottom:757px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t2r_395\" style=\"left:566px;bottom:757px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions may include changes to the tenor, </div><div class=\"t s9_395\" id=\"t2s_395\" style=\"left:95px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash \ufb02ows and or interest rates among other factors. </div><div class=\"t s9_395\" id=\"t2t_395\" style=\"left:95px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t2u_395\" style=\"left:204px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of \ufb01nancial assets </div><div class=\"t s9_395\" id=\"t2v_395\" style=\"left:334px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is appropriate (see Derecognit</div><div class=\"t sa_395\" id=\"t2w_395\" style=\"left:514px;bottom:717px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion), the newly recogn</div><div class=\"t s9_395\" id=\"t2x_395\" style=\"left:643px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised residual loans are assessed </div><div class=\"t s9_395\" id=\"t2y_395\" style=\"left:95px;bottom:701px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to determine whether the assets should be classif</div><div class=\"t sa_395\" id=\"t2z_395\" style=\"left:387px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as purchased or or</div><div class=\"t s9_395\" id=\"t30_395\" style=\"left:517px;bottom:701px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t31_395\" style=\"left:528px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s9_395\" id=\"t32_395\" style=\"left:596px;bottom:701px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sa_395\" id=\"t33_395\" style=\"left:639px;bottom:701px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired assets (POCI). </div><div class=\"t s9_395\" id=\"t34_395\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t35_395\" style=\"left:204px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t36_395\" style=\"left:225px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is not appropriate, the gross carrying amount of the applicable instruments is recalculated as the </div><div class=\"t s9_395\" id=\"t37_395\" style=\"left:95px;bottom:660px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">present value of the renegotiated or modif</div><div class=\"t sa_395\" id=\"t38_395\" style=\"left:347px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied contractual cash \ufb02ows d</div><div class=\"t s9_395\" id=\"t39_395\" style=\"left:512px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscounted at the orig</div><div class=\"t sa_395\" id=\"t3a_395\" style=\"left:634px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s9_395\" id=\"t3b_395\" style=\"left:694px;bottom:660px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive interest rate (or </div><div class=\"t s9_395\" id=\"t3c_395\" style=\"left:95px;bottom:644px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">credit adjusted effective interest rate for POCI \ufb01nanc</div><div class=\"t sa_395\" id=\"t3d_395\" style=\"left:405px;bottom:644px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ial assets). The d</div><div class=\"t s9_395\" id=\"t3e_395\" style=\"left:502px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifference between the recalculated values and the </div><div class=\"t s9_395\" id=\"t3f_395\" style=\"left:95px;bottom:628px;letter-spacing:-0.15px;display:inline;\">pre-modif</div><div class=\"t sa_395\" id=\"t3g_395\" style=\"left:155px;bottom:628px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ied gross carry</div><div class=\"t s9_395\" id=\"t3h_395\" style=\"left:241px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing values of the instruments are recorded as a modif</div><div class=\"t sa_395\" id=\"t3i_395\" style=\"left:555px;bottom:628px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3j_395\" style=\"left:577px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion gain or loss in the pro\ufb01t or loss. </div><div class=\"t s9_395\" id=\"t3k_395\" style=\"left:95px;bottom:604px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sa_395\" id=\"t3l_395\" style=\"left:217px;bottom:604px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from mod</div><div class=\"t s9_395\" id=\"t3m_395\" style=\"left:298px;bottom:604px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t3n_395\" style=\"left:305px;bottom:604px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3o_395\" style=\"left:328px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions for credit reasons are recorded as part of \u2018Credit Impairment\u2019 (see Credit </div><div class=\"t s9_395\" id=\"t3p_395\" style=\"left:95px;bottom:588px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Impairment policy). Modif</div><div class=\"t sa_395\" id=\"t3q_395\" style=\"left:248px;bottom:588px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3r_395\" style=\"left:270px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t3s_395\" style=\"left:411px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from non-cred</div><div class=\"t s9_395\" id=\"t3t_395\" style=\"left:518px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it reasons are recognised either as part of \u2018Credit </div><div class=\"t s9_395\" id=\"t3u_395\" style=\"left:95px;bottom:572px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Impairment\u2019 or with</div><div class=\"t sa_395\" id=\"t3v_395\" style=\"left:211px;bottom:572px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t3w_395\" style=\"left:225px;bottom:572px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income depending on whether there has been a change in the credit risk on the \ufb01nanc</div><div class=\"t sa_395\" id=\"t3x_395\" style=\"left:733px;bottom:572px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s9_395\" id=\"t3y_395\" style=\"left:95px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t sa_395\" id=\"t3z_395\" style=\"left:241px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t40_395\" style=\"left:263px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Modif</div><div class=\"t sa_395\" id=\"t41_395\" style=\"left:322px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t42_395\" style=\"left:345px;bottom:556px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t43_395\" style=\"left:486px;bottom:556px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing on \ufb01nancial l</div><div class=\"t s9_395\" id=\"t44_395\" style=\"left:582px;bottom:556px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t45_395\" style=\"left:601px;bottom:556px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t46_395\" style=\"left:607px;bottom:556px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t47_395\" style=\"left:615px;bottom:556px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s9_395\" id=\"t48_395\" style=\"left:697px;bottom:556px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ised with</div><div class=\"t sa_395\" id=\"t49_395\" style=\"left:750px;bottom:556px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t4a_395\" style=\"left:763px;bottom:556px;letter-spacing:-0.15px;display:inline;\">income. </div><div class=\"t s9_395\" id=\"t4b_395\" style=\"left:95px;bottom:540px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The movements in the applicable expected credit loss loan posit</div><div class=\"t sa_395\" id=\"t4c_395\" style=\"left:475px;bottom:540px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions are d</div><div class=\"t s9_395\" id=\"t4d_395\" style=\"left:532px;bottom:540px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">isclosed in further detail in Risk Review. </div><div></div><div class=\"t s5_396\" id=\"t7_396\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_396\" id=\"t8_396\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_396\" id=\"t9_396\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_396\" id=\"ta_396\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_396\" id=\"tb_396\" style=\"left:69px;bottom:1163px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">The Group\u2019s classif</div><div class=\"t s9_396\" id=\"tc_396\" style=\"left:178px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s8_396\" id=\"td_396\" style=\"left:201px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of its \ufb01nanc</div><div class=\"t s9_396\" id=\"te_396\" style=\"left:290px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s8_396\" id=\"tf_396\" style=\"left:376px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_396\" id=\"tg_396\" style=\"left:395px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_396\" id=\"th_396\" style=\"left:401px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_396\" id=\"ti_396\" style=\"left:409px;bottom:1163px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_396\" id=\"tj_396\" style=\"left:427px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is summarised in the following tables. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_396\" id=\"tm_396\" style=\"left:447px;bottom:1145px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Assets at fair value </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t15_396\" style=\"left:421px;bottom:1128px;letter-spacing:0.01px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t16_396\" style=\"left:422px;bottom:1117px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1c_396\" style=\"left:490px;bottom:1117px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1i_396\" style=\"left:578px;bottom:1117px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1o_396\" style=\"left:664px;bottom:1117px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tn_396\" style=\"left:723px;bottom:1117px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tz_396\" style=\"left:362px;bottom:1105px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sc_396\" id=\"t10_396\" style=\"left:398px;bottom:1105px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t17_396\" style=\"left:424px;bottom:1105px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1d_396\" style=\"left:489px;bottom:1105px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1j_396\" style=\"left:558px;bottom:1105px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">through other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_396\" id=\"t1p_396\" style=\"left:647px;bottom:1105px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"to_396\" style=\"left:721px;bottom:1105px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t11_396\" style=\"left:379px;bottom:1094px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t18_396\" style=\"left:442px;bottom:1094px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1e_396\" style=\"left:507px;bottom:1094px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1k_396\" style=\"left:552px;bottom:1094px;letter-spacing:-0.03px;display:inline;\">comprehensive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1q_396\" style=\"left:647px;bottom:1094px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">assets at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tp_396\" style=\"left:705px;bottom:1094px;display:inline;\">amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tw_396\" style=\"left:314px;bottom:1082px;letter-spacing:-0.14px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t12_396\" style=\"left:376px;bottom:1082px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t19_396\" style=\"left:423px;bottom:1082px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1f_396\" style=\"left:488px;bottom:1082px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1l_396\" style=\"left:589px;bottom:1082px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1r_396\" style=\"left:644px;bottom:1082px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tq_396\" style=\"left:734px;bottom:1082px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tt_396\" style=\"left:794px;bottom:1082px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"tk_396\" style=\"left:69px;bottom:1070px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_396\" id=\"tl_396\" style=\"left:258px;bottom:1071px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tx_396\" style=\"left:313px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"ty_396\" style=\"left:336px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t13_396\" style=\"left:378px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t14_396\" style=\"left:401px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1a_396\" style=\"left:443px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1b_396\" style=\"left:466px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1g_396\" style=\"left:508px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1h_396\" style=\"left:531px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1m_396\" style=\"left:586px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1n_396\" style=\"left:609px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"t1s_396\" style=\"left:651px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"t1t_396\" style=\"left:674px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tr_396\" style=\"left:716px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"ts_396\" style=\"left:739px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_396\" id=\"tu_396\" style=\"left:781px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_396\" id=\"tv_396\" style=\"left:804px;bottom:1071px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t1u_396\" style=\"left:69px;bottom:1051px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t1v_396\" style=\"left:69px;bottom:1036px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">central banks\u00b9 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1w_396\" style=\"left:345px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1x_396\" style=\"left:410px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1y_396\" style=\"left:475px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t1z_396\" style=\"left:540px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t20_396\" style=\"left:618px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t21_396\" style=\"left:682px;bottom:1036px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t22_396\" style=\"left:715px;bottom:1036px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t23_396\" style=\"left:780px;bottom:1036px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t24_396\" style=\"left:69px;bottom:1017px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_396\" id=\"t25_396\" style=\"left:108px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s2_396\" id=\"t26_396\" style=\"left:218px;bottom:1017px;letter-spacing:-0.05px;display:inline;\">ir </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t27_396\" style=\"left:69px;bottom:1003px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t28_396\" style=\"left:82px;bottom:984px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t29_396\" style=\"left:82px;bottom:969px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2a_396\" style=\"left:319px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2b_396\" style=\"left:410px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2c_396\" style=\"left:475px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2d_396\" style=\"left:540px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2e_396\" style=\"left:618px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2f_396\" style=\"left:657px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2g_396\" style=\"left:747px;bottom:969px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2h_396\" style=\"left:787px;bottom:969px;letter-spacing:0.19px;display:inline;\">2,265 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2i_396\" style=\"left:82px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2j_396\" style=\"left:82px;bottom:935px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2k_396\" style=\"left:319px;bottom:935px;letter-spacing:-0.05px;display:inline;\">6,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2l_396\" style=\"left:410px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2m_396\" style=\"left:460px;bottom:935px;letter-spacing:-0.02px;display:inline;\">282 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2n_396\" style=\"left:540px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2o_396\" style=\"left:618px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2p_396\" style=\"left:661px;bottom:935px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2q_396\" style=\"left:747px;bottom:935px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2r_396\" style=\"left:791px;bottom:935px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2s_396\" style=\"left:82px;bottom:916px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t2t_396\" style=\"left:82px;bottom:902px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t2u_396\" style=\"left:82px;bottom:887px;display:inline;\">sim</div><div class=\"t s4_396\" id=\"t2v_396\" style=\"left:101px;bottom:887px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_396\" id=\"t2w_396\" style=\"left:192px;bottom:887px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t2x_396\" style=\"left:275px;bottom:887px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2y_396\" style=\"left:320px;bottom:887px;letter-spacing:-0.26px;display:inline;\">9,997 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t2z_396\" style=\"left:410px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t30_396\" style=\"left:443px;bottom:887px;letter-spacing:0.08px;display:inline;\">71,850 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t31_396\" style=\"left:540px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t32_396\" style=\"left:618px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t33_396\" style=\"left:651px;bottom:887px;letter-spacing:0.03px;display:inline;\">81,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t34_396\" style=\"left:747px;bottom:887px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t35_396\" style=\"left:781px;bottom:887px;letter-spacing:0.03px;display:inline;\">81,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t36_396\" style=\"left:82px;bottom:868px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_396\" id=\"t37_396\" style=\"left:150px;bottom:868px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t38_396\" style=\"left:82px;bottom:854px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t39_396\" style=\"left:82px;bottom:839px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t s4_396\" id=\"t3a_396\" style=\"left:160px;bottom:839px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_396\" id=\"t3b_396\" style=\"left:190px;bottom:839px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3c_396\" style=\"left:313px;bottom:839px;letter-spacing:-0.03px;display:inline;\">52,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3d_396\" style=\"left:410px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3e_396\" style=\"left:466px;bottom:839px;letter-spacing:-0.06px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3f_396\" style=\"left:532px;bottom:839px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3g_396\" style=\"left:618px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3h_396\" style=\"left:652px;bottom:839px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3i_396\" style=\"left:747px;bottom:839px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3j_396\" style=\"left:781px;bottom:839px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t3k_396\" style=\"left:82px;bottom:820px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3l_396\" style=\"left:322px;bottom:820px;letter-spacing:0.14px;display:inline;\">2,721 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3m_396\" style=\"left:410px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3n_396\" style=\"left:462px;bottom:820px;letter-spacing:0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3o_396\" style=\"left:540px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3p_396\" style=\"left:618px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3q_396\" style=\"left:656px;bottom:820px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3r_396\" style=\"left:747px;bottom:820px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3s_396\" style=\"left:786px;bottom:820px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t3t_396\" style=\"left:82px;bottom:801px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3u_396\" style=\"left:345px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3v_396\" style=\"left:410px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3w_396\" style=\"left:473px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3x_396\" style=\"left:540px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3y_396\" style=\"left:618px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t3z_396\" style=\"left:681px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t40_396\" style=\"left:747px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t41_396\" style=\"left:811px;bottom:801px;display:inline;\">6 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t42_396\" style=\"left:312px;bottom:782px;letter-spacing:-0.1px;display:inline;\">74,689 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t43_396\" style=\"left:410px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t44_396\" style=\"left:442px;bottom:782px;letter-spacing:0.13px;display:inline;\">72,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t45_396\" style=\"left:532px;bottom:782px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t46_396\" style=\"left:618px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t47_396\" style=\"left:647px;bottom:782px;letter-spacing:-0.13px;display:inline;\">147,222 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t48_396\" style=\"left:747px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t49_396\" style=\"left:776px;bottom:782px;letter-spacing:-0.13px;display:inline;\">147,222 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4a_396\" style=\"left:69px;bottom:763px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_396\" id=\"t4b_396\" style=\"left:111px;bottom:763px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4c_396\" style=\"left:69px;bottom:749px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t4d_396\" style=\"left:275px;bottom:749px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4e_396\" style=\"left:312px;bottom:749px;letter-spacing:0.19px;display:inline;\">48,333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4f_396\" style=\"left:388px;bottom:749px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4g_396\" style=\"left:475px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4h_396\" style=\"left:540px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4i_396\" style=\"left:618px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4j_396\" style=\"left:648px;bottom:749px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4k_396\" style=\"left:747px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4l_396\" style=\"left:778px;bottom:749px;letter-spacing:0.08px;display:inline;\">50,434 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4m_396\" style=\"left:69px;bottom:730px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4n_396\" style=\"left:69px;bottom:715px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t4o_396\" style=\"left:275px;bottom:715px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4p_396\" style=\"left:345px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4q_396\" style=\"left:410px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4r_396\" style=\"left:475px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4s_396\" style=\"left:540px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4t_396\" style=\"left:618px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4u_396\" style=\"left:682px;bottom:715px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4v_396\" style=\"left:714px;bottom:715px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t4w_396\" style=\"left:779px;bottom:715px;letter-spacing:0.09px;display:inline;\">44,977 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4x_396\" style=\"left:82px;bottom:696px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t4y_396\" style=\"left:82px;bottom:682px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t4z_396\" style=\"left:82px;bottom:667px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t s4_396\" id=\"t50_396\" style=\"left:159px;bottom:667px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t51_396\" style=\"left:82px;bottom:653px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t52_396\" style=\"left:275px;bottom:653px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t53_396\" style=\"left:345px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t54_396\" style=\"left:410px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t55_396\" style=\"left:475px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t56_396\" style=\"left:540px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t57_396\" style=\"left:618px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t58_396\" style=\"left:682px;bottom:653px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t59_396\" style=\"left:724px;bottom:653px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5a_396\" style=\"left:789px;bottom:653px;letter-spacing:0.11px;display:inline;\">1,738 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5b_396\" style=\"left:69px;bottom:633px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5c_396\" style=\"left:69px;bottom:619px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t5d_396\" style=\"left:275px;bottom:619px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5e_396\" style=\"left:345px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5f_396\" style=\"left:410px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5g_396\" style=\"left:475px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5h_396\" style=\"left:540px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5i_396\" style=\"left:618px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5j_396\" style=\"left:682px;bottom:619px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5k_396\" style=\"left:708px;bottom:619px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5l_396\" style=\"left:773px;bottom:619px;letter-spacing:0.01px;display:inline;\">286,975 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5m_396\" style=\"left:82px;bottom:600px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t5n_396\" style=\"left:82px;bottom:585px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5o_396\" style=\"left:82px;bottom:571px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t s4_396\" id=\"t5p_396\" style=\"left:159px;bottom:571px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t5q_396\" style=\"left:82px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t5r_396\" style=\"left:275px;bottom:556px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5s_396\" style=\"left:345px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5t_396\" style=\"left:410px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5u_396\" style=\"left:475px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5v_396\" style=\"left:540px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5w_396\" style=\"left:618px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5x_396\" style=\"left:682px;bottom:556px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5y_396\" style=\"left:717px;bottom:556px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t5z_396\" style=\"left:782px;bottom:556px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t60_396\" style=\"left:69px;bottom:537px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t s3_396\" id=\"t61_396\" style=\"left:174px;bottom:537px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t62_396\" style=\"left:82px;bottom:518px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_396\" id=\"t63_396\" style=\"left:150px;bottom:518px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t64_396\" style=\"left:82px;bottom:504px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t65_396\" style=\"left:82px;bottom:489px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t s4_396\" id=\"t66_396\" style=\"left:160px;bottom:489px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_396\" id=\"t67_396\" style=\"left:190px;bottom:489px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t68_396\" style=\"left:345px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t69_396\" style=\"left:410px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6a_396\" style=\"left:475px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6b_396\" style=\"left:540px;bottom:489px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6c_396\" style=\"left:580px;bottom:489px;letter-spacing:0.1px;display:inline;\">103,328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6d_396\" style=\"left:645px;bottom:489px;letter-spacing:0.1px;display:inline;\">103,328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6e_396\" style=\"left:716px;bottom:489px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6f_396\" style=\"left:774px;bottom:489px;letter-spacing:0.06px;display:inline;\">160,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_396\" id=\"t6g_396\" style=\"left:82px;bottom:470px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6h_396\" style=\"left:345px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6i_396\" style=\"left:410px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6j_396\" style=\"left:475px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6k_396\" style=\"left:540px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6l_396\" style=\"left:602px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6m_396\" style=\"left:667px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6n_396\" style=\"left:747px;bottom:470px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6o_396\" style=\"left:797px;bottom:470px;letter-spacing:0.09px;display:inline;\">992 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6p_396\" style=\"left:345px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6q_396\" style=\"left:410px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6r_396\" style=\"left:475px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6s_396\" style=\"left:540px;bottom:451px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6t_396\" style=\"left:578px;bottom:451px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6u_396\" style=\"left:643px;bottom:451px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6v_396\" style=\"left:716px;bottom:451px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6w_396\" style=\"left:778px;bottom:451px;letter-spacing:0.03px;display:inline;\">161,255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t6x_396\" style=\"left:69px;bottom:432px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t6y_396\" style=\"left:272px;bottom:432px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t6z_396\" style=\"left:345px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t70_396\" style=\"left:410px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t71_396\" style=\"left:475px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t72_396\" style=\"left:540px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t73_396\" style=\"left:618px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t74_396\" style=\"left:682px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t75_396\" style=\"left:716px;bottom:432px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t76_396\" style=\"left:781px;bottom:432px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_396\" id=\"t77_396\" style=\"left:69px;bottom:413px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_396\" id=\"t78_396\" style=\"left:275px;bottom:413px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t79_396\" style=\"left:345px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7a_396\" style=\"left:410px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7b_396\" style=\"left:475px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7c_396\" style=\"left:540px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7d_396\" style=\"left:618px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7e_396\" style=\"left:682px;bottom:413px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7f_396\" style=\"left:734px;bottom:413px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7g_396\" style=\"left:799px;bottom:413px;letter-spacing:-0.16px;display:inline;\">701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_396\" id=\"t7h_396\" style=\"left:69px;bottom:394px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7i_396\" style=\"left:308px;bottom:394px;letter-spacing:0.03px;display:inline;\">123,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7j_396\" style=\"left:388px;bottom:394px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7k_396\" style=\"left:442px;bottom:394px;letter-spacing:0.13px;display:inline;\">72,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7l_396\" style=\"left:532px;bottom:394px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7m_396\" style=\"left:578px;bottom:394px;letter-spacing:0.09px;display:inline;\">104,320 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7n_396\" style=\"left:646px;bottom:394px;letter-spacing:-0.14px;display:inline;\">301,976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7o_396\" style=\"left:709px;bottom:394px;letter-spacing:-0.17px;display:inline;\">497,633 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_396\" id=\"t7p_396\" style=\"left:772px;bottom:394px;letter-spacing:-0.09px;display:inline;\">799,609 </div></td></tr></table><div class=\"t sa_396\" id=\"t7q_396\" style=\"left:69px;bottom:370px;display:inline;\">1 </div><div class=\"t se_396\" id=\"t7r_396\" style=\"left:82px;bottom:370px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash and balances at central banks includes both cash held in restricted accounts and on demand or placements which are contractually due to mature </div><div class=\"t se_396\" id=\"t7s_396\" style=\"left:82px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">overnight only. Other placements with central banks are reported as part of Loans and advances to customers </div><div class=\"t sa_396\" id=\"t7t_396\" style=\"left:69px;bottom:342px;display:inline;\">2 </div><div class=\"t se_396\" id=\"t7u_396\" style=\"left:82px;bottom:342px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Further analysed in Risk review and Capital review (pages 230 to 343) </div><div></div><div class=\"t s4_397\" id=\"t6_397\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_397\" id=\"t7_397\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_397\" id=\"t8_397\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_397\" id=\"t9_397\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"8\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s8_397\" id=\"tc_397\" style=\"left:466px;bottom:1162px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Assets at fair value </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tv_397\" style=\"left:440px;bottom:1145px;letter-spacing:-0.05px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tw_397\" style=\"left:441px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t12_397\" style=\"left:508px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t18_397\" style=\"left:597px;bottom:1134px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1e_397\" style=\"left:682px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"td_397\" style=\"left:741px;bottom:1134px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tp_397\" style=\"left:381px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t s9_397\" id=\"tq_397\" style=\"left:416px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tx_397\" style=\"left:444px;bottom:1123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t13_397\" style=\"left:508px;bottom:1123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t19_397\" style=\"left:577px;bottom:1123px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">through other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_397\" id=\"t1f_397\" style=\"left:666px;bottom:1123px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"te_397\" style=\"left:738px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tr_397\" style=\"left:398px;bottom:1111px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"ty_397\" style=\"left:461px;bottom:1111px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t14_397\" style=\"left:526px;bottom:1111px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1a_397\" style=\"left:570px;bottom:1111px;letter-spacing:-0.04px;display:inline;\">comprehensive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1g_397\" style=\"left:665px;bottom:1111px;word-spacing:-0.22px;display:inline;\">assets at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tf_397\" style=\"left:723px;bottom:1111px;display:inline;\">amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tm_397\" style=\"left:332px;bottom:1100px;letter-spacing:-0.18px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"ts_397\" style=\"left:394px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tz_397\" style=\"left:443px;bottom:1100px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t15_397\" style=\"left:507px;bottom:1100px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1b_397\" style=\"left:607px;bottom:1100px;letter-spacing:-0.04px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1h_397\" style=\"left:663px;bottom:1100px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tg_397\" style=\"left:752px;bottom:1100px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tj_397\" style=\"left:812px;bottom:1100px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"ta_397\" style=\"left:87px;bottom:1087px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tb_397\" style=\"left:275px;bottom:1088px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tn_397\" style=\"left:332px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"to_397\" style=\"left:354px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tt_397\" style=\"left:397px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"tu_397\" style=\"left:419px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t10_397\" style=\"left:462px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t11_397\" style=\"left:484px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t16_397\" style=\"left:527px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t17_397\" style=\"left:549px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1c_397\" style=\"left:605px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t1d_397\" style=\"left:627px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"t1i_397\" style=\"left:670px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"t1j_397\" style=\"left:692px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"th_397\" style=\"left:735px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"ti_397\" style=\"left:757px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_397\" id=\"tk_397\" style=\"left:800px;bottom:1088px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_397\" id=\"tl_397\" style=\"left:822px;bottom:1088px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1k_397\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1l_397\" style=\"left:87px;bottom:1054px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">central banks\u00b9 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1m_397\" style=\"left:362px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1n_397\" style=\"left:427px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1o_397\" style=\"left:492px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1p_397\" style=\"left:557px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1q_397\" style=\"left:635px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1r_397\" style=\"left:700px;bottom:1054px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1s_397\" style=\"left:735px;bottom:1054px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t1t_397\" style=\"left:799px;bottom:1054px;letter-spacing:0.11px;display:inline;\">58,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t1u_397\" style=\"left:87px;bottom:1035px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sb_397\" id=\"t1v_397\" style=\"left:125px;bottom:1035px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s7_397\" id=\"t1w_397\" style=\"left:235px;bottom:1035px;letter-spacing:-0.05px;display:inline;\">ir </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t1x_397\" style=\"left:87px;bottom:1020px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1y_397\" style=\"left:100px;bottom:1001px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t1z_397\" style=\"left:100px;bottom:986px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t20_397\" style=\"left:349px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t21_397\" style=\"left:427px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t22_397\" style=\"left:492px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t23_397\" style=\"left:557px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t24_397\" style=\"left:635px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t25_397\" style=\"left:687px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t26_397\" style=\"left:765px;bottom:986px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t27_397\" style=\"left:816px;bottom:986px;letter-spacing:-0.44px;display:inline;\">976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t28_397\" style=\"left:100px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t29_397\" style=\"left:100px;bottom:953px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2a_397\" style=\"left:340px;bottom:953px;letter-spacing:-0.19px;display:inline;\">5,765 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2b_397\" style=\"left:427px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2c_397\" style=\"left:481px;bottom:953px;letter-spacing:-0.13px;display:inline;\">781 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2d_397\" style=\"left:557px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2e_397\" style=\"left:635px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2f_397\" style=\"left:675px;bottom:953px;letter-spacing:0.22px;display:inline;\">6,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2g_397\" style=\"left:765px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2h_397\" style=\"left:805px;bottom:953px;letter-spacing:0.22px;display:inline;\">6,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2i_397\" style=\"left:100px;bottom:934px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2j_397\" style=\"left:100px;bottom:919px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2k_397\" style=\"left:100px;bottom:905px;display:inline;\">sim</div><div class=\"t sc_397\" id=\"t2l_397\" style=\"left:119px;bottom:905px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sa_397\" id=\"t2m_397\" style=\"left:210px;bottom:905px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2n_397\" style=\"left:292px;bottom:905px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2o_397\" style=\"left:345px;bottom:905px;letter-spacing:-0.13px;display:inline;\">1,175 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2p_397\" style=\"left:427px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2q_397\" style=\"left:464px;bottom:905px;letter-spacing:0.09px;display:inline;\">63,316 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2r_397\" style=\"left:557px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2s_397\" style=\"left:635px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2t_397\" style=\"left:671px;bottom:905px;letter-spacing:0.04px;display:inline;\">64,491 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2u_397\" style=\"left:765px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t2v_397\" style=\"left:801px;bottom:905px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2w_397\" style=\"left:100px;bottom:886px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_397\" id=\"t2x_397\" style=\"left:168px;bottom:886px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2y_397\" style=\"left:100px;bottom:871px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t2z_397\" style=\"left:100px;bottom:857px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t sc_397\" id=\"t30_397\" style=\"left:177px;bottom:857px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_397\" id=\"t31_397\" style=\"left:208px;bottom:857px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t32_397\" style=\"left:335px;bottom:857px;letter-spacing:-0.2px;display:inline;\">30,162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t33_397\" style=\"left:427px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t34_397\" style=\"left:478px;bottom:857px;letter-spacing:-0.24px;display:inline;\">324 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t35_397\" style=\"left:551px;bottom:857px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t36_397\" style=\"left:635px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t37_397\" style=\"left:669px;bottom:857px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t38_397\" style=\"left:765px;bottom:857px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t39_397\" style=\"left:799px;bottom:857px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t3a_397\" style=\"left:100px;bottom:838px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3b_397\" style=\"left:340px;bottom:838px;letter-spacing:-0.1px;display:inline;\">2,997 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3c_397\" style=\"left:427px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3d_397\" style=\"left:478px;bottom:838px;letter-spacing:0.18px;display:inline;\">233 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3e_397\" style=\"left:557px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3f_397\" style=\"left:635px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3g_397\" style=\"left:676px;bottom:838px;letter-spacing:0.17px;display:inline;\">3,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3h_397\" style=\"left:765px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3i_397\" style=\"left:805px;bottom:838px;letter-spacing:0.17px;display:inline;\">3,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t3j_397\" style=\"left:100px;bottom:819px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3k_397\" style=\"left:362px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3l_397\" style=\"left:427px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3m_397\" style=\"left:492px;bottom:819px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3n_397\" style=\"left:557px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3o_397\" style=\"left:635px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3p_397\" style=\"left:700px;bottom:819px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3q_397\" style=\"left:765px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3r_397\" style=\"left:829px;bottom:819px;display:inline;\">7 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3s_397\" style=\"left:334px;bottom:800px;letter-spacing:-0.18px;display:inline;\">41,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3t_397\" style=\"left:427px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3u_397\" style=\"left:464px;bottom:800px;letter-spacing:0.03px;display:inline;\">64,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3v_397\" style=\"left:551px;bottom:800px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3w_397\" style=\"left:635px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3x_397\" style=\"left:667px;bottom:800px;letter-spacing:0.03px;display:inline;\">105,812 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3y_397\" style=\"left:765px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t3z_397\" style=\"left:797px;bottom:800px;letter-spacing:0.03px;display:inline;\">105,812 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t40_397\" style=\"left:87px;bottom:781px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_397\" id=\"t41_397\" style=\"left:128px;bottom:781px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t42_397\" style=\"left:87px;bottom:766px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t43_397\" style=\"left:292px;bottom:766px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t44_397\" style=\"left:330px;bottom:766px;letter-spacing:0.04px;display:inline;\">60,858 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t45_397\" style=\"left:404px;bottom:766px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t46_397\" style=\"left:492px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t47_397\" style=\"left:557px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t48_397\" style=\"left:635px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t49_397\" style=\"left:673px;bottom:766px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4a_397\" style=\"left:765px;bottom:766px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4b_397\" style=\"left:803px;bottom:766px;letter-spacing:0.06px;display:inline;\">63,717 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4c_397\" style=\"left:87px;bottom:747px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4d_397\" style=\"left:87px;bottom:733px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">to banks\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4e_397\" style=\"left:292px;bottom:733px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4f_397\" style=\"left:362px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4g_397\" style=\"left:427px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4h_397\" style=\"left:492px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4i_397\" style=\"left:557px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4j_397\" style=\"left:635px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4k_397\" style=\"left:700px;bottom:733px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4l_397\" style=\"left:739px;bottom:733px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4m_397\" style=\"left:803px;bottom:733px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4n_397\" style=\"left:100px;bottom:713px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4o_397\" style=\"left:100px;bottom:699px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4p_397\" style=\"left:100px;bottom:684px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t sc_397\" id=\"t4q_397\" style=\"left:176px;bottom:684px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t4r_397\" style=\"left:100px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4s_397\" style=\"left:292px;bottom:670px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4t_397\" style=\"left:362px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4u_397\" style=\"left:427px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4v_397\" style=\"left:492px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4w_397\" style=\"left:557px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4x_397\" style=\"left:635px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4y_397\" style=\"left:700px;bottom:670px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t4z_397\" style=\"left:751px;bottom:670px;letter-spacing:-0.14px;display:inline;\">978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t50_397\" style=\"left:816px;bottom:670px;letter-spacing:-0.14px;display:inline;\">978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t51_397\" style=\"left:87px;bottom:651px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t52_397\" style=\"left:87px;bottom:636px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">to customers\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t53_397\" style=\"left:292px;bottom:636px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t54_397\" style=\"left:362px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t55_397\" style=\"left:427px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t56_397\" style=\"left:492px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t57_397\" style=\"left:557px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t58_397\" style=\"left:635px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t59_397\" style=\"left:700px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5a_397\" style=\"left:730px;bottom:636px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5b_397\" style=\"left:795px;bottom:636px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5c_397\" style=\"left:100px;bottom:617px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of which \u2013 reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5d_397\" style=\"left:100px;bottom:603px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">repurchase agreements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5e_397\" style=\"left:100px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t sc_397\" id=\"t5f_397\" style=\"left:176px;bottom:588px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5g_397\" style=\"left:100px;bottom:574px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5h_397\" style=\"left:292px;bottom:574px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5i_397\" style=\"left:362px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5j_397\" style=\"left:427px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5k_397\" style=\"left:492px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5l_397\" style=\"left:557px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5m_397\" style=\"left:635px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5n_397\" style=\"left:700px;bottom:574px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5o_397\" style=\"left:735px;bottom:574px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5p_397\" style=\"left:799px;bottom:574px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t5q_397\" style=\"left:87px;bottom:555px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t sb_397\" id=\"t5r_397\" style=\"left:192px;bottom:555px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5s_397\" style=\"left:100px;bottom:536px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_397\" id=\"t5t_397\" style=\"left:168px;bottom:536px;letter-spacing:0.01px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5u_397\" style=\"left:100px;bottom:521px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">alternative tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t5v_397\" style=\"left:100px;bottom:507px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">and other elig</div><div class=\"t sc_397\" id=\"t5w_397\" style=\"left:177px;bottom:507px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_397\" id=\"t5x_397\" style=\"left:208px;bottom:507px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5y_397\" style=\"left:362px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t5z_397\" style=\"left:427px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t60_397\" style=\"left:492px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t61_397\" style=\"left:557px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t62_397\" style=\"left:607px;bottom:507px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t63_397\" style=\"left:672px;bottom:507px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t64_397\" style=\"left:738px;bottom:507px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t65_397\" style=\"left:796px;bottom:507px;letter-spacing:0.11px;display:inline;\">171,640 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t66_397\" style=\"left:100px;bottom:488px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t67_397\" style=\"left:362px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t68_397\" style=\"left:427px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t69_397\" style=\"left:492px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6a_397\" style=\"left:557px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6b_397\" style=\"left:619px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6c_397\" style=\"left:684px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6d_397\" style=\"left:765px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6e_397\" style=\"left:813px;bottom:488px;letter-spacing:0.11px;display:inline;\">808 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6f_397\" style=\"left:362px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6g_397\" style=\"left:427px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6h_397\" style=\"left:492px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6i_397\" style=\"left:557px;bottom:469px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6j_397\" style=\"left:604px;bottom:469px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6k_397\" style=\"left:669px;bottom:469px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6l_397\" style=\"left:738px;bottom:469px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6m_397\" style=\"left:795px;bottom:469px;letter-spacing:0.12px;display:inline;\">172,448 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t6n_397\" style=\"left:87px;bottom:450px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6o_397\" style=\"left:289px;bottom:450px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6p_397\" style=\"left:362px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6q_397\" style=\"left:427px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6r_397\" style=\"left:492px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6s_397\" style=\"left:557px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6t_397\" style=\"left:635px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6u_397\" style=\"left:700px;bottom:450px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6v_397\" style=\"left:736px;bottom:450px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6w_397\" style=\"left:801px;bottom:450px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_397\" id=\"t6x_397\" style=\"left:87px;bottom:431px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6y_397\" style=\"left:292px;bottom:431px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t6z_397\" style=\"left:362px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t70_397\" style=\"left:427px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t71_397\" style=\"left:492px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t72_397\" style=\"left:556px;bottom:431px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t73_397\" style=\"left:635px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t74_397\" style=\"left:699px;bottom:431px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t75_397\" style=\"left:743px;bottom:431px;letter-spacing:0.18px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t76_397\" style=\"left:811px;bottom:431px;letter-spacing:0.13px;display:inline;\">1,391 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_397\" id=\"t77_397\" style=\"left:87px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t78_397\" style=\"left:330px;bottom:412px;letter-spacing:-0.09px;display:inline;\">101,933 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t79_397\" style=\"left:404px;bottom:412px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7a_397\" style=\"left:464px;bottom:412px;letter-spacing:0.03px;display:inline;\">64,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7b_397\" style=\"left:550px;bottom:412px;letter-spacing:-0.09px;display:inline;\">79 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7c_397\" style=\"left:604px;bottom:412px;letter-spacing:0.06px;display:inline;\">112,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7d_397\" style=\"left:663px;bottom:412px;letter-spacing:0.04px;display:inline;\">282,266 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7e_397\" style=\"left:726px;bottom:412px;letter-spacing:0.02px;display:inline;\">508,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_397\" id=\"t7f_397\" style=\"left:795px;bottom:412px;letter-spacing:0.01px;display:inline;\">791,092 </div></td></tr></table><div class=\"t s8_397\" id=\"t7g_397\" style=\"left:87px;bottom:388px;display:inline;\">1 </div><div class=\"t s8_397\" id=\"t7h_397\" style=\"left:100px;bottom:388px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash and balances at central banks includes both cash held in restricted accounts and on demand or placements which are contractually due to mature </div><div class=\"t s8_397\" id=\"t7i_397\" style=\"left:100px;bottom:376px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">overnight only. Other placements with central banks are reported as part of Loans and advances to customers </div><div class=\"t s8_397\" id=\"t7j_397\" style=\"left:87px;bottom:359px;display:inline;\">2 </div><div class=\"t s8_397\" id=\"t7k_397\" style=\"left:100px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Further analysed in Risk review and Capital review (pages 230 to 343) </div><div></div><div class=\"t s5_398\" id=\"t7_398\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_398\" id=\"t8_398\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_398\" id=\"t9_398\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_398\" id=\"ta_398\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_398\" id=\"tg_398\" style=\"left:511px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t sa_398\" id=\"th_398\" style=\"left:532px;bottom:1162px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s9_398\" id=\"ti_398\" style=\"left:537px;bottom:1162px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sa_398\" id=\"tj_398\" style=\"left:544px;bottom:1162px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ies at fa</div><div class=\"t s9_398\" id=\"tk_398\" style=\"left:581px;bottom:1162px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ir value </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t11_398\" style=\"left:568px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t17_398\" style=\"left:664px;bottom:1145px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tv_398\" style=\"left:505px;bottom:1134px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sa_398\" id=\"tw_398\" style=\"left:541px;bottom:1134px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t12_398\" style=\"left:567px;bottom:1134px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_398\" id=\"t18_398\" style=\"left:647px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tx_398\" style=\"left:522px;bottom:1123px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t13_398\" style=\"left:585px;bottom:1123px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t19_398\" style=\"left:633px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">liab</div><div class=\"t sa_398\" id=\"t1a_398\" style=\"left:651px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s9_398\" id=\"t1b_398\" style=\"left:657px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sa_398\" id=\"t1c_398\" style=\"left:664px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ies at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tl_398\" style=\"left:704px;bottom:1123px;display:inline;\">Amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"ts_398\" style=\"left:456px;bottom:1111px;letter-spacing:-0.14px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"ty_398\" style=\"left:519px;bottom:1111px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t14_398\" style=\"left:566px;bottom:1111px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t1d_398\" style=\"left:644px;bottom:1111px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tm_398\" style=\"left:734px;bottom:1111px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tp_398\" style=\"left:794px;bottom:1111px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"tb_398\" style=\"left:69px;bottom:1099px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_398\" id=\"tc_398\" style=\"left:95px;bottom:1099px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"td_398\" style=\"left:101px;bottom:1099px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"te_398\" style=\"left:109px;bottom:1099px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"tf_398\" style=\"left:401px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tt_398\" style=\"left:456px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"tu_398\" style=\"left:479px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tz_398\" style=\"left:521px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t10_398\" style=\"left:544px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t15_398\" style=\"left:586px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t16_398\" style=\"left:609px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"t1e_398\" style=\"left:651px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"t1f_398\" style=\"left:674px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tn_398\" style=\"left:716px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"to_398\" style=\"left:739px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_398\" id=\"tq_398\" style=\"left:781px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_398\" id=\"tr_398\" style=\"left:804px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t1g_398\" style=\"left:69px;bottom:1080px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1h_398\" style=\"left:488px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1i_398\" style=\"left:553px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1j_398\" style=\"left:618px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1k_398\" style=\"left:682px;bottom:1080px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1l_398\" style=\"left:713px;bottom:1080px;letter-spacing:0.04px;display:inline;\">28,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1m_398\" style=\"left:778px;bottom:1080px;letter-spacing:0.04px;display:inline;\">28,030 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t1n_398\" style=\"left:69px;bottom:1060px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1o_398\" style=\"left:488px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1p_398\" style=\"left:553px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1q_398\" style=\"left:618px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1r_398\" style=\"left:682px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1s_398\" style=\"left:709px;bottom:1060px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t1t_398\" style=\"left:774px;bottom:1060px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t1u_398\" style=\"left:69px;bottom:1041px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_398\" id=\"t1v_398\" style=\"left:108px;bottom:1041px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_398\" id=\"t1w_398\" style=\"left:128px;bottom:1041px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_398\" id=\"t1x_398\" style=\"left:146px;bottom:1041px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t1y_398\" style=\"left:153px;bottom:1041px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t1z_398\" style=\"left:161px;bottom:1041px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t s2_398\" id=\"t20_398\" style=\"left:234px;bottom:1041px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t21_398\" style=\"left:69px;bottom:1027px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t22_398\" style=\"left:82px;bottom:1008px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t23_398\" style=\"left:488px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t24_398\" style=\"left:553px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t25_398\" style=\"left:594px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t26_398\" style=\"left:659px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t27_398\" style=\"left:747px;bottom:1008px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t28_398\" style=\"left:788px;bottom:1008px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t29_398\" style=\"left:82px;bottom:989px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2a_398\" style=\"left:480px;bottom:989px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2b_398\" style=\"left:553px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2c_398\" style=\"left:588px;bottom:989px;letter-spacing:-0.21px;display:inline;\">17,209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2d_398\" style=\"left:653px;bottom:989px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2e_398\" style=\"left:747px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2f_398\" style=\"left:783px;bottom:989px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2g_398\" style=\"left:82px;bottom:970px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t2h_398\" style=\"left:299px;bottom:970px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2i_398\" style=\"left:82px;bottom:955px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t2j_398\" style=\"left:418px;bottom:955px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2k_398\" style=\"left:463px;bottom:955px;letter-spacing:0.12px;display:inline;\">1,660 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2l_398\" style=\"left:553px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2m_398\" style=\"left:587px;bottom:955px;letter-spacing:-0.19px;display:inline;\">39,623 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2n_398\" style=\"left:652px;bottom:955px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2o_398\" style=\"left:747px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2p_398\" style=\"left:782px;bottom:955px;letter-spacing:0.07px;display:inline;\">41,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t2q_398\" style=\"left:82px;bottom:936px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t2r_398\" style=\"left:150px;bottom:936px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t2s_398\" style=\"left:168px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t2t_398\" style=\"left:415px;bottom:936px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2u_398\" style=\"left:488px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2v_398\" style=\"left:553px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2w_398\" style=\"left:589px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2x_398\" style=\"left:654px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2y_398\" style=\"left:747px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t2z_398\" style=\"left:783px;bottom:936px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t30_398\" style=\"left:82px;bottom:917px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_398\" id=\"t31_398\" style=\"left:142px;bottom:917px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t32_398\" style=\"left:458px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t33_398\" style=\"left:553px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t34_398\" style=\"left:618px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t35_398\" style=\"left:653px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t36_398\" style=\"left:747px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t37_398\" style=\"left:783px;bottom:917px;letter-spacing:0.13px;display:inline;\">11,846 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t38_398\" style=\"left:82px;bottom:898px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t39_398\" style=\"left:139px;bottom:898px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t3a_398\" style=\"left:144px;bottom:898px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t3b_398\" style=\"left:152px;bottom:898px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3c_398\" style=\"left:488px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3d_398\" style=\"left:553px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3e_398\" style=\"left:616px;bottom:898px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3f_398\" style=\"left:681px;bottom:898px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3g_398\" style=\"left:747px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3h_398\" style=\"left:811px;bottom:898px;display:inline;\">8 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3i_398\" style=\"left:457px;bottom:879px;letter-spacing:0.16px;display:inline;\">13,545 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3j_398\" style=\"left:553px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3k_398\" style=\"left:589px;bottom:879px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3l_398\" style=\"left:649px;bottom:879px;letter-spacing:-0.01px;display:inline;\">83,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3m_398\" style=\"left:747px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3n_398\" style=\"left:779px;bottom:879px;letter-spacing:-0.01px;display:inline;\">83,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t3o_398\" style=\"left:69px;bottom:860px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_398\" id=\"t3p_398\" style=\"left:111px;bottom:860px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_398\" id=\"t3q_398\" style=\"left:180px;bottom:860px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t3r_398\" style=\"left:417px;bottom:860px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3s_398\" style=\"left:457px;bottom:860px;letter-spacing:-0.16px;display:inline;\">52,747 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3t_398\" style=\"left:529px;bottom:860px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3u_398\" style=\"left:618px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3v_398\" style=\"left:652px;bottom:860px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3w_398\" style=\"left:747px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t3x_398\" style=\"left:782px;bottom:860px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t3y_398\" style=\"left:69px;bottom:841px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t3z_398\" style=\"left:286px;bottom:841px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t40_398\" style=\"left:69px;bottom:827px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t41_398\" style=\"left:418px;bottom:827px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t42_398\" style=\"left:488px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t43_398\" style=\"left:553px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t44_398\" style=\"left:618px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t45_398\" style=\"left:682px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t46_398\" style=\"left:717px;bottom:827px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t47_398\" style=\"left:782px;bottom:827px;letter-spacing:0.18px;display:inline;\">12,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t48_398\" style=\"left:69px;bottom:808px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t49_398\" style=\"left:137px;bottom:808px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t4a_398\" style=\"left:155px;bottom:808px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4b_398\" style=\"left:415px;bottom:808px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4c_398\" style=\"left:488px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4d_398\" style=\"left:553px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4e_398\" style=\"left:618px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4f_398\" style=\"left:682px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4g_398\" style=\"left:714px;bottom:808px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4h_398\" style=\"left:779px;bottom:808px;letter-spacing:0.17px;display:inline;\">62,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t4i_398\" style=\"left:69px;bottom:788px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t4j_398\" style=\"left:126px;bottom:788px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t4k_398\" style=\"left:131px;bottom:788px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t4l_398\" style=\"left:139px;bottom:788px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4m_398\" style=\"left:416px;bottom:788px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4n_398\" style=\"left:488px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4o_398\" style=\"left:553px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4p_398\" style=\"left:618px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4q_398\" style=\"left:682px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4r_398\" style=\"left:715px;bottom:788px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4s_398\" style=\"left:780px;bottom:788px;letter-spacing:0.15px;display:inline;\">38,663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t4t_398\" style=\"left:69px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_398\" id=\"t4u_398\" style=\"left:170px;bottom:769px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t4v_398\" style=\"left:175px;bottom:769px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t4w_398\" style=\"left:183px;bottom:769px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t4x_398\" style=\"left:416px;bottom:769px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4y_398\" style=\"left:488px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t4z_398\" style=\"left:553px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t50_398\" style=\"left:618px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t51_398\" style=\"left:682px;bottom:769px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t52_398\" style=\"left:716px;bottom:769px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t53_398\" style=\"left:781px;bottom:769px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t54_398\" style=\"left:69px;bottom:750px;display:inline;\">Liab</div><div class=\"t s4_398\" id=\"t55_398\" style=\"left:94px;bottom:750px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t56_398\" style=\"left:99px;bottom:750px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t57_398\" style=\"left:107px;bottom:750px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t58_398\" style=\"left:124px;bottom:750px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">included in disposal groups held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t59_398\" style=\"left:418px;bottom:750px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5a_398\" style=\"left:488px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5b_398\" style=\"left:553px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5c_398\" style=\"left:618px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5d_398\" style=\"left:682px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5e_398\" style=\"left:733px;bottom:750px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5f_398\" style=\"left:798px;bottom:750px;letter-spacing:0.06px;display:inline;\">726 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t5g_398\" style=\"left:69px;bottom:731px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5h_398\" style=\"left:455px;bottom:731px;letter-spacing:0.11px;display:inline;\">66,292 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5i_398\" style=\"left:529px;bottom:731px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5j_398\" style=\"left:589px;bottom:731px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5k_398\" style=\"left:650px;bottom:731px;letter-spacing:-0.2px;display:inline;\">139,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5l_398\" style=\"left:709px;bottom:731px;letter-spacing:0.01px;display:inline;\">623,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_398\" id=\"t5m_398\" style=\"left:773px;bottom:731px;letter-spacing:-0.03px;display:inline;\">762,834 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_398\" id=\"t5s_398\" style=\"left:513px;bottom:707px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s8_398\" id=\"t5t_398\" style=\"left:533px;bottom:707px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_398\" id=\"t5u_398\" style=\"left:538px;bottom:707px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_398\" id=\"t5v_398\" style=\"left:544px;bottom:707px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ies at fa</div><div class=\"t sc_398\" id=\"t5w_398\" style=\"left:580px;bottom:707px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ir value </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6d_398\" style=\"left:569px;bottom:690px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6j_398\" style=\"left:665px;bottom:690px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t67_398\" style=\"left:507px;bottom:679px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t s8_398\" id=\"t68_398\" style=\"left:541px;bottom:679px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6e_398\" style=\"left:569px;bottom:679px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6k_398\" style=\"left:649px;bottom:679px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t69_398\" style=\"left:523px;bottom:667px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6f_398\" style=\"left:586px;bottom:667px;letter-spacing:-0.03px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6l_398\" style=\"left:636px;bottom:667px;letter-spacing:-0.06px;display:inline;\">liab</div><div class=\"t s8_398\" id=\"t6m_398\" style=\"left:654px;bottom:667px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_398\" id=\"t6n_398\" style=\"left:658px;bottom:667px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_398\" id=\"t6o_398\" style=\"left:664px;bottom:667px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ies at </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t5x_398\" style=\"left:705px;bottom:667px;letter-spacing:0.01px;display:inline;\">Amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t64_398\" style=\"left:458px;bottom:656px;letter-spacing:-0.18px;display:inline;\">Trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6a_398\" style=\"left:520px;bottom:656px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t6g_398\" style=\"left:568px;bottom:656px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6p_398\" style=\"left:646px;bottom:656px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t5y_398\" style=\"left:734px;bottom:656px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t61_398\" style=\"left:795px;bottom:656px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t5n_398\" style=\"left:69px;bottom:643px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_398\" id=\"t5o_398\" style=\"left:95px;bottom:643px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t5p_398\" style=\"left:101px;bottom:643px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t5q_398\" style=\"left:109px;bottom:643px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_398\" id=\"t5r_398\" style=\"left:401px;bottom:644px;letter-spacing:-0.02px;display:inline;\">Notes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t65_398\" style=\"left:458px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t66_398\" style=\"left:479px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6b_398\" style=\"left:523px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6c_398\" style=\"left:544px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6h_398\" style=\"left:588px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6i_398\" style=\"left:609px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t6q_398\" style=\"left:653px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t6r_398\" style=\"left:674px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t5z_398\" style=\"left:718px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t60_398\" style=\"left:739px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_398\" id=\"t62_398\" style=\"left:783px;bottom:644px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_398\" id=\"t63_398\" style=\"left:804px;bottom:644px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t6s_398\" style=\"left:69px;bottom:624px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6t_398\" style=\"left:488px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6u_398\" style=\"left:553px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6v_398\" style=\"left:618px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6w_398\" style=\"left:682px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6x_398\" style=\"left:718px;bottom:624px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t6y_398\" style=\"left:783px;bottom:624px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t6z_398\" style=\"left:69px;bottom:605px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t70_398\" style=\"left:488px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t71_398\" style=\"left:553px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t72_398\" style=\"left:618px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t73_398\" style=\"left:682px;bottom:605px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t74_398\" style=\"left:714px;bottom:605px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t75_398\" style=\"left:779px;bottom:605px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t76_398\" style=\"left:69px;bottom:586px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_398\" id=\"t77_398\" style=\"left:108px;bottom:586px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_398\" id=\"t78_398\" style=\"left:128px;bottom:586px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_398\" id=\"t79_398\" style=\"left:146px;bottom:586px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_398\" id=\"t7a_398\" style=\"left:153px;bottom:586px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_398\" id=\"t7b_398\" style=\"left:161px;bottom:586px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t s2_398\" id=\"t7c_398\" style=\"left:234px;bottom:586px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"t7d_398\" style=\"left:69px;bottom:572px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7e_398\" style=\"left:82px;bottom:553px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7f_398\" style=\"left:488px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7g_398\" style=\"left:553px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7h_398\" style=\"left:595px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7i_398\" style=\"left:660px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7j_398\" style=\"left:747px;bottom:553px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7k_398\" style=\"left:790px;bottom:553px;letter-spacing:0.02px;display:inline;\">1,066 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_398\" id=\"t7l_398\" style=\"left:82px;bottom:534px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7m_398\" style=\"left:480px;bottom:534px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7n_398\" style=\"left:553px;bottom:534px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7o_398\" style=\"left:593px;bottom:534px;display:inline;\">11,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7p_398\" style=\"left:657px;bottom:534px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7q_398\" style=\"left:747px;bottom:534px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7r_398\" style=\"left:787px;bottom:534px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7s_398\" style=\"left:82px;bottom:515px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t7t_398\" style=\"left:299px;bottom:515px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t7u_398\" style=\"left:82px;bottom:500px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7v_398\" style=\"left:418px;bottom:500px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7w_398\" style=\"left:488px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7x_398\" style=\"left:553px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7y_398\" style=\"left:590px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t7z_398\" style=\"left:655px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t80_398\" style=\"left:747px;bottom:500px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t81_398\" style=\"left:784px;bottom:500px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t82_398\" style=\"left:82px;bottom:481px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t83_398\" style=\"left:150px;bottom:481px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t84_398\" style=\"left:168px;bottom:481px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t85_398\" style=\"left:415px;bottom:481px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t86_398\" style=\"left:488px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t87_398\" style=\"left:553px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t88_398\" style=\"left:594px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t89_398\" style=\"left:659px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8a_398\" style=\"left:747px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8b_398\" style=\"left:789px;bottom:481px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t8c_398\" style=\"left:82px;bottom:462px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_398\" id=\"t8d_398\" style=\"left:142px;bottom:462px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8e_398\" style=\"left:464px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8f_398\" style=\"left:553px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8g_398\" style=\"left:618px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8h_398\" style=\"left:659px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8i_398\" style=\"left:747px;bottom:462px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8j_398\" style=\"left:788px;bottom:462px;letter-spacing:0.02px;display:inline;\">6,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t8k_398\" style=\"left:82px;bottom:443px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t8l_398\" style=\"left:139px;bottom:443px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t8m_398\" style=\"left:144px;bottom:443px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t8n_398\" style=\"left:152px;bottom:443px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8o_398\" style=\"left:488px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8p_398\" style=\"left:553px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8q_398\" style=\"left:617px;bottom:443px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8r_398\" style=\"left:682px;bottom:443px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8s_398\" style=\"left:747px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8t_398\" style=\"left:811px;bottom:443px;display:inline;\">6 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8u_398\" style=\"left:465px;bottom:424px;letter-spacing:-0.2px;display:inline;\">6,876 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8v_398\" style=\"left:553px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8w_398\" style=\"left:588px;bottom:424px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8x_398\" style=\"left:654px;bottom:424px;letter-spacing:-0.37px;display:inline;\">79,903 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8y_398\" style=\"left:747px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t8z_398\" style=\"left:784px;bottom:424px;letter-spacing:-0.37px;display:inline;\">79,903 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t90_398\" style=\"left:69px;bottom:405px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_398\" id=\"t91_398\" style=\"left:111px;bottom:405px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_398\" id=\"t92_398\" style=\"left:180px;bottom:405px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t93_398\" style=\"left:417px;bottom:405px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t94_398\" style=\"left:460px;bottom:405px;letter-spacing:0.06px;display:inline;\">65,316 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t95_398\" style=\"left:528px;bottom:405px;letter-spacing:0.21px;display:inline;\">4,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t96_398\" style=\"left:618px;bottom:405px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t97_398\" style=\"left:653px;bottom:405px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t98_398\" style=\"left:747px;bottom:405px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t99_398\" style=\"left:783px;bottom:405px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9a_398\" style=\"left:69px;bottom:386px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_398\" id=\"t9b_398\" style=\"left:286px;bottom:386px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9c_398\" style=\"left:69px;bottom:371px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9d_398\" style=\"left:418px;bottom:371px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9e_398\" style=\"left:488px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9f_398\" style=\"left:553px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9g_398\" style=\"left:618px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9h_398\" style=\"left:682px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9i_398\" style=\"left:726px;bottom:371px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9j_398\" style=\"left:791px;bottom:371px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9k_398\" style=\"left:69px;bottom:352px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_398\" id=\"t9l_398\" style=\"left:137px;bottom:352px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"t9m_398\" style=\"left:155px;bottom:352px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9n_398\" style=\"left:415px;bottom:352px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9o_398\" style=\"left:488px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9p_398\" style=\"left:553px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9q_398\" style=\"left:618px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9r_398\" style=\"left:682px;bottom:352px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9s_398\" style=\"left:721px;bottom:352px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9t_398\" style=\"left:786px;bottom:352px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"t9u_398\" style=\"left:69px;bottom:333px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_398\" id=\"t9v_398\" style=\"left:126px;bottom:333px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"t9w_398\" style=\"left:131px;bottom:333px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"t9x_398\" style=\"left:139px;bottom:333px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9y_398\" style=\"left:416px;bottom:333px;letter-spacing:0.28px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"t9z_398\" style=\"left:488px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta0_398\" style=\"left:553px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta1_398\" style=\"left:618px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta2_398\" style=\"left:682px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta3_398\" style=\"left:720px;bottom:333px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta4_398\" style=\"left:785px;bottom:333px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"ta5_398\" style=\"left:69px;bottom:314px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_398\" id=\"ta6_398\" style=\"left:170px;bottom:314px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"ta7_398\" style=\"left:175px;bottom:314px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"ta8_398\" style=\"left:183px;bottom:314px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"ta9_398\" style=\"left:416px;bottom:314px;letter-spacing:0.11px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taa_398\" style=\"left:488px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tab_398\" style=\"left:553px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tac_398\" style=\"left:618px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tad_398\" style=\"left:682px;bottom:314px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tae_398\" style=\"left:723px;bottom:314px;letter-spacing:0.03px;display:inline;\">13,715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taf_398\" style=\"left:788px;bottom:314px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_398\" id=\"tag_398\" style=\"left:69px;bottom:295px;display:inline;\">Liab</div><div class=\"t s4_398\" id=\"tah_398\" style=\"left:94px;bottom:295px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_398\" id=\"tai_398\" style=\"left:99px;bottom:295px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_398\" id=\"taj_398\" style=\"left:107px;bottom:295px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_398\" id=\"tak_398\" style=\"left:124px;bottom:295px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">included in disposal groups held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tal_398\" style=\"left:418px;bottom:295px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tam_398\" style=\"left:487px;bottom:295px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tan_398\" style=\"left:553px;bottom:295px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tao_398\" style=\"left:618px;bottom:295px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tap_398\" style=\"left:682px;bottom:295px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taq_398\" style=\"left:726px;bottom:295px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tar_398\" style=\"left:792px;bottom:295px;letter-spacing:0.14px;display:inline;\">1,235 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_398\" id=\"tas_398\" style=\"left:69px;bottom:276px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tat_398\" style=\"left:462px;bottom:276px;letter-spacing:-0.09px;display:inline;\">72,197 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tau_398\" style=\"left:528px;bottom:276px;letter-spacing:0.21px;display:inline;\">4,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tav_398\" style=\"left:588px;bottom:276px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"taw_398\" style=\"left:649px;bottom:276px;letter-spacing:-0.21px;display:inline;\">149,770 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tax_398\" style=\"left:718px;bottom:276px;letter-spacing:-0.28px;display:inline;\">611,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_398\" id=\"tay_398\" style=\"left:778px;bottom:276px;letter-spacing:-0.1px;display:inline;\">761,446 </div></td></tr></table><div></div><div class=\"t s4_399\" id=\"t6_399\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_399\" id=\"t7_399\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_399\" id=\"t8_399\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_399\" id=\"t9_399\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_399\" id=\"ta_399\" style=\"left:87px;bottom:1155px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Interest rate benchmark reform </div><div class=\"t s8_399\" id=\"tb_399\" style=\"left:87px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">During 2023, sign</div><div class=\"t s9_399\" id=\"tc_399\" style=\"left:188px;bottom:1137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant progress was made </div><div class=\"t s8_399\" id=\"td_399\" style=\"left:346px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in support of LIBOR transit</div><div class=\"t s9_399\" id=\"te_399\" style=\"left:500px;bottom:1137px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_399\" id=\"tf_399\" style=\"left:87px;bottom:1113px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">New LIBOR-referencing business had ceased and a full suite of Risk Free Rate-referencing derivat</div><div class=\"t s9_399\" id=\"tg_399\" style=\"left:656px;bottom:1113px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive and cash products were </div><div class=\"t s8_399\" id=\"th_399\" style=\"left:87px;bottom:1097px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">standard offerings across the Group. </div><div class=\"t s8_399\" id=\"ti_399\" style=\"left:87px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Having completed the remediat</div><div class=\"t s9_399\" id=\"tj_399\" style=\"left:278px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of all non-USD LIBOR exposures at the end of 2021 w</div><div class=\"t s8_399\" id=\"tk_399\" style=\"left:606px;bottom:1073px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith no reliance on synthetic rates, </div><div class=\"t s8_399\" id=\"tl_399\" style=\"left:87px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Programme focused on remediat</div><div class=\"t s9_399\" id=\"tm_399\" style=\"left:305px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing legacy USD LIBOR stock ahead of the USD LIBOR cessat</div><div class=\"t s8_399\" id=\"tn_399\" style=\"left:656px;bottom:1057px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion date (30 June 2023). </div><div class=\"t s8_399\" id=\"to_399\" style=\"left:87px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group made sign</div><div class=\"t s9_399\" id=\"tp_399\" style=\"left:215px;bottom:1033px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant progress towards complet</div><div class=\"t s8_399\" id=\"tq_399\" style=\"left:409px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing its remediat</div><div class=\"t s9_399\" id=\"tr_399\" style=\"left:502px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of legacy exposures over the course of 2023. </div><div class=\"t s8_399\" id=\"ts_399\" style=\"left:87px;bottom:1017px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Clients with legacy USD LIBOR loans were engaged to remediate their contracts via active conversion to alternative rates, </div><div class=\"t s8_399\" id=\"tt_399\" style=\"left:87px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">or other suitable transit</div><div class=\"t s9_399\" id=\"tu_399\" style=\"left:224px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion mechan</div><div class=\"t s8_399\" id=\"tv_399\" style=\"left:294px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">isms such as the inclus</div><div class=\"t s9_399\" id=\"tw_399\" style=\"left:424px;bottom:1001px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of robust fallbacks. For der</div><div class=\"t s8_399\" id=\"tx_399\" style=\"left:601px;bottom:1001px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_399\" id=\"ty_399\" style=\"left:623px;bottom:1001px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives, the Group adhered to the </div><div class=\"t s8_399\" id=\"tz_399\" style=\"left:87px;bottom:985px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">International Swaps and Derivat</div><div class=\"t s9_399\" id=\"t10_399\" style=\"left:279px;bottom:985px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ives Assoc</div><div class=\"t s8_399\" id=\"t11_399\" style=\"left:339px;bottom:985px;letter-spacing:-0.16px;display:inline;\">iat</div><div class=\"t s9_399\" id=\"t12_399\" style=\"left:355px;bottom:985px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ion (ISDA) 2020 IBOR Fallbacks Protocol for all </div><div class=\"t s8_399\" id=\"t13_399\" style=\"left:626px;bottom:985px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its trading entit</div><div class=\"t s9_399\" id=\"t14_399\" style=\"left:717px;bottom:985px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies and cont</div><div class=\"t s8_399\" id=\"t15_399\" style=\"left:789px;bottom:985px;letter-spacing:-0.12px;display:inline;\">inued </div><div class=\"t s8_399\" id=\"t16_399\" style=\"left:87px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to engage clients to do the same or to negotiate remediat</div><div class=\"t s9_399\" id=\"t17_399\" style=\"left:430px;bottom:969px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion b</div><div class=\"t s8_399\" id=\"t18_399\" style=\"left:459px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ilaterally. The Group also successfully partic</div><div class=\"t s9_399\" id=\"t19_399\" style=\"left:714px;bottom:969px;letter-spacing:-0.12px;display:inline;\">ipated </div><div class=\"t s8_399\" id=\"t1a_399\" style=\"left:756px;bottom:969px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">in CCP </div><div class=\"t s8_399\" id=\"t1b_399\" style=\"left:87px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">conversion events, includ</div><div class=\"t s9_399\" id=\"t1c_399\" style=\"left:233px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing both tranches of the London Clear</div><div class=\"t s8_399\" id=\"t1d_399\" style=\"left:458px;bottom:953px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing House (LCH) conversions for USD LIBOR and also the </div><div class=\"t s8_399\" id=\"t1e_399\" style=\"left:87px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">SGD/THB conversion, as well as the CME Eurodollar futures and the Hong Kong Exchanges and Clearing (HKEX) USD LIBOR </div><div class=\"t s8_399\" id=\"t1f_399\" style=\"left:87px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">events. This sign</div><div class=\"t s9_399\" id=\"t1g_399\" style=\"left:182px;bottom:921px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cantly reduced our overall not</div><div class=\"t s8_399\" id=\"t1h_399\" style=\"left:368px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional exposure to USD LIBOR, as centrally cleared derivat</div><div class=\"t s9_399\" id=\"t1i_399\" style=\"left:702px;bottom:921px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ives and b</div><div class=\"t s8_399\" id=\"t1j_399\" style=\"left:762px;bottom:921px;letter-spacing:-0.15px;display:inline;\">ilateral </div><div class=\"t s8_399\" id=\"t1k_399\" style=\"left:87px;bottom:904px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s9_399\" id=\"t1l_399\" style=\"left:129px;bottom:904px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ives w</div><div class=\"t s8_399\" id=\"t1m_399\" style=\"left:164px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith fallbacks represented a substantial portion of the Group\u2019s overall USD LIBOR notional exposure. </div><div class=\"t s8_399\" id=\"t1n_399\" style=\"left:87px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, a number of contracts remain subject to remediat</div><div class=\"t s9_399\" id=\"t1o_399\" style=\"left:510px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion but these are cons</div><div class=\"t s8_399\" id=\"t1p_399\" style=\"left:640px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idered immater</div><div class=\"t s9_399\" id=\"t1q_399\" style=\"left:732px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial for the Group. </div><div class=\"t s8_399\" id=\"t1r_399\" style=\"left:87px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The largest population of remain</div><div class=\"t s9_399\" id=\"t1s_399\" style=\"left:281px;bottom:864px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing exposures are synd</div><div class=\"t s8_399\" id=\"t1t_399\" style=\"left:416px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icated loans, either on a standalone basis, or where the loans have </div><div class=\"t s8_399\" id=\"t1u_399\" style=\"left:87px;bottom:848px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">been hedged with derivat</div><div class=\"t s9_399\" id=\"t1v_399\" style=\"left:241px;bottom:848px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ives. These contracts currently operate under a synthet</div><div class=\"t s8_399\" id=\"t1w_399\" style=\"left:564px;bottom:848px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ic USD LIBOR rate. </div><div class=\"t s7_399\" id=\"t1x_399\" style=\"left:87px;bottom:816px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Risks which the Group is exposed to due to LIBOR transit</div><div class=\"t sa_399\" id=\"t1y_399\" style=\"left:425px;bottom:816px;letter-spacing:-0.12px;display:inline;\">ion </div><div class=\"t s8_399\" id=\"t1z_399\" style=\"left:87px;bottom:798px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group has largely mit</div><div class=\"t s9_399\" id=\"t20_399\" style=\"left:239px;bottom:798px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">igated all mater</div><div class=\"t s8_399\" id=\"t21_399\" style=\"left:334px;bottom:798px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial adverse outcomes associated with the cessation of IBOR benchmarks, and these </div><div class=\"t s8_399\" id=\"t22_399\" style=\"left:87px;bottom:782px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">have not required a change to the Group\u2019s risk management strategy. </div><div class=\"t s8_399\" id=\"t23_399\" style=\"left:87px;bottom:758px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">However, the Group will continue to focus on the un-remediated contracts, and manage the risks of the transit</div><div class=\"t s9_399\" id=\"t24_399\" style=\"left:735px;bottom:758px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion unt</div><div class=\"t s8_399\" id=\"t25_399\" style=\"left:776px;bottom:758px;letter-spacing:-0.19px;display:inline;\">il </div><div class=\"t s8_399\" id=\"t26_399\" style=\"left:87px;bottom:742px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">fully complete. </div><div class=\"t s8_399\" id=\"t27_399\" style=\"left:87px;bottom:718px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Particular attention will continue to be paid to: legal risk of any contracts that may remain outstanding after the end of </div><div class=\"t s8_399\" id=\"t28_399\" style=\"left:87px;bottom:702px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">synthetic LIBOR (currently scheduled for end of September 2024); conduct risk aris</div><div class=\"t s9_399\" id=\"t29_399\" style=\"left:566px;bottom:702px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing from cont</div><div class=\"t s8_399\" id=\"t2a_399\" style=\"left:645px;bottom:702px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inued remediat</div><div class=\"t s9_399\" id=\"t2b_399\" style=\"left:736px;bottom:702px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion; \ufb01nancial </div><div class=\"t s8_399\" id=\"t2c_399\" style=\"left:87px;bottom:686px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and accounting risk in terms of the \ufb01nanc</div><div class=\"t s9_399\" id=\"t2d_399\" style=\"left:330px;bottom:686px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_399\" id=\"t2e_399\" style=\"left:347px;bottom:686px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">impact of IBOR transit</div><div class=\"t s9_399\" id=\"t2f_399\" style=\"left:477px;bottom:686px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion for the outstand</div><div class=\"t s8_399\" id=\"t2g_399\" style=\"left:594px;bottom:686px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing contracts, and also \ufb01nanc</div><div class=\"t s9_399\" id=\"t2h_399\" style=\"left:768px;bottom:686px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_399\" id=\"t2i_399\" style=\"left:87px;bottom:670px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instruments that may be affected by accounting issues such as accounting for contractual changes due to IBOR reform, </div><div class=\"t s8_399\" id=\"t2j_399\" style=\"left:87px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">fair value measurement and hedge accounting, as well as other risks inherent in the reform. </div><div class=\"t s8_399\" id=\"t2k_399\" style=\"left:87px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">As at 31 December 2022 the Group had the following notional princ</div><div class=\"t s9_399\" id=\"t2l_399\" style=\"left:482px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipal exposures to </div><div class=\"t s8_399\" id=\"t2m_399\" style=\"left:585px;bottom:630px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest rate benchmarks that were subject </div><div class=\"t s8_399\" id=\"t2n_399\" style=\"left:87px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to interest rate benchmark reform. </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_399\" id=\"t2o_399\" style=\"left:87px;bottom:592px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">IBOR exposures by benchmark </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2q_399\" style=\"left:352px;bottom:590px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">USD LIBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2t_399\" style=\"left:440px;bottom:590px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">GBP LIBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2w_399\" style=\"left:533px;bottom:590px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">SGD SOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2z_399\" style=\"left:627px;bottom:590px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">THB FIX </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t32_399\" style=\"left:697px;bottom:590px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Other IBOR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t35_399\" style=\"left:787px;bottom:590px;letter-spacing:-0.17px;word-spacing:-0.06px;display:inline;\">Total IBOR </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_399\" id=\"t2p_399\" style=\"left:87px;bottom:578px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2r_399\" style=\"left:367px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t2s_399\" style=\"left:388px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2u_399\" style=\"left:454px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_399\" id=\"t2v_399\" style=\"left:475px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t2x_399\" style=\"left:540px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t2y_399\" style=\"left:562px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t30_399\" style=\"left:627px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t31_399\" style=\"left:648px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t33_399\" style=\"left:714px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_399\" id=\"t34_399\" style=\"left:735px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_399\" id=\"t36_399\" style=\"left:800px;bottom:579px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_399\" id=\"t37_399\" style=\"left:822px;bottom:579px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t38_399\" style=\"left:87px;bottom:558px;letter-spacing:0.14px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t39_399\" style=\"left:87px;bottom:539px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3a_399\" style=\"left:385px;bottom:539px;letter-spacing:-0.11px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3b_399\" style=\"left:483px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3c_399\" style=\"left:570px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3d_399\" style=\"left:656px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3e_399\" style=\"left:743px;bottom:539px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3f_399\" style=\"left:818px;bottom:539px;letter-spacing:-0.11px;display:inline;\">145 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t3g_399\" style=\"left:87px;bottom:520px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3h_399\" style=\"left:369px;bottom:520px;letter-spacing:0.07px;display:inline;\">21,395 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3i_399\" style=\"left:483px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3j_399\" style=\"left:555px;bottom:520px;letter-spacing:-0.17px;display:inline;\">420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3k_399\" style=\"left:656px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3l_399\" style=\"left:743px;bottom:520px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3m_399\" style=\"left:805px;bottom:520px;letter-spacing:0.04px;display:inline;\">21,815 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t3n_399\" style=\"left:87px;bottom:501px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_399\" id=\"t3o_399\" style=\"left:155px;bottom:501px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ies, AT1 and other el</div><div class=\"t se_399\" id=\"t3p_399\" style=\"left:264px;bottom:501px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sf_399\" id=\"t3q_399\" style=\"left:274px;bottom:501px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t se_399\" id=\"t3r_399\" style=\"left:305px;bottom:501px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3s_399\" style=\"left:373px;bottom:501px;letter-spacing:0.13px;display:inline;\">2,843 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3t_399\" style=\"left:483px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3u_399\" style=\"left:565px;bottom:501px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3v_399\" style=\"left:656px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3w_399\" style=\"left:743px;bottom:501px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3x_399\" style=\"left:806px;bottom:501px;letter-spacing:0.1px;display:inline;\">2,858 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3y_399\" style=\"left:367px;bottom:482px;letter-spacing:0.07px;display:inline;\">24,383 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t3z_399\" style=\"left:483px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t40_399\" style=\"left:556px;bottom:482px;letter-spacing:0.02px;display:inline;\">435 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t41_399\" style=\"left:656px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t42_399\" style=\"left:743px;bottom:482px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t43_399\" style=\"left:802px;bottom:482px;letter-spacing:-0.02px;display:inline;\">24,818 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t44_399\" style=\"left:87px;bottom:463px;display:inline;\">Liab</div> <div class=\"t sf_399\" id=\"t45_399\" style=\"left:111px;bottom:463px;letter-spacing:-0.14px;display:inline;\">il</div> <div class=\"t se_399\" id=\"t46_399\" style=\"left:117px;bottom:463px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_399\" id=\"t47_399\" style=\"left:124px;bottom:463px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t48_399\" style=\"left:87px;bottom:444px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t49_399\" style=\"left:384px;bottom:444px;letter-spacing:-0.04px;display:inline;\">332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4a_399\" style=\"left:483px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4b_399\" style=\"left:570px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4c_399\" style=\"left:656px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4d_399\" style=\"left:743px;bottom:444px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4e_399\" style=\"left:817px;bottom:444px;letter-spacing:-0.04px;display:inline;\">332 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4f_399\" style=\"left:87px;bottom:425px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4g_399\" style=\"left:372px;bottom:425px;letter-spacing:0.03px;display:inline;\">3,066 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4h_399\" style=\"left:483px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4i_399\" style=\"left:570px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4j_399\" style=\"left:649px;bottom:425px;letter-spacing:0.25px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4k_399\" style=\"left:743px;bottom:425px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4l_399\" style=\"left:807px;bottom:425px;letter-spacing:-0.06px;display:inline;\">3,100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4m_399\" style=\"left:87px;bottom:406px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Repurchase agreements and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4n_399\" style=\"left:87px;bottom:392px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4o_399\" style=\"left:386px;bottom:392px;letter-spacing:-0.13px;display:inline;\">671 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4p_399\" style=\"left:483px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4q_399\" style=\"left:570px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4r_399\" style=\"left:656px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4s_399\" style=\"left:743px;bottom:392px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4t_399\" style=\"left:819px;bottom:392px;letter-spacing:-0.13px;display:inline;\">671 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t4u_399\" style=\"left:87px;bottom:373px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_399\" id=\"t4v_399\" style=\"left:155px;bottom:373px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t se_399\" id=\"t4w_399\" style=\"left:172px;bottom:373px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4x_399\" style=\"left:381px;bottom:373px;letter-spacing:0.04px;display:inline;\">1,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4y_399\" style=\"left:483px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t4z_399\" style=\"left:570px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t50_399\" style=\"left:656px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t51_399\" style=\"left:743px;bottom:373px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t52_399\" style=\"left:814px;bottom:373px;letter-spacing:0.04px;display:inline;\">1,211 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t53_399\" style=\"left:87px;bottom:354px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sf_399\" id=\"t54_399\" style=\"left:187px;bottom:354px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_399\" id=\"t55_399\" style=\"left:193px;bottom:354px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_399\" id=\"t56_399\" style=\"left:200px;bottom:354px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t57_399\" style=\"left:87px;bottom:339px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t58_399\" style=\"left:397px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t59_399\" style=\"left:483px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5a_399\" style=\"left:570px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5b_399\" style=\"left:656px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5c_399\" style=\"left:743px;bottom:339px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5d_399\" style=\"left:830px;bottom:339px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5e_399\" style=\"left:372px;bottom:320px;letter-spacing:0.08px;display:inline;\">5,280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5f_399\" style=\"left:483px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5g_399\" style=\"left:570px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5h_399\" style=\"left:649px;bottom:320px;letter-spacing:0.25px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5i_399\" style=\"left:743px;bottom:320px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5j_399\" style=\"left:809px;bottom:320px;letter-spacing:0.09px;display:inline;\">5,314 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5k_399\" style=\"left:87px;bottom:301px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_399\" id=\"t5l_399\" style=\"left:128px;bottom:301px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ives \u2013 Fore</div><div class=\"t se_399\" id=\"t5m_399\" style=\"left:185px;bottom:301px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ign exchange contracts </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5n_399\" style=\"left:87px;bottom:282px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Currency swaps and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5o_399\" style=\"left:366px;bottom:282px;letter-spacing:-0.13px;display:inline;\">135,145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5p_399\" style=\"left:483px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5q_399\" style=\"left:547px;bottom:282px;letter-spacing:0.14px;display:inline;\">2,273 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5r_399\" style=\"left:643px;bottom:282px;letter-spacing:-0.15px;display:inline;\">959 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5s_399\" style=\"left:743px;bottom:282px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5t_399\" style=\"left:796px;bottom:282px;letter-spacing:0.12px;display:inline;\">138,377 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5u_399\" style=\"left:87px;bottom:263px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_399\" id=\"t5v_399\" style=\"left:128px;bottom:263px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ives \u2013 Interest rate contracts </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t5w_399\" style=\"left:87px;bottom:244px;letter-spacing:-0.05px;display:inline;\">Swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5x_399\" style=\"left:363px;bottom:244px;letter-spacing:0.06px;display:inline;\">671,534 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5y_399\" style=\"left:483px;bottom:244px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t5z_399\" style=\"left:551px;bottom:244px;letter-spacing:-0.35px;display:inline;\">7,512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t60_399\" style=\"left:628px;bottom:244px;letter-spacing:-0.14px;display:inline;\">10,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t61_399\" style=\"left:743px;bottom:244px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t62_399\" style=\"left:790px;bottom:244px;letter-spacing:-0.01px;display:inline;\">690,044 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t63_399\" style=\"left:87px;bottom:225px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Forward rate agreements and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t64_399\" style=\"left:366px;bottom:225px;letter-spacing:-0.02px;display:inline;\">22,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t65_399\" style=\"left:483px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t66_399\" style=\"left:570px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t67_399\" style=\"left:656px;bottom:225px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t68_399\" style=\"left:743px;bottom:225px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t69_399\" style=\"left:800px;bottom:225px;letter-spacing:-0.18px;display:inline;\">22,076 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6a_399\" style=\"left:87px;bottom:206px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange traded futures and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6b_399\" style=\"left:370px;bottom:206px;letter-spacing:-0.05px;display:inline;\">31,922 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6c_399\" style=\"left:483px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6d_399\" style=\"left:570px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6e_399\" style=\"left:656px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6f_399\" style=\"left:743px;bottom:206px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6g_399\" style=\"left:803px;bottom:206px;letter-spacing:-0.05px;display:inline;\">31,922 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6h_399\" style=\"left:87px;bottom:187px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6i_399\" style=\"left:389px;bottom:187px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6j_399\" style=\"left:483px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6k_399\" style=\"left:570px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6l_399\" style=\"left:656px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6m_399\" style=\"left:743px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6n_399\" style=\"left:822px;bottom:187px;letter-spacing:-0.27px;display:inline;\">49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6o_399\" style=\"left:87px;bottom:168px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit derivat</div><div class=\"t sf_399\" id=\"t6p_399\" style=\"left:163px;bottom:168px;word-spacing:-0.14px;display:inline;\">ive contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6q_399\" style=\"left:375px;bottom:168px;letter-spacing:-0.4px;display:inline;\">3,974 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6r_399\" style=\"left:483px;bottom:168px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6s_399\" style=\"left:562px;bottom:168px;letter-spacing:0.28px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6t_399\" style=\"left:645px;bottom:168px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6u_399\" style=\"left:743px;bottom:168px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6v_399\" style=\"left:809px;bottom:168px;letter-spacing:-0.2px;display:inline;\">4,149 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t6w_399\" style=\"left:87px;bottom:149px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Total IBOR derivat</div><div class=\"t sf_399\" id=\"t6x_399\" style=\"left:188px;bottom:149px;word-spacing:-0.14px;display:inline;\">ive exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6y_399\" style=\"left:361px;bottom:149px;letter-spacing:0.1px;display:inline;\">864,691 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t6z_399\" style=\"left:483px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t70_399\" style=\"left:550px;bottom:149px;letter-spacing:-0.2px;display:inline;\">9,831 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t71_399\" style=\"left:628px;bottom:149px;letter-spacing:-0.03px;display:inline;\">12,095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t72_399\" style=\"left:743px;bottom:149px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t73_399\" style=\"left:795px;bottom:149px;display:inline;\">886,617 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t74_399\" style=\"left:87px;bottom:130px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Total IBOR exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t75_399\" style=\"left:359px;bottom:130px;letter-spacing:0.03px;display:inline;\">894,354 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t76_399\" style=\"left:483px;bottom:130px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t77_399\" style=\"left:541px;bottom:130px;letter-spacing:0.03px;display:inline;\">10,266 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t78_399\" style=\"left:633px;bottom:130px;letter-spacing:-0.11px;display:inline;\">12,129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t79_399\" style=\"left:743px;bottom:130px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7a_399\" style=\"left:796px;bottom:130px;letter-spacing:-0.15px;display:inline;\">916,749 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_399\" id=\"t7b_399\" style=\"left:87px;bottom:111px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loan commitments off-balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7c_399\" style=\"left:374px;bottom:111px;display:inline;\">2,798 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7d_399\" style=\"left:483px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7e_399\" style=\"left:565px;bottom:111px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7f_399\" style=\"left:656px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7g_399\" style=\"left:743px;bottom:111px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_399\" id=\"t7h_399\" style=\"left:809px;bottom:111px;letter-spacing:0.04px;display:inline;\">2,812 </div></td></tr></table><div></div><div class=\"t s5_400\" id=\"t7_400\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_400\" id=\"t8_400\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_400\" id=\"t9_400\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_400\" id=\"ta_400\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_400\" id=\"tb_400\" style=\"left:69px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Offsetting of \ufb01nanc</div><div class=\"t s9_400\" id=\"tc_400\" style=\"left:189px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_400\" id=\"td_400\" style=\"left:207px;bottom:1155px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t sa_400\" id=\"te_400\" style=\"left:69px;bottom:1137px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"tf_400\" style=\"left:109px;bottom:1137px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_400\" id=\"tg_400\" style=\"left:195px;bottom:1137px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_400\" id=\"th_400\" style=\"left:214px;bottom:1137px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"ti_400\" style=\"left:220px;bottom:1137px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_400\" id=\"tj_400\" style=\"left:227px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies are offset and the net amount reported </div><div class=\"t sa_400\" id=\"tk_400\" style=\"left:483px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the balance sheet when there is a legally enforceable </div><div class=\"t sa_400\" id=\"tl_400\" style=\"left:69px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">right to offset the recognised amounts and there is an intent</div><div class=\"t sb_400\" id=\"tm_400\" style=\"left:425px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion to settle on a net bas</div><div class=\"t sa_400\" id=\"tn_400\" style=\"left:570px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is, or to realise the asset and settle the </div><div class=\"t sa_400\" id=\"to_400\" style=\"left:69px;bottom:1105px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_400\" id=\"tp_400\" style=\"left:91px;bottom:1105px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"tq_400\" style=\"left:97px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity simultaneously. </div><div class=\"t sa_400\" id=\"tr_400\" style=\"left:69px;bottom:1081px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In practice, for credit mit</div><div class=\"t sb_400\" id=\"ts_400\" style=\"left:212px;bottom:1081px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t sa_400\" id=\"tt_400\" style=\"left:236px;bottom:1081px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion, the Group is able to offset assets and liab</div><div class=\"t sb_400\" id=\"tu_400\" style=\"left:504px;bottom:1081px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_400\" id=\"tv_400\" style=\"left:510px;bottom:1081px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_400\" id=\"tw_400\" style=\"left:517px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_400\" id=\"tx_400\" style=\"left:554px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich do not meet the IAS 32 netting criter</div><div class=\"t sb_400\" id=\"ty_400\" style=\"left:786px;bottom:1081px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ia set </div><div class=\"t sa_400\" id=\"tz_400\" style=\"left:69px;bottom:1065px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out below. Such arrangements include master netting arrangements for derivat</div><div class=\"t sb_400\" id=\"t10_400\" style=\"left:539px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives and global master repurchase agreements </div><div class=\"t sa_400\" id=\"t11_400\" style=\"left:69px;bottom:1049px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">for repurchase and reverse repurchase transactions. These agreements generally allow that all outstanding transactions with a </div><div class=\"t sa_400\" id=\"t12_400\" style=\"left:69px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">particular counterparty can be offset but only in the event of default or other predetermined events. </div><div class=\"t sa_400\" id=\"t13_400\" style=\"left:69px;bottom:1009px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t sb_400\" id=\"t14_400\" style=\"left:115px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, the Group also rece</div><div class=\"t sa_400\" id=\"t15_400\" style=\"left:254px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ives and pledges readily realisable collateral for derivat</div><div class=\"t sb_400\" id=\"t16_400\" style=\"left:579px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive transact</div><div class=\"t sa_400\" id=\"t17_400\" style=\"left:648px;bottom:1009px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions to cover net exposure </div><div class=\"t sa_400\" id=\"t18_400\" style=\"left:69px;bottom:993px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the event of a default. Under repurchase and reverse repurchase agreements the Group pledges (legally sells) and obtains </div><div class=\"t sa_400\" id=\"t19_400\" style=\"left:69px;bottom:977px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(legally purchases) respectively, highly liqu</div><div class=\"t sb_400\" id=\"t1a_400\" style=\"left:318px;bottom:977px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">id assets wh</div><div class=\"t sa_400\" id=\"t1b_400\" style=\"left:390px;bottom:977px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich can be sold in the event of a default. </div><div class=\"t sa_400\" id=\"t1c_400\" style=\"left:69px;bottom:953px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The following tables set out the impact of netting on the balance sheet. This comprises derivat</div><div class=\"t sb_400\" id=\"t1d_400\" style=\"left:626px;bottom:953px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive transact</div><div class=\"t sa_400\" id=\"t1e_400\" style=\"left:695px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions settled through </div><div class=\"t sa_400\" id=\"t1f_400\" style=\"left:69px;bottom:937px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">an enforceable netting agreement where we have the intent and abil</div><div class=\"t sb_400\" id=\"t1g_400\" style=\"left:479px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity to settle net and wh</div><div class=\"t sa_400\" id=\"t1h_400\" style=\"left:615px;bottom:937px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ich are offset on the balance sheet. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sc_400\" id=\"t1i_400\" style=\"left:551px;bottom:918px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1u_400\" style=\"left:497px;bottom:901px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Net amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t21_400\" style=\"left:588px;bottom:901px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Related amount not offset </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1j_400\" style=\"left:315px;bottom:890px;word-spacing:-0.23px;display:inline;\">Gross amounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_400\" id=\"t1v_400\" style=\"left:506px;bottom:890px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">of \ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t22_400\" style=\"left:602px;bottom:890px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">in the balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1k_400\" style=\"left:321px;bottom:878px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">of recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1p_400\" style=\"left:427px;bottom:878px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Impact of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1w_400\" style=\"left:502px;bottom:878px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_400\" id=\"t1l_400\" style=\"left:344px;bottom:867px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1q_400\" style=\"left:416px;bottom:867px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">offset in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1x_400\" style=\"left:482px;bottom:867px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">presented in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t26_400\" style=\"left:602px;bottom:867px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_400\" id=\"t27_400\" style=\"left:634px;bottom:867px;letter-spacing:-0.03px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2b_400\" style=\"left:689px;bottom:867px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_400\" id=\"t2c_400\" style=\"left:720px;bottom:867px;letter-spacing:-0.03px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1m_400\" style=\"left:329px;bottom:855px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1r_400\" style=\"left:406px;bottom:855px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1y_400\" style=\"left:492px;bottom:855px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t28_400\" style=\"left:589px;bottom:855px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2d_400\" style=\"left:686px;bottom:855px;letter-spacing:-0.02px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t23_400\" style=\"left:762px;bottom:855px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1n_400\" style=\"left:348px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t1o_400\" style=\"left:371px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1s_400\" style=\"left:434px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t1t_400\" style=\"left:457px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t1z_400\" style=\"left:521px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t20_400\" style=\"left:544px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t29_400\" style=\"left:608px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t2a_400\" style=\"left:631px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t2e_400\" style=\"left:694px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t2f_400\" style=\"left:717px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_400\" id=\"t24_400\" style=\"left:781px;bottom:844px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_400\" id=\"t25_400\" style=\"left:804px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t2g_400\" style=\"left:69px;bottom:824px;letter-spacing:0.13px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t2h_400\" style=\"left:69px;bottom:805px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t2i_400\" style=\"left:111px;bottom:805px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t2j_400\" style=\"left:180px;bottom:805px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2k_400\" style=\"left:348px;bottom:805px;letter-spacing:-0.23px;display:inline;\">99,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2l_400\" style=\"left:429px;bottom:805px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2m_400\" style=\"left:518px;bottom:805px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2n_400\" style=\"left:603px;bottom:805px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2o_400\" style=\"left:692px;bottom:805px;letter-spacing:0.03px;display:inline;\">(8,440) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2p_400\" style=\"left:789px;bottom:805px;letter-spacing:0.05px;display:inline;\">2,701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t2q_400\" style=\"left:69px;bottom:786px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t2r_400\" style=\"left:69px;bottom:771px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t s4_400\" id=\"t2s_400\" style=\"left:121px;bottom:771px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t se_400\" id=\"t2t_400\" style=\"left:212px;bottom:771px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2u_400\" style=\"left:344px;bottom:771px;letter-spacing:-0.12px;display:inline;\">109,413 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2v_400\" style=\"left:433px;bottom:771px;letter-spacing:0.02px;display:inline;\">(11,832) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2w_400\" style=\"left:523px;bottom:771px;letter-spacing:-0.18px;display:inline;\">97,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2x_400\" style=\"left:639px;bottom:771px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2y_400\" style=\"left:691px;bottom:771px;letter-spacing:-0.15px;display:inline;\">(97,581) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t2z_400\" style=\"left:812px;bottom:771px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t30_400\" style=\"left:69px;bottom:752px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t31_400\" style=\"left:339px;bottom:752px;letter-spacing:-0.05px;display:inline;\">209,342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t32_400\" style=\"left:431px;bottom:752px;letter-spacing:-0.05px;display:inline;\">(61,327) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t33_400\" style=\"left:516px;bottom:752px;letter-spacing:0.05px;display:inline;\">148,015 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t34_400\" style=\"left:603px;bottom:752px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t35_400\" style=\"left:683px;bottom:752px;letter-spacing:-0.01px;display:inline;\">(106,021) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t36_400\" style=\"left:789px;bottom:752px;letter-spacing:0.05px;display:inline;\">2,701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t37_400\" style=\"left:69px;bottom:733px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_400\" id=\"t38_400\" style=\"left:95px;bottom:733px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_400\" id=\"t39_400\" style=\"left:101px;bottom:733px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_400\" id=\"t3a_400\" style=\"left:109px;bottom:733px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t3b_400\" style=\"left:69px;bottom:714px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t3c_400\" style=\"left:111px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t3d_400\" style=\"left:180px;bottom:714px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3e_400\" style=\"left:341px;bottom:714px;letter-spacing:0.11px;display:inline;\">105,556 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3f_400\" style=\"left:429px;bottom:714px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3g_400\" style=\"left:522px;bottom:714px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3h_400\" style=\"left:603px;bottom:714px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3i_400\" style=\"left:689px;bottom:714px;letter-spacing:0.1px;display:inline;\">(10,337) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3j_400\" style=\"left:789px;bottom:714px;letter-spacing:0.1px;display:inline;\">6,431 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t3k_400\" style=\"left:69px;bottom:695px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t3l_400\" style=\"left:69px;bottom:681px;display:inline;\">sim</div><div class=\"t s4_400\" id=\"t3m_400\" style=\"left:88px;bottom:681px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t se_400\" id=\"t3n_400\" style=\"left:195px;bottom:681px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3o_400\" style=\"left:348px;bottom:681px;letter-spacing:0.09px;display:inline;\">65,373 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3p_400\" style=\"left:433px;bottom:681px;letter-spacing:0.02px;display:inline;\">(11,832) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3q_400\" style=\"left:522px;bottom:681px;letter-spacing:0.09px;display:inline;\">53,541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3r_400\" style=\"left:639px;bottom:681px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3s_400\" style=\"left:690px;bottom:681px;letter-spacing:0.03px;display:inline;\">(53,541) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3t_400\" style=\"left:812px;bottom:681px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t3u_400\" style=\"left:69px;bottom:662px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3v_400\" style=\"left:343px;bottom:662px;letter-spacing:-0.19px;display:inline;\">170,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3w_400\" style=\"left:431px;bottom:662px;letter-spacing:-0.05px;display:inline;\">(61,327) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3x_400\" style=\"left:514px;bottom:662px;letter-spacing:-0.12px;display:inline;\">109,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3y_400\" style=\"left:603px;bottom:662px;letter-spacing:-0.12px;display:inline;\">(39,293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t3z_400\" style=\"left:688px;bottom:662px;letter-spacing:-0.11px;display:inline;\">(63,878) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_400\" id=\"t40_400\" style=\"left:789px;bottom:662px;letter-spacing:0.1px;display:inline;\">6,431 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sf_400\" id=\"t41_400\" style=\"left:552px;bottom:637px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4d_400\" style=\"left:498px;bottom:620px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Net amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4k_400\" style=\"left:589px;bottom:620px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Related amount not offset </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t42_400\" style=\"left:316px;bottom:609px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Gross amounts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4e_400\" style=\"left:507px;bottom:609px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">of \ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4l_400\" style=\"left:603px;bottom:609px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in the balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t43_400\" style=\"left:323px;bottom:598px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">of recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t48_400\" style=\"left:428px;bottom:598px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Impact of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4f_400\" style=\"left:504px;bottom:598px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t44_400\" style=\"left:346px;bottom:586px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t49_400\" style=\"left:417px;bottom:586px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">offset in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4g_400\" style=\"left:484px;bottom:586px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">presented in the </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4p_400\" style=\"left:604px;bottom:586px;letter-spacing:-0.08px;display:inline;\">Financ</div><div class=\"t sf_400\" id=\"t4q_400\" style=\"left:634px;bottom:586px;letter-spacing:-0.06px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4u_400\" style=\"left:690px;bottom:586px;letter-spacing:-0.08px;display:inline;\">Financ</div><div class=\"t sf_400\" id=\"t4v_400\" style=\"left:721px;bottom:586px;letter-spacing:-0.06px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t45_400\" style=\"left:331px;bottom:575px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4a_400\" style=\"left:406px;bottom:575px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4h_400\" style=\"left:493px;bottom:575px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4r_400\" style=\"left:590px;bottom:575px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4w_400\" style=\"left:688px;bottom:575px;letter-spacing:-0.04px;display:inline;\">collateral </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_400\" id=\"t4m_400\" style=\"left:762px;bottom:575px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Net amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t46_400\" style=\"left:350px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t47_400\" style=\"left:371px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4b_400\" style=\"left:436px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4c_400\" style=\"left:458px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4i_400\" style=\"left:523px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4j_400\" style=\"left:544px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4s_400\" style=\"left:610px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4t_400\" style=\"left:631px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4x_400\" style=\"left:696px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4y_400\" style=\"left:718px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_400\" id=\"t4n_400\" style=\"left:783px;bottom:563px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_400\" id=\"t4o_400\" style=\"left:804px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t4z_400\" style=\"left:69px;bottom:543px;letter-spacing:0.13px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t50_400\" style=\"left:69px;bottom:524px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t51_400\" style=\"left:111px;bottom:524px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t52_400\" style=\"left:180px;bottom:524px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t53_400\" style=\"left:345px;bottom:524px;letter-spacing:-0.05px;display:inline;\">120,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t54_400\" style=\"left:432px;bottom:524px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t55_400\" style=\"left:526px;bottom:524px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t56_400\" style=\"left:607px;bottom:524px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t57_400\" style=\"left:698px;bottom:524px;letter-spacing:-0.32px;display:inline;\">(9,206) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t58_400\" style=\"left:789px;bottom:524px;display:inline;\">4,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_400\" id=\"t59_400\" style=\"left:69px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t5a_400\" style=\"left:69px;bottom:491px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t s4_400\" id=\"t5b_400\" style=\"left:121px;bottom:491px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t se_400\" id=\"t5c_400\" style=\"left:212px;bottom:491px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5d_400\" style=\"left:346px;bottom:491px;letter-spacing:0.07px;display:inline;\">105,891 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5e_400\" style=\"left:435px;bottom:491px;letter-spacing:-0.27px;display:inline;\">(15,924) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5f_400\" style=\"left:525px;bottom:491px;letter-spacing:-0.46px;display:inline;\">89,967 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5g_400\" style=\"left:639px;bottom:491px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5h_400\" style=\"left:693px;bottom:491px;letter-spacing:-0.36px;display:inline;\">(89,967) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5i_400\" style=\"left:812px;bottom:491px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t5j_400\" style=\"left:69px;bottom:471px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5k_400\" style=\"left:341px;bottom:471px;letter-spacing:0.06px;display:inline;\">226,690 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5l_400\" style=\"left:429px;bottom:471px;letter-spacing:-0.04px;display:inline;\">(73,006) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5m_400\" style=\"left:517px;bottom:471px;letter-spacing:0.12px;display:inline;\">153,684 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5n_400\" style=\"left:607px;bottom:471px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5o_400\" style=\"left:696px;bottom:471px;letter-spacing:-0.3px;display:inline;\">(99,173) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5p_400\" style=\"left:789px;bottom:471px;display:inline;\">4,378 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t5q_400\" style=\"left:69px;bottom:452px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_400\" id=\"t5r_400\" style=\"left:95px;bottom:452px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_400\" id=\"t5s_400\" style=\"left:101px;bottom:452px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_400\" id=\"t5t_400\" style=\"left:109px;bottom:452px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t5u_400\" style=\"left:69px;bottom:433px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_400\" id=\"t5v_400\" style=\"left:111px;bottom:433px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_400\" id=\"t5w_400\" style=\"left:180px;bottom:433px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5x_400\" style=\"left:345px;bottom:433px;letter-spacing:-0.13px;display:inline;\">126,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5y_400\" style=\"left:432px;bottom:433px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t5z_400\" style=\"left:523px;bottom:433px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t60_400\" style=\"left:607px;bottom:433px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t61_400\" style=\"left:696px;bottom:433px;display:inline;\">(12,515) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t62_400\" style=\"left:793px;bottom:433px;letter-spacing:-0.3px;display:inline;\">7,214 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t63_400\" style=\"left:69px;bottom:414px;letter-spacing:0.01px;word-spacing:-0.2px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_400\" id=\"t64_400\" style=\"left:286px;bottom:414px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_400\" id=\"t65_400\" style=\"left:69px;bottom:400px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">secured borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t66_400\" style=\"left:350px;bottom:400px;letter-spacing:-0.16px;display:inline;\">69,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t67_400\" style=\"left:435px;bottom:400px;letter-spacing:-0.27px;display:inline;\">(15,924) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t68_400\" style=\"left:525px;bottom:400px;letter-spacing:0.04px;display:inline;\">53,814 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t69_400\" style=\"left:639px;bottom:400px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6a_400\" style=\"left:694px;bottom:400px;letter-spacing:-0.11px;display:inline;\">(53,814) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6b_400\" style=\"left:812px;bottom:400px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_400\" id=\"t6c_400\" style=\"left:69px;bottom:381px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6d_400\" style=\"left:345px;bottom:381px;letter-spacing:-0.02px;display:inline;\">196,682 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6e_400\" style=\"left:429px;bottom:381px;letter-spacing:-0.04px;display:inline;\">(73,006) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6f_400\" style=\"left:520px;bottom:381px;letter-spacing:-0.15px;display:inline;\">123,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6g_400\" style=\"left:607px;bottom:381px;letter-spacing:-0.18px;display:inline;\">(50,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6h_400\" style=\"left:692px;bottom:381px;letter-spacing:-0.11px;display:inline;\">(66,329) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_400\" id=\"t6i_400\" style=\"left:793px;bottom:381px;letter-spacing:-0.3px;display:inline;\">7,214 </div></td></tr></table><div class=\"t sa_400\" id=\"t6j_400\" style=\"left:69px;bottom:351px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Related amounts not offset in the balance sheet comprises: </div><div class=\"t sb_400\" id=\"t6k_400\" style=\"left:69px;bottom:327px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t6l_400\" style=\"left:82px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t6m_400\" style=\"left:122px;bottom:327px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_400\" id=\"t6n_400\" style=\"left:138px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments not offset in the balance sheet but covered by an enforceable netting arrangement. This comprises </div><div class=\"t sa_400\" id=\"t6o_400\" style=\"left:82px;bottom:311px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">master netting arrangements held against derivat</div><div class=\"t sb_400\" id=\"t6p_400\" style=\"left:381px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_400\" id=\"t6q_400\" style=\"left:454px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments and excludes the effect of over-collateralisat</div><div class=\"t sb_400\" id=\"t6r_400\" style=\"left:790px;bottom:311px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_400\" id=\"t6s_400\" style=\"left:69px;bottom:287px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t6t_400\" style=\"left:82px;bottom:287px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t6u_400\" style=\"left:122px;bottom:287px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_400\" id=\"t6v_400\" style=\"left:138px;bottom:287px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments where a legal opin</div><div class=\"t sb_400\" id=\"t6w_400\" style=\"left:320px;bottom:287px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion ev</div><div class=\"t sa_400\" id=\"t6x_400\" style=\"left:355px;bottom:287px;letter-spacing:-0.13px;display:inline;\">idenc</div><div class=\"t sb_400\" id=\"t6y_400\" style=\"left:388px;bottom:287px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing enforceab</div><div class=\"t sa_400\" id=\"t6z_400\" style=\"left:471px;bottom:287px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sb_400\" id=\"t70_400\" style=\"left:476px;bottom:287px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of the r</div><div class=\"t sa_400\" id=\"t71_400\" style=\"left:535px;bottom:287px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ight of offset may not have been sought, or may </div><div class=\"t sa_400\" id=\"t72_400\" style=\"left:82px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">have been unable to obtain </div><div class=\"t sb_400\" id=\"t73_400\" style=\"left:69px;bottom:247px;display:inline;\">\u2022 </div><div class=\"t sa_400\" id=\"t74_400\" style=\"left:82px;bottom:247px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_400\" id=\"t75_400\" style=\"left:122px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial collateral compr</div><div class=\"t sa_400\" id=\"t76_400\" style=\"left:235px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises cash collateral pledged and received for derivat</div><div class=\"t sb_400\" id=\"t77_400\" style=\"left:542px;bottom:247px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_400\" id=\"t78_400\" style=\"left:616px;bottom:247px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments and collateral bought </div><div class=\"t sa_400\" id=\"t79_400\" style=\"left:82px;bottom:231px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and sold for reverse repurchase and repurchase agreements respectively and excludes the effect of over-collateralisat</div><div class=\"t sb_400\" id=\"t7a_400\" style=\"left:777px;bottom:231px;letter-spacing:-0.17px;display:inline;\">ion </div><div></div><div class=\"t s4_401\" id=\"t6_401\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_401\" id=\"t7_401\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_401\" id=\"t8_401\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_401\" id=\"t9_401\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_401\" id=\"ta_401\" style=\"left:87px;bottom:1155px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s8_401\" id=\"tb_401\" style=\"left:127px;bottom:1155px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s7_401\" id=\"tc_401\" style=\"left:148px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s8_401\" id=\"td_401\" style=\"left:168px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_401\" id=\"te_401\" style=\"left:175px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_401\" id=\"tf_401\" style=\"left:184px;bottom:1155px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ies des</div><div class=\"t s7_401\" id=\"tg_401\" style=\"left:224px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ignated at fair value through pro\ufb01t or loss </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_401\" id=\"th_401\" style=\"left:726px;bottom:1136px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_401\" id=\"tk_401\" style=\"left:813px;bottom:1136px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_401\" id=\"ti_401\" style=\"left:712px;bottom:1125px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_401\" id=\"tj_401\" style=\"left:734px;bottom:1125px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_401\" id=\"tl_401\" style=\"left:800px;bottom:1125px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_401\" id=\"tm_401\" style=\"left:822px;bottom:1125px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tn_401\" style=\"left:87px;bottom:1105px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Carrying balance aggregate fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"to_401\" style=\"left:714px;bottom:1105px;letter-spacing:-0.16px;display:inline;\">69,551 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"tp_401\" style=\"left:800px;bottom:1105px;letter-spacing:-0.02px;display:inline;\">73,027 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tq_401\" style=\"left:87px;bottom:1086px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Amount contractually obliged to repay at maturity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tr_401\" style=\"left:711px;bottom:1086px;letter-spacing:0.14px;display:inline;\">71,240 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"ts_401\" style=\"left:804px;bottom:1086px;letter-spacing:-0.28px;display:inline;\">74,138 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tt_401\" style=\"left:87px;bottom:1067px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Difference between aggregate fair value and contractually obliged to repay at maturity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tu_401\" style=\"left:713px;bottom:1067px;letter-spacing:0.06px;display:inline;\">(1,689) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"tv_401\" style=\"left:813px;bottom:1067px;letter-spacing:-0.17px;display:inline;\">(1,111) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_401\" id=\"tw_401\" style=\"left:87px;bottom:1047px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Cumulative change in fair value accredited to credit risk difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_401\" id=\"tx_401\" style=\"left:730px;bottom:1047px;letter-spacing:0.12px;display:inline;\">156 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_401\" id=\"ty_401\" style=\"left:818px;bottom:1047px;letter-spacing:-0.21px;display:inline;\">(56) </div></td></tr></table><div class=\"t sd_401\" id=\"tz_401\" style=\"left:87px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The net fair value loss on \ufb01nanc</div><div class=\"t se_401\" id=\"t10_401\" style=\"left:272px;bottom:1018px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t sd_401\" id=\"t11_401\" style=\"left:291px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t12_401\" style=\"left:310px;bottom:1018px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t13_401\" style=\"left:316px;bottom:1018px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t14_401\" style=\"left:324px;bottom:1018px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies des</div><div class=\"t sd_401\" id=\"t15_401\" style=\"left:363px;bottom:1018px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss was $2,649 mill</div><div class=\"t se_401\" id=\"t16_401\" style=\"left:699px;bottom:1018px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion for the year </div><div class=\"t sd_401\" id=\"t17_401\" style=\"left:87px;bottom:1002px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">(31\u00a0December 2022: net loss of $677 mill</div><div class=\"t se_401\" id=\"t18_401\" style=\"left:318px;bottom:1002px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t sd_401\" id=\"t19_401\" style=\"left:87px;bottom:978px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Further details of the Group\u2019s own credit adjustment (OCA) valuation technique is described later in this Note. </div><div class=\"t s7_401\" id=\"t1a_401\" style=\"left:87px;bottom:945px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Valuation of \ufb01nanc</div><div class=\"t s8_401\" id=\"t1b_401\" style=\"left:203px;bottom:945px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_401\" id=\"t1c_401\" style=\"left:220px;bottom:945px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t sd_401\" id=\"t1d_401\" style=\"left:87px;bottom:927px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Valuation Methodology function is responsible for independent price verif</div><div class=\"t se_401\" id=\"t1e_401\" style=\"left:547px;bottom:927px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1f_401\" style=\"left:570px;bottom:927px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion, oversight of fair value and appropriate </div><div class=\"t sd_401\" id=\"t1g_401\" style=\"left:87px;bottom:911px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value adjustments and escalation of valuation issues. Independent price verif</div><div class=\"t se_401\" id=\"t1h_401\" style=\"left:541px;bottom:911px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1i_401\" style=\"left:563px;bottom:911px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion is the process of determin</div><div class=\"t se_401\" id=\"t1j_401\" style=\"left:735px;bottom:911px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that the </div><div class=\"t sd_401\" id=\"t1k_401\" style=\"left:87px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">valuations incorporated into the \ufb01nanc</div><div class=\"t se_401\" id=\"t1l_401\" style=\"left:317px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial statements are val</div><div class=\"t sd_401\" id=\"t1m_401\" style=\"left:444px;bottom:895px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idated independent of the business area responsible for the </div><div class=\"t sd_401\" id=\"t1n_401\" style=\"left:87px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">product. The Valuation Methodology function has oversight of the fair value adjustments to ensure the \ufb01nanc</div><div class=\"t se_401\" id=\"t1o_401\" style=\"left:732px;bottom:879px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t1p_401\" style=\"left:749px;bottom:879px;letter-spacing:-0.07px;display:inline;\">instruments </div><div class=\"t sd_401\" id=\"t1q_401\" style=\"left:87px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">are priced to exit. These are key controls in ensuring the material accuracy of the valuations incorporated in the \ufb01nanc</div><div class=\"t se_401\" id=\"t1r_401\" style=\"left:780px;bottom:863px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t1s_401\" style=\"left:87px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">statements. The market data used for price verif</div><div class=\"t se_401\" id=\"t1t_401\" style=\"left:371px;bottom:847px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t1u_401\" style=\"left:393px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (PV) may include data sourced from recent trade data involv</div><div class=\"t se_401\" id=\"t1v_401\" style=\"left:773px;bottom:847px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sd_401\" id=\"t1w_401\" style=\"left:87px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">external counterparties or third parties such as Bloomberg, Reuters, brokers and consensus pric</div><div class=\"t se_401\" id=\"t1x_401\" style=\"left:643px;bottom:831px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t sd_401\" id=\"t1y_401\" style=\"left:691px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">iders. The Valuation </div><div class=\"t sd_401\" id=\"t1z_401\" style=\"left:87px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Methodology function performs an ongoing review of the market data sources that are used as part of the PV and fair value </div><div class=\"t sd_401\" id=\"t20_401\" style=\"left:87px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">processes which are formally documented on a semi-annual basis detail</div><div class=\"t se_401\" id=\"t21_401\" style=\"left:512px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the su</div><div class=\"t sd_401\" id=\"t22_401\" style=\"left:569px;bottom:799px;letter-spacing:-0.16px;display:inline;\">itab</div><div class=\"t se_401\" id=\"t23_401\" style=\"left:593px;bottom:799px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t24_401\" style=\"left:599px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of the market data used for price </div><div class=\"t sd_401\" id=\"t25_401\" style=\"left:87px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">testing. Price verif</div><div class=\"t se_401\" id=\"t26_401\" style=\"left:190px;bottom:783px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t sd_401\" id=\"t27_401\" style=\"left:212px;bottom:783px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uses independently sourced data that is deemed most representative of the market the instruments </div><div class=\"t sd_401\" id=\"t28_401\" style=\"left:87px;bottom:767px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">trade in. To determine the quality of the market data inputs, factors such as independence, relevance, reliab</div><div class=\"t se_401\" id=\"t29_401\" style=\"left:721px;bottom:767px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t2a_401\" style=\"left:727px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ity, availab</div><div class=\"t se_401\" id=\"t2b_401\" style=\"left:791px;bottom:767px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t2c_401\" style=\"left:797px;bottom:767px;letter-spacing:-0.06px;word-spacing:-0.21px;display:inline;\">ity of </div><div class=\"t sd_401\" id=\"t2d_401\" style=\"left:87px;bottom:751px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">multiple data sources and methodology employed by the pric</div><div class=\"t se_401\" id=\"t2e_401\" style=\"left:451px;bottom:751px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t sd_401\" id=\"t2f_401\" style=\"left:499px;bottom:751px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ider are taken into considerat</div><div class=\"t se_401\" id=\"t2g_401\" style=\"left:672px;bottom:751px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sd_401\" id=\"t2h_401\" style=\"left:87px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Valuation and Benchmarks Committee (VBC) is the valuation governance forum consist</div><div class=\"t se_401\" id=\"t2i_401\" style=\"left:631px;bottom:727px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing of representat</div><div class=\"t sd_401\" id=\"t2j_401\" style=\"left:737px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ives from Group </div><div class=\"t sd_401\" id=\"t2k_401\" style=\"left:87px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Market Risk, Product Control, Valuation Methodology and the business, which meets monthly to discuss and approve the </div><div class=\"t sd_401\" id=\"t2l_401\" style=\"left:87px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">independent valuations of the inventory. For Princ</div><div class=\"t se_401\" id=\"t2m_401\" style=\"left:378px;bottom:695px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t sd_401\" id=\"t2n_401\" style=\"left:410px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inance, the Investment Committee meeting is held on a quarterly basis </div><div class=\"t sd_401\" id=\"t2o_401\" style=\"left:87px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to review investments and valuations. </div><div class=\"t s7_401\" id=\"t2p_401\" style=\"left:95px;bottom:642px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s8_401\" id=\"t2q_401\" style=\"left:122px;bottom:642px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">i\ufb01cant account</div><div class=\"t s7_401\" id=\"t2r_401\" style=\"left:213px;bottom:642px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ing estimates and judgements </div><div class=\"t sd_401\" id=\"t2s_401\" style=\"left:95px;bottom:624px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group evaluates the sign</div><div class=\"t se_401\" id=\"t2t_401\" style=\"left:268px;bottom:624px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cance of \ufb01nancial </div><div class=\"t sd_401\" id=\"t2u_401\" style=\"left:386px;bottom:624px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments and material accuracy of the valuations incorporated in the </div><div class=\"t se_401\" id=\"t2v_401\" style=\"left:95px;bottom:608px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb01nancial statements as they </div><div class=\"t sd_401\" id=\"t2w_401\" style=\"left:265px;bottom:608px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">involve a high degree of judgement and estimat</div><div class=\"t se_401\" id=\"t2x_401\" style=\"left:549px;bottom:608px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t sd_401\" id=\"t2y_401\" style=\"left:617px;bottom:608px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t se_401\" id=\"t2z_401\" style=\"left:709px;bottom:608px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ing the carry</div><div class=\"t sd_401\" id=\"t30_401\" style=\"left:783px;bottom:608px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t se_401\" id=\"t31_401\" style=\"left:95px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">values of \ufb01nancial assets and l</div><div class=\"t sd_401\" id=\"t32_401\" style=\"left:274px;bottom:592px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t se_401\" id=\"t33_401\" style=\"left:293px;bottom:592px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sd_401\" id=\"t34_401\" style=\"left:299px;bottom:592px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_401\" id=\"t35_401\" style=\"left:307px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies at the balance sheet date. </div><div class=\"t sd_401\" id=\"t36_401\" style=\"left:95px;bottom:568px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t37_401\" style=\"left:108px;bottom:568px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t se_401\" id=\"t38_401\" style=\"left:220px;bottom:568px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t39_401\" style=\"left:236px;bottom:568px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">instruments is determined using valuation techniques and estimates (see below) which, to the extent </div><div class=\"t sd_401\" id=\"t3a_401\" style=\"left:108px;bottom:552px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">possible, use market observable inputs, but in some cases use non-market observable inputs. Changes in the observabil</div><div class=\"t se_401\" id=\"t3b_401\" style=\"left:811px;bottom:552px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sd_401\" id=\"t3c_401\" style=\"left:108px;bottom:536px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">of sign</div><div class=\"t se_401\" id=\"t3d_401\" style=\"left:147px;bottom:536px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3e_401\" style=\"left:225px;bottom:536px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion inputs can materially affect the fair values of \ufb01nanc</div><div class=\"t se_401\" id=\"t3f_401\" style=\"left:549px;bottom:536px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3g_401\" style=\"left:565px;bottom:536px;letter-spacing:-0.07px;display:inline;\">instruments. </div><div class=\"t sd_401\" id=\"t3h_401\" style=\"left:95px;bottom:511px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3i_401\" style=\"left:108px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t se_401\" id=\"t3j_401\" style=\"left:201px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t sd_401\" id=\"t3k_401\" style=\"left:259px;bottom:511px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t se_401\" id=\"t3l_401\" style=\"left:364px;bottom:511px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3m_401\" style=\"left:381px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument using a valuation technique, the Group estimates valuation </div><div class=\"t sd_401\" id=\"t3n_401\" style=\"left:108px;bottom:495px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">adjustments in determin</div><div class=\"t se_401\" id=\"t3o_401\" style=\"left:253px;bottom:495px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the fa</div><div class=\"t sd_401\" id=\"t3p_401\" style=\"left:309px;bottom:495px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ir value (page 400). </div><div class=\"t sd_401\" id=\"t3q_401\" style=\"left:95px;bottom:471px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t3r_401\" style=\"left:108px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t se_401\" id=\"t3s_401\" style=\"left:176px;bottom:471px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the valuat</div><div class=\"t sd_401\" id=\"t3t_401\" style=\"left:258px;bottom:471px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t se_401\" id=\"t3u_401\" style=\"left:331px;bottom:471px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sd_401\" id=\"t3v_401\" style=\"left:347px;bottom:471px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments, the Group makes judgements on the amounts reserved to cater for </div><div class=\"t sd_401\" id=\"t3w_401\" style=\"left:108px;bottom:455px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">model and valuation risks, which cover both Level 2 and Level 3 assets, and the sign</div><div class=\"t se_401\" id=\"t3x_401\" style=\"left:597px;bottom:455px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sd_401\" id=\"t3y_401\" style=\"left:675px;bottom:455px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion judgements in respect </div><div class=\"t sd_401\" id=\"t3z_401\" style=\"left:108px;bottom:439px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of Level 3 instruments (page 407). </div><div class=\"t sd_401\" id=\"t40_401\" style=\"left:95px;bottom:415px;display:inline;\">\u2022 </div><div class=\"t sd_401\" id=\"t41_401\" style=\"left:108px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the estimated measurement of fair value is more judgemental in respect of Level 3 assets, these are valued based </div><div class=\"t sd_401\" id=\"t42_401\" style=\"left:108px;bottom:399px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">on models that use a sign</div><div class=\"t se_401\" id=\"t43_401\" style=\"left:259px;bottom:399px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01cant degree of non-market-based unobservable </div><div class=\"t sd_401\" id=\"t44_401\" style=\"left:558px;bottom:399px;letter-spacing:-0.06px;display:inline;\">inputs. </div><div></div><div class=\"t s5_402\" id=\"t7_402\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_402\" id=\"t8_402\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_402\" id=\"t9_402\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_402\" id=\"ta_402\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_402\" id=\"tb_402\" style=\"left:69px;bottom:1151px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Valuation techniques </div><div class=\"t s9_402\" id=\"tc_402\" style=\"left:69px;bottom:1133px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to the fair value hierarchy explanation \u2013 Level 1, 2 and 3 (page 402) </div><div class=\"t sa_402\" id=\"td_402\" style=\"left:69px;bottom:1109px;display:inline;\">\u2022 </div><div class=\"t s8_402\" id=\"te_402\" style=\"left:82px;bottom:1109px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_402\" id=\"tf_402\" style=\"left:123px;bottom:1109px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_402\" id=\"tg_402\" style=\"left:140px;bottom:1109px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments held at fair value </div><div class=\"t sa_402\" id=\"th_402\" style=\"left:82px;bottom:1085px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"ti_402\" style=\"left:95px;bottom:1085px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"tj_402\" style=\"left:169px;bottom:1085px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies \u2013 asset-backed secur</div><div class=\"t s8_402\" id=\"tk_402\" style=\"left:315px;bottom:1085px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_402\" id=\"tl_402\" style=\"left:323px;bottom:1085px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s9_402\" id=\"tm_402\" style=\"left:346px;bottom:1085px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Asset-backed securit</div><div class=\"t sa_402\" id=\"tn_402\" style=\"left:469px;bottom:1085px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are valued based on external pr</div><div class=\"t s9_402\" id=\"to_402\" style=\"left:675px;bottom:1085px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ices obtained from </div><div class=\"t s9_402\" id=\"tp_402\" style=\"left:95px;bottom:1069px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">consensus pric</div><div class=\"t sa_402\" id=\"tq_402\" style=\"left:181px;bottom:1069px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing prov</div><div class=\"t s9_402\" id=\"tr_402\" style=\"left:229px;bottom:1069px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders, broker quotes, recent trades, arrangers\u2019 quotes, etc. Where an observable price is available </div><div class=\"t s9_402\" id=\"ts_402\" style=\"left:95px;bottom:1053px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">for a given security, it is classif</div><div class=\"t sa_402\" id=\"tt_402\" style=\"left:269px;bottom:1053px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 2. In </div><div class=\"t s9_402\" id=\"tu_402\" style=\"left:365px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instances where third-party prices are not available or reliable, the security </div><div class=\"t s9_402\" id=\"tv_402\" style=\"left:95px;bottom:1036px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is classif</div><div class=\"t sa_402\" id=\"tw_402\" style=\"left:143px;bottom:1036px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as Level 3. The fa</div><div class=\"t s9_402\" id=\"tx_402\" style=\"left:264px;bottom:1036px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value of Level 3 securit</div><div class=\"t sa_402\" id=\"ty_402\" style=\"left:405px;bottom:1036px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_402\" id=\"tz_402\" style=\"left:423px;bottom:1036px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is estimated using market standard cash \ufb02ow models with input </div><div class=\"t s9_402\" id=\"t10_402\" style=\"left:95px;bottom:1020px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">parameter assumptions which include prepayment speeds, default rates, discount margins derived from comparable </div><div class=\"t s9_402\" id=\"t11_402\" style=\"left:95px;bottom:1004px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t sa_402\" id=\"t12_402\" style=\"left:134px;bottom:1004px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s9_402\" id=\"t13_402\" style=\"left:163px;bottom:1004px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith sim</div><div class=\"t sa_402\" id=\"t14_402\" style=\"left:201px;bottom:1004px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ilar v</div><div class=\"t s9_402\" id=\"t15_402\" style=\"left:229px;bottom:1004px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">intage, collateral type, and credit ratings. </div><div class=\"t sa_402\" id=\"t16_402\" style=\"left:82px;bottom:980px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t17_402\" style=\"left:95px;bottom:980px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"t18_402\" style=\"left:169px;bottom:980px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_402\" id=\"t19_402\" style=\"left:188px;bottom:980px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">in issue: </div><div class=\"t s9_402\" id=\"t1a_402\" style=\"left:237px;bottom:980px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These debt securit</div><div class=\"t sa_402\" id=\"t1b_402\" style=\"left:346px;bottom:980px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies relate to structured notes </div><div class=\"t s9_402\" id=\"t1c_402\" style=\"left:517px;bottom:980px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued by the Group. Where independent market </div><div class=\"t s9_402\" id=\"t1d_402\" style=\"left:95px;bottom:964px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">data is available through pric</div><div class=\"t sa_402\" id=\"t1e_402\" style=\"left:269px;bottom:964px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing vendors and broker sources these pos</div><div class=\"t s9_402\" id=\"t1f_402\" style=\"left:511px;bottom:964px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_402\" id=\"t1g_402\" style=\"left:519px;bottom:964px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are class</div><div class=\"t s9_402\" id=\"t1h_402\" style=\"left:597px;bottom:964px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t1i_402\" style=\"left:605px;bottom:964px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ied as Level 2. Where such l</div><div class=\"t s9_402\" id=\"t1j_402\" style=\"left:764px;bottom:964px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t sa_402\" id=\"t1k_402\" style=\"left:782px;bottom:964px;letter-spacing:-0.2px;display:inline;\">id </div><div class=\"t s9_402\" id=\"t1l_402\" style=\"left:95px;bottom:948px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">external prices are not available, valuations of these debt securit</div><div class=\"t sa_402\" id=\"t1m_402\" style=\"left:475px;bottom:948px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s9_402\" id=\"t1n_402\" style=\"left:516px;bottom:948px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_402\" id=\"t1o_402\" style=\"left:541px;bottom:948px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied us</div><div class=\"t s9_402\" id=\"t1p_402\" style=\"left:575px;bottom:948px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing input parameters such as bond </div><div class=\"t s9_402\" id=\"t1q_402\" style=\"left:95px;bottom:932px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">spreads and credit spreads, and are classif</div><div class=\"t sa_402\" id=\"t1r_402\" style=\"left:347px;bottom:932px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ied as Level 3. These </div><div class=\"t s9_402\" id=\"t1s_402\" style=\"left:468px;bottom:932px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">input parameters are determined with reference to the </div><div class=\"t s9_402\" id=\"t1t_402\" style=\"left:95px;bottom:916px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">same issuer (if available) or proxies from comparable issuers or assets. </div><div class=\"t sa_402\" id=\"t1u_402\" style=\"left:82px;bottom:892px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t1v_402\" style=\"left:95px;bottom:892px;letter-spacing:-0.17px;display:inline;\">Derivat</div><div class=\"t sb_402\" id=\"t1w_402\" style=\"left:141px;bottom:892px;letter-spacing:-0.19px;display:inline;\">ives: </div><div class=\"t s9_402\" id=\"t1x_402\" style=\"left:170px;bottom:892px;letter-spacing:-0.13px;display:inline;\">Derivat</div><div class=\"t sa_402\" id=\"t1y_402\" style=\"left:214px;bottom:892px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive products are class</div><div class=\"t s9_402\" id=\"t1z_402\" style=\"left:340px;bottom:892px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t20_402\" style=\"left:348px;bottom:892px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t s9_402\" id=\"t21_402\" style=\"left:428px;bottom:892px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the valuation of the product is based upon input parameters </div><div class=\"t s9_402\" id=\"t22_402\" style=\"left:95px;bottom:876px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which are observable from independent and reliable market data sources. Derivat</div><div class=\"t sa_402\" id=\"t23_402\" style=\"left:580px;bottom:876px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive products are class</div><div class=\"t s9_402\" id=\"t24_402\" style=\"left:706px;bottom:876px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_402\" id=\"t25_402\" style=\"left:714px;bottom:876px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 3 </div><div class=\"t s9_402\" id=\"t26_402\" style=\"left:95px;bottom:860px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if there are sign</div><div class=\"t sa_402\" id=\"t27_402\" style=\"left:186px;bottom:860px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t s9_402\" id=\"t28_402\" style=\"left:263px;bottom:860px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion input parameters which are unobservable in the market, such as products where the </div><div class=\"t s9_402\" id=\"t29_402\" style=\"left:95px;bottom:844px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">performance is linked to more than one underlying variable. Examples are foreign exchange basket options, equity </div><div class=\"t s9_402\" id=\"t2a_402\" style=\"left:95px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">options based on the performance of two or more underlying ind</div><div class=\"t sa_402\" id=\"t2b_402\" style=\"left:478px;bottom:828px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ices and </div><div class=\"t s9_402\" id=\"t2c_402\" style=\"left:530px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">interest rate products with quanto payouts. </div><div class=\"t s9_402\" id=\"t2d_402\" style=\"left:95px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">In most cases these unobservable correlation parameters cannot be impl</div><div class=\"t sa_402\" id=\"t2e_402\" style=\"left:526px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied from the market, and methods such as </div><div class=\"t s9_402\" id=\"t2f_402\" style=\"left:95px;bottom:796px;letter-spacing:-0.14px;display:inline;\">histor</div><div class=\"t sa_402\" id=\"t2g_402\" style=\"left:128px;bottom:796px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical analys</div><div class=\"t s9_402\" id=\"t2h_402\" style=\"left:190px;bottom:796px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is and comparison with histor</div><div class=\"t sa_402\" id=\"t2i_402\" style=\"left:363px;bottom:796px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical levels or other benchmark data must be employed. </div><div class=\"t sa_402\" id=\"t2j_402\" style=\"left:82px;bottom:772px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t2k_402\" style=\"left:95px;bottom:772px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Equity shares \u2013 private equity: </div><div class=\"t sa_402\" id=\"t2l_402\" style=\"left:279px;bottom:772px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The majority of pr</div><div class=\"t s9_402\" id=\"t2m_402\" style=\"left:385px;bottom:772px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ivate equity unlisted investments are valued based on earning multiples </div><div class=\"t s9_402\" id=\"t2n_402\" style=\"left:95px;bottom:756px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\u2013 Price-to-Earnings (P/E) or enterprise value to earnings before income tax, depreciat</div><div class=\"t sa_402\" id=\"t2o_402\" style=\"left:595px;bottom:756px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion and amort</div><div class=\"t s9_402\" id=\"t2p_402\" style=\"left:679px;bottom:756px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_402\" id=\"t2q_402\" style=\"left:701px;bottom:756px;letter-spacing:-0.36px;word-spacing:0.09px;display:inline;\">ion (EV/EBITDA) </div><div class=\"t s9_402\" id=\"t2r_402\" style=\"left:95px;bottom:740px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ratios \u2013 of comparable listed companies. The two primary inputs for the valuation of these investments are the actual </div><div class=\"t s9_402\" id=\"t2s_402\" style=\"left:95px;bottom:724px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">or forecast earnings of the investee companies and earning multiples for the comparable listed companies. To ensure </div><div class=\"t s9_402\" id=\"t2t_402\" style=\"left:95px;bottom:708px;letter-spacing:-0.16px;display:inline;\">comparabil</div><div class=\"t sa_402\" id=\"t2u_402\" style=\"left:164px;bottom:708px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ity between these unquoted </div><div class=\"t s9_402\" id=\"t2v_402\" style=\"left:334px;bottom:708px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">investments and the comparable listed companies, appropriate adjustments are </div><div class=\"t s9_402\" id=\"t2w_402\" style=\"left:95px;bottom:692px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">also applied (for example, liqu</div><div class=\"t sa_402\" id=\"t2x_402\" style=\"left:273px;bottom:692px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s9_402\" id=\"t2y_402\" style=\"left:284px;bottom:692px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity and size) in the valuation. In circumstances where an investment does not have direct </div><div class=\"t s9_402\" id=\"t2z_402\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comparables or where the multiples for the comparable companies cannot be sourced from reliable external sources, </div><div class=\"t s9_402\" id=\"t30_402\" style=\"left:95px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">alternative valuation techniques (for example, discounted cash \ufb02ow model or net asset value (\u2018NAV\u2019) or option pric</div><div class=\"t sa_402\" id=\"t31_402\" style=\"left:769px;bottom:660px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_402\" id=\"t32_402\" style=\"left:95px;bottom:643px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">model), which use predominantly unobservable inputs or Level 3 inputs, may be applied. Even though earning multiples </div><div class=\"t s9_402\" id=\"t33_402\" style=\"left:95px;bottom:627px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for the comparable listed companies can be sourced from third-party sources (for example, Bloomberg), and those inputs </div><div class=\"t s9_402\" id=\"t34_402\" style=\"left:95px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">can be deemed Level 2 inputs, all unlisted investments (excluding those where observable inputs are available, for example, </div><div class=\"t s9_402\" id=\"t35_402\" style=\"left:95px;bottom:595px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">over-the-counter (OTC) prices) are classif</div><div class=\"t sa_402\" id=\"t36_402\" style=\"left:337px;bottom:595px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as Level 3 on the bas</div><div class=\"t s9_402\" id=\"t37_402\" style=\"left:480px;bottom:595px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is that the valuation methods involve judgements ranging </div><div class=\"t s9_402\" id=\"t38_402\" style=\"left:95px;bottom:579px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">from determin</div><div class=\"t sa_402\" id=\"t39_402\" style=\"left:181px;bottom:579px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing comparable compan</div><div class=\"t s9_402\" id=\"t3a_402\" style=\"left:328px;bottom:579px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies to discount rates where the discounted cash \ufb02ow method is applied. </div><div class=\"t sa_402\" id=\"t3b_402\" style=\"left:82px;bottom:555px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t3c_402\" style=\"left:95px;bottom:555px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Loans and advances: </div><div class=\"t s9_402\" id=\"t3d_402\" style=\"left:226px;bottom:555px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These primar</div><div class=\"t sa_402\" id=\"t3e_402\" style=\"left:304px;bottom:555px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s9_402\" id=\"t3f_402\" style=\"left:319px;bottom:555px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">include loans in the FM Bond and Loan Syndicat</div><div class=\"t sa_402\" id=\"t3g_402\" style=\"left:602px;bottom:555px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion bus</div><div class=\"t s9_402\" id=\"t3h_402\" style=\"left:644px;bottom:555px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness which were not fully </div><div class=\"t s9_402\" id=\"t3i_402\" style=\"left:95px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">syndicated as of the balance sheet date and other \ufb01nanc</div><div class=\"t sa_402\" id=\"t3j_402\" style=\"left:434px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing transact</div><div class=\"t s9_402\" id=\"t3k_402\" style=\"left:506px;bottom:539px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions with</div><div class=\"t sa_402\" id=\"t3l_402\" style=\"left:559px;bottom:539px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">in F</div><div class=\"t s9_402\" id=\"t3m_402\" style=\"left:578px;bottom:539px;letter-spacing:-0.14px;display:inline;\">inanc</div><div class=\"t sa_402\" id=\"t3n_402\" style=\"left:611px;bottom:539px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial Markets, and loans and </div><div class=\"t s9_402\" id=\"t3o_402\" style=\"left:95px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">advances includ</div><div class=\"t sa_402\" id=\"t3p_402\" style=\"left:192px;bottom:523px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing reverse repurchase agreements that do not have SPPI cash\ufb02ows or are managed on a fa</div><div class=\"t s9_402\" id=\"t3q_402\" style=\"left:734px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value basis. </div><div class=\"t s9_402\" id=\"t3r_402\" style=\"left:95px;bottom:507px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">These loans are generally bilateral in nature and, where available, their valuation is based on observable clean sales </div><div class=\"t s9_402\" id=\"t3s_402\" style=\"left:95px;bottom:491px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">transactions prices or market observable spreads. If observable credit spreads are not available, proxy spreads based on </div><div class=\"t s9_402\" id=\"t3t_402\" style=\"left:95px;bottom:475px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">comparables with sim</div><div class=\"t sa_402\" id=\"t3u_402\" style=\"left:226px;bottom:475px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar cred</div><div class=\"t s9_402\" id=\"t3v_402\" style=\"left:273px;bottom:475px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it grade, sector and region, are used. Where observable transaction prices, credit spreads </div><div class=\"t s9_402\" id=\"t3w_402\" style=\"left:95px;bottom:459px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and market standard proxy methods are available, these loans are classif</div><div class=\"t sa_402\" id=\"t3x_402\" style=\"left:529px;bottom:459px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied as Level 2. Where there are no recent </div><div class=\"t s9_402\" id=\"t3y_402\" style=\"left:95px;bottom:443px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transactions or comparables, these loans are classif</div><div class=\"t sa_402\" id=\"t3z_402\" style=\"left:400px;bottom:443px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 3. </div><div class=\"t sa_402\" id=\"t40_402\" style=\"left:82px;bottom:419px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t41_402\" style=\"left:95px;bottom:419px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Other debt securit</div><div class=\"t sb_402\" id=\"t42_402\" style=\"left:206px;bottom:419px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s9_402\" id=\"t43_402\" style=\"left:229px;bottom:419px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These debt securit</div><div class=\"t sa_402\" id=\"t44_402\" style=\"left:337px;bottom:419px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_402\" id=\"t45_402\" style=\"left:356px;bottom:419px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include convertible bonds, corporate bonds, credit and structured notes. </div><div class=\"t s9_402\" id=\"t46_402\" style=\"left:95px;bottom:403px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where quoted prices are available through pric</div><div class=\"t sa_402\" id=\"t47_402\" style=\"left:375px;bottom:403px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing vendors, brokers or observable trad</div><div class=\"t s9_402\" id=\"t48_402\" style=\"left:605px;bottom:403px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing activ</div><div class=\"t sa_402\" id=\"t49_402\" style=\"left:656px;bottom:403px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_402\" id=\"t4a_402\" style=\"left:664px;bottom:403px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies from liqu</div><div class=\"t sa_402\" id=\"t4b_402\" style=\"left:734px;bottom:403px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">id markets, </div><div class=\"t s9_402\" id=\"t4c_402\" style=\"left:95px;bottom:387px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">these are classif</div><div class=\"t sa_402\" id=\"t4d_402\" style=\"left:190px;bottom:387px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ied as Level 2 and valued us</div><div class=\"t s9_402\" id=\"t4e_402\" style=\"left:353px;bottom:387px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing such quotes. Where there are sign</div><div class=\"t sa_402\" id=\"t4f_402\" style=\"left:575px;bottom:387px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t s9_402\" id=\"t4g_402\" style=\"left:652px;bottom:387px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion inputs which are </div><div class=\"t s9_402\" id=\"t4h_402\" style=\"left:95px;bottom:371px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">unobservable in the market, due to ill</div><div class=\"t sa_402\" id=\"t4i_402\" style=\"left:313px;bottom:371px;letter-spacing:-0.16px;display:inline;\">iqu</div><div class=\"t s9_402\" id=\"t4j_402\" style=\"left:331px;bottom:371px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">id trading or the complexity of the product, these are classif</div><div class=\"t sa_402\" id=\"t4k_402\" style=\"left:682px;bottom:371px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ied as Level 3. </div><div class=\"t s9_402\" id=\"t4l_402\" style=\"left:95px;bottom:355px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The valuations of these debt securit</div><div class=\"t sa_402\" id=\"t4m_402\" style=\"left:306px;bottom:355px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are </div><div class=\"t s9_402\" id=\"t4n_402\" style=\"left:347px;bottom:355px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_402\" id=\"t4o_402\" style=\"left:372px;bottom:355px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied us</div><div class=\"t s9_402\" id=\"t4p_402\" style=\"left:406px;bottom:355px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing input parameters such as bond spreads and credit spreads. </div><div class=\"t s9_402\" id=\"t4q_402\" style=\"left:95px;bottom:339px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">These input parameters are determined with reference to the same issuer (if available) or proxied from comparable </div><div class=\"t s9_402\" id=\"t4r_402\" style=\"left:95px;bottom:323px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">issuers or assets . </div><div class=\"t sa_402\" id=\"t4s_402\" style=\"left:69px;bottom:299px;display:inline;\">\u2022 </div><div class=\"t s8_402\" id=\"t4t_402\" style=\"left:82px;bottom:299px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sb_402\" id=\"t4u_402\" style=\"left:123px;bottom:299px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s8_402\" id=\"t4v_402\" style=\"left:140px;bottom:299px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">instruments held at amortised cost </div><div class=\"t s9_402\" id=\"t4w_402\" style=\"left:69px;bottom:275px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The following sets out the Group\u2019s basis for establish</div><div class=\"t sa_402\" id=\"t4x_402\" style=\"left:376px;bottom:275px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t s9_402\" id=\"t4y_402\" style=\"left:410px;bottom:275px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir values of amortised cost \ufb01nanc</div><div class=\"t sa_402\" id=\"t4z_402\" style=\"left:603px;bottom:275px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_402\" id=\"t50_402\" style=\"left:620px;bottom:275px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments and their </div><div class=\"t s9_402\" id=\"t51_402\" style=\"left:69px;bottom:258px;letter-spacing:-0.12px;display:inline;\">classif</div><div class=\"t sa_402\" id=\"t52_402\" style=\"left:106px;bottom:258px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_402\" id=\"t53_402\" style=\"left:128px;bottom:258px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion between Levels 1, 2 and 3. As certain categories of \ufb01nanc</div><div class=\"t sa_402\" id=\"t54_402\" style=\"left:482px;bottom:258px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_402\" id=\"t55_402\" style=\"left:499px;bottom:258px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments are not actively traded, there is a </div><div class=\"t s9_402\" id=\"t56_402\" style=\"left:69px;bottom:242px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sa_402\" id=\"t57_402\" style=\"left:93px;bottom:242px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant level of management judgement </div><div class=\"t s9_402\" id=\"t58_402\" style=\"left:331px;bottom:242px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">involved in calculating the fair values: </div><div class=\"t sa_402\" id=\"t59_402\" style=\"left:82px;bottom:218px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5a_402\" style=\"left:95px;bottom:218px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Cash and balances at central banks: </div><div class=\"t s9_402\" id=\"t5b_402\" style=\"left:318px;bottom:218px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The fair value of cash and balances at central banks is their carrying amounts </div><div class=\"t sa_402\" id=\"t5c_402\" style=\"left:82px;bottom:194px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5d_402\" style=\"left:95px;bottom:194px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sb_402\" id=\"t5e_402\" style=\"left:169px;bottom:194px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s8_402\" id=\"t5f_402\" style=\"left:188px;bottom:194px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">in issue, subordinated liab</div><div class=\"t sb_402\" id=\"t5g_402\" style=\"left:346px;bottom:194px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_402\" id=\"t5h_402\" style=\"left:352px;bottom:194px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_402\" id=\"t5i_402\" style=\"left:361px;bottom:194px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies and other borrowed funds: </div><div class=\"t s9_402\" id=\"t5j_402\" style=\"left:544px;bottom:194px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The aggregate fair values are calculated </div><div class=\"t s9_402\" id=\"t5k_402\" style=\"left:95px;bottom:178px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">based on quoted market prices. For those notes where quoted market prices are not available, a discounted cash \ufb02ow </div><div class=\"t s9_402\" id=\"t5l_402\" style=\"left:95px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">model is used based on a current market related yield curve appropriate for the remain</div><div class=\"t sa_402\" id=\"t5m_402\" style=\"left:608px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing term to matur</div><div class=\"t s9_402\" id=\"t5n_402\" style=\"left:712px;bottom:162px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t sa_402\" id=\"t5o_402\" style=\"left:82px;bottom:138px;display:inline;\">\u2013 </div><div class=\"t s8_402\" id=\"t5p_402\" style=\"left:95px;bottom:138px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Deposits and borrowings: </div><div class=\"t s9_402\" id=\"t5q_402\" style=\"left:253px;bottom:138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The estimated fair value of deposits with no stated maturity is the amount repayable on </div><div class=\"t s9_402\" id=\"t5r_402\" style=\"left:95px;bottom:122px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">demand. The estimated fair value of \ufb01xed interest-bearing deposits and other borrowings without quoted market </div><div class=\"t s9_402\" id=\"t5s_402\" style=\"left:95px;bottom:106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">prices is based on discounted cash \ufb02ows using the prevail</div><div class=\"t sa_402\" id=\"t5t_402\" style=\"left:432px;bottom:106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing market rates for debts w</div><div class=\"t s9_402\" id=\"t5u_402\" style=\"left:599px;bottom:106px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ith a sim</div><div class=\"t sa_402\" id=\"t5v_402\" style=\"left:648px;bottom:106px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar Cred</div><div class=\"t s9_402\" id=\"t5w_402\" style=\"left:697px;bottom:106px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it Risk and </div><div class=\"t s9_402\" id=\"t5x_402\" style=\"left:95px;bottom:90px;letter-spacing:-0.15px;display:inline;\">remain</div><div class=\"t sa_402\" id=\"t5y_402\" style=\"left:137px;bottom:90px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t s9_402\" id=\"t5z_402\" style=\"left:195px;bottom:90px;letter-spacing:0.08px;display:inline;\">ity </div><div></div><div class=\"t s4_403\" id=\"t6_403\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_403\" id=\"t7_403\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_403\" id=\"t8_403\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_403\" id=\"t9_403\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_403\" id=\"ta_403\" style=\"left:100px;bottom:1163px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"tb_403\" style=\"left:113px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Investment securit</div><div class=\"t s9_403\" id=\"tc_403\" style=\"left:224px;bottom:1163px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_403\" id=\"td_403\" style=\"left:246px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">For investment securit</div><div class=\"t sa_403\" id=\"te_403\" style=\"left:375px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies that do not have d</div><div class=\"t s7_403\" id=\"tf_403\" style=\"left:504px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irectly observable market values, the Group util</div><div class=\"t sa_403\" id=\"tg_403\" style=\"left:780px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ises a </div><div class=\"t s7_403\" id=\"th_403\" style=\"left:113px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">number of valuation techniques to determine fair value. Where available, securit</div><div class=\"t sa_403\" id=\"ti_403\" style=\"left:586px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies are valued us</div><div class=\"t s7_403\" id=\"tj_403\" style=\"left:683px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing input proxies from the </div><div class=\"t s7_403\" id=\"tk_403\" style=\"left:113px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">same or closely related underlying (for example, bond spreads from the same or closely related issuer) or input proxies from </div><div class=\"t s7_403\" id=\"tl_403\" style=\"left:113px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">a different underlying (for example, a sim</div><div class=\"t sa_403\" id=\"tm_403\" style=\"left:355px;bottom:1115px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ilar bond but us</div><div class=\"t s7_403\" id=\"tn_403\" style=\"left:447px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing spreads for a particular sector and rating). Certain instruments </div><div class=\"t s7_403\" id=\"to_403\" style=\"left:113px;bottom:1099px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">cannot be proxies as set out above, and in such cases the posit</div><div class=\"t sa_403\" id=\"tp_403\" style=\"left:481px;bottom:1099px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions are valued us</div><div class=\"t s7_403\" id=\"tq_403\" style=\"left:585px;bottom:1099px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing non-market observable inputs. This </div><div class=\"t s7_403\" id=\"tr_403\" style=\"left:113px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">includes those instruments held at amortised cost and predominantly relates to asset-backed securit</div><div class=\"t sa_403\" id=\"ts_403\" style=\"left:706px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The fa</div><div class=\"t s7_403\" id=\"tt_403\" style=\"left:765px;bottom:1083px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value for </div><div class=\"t s7_403\" id=\"tu_403\" style=\"left:113px;bottom:1067px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">such instruments is usually derived from proxy from internal assessments of the underlying cash \ufb02ows </div><div class=\"t s7_403\" id=\"tv_403\" style=\"left:100px;bottom:1043px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"tw_403\" style=\"left:113px;bottom:1043px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Loans and advances to banks and customers: </div><div class=\"t s7_403\" id=\"tx_403\" style=\"left:390px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">For loans and advances to banks, the fair value of \ufb02oating rate placements </div><div class=\"t s7_403\" id=\"ty_403\" style=\"left:113px;bottom:1027px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and overnight deposits is their carrying amounts. The estimated fair value of \ufb01xed interest-bearing deposits is based on </div><div class=\"t s7_403\" id=\"tz_403\" style=\"left:113px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">discounted cash \ufb02ows using the prevail</div><div class=\"t sa_403\" id=\"t10_403\" style=\"left:343px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing money market rates for debts w</div><div class=\"t s7_403\" id=\"t11_403\" style=\"left:552px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ith a sim</div><div class=\"t sa_403\" id=\"t12_403\" style=\"left:602px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ilar Cred</div><div class=\"t s7_403\" id=\"t13_403\" style=\"left:651px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it Risk and remain</div><div class=\"t sa_403\" id=\"t14_403\" style=\"left:755px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t s7_403\" id=\"t15_403\" style=\"left:813px;bottom:1011px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s7_403\" id=\"t16_403\" style=\"left:113px;bottom:995px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group\u2019s loans and advances to customers\u2019 portfolio is well divers</div><div class=\"t sa_403\" id=\"t17_403\" style=\"left:514px;bottom:995px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">i\ufb01ed by geography and </div><div class=\"t s7_403\" id=\"t18_403\" style=\"left:655px;bottom:995px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">industry. Approximately a </div><div class=\"t s7_403\" id=\"t19_403\" style=\"left:113px;bottom:979px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">quarter of the portfolio re-prices with</div><div class=\"t sa_403\" id=\"t1a_403\" style=\"left:331px;bottom:979px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in one month, and approx</div><div class=\"t s7_403\" id=\"t1b_403\" style=\"left:484px;bottom:979px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">imately half re-prices with</div><div class=\"t sa_403\" id=\"t1c_403\" style=\"left:637px;bottom:979px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in 12 months. Loans and advances </div><div class=\"t s7_403\" id=\"t1d_403\" style=\"left:113px;bottom:963px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are presented net of provis</div><div class=\"t sa_403\" id=\"t1e_403\" style=\"left:271px;bottom:963px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions for </div><div class=\"t s7_403\" id=\"t1f_403\" style=\"left:316px;bottom:963px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_403\" id=\"t1g_403\" style=\"left:347px;bottom:963px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment. The fa</div><div class=\"t s7_403\" id=\"t1h_403\" style=\"left:430px;bottom:963px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value of loans and advances to customers with a residual maturity </div><div class=\"t s7_403\" id=\"t1i_403\" style=\"left:113px;bottom:947px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of less than one year generally approximates the carrying value. The estimated fair value of loans and advances with a </div><div class=\"t s7_403\" id=\"t1j_403\" style=\"left:113px;bottom:931px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">residual maturity of more than one year represents the discounted amount of future cash \ufb02ows expected to be received, </div><div class=\"t s7_403\" id=\"t1k_403\" style=\"left:113px;bottom:915px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_403\" id=\"t1l_403\" style=\"left:148px;bottom:915px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing assumpt</div><div class=\"t s7_403\" id=\"t1m_403\" style=\"left:221px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions relating to prepayment rates and Credit Risk. Expected cash \ufb02ows are discounted at current market </div><div class=\"t s7_403\" id=\"t1n_403\" style=\"left:113px;bottom:899px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">rates to determine fair value. The Group has a wide range of ind</div><div class=\"t sa_403\" id=\"t1o_403\" style=\"left:489px;bottom:899px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_403\" id=\"t1p_403\" style=\"left:498px;bottom:899px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">idual instruments with</div><div class=\"t sa_403\" id=\"t1q_403\" style=\"left:630px;bottom:899px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s7_403\" id=\"t1r_403\" style=\"left:643px;bottom:899px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its loans and advances portfolio </div><div class=\"t s7_403\" id=\"t1s_403\" style=\"left:113px;bottom:883px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and as a result provid</div><div class=\"t sa_403\" id=\"t1t_403\" style=\"left:239px;bottom:883px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing quant</div><div class=\"t s7_403\" id=\"t1u_403\" style=\"left:297px;bottom:883px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_403\" id=\"t1v_403\" style=\"left:304px;bottom:883px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_403\" id=\"t1w_403\" style=\"left:327px;bottom:883px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the key assumptions used to value such instruments is impract</div><div class=\"t sa_403\" id=\"t1x_403\" style=\"left:728px;bottom:883px;letter-spacing:-0.21px;display:inline;\">ical </div><div class=\"t s7_403\" id=\"t1y_403\" style=\"left:100px;bottom:859px;display:inline;\">\u2013 </div><div class=\"t s8_403\" id=\"t1z_403\" style=\"left:113px;bottom:859px;letter-spacing:-0.05px;word-spacing:-0.23px;display:inline;\">Other assets: </div><div class=\"t s7_403\" id=\"t20_403\" style=\"left:196px;bottom:859px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Other assets comprise primar</div><div class=\"t sa_403\" id=\"t21_403\" style=\"left:370px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.12px;display:inline;\">ily cash collateral and trades pend</div><div class=\"t s7_403\" id=\"t22_403\" style=\"left:573px;bottom:859px;letter-spacing:-0.12px;word-spacing:-0.16px;display:inline;\">ing settlement. The carrying amount of these </div><div class=\"t sa_403\" id=\"t23_403\" style=\"left:113px;bottom:842px;letter-spacing:-0.18px;display:inline;\">\ufb01nancial </div><div class=\"t s7_403\" id=\"t24_403\" style=\"left:166px;bottom:842px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is considered to be a reasonable approximat</div><div class=\"t sa_403\" id=\"t25_403\" style=\"left:504px;bottom:842px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of fa</div><div class=\"t s7_403\" id=\"t26_403\" style=\"left:552px;bottom:842px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ir value as they are either short term in nature or </div><div class=\"t s7_403\" id=\"t27_403\" style=\"left:113px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">re-price to current market rates frequently. </div><div class=\"t s8_403\" id=\"t28_403\" style=\"left:87px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Fair value adjustments </div><div class=\"t s7_403\" id=\"t29_403\" style=\"left:87px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">When establish</div><div class=\"t sa_403\" id=\"t2a_403\" style=\"left:180px;bottom:776px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the ex</div><div class=\"t s7_403\" id=\"t2b_403\" style=\"left:237px;bottom:776px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it price of a \ufb01nanc</div><div class=\"t sa_403\" id=\"t2c_403\" style=\"left:343px;bottom:776px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_403\" id=\"t2d_403\" style=\"left:359px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument using a valuation technique, the Group considers adjustments to </div><div class=\"t s7_403\" id=\"t2e_403\" style=\"left:87px;bottom:760px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the modelled price which market partic</div><div class=\"t sa_403\" id=\"t2f_403\" style=\"left:319px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipants would make when pr</div><div class=\"t s7_403\" id=\"t2g_403\" style=\"left:483px;bottom:760px;letter-spacing:-0.16px;display:inline;\">ic</div><div class=\"t sa_403\" id=\"t2h_403\" style=\"left:492px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing that </div><div class=\"t s7_403\" id=\"t2i_403\" style=\"left:542px;bottom:760px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. The main valuation adjustments </div><div class=\"t s7_403\" id=\"t2j_403\" style=\"left:87px;bottom:744px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(described further below) in determin</div><div class=\"t sa_403\" id=\"t2k_403\" style=\"left:306px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t s7_403\" id=\"t2l_403\" style=\"left:340px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ir value for \ufb01nanc</div><div class=\"t sa_403\" id=\"t2m_403\" style=\"left:441px;bottom:744px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s7_403\" id=\"t2n_403\" style=\"left:581px;bottom:744px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_403\" id=\"t2o_403\" style=\"left:600px;bottom:744px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_403\" id=\"t2p_403\" style=\"left:606px;bottom:744px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_403\" id=\"t2q_403\" style=\"left:614px;bottom:744px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2u_403\" style=\"left:430px;bottom:726px;letter-spacing:-0.08px;display:inline;\">Movement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t34_403\" style=\"left:699px;bottom:726px;letter-spacing:-0.06px;display:inline;\">Movement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2r_403\" style=\"left:356px;bottom:714px;letter-spacing:0.02px;display:inline;\">01.01.23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2v_403\" style=\"left:409px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2y_403\" style=\"left:532px;bottom:714px;display:inline;\">31.12.23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t31_403\" style=\"left:628px;bottom:714px;letter-spacing:0.01px;display:inline;\">01.01.22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t35_403\" style=\"left:679px;bottom:714px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t38_403\" style=\"left:804px;bottom:714px;letter-spacing:-0.02px;display:inline;\">31.12.22 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2s_403\" style=\"left:357px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t2t_403\" style=\"left:379px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2w_403\" style=\"left:443px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t2x_403\" style=\"left:466px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_403\" id=\"t2z_403\" style=\"left:530px;bottom:703px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_403\" id=\"t30_403\" style=\"left:553px;bottom:703px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t32_403\" style=\"left:627px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t33_403\" style=\"left:648px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t36_403\" style=\"left:714px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t37_403\" style=\"left:735px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_403\" id=\"t39_403\" style=\"left:800px;bottom:703px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_403\" id=\"t3a_403\" style=\"left:822px;bottom:703px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3b_403\" style=\"left:87px;bottom:683px;word-spacing:-0.14px;display:inline;\">Bid-offer valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3c_403\" style=\"left:377px;bottom:683px;letter-spacing:0.04px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3d_403\" style=\"left:468px;bottom:683px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3e_403\" style=\"left:551px;bottom:683px;letter-spacing:0.03px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3f_403\" style=\"left:646px;bottom:683px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3g_403\" style=\"left:739px;bottom:683px;letter-spacing:-0.08px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3h_403\" style=\"left:821px;bottom:683px;letter-spacing:-0.02px;display:inline;\">118 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3i_403\" style=\"left:87px;bottom:664px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3j_403\" style=\"left:378px;bottom:664px;letter-spacing:-0.04px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3k_403\" style=\"left:462px;bottom:664px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3l_403\" style=\"left:551px;bottom:664px;letter-spacing:-0.02px;display:inline;\">119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3m_403\" style=\"left:645px;bottom:664px;letter-spacing:-0.05px;display:inline;\">165 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3n_403\" style=\"left:742px;bottom:664px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3o_403\" style=\"left:821px;bottom:664px;letter-spacing:0.02px;display:inline;\">171 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3p_403\" style=\"left:87px;bottom:645px;word-spacing:-0.14px;display:inline;\">Debit valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3q_403\" style=\"left:372px;bottom:645px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3r_403\" style=\"left:463px;bottom:645px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3s_403\" style=\"left:543px;bottom:645px;letter-spacing:0.01px;display:inline;\">(129) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3t_403\" style=\"left:644px;bottom:645px;letter-spacing:-0.26px;display:inline;\">(70) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3u_403\" style=\"left:732px;bottom:645px;letter-spacing:-0.52px;display:inline;\">(42) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t3v_403\" style=\"left:817px;bottom:645px;letter-spacing:-0.19px;display:inline;\">(112) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t3w_403\" style=\"left:87px;bottom:626px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Model valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3x_403\" style=\"left:387px;bottom:626px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3y_403\" style=\"left:476px;bottom:626px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t3z_403\" style=\"left:560px;bottom:626px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t40_403\" style=\"left:656px;bottom:626px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t41_403\" style=\"left:738px;bottom:626px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t42_403\" style=\"left:829px;bottom:626px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t43_403\" style=\"left:87px;bottom:607px;word-spacing:-0.13px;display:inline;\">Funding valuation adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t44_403\" style=\"left:379px;bottom:607px;letter-spacing:0.22px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t45_403\" style=\"left:463px;bottom:607px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t46_403\" style=\"left:554px;bottom:607px;letter-spacing:0.12px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t47_403\" style=\"left:656px;bottom:607px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t48_403\" style=\"left:735px;bottom:607px;letter-spacing:0.28px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t49_403\" style=\"left:822px;bottom:607px;letter-spacing:0.28px;display:inline;\">46 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4a_403\" style=\"left:87px;bottom:587px;word-spacing:-0.14px;display:inline;\">Other fair value adjustments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4b_403\" style=\"left:380px;bottom:587px;letter-spacing:0.17px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4c_403\" style=\"left:474px;bottom:587px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4d_403\" style=\"left:554px;bottom:587px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4e_403\" style=\"left:648px;bottom:587px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4f_403\" style=\"left:743px;bottom:587px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4g_403\" style=\"left:823px;bottom:587px;letter-spacing:0.28px;display:inline;\">23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_403\" id=\"t4h_403\" style=\"left:87px;bottom:568px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4i_403\" style=\"left:372px;bottom:568px;letter-spacing:-0.05px;display:inline;\">249 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4j_403\" style=\"left:461px;bottom:568px;letter-spacing:-0.16px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4k_403\" style=\"left:549px;bottom:568px;letter-spacing:-0.19px;display:inline;\">167 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4l_403\" style=\"left:645px;bottom:568px;letter-spacing:0.19px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4m_403\" style=\"left:736px;bottom:568px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4n_403\" style=\"left:816px;bottom:568px;letter-spacing:-0.29px;display:inline;\">249 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4o_403\" style=\"left:87px;bottom:530px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Income deferrals </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_403\" id=\"t4p_403\" style=\"left:87px;bottom:511px;word-spacing:-0.14px;display:inline;\">Day 1 and other deferrals </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4q_403\" style=\"left:375px;bottom:511px;letter-spacing:0.12px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4r_403\" style=\"left:461px;bottom:511px;letter-spacing:0.26px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4s_403\" style=\"left:547px;bottom:511px;letter-spacing:0.08px;display:inline;\">109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4t_403\" style=\"left:645px;bottom:511px;letter-spacing:-0.23px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4u_403\" style=\"left:736px;bottom:511px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t4v_403\" style=\"left:818px;bottom:511px;letter-spacing:0.1px;display:inline;\">186 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_403\" id=\"t4w_403\" style=\"left:87px;bottom:492px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4x_403\" style=\"left:375px;bottom:492px;letter-spacing:0.12px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4y_403\" style=\"left:461px;bottom:492px;letter-spacing:0.26px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_403\" id=\"t4z_403\" style=\"left:547px;bottom:492px;letter-spacing:0.08px;display:inline;\">109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t50_403\" style=\"left:645px;bottom:492px;letter-spacing:-0.23px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t51_403\" style=\"left:736px;bottom:492px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_403\" id=\"t52_403\" style=\"left:818px;bottom:492px;letter-spacing:0.1px;display:inline;\">186 </div></td></tr></table><div class=\"t sb_403\" id=\"t53_403\" style=\"left:87px;bottom:468px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Note: Bracket represents an asset and credit to the income statement </div><div class=\"t s7_403\" id=\"t54_403\" style=\"left:87px;bottom:445px;display:inline;\">\u2022 </div><div class=\"t s8_403\" id=\"t55_403\" style=\"left:100px;bottom:445px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Bid-offer valuation adjustment: </div><div class=\"t s7_403\" id=\"t56_403\" style=\"left:295px;bottom:445px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Generally, market parameters are marked on a mid-market basis in the revaluation systems, </div><div class=\"t s7_403\" id=\"t57_403\" style=\"left:100px;bottom:429px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">and a bid-offer valuation adjustment is required to quantify the expected cost of neutralis</div><div class=\"t sa_403\" id=\"t58_403\" style=\"left:629px;bottom:429px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the bus</div><div class=\"t s7_403\" id=\"t59_403\" style=\"left:694px;bottom:429px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iness\u2019 posit</div><div class=\"t sa_403\" id=\"t5a_403\" style=\"left:758px;bottom:429px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions through </div><div class=\"t s7_403\" id=\"t5b_403\" style=\"left:100px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">dealing away in the market, thereby bring</div><div class=\"t sa_403\" id=\"t5c_403\" style=\"left:347px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing long pos</div><div class=\"t s7_403\" id=\"t5d_403\" style=\"left:419px;bottom:413px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_403\" id=\"t5e_403\" style=\"left:427px;bottom:413px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to b</div><div class=\"t s7_403\" id=\"t5f_403\" style=\"left:477px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">id and short posit</div><div class=\"t sa_403\" id=\"t5g_403\" style=\"left:580px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to offer. The methodology to calculate </div><div class=\"t s7_403\" id=\"t5h_403\" style=\"left:100px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the bid-offer adjustment for a derivat</div><div class=\"t sa_403\" id=\"t5i_403\" style=\"left:321px;bottom:397px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive portfol</div><div class=\"t s7_403\" id=\"t5j_403\" style=\"left:381px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">io involves netting between long and short posit</div><div class=\"t sa_403\" id=\"t5k_403\" style=\"left:664px;bottom:397px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions and the group</div><div class=\"t s7_403\" id=\"t5l_403\" style=\"left:775px;bottom:397px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing of risk </div><div class=\"t s7_403\" id=\"t5m_403\" style=\"left:100px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">by strike and tenor based on the hedging strategy where long posit</div><div class=\"t sa_403\" id=\"t5n_403\" style=\"left:496px;bottom:381px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions are marked to b</div><div class=\"t s7_403\" id=\"t5o_403\" style=\"left:617px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">id and short posit</div><div class=\"t sa_403\" id=\"t5p_403\" style=\"left:720px;bottom:381px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions marked to offer </div><div class=\"t s7_403\" id=\"t5q_403\" style=\"left:100px;bottom:365px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">in the systems. </div><div class=\"t s7_403\" id=\"t5r_403\" style=\"left:87px;bottom:341px;display:inline;\">\u2022 </div><div class=\"t s8_403\" id=\"t5s_403\" style=\"left:100px;bottom:341px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Credit valuation adjustment (CVA): </div><div class=\"t s7_403\" id=\"t5t_403\" style=\"left:317px;bottom:341px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group accounts for CVA against the fair value of derivat</div><div class=\"t sa_403\" id=\"t5u_403\" style=\"left:673px;bottom:341px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ive products. CVA </div><div class=\"t s7_403\" id=\"t5v_403\" style=\"left:779px;bottom:341px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is an </div><div class=\"t s7_403\" id=\"t5w_403\" style=\"left:100px;bottom:325px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">adjustment to the fair value of the transactions to re\ufb02ect the possib</div><div class=\"t sa_403\" id=\"t5x_403\" style=\"left:496px;bottom:325px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_403\" id=\"t5y_403\" style=\"left:502px;bottom:325px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity that our counterparties may default and we may </div><div class=\"t s7_403\" id=\"t5z_403\" style=\"left:100px;bottom:309px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">not receive the full market value of the outstanding transactions. It represents an estimate of the adjustment a market </div><div class=\"t s7_403\" id=\"t60_403\" style=\"left:100px;bottom:293px;letter-spacing:-0.1px;display:inline;\">partic</div><div class=\"t sa_403\" id=\"t61_403\" style=\"left:135px;bottom:293px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipant would </div><div class=\"t s7_403\" id=\"t62_403\" style=\"left:208px;bottom:293px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">include when deriv</div><div class=\"t sa_403\" id=\"t63_403\" style=\"left:319px;bottom:293px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing a purchase pr</div><div class=\"t s7_403\" id=\"t64_403\" style=\"left:422px;bottom:293px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ice to acquire our exposures. CVA is calculated for each subsid</div><div class=\"t sa_403\" id=\"t65_403\" style=\"left:786px;bottom:293px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">iary, and </div><div class=\"t s7_403\" id=\"t66_403\" style=\"left:100px;bottom:277px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t sa_403\" id=\"t67_403\" style=\"left:126px;bottom:277px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in each ent</div><div class=\"t s7_403\" id=\"t68_403\" style=\"left:191px;bottom:277px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity for each counterparty to which the entity has exposure and takes account of any collateral we may hold. </div><div class=\"t s7_403\" id=\"t69_403\" style=\"left:100px;bottom:261px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group calculates the CVA by using estimates of future posit</div><div class=\"t sa_403\" id=\"t6a_403\" style=\"left:475px;bottom:261px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ive exposure, market-</div><div class=\"t s7_403\" id=\"t6b_403\" style=\"left:600px;bottom:261px;letter-spacing:-0.15px;display:inline;\">impl</div><div class=\"t sa_403\" id=\"t6c_403\" style=\"left:626px;bottom:261px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied probab</div><div class=\"t s7_403\" id=\"t6d_403\" style=\"left:692px;bottom:261px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sa_403\" id=\"t6e_403\" style=\"left:697px;bottom:261px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ity of default (PD) and </div><div class=\"t s7_403\" id=\"t6f_403\" style=\"left:100px;bottom:245px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">recovery rates. Where market-impl</div><div class=\"t sa_403\" id=\"t6g_403\" style=\"left:304px;bottom:245px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied data </div><div class=\"t s7_403\" id=\"t6h_403\" style=\"left:358px;bottom:245px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is not readily available, we use market-based proxies to estimate the PD. Wrong- </div><div class=\"t s7_403\" id=\"t6i_403\" style=\"left:100px;bottom:229px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">way risk occurs when the exposure to a counterparty is adversely correlated with the credit quality of that counterparty, </div><div class=\"t s7_403\" id=\"t6j_403\" style=\"left:100px;bottom:213px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">and the Group has implemented a model to capture this impact for key wrong-way exposures. The Group also captures </div><div class=\"t s7_403\" id=\"t6k_403\" style=\"left:100px;bottom:197px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the uncertaint</div><div class=\"t sa_403\" id=\"t6l_403\" style=\"left:184px;bottom:197px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies assoc</div><div class=\"t s7_403\" id=\"t6m_403\" style=\"left:236px;bottom:197px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">iated with wrong-way risk in the Group\u2019s Prudential Valuation Adjustments framework. </div><div></div><div class=\"t s5_404\" id=\"t7_404\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_404\" id=\"t8_404\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_404\" id=\"t9_404\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_404\" id=\"ta_404\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s8_404\" id=\"tb_404\" style=\"left:69px;bottom:1163px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"tc_404\" style=\"left:82px;bottom:1163px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">Debit valuation adjustment (DVA): </div><div class=\"t sa_404\" id=\"td_404\" style=\"left:296px;bottom:1163px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group calculates DVA adjustments on its derivat</div><div class=\"t s8_404\" id=\"te_404\" style=\"left:608px;bottom:1163px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive l</div><div class=\"t sa_404\" id=\"tf_404\" style=\"left:630px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"tg_404\" style=\"left:649px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"th_404\" style=\"left:655px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"ti_404\" style=\"left:663px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies to re\ufb02ect changes </div><div class=\"t sa_404\" id=\"tj_404\" style=\"left:790px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">in </div><div class=\"t sa_404\" id=\"tk_404\" style=\"left:82px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">its own credit standing. The Group\u2019s DVA adjustments will increase if its credit standing worsens and conversely, decrease if </div><div class=\"t sa_404\" id=\"tl_404\" style=\"left:82px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">its credit standing improves. For derivat</div><div class=\"t s8_404\" id=\"tm_404\" style=\"left:314px;bottom:1131px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive l</div><div class=\"t sa_404\" id=\"tn_404\" style=\"left:336px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"to_404\" style=\"left:355px;bottom:1131px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"tp_404\" style=\"left:361px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"tq_404\" style=\"left:369px;bottom:1131px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ies, a DVA adjustment </div><div class=\"t sa_404\" id=\"tr_404\" style=\"left:501px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">is determined by applying the Group\u2019s probabil</div><div class=\"t s8_404\" id=\"ts_404\" style=\"left:777px;bottom:1131px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t sa_404\" id=\"tt_404\" style=\"left:82px;bottom:1115px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">of default to the Group\u2019s negative expected exposure against the counterparty. The Group\u2019s probabil</div><div class=\"t s8_404\" id=\"tu_404\" style=\"left:675px;bottom:1115px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity of default and loss </div><div class=\"t sa_404\" id=\"tv_404\" style=\"left:82px;bottom:1099px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">expected in the event of default is derived based on bond and CDS spreads associated with the Group\u2019s issuances and </div><div class=\"t sa_404\" id=\"tw_404\" style=\"left:82px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">market standard recovery levels. The expected exposure is modelled based on the simulat</div><div class=\"t s8_404\" id=\"tx_404\" style=\"left:613px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of the underly</div><div class=\"t sa_404\" id=\"ty_404\" style=\"left:715px;bottom:1083px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing risk factors </div><div class=\"t sa_404\" id=\"tz_404\" style=\"left:82px;bottom:1067px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">over the expected life of the deal. This simulat</div><div class=\"t s8_404\" id=\"t10_404\" style=\"left:352px;bottom:1067px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ion methodology </div><div class=\"t sa_404\" id=\"t11_404\" style=\"left:456px;bottom:1067px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">incorporates the collateral posted by the Group and the </div><div class=\"t sa_404\" id=\"t12_404\" style=\"left:82px;bottom:1051px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">effects of master netting agreements. </div><div class=\"t s8_404\" id=\"t13_404\" style=\"left:69px;bottom:1027px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t14_404\" style=\"left:82px;bottom:1027px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Model valuation adjustment: </div><div class=\"t sa_404\" id=\"t15_404\" style=\"left:261px;bottom:1027px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Valuation models may have pric</div><div class=\"t s8_404\" id=\"t16_404\" style=\"left:452px;bottom:1027px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing de\ufb01cienc</div><div class=\"t sa_404\" id=\"t17_404\" style=\"left:526px;bottom:1027px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies or lim</div><div class=\"t s8_404\" id=\"t18_404\" style=\"left:577px;bottom:1027px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t sa_404\" id=\"t19_404\" style=\"left:598px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions that require a valuation </div><div class=\"t sa_404\" id=\"t1a_404\" style=\"left:82px;bottom:1011px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">adjustment. These pric</div><div class=\"t s8_404\" id=\"t1b_404\" style=\"left:217px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing de\ufb01cienc</div><div class=\"t sa_404\" id=\"t1c_404\" style=\"left:292px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies or lim</div><div class=\"t s8_404\" id=\"t1d_404\" style=\"left:342px;bottom:1011px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t sa_404\" id=\"t1e_404\" style=\"left:363px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions arise due to the choice, implementat</div><div class=\"t s8_404\" id=\"t1f_404\" style=\"left:605px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion and cal</div><div class=\"t sa_404\" id=\"t1g_404\" style=\"left:671px;bottom:1011px;letter-spacing:-0.16px;display:inline;\">ibrat</div><div class=\"t s8_404\" id=\"t1h_404\" style=\"left:699px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_404\" id=\"t1i_404\" style=\"left:82px;bottom:995px;letter-spacing:-0.11px;display:inline;\">pric</div><div class=\"t s8_404\" id=\"t1j_404\" style=\"left:104px;bottom:995px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing model. </div><div class=\"t s8_404\" id=\"t1k_404\" style=\"left:69px;bottom:971px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t1l_404\" style=\"left:82px;bottom:971px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Funding valuation adjustment (FVA): </div><div class=\"t sa_404\" id=\"t1m_404\" style=\"left:309px;bottom:971px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group makes FVA adjustments against derivat</div><div class=\"t s8_404\" id=\"t1n_404\" style=\"left:612px;bottom:971px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ive products, </div><div class=\"t sa_404\" id=\"t1o_404\" style=\"left:689px;bottom:971px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_404\" id=\"t1p_404\" style=\"left:725px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing embedded </div><div class=\"t sa_404\" id=\"t1q_404\" style=\"left:82px;bottom:955px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_404\" id=\"t1r_404\" style=\"left:125px;bottom:955px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ives. FVA re\ufb02ects an est</div><div class=\"t sa_404\" id=\"t1s_404\" style=\"left:261px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">imate of the adjustment to its fair value that a market partic</div><div class=\"t s8_404\" id=\"t1t_404\" style=\"left:616px;bottom:955px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipant would make to </div><div class=\"t sa_404\" id=\"t1u_404\" style=\"left:741px;bottom:955px;letter-spacing:-0.12px;display:inline;\">incorporate </div><div class=\"t sa_404\" id=\"t1v_404\" style=\"left:82px;bottom:939px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">funding costs or bene\ufb01ts that could arise in relation to the exposure. FVA is calculated by determin</div><div class=\"t s8_404\" id=\"t1w_404\" style=\"left:659px;bottom:939px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing the net expected </div><div class=\"t sa_404\" id=\"t1x_404\" style=\"left:82px;bottom:923px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure at a counterparty level and then applying a funding rate to those exposures that re\ufb02ect the market cost of funding. </div><div class=\"t sa_404\" id=\"t1y_404\" style=\"left:82px;bottom:907px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">The FVA for uncollateralised (includ</div><div class=\"t s8_404\" id=\"t1z_404\" style=\"left:292px;bottom:907px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing part</div><div class=\"t sa_404\" id=\"t20_404\" style=\"left:339px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially collateralised) derivat</div><div class=\"t s8_404\" id=\"t21_404\" style=\"left:494px;bottom:907px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t sa_404\" id=\"t22_404\" style=\"left:519px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">incorporates the estimated present value of the </div><div class=\"t sa_404\" id=\"t23_404\" style=\"left:82px;bottom:891px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">market funding cost or bene\ufb01t associated with funding these transactions. </div><div class=\"t s8_404\" id=\"t24_404\" style=\"left:69px;bottom:867px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t25_404\" style=\"left:82px;bottom:867px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Other fair value adjustments: </div><div class=\"t sa_404\" id=\"t26_404\" style=\"left:263px;bottom:867px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group calculates the fair value on the interest rate callable products by calibrat</div><div class=\"t s8_404\" id=\"t27_404\" style=\"left:755px;bottom:867px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing to a set </div><div class=\"t sa_404\" id=\"t28_404\" style=\"left:82px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of market prices with differ</div><div class=\"t s8_404\" id=\"t29_404\" style=\"left:240px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing matur</div><div class=\"t sa_404\" id=\"t2a_404\" style=\"left:298px;bottom:850px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity, expiry and strike of the trades. </div><div class=\"t s8_404\" id=\"t2b_404\" style=\"left:69px;bottom:826px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t2c_404\" style=\"left:82px;bottom:826px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Day one and other deferrals: </div><div class=\"t sa_404\" id=\"t2d_404\" style=\"left:259px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In certain circumstances the in</div><div class=\"t s8_404\" id=\"t2e_404\" style=\"left:437px;bottom:826px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2f_404\" style=\"left:445px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value is based on a valuation technique which differs </div><div class=\"t sa_404\" id=\"t2g_404\" style=\"left:82px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to the transaction price at the time of in</div><div class=\"t s8_404\" id=\"t2h_404\" style=\"left:316px;bottom:810px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2i_404\" style=\"left:324px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_404\" id=\"t2j_404\" style=\"left:390px;bottom:810px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion. However, these ga</div><div class=\"t sa_404\" id=\"t2k_404\" style=\"left:523px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ins can only be recognised when the valuation </div><div class=\"t sa_404\" id=\"t2l_404\" style=\"left:82px;bottom:794px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">technique used is based primar</div><div class=\"t s8_404\" id=\"t2m_404\" style=\"left:267px;bottom:794px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ily on observable market data. In those cases where the </div><div class=\"t sa_404\" id=\"t2n_404\" style=\"left:597px;bottom:794px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_404\" id=\"t2o_404\" style=\"left:607px;bottom:794px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_404\" id=\"t2p_404\" style=\"left:615px;bottom:794px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised fair value is based </div><div class=\"t sa_404\" id=\"t2q_404\" style=\"left:82px;bottom:778px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on a valuation model that uses inputs which are not observable in the market, the difference between the transaction price </div><div class=\"t sa_404\" id=\"t2r_404\" style=\"left:82px;bottom:762px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and the valuation model is not recognised immed</div><div class=\"t s8_404\" id=\"t2s_404\" style=\"left:376px;bottom:762px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_404\" id=\"t2t_404\" style=\"left:411px;bottom:762px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the income statement. The difference is amortised to the income </div><div class=\"t sa_404\" id=\"t2u_404\" style=\"left:82px;bottom:746px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">statement until the inputs become observable, or the transaction matures or is terminated. Other deferrals primar</div><div class=\"t s8_404\" id=\"t2v_404\" style=\"left:753px;bottom:746px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t sa_404\" id=\"t2w_404\" style=\"left:82px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">represent adjustments taken to re\ufb02ect the specif</div><div class=\"t s8_404\" id=\"t2x_404\" style=\"left:369px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic terms and cond</div><div class=\"t sa_404\" id=\"t2y_404\" style=\"left:474px;bottom:730px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t2z_404\" style=\"left:482px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of certa</div><div class=\"t sa_404\" id=\"t30_404\" style=\"left:555px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in derivat</div><div class=\"t s8_404\" id=\"t31_404\" style=\"left:610px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive contracts wh</div><div class=\"t sa_404\" id=\"t32_404\" style=\"left:707px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich affect the </div><div class=\"t sa_404\" id=\"t33_404\" style=\"left:82px;bottom:714px;letter-spacing:-0.12px;display:inline;\">terminat</div><div class=\"t s8_404\" id=\"t34_404\" style=\"left:134px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion value at the measurement date. </div><div class=\"t sa_404\" id=\"t35_404\" style=\"left:69px;bottom:690px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t s8_404\" id=\"t36_404\" style=\"left:115px;bottom:690px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, the Group calculates own cred</div><div class=\"t sa_404\" id=\"t37_404\" style=\"left:319px;bottom:690px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">it adjustment (OCA) on its issued debt designated at fair value, includ</div><div class=\"t s8_404\" id=\"t38_404\" style=\"left:728px;bottom:690px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing structured </div><div class=\"t sa_404\" id=\"t39_404\" style=\"left:69px;bottom:674px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">notes, in order to re\ufb02ect changes in its own credit standing. Issued debt is discounted util</div><div class=\"t s8_404\" id=\"t3a_404\" style=\"left:587px;bottom:674px;letter-spacing:-0.16px;display:inline;\">is</div><div class=\"t sa_404\" id=\"t3b_404\" style=\"left:595px;bottom:674px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the spread at which sim</div><div class=\"t s8_404\" id=\"t3c_404\" style=\"left:757px;bottom:674px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t3d_404\" style=\"left:69px;bottom:658px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments would be issued or bought back at the measurement date as this re\ufb02ects the value from the perspective of a </div><div class=\"t sa_404\" id=\"t3e_404\" style=\"left:69px;bottom:642px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">market partic</div><div class=\"t s8_404\" id=\"t3f_404\" style=\"left:150px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipant who holds the </div><div class=\"t sa_404\" id=\"t3g_404\" style=\"left:270px;bottom:642px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s8_404\" id=\"t3h_404\" style=\"left:301px;bottom:642px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t sa_404\" id=\"t3i_404\" style=\"left:324px;bottom:642px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">item as an asset. OCA measures the difference between the fair value of issued </div><div class=\"t sa_404\" id=\"t3j_404\" style=\"left:69px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">debt as of reporting date and theoretical fair values of issued debt adjusted up or down for changes in own credit spreads </div><div class=\"t sa_404\" id=\"t3k_404\" style=\"left:69px;bottom:610px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">from incept</div><div class=\"t s8_404\" id=\"t3l_404\" style=\"left:138px;bottom:610px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion date to the measurement date. Under IFRS 9 the change </div><div class=\"t sa_404\" id=\"t3m_404\" style=\"left:495px;bottom:610px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in the OCA component is reported under other </div><div class=\"t sa_404\" id=\"t3n_404\" style=\"left:69px;bottom:594px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">comprehensive income. The Group\u2019s OCA reserve will increase if its credit standing worsens in comparison with the incept</div><div class=\"t s8_404\" id=\"t3o_404\" style=\"left:782px;bottom:594px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_404\" id=\"t3p_404\" style=\"left:69px;bottom:578px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">of the trade and, conversely, decrease if its credit standing improves. The Group\u2019s OCA reserve will reverse over time as its </div><div class=\"t sa_404\" id=\"t3q_404\" style=\"left:69px;bottom:562px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_404\" id=\"t3r_404\" style=\"left:91px;bottom:562px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t3s_404\" style=\"left:97px;bottom:562px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t3t_404\" style=\"left:105px;bottom:562px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies mature. </div><div class=\"t s9_404\" id=\"t3u_404\" style=\"left:69px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hierarchy \u2013 \ufb01nanc</div><div class=\"t sb_404\" id=\"t3v_404\" style=\"left:238px;bottom:530px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s9_404\" id=\"t3w_404\" style=\"left:255px;bottom:530px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments held at fair value </div><div class=\"t sa_404\" id=\"t3x_404\" style=\"left:69px;bottom:511px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t s8_404\" id=\"t3y_404\" style=\"left:256px;bottom:511px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_404\" id=\"t3z_404\" style=\"left:342px;bottom:511px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_404\" id=\"t40_404\" style=\"left:361px;bottom:511px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t41_404\" style=\"left:367px;bottom:511px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t42_404\" style=\"left:375px;bottom:511px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_404\" id=\"t43_404\" style=\"left:393px;bottom:511px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_404\" id=\"t44_404\" style=\"left:69px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t s8_404\" id=\"t45_404\" style=\"left:308px;bottom:495px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t46_404\" style=\"left:313px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t s8_404\" id=\"t47_404\" style=\"left:455px;bottom:495px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_404\" id=\"t48_404\" style=\"left:658px;bottom:495px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t s8_404\" id=\"t49_404\" style=\"left:701px;bottom:495px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_404\" id=\"t4a_404\" style=\"left:722px;bottom:495px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s8_404\" id=\"t4b_404\" style=\"left:774px;bottom:495px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion on </div><div class=\"t sa_404\" id=\"t4c_404\" style=\"left:69px;bottom:479px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">an ongoing basis. Wherever possible, fair values have been calculated using unadjusted quoted market prices in active markets </div><div class=\"t sa_404\" id=\"t4d_404\" style=\"left:69px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">for ident</div><div class=\"t s8_404\" id=\"t4e_404\" style=\"left:119px;bottom:463px;letter-spacing:-0.2px;display:inline;\">ical </div><div class=\"t sa_404\" id=\"t4f_404\" style=\"left:142px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held by the Group. Where quoted market prices are not available, or are unreliable because of poor </div><div class=\"t sa_404\" id=\"t4g_404\" style=\"left:69px;bottom:447px;letter-spacing:-0.16px;display:inline;\">liqu</div><div class=\"t s8_404\" id=\"t4h_404\" style=\"left:91px;bottom:447px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t sa_404\" id=\"t4i_404\" style=\"left:101px;bottom:447px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity, fair values have been determined using valuation techniques which, to the extent possible, use market observable </div><div class=\"t sa_404\" id=\"t4j_404\" style=\"left:69px;bottom:431px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inputs, but in some cases use non-market observable inputs. Valuation techniques used include discounted cash \ufb02ow analysis </div><div class=\"t sa_404\" id=\"t4k_404\" style=\"left:69px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and pric</div><div class=\"t s8_404\" id=\"t4l_404\" style=\"left:118px;bottom:415px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing models and, where appropr</div><div class=\"t sa_404\" id=\"t4m_404\" style=\"left:304px;bottom:415px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iate, comparison with instruments that have characterist</div><div class=\"t s8_404\" id=\"t4n_404\" style=\"left:639px;bottom:415px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics s</div><div class=\"t sa_404\" id=\"t4o_404\" style=\"left:662px;bottom:415px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_404\" id=\"t4p_404\" style=\"left:677px;bottom:415px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ilar to those of the </div><div class=\"t sa_404\" id=\"t4q_404\" style=\"left:69px;bottom:399px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments held by the Group. </div><div class=\"t sa_404\" id=\"t4r_404\" style=\"left:69px;bottom:375px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Assets and liab</div><div class=\"t s8_404\" id=\"t4s_404\" style=\"left:159px;bottom:375px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t4t_404\" style=\"left:165px;bottom:375px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t4u_404\" style=\"left:173px;bottom:375px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies carr</div><div class=\"t sa_404\" id=\"t4v_404\" style=\"left:215px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied at fair value or for which fair values are disclosed have been classif</div><div class=\"t s8_404\" id=\"t4w_404\" style=\"left:625px;bottom:375px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t sa_404\" id=\"t4x_404\" style=\"left:646px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">into three levels according to </div><div class=\"t sa_404\" id=\"t4y_404\" style=\"left:69px;bottom:359px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">the observabil</div><div class=\"t s8_404\" id=\"t4z_404\" style=\"left:154px;bottom:359px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity of the s</div><div class=\"t sa_404\" id=\"t50_404\" style=\"left:214px;bottom:359px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_404\" id=\"t51_404\" style=\"left:233px;bottom:359px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_404\" id=\"t52_404\" style=\"left:272px;bottom:359px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inputs used to determine the fair values. Changes in the observabil</div><div class=\"t s8_404\" id=\"t53_404\" style=\"left:665px;bottom:359px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of s</div><div class=\"t sa_404\" id=\"t54_404\" style=\"left:702px;bottom:359px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_404\" id=\"t55_404\" style=\"left:721px;bottom:359px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">i\ufb01cant valuat</div><div class=\"t sa_404\" id=\"t56_404\" style=\"left:799px;bottom:359px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_404\" id=\"t57_404\" style=\"left:69px;bottom:343px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inputs during the reporting period may result in a transfer of assets and liab</div><div class=\"t s8_404\" id=\"t58_404\" style=\"left:513px;bottom:343px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t59_404\" style=\"left:519px;bottom:343px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t5a_404\" style=\"left:527px;bottom:343px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t sa_404\" id=\"t5b_404\" style=\"left:556px;bottom:343px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_404\" id=\"t5c_404\" style=\"left:571px;bottom:343px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in the fa</div><div class=\"t sa_404\" id=\"t5d_404\" style=\"left:619px;bottom:343px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ir value hierarchy. The Group </div><div class=\"t sa_404\" id=\"t5e_404\" style=\"left:69px;bottom:327px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognises transfers between levels of the fair value hierarchy when there is a sign</div><div class=\"t s8_404\" id=\"t5f_404\" style=\"left:550px;bottom:327px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant change </div><div class=\"t sa_404\" id=\"t5g_404\" style=\"left:638px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in either its princ</div><div class=\"t s8_404\" id=\"t5h_404\" style=\"left:734px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal market </div><div class=\"t sa_404\" id=\"t5i_404\" style=\"left:69px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">or the level of observabil</div><div class=\"t s8_404\" id=\"t5j_404\" style=\"left:213px;bottom:311px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of the </div><div class=\"t sa_404\" id=\"t5k_404\" style=\"left:267px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inputs to the valuation techniques as at the end of the reporting period. </div><div class=\"t s8_404\" id=\"t5l_404\" style=\"left:69px;bottom:287px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t5m_404\" style=\"left:82px;bottom:287px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Level 1: </div><div class=\"t sa_404\" id=\"t5n_404\" style=\"left:128px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Fair value measurements are those derived from unadjusted quoted prices in active markets for ident</div><div class=\"t s8_404\" id=\"t5o_404\" style=\"left:723px;bottom:287px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ical assets </div><div class=\"t sa_404\" id=\"t5p_404\" style=\"left:82px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">or liab</div><div class=\"t s8_404\" id=\"t5q_404\" style=\"left:119px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_404\" id=\"t5r_404\" style=\"left:125px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_404\" id=\"t5s_404\" style=\"left:132px;bottom:271px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s8_404\" id=\"t5t_404\" style=\"left:69px;bottom:247px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t5u_404\" style=\"left:82px;bottom:247px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">Level 2: </div><div class=\"t sa_404\" id=\"t5v_404\" style=\"left:130px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Fair value measurements are those with quoted prices for sim</div><div class=\"t s8_404\" id=\"t5w_404\" style=\"left:491px;bottom:247px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t5x_404\" style=\"left:512px;bottom:247px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments in active markets or quoted prices for </div><div class=\"t sa_404\" id=\"t5y_404\" style=\"left:82px;bottom:231px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t s8_404\" id=\"t5z_404\" style=\"left:113px;bottom:231px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ical or s</div><div class=\"t sa_404\" id=\"t60_404\" style=\"left:156px;bottom:231px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_404\" id=\"t61_404\" style=\"left:171px;bottom:231px;letter-spacing:-0.18px;display:inline;\">ilar </div><div class=\"t sa_404\" id=\"t62_404\" style=\"left:192px;bottom:231px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments in inact</div><div class=\"t s8_404\" id=\"t63_404\" style=\"left:308px;bottom:231px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive markets and \ufb01nancial </div><div class=\"t sa_404\" id=\"t64_404\" style=\"left:459px;bottom:231px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments valued using models where all sign</div><div class=\"t s8_404\" id=\"t65_404\" style=\"left:737px;bottom:231px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_404\" id=\"t66_404\" style=\"left:776px;bottom:231px;letter-spacing:-0.07px;display:inline;\">inputs </div><div class=\"t s8_404\" id=\"t67_404\" style=\"left:82px;bottom:215px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">are observable. </div><div class=\"t s8_404\" id=\"t68_404\" style=\"left:69px;bottom:191px;display:inline;\">\u2022 </div><div class=\"t s9_404\" id=\"t69_404\" style=\"left:82px;bottom:191px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">Level 3: </div><div class=\"t sa_404\" id=\"t6a_404\" style=\"left:130px;bottom:191px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair value measurements are those where inputs which could have a sign</div><div class=\"t s8_404\" id=\"t6b_404\" style=\"left:559px;bottom:191px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant effect on the </div><div class=\"t sa_404\" id=\"t6c_404\" style=\"left:677px;bottom:191px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instrument\u2019s valuation </div><div class=\"t s8_404\" id=\"t6d_404\" style=\"left:82px;bottom:175px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">are not based on observable market data. </div><div></div><div class=\"t s4_405\" id=\"t6_405\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_405\" id=\"t7_405\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_405\" id=\"t8_405\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_405\" id=\"t9_405\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_405\" id=\"ta_405\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The following tables show the classif</div><div class=\"t s8_405\" id=\"tb_405\" style=\"left:303px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s7_405\" id=\"tc_405\" style=\"left:325px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of \ufb01nanc</div><div class=\"t s8_405\" id=\"td_405\" style=\"left:398px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_405\" id=\"te_405\" style=\"left:415px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments held at fair value into the valuation hierarchy: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tg_405\" style=\"left:546px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tj_405\" style=\"left:630px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tm_405\" style=\"left:717px;bottom:1145px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tp_405\" style=\"left:811px;bottom:1145px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"tf_405\" style=\"left:87px;bottom:1133px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"th_405\" style=\"left:538px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"ti_405\" style=\"left:561px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tk_405\" style=\"left:625px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"tl_405\" style=\"left:648px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tn_405\" style=\"left:712px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"to_405\" style=\"left:734px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_405\" id=\"tq_405\" style=\"left:798px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_405\" id=\"tr_405\" style=\"left:821px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"ts_405\" style=\"left:87px;bottom:1115px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sa_405\" id=\"tt_405\" style=\"left:125px;bottom:1115px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s9_405\" id=\"tu_405\" style=\"left:142px;bottom:1115px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"tv_405\" style=\"left:100px;bottom:1097px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tw_405\" style=\"left:570px;bottom:1097px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tx_405\" style=\"left:631px;bottom:1097px;letter-spacing:0.19px;display:inline;\">2,265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"ty_405\" style=\"left:743px;bottom:1097px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"tz_405\" style=\"left:804px;bottom:1097px;letter-spacing:0.19px;display:inline;\">2,265 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t10_405\" style=\"left:100px;bottom:1078px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t11_405\" style=\"left:570px;bottom:1078px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t12_405\" style=\"left:632px;bottom:1078px;letter-spacing:0.07px;display:inline;\">5,252 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t13_405\" style=\"left:719px;bottom:1078px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t14_405\" style=\"left:808px;bottom:1078px;letter-spacing:-0.27px;display:inline;\">7,212 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t15_405\" style=\"left:100px;bottom:1060px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t sc_405\" id=\"t16_405\" style=\"left:359px;bottom:1060px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sb_405\" id=\"t17_405\" style=\"left:450px;bottom:1060px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t18_405\" style=\"left:570px;bottom:1060px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t19_405\" style=\"left:623px;bottom:1060px;letter-spacing:-0.09px;display:inline;\">79,484 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1a_405\" style=\"left:718px;bottom:1060px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1b_405\" style=\"left:799px;bottom:1060px;letter-spacing:0.03px;display:inline;\">81,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1c_405\" style=\"left:100px;bottom:1042px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t1d_405\" style=\"left:168px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_405\" id=\"t1e_405\" style=\"left:252px;bottom:1042px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_405\" id=\"t1f_405\" style=\"left:263px;bottom:1042px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_405\" id=\"t1g_405\" style=\"left:293px;bottom:1042px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1h_405\" style=\"left:539px;bottom:1042px;letter-spacing:-0.26px;display:inline;\">27,055 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1i_405\" style=\"left:624px;bottom:1042px;letter-spacing:0.13px;display:inline;\">24,635 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1j_405\" style=\"left:720px;bottom:1042px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1k_405\" style=\"left:799px;bottom:1042px;letter-spacing:-0.1px;display:inline;\">52,952 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1l_405\" style=\"left:100px;bottom:1024px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t1m_405\" style=\"left:113px;bottom:1006px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1n_405\" style=\"left:537px;bottom:1006px;letter-spacing:0.12px;display:inline;\">23,465 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1o_405\" style=\"left:631px;bottom:1006px;letter-spacing:0.11px;display:inline;\">6,557 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1p_405\" style=\"left:743px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1q_405\" style=\"left:796px;bottom:1006px;letter-spacing:-0.03px;display:inline;\">30,022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t1r_405\" style=\"left:113px;bottom:987px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sb_405\" id=\"t1s_405\" style=\"left:343px;bottom:987px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t1t_405\" style=\"left:363px;bottom:987px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t1u_405\" style=\"left:382px;bottom:987px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t1v_405\" style=\"left:404px;bottom:994px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1w_405\" style=\"left:568px;bottom:987px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1x_405\" style=\"left:630px;bottom:987px;letter-spacing:-0.07px;display:inline;\">4,062 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1y_405\" style=\"left:727px;bottom:987px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t1z_405\" style=\"left:806px;bottom:987px;letter-spacing:-0.01px;display:inline;\">4,412 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t20_405\" style=\"left:113px;bottom:969px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sb_405\" id=\"t21_405\" style=\"left:217px;bottom:969px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t22_405\" style=\"left:237px;bottom:969px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t23_405\" style=\"left:256px;bottom:969px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t24_405\" style=\"left:278px;bottom:976px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t25_405\" style=\"left:544px;bottom:969px;letter-spacing:0.16px;display:inline;\">3,586 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t26_405\" style=\"left:627px;bottom:969px;display:inline;\">14,016 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t27_405\" style=\"left:730px;bottom:969px;letter-spacing:0.09px;display:inline;\">916 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t28_405\" style=\"left:801px;bottom:969px;letter-spacing:0.12px;display:inline;\">18,518 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t29_405\" style=\"left:100px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2a_405\" style=\"left:544px;bottom:933px;letter-spacing:0.28px;display:inline;\">2,386 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2b_405\" style=\"left:641px;bottom:933px;letter-spacing:-0.22px;display:inline;\">370 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2c_405\" style=\"left:729px;bottom:933px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2d_405\" style=\"left:803px;bottom:933px;letter-spacing:-0.07px;display:inline;\">2,940 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2e_405\" style=\"left:87px;bottom:915px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_405\" id=\"t2f_405\" style=\"left:128px;bottom:915px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_405\" id=\"t2g_405\" style=\"left:197px;bottom:915px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2h_405\" style=\"left:554px;bottom:915px;letter-spacing:0.07px;display:inline;\">954 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2i_405\" style=\"left:621px;bottom:915px;letter-spacing:-0.14px;display:inline;\">49,400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2j_405\" style=\"left:734px;bottom:915px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2k_405\" style=\"left:795px;bottom:915px;letter-spacing:0.08px;display:inline;\">50,434 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2l_405\" style=\"left:100px;bottom:897px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2m_405\" style=\"left:113px;bottom:878px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2n_405\" style=\"left:557px;bottom:878px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2o_405\" style=\"left:625px;bottom:878px;letter-spacing:0.02px;display:inline;\">42,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2p_405\" style=\"left:735px;bottom:878px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2q_405\" style=\"left:796px;bottom:878px;letter-spacing:0.17px;display:inline;\">42,568 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2r_405\" style=\"left:113px;bottom:860px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2s_405\" style=\"left:562px;bottom:860px;letter-spacing:-0.06px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2t_405\" style=\"left:631px;bottom:860px;letter-spacing:0.1px;display:inline;\">6,293 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2u_405\" style=\"left:742px;bottom:860px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2v_405\" style=\"left:804px;bottom:860px;letter-spacing:0.19px;display:inline;\">6,336 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t2w_405\" style=\"left:113px;bottom:842px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2x_405\" style=\"left:570px;bottom:842px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2y_405\" style=\"left:641px;bottom:842px;letter-spacing:0.2px;display:inline;\">438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t2z_405\" style=\"left:735px;bottom:842px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t30_405\" style=\"left:814px;bottom:842px;letter-spacing:0.15px;display:inline;\">485 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t31_405\" style=\"left:113px;bottom:824px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t32_405\" style=\"left:570px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t33_405\" style=\"left:649px;bottom:824px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t34_405\" style=\"left:742px;bottom:824px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t35_405\" style=\"left:822px;bottom:824px;letter-spacing:0.01px;display:inline;\">75 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t36_405\" style=\"left:113px;bottom:806px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t37_405\" style=\"left:555px;bottom:806px;letter-spacing:-0.05px;display:inline;\">788 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t38_405\" style=\"left:644px;bottom:806px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t39_405\" style=\"left:743px;bottom:806px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3a_405\" style=\"left:814px;bottom:806px;letter-spacing:-0.14px;display:inline;\">970 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t3b_405\" style=\"left:87px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t sa_405\" id=\"t3c_405\" style=\"left:192px;bottom:769px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3d_405\" style=\"left:100px;bottom:751px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t3e_405\" style=\"left:168px;bottom:751px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_405\" id=\"t3f_405\" style=\"left:252px;bottom:751px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_405\" id=\"t3g_405\" style=\"left:263px;bottom:751px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_405\" id=\"t3h_405\" style=\"left:293px;bottom:751px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3i_405\" style=\"left:536px;bottom:751px;letter-spacing:0.01px;display:inline;\">55,060 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3j_405\" style=\"left:626px;bottom:751px;letter-spacing:-0.07px;display:inline;\">48,196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3k_405\" style=\"left:736px;bottom:751px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3l_405\" style=\"left:792px;bottom:751px;letter-spacing:0.1px;display:inline;\">103,328 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3m_405\" style=\"left:100px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t3n_405\" style=\"left:113px;bottom:715px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3o_405\" style=\"left:539px;bottom:715px;letter-spacing:-0.18px;display:inline;\">47,225 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3p_405\" style=\"left:626px;bottom:715px;letter-spacing:-0.03px;display:inline;\">18,983 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3q_405\" style=\"left:738px;bottom:715px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3r_405\" style=\"left:797px;bottom:715px;letter-spacing:0.12px;display:inline;\">66,259 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t3s_405\" style=\"left:113px;bottom:697px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sb_405\" id=\"t3t_405\" style=\"left:343px;bottom:697px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t3u_405\" style=\"left:363px;bottom:697px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t3v_405\" style=\"left:382px;bottom:697px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t3w_405\" style=\"left:404px;bottom:703px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3x_405\" style=\"left:554px;bottom:697px;letter-spacing:-0.04px;display:inline;\">820 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3y_405\" style=\"left:631px;bottom:697px;letter-spacing:0.17px;display:inline;\">3,236 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t3z_405\" style=\"left:743px;bottom:697px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t40_405\" style=\"left:803px;bottom:697px;letter-spacing:0.04px;display:inline;\">4,056 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_405\" id=\"t41_405\" style=\"left:113px;bottom:679px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sb_405\" id=\"t42_405\" style=\"left:217px;bottom:679px;display:inline;\">inst</div><div class=\"t sc_405\" id=\"t43_405\" style=\"left:237px;bottom:679px;display:inline;\">itut</div><div class=\"t sb_405\" id=\"t44_405\" style=\"left:256px;bottom:679px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sd_405\" id=\"t45_405\" style=\"left:278px;bottom:685px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t46_405\" style=\"left:548px;bottom:679px;letter-spacing:-0.32px;display:inline;\">7,015 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t47_405\" style=\"left:625px;bottom:679px;letter-spacing:0.04px;display:inline;\">25,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t48_405\" style=\"left:738px;bottom:679px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t49_405\" style=\"left:799px;bottom:679px;letter-spacing:0.05px;display:inline;\">33,013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4a_405\" style=\"left:100px;bottom:642px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4b_405\" style=\"left:557px;bottom:642px;letter-spacing:0.09px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4c_405\" style=\"left:655px;bottom:642px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4d_405\" style=\"left:729px;bottom:642px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4e_405\" style=\"left:814px;bottom:642px;letter-spacing:0.09px;display:inline;\">992 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4f_405\" style=\"left:100px;bottom:624px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4g_405\" style=\"left:570px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4h_405\" style=\"left:656px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4i_405\" style=\"left:742px;bottom:624px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4j_405\" style=\"left:829px;bottom:624px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_405\" id=\"t4k_405\" style=\"left:87px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total \ufb01nancial assets at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4l_405\" style=\"left:537px;bottom:588px;letter-spacing:0.1px;display:inline;\">85,654 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4m_405\" style=\"left:615px;bottom:588px;letter-spacing:-0.07px;display:inline;\">209,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4n_405\" style=\"left:719px;bottom:588px;letter-spacing:0.07px;display:inline;\">6,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4o_405\" style=\"left:793px;bottom:588px;letter-spacing:-0.14px;display:inline;\">301,976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t4p_405\" style=\"left:87px;bottom:551px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t sa_405\" id=\"t4q_405\" style=\"left:112px;bottom:551px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s9_405\" id=\"t4r_405\" style=\"left:118px;bottom:551px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_405\" id=\"t4s_405\" style=\"left:127px;bottom:551px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_405\" id=\"t4t_405\" style=\"left:87px;bottom:533px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sa_405\" id=\"t4u_405\" style=\"left:125px;bottom:533px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s9_405\" id=\"t4v_405\" style=\"left:142px;bottom:533px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t4w_405\" style=\"left:100px;bottom:515px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4x_405\" style=\"left:570px;bottom:515px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4y_405\" style=\"left:632px;bottom:515px;letter-spacing:0.15px;display:inline;\">1,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t4z_405\" style=\"left:728px;bottom:515px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t50_405\" style=\"left:806px;bottom:515px;letter-spacing:-0.05px;display:inline;\">1,894 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t51_405\" style=\"left:100px;bottom:497px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t52_405\" style=\"left:570px;bottom:497px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t53_405\" style=\"left:626px;bottom:497px;letter-spacing:-0.11px;display:inline;\">15,970 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t54_405\" style=\"left:720px;bottom:497px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t55_405\" style=\"left:800px;bottom:497px;letter-spacing:-0.16px;display:inline;\">17,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t56_405\" style=\"left:100px;bottom:479px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sc_405\" id=\"t57_405\" style=\"left:316px;bottom:479px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t sb_405\" id=\"t58_405\" style=\"left:423px;bottom:479px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t59_405\" style=\"left:570px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5a_405\" style=\"left:626px;bottom:479px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5b_405\" style=\"left:743px;bottom:479px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5c_405\" style=\"left:799px;bottom:479px;letter-spacing:0.07px;display:inline;\">41,283 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5d_405\" style=\"left:100px;bottom:460px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_405\" id=\"t5e_405\" style=\"left:168px;bottom:460px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sb_405\" id=\"t5f_405\" style=\"left:185px;bottom:460px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5g_405\" style=\"left:570px;bottom:460px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5h_405\" style=\"left:633px;bottom:460px;letter-spacing:-0.31px;display:inline;\">9,776 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5i_405\" style=\"left:721px;bottom:460px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5j_405\" style=\"left:801px;bottom:460px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5k_405\" style=\"left:100px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t sc_405\" id=\"t5l_405\" style=\"left:160px;bottom:442px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5m_405\" style=\"left:549px;bottom:442px;letter-spacing:-0.47px;display:inline;\">7,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5n_405\" style=\"left:633px;bottom:442px;letter-spacing:0.11px;display:inline;\">4,591 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5o_405\" style=\"left:730px;bottom:442px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5p_405\" style=\"left:800px;bottom:442px;letter-spacing:0.13px;display:inline;\">11,846 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5q_405\" style=\"left:87px;bottom:406px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_405\" id=\"t5r_405\" style=\"left:128px;bottom:406px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sb_405\" id=\"t5s_405\" style=\"left:197px;bottom:406px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5t_405\" style=\"left:555px;bottom:406px;letter-spacing:-0.55px;display:inline;\">749 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5u_405\" style=\"left:630px;bottom:406px;letter-spacing:-0.09px;display:inline;\">55,116 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5v_405\" style=\"left:730px;bottom:406px;letter-spacing:-0.09px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5w_405\" style=\"left:799px;bottom:406px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5x_405\" style=\"left:100px;bottom:388px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t5y_405\" style=\"left:113px;bottom:370px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t5z_405\" style=\"left:557px;bottom:370px;letter-spacing:0.14px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t60_405\" style=\"left:625px;bottom:370px;letter-spacing:0.1px;display:inline;\">45,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t61_405\" style=\"left:736px;bottom:370px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t62_405\" style=\"left:795px;bottom:370px;letter-spacing:0.16px;display:inline;\">45,446 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t63_405\" style=\"left:113px;bottom:351px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t64_405\" style=\"left:561px;bottom:351px;letter-spacing:0.22px;display:inline;\">46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t65_405\" style=\"left:631px;bottom:351px;letter-spacing:0.04px;display:inline;\">8,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t66_405\" style=\"left:742px;bottom:351px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t67_405\" style=\"left:806px;bottom:351px;letter-spacing:0.15px;display:inline;\">8,313 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t68_405\" style=\"left:113px;bottom:333px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t69_405\" style=\"left:570px;bottom:333px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6a_405\" style=\"left:641px;bottom:333px;letter-spacing:-0.15px;display:inline;\">945 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6b_405\" style=\"left:731px;bottom:333px;letter-spacing:-0.15px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6c_405\" style=\"left:808px;bottom:333px;letter-spacing:-0.11px;display:inline;\">1,107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6d_405\" style=\"left:113px;bottom:315px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6e_405\" style=\"left:570px;bottom:315px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6f_405\" style=\"left:644px;bottom:315px;letter-spacing:-0.16px;display:inline;\">147 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6g_405\" style=\"left:737px;bottom:315px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6h_405\" style=\"left:816px;bottom:315px;letter-spacing:0.08px;display:inline;\">166 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6i_405\" style=\"left:113px;bottom:297px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6j_405\" style=\"left:557px;bottom:297px;letter-spacing:0.02px;display:inline;\">581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6k_405\" style=\"left:639px;bottom:297px;letter-spacing:0.27px;display:inline;\">448 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6l_405\" style=\"left:743px;bottom:297px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6m_405\" style=\"left:806px;bottom:297px;letter-spacing:-0.06px;display:inline;\">1,029 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_405\" id=\"t6n_405\" style=\"left:100px;bottom:279px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sc_405\" id=\"t6o_405\" style=\"left:156px;bottom:279px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_405\" id=\"t6p_405\" style=\"left:162px;bottom:279px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_405\" id=\"t6q_405\" style=\"left:169px;bottom:279px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6r_405\" style=\"left:570px;bottom:279px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6s_405\" style=\"left:656px;bottom:279px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6t_405\" style=\"left:742px;bottom:279px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t6u_405\" style=\"left:828px;bottom:279px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_405\" id=\"t6v_405\" style=\"left:87px;bottom:242px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total \ufb01nancial l</div><div class=\"t s9_405\" id=\"t6w_405\" style=\"left:175px;bottom:242px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t sa_405\" id=\"t6x_405\" style=\"left:193px;bottom:242px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s9_405\" id=\"t6y_405\" style=\"left:200px;bottom:242px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sa_405\" id=\"t6z_405\" style=\"left:208px;bottom:242px;word-spacing:-0.14px;display:inline;\">ies at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t70_405\" style=\"left:548px;bottom:242px;letter-spacing:-0.4px;display:inline;\">7,901 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t71_405\" style=\"left:619px;bottom:242px;letter-spacing:0.04px;display:inline;\">128,296 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t72_405\" style=\"left:717px;bottom:242px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_405\" id=\"t73_405\" style=\"left:797px;bottom:242px;letter-spacing:-0.2px;display:inline;\">139,157 </div></td></tr></table><div class=\"t se_405\" id=\"t74_405\" style=\"left:87px;bottom:219px;display:inline;\">1 </div><div class=\"t se_405\" id=\"t75_405\" style=\"left:100px;bottom:219px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Includes covered bonds of $7,509 mill</div><div class=\"t sf_405\" id=\"t76_405\" style=\"left:268px;bottom:219px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion, secur</div><div class=\"t se_405\" id=\"t77_405\" style=\"left:311px;bottom:219px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sf_405\" id=\"t78_405\" style=\"left:317px;bottom:219px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t se_405\" id=\"t79_405\" style=\"left:331px;bottom:219px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued by Multilateral Development Banks/International Organisat</div><div class=\"t sf_405\" id=\"t7a_405\" style=\"left:638px;bottom:219px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">ions of $24,192 m</div><div class=\"t se_405\" id=\"t7b_405\" style=\"left:714px;bottom:219px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sf_405\" id=\"t7c_405\" style=\"left:721px;bottom:219px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ion and State-owned </div><div class=\"t se_405\" id=\"t7d_405\" style=\"left:100px;bottom:207px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">agencies and development banks of $7,564 mill</div><div class=\"t sf_405\" id=\"t7e_405\" style=\"left:316px;bottom:207px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t s7_405\" id=\"t7f_405\" style=\"left:87px;bottom:184px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t s8_405\" id=\"t7g_405\" style=\"left:221px;bottom:184px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s7_405\" id=\"t7h_405\" style=\"left:362px;bottom:184px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_405\" id=\"t7i_405\" style=\"left:381px;bottom:184px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_405\" id=\"t7j_405\" style=\"left:386px;bottom:184px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_405\" id=\"t7k_405\" style=\"left:394px;bottom:184px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t s7_405\" id=\"t7l_405\" style=\"left:442px;bottom:184px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_405\" id=\"t7m_405\" style=\"left:449px;bottom:184px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t s7_405\" id=\"t7n_405\" style=\"left:529px;bottom:184px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value hierarchy that are subject to </div><div class=\"t s7_405\" id=\"t7o_405\" style=\"left:87px;bottom:168px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">complex modelling techniques is $940 mill</div><div class=\"t s8_405\" id=\"t7p_405\" style=\"left:334px;bottom:168px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and $288 m</div><div class=\"t s7_405\" id=\"t7q_405\" style=\"left:425px;bottom:168px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_405\" id=\"t7r_405\" style=\"left:434px;bottom:168px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion respect</div><div class=\"t s7_405\" id=\"t7s_405\" style=\"left:499px;bottom:168px;letter-spacing:-0.28px;display:inline;\">ively. </div><div class=\"t s7_405\" id=\"t7t_405\" style=\"left:87px;bottom:144px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">There were no sign</div><div class=\"t s8_405\" id=\"t7u_405\" style=\"left:198px;bottom:144px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant changes to valuat</div><div class=\"t s7_405\" id=\"t7v_405\" style=\"left:345px;bottom:144px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion or levelling approaches during the year 31 December 2023. </div><div class=\"t s7_405\" id=\"t7w_405\" style=\"left:87px;bottom:120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">There were no sign</div><div class=\"t s8_405\" id=\"t7x_405\" style=\"left:198px;bottom:120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cant transfers of \ufb01nancial assets and l</div><div class=\"t s7_405\" id=\"t7y_405\" style=\"left:431px;bottom:120px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_405\" id=\"t7z_405\" style=\"left:450px;bottom:120px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_405\" id=\"t80_405\" style=\"left:456px;bottom:120px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_405\" id=\"t81_405\" style=\"left:464px;bottom:120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies measured at fa</div><div class=\"t s7_405\" id=\"t82_405\" style=\"left:573px;bottom:120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ir value between Level 1 and Level 2 during </div><div class=\"t s7_405\" id=\"t83_405\" style=\"left:87px;bottom:104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the year 31 December 2023. </div><div></div><div class=\"t s5_406\" id=\"t7_406\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_406\" id=\"t8_406\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_406\" id=\"t9_406\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_406\" id=\"ta_406\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tc_406\" style=\"left:530px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tf_406\" style=\"left:614px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"ti_406\" style=\"left:701px;bottom:1162px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_406\" id=\"tl_406\" style=\"left:795px;bottom:1162px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"tb_406\" style=\"left:69px;bottom:1150px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"td_406\" style=\"left:523px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"te_406\" style=\"left:544px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tg_406\" style=\"left:610px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"th_406\" style=\"left:631px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tj_406\" style=\"left:696px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"tk_406\" style=\"left:718px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_406\" id=\"tm_406\" style=\"left:783px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_406\" id=\"tn_406\" style=\"left:804px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"to_406\" style=\"left:69px;bottom:1131px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_406\" id=\"tp_406\" style=\"left:108px;bottom:1131px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s2_406\" id=\"tq_406\" style=\"left:124px;bottom:1131px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"tr_406\" style=\"left:82px;bottom:1112px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"ts_406\" style=\"left:553px;bottom:1112px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tt_406\" style=\"left:625px;bottom:1112px;letter-spacing:-0.07px;display:inline;\">955 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tu_406\" style=\"left:721px;bottom:1112px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tv_406\" style=\"left:799px;bottom:1112px;letter-spacing:-0.44px;display:inline;\">976 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"tw_406\" style=\"left:82px;bottom:1093px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tx_406\" style=\"left:553px;bottom:1093px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"ty_406\" style=\"left:620px;bottom:1093px;letter-spacing:-0.34px;display:inline;\">4,741 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"tz_406\" style=\"left:703px;bottom:1093px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t10_406\" style=\"left:788px;bottom:1093px;letter-spacing:0.22px;display:inline;\">6,546 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t11_406\" style=\"left:82px;bottom:1074px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t s4_406\" id=\"t12_406\" style=\"left:342px;bottom:1074px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sa_406\" id=\"t13_406\" style=\"left:433px;bottom:1074px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t14_406\" style=\"left:552px;bottom:1074px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t15_406\" style=\"left:608px;bottom:1074px;letter-spacing:-0.09px;display:inline;\">62,490 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t16_406\" style=\"left:705px;bottom:1074px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t17_406\" style=\"left:784px;bottom:1074px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t18_406\" style=\"left:82px;bottom:1055px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t19_406\" style=\"left:150px;bottom:1055px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sa_406\" id=\"t1a_406\" style=\"left:235px;bottom:1055px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_406\" id=\"t1b_406\" style=\"left:245px;bottom:1055px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_406\" id=\"t1c_406\" style=\"left:276px;bottom:1055px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1d_406\" style=\"left:525px;bottom:1055px;letter-spacing:-0.12px;display:inline;\">14,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1e_406\" style=\"left:612px;bottom:1055px;letter-spacing:-0.14px;display:inline;\">14,707 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1f_406\" style=\"left:708px;bottom:1055px;letter-spacing:-0.1px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1g_406\" style=\"left:782px;bottom:1055px;letter-spacing:-0.01px;display:inline;\">30,562 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t1h_406\" style=\"left:82px;bottom:1036px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1i_406\" style=\"left:95px;bottom:1017px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1j_406\" style=\"left:523px;bottom:1017px;letter-spacing:0.01px;display:inline;\">14,086 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1k_406\" style=\"left:615px;bottom:1017px;letter-spacing:0.12px;display:inline;\">4,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1l_406\" style=\"left:726px;bottom:1017px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1m_406\" style=\"left:783px;bottom:1017px;letter-spacing:-0.01px;display:inline;\">18,820 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1n_406\" style=\"left:95px;bottom:998px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sa_406\" id=\"t1o_406\" style=\"left:326px;bottom:998px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t1p_406\" style=\"left:345px;bottom:998px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t1q_406\" style=\"left:364px;bottom:998px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t1r_406\" style=\"left:387px;bottom:1004px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1s_406\" style=\"left:547px;bottom:998px;letter-spacing:0.2px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1t_406\" style=\"left:616px;bottom:998px;letter-spacing:-0.06px;display:inline;\">3,452 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1u_406\" style=\"left:715px;bottom:998px;letter-spacing:-0.1px;display:inline;\">517 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t1v_406\" style=\"left:786px;bottom:998px;letter-spacing:-0.01px;display:inline;\">4,060 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t1w_406\" style=\"left:95px;bottom:979px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sa_406\" id=\"t1x_406\" style=\"left:200px;bottom:979px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t1y_406\" style=\"left:220px;bottom:979px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t1z_406\" style=\"left:239px;bottom:979px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t20_406\" style=\"left:261px;bottom:985px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t21_406\" style=\"left:539px;bottom:979px;letter-spacing:0.02px;display:inline;\">525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t22_406\" style=\"left:618px;bottom:979px;letter-spacing:0.07px;display:inline;\">6,521 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t23_406\" style=\"left:712px;bottom:979px;letter-spacing:0.12px;display:inline;\">636 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t24_406\" style=\"left:790px;bottom:979px;letter-spacing:-0.33px;display:inline;\">7,682 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t25_406\" style=\"left:82px;bottom:940px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t26_406\" style=\"left:529px;bottom:940px;letter-spacing:-0.16px;display:inline;\">3,024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t27_406\" style=\"left:632px;bottom:940px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t28_406\" style=\"left:714px;bottom:940px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t29_406\" style=\"left:788px;bottom:940px;letter-spacing:0.17px;display:inline;\">3,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2a_406\" style=\"left:69px;bottom:921px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_406\" id=\"t2b_406\" style=\"left:111px;bottom:921px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_406\" id=\"t2c_406\" style=\"left:180px;bottom:921px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2d_406\" style=\"left:538px;bottom:921px;letter-spacing:-0.01px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2e_406\" style=\"left:612px;bottom:921px;letter-spacing:-0.08px;display:inline;\">62,781 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2f_406\" style=\"left:717px;bottom:921px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2g_406\" style=\"left:786px;bottom:921px;letter-spacing:0.06px;display:inline;\">63,717 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2h_406\" style=\"left:82px;bottom:902px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2i_406\" style=\"left:95px;bottom:883px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2j_406\" style=\"left:541px;bottom:883px;letter-spacing:-0.09px;display:inline;\">139 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2k_406\" style=\"left:607px;bottom:883px;letter-spacing:-0.06px;display:inline;\">54,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2l_406\" style=\"left:721px;bottom:883px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2m_406\" style=\"left:785px;bottom:883px;letter-spacing:-0.04px;display:inline;\">54,172 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t2n_406\" style=\"left:95px;bottom:864px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2o_406\" style=\"left:546px;bottom:864px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2p_406\" style=\"left:620px;bottom:864px;letter-spacing:-0.3px;display:inline;\">7,351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2q_406\" style=\"left:718px;bottom:864px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2r_406\" style=\"left:794px;bottom:864px;letter-spacing:-0.52px;display:inline;\">7,412 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2s_406\" style=\"left:95px;bottom:845px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2t_406\" style=\"left:553px;bottom:845px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2u_406\" style=\"left:627px;bottom:845px;letter-spacing:-0.21px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2v_406\" style=\"left:728px;bottom:845px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2w_406\" style=\"left:803px;bottom:845px;letter-spacing:-0.3px;display:inline;\">411 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t2x_406\" style=\"left:95px;bottom:826px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2y_406\" style=\"left:553px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t2z_406\" style=\"left:631px;bottom:826px;letter-spacing:-0.07px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t30_406\" style=\"left:725px;bottom:826px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t31_406\" style=\"left:798px;bottom:826px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t32_406\" style=\"left:95px;bottom:807px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t33_406\" style=\"left:538px;bottom:807px;letter-spacing:-0.02px;display:inline;\">720 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t34_406\" style=\"left:624px;bottom:807px;letter-spacing:-0.1px;display:inline;\">902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t35_406\" style=\"left:726px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t36_406\" style=\"left:792px;bottom:807px;letter-spacing:0.05px;display:inline;\">1,622 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t37_406\" style=\"left:69px;bottom:769px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment securit</div><div class=\"t s3_406\" id=\"t38_406\" style=\"left:174px;bottom:769px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t39_406\" style=\"left:82px;bottom:750px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t3a_406\" style=\"left:150px;bottom:750px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sa_406\" id=\"t3b_406\" style=\"left:235px;bottom:750px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_406\" id=\"t3c_406\" style=\"left:245px;bottom:750px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sa_406\" id=\"t3d_406\" style=\"left:276px;bottom:750px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3e_406\" style=\"left:523px;bottom:750px;letter-spacing:0.06px;display:inline;\">56,401 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3f_406\" style=\"left:610px;bottom:750px;letter-spacing:0.05px;display:inline;\">55,525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3g_406\" style=\"left:726px;bottom:750px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3h_406\" style=\"left:784px;bottom:750px;letter-spacing:-0.15px;display:inline;\">111,926 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t3i_406\" style=\"left:82px;bottom:731px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3j_406\" style=\"left:95px;bottom:712px;word-spacing:-0.14px;display:inline;\">Issued by central banks &amp; governments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3k_406\" style=\"left:528px;bottom:712px;letter-spacing:-0.15px;display:inline;\">45,151 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3l_406\" style=\"left:615px;bottom:712px;display:inline;\">22,171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3m_406\" style=\"left:726px;bottom:712px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3n_406\" style=\"left:785px;bottom:712px;letter-spacing:-0.26px;display:inline;\">67,322 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3o_406\" style=\"left:95px;bottom:693px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Issued by corporates other than \ufb01nancial </div> <div class=\"t sa_406\" id=\"t3p_406\" style=\"left:326px;bottom:693px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t3q_406\" style=\"left:345px;bottom:693px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t3r_406\" style=\"left:364px;bottom:693px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t3s_406\" style=\"left:387px;bottom:699px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3t_406\" style=\"left:532px;bottom:693px;letter-spacing:0.14px;display:inline;\">1,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3u_406\" style=\"left:614px;bottom:693px;letter-spacing:-0.06px;display:inline;\">4,045 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3v_406\" style=\"left:726px;bottom:693px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t3w_406\" style=\"left:788px;bottom:693px;letter-spacing:-0.04px;display:inline;\">5,820 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t3x_406\" style=\"left:95px;bottom:674px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Issued by \ufb01nancial </div> <div class=\"t sa_406\" id=\"t3y_406\" style=\"left:200px;bottom:674px;display:inline;\">inst</div><div class=\"t s4_406\" id=\"t3z_406\" style=\"left:220px;bottom:674px;display:inline;\">itut</div><div class=\"t sa_406\" id=\"t40_406\" style=\"left:239px;bottom:674px;letter-spacing:0.03px;display:inline;\">ions </div><div class=\"t sb_406\" id=\"t41_406\" style=\"left:261px;bottom:680px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t42_406\" style=\"left:531px;bottom:674px;letter-spacing:-0.34px;display:inline;\">9,475 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t43_406\" style=\"left:609px;bottom:674px;letter-spacing:-0.08px;display:inline;\">29,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t44_406\" style=\"left:726px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t45_406\" style=\"left:782px;bottom:674px;letter-spacing:0.08px;display:inline;\">38,784 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t46_406\" style=\"left:82px;bottom:636px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t47_406\" style=\"left:540px;bottom:636px;letter-spacing:0.11px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t48_406\" style=\"left:639px;bottom:636px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t49_406\" style=\"left:712px;bottom:636px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4a_406\" style=\"left:796px;bottom:636px;letter-spacing:0.11px;display:inline;\">808 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t4b_406\" style=\"left:82px;bottom:617px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4c_406\" style=\"left:553px;bottom:617px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4d_406\" style=\"left:639px;bottom:617px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4e_406\" style=\"left:725px;bottom:617px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4f_406\" style=\"left:812px;bottom:617px;display:inline;\">7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_406\" id=\"t4g_406\" style=\"left:69px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total \ufb01nancial assets at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4h_406\" style=\"left:526px;bottom:579px;letter-spacing:-0.05px;display:inline;\">75,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4i_406\" style=\"left:603px;bottom:579px;letter-spacing:0.07px;display:inline;\">201,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4j_406\" style=\"left:702px;bottom:579px;letter-spacing:0.07px;display:inline;\">5,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4k_406\" style=\"left:776px;bottom:579px;letter-spacing:0.02px;display:inline;\">282,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t4l_406\" style=\"left:69px;bottom:541px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_406\" id=\"t4m_406\" style=\"left:95px;bottom:541px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_406\" id=\"t4n_406\" style=\"left:101px;bottom:541px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_406\" id=\"t4o_406\" style=\"left:109px;bottom:541px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_406\" id=\"t4p_406\" style=\"left:69px;bottom:522px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_406\" id=\"t4q_406\" style=\"left:108px;bottom:522px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t s2_406\" id=\"t4r_406\" style=\"left:124px;bottom:522px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t4s_406\" style=\"left:95px;bottom:503px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4t_406\" style=\"left:553px;bottom:503px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4u_406\" style=\"left:625px;bottom:503px;letter-spacing:0.08px;display:inline;\">778 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4v_406\" style=\"left:711px;bottom:503px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4w_406\" style=\"left:790px;bottom:503px;letter-spacing:0.02px;display:inline;\">1,066 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t4x_406\" style=\"left:95px;bottom:483px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4y_406\" style=\"left:553px;bottom:483px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t4z_406\" style=\"left:611px;bottom:483px;letter-spacing:0.05px;display:inline;\">10,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t50_406\" style=\"left:712px;bottom:483px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t51_406\" style=\"left:787px;bottom:483px;letter-spacing:-0.07px;display:inline;\">11,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t52_406\" style=\"left:95px;bottom:464px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t s4_406\" id=\"t53_406\" style=\"left:312px;bottom:464px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured borrow</div><div class=\"t sa_406\" id=\"t54_406\" style=\"left:419px;bottom:464px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t55_406\" style=\"left:553px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t56_406\" style=\"left:611px;bottom:464px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t57_406\" style=\"left:726px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t58_406\" style=\"left:785px;bottom:464px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t59_406\" style=\"left:95px;bottom:445px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_406\" id=\"t5a_406\" style=\"left:163px;bottom:445px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_406\" id=\"t5b_406\" style=\"left:181px;bottom:445px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5c_406\" style=\"left:553px;bottom:445px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5d_406\" style=\"left:621px;bottom:445px;letter-spacing:-0.11px;display:inline;\">8,121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5e_406\" style=\"left:714px;bottom:445px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5f_406\" style=\"left:789px;bottom:445px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5g_406\" style=\"left:95px;bottom:426px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_406\" id=\"t5h_406\" style=\"left:155px;bottom:426px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5i_406\" style=\"left:528px;bottom:426px;display:inline;\">4,085 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5j_406\" style=\"left:616px;bottom:426px;letter-spacing:0.16px;display:inline;\">2,722 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5k_406\" style=\"left:717px;bottom:426px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5l_406\" style=\"left:789px;bottom:426px;letter-spacing:0.02px;display:inline;\">6,847 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5m_406\" style=\"left:69px;bottom:388px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_406\" id=\"t5n_406\" style=\"left:111px;bottom:388px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_406\" id=\"t5o_406\" style=\"left:180px;bottom:388px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5p_406\" style=\"left:538px;bottom:388px;letter-spacing:0.07px;display:inline;\">642 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5q_406\" style=\"left:609px;bottom:388px;letter-spacing:-0.21px;display:inline;\">69,099 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5r_406\" style=\"left:717px;bottom:388px;letter-spacing:-0.02px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5s_406\" style=\"left:783px;bottom:388px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5t_406\" style=\"left:82px;bottom:369px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t5u_406\" style=\"left:95px;bottom:350px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5v_406\" style=\"left:542px;bottom:350px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5w_406\" style=\"left:611px;bottom:350px;letter-spacing:0.1px;display:inline;\">56,710 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5x_406\" style=\"left:721px;bottom:350px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t5y_406\" style=\"left:782px;bottom:350px;letter-spacing:0.09px;display:inline;\">56,823 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_406\" id=\"t5z_406\" style=\"left:95px;bottom:331px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t60_406\" style=\"left:545px;bottom:331px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t61_406\" style=\"left:609px;bottom:331px;letter-spacing:-0.15px;display:inline;\">10,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t62_406\" style=\"left:721px;bottom:331px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t63_406\" style=\"left:786px;bottom:331px;letter-spacing:-0.16px;display:inline;\">10,061 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t64_406\" style=\"left:95px;bottom:312px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t65_406\" style=\"left:553px;bottom:312px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t66_406\" style=\"left:624px;bottom:312px;letter-spacing:0.08px;display:inline;\">899 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t67_406\" style=\"left:718px;bottom:312px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t68_406\" style=\"left:801px;bottom:312px;letter-spacing:-0.48px;display:inline;\">941 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t69_406\" style=\"left:95px;bottom:293px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6a_406\" style=\"left:553px;bottom:293px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6b_406\" style=\"left:630px;bottom:293px;letter-spacing:0.05px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6c_406\" style=\"left:719px;bottom:293px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6d_406\" style=\"left:798px;bottom:293px;letter-spacing:-0.02px;display:inline;\">246 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t6e_406\" style=\"left:95px;bottom:274px;letter-spacing:0.11px;display:inline;\">Commodity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6f_406\" style=\"left:542px;bottom:274px;letter-spacing:-0.09px;display:inline;\">512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6g_406\" style=\"left:619px;bottom:274px;letter-spacing:0.07px;display:inline;\">1,279 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6h_406\" style=\"left:726px;bottom:274px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6i_406\" style=\"left:794px;bottom:274px;letter-spacing:0.05px;display:inline;\">1,791 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_406\" id=\"t6j_406\" style=\"left:82px;bottom:255px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_406\" id=\"t6k_406\" style=\"left:139px;bottom:255px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_406\" id=\"t6l_406\" style=\"left:144px;bottom:255px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_406\" id=\"t6m_406\" style=\"left:152px;bottom:255px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6n_406\" style=\"left:553px;bottom:255px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6o_406\" style=\"left:639px;bottom:255px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6p_406\" style=\"left:725px;bottom:255px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6q_406\" style=\"left:812px;bottom:255px;display:inline;\">6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_406\" id=\"t6r_406\" style=\"left:69px;bottom:217px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total \ufb01nancial l</div><div class=\"t s2_406\" id=\"t6s_406\" style=\"left:157px;bottom:217px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_406\" id=\"t6t_406\" style=\"left:176px;bottom:217px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_406\" id=\"t6u_406\" style=\"left:183px;bottom:217px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_406\" id=\"t6v_406\" style=\"left:191px;bottom:217px;word-spacing:-0.13px;display:inline;\">ies at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6w_406\" style=\"left:530px;bottom:217px;letter-spacing:0.08px;display:inline;\">4,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6x_406\" style=\"left:607px;bottom:217px;letter-spacing:-0.08px;display:inline;\">143,160 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6y_406\" style=\"left:705px;bottom:217px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_406\" id=\"t6z_406\" style=\"left:780px;bottom:217px;letter-spacing:-0.35px;display:inline;\">149,765 </div></td></tr></table><div class=\"t s8_406\" id=\"t70_406\" style=\"left:69px;bottom:193px;display:inline;\">1 </div><div class=\"t s9_406\" id=\"t71_406\" style=\"left:82px;bottom:193px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes covered bonds of $8,455 mill</div><div class=\"t s8_406\" id=\"t72_406\" style=\"left:252px;bottom:193px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion, secur</div><div class=\"t s9_406\" id=\"t73_406\" style=\"left:294px;bottom:193px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_406\" id=\"t74_406\" style=\"left:300px;bottom:193px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t s9_406\" id=\"t75_406\" style=\"left:315px;bottom:193px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued by Multilateral Development Banks/International Organisat</div><div class=\"t s8_406\" id=\"t76_406\" style=\"left:622px;bottom:193px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ions of $11,438 m</div><div class=\"t s9_406\" id=\"t77_406\" style=\"left:696px;bottom:193px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_406\" id=\"t78_406\" style=\"left:703px;bottom:193px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion , and State-owned </div><div class=\"t s9_406\" id=\"t79_406\" style=\"left:82px;bottom:181px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">agencies and development banks of $9,211 mill</div><div class=\"t s8_406\" id=\"t7a_406\" style=\"left:295px;bottom:181px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s8_406\" id=\"t7b_406\" style=\"left:69px;bottom:164px;display:inline;\">2 </div><div class=\"t s9_406\" id=\"t7c_406\" style=\"left:82px;bottom:164px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">The above table does not include held for sale assets of $3 mill</div><div class=\"t s8_406\" id=\"t7d_406\" style=\"left:366px;bottom:164px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ion and l</div><div class=\"t s9_406\" id=\"t7e_406\" style=\"left:406px;bottom:164px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t s8_406\" id=\"t7f_406\" style=\"left:420px;bottom:164px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s9_406\" id=\"t7g_406\" style=\"left:425px;bottom:164px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s8_406\" id=\"t7h_406\" style=\"left:431px;bottom:164px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ies of $5 m</div><div class=\"t s9_406\" id=\"t7i_406\" style=\"left:479px;bottom:164px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_406\" id=\"t7j_406\" style=\"left:486px;bottom:164px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion. These are reported </div><div class=\"t s9_406\" id=\"t7k_406\" style=\"left:594px;bottom:164px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in Note 21 together with their fair value hierarchy </div><div class=\"t sc_406\" id=\"t7l_406\" style=\"left:69px;bottom:141px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sd_406\" id=\"t7m_406\" style=\"left:204px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_406\" id=\"t7n_406\" style=\"left:344px;bottom:141px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_406\" id=\"t7o_406\" style=\"left:363px;bottom:141px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sc_406\" id=\"t7p_406\" style=\"left:369px;bottom:141px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sd_406\" id=\"t7q_406\" style=\"left:377px;bottom:141px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies class</div><div class=\"t sc_406\" id=\"t7r_406\" style=\"left:424px;bottom:141px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sd_406\" id=\"t7s_406\" style=\"left:432px;bottom:141px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 </div><div class=\"t sc_406\" id=\"t7t_406\" style=\"left:512px;bottom:141px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in the fair value hierarchy that are subject to </div><div class=\"t sc_406\" id=\"t7u_406\" style=\"left:69px;bottom:125px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">complex modelling techniques is $888 mill</div><div class=\"t sd_406\" id=\"t7v_406\" style=\"left:317px;bottom:125px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ion and $209 m</div><div class=\"t sc_406\" id=\"t7w_406\" style=\"left:408px;bottom:125px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sd_406\" id=\"t7x_406\" style=\"left:417px;bottom:125px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion respect</div><div class=\"t sc_406\" id=\"t7y_406\" style=\"left:482px;bottom:125px;letter-spacing:-0.28px;display:inline;\">ively. </div><div></div><div class=\"t s4_407\" id=\"t6_407\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_407\" id=\"t7_407\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_407\" id=\"t8_407\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_407\" id=\"t9_407\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_407\" id=\"ta_407\" style=\"left:87px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hierarchy \u2013 \ufb01nanc</div><div class=\"t s8_407\" id=\"tb_407\" style=\"left:255px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_407\" id=\"tc_407\" style=\"left:273px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">instruments measured at amortised cost </div><div class=\"t s9_407\" id=\"td_407\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following table shows the carrying amounts and incorporates the Group\u2019s estimate of fair values of those \ufb01nanc</div><div class=\"t sa_407\" id=\"te_407\" style=\"left:769px;bottom:1137px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s9_407\" id=\"tf_407\" style=\"left:87px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t sa_407\" id=\"tg_407\" style=\"left:135px;bottom:1121px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_407\" id=\"th_407\" style=\"left:141px;bottom:1121px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_407\" id=\"ti_407\" style=\"left:149px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies not presented on the Group\u2019s balance sheet at fa</div><div class=\"t s9_407\" id=\"tj_407\" style=\"left:456px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir value. These fair values may be different from the actual </div><div class=\"t s9_407\" id=\"tk_407\" style=\"left:87px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">amount that will be received or paid on the settlement or maturity of the \ufb01nanc</div><div class=\"t sa_407\" id=\"tl_407\" style=\"left:554px;bottom:1105px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_407\" id=\"tm_407\" style=\"left:571px;bottom:1105px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instrument. For certain instruments, the fair </div><div class=\"t s9_407\" id=\"tn_407\" style=\"left:87px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value may be determined using assumptions for which no observable prices are available. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_407\" id=\"tr_407\" style=\"left:644px;bottom:1071px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"to_407\" style=\"left:420px;bottom:1054px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Carrying value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"ts_407\" style=\"left:546px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tv_407\" style=\"left:630px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"ty_407\" style=\"left:717px;bottom:1054px;letter-spacing:-0.15px;word-spacing:-0.08px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"t11_407\" style=\"left:811px;bottom:1054px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tp_407\" style=\"left:452px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tq_407\" style=\"left:475px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tt_407\" style=\"left:538px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tu_407\" style=\"left:561px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tw_407\" style=\"left:625px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"tx_407\" style=\"left:648px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"tz_407\" style=\"left:712px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"t10_407\" style=\"left:734px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_407\" id=\"t12_407\" style=\"left:798px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_407\" id=\"t13_407\" style=\"left:821px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t14_407\" style=\"left:87px;bottom:1022px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t15_407\" style=\"left:87px;bottom:1003px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t16_407\" style=\"left:451px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t17_407\" style=\"left:570px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t18_407\" style=\"left:624px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t19_407\" style=\"left:743px;bottom:1003px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1a_407\" style=\"left:798px;bottom:1003px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1b_407\" style=\"left:87px;bottom:984px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1c_407\" style=\"left:450px;bottom:984px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1d_407\" style=\"left:570px;bottom:984px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1e_407\" style=\"left:625px;bottom:984px;letter-spacing:0.01px;display:inline;\">44,921 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1f_407\" style=\"left:743px;bottom:984px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1g_407\" style=\"left:799px;bottom:984px;letter-spacing:0.01px;display:inline;\">44,921 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1h_407\" style=\"left:100px;bottom:965px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1i_407\" style=\"left:100px;bottom:950px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t1j_407\" style=\"left:119px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t1k_407\" style=\"left:210px;bottom:950px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1l_407\" style=\"left:460px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1m_407\" style=\"left:570px;bottom:950px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1n_407\" style=\"left:633px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1o_407\" style=\"left:743px;bottom:950px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1p_407\" style=\"left:806px;bottom:950px;letter-spacing:0.11px;display:inline;\">1,738 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1q_407\" style=\"left:87px;bottom:931px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1r_407\" style=\"left:444px;bottom:931px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1s_407\" style=\"left:570px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1t_407\" style=\"left:625px;bottom:931px;letter-spacing:0.01px;display:inline;\">53,472 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1u_407\" style=\"left:708px;bottom:931px;letter-spacing:0.12px;display:inline;\">226,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t1v_407\" style=\"left:791px;bottom:931px;letter-spacing:-0.09px;display:inline;\">279,683 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1w_407\" style=\"left:100px;bottom:912px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t1x_407\" style=\"left:100px;bottom:898px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t1y_407\" style=\"left:119px;bottom:898px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t1z_407\" style=\"left:210px;bottom:898px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t20_407\" style=\"left:453px;bottom:898px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t21_407\" style=\"left:570px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t22_407\" style=\"left:627px;bottom:898px;letter-spacing:0.06px;display:inline;\">13,827 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t23_407\" style=\"left:730px;bottom:898px;letter-spacing:-0.11px;display:inline;\">169 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t24_407\" style=\"left:800px;bottom:898px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t25_407\" style=\"left:87px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t sd_407\" id=\"t26_407\" style=\"left:189px;bottom:879px;letter-spacing:-0.09px;display:inline;\">ies\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t27_407\" style=\"left:452px;bottom:879px;letter-spacing:-0.01px;display:inline;\">56,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t28_407\" style=\"left:570px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t29_407\" style=\"left:625px;bottom:879px;letter-spacing:0.04px;display:inline;\">54,419 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2a_407\" style=\"left:736px;bottom:879px;letter-spacing:0.12px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2b_407\" style=\"left:797px;bottom:879px;letter-spacing:0.06px;display:inline;\">54,452 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2c_407\" style=\"left:87px;bottom:860px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other assets\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2d_407\" style=\"left:452px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2e_407\" style=\"left:570px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2f_407\" style=\"left:625px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2g_407\" style=\"left:743px;bottom:860px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2h_407\" style=\"left:798px;bottom:860px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2i_407\" style=\"left:87px;bottom:841px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2j_407\" style=\"left:470px;bottom:841px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2k_407\" style=\"left:558px;bottom:841px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2l_407\" style=\"left:643px;bottom:841px;letter-spacing:-0.03px;display:inline;\">541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2m_407\" style=\"left:735px;bottom:841px;letter-spacing:-0.13px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2n_407\" style=\"left:816px;bottom:841px;letter-spacing:-0.16px;display:inline;\">701 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t2o_407\" style=\"left:87px;bottom:822px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2p_407\" style=\"left:445px;bottom:822px;letter-spacing:-0.17px;display:inline;\">497,633 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2q_407\" style=\"left:558px;bottom:822px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2r_407\" style=\"left:619px;bottom:822px;letter-spacing:0.02px;display:inline;\">261,398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2s_407\" style=\"left:703px;bottom:822px;letter-spacing:0.18px;display:inline;\">226,303 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2t_407\" style=\"left:790px;bottom:822px;letter-spacing:-0.18px;display:inline;\">487,802 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t2u_407\" style=\"left:87px;bottom:803px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t se_407\" id=\"t2v_407\" style=\"left:112px;bottom:803px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sb_407\" id=\"t2w_407\" style=\"left:118px;bottom:803px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_407\" id=\"t2x_407\" style=\"left:127px;bottom:803px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t2y_407\" style=\"left:87px;bottom:784px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t2z_407\" style=\"left:449px;bottom:784px;letter-spacing:0.04px;display:inline;\">28,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t30_407\" style=\"left:570px;bottom:784px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t31_407\" style=\"left:623px;bottom:784px;letter-spacing:0.06px;display:inline;\">28,086 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t32_407\" style=\"left:743px;bottom:784px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t33_407\" style=\"left:796px;bottom:784px;letter-spacing:0.06px;display:inline;\">28,086 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t34_407\" style=\"left:87px;bottom:765px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t35_407\" style=\"left:445px;bottom:765px;letter-spacing:-0.15px;display:inline;\">469,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t36_407\" style=\"left:570px;bottom:765px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t37_407\" style=\"left:614px;bottom:765px;letter-spacing:0.14px;display:inline;\">460,224 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t38_407\" style=\"left:743px;bottom:765px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t39_407\" style=\"left:788px;bottom:765px;letter-spacing:0.14px;display:inline;\">460,224 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3a_407\" style=\"left:87px;bottom:746px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sd_407\" id=\"t3b_407\" style=\"left:303px;bottom:746px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ilar secured </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3c_407\" style=\"left:87px;bottom:731px;letter-spacing:0.04px;display:inline;\">borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3d_407\" style=\"left:453px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3e_407\" style=\"left:570px;bottom:731px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3f_407\" style=\"left:626px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3g_407\" style=\"left:743px;bottom:731px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3h_407\" style=\"left:799px;bottom:731px;letter-spacing:0.18px;display:inline;\">12,258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3i_407\" style=\"left:87px;bottom:712px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_407\" id=\"t3j_407\" style=\"left:155px;bottom:712px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_407\" id=\"t3k_407\" style=\"left:172px;bottom:712px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3l_407\" style=\"left:450px;bottom:712px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3m_407\" style=\"left:541px;bottom:712px;letter-spacing:0.1px;display:inline;\">31,255 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3n_407\" style=\"left:623px;bottom:712px;display:inline;\">30,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3o_407\" style=\"left:743px;bottom:712px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3p_407\" style=\"left:802px;bottom:712px;letter-spacing:-0.08px;display:inline;\">62,114 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3q_407\" style=\"left:87px;bottom:693px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_407\" id=\"t3r_407\" style=\"left:187px;bottom:693px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t3s_407\" style=\"left:193px;bottom:693px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t3t_407\" style=\"left:200px;bottom:693px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3u_407\" style=\"left:452px;bottom:693px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3v_407\" style=\"left:547px;bottom:693px;letter-spacing:-0.09px;display:inline;\">11,119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3w_407\" style=\"left:642px;bottom:693px;letter-spacing:0.13px;display:inline;\">336 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3x_407\" style=\"left:743px;bottom:693px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t3y_407\" style=\"left:802px;bottom:693px;letter-spacing:0.06px;display:inline;\">11,455 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t3z_407\" style=\"left:87px;bottom:674px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sd_407\" id=\"t40_407\" style=\"left:143px;bottom:674px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t41_407\" style=\"left:149px;bottom:674px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t42_407\" style=\"left:156px;bottom:674px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t43_407\" style=\"left:450px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t44_407\" style=\"left:570px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t45_407\" style=\"left:624px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t46_407\" style=\"left:743px;bottom:674px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t47_407\" style=\"left:797px;bottom:674px;letter-spacing:0.15px;display:inline;\">38,663 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t48_407\" style=\"left:87px;bottom:655px;display:inline;\">Liab</div><div class=\"t sd_407\" id=\"t49_407\" style=\"left:111px;bottom:655px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t4a_407\" style=\"left:117px;bottom:655px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t4b_407\" style=\"left:124px;bottom:655px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4c_407\" style=\"left:468px;bottom:655px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4d_407\" style=\"left:561px;bottom:655px;letter-spacing:0.21px;display:inline;\">54 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4e_407\" style=\"left:642px;bottom:655px;letter-spacing:-0.16px;display:inline;\">672 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4f_407\" style=\"left:743px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4g_407\" style=\"left:815px;bottom:655px;letter-spacing:0.06px;display:inline;\">726 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t4h_407\" style=\"left:87px;bottom:636px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4i_407\" style=\"left:445px;bottom:636px;letter-spacing:0.01px;display:inline;\">623,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4j_407\" style=\"left:536px;bottom:636px;letter-spacing:0.06px;display:inline;\">42,428 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4k_407\" style=\"left:619px;bottom:636px;display:inline;\">571,098 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4l_407\" style=\"left:743px;bottom:636px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_407\" id=\"t4m_407\" style=\"left:793px;bottom:636px;letter-spacing:0.01px;display:inline;\">613,526 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sf_407\" id=\"t4q_407\" style=\"left:645px;bottom:612px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4n_407\" style=\"left:422px;bottom:595px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Carrying value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4r_407\" style=\"left:547px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4u_407\" style=\"left:632px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4x_407\" style=\"left:718px;bottom:595px;letter-spacing:-0.13px;word-spacing:-0.09px;display:inline;\">Level 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t50_407\" style=\"left:812px;bottom:595px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4o_407\" style=\"left:454px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4p_407\" style=\"left:475px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4s_407\" style=\"left:540px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4t_407\" style=\"left:562px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4v_407\" style=\"left:627px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4w_407\" style=\"left:648px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t4y_407\" style=\"left:714px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t4z_407\" style=\"left:735px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_407\" id=\"t51_407\" style=\"left:800px;bottom:583px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sg_407\" id=\"t52_407\" style=\"left:822px;bottom:583px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t53_407\" style=\"left:87px;bottom:563px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t54_407\" style=\"left:87px;bottom:544px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t55_407\" style=\"left:453px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t56_407\" style=\"left:570px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t57_407\" style=\"left:626px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t58_407\" style=\"left:743px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t59_407\" style=\"left:799px;bottom:544px;letter-spacing:0.11px;display:inline;\">58,263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5a_407\" style=\"left:87px;bottom:525px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5b_407\" style=\"left:457px;bottom:525px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5c_407\" style=\"left:570px;bottom:525px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5d_407\" style=\"left:626px;bottom:525px;letter-spacing:-0.13px;display:inline;\">39,488 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5e_407\" style=\"left:743px;bottom:525px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5f_407\" style=\"left:800px;bottom:525px;letter-spacing:-0.13px;display:inline;\">39,488 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5g_407\" style=\"left:100px;bottom:506px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5h_407\" style=\"left:100px;bottom:492px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t5i_407\" style=\"left:119px;bottom:492px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t5j_407\" style=\"left:210px;bottom:492px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5k_407\" style=\"left:469px;bottom:492px;letter-spacing:-0.14px;display:inline;\">978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5l_407\" style=\"left:570px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5m_407\" style=\"left:642px;bottom:492px;letter-spacing:-0.14px;display:inline;\">924 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5n_407\" style=\"left:743px;bottom:492px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5o_407\" style=\"left:815px;bottom:492px;letter-spacing:-0.14px;display:inline;\">924 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5p_407\" style=\"left:87px;bottom:473px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5q_407\" style=\"left:448px;bottom:473px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5r_407\" style=\"left:570px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5s_407\" style=\"left:626px;bottom:473px;letter-spacing:0.13px;display:inline;\">58,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5t_407\" style=\"left:708px;bottom:473px;letter-spacing:0.09px;display:inline;\">251,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5u_407\" style=\"left:795px;bottom:473px;letter-spacing:0.11px;display:inline;\">310,223 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5v_407\" style=\"left:100px;bottom:454px;word-spacing:-0.14px;display:inline;\">of which \u2013 reverse repurchase agreements and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t5w_407\" style=\"left:100px;bottom:439px;display:inline;\">sim</div><div class=\"t sd_407\" id=\"t5x_407\" style=\"left:119px;bottom:439px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sc_407\" id=\"t5y_407\" style=\"left:210px;bottom:439px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t5z_407\" style=\"left:453px;bottom:439px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t60_407\" style=\"left:570px;bottom:439px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t61_407\" style=\"left:630px;bottom:439px;letter-spacing:0.06px;display:inline;\">15,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t62_407\" style=\"left:725px;bottom:439px;letter-spacing:-0.11px;display:inline;\">8,911 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t63_407\" style=\"left:799px;bottom:439px;letter-spacing:0.02px;display:inline;\">24,638 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t64_407\" style=\"left:87px;bottom:420px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t sd_407\" id=\"t65_407\" style=\"left:189px;bottom:420px;letter-spacing:-0.09px;display:inline;\">ies\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t66_407\" style=\"left:457px;bottom:420px;letter-spacing:-0.21px;display:inline;\">59,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t67_407\" style=\"left:570px;bottom:420px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t68_407\" style=\"left:624px;bottom:420px;letter-spacing:0.2px;display:inline;\">56,444 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t69_407\" style=\"left:736px;bottom:420px;letter-spacing:0.15px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6a_407\" style=\"left:799px;bottom:420px;letter-spacing:0.06px;display:inline;\">56,469 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6b_407\" style=\"left:87px;bottom:401px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other assets\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6c_407\" style=\"left:455px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6d_407\" style=\"left:570px;bottom:401px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6e_407\" style=\"left:628px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6f_407\" style=\"left:743px;bottom:401px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6g_407\" style=\"left:801px;bottom:401px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6h_407\" style=\"left:87px;bottom:382px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6i_407\" style=\"left:462px;bottom:382px;letter-spacing:0.18px;display:inline;\">1,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6j_407\" style=\"left:555px;bottom:382px;letter-spacing:0.33px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6k_407\" style=\"left:642px;bottom:382px;letter-spacing:-0.09px;display:inline;\">946 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6l_407\" style=\"left:735px;bottom:382px;letter-spacing:-0.07px;display:inline;\">98 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6m_407\" style=\"left:808px;bottom:382px;letter-spacing:0.18px;display:inline;\">1,388 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t6n_407\" style=\"left:87px;bottom:363px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6o_407\" style=\"left:445px;bottom:363px;letter-spacing:0.02px;display:inline;\">508,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6p_407\" style=\"left:555px;bottom:363px;letter-spacing:0.33px;display:inline;\">344 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6q_407\" style=\"left:619px;bottom:363px;letter-spacing:0.06px;display:inline;\">253,099 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6r_407\" style=\"left:709px;bottom:363px;letter-spacing:0.08px;display:inline;\">251,683 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6s_407\" style=\"left:795px;bottom:363px;letter-spacing:-0.09px;display:inline;\">505,126 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t6t_407\" style=\"left:87px;bottom:344px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t se_407\" id=\"t6u_407\" style=\"left:112px;bottom:344px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sb_407\" id=\"t6v_407\" style=\"left:118px;bottom:344px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_407\" id=\"t6w_407\" style=\"left:127px;bottom:344px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t6x_407\" style=\"left:87px;bottom:325px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6y_407\" style=\"left:453px;bottom:325px;letter-spacing:-0.03px;display:inline;\">28,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t6z_407\" style=\"left:570px;bottom:325px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t70_407\" style=\"left:629px;bottom:325px;letter-spacing:0.01px;display:inline;\">28,813 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t71_407\" style=\"left:743px;bottom:325px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t72_407\" style=\"left:802px;bottom:325px;letter-spacing:0.01px;display:inline;\">28,813 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t73_407\" style=\"left:87px;bottom:306px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t74_407\" style=\"left:449px;bottom:306px;letter-spacing:-0.01px;display:inline;\">461,677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t75_407\" style=\"left:570px;bottom:306px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t76_407\" style=\"left:622px;bottom:306px;letter-spacing:0.02px;display:inline;\">461,665 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t77_407\" style=\"left:743px;bottom:306px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t78_407\" style=\"left:795px;bottom:306px;letter-spacing:0.02px;display:inline;\">461,665 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t79_407\" style=\"left:87px;bottom:287px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sd_407\" id=\"t7a_407\" style=\"left:303px;bottom:287px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ilar secured </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7b_407\" style=\"left:87px;bottom:272px;letter-spacing:0.04px;display:inline;\">borrowing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7c_407\" style=\"left:462px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7d_407\" style=\"left:570px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7e_407\" style=\"left:635px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7f_407\" style=\"left:743px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7g_407\" style=\"left:808px;bottom:272px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7h_407\" style=\"left:87px;bottom:253px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_407\" id=\"t7i_407\" style=\"left:155px;bottom:253px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_407\" id=\"t7j_407\" style=\"left:172px;bottom:253px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7k_407\" style=\"left:457px;bottom:253px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7l_407\" style=\"left:540px;bottom:253px;letter-spacing:-0.16px;display:inline;\">24,624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7m_407\" style=\"left:629px;bottom:253px;letter-spacing:-0.02px;display:inline;\">36,148 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7n_407\" style=\"left:743px;bottom:253px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7o_407\" style=\"left:799px;bottom:253px;letter-spacing:0.09px;display:inline;\">60,772 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7p_407\" style=\"left:87px;bottom:234px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_407\" id=\"t7q_407\" style=\"left:187px;bottom:234px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t7r_407\" style=\"left:193px;bottom:234px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t7s_407\" style=\"left:200px;bottom:234px;word-spacing:-0.14px;display:inline;\">ies and other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7t_407\" style=\"left:459px;bottom:234px;letter-spacing:0.03px;display:inline;\">13,715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7u_407\" style=\"left:542px;bottom:234px;letter-spacing:0.04px;display:inline;\">12,445 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7v_407\" style=\"left:642px;bottom:234px;letter-spacing:0.1px;display:inline;\">385 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7w_407\" style=\"left:743px;bottom:234px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t7x_407\" style=\"left:801px;bottom:234px;letter-spacing:0.07px;display:inline;\">12,830 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t7y_407\" style=\"left:87px;bottom:215px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sd_407\" id=\"t7z_407\" style=\"left:143px;bottom:215px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t80_407\" style=\"left:149px;bottom:215px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t81_407\" style=\"left:156px;bottom:215px;letter-spacing:-0.17px;display:inline;\">ies\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t82_407\" style=\"left:456px;bottom:215px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t83_407\" style=\"left:570px;bottom:215px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t84_407\" style=\"left:629px;bottom:215px;letter-spacing:-0.12px;display:inline;\">42,914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t85_407\" style=\"left:745px;bottom:215px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t86_407\" style=\"left:803px;bottom:215px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_407\" id=\"t87_407\" style=\"left:87px;bottom:196px;display:inline;\">Liab</div><div class=\"t sd_407\" id=\"t88_407\" style=\"left:111px;bottom:196px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_407\" id=\"t89_407\" style=\"left:117px;bottom:196px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_407\" id=\"t8a_407\" style=\"left:124px;bottom:196px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8b_407\" style=\"left:461px;bottom:196px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8c_407\" style=\"left:556px;bottom:196px;letter-spacing:-0.07px;display:inline;\">398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8d_407\" style=\"left:643px;bottom:196px;letter-spacing:-0.03px;display:inline;\">832 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8e_407\" style=\"left:743px;bottom:196px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8f_407\" style=\"left:808px;bottom:196px;letter-spacing:0.16px;display:inline;\">1,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_407\" id=\"t8g_407\" style=\"left:87px;bottom:177px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8h_407\" style=\"left:453px;bottom:177px;letter-spacing:-0.28px;display:inline;\">611,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8i_407\" style=\"left:542px;bottom:177px;letter-spacing:-0.36px;display:inline;\">37,467 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8j_407\" style=\"left:620px;bottom:177px;letter-spacing:0.09px;display:inline;\">572,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8k_407\" style=\"left:745px;bottom:177px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_407\" id=\"t8l_407\" style=\"left:795px;bottom:177px;letter-spacing:-0.01px;display:inline;\">610,333 </div></td></tr></table><div class=\"t sf_407\" id=\"t8m_407\" style=\"left:87px;bottom:153px;display:inline;\">1 </div><div class=\"t sf_407\" id=\"t8n_407\" style=\"left:100px;bottom:153px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">The carrying amount of these \ufb01nanc</div><div class=\"t sg_407\" id=\"t8o_407\" style=\"left:267px;bottom:153px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sf_407\" id=\"t8p_407\" style=\"left:279px;bottom:153px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments is considered to be a reasonable approximat</div><div class=\"t sg_407\" id=\"t8q_407\" style=\"left:542px;bottom:153px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion of fa</div><div class=\"t sf_407\" id=\"t8r_407\" style=\"left:579px;bottom:153px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ir value as they are short-term in nature or reprice to </div><div class=\"t sf_407\" id=\"t8s_407\" style=\"left:100px;bottom:142px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">current market rates frequently </div><div class=\"t sf_407\" id=\"t8t_407\" style=\"left:87px;bottom:124px;display:inline;\">2 </div><div class=\"t sf_407\" id=\"t8u_407\" style=\"left:100px;bottom:124px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Includes Government bonds and Treasury bills of $19,422 mill</div><div class=\"t sg_407\" id=\"t8v_407\" style=\"left:374px;bottom:124px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion at 31 December 2023 and $17,943 m</div><div class=\"t sf_407\" id=\"t8w_407\" style=\"left:550px;bottom:124px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sg_407\" id=\"t8x_407\" style=\"left:557px;bottom:124px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion at 31 December 2022 </div><div></div><div class=\"t s5_408\" id=\"t7_408\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_408\" id=\"t8_408\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_408\" id=\"t9_408\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_408\" id=\"ta_408\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_408\" id=\"tb_408\" style=\"left:69px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The Group has changed its method of determin</div><div class=\"t s9_408\" id=\"tc_408\" style=\"left:351px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing the cost of </div><div class=\"t s8_408\" id=\"td_408\" style=\"left:438px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its portfolio of Investment Securit</div><div class=\"t s9_408\" id=\"te_408\" style=\"left:631px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s8_408\" id=\"tf_408\" style=\"left:731px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ised cost and </div><div class=\"t s8_408\" id=\"tg_408\" style=\"left:69px;bottom:1147px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Debt securit</div><div class=\"t s9_408\" id=\"th_408\" style=\"left:141px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and other el</div><div class=\"t s8_408\" id=\"ti_408\" style=\"left:231px;bottom:1147px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s9_408\" id=\"tj_408\" style=\"left:242px;bottom:1147px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s8_408\" id=\"tk_408\" style=\"left:274px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ills, other than those included with</div><div class=\"t s9_408\" id=\"tl_408\" style=\"left:475px;bottom:1147px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in \ufb01nancial </div><div class=\"t s8_408\" id=\"tm_408\" style=\"left:542px;bottom:1147px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments held at fair value through pro\ufb01t or </div><div class=\"t s8_408\" id=\"tn_408\" style=\"left:69px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">loss, from the weighted average cost method to the \ufb01rst-in-\ufb01rst-out method. This change in accounting policy will affect the </div><div class=\"t s8_408\" id=\"to_408\" style=\"left:69px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">calculation of gains or losses on derecognit</div><div class=\"t s9_408\" id=\"tp_408\" style=\"left:323px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of such </div><div class=\"t s8_408\" id=\"tq_408\" style=\"left:388px;bottom:1115px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments and the determinat</div><div class=\"t s9_408\" id=\"tr_408\" style=\"left:578px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s8_408\" id=\"ts_408\" style=\"left:636px;bottom:1115px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s9_408\" id=\"tt_408\" style=\"left:647px;bottom:1115px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_408\" id=\"tu_408\" style=\"left:654px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial credit risk of these </div><div class=\"t s8_408\" id=\"tv_408\" style=\"left:69px;bottom:1099px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments, to better align with the IFRS 9 requirements for recognis</div><div class=\"t s9_408\" id=\"tw_408\" style=\"left:471px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing and measur</div><div class=\"t s8_408\" id=\"tx_408\" style=\"left:564px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing impa</div><div class=\"t s9_408\" id=\"ty_408\" style=\"left:616px;bottom:1099px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment losses. The change was </div><div class=\"t s8_408\" id=\"tz_408\" style=\"left:69px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">made prospectively for certain but not all securit</div><div class=\"t s9_408\" id=\"t10_408\" style=\"left:354px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and transact</div><div class=\"t s8_408\" id=\"t11_408\" style=\"left:449px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions. It is impract</div><div class=\"t s9_408\" id=\"t12_408\" style=\"left:547px;bottom:1083px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icable for the Group to determ</div><div class=\"t s8_408\" id=\"t13_408\" style=\"left:726px;bottom:1083px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ine the impact </div><div class=\"t s8_408\" id=\"t14_408\" style=\"left:69px;bottom:1067px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of this approach for each security and each transaction that was executed in previous periods. </div><div class=\"t sa_408\" id=\"t15_408\" style=\"left:69px;bottom:1035px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers by client segment\u00b9 </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_408\" id=\"t16_408\" style=\"left:547px;bottom:1016px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t17_408\" style=\"left:390px;bottom:999px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Carrying value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t18_408\" style=\"left:670px;bottom:999px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1c_408\" style=\"left:409px;bottom:982px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1m_408\" style=\"left:677px;bottom:982px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t19_408\" style=\"left:341px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1d_408\" style=\"left:429px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1g_408\" style=\"left:525px;bottom:971px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1j_408\" style=\"left:610px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1n_408\" style=\"left:698px;bottom:971px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1q_408\" style=\"left:794px;bottom:971px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1a_408\" style=\"left:339px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1b_408\" style=\"left:362px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1e_408\" style=\"left:426px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1f_408\" style=\"left:449px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1h_408\" style=\"left:512px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1i_408\" style=\"left:535px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1k_408\" style=\"left:608px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1l_408\" style=\"left:631px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1o_408\" style=\"left:694px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1p_408\" style=\"left:717px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_408\" id=\"t1r_408\" style=\"left:781px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_408\" id=\"t1s_408\" style=\"left:804px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t1t_408\" style=\"left:69px;bottom:939px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t1u_408\" style=\"left:69px;bottom:924px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s4_408\" id=\"t1v_408\" style=\"left:108px;bottom:924px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sd_408\" id=\"t1w_408\" style=\"left:167px;bottom:924px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1x_408\" style=\"left:348px;bottom:924px;letter-spacing:-0.05px;display:inline;\">1,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1y_408\" style=\"left:418px;bottom:924px;letter-spacing:0.1px;display:inline;\">128,430 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t1z_408\" style=\"left:505px;bottom:924px;letter-spacing:0.06px;display:inline;\">130,405 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t20_408\" style=\"left:617px;bottom:924px;letter-spacing:-0.01px;display:inline;\">1,910 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t21_408\" style=\"left:690px;bottom:924px;letter-spacing:0.05px;display:inline;\">125,841 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t22_408\" style=\"left:780px;bottom:924px;letter-spacing:-0.19px;display:inline;\">127,751 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t23_408\" style=\"left:69px;bottom:905px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Consumer, Private &amp; Business Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t24_408\" style=\"left:355px;bottom:905px;letter-spacing:0.09px;display:inline;\">724 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t25_408\" style=\"left:421px;bottom:905px;letter-spacing:0.14px;display:inline;\">125,335 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t26_408\" style=\"left:506px;bottom:905px;letter-spacing:-0.01px;display:inline;\">126,059 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t27_408\" style=\"left:627px;bottom:905px;letter-spacing:0.02px;display:inline;\">721 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t28_408\" style=\"left:690px;bottom:905px;letter-spacing:-0.06px;display:inline;\">120,701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t29_408\" style=\"left:777px;bottom:905px;letter-spacing:0.06px;display:inline;\">121,422 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_408\" id=\"t2a_408\" style=\"left:69px;bottom:886px;letter-spacing:-0.08px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2b_408\" style=\"left:371px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2c_408\" style=\"left:434px;bottom:886px;letter-spacing:0.03px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2d_408\" style=\"left:520px;bottom:886px;letter-spacing:0.03px;display:inline;\">1,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2e_408\" style=\"left:639px;bottom:886px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2f_408\" style=\"left:703px;bottom:886px;letter-spacing:-0.04px;display:inline;\">1,032 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2g_408\" style=\"left:789px;bottom:886px;letter-spacing:-0.04px;display:inline;\">1,032 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t2h_408\" style=\"left:69px;bottom:867px;word-spacing:-0.14px;display:inline;\">Central &amp; other items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2i_408\" style=\"left:355px;bottom:867px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2j_408\" style=\"left:426px;bottom:867px;letter-spacing:-0.15px;display:inline;\">29,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2k_408\" style=\"left:512px;bottom:867px;letter-spacing:-0.27px;display:inline;\">29,478 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2l_408\" style=\"left:623px;bottom:867px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2m_408\" style=\"left:694px;bottom:867px;letter-spacing:-0.15px;display:inline;\">29,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2n_408\" style=\"left:781px;bottom:867px;letter-spacing:-0.27px;display:inline;\">29,478 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_408\" id=\"t2o_408\" style=\"left:69px;bottom:848px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2p_408\" style=\"left:344px;bottom:848px;letter-spacing:0.04px;display:inline;\">2,908 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2q_408\" style=\"left:416px;bottom:848px;letter-spacing:-0.01px;display:inline;\">284,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2r_408\" style=\"left:505px;bottom:848px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2s_408\" style=\"left:611px;bottom:848px;letter-spacing:0.22px;display:inline;\">2,840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2t_408\" style=\"left:686px;bottom:848px;display:inline;\">276,843 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_408\" id=\"t2u_408\" style=\"left:774px;bottom:848px;letter-spacing:-0.09px;display:inline;\">279,683 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t se_408\" id=\"t2v_408\" style=\"left:547px;bottom:824px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2w_408\" style=\"left:391px;bottom:807px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Carrying value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2x_408\" style=\"left:671px;bottom:807px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t31_408\" style=\"left:410px;bottom:790px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3b_408\" style=\"left:678px;bottom:790px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Stage 1 and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t2y_408\" style=\"left:342px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t32_408\" style=\"left:430px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t35_408\" style=\"left:526px;bottom:779px;letter-spacing:-0.24px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t38_408\" style=\"left:610px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Stage 3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3c_408\" style=\"left:698px;bottom:779px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">stage 2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_408\" id=\"t3f_408\" style=\"left:795px;bottom:779px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t2z_408\" style=\"left:341px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t30_408\" style=\"left:363px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t33_408\" style=\"left:428px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t34_408\" style=\"left:449px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t36_408\" style=\"left:514px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t37_408\" style=\"left:536px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t39_408\" style=\"left:610px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3a_408\" style=\"left:631px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t3d_408\" style=\"left:696px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3e_408\" style=\"left:718px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_408\" id=\"t3g_408\" style=\"left:783px;bottom:767px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_408\" id=\"t3h_408\" style=\"left:804px;bottom:767px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3i_408\" style=\"left:69px;bottom:747px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3j_408\" style=\"left:69px;bottom:733px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t s4_408\" id=\"t3k_408\" style=\"left:108px;bottom:733px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sd_408\" id=\"t3l_408\" style=\"left:167px;bottom:733px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3m_408\" style=\"left:349px;bottom:733px;letter-spacing:0.07px;display:inline;\">2,481 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3n_408\" style=\"left:428px;bottom:733px;letter-spacing:-0.37px;display:inline;\">137,150 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3o_408\" style=\"left:514px;bottom:733px;letter-spacing:-0.17px;display:inline;\">139,631 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3p_408\" style=\"left:616px;bottom:733px;letter-spacing:0.1px;display:inline;\">2,525 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3q_408\" style=\"left:697px;bottom:733px;letter-spacing:-0.4px;display:inline;\">137,187 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3r_408\" style=\"left:783px;bottom:733px;letter-spacing:-0.17px;display:inline;\">139,712 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t3s_408\" style=\"left:69px;bottom:714px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Consumer, Private &amp; Business Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3t_408\" style=\"left:357px;bottom:714px;display:inline;\">677 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3u_408\" style=\"left:423px;bottom:714px;letter-spacing:-0.03px;display:inline;\">130,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3v_408\" style=\"left:510px;bottom:714px;letter-spacing:-0.18px;display:inline;\">130,955 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3w_408\" style=\"left:625px;bottom:714px;letter-spacing:0.12px;display:inline;\">685 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3x_408\" style=\"left:695px;bottom:714px;letter-spacing:-0.09px;display:inline;\">131,679 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t3y_408\" style=\"left:778px;bottom:714px;letter-spacing:0.1px;display:inline;\">132,364 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_408\" id=\"t3z_408\" style=\"left:69px;bottom:695px;letter-spacing:-0.08px;display:inline;\">Ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t40_408\" style=\"left:371px;bottom:695px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t41_408\" style=\"left:443px;bottom:695px;letter-spacing:-0.12px;display:inline;\">698 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t42_408\" style=\"left:529px;bottom:695px;letter-spacing:-0.12px;display:inline;\">698 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t43_408\" style=\"left:639px;bottom:695px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t44_408\" style=\"left:712px;bottom:695px;letter-spacing:-0.2px;display:inline;\">696 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t45_408\" style=\"left:798px;bottom:695px;letter-spacing:-0.2px;display:inline;\">696 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_408\" id=\"t46_408\" style=\"left:69px;bottom:676px;word-spacing:-0.14px;display:inline;\">Central &amp; other items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t47_408\" style=\"left:356px;bottom:676px;letter-spacing:0.18px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t48_408\" style=\"left:432px;bottom:676px;letter-spacing:-0.32px;display:inline;\">39,133 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t49_408\" style=\"left:515px;bottom:676px;letter-spacing:-0.09px;display:inline;\">39,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4a_408\" style=\"left:624px;bottom:676px;letter-spacing:0.18px;display:inline;\">230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4b_408\" style=\"left:701px;bottom:676px;letter-spacing:-0.2px;display:inline;\">37,221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4c_408\" style=\"left:787px;bottom:676px;letter-spacing:-0.4px;display:inline;\">37,451 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_408\" id=\"t4d_408\" style=\"left:69px;bottom:657px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4e_408\" style=\"left:347px;bottom:657px;letter-spacing:0.19px;display:inline;\">3,388 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4f_408\" style=\"left:422px;bottom:657px;letter-spacing:-0.26px;display:inline;\">307,259 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4g_408\" style=\"left:509px;bottom:657px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4h_408\" style=\"left:614px;bottom:657px;letter-spacing:0.14px;display:inline;\">3,440 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4i_408\" style=\"left:688px;bottom:657px;letter-spacing:0.02px;display:inline;\">306,783 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_408\" id=\"t4j_408\" style=\"left:778px;bottom:657px;letter-spacing:0.11px;display:inline;\">310,223 </div></td></tr></table><div class=\"t se_408\" id=\"t4k_408\" style=\"left:69px;bottom:633px;display:inline;\">1 </div><div class=\"t sf_408\" id=\"t4l_408\" style=\"left:82px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Loans and advances includes reverse repurchase agreements and other sim</div><div class=\"t se_408\" id=\"t4m_408\" style=\"left:430px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ilar secured lend</div><div class=\"t sf_408\" id=\"t4n_408\" style=\"left:505px;bottom:633px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing: carrying value $13,996 mill</div><div class=\"t se_408\" id=\"t4o_408\" style=\"left:642px;bottom:633px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion and fa</div><div class=\"t sf_408\" id=\"t4p_408\" style=\"left:688px;bottom:633px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ir value $13,996 mill</div><div class=\"t se_408\" id=\"t4q_408\" style=\"left:773px;bottom:633px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (31 </div><div class=\"t sf_408\" id=\"t4r_408\" style=\"left:82px;bottom:621px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">December 2022: $24,498 mill</div><div class=\"t se_408\" id=\"t4s_408\" style=\"left:213px;bottom:621px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ion and $24,638 m</div><div class=\"t sf_408\" id=\"t4t_408\" style=\"left:296px;bottom:621px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_408\" id=\"t4u_408\" style=\"left:303px;bottom:621px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion respect</div><div class=\"t sf_408\" id=\"t4v_408\" style=\"left:353px;bottom:621px;letter-spacing:-0.15px;display:inline;\">ively) </div><div></div><div class=\"t s4_409\" id=\"t6_409\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_409\" id=\"t7_409\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_409\" id=\"t8_409\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_409\" id=\"t9_409\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_409\" id=\"ta_409\" style=\"left:87px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s8_409\" id=\"tb_409\" style=\"left:201px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">ial </div><div class=\"t s7_409\" id=\"tc_409\" style=\"left:219px;bottom:1155px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s7_409\" id=\"td_409\" style=\"left:87px;bottom:1129px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Level 3 Summary and sign</div><div class=\"t s8_409\" id=\"te_409\" style=\"left:243px;bottom:1129px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s7_409\" id=\"tf_409\" style=\"left:371px;bottom:1129px;letter-spacing:-0.05px;display:inline;\">inputs </div><div class=\"t s9_409\" id=\"tg_409\" style=\"left:87px;bottom:1111px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The following table presents the Group\u2019s primary Level 3 \ufb01nanc</div><div class=\"t sa_409\" id=\"th_409\" style=\"left:456px;bottom:1111px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_409\" id=\"ti_409\" style=\"left:473px;bottom:1111px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">instruments which are held at fair value. The table also </div><div class=\"t s9_409\" id=\"tj_409\" style=\"left:87px;bottom:1095px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">presents the valuation techniques used to measure the fair value of those \ufb01nanc</div><div class=\"t sa_409\" id=\"tk_409\" style=\"left:558px;bottom:1095px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_409\" id=\"tl_409\" style=\"left:575px;bottom:1095px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments, the sign</div><div class=\"t sa_409\" id=\"tm_409\" style=\"left:697px;bottom:1095px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s9_409\" id=\"tn_409\" style=\"left:87px;bottom:1079px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inputs, the range of values for those inputs and the weighted average of those inputs: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_409\" id=\"tp_409\" style=\"left:312px;bottom:1062px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">Value as at </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_409\" id=\"tq_409\" style=\"left:295px;bottom:1051px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">31 December 2023 </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t13_409\" style=\"left:302px;bottom:1037px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t16_409\" style=\"left:344px;bottom:1037px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_409\" id=\"t17_409\" style=\"left:365px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_409\" id=\"t18_409\" style=\"left:370px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t s3_409\" id=\"t19_409\" style=\"left:377px;bottom:1037px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tr_409\" style=\"left:405px;bottom:1037px;letter-spacing:-0.07px;display:inline;\">Princ</div><div class=\"t s3_409\" id=\"ts_409\" style=\"left:429px;bottom:1037px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ipal valuat</div><div class=\"t s2_409\" id=\"tt_409\" style=\"left:479px;bottom:1037px;letter-spacing:-0.04px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tv_409\" style=\"left:550px;bottom:1037px;letter-spacing:-0.04px;display:inline;\">Sign</div><div class=\"t s3_409\" id=\"tw_409\" style=\"left:571px;bottom:1037px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">i\ufb01cant unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t10_409\" style=\"left:788px;bottom:1037px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_409\" id=\"to_409\" style=\"left:87px;bottom:1025px;letter-spacing:0.09px;display:inline;\">Instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t14_409\" style=\"left:296px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_409\" id=\"t15_409\" style=\"left:319px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t1a_409\" style=\"left:352px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_409\" id=\"t1b_409\" style=\"left:375px;bottom:1026px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tu_409\" style=\"left:405px;bottom:1026px;letter-spacing:-0.01px;display:inline;\">technique </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_409\" id=\"tx_409\" style=\"left:550px;bottom:1026px;letter-spacing:0.02px;display:inline;\">inputs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"ty_409\" style=\"left:750px;bottom:1026px;letter-spacing:-0.06px;display:inline;\">Range </div><div class=\"t sc_409\" id=\"tz_409\" style=\"vertical-align: super;left:780px;bottom:1031px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_409\" id=\"t11_409\" style=\"left:796px;bottom:1026px;letter-spacing:-0.05px;display:inline;\">average </div><div class=\"t sc_409\" id=\"t12_409\" style=\"vertical-align: super;left:836px;bottom:1031px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1c_409\" style=\"left:87px;bottom:1009px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Loans and advances to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1e_409\" style=\"left:303px;bottom:1009px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1f_409\" style=\"left:384px;bottom:1009px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1g_409\" style=\"left:405px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1h_409\" style=\"left:550px;bottom:1009px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1i_409\" style=\"left:713px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">1.7% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1j_409\" style=\"left:804px;bottom:1009px;letter-spacing:-0.03px;display:inline;\">12.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1d_409\" style=\"left:87px;bottom:995px;letter-spacing:0.06px;display:inline;\">customers </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1k_409\" style=\"left:550px;bottom:994px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1l_409\" style=\"left:719px;bottom:994px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">0.1% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1m_409\" style=\"left:808px;bottom:994px;letter-spacing:-0.17px;display:inline;\">0.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1n_409\" style=\"left:87px;bottom:978px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Reverse repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1r_409\" style=\"left:302px;bottom:978px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t1s_409\" style=\"left:384px;bottom:978px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1t_409\" style=\"left:405px;bottom:978px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1u_409\" style=\"left:550px;bottom:978px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Repo curve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1v_409\" style=\"left:720px;bottom:978px;letter-spacing:-0.34px;word-spacing:0.19px;display:inline;\">5.1% \u2013 7.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1w_409\" style=\"left:809px;bottom:978px;letter-spacing:0.15px;display:inline;\">6.3% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1o_409\" style=\"left:87px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">and other sim</div><div class=\"t se_409\" id=\"t1p_409\" style=\"left:164px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_409\" id=\"t1q_409\" style=\"left:254px;bottom:963px;letter-spacing:0.01px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t1x_409\" style=\"left:550px;bottom:962px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1y_409\" style=\"left:705px;bottom:962px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">(2.7)% \u2013 10.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t1z_409\" style=\"left:808px;bottom:962px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t20_409\" style=\"left:87px;bottom:947px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_409\" id=\"t21_409\" style=\"left:155px;bottom:947px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_409\" id=\"t22_409\" style=\"left:220px;bottom:947px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ive tier </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t27_409\" style=\"left:304px;bottom:947px;letter-spacing:0.15px;display:inline;\">1,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t28_409\" style=\"left:384px;bottom:947px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t29_409\" style=\"left:405px;bottom:947px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2a_409\" style=\"left:550px;bottom:947px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2b_409\" style=\"left:698px;bottom:947px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(14.0)% \u2013 25.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2c_409\" style=\"left:807px;bottom:947px;letter-spacing:-0.2px;display:inline;\">10.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t23_409\" style=\"left:87px;bottom:932px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">one and other elig</div><div class=\"t se_409\" id=\"t24_409\" style=\"left:188px;bottom:932px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ible secur</div><div class=\"t sd_409\" id=\"t25_409\" style=\"left:241px;bottom:932px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_409\" id=\"t26_409\" style=\"left:248px;bottom:932px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2d_409\" style=\"left:550px;bottom:931px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2e_409\" style=\"left:719px;bottom:931px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">0.1% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2f_409\" style=\"left:808px;bottom:931px;letter-spacing:0.02px;display:inline;\">0.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2g_409\" style=\"left:405px;bottom:916px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t2h_409\" style=\"left:472px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2i_409\" style=\"left:550px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2j_409\" style=\"left:706px;bottom:916px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2k_409\" style=\"left:801px;bottom:916px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2l_409\" style=\"left:550px;bottom:900px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2m_409\" style=\"left:697px;bottom:900px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2n_409\" style=\"left:804px;bottom:900px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2o_409\" style=\"left:87px;bottom:885px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Government bonds and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2q_409\" style=\"left:322px;bottom:885px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2r_409\" style=\"left:384px;bottom:885px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2s_409\" style=\"left:405px;bottom:885px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2t_409\" style=\"left:550px;bottom:885px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2u_409\" style=\"left:708px;bottom:885px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">17.7% \u2013 21.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t2v_409\" style=\"left:802px;bottom:885px;letter-spacing:-0.17px;display:inline;\">20.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2p_409\" style=\"left:87px;bottom:870px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">treasury bills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2w_409\" style=\"left:87px;bottom:854px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Equity shares (includes private </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2y_409\" style=\"left:314px;bottom:854px;letter-spacing:0.07px;display:inline;\">971 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t2z_409\" style=\"left:384px;bottom:854px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t30_409\" style=\"left:405px;bottom:854px;letter-spacing:0.03px;display:inline;\">Comparable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t34_409\" style=\"left:550px;bottom:854px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t35_409\" style=\"left:716px;bottom:854px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">13.8x \u2013 15.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t36_409\" style=\"left:810px;bottom:854px;letter-spacing:-0.11px;display:inline;\">14.9x </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t2x_409\" style=\"left:87px;bottom:840px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">equity investments) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t31_409\" style=\"left:405px;bottom:840px;letter-spacing:0.03px;display:inline;\">pric</div><div class=\"t se_409\" id=\"t32_409\" style=\"left:426px;bottom:840px;letter-spacing:-0.1px;display:inline;\">ing/y</div><div class=\"t sd_409\" id=\"t33_409\" style=\"left:455px;bottom:840px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t37_409\" style=\"left:550px;bottom:839px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t38_409\" style=\"left:718px;bottom:839px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">9.3x \u2013 30.9x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t39_409\" style=\"left:809px;bottom:839px;letter-spacing:0.03px;display:inline;\">15.8x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3a_409\" style=\"left:550px;bottom:823px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/E multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3b_409\" style=\"left:715px;bottom:823px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">10.6x \u2013 51.8x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3c_409\" style=\"left:808px;bottom:823px;letter-spacing:-0.09px;display:inline;\">45.7x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3d_409\" style=\"left:550px;bottom:808px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/B multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3e_409\" style=\"left:724px;bottom:808px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">0.3x \u2013 2.7x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3f_409\" style=\"left:816px;bottom:808px;letter-spacing:0.02px;display:inline;\">1.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3g_409\" style=\"left:550px;bottom:792px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">P/S multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3h_409\" style=\"left:726px;bottom:792px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">0.2x \u2013 1.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3i_409\" style=\"left:813px;bottom:792px;letter-spacing:0.02px;display:inline;\">0.3x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3j_409\" style=\"left:550px;bottom:777px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t se_409\" id=\"t3k_409\" style=\"left:574px;bottom:777px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sd_409\" id=\"t3l_409\" style=\"left:584px;bottom:777px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ity discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3m_409\" style=\"left:708px;bottom:777px;letter-spacing:-0.25px;word-spacing:0.11px;display:inline;\">7.5% \u2013 20.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3n_409\" style=\"left:808px;bottom:777px;letter-spacing:-0.14px;display:inline;\">15.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3o_409\" style=\"left:405px;bottom:761px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3p_409\" style=\"left:550px;bottom:761px;word-spacing:-0.14px;display:inline;\">Discount rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3q_409\" style=\"left:709px;bottom:761px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">9.2% \u2013 35.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3r_409\" style=\"left:806px;bottom:761px;letter-spacing:-0.42px;display:inline;\">17.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3s_409\" style=\"left:405px;bottom:745px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t se_409\" id=\"t3t_409\" style=\"left:468px;bottom:745px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3u_409\" style=\"left:550px;bottom:745px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3w_409\" style=\"left:717px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">8.4x \u2013 42.5x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t3x_409\" style=\"left:809px;bottom:745px;letter-spacing:-0.3px;display:inline;\">27.5x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3v_409\" style=\"left:550px;bottom:731px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3y_409\" style=\"left:550px;bottom:715px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t40_409\" style=\"left:731px;bottom:715px;letter-spacing:-0.16px;display:inline;\">3.1x \u2013 3.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t41_409\" style=\"left:817px;bottom:715px;letter-spacing:-0.16px;display:inline;\">3.1x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t3z_409\" style=\"left:550px;bottom:701px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t42_409\" style=\"left:550px;bottom:685px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t45_409\" style=\"left:702px;bottom:685px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">21.0% \u2013 65.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t46_409\" style=\"left:805px;bottom:685px;letter-spacing:-0.19px;display:inline;\">30.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t43_409\" style=\"left:550px;bottom:671px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t se_409\" id=\"t44_409\" style=\"left:584px;bottom:671px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t47_409\" style=\"left:87px;bottom:655px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t48_409\" style=\"left:326px;bottom:655px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t49_409\" style=\"left:384px;bottom:655px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4a_409\" style=\"left:405px;bottom:655px;letter-spacing:-0.48px;display:inline;\">NAV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4b_409\" style=\"left:550px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4c_409\" style=\"left:757px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4d_409\" style=\"left:813px;bottom:655px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4e_409\" style=\"left:87px;bottom:640px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_409\" id=\"t4f_409\" style=\"left:128px;bottom:640px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_409\" id=\"t4g_409\" style=\"left:197px;bottom:640px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4h_409\" style=\"left:87px;bottom:625px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4i_409\" style=\"left:100px;bottom:609px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t4j_409\" style=\"left:320px;bottom:609px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t4k_409\" style=\"left:377px;bottom:609px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4l_409\" style=\"left:405px;bottom:609px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t se_409\" id=\"t4m_409\" style=\"left:468px;bottom:609px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4n_409\" style=\"left:550px;bottom:609px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4s_409\" style=\"left:719px;bottom:609px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">0.5% \u2013 51% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4t_409\" style=\"left:805px;bottom:609px;letter-spacing:0.03px;display:inline;\">31.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4o_409\" style=\"left:550px;bottom:595px;word-spacing:-0.14px;display:inline;\">option impl</div><div class=\"t se_409\" id=\"t4p_409\" style=\"left:614px;bottom:595px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ied volat</div><div class=\"t sd_409\" id=\"t4q_409\" style=\"left:662px;bottom:595px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t se_409\" id=\"t4r_409\" style=\"left:668px;bottom:595px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4u_409\" style=\"left:405px;bottom:579px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4v_409\" style=\"left:550px;bottom:579px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4w_409\" style=\"left:715px;bottom:579px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">3.6% \u2013 5.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t4x_409\" style=\"left:809px;bottom:579px;letter-spacing:0.06px;display:inline;\">3.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4y_409\" style=\"left:550px;bottom:564px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t50_409\" style=\"left:706px;bottom:564px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">0.6% \u2013 64.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t51_409\" style=\"left:805px;bottom:564px;letter-spacing:0.03px;display:inline;\">12.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t4z_409\" style=\"left:550px;bottom:549px;letter-spacing:0.09px;display:inline;\">curves </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t52_409\" style=\"left:100px;bottom:534px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t53_409\" style=\"left:326px;bottom:534px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t54_409\" style=\"left:383px;bottom:534px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t55_409\" style=\"left:405px;bottom:534px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t56_409\" style=\"left:550px;bottom:534px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t57_409\" style=\"left:715px;bottom:534px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">3.6% \u2013 8.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t58_409\" style=\"left:808px;bottom:534px;letter-spacing:-0.03px;display:inline;\">5.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t59_409\" style=\"left:100px;bottom:518px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5a_409\" style=\"left:319px;bottom:518px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5b_409\" style=\"left:371px;bottom:518px;letter-spacing:-0.15px;display:inline;\">162 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5c_409\" style=\"left:405px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5d_409\" style=\"left:550px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5e_409\" style=\"left:718px;bottom:518px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">1.0% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5f_409\" style=\"left:810px;bottom:518px;letter-spacing:-0.04px;display:inline;\">1.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5g_409\" style=\"left:550px;bottom:503px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5h_409\" style=\"left:713px;bottom:503px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">1.7% \u2013 16.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5i_409\" style=\"left:809px;bottom:503px;letter-spacing:-0.07px;display:inline;\">8.6% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5j_409\" style=\"left:100px;bottom:487px;word-spacing:-0.14px;display:inline;\">Equity and stock index </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5k_409\" style=\"left:327px;bottom:487px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5l_409\" style=\"left:378px;bottom:487px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5m_409\" style=\"left:405px;bottom:487px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t5n_409\" style=\"left:472px;bottom:487px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5o_409\" style=\"left:550px;bottom:487px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5p_409\" style=\"left:706px;bottom:487px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5q_409\" style=\"left:801px;bottom:487px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5r_409\" style=\"left:550px;bottom:471px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5s_409\" style=\"left:697px;bottom:471px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5t_409\" style=\"left:804px;bottom:471px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5u_409\" style=\"left:87px;bottom:456px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5v_409\" style=\"left:327px;bottom:456px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t5w_409\" style=\"left:368px;bottom:456px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5x_409\" style=\"left:405px;bottom:456px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t5y_409\" style=\"left:550px;bottom:456px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t5z_409\" style=\"left:717px;bottom:456px;letter-spacing:-0.19px;word-spacing:0.05px;display:inline;\">0.1% \u2013 3.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t60_409\" style=\"left:812px;bottom:456px;letter-spacing:-0.13px;display:inline;\">1.9% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t61_409\" style=\"left:87px;bottom:440px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t62_409\" style=\"left:327px;bottom:440px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t63_409\" style=\"left:361px;bottom:440px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t64_409\" style=\"left:405px;bottom:440px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t65_409\" style=\"left:550px;bottom:440px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t66_409\" style=\"left:715px;bottom:440px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">1.0% \u2013 2.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t67_409\" style=\"left:811px;bottom:440px;letter-spacing:0.1px;display:inline;\">1.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t68_409\" style=\"left:550px;bottom:425px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t69_409\" style=\"left:715px;bottom:425px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">2.9% \u2013 8.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6a_409\" style=\"left:812px;bottom:425px;letter-spacing:-0.17px;display:inline;\">6.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6b_409\" style=\"left:550px;bottom:409px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6c_409\" style=\"left:710px;bottom:409px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">4.8% \u2013 15.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6d_409\" style=\"left:810px;bottom:409px;letter-spacing:-0.47px;display:inline;\">9.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6e_409\" style=\"left:405px;bottom:393px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t6f_409\" style=\"left:472px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6g_409\" style=\"left:550px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6h_409\" style=\"left:706px;bottom:393px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6i_409\" style=\"left:801px;bottom:393px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6j_409\" style=\"left:550px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6k_409\" style=\"left:697px;bottom:378px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6l_409\" style=\"left:804px;bottom:378px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6m_409\" style=\"left:87px;bottom:362px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_409\" id=\"t6n_409\" style=\"left:155px;bottom:362px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_409\" id=\"t6o_409\" style=\"left:172px;bottom:362px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t6p_409\" style=\"left:327px;bottom:362px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t6q_409\" style=\"left:362px;bottom:362px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6r_409\" style=\"left:405px;bottom:362px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6s_409\" style=\"left:550px;bottom:362px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6t_409\" style=\"left:716px;bottom:362px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">0.3% \u2013 1.6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6u_409\" style=\"left:815px;bottom:362px;letter-spacing:-0.19px;display:inline;\">1.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6v_409\" style=\"left:550px;bottom:347px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6w_409\" style=\"left:708px;bottom:347px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">6.6% \u2013 20.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6x_409\" style=\"left:807px;bottom:347px;letter-spacing:-0.5px;display:inline;\">17.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t6y_409\" style=\"left:550px;bottom:331px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t6z_409\" style=\"left:715px;bottom:331px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">2.9% \u2013 5.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t70_409\" style=\"left:809px;bottom:331px;letter-spacing:-0.13px;display:inline;\">4.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t71_409\" style=\"left:405px;bottom:316px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t se_409\" id=\"t72_409\" style=\"left:472px;bottom:316px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t73_409\" style=\"left:550px;bottom:316px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t74_409\" style=\"left:706px;bottom:316px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">44.1% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t75_409\" style=\"left:801px;bottom:316px;letter-spacing:0.02px;display:inline;\">80.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t76_409\" style=\"left:550px;bottom:300px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t77_409\" style=\"left:697px;bottom:300px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">(35.9)% \u2013 45.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t78_409\" style=\"left:804px;bottom:300px;letter-spacing:0.06px;display:inline;\">14.2% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t79_409\" style=\"left:550px;bottom:284px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Bond option impl</div><div class=\"t se_409\" id=\"t7a_409\" style=\"left:646px;bottom:284px;letter-spacing:-0.01px;display:inline;\">ied </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7d_409\" style=\"left:715px;bottom:284px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">2.9% \u2013 5.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7e_409\" style=\"left:809px;bottom:284px;letter-spacing:-0.13px;display:inline;\">4.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7b_409\" style=\"left:550px;bottom:270px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t se_409\" id=\"t7c_409\" style=\"left:584px;bottom:270px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7f_409\" style=\"left:87px;bottom:254px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_409\" id=\"t7g_409\" style=\"left:147px;bottom:254px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7h_409\" style=\"left:327px;bottom:254px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7i_409\" style=\"left:370px;bottom:254px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7j_409\" style=\"left:405px;bottom:254px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7k_409\" style=\"left:550px;bottom:254px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7l_409\" style=\"left:725px;bottom:254px;letter-spacing:-0.56px;word-spacing:0.41px;display:inline;\">7.1% \u2013 7.1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7m_409\" style=\"left:814px;bottom:254px;letter-spacing:-0.69px;display:inline;\">7.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7n_409\" style=\"left:87px;bottom:239px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_409\" id=\"t7o_409\" style=\"left:143px;bottom:239px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_409\" id=\"t7p_409\" style=\"left:149px;bottom:239px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_409\" id=\"t7q_409\" style=\"left:156px;bottom:239px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7r_409\" style=\"left:327px;bottom:239px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t7s_409\" style=\"left:382px;bottom:239px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7t_409\" style=\"left:405px;bottom:239px;letter-spacing:0.03px;display:inline;\">Comparable </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7x_409\" style=\"left:550px;bottom:239px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7y_409\" style=\"left:722px;bottom:239px;letter-spacing:0.03px;word-spacing:-0.19px;display:inline;\">5.8x \u2013 11.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_409\" id=\"t7z_409\" style=\"left:813px;bottom:239px;letter-spacing:0.08px;display:inline;\">8.5x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_409\" id=\"t7u_409\" style=\"left:405px;bottom:224px;letter-spacing:0.03px;display:inline;\">pric</div><div class=\"t se_409\" id=\"t7v_409\" style=\"left:426px;bottom:224px;letter-spacing:-0.1px;display:inline;\">ing/y</div><div class=\"t sd_409\" id=\"t7w_409\" style=\"left:455px;bottom:224px;display:inline;\">ield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_409\" id=\"t80_409\" style=\"left:87px;bottom:209px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t81_409\" style=\"left:304px;bottom:209px;letter-spacing:0.07px;display:inline;\">6,714 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_409\" id=\"t82_409\" style=\"left:357px;bottom:209px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div class=\"t sf_409\" id=\"t83_409\" style=\"left:87px;bottom:187px;display:inline;\">1 </div><div class=\"t sf_409\" id=\"t84_409\" style=\"left:100px;bottom:187px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The ranges of values shown in the above table represent the highest and lowest levels used in the valuation of the Group\u2019s Level 3 \ufb01nanc</div><div class=\"t sg_409\" id=\"t85_409\" style=\"left:719px;bottom:187px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sf_409\" id=\"t86_409\" style=\"left:731px;bottom:187px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">instruments as </div><div class=\"t sf_409\" id=\"t87_409\" style=\"left:100px;bottom:175px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">at 31 December 2023. The ranges of values used are re\ufb02ective of the underlying characterist</div><div class=\"t sg_409\" id=\"t88_409\" style=\"left:517px;bottom:175px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ics of these Level 3 \ufb01nancial </div><div class=\"t sf_409\" id=\"t89_409\" style=\"left:645px;bottom:175px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments based on the market </div><div class=\"t sf_409\" id=\"t8a_409\" style=\"left:100px;bottom:164px;letter-spacing:-0.05px;display:inline;\">condit</div><div class=\"t sg_409\" id=\"t8b_409\" style=\"left:129px;bottom:164px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ions at the balance sheet date. However, these ranges of values may not represent the uncerta</div><div class=\"t sf_409\" id=\"t8c_409\" style=\"left:562px;bottom:164px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">inty in fair value measurements of the Group\u2019s Level 3 </div><div class=\"t sg_409\" id=\"t8d_409\" style=\"left:100px;bottom:152px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div><div class=\"t sf_409\" id=\"t8e_409\" style=\"left:141px;bottom:152px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sf_409\" id=\"t8f_409\" style=\"left:87px;bottom:135px;display:inline;\">2 </div><div class=\"t sf_409\" id=\"t8g_409\" style=\"left:100px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Weighted average for non-derivat</div><div class=\"t sg_409\" id=\"t8h_409\" style=\"left:259px;bottom:135px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_409\" id=\"t8i_409\" style=\"left:316px;bottom:135px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments has been calculated by weight</div><div class=\"t sg_409\" id=\"t8j_409\" style=\"left:513px;bottom:135px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sf_409\" id=\"t8k_409\" style=\"left:530px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the relative fair value. Weighted average for </div><div class=\"t sf_409\" id=\"t8l_409\" style=\"left:100px;bottom:123px;letter-spacing:-0.03px;display:inline;\">derivat</div><div class=\"t sg_409\" id=\"t8m_409\" style=\"left:133px;bottom:123px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ives has been prov</div><div class=\"t sf_409\" id=\"t8n_409\" style=\"left:217px;bottom:123px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ided by weight</div><div class=\"t sg_409\" id=\"t8o_409\" style=\"left:285px;bottom:123px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sf_409\" id=\"t8p_409\" style=\"left:302px;bottom:123px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the risk relevant to that variable. N/A has been entered for the cases where weighted average is not </div><div class=\"t sf_409\" id=\"t8q_409\" style=\"left:100px;bottom:112px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">a meaningful ind</div><div class=\"t sg_409\" id=\"t8r_409\" style=\"left:178px;bottom:112px;letter-spacing:-0.05px;display:inline;\">icator </div><div></div><div class=\"t s5_410\" id=\"t7_410\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_410\" id=\"t8_410\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_410\" id=\"t9_410\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_410\" id=\"ta_410\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_410\" id=\"tc_410\" style=\"left:286px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.06px;display:inline;\">Value as at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_410\" id=\"td_410\" style=\"left:270px;bottom:1151px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"tq_410\" style=\"left:277px;bottom:1135px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tt_410\" style=\"left:329px;bottom:1135px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s9_410\" id=\"tu_410\" style=\"left:349px;bottom:1135px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sa_410\" id=\"tv_410\" style=\"left:354px;bottom:1135px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s9_410\" id=\"tw_410\" style=\"left:360px;bottom:1135px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"te_410\" style=\"left:385px;bottom:1135px;letter-spacing:-0.04px;display:inline;\">Princ</div><div class=\"t s9_410\" id=\"tf_410\" style=\"left:408px;bottom:1135px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ipal valuat</div><div class=\"t sa_410\" id=\"tg_410\" style=\"left:457px;bottom:1135px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"ti_410\" style=\"left:524px;bottom:1135px;letter-spacing:-0.06px;display:inline;\">Sign</div><div class=\"t s9_410\" id=\"tj_410\" style=\"left:544px;bottom:1135px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">i\ufb01cant unobservable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tn_410\" style=\"left:772px;bottom:1135px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_410\" id=\"tb_410\" style=\"left:69px;bottom:1124px;letter-spacing:0.01px;display:inline;\">Instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tr_410\" style=\"left:272px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_410\" id=\"ts_410\" style=\"left:293px;bottom:1124px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_410\" id=\"tx_410\" style=\"left:337px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_410\" id=\"ty_410\" style=\"left:358px;bottom:1124px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"th_410\" style=\"left:385px;bottom:1124px;letter-spacing:-0.03px;display:inline;\">technique </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_410\" id=\"tk_410\" style=\"left:524px;bottom:1124px;letter-spacing:0.01px;display:inline;\">inputs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"tl_410\" style=\"left:724px;bottom:1124px;letter-spacing:-0.08px;display:inline;\">Range </div><div class=\"t sb_410\" id=\"tm_410\" style=\"vertical-align: super;left:754px;bottom:1129px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_410\" id=\"to_410\" style=\"left:779px;bottom:1124px;letter-spacing:-0.05px;display:inline;\">average </div><div class=\"t sb_410\" id=\"tp_410\" style=\"vertical-align: super;left:818px;bottom:1129px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"tz_410\" style=\"left:69px;bottom:1105px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t10_410\" style=\"left:297px;bottom:1105px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t11_410\" style=\"left:366px;bottom:1105px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t12_410\" style=\"left:385px;bottom:1105px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t13_410\" style=\"left:524px;bottom:1105px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t14_410\" style=\"left:731px;bottom:1105px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t15_410\" style=\"left:796px;bottom:1105px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t16_410\" style=\"left:524px;bottom:1086px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t17_410\" style=\"left:727px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">2.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t18_410\" style=\"left:792px;bottom:1086px;letter-spacing:-0.12px;display:inline;\">2.9% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t19_410\" style=\"left:69px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1b_410\" style=\"left:279px;bottom:1068px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1c_410\" style=\"left:366px;bottom:1068px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1d_410\" style=\"left:385px;bottom:1068px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1e_410\" style=\"left:524px;bottom:1068px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1f_410\" style=\"left:683px;bottom:1068px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">0.3% \u2013 18.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1g_410\" style=\"left:792px;bottom:1068px;letter-spacing:0.13px;display:inline;\">5.3% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1a_410\" style=\"left:69px;bottom:1054px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">to customers </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1h_410\" style=\"left:524px;bottom:1050px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1i_410\" style=\"left:684px;bottom:1050px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">5.0% \u2013 100% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1j_410\" style=\"left:784px;bottom:1050px;letter-spacing:-0.01px;display:inline;\">90.5% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1k_410\" style=\"left:69px;bottom:1032px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Reverse repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1o_410\" style=\"left:281px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1p_410\" style=\"left:366px;bottom:1032px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1q_410\" style=\"left:385px;bottom:1032px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t1r_410\" style=\"left:524px;bottom:1032px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Repo curve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1s_410\" style=\"left:688px;bottom:1032px;word-spacing:-0.14px;display:inline;\">2.3% \u2013 8.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1t_410\" style=\"left:791px;bottom:1032px;letter-spacing:0.12px;display:inline;\">6.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1l_410\" style=\"left:69px;bottom:1017px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">agreements and other sim</div><div class=\"t s4_410\" id=\"t1m_410\" style=\"left:217px;bottom:1017px;letter-spacing:-0.08px;display:inline;\">ilar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1n_410\" style=\"left:69px;bottom:1003px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">secured lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1u_410\" style=\"left:524px;bottom:1003px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1v_410\" style=\"left:700px;bottom:1003px;letter-spacing:-0.3px;display:inline;\">1.9%-7.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t1w_410\" style=\"left:790px;bottom:1003px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t1x_410\" style=\"left:69px;bottom:985px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_410\" id=\"t1y_410\" style=\"left:137px;bottom:985px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sc_410\" id=\"t1z_410\" style=\"left:203px;bottom:985px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ive tier </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t24_410\" style=\"left:284px;bottom:985px;letter-spacing:-0.15px;display:inline;\">1,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t25_410\" style=\"left:366px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t26_410\" style=\"left:385px;bottom:985px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t27_410\" style=\"left:524px;bottom:985px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t28_410\" style=\"left:689px;bottom:985px;letter-spacing:0.04px;display:inline;\">3.1%\u201348.5% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t29_410\" style=\"left:797px;bottom:985px;letter-spacing:-0.69px;display:inline;\">7.1% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t20_410\" style=\"left:69px;bottom:970px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">one and other elig</div><div class=\"t s4_410\" id=\"t21_410\" style=\"left:171px;bottom:970px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ible secur</div><div class=\"t sc_410\" id=\"t22_410\" style=\"left:223px;bottom:970px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_410\" id=\"t23_410\" style=\"left:231px;bottom:970px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t2a_410\" style=\"left:524px;bottom:967px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Recovery rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2b_410\" style=\"left:688px;bottom:967px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">0.0% \u2013 1.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2c_410\" style=\"left:791px;bottom:967px;letter-spacing:0.02px;display:inline;\">0.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t2d_410\" style=\"left:69px;bottom:948px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Government bonds and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2f_410\" style=\"left:301px;bottom:948px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2g_410\" style=\"left:366px;bottom:948px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2h_410\" style=\"left:385px;bottom:948px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2i_410\" style=\"left:524px;bottom:948px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2j_410\" style=\"left:731px;bottom:948px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2k_410\" style=\"left:796px;bottom:948px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2e_410\" style=\"left:69px;bottom:934px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">treasury bills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2l_410\" style=\"left:69px;bottom:916px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Asset-backed securit</div><div class=\"t s4_410\" id=\"t2m_410\" style=\"left:186px;bottom:916px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2n_410\" style=\"left:303px;bottom:916px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2o_410\" style=\"left:366px;bottom:916px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2p_410\" style=\"left:385px;bottom:916px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2q_410\" style=\"left:524px;bottom:916px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2r_410\" style=\"left:726px;bottom:916px;letter-spacing:0.07px;display:inline;\">6.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2s_410\" style=\"left:791px;bottom:916px;letter-spacing:0.07px;display:inline;\">6.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2t_410\" style=\"left:69px;bottom:898px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Equity shares (includes private </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2v_410\" style=\"left:288px;bottom:898px;letter-spacing:-0.03px;display:inline;\">837 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t2w_410\" style=\"left:366px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2x_410\" style=\"left:385px;bottom:898px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Comparable pric</div><div class=\"t s4_410\" id=\"t2y_410\" style=\"left:480px;bottom:898px;letter-spacing:-0.04px;display:inline;\">ing/ </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t30_410\" style=\"left:524px;bottom:898px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t31_410\" style=\"left:699px;bottom:898px;letter-spacing:-0.27px;word-spacing:0.11px;display:inline;\">7.0x \u2013 13.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t32_410\" style=\"left:794px;bottom:898px;letter-spacing:-0.03px;display:inline;\">11.0x </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2u_410\" style=\"left:69px;bottom:883px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">equity investments) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t2z_410\" style=\"left:385px;bottom:883px;letter-spacing:0.02px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t33_410\" style=\"left:524px;bottom:879px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t34_410\" style=\"left:691px;bottom:879px;letter-spacing:0.14px;word-spacing:-0.29px;display:inline;\">8.2x \u2013 23.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t35_410\" style=\"left:793px;bottom:879px;letter-spacing:-0.1px;display:inline;\">12.9x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t36_410\" style=\"left:524px;bottom:861px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/E multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t37_410\" style=\"left:690px;bottom:861px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">13.4x \u2013 29.7x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t38_410\" style=\"left:794px;bottom:861px;letter-spacing:-0.38px;display:inline;\">17.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t39_410\" style=\"left:524px;bottom:843px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">P/B multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3a_410\" style=\"left:698px;bottom:843px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">0.3x \u2013 3.3x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3b_410\" style=\"left:799px;bottom:843px;letter-spacing:0.11px;display:inline;\">1.3x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3c_410\" style=\"left:524px;bottom:825px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">P/S multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3d_410\" style=\"left:702px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">2.1x \u2013 2.2x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3e_410\" style=\"left:796px;bottom:825px;letter-spacing:0.23px;display:inline;\">2.2x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3f_410\" style=\"left:524px;bottom:807px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t s4_410\" id=\"t3g_410\" style=\"left:548px;bottom:807px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sc_410\" id=\"t3h_410\" style=\"left:558px;bottom:807px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ity discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3i_410\" style=\"left:677px;bottom:807px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">10.0% \u2013 29.7% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3j_410\" style=\"left:789px;bottom:807px;letter-spacing:-0.35px;display:inline;\">17.5% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3k_410\" style=\"left:385px;bottom:788px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3l_410\" style=\"left:524px;bottom:788px;word-spacing:-0.14px;display:inline;\">Discount rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3m_410\" style=\"left:686px;bottom:788px;letter-spacing:-0.23px;word-spacing:0.09px;display:inline;\">7.5% \u2013 16.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3n_410\" style=\"left:792px;bottom:788px;letter-spacing:-0.47px;display:inline;\">9.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3o_410\" style=\"left:385px;bottom:770px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t3p_410\" style=\"left:449px;bottom:770px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3q_410\" style=\"left:524px;bottom:770px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3s_410\" style=\"left:695px;bottom:770px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">4.8x \u2013 76.1x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3t_410\" style=\"left:791px;bottom:770px;letter-spacing:-0.12px;display:inline;\">32.9x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3r_410\" style=\"left:524px;bottom:756px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">EV/Revenue multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3u_410\" style=\"left:524px;bottom:738px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3w_410\" style=\"left:731px;bottom:738px;letter-spacing:0.04px;display:inline;\">2.6x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t3x_410\" style=\"left:796px;bottom:738px;letter-spacing:0.04px;display:inline;\">2.6x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3v_410\" style=\"left:524px;bottom:723px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3y_410\" style=\"left:524px;bottom:705px;word-spacing:-0.14px;display:inline;\">Equity value based on </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t41_410\" style=\"left:718px;bottom:705px;letter-spacing:-0.07px;display:inline;\">60.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t42_410\" style=\"left:783px;bottom:705px;letter-spacing:-0.07px;display:inline;\">60.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t3z_410\" style=\"left:524px;bottom:690px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t s4_410\" id=\"t40_410\" style=\"left:558px;bottom:690px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t43_410\" style=\"left:69px;bottom:672px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t44_410\" style=\"left:301px;bottom:672px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t45_410\" style=\"left:366px;bottom:672px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t46_410\" style=\"left:385px;bottom:672px;letter-spacing:-0.48px;display:inline;\">NAV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t47_410\" style=\"left:524px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t48_410\" style=\"left:731px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t49_410\" style=\"left:796px;bottom:672px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4a_410\" style=\"left:69px;bottom:654px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_410\" id=\"t4b_410\" style=\"left:111px;bottom:654px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sc_410\" id=\"t4c_410\" style=\"left:180px;bottom:654px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4d_410\" style=\"left:69px;bottom:640px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4e_410\" style=\"left:82px;bottom:621px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4f_410\" style=\"left:297px;bottom:621px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4g_410\" style=\"left:362px;bottom:621px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4h_410\" style=\"left:385px;bottom:621px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t4i_410\" style=\"left:449px;bottom:621px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4j_410\" style=\"left:524px;bottom:621px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4o_410\" style=\"left:675px;bottom:621px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">(21.0)% \u2013 21.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4p_410\" style=\"left:787px;bottom:621px;letter-spacing:0.02px;display:inline;\">(2.7)% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4k_410\" style=\"left:524px;bottom:607px;word-spacing:-0.14px;display:inline;\">option impl</div><div class=\"t s4_410\" id=\"t4l_410\" style=\"left:588px;bottom:607px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ied volat</div><div class=\"t sc_410\" id=\"t4m_410\" style=\"left:636px;bottom:607px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t s4_410\" id=\"t4n_410\" style=\"left:642px;bottom:607px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4q_410\" style=\"left:385px;bottom:589px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4r_410\" style=\"left:524px;bottom:589px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4t_410\" style=\"left:680px;bottom:589px;letter-spacing:-0.18px;word-spacing:0.04px;display:inline;\">(4.6)% \u2013 81.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4u_410\" style=\"left:788px;bottom:589px;letter-spacing:-0.09px;display:inline;\">15.9% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4s_410\" style=\"left:524px;bottom:574px;letter-spacing:0.09px;display:inline;\">curves </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4v_410\" style=\"left:82px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4w_410\" style=\"left:294px;bottom:556px;letter-spacing:-0.06px;display:inline;\">28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t4x_410\" style=\"left:362px;bottom:556px;letter-spacing:-0.06px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t4y_410\" style=\"left:385px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t4z_410\" style=\"left:524px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t50_410\" style=\"left:680px;bottom:556px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(2.1)% \u2013 50.2% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t51_410\" style=\"left:787px;bottom:556px;letter-spacing:-0.12px;display:inline;\">10.6% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t52_410\" style=\"left:385px;bottom:538px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Option pric</div><div class=\"t s4_410\" id=\"t53_410\" style=\"left:449px;bottom:538px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t54_410\" style=\"left:524px;bottom:538px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Bond option impl</div><div class=\"t s4_410\" id=\"t55_410\" style=\"left:620px;bottom:538px;letter-spacing:-0.01px;display:inline;\">ied </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t58_410\" style=\"left:731px;bottom:538px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t59_410\" style=\"left:796px;bottom:538px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t56_410\" style=\"left:524px;bottom:523px;letter-spacing:-0.03px;display:inline;\">volatil</div><div class=\"t s4_410\" id=\"t57_410\" style=\"left:558px;bottom:523px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5a_410\" style=\"left:82px;bottom:505px;display:inline;\">Credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5b_410\" style=\"left:303px;bottom:505px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5c_410\" style=\"left:359px;bottom:505px;letter-spacing:-0.18px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5d_410\" style=\"left:385px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5e_410\" style=\"left:524px;bottom:505px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5f_410\" style=\"left:691px;bottom:505px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">0.1% \u2013 2.3% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5g_410\" style=\"left:794px;bottom:505px;letter-spacing:-0.12px;display:inline;\">1.4% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5h_410\" style=\"left:524px;bottom:487px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5i_410\" style=\"left:692px;bottom:487px;letter-spacing:-0.3px;word-spacing:0.15px;display:inline;\">7.2% \u2013 9.7% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5j_410\" style=\"left:793px;bottom:487px;letter-spacing:-0.4px;display:inline;\">7.2% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5k_410\" style=\"left:82px;bottom:469px;word-spacing:-0.14px;display:inline;\">Equity and stock index </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5l_410\" style=\"left:301px;bottom:469px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5m_410\" style=\"left:359px;bottom:469px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5n_410\" style=\"left:385px;bottom:469px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t5o_410\" style=\"left:452px;bottom:469px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5p_410\" style=\"left:524px;bottom:469px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5q_410\" style=\"left:673px;bottom:469px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5r_410\" style=\"left:786px;bottom:469px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5s_410\" style=\"left:524px;bottom:451px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5t_410\" style=\"left:668px;bottom:451px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5u_410\" style=\"left:786px;bottom:451px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5v_410\" style=\"left:69px;bottom:432px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5w_410\" style=\"left:301px;bottom:432px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t5x_410\" style=\"left:352px;bottom:432px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5y_410\" style=\"left:385px;bottom:432px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t5z_410\" style=\"left:524px;bottom:432px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t60_410\" style=\"left:688px;bottom:432px;letter-spacing:-0.17px;word-spacing:0.03px;display:inline;\">0.9% \u2013 3.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t61_410\" style=\"left:794px;bottom:432px;letter-spacing:0.05px;display:inline;\">1.8% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t62_410\" style=\"left:524px;bottom:414px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t63_410\" style=\"left:725px;bottom:414px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t64_410\" style=\"left:790px;bottom:414px;letter-spacing:-0.02px;display:inline;\">6.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t65_410\" style=\"left:69px;bottom:396px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t66_410\" style=\"left:301px;bottom:396px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t67_410\" style=\"left:353px;bottom:396px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t68_410\" style=\"left:385px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t69_410\" style=\"left:524px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6a_410\" style=\"left:688px;bottom:396px;letter-spacing:-0.3px;word-spacing:0.16px;display:inline;\">0.9% \u2013 19.1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6b_410\" style=\"left:786px;bottom:396px;letter-spacing:0.04px;display:inline;\">10.3% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6c_410\" style=\"left:385px;bottom:378px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t6d_410\" style=\"left:452px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6e_410\" style=\"left:524px;bottom:378px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6f_410\" style=\"left:673px;bottom:378px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6g_410\" style=\"left:786px;bottom:378px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6h_410\" style=\"left:524px;bottom:360px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6i_410\" style=\"left:668px;bottom:360px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6j_410\" style=\"left:786px;bottom:360px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6k_410\" style=\"left:385px;bottom:342px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_410\" id=\"t6l_410\" style=\"left:524px;bottom:342px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest rate curves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6m_410\" style=\"left:731px;bottom:342px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6n_410\" style=\"left:796px;bottom:342px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6o_410\" style=\"left:524px;bottom:323px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6p_410\" style=\"left:686px;bottom:323px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">3.1% \u2013 22.9% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6q_410\" style=\"left:789px;bottom:323px;letter-spacing:-0.36px;display:inline;\">17.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6r_410\" style=\"left:69px;bottom:305px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_410\" id=\"t6s_410\" style=\"left:137px;bottom:305px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_410\" id=\"t6t_410\" style=\"left:155px;bottom:305px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6u_410\" style=\"left:301px;bottom:305px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6v_410\" style=\"left:355px;bottom:305px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6w_410\" style=\"left:385px;bottom:305px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t6x_410\" style=\"left:524px;bottom:305px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Credit spreads </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6y_410\" style=\"left:689px;bottom:305px;letter-spacing:-0.23px;word-spacing:0.09px;display:inline;\">0.3% \u2013 7.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t6z_410\" style=\"left:791px;bottom:305px;letter-spacing:0.06px;display:inline;\">4.7% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t70_410\" style=\"left:524px;bottom:287px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t71_410\" style=\"left:684px;bottom:287px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">6.8% \u2013 12.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t72_410\" style=\"left:796px;bottom:287px;letter-spacing:-0.54px;display:inline;\">9.1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t73_410\" style=\"left:385px;bottom:269px;word-spacing:-0.15px;display:inline;\">Internal pric</div><div class=\"t s4_410\" id=\"t74_410\" style=\"left:452px;bottom:269px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t75_410\" style=\"left:524px;bottom:269px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Equity-Equity correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t76_410\" style=\"left:673px;bottom:269px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">30.0% \u2013 96.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t77_410\" style=\"left:786px;bottom:269px;letter-spacing:-0.5px;display:inline;\">67.0% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t78_410\" style=\"left:524px;bottom:251px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Equity-FX correlation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t79_410\" style=\"left:668px;bottom:251px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">(70.0)% \u2013 85.0% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7a_410\" style=\"left:786px;bottom:251px;letter-spacing:-0.45px;display:inline;\">37.0% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7b_410\" style=\"left:69px;bottom:233px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t s4_410\" id=\"t7c_410\" style=\"left:129px;bottom:233px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7d_410\" style=\"left:301px;bottom:233px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7e_410\" style=\"left:357px;bottom:233px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7f_410\" style=\"left:385px;bottom:233px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Discounted cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7g_410\" style=\"left:524px;bottom:233px;letter-spacing:-0.07px;display:inline;\">Price/yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7h_410\" style=\"left:726px;bottom:233px;letter-spacing:0.07px;display:inline;\">6.8% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7i_410\" style=\"left:791px;bottom:233px;letter-spacing:0.07px;display:inline;\">6.8% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7j_410\" style=\"left:69px;bottom:214px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_410\" id=\"t7k_410\" style=\"left:126px;bottom:214px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_410\" id=\"t7l_410\" style=\"left:131px;bottom:214px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_410\" id=\"t7m_410\" style=\"left:139px;bottom:214px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7n_410\" style=\"left:301px;bottom:214px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7o_410\" style=\"left:365px;bottom:214px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7p_410\" style=\"left:385px;bottom:214px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Comparable pric</div><div class=\"t s4_410\" id=\"t7q_410\" style=\"left:480px;bottom:214px;letter-spacing:-0.04px;display:inline;\">ing/ </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7s_410\" style=\"left:524px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">EV/EBITDA multiples </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7t_410\" style=\"left:697px;bottom:214px;letter-spacing:-0.1px;word-spacing:-0.06px;display:inline;\">4.2x \u2013 9.0x </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7u_410\" style=\"left:799px;bottom:214px;letter-spacing:-0.14px;display:inline;\">6.1x </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_410\" id=\"t7r_410\" style=\"left:385px;bottom:200px;letter-spacing:0.02px;display:inline;\">yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_410\" id=\"t7v_410\" style=\"left:69px;bottom:182px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7w_410\" style=\"left:278px;bottom:182px;letter-spacing:0.07px;display:inline;\">5,865 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_410\" id=\"t7x_410\" style=\"left:346px;bottom:182px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div class=\"t s9_410\" id=\"t7y_410\" style=\"left:69px;bottom:158px;display:inline;\">1 </div><div class=\"t sa_410\" id=\"t7z_410\" style=\"left:82px;bottom:158px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The ranges of values shown in the above table represent the highest and lowest levels used in the valuation of the Group\u2019s Level 3 \ufb01nanc</div><div class=\"t s9_410\" id=\"t80_410\" style=\"left:701px;bottom:158px;letter-spacing:-0.06px;display:inline;\">ial </div><div class=\"t sa_410\" id=\"t81_410\" style=\"left:714px;bottom:158px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">instruments as </div><div class=\"t sa_410\" id=\"t82_410\" style=\"left:82px;bottom:147px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">at 31 December 2022. The ranges of values used are re\ufb02ective of the underlying characterist</div><div class=\"t s9_410\" id=\"t83_410\" style=\"left:500px;bottom:147px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ics of these Level 3 \ufb01nancial </div><div class=\"t sa_410\" id=\"t84_410\" style=\"left:628px;bottom:147px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments based on the market </div><div class=\"t sa_410\" id=\"t85_410\" style=\"left:82px;bottom:135px;letter-spacing:-0.05px;display:inline;\">condit</div><div class=\"t s9_410\" id=\"t86_410\" style=\"left:112px;bottom:135px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ions at the balance sheet date. However, these ranges of values may not represent the uncerta</div><div class=\"t sa_410\" id=\"t87_410\" style=\"left:545px;bottom:135px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">inty in fair value measurements of the Group\u2019s Level 3 </div><div class=\"t s9_410\" id=\"t88_410\" style=\"left:82px;bottom:124px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div><div class=\"t sa_410\" id=\"t89_410\" style=\"left:124px;bottom:124px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t s9_410\" id=\"t8a_410\" style=\"left:69px;bottom:107px;display:inline;\">2 </div><div class=\"t sa_410\" id=\"t8b_410\" style=\"left:82px;bottom:107px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Weighted average for non-derivat</div><div class=\"t s9_410\" id=\"t8c_410\" style=\"left:242px;bottom:107px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_410\" id=\"t8d_410\" style=\"left:298px;bottom:107px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">instruments has been calculated by weight</div><div class=\"t s9_410\" id=\"t8e_410\" style=\"left:496px;bottom:107px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sa_410\" id=\"t8f_410\" style=\"left:512px;bottom:107px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the relative fair value. Weighted average for </div><div class=\"t sa_410\" id=\"t8g_410\" style=\"left:82px;bottom:95px;letter-spacing:-0.03px;display:inline;\">derivat</div><div class=\"t s9_410\" id=\"t8h_410\" style=\"left:115px;bottom:95px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ives has been prov</div><div class=\"t sa_410\" id=\"t8i_410\" style=\"left:200px;bottom:95px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ided by weight</div><div class=\"t s9_410\" id=\"t8j_410\" style=\"left:268px;bottom:95px;letter-spacing:-0.05px;display:inline;\">ing </div><div class=\"t sa_410\" id=\"t8k_410\" style=\"left:284px;bottom:95px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">inputs by the risk relevant to that variable. N/A has been entered for the cases where weighted average is not </div><div class=\"t sa_410\" id=\"t8l_410\" style=\"left:82px;bottom:84px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">a meaningful ind</div><div class=\"t s9_410\" id=\"t8m_410\" style=\"left:161px;bottom:84px;letter-spacing:-0.05px;display:inline;\">icator </div><div></div><div class=\"t s4_411\" id=\"t6_411\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_411\" id=\"t7_411\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_411\" id=\"t8_411\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_411\" id=\"t9_411\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_411\" id=\"ta_411\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The following section describes the sign</div><div class=\"t s8_411\" id=\"tb_411\" style=\"left:321px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s7_411\" id=\"tc_411\" style=\"left:445px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inputs ident</div><div class=\"t s8_411\" id=\"td_411\" style=\"left:515px;bottom:1163px;letter-spacing:-0.2px;display:inline;\">i\ufb01ed </div><div class=\"t s7_411\" id=\"te_411\" style=\"left:543px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in the valuation technique table: </div><div class=\"t s7_411\" id=\"tf_411\" style=\"left:87px;bottom:1139px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"tg_411\" style=\"left:100px;bottom:1139px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Comparable price/yield </div><div class=\"t s7_411\" id=\"th_411\" style=\"left:247px;bottom:1139px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is a valuation methodology in which the price of a comparable instrument is used to estimate the </div><div class=\"t s7_411\" id=\"ti_411\" style=\"left:100px;bottom:1123px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value where there are no direct observable prices. Yield is the interest rate that is used to discount the future cash \ufb02ows </div><div class=\"t s7_411\" id=\"tj_411\" style=\"left:100px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in a discounted cash \ufb02ow model. Valuation using comparable instruments can be done by calculating an impl</div><div class=\"t s8_411\" id=\"tk_411\" style=\"left:746px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied y</div><div class=\"t s7_411\" id=\"tl_411\" style=\"left:773px;bottom:1107px;letter-spacing:-0.32px;word-spacing:0.06px;display:inline;\">ield (or </div><div class=\"t s7_411\" id=\"tm_411\" style=\"left:100px;bottom:1091px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">spread over a liqu</div><div class=\"t s8_411\" id=\"tn_411\" style=\"left:204px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">id benchmark) from the pr</div><div class=\"t s7_411\" id=\"to_411\" style=\"left:360px;bottom:1091px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ice of a comparable instrument, then adjust</div><div class=\"t s8_411\" id=\"tp_411\" style=\"left:618px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing that y</div><div class=\"t s7_411\" id=\"tq_411\" style=\"left:674px;bottom:1091px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ield (or spread) to derive a </div><div class=\"t s7_411\" id=\"tr_411\" style=\"left:100px;bottom:1075px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">value for the instrument. The adjustment should account for relevant differences in the \ufb01nanc</div><div class=\"t s8_411\" id=\"ts_411\" style=\"left:649px;bottom:1075px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_411\" id=\"tt_411\" style=\"left:665px;bottom:1075px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments such as maturity </div><div class=\"t s7_411\" id=\"tu_411\" style=\"left:100px;bottom:1059px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">and/or credit quality. Alternatively, a price-to-price basis can be assumed between the comparable instrument and the </div><div class=\"t s7_411\" id=\"tv_411\" style=\"left:100px;bottom:1043px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instrument being valued in order to establish the value of the instrument (for example, deriv</div><div class=\"t s8_411\" id=\"tw_411\" style=\"left:638px;bottom:1043px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing a fa</div><div class=\"t s7_411\" id=\"tx_411\" style=\"left:682px;bottom:1043px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ir value for a jun</div><div class=\"t s8_411\" id=\"ty_411\" style=\"left:775px;bottom:1043px;letter-spacing:-0.17px;display:inline;\">ior </div><div class=\"t s7_411\" id=\"tz_411\" style=\"left:100px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">unsecured bond from the price of a senior secured bond). An increase in price, in isolat</div><div class=\"t s8_411\" id=\"t10_411\" style=\"left:604px;bottom:1027px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t11_411\" style=\"left:702px;bottom:1027px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in a favourable </div><div class=\"t s7_411\" id=\"t12_411\" style=\"left:100px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">movement in the fair value of the asset. An increase in yield, in isolat</div><div class=\"t s8_411\" id=\"t13_411\" style=\"left:498px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t14_411\" style=\"left:596px;bottom:1011px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in an unfavourable movement in the </div><div class=\"t s7_411\" id=\"t15_411\" style=\"left:100px;bottom:995px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">fair value of the asset </div><div class=\"t s7_411\" id=\"t16_411\" style=\"left:87px;bottom:971px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t17_411\" style=\"left:100px;bottom:971px;letter-spacing:-0.09px;display:inline;\">Correlation </div><div class=\"t s7_411\" id=\"t18_411\" style=\"left:172px;bottom:971px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is the measure of how movement in one variable in\ufb02uences the movement in another variable. An equity </div><div class=\"t s7_411\" id=\"t19_411\" style=\"left:100px;bottom:955px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">correlation is the correlation between two equity instruments while an interest rate correlation refers to the correlation </div><div class=\"t s7_411\" id=\"t1a_411\" style=\"left:100px;bottom:939px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">between two swap rates </div><div class=\"t s7_411\" id=\"t1b_411\" style=\"left:87px;bottom:915px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1c_411\" style=\"left:100px;bottom:915px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Credit spread </div><div class=\"t s7_411\" id=\"t1d_411\" style=\"left:185px;bottom:915px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">represents the addit</div><div class=\"t s8_411\" id=\"t1e_411\" style=\"left:305px;bottom:915px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ional y</div><div class=\"t s7_411\" id=\"t1f_411\" style=\"left:344px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ield that a market partic</div><div class=\"t s8_411\" id=\"t1g_411\" style=\"left:487px;bottom:915px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipant would demand for tak</div><div class=\"t s7_411\" id=\"t1h_411\" style=\"left:653px;bottom:915px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing exposure to the Credit Risk </div><div class=\"t s7_411\" id=\"t1i_411\" style=\"left:100px;bottom:899px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">of an instrument </div><div class=\"t s7_411\" id=\"t1j_411\" style=\"left:87px;bottom:875px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1k_411\" style=\"left:100px;bottom:875px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Discount rate </div><div class=\"t s7_411\" id=\"t1l_411\" style=\"left:184px;bottom:875px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">refers to the rate of return used to convert expected cash \ufb02ows into present value </div><div class=\"t s7_411\" id=\"t1m_411\" style=\"left:87px;bottom:850px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1n_411\" style=\"left:100px;bottom:850px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Equity-FX correlation </div><div class=\"t s7_411\" id=\"t1o_411\" style=\"left:233px;bottom:850px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is the correlation between equity instrument and foreign exchange instrument </div><div class=\"t s7_411\" id=\"t1p_411\" style=\"left:87px;bottom:826px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t1q_411\" style=\"left:100px;bottom:826px;letter-spacing:-0.26px;display:inline;\">EV/EBITDA multiple </div><div class=\"t s7_411\" id=\"t1r_411\" style=\"left:224px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is the ratio of Enterprise Value (EV) to Earnings Before Interest, Taxes, Depreciat</div><div class=\"t s8_411\" id=\"t1s_411\" style=\"left:691px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Amort</div><div class=\"t s7_411\" id=\"t1t_411\" style=\"left:777px;bottom:826px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t s8_411\" id=\"t1u_411\" style=\"left:799px;bottom:826px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_411\" id=\"t1v_411\" style=\"left:100px;bottom:810px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(EBITDA). EV is the aggregate market capital</div><div class=\"t s8_411\" id=\"t1w_411\" style=\"left:365px;bottom:810px;letter-spacing:-0.14px;display:inline;\">isat</div><div class=\"t s7_411\" id=\"t1x_411\" style=\"left:386px;bottom:810px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and debt minus the cash and cash equivalents. An increase in EV/EBITDA </div><div class=\"t s7_411\" id=\"t1y_411\" style=\"left:100px;bottom:794px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">multiple will result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t1z_411\" style=\"left:87px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t20_411\" style=\"left:100px;bottom:770px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">EV/Revenue multiple </div><div class=\"t s7_411\" id=\"t21_411\" style=\"left:229px;bottom:770px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">is the ratio of Enterprise Value (EV) to Revenue. An increase in EV/Revenue multiple will result in a </div><div class=\"t s7_411\" id=\"t22_411\" style=\"left:100px;bottom:754px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t23_411\" style=\"left:87px;bottom:730px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t24_411\" style=\"left:100px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Foreign exchange curves </div><div class=\"t s7_411\" id=\"t25_411\" style=\"left:252px;bottom:730px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is the term structure for forward rates and swap rates between currency pairs over a specif</div><div class=\"t s8_411\" id=\"t26_411\" style=\"left:785px;bottom:730px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_411\" id=\"t27_411\" style=\"left:100px;bottom:714px;letter-spacing:-0.09px;display:inline;\">period </div><div class=\"t s7_411\" id=\"t28_411\" style=\"left:87px;bottom:690px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t29_411\" style=\"left:100px;bottom:690px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">Net asset value (NAV) </div><div class=\"t s7_411\" id=\"t2a_411\" style=\"left:237px;bottom:690px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is the value of an entity\u2019s assets after deducting any liab</div><div class=\"t s8_411\" id=\"t2b_411\" style=\"left:566px;bottom:690px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_411\" id=\"t2c_411\" style=\"left:571px;bottom:690px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_411\" id=\"t2d_411\" style=\"left:579px;bottom:690px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_411\" id=\"t2e_411\" style=\"left:87px;bottom:666px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2f_411\" style=\"left:100px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Interest rate curves </div><div class=\"t s7_411\" id=\"t2g_411\" style=\"left:219px;bottom:666px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is the term structure of interest rates and measures of future interest rates at a particular point in time </div><div class=\"t s7_411\" id=\"t2h_411\" style=\"left:87px;bottom:642px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2i_411\" style=\"left:100px;bottom:642px;letter-spacing:-0.15px;display:inline;\">Liqu</div><div class=\"t sa_411\" id=\"t2j_411\" style=\"left:126px;bottom:642px;letter-spacing:-0.13px;display:inline;\">id</div><div class=\"t s9_411\" id=\"t2k_411\" style=\"left:137px;bottom:642px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity discounts in the valuation of unlisted investments </div><div class=\"t s7_411\" id=\"t2l_411\" style=\"left:456px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">are primar</div><div class=\"t s8_411\" id=\"t2m_411\" style=\"left:518px;bottom:642px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily appl</div><div class=\"t s7_411\" id=\"t2n_411\" style=\"left:561px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to the valuation of unlisted \ufb01rms\u2019 </div><div class=\"t s7_411\" id=\"t2o_411\" style=\"left:100px;bottom:626px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments to re\ufb02ect the fact that these stocks are not actively traded. An increase in liqu</div><div class=\"t s8_411\" id=\"t2p_411\" style=\"left:629px;bottom:626px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_411\" id=\"t2q_411\" style=\"left:640px;bottom:626px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity discount will result in an </div><div class=\"t s7_411\" id=\"t2r_411\" style=\"left:100px;bottom:610px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">unfavourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t2s_411\" style=\"left:87px;bottom:586px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2t_411\" style=\"left:100px;bottom:586px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Price-Earnings (P/E) multiple </div><div class=\"t s7_411\" id=\"t2u_411\" style=\"left:278px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of the equity to the net income after tax. An increase in P/E </div><div class=\"t s7_411\" id=\"t2v_411\" style=\"left:100px;bottom:570px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">multiple will result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t2w_411\" style=\"left:87px;bottom:546px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t2x_411\" style=\"left:100px;bottom:546px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">Price-Book (P/B) multiple </div><div class=\"t s7_411\" id=\"t2y_411\" style=\"left:256px;bottom:546px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of equity to the book value of equity. An increase in P/B multiple will </div><div class=\"t s7_411\" id=\"t2z_411\" style=\"left:100px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">result in a favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t30_411\" style=\"left:87px;bottom:506px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t31_411\" style=\"left:100px;bottom:506px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">Price-Sales (P/S) multiple </div><div class=\"t s7_411\" id=\"t32_411\" style=\"left:256px;bottom:506px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is the ratio of the market value of equity to sales. An increase in P/S multiple will result in a </div><div class=\"t s7_411\" id=\"t33_411\" style=\"left:100px;bottom:490px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">favourable movement in the fair value of the unlisted \ufb01rm </div><div class=\"t s7_411\" id=\"t34_411\" style=\"left:87px;bottom:465px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t35_411\" style=\"left:100px;bottom:465px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Recovery rates </div><div class=\"t s7_411\" id=\"t36_411\" style=\"left:192px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is the expectation of the rate of return resulting from the liqu</div><div class=\"t s8_411\" id=\"t37_411\" style=\"left:547px;bottom:465px;letter-spacing:-0.16px;display:inline;\">idat</div><div class=\"t s7_411\" id=\"t38_411\" style=\"left:571px;bottom:465px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of a particular loan. As the probabil</div><div class=\"t s8_411\" id=\"t39_411\" style=\"left:800px;bottom:465px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity of </div><div class=\"t s7_411\" id=\"t3a_411\" style=\"left:100px;bottom:449px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">default increases for a given instrument, the valuation of that instrument will increas</div><div class=\"t s8_411\" id=\"t3b_411\" style=\"left:595px;bottom:449px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ingly re\ufb02ect </div><div class=\"t s7_411\" id=\"t3c_411\" style=\"left:666px;bottom:449px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">its expected recovery level </div><div class=\"t s7_411\" id=\"t3d_411\" style=\"left:100px;bottom:433px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assuming default. An increase in the recovery rate, in isolat</div><div class=\"t s8_411\" id=\"t3e_411\" style=\"left:445px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, would result </div><div class=\"t s7_411\" id=\"t3f_411\" style=\"left:542px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in a favourable movement in the fair value of </div><div class=\"t s7_411\" id=\"t3g_411\" style=\"left:100px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the loan </div><div class=\"t s7_411\" id=\"t3h_411\" style=\"left:87px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t3i_411\" style=\"left:100px;bottom:393px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Repo curve </div><div class=\"t s7_411\" id=\"t3j_411\" style=\"left:169px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is the term structure of repo rates on repos and reverse repos at a particular point in time </div><div class=\"t s7_411\" id=\"t3k_411\" style=\"left:87px;bottom:369px;display:inline;\">\u2022 </div><div class=\"t s9_411\" id=\"t3l_411\" style=\"left:100px;bottom:369px;letter-spacing:-0.27px;display:inline;\">Volatil</div><div class=\"t sa_411\" id=\"t3m_411\" style=\"left:140px;bottom:369px;display:inline;\">ity </div><div class=\"t s7_411\" id=\"t3n_411\" style=\"left:158px;bottom:369px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">represents an estimate of how much a particular instrument, parameter or index will change in value over time. </div><div class=\"t s7_411\" id=\"t3o_411\" style=\"left:100px;bottom:353px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Generally, the higher the volatil</div><div class=\"t s8_411\" id=\"t3p_411\" style=\"left:283px;bottom:353px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, the more expens</div><div class=\"t s7_411\" id=\"t3q_411\" style=\"left:401px;bottom:353px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ive the option will be. </div><div></div><div class=\"t s5_412\" id=\"t7_412\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_412\" id=\"t8_412\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_412\" id=\"t9_412\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_412\" id=\"ta_412\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_412\" id=\"tb_412\" style=\"left:69px;bottom:1155px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Level 3 movement tables \u2013 \ufb01nancial assets </div><div class=\"t s9_412\" id=\"tc_412\" style=\"left:69px;bottom:1137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The table below analyses movements in Level 3 \ufb01nanc</div><div class=\"t sa_412\" id=\"td_412\" style=\"left:389px;bottom:1137px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets carr</div><div class=\"t s9_412\" id=\"te_412\" style=\"left:469px;bottom:1137px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied at fair value. </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"tg_412\" style=\"left:512px;bottom:1119px;letter-spacing:-0.06px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"th_412\" style=\"left:317px;bottom:1102px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Held at fair value through pro\ufb01t or loss </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sb_412\" id=\"to_412\" style=\"left:663px;bottom:1102px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Investment securit</div><div class=\"t sc_412\" id=\"tp_412\" style=\"left:749px;bottom:1102px;display:inline;\">ies </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t13_412\" style=\"left:379px;bottom:1085px;letter-spacing:-0.1px;display:inline;\">Reverse </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t14_412\" style=\"left:362px;bottom:1073px;letter-spacing:0.01px;display:inline;\">repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1d_412\" style=\"left:457px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1w_412\" style=\"left:691px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t15_412\" style=\"left:358px;bottom:1062px;letter-spacing:0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1e_412\" style=\"left:433px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sc_412\" id=\"t1f_412\" style=\"left:465px;bottom:1062px;letter-spacing:0.03px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1x_412\" style=\"left:667px;bottom:1062px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sc_412\" id=\"t1y_412\" style=\"left:699px;bottom:1062px;letter-spacing:0.03px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t16_412\" style=\"left:369px;bottom:1050px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1g_412\" style=\"left:428px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1z_412\" style=\"left:662px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tt_412\" style=\"left:237px;bottom:1039px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"ty_412\" style=\"left:302px;bottom:1039px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t17_412\" style=\"left:384px;bottom:1039px;letter-spacing:-0.03px;display:inline;\">sim</div><div class=\"t sc_412\" id=\"t18_412\" style=\"left:400px;bottom:1039px;letter-spacing:-0.03px;display:inline;\">ilar </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1h_412\" style=\"left:424px;bottom:1039px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">tier one and </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"ti_412\" style=\"left:600px;bottom:1039px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sc_412\" id=\"tj_412\" style=\"left:636px;bottom:1039px;letter-spacing:-0.14px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t20_412\" style=\"left:679px;bottom:1039px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tu_412\" style=\"left:240px;bottom:1028px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tz_412\" style=\"left:305px;bottom:1028px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t19_412\" style=\"left:379px;bottom:1028px;letter-spacing:0.01px;display:inline;\">secured </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1i_412\" style=\"left:455px;bottom:1028px;letter-spacing:0.02px;display:inline;\">other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1o_412\" style=\"left:502px;bottom:1028px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1s_412\" style=\"left:556px;bottom:1028px;letter-spacing:0.03px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_412\" id=\"tk_412\" style=\"left:608px;bottom:1028px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t21_412\" style=\"left:668px;bottom:1028px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t27_412\" style=\"left:736px;bottom:1028px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tv_412\" style=\"left:245px;bottom:1016px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t10_412\" style=\"left:290px;bottom:1016px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1a_412\" style=\"left:380px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1j_412\" style=\"left:425px;bottom:1016px;letter-spacing:-0.03px;display:inline;\">elig</div> <div class=\"t sc_412\" id=\"t1k_412\" style=\"left:442px;bottom:1016px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ible b</div><div class=\"t sb_412\" id=\"t1l_412\" style=\"left:468px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1p_412\" style=\"left:502px;bottom:1016px;letter-spacing:0.01px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1t_412\" style=\"left:554px;bottom:1016px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tl_412\" style=\"left:593px;bottom:1016px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t22_412\" style=\"left:659px;bottom:1016px;letter-spacing:-0.03px;display:inline;\">elig</div> <div class=\"t sc_412\" id=\"t23_412\" style=\"left:676px;bottom:1016px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ible b</div><div class=\"t sb_412\" id=\"t24_412\" style=\"left:702px;bottom:1016px;letter-spacing:-0.02px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t28_412\" style=\"left:736px;bottom:1016px;letter-spacing:0.01px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tq_412\" style=\"left:794px;bottom:1016px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_412\" id=\"tf_412\" style=\"left:69px;bottom:1004px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tw_412\" style=\"left:248px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"tx_412\" style=\"left:271px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t11_412\" style=\"left:313px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t12_412\" style=\"left:336px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1b_412\" style=\"left:378px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t1c_412\" style=\"left:401px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1m_412\" style=\"left:443px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t1n_412\" style=\"left:466px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1q_412\" style=\"left:495px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t1r_412\" style=\"left:518px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t1u_412\" style=\"left:547px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t1v_412\" style=\"left:570px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tm_412\" style=\"left:612px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"tn_412\" style=\"left:635px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t25_412\" style=\"left:677px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_412\" id=\"t26_412\" style=\"left:700px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"t29_412\" style=\"left:729px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"t2a_412\" style=\"left:752px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_412\" id=\"tr_412\" style=\"left:781px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_412\" id=\"ts_412\" style=\"left:804px;bottom:1005px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t2b_412\" style=\"left:69px;bottom:985px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2c_412\" style=\"left:274px;bottom:985px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2d_412\" style=\"left:320px;bottom:985px;letter-spacing:0.11px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2e_412\" style=\"left:386px;bottom:985px;letter-spacing:-0.05px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2f_412\" style=\"left:455px;bottom:985px;letter-spacing:-0.03px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2g_412\" style=\"left:514px;bottom:985px;letter-spacing:-0.01px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2h_412\" style=\"left:578px;bottom:985px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2i_412\" style=\"left:634px;bottom:985px;letter-spacing:0.34px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2j_412\" style=\"left:708px;bottom:985px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2k_412\" style=\"left:746px;bottom:985px;letter-spacing:0.02px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2l_412\" style=\"left:787px;bottom:985px;letter-spacing:0.09px;display:inline;\">5,865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2m_412\" style=\"left:69px;bottom:966px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2n_412\" style=\"left:69px;bottom:951px;word-spacing:-0.15px;display:inline;\">recognised in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2o_412\" style=\"left:69px;bottom:936px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2p_412\" style=\"left:280px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2q_412\" style=\"left:331px;bottom:936px;letter-spacing:0.03px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2r_412\" style=\"left:390px;bottom:936px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2s_412\" style=\"left:454px;bottom:936px;letter-spacing:-0.04px;display:inline;\">(292) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2t_412\" style=\"left:525px;bottom:936px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2u_412\" style=\"left:574px;bottom:936px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2v_412\" style=\"left:638px;bottom:936px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2w_412\" style=\"left:708px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2x_412\" style=\"left:760px;bottom:936px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t2y_412\" style=\"left:794px;bottom:936px;letter-spacing:-0.25px;display:inline;\">(419) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t2z_412\" style=\"left:82px;bottom:917px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t30_412\" style=\"left:280px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t31_412\" style=\"left:345px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t32_412\" style=\"left:410px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t33_412\" style=\"left:475px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t34_412\" style=\"left:527px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t35_412\" style=\"left:579px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t36_412\" style=\"left:643px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t37_412\" style=\"left:708px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t38_412\" style=\"left:760px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t39_412\" style=\"left:812px;bottom:917px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3a_412\" style=\"left:82px;bottom:898px;word-spacing:-0.13px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3b_412\" style=\"left:280px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3c_412\" style=\"left:331px;bottom:898px;letter-spacing:0.03px;display:inline;\">(35) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3d_412\" style=\"left:390px;bottom:898px;letter-spacing:0.08px;display:inline;\">(107) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3e_412\" style=\"left:453px;bottom:898px;letter-spacing:-0.12px;display:inline;\">(304) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3f_412\" style=\"left:526px;bottom:898px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3g_412\" style=\"left:579px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3h_412\" style=\"left:638px;bottom:898px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3i_412\" style=\"left:708px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3j_412\" style=\"left:760px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3k_412\" style=\"left:792px;bottom:898px;letter-spacing:-0.23px;display:inline;\">(429) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3l_412\" style=\"left:82px;bottom:879px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3m_412\" style=\"left:280px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3n_412\" style=\"left:345px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3o_412\" style=\"left:410px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3p_412\" style=\"left:469px;bottom:879px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3q_412\" style=\"left:522px;bottom:879px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3r_412\" style=\"left:574px;bottom:879px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3s_412\" style=\"left:643px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3t_412\" style=\"left:708px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3u_412\" style=\"left:760px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t3v_412\" style=\"left:805px;bottom:879px;letter-spacing:0.09px;display:inline;\">10 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3w_412\" style=\"left:69px;bottom:860px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3x_412\" style=\"left:69px;bottom:846px;word-spacing:-0.15px;display:inline;\">recognised in other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t3y_412\" style=\"left:69px;bottom:831px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">comprehensive income </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t3z_412\" style=\"left:69px;bottom:817px;letter-spacing:-0.2px;display:inline;\">(OCI) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t40_412\" style=\"left:280px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t41_412\" style=\"left:345px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t42_412\" style=\"left:410px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t43_412\" style=\"left:475px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t44_412\" style=\"left:527px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t45_412\" style=\"left:579px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t46_412\" style=\"left:643px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t47_412\" style=\"left:704px;bottom:817px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t48_412\" style=\"left:749px;bottom:817px;letter-spacing:0.08px;display:inline;\">101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t49_412\" style=\"left:797px;bottom:817px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t4a_412\" style=\"left:82px;bottom:798px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t4b_412\" style=\"left:82px;bottom:783px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">OCI reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4c_412\" style=\"left:280px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4d_412\" style=\"left:345px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4e_412\" style=\"left:410px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4f_412\" style=\"left:475px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4g_412\" style=\"left:527px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4h_412\" style=\"left:579px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4i_412\" style=\"left:643px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4j_412\" style=\"left:708px;bottom:783px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4k_412\" style=\"left:746px;bottom:783px;letter-spacing:0.1px;display:inline;\">108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4l_412\" style=\"left:798px;bottom:783px;letter-spacing:0.1px;display:inline;\">108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t4m_412\" style=\"left:82px;bottom:764px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4n_412\" style=\"left:280px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4o_412\" style=\"left:345px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4p_412\" style=\"left:410px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4q_412\" style=\"left:475px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4r_412\" style=\"left:527px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4s_412\" style=\"left:579px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4t_412\" style=\"left:643px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4u_412\" style=\"left:704px;bottom:764px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4v_412\" style=\"left:753px;bottom:764px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4w_412\" style=\"left:806px;bottom:764px;letter-spacing:-0.18px;display:inline;\">(8) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t4x_412\" style=\"left:69px;bottom:745px;letter-spacing:0.03px;display:inline;\">Purchases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4y_412\" style=\"left:272px;bottom:745px;letter-spacing:0.3px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t4z_412\" style=\"left:321px;bottom:745px;letter-spacing:0.05px;display:inline;\">1,784 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t50_412\" style=\"left:384px;bottom:745px;letter-spacing:-0.12px;display:inline;\">5,902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t51_412\" style=\"left:451px;bottom:745px;letter-spacing:-0.02px;display:inline;\">1,082 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t52_412\" style=\"left:525px;bottom:745px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t53_412\" style=\"left:579px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t54_412\" style=\"left:630px;bottom:745px;letter-spacing:0.03px;display:inline;\">189 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t55_412\" style=\"left:703px;bottom:745px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t56_412\" style=\"left:755px;bottom:745px;letter-spacing:-0.37px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t57_412\" style=\"left:787px;bottom:745px;letter-spacing:-0.3px;display:inline;\">9,069 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t58_412\" style=\"left:69px;bottom:726px;letter-spacing:0.04px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t59_412\" style=\"left:266px;bottom:726px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5a_412\" style=\"left:319px;bottom:726px;letter-spacing:-0.03px;display:inline;\">(1,133) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5b_412\" style=\"left:380px;bottom:726px;letter-spacing:-0.17px;display:inline;\">(3,942) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5c_412\" style=\"left:456px;bottom:726px;letter-spacing:-0.05px;display:inline;\">(518) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5d_412\" style=\"left:514px;bottom:726px;letter-spacing:-0.04px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5e_412\" style=\"left:579px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5f_412\" style=\"left:627px;bottom:726px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5g_412\" style=\"left:695px;bottom:726px;display:inline;\">(23) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5h_412\" style=\"left:754px;bottom:726px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5i_412\" style=\"left:782px;bottom:726px;letter-spacing:-0.12px;display:inline;\">(5,768) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t5j_412\" style=\"left:69px;bottom:707px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5k_412\" style=\"left:280px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5l_412\" style=\"left:324px;bottom:707px;letter-spacing:-0.18px;display:inline;\">(442) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5m_412\" style=\"left:379px;bottom:707px;letter-spacing:0.08px;display:inline;\">(1,488) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5n_412\" style=\"left:453px;bottom:707px;letter-spacing:0.04px;display:inline;\">(305) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5o_412\" style=\"left:527px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5p_412\" style=\"left:579px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5q_412\" style=\"left:630px;bottom:707px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5r_412\" style=\"left:708px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5s_412\" style=\"left:760px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5t_412\" style=\"left:780px;bottom:707px;letter-spacing:0.08px;display:inline;\">(2,260) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t5u_412\" style=\"left:69px;bottom:688px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t se_412\" id=\"t5v_412\" style=\"vertical-align: super;left:142px;bottom:694px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5w_412\" style=\"left:269px;bottom:688px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5x_412\" style=\"left:324px;bottom:688px;letter-spacing:0.1px;display:inline;\">(225) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5y_412\" style=\"left:410px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t5z_412\" style=\"left:469px;bottom:688px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t60_412\" style=\"left:527px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t61_412\" style=\"left:579px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t62_412\" style=\"left:630px;bottom:688px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t63_412\" style=\"left:697px;bottom:688px;letter-spacing:-0.14px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t64_412\" style=\"left:748px;bottom:688px;letter-spacing:-0.09px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t65_412\" style=\"left:792px;bottom:688px;letter-spacing:0.06px;display:inline;\">(327) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t66_412\" style=\"left:69px;bottom:669px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t se_412\" id=\"t67_412\" style=\"vertical-align: super;left:133px;bottom:675px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t68_412\" style=\"left:280px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t69_412\" style=\"left:329px;bottom:669px;letter-spacing:0.06px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6a_412\" style=\"left:410px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6b_412\" style=\"left:461px;bottom:669px;letter-spacing:0.09px;display:inline;\">148 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6c_412\" style=\"left:527px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6d_412\" style=\"left:579px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6e_412\" style=\"left:643px;bottom:669px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6f_412\" style=\"left:702px;bottom:669px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6g_412\" style=\"left:760px;bottom:669px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6h_412\" style=\"left:796px;bottom:669px;letter-spacing:0.15px;display:inline;\">454 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_412\" id=\"t6i_412\" style=\"left:69px;bottom:650px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6j_412\" style=\"left:280px;bottom:650px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6k_412\" style=\"left:321px;bottom:650px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6l_412\" style=\"left:384px;bottom:650px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6m_412\" style=\"left:452px;bottom:650px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6n_412\" style=\"left:513px;bottom:650px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6o_412\" style=\"left:577px;bottom:650px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6p_412\" style=\"left:634px;bottom:650px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6q_412\" style=\"left:701px;bottom:650px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6r_412\" style=\"left:746px;bottom:650px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t6s_412\" style=\"left:789px;bottom:650px;letter-spacing:0.07px;display:inline;\">6,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6t_412\" style=\"left:69px;bottom:631px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">Total unrealised (losses)/ </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6u_412\" style=\"left:69px;bottom:616px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">gains recognised in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6v_412\" style=\"left:69px;bottom:602px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">the income statement, </div><div class=\"t sd_412\" id=\"t6w_412\" style=\"left:69px;bottom:587px;letter-spacing:0.05px;display:inline;\">with</div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t6x_412\" style=\"left:94px;bottom:587px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sd_412\" id=\"t6y_412\" style=\"left:152px;bottom:587px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_412\" id=\"t6z_412\" style=\"left:69px;bottom:573px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">relating to change in fair </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t70_412\" style=\"left:69px;bottom:558px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">value of assets held at </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_412\" id=\"t71_412\" style=\"left:69px;bottom:544px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t72_412\" style=\"left:280px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t73_412\" style=\"left:338px;bottom:544px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t74_412\" style=\"left:409px;bottom:544px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t75_412\" style=\"left:470px;bottom:544px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t76_412\" style=\"left:525px;bottom:544px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t77_412\" style=\"left:579px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t78_412\" style=\"left:632px;bottom:544px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t79_412\" style=\"left:708px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t7a_412\" style=\"left:760px;bottom:544px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_412\" id=\"t7b_412\" style=\"left:806px;bottom:544px;letter-spacing:-0.04px;display:inline;\">(9) </div></td></tr></table><div class=\"t sf_412\" id=\"t7c_412\" style=\"left:69px;bottom:520px;display:inline;\">1 </div><div class=\"t sg_412\" id=\"t7d_412\" style=\"left:82px;bottom:520px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Transfers out includes loans and advances, debt securit</div><div class=\"t sf_412\" id=\"t7e_412\" style=\"left:335px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sg_412\" id=\"t7f_412\" style=\"left:390px;bottom:520px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sf_412\" id=\"t7g_412\" style=\"left:505px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sg_412\" id=\"t7h_412\" style=\"left:530px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ills, equity shares and derivat</div><div class=\"t sf_412\" id=\"t7i_412\" style=\"left:662px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sg_412\" id=\"t7j_412\" style=\"left:719px;bottom:520px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">instruments where the </div><div class=\"t sg_412\" id=\"t7k_412\" style=\"left:82px;bottom:508px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">valuation parameters became observable during the period and were transferred to Level 1 and Level 2 </div><div class=\"t sf_412\" id=\"t7l_412\" style=\"left:69px;bottom:491px;display:inline;\">2 </div><div class=\"t sg_412\" id=\"t7m_412\" style=\"left:82px;bottom:491px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Transfers in primar</div><div class=\"t sf_412\" id=\"t7n_412\" style=\"left:168px;bottom:491px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to loans and advances, debt secur</div><div class=\"t sg_412\" id=\"t7o_412\" style=\"left:370px;bottom:491px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sf_412\" id=\"t7p_412\" style=\"left:376px;bottom:491px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sg_412\" id=\"t7q_412\" style=\"left:430px;bottom:491px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sf_412\" id=\"t7r_412\" style=\"left:546px;bottom:491px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sg_412\" id=\"t7s_412\" style=\"left:571px;bottom:491px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">ills, equity shares and derivat</div><div class=\"t sf_412\" id=\"t7t_412\" style=\"left:703px;bottom:491px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sg_412\" id=\"t7u_412\" style=\"left:760px;bottom:491px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sg_412\" id=\"t7v_412\" style=\"left:82px;bottom:480px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">where the valuation parameters became unobservable during the year </div><div></div><div class=\"t s4_413\" id=\"t6_413\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_413\" id=\"t7_413\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_413\" id=\"t8_413\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_413\" id=\"t9_413\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_413\" id=\"ta_413\" style=\"left:87px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The table below analyses movements in Level 3 \ufb01nanc</div><div class=\"t s8_413\" id=\"tb_413\" style=\"left:406px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ial assets carr</div><div class=\"t s7_413\" id=\"tc_413\" style=\"left:487px;bottom:1163px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied at fair value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t sa_413\" id=\"te_413\" style=\"left:530px;bottom:1145px;letter-spacing:-0.08px;display:inline;\">2022 </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_413\" id=\"tf_413\" style=\"left:337px;bottom:1128px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Held at fair value through pro\ufb01t or loss </div>    </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_413\" id=\"tm_413\" style=\"left:682px;bottom:1128px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Investment securit</div><div class=\"t sb_413\" id=\"tn_413\" style=\"left:766px;bottom:1128px;letter-spacing:-0.04px;display:inline;\">ies </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t11_413\" style=\"left:397px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">Reverse </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t12_413\" style=\"left:381px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">repurchase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1b_413\" style=\"left:474px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1u_413\" style=\"left:708px;bottom:1100px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t13_413\" style=\"left:376px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1c_413\" style=\"left:453px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_413\" id=\"t1d_413\" style=\"left:484px;bottom:1088px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1v_413\" style=\"left:687px;bottom:1088px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_413\" id=\"t1w_413\" style=\"left:717px;bottom:1088px;display:inline;\">ies, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t14_413\" style=\"left:388px;bottom:1077px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1e_413\" style=\"left:447px;bottom:1077px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1x_413\" style=\"left:681px;bottom:1077px;letter-spacing:-0.03px;display:inline;\">alternative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tr_413\" style=\"left:255px;bottom:1065px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tw_413\" style=\"left:320px;bottom:1065px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Loans and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t15_413\" style=\"left:403px;bottom:1065px;letter-spacing:-0.06px;display:inline;\">sim</div><div class=\"t sb_413\" id=\"t16_413\" style=\"left:419px;bottom:1065px;letter-spacing:-0.06px;display:inline;\">ilar </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1f_413\" style=\"left:463px;bottom:1065px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tg_413\" style=\"left:620px;bottom:1065px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t sb_413\" id=\"th_413\" style=\"left:654px;bottom:1065px;letter-spacing:-0.07px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1y_413\" style=\"left:697px;bottom:1065px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">tier one </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"ts_413\" style=\"left:258px;bottom:1054px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tx_413\" style=\"left:323px;bottom:1054px;letter-spacing:-0.05px;display:inline;\">advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t17_413\" style=\"left:397px;bottom:1054px;letter-spacing:-0.01px;display:inline;\">secured </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1g_413\" style=\"left:453px;bottom:1054px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1m_413\" style=\"left:521px;bottom:1054px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1q_413\" style=\"left:575px;bottom:1054px;display:inline;\">Other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_413\" id=\"ti_413\" style=\"left:627px;bottom:1054px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1z_413\" style=\"left:686px;bottom:1054px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and other </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t25_413\" style=\"left:755px;bottom:1054px;display:inline;\">Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tt_413\" style=\"left:263px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"ty_413\" style=\"left:309px;bottom:1042px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t18_413\" style=\"left:398px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">lending </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1h_413\" style=\"left:445px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">elig</div><div class=\"t sb_413\" id=\"t1i_413\" style=\"left:462px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t1j_413\" style=\"left:487px;bottom:1042px;letter-spacing:-0.04px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1n_413\" style=\"left:520px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1r_413\" style=\"left:572px;bottom:1042px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tj_413\" style=\"left:612px;bottom:1042px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t20_413\" style=\"left:679px;bottom:1042px;letter-spacing:-0.05px;display:inline;\">elig</div><div class=\"t sb_413\" id=\"t21_413\" style=\"left:696px;bottom:1042px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t22_413\" style=\"left:721px;bottom:1042px;letter-spacing:-0.04px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t26_413\" style=\"left:754px;bottom:1042px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"to_413\" style=\"left:812px;bottom:1042px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_413\" id=\"td_413\" style=\"left:87px;bottom:1030px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tu_413\" style=\"left:267px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tv_413\" style=\"left:289px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tz_413\" style=\"left:332px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t10_413\" style=\"left:354px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t19_413\" style=\"left:397px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1a_413\" style=\"left:419px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1k_413\" style=\"left:462px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1l_413\" style=\"left:484px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1o_413\" style=\"left:514px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1p_413\" style=\"left:536px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t1s_413\" style=\"left:566px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t1t_413\" style=\"left:588px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tk_413\" style=\"left:631px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tl_413\" style=\"left:653px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t23_413\" style=\"left:696px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t24_413\" style=\"left:718px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"t27_413\" style=\"left:748px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"t28_413\" style=\"left:770px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_413\" id=\"tp_413\" style=\"left:800px;bottom:1031px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_413\" id=\"tq_413\" style=\"left:822px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t29_413\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2a_413\" style=\"left:296px;bottom:1011px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2b_413\" style=\"left:342px;bottom:1011px;letter-spacing:0.12px;display:inline;\">1,357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2c_413\" style=\"left:406px;bottom:1011px;letter-spacing:0.15px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2d_413\" style=\"left:478px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">349 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2e_413\" style=\"left:532px;bottom:1011px;letter-spacing:0.1px;display:inline;\">186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2f_413\" style=\"left:589px;bottom:1011px;letter-spacing:-0.09px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2g_413\" style=\"left:652px;bottom:1011px;letter-spacing:0.04px;display:inline;\">90 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2h_413\" style=\"left:717px;bottom:1011px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2i_413\" style=\"left:764px;bottom:1011px;letter-spacing:-0.13px;display:inline;\">493 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2j_413\" style=\"left:812px;bottom:1011px;letter-spacing:-0.16px;display:inline;\">4,116 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2k_413\" style=\"left:87px;bottom:992px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">Total (losses)/gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2l_413\" style=\"left:87px;bottom:977px;word-spacing:-0.15px;display:inline;\">recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2m_413\" style=\"left:87px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2n_413\" style=\"left:288px;bottom:963px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2o_413\" style=\"left:347px;bottom:963px;letter-spacing:-0.22px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2p_413\" style=\"left:427px;bottom:963px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2q_413\" style=\"left:492px;bottom:963px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2r_413\" style=\"left:543px;bottom:963px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2s_413\" style=\"left:596px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2t_413\" style=\"left:652px;bottom:963px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2u_413\" style=\"left:726px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2v_413\" style=\"left:778px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2w_413\" style=\"left:812px;bottom:963px;letter-spacing:-0.02px;display:inline;\">(105) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t2x_413\" style=\"left:100px;bottom:944px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2y_413\" style=\"left:297px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t2z_413\" style=\"left:362px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t30_413\" style=\"left:427px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t31_413\" style=\"left:492px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t32_413\" style=\"left:544px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t33_413\" style=\"left:596px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t34_413\" style=\"left:661px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t35_413\" style=\"left:726px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t36_413\" style=\"left:778px;bottom:944px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t37_413\" style=\"left:829px;bottom:944px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t38_413\" style=\"left:100px;bottom:925px;word-spacing:-0.13px;display:inline;\">Net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t39_413\" style=\"left:288px;bottom:925px;letter-spacing:-0.3px;display:inline;\">(16) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3a_413\" style=\"left:347px;bottom:925px;letter-spacing:-0.22px;display:inline;\">(132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3b_413\" style=\"left:427px;bottom:925px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3c_413\" style=\"left:492px;bottom:925px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3d_413\" style=\"left:543px;bottom:925px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3e_413\" style=\"left:596px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3f_413\" style=\"left:652px;bottom:925px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3g_413\" style=\"left:726px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3h_413\" style=\"left:778px;bottom:925px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3i_413\" style=\"left:812px;bottom:925px;letter-spacing:-0.02px;display:inline;\">(105) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3j_413\" style=\"left:100px;bottom:906px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Other operating income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3k_413\" style=\"left:297px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3l_413\" style=\"left:362px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3m_413\" style=\"left:427px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3n_413\" style=\"left:492px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3o_413\" style=\"left:544px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3p_413\" style=\"left:596px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3q_413\" style=\"left:661px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3r_413\" style=\"left:726px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3s_413\" style=\"left:778px;bottom:906px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3t_413\" style=\"left:829px;bottom:906px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3u_413\" style=\"left:87px;bottom:887px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total losses recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3v_413\" style=\"left:87px;bottom:872px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">other comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t3w_413\" style=\"left:87px;bottom:858px;letter-spacing:-0.08px;word-spacing:-0.05px;display:inline;\">income (OCI) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3x_413\" style=\"left:297px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3y_413\" style=\"left:362px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t3z_413\" style=\"left:427px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t40_413\" style=\"left:492px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t41_413\" style=\"left:544px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t42_413\" style=\"left:596px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t43_413\" style=\"left:661px;bottom:858px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t44_413\" style=\"left:723px;bottom:858px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t45_413\" style=\"left:773px;bottom:858px;letter-spacing:-0.46px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t46_413\" style=\"left:824px;bottom:858px;letter-spacing:-0.34px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t47_413\" style=\"left:100px;bottom:838px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t48_413\" style=\"left:100px;bottom:824px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">OCI reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t49_413\" style=\"left:297px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4a_413\" style=\"left:362px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4b_413\" style=\"left:427px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4c_413\" style=\"left:492px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4d_413\" style=\"left:544px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4e_413\" style=\"left:596px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4f_413\" style=\"left:661px;bottom:824px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4g_413\" style=\"left:723px;bottom:824px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4h_413\" style=\"left:775px;bottom:824px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4i_413\" style=\"left:824px;bottom:824px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t4j_413\" style=\"left:100px;bottom:805px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4k_413\" style=\"left:297px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4l_413\" style=\"left:362px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4m_413\" style=\"left:427px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4n_413\" style=\"left:492px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4o_413\" style=\"left:544px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4p_413\" style=\"left:596px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4q_413\" style=\"left:661px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4r_413\" style=\"left:726px;bottom:805px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4s_413\" style=\"left:772px;bottom:805px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4t_413\" style=\"left:824px;bottom:805px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t4u_413\" style=\"left:87px;bottom:786px;letter-spacing:0.03px;display:inline;\">Purchases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4v_413\" style=\"left:290px;bottom:786px;letter-spacing:-0.08px;display:inline;\">55 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4w_413\" style=\"left:340px;bottom:786px;letter-spacing:0.06px;display:inline;\">1,605 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4x_413\" style=\"left:403px;bottom:786px;letter-spacing:0.05px;display:inline;\">6,438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4y_413\" style=\"left:470px;bottom:786px;display:inline;\">1,063 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t4z_413\" style=\"left:543px;bottom:786px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t50_413\" style=\"left:595px;bottom:786px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t51_413\" style=\"left:652px;bottom:786px;letter-spacing:-0.02px;display:inline;\">118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t52_413\" style=\"left:726px;bottom:786px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t53_413\" style=\"left:766px;bottom:786px;letter-spacing:0.06px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t54_413\" style=\"left:807px;bottom:786px;letter-spacing:-0.31px;display:inline;\">9,455 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t55_413\" style=\"left:87px;bottom:767px;letter-spacing:0.04px;display:inline;\">Sales </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t56_413\" style=\"left:284px;bottom:767px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t57_413\" style=\"left:343px;bottom:767px;letter-spacing:0.07px;display:inline;\">(237) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t58_413\" style=\"left:398px;bottom:767px;letter-spacing:-0.06px;display:inline;\">(5,484) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t59_413\" style=\"left:473px;bottom:767px;letter-spacing:-0.11px;display:inline;\">(342) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5a_413\" style=\"left:534px;bottom:767px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5b_413\" style=\"left:585px;bottom:767px;letter-spacing:-0.24px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5c_413\" style=\"left:649px;bottom:767px;letter-spacing:-0.17px;display:inline;\">(99) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5d_413\" style=\"left:726px;bottom:767px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5e_413\" style=\"left:773px;bottom:767px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5f_413\" style=\"left:805px;bottom:767px;letter-spacing:-0.15px;display:inline;\">(6,218) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t5g_413\" style=\"left:87px;bottom:748px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5h_413\" style=\"left:288px;bottom:748px;letter-spacing:-0.19px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5i_413\" style=\"left:343px;bottom:748px;letter-spacing:0.01px;display:inline;\">(877) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5j_413\" style=\"left:409px;bottom:748px;letter-spacing:-0.33px;display:inline;\">(524) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5k_413\" style=\"left:489px;bottom:748px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5l_413\" style=\"left:544px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5m_413\" style=\"left:596px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5n_413\" style=\"left:648px;bottom:748px;letter-spacing:-0.33px;display:inline;\">(80) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5o_413\" style=\"left:714px;bottom:748px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5p_413\" style=\"left:778px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5q_413\" style=\"left:803px;bottom:748px;letter-spacing:-0.02px;display:inline;\">(1,540) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t5r_413\" style=\"left:87px;bottom:729px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_413\" id=\"t5s_413\" style=\"vertical-align: super;left:159px;bottom:735px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5t_413\" style=\"left:297px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5u_413\" style=\"left:345px;bottom:729px;letter-spacing:-0.19px;display:inline;\">(160) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5v_413\" style=\"left:427px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5w_413\" style=\"left:492px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5x_413\" style=\"left:544px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5y_413\" style=\"left:586px;bottom:729px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t5z_413\" style=\"left:649px;bottom:729px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t60_413\" style=\"left:726px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t61_413\" style=\"left:778px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t62_413\" style=\"left:810px;bottom:729px;letter-spacing:-0.23px;display:inline;\">(206) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t63_413\" style=\"left:87px;bottom:710px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_413\" id=\"t64_413\" style=\"vertical-align: super;left:150px;bottom:716px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t65_413\" style=\"left:290px;bottom:710px;letter-spacing:0.35px;display:inline;\">22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t66_413\" style=\"left:348px;bottom:710px;letter-spacing:-0.29px;display:inline;\">249 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t67_413\" style=\"left:427px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t68_413\" style=\"left:485px;bottom:710px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t69_413\" style=\"left:544px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6a_413\" style=\"left:596px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6b_413\" style=\"left:656px;bottom:710px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6c_413\" style=\"left:726px;bottom:710px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6d_413\" style=\"left:772px;bottom:710px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6e_413\" style=\"left:817px;bottom:710px;letter-spacing:-0.03px;display:inline;\">372 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_413\" id=\"t6f_413\" style=\"left:87px;bottom:691px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6g_413\" style=\"left:292px;bottom:691px;letter-spacing:0.04px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6h_413\" style=\"left:340px;bottom:691px;letter-spacing:0.08px;display:inline;\">1,805 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6i_413\" style=\"left:406px;bottom:691px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6j_413\" style=\"left:475px;bottom:691px;letter-spacing:-0.1px;display:inline;\">1,153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6k_413\" style=\"left:532px;bottom:691px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6l_413\" style=\"left:596px;bottom:691px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6m_413\" style=\"left:652px;bottom:691px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6n_413\" style=\"left:726px;bottom:691px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6o_413\" style=\"left:764px;bottom:691px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6p_413\" style=\"left:806px;bottom:691px;letter-spacing:0.07px;display:inline;\">5,865 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6q_413\" style=\"left:87px;bottom:672px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total unrealised gains/ </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6r_413\" style=\"left:87px;bottom:657px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">(losses) recognised in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6s_413\" style=\"left:87px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">the income statement, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6t_413\" style=\"left:87px;bottom:628px;letter-spacing:0.05px;display:inline;\">with</div><div class=\"t se_413\" id=\"t6u_413\" style=\"left:111px;bottom:628px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_413\" id=\"t6v_413\" style=\"left:169px;bottom:628px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6w_413\" style=\"left:87px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">relating to change in fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6x_413\" style=\"left:87px;bottom:599px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">value of assets held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_413\" id=\"t6y_413\" style=\"left:87px;bottom:585px;word-spacing:-0.13px;display:inline;\">31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t6z_413\" style=\"left:297px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t70_413\" style=\"left:362px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t71_413\" style=\"left:427px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t72_413\" style=\"left:492px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t73_413\" style=\"left:543px;bottom:585px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t74_413\" style=\"left:596px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t75_413\" style=\"left:656px;bottom:585px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t76_413\" style=\"left:726px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t77_413\" style=\"left:778px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_413\" id=\"t78_413\" style=\"left:832px;bottom:585px;display:inline;\">1 </div></td></tr></table><div class=\"t sa_413\" id=\"t79_413\" style=\"left:87px;bottom:561px;display:inline;\">1 </div><div class=\"t sa_413\" id=\"t7a_413\" style=\"left:100px;bottom:561px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Transfers out includes loans and advances, other assets and derivat</div><div class=\"t sb_413\" id=\"t7b_413\" style=\"left:410px;bottom:561px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_413\" id=\"t7c_413\" style=\"left:467px;bottom:561px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">instruments where the valuation parameters became observable during the </div><div class=\"t sa_413\" id=\"t7d_413\" style=\"left:100px;bottom:549px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">period and were transferred to Level 1 and Level 2 </div><div class=\"t sa_413\" id=\"t7e_413\" style=\"left:87px;bottom:532px;display:inline;\">2 </div><div class=\"t sa_413\" id=\"t7f_413\" style=\"left:100px;bottom:532px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Transfers in primar</div><div class=\"t sb_413\" id=\"t7g_413\" style=\"left:185px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to loans and advances, debt secur</div><div class=\"t sa_413\" id=\"t7h_413\" style=\"left:387px;bottom:532px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sb_413\" id=\"t7i_413\" style=\"left:394px;bottom:532px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, alternat</div><div class=\"t sa_413\" id=\"t7j_413\" style=\"left:448px;bottom:532px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ive tier one and other elig</div><div class=\"t sb_413\" id=\"t7k_413\" style=\"left:563px;bottom:532px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ible b</div><div class=\"t sa_413\" id=\"t7l_413\" style=\"left:588px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ills and derivat</div><div class=\"t sb_413\" id=\"t7m_413\" style=\"left:655px;bottom:532px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sa_413\" id=\"t7n_413\" style=\"left:712px;bottom:532px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">instruments where the </div><div class=\"t sa_413\" id=\"t7o_413\" style=\"left:100px;bottom:521px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">valuation parameters became unobservable during the year </div><div></div><div class=\"t s0_414\" id=\"t1_414\" style=\"left:69px;bottom:48px;letter-spacing:-0.54px;display:inline;\"> </div><div class=\"t s0_414\" id=\"t2_414\" style=\"left:126px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_414\" id=\"t3_414\" style=\"left:227px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t s2_414\" id=\"t4_414\" style=\"left:69px;bottom:1231px;letter-spacing:0.3px;display:inline;\"></div><div class=\"t s3_414\" id=\"t5_414\" style=\"left:109px;bottom:1231px;letter-spacing:0.31px;word-spacing:-0.2px;display:inline;\"> </div><div class=\"t s4_414\" id=\"t6_414\" style=\"left:212px;bottom:1231px;letter-spacing:0.25px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s5_414\" id=\"t7_414\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_414\" id=\"t8_414\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_414\" id=\"t9_414\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_414\" id=\"ta_414\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_414\" id=\"tb_414\" style=\"left:69px;bottom:1155px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Level 3 movement tables \u2013 \ufb01nancial l</div><div class=\"t s9_414\" id=\"tc_414\" style=\"left:289px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s8_414\" id=\"td_414\" style=\"left:309px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_414\" id=\"te_414\" style=\"left:316px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_414\" id=\"tf_414\" style=\"left:325px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t sa_414\" id=\"tg_414\" style=\"left:584px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tp_414\" style=\"left:535px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tv_414\" style=\"left:574px;bottom:1119px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t sb_414\" id=\"tw_414\" style=\"left:610px;bottom:1119px;letter-spacing:-0.14px;display:inline;\">ive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"th_414\" style=\"left:387px;bottom:1108px;letter-spacing:0.02px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tl_414\" style=\"left:448px;bottom:1108px;display:inline;\">Customer </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tq_414\" style=\"left:514px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t sb_414\" id=\"tr_414\" style=\"left:546px;bottom:1108px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_414\" id=\"tx_414\" style=\"left:582px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t11_414\" style=\"left:663px;bottom:1108px;letter-spacing:-0.01px;display:inline;\">Short </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t16_414\" style=\"left:725px;bottom:1108px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ti_414\" style=\"left:386px;bottom:1096px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tm_414\" style=\"left:451px;bottom:1096px;display:inline;\">accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ts_414\" style=\"left:525px;bottom:1096px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"ty_414\" style=\"left:567px;bottom:1096px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t12_414\" style=\"left:646px;bottom:1096px;display:inline;\">posit</div><div class=\"t sb_414\" id=\"t13_414\" style=\"left:669px;bottom:1096px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t17_414\" style=\"left:710px;bottom:1096px;letter-spacing:-0.05px;display:inline;\">liab</div><div class=\"t sb_414\" id=\"t18_414\" style=\"left:728px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t sa_414\" id=\"t19_414\" style=\"left:734px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sb_414\" id=\"t1a_414\" style=\"left:741px;bottom:1096px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1d_414\" style=\"left:794px;bottom:1096px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tj_414\" style=\"left:391px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"tk_414\" style=\"left:414px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tn_414\" style=\"left:456px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"to_414\" style=\"left:479px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tt_414\" style=\"left:521px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"tu_414\" style=\"left:544px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"tz_414\" style=\"left:586px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t10_414\" style=\"left:609px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t14_414\" style=\"left:651px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t15_414\" style=\"left:674px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1b_414\" style=\"left:716px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t1c_414\" style=\"left:739px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_414\" id=\"t1e_414\" style=\"left:781px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_414\" id=\"t1f_414\" style=\"left:804px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t1g_414\" style=\"left:69px;bottom:1065px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1h_414\" style=\"left:407px;bottom:1065px;letter-spacing:0.12px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1i_414\" style=\"left:473px;bottom:1065px;letter-spacing:0.07px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1j_414\" style=\"left:539px;bottom:1065px;letter-spacing:0.03px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1k_414\" style=\"left:607px;bottom:1065px;letter-spacing:-0.01px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1l_414\" style=\"left:673px;bottom:1065px;letter-spacing:0.13px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1m_414\" style=\"left:746px;bottom:1065px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1n_414\" style=\"left:789px;bottom:1065px;letter-spacing:-0.02px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t1o_414\" style=\"left:69px;bottom:1046px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Total losses/(gains) recognised in income statement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t1p_414\" style=\"left:69px;bottom:1031px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u2013 net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1q_414\" style=\"left:422px;bottom:1031px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1r_414\" style=\"left:482px;bottom:1031px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1s_414\" style=\"left:545px;bottom:1031px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1t_414\" style=\"left:605px;bottom:1031px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1u_414\" style=\"left:682px;bottom:1031px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1v_414\" style=\"left:747px;bottom:1031px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1w_414\" style=\"left:807px;bottom:1031px;letter-spacing:-0.59px;display:inline;\">(6) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t1x_414\" style=\"left:69px;bottom:1012px;letter-spacing:0.06px;display:inline;\">Issues </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1y_414\" style=\"left:408px;bottom:1012px;letter-spacing:-0.1px;display:inline;\">628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t1z_414\" style=\"left:464px;bottom:1012px;letter-spacing:-0.02px;display:inline;\">1,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t20_414\" style=\"left:528px;bottom:1012px;letter-spacing:0.09px;display:inline;\">1,489 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t21_414\" style=\"left:601px;bottom:1012px;letter-spacing:0.02px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t22_414\" style=\"left:667px;bottom:1012px;letter-spacing:0.13px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t23_414\" style=\"left:747px;bottom:1012px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t24_414\" style=\"left:786px;bottom:1012px;letter-spacing:0.11px;display:inline;\">4,453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t25_414\" style=\"left:69px;bottom:993px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t26_414\" style=\"left:402px;bottom:993px;letter-spacing:0.01px;display:inline;\">(585) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t27_414\" style=\"left:460px;bottom:993px;letter-spacing:0.02px;display:inline;\">(1,491) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t28_414\" style=\"left:526px;bottom:993px;letter-spacing:0.07px;display:inline;\">(1,218) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t29_414\" style=\"left:600px;bottom:993px;letter-spacing:-0.05px;display:inline;\">(312) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2a_414\" style=\"left:668px;bottom:993px;letter-spacing:-0.3px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2b_414\" style=\"left:747px;bottom:993px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2c_414\" style=\"left:781px;bottom:993px;letter-spacing:0.03px;display:inline;\">(3,646) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t2d_414\" style=\"left:69px;bottom:974px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_414\" id=\"t2e_414\" style=\"vertical-align: super;left:142px;bottom:980px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2f_414\" style=\"left:417px;bottom:974px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2g_414\" style=\"left:481px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2h_414\" style=\"left:539px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2i_414\" style=\"left:608px;bottom:974px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2j_414\" style=\"left:682px;bottom:974px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2k_414\" style=\"left:743px;bottom:974px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2l_414\" style=\"left:795px;bottom:974px;letter-spacing:-0.04px;display:inline;\">(110) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t2m_414\" style=\"left:69px;bottom:955px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_414\" id=\"t2n_414\" style=\"vertical-align: super;left:133px;bottom:961px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2o_414\" style=\"left:423px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2p_414\" style=\"left:480px;bottom:955px;letter-spacing:0.17px;display:inline;\">23 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2q_414\" style=\"left:538px;bottom:955px;letter-spacing:0.07px;display:inline;\">365 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2r_414\" style=\"left:617px;bottom:955px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2s_414\" style=\"left:682px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2t_414\" style=\"left:747px;bottom:955px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2u_414\" style=\"left:800px;bottom:955px;letter-spacing:0.06px;display:inline;\">391 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_414\" id=\"t2v_414\" style=\"left:69px;bottom:936px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2w_414\" style=\"left:407px;bottom:936px;letter-spacing:0.18px;display:inline;\">334 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2x_414\" style=\"left:465px;bottom:936px;letter-spacing:0.05px;display:inline;\">1,278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2y_414\" style=\"left:530px;bottom:936px;letter-spacing:-0.08px;display:inline;\">1,041 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t2z_414\" style=\"left:605px;bottom:936px;letter-spacing:-0.09px;display:inline;\">196 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t30_414\" style=\"left:669px;bottom:936px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t31_414\" style=\"left:746px;bottom:936px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t32_414\" style=\"left:786px;bottom:936px;letter-spacing:-0.03px;display:inline;\">2,960 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t33_414\" style=\"left:69px;bottom:917px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total unrealised (gains)/losses recognised in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t34_414\" style=\"left:69px;bottom:902px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income statement, with</div><div class=\"t s4_414\" id=\"t35_414\" style=\"left:202px;bottom:902px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_414\" id=\"t36_414\" style=\"left:260px;bottom:902px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing income, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t37_414\" style=\"left:69px;bottom:888px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">relating to change in fair value of liab</div><div class=\"t s4_414\" id=\"t38_414\" style=\"left:277px;bottom:888px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_414\" id=\"t39_414\" style=\"left:282px;bottom:888px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_414\" id=\"t3a_414\" style=\"left:290px;bottom:888px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">ies held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t3b_414\" style=\"left:69px;bottom:873px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3c_414\" style=\"left:423px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3d_414\" style=\"left:476px;bottom:873px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3e_414\" style=\"left:551px;bottom:873px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3f_414\" style=\"left:604px;bottom:873px;letter-spacing:-0.25px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3g_414\" style=\"left:682px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3h_414\" style=\"left:747px;bottom:873px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_414\" id=\"t3i_414\" style=\"left:800px;bottom:873px;letter-spacing:-0.38px;display:inline;\">(62) </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t se_414\" id=\"t3j_414\" style=\"left:584px;bottom:849px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3s_414\" style=\"left:535px;bottom:832px;letter-spacing:-0.02px;display:inline;\">Debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3y_414\" style=\"left:576px;bottom:832px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t se_414\" id=\"t3z_414\" style=\"left:611px;bottom:832px;letter-spacing:-0.07px;display:inline;\">ive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3k_414\" style=\"left:388px;bottom:821px;letter-spacing:0.01px;display:inline;\">Deposits </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3o_414\" style=\"left:449px;bottom:821px;letter-spacing:-0.02px;display:inline;\">Customer </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3t_414\" style=\"left:516px;bottom:821px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t se_414\" id=\"t3u_414\" style=\"left:546px;bottom:821px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t40_414\" style=\"left:584px;bottom:821px;letter-spacing:-0.07px;display:inline;\">\ufb01nancial </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t44_414\" style=\"left:664px;bottom:821px;letter-spacing:0.01px;display:inline;\">Short </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t49_414\" style=\"left:726px;bottom:821px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3l_414\" style=\"left:387px;bottom:809px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t3p_414\" style=\"left:451px;bottom:809px;letter-spacing:-0.01px;display:inline;\">accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3v_414\" style=\"left:526px;bottom:809px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t41_414\" style=\"left:569px;bottom:809px;letter-spacing:0.01px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t45_414\" style=\"left:647px;bottom:809px;letter-spacing:-0.02px;display:inline;\">posit</div><div class=\"t se_414\" id=\"t46_414\" style=\"left:670px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4a_414\" style=\"left:713px;bottom:809px;letter-spacing:-0.06px;display:inline;\">liab</div><div class=\"t se_414\" id=\"t4b_414\" style=\"left:731px;bottom:809px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t4c_414\" style=\"left:735px;bottom:809px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t4d_414\" style=\"left:741px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_414\" id=\"t4g_414\" style=\"left:795px;bottom:809px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3m_414\" style=\"left:393px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3n_414\" style=\"left:414px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3q_414\" style=\"left:458px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3r_414\" style=\"left:479px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t3w_414\" style=\"left:523px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t3x_414\" style=\"left:544px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t42_414\" style=\"left:588px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t43_414\" style=\"left:609px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t47_414\" style=\"left:653px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t48_414\" style=\"left:674px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4e_414\" style=\"left:718px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t4f_414\" style=\"left:739px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_414\" id=\"t4h_414\" style=\"left:783px;bottom:798px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_414\" id=\"t4i_414\" style=\"left:804px;bottom:798px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t4j_414\" style=\"left:69px;bottom:778px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4k_414\" style=\"left:409px;bottom:778px;letter-spacing:0.03px;display:inline;\">283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4l_414\" style=\"left:473px;bottom:778px;letter-spacing:0.06px;display:inline;\">454 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4m_414\" style=\"left:541px;bottom:778px;letter-spacing:-0.06px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4n_414\" style=\"left:610px;bottom:778px;letter-spacing:-0.46px;display:inline;\">94 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4o_414\" style=\"left:682px;bottom:778px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4p_414\" style=\"left:749px;bottom:778px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4q_414\" style=\"left:792px;bottom:778px;letter-spacing:0.04px;display:inline;\">1,653 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t4r_414\" style=\"left:69px;bottom:759px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total (gains)/losses recognised in income statement </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t4s_414\" style=\"left:69px;bottom:744px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u2013 net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4t_414\" style=\"left:411px;bottom:744px;letter-spacing:0.01px;display:inline;\">(37) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4u_414\" style=\"left:476px;bottom:744px;letter-spacing:-0.35px;display:inline;\">(82) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4v_414\" style=\"left:536px;bottom:744px;letter-spacing:-0.11px;display:inline;\">(158) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4w_414\" style=\"left:606px;bottom:744px;letter-spacing:-0.03px;display:inline;\">155 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4x_414\" style=\"left:678px;bottom:744px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4y_414\" style=\"left:747px;bottom:744px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t4z_414\" style=\"left:796px;bottom:744px;letter-spacing:-0.25px;display:inline;\">(120) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t50_414\" style=\"left:69px;bottom:725px;letter-spacing:0.06px;display:inline;\">Issues </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t51_414\" style=\"left:408px;bottom:725px;display:inline;\">447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t52_414\" style=\"left:469px;bottom:725px;letter-spacing:0.05px;display:inline;\">1,818 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t53_414\" style=\"left:541px;bottom:725px;letter-spacing:0.01px;display:inline;\">815 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t54_414\" style=\"left:606px;bottom:725px;letter-spacing:-0.09px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t55_414\" style=\"left:669px;bottom:725px;letter-spacing:0.05px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t56_414\" style=\"left:747px;bottom:725px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t57_414\" style=\"left:789px;bottom:725px;letter-spacing:0.14px;display:inline;\">3,399 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t58_414\" style=\"left:69px;bottom:706px;letter-spacing:0.07px;display:inline;\">Settlements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t59_414\" style=\"left:402px;bottom:706px;letter-spacing:-0.32px;display:inline;\">(400) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5a_414\" style=\"left:462px;bottom:706px;letter-spacing:-0.08px;display:inline;\">(1,266) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5b_414\" style=\"left:526px;bottom:706px;letter-spacing:-0.13px;display:inline;\">(1,066) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5c_414\" style=\"left:601px;bottom:706px;letter-spacing:-0.01px;display:inline;\">(291) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5d_414\" style=\"left:670px;bottom:706px;letter-spacing:-0.03px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5e_414\" style=\"left:747px;bottom:706px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5f_414\" style=\"left:787px;bottom:706px;letter-spacing:-0.24px;display:inline;\">(3,120) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t5g_414\" style=\"left:69px;bottom:687px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Transfers out </div><div class=\"t sd_414\" id=\"t5h_414\" style=\"vertical-align: super;left:142px;bottom:694px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5i_414\" style=\"left:417px;bottom:687px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5j_414\" style=\"left:488px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5k_414\" style=\"left:540px;bottom:687px;letter-spacing:-0.13px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5l_414\" style=\"left:606px;bottom:687px;letter-spacing:-0.09px;display:inline;\">(23) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5m_414\" style=\"left:682px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5n_414\" style=\"left:747px;bottom:687px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5o_414\" style=\"left:801px;bottom:687px;letter-spacing:-0.47px;display:inline;\">(66) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t5p_414\" style=\"left:69px;bottom:668px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Transfers in </div><div class=\"t sd_414\" id=\"t5q_414\" style=\"vertical-align: super;left:133px;bottom:675px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5r_414\" style=\"left:423px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5s_414\" style=\"left:479px;bottom:668px;letter-spacing:0.28px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5t_414\" style=\"left:546px;bottom:668px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5u_414\" style=\"left:617px;bottom:668px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5v_414\" style=\"left:682px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5w_414\" style=\"left:747px;bottom:668px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5x_414\" style=\"left:802px;bottom:668px;letter-spacing:-0.15px;display:inline;\">132 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_414\" id=\"t5y_414\" style=\"left:69px;bottom:649px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t5z_414\" style=\"left:408px;bottom:649px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t60_414\" style=\"left:474px;bottom:649px;letter-spacing:0.03px;display:inline;\">972 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t61_414\" style=\"left:541px;bottom:649px;letter-spacing:-0.15px;display:inline;\">451 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t62_414\" style=\"left:609px;bottom:649px;letter-spacing:-0.02px;display:inline;\">121 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t63_414\" style=\"left:673px;bottom:649px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t64_414\" style=\"left:747px;bottom:649px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t65_414\" style=\"left:792px;bottom:649px;letter-spacing:-0.06px;display:inline;\">1,878 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t66_414\" style=\"left:69px;bottom:630px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total unrealised gains recognised in the income </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t67_414\" style=\"left:69px;bottom:616px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">statement, with</div><div class=\"t s4_414\" id=\"t68_414\" style=\"left:158px;bottom:616px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">in net trad</div><div class=\"t sc_414\" id=\"t69_414\" style=\"left:216px;bottom:616px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ing income, relating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_414\" id=\"t6a_414\" style=\"left:69px;bottom:601px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">to change in fair value of liab</div><div class=\"t s4_414\" id=\"t6b_414\" style=\"left:230px;bottom:601px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_414\" id=\"t6c_414\" style=\"left:236px;bottom:601px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_414\" id=\"t6d_414\" style=\"left:243px;bottom:601px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ies held at </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_414\" id=\"t6e_414\" style=\"left:69px;bottom:587px;word-spacing:-0.13px;display:inline;\">31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6f_414\" style=\"left:420px;bottom:587px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6g_414\" style=\"left:478px;bottom:587px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6h_414\" style=\"left:547px;bottom:587px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6i_414\" style=\"left:613px;bottom:587px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6j_414\" style=\"left:682px;bottom:587px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6k_414\" style=\"left:747px;bottom:587px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_414\" id=\"t6l_414\" style=\"left:800px;bottom:587px;letter-spacing:-0.2px;display:inline;\">(28) </div></td></tr></table><div class=\"t se_414\" id=\"t6m_414\" style=\"left:69px;bottom:563px;display:inline;\">1 </div><div class=\"t sf_414\" id=\"t6n_414\" style=\"left:82px;bottom:563px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Transfers out during the year primar</div><div class=\"t se_414\" id=\"t6o_414\" style=\"left:247px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ily relates to bank depos</div><div class=\"t sf_414\" id=\"t6p_414\" style=\"left:358px;bottom:563px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">its, customer accounts debt securit</div><div class=\"t se_414\" id=\"t6q_414\" style=\"left:517px;bottom:563px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sf_414\" id=\"t6r_414\" style=\"left:531px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">in issue, other liab</div><div class=\"t se_414\" id=\"t6s_414\" style=\"left:612px;bottom:563px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t6t_414\" style=\"left:617px;bottom:563px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t6u_414\" style=\"left:623px;bottom:563px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ies and der</div><div class=\"t sf_414\" id=\"t6v_414\" style=\"left:673px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ivat</div><div class=\"t se_414\" id=\"t6w_414\" style=\"left:691px;bottom:563px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_414\" id=\"t6x_414\" style=\"left:748px;bottom:563px;letter-spacing:0.01px;display:inline;\">instruments </div><div class=\"t sf_414\" id=\"t6y_414\" style=\"left:82px;bottom:551px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">where the valuation parameters became observable during the year and were transferred to Level 2 \ufb01nanc</div><div class=\"t se_414\" id=\"t6z_414\" style=\"left:572px;bottom:551px;letter-spacing:-0.12px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t sf_414\" id=\"t70_414\" style=\"left:587px;bottom:551px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t se_414\" id=\"t71_414\" style=\"left:602px;bottom:551px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_414\" id=\"t72_414\" style=\"left:606px;bottom:551px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_414\" id=\"t73_414\" style=\"left:613px;bottom:551px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t se_414\" id=\"t74_414\" style=\"left:69px;bottom:534px;display:inline;\">2 </div><div class=\"t sf_414\" id=\"t75_414\" style=\"left:82px;bottom:534px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Transfers in during the year primar</div><div class=\"t se_414\" id=\"t76_414\" style=\"left:240px;bottom:534px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ily relates to der</div><div class=\"t sf_414\" id=\"t77_414\" style=\"left:312px;bottom:534px;letter-spacing:-0.06px;display:inline;\">ivat</div><div class=\"t se_414\" id=\"t78_414\" style=\"left:330px;bottom:534px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ive \ufb01nancial </div><div class=\"t sf_414\" id=\"t79_414\" style=\"left:386px;bottom:534px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">instruments, customer accounts and debt securit</div><div class=\"t se_414\" id=\"t7a_414\" style=\"left:610px;bottom:534px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sf_414\" id=\"t7b_414\" style=\"left:624px;bottom:534px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">in issue where the valuation parameters </div><div class=\"t sf_414\" id=\"t7c_414\" style=\"left:82px;bottom:523px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">become unobservable during the year </div><div></div><div class=\"t s0_415\" id=\"t1_415\" style=\"left:825px;bottom:48px;letter-spacing:-0.48px;display:inline;\"> </div><div class=\"t s0_415\" id=\"t2_415\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_415\" id=\"t3_415\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_415 s2_415\" id=\"t4_415\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_415 s3_415\" id=\"t5_415\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">  </div><div class=\"t s4_415\" id=\"t6_415\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_415\" id=\"t7_415\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_415\" id=\"t8_415\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_415\" id=\"t9_415\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_415\" id=\"ta_415\" style=\"left:87px;bottom:1155px;letter-spacing:-0.07px;display:inline;\">Sensit</div><div class=\"t s8_415\" id=\"tb_415\" style=\"left:124px;bottom:1155px;letter-spacing:-0.12px;display:inline;\">iv</div><div class=\"t s7_415\" id=\"tc_415\" style=\"left:134px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_415\" id=\"td_415\" style=\"left:143px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s7_415\" id=\"te_415\" style=\"left:162px;bottom:1155px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in respect of the fair values of Level 3 assets and liab</div><div class=\"t s8_415\" id=\"tf_415\" style=\"left:477px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_415\" id=\"tg_415\" style=\"left:483px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_415\" id=\"th_415\" style=\"left:492px;bottom:1155px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t s9_415\" id=\"ti_415\" style=\"left:87px;bottom:1137px;letter-spacing:-0.11px;display:inline;\">Sensit</div><div class=\"t sa_415\" id=\"tj_415\" style=\"left:122px;bottom:1137px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s9_415\" id=\"tk_415\" style=\"left:131px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity analysis is performed on products with sign</div><div class=\"t sa_415\" id=\"tl_415\" style=\"left:403px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">i\ufb01cant unobservable </div><div class=\"t s9_415\" id=\"tm_415\" style=\"left:527px;bottom:1137px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inputs. The Group applies a 10 per cent increase or </div><div class=\"t s9_415\" id=\"tn_415\" style=\"left:87px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">decrease on the values of these unobservable inputs, to generate a range of reasonably possible alternative valuations. The </div><div class=\"t s9_415\" id=\"to_415\" style=\"left:87px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">percentage shift is determined by statist</div><div class=\"t sa_415\" id=\"tp_415\" style=\"left:325px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ical analys</div><div class=\"t s9_415\" id=\"tq_415\" style=\"left:387px;bottom:1105px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is performed on a set of reference prices based on the composit</div><div class=\"t sa_415\" id=\"tr_415\" style=\"left:762px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s9_415\" id=\"ts_415\" style=\"left:87px;bottom:1089px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Group\u2019s Level 3 inventory as the measurement date. Favourable and unfavourable changes (which show the balance adjusted </div><div class=\"t s9_415\" id=\"tt_415\" style=\"left:87px;bottom:1073px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for input change) are determined on the basis of changes in the value of the instrument as a result of varying the levels of the </div><div class=\"t s9_415\" id=\"tu_415\" style=\"left:87px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">unobservable parameters. The Level 3 sensit</div><div class=\"t sa_415\" id=\"tv_415\" style=\"left:348px;bottom:1057px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s9_415\" id=\"tw_415\" style=\"left:358px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity analysis assumes a one-way market move and does not consider offsets </div><div class=\"t s9_415\" id=\"tx_415\" style=\"left:87px;bottom:1041px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">for hedges. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_415\" id=\"ty_415\" style=\"left:351px;bottom:1022px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Held at fair value through pro\ufb01t or loss </div>  </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_415\" id=\"tz_415\" style=\"left:581px;bottom:1022px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Held at fair value through other comprehensive income </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t13_415\" style=\"left:427px;bottom:1006px;letter-spacing:-0.06px;display:inline;\">Favourable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t17_415\" style=\"left:501px;bottom:1006px;letter-spacing:-0.04px;display:inline;\">Unfavourable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1e_415\" style=\"left:695px;bottom:1006px;letter-spacing:-0.06px;display:inline;\">Favourable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1i_415\" style=\"left:770px;bottom:1006px;letter-spacing:-0.04px;display:inline;\">Unfavourable </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t10_415\" style=\"left:331px;bottom:994px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Net exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t14_415\" style=\"left:441px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t18_415\" style=\"left:527px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1b_415\" style=\"left:600px;bottom:994px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Net exposure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1f_415\" style=\"left:709px;bottom:994px;display:inline;\">changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1j_415\" style=\"left:796px;bottom:994px;display:inline;\">changes </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t11_415\" style=\"left:357px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t12_415\" style=\"left:379px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t15_415\" style=\"left:443px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t16_415\" style=\"left:466px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t19_415\" style=\"left:530px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1a_415\" style=\"left:553px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1c_415\" style=\"left:625px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1d_415\" style=\"left:648px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1g_415\" style=\"left:712px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1h_415\" style=\"left:734px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t1k_415\" style=\"left:798px;bottom:983px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t1l_415\" style=\"left:821px;bottom:983px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t1m_415\" style=\"left:87px;bottom:963px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sc_415\" id=\"t1n_415\" style=\"left:125px;bottom:963px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sb_415\" id=\"t1o_415\" style=\"left:142px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1p_415\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1q_415\" style=\"left:364px;bottom:943px;letter-spacing:-0.11px;display:inline;\">1,960 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1r_415\" style=\"left:452px;bottom:943px;letter-spacing:-0.07px;display:inline;\">1,985 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1s_415\" style=\"left:540px;bottom:943px;display:inline;\">1,918 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1t_415\" style=\"left:656px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1u_415\" style=\"left:743px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t1v_415\" style=\"left:830px;bottom:943px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1w_415\" style=\"left:87px;bottom:924px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t1x_415\" style=\"left:87px;bottom:910px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t se_415\" id=\"t1y_415\" style=\"left:138px;bottom:910px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_415\" id=\"t1z_415\" style=\"left:229px;bottom:910px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t20_415\" style=\"left:362px;bottom:910px;letter-spacing:0.28px;display:inline;\">2,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t21_415\" style=\"left:448px;bottom:910px;letter-spacing:0.21px;display:inline;\">2,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t22_415\" style=\"left:536px;bottom:910px;letter-spacing:0.27px;display:inline;\">2,336 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t23_415\" style=\"left:656px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t24_415\" style=\"left:743px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t25_415\" style=\"left:830px;bottom:910px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t26_415\" style=\"left:87px;bottom:891px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t27_415\" style=\"left:155px;bottom:891px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_415\" id=\"t28_415\" style=\"left:220px;bottom:891px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive tier one and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t29_415\" style=\"left:87px;bottom:876px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">other elig</div><div class=\"t se_415\" id=\"t2a_415\" style=\"left:139px;bottom:876px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_415\" id=\"t2b_415\" style=\"left:170px;bottom:876px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2c_415\" style=\"left:365px;bottom:876px;letter-spacing:0.04px;display:inline;\">1,262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2d_415\" style=\"left:450px;bottom:876px;letter-spacing:0.17px;display:inline;\">1,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2e_415\" style=\"left:541px;bottom:876px;letter-spacing:-0.08px;display:inline;\">1,193 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2f_415\" style=\"left:649px;bottom:876px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2g_415\" style=\"left:735px;bottom:876px;letter-spacing:-0.25px;display:inline;\">78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2h_415\" style=\"left:821px;bottom:876px;letter-spacing:0.18px;display:inline;\">66 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2i_415\" style=\"left:87px;bottom:857px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2j_415\" style=\"left:374px;bottom:857px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2k_415\" style=\"left:459px;bottom:857px;letter-spacing:-0.06px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2l_415\" style=\"left:548px;bottom:857px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2m_415\" style=\"left:642px;bottom:857px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2n_415\" style=\"left:727px;bottom:857px;letter-spacing:0.16px;display:inline;\">866 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2o_415\" style=\"left:814px;bottom:857px;letter-spacing:-0.13px;display:inline;\">708 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2p_415\" style=\"left:87px;bottom:838px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2q_415\" style=\"left:387px;bottom:838px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2r_415\" style=\"left:474px;bottom:838px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2s_415\" style=\"left:560px;bottom:838px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2t_415\" style=\"left:656px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2u_415\" style=\"left:743px;bottom:838px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2v_415\" style=\"left:830px;bottom:838px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t2w_415\" style=\"left:87px;bottom:819px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_415\" id=\"t2x_415\" style=\"left:128px;bottom:819px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_415\" id=\"t2y_415\" style=\"left:197px;bottom:819px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t2z_415\" style=\"left:372px;bottom:819px;letter-spacing:-0.11px;display:inline;\">(116) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t30_415\" style=\"left:461px;bottom:819px;letter-spacing:0.05px;display:inline;\">(75) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t31_415\" style=\"left:543px;bottom:819px;letter-spacing:0.12px;display:inline;\">(157) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t32_415\" style=\"left:656px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t33_415\" style=\"left:743px;bottom:819px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t34_415\" style=\"left:830px;bottom:819px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t35_415\" style=\"left:87px;bottom:800px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Customers accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t36_415\" style=\"left:359px;bottom:800px;letter-spacing:0.02px;display:inline;\">(1,278) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t37_415\" style=\"left:450px;bottom:800px;letter-spacing:-0.03px;display:inline;\">(1,191) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t38_415\" style=\"left:532px;bottom:800px;letter-spacing:0.12px;display:inline;\">(1,365) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t39_415\" style=\"left:656px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3a_415\" style=\"left:743px;bottom:800px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3b_415\" style=\"left:830px;bottom:800px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3c_415\" style=\"left:87px;bottom:781px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3d_415\" style=\"left:368px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3e_415\" style=\"left:454px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3f_415\" style=\"left:541px;bottom:781px;letter-spacing:-0.06px;display:inline;\">(334) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3g_415\" style=\"left:656px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3h_415\" style=\"left:743px;bottom:781px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3i_415\" style=\"left:830px;bottom:781px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3j_415\" style=\"left:87px;bottom:762px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_415\" id=\"t3k_415\" style=\"left:147px;bottom:762px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3l_415\" style=\"left:369px;bottom:762px;letter-spacing:0.02px;display:inline;\">(103) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3m_415\" style=\"left:457px;bottom:762px;letter-spacing:0.04px;display:inline;\">(101) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3n_415\" style=\"left:542px;bottom:762px;letter-spacing:0.06px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3o_415\" style=\"left:656px;bottom:762px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3p_415\" style=\"left:743px;bottom:762px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3q_415\" style=\"left:830px;bottom:762px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t3r_415\" style=\"left:87px;bottom:743px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t3s_415\" style=\"left:155px;bottom:743px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_415\" id=\"t3t_415\" style=\"left:172px;bottom:743px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3u_415\" style=\"left:360px;bottom:743px;letter-spacing:-0.05px;display:inline;\">(1,041) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3v_415\" style=\"left:454px;bottom:743px;letter-spacing:-0.14px;display:inline;\">(966) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3w_415\" style=\"left:538px;bottom:743px;letter-spacing:-0.04px;display:inline;\">(1,115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3x_415\" style=\"left:656px;bottom:743px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3y_415\" style=\"left:743px;bottom:743px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t3z_415\" style=\"left:830px;bottom:743px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t40_415\" style=\"left:87px;bottom:724px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_415\" id=\"t41_415\" style=\"left:143px;bottom:724px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_415\" id=\"t42_415\" style=\"left:149px;bottom:724px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_415\" id=\"t43_415\" style=\"left:156px;bottom:724px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t44_415\" style=\"left:381px;bottom:724px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t45_415\" style=\"left:468px;bottom:724px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t46_415\" style=\"left:554px;bottom:724px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t47_415\" style=\"left:656px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t48_415\" style=\"left:743px;bottom:724px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t49_415\" style=\"left:830px;bottom:724px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t4a_415\" style=\"left:87px;bottom:705px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4b_415\" style=\"left:362px;bottom:705px;letter-spacing:0.1px;display:inline;\">2,895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4c_415\" style=\"left:452px;bottom:705px;letter-spacing:0.09px;display:inline;\">3,219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4d_415\" style=\"left:536px;bottom:705px;letter-spacing:0.23px;display:inline;\">2,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4e_415\" style=\"left:641px;bottom:705px;letter-spacing:-0.02px;display:inline;\">859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4f_415\" style=\"left:727px;bottom:705px;letter-spacing:-0.02px;display:inline;\">944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t4g_415\" style=\"left:815px;bottom:705px;letter-spacing:-0.27px;display:inline;\">774 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t4h_415\" style=\"left:87px;bottom:667px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t sc_415\" id=\"t4i_415\" style=\"left:125px;bottom:667px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sb_415\" id=\"t4j_415\" style=\"left:142px;bottom:667px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">instruments held at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4k_415\" style=\"left:87px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4l_415\" style=\"left:367px;bottom:648px;letter-spacing:-0.02px;display:inline;\">1,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4m_415\" style=\"left:456px;bottom:648px;letter-spacing:0.01px;display:inline;\">1,851 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4n_415\" style=\"left:540px;bottom:648px;letter-spacing:0.08px;display:inline;\">1,758 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4o_415\" style=\"left:656px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4p_415\" style=\"left:743px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4q_415\" style=\"left:830px;bottom:648px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4r_415\" style=\"left:87px;bottom:629px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Reverse repurchase agreements and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t4s_415\" style=\"left:87px;bottom:614px;word-spacing:-0.14px;display:inline;\">other sim</div><div class=\"t se_415\" id=\"t4t_415\" style=\"left:138px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ilar secured lend</div><div class=\"t sd_415\" id=\"t4u_415\" style=\"left:229px;bottom:614px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4v_415\" style=\"left:367px;bottom:614px;letter-spacing:-0.13px;display:inline;\">1,998 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4w_415\" style=\"left:454px;bottom:614px;letter-spacing:-0.05px;display:inline;\">2,013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4x_415\" style=\"left:541px;bottom:614px;letter-spacing:-0.19px;display:inline;\">1,979 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4y_415\" style=\"left:656px;bottom:614px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t4z_415\" style=\"left:743px;bottom:614px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t50_415\" style=\"left:830px;bottom:614px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t51_415\" style=\"left:87px;bottom:595px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Asset backed securit</div><div class=\"t se_415\" id=\"t52_415\" style=\"left:202px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t53_415\" style=\"left:390px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t54_415\" style=\"left:476px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t55_415\" style=\"left:563px;bottom:595px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t56_415\" style=\"left:656px;bottom:595px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t57_415\" style=\"left:743px;bottom:595px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t58_415\" style=\"left:830px;bottom:595px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t59_415\" style=\"left:87px;bottom:576px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t5a_415\" style=\"left:155px;bottom:576px;word-spacing:-0.15px;display:inline;\">ies, alternat</div><div class=\"t sd_415\" id=\"t5b_415\" style=\"left:220px;bottom:576px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive tier one and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5c_415\" style=\"left:87px;bottom:562px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">other elig</div><div class=\"t se_415\" id=\"t5d_415\" style=\"left:139px;bottom:562px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_415\" id=\"t5e_415\" style=\"left:170px;bottom:562px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5f_415\" style=\"left:371px;bottom:562px;letter-spacing:-0.15px;display:inline;\">1,152 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5g_415\" style=\"left:456px;bottom:562px;letter-spacing:-0.09px;display:inline;\">1,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5h_415\" style=\"left:544px;bottom:562px;letter-spacing:-0.21px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5i_415\" style=\"left:656px;bottom:562px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5j_415\" style=\"left:743px;bottom:562px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5k_415\" style=\"left:830px;bottom:562px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5l_415\" style=\"left:87px;bottom:543px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5m_415\" style=\"left:377px;bottom:543px;letter-spacing:-0.05px;display:inline;\">182 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5n_415\" style=\"left:458px;bottom:543px;letter-spacing:-0.01px;display:inline;\">200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5o_415\" style=\"left:549px;bottom:543px;letter-spacing:0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5p_415\" style=\"left:643px;bottom:543px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5q_415\" style=\"left:732px;bottom:543px;letter-spacing:0.08px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5r_415\" style=\"left:816px;bottom:543px;letter-spacing:-0.15px;display:inline;\">595 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5s_415\" style=\"left:87px;bottom:524px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5t_415\" style=\"left:388px;bottom:524px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5u_415\" style=\"left:474px;bottom:524px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5v_415\" style=\"left:560px;bottom:524px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5w_415\" style=\"left:656px;bottom:524px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5x_415\" style=\"left:743px;bottom:524px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t5y_415\" style=\"left:830px;bottom:524px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t5z_415\" style=\"left:87px;bottom:505px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t se_415\" id=\"t60_415\" style=\"left:128px;bottom:505px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sd_415\" id=\"t61_415\" style=\"left:197px;bottom:505px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t62_415\" style=\"left:375px;bottom:505px;letter-spacing:0.31px;display:inline;\">(77) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t63_415\" style=\"left:463px;bottom:505px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t64_415\" style=\"left:544px;bottom:505px;letter-spacing:-0.09px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t65_415\" style=\"left:656px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t66_415\" style=\"left:743px;bottom:505px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t67_415\" style=\"left:830px;bottom:505px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t68_415\" style=\"left:87px;bottom:486px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Customers accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t69_415\" style=\"left:370px;bottom:486px;letter-spacing:-0.18px;display:inline;\">(972) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6a_415\" style=\"left:456px;bottom:486px;letter-spacing:-0.24px;display:inline;\">(934) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6b_415\" style=\"left:537px;bottom:486px;letter-spacing:-0.15px;display:inline;\">(1,010) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6c_415\" style=\"left:656px;bottom:486px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6d_415\" style=\"left:743px;bottom:486px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6e_415\" style=\"left:830px;bottom:486px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6f_415\" style=\"left:87px;bottom:467px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6g_415\" style=\"left:369px;bottom:467px;letter-spacing:-0.11px;display:inline;\">(288) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6h_415\" style=\"left:456px;bottom:467px;letter-spacing:-0.13px;display:inline;\">(283) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6i_415\" style=\"left:543px;bottom:467px;letter-spacing:-0.13px;display:inline;\">(293) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6j_415\" style=\"left:656px;bottom:467px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6k_415\" style=\"left:743px;bottom:467px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6l_415\" style=\"left:830px;bottom:467px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6m_415\" style=\"left:87px;bottom:448px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Short posit</div><div class=\"t se_415\" id=\"t6n_415\" style=\"left:147px;bottom:448px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6o_415\" style=\"left:375px;bottom:448px;letter-spacing:-0.48px;display:inline;\">(40) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6p_415\" style=\"left:463px;bottom:448px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6q_415\" style=\"left:552px;bottom:448px;letter-spacing:-0.54px;display:inline;\">(41) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6r_415\" style=\"left:656px;bottom:448px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6s_415\" style=\"left:743px;bottom:448px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6t_415\" style=\"left:830px;bottom:448px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t6u_415\" style=\"left:87px;bottom:428px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t se_415\" id=\"t6v_415\" style=\"left:155px;bottom:428px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_415\" id=\"t6w_415\" style=\"left:172px;bottom:428px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6x_415\" style=\"left:372px;bottom:428px;letter-spacing:-0.35px;display:inline;\">(451) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6y_415\" style=\"left:459px;bottom:428px;letter-spacing:-0.46px;display:inline;\">(419) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t6z_415\" style=\"left:543px;bottom:428px;letter-spacing:-0.32px;display:inline;\">(482) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t70_415\" style=\"left:656px;bottom:428px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t71_415\" style=\"left:743px;bottom:428px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t72_415\" style=\"left:830px;bottom:428px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t73_415\" style=\"left:87px;bottom:409px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t se_415\" id=\"t74_415\" style=\"left:143px;bottom:409px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_415\" id=\"t75_415\" style=\"left:149px;bottom:409px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t se_415\" id=\"t76_415\" style=\"left:156px;bottom:409px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t77_415\" style=\"left:384px;bottom:409px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t78_415\" style=\"left:469px;bottom:409px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t79_415\" style=\"left:555px;bottom:409px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7a_415\" style=\"left:656px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7b_415\" style=\"left:743px;bottom:409px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7c_415\" style=\"left:830px;bottom:409px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_415\" id=\"t7d_415\" style=\"left:87px;bottom:390px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7e_415\" style=\"left:366px;bottom:390px;letter-spacing:0.09px;display:inline;\">3,332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7f_415\" style=\"left:455px;bottom:390px;letter-spacing:0.02px;display:inline;\">3,517 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7g_415\" style=\"left:536px;bottom:390px;display:inline;\">3,090 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7h_415\" style=\"left:643px;bottom:390px;letter-spacing:-0.05px;display:inline;\">655 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7i_415\" style=\"left:732px;bottom:390px;letter-spacing:0.08px;display:inline;\">715 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t7j_415\" style=\"left:816px;bottom:390px;letter-spacing:-0.15px;display:inline;\">595 </div></td></tr></table><div class=\"t s9_415\" id=\"t7k_415\" style=\"left:87px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The reasonably possible alternatives could have increased or decreased the fair values of \ufb01nanc</div><div class=\"t sa_415\" id=\"t7l_415\" style=\"left:652px;bottom:361px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_415\" id=\"t7m_415\" style=\"left:669px;bottom:361px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instruments held at fair </div><div class=\"t s9_415\" id=\"t7n_415\" style=\"left:87px;bottom:345px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value through pro\ufb01t or loss and those classif</div><div class=\"t sa_415\" id=\"t7o_415\" style=\"left:345px;bottom:345px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s9_415\" id=\"t7p_415\" style=\"left:395px;bottom:345px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through other comprehensive income by the amounts disclosed </div><div class=\"t s9_415\" id=\"t7q_415\" style=\"left:87px;bottom:328px;letter-spacing:-0.26px;display:inline;\">below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t7v_415\" style=\"left:726px;bottom:310px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sh_415\" id=\"t7y_415\" style=\"left:813px;bottom:310px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_415\" id=\"t7r_415\" style=\"left:87px;bottom:299px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_415\" id=\"t7s_415\" style=\"left:118px;bottom:299px;letter-spacing:-0.03px;display:inline;\">ial </div> <div class=\"t sf_415\" id=\"t7t_415\" style=\"left:132px;bottom:299px;letter-spacing:0.02px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_415\" id=\"t7u_415\" style=\"left:398px;bottom:299px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Fair value changes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_415\" id=\"t7w_415\" style=\"left:712px;bottom:299px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_415\" id=\"t7x_415\" style=\"left:734px;bottom:299px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sh_415\" id=\"t7z_415\" style=\"left:800px;bottom:299px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_415\" id=\"t80_415\" style=\"left:822px;bottom:299px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t81_415\" style=\"left:87px;bottom:279px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Held at fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t82_415\" style=\"left:398px;bottom:279px;word-spacing:-0.14px;display:inline;\">Possible increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t83_415\" style=\"left:728px;bottom:279px;display:inline;\">324 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t84_415\" style=\"left:818px;bottom:279px;letter-spacing:0.05px;display:inline;\">185 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t85_415\" style=\"left:398px;bottom:260px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Possible decrease </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t86_415\" style=\"left:723px;bottom:260px;letter-spacing:-0.08px;display:inline;\">(362) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t87_415\" style=\"left:812px;bottom:260px;letter-spacing:-0.26px;display:inline;\">(242) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t88_415\" style=\"left:87px;bottom:240px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value through other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t89_415\" style=\"left:398px;bottom:240px;word-spacing:-0.14px;display:inline;\">Possible increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t8a_415\" style=\"left:735px;bottom:240px;letter-spacing:0.09px;display:inline;\">85 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t8b_415\" style=\"left:821px;bottom:240px;letter-spacing:0.07px;display:inline;\">60 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_415\" id=\"t8c_415\" style=\"left:398px;bottom:221px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Possible decrease </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_415\" id=\"t8d_415\" style=\"left:730px;bottom:221px;letter-spacing:-0.04px;display:inline;\">(85) </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_415\" id=\"t8e_415\" style=\"left:817px;bottom:221px;letter-spacing:-0.49px;display:inline;\">(60) </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f88196": {
   "value": "Classif<div class=\"t s8_392\" id=\"tb_392\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">icat</div><div class=\"t s7_392\" id=\"tc_392\" style=\"left:142px;bottom:1154px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion and measurement </div><div class=\"t s7_392\" id=\"td_392\" style=\"left:78px;bottom:1128px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s9_392\" id=\"te_392\" style=\"left:78px;bottom:1110px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sa_392\" id=\"tf_392\" style=\"left:118px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets held at amort</div><div class=\"t s9_392\" id=\"tg_392\" style=\"left:256px;bottom:1110px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost and fair value through other comprehensive income </div><div class=\"t sb_392\" id=\"th_392\" style=\"left:78px;bottom:1094px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at amortised cost or held at FVOCI have contractual terms that give rise to cash \ufb02ows that are solely </div><div class=\"t sb_392\" id=\"ti_392\" style=\"left:78px;bottom:1077px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">payments of princ</div><div class=\"t sc_392\" id=\"tj_392\" style=\"left:186px;bottom:1077px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sb_392\" id=\"tk_392\" style=\"left:237px;bottom:1077px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">interest (SPPI) characterist</div><div class=\"t sc_392\" id=\"tl_392\" style=\"left:392px;bottom:1077px;letter-spacing:-0.08px;display:inline;\">ics. </div><div class=\"t sb_392\" id=\"tm_392\" style=\"left:78px;bottom:1053px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In assessing whether the contractual cash \ufb02ows have SPPI characterist</div><div class=\"t sc_392\" id=\"tn_392\" style=\"left:492px;bottom:1053px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ics, the Group cons</div><div class=\"t sb_392\" id=\"to_392\" style=\"left:603px;bottom:1053px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iders the contractual terms of the </div><div class=\"t sb_392\" id=\"tp_392\" style=\"left:78px;bottom:1037px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument. This includes assessing whether the \ufb01nanc</div><div class=\"t sc_392\" id=\"tq_392\" style=\"left:398px;bottom:1037px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial asset conta</div><div class=\"t sb_392\" id=\"tr_392\" style=\"left:483px;bottom:1037px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ins a contractual term that could change the tim</div><div class=\"t sc_392\" id=\"ts_392\" style=\"left:770px;bottom:1037px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing or </div><div class=\"t sb_392\" id=\"tt_392\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">amount of contractual cash \ufb02ows such that it would not meet this condit</div><div class=\"t sc_392\" id=\"tu_392\" style=\"left:505px;bottom:1021px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. In mak</div><div class=\"t sb_392\" id=\"tv_392\" style=\"left:568px;bottom:1021px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing the assessment, the Group considers: </div><div class=\"t sc_392\" id=\"tw_392\" style=\"left:78px;bottom:997px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"tx_392\" style=\"left:91px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Contingent events that would change the amount and tim</div><div class=\"t sc_392\" id=\"ty_392\" style=\"left:438px;bottom:997px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing of cash \ufb02ows </div><div class=\"t sc_392\" id=\"tz_392\" style=\"left:78px;bottom:973px;letter-spacing:-0.17px;word-spacing:2.89px;display:inline;\">\u2022 Leverage features </div><div class=\"t sc_392\" id=\"t10_392\" style=\"left:78px;bottom:949px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t11_392\" style=\"left:91px;bottom:949px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prepayment and extension terms </div><div class=\"t sc_392\" id=\"t12_392\" style=\"left:78px;bottom:925px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t13_392\" style=\"left:91px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">Terms that lim</div><div class=\"t sc_392\" id=\"t14_392\" style=\"left:175px;bottom:925px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">it the Group\u2019s cla</div><div class=\"t sb_392\" id=\"t15_392\" style=\"left:272px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">im to cash \ufb02ows from specif</div><div class=\"t sc_392\" id=\"t16_392\" style=\"left:436px;bottom:925px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied assets (e.g. non-recourse asset arrangements) </div><div class=\"t sc_392\" id=\"t17_392\" style=\"left:78px;bottom:901px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t18_392\" style=\"left:91px;bottom:901px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Features that modify considerat</div><div class=\"t sc_392\" id=\"t19_392\" style=\"left:281px;bottom:901px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the t</div><div class=\"t sb_392\" id=\"t1a_392\" style=\"left:345px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ime value of money \u2013 e.g. period</div><div class=\"t sc_392\" id=\"t1b_392\" style=\"left:533px;bottom:901px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical reset of </div><div class=\"t sb_392\" id=\"t1c_392\" style=\"left:603px;bottom:901px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">interest rates. </div><div class=\"t sc_392\" id=\"t1d_392\" style=\"left:78px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Whether \ufb01nancial assets are held at amort</div><div class=\"t sb_392\" id=\"t1e_392\" style=\"left:332px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised cost or at FVOCI depends on the object</div><div class=\"t sc_392\" id=\"t1f_392\" style=\"left:591px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ives of the bus</div><div class=\"t sb_392\" id=\"t1g_392\" style=\"left:675px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iness models under </div><div class=\"t sb_392\" id=\"t1h_392\" style=\"left:78px;bottom:861px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">which the assets are held. A business model refers to how the Group manages \ufb01nanc</div><div class=\"t sc_392\" id=\"t1i_392\" style=\"left:577px;bottom:861px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ial assets to generate cash \ufb02ow. </div><div class=\"t sc_392\" id=\"t1j_392\" style=\"left:78px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group makes an assessment of the objective of a bus</div><div class=\"t sb_392\" id=\"t1k_392\" style=\"left:417px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iness model in which an asset is held at the ind</div><div class=\"t sc_392\" id=\"t1l_392\" style=\"left:691px;bottom:837px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sb_392\" id=\"t1m_392\" style=\"left:700px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idual product </div><div class=\"t sb_392\" id=\"t1n_392\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business line, and where applicable with</div><div class=\"t sc_392\" id=\"t1o_392\" style=\"left:315px;bottom:821px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in bus</div><div class=\"t sb_392\" id=\"t1p_392\" style=\"left:350px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iness lines depending on the way the business is managed and informat</div><div class=\"t sc_392\" id=\"t1q_392\" style=\"left:775px;bottom:821px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_392\" id=\"t1r_392\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is provided to management. Factors considered include: </div><div class=\"t sc_392\" id=\"t1s_392\" style=\"left:78px;bottom:781px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1t_392\" style=\"left:91px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">How the performance of the product business line is evaluated and reported to the Group\u2019s management </div><div class=\"t sc_392\" id=\"t1u_392\" style=\"left:78px;bottom:757px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t1v_392\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">How managers of the business model are compensated, includ</div><div class=\"t sc_392\" id=\"t1w_392\" style=\"left:463px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing whether management </div><div class=\"t sb_392\" id=\"t1x_392\" style=\"left:623px;bottom:757px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is compensated based on the </div><div class=\"t sb_392\" id=\"t1y_392\" style=\"left:91px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">fair value of assets or the contractual cash \ufb02ows collected </div><div class=\"t sc_392\" id=\"t1z_392\" style=\"left:78px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t20_392\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The risks that affect the performance of the business model and how those risks are managed </div><div class=\"t sc_392\" id=\"t21_392\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t sb_392\" id=\"t22_392\" style=\"left:91px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The frequency, volume and tim</div><div class=\"t sc_392\" id=\"t23_392\" style=\"left:273px;bottom:692px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing of sales </div><div class=\"t sb_392\" id=\"t24_392\" style=\"left:342px;bottom:692px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in prior periods, the reasons for such sales and expectations about future </div><div class=\"t sb_392\" id=\"t25_392\" style=\"left:91px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">sales activ</div><div class=\"t sc_392\" id=\"t26_392\" style=\"left:152px;bottom:676px;letter-spacing:-0.26px;display:inline;\">ity. </div><div class=\"t sb_392\" id=\"t27_392\" style=\"left:78px;bottom:652px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group\u2019s business model assessment is as follows: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t28_392\" style=\"left:78px;bottom:634px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Business model </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t29_392\" style=\"left:160px;bottom:634px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Business object</div><div class=\"t se_392\" id=\"t2a_392\" style=\"left:232px;bottom:634px;letter-spacing:-0.15px;display:inline;\">ive </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2b_392\" style=\"left:307px;bottom:634px;display:inline;\">Characterist</div><div class=\"t se_392\" id=\"t2c_392\" style=\"left:367px;bottom:634px;letter-spacing:0.03px;display:inline;\">ics </div> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2d_392\" style=\"left:520px;bottom:634px;letter-spacing:0.01px;display:inline;\">Businesses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_392\" id=\"t2e_392\" style=\"left:667px;bottom:634px;display:inline;\">Products </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2f_392\" style=\"left:78px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2h_392\" style=\"left:160px;bottom:614px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Intent is to orig</div><div class=\"t s4_392\" id=\"t2i_392\" style=\"left:243px;bottom:614px;letter-spacing:-0.02px;display:inline;\">inate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2p_392\" style=\"left:307px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2q_392\" style=\"left:320px;bottom:614px;letter-spacing:-0.04px;display:inline;\">Provid</div><div class=\"t s4_392\" id=\"t2r_392\" style=\"left:355px;bottom:614px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing \ufb01nancing and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t36_392\" style=\"left:520px;bottom:614px;letter-spacing:0.01px;word-spacing:3.06px;display:inline;\">\u2022 Corporate Lending </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3e_392\" style=\"left:667px;bottom:614px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t3f_392\" style=\"left:680px;bottom:614px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2g_392\" style=\"left:78px;bottom:599px;letter-spacing:-0.01px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2j_392\" style=\"left:160px;bottom:599px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2s_392\" style=\"left:320px;bottom:599px;letter-spacing:0.04px;display:inline;\">orig</div><div class=\"t s4_392\" id=\"t2t_392\" style=\"left:342px;bottom:599px;letter-spacing:-0.02px;display:inline;\">inat</div><div class=\"t sf_392\" id=\"t2u_392\" style=\"left:365px;bottom:599px;word-spacing:-0.15px;display:inline;\">ing assets to earn interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t37_392\" style=\"left:520px;bottom:595px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t38_392\" style=\"left:570px;bottom:595px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3g_392\" style=\"left:667px;bottom:595px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t3h_392\" style=\"left:748px;bottom:595px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2k_392\" style=\"left:160px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">hold them to maturity, </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2v_392\" style=\"left:320px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">income as primary income stream </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2l_392\" style=\"left:160px;bottom:570px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">collecting the </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2w_392\" style=\"left:307px;bottom:566px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t2x_392\" style=\"left:320px;bottom:566px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performing credit risk </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t39_392\" style=\"left:520px;bottom:576px;letter-spacing:-0.05px;word-spacing:3.11px;display:inline;\">\u2022 Transaction Banking </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2m_392\" style=\"left:160px;bottom:556px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">contractual cash \ufb02ows </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t2y_392\" style=\"left:320px;bottom:552px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">management activ</div><div class=\"t s4_392\" id=\"t2z_392\" style=\"left:429px;bottom:552px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_392\" id=\"t30_392\" style=\"left:436px;bottom:552px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3a_392\" style=\"left:520px;bottom:557px;letter-spacing:-0.04px;word-spacing:3.1px;display:inline;\">\u2022 Retail Lending </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t2n_392\" style=\"left:160px;bottom:541px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">over the term of the </div> <div class=\"t sf_392\" id=\"t2o_392\" style=\"left:160px;bottom:527px;letter-spacing:0.05px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t31_392\" style=\"left:307px;bottom:533px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t32_392\" style=\"left:320px;bottom:533px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Costs include funding costs, </div> <div class=\"t sf_392\" id=\"t33_392\" style=\"left:320px;bottom:518px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">transaction costs and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3b_392\" style=\"left:520px;bottom:539px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div> <div class=\"t s4_392\" id=\"t3c_392\" style=\"left:533px;bottom:524px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">(Loans and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t34_392\" style=\"left:320px;bottom:504px;letter-spacing:0.05px;display:inline;\">impa</div><div class=\"t s4_392\" id=\"t35_392\" style=\"left:350px;bottom:504px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3d_392\" style=\"left:533px;bottom:510px;letter-spacing:-0.06px;display:inline;\">Borrowings) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3i_392\" style=\"left:78px;bottom:485px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3l_392\" style=\"left:160px;bottom:485px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Business object</div><div class=\"t s4_392\" id=\"t3m_392\" style=\"left:245px;bottom:485px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ive met </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3q_392\" style=\"left:307px;bottom:485px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t3r_392\" style=\"left:320px;bottom:485px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Portfolios held for liqu</div><div class=\"t s4_392\" id=\"t3s_392\" style=\"left:441px;bottom:485px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sf_392\" id=\"t3t_392\" style=\"left:451px;bottom:485px;letter-spacing:0.04px;word-spacing:-0.2px;display:inline;\">ity needs; </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t48_392\" style=\"left:520px;bottom:485px;letter-spacing:-0.02px;word-spacing:3.08px;display:inline;\">\u2022 Treasury Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t49_392\" style=\"left:667px;bottom:485px;letter-spacing:0.01px;word-spacing:3.05px;display:inline;\">\u2022 Debt securit</div><div class=\"t s4_392\" id=\"t4a_392\" style=\"left:748px;bottom:485px;letter-spacing:-0.02px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3j_392\" style=\"left:78px;bottom:470px;letter-spacing:-0.02px;display:inline;\">collect </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3n_392\" style=\"left:160px;bottom:470px;word-spacing:-0.14px;display:inline;\">through both hold to </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3u_392\" style=\"left:320px;bottom:470px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">or where a certain interest yield </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3k_392\" style=\"left:78px;bottom:456px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">and sell </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3o_392\" style=\"left:160px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">collect and by selling </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3v_392\" style=\"left:320px;bottom:456px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01le is mainta</div><div class=\"t s4_392\" id=\"t3w_392\" style=\"left:410px;bottom:456px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ined; or that are </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t3p_392\" style=\"left:160px;bottom:441px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">\ufb01nancial assets </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3x_392\" style=\"left:320px;bottom:441px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">normally rebalanced to achieve </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3y_392\" style=\"left:320px;bottom:427px;word-spacing:-0.15px;display:inline;\">matching of duration of assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t3z_392\" style=\"left:320px;bottom:412px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">and liab</div><div class=\"t s4_392\" id=\"t40_392\" style=\"left:366px;bottom:412px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_392\" id=\"t41_392\" style=\"left:372px;bottom:412px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_392\" id=\"t42_392\" style=\"left:379px;bottom:412px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t43_392\" style=\"left:307px;bottom:393px;display:inline;\">\u2022 </div><div class=\"t s4_392\" id=\"t44_392\" style=\"left:320px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Income streams come from </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t45_392\" style=\"left:320px;bottom:379px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">interest income, fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t46_392\" style=\"left:320px;bottom:364px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">changes, and impa</div><div class=\"t s4_392\" id=\"t47_392\" style=\"left:428px;bottom:364px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">irment losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4b_392\" style=\"left:78px;bottom:345px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4e_392\" style=\"left:160px;bottom:345px;word-spacing:-0.15px;display:inline;\">All other business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4l_392\" style=\"left:307px;bottom:345px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4m_392\" style=\"left:320px;bottom:345px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assets held for trading </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t52_392\" style=\"left:520px;bottom:345px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t53_392\" style=\"left:570px;bottom:345px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t56_392\" style=\"left:667px;bottom:345px;word-spacing:6.25px;display:inline;\">\u2022 Derivat</div><div class=\"t s4_392\" id=\"t57_392\" style=\"left:722px;bottom:345px;letter-spacing:-0.03px;display:inline;\">ives </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4c_392\" style=\"left:78px;bottom:331px;letter-spacing:0.02px;display:inline;\">through </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4f_392\" style=\"left:160px;bottom:331px;display:inline;\">objectives, </div> <div class=\"t sf_392\" id=\"t4g_392\" style=\"left:222px;bottom:331px;letter-spacing:0.01px;display:inline;\">includ</div><div class=\"t s4_392\" id=\"t4h_392\" style=\"left:255px;bottom:331px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4n_392\" style=\"left:307px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4o_392\" style=\"left:320px;bottom:326px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets that are orig</div><div class=\"t s4_392\" id=\"t4p_392\" style=\"left:429px;bottom:326px;display:inline;\">inated, </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t54_392\" style=\"left:520px;bottom:326px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t55_392\" style=\"left:533px;bottom:326px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">All other business lines </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t58_392\" style=\"left:667px;bottom:326px;word-spacing:3.05px;display:inline;\">\u2022 Equity shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4d_392\" style=\"left:78px;bottom:316px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4i_392\" style=\"left:160px;bottom:316px;word-spacing:-0.13px;display:inline;\">trading and managing </div> <div class=\"t s4_392\" id=\"t4j_392\" style=\"left:160px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">\ufb01nancial assets on a </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4q_392\" style=\"left:320px;bottom:312px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">purchased, and sold for pro\ufb01t </div> <div class=\"t sf_392\" id=\"t4r_392\" style=\"left:320px;bottom:297px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">taking or underwrit</div><div class=\"t s4_392\" id=\"t4s_392\" style=\"left:428px;bottom:297px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing act</div><div class=\"t sf_392\" id=\"t4t_392\" style=\"left:467px;bottom:297px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_392\" id=\"t4u_392\" style=\"left:476px;bottom:297px;letter-spacing:0.16px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t59_392\" style=\"left:667px;bottom:307px;letter-spacing:-0.06px;word-spacing:3.11px;display:inline;\">\u2022 Trading portfolios </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4k_392\" style=\"left:160px;bottom:287px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5a_392\" style=\"left:667px;bottom:289px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5b_392\" style=\"left:717px;bottom:289px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4v_392\" style=\"left:307px;bottom:278px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4w_392\" style=\"left:320px;bottom:278px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Performance of the portfolio is </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5c_392\" style=\"left:680px;bottom:274px;word-spacing:-0.14px;display:inline;\">reverse repos </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t4x_392\" style=\"left:320px;bottom:264px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">evaluated on a fair value basis </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5d_392\" style=\"left:667px;bottom:255px;letter-spacing:-0.05px;word-spacing:6.31px;display:inline;\">\u2022 Financ</div><div class=\"t s4_392\" id=\"t5e_392\" style=\"left:717px;bottom:255px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial Markets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t4y_392\" style=\"left:307px;bottom:245px;display:inline;\">\u2022 </div><div class=\"t sf_392\" id=\"t4z_392\" style=\"left:320px;bottom:245px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Income streams are from fair </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t5f_392\" style=\"left:680px;bottom:241px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">(FM Bond and Loan </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t50_392\" style=\"left:320px;bottom:231px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">value changes or trading gains </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_392\" id=\"t5g_392\" style=\"left:680px;bottom:226px;letter-spacing:-0.03px;display:inline;\">Syndicat</div><div class=\"t s4_392\" id=\"t5h_392\" style=\"left:728px;bottom:226px;letter-spacing:-0.27px;display:inline;\">ion) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_392\" id=\"t51_392\" style=\"left:320px;bottom:216px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">or losses </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr></table><div></div><div class=\"t s4_393\" id=\"t6_393\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_393\" id=\"t7_393\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_393\" id=\"t8_393\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_393\" id=\"t9_393\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_393\" id=\"ta_393\" style=\"left:95px;bottom:1154px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"tb_393\" style=\"left:135px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s7_393\" id=\"tc_393\" style=\"left:210px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich have SPPI characterist</div><div class=\"t s8_393\" id=\"td_393\" style=\"left:360px;bottom:1154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics and that are held w</div><div class=\"t s7_393\" id=\"te_393\" style=\"left:494px;bottom:1154px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tf_393\" style=\"left:509px;bottom:1154px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tg_393\" style=\"left:555px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"th_393\" style=\"left:706px;bottom:1154px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ti_393\" style=\"left:726px;bottom:1154px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is to hold </div><div class=\"t s8_393\" id=\"tj_393\" style=\"left:95px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">\ufb01nancial assets to collect contractual cash\ufb02ows (hold to collect) are recorded at amort</div><div class=\"t s7_393\" id=\"tk_393\" style=\"left:606px;bottom:1138px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised cost. Conversely, \ufb01nanc</div><div class=\"t s8_393\" id=\"tl_393\" style=\"left:769px;bottom:1138px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"tm_393\" style=\"left:95px;bottom:1122px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assets which have SPPI characterist</div><div class=\"t s8_393\" id=\"tn_393\" style=\"left:304px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ics but are held w</div><div class=\"t s7_393\" id=\"to_393\" style=\"left:406px;bottom:1122px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_393\" id=\"tp_393\" style=\"left:422px;bottom:1122px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in a bus</div><div class=\"t s7_393\" id=\"tq_393\" style=\"left:467px;bottom:1122px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">iness model whose object</div><div class=\"t s8_393\" id=\"tr_393\" style=\"left:619px;bottom:1122px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s7_393\" id=\"ts_393\" style=\"left:638px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is achieved by both collecting </div><div class=\"t s7_393\" id=\"tt_393\" style=\"left:95px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">contractual cash\ufb02ows and selling \ufb01nanc</div><div class=\"t s8_393\" id=\"tu_393\" style=\"left:333px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets (Hold to collect and sell) are class</div><div class=\"t s7_393\" id=\"tv_393\" style=\"left:587px;bottom:1106px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"tw_393\" style=\"left:594px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied as held at FVOCI. Both hold to </div><div class=\"t s7_393\" id=\"tx_393\" style=\"left:95px;bottom:1090px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collect and hold to collect and sell business models involve holding \ufb01nanc</div><div class=\"t s8_393\" id=\"ty_393\" style=\"left:526px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial assets to collect the contractual cash\ufb02ows. </div><div class=\"t s7_393\" id=\"tz_393\" style=\"left:95px;bottom:1074px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">However, the business models are dist</div><div class=\"t s8_393\" id=\"t10_393\" style=\"left:319px;bottom:1074px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inct by reference to the frequency and s</div><div class=\"t s7_393\" id=\"t11_393\" style=\"left:552px;bottom:1074px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s8_393\" id=\"t12_393\" style=\"left:571px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cance that asset sales play </div><div class=\"t s7_393\" id=\"t13_393\" style=\"left:743px;bottom:1074px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in meeting the </div><div class=\"t s8_393\" id=\"t14_393\" style=\"left:95px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">objective under wh</div><div class=\"t s7_393\" id=\"t15_393\" style=\"left:208px;bottom:1058px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t16_393\" style=\"left:389px;bottom:1058px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets </div><div class=\"t s7_393\" id=\"t17_393\" style=\"left:446px;bottom:1058px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is managed. Hold to collect business models are characterised </div><div class=\"t s7_393\" id=\"t18_393\" style=\"left:95px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">by asset sales that are inc</div><div class=\"t s8_393\" id=\"t19_393\" style=\"left:246px;bottom:1042px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idental to meet</div><div class=\"t s7_393\" id=\"t1a_393\" style=\"left:338px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the object</div><div class=\"t s8_393\" id=\"t1b_393\" style=\"left:419px;bottom:1042px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives under wh</div><div class=\"t s7_393\" id=\"t1c_393\" style=\"left:500px;bottom:1042px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ich a group of assets is managed. Sales of assets under </div><div class=\"t s7_393\" id=\"t1d_393\" style=\"left:95px;bottom:1026px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">a hold to collect business model can be made to manage increases in the credit risk of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1e_393\" style=\"left:641px;bottom:1026px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets but sales for other </div><div class=\"t s7_393\" id=\"t1f_393\" style=\"left:95px;bottom:1010px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">reasons should be infrequent or ins</div><div class=\"t s8_393\" id=\"t1g_393\" style=\"left:300px;bottom:1010px;letter-spacing:-0.2px;display:inline;\">ign</div><div class=\"t s7_393\" id=\"t1h_393\" style=\"left:319px;bottom:1010px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_393\" id=\"t1i_393\" style=\"left:327px;bottom:1010px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icant. Cash\ufb02ows from the sale of \ufb01nancial assets under a hold to collect and sell </div><div class=\"t s7_393\" id=\"t1j_393\" style=\"left:95px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">business model by contrast are integral to achiev</div><div class=\"t s8_393\" id=\"t1k_393\" style=\"left:384px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the objectives under wh</div><div class=\"t s7_393\" id=\"t1l_393\" style=\"left:546px;bottom:994px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich a particular group of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1m_393\" style=\"left:727px;bottom:994px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial assets are </div><div class=\"t s7_393\" id=\"t1n_393\" style=\"left:95px;bottom:978px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">managed. This may be the case where frequent sales of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1o_393\" style=\"left:465px;bottom:978px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets are requ</div><div class=\"t s7_393\" id=\"t1p_393\" style=\"left:572px;bottom:978px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ired to manage the Group\u2019s daily liqu</div><div class=\"t s8_393\" id=\"t1q_393\" style=\"left:788px;bottom:978px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1r_393\" style=\"left:799px;bottom:978px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_393\" id=\"t1s_393\" style=\"left:95px;bottom:962px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">requirements or to meet regulatory requirements to demonstrate liqu</div><div class=\"t s8_393\" id=\"t1t_393\" style=\"left:504px;bottom:962px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_393\" id=\"t1u_393\" style=\"left:515px;bottom:962px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity of \ufb01nanc</div><div class=\"t s8_393\" id=\"t1v_393\" style=\"left:585px;bottom:962px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_393\" id=\"t1w_393\" style=\"left:601px;bottom:962px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Sales of assets under hold </div><div class=\"t s7_393\" id=\"t1x_393\" style=\"left:95px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect and sell business models are therefore both more frequent and more sign</div><div class=\"t s8_393\" id=\"t1y_393\" style=\"left:583px;bottom:945px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s7_393\" id=\"t1z_393\" style=\"left:623px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in value than those under the hold </div><div class=\"t s7_393\" id=\"t20_393\" style=\"left:95px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to collect model. </div><div class=\"t s9_393\" id=\"t21_393\" style=\"left:95px;bottom:897px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Equity instruments designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t22_393\" style=\"left:95px;bottom:879px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Non-trading equity instruments acquired for strategic purposes rather than capital gain may be irrevocably designated at </div><div class=\"t s7_393\" id=\"t23_393\" style=\"left:95px;bottom:863px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_393\" id=\"t24_393\" style=\"left:106px;bottom:863px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_393\" id=\"t25_393\" style=\"left:113px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_393\" id=\"t26_393\" style=\"left:179px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion as held at FVOCI on an </div><div class=\"t s7_393\" id=\"t27_393\" style=\"left:339px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument-by-instrument basis. Div</div><div class=\"t s8_393\" id=\"t28_393\" style=\"left:549px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends rece</div><div class=\"t s7_393\" id=\"t29_393\" style=\"left:617px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived are recognised in pro\ufb01t or loss. </div><div class=\"t s7_393\" id=\"t2a_393\" style=\"left:95px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_393\" id=\"t2b_393\" style=\"left:217px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_393\" id=\"t2c_393\" style=\"left:324px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the fair value of these instruments, includ</div><div class=\"t s8_393\" id=\"t2d_393\" style=\"left:578px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing fore</div><div class=\"t s7_393\" id=\"t2e_393\" style=\"left:623px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ign exchange gains and losses, </div><div class=\"t s7_393\" id=\"t2f_393\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are recognised directly in equity and are never reclassif</div><div class=\"t s8_393\" id=\"t2g_393\" style=\"left:418px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied to pro\ufb01t or loss even on derecogn</div><div class=\"t s7_393\" id=\"t2h_393\" style=\"left:635px;bottom:831px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2i_393\" style=\"left:643px;bottom:831px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s9_393\" id=\"t2j_393\" style=\"left:95px;bottom:799px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Mandatorily classif</div><div class=\"t sa_393\" id=\"t2k_393\" style=\"left:213px;bottom:799px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied at fa</div><div class=\"t s9_393\" id=\"t2l_393\" style=\"left:263px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t2m_393\" style=\"left:95px;bottom:781px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2n_393\" style=\"left:135px;bottom:781px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2o_393\" style=\"left:221px;bottom:781px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t2p_393\" style=\"left:240px;bottom:781px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t2q_393\" style=\"left:246px;bottom:781px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t2r_393\" style=\"left:253px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_393\" id=\"t2s_393\" style=\"left:290px;bottom:781px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich are mandatorily held at fair value through pro\ufb01t or loss are split between two </div><div class=\"t s7_393\" id=\"t2t_393\" style=\"left:95px;bottom:765px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">subcategories as follows: </div><div class=\"t s7_393\" id=\"t2u_393\" style=\"left:95px;bottom:741px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">Trading, includ</div><div class=\"t s8_393\" id=\"t2v_393\" style=\"left:182px;bottom:741px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t2w_393\" style=\"left:95px;bottom:717px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t2x_393\" style=\"left:108px;bottom:717px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t2y_393\" style=\"left:148px;bottom:717px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t2z_393\" style=\"left:234px;bottom:717px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t30_393\" style=\"left:253px;bottom:717px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t31_393\" style=\"left:259px;bottom:717px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t32_393\" style=\"left:266px;bottom:717px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held for trad</div><div class=\"t s7_393\" id=\"t33_393\" style=\"left:358px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing, which are those acquired princ</div><div class=\"t s8_393\" id=\"t34_393\" style=\"left:564px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally for the purpose of sell</div><div class=\"t s7_393\" id=\"t35_393\" style=\"left:724px;bottom:717px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing in the </div><div class=\"t s7_393\" id=\"t36_393\" style=\"left:108px;bottom:701px;letter-spacing:-0.22px;display:inline;\">short-term </div><div class=\"t s7_393\" id=\"t37_393\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Derivat</div><div class=\"t s8_393\" id=\"t38_393\" style=\"left:152px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t39_393\" style=\"left:95px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Non-trading mandatorily at fair value through pro\ufb01t or loss, includ</div><div class=\"t s8_393\" id=\"t3a_393\" style=\"left:484px;bottom:652px;letter-spacing:-0.22px;display:inline;\">ing: </div><div class=\"t s7_393\" id=\"t3b_393\" style=\"left:95px;bottom:628px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3c_393\" style=\"left:108px;bottom:628px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Instruments in a business which has a fair value business model (see the Group\u2019s business model assessment) which are not </div><div class=\"t s7_393\" id=\"t3d_393\" style=\"left:108px;bottom:612px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">trading or derivat</div><div class=\"t s8_393\" id=\"t3e_393\" style=\"left:212px;bottom:612px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3f_393\" style=\"left:95px;bottom:588px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3g_393\" style=\"left:108px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Hybrid \ufb01nanc</div><div class=\"t s8_393\" id=\"t3h_393\" style=\"left:188px;bottom:588px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial assets that conta</div><div class=\"t s7_393\" id=\"t3i_393\" style=\"left:308px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in one or more embedded derivat</div><div class=\"t s8_393\" id=\"t3j_393\" style=\"left:507px;bottom:588px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_393\" id=\"t3k_393\" style=\"left:95px;bottom:564px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3l_393\" style=\"left:108px;bottom:564px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3m_393\" style=\"left:148px;bottom:564px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial assets that would otherw</div><div class=\"t s7_393\" id=\"t3n_393\" style=\"left:315px;bottom:564px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise be measured at amortised cost or FVOCI but which do not have SPPI characterist</div><div class=\"t s8_393\" id=\"t3o_393\" style=\"left:810px;bottom:564px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s7_393\" id=\"t3p_393\" style=\"left:95px;bottom:540px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3q_393\" style=\"left:108px;bottom:540px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Equity instruments that have not been designated as held at FVOCI </div><div class=\"t s7_393\" id=\"t3r_393\" style=\"left:95px;bottom:516px;display:inline;\">\u2022 </div><div class=\"t s7_393\" id=\"t3s_393\" style=\"left:108px;bottom:516px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t3t_393\" style=\"left:148px;bottom:516px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t3u_393\" style=\"left:167px;bottom:516px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t3v_393\" style=\"left:186px;bottom:516px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t3w_393\" style=\"left:192px;bottom:516px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t3x_393\" style=\"left:200px;bottom:516px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies that const</div><div class=\"t s7_393\" id=\"t3y_393\" style=\"left:279px;bottom:516px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itute contingent considerat</div><div class=\"t s8_393\" id=\"t3z_393\" style=\"left:440px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t40_393\" style=\"left:461px;bottom:516px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in a business combinat</div><div class=\"t s8_393\" id=\"t41_393\" style=\"left:595px;bottom:516px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_393\" id=\"t42_393\" style=\"left:95px;bottom:484px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Designated at fair value through pro\ufb01t or loss </div><div class=\"t s7_393\" id=\"t43_393\" style=\"left:95px;bottom:466px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t44_393\" style=\"left:135px;bottom:466px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t45_393\" style=\"left:221px;bottom:466px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t46_393\" style=\"left:240px;bottom:466px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t47_393\" style=\"left:246px;bottom:466px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t48_393\" style=\"left:253px;bottom:466px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may be des</div><div class=\"t s7_393\" id=\"t49_393\" style=\"left:340px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss when the designat</div><div class=\"t s8_393\" id=\"t4a_393\" style=\"left:699px;bottom:466px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion el</div><div class=\"t s7_393\" id=\"t4b_393\" style=\"left:730px;bottom:466px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_393\" id=\"t4c_393\" style=\"left:745px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inates or </div><div class=\"t s7_393\" id=\"t4d_393\" style=\"left:95px;bottom:450px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s8_393\" id=\"t4e_393\" style=\"left:119px;bottom:450px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly reduces a measurement or recogn</div><div class=\"t s7_393\" id=\"t4f_393\" style=\"left:371px;bottom:450px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4g_393\" style=\"left:379px;bottom:450px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t4h_393\" style=\"left:400px;bottom:450px;letter-spacing:-0.14px;display:inline;\">incons</div><div class=\"t s8_393\" id=\"t4i_393\" style=\"left:438px;bottom:450px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">istency that would otherw</div><div class=\"t s7_393\" id=\"t4j_393\" style=\"left:593px;bottom:450px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ise arise from measuring assets or </div><div class=\"t s7_393\" id=\"t4k_393\" style=\"left:95px;bottom:434px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_393\" id=\"t4l_393\" style=\"left:117px;bottom:434px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4m_393\" style=\"left:123px;bottom:434px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4n_393\" style=\"left:131px;bottom:434px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ies on a d</div><div class=\"t s7_393\" id=\"t4o_393\" style=\"left:186px;bottom:434px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ifferent basis (\u2018accounting mismatch\u2019). </div><div class=\"t s7_393\" id=\"t4p_393\" style=\"left:95px;bottom:410px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t4q_393\" style=\"left:135px;bottom:410px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t4r_393\" style=\"left:154px;bottom:410px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t4s_393\" style=\"left:173px;bottom:410px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4t_393\" style=\"left:179px;bottom:410px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4u_393\" style=\"left:187px;bottom:410px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies may also be des</div><div class=\"t s7_393\" id=\"t4v_393\" style=\"left:301px;bottom:410px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss where they are managed on a fair value </div><div class=\"t s7_393\" id=\"t4w_393\" style=\"left:95px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">basis or have an embedded derivat</div><div class=\"t s8_393\" id=\"t4x_393\" style=\"left:306px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive where the Group </div><div class=\"t s7_393\" id=\"t4y_393\" style=\"left:427px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not able to bifurcate and separately value the embedded </div><div class=\"t s7_393\" id=\"t4z_393\" style=\"left:95px;bottom:378px;letter-spacing:-0.13px;display:inline;\">derivat</div><div class=\"t s8_393\" id=\"t50_393\" style=\"left:138px;bottom:378px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive component. </div><div class=\"t s9_393\" id=\"t51_393\" style=\"left:95px;bottom:345px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t sa_393\" id=\"t52_393\" style=\"left:136px;bottom:345px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s9_393\" id=\"t53_393\" style=\"left:157px;bottom:345px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t sa_393\" id=\"t54_393\" style=\"left:177px;bottom:345px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s9_393\" id=\"t55_393\" style=\"left:183px;bottom:345px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sa_393\" id=\"t56_393\" style=\"left:192px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t s9_393\" id=\"t57_393\" style=\"left:294px;bottom:345px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ised cost </div><div class=\"t s7_393\" id=\"t58_393\" style=\"left:95px;bottom:327px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t59_393\" style=\"left:135px;bottom:327px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t5a_393\" style=\"left:154px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5b_393\" style=\"left:173px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5c_393\" style=\"left:179px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5d_393\" style=\"left:187px;bottom:327px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not \ufb01nancial guarantees or loan comm</div><div class=\"t s7_393\" id=\"t5e_393\" style=\"left:486px;bottom:327px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments and that are not classif</div><div class=\"t s8_393\" id=\"t5f_393\" style=\"left:670px;bottom:327px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5g_393\" style=\"left:765px;bottom:327px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5h_393\" style=\"left:784px;bottom:327px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5i_393\" style=\"left:789px;bottom:327px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5j_393\" style=\"left:797px;bottom:327px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_393\" id=\"t5k_393\" style=\"left:95px;bottom:311px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">held at fair value through pro\ufb01t or loss are classif</div><div class=\"t s8_393\" id=\"t5l_393\" style=\"left:380px;bottom:311px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5m_393\" style=\"left:475px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5n_393\" style=\"left:494px;bottom:311px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5o_393\" style=\"left:499px;bottom:311px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5p_393\" style=\"left:507px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s7_393\" id=\"t5q_393\" style=\"left:607px;bottom:311px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ised cost. </div><div class=\"t s7_393\" id=\"t5r_393\" style=\"left:95px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Preference shares which carry a mandatory coupon that represents a market rate of interest at the issue date, or which are </div><div class=\"t s7_393\" id=\"t5s_393\" style=\"left:95px;bottom:271px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">redeemable on a specif</div><div class=\"t s8_393\" id=\"t5t_393\" style=\"left:235px;bottom:271px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ic date or at the opt</div><div class=\"t s7_393\" id=\"t5u_393\" style=\"left:352px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the shareholder are classif</div><div class=\"t s8_393\" id=\"t5v_393\" style=\"left:543px;bottom:271px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied as \ufb01nancial l</div><div class=\"t s7_393\" id=\"t5w_393\" style=\"left:637px;bottom:271px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t5x_393\" style=\"left:657px;bottom:271px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t5y_393\" style=\"left:662px;bottom:271px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t5z_393\" style=\"left:670px;bottom:271px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and are presented </div><div class=\"t s7_393\" id=\"t60_393\" style=\"left:801px;bottom:271px;letter-spacing:-0.19px;display:inline;\">in </div><div class=\"t s7_393\" id=\"t61_393\" style=\"left:95px;bottom:255px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">other borrowed funds. The div</div><div class=\"t s8_393\" id=\"t62_393\" style=\"left:273px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idends on these preference shares are recogn</div><div class=\"t s7_393\" id=\"t63_393\" style=\"left:541px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised in the income statement as interest expense </div><div class=\"t s7_393\" id=\"t64_393\" style=\"left:95px;bottom:239px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">on an amortised cost basis using the effective interest method. </div><div></div><div class=\"t s5_394\" id=\"t7_394\" style=\"left:69px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s6_394\" id=\"t8_394\" style=\"left:141px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s5_394\" id=\"t9_394\" style=\"left:162px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_394\" id=\"ta_394\" style=\"left:254px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_394\" id=\"tb_394\" style=\"left:78px;bottom:1154px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s9_394\" id=\"tc_394\" style=\"left:119px;bottom:1154px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s8_394\" id=\"td_394\" style=\"left:358px;bottom:1154px;letter-spacing:-0.03px;display:inline;\">itments </div><div class=\"t sa_394\" id=\"te_394\" style=\"left:78px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group issues \ufb01nanc</div><div class=\"t sb_394\" id=\"tf_394\" style=\"left:218px;bottom:1138px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t sa_394\" id=\"tg_394\" style=\"left:453px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itments in return for fees. Financ</div><div class=\"t sb_394\" id=\"th_394\" style=\"left:641px;bottom:1138px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts </div><div class=\"t sa_394\" id=\"ti_394\" style=\"left:78px;bottom:1122px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">and any loan commitments issued at below-market interest rates are in</div><div class=\"t sb_394\" id=\"tj_394\" style=\"left:499px;bottom:1122px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tk_394\" style=\"left:507px;bottom:1122px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ially recognised at their fair value as a \ufb01nanc</div><div class=\"t sb_394\" id=\"tl_394\" style=\"left:768px;bottom:1122px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"tm_394\" style=\"left:78px;bottom:1106px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sb_394\" id=\"tn_394\" style=\"left:100px;bottom:1106px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"to_394\" style=\"left:106px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sb_394\" id=\"tp_394\" style=\"left:422px;bottom:1106px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"tq_394\" style=\"left:430px;bottom:1106px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount of income recognised in </div><div class=\"t sa_394\" id=\"tr_394\" style=\"left:78px;bottom:1090px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">accordance with the princ</div><div class=\"t sb_394\" id=\"ts_394\" style=\"left:232px;bottom:1090px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iples of IFRS 15 Revenue from Contracts w</div><div class=\"t sa_394\" id=\"tt_394\" style=\"left:474px;bottom:1090px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith Customers and their expected credit loss provis</div><div class=\"t sb_394\" id=\"tu_394\" style=\"left:770px;bottom:1090px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t sa_394\" id=\"tv_394\" style=\"left:78px;bottom:1074px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Loan commitments may be designated at fair value through pro\ufb01t or loss where that is the business model under which </div><div class=\"t sb_394\" id=\"tw_394\" style=\"left:78px;bottom:1058px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such contracts are held. </div><div class=\"t s8_394\" id=\"tx_394\" style=\"left:78px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Fair value of \ufb01nanc</div><div class=\"t s9_394\" id=\"ty_394\" style=\"left:193px;bottom:1032px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ial assets and l</div><div class=\"t s8_394\" id=\"tz_394\" style=\"left:281px;bottom:1032px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s9_394\" id=\"t10_394\" style=\"left:301px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s8_394\" id=\"t11_394\" style=\"left:308px;bottom:1032px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t12_394\" style=\"left:317px;bottom:1032px;letter-spacing:-0.08px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t13_394\" style=\"left:78px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The fair value of \ufb01nanc</div><div class=\"t sb_394\" id=\"t14_394\" style=\"left:213px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t15_394\" style=\"left:229px;bottom:1013px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">instruments is generally measured on the basis of the ind</div><div class=\"t sb_394\" id=\"t16_394\" style=\"left:564px;bottom:1013px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t sa_394\" id=\"t17_394\" style=\"left:574px;bottom:1013px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idual \ufb01nanc</div><div class=\"t sb_394\" id=\"t18_394\" style=\"left:643px;bottom:1013px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t19_394\" style=\"left:660px;bottom:1013px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">instrument. However, </div><div class=\"t sb_394\" id=\"t1a_394\" style=\"left:78px;bottom:997px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">when a group of \ufb01nancial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t1b_394\" style=\"left:355px;bottom:997px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1c_394\" style=\"left:374px;bottom:997px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1d_394\" style=\"left:380px;bottom:997px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1e_394\" style=\"left:388px;bottom:997px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1f_394\" style=\"left:406px;bottom:997px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is managed on the basis of its net exposure to either market risk or </div><div class=\"t sa_394\" id=\"t1g_394\" style=\"left:78px;bottom:981px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">credit risk, the fair value of the group of \ufb01nanc</div><div class=\"t sb_394\" id=\"t1h_394\" style=\"left:347px;bottom:981px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t1i_394\" style=\"left:363px;bottom:981px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">instruments is measured on a net basis. </div><div class=\"t sa_394\" id=\"t1j_394\" style=\"left:78px;bottom:957px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair values of quoted \ufb01nanc</div><div class=\"t sb_394\" id=\"t1k_394\" style=\"left:265px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t1l_394\" style=\"left:351px;bottom:957px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t1m_394\" style=\"left:370px;bottom:957px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1n_394\" style=\"left:376px;bottom:957px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t1o_394\" style=\"left:384px;bottom:957px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sa_394\" id=\"t1p_394\" style=\"left:402px;bottom:957px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in active markets are based on current prices. A market is regarded as </div><div class=\"t sa_394\" id=\"t1q_394\" style=\"left:78px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">active if transactions for the asset or liab</div><div class=\"t sb_394\" id=\"t1r_394\" style=\"left:316px;bottom:941px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t1s_394\" style=\"left:322px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity take place with suf\ufb01c</div><div class=\"t sb_394\" id=\"t1t_394\" style=\"left:464px;bottom:941px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ient frequency and volume to prov</div><div class=\"t sa_394\" id=\"t1u_394\" style=\"left:667px;bottom:941px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ide pric</div><div class=\"t sb_394\" id=\"t1v_394\" style=\"left:710px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t1w_394\" style=\"left:731px;bottom:941px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t sb_394\" id=\"t1x_394\" style=\"left:783px;bottom:941px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_394\" id=\"t1y_394\" style=\"left:78px;bottom:925px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">on an ongoing basis. If the market for a \ufb01nanc</div><div class=\"t sb_394\" id=\"t1z_394\" style=\"left:348px;bottom:925px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_394\" id=\"t20_394\" style=\"left:365px;bottom:925px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument, and for unlisted securit</div><div class=\"t sb_394\" id=\"t21_394\" style=\"left:569px;bottom:925px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t sa_394\" id=\"t22_394\" style=\"left:590px;bottom:925px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not active, the Group establishes </div><div class=\"t sa_394\" id=\"t23_394\" style=\"left:78px;bottom:909px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">fair value by using valuation techniques. </div><div class=\"t s8_394\" id=\"t24_394\" style=\"left:78px;bottom:877px;letter-spacing:-0.13px;display:inline;\">Init</div><div class=\"t s9_394\" id=\"t25_394\" style=\"left:98px;bottom:877px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ial recogn</div><div class=\"t s8_394\" id=\"t26_394\" style=\"left:158px;bottom:877px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s9_394\" id=\"t27_394\" style=\"left:167px;bottom:877px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sb_394\" id=\"t28_394\" style=\"left:78px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Regular way purchases and sales of \ufb01nancial assets held at fa</div><div class=\"t sa_394\" id=\"t29_394\" style=\"left:442px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value through pro\ufb01t or loss, and held at fair value through </div><div class=\"t sa_394\" id=\"t2a_394\" style=\"left:78px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">other comprehensive income are in</div><div class=\"t sb_394\" id=\"t2b_394\" style=\"left:285px;bottom:843px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2c_394\" style=\"left:293px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially recognised on the trade date (the date on which the Group commits to purchase or </div><div class=\"t sb_394\" id=\"t2d_394\" style=\"left:78px;bottom:827px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sell the asset). Loans and advances and other \ufb01nancial assets held at amort</div><div class=\"t sa_394\" id=\"t2e_394\" style=\"left:525px;bottom:827px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised cost are recognised on the settlement date </div><div class=\"t sa_394\" id=\"t2f_394\" style=\"left:78px;bottom:811px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">(the date on which cash is advanced to the borrowers). </div><div class=\"t sb_394\" id=\"t2g_394\" style=\"left:78px;bottom:787px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">All \ufb01nancial </div><div class=\"t sa_394\" id=\"t2h_394\" style=\"left:150px;bottom:787px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t sb_394\" id=\"t2i_394\" style=\"left:255px;bottom:787px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2j_394\" style=\"left:263px;bottom:787px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at fair value, which is normally the transaction price, plus directly attributable </div><div class=\"t sa_394\" id=\"t2k_394\" style=\"left:78px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">transaction costs for \ufb01nanc</div><div class=\"t sb_394\" id=\"t2l_394\" style=\"left:239px;bottom:771px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sa_394\" id=\"t2m_394\" style=\"left:325px;bottom:771px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t2n_394\" style=\"left:344px;bottom:771px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t2o_394\" style=\"left:350px;bottom:771px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t2p_394\" style=\"left:357px;bottom:771px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t sa_394\" id=\"t2q_394\" style=\"left:394px;bottom:771px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich are not subsequently measured at fair value through pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t2r_394\" style=\"left:78px;bottom:746px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">In certain circumstances, the in</div><div class=\"t sb_394\" id=\"t2s_394\" style=\"left:259px;bottom:746px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2t_394\" style=\"left:267px;bottom:746px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial fair value may be based on a valuation technique which may lead to the recognit</div><div class=\"t sb_394\" id=\"t2u_394\" style=\"left:762px;bottom:746px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_394\" id=\"t2v_394\" style=\"left:78px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01ts or losses at the time of in</div><div class=\"t sb_394\" id=\"t2w_394\" style=\"left:264px;bottom:730px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t2x_394\" style=\"left:272px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t sb_394\" id=\"t2y_394\" style=\"left:338px;bottom:730px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion. However, these pro\ufb01ts or losses can only be recogn</div><div class=\"t sa_394\" id=\"t2z_394\" style=\"left:660px;bottom:730px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised when the valuation </div><div class=\"t sa_394\" id=\"t30_394\" style=\"left:78px;bottom:714px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">technique used is based solely on observable market data. Where the in</div><div class=\"t sb_394\" id=\"t31_394\" style=\"left:503px;bottom:714px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_394\" id=\"t32_394\" style=\"left:511px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ially recognised fair value is based on a valuation </div><div class=\"t sa_394\" id=\"t33_394\" style=\"left:78px;bottom:698px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">model that uses unobservable inputs, the difference between the transaction price and the valuation model is not </div><div class=\"t sa_394\" id=\"t34_394\" style=\"left:78px;bottom:682px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">recognised immed</div><div class=\"t sb_394\" id=\"t35_394\" style=\"left:188px;bottom:682px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t sa_394\" id=\"t36_394\" style=\"left:224px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the income statement but following the passage of time, or as the inputs become observable, </div><div class=\"t sa_394\" id=\"t37_394\" style=\"left:78px;bottom:666px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">or the transaction matures or is terminated. </div><div class=\"t s8_394\" id=\"t38_394\" style=\"left:78px;bottom:634px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Subsequent measurement </div><div class=\"t sc_394\" id=\"t39_394\" style=\"left:78px;bottom:616px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3a_394\" style=\"left:118px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sc_394\" id=\"t3b_394\" style=\"left:258px;bottom:616px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t3c_394\" style=\"left:278px;bottom:616px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t3d_394\" style=\"left:284px;bottom:616px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t3e_394\" style=\"left:292px;bottom:616px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies held at amort</div><div class=\"t sc_394\" id=\"t3f_394\" style=\"left:392px;bottom:616px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised cost </div><div class=\"t sa_394\" id=\"t3g_394\" style=\"left:78px;bottom:600px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sb_394\" id=\"t3h_394\" style=\"left:117px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t sa_394\" id=\"t3i_394\" style=\"left:257px;bottom:600px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sb_394\" id=\"t3j_394\" style=\"left:276px;bottom:600px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sa_394\" id=\"t3k_394\" style=\"left:282px;bottom:600px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_394\" id=\"t3l_394\" style=\"left:290px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t sa_394\" id=\"t3m_394\" style=\"left:390px;bottom:600px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised cost are subsequently carried at amortised cost using the </div><div class=\"t sa_394\" id=\"t3n_394\" style=\"left:78px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">effective interest method (see \u2018Interest income and expense\u2019). Foreign exchange gains and losses are recognised in the </div><div class=\"t sa_394\" id=\"t3o_394\" style=\"left:78px;bottom:568px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">income statement. </div><div class=\"t sb_394\" id=\"t3p_394\" style=\"left:78px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Where a \ufb01nancial </div><div class=\"t sa_394\" id=\"t3q_394\" style=\"left:186px;bottom:544px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instrument carried at amortised cost is the hedged item in a qualify</div><div class=\"t sb_394\" id=\"t3r_394\" style=\"left:583px;bottom:544px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ing fa</div><div class=\"t sa_394\" id=\"t3s_394\" style=\"left:617px;bottom:544px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ir value hedge relationsh</div><div class=\"t sb_394\" id=\"t3t_394\" style=\"left:762px;bottom:544px;letter-spacing:-0.3px;display:inline;\">ip, </div><div class=\"t sa_394\" id=\"t3u_394\" style=\"left:78px;bottom:528px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its carrying value is adjusted by the fair value gain or loss attributable to the hedged risk. </div><div class=\"t sc_394\" id=\"t3v_394\" style=\"left:78px;bottom:504px;letter-spacing:-0.13px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t3w_394\" style=\"left:118px;bottom:504px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial assets held at FVOCI </div><div class=\"t sa_394\" id=\"t3x_394\" style=\"left:78px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Debt instruments held at FVOCI are subsequently carried at fair value, with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t3y_394\" style=\"left:723px;bottom:488px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from </div><div class=\"t sa_394\" id=\"t3z_394\" style=\"left:78px;bottom:472px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">changes in fair value (includ</div><div class=\"t sb_394\" id=\"t40_394\" style=\"left:242px;bottom:472px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t41_394\" style=\"left:358px;bottom:472px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive income </div><div class=\"t sa_394\" id=\"t42_394\" style=\"left:78px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and accumulated in a separate component of equity. Foreign exchange gains and losses on the amortised cost are </div><div class=\"t sa_394\" id=\"t43_394\" style=\"left:78px;bottom:440px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">recognised in income. Changes in expected credit losses are recognised in the pro\ufb01t or loss and are accumulated in </div><div class=\"t sa_394\" id=\"t44_394\" style=\"left:78px;bottom:423px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">equity. On derecognit</div><div class=\"t sb_394\" id=\"t45_394\" style=\"left:206px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t46_394\" style=\"left:301px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive fair value gains or losses, net of the cumulative expected credit loss reserve, </div><div class=\"t sb_394\" id=\"t47_394\" style=\"left:78px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are transferred to the pro\ufb01t or loss. </div><div class=\"t sa_394\" id=\"t48_394\" style=\"left:78px;bottom:383px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Equity investments designated at FVOCI are subsequently carried at fair value with all unrealised gains and losses aris</div><div class=\"t sb_394\" id=\"t49_394\" style=\"left:771px;bottom:383px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_394\" id=\"t4a_394\" style=\"left:78px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">from changes in fair value (includ</div><div class=\"t sb_394\" id=\"t4b_394\" style=\"left:273px;bottom:367px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any related fore</div><div class=\"t sa_394\" id=\"t4c_394\" style=\"left:389px;bottom:367px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ign exchange gains or losses) recognised in other comprehensive </div><div class=\"t sa_394\" id=\"t4d_394\" style=\"left:78px;bottom:351px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income and accumulated in a separate component of equity. On derecognit</div><div class=\"t sb_394\" id=\"t4e_394\" style=\"left:529px;bottom:351px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, the cumulat</div><div class=\"t sa_394\" id=\"t4f_394\" style=\"left:624px;bottom:351px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive reserve is transferred to </div><div class=\"t sa_394\" id=\"t4g_394\" style=\"left:78px;bottom:335px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">retained earnings and is not recycled to pro\ufb01t or loss. </div><div class=\"t sc_394\" id=\"t4h_394\" style=\"left:78px;bottom:311px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t sd_394\" id=\"t4i_394\" style=\"left:118px;bottom:311px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t sc_394\" id=\"t4j_394\" style=\"left:204px;bottom:311px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sd_394\" id=\"t4k_394\" style=\"left:223px;bottom:311px;letter-spacing:-0.2px;display:inline;\">il</div><div class=\"t sc_394\" id=\"t4l_394\" style=\"left:230px;bottom:311px;letter-spacing:-0.15px;display:inline;\">it</div><div class=\"t sd_394\" id=\"t4m_394\" style=\"left:238px;bottom:311px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies held at fa</div><div class=\"t sc_394\" id=\"t4n_394\" style=\"left:314px;bottom:311px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value through pro\ufb01t or loss </div><div class=\"t sa_394\" id=\"t4o_394\" style=\"left:78px;bottom:295px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sb_394\" id=\"t4p_394\" style=\"left:200px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sa_394\" id=\"t4q_394\" style=\"left:306px;bottom:295px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in fair value, includ</div><div class=\"t sb_394\" id=\"t4r_394\" style=\"left:415px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing contractual </div><div class=\"t sa_394\" id=\"t4s_394\" style=\"left:508px;bottom:295px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest income or expense, recorded in the net </div><div class=\"t sa_394\" id=\"t4t_394\" style=\"left:78px;bottom:279px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">trading income line in the pro\ufb01t or loss unless the instrument is part of a cash \ufb02ow hedging relationsh</div><div class=\"t sb_394\" id=\"t4u_394\" style=\"left:669px;bottom:279px;letter-spacing:-0.25px;display:inline;\">ip. </div><div></div><div class=\"t s4_395\" id=\"t6_395\" style=\"left:87px;bottom:1180px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\"></div><div class=\"t s5_395\" id=\"t7_395\" style=\"left:158px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s4_395\" id=\"t8_395\" style=\"left:180px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_395\" id=\"t9_395\" style=\"left:271px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_395\" id=\"ta_395\" style=\"left:95px;bottom:1154px;letter-spacing:-0.1px;display:inline;\">Derecognit</div><div class=\"t s8_395\" id=\"tb_395\" style=\"left:164px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of \ufb01nancial </div><div class=\"t s7_395\" id=\"tc_395\" style=\"left:256px;bottom:1154px;letter-spacing:-0.05px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"td_395\" style=\"left:95px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"te_395\" style=\"left:135px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s9_395\" id=\"tf_395\" style=\"left:210px;bottom:1136px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich are subject to commercial re\ufb01nanc</div><div class=\"t sa_395\" id=\"tg_395\" style=\"left:433px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing where the loan </div><div class=\"t s9_395\" id=\"th_395\" style=\"left:546px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is priced to the market with no payment related </div><div class=\"t s9_395\" id=\"ti_395\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">concessions regardless of form of legal documentation or nature of lending will be derecognised. Where the Group\u2019s rights to </div><div class=\"t s9_395\" id=\"tj_395\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the cash \ufb02ows under the orig</div><div class=\"t sa_395\" id=\"tk_395\" style=\"left:265px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal contract have exp</div><div class=\"t s9_395\" id=\"tl_395\" style=\"left:397px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired, the old loan is derecognised and the new loan is recognised at fair </div><div class=\"t s9_395\" id=\"tm_395\" style=\"left:95px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value. For all other modif</div><div class=\"t sa_395\" id=\"tn_395\" style=\"left:240px;bottom:1088px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"to_395\" style=\"left:263px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions for example forborne loans or restructuring, whether or not a change in the cash \ufb02ows is </div><div class=\"t s9_395\" id=\"tp_395\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">\u2018substantially different\u2019 is judgemental and will be considered on a case-by-case basis, taking into account all the relevant </div><div class=\"t s9_395\" id=\"tq_395\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">facts and circumstances. </div><div class=\"t s9_395\" id=\"tr_395\" style=\"left:95px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">On derecognit</div><div class=\"t sa_395\" id=\"ts_395\" style=\"left:181px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of a \ufb01nancial asset, the d</div><div class=\"t s9_395\" id=\"tt_395\" style=\"left:350px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifference between the carrying amount of the asset (or the carrying amount </div><div class=\"t s9_395\" id=\"tu_395\" style=\"left:95px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allocated to the portion of the asset derecognised) and the sum of the considerat</div><div class=\"t sa_395\" id=\"tv_395\" style=\"left:576px;bottom:1015px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s9_395\" id=\"tw_395\" style=\"left:623px;bottom:1015px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ived (includ</div><div class=\"t sa_395\" id=\"tx_395\" style=\"left:690px;bottom:1015px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any new asset </div><div class=\"t s9_395\" id=\"ty_395\" style=\"left:95px;bottom:999px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">obtained less any new liab</div><div class=\"t sa_395\" id=\"tz_395\" style=\"left:252px;bottom:999px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t10_395\" style=\"left:258px;bottom:999px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity assumed) and any cumulative gain or loss that had been recognised in other comprehensive </div><div class=\"t s9_395\" id=\"t11_395\" style=\"left:95px;bottom:983px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">income is recognised in pro\ufb01t or loss except for equity instruments elected FVOCI (see above) and cumulative fair value </div><div class=\"t s9_395\" id=\"t12_395\" style=\"left:95px;bottom:967px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">adjustments attributable to the credit risk of a liab</div><div class=\"t sa_395\" id=\"t13_395\" style=\"left:391px;bottom:967px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t14_395\" style=\"left:397px;bottom:967px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, that are held in other comprehensive income. </div><div class=\"t s9_395\" id=\"t15_395\" style=\"left:95px;bottom:943px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t16_395\" style=\"left:135px;bottom:943px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_395\" id=\"t17_395\" style=\"left:154px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t18_395\" style=\"left:173px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t19_395\" style=\"left:179px;bottom:943px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t1a_395\" style=\"left:187px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are derecogn</div><div class=\"t s9_395\" id=\"t1b_395\" style=\"left:285px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised when they are extingu</div><div class=\"t sa_395\" id=\"t1c_395\" style=\"left:443px;bottom:943px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ished. A \ufb01nancial l</div><div class=\"t s9_395\" id=\"t1d_395\" style=\"left:549px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t1e_395\" style=\"left:568px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1f_395\" style=\"left:573px;bottom:943px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity is extingu</div><div class=\"t sa_395\" id=\"t1g_395\" style=\"left:647px;bottom:943px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ished when the obl</div><div class=\"t s9_395\" id=\"t1h_395\" style=\"left:758px;bottom:943px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t sa_395\" id=\"t1i_395\" style=\"left:782px;bottom:943px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t1j_395\" style=\"left:95px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is discharged, cancelled or expires and this is evaluated both qualitat</div><div class=\"t sa_395\" id=\"t1k_395\" style=\"left:501px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ively and quant</div><div class=\"t s9_395\" id=\"t1l_395\" style=\"left:593px;bottom:927px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t sa_395\" id=\"t1m_395\" style=\"left:614px;bottom:927px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ively. However, where a \ufb01nancial </div><div class=\"t s9_395\" id=\"t1n_395\" style=\"left:95px;bottom:911px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sa_395\" id=\"t1o_395\" style=\"left:117px;bottom:911px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1p_395\" style=\"left:123px;bottom:911px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity has been modif</div><div class=\"t sa_395\" id=\"t1q_395\" style=\"left:233px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t1r_395\" style=\"left:257px;bottom:911px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is derecognised if the difference between the modif</div><div class=\"t sa_395\" id=\"t1s_395\" style=\"left:572px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied cash \ufb02ows and the or</div><div class=\"t s9_395\" id=\"t1t_395\" style=\"left:719px;bottom:911px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t1u_395\" style=\"left:730px;bottom:911px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inal cash \ufb02ows </div><div class=\"t s9_395\" id=\"t1v_395\" style=\"left:95px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is more than 10 per cent, or if less than 10 per cent, the Group will perform a qualitat</div><div class=\"t sa_395\" id=\"t1w_395\" style=\"left:584px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive assessment to determ</div><div class=\"t s9_395\" id=\"t1x_395\" style=\"left:735px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ine whether </div><div class=\"t s9_395\" id=\"t1y_395\" style=\"left:95px;bottom:879px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the terms of the two instruments are substantially different. </div><div class=\"t s9_395\" id=\"t1z_395\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">If the Group purchases its own debt, it is derecognised and the difference between the carrying amount of the liab</div><div class=\"t sa_395\" id=\"t20_395\" style=\"left:768px;bottom:855px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t21_395\" style=\"left:774px;bottom:855px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity and </div><div class=\"t s9_395\" id=\"t22_395\" style=\"left:95px;bottom:839px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the considerat</div><div class=\"t sa_395\" id=\"t23_395\" style=\"left:181px;bottom:839px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s9_395\" id=\"t24_395\" style=\"left:218px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">id is included in \u2018Other income\u2019 except for the cumulative fair value adjustments attributable to the </div><div class=\"t s9_395\" id=\"t25_395\" style=\"left:95px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">credit risk of a liab</div><div class=\"t sa_395\" id=\"t26_395\" style=\"left:202px;bottom:823px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t27_395\" style=\"left:207px;bottom:823px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity that are held in Other comprehensive income, which are never recycled to the pro\ufb01t or loss. </div><div class=\"t s7_395\" id=\"t28_395\" style=\"left:95px;bottom:791px;letter-spacing:-0.09px;display:inline;\">Modif</div><div class=\"t s8_395\" id=\"t29_395\" style=\"left:132px;bottom:791px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ied \ufb01nancial </div><div class=\"t s7_395\" id=\"t2a_395\" style=\"left:209px;bottom:791px;letter-spacing:-0.04px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"t2b_395\" style=\"left:95px;bottom:773px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t2c_395\" style=\"left:135px;bottom:773px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial assets and \ufb01nancial l</div><div class=\"t s9_395\" id=\"t2d_395\" style=\"left:275px;bottom:773px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t2e_395\" style=\"left:294px;bottom:773px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t2f_395\" style=\"left:300px;bottom:773px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t2g_395\" style=\"left:307px;bottom:773px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies whose or</div><div class=\"t s9_395\" id=\"t2h_395\" style=\"left:379px;bottom:773px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t2i_395\" style=\"left:390px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inal contractual terms have been mod</div><div class=\"t s9_395\" id=\"t2j_395\" style=\"left:616px;bottom:773px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t2k_395\" style=\"left:624px;bottom:773px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t2l_395\" style=\"left:648px;bottom:773px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_395\" id=\"t2m_395\" style=\"left:683px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing those loans subject </div><div class=\"t s9_395\" id=\"t2n_395\" style=\"left:95px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to forbearance strategies, are considered to be modif</div><div class=\"t sa_395\" id=\"t2o_395\" style=\"left:411px;bottom:757px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s9_395\" id=\"t2p_395\" style=\"left:432px;bottom:757px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">instruments. Modif</div><div class=\"t sa_395\" id=\"t2q_395\" style=\"left:544px;bottom:757px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t2r_395\" style=\"left:566px;bottom:757px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions may include changes to the tenor, </div><div class=\"t s9_395\" id=\"t2s_395\" style=\"left:95px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash \ufb02ows and or interest rates among other factors. </div><div class=\"t s9_395\" id=\"t2t_395\" style=\"left:95px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t2u_395\" style=\"left:204px;bottom:717px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of \ufb01nancial assets </div><div class=\"t s9_395\" id=\"t2v_395\" style=\"left:334px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is appropriate (see Derecognit</div><div class=\"t sa_395\" id=\"t2w_395\" style=\"left:514px;bottom:717px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion), the newly recogn</div><div class=\"t s9_395\" id=\"t2x_395\" style=\"left:643px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised residual loans are assessed </div><div class=\"t s9_395\" id=\"t2y_395\" style=\"left:95px;bottom:701px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to determine whether the assets should be classif</div><div class=\"t sa_395\" id=\"t2z_395\" style=\"left:387px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as purchased or or</div><div class=\"t s9_395\" id=\"t30_395\" style=\"left:517px;bottom:701px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t31_395\" style=\"left:528px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated cred</div><div class=\"t s9_395\" id=\"t32_395\" style=\"left:596px;bottom:701px;letter-spacing:-0.35px;display:inline;\">it-impa</div><div class=\"t sa_395\" id=\"t33_395\" style=\"left:639px;bottom:701px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ired assets (POCI). </div><div class=\"t s9_395\" id=\"t34_395\" style=\"left:95px;bottom:676px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where derecognit</div><div class=\"t sa_395\" id=\"t35_395\" style=\"left:204px;bottom:676px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t36_395\" style=\"left:225px;bottom:676px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is not appropriate, the gross carrying amount of the applicable instruments is recalculated as the </div><div class=\"t s9_395\" id=\"t37_395\" style=\"left:95px;bottom:660px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">present value of the renegotiated or modif</div><div class=\"t sa_395\" id=\"t38_395\" style=\"left:347px;bottom:660px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied contractual cash \ufb02ows d</div><div class=\"t s9_395\" id=\"t39_395\" style=\"left:512px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iscounted at the orig</div><div class=\"t sa_395\" id=\"t3a_395\" style=\"left:634px;bottom:660px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inal effect</div><div class=\"t s9_395\" id=\"t3b_395\" style=\"left:694px;bottom:660px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive interest rate (or </div><div class=\"t s9_395\" id=\"t3c_395\" style=\"left:95px;bottom:644px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">credit adjusted effective interest rate for POCI \ufb01nanc</div><div class=\"t sa_395\" id=\"t3d_395\" style=\"left:405px;bottom:644px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ial assets). The d</div><div class=\"t s9_395\" id=\"t3e_395\" style=\"left:502px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ifference between the recalculated values and the </div><div class=\"t s9_395\" id=\"t3f_395\" style=\"left:95px;bottom:628px;letter-spacing:-0.15px;display:inline;\">pre-modif</div><div class=\"t sa_395\" id=\"t3g_395\" style=\"left:155px;bottom:628px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ied gross carry</div><div class=\"t s9_395\" id=\"t3h_395\" style=\"left:241px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing values of the instruments are recorded as a modif</div><div class=\"t sa_395\" id=\"t3i_395\" style=\"left:555px;bottom:628px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3j_395\" style=\"left:577px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion gain or loss in the pro\ufb01t or loss. </div><div class=\"t s9_395\" id=\"t3k_395\" style=\"left:95px;bottom:604px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t sa_395\" id=\"t3l_395\" style=\"left:217px;bottom:604px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from mod</div><div class=\"t s9_395\" id=\"t3m_395\" style=\"left:298px;bottom:604px;letter-spacing:-0.18px;display:inline;\">if</div><div class=\"t sa_395\" id=\"t3n_395\" style=\"left:305px;bottom:604px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3o_395\" style=\"left:328px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions for credit reasons are recorded as part of \u2018Credit Impairment\u2019 (see Credit </div><div class=\"t s9_395\" id=\"t3p_395\" style=\"left:95px;bottom:588px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Impairment policy). Modif</div><div class=\"t sa_395\" id=\"t3q_395\" style=\"left:248px;bottom:588px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t3r_395\" style=\"left:270px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t3s_395\" style=\"left:411px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from non-cred</div><div class=\"t s9_395\" id=\"t3t_395\" style=\"left:518px;bottom:588px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it reasons are recognised either as part of \u2018Credit </div><div class=\"t s9_395\" id=\"t3u_395\" style=\"left:95px;bottom:572px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Impairment\u2019 or with</div><div class=\"t sa_395\" id=\"t3v_395\" style=\"left:211px;bottom:572px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t3w_395\" style=\"left:225px;bottom:572px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">income depending on whether there has been a change in the credit risk on the \ufb01nanc</div><div class=\"t sa_395\" id=\"t3x_395\" style=\"left:733px;bottom:572px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial asset </div><div class=\"t s9_395\" id=\"t3y_395\" style=\"left:95px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">subsequent to the modif</div><div class=\"t sa_395\" id=\"t3z_395\" style=\"left:241px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t40_395\" style=\"left:263px;bottom:556px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion. Modif</div><div class=\"t sa_395\" id=\"t41_395\" style=\"left:322px;bottom:556px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"t42_395\" style=\"left:345px;bottom:556px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion gains and losses aris</div><div class=\"t sa_395\" id=\"t43_395\" style=\"left:486px;bottom:556px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing on \ufb01nancial l</div><div class=\"t s9_395\" id=\"t44_395\" style=\"left:582px;bottom:556px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t45_395\" style=\"left:601px;bottom:556px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t46_395\" style=\"left:607px;bottom:556px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t47_395\" style=\"left:615px;bottom:556px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s9_395\" id=\"t48_395\" style=\"left:697px;bottom:556px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ised with</div><div class=\"t sa_395\" id=\"t49_395\" style=\"left:750px;bottom:556px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s9_395\" id=\"t4a_395\" style=\"left:763px;bottom:556px;letter-spacing:-0.15px;display:inline;\">income. </div><div class=\"t s9_395\" id=\"t4b_395\" style=\"left:95px;bottom:540px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The movements in the applicable expected credit loss loan posit</div><div class=\"t sa_395\" id=\"t4c_395\" style=\"left:475px;bottom:540px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions are d</div>isclosed in further detail in Risk Review.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f88676": {
   "value": "Equity instruments designated as held at FVOCI <div class=\"t s7_393\" id=\"t22_393\" style=\"left:95px;bottom:879px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Non-trading equity instruments acquired for strategic purposes rather than capital gain may be irrevocably designated at </div><div class=\"t s7_393\" id=\"t23_393\" style=\"left:95px;bottom:863px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_393\" id=\"t24_393\" style=\"left:106px;bottom:863px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_393\" id=\"t25_393\" style=\"left:113px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_393\" id=\"t26_393\" style=\"left:179px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion as held at FVOCI on an </div><div class=\"t s7_393\" id=\"t27_393\" style=\"left:339px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">instrument-by-instrument basis. Div</div><div class=\"t s8_393\" id=\"t28_393\" style=\"left:549px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends rece</div><div class=\"t s7_393\" id=\"t29_393\" style=\"left:617px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived are recognised in pro\ufb01t or loss. </div><div class=\"t s7_393\" id=\"t2a_393\" style=\"left:95px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Gains and losses aris</div><div class=\"t s8_393\" id=\"t2b_393\" style=\"left:217px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t s7_393\" id=\"t2c_393\" style=\"left:324px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the fair value of these instruments, includ</div><div class=\"t s8_393\" id=\"t2d_393\" style=\"left:578px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing fore</div><div class=\"t s7_393\" id=\"t2e_393\" style=\"left:623px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ign exchange gains and losses, </div><div class=\"t s7_393\" id=\"t2f_393\" style=\"left:95px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are recognised directly in equity and are never reclassif</div><div class=\"t s8_393\" id=\"t2g_393\" style=\"left:418px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied to pro\ufb01t or loss even on derecogn</div><div class=\"t s7_393\" id=\"t2h_393\" style=\"left:635px;bottom:831px;letter-spacing:-0.18px;display:inline;\">it</div>ion.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f88752": {
   "value": "Designated at fair value through pro\ufb01t or loss <div class=\"t s7_393\" id=\"t43_393\" style=\"left:95px;bottom:466px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t44_393\" style=\"left:135px;bottom:466px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s7_393\" id=\"t45_393\" style=\"left:221px;bottom:466px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t46_393\" style=\"left:240px;bottom:466px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t47_393\" style=\"left:246px;bottom:466px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t48_393\" style=\"left:253px;bottom:466px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may be des</div><div class=\"t s7_393\" id=\"t49_393\" style=\"left:340px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss when the designat</div><div class=\"t s8_393\" id=\"t4a_393\" style=\"left:699px;bottom:466px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion el</div><div class=\"t s7_393\" id=\"t4b_393\" style=\"left:730px;bottom:466px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_393\" id=\"t4c_393\" style=\"left:745px;bottom:466px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inates or </div><div class=\"t s7_393\" id=\"t4d_393\" style=\"left:95px;bottom:450px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s8_393\" id=\"t4e_393\" style=\"left:119px;bottom:450px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly reduces a measurement or recogn</div><div class=\"t s7_393\" id=\"t4f_393\" style=\"left:371px;bottom:450px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4g_393\" style=\"left:379px;bottom:450px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_393\" id=\"t4h_393\" style=\"left:400px;bottom:450px;letter-spacing:-0.14px;display:inline;\">incons</div><div class=\"t s8_393\" id=\"t4i_393\" style=\"left:438px;bottom:450px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">istency that would otherw</div><div class=\"t s7_393\" id=\"t4j_393\" style=\"left:593px;bottom:450px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ise arise from measuring assets or </div><div class=\"t s7_393\" id=\"t4k_393\" style=\"left:95px;bottom:434px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s8_393\" id=\"t4l_393\" style=\"left:117px;bottom:434px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4m_393\" style=\"left:123px;bottom:434px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4n_393\" style=\"left:131px;bottom:434px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ies on a d</div><div class=\"t s7_393\" id=\"t4o_393\" style=\"left:186px;bottom:434px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ifferent basis (\u2018accounting mismatch\u2019). </div><div class=\"t s7_393\" id=\"t4p_393\" style=\"left:95px;bottom:410px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t s8_393\" id=\"t4q_393\" style=\"left:135px;bottom:410px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_393\" id=\"t4r_393\" style=\"left:154px;bottom:410px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_393\" id=\"t4s_393\" style=\"left:173px;bottom:410px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_393\" id=\"t4t_393\" style=\"left:179px;bottom:410px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_393\" id=\"t4u_393\" style=\"left:187px;bottom:410px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies may also be des</div><div class=\"t s7_393\" id=\"t4v_393\" style=\"left:301px;bottom:410px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ignated at fair value through pro\ufb01t or loss where they are managed on a fair value </div><div class=\"t s7_393\" id=\"t4w_393\" style=\"left:95px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">basis or have an embedded derivat</div><div class=\"t s8_393\" id=\"t4x_393\" style=\"left:306px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ive where the Group </div><div class=\"t s7_393\" id=\"t4y_393\" style=\"left:427px;bottom:394px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not able to bifurcate and separately value the embedded </div><div class=\"t s7_393\" id=\"t4z_393\" style=\"left:95px;bottom:378px;letter-spacing:-0.13px;display:inline;\">derivat</div>ive component.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f89067": {
   "value": "Derecognit<div class=\"t s8_395\" id=\"tb_395\" style=\"left:164px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of \ufb01nancial </div><div class=\"t s7_395\" id=\"tc_395\" style=\"left:256px;bottom:1154px;letter-spacing:-0.05px;display:inline;\">instruments </div><div class=\"t s9_395\" id=\"td_395\" style=\"left:95px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"te_395\" style=\"left:135px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets wh</div><div class=\"t s9_395\" id=\"tf_395\" style=\"left:210px;bottom:1136px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ich are subject to commercial re\ufb01nanc</div><div class=\"t sa_395\" id=\"tg_395\" style=\"left:433px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing where the loan </div><div class=\"t s9_395\" id=\"th_395\" style=\"left:546px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is priced to the market with no payment related </div><div class=\"t s9_395\" id=\"ti_395\" style=\"left:95px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">concessions regardless of form of legal documentation or nature of lending will be derecognised. Where the Group\u2019s rights to </div><div class=\"t s9_395\" id=\"tj_395\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the cash \ufb02ows under the orig</div><div class=\"t sa_395\" id=\"tk_395\" style=\"left:265px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal contract have exp</div><div class=\"t s9_395\" id=\"tl_395\" style=\"left:397px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ired, the old loan is derecognised and the new loan is recognised at fair </div><div class=\"t s9_395\" id=\"tm_395\" style=\"left:95px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value. For all other modif</div><div class=\"t sa_395\" id=\"tn_395\" style=\"left:240px;bottom:1088px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s9_395\" id=\"to_395\" style=\"left:263px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions for example forborne loans or restructuring, whether or not a change in the cash \ufb02ows is </div><div class=\"t s9_395\" id=\"tp_395\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">\u2018substantially different\u2019 is judgemental and will be considered on a case-by-case basis, taking into account all the relevant </div><div class=\"t s9_395\" id=\"tq_395\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">facts and circumstances. </div><div class=\"t s9_395\" id=\"tr_395\" style=\"left:95px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">On derecognit</div><div class=\"t sa_395\" id=\"ts_395\" style=\"left:181px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of a \ufb01nancial asset, the d</div><div class=\"t s9_395\" id=\"tt_395\" style=\"left:350px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifference between the carrying amount of the asset (or the carrying amount </div><div class=\"t s9_395\" id=\"tu_395\" style=\"left:95px;bottom:1015px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allocated to the portion of the asset derecognised) and the sum of the considerat</div><div class=\"t sa_395\" id=\"tv_395\" style=\"left:576px;bottom:1015px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s9_395\" id=\"tw_395\" style=\"left:623px;bottom:1015px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ived (includ</div><div class=\"t sa_395\" id=\"tx_395\" style=\"left:690px;bottom:1015px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing any new asset </div><div class=\"t s9_395\" id=\"ty_395\" style=\"left:95px;bottom:999px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">obtained less any new liab</div><div class=\"t sa_395\" id=\"tz_395\" style=\"left:252px;bottom:999px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t10_395\" style=\"left:258px;bottom:999px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity assumed) and any cumulative gain or loss that had been recognised in other comprehensive </div><div class=\"t s9_395\" id=\"t11_395\" style=\"left:95px;bottom:983px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">income is recognised in pro\ufb01t or loss except for equity instruments elected FVOCI (see above) and cumulative fair value </div><div class=\"t s9_395\" id=\"t12_395\" style=\"left:95px;bottom:967px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">adjustments attributable to the credit risk of a liab</div><div class=\"t sa_395\" id=\"t13_395\" style=\"left:391px;bottom:967px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t14_395\" style=\"left:397px;bottom:967px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, that are held in other comprehensive income. </div><div class=\"t s9_395\" id=\"t15_395\" style=\"left:95px;bottom:943px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_395\" id=\"t16_395\" style=\"left:135px;bottom:943px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_395\" id=\"t17_395\" style=\"left:154px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t18_395\" style=\"left:173px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t19_395\" style=\"left:179px;bottom:943px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_395\" id=\"t1a_395\" style=\"left:187px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are derecogn</div><div class=\"t s9_395\" id=\"t1b_395\" style=\"left:285px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised when they are extingu</div><div class=\"t sa_395\" id=\"t1c_395\" style=\"left:443px;bottom:943px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ished. A \ufb01nancial l</div><div class=\"t s9_395\" id=\"t1d_395\" style=\"left:549px;bottom:943px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_395\" id=\"t1e_395\" style=\"left:568px;bottom:943px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1f_395\" style=\"left:573px;bottom:943px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity is extingu</div><div class=\"t sa_395\" id=\"t1g_395\" style=\"left:647px;bottom:943px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ished when the obl</div><div class=\"t s9_395\" id=\"t1h_395\" style=\"left:758px;bottom:943px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t sa_395\" id=\"t1i_395\" style=\"left:782px;bottom:943px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s9_395\" id=\"t1j_395\" style=\"left:95px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is discharged, cancelled or expires and this is evaluated both qualitat</div><div class=\"t sa_395\" id=\"t1k_395\" style=\"left:501px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ively and quant</div><div class=\"t s9_395\" id=\"t1l_395\" style=\"left:593px;bottom:927px;letter-spacing:-0.15px;display:inline;\">itat</div><div class=\"t sa_395\" id=\"t1m_395\" style=\"left:614px;bottom:927px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ively. However, where a \ufb01nancial </div><div class=\"t s9_395\" id=\"t1n_395\" style=\"left:95px;bottom:911px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t sa_395\" id=\"t1o_395\" style=\"left:117px;bottom:911px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t1p_395\" style=\"left:123px;bottom:911px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity has been modif</div><div class=\"t sa_395\" id=\"t1q_395\" style=\"left:233px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ied, </div><div class=\"t s9_395\" id=\"t1r_395\" style=\"left:257px;bottom:911px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is derecognised if the difference between the modif</div><div class=\"t sa_395\" id=\"t1s_395\" style=\"left:572px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied cash \ufb02ows and the or</div><div class=\"t s9_395\" id=\"t1t_395\" style=\"left:719px;bottom:911px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t sa_395\" id=\"t1u_395\" style=\"left:730px;bottom:911px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inal cash \ufb02ows </div><div class=\"t s9_395\" id=\"t1v_395\" style=\"left:95px;bottom:895px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is more than 10 per cent, or if less than 10 per cent, the Group will perform a qualitat</div><div class=\"t sa_395\" id=\"t1w_395\" style=\"left:584px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ive assessment to determ</div><div class=\"t s9_395\" id=\"t1x_395\" style=\"left:735px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ine whether </div><div class=\"t s9_395\" id=\"t1y_395\" style=\"left:95px;bottom:879px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the terms of the two instruments are substantially different. </div><div class=\"t s9_395\" id=\"t1z_395\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">If the Group purchases its own debt, it is derecognised and the difference between the carrying amount of the liab</div><div class=\"t sa_395\" id=\"t20_395\" style=\"left:768px;bottom:855px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_395\" id=\"t21_395\" style=\"left:774px;bottom:855px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity and </div><div class=\"t s9_395\" id=\"t22_395\" style=\"left:95px;bottom:839px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the considerat</div><div class=\"t sa_395\" id=\"t23_395\" style=\"left:181px;bottom:839px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s9_395\" id=\"t24_395\" style=\"left:218px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">id is included in \u2018Other income\u2019 except for the cumulative fair value adjustments attributable to the </div><div class=\"t s9_395\" id=\"t25_395\" style=\"left:95px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">credit risk of a liab</div><div class=\"t sa_395\" id=\"t26_395\" style=\"left:202px;bottom:823px;letter-spacing:-0.23px;display:inline;\">il</div>ity that are held in Other comprehensive income, which are never recycled to the pro\ufb01t or loss. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f100481": {
   "value": "14. Derivat<div class=\"t s6_416\" id=\"t8_416\" style=\"left:148px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\">ive \ufb01nancial </div><div class=\"t s5_416\" id=\"t9_416\" style=\"left:240px;bottom:1180px;letter-spacing:-0.15px;display:inline;\">instruments </div><div class=\"t s7_416\" id=\"ta_416\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_416\" id=\"tb_416\" style=\"left:78px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair values may be obtained from quoted market prices in active markets, recent market transactions, and valuation </div><div class=\"t s8_416\" id=\"tc_416\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">techniques, includ</div><div class=\"t s9_416\" id=\"td_416\" style=\"left:184px;bottom:1120px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing d</div><div class=\"t s8_416\" id=\"te_416\" style=\"left:214px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iscounted cash \ufb02ow models and option pric</div><div class=\"t s9_416\" id=\"tf_416\" style=\"left:470px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing models, as appropr</div><div class=\"t s8_416\" id=\"tg_416\" style=\"left:606px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iate. Where the in</div><div class=\"t s9_416\" id=\"th_416\" style=\"left:711px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"ti_416\" style=\"left:719px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ially recognised </div><div class=\"t s8_416\" id=\"tj_416\" style=\"left:78px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">fair value of a derivat</div><div class=\"t s9_416\" id=\"tk_416\" style=\"left:203px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive contract </div><div class=\"t s8_416\" id=\"tl_416\" style=\"left:276px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is based on a valuation model that uses inputs which are not observable in the market, </div><div class=\"t s8_416\" id=\"tm_416\" style=\"left:78px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">it follows the same in</div><div class=\"t s9_416\" id=\"tn_416\" style=\"left:201px;bottom:1088px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"to_416\" style=\"left:209px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s9_416\" id=\"tp_416\" style=\"left:275px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion account</div><div class=\"t s8_416\" id=\"tq_416\" style=\"left:345px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing policy as for other \ufb01nanc</div><div class=\"t s9_416\" id=\"tr_416\" style=\"left:511px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s8_416\" id=\"ts_416\" style=\"left:598px;bottom:1088px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_416\" id=\"tt_416\" style=\"left:617px;bottom:1088px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"tu_416\" style=\"left:622px;bottom:1088px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"tv_416\" style=\"left:630px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies. All der</div><div class=\"t s8_416\" id=\"tw_416\" style=\"left:689px;bottom:1088px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_416\" id=\"tx_416\" style=\"left:711px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ives are carr</div><div class=\"t s8_416\" id=\"ty_416\" style=\"left:782px;bottom:1088px;letter-spacing:-0.11px;display:inline;\">ied </div><div class=\"t s8_416\" id=\"tz_416\" style=\"left:78px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">as assets when fair value is posit</div><div class=\"t s9_416\" id=\"t10_416\" style=\"left:268px;bottom:1072px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ive and as l</div><div class=\"t s8_416\" id=\"t11_416\" style=\"left:333px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_416\" id=\"t12_416\" style=\"left:353px;bottom:1072px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t13_416\" style=\"left:358px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t14_416\" style=\"left:366px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies when fa</div><div class=\"t s8_416\" id=\"t15_416\" style=\"left:433px;bottom:1072px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ir value is negative. </div><div class=\"t s7_416\" id=\"t16_416\" style=\"left:78px;bottom:1040px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Hedge accounting </div><div class=\"t s8_416\" id=\"t17_416\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Under certain condit</div><div class=\"t s9_416\" id=\"t18_416\" style=\"left:200px;bottom:1021px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions, the Group may des</div><div class=\"t s8_416\" id=\"t19_416\" style=\"left:342px;bottom:1021px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ignate a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1a_416\" style=\"left:534px;bottom:1021px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1b_416\" style=\"left:540px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, a \ufb01rm commitment, highly probable </div><div class=\"t s8_416\" id=\"t1c_416\" style=\"left:78px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">forecast transaction or net investment of a foreign operation into a formal hedge accounting relationsh</div><div class=\"t s9_416\" id=\"t1d_416\" style=\"left:688px;bottom:1005px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ip w</div><div class=\"t s8_416\" id=\"t1e_416\" style=\"left:713px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ith a derivat</div><div class=\"t s9_416\" id=\"t1f_416\" style=\"left:784px;bottom:1005px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t1g_416\" style=\"left:78px;bottom:989px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">that has been entered to manage interest rate and/or foreign exchange risks present in the hedged item. The Group applied </div><div class=\"t s8_416\" id=\"t1h_416\" style=\"left:78px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the \u2018Phase 1\u2019 hedge accounting requirements of IAS 39 Financ</div><div class=\"t s9_416\" id=\"t1i_416\" style=\"left:437px;bottom:973px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial Instruments: Recogn</div><div class=\"t s8_416\" id=\"t1j_416\" style=\"left:575px;bottom:973px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1k_416\" style=\"left:582px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Measurement and the \u2018Phase </div><div class=\"t s8_416\" id=\"t1l_416\" style=\"left:78px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">2\u2019 amendments to IFRS in respect of interest rate benchmark reform. There are three categories of hedge relationsh</div><div class=\"t s9_416\" id=\"t1m_416\" style=\"left:756px;bottom:957px;letter-spacing:-0.21px;display:inline;\">ips: </div><div class=\"t s9_416\" id=\"t1n_416\" style=\"left:78px;bottom:933px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1o_416\" style=\"left:91px;bottom:933px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hedge: to manage the fair value of interest rate and/or foreign currency risks of recognised assets or liab</div><div class=\"t s9_416\" id=\"t1p_416\" style=\"left:763px;bottom:933px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1q_416\" style=\"left:768px;bottom:933px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1r_416\" style=\"left:776px;bottom:933px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_416\" id=\"t1s_416\" style=\"left:91px;bottom:917px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">or \ufb01rm commitments </div><div class=\"t s9_416\" id=\"t1t_416\" style=\"left:78px;bottom:893px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1u_416\" style=\"left:91px;bottom:893px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Cash \ufb02ow hedge: to manage interest rate or foreign exchange risk of highly probable future cash \ufb02ows attributable to </div><div class=\"t s8_416\" id=\"t1v_416\" style=\"left:91px;bottom:877px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1w_416\" style=\"left:241px;bottom:877px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1x_416\" style=\"left:247px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, or a forecasted transaction </div><div class=\"t s9_416\" id=\"t1y_416\" style=\"left:78px;bottom:853px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1z_416\" style=\"left:91px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Net investment hedge: to manage the structural foreign exchange risk of an investment in a foreign operation. </div><div class=\"t s8_416\" id=\"t20_416\" style=\"left:78px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses, both at hedge incept</div><div class=\"t s9_416\" id=\"t21_416\" style=\"left:326px;bottom:829px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and on a quarterly bas</div><div class=\"t s8_416\" id=\"t22_416\" style=\"left:481px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is, whether the derivat</div><div class=\"t s9_416\" id=\"t23_416\" style=\"left:612px;bottom:829px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives des</div><div class=\"t s8_416\" id=\"t24_416\" style=\"left:658px;bottom:829px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated in hedge </div><div class=\"t s8_416\" id=\"t25_416\" style=\"left:78px;bottom:813px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t s9_416\" id=\"t26_416\" style=\"left:137px;bottom:813px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ips are h</div><div class=\"t s8_416\" id=\"t27_416\" style=\"left:186px;bottom:813px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ighly effective in offsetting changes in fair values or cash \ufb02ows of hedged items. Hedges are considered </div><div class=\"t s8_416\" id=\"t28_416\" style=\"left:78px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to be highly effective if all the following criter</div><div class=\"t s9_416\" id=\"t29_416\" style=\"left:341px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia are met: </div><div class=\"t s9_416\" id=\"t2a_416\" style=\"left:78px;bottom:773px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2b_416\" style=\"left:91px;bottom:773px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">At incept</div><div class=\"t s9_416\" id=\"t2c_416\" style=\"left:145px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of the hedge and throughout </div><div class=\"t s8_416\" id=\"t2d_416\" style=\"left:342px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its life, the hedge is prospectively expected to be highly effective in achiev</div><div class=\"t s9_416\" id=\"t2e_416\" style=\"left:775px;bottom:773px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_416\" id=\"t2f_416\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">offsetting changes in fair value or cash \ufb02ows attributable to the hedged risk </div><div class=\"t s9_416\" id=\"t2g_416\" style=\"left:78px;bottom:733px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2h_416\" style=\"left:91px;bottom:733px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prospective and retrospective effectiveness of the hedge should be with</div><div class=\"t s9_416\" id=\"t2i_416\" style=\"left:515px;bottom:733px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in a range of 80\u2013125%. Th</div><div class=\"t s8_416\" id=\"t2j_416\" style=\"left:665px;bottom:733px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is is tested using </div><div class=\"t s8_416\" id=\"t2k_416\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">regression analysis </div><div class=\"t s9_416\" id=\"t2l_416\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2m_416\" style=\"left:91px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The regression co-ef\ufb01c</div><div class=\"t s9_416\" id=\"t2n_416\" style=\"left:225px;bottom:692px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ient (R squared), wh</div><div class=\"t s8_416\" id=\"t2o_416\" style=\"left:343px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ich measures the correlation between the variables in the regression, is at </div><div class=\"t s9_416\" id=\"t2p_416\" style=\"left:91px;bottom:676px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">least 80%. </div><div class=\"t s8_416\" id=\"t2q_416\" style=\"left:78px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the case of the hedge of a forecast transaction, the transaction must have a high probabil</div><div class=\"t s9_416\" id=\"t2r_416\" style=\"left:622px;bottom:652px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of occurr</div><div class=\"t s8_416\" id=\"t2s_416\" style=\"left:691px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing and must </div><div class=\"t s8_416\" id=\"t2t_416\" style=\"left:78px;bottom:636px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">present an exposure to variat</div><div class=\"t s9_416\" id=\"t2u_416\" style=\"left:251px;bottom:636px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s8_416\" id=\"t2v_416\" style=\"left:278px;bottom:636px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in cash \ufb02ows that are expected to affect reported pro\ufb01t or loss. </div><div class=\"t s7_416\" id=\"t2w_416\" style=\"left:78px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Fair value hedge </div><div class=\"t s8_416\" id=\"t2x_416\" style=\"left:78px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Changes in the fair value of derivat</div><div class=\"t s9_416\" id=\"t2y_416\" style=\"left:284px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives that are des</div><div class=\"t s8_416\" id=\"t2z_416\" style=\"left:381px;bottom:586px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated and qualify as fair value hedging instruments are recorded in </div><div class=\"t s8_416\" id=\"t30_416\" style=\"left:78px;bottom:570px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">net trading income, together with any changes in the fair value of the hedged asset or liab</div><div class=\"t s9_416\" id=\"t31_416\" style=\"left:610px;bottom:570px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t32_416\" style=\"left:615px;bottom:570px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity that are attributable to the </div><div class=\"t s8_416\" id=\"t33_416\" style=\"left:78px;bottom:554px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">hedged risk. If the hedge no longer meets the criter</div><div class=\"t s9_416\" id=\"t34_416\" style=\"left:378px;bottom:554px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia for hedge account</div><div class=\"t s8_416\" id=\"t35_416\" style=\"left:501px;bottom:554px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing, the adjustment to the carrying amount of a </div><div class=\"t s8_416\" id=\"t36_416\" style=\"left:78px;bottom:538px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">hedged item for which the effective interest method is used is amortised to the income statement over the remain</div><div class=\"t s9_416\" id=\"t37_416\" style=\"left:748px;bottom:538px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing term </div><div class=\"t s8_416\" id=\"t38_416\" style=\"left:78px;bottom:522px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to maturity of the hedged item. If the hedged item is sold or repaid, the unamortised fair value adjustment is recognised </div><div class=\"t s8_416\" id=\"t39_416\" style=\"left:78px;bottom:506px;letter-spacing:-0.12px;display:inline;\">immed</div><div class=\"t s9_416\" id=\"t3a_416\" style=\"left:120px;bottom:506px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s8_416\" id=\"t3b_416\" style=\"left:155px;bottom:506px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the income statement. For \ufb01nanc</div><div class=\"t s9_416\" id=\"t3c_416\" style=\"left:364px;bottom:506px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets class</div><div class=\"t s8_416\" id=\"t3d_416\" style=\"left:450px;bottom:506px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_416\" id=\"t3e_416\" style=\"left:457px;bottom:506px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s8_416\" id=\"t3f_416\" style=\"left:507px;bottom:506px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir value through other comprehensive income, </div><div class=\"t s8_416\" id=\"t3g_416\" style=\"left:78px;bottom:490px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the hedge accounting adjustment attributable to the hedged risk is included in net trading income to match the </div><div class=\"t s8_416\" id=\"t3h_416\" style=\"left:78px;bottom:474px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">hedging derivat</div><div class=\"t s9_416\" id=\"t3i_416\" style=\"left:173px;bottom:474px;letter-spacing:-0.21px;display:inline;\">ive. </div><div class=\"t s7_416\" id=\"t3j_416\" style=\"left:78px;bottom:442px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ow hedge </div><div class=\"t s8_416\" id=\"t3k_416\" style=\"left:78px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The effective portion of changes in the fair value of derivat</div><div class=\"t s9_416\" id=\"t3l_416\" style=\"left:423px;bottom:423px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives that are des</div><div class=\"t s8_416\" id=\"t3m_416\" style=\"left:520px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ignated and qualify as cash \ufb02ow hedging </div><div class=\"t s8_416\" id=\"t3n_416\" style=\"left:78px;bottom:407px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t s9_416\" id=\"t3o_416\" style=\"left:184px;bottom:407px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"t3p_416\" style=\"left:191px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ially recognised in other comprehensive income, accumulating in the cash \ufb02ow hedge reserve with</div><div class=\"t s9_416\" id=\"t3q_416\" style=\"left:769px;bottom:407px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s8_416\" id=\"t3r_416\" style=\"left:78px;bottom:391px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity. These amounts are subsequently recycled to the income statement in the periods when the hedged item affects </div><div class=\"t s8_416\" id=\"t3s_416\" style=\"left:78px;bottom:375px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss. Both the derivat</div><div class=\"t s9_416\" id=\"t3t_416\" style=\"left:250px;bottom:375px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ive fa</div><div class=\"t s8_416\" id=\"t3u_416\" style=\"left:282px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value movement and any recycled amount are recorded in the \u2018Cash\ufb02ow hedges\u2019 line </div><div class=\"t s8_416\" id=\"t3v_416\" style=\"left:78px;bottom:359px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">item in other comprehensive income. </div><div class=\"t s8_416\" id=\"t3w_416\" style=\"left:78px;bottom:335px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses hedge effectiveness using the hypothetical derivat</div><div class=\"t s9_416\" id=\"t3x_416\" style=\"left:497px;bottom:335px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive method, wh</div><div class=\"t s8_416\" id=\"t3y_416\" style=\"left:587px;bottom:335px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich creates a derivat</div><div class=\"t s9_416\" id=\"t3z_416\" style=\"left:707px;bottom:335px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t40_416\" style=\"left:726px;bottom:335px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instrument to </div><div class=\"t s8_416\" id=\"t41_416\" style=\"left:78px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">serve as a proxy for the hedged transaction. The terms of the hypothetical derivat</div><div class=\"t s9_416\" id=\"t42_416\" style=\"left:560px;bottom:319px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive match the cr</div><div class=\"t s8_416\" id=\"t43_416\" style=\"left:655px;bottom:319px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t44_416\" style=\"left:662px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ical terms of the hedged </div><div class=\"t s8_416\" id=\"t45_416\" style=\"left:78px;bottom:303px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">item and it has a fair value of zero at incept</div><div class=\"t s9_416\" id=\"t46_416\" style=\"left:332px;bottom:303px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion. The hypothet</div><div class=\"t s8_416\" id=\"t47_416\" style=\"left:436px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical derivat</div><div class=\"t s9_416\" id=\"t48_416\" style=\"left:501px;bottom:303px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive and the actual der</div><div class=\"t s8_416\" id=\"t49_416\" style=\"left:631px;bottom:303px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_416\" id=\"t4a_416\" style=\"left:653px;bottom:303px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive are regressed to </div><div class=\"t s8_416\" id=\"t4b_416\" style=\"left:78px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">establish the statist</div><div class=\"t s9_416\" id=\"t4c_416\" style=\"left:193px;bottom:287px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ical s</div><div class=\"t s8_416\" id=\"t4d_416\" style=\"left:222px;bottom:287px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s9_416\" id=\"t4e_416\" style=\"left:240px;bottom:287px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cance of the hedge relat</div><div class=\"t s8_416\" id=\"t4f_416\" style=\"left:395px;bottom:287px;letter-spacing:-0.12px;display:inline;\">ionsh</div><div class=\"t s9_416\" id=\"t4g_416\" style=\"left:427px;bottom:287px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ip. Any </div><div class=\"t s8_416\" id=\"t4h_416\" style=\"left:469px;bottom:287px;letter-spacing:-0.1px;display:inline;\">ineffect</div><div class=\"t s9_416\" id=\"t4i_416\" style=\"left:515px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive port</div><div class=\"t s8_416\" id=\"t4j_416\" style=\"left:559px;bottom:287px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of the gain or loss on the hedging </div><div class=\"t s8_416\" id=\"t4k_416\" style=\"left:78px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument is recognised in the net trading income immed</div><div class=\"t s9_416\" id=\"t4l_416\" style=\"left:419px;bottom:271px;letter-spacing:-0.26px;display:inline;\">iately. </div><div class=\"t s8_416\" id=\"t4m_416\" style=\"left:78px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">If a cash \ufb02ow hedge is discont</div><div class=\"t s9_416\" id=\"t4n_416\" style=\"left:254px;bottom:247px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inued, the amount accumulated </div><div class=\"t s8_416\" id=\"t4o_416\" style=\"left:447px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the cash \ufb02ow hedge reserve is released to the income </div><div class=\"t s8_416\" id=\"t4p_416\" style=\"left:78px;bottom:231px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">statement as and when the hedged item affects the income statement. </div><div class=\"t s8_416\" id=\"t4q_416\" style=\"left:78px;bottom:207px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Should the Group consider the hedged future cash \ufb02ows are no longer expected to occur due to reasons, the cumulative gain </div><div class=\"t s8_416\" id=\"t4r_416\" style=\"left:78px;bottom:191px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">or loss will be immed</div><div class=\"t s9_416\" id=\"t4s_416\" style=\"left:199px;bottom:191px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iately reclass</div><div class=\"t s8_416\" id=\"t4t_416\" style=\"left:275px;bottom:191px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_416\" id=\"t4u_416\" style=\"left:283px;bottom:191px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to pro\ufb01t or loss. </div><div class=\"t s7_416\" id=\"t4v_416\" style=\"left:78px;bottom:159px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Net investment hedge </div><div class=\"t s8_416\" id=\"t4w_416\" style=\"left:78px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Hedges of net investments are accounted for in a sim</div><div class=\"t s9_416\" id=\"t4x_416\" style=\"left:392px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ilar manner to cash \ufb02ow hedges, w</div><div class=\"t s8_416\" id=\"t4y_416\" style=\"left:597px;bottom:141px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ith gains and losses aris</div><div class=\"t s9_416\" id=\"t4z_416\" style=\"left:735px;bottom:141px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing on the </div><div class=\"t s8_416\" id=\"t50_416\" style=\"left:78px;bottom:125px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">effective portion of the hedges recorded in the line \u2018Exchange differences on translation of foreign operations\u2019 in other </div><div class=\"t s8_416\" id=\"t51_416\" style=\"left:78px;bottom:109px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">comprehensive income, accumulating in the translation reserve with</div><div class=\"t s9_416\" id=\"t52_416\" style=\"left:481px;bottom:109px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in equ</div><div class=\"t s8_416\" id=\"t53_416\" style=\"left:517px;bottom:109px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity. These amounts remain in equity until the </div><div class=\"t s8_416\" id=\"t54_416\" style=\"left:78px;bottom:92px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">net investment is disposed of. The ineffect</div><div class=\"t s9_416\" id=\"t55_416\" style=\"left:325px;bottom:92px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive port</div><div class=\"t s8_416\" id=\"t56_416\" style=\"left:370px;bottom:92px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the hedges is recognised in the net trading income immed</div><div class=\"t s9_416\" id=\"t57_416\" style=\"left:748px;bottom:92px;letter-spacing:-0.26px;display:inline;\">iately. </div><div></div><div class=\"t s0_417\" id=\"t1_417\" style=\"left:825px;bottom:48px;letter-spacing:-0.48px;display:inline;\"> </div><div class=\"t s0_417\" id=\"t2_417\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_417\" id=\"t3_417\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_417 s2_417\" id=\"t4_417\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_417 s3_417\" id=\"t5_417\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\"> </div><div class=\"t s4_417\" id=\"t6_417\" style=\"left:87px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\"></div><div class=\"t s5_417\" id=\"t7_417\" style=\"left:165px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\"> </div><div class=\"t s4_417\" id=\"t8_417\" style=\"left:258px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_417\" id=\"t9_417\" style=\"left:349px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_417\" id=\"ta_417\" style=\"left:87px;bottom:1159px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The tables below analyse the notional princ</div><div class=\"t s8_417\" id=\"tb_417\" style=\"left:345px;bottom:1159px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ipal amounts and the pos</div><div class=\"t s7_417\" id=\"tc_417\" style=\"left:496px;bottom:1159px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_417\" id=\"td_417\" style=\"left:504px;bottom:1159px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive and negat</div><div class=\"t s7_417\" id=\"te_417\" style=\"left:586px;bottom:1159px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive fair values of derivat</div><div class=\"t s8_417\" id=\"tf_417\" style=\"left:726px;bottom:1159px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ive \ufb01nancial </div><div class=\"t s7_417\" id=\"tg_417\" style=\"left:87px;bottom:1143px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Notional princ</div><div class=\"t s8_417\" id=\"th_417\" style=\"left:247px;bottom:1143px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ipal amounts are the amounts of pr</div><div class=\"t s7_417\" id=\"ti_417\" style=\"left:456px;bottom:1143px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_417\" id=\"tj_417\" style=\"left:473px;bottom:1143px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ipal underly</div><div class=\"t s7_417\" id=\"tk_417\" style=\"left:542px;bottom:1143px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing the contract at the reporting date. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_417\" id=\"tn_417\" style=\"left:430px;bottom:1125px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sb_417\" id=\"to_417\" style=\"left:699px;bottom:1125px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"tp_417\" style=\"left:352px;bottom:1108px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t14_417\" style=\"left:622px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"tq_417\" style=\"left:352px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">princ</div><div class=\"t s3_417\" id=\"tr_417\" style=\"left:376px;bottom:1096px;letter-spacing:-0.02px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t15_417\" style=\"left:622px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">princ</div><div class=\"t sc_417\" id=\"t16_417\" style=\"left:645px;bottom:1096px;letter-spacing:-0.04px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"ts_417\" style=\"left:352px;bottom:1085px;letter-spacing:0.01px;display:inline;\">amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"tv_417\" style=\"left:450px;bottom:1085px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"ty_417\" style=\"left:521px;bottom:1085px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_417\" id=\"tz_417\" style=\"left:542px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_417\" id=\"t10_417\" style=\"left:548px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t s3_417\" id=\"t11_417\" style=\"left:554px;bottom:1085px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t17_417\" style=\"left:621px;bottom:1085px;letter-spacing:0.01px;display:inline;\">amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t1a_417\" style=\"left:719px;bottom:1085px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t1d_417\" style=\"left:793px;bottom:1085px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sc_417\" id=\"t1e_417\" style=\"left:813px;bottom:1085px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sb_417\" id=\"t1f_417\" style=\"left:817px;bottom:1085px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sc_417\" id=\"t1g_417\" style=\"left:823px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"tl_417\" style=\"left:87px;bottom:1072px;letter-spacing:-0.01px;display:inline;\">Derivat</div><div class=\"t sa_417\" id=\"tm_417\" style=\"left:130px;bottom:1072px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"tt_417\" style=\"left:357px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_417\" id=\"tu_417\" style=\"left:379px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"tw_417\" style=\"left:443px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_417\" id=\"tx_417\" style=\"left:466px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t12_417\" style=\"left:530px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_417\" id=\"t13_417\" style=\"left:553px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t18_417\" style=\"left:627px;bottom:1073px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_417\" id=\"t19_417\" style=\"left:648px;bottom:1073px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t1b_417\" style=\"left:714px;bottom:1073px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_417\" id=\"t1c_417\" style=\"left:735px;bottom:1073px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t1h_417\" style=\"left:800px;bottom:1073px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_417\" id=\"t1i_417\" style=\"left:822px;bottom:1073px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t1j_417\" style=\"left:87px;bottom:1053px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Foreign exchange derivat</div><div class=\"t sa_417\" id=\"t1k_417\" style=\"left:233px;bottom:1053px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ive contracts: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t1l_417\" style=\"left:87px;bottom:1034px;word-spacing:-0.14px;display:inline;\">Forward foreign exchange contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1m_417\" style=\"left:338px;bottom:1034px;letter-spacing:-0.05px;display:inline;\">3,628,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1n_417\" style=\"left:441px;bottom:1034px;letter-spacing:0.02px;display:inline;\">30,897 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1o_417\" style=\"left:530px;bottom:1034px;letter-spacing:0.11px;display:inline;\">32,601 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t1p_417\" style=\"left:611px;bottom:1034px;letter-spacing:0.04px;display:inline;\">3,154,440 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t1q_417\" style=\"left:716px;bottom:1034px;letter-spacing:-0.12px;display:inline;\">38,162 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t1r_417\" style=\"left:802px;bottom:1034px;letter-spacing:-0.34px;display:inline;\">39,376 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t1s_417\" style=\"left:87px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Currency swaps and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1t_417\" style=\"left:343px;bottom:1015px;letter-spacing:-0.08px;display:inline;\">1,145,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1u_417\" style=\"left:449px;bottom:1015px;letter-spacing:-0.03px;display:inline;\">11,671 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1v_417\" style=\"left:530px;bottom:1015px;letter-spacing:0.16px;display:inline;\">12,845 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t1w_417\" style=\"left:615px;bottom:1015px;letter-spacing:-0.09px;display:inline;\">1,168,026 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t1x_417\" style=\"left:716px;bottom:1015px;letter-spacing:-0.02px;display:inline;\">16,010 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t1y_417\" style=\"left:804px;bottom:1015px;letter-spacing:-0.32px;display:inline;\">17,447 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t1z_417\" style=\"left:339px;bottom:996px;letter-spacing:-0.02px;display:inline;\">4,773,769 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t20_417\" style=\"left:441px;bottom:996px;letter-spacing:0.17px;display:inline;\">42,568 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t21_417\" style=\"left:526px;bottom:996px;letter-spacing:0.16px;display:inline;\">45,446 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t22_417\" style=\"left:609px;bottom:996px;letter-spacing:0.14px;display:inline;\">4,322,466 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t23_417\" style=\"left:716px;bottom:996px;letter-spacing:-0.04px;display:inline;\">54,172 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t24_417\" style=\"left:800px;bottom:996px;letter-spacing:0.09px;display:inline;\">56,823 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t25_417\" style=\"left:87px;bottom:977px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Interest rate derivat</div><div class=\"t sa_417\" id=\"t26_417\" style=\"left:202px;bottom:977px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ive contracts: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t27_417\" style=\"left:87px;bottom:958px;letter-spacing:-0.05px;display:inline;\">Swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t28_417\" style=\"left:341px;bottom:958px;letter-spacing:0.01px;display:inline;\">4,841,616 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t29_417\" style=\"left:443px;bottom:958px;letter-spacing:0.1px;display:inline;\">53,735 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2a_417\" style=\"left:531px;bottom:958px;letter-spacing:0.05px;display:inline;\">55,241 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2b_417\" style=\"left:615px;bottom:958px;letter-spacing:0.08px;display:inline;\">3,516,310 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2c_417\" style=\"left:714px;bottom:958px;letter-spacing:-0.05px;display:inline;\">62,001 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2d_417\" style=\"left:797px;bottom:958px;letter-spacing:0.07px;display:inline;\">64,005 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t2e_417\" style=\"left:87px;bottom:939px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Forward rate agreements and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2f_417\" style=\"left:352px;bottom:939px;letter-spacing:0.12px;display:inline;\">313,253 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2g_417\" style=\"left:449px;bottom:939px;letter-spacing:0.08px;display:inline;\">2,057 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2h_417\" style=\"left:535px;bottom:939px;letter-spacing:0.14px;display:inline;\">2,520 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2i_417\" style=\"left:625px;bottom:939px;letter-spacing:0.05px;display:inline;\">98,465 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2j_417\" style=\"left:722px;bottom:939px;letter-spacing:0.09px;display:inline;\">2,214 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2k_417\" style=\"left:804px;bottom:939px;letter-spacing:0.13px;display:inline;\">2,880 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2l_417\" style=\"left:340px;bottom:920px;letter-spacing:0.01px;display:inline;\">5,154,869 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2m_417\" style=\"left:443px;bottom:920px;letter-spacing:0.02px;display:inline;\">55,792 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2n_417\" style=\"left:534px;bottom:920px;letter-spacing:-0.47px;display:inline;\">57,761 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2o_417\" style=\"left:614px;bottom:920px;letter-spacing:0.02px;display:inline;\">3,614,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2p_417\" style=\"left:715px;bottom:920px;letter-spacing:0.13px;display:inline;\">64,215 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2q_417\" style=\"left:798px;bottom:920px;letter-spacing:0.13px;display:inline;\">66,885 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t2r_417\" style=\"left:87px;bottom:901px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange traded futures and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2s_417\" style=\"left:351px;bottom:901px;display:inline;\">325,051 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2t_417\" style=\"left:467px;bottom:901px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t2u_417\" style=\"left:553px;bottom:901px;letter-spacing:-0.29px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2v_417\" style=\"left:621px;bottom:901px;letter-spacing:-0.17px;display:inline;\">324,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2w_417\" style=\"left:730px;bottom:901px;letter-spacing:0.01px;display:inline;\">279 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t2x_417\" style=\"left:815px;bottom:901px;letter-spacing:0.14px;display:inline;\">258 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t2y_417\" style=\"left:87px;bottom:882px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit derivat</div><div class=\"t se_417\" id=\"t2z_417\" style=\"left:163px;bottom:882px;word-spacing:-0.14px;display:inline;\">ive contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t30_417\" style=\"left:353px;bottom:882px;letter-spacing:-0.01px;display:inline;\">281,130 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t31_417\" style=\"left:459px;bottom:882px;letter-spacing:0.15px;display:inline;\">485 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t32_417\" style=\"left:540px;bottom:882px;letter-spacing:-0.11px;display:inline;\">1,107 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t33_417\" style=\"left:620px;bottom:882px;letter-spacing:-0.3px;display:inline;\">249,082 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t34_417\" style=\"left:734px;bottom:882px;letter-spacing:-0.3px;display:inline;\">411 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t35_417\" style=\"left:819px;bottom:882px;letter-spacing:-0.48px;display:inline;\">941 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t36_417\" style=\"left:87px;bottom:863px;word-spacing:-0.14px;display:inline;\">Equity and stock index options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t37_417\" style=\"left:365px;bottom:863px;letter-spacing:-0.03px;display:inline;\">8,671 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t38_417\" style=\"left:467px;bottom:863px;letter-spacing:0.01px;display:inline;\">75 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t39_417\" style=\"left:548px;bottom:863px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3a_417\" style=\"left:633px;bottom:863px;letter-spacing:0.03px;display:inline;\">6,788 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3b_417\" style=\"left:729px;bottom:863px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3c_417\" style=\"left:815px;bottom:863px;letter-spacing:-0.02px;display:inline;\">246 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t3d_417\" style=\"left:87px;bottom:844px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Commodity derivat</div><div class=\"t se_417\" id=\"t3e_417\" style=\"left:196px;bottom:844px;word-spacing:-0.14px;display:inline;\">ive contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3f_417\" style=\"left:354px;bottom:844px;letter-spacing:-0.17px;display:inline;\">117,436 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3g_417\" style=\"left:459px;bottom:844px;letter-spacing:-0.14px;display:inline;\">970 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3h_417\" style=\"left:538px;bottom:844px;letter-spacing:-0.06px;display:inline;\">1,029 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3i_417\" style=\"left:626px;bottom:844px;letter-spacing:-0.2px;display:inline;\">90,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3j_417\" style=\"left:723px;bottom:844px;letter-spacing:0.05px;display:inline;\">1,622 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3k_417\" style=\"left:812px;bottom:844px;letter-spacing:0.05px;display:inline;\">1,791 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t3l_417\" style=\"left:87px;bottom:825px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Gross total derivat</div><div class=\"t sa_417\" id=\"t3m_417\" style=\"left:194px;bottom:825px;letter-spacing:-0.07px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3n_417\" style=\"left:332px;bottom:825px;letter-spacing:-0.03px;display:inline;\">10,660,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3o_417\" style=\"left:443px;bottom:825px;letter-spacing:-0.23px;display:inline;\">99,929 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3p_417\" style=\"left:523px;bottom:825px;letter-spacing:0.11px;display:inline;\">105,556 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3q_417\" style=\"left:609px;bottom:825px;letter-spacing:-0.04px;display:inline;\">8,608,765 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3r_417\" style=\"left:709px;bottom:825px;letter-spacing:-0.05px;display:inline;\">120,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3s_417\" style=\"left:796px;bottom:825px;letter-spacing:-0.13px;display:inline;\">126,944 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t3t_417\" style=\"left:87px;bottom:806px;letter-spacing:0.13px;display:inline;\">Offset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3u_417\" style=\"left:388px;bottom:806px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3v_417\" style=\"left:437px;bottom:806px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t3w_417\" style=\"left:524px;bottom:806px;letter-spacing:-0.3px;display:inline;\">(49,495) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3x_417\" style=\"left:656px;bottom:806px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3y_417\" style=\"left:709px;bottom:806px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t3z_417\" style=\"left:796px;bottom:806px;letter-spacing:-0.31px;display:inline;\">(57,082) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t40_417\" style=\"left:87px;bottom:787px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">Total derivat</div><div class=\"t sa_417\" id=\"t41_417\" style=\"left:161px;bottom:787px;letter-spacing:-0.07px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t42_417\" style=\"left:332px;bottom:787px;letter-spacing:-0.03px;display:inline;\">10,660,926 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t43_417\" style=\"left:440px;bottom:787px;letter-spacing:0.08px;display:inline;\">50,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t44_417\" style=\"left:530px;bottom:787px;letter-spacing:-0.05px;display:inline;\">56,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t45_417\" style=\"left:609px;bottom:787px;letter-spacing:-0.04px;display:inline;\">8,608,765 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t46_417\" style=\"left:716px;bottom:787px;letter-spacing:0.06px;display:inline;\">63,717 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t47_417\" style=\"left:801px;bottom:787px;letter-spacing:-0.23px;display:inline;\">69,862 </div></td></tr></table><div class=\"t s7_417\" id=\"t48_417\" style=\"left:87px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group lim</div><div class=\"t s8_417\" id=\"t49_417\" style=\"left:170px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its exposure to cred</div><div class=\"t s7_417\" id=\"t4a_417\" style=\"left:285px;bottom:757px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it losses in the event of default by entering into master netting agreements with certain </div><div class=\"t s7_417\" id=\"t4b_417\" style=\"left:87px;bottom:741px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">market counterparties. As required by IAS 32, exposures are only presented net in these accounts where they are subject to </div><div class=\"t s7_417\" id=\"t4c_417\" style=\"left:87px;bottom:725px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">legal right of offset and intended to be settled net in the ordinary course of business. </div><div class=\"t s7_417\" id=\"t4d_417\" style=\"left:87px;bottom:701px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies balance sheet offsetting only in the instance where we are able to demonstrate legal enforceabil</div><div class=\"t s8_417\" id=\"t4e_417\" style=\"left:770px;bottom:701px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of the </div><div class=\"t s7_417\" id=\"t4f_417\" style=\"left:87px;bottom:685px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">right to offset (e.g. via legal opin</div><div class=\"t s8_417\" id=\"t4g_417\" style=\"left:276px;bottom:685px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ion) and the ab</div><div class=\"t s7_417\" id=\"t4h_417\" style=\"left:366px;bottom:685px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s8_417\" id=\"t4i_417\" style=\"left:372px;bottom:685px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ity and </div><div class=\"t s7_417\" id=\"t4j_417\" style=\"left:416px;bottom:685px;letter-spacing:-0.14px;display:inline;\">intent</div><div class=\"t s8_417\" id=\"t4k_417\" style=\"left:451px;bottom:685px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion to settle on a net bas</div><div class=\"t s7_417\" id=\"t4l_417\" style=\"left:596px;bottom:685px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">is (e.g. via operational practice). </div><div class=\"t s7_417\" id=\"t4m_417\" style=\"left:87px;bottom:661px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group may enter into economic hedges that do not qualify for IAS 39 hedge accounting treatment, includ</div><div class=\"t s8_417\" id=\"t4n_417\" style=\"left:734px;bottom:661px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing der</div><div class=\"t s7_417\" id=\"t4o_417\" style=\"left:775px;bottom:661px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s8_417\" id=\"t4p_417\" style=\"left:798px;bottom:661px;letter-spacing:-0.17px;display:inline;\">ives </div><div class=\"t s7_417\" id=\"t4q_417\" style=\"left:87px;bottom:644px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such as interest rate swaps, interest rate futures and cross-currency swaps to manage interest rate and currency risks of the </div><div class=\"t s7_417\" id=\"t4r_417\" style=\"left:87px;bottom:628px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Group. These derivat</div><div class=\"t s8_417\" id=\"t4s_417\" style=\"left:210px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ives are measured at fa</div><div class=\"t s7_417\" id=\"t4t_417\" style=\"left:348px;bottom:628px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value, with fair value changes recognised in net trading income: refer to Market </div><div class=\"t s7_417\" id=\"t4u_417\" style=\"left:87px;bottom:612px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">Risk (page 286). </div><div class=\"t sf_417\" id=\"t4v_417\" style=\"left:87px;bottom:580px;letter-spacing:-0.17px;display:inline;\">Derivat</div><div class=\"t sg_417\" id=\"t4w_417\" style=\"left:132px;bottom:580px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ives held for hedg</div><div class=\"t sf_417\" id=\"t4x_417\" style=\"left:239px;bottom:580px;letter-spacing:-0.1px;display:inline;\">ing </div><div class=\"t s7_417\" id=\"t4y_417\" style=\"left:87px;bottom:562px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group enters into derivat</div><div class=\"t s8_417\" id=\"t4z_417\" style=\"left:260px;bottom:562px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive contracts for the purpose of hedg</div><div class=\"t s7_417\" id=\"t50_417\" style=\"left:478px;bottom:562px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing interest rate, currency and structural foreign exchange </div><div class=\"t s7_417\" id=\"t51_417\" style=\"left:87px;bottom:546px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">risks inherent in assets, liab</div><div class=\"t s8_417\" id=\"t52_417\" style=\"left:245px;bottom:546px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_417\" id=\"t53_417\" style=\"left:250px;bottom:546px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_417\" id=\"t54_417\" style=\"left:258px;bottom:546px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies and forecast transact</div><div class=\"t s7_417\" id=\"t55_417\" style=\"left:405px;bottom:546px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ions. The table below summarises the notional princ</div><div class=\"t s8_417\" id=\"t56_417\" style=\"left:711px;bottom:546px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ipal amounts and </div><div class=\"t s7_417\" id=\"t57_417\" style=\"left:87px;bottom:530px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">carrying values of derivat</div><div class=\"t s8_417\" id=\"t58_417\" style=\"left:236px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives des</div><div class=\"t s7_417\" id=\"t59_417\" style=\"left:282px;bottom:530px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ignated in hedge accounting relationsh</div><div class=\"t s8_417\" id=\"t5a_417\" style=\"left:516px;bottom:530px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ips at the report</div><div class=\"t s7_417\" id=\"t5b_417\" style=\"left:610px;bottom:530px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing date. </div><div class=\"t s7_417\" id=\"t5c_417\" style=\"left:87px;bottom:506px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Included in the table above are derivat</div><div class=\"t s8_417\" id=\"t5d_417\" style=\"left:315px;bottom:506px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives held for hedg</div><div class=\"t s7_417\" id=\"t5e_417\" style=\"left:419px;bottom:506px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing purposes as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_417\" id=\"t5f_417\" style=\"left:430px;bottom:488px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sb_417\" id=\"t5g_417\" style=\"left:699px;bottom:488px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5h_417\" style=\"left:352px;bottom:471px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t5w_417\" style=\"left:622px;bottom:471px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5i_417\" style=\"left:352px;bottom:459px;letter-spacing:-0.03px;display:inline;\">princ</div><div class=\"t s3_417\" id=\"t5j_417\" style=\"left:376px;bottom:459px;letter-spacing:-0.02px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t5x_417\" style=\"left:622px;bottom:459px;letter-spacing:-0.01px;display:inline;\">princ</div><div class=\"t sc_417\" id=\"t5y_417\" style=\"left:645px;bottom:459px;letter-spacing:-0.04px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5k_417\" style=\"left:352px;bottom:448px;letter-spacing:0.01px;display:inline;\">amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5n_417\" style=\"left:450px;bottom:448px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5q_417\" style=\"left:521px;bottom:448px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_417\" id=\"t5r_417\" style=\"left:542px;bottom:448px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_417\" id=\"t5s_417\" style=\"left:548px;bottom:448px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t s3_417\" id=\"t5t_417\" style=\"left:554px;bottom:448px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t5z_417\" style=\"left:621px;bottom:448px;letter-spacing:0.01px;display:inline;\">amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t62_417\" style=\"left:719px;bottom:448px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t65_417\" style=\"left:793px;bottom:448px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sc_417\" id=\"t66_417\" style=\"left:813px;bottom:448px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sb_417\" id=\"t67_417\" style=\"left:817px;bottom:448px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sc_417\" id=\"t68_417\" style=\"left:823px;bottom:448px;letter-spacing:-0.03px;display:inline;\">ies </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5l_417\" style=\"left:357px;bottom:436px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_417\" id=\"t5m_417\" style=\"left:379px;bottom:436px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5o_417\" style=\"left:443px;bottom:436px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_417\" id=\"t5p_417\" style=\"left:466px;bottom:436px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_417\" id=\"t5u_417\" style=\"left:530px;bottom:436px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_417\" id=\"t5v_417\" style=\"left:553px;bottom:436px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t60_417\" style=\"left:627px;bottom:436px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_417\" id=\"t61_417\" style=\"left:648px;bottom:436px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t63_417\" style=\"left:714px;bottom:436px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_417\" id=\"t64_417\" style=\"left:735px;bottom:436px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_417\" id=\"t69_417\" style=\"left:800px;bottom:436px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_417\" id=\"t6a_417\" style=\"left:822px;bottom:436px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t6b_417\" style=\"left:87px;bottom:416px;letter-spacing:-0.01px;display:inline;\">Derivat</div><div class=\"t sa_417\" id=\"t6c_417\" style=\"left:130px;bottom:416px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ives des</div><div class=\"t s9_417\" id=\"t6d_417\" style=\"left:174px;bottom:416px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ignated as </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t6e_417\" style=\"left:87px;bottom:402px;word-spacing:-0.14px;display:inline;\">fair value hedges: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t6f_417\" style=\"left:87px;bottom:383px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Interest rate swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6g_417\" style=\"left:356px;bottom:383px;letter-spacing:-0.15px;display:inline;\">69,347 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6h_417\" style=\"left:450px;bottom:383px;letter-spacing:0.18px;display:inline;\">1,264 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6i_417\" style=\"left:536px;bottom:383px;letter-spacing:0.22px;display:inline;\">2,397 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6j_417\" style=\"left:625px;bottom:383px;letter-spacing:-0.16px;display:inline;\">80,760 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6k_417\" style=\"left:720px;bottom:383px;letter-spacing:0.05px;display:inline;\">2,438 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6l_417\" style=\"left:807px;bottom:383px;letter-spacing:-0.15px;display:inline;\">2,939 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t6m_417\" style=\"left:87px;bottom:364px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Currency swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6n_417\" style=\"left:378px;bottom:364px;letter-spacing:0.03px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6o_417\" style=\"left:468px;bottom:364px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6p_417\" style=\"left:560px;bottom:364px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6q_417\" style=\"left:636px;bottom:364px;letter-spacing:0.12px;display:inline;\">1,273 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6r_417\" style=\"left:738px;bottom:364px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6s_417\" style=\"left:821px;bottom:364px;letter-spacing:0.28px;display:inline;\">48 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6t_417\" style=\"left:356px;bottom:345px;letter-spacing:-0.21px;display:inline;\">69,462 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6u_417\" style=\"left:452px;bottom:345px;letter-spacing:-0.1px;display:inline;\">1,274 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t6v_417\" style=\"left:534px;bottom:345px;letter-spacing:0.18px;display:inline;\">2,403 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6w_417\" style=\"left:626px;bottom:345px;letter-spacing:-0.06px;display:inline;\">82,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6x_417\" style=\"left:719px;bottom:345px;letter-spacing:0.04px;display:inline;\">2,454 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t6y_417\" style=\"left:807px;bottom:345px;letter-spacing:-0.2px;display:inline;\">2,987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t6z_417\" style=\"left:87px;bottom:326px;letter-spacing:-0.01px;display:inline;\">Derivat</div><div class=\"t sa_417\" id=\"t70_417\" style=\"left:130px;bottom:326px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ives des</div><div class=\"t s9_417\" id=\"t71_417\" style=\"left:174px;bottom:326px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ignated as </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t72_417\" style=\"left:87px;bottom:311px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">cash \ufb02ow hedges: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t73_417\" style=\"left:87px;bottom:292px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Interest rate swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t74_417\" style=\"left:356px;bottom:292px;letter-spacing:0.07px;display:inline;\">41,834 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t75_417\" style=\"left:461px;bottom:292px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t76_417\" style=\"left:547px;bottom:292px;letter-spacing:0.03px;display:inline;\">537 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t77_417\" style=\"left:630px;bottom:292px;letter-spacing:-0.06px;display:inline;\">31,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t78_417\" style=\"left:729px;bottom:292px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t79_417\" style=\"left:819px;bottom:292px;letter-spacing:-0.13px;display:inline;\">671 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t7a_417\" style=\"left:87px;bottom:273px;word-spacing:-0.14px;display:inline;\">Forward foreign exchange contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7b_417\" style=\"left:360px;bottom:273px;letter-spacing:0.01px;display:inline;\">12,071 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7c_417\" style=\"left:458px;bottom:273px;letter-spacing:-0.05px;display:inline;\">420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7d_417\" style=\"left:548px;bottom:273px;letter-spacing:0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7e_417\" style=\"left:633px;bottom:273px;letter-spacing:-0.2px;display:inline;\">11,987 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7f_417\" style=\"left:735px;bottom:273px;letter-spacing:0.2px;display:inline;\">99 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7g_417\" style=\"left:816px;bottom:273px;letter-spacing:0.1px;display:inline;\">385 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t7h_417\" style=\"left:87px;bottom:254px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Currency swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7i_417\" style=\"left:360px;bottom:254px;letter-spacing:0.07px;display:inline;\">14,321 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7j_417\" style=\"left:464px;bottom:254px;letter-spacing:0.09px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7k_417\" style=\"left:548px;bottom:254px;letter-spacing:0.06px;display:inline;\">150 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7l_417\" style=\"left:633px;bottom:254px;letter-spacing:-0.09px;display:inline;\">11,787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7m_417\" style=\"left:735px;bottom:254px;letter-spacing:0.15px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7n_417\" style=\"left:816px;bottom:254px;letter-spacing:-0.08px;display:inline;\">362 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7o_417\" style=\"left:355px;bottom:235px;letter-spacing:0.18px;display:inline;\">68,226 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7p_417\" style=\"left:460px;bottom:235px;letter-spacing:-0.1px;display:inline;\">795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7q_417\" style=\"left:546px;bottom:235px;letter-spacing:-0.22px;display:inline;\">870 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7r_417\" style=\"left:630px;bottom:235px;letter-spacing:-0.01px;display:inline;\">55,751 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7s_417\" style=\"left:729px;bottom:235px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t7t_417\" style=\"left:811px;bottom:235px;letter-spacing:-0.11px;display:inline;\">1,418 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t7u_417\" style=\"left:87px;bottom:216px;letter-spacing:-0.01px;display:inline;\">Derivat</div><div class=\"t sa_417\" id=\"t7v_417\" style=\"left:130px;bottom:216px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ives des</div><div class=\"t s9_417\" id=\"t7w_417\" style=\"left:174px;bottom:216px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ignated as net </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t7x_417\" style=\"left:87px;bottom:201px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">investment hedges: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_417\" id=\"t7y_417\" style=\"left:87px;bottom:182px;word-spacing:-0.14px;display:inline;\">Forward foreign exchange contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t7z_417\" style=\"left:357px;bottom:182px;letter-spacing:0.12px;display:inline;\">15,436 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t80_417\" style=\"left:467px;bottom:182px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t81_417\" style=\"left:555px;bottom:182px;letter-spacing:-0.24px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t82_417\" style=\"left:630px;bottom:182px;letter-spacing:-0.11px;display:inline;\">14,576 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t83_417\" style=\"left:731px;bottom:182px;letter-spacing:-0.12px;display:inline;\">120 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t84_417\" style=\"left:821px;bottom:182px;letter-spacing:-0.28px;display:inline;\">141 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_417\" id=\"t85_417\" style=\"left:87px;bottom:163px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">Total derivat</div><div class=\"t sa_417\" id=\"t86_417\" style=\"left:161px;bottom:163px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ives held for hedg</div><div class=\"t s9_417\" id=\"t87_417\" style=\"left:261px;bottom:163px;letter-spacing:0.04px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t88_417\" style=\"left:354px;bottom:163px;letter-spacing:-0.01px;display:inline;\">153,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t89_417\" style=\"left:453px;bottom:163px;letter-spacing:0.03px;display:inline;\">2,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_417\" id=\"t8a_417\" style=\"left:538px;bottom:163px;letter-spacing:0.11px;display:inline;\">3,314 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t8b_417\" style=\"left:621px;bottom:163px;letter-spacing:0.1px;display:inline;\">152,360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t8c_417\" style=\"left:720px;bottom:163px;letter-spacing:0.01px;display:inline;\">2,859 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_417\" id=\"t8d_417\" style=\"left:805px;bottom:163px;letter-spacing:0.21px;display:inline;\">4,546 </div></td></tr></table><div></div><div class=\"t s0_418\" id=\"t1_418\" style=\"left:69px;bottom:48px;letter-spacing:-0.53px;display:inline;\"> </div><div class=\"t s0_418\" id=\"t2_418\" style=\"left:126px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_418\" id=\"t3_418\" style=\"left:227px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t s2_418\" id=\"t4_418\" style=\"left:69px;bottom:1231px;letter-spacing:0.3px;display:inline;\"></div><div class=\"t s3_418\" id=\"t5_418\" style=\"left:109px;bottom:1231px;letter-spacing:0.31px;word-spacing:-0.2px;display:inline;\">  </div><div class=\"t s4_418\" id=\"t6_418\" style=\"left:212px;bottom:1231px;letter-spacing:0.25px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s5_418\" id=\"t7_418\" style=\"left:69px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\"></div><div class=\"t s6_418\" id=\"t8_418\" style=\"left:148px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\">ive  </div><div class=\"t s5_418\" id=\"t9_418\" style=\"left:240px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_418\" id=\"ta_418\" style=\"left:332px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_418\" id=\"tb_418\" style=\"left:69px;bottom:1151px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair value hedges </div><div class=\"t s9_418\" id=\"tc_418\" style=\"left:69px;bottom:1133px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group issues various long-term \ufb01xed-rate debt issuances that are measured at amortised cost, includ</div><div class=\"t sa_418\" id=\"td_418\" style=\"left:690px;bottom:1133px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing some </div><div class=\"t s9_418\" id=\"te_418\" style=\"left:69px;bottom:1117px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">denominated in foreign currency, such as unsecured senior and subordinated debt (see Notes 22 and 27). The Group also holds </div><div class=\"t s9_418\" id=\"tf_418\" style=\"left:69px;bottom:1101px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">various \ufb01xed rate debt securit</div><div class=\"t sa_418\" id=\"tg_418\" style=\"left:244px;bottom:1101px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies such as government and corporate bonds, </div><div class=\"t s9_418\" id=\"th_418\" style=\"left:515px;bottom:1101px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_418\" id=\"ti_418\" style=\"left:551px;bottom:1101px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing some denom</div><div class=\"t s9_418\" id=\"tj_418\" style=\"left:650px;bottom:1101px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inated in foreign currency </div><div class=\"t s9_418\" id=\"tk_418\" style=\"left:69px;bottom:1085px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">(see Note 13). These assets and liab</div><div class=\"t sa_418\" id=\"tl_418\" style=\"left:277px;bottom:1085px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_418\" id=\"tm_418\" style=\"left:282px;bottom:1085px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_418\" id=\"tn_418\" style=\"left:290px;bottom:1085px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies held are exposed to changes </div><div class=\"t s9_418\" id=\"to_418\" style=\"left:482px;bottom:1085px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in fair value due to movements in market interest and </div><div class=\"t s9_418\" id=\"tp_418\" style=\"left:69px;bottom:1069px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">foreign currency rates. </div><div class=\"t s9_418\" id=\"tq_418\" style=\"left:69px;bottom:1045px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group uses interest rate swaps to exchange \ufb01xed rates for \ufb02oating rates on funding to match \ufb02oating rates received on </div><div class=\"t s9_418\" id=\"tr_418\" style=\"left:69px;bottom:1028px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assets, or exchange \ufb01xed rates on assets to match \ufb02oating rates paid on funding. The Group further uses cross-currency swaps </div><div class=\"t s9_418\" id=\"ts_418\" style=\"left:69px;bottom:1012px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to match the currency of the issued debt or held asset with that of the entity\u2019s functional currency. </div><div class=\"t s9_418\" id=\"tt_418\" style=\"left:69px;bottom:988px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Hedge ineffect</div><div class=\"t sa_418\" id=\"tu_418\" style=\"left:159px;bottom:988px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iveness from fa</div><div class=\"t s9_418\" id=\"tv_418\" style=\"left:248px;bottom:988px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ir value hedges is driven by cross-currency basis risk and interest cash\ufb02ows mismatch between </div><div class=\"t s9_418\" id=\"tw_418\" style=\"left:69px;bottom:972px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">the hedging instruments and underlying hedged items. The amortisat</div><div class=\"t sa_418\" id=\"tx_418\" style=\"left:482px;bottom:972px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of fa</div><div class=\"t s9_418\" id=\"ty_418\" style=\"left:530px;bottom:972px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ir value hedge adjustments for hedged items no </div><div class=\"t s9_418\" id=\"tz_418\" style=\"left:69px;bottom:956px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">longer designated is recognised in net interest income. </div><div class=\"t s9_418\" id=\"t10_418\" style=\"left:69px;bottom:932px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">At 31 December 2023 the Group held the following interest rate and cross- currency swaps as hedging instruments in fair value </div><div class=\"t s9_418\" id=\"t11_418\" style=\"left:69px;bottom:916px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">hedges of interest and currency risk. </div><div class=\"t s8_418\" id=\"t12_418\" style=\"left:69px;bottom:884px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Hedging instruments and ineffect</div><div class=\"t sb_418\" id=\"t13_418\" style=\"left:274px;bottom:884px;letter-spacing:-0.12px;display:inline;\">iveness </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sd_418\" id=\"t16_418\" style=\"left:595px;bottom:872px;letter-spacing:-0.06px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1b_418\" style=\"left:665px;bottom:855px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Change in fair </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1c_418\" style=\"left:670px;bottom:843px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1j_418\" style=\"left:747px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1a_418\" style=\"left:523px;bottom:837px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Carrying amount </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1d_418\" style=\"left:656px;bottom:832px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">calculate hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1k_418\" style=\"left:756px;bottom:832px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">recognised in </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t17_418\" style=\"left:430px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1o_418\" style=\"left:532px;bottom:820px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1r_418\" style=\"left:607px;bottom:820px;letter-spacing:-0.07px;display:inline;\">Liab</div> <div class=\"t se_418\" id=\"t1s_418\" style=\"left:627px;bottom:820px;letter-spacing:-0.03px;display:inline;\">il</div> <div class=\"t sd_418\" id=\"t1t_418\" style=\"left:633px;bottom:820px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1e_418\" style=\"left:660px;bottom:820px;display:inline;\">ineffect</div><div class=\"t se_418\" id=\"t1f_418\" style=\"left:697px;bottom:820px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sf_418\" id=\"t1g_418\" style=\"vertical-align: super;left:732px;bottom:825px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1l_418\" style=\"left:761px;bottom:820px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_418\" id=\"t14_418\" style=\"left:69px;bottom:808px;letter-spacing:0.05px;word-spacing:-0.2px;display:inline;\">Interest rate </div><div class=\"t sc_418\" id=\"t15_418\" style=\"vertical-align: super;left:140px;bottom:814px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t18_418\" style=\"left:434px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t se_418\" id=\"t19_418\" style=\"left:457px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1p_418\" style=\"left:521px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t se_418\" id=\"t1q_418\" style=\"left:544px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1u_418\" style=\"left:608px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t se_418\" id=\"t1v_418\" style=\"left:631px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1h_418\" style=\"left:694px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_418\" id=\"t1i_418\" style=\"left:717px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1m_418\" style=\"left:781px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_418\" id=\"t1n_418\" style=\"left:804px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t1w_418\" style=\"left:69px;bottom:789px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t1x_418\" style=\"left:253px;bottom:789px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t1y_418\" style=\"left:312px;bottom:789px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t1z_418\" style=\"left:69px;bottom:774px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t20_418\" style=\"left:433px;bottom:774px;letter-spacing:0.07px;display:inline;\">45,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t21_418\" style=\"left:540px;bottom:774px;letter-spacing:0.06px;display:inline;\">381 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t22_418\" style=\"left:614px;bottom:774px;letter-spacing:0.09px;display:inline;\">2,267 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t23_418\" style=\"left:713px;bottom:774px;letter-spacing:0.06px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t24_418\" style=\"left:806px;bottom:774px;letter-spacing:-0.66px;display:inline;\">(4) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_418\" id=\"t25_418\" style=\"left:69px;bottom:755px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Interest rate swaps \u2013 loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t26_418\" style=\"left:442px;bottom:755px;letter-spacing:0.12px;display:inline;\">1,203 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t27_418\" style=\"left:545px;bottom:755px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t28_418\" style=\"left:640px;bottom:755px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t29_418\" style=\"left:712px;bottom:755px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2a_418\" style=\"left:812px;bottom:755px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2b_418\" style=\"left:69px;bottom:736px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t2c_418\" style=\"left:253px;bottom:736px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2d_418\" style=\"left:69px;bottom:722px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t2e_418\" style=\"left:89px;bottom:722px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t2f_418\" style=\"left:120px;bottom:722px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2g_418\" style=\"left:433px;bottom:722px;letter-spacing:0.18px;display:inline;\">22,689 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2h_418\" style=\"left:538px;bottom:722px;letter-spacing:0.05px;display:inline;\">857 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2i_418\" style=\"left:626px;bottom:722px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2j_418\" style=\"left:705px;bottom:722px;letter-spacing:-0.2px;display:inline;\">(459) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2k_418\" style=\"left:801px;bottom:722px;letter-spacing:0.09px;display:inline;\">(17) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2l_418\" style=\"left:69px;bottom:703px;word-spacing:-0.15px;display:inline;\">Interest and currency risk </div><div class=\"t sh_418\" id=\"t2m_418\" style=\"vertical-align: super;left:208px;bottom:709px;display:inline;\">1 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2n_418\" style=\"left:69px;bottom:684px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t2o_418\" style=\"left:268px;bottom:684px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t2p_418\" style=\"left:327px;bottom:684px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2q_418\" style=\"left:69px;bottom:669px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2r_418\" style=\"left:457px;bottom:669px;letter-spacing:-0.38px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2s_418\" style=\"left:553px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2t_418\" style=\"left:638px;bottom:669px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2u_418\" style=\"left:719px;bottom:669px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2v_418\" style=\"left:812px;bottom:669px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2w_418\" style=\"left:69px;bottom:650px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t2x_418\" style=\"left:268px;bottom:650px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2y_418\" style=\"left:69px;bottom:635px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t2z_418\" style=\"left:89px;bottom:635px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t30_418\" style=\"left:120px;bottom:635px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t31_418\" style=\"left:457px;bottom:635px;letter-spacing:0.08px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t32_418\" style=\"left:546px;bottom:635px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t33_418\" style=\"left:639px;bottom:635px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t34_418\" style=\"left:722px;bottom:635px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t35_418\" style=\"left:812px;bottom:635px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_418\" id=\"t36_418\" style=\"left:69px;bottom:616px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t37_418\" style=\"left:434px;bottom:616px;letter-spacing:-0.21px;display:inline;\">69,462 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t38_418\" style=\"left:530px;bottom:616px;letter-spacing:-0.1px;display:inline;\">1,274 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t39_418\" style=\"left:612px;bottom:616px;letter-spacing:0.18px;display:inline;\">2,403 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t3a_418\" style=\"left:707px;bottom:616px;letter-spacing:0.06px;display:inline;\">(199) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t3b_418\" style=\"left:801px;bottom:616px;letter-spacing:-0.04px;display:inline;\">(21) </div></td></tr></table><div class=\"t si_418\" id=\"t3c_418\" style=\"left:69px;bottom:593px;display:inline;\">1 </div><div class=\"t sj_418\" id=\"t3d_418\" style=\"left:82px;bottom:593px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Interest rate swaps are designated in hedges of the fair value of interest rate risk attributable to the hedged item. Cross currency swaps are used to hedge </div><div class=\"t sj_418\" id=\"t3e_418\" style=\"left:82px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">both interest rate and currency risks. All the hedging instruments are derivat</div><div class=\"t si_418\" id=\"t3f_418\" style=\"left:430px;bottom:581px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ives, w</div><div class=\"t sj_418\" id=\"t3g_418\" style=\"left:459px;bottom:581px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ith changes in fair value includ</div><div class=\"t si_418\" id=\"t3h_418\" style=\"left:597px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing hedge </div><div class=\"t sj_418\" id=\"t3i_418\" style=\"left:646px;bottom:581px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t si_418\" id=\"t3j_418\" style=\"left:682px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">iveness recorded w</div><div class=\"t sj_418\" id=\"t3k_418\" style=\"left:769px;bottom:581px;letter-spacing:-0.02px;display:inline;\">ith</div><div class=\"t si_418\" id=\"t3l_418\" style=\"left:781px;bottom:581px;letter-spacing:-0.1px;display:inline;\">in </div><div class=\"t sj_418\" id=\"t3m_418\" style=\"left:82px;bottom:570px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">net trading income </div><div class=\"t si_418\" id=\"t3n_418\" style=\"left:69px;bottom:552px;display:inline;\">2 </div><div class=\"t sj_418\" id=\"t3o_418\" style=\"left:82px;bottom:552px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">This represents a (loss)/gains change in fair value used for calculating hedge ineffect</div><div class=\"t si_418\" id=\"t3p_418\" style=\"left:470px;bottom:552px;letter-spacing:-0.03px;display:inline;\">iveness </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t si_418\" id=\"t3s_418\" style=\"left:595px;bottom:535px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3x_418\" style=\"left:667px;bottom:518px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Change in fair </div><div class=\"t si_418\" id=\"t3y_418\" style=\"left:671px;bottom:507px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t45_418\" style=\"left:749px;bottom:507px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div><div class=\"t sj_418\" id=\"t46_418\" style=\"left:757px;bottom:495px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">recognised in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t si_418\" id=\"t3z_418\" style=\"left:657px;bottom:495px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">calculate hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t si_418\" id=\"t47_418\" style=\"left:763px;bottom:484px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3w_418\" style=\"left:523px;bottom:501px;word-spacing:-0.23px;display:inline;\">Carrying amount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: right;\"><div class=\"t sj_418\" id=\"t40_418\" style=\"left:662px;bottom:484px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t si_418\" id=\"t41_418\" style=\"left:697px;bottom:484px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sk_418\" id=\"t42_418\" style=\"vertical-align: super;left:731px;bottom:489px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t48_418\" style=\"left:783px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_418\" id=\"t49_418\" style=\"left:804px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t43_418\" style=\"left:696px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_418\" id=\"t44_418\" style=\"left:718px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3t_418\" style=\"left:431px;bottom:484px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t si_418\" id=\"t4a_418\" style=\"left:533px;bottom:484px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t4d_418\" style=\"left:609px;bottom:484px;letter-spacing:-0.06px;display:inline;\">Liab</div> <div class=\"t si_418\" id=\"t4e_418\" style=\"left:629px;bottom:484px;letter-spacing:-0.09px;display:inline;\">il</div> <div class=\"t sj_418\" id=\"t4f_418\" style=\"left:634px;bottom:484px;letter-spacing:0.14px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"4\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: left;\"><div class=\"t s2_418\" id=\"t3q_418\" style=\"left:69px;bottom:471px;letter-spacing:0.05px;word-spacing:-0.2px;display:inline;\">Interest rate </div><div class=\"t sc_418\" id=\"t3r_418\" style=\"vertical-align: super;left:140px;bottom:478px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3u_418\" style=\"left:436px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t si_418\" id=\"t3v_418\" style=\"left:458px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t4b_418\" style=\"left:523px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t si_418\" id=\"t4c_418\" style=\"left:544px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t4g_418\" style=\"left:610px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t si_418\" id=\"t4h_418\" style=\"left:631px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"3\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sg_418\" id=\"t4i_418\" style=\"left:69px;bottom:452px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t4j_418\" style=\"left:253px;bottom:452px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t4k_418\" style=\"left:312px;bottom:452px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"4\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sg_418\" id=\"t4l_418\" style=\"left:69px;bottom:438px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4m_418\" style=\"left:439px;bottom:438px;letter-spacing:0.02px;display:inline;\">41,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4n_418\" style=\"left:544px;bottom:438px;letter-spacing:-0.09px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4o_418\" style=\"left:619px;bottom:438px;letter-spacing:-0.1px;display:inline;\">2,914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4p_418\" style=\"left:697px;bottom:438px;letter-spacing:-0.21px;display:inline;\">(3,020) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4q_418\" style=\"left:806px;bottom:438px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"4\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_418\" id=\"t4r_418\" style=\"left:69px;bottom:419px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Interest rate swaps \u2013 loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4s_418\" style=\"left:451px;bottom:419px;letter-spacing:-0.17px;display:inline;\">1,117 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4t_418\" style=\"left:545px;bottom:419px;letter-spacing:0.19px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4u_418\" style=\"left:639px;bottom:419px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4v_418\" style=\"left:719px;bottom:419px;letter-spacing:0.08px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4w_418\" style=\"left:809px;bottom:419px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t4x_418\" style=\"left:69px;bottom:400px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t4y_418\" style=\"left:253px;bottom:400px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t4z_418\" style=\"left:69px;bottom:385px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t50_418\" style=\"left:89px;bottom:385px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t51_418\" style=\"left:120px;bottom:385px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t52_418\" style=\"left:441px;bottom:385px;letter-spacing:-0.31px;display:inline;\">37,871 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t53_418\" style=\"left:529px;bottom:385px;letter-spacing:0.16px;display:inline;\">2,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t54_418\" style=\"left:632px;bottom:385px;letter-spacing:0.15px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t55_418\" style=\"left:706px;bottom:385px;letter-spacing:-0.1px;display:inline;\">3,127 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t56_418\" style=\"left:808px;bottom:385px;letter-spacing:-0.11px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s2_418\" id=\"t57_418\" style=\"left:69px;bottom:366px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Interest and currency risk </div><div class=\"t sc_418\" id=\"t58_418\" style=\"vertical-align: super;left:214px;bottom:372px;display:inline;\">1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t59_418\" style=\"left:69px;bottom:347px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t5a_418\" style=\"left:268px;bottom:347px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t5b_418\" style=\"left:327px;bottom:347px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t5c_418\" style=\"left:69px;bottom:332px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5d_418\" style=\"left:459px;bottom:332px;letter-spacing:0.11px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5e_418\" style=\"left:553px;bottom:332px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5f_418\" style=\"left:638px;bottom:332px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5g_418\" style=\"left:706px;bottom:332px;letter-spacing:-0.19px;display:inline;\">(260) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5h_418\" style=\"left:808px;bottom:332px;letter-spacing:-0.06px;display:inline;\">12 </div></td></tr><tr><td colspan=\"3\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sg_418\" id=\"t5i_418\" style=\"left:69px;bottom:313px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t5j_418\" style=\"left:268px;bottom:313px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t5k_418\" style=\"left:69px;bottom:299px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t5l_418\" style=\"left:89px;bottom:299px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t5m_418\" style=\"left:120px;bottom:299px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5n_418\" style=\"left:447px;bottom:299px;letter-spacing:0.01px;display:inline;\">1,201 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5o_418\" style=\"left:548px;bottom:299px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5p_418\" style=\"left:631px;bottom:299px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5q_418\" style=\"left:721px;bottom:299px;letter-spacing:-0.34px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5r_418\" style=\"left:811px;bottom:299px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_418\" id=\"t5s_418\" style=\"left:69px;bottom:280px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5t_418\" style=\"left:436px;bottom:280px;letter-spacing:-0.06px;display:inline;\">82,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5u_418\" style=\"left:529px;bottom:280px;letter-spacing:0.04px;display:inline;\">2,454 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5v_418\" style=\"left:617px;bottom:280px;letter-spacing:-0.2px;display:inline;\">2,987 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5w_418\" style=\"left:708px;bottom:280px;letter-spacing:-0.09px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5x_418\" style=\"left:808px;bottom:280px;letter-spacing:0.04px;display:inline;\">21 </div></td></tr>\n                                        </table><div class=\"t si_418\" id=\"t5y_418\" style=\"left:69px;bottom:256px;display:inline;\">1 </div><div class=\"t sj_418\" id=\"t5z_418\" style=\"left:82px;bottom:256px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Interest rate swaps are designated in hedges of the fair value of interest rate risk attributable to the hedged item. Cross currency swaps are used to hedge both </div><div class=\"t sj_418\" id=\"t60_418\" style=\"left:82px;bottom:245px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">interest rate and currency risks. All the hedging instruments are derivat</div><div class=\"t si_418\" id=\"t61_418\" style=\"left:405px;bottom:245px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ives, w</div><div class=\"t sj_418\" id=\"t62_418\" style=\"left:435px;bottom:245px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ith changes in fair value includ</div><div class=\"t si_418\" id=\"t63_418\" style=\"left:573px;bottom:245px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing hedge </div><div class=\"t sj_418\" id=\"t64_418\" style=\"left:622px;bottom:245px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t si_418\" id=\"t65_418\" style=\"left:658px;bottom:245px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">iveness recorded w</div><div class=\"t sj_418\" id=\"t66_418\" style=\"left:745px;bottom:245px;letter-spacing:-0.02px;display:inline;\">ith</div><div class=\"t si_418\" id=\"t67_418\" style=\"left:757px;bottom:245px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in net trad</div><div class=\"t sj_418\" id=\"t68_418\" style=\"left:805px;bottom:245px;letter-spacing:-0.03px;display:inline;\">ing </div><div class=\"t sj_418\" id=\"t69_418\" style=\"left:82px;bottom:233px;letter-spacing:-0.04px;display:inline;\">income </div><div class=\"t si_418\" id=\"t6a_418\" style=\"left:69px;bottom:216px;display:inline;\">2 </div><div class=\"t sj_418\" id=\"t6b_418\" style=\"left:82px;bottom:216px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">This represents a (loss)/gains change in fair value used for calculating hedge ineffect</div><div class=\"t si_418\" id=\"t6c_418\" style=\"left:470px;bottom:216px;letter-spacing:-0.03px;display:inline;\">iveness </div><div></div><div class=\"t s0_419\" id=\"t1_419\" style=\"left:825px;bottom:48px;letter-spacing:-0.55px;display:inline;\"> </div><div class=\"t s0_419\" id=\"t2_419\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_419\" id=\"t3_419\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_419 s2_419\" id=\"t4_419\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_419 s3_419\" id=\"t5_419\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">  </div><div class=\"t s4_419\" id=\"t6_419\" style=\"left:87px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\"></div><div class=\"t s5_419\" id=\"t7_419\" style=\"left:165px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\">  </div><div class=\"t s4_419\" id=\"t8_419\" style=\"left:258px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_419\" id=\"t9_419\" style=\"left:349px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_419\" id=\"ta_419\" style=\"left:87px;bottom:1151px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Hedged items in fair value hedges </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_419\" id=\"tb_419\" style=\"left:564px;bottom:1132px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tp_419\" style=\"left:782px;bottom:1115px;letter-spacing:-0.04px;display:inline;\">Cumulative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tq_419\" style=\"left:786px;bottom:1103px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">balance of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_419\" id=\"td_419\" style=\"left:500px;bottom:1075px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Accumulated amount of fair value </div><div class=\"t s2_419\" id=\"te_419\" style=\"left:499px;bottom:1063px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">hedge adjustments included in the </div><div class=\"t s2_419\" id=\"tf_419\" style=\"left:541px;bottom:1052px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_419\" id=\"tg_419\" style=\"left:684px;bottom:1081px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Change in the </div><div class=\"t s2_419\" id=\"th_419\" style=\"left:684px;bottom:1069px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used for </div><div class=\"t s2_419\" id=\"ti_419\" style=\"left:696px;bottom:1058px;letter-spacing:-0.01px;display:inline;\">calculating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tr_419\" style=\"left:791px;bottom:1092px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div><div class=\"t s2_419\" id=\"ts_419\" style=\"left:777px;bottom:1081px;letter-spacing:0.02px;display:inline;\">adjustments </div><div class=\"t s2_419\" id=\"tt_419\" style=\"left:795px;bottom:1069px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">from de- </div><div class=\"t s2_419\" id=\"tu_419\" style=\"left:782px;bottom:1058px;display:inline;\">designated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_419\" id=\"tc_419\" style=\"left:358px;bottom:1052px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Carrying amount </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\">  \u00a0</td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\">   <div class=\"t s2_419\" id=\"tj_419\" style=\"left:719px;bottom:1046px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\">   <div class=\"t s2_419\" id=\"tv_419\" style=\"left:806px;bottom:1046px;display:inline;\">hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t11_419\" style=\"left:368px;bottom:1035px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t14_419\" style=\"left:442px;bottom:1035px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_419\" id=\"t15_419\" style=\"left:463px;bottom:1035px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_419\" id=\"t16_419\" style=\"left:468px;bottom:1035px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t19_419\" style=\"left:550px;bottom:1035px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t1c_419\" style=\"left:624px;bottom:1035px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_419\" id=\"t1d_419\" style=\"left:645px;bottom:1035px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_419\" id=\"t1e_419\" style=\"left:650px;bottom:1035px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tk_419\" style=\"left:678px;bottom:1035px;display:inline;\">ineffect</div><div class=\"t s3_419\" id=\"tl_419\" style=\"left:716px;bottom:1035px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t s8_419\" id=\"tm_419\" style=\"vertical-align: super;left:750px;bottom:1040px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tw_419\" style=\"left:774px;bottom:1035px;display:inline;\">relationsh</div><div class=\"t s3_419\" id=\"tx_419\" style=\"left:822px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">ips </div><div class=\"t s8_419\" id=\"ty_419\" style=\"vertical-align: super;left:836px;bottom:1040px;display:inline;\">2 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t12_419\" style=\"left:357px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t13_419\" style=\"left:379px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t17_419\" style=\"left:443px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t18_419\" style=\"left:466px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t1a_419\" style=\"left:538px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t1b_419\" style=\"left:561px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t1f_419\" style=\"left:625px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t1g_419\" style=\"left:648px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tn_419\" style=\"left:712px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"to_419\" style=\"left:734px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tz_419\" style=\"left:798px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t10_419\" style=\"left:821px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t1h_419\" style=\"left:87px;bottom:1003px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t1i_419\" style=\"left:155px;bottom:1003px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ies /subord</div><div class=\"t s9_419\" id=\"t1j_419\" style=\"left:216px;bottom:1003px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t1k_419\" style=\"left:87px;bottom:989px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1l_419\" style=\"left:388px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1m_419\" style=\"left:444px;bottom:989px;letter-spacing:0.02px;display:inline;\">46,156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1n_419\" style=\"left:570px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1o_419\" style=\"left:637px;bottom:989px;letter-spacing:-0.24px;display:inline;\">1,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1p_419\" style=\"left:723px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(273) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1q_419\" style=\"left:814px;bottom:989px;letter-spacing:0.11px;display:inline;\">360 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t1r_419\" style=\"left:87px;bottom:970px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t1s_419\" style=\"left:155px;bottom:970px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t s9_419\" id=\"t1t_419\" style=\"left:239px;bottom:970px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sa_419\" id=\"t1u_419\" style=\"left:250px;bottom:970px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t s9_419\" id=\"t1v_419\" style=\"left:280px;bottom:970px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1w_419\" style=\"left:358px;bottom:970px;display:inline;\">21,473 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1x_419\" style=\"left:475px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1y_419\" style=\"left:550px;bottom:970px;letter-spacing:-0.04px;display:inline;\">(553) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1z_419\" style=\"left:656px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t20_419\" style=\"left:730px;bottom:970px;letter-spacing:0.08px;display:inline;\">431 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t21_419\" style=\"left:814px;bottom:970px;letter-spacing:-0.26px;display:inline;\">744 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t22_419\" style=\"left:87px;bottom:951px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t23_419\" style=\"left:367px;bottom:951px;letter-spacing:-0.03px;display:inline;\">1,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t24_419\" style=\"left:475px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t25_419\" style=\"left:556px;bottom:951px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t26_419\" style=\"left:656px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t27_419\" style=\"left:734px;bottom:951px;letter-spacing:0.05px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t28_419\" style=\"left:824px;bottom:951px;letter-spacing:0.13px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t29_419\" style=\"left:87px;bottom:932px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2a_419\" style=\"left:355px;bottom:932px;letter-spacing:0.19px;display:inline;\">22,656 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2b_419\" style=\"left:444px;bottom:932px;letter-spacing:0.02px;display:inline;\">46,156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2c_419\" style=\"left:550px;bottom:932px;letter-spacing:-0.06px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2d_419\" style=\"left:637px;bottom:932px;letter-spacing:-0.24px;display:inline;\">1,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2e_419\" style=\"left:731px;bottom:932px;letter-spacing:-0.18px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2f_419\" style=\"left:812px;bottom:932px;letter-spacing:-0.13px;display:inline;\">1,117 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t2g_419\" style=\"left:565px;bottom:907px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2u_419\" style=\"left:783px;bottom:890px;letter-spacing:-0.03px;display:inline;\">Cumulative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2v_419\" style=\"left:786px;bottom:879px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">balance of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2w_419\" style=\"left:793px;bottom:868px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_419\" id=\"t2h_419\" style=\"left:359px;bottom:827px;word-spacing:-0.23px;display:inline;\">Carrying amount </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sc_419\" id=\"t2i_419\" style=\"left:502px;bottom:850px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Accumulated amount of fair value </div><div class=\"t sc_419\" id=\"t2j_419\" style=\"left:500px;bottom:839px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">hedge adjustments included in the </div><div class=\"t sc_419\" id=\"t2k_419\" style=\"left:542px;bottom:827px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2l_419\" style=\"left:684px;bottom:856px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Change in fair </div> <div class=\"t sc_419\" id=\"t2m_419\" style=\"left:685px;bottom:845px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used for </div> <div class=\"t sc_419\" id=\"t2n_419\" style=\"left:698px;bottom:833px;letter-spacing:-0.04px;display:inline;\">calculating </div> <div class=\"t sc_419\" id=\"t2o_419\" style=\"left:719px;bottom:822px;letter-spacing:-0.01px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2x_419\" style=\"left:778px;bottom:856px;letter-spacing:-0.01px;display:inline;\">adjustments </div> <div class=\"t sc_419\" id=\"t2z_419\" style=\"left:783px;bottom:833px;letter-spacing:-0.03px;display:inline;\">designated </div> <div class=\"t sc_419\" id=\"t2y_419\" style=\"left:796px;bottom:845px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">from de- </div> <div class=\"t sc_419\" id=\"t30_419\" style=\"left:806px;bottom:822px;letter-spacing:-0.01px;display:inline;\">hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t36_419\" style=\"left:368px;bottom:810px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t39_419\" style=\"left:444px;bottom:810px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sd_419\" id=\"t3a_419\" style=\"left:465px;bottom:810px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_419\" id=\"t3b_419\" style=\"left:469px;bottom:810px;letter-spacing:0.14px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3e_419\" style=\"left:550px;bottom:810px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3h_419\" style=\"left:626px;bottom:810px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sd_419\" id=\"t3i_419\" style=\"left:647px;bottom:810px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_419\" id=\"t3j_419\" style=\"left:651px;bottom:810px;letter-spacing:0.14px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2p_419\" style=\"left:681px;bottom:810px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t sd_419\" id=\"t2q_419\" style=\"left:716px;bottom:810px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t se_419\" id=\"t2r_419\" style=\"vertical-align: super;left:749px;bottom:815px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t31_419\" style=\"left:776px;bottom:810px;letter-spacing:-0.02px;display:inline;\">relationsh</div><div class=\"t sd_419\" id=\"t32_419\" style=\"left:822px;bottom:810px;letter-spacing:-0.06px;display:inline;\">ips </div><div class=\"t se_419\" id=\"t33_419\" style=\"vertical-align: super;left:835px;bottom:815px;display:inline;\">2 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t37_419\" style=\"left:358px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t38_419\" style=\"left:380px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3c_419\" style=\"left:445px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t3d_419\" style=\"left:466px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3f_419\" style=\"left:540px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t3g_419\" style=\"left:562px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3k_419\" style=\"left:627px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t3l_419\" style=\"left:648px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2s_419\" style=\"left:714px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t2t_419\" style=\"left:735px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t34_419\" style=\"left:800px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t35_419\" style=\"left:822px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t3m_419\" style=\"left:87px;bottom:779px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t3n_419\" style=\"left:155px;bottom:779px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ies /subord</div><div class=\"t s9_419\" id=\"t3o_419\" style=\"left:216px;bottom:779px;letter-spacing:0.02px;display:inline;\">inated </div><div class=\"t s9_419\" id=\"t3p_419\" style=\"left:87px;bottom:764px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3q_419\" style=\"left:388px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3r_419\" style=\"left:445px;bottom:764px;letter-spacing:-0.13px;display:inline;\">42,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3s_419\" style=\"left:570px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3t_419\" style=\"left:633px;bottom:764px;letter-spacing:0.1px;display:inline;\">2,756 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3u_419\" style=\"left:720px;bottom:764px;letter-spacing:0.07px;display:inline;\">3,285 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3v_419\" style=\"left:818px;bottom:764px;letter-spacing:-0.26px;display:inline;\">414 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t3w_419\" style=\"left:87px;bottom:745px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t3x_419\" style=\"left:155px;bottom:745px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t s9_419\" id=\"t3y_419\" style=\"left:239px;bottom:745px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sa_419\" id=\"t3z_419\" style=\"left:250px;bottom:745px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t s9_419\" id=\"t40_419\" style=\"left:280px;bottom:745px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t41_419\" style=\"left:357px;bottom:745px;letter-spacing:-0.05px;display:inline;\">36,028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t42_419\" style=\"left:475px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t43_419\" style=\"left:542px;bottom:745px;letter-spacing:-0.08px;display:inline;\">(2,075) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t44_419\" style=\"left:656px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t45_419\" style=\"left:720px;bottom:745px;letter-spacing:-0.12px;display:inline;\">(3,101) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t46_419\" style=\"left:818px;bottom:745px;letter-spacing:-0.05px;display:inline;\">441 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t47_419\" style=\"left:87px;bottom:726px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t48_419\" style=\"left:369px;bottom:726px;letter-spacing:-0.06px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t49_419\" style=\"left:475px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4a_419\" style=\"left:558px;bottom:726px;letter-spacing:-0.33px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4b_419\" style=\"left:656px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4c_419\" style=\"left:731px;bottom:726px;letter-spacing:-0.22px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4d_419\" style=\"left:832px;bottom:726px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t4e_419\" style=\"left:87px;bottom:707px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4f_419\" style=\"left:360px;bottom:707px;letter-spacing:-0.45px;display:inline;\">37,079 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4g_419\" style=\"left:445px;bottom:707px;letter-spacing:-0.13px;display:inline;\">42,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4h_419\" style=\"left:544px;bottom:707px;letter-spacing:-0.18px;display:inline;\">(2,140) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4i_419\" style=\"left:633px;bottom:707px;letter-spacing:0.1px;display:inline;\">2,756 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4j_419\" style=\"left:731px;bottom:707px;letter-spacing:-0.02px;display:inline;\">130 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4k_419\" style=\"left:815px;bottom:707px;letter-spacing:0.1px;display:inline;\">856 </div></td></tr></table><div class=\"t sc_419\" id=\"t4l_419\" style=\"left:87px;bottom:683px;display:inline;\">1 </div><div class=\"t sc_419\" id=\"t4m_419\" style=\"left:100px;bottom:683px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">This represents a gain/(loss) change in fair value used for calculating hedge ineffect</div><div class=\"t sd_419\" id=\"t4n_419\" style=\"left:483px;bottom:683px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sc_419\" id=\"t4o_419\" style=\"left:87px;bottom:666px;display:inline;\">2 </div><div class=\"t sc_419\" id=\"t4p_419\" style=\"left:100px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">This represents a credit/(debit) to the balance sheet value </div><div class=\"t s7_419\" id=\"t4q_419\" style=\"left:87px;bottom:635px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Income statement impact of fair value hedges </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_419\" id=\"t4r_419\" style=\"left:726px;bottom:616px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t4w_419\" style=\"left:813px;bottom:616px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_419\" id=\"t4s_419\" style=\"left:709px;bottom:604px;letter-spacing:-0.09px;display:inline;\">Income/ </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t4x_419\" style=\"left:797px;bottom:604px;letter-spacing:-0.09px;display:inline;\">Income/ </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_419\" id=\"t4t_419\" style=\"left:703px;bottom:593px;letter-spacing:-0.17px;display:inline;\">(expense) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t4y_419\" style=\"left:791px;bottom:593px;letter-spacing:-0.2px;display:inline;\">(expense) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_419\" id=\"t4u_419\" style=\"left:712px;bottom:581px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t4v_419\" style=\"left:734px;bottom:581px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t4z_419\" style=\"left:800px;bottom:581px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t50_419\" style=\"left:822px;bottom:581px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t51_419\" style=\"left:87px;bottom:561px;word-spacing:-0.14px;display:inline;\">Change in fair value of hedging instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_419\" id=\"t52_419\" style=\"left:724px;bottom:561px;letter-spacing:0.06px;display:inline;\">(199) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t53_419\" style=\"left:812px;bottom:561px;letter-spacing:-0.09px;display:inline;\">(109) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t54_419\" style=\"left:87px;bottom:542px;word-spacing:-0.14px;display:inline;\">Change in fair value of hedged risks attributable to hedged items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_419\" id=\"t55_419\" style=\"left:731px;bottom:542px;letter-spacing:-0.18px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t56_419\" style=\"left:817px;bottom:542px;letter-spacing:-0.02px;display:inline;\">130 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t57_419\" style=\"left:87px;bottom:523px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Net ineffect</div><div class=\"t sa_419\" id=\"t58_419\" style=\"left:153px;bottom:523px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">iveness (loss)/ga</div><div class=\"t s9_419\" id=\"t59_419\" style=\"left:246px;bottom:523px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">in to net trading income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_419\" id=\"t5a_419\" style=\"left:732px;bottom:523px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t5b_419\" style=\"left:825px;bottom:523px;letter-spacing:0.04px;display:inline;\">21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t5c_419\" style=\"left:87px;bottom:504px;letter-spacing:0.06px;display:inline;\">Amortisat</div><div class=\"t sa_419\" id=\"t5d_419\" style=\"left:143px;bottom:504px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion ga</div><div class=\"t s9_419\" id=\"t5e_419\" style=\"left:178px;bottom:504px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">in to net interest income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_419\" id=\"t5f_419\" style=\"left:729px;bottom:504px;letter-spacing:0.02px;display:inline;\">232 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t5g_419\" style=\"left:821px;bottom:504px;letter-spacing:-0.28px;display:inline;\">141 </div></td></tr></table><div class=\"t s7_419\" id=\"t5h_419\" style=\"left:87px;bottom:466px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Cash \ufb02ow hedges </div><div class=\"t sf_419\" id=\"t5i_419\" style=\"left:87px;bottom:448px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group has exposure to market movements in future interest cash \ufb02ows on portfolios of customer accounts, debt securit</div><div class=\"t sg_419\" id=\"t5j_419\" style=\"left:811px;bottom:448px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sf_419\" id=\"t5k_419\" style=\"left:87px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and loans and advances to customers. The amounts and tim</div><div class=\"t sg_419\" id=\"t5l_419\" style=\"left:445px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing of future cash \ufb02ows, represent</div><div class=\"t sf_419\" id=\"t5m_419\" style=\"left:644px;bottom:432px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing both princ</div><div class=\"t sg_419\" id=\"t5n_419\" style=\"left:726px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sf_419\" id=\"t5o_419\" style=\"left:777px;bottom:432px;letter-spacing:-0.14px;display:inline;\">interest </div><div class=\"t sf_419\" id=\"t5p_419\" style=\"left:87px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb02ows, are projected on the basis of contractual terms and other relevant factors, includ</div><div class=\"t sg_419\" id=\"t5q_419\" style=\"left:597px;bottom:416px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing est</div><div class=\"t sf_419\" id=\"t5r_419\" style=\"left:637px;bottom:416px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">imates of prepayments and </div><div class=\"t sf_419\" id=\"t5s_419\" style=\"left:87px;bottom:400px;letter-spacing:-0.08px;display:inline;\">defaults. </div><div class=\"t sf_419\" id=\"t5t_419\" style=\"left:87px;bottom:376px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The hedging strategy of the Group involves using interest rate swaps to manage the variab</div><div class=\"t sg_419\" id=\"t5u_419\" style=\"left:624px;bottom:376px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t5v_419\" style=\"left:630px;bottom:376px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity in future cash \ufb02ows on assets </div><div class=\"t sf_419\" id=\"t5w_419\" style=\"left:87px;bottom:360px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t sg_419\" id=\"t5x_419\" style=\"left:135px;bottom:360px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t5y_419\" style=\"left:141px;bottom:360px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_419\" id=\"t5z_419\" style=\"left:149px;bottom:360px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that have \ufb02oat</div><div class=\"t sf_419\" id=\"t60_419\" style=\"left:256px;bottom:360px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing rates of interest by exchanging the \ufb02oating rates for \ufb01xed rates. It also uses foreign exchange </div><div class=\"t sf_419\" id=\"t61_419\" style=\"left:87px;bottom:344px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contracts and currency swaps to manage the variab</div><div class=\"t sg_419\" id=\"t62_419\" style=\"left:396px;bottom:344px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t63_419\" style=\"left:402px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity in future exchange rates on its assets and liab</div><div class=\"t sg_419\" id=\"t64_419\" style=\"left:689px;bottom:344px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t65_419\" style=\"left:694px;bottom:344px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_419\" id=\"t66_419\" style=\"left:702px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies and costs </div><div class=\"t sf_419\" id=\"t67_419\" style=\"left:780px;bottom:344px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in foreign </div><div class=\"t sf_419\" id=\"t68_419\" style=\"left:87px;bottom:328px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">currencies. This is done on both a micro basis whereby a single interest rate or cross-currency swap is designated in a separate </div><div class=\"t sf_419\" id=\"t69_419\" style=\"left:87px;bottom:312px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t sg_419\" id=\"t6a_419\" style=\"left:146px;bottom:312px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ip w</div><div class=\"t sf_419\" id=\"t6b_419\" style=\"left:170px;bottom:312px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ith a single hedged item (such as a \ufb02oating-rate loan to a customer), and on a portfolio basis whereby each </div><div class=\"t sf_419\" id=\"t6c_419\" style=\"left:87px;bottom:296px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">hedging instrument is designated against a group of hedged items that share the same risk (such as a group of customer </div><div class=\"t sf_419\" id=\"t6d_419\" style=\"left:87px;bottom:280px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">accounts). Hedge ineffect</div><div class=\"t sg_419\" id=\"t6e_419\" style=\"left:239px;bottom:280px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iveness for cash \ufb02ow hedges </div><div class=\"t sf_419\" id=\"t6f_419\" style=\"left:410px;bottom:280px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is mainly driven by payment frequency mismatch between the hedging </div><div class=\"t sf_419\" id=\"t6g_419\" style=\"left:87px;bottom:264px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument and the underlying hedged item. </div><div class=\"t sf_419\" id=\"t6h_419\" style=\"left:87px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The hedged risk is determined as the variab</div><div class=\"t sg_419\" id=\"t6i_419\" style=\"left:345px;bottom:240px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t6j_419\" style=\"left:350px;bottom:240px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of future cash \ufb02ows aris</div><div class=\"t sg_419\" id=\"t6k_419\" style=\"left:506px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sf_419\" id=\"t6l_419\" style=\"left:613px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the designated benchmark interest </div><div class=\"t sf_419\" id=\"t6m_419\" style=\"left:87px;bottom:223px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">and/or foreign exchange rates. </div><div></div><div class=\"t s5_420\" id=\"t7_420\" style=\"left:69px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\"></div><div class=\"t s6_420\" id=\"t8_420\" style=\"left:148px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\"></div><div class=\"t s5_420\" id=\"t9_420\" style=\"left:240px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_420\" id=\"ta_420\" style=\"left:332px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_420\" id=\"tb_420\" style=\"left:69px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Hedging instruments and ineffect</div><div class=\"t s9_420\" id=\"tc_420\" style=\"left:274px;bottom:1155px;letter-spacing:-0.12px;display:inline;\">iveness </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"td_420\" style=\"left:499px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tq_420\" style=\"left:537px;bottom:1119px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Change in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t14_420\" style=\"left:669px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"te_420\" style=\"left:780px;bottom:1119px;letter-spacing:-0.02px;display:inline;\">Amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tr_420\" style=\"left:516px;bottom:1108px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">fair value used </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tz_420\" style=\"left:640px;bottom:1096px;display:inline;\">Gain </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t15_420\" style=\"left:719px;bottom:1108px;letter-spacing:-0.02px;display:inline;\">gain </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"tf_420\" style=\"left:764px;bottom:1108px;letter-spacing:0.02px;display:inline;\">reclassif</div><div class=\"t sb_420\" id=\"tg_420\" style=\"left:804px;bottom:1108px;display:inline;\">ied </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_420\" id=\"tp_420\" style=\"left:393px;bottom:1090px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"ts_420\" style=\"left:529px;bottom:1096px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to calculate </div> <div class=\"t sa_420\" id=\"tt_420\" style=\"left:554px;bottom:1085px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t10_420\" style=\"left:610px;bottom:1085px;display:inline;\">recognised </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t16_420\" style=\"left:678px;bottom:1096px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">recognised in </div> <div class=\"t sa_420\" id=\"t17_420\" style=\"left:687px;bottom:1085px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">net trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"ti_420\" style=\"left:753px;bottom:1085px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to net trading </div> <div class=\"t sa_420\" id=\"th_420\" style=\"left:755px;bottom:1096px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">from reserves </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"tm_420\" style=\"left:309px;bottom:1073px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"t1b_420\" style=\"left:402px;bottom:1073px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"t1e_420\" style=\"left:468px;bottom:1073px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t sb_420\" id=\"t1f_420\" style=\"left:489px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t sa_420\" id=\"t1g_420\" style=\"left:494px;bottom:1073px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tu_420\" style=\"left:514px;bottom:1073px;display:inline;\">ineffect</div><div class=\"t sb_420\" id=\"tv_420\" style=\"left:551px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sc_420\" id=\"tw_420\" style=\"vertical-align: super;left:585px;bottom:1079px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t11_420\" style=\"left:634px;bottom:1073px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">in OCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t18_420\" style=\"left:706px;bottom:1073px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tj_420\" style=\"left:784px;bottom:1073px;letter-spacing:-0.02px;display:inline;\">income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"tn_420\" style=\"left:313px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"to_420\" style=\"left:336px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"t1c_420\" style=\"left:391px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t1d_420\" style=\"left:414px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_420\" id=\"t1h_420\" style=\"left:469px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t1i_420\" style=\"left:492px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tx_420\" style=\"left:547px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"ty_420\" style=\"left:570px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t12_420\" style=\"left:625px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t13_420\" style=\"left:648px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t19_420\" style=\"left:703px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t1a_420\" style=\"left:726px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"tk_420\" style=\"left:781px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"tl_420\" style=\"left:804px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t1j_420\" style=\"left:69px;bottom:1042px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Interest rate risk </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t1k_420\" style=\"left:82px;bottom:1023px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Interest rate swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1l_420\" style=\"left:313px;bottom:1023px;letter-spacing:0.07px;display:inline;\">41,834 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1m_420\" style=\"left:409px;bottom:1023px;letter-spacing:0.17px;display:inline;\">184 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1n_420\" style=\"left:486px;bottom:1023px;letter-spacing:0.03px;display:inline;\">537 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1o_420\" style=\"left:566px;bottom:1023px;letter-spacing:-0.19px;display:inline;\">612 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1p_420\" style=\"left:640px;bottom:1023px;letter-spacing:0.08px;display:inline;\">609 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1q_420\" style=\"left:734px;bottom:1023px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1r_420\" style=\"left:812px;bottom:1023px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t1s_420\" style=\"left:69px;bottom:1004px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Currency risk </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t1t_420\" style=\"left:82px;bottom:985px;word-spacing:-0.13px;display:inline;\">Forward foreign exchange </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t1u_420\" style=\"left:82px;bottom:970px;display:inline;\">contract </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1v_420\" style=\"left:316px;bottom:970px;letter-spacing:0.01px;display:inline;\">12,071 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1w_420\" style=\"left:406px;bottom:970px;letter-spacing:-0.05px;display:inline;\">420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1x_420\" style=\"left:488px;bottom:970px;letter-spacing:0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1y_420\" style=\"left:564px;bottom:970px;letter-spacing:0.05px;display:inline;\">104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t1z_420\" style=\"left:643px;bottom:970px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t20_420\" style=\"left:736px;bottom:970px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t21_420\" style=\"left:812px;bottom:970px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t22_420\" style=\"left:82px;bottom:951px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cross-currency swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t23_420\" style=\"left:317px;bottom:951px;letter-spacing:0.07px;display:inline;\">14,321 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t24_420\" style=\"left:412px;bottom:951px;letter-spacing:0.09px;display:inline;\">191 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t25_420\" style=\"left:487px;bottom:951px;letter-spacing:0.06px;display:inline;\">150 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t26_420\" style=\"left:566px;bottom:951px;letter-spacing:0.1px;display:inline;\">185 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t27_420\" style=\"left:644px;bottom:951px;letter-spacing:0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t28_420\" style=\"left:734px;bottom:951px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t29_420\" style=\"left:812px;bottom:951px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t2a_420\" style=\"left:69px;bottom:932px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total as at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2b_420\" style=\"left:311px;bottom:932px;letter-spacing:0.18px;display:inline;\">68,226 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2c_420\" style=\"left:408px;bottom:932px;letter-spacing:-0.1px;display:inline;\">795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2d_420\" style=\"left:485px;bottom:932px;letter-spacing:-0.22px;display:inline;\">870 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2e_420\" style=\"left:564px;bottom:932px;letter-spacing:0.07px;display:inline;\">901 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2f_420\" style=\"left:641px;bottom:932px;letter-spacing:-0.06px;display:inline;\">895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2g_420\" style=\"left:733px;bottom:932px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t2h_420\" style=\"left:812px;bottom:932px;display:inline;\">\u2013 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"7\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t se_420\" id=\"t2i_420\" style=\"left:539px;bottom:908px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2n_420\" style=\"left:537px;bottom:891px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Change in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t31_420\" style=\"left:671px;bottom:891px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t38_420\" style=\"left:781px;bottom:891px;letter-spacing:-0.02px;display:inline;\">Amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2o_420\" style=\"left:518px;bottom:880px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">fair value used </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t32_420\" style=\"left:716px;bottom:880px;letter-spacing:-0.16px;display:inline;\">(loss) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t39_420\" style=\"left:766px;bottom:880px;letter-spacing:-0.01px;display:inline;\">reclassif</div><div class=\"t se_420\" id=\"t3a_420\" style=\"left:804px;bottom:880px;letter-spacing:-0.02px;display:inline;\">ied </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sf_420\" id=\"t2m_420\" style=\"left:393px;bottom:862px;word-spacing:-0.23px;display:inline;\">Carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t2p_420\" style=\"left:530px;bottom:868px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">to calculate </div> <div class=\"t se_420\" id=\"t2q_420\" style=\"left:555px;bottom:857px;letter-spacing:-0.01px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2w_420\" style=\"left:611px;bottom:868px;letter-spacing:-0.26px;display:inline;\">(Loss)/gain </div> <div class=\"t sf_420\" id=\"t2x_420\" style=\"left:611px;bottom:857px;letter-spacing:-0.02px;display:inline;\">recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t33_420\" style=\"left:679px;bottom:868px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">recognised in </div> <div class=\"t sf_420\" id=\"t34_420\" style=\"left:689px;bottom:857px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">net trading </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t3c_420\" style=\"left:755px;bottom:857px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">to net trading </div> <div class=\"t se_420\" id=\"t3b_420\" style=\"left:757px;bottom:868px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">from reserves </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_420\" id=\"t2j_420\" style=\"left:310px;bottom:845px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_420\" id=\"t3g_420\" style=\"left:403px;bottom:845px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_420\" id=\"t3j_420\" style=\"left:470px;bottom:845px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t se_420\" id=\"t3k_420\" style=\"left:491px;bottom:845px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sf_420\" id=\"t3l_420\" style=\"left:495px;bottom:845px;letter-spacing:0.14px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2r_420\" style=\"left:514px;bottom:845px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t se_420\" id=\"t2s_420\" style=\"left:550px;bottom:845px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sg_420\" id=\"t2t_420\" style=\"vertical-align: super;left:583px;bottom:850px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2y_420\" style=\"left:635px;bottom:845px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in OCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t35_420\" style=\"left:706px;bottom:845px;letter-spacing:-0.04px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t3d_420\" style=\"left:784px;bottom:845px;letter-spacing:-0.04px;display:inline;\">income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_420\" id=\"t2k_420\" style=\"left:315px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t2l_420\" style=\"left:337px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_420\" id=\"t3h_420\" style=\"left:393px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t3i_420\" style=\"left:414px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_420\" id=\"t3m_420\" style=\"left:471px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t3n_420\" style=\"left:492px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2u_420\" style=\"left:549px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t2v_420\" style=\"left:570px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t2z_420\" style=\"left:627px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t30_420\" style=\"left:648px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t36_420\" style=\"left:705px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t37_420\" style=\"left:726px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t3e_420\" style=\"left:783px;bottom:834px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t3f_420\" style=\"left:804px;bottom:834px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t3o_420\" style=\"left:69px;bottom:814px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Interest rate risk </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t3p_420\" style=\"left:82px;bottom:795px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Interest rate swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3q_420\" style=\"left:319px;bottom:795px;letter-spacing:-0.06px;display:inline;\">31,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3r_420\" style=\"left:409px;bottom:795px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3s_420\" style=\"left:490px;bottom:795px;letter-spacing:-0.13px;display:inline;\">671 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3t_420\" style=\"left:560px;bottom:795px;letter-spacing:-0.09px;display:inline;\">(533) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3u_420\" style=\"left:640px;bottom:795px;letter-spacing:-0.05px;display:inline;\">(531) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3v_420\" style=\"left:729px;bottom:795px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t3w_420\" style=\"left:812px;bottom:795px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t3x_420\" style=\"left:69px;bottom:776px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Currency risk </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t3y_420\" style=\"left:82px;bottom:757px;word-spacing:-0.13px;display:inline;\">Forward foreign exchange </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t3z_420\" style=\"left:82px;bottom:742px;display:inline;\">contract </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t40_420\" style=\"left:321px;bottom:742px;letter-spacing:-0.2px;display:inline;\">11,987 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t41_420\" style=\"left:415px;bottom:742px;letter-spacing:0.2px;display:inline;\">99 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t42_420\" style=\"left:486px;bottom:742px;letter-spacing:0.1px;display:inline;\">385 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t43_420\" style=\"left:565px;bottom:742px;letter-spacing:-0.21px;display:inline;\">(141) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t44_420\" style=\"left:643px;bottom:742px;letter-spacing:-0.21px;display:inline;\">(141) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t45_420\" style=\"left:734px;bottom:742px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t46_420\" style=\"left:812px;bottom:742px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t47_420\" style=\"left:82px;bottom:723px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cross-currency swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t48_420\" style=\"left:321px;bottom:723px;letter-spacing:-0.09px;display:inline;\">11,787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t49_420\" style=\"left:415px;bottom:723px;letter-spacing:0.15px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4a_420\" style=\"left:487px;bottom:723px;letter-spacing:-0.08px;display:inline;\">362 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4b_420\" style=\"left:567px;bottom:723px;letter-spacing:-0.07px;display:inline;\">421 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4c_420\" style=\"left:642px;bottom:723px;letter-spacing:-0.13px;display:inline;\">426 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4d_420\" style=\"left:729px;bottom:723px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4e_420\" style=\"left:812px;bottom:723px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t4f_420\" style=\"left:69px;bottom:704px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total as at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4g_420\" style=\"left:318px;bottom:704px;letter-spacing:-0.01px;display:inline;\">55,751 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4h_420\" style=\"left:409px;bottom:704px;display:inline;\">285 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4i_420\" style=\"left:482px;bottom:704px;letter-spacing:-0.11px;display:inline;\">1,418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4j_420\" style=\"left:560px;bottom:704px;letter-spacing:-0.08px;display:inline;\">(253) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4k_420\" style=\"left:638px;bottom:704px;letter-spacing:-0.2px;display:inline;\">(246) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4l_420\" style=\"left:729px;bottom:704px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t4m_420\" style=\"left:812px;bottom:704px;display:inline;\">\u2013 </div></td></tr></table><div class=\"t s8_420\" id=\"t4n_420\" style=\"left:69px;bottom:666px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Hedged items in cash \ufb02ow hedges </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_420\" id=\"t4o_420\" style=\"left:681px;bottom:647px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t52_420\" style=\"left:764px;bottom:630px;letter-spacing:-0.04px;display:inline;\">Cumulative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t53_420\" style=\"left:752px;bottom:619px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">balance in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4p_420\" style=\"left:597px;bottom:607px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Change in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t54_420\" style=\"left:743px;bottom:607px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">cash \ufb02ow hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4q_420\" style=\"left:577px;bottom:596px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">fair value used </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t55_420\" style=\"left:759px;bottom:596px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">reserve from </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4r_420\" style=\"left:576px;bottom:584px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">for calculating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t56_420\" style=\"left:748px;bottom:584px;letter-spacing:0.01px;display:inline;\">de-designated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4s_420\" style=\"left:615px;bottom:573px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4y_420\" style=\"left:686px;bottom:573px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t57_420\" style=\"left:788px;bottom:573px;display:inline;\">hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4t_420\" style=\"left:575px;bottom:561px;display:inline;\">ineffect</div><div class=\"t sb_420\" id=\"t4u_420\" style=\"left:612px;bottom:561px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sc_420\" id=\"t4v_420\" style=\"vertical-align: super;left:646px;bottom:566px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4z_420\" style=\"left:665px;bottom:561px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">hedge reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t58_420\" style=\"left:757px;bottom:561px;display:inline;\">relationsh</div><div class=\"t sb_420\" id=\"t59_420\" style=\"left:805px;bottom:561px;letter-spacing:-0.01px;display:inline;\">ips </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t4w_420\" style=\"left:608px;bottom:550px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t4x_420\" style=\"left:631px;bottom:550px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t50_420\" style=\"left:694px;bottom:550px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t51_420\" style=\"left:717px;bottom:550px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_420\" id=\"t5a_420\" style=\"left:781px;bottom:550px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_420\" id=\"t5b_420\" style=\"left:804px;bottom:550px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t5c_420\" style=\"left:69px;bottom:530px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5d_420\" style=\"left:621px;bottom:530px;letter-spacing:-0.25px;display:inline;\">(421) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5e_420\" style=\"left:709px;bottom:530px;letter-spacing:-0.14px;display:inline;\">(114) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5f_420\" style=\"left:800px;bottom:530px;letter-spacing:0.13px;display:inline;\">136 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t5g_420\" style=\"left:69px;bottom:511px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_420\" id=\"t5h_420\" style=\"left:137px;bottom:511px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sd_420\" id=\"t5i_420\" style=\"left:222px;bottom:511px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_420\" id=\"t5j_420\" style=\"left:233px;bottom:511px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_420\" id=\"t5k_420\" style=\"left:263px;bottom:511px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5l_420\" style=\"left:625px;bottom:511px;letter-spacing:-0.1px;display:inline;\">(98) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5m_420\" style=\"left:712px;bottom:511px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5n_420\" style=\"left:801px;bottom:511px;letter-spacing:0.06px;display:inline;\">(15) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t5o_420\" style=\"left:69px;bottom:492px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5p_420\" style=\"left:621px;bottom:492px;letter-spacing:-0.05px;display:inline;\">(312) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5q_420\" style=\"left:712px;bottom:492px;letter-spacing:0.18px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5r_420\" style=\"left:812px;bottom:492px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t5s_420\" style=\"left:69px;bottom:473px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Intragroup lending currency hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5t_420\" style=\"left:626px;bottom:473px;letter-spacing:-0.34px;display:inline;\">(64) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5u_420\" style=\"left:726px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5v_420\" style=\"left:812px;bottom:473px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t5w_420\" style=\"left:69px;bottom:454px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Intragroup borrowing currency hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5x_420\" style=\"left:639px;bottom:454px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5y_420\" style=\"left:726px;bottom:454px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t5z_420\" style=\"left:812px;bottom:454px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t60_420\" style=\"left:69px;bottom:435px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t61_420\" style=\"left:619px;bottom:435px;letter-spacing:-0.09px;display:inline;\">(895) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t62_420\" style=\"left:719px;bottom:435px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_420\" id=\"t63_420\" style=\"left:802px;bottom:435px;letter-spacing:-0.01px;display:inline;\">121 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t se_420\" id=\"t64_420\" style=\"left:682px;bottom:410px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6i_420\" style=\"left:765px;bottom:393px;letter-spacing:-0.03px;display:inline;\">Cumulative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6j_420\" style=\"left:753px;bottom:382px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">balance in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t65_420\" style=\"left:598px;bottom:371px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Change in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t6k_420\" style=\"left:743px;bottom:371px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">cash \ufb02ow hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t66_420\" style=\"left:579px;bottom:359px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">fair value used </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t6l_420\" style=\"left:761px;bottom:359px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">reserve from </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t67_420\" style=\"left:579px;bottom:348px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">for calculating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6m_420\" style=\"left:749px;bottom:348px;letter-spacing:-0.03px;display:inline;\">de-designated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t68_420\" style=\"left:615px;bottom:336px;letter-spacing:-0.01px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t6e_420\" style=\"left:686px;bottom:336px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t6n_420\" style=\"left:788px;bottom:336px;letter-spacing:-0.01px;display:inline;\">hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t69_420\" style=\"left:577px;bottom:325px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t se_420\" id=\"t6a_420\" style=\"left:612px;bottom:325px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sg_420\" id=\"t6b_420\" style=\"vertical-align: super;left:645px;bottom:330px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_420\" id=\"t6f_420\" style=\"left:666px;bottom:325px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">hedge reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6o_420\" style=\"left:759px;bottom:325px;letter-spacing:-0.02px;display:inline;\">relationsh</div><div class=\"t se_420\" id=\"t6p_420\" style=\"left:806px;bottom:325px;letter-spacing:-0.05px;display:inline;\">ips </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6c_420\" style=\"left:610px;bottom:313px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t6d_420\" style=\"left:631px;bottom:313px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6g_420\" style=\"left:696px;bottom:313px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t6h_420\" style=\"left:718px;bottom:313px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_420\" id=\"t6q_420\" style=\"left:783px;bottom:313px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_420\" id=\"t6r_420\" style=\"left:804px;bottom:313px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t6s_420\" style=\"left:69px;bottom:293px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t6t_420\" style=\"left:624px;bottom:293px;letter-spacing:0.05px;display:inline;\">244 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t6u_420\" style=\"left:706px;bottom:293px;letter-spacing:-0.25px;display:inline;\">(444) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t6v_420\" style=\"left:799px;bottom:293px;letter-spacing:0.08px;display:inline;\">108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t6w_420\" style=\"left:69px;bottom:274px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_420\" id=\"t6x_420\" style=\"left:137px;bottom:274px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sd_420\" id=\"t6y_420\" style=\"left:222px;bottom:274px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t s4_420\" id=\"t6z_420\" style=\"left:233px;bottom:274px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sd_420\" id=\"t70_420\" style=\"left:263px;bottom:274px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t71_420\" style=\"left:623px;bottom:274px;letter-spacing:-0.07px;display:inline;\">(165) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t72_420\" style=\"left:714px;bottom:274px;letter-spacing:-0.02px;display:inline;\">(72) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t73_420\" style=\"left:796px;bottom:274px;letter-spacing:-0.4px;display:inline;\">((30) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_420\" id=\"t74_420\" style=\"left:69px;bottom:255px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t75_420\" style=\"left:628px;bottom:255px;display:inline;\">315 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t76_420\" style=\"left:712px;bottom:255px;letter-spacing:-0.05px;display:inline;\">(191) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t77_420\" style=\"left:803px;bottom:255px;letter-spacing:-0.18px;display:inline;\">(18) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t78_420\" style=\"left:69px;bottom:236px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Intragroup lending currency hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t79_420\" style=\"left:623px;bottom:236px;letter-spacing:-0.07px;display:inline;\">(135) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7a_420\" style=\"left:721px;bottom:236px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7b_420\" style=\"left:812px;bottom:236px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_420\" id=\"t7c_420\" style=\"left:69px;bottom:217px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Intragroup borrowing currency hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7d_420\" style=\"left:630px;bottom:217px;letter-spacing:-0.24px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7e_420\" style=\"left:726px;bottom:217px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7f_420\" style=\"left:812px;bottom:217px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_420\" id=\"t7g_420\" style=\"left:69px;bottom:198px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7h_420\" style=\"left:625px;bottom:198px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7i_420\" style=\"left:710px;bottom:198px;letter-spacing:-0.05px;display:inline;\">(713) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_420\" id=\"t7j_420\" style=\"left:804px;bottom:198px;letter-spacing:0.07px;display:inline;\">60 </div></td></tr></table><div class=\"t se_420\" id=\"t7k_420\" style=\"left:69px;bottom:174px;display:inline;\">1 </div><div class=\"t sf_420\" id=\"t7l_420\" style=\"left:82px;bottom:174px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">This represents a gain/(loss) change in fair value used for calculating hedge ineffect</div><div class=\"t se_420\" id=\"t7m_420\" style=\"left:466px;bottom:174px;letter-spacing:-0.03px;display:inline;\">iveness </div><div></div><div class=\"t s4_421\" id=\"t6_421\" style=\"left:87px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\"></div><div class=\"t s5_421\" id=\"t7_421\" style=\"left:165px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\"> </div><div class=\"t s4_421\" id=\"t8_421\" style=\"left:258px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s6_421\" id=\"t9_421\" style=\"left:349px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_421\" id=\"ta_421\" style=\"left:87px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Impact of cash \ufb02ow hedges on pro\ufb01t and loss and other comprehensive income </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"tb_421\" style=\"left:726px;bottom:1136px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"tg_421\" style=\"left:813px;bottom:1136px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"tc_421\" style=\"left:709px;bottom:1125px;letter-spacing:-0.09px;display:inline;\">Income/ </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"th_421\" style=\"left:797px;bottom:1125px;letter-spacing:-0.09px;display:inline;\">Income/ </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"td_421\" style=\"left:703px;bottom:1113px;letter-spacing:-0.16px;display:inline;\">(expense) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"ti_421\" style=\"left:791px;bottom:1113px;letter-spacing:-0.2px;display:inline;\">(expense) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"te_421\" style=\"left:712px;bottom:1102px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"tf_421\" style=\"left:734px;bottom:1102px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"tj_421\" style=\"left:800px;bottom:1102px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"tk_421\" style=\"left:822px;bottom:1102px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"tl_421\" style=\"left:87px;bottom:1082px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Cash \ufb02ow hedge reserve balance as at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"tm_421\" style=\"left:722px;bottom:1082px;letter-spacing:-0.08px;display:inline;\">(564) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"tn_421\" style=\"left:818px;bottom:1082px;letter-spacing:-0.23px;display:inline;\">(34) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"to_421\" style=\"left:87px;bottom:1063px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Gain/(loss) recognised in other comprehensive income on effective portion of changes in fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"tp_421\" style=\"left:87px;bottom:1048px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">of hedging instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"tq_421\" style=\"left:728px;bottom:1048px;letter-spacing:-0.06px;display:inline;\">895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"tr_421\" style=\"left:811px;bottom:1048px;letter-spacing:-0.2px;display:inline;\">(246) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"ts_421\" style=\"left:87px;bottom:1029px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Gain reclassif</div><div class=\"t sc_421\" id=\"tt_421\" style=\"left:162px;bottom:1029px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ied to </div> <div class=\"t sa_421\" id=\"tu_421\" style=\"left:196px;bottom:1029px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">income statement when hedged item affected net pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"tv_421\" style=\"left:725px;bottom:1029px;display:inline;\">(128) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"tw_421\" style=\"left:812px;bottom:1029px;letter-spacing:-0.15px;display:inline;\">(373) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"tx_421\" style=\"left:87px;bottom:1010px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Taxation charge relating to cash \ufb02ow hedges </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"ty_421\" style=\"left:727px;bottom:1010px;letter-spacing:-0.03px;display:inline;\">(112) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"tz_421\" style=\"left:822px;bottom:1010px;letter-spacing:-0.04px;display:inline;\">89 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_421\" id=\"t10_421\" style=\"left:87px;bottom:991px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cash \ufb02ow hedge reserve balance as at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t11_421\" style=\"left:737px;bottom:991px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t12_421\" style=\"left:811px;bottom:991px;letter-spacing:-0.12px;display:inline;\">(564) </div></td></tr></table><div class=\"t s7_421\" id=\"t13_421\" style=\"left:87px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Net investment hedges </div><div class=\"t sd_421\" id=\"t14_421\" style=\"left:87px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Foreign currency exposures arise from investments in subsid</div><div class=\"t se_421\" id=\"t15_421\" style=\"left:437px;bottom:935px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sd_421\" id=\"t16_421\" style=\"left:453px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies that have a different functional currency from that of the </div><div class=\"t sd_421\" id=\"t17_421\" style=\"left:87px;bottom:919px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">presentation currency of the Group. This risk arises from the \ufb02uctuation in spot exchange rates between the functional currency </div><div class=\"t sd_421\" id=\"t18_421\" style=\"left:87px;bottom:903px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of the subsid</div><div class=\"t se_421\" id=\"t19_421\" style=\"left:162px;bottom:903px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sd_421\" id=\"t1a_421\" style=\"left:177px;bottom:903px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies and the Group\u2019s presentation currency, which causes the value of the investment to vary. </div><div class=\"t sd_421\" id=\"t1b_421\" style=\"left:87px;bottom:879px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group\u2019s policy is to hedge these exposures only when not doing so would be expected to have a sign</div><div class=\"t se_421\" id=\"t1c_421\" style=\"left:701px;bottom:879px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sd_421\" id=\"t1d_421\" style=\"left:741px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">impact on the </div><div class=\"t sd_421\" id=\"t1e_421\" style=\"left:87px;bottom:863px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">regulatory ratios of the Group and its banking subsid</div><div class=\"t se_421\" id=\"t1f_421\" style=\"left:398px;bottom:863px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sd_421\" id=\"t1g_421\" style=\"left:413px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. The Group uses foreign exchange forwards to manage the effect of </div><div class=\"t sd_421\" id=\"t1h_421\" style=\"left:87px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">exchange rates on its net investments in foreign subsid</div><div class=\"t se_421\" id=\"t1i_421\" style=\"left:409px;bottom:847px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sd_421\" id=\"t1j_421\" style=\"left:424px;bottom:847px;letter-spacing:-0.09px;display:inline;\">ies. </div><div class=\"t s7_421\" id=\"t1k_421\" style=\"left:87px;bottom:815px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Hedging instruments and ineffect</div><div class=\"t sf_421\" id=\"t1l_421\" style=\"left:292px;bottom:815px;letter-spacing:-0.12px;display:inline;\">iveness </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1m_421\" style=\"left:556px;bottom:796px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t20_421\" style=\"left:628px;bottom:779px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Changes in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1r_421\" style=\"left:554px;bottom:767px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Change in </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t21_421\" style=\"left:625px;bottom:767px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">the value of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1s_421\" style=\"left:533px;bottom:756px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">fair value used </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t22_421\" style=\"left:623px;bottom:756px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">the hedging </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2d_421\" style=\"left:797px;bottom:756px;letter-spacing:-0.02px;display:inline;\">Amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1t_421\" style=\"left:546px;bottom:744px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">to calculate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t23_421\" style=\"left:628px;bottom:744px;letter-spacing:0.01px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t28_421\" style=\"left:686px;bottom:744px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2e_421\" style=\"left:781px;bottom:744px;letter-spacing:0.02px;display:inline;\">reclassif</div><div class=\"t s3_421\" id=\"t2f_421\" style=\"left:821px;bottom:744px;display:inline;\">ied </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_421\" id=\"t1q_421\" style=\"left:410px;bottom:738px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1u_421\" style=\"left:572px;bottom:733px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t24_421\" style=\"left:628px;bottom:733px;display:inline;\">recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t29_421\" style=\"left:695px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">recognised in </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2g_421\" style=\"left:772px;bottom:733px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">from reserves </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1n_421\" style=\"left:326px;bottom:721px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2k_421\" style=\"left:420px;bottom:721px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2n_421\" style=\"left:485px;bottom:721px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_421\" id=\"t2o_421\" style=\"left:506px;bottom:721px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_421\" id=\"t2p_421\" style=\"left:512px;bottom:721px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1v_421\" style=\"left:531px;bottom:721px;display:inline;\">ineffect</div><div class=\"t s3_421\" id=\"t1w_421\" style=\"left:568px;bottom:721px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sg_421\" id=\"t1x_421\" style=\"left:603px;bottom:726px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t25_421\" style=\"left:651px;bottom:721px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">in OCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2a_421\" style=\"left:700px;bottom:721px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2h_421\" style=\"left:789px;bottom:721px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">to income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1o_421\" style=\"left:331px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t1p_421\" style=\"left:353px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2l_421\" style=\"left:409px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t2m_421\" style=\"left:431px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2q_421\" style=\"left:486px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t2r_421\" style=\"left:509px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t1y_421\" style=\"left:564px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t1z_421\" style=\"left:587px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t26_421\" style=\"left:642px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t27_421\" style=\"left:665px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2b_421\" style=\"left:720px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t2c_421\" style=\"left:743px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t2i_421\" style=\"left:798px;bottom:710px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t2j_421\" style=\"left:821px;bottom:710px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"t2s_421\" style=\"left:87px;bottom:690px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_421\" id=\"t2t_421\" style=\"left:128px;bottom:690px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ive forward </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"t2u_421\" style=\"left:87px;bottom:675px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">currency contracts </div><div class=\"t sh_421\" id=\"t2v_421\" style=\"left:190px;bottom:682px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t2w_421\" style=\"left:331px;bottom:675px;letter-spacing:0.12px;display:inline;\">15,436 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t2x_421\" style=\"left:433px;bottom:675px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t2y_421\" style=\"left:512px;bottom:675px;letter-spacing:-0.24px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t2z_421\" style=\"left:583px;bottom:675px;letter-spacing:0.06px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t30_421\" style=\"left:661px;bottom:675px;letter-spacing:0.06px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t31_421\" style=\"left:752px;bottom:675px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t32_421\" style=\"left:830px;bottom:675px;display:inline;\">\u2013 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t33_421\" style=\"left:556px;bottom:651px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3h_421\" style=\"left:628px;bottom:634px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Changes in </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t38_421\" style=\"left:555px;bottom:623px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Change in </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3i_421\" style=\"left:626px;bottom:623px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">the value of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t39_421\" style=\"left:535px;bottom:611px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">fair value used </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3j_421\" style=\"left:623px;bottom:611px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">the hedging </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3u_421\" style=\"left:798px;bottom:611px;letter-spacing:-0.02px;display:inline;\">Amount </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s8_421\" id=\"t37_421\" style=\"left:411px;bottom:594px;word-spacing:-0.23px;display:inline;\">Carrying amount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3a_421\" style=\"left:548px;bottom:600px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">to calculate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3k_421\" style=\"left:630px;bottom:600px;display:inline;\">instrument </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3p_421\" style=\"left:689px;bottom:600px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3v_421\" style=\"left:784px;bottom:600px;letter-spacing:-0.01px;display:inline;\">reclassif</div><div class=\"t s9_421\" id=\"t3w_421\" style=\"left:821px;bottom:600px;letter-spacing:-0.02px;display:inline;\">ied </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3b_421\" style=\"left:572px;bottom:588px;letter-spacing:-0.01px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3l_421\" style=\"left:629px;bottom:588px;letter-spacing:-0.02px;display:inline;\">recognised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3q_421\" style=\"left:696px;bottom:588px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">recognised in </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3x_421\" style=\"left:774px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">from reserves </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t34_421\" style=\"left:327px;bottom:577px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t41_421\" style=\"left:420px;bottom:577px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t44_421\" style=\"left:488px;bottom:577px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t s9_421\" id=\"t45_421\" style=\"left:508px;bottom:577px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s8_421\" id=\"t46_421\" style=\"left:513px;bottom:577px;letter-spacing:0.14px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3c_421\" style=\"left:533px;bottom:577px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t s9_421\" id=\"t3d_421\" style=\"left:569px;bottom:577px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t si_421\" id=\"t3e_421\" style=\"left:602px;bottom:582px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3m_421\" style=\"left:652px;bottom:577px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">in OCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3r_421\" style=\"left:702px;bottom:577px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3y_421\" style=\"left:790px;bottom:577px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">to income </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t35_421\" style=\"left:332px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t36_421\" style=\"left:354px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t42_421\" style=\"left:410px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t43_421\" style=\"left:432px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t47_421\" style=\"left:488px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t48_421\" style=\"left:510px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3f_421\" style=\"left:566px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t3g_421\" style=\"left:588px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3n_421\" style=\"left:644px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t3o_421\" style=\"left:666px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3s_421\" style=\"left:722px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t3t_421\" style=\"left:744px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t3z_421\" style=\"left:800px;bottom:565px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t40_421\" style=\"left:822px;bottom:565px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"t49_421\" style=\"left:87px;bottom:545px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sc_421\" id=\"t4a_421\" style=\"left:128px;bottom:545px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ive forward </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_421\" id=\"t4b_421\" style=\"left:87px;bottom:531px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">currency contracts </div><div class=\"t sh_421\" id=\"t4c_421\" style=\"vertical-align: super;left:190px;bottom:537px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4d_421\" style=\"left:335px;bottom:531px;letter-spacing:-0.11px;display:inline;\">14,576 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4e_421\" style=\"left:428px;bottom:531px;letter-spacing:-0.12px;display:inline;\">120 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4f_421\" style=\"left:509px;bottom:531px;letter-spacing:-0.28px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4g_421\" style=\"left:585px;bottom:531px;letter-spacing:-0.09px;display:inline;\">512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4h_421\" style=\"left:663px;bottom:531px;letter-spacing:-0.09px;display:inline;\">512 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4i_421\" style=\"left:752px;bottom:531px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t4j_421\" style=\"left:830px;bottom:531px;display:inline;\">\u2013 </div></td></tr></table><div class=\"t s8_421\" id=\"t4k_421\" style=\"left:87px;bottom:507px;display:inline;\">1 </div><div class=\"t s8_421\" id=\"t4l_421\" style=\"left:100px;bottom:507px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">This represents a gain/(loss) change in fair value used for calculating hedge ineffect</div><div class=\"t s9_421\" id=\"t4m_421\" style=\"left:483px;bottom:507px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t s8_421\" id=\"t4n_421\" style=\"left:87px;bottom:490px;display:inline;\">2 </div><div class=\"t s8_421\" id=\"t4o_421\" style=\"left:100px;bottom:490px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">These derivat</div><div class=\"t s9_421\" id=\"t4p_421\" style=\"left:162px;bottom:490px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ive forward currency contracts have a matur</div><div class=\"t s8_421\" id=\"t4q_421\" style=\"left:366px;bottom:490px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">ity of less than one year. The hedges are rolled on a period</div><div class=\"t s9_421\" id=\"t4r_421\" style=\"left:631px;bottom:490px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ic bas</div><div class=\"t s8_421\" id=\"t4s_421\" style=\"left:658px;bottom:490px;letter-spacing:-0.01px;display:inline;\">is </div><div class=\"t s7_421\" id=\"t4t_421\" style=\"left:87px;bottom:459px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Hedged items in net investment hedges </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_421\" id=\"t4u_421\" style=\"left:699px;bottom:439px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t58_421\" style=\"left:793px;bottom:423px;letter-spacing:-0.02px;display:inline;\">Balances </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t59_421\" style=\"left:759px;bottom:411px;letter-spacing:-0.02px;display:inline;\">remain</div><div class=\"t s3_421\" id=\"t5a_421\" style=\"left:793px;bottom:411px;letter-spacing:-0.02px;display:inline;\">ing </div> <div class=\"t s2_421\" id=\"t5b_421\" style=\"left:809px;bottom:411px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5c_421\" style=\"left:783px;bottom:400px;letter-spacing:0.01px;display:inline;\">translation </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5d_421\" style=\"left:776px;bottom:388px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">reserve from </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t4v_421\" style=\"left:597px;bottom:377px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Change in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5e_421\" style=\"left:796px;bottom:377px;letter-spacing:-0.01px;display:inline;\">hedging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t4w_421\" style=\"left:597px;bottom:365px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used for </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5f_421\" style=\"left:759px;bottom:365px;display:inline;\">relationsh</div><div class=\"t s3_421\" id=\"t5g_421\" style=\"left:807px;bottom:365px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ips for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t4x_421\" style=\"left:609px;bottom:354px;letter-spacing:-0.01px;display:inline;\">calculating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5h_421\" style=\"left:776px;bottom:354px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">which hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t4y_421\" style=\"left:632px;bottom:342px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t54_421\" style=\"left:695px;bottom:342px;letter-spacing:-0.08px;display:inline;\">Translation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5i_421\" style=\"left:759px;bottom:342px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">accounting is no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s2_421\" id=\"t4z_421\" style=\"left:592px;bottom:331px;display:inline;\">ineffect</div><div class=\"t s3_421\" id=\"t50_421\" style=\"left:629px;bottom:331px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sg_421\" id=\"t51_421\" style=\"vertical-align: super;left:663px;bottom:336px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t55_421\" style=\"left:714px;bottom:331px;display:inline;\">reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5j_421\" style=\"left:767px;bottom:331px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">longer applied </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t52_421\" style=\"left:625px;bottom:319px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t53_421\" style=\"left:648px;bottom:319px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t56_421\" style=\"left:712px;bottom:319px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t57_421\" style=\"left:734px;bottom:319px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_421\" id=\"t5k_421\" style=\"left:798px;bottom:319px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_421\" id=\"t5l_421\" style=\"left:821px;bottom:319px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"t5m_421\" style=\"left:87px;bottom:299px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net investments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t5n_421\" style=\"left:638px;bottom:299px;letter-spacing:0.02px;display:inline;\">(215) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t5o_421\" style=\"left:736px;bottom:299px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_421\" id=\"t5p_421\" style=\"left:830px;bottom:299px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s8_421\" id=\"t5q_421\" style=\"left:699px;bottom:275px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t64_421\" style=\"left:794px;bottom:258px;letter-spacing:-0.03px;display:inline;\">Balances </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t65_421\" style=\"left:761px;bottom:247px;letter-spacing:-0.05px;display:inline;\">remain</div><div class=\"t s9_421\" id=\"t66_421\" style=\"left:794px;bottom:247px;letter-spacing:-0.05px;display:inline;\">ing </div> <div class=\"t s8_421\" id=\"t67_421\" style=\"left:810px;bottom:247px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in the </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t68_421\" style=\"left:785px;bottom:235px;letter-spacing:-0.02px;display:inline;\">translation </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t69_421\" style=\"left:778px;bottom:224px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">reserve from </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t5r_421\" style=\"left:598px;bottom:212px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Change in the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t6a_421\" style=\"left:797px;bottom:212px;letter-spacing:-0.03px;display:inline;\">hedging </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t5s_421\" style=\"left:599px;bottom:201px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used for </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t6b_421\" style=\"left:762px;bottom:201px;letter-spacing:-0.02px;display:inline;\">relationsh</div><div class=\"t s9_421\" id=\"t6c_421\" style=\"left:808px;bottom:201px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">ips for </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t5t_421\" style=\"left:611px;bottom:189px;letter-spacing:-0.04px;display:inline;\">calculating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t6d_421\" style=\"left:776px;bottom:189px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">which hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t5u_421\" style=\"left:632px;bottom:178px;letter-spacing:-0.01px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t60_421\" style=\"left:697px;bottom:178px;letter-spacing:-0.11px;display:inline;\">Translation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t6e_421\" style=\"left:761px;bottom:178px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">accounting is no </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t5v_421\" style=\"left:594px;bottom:167px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t s9_421\" id=\"t5w_421\" style=\"left:630px;bottom:167px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t si_421\" id=\"t5x_421\" style=\"left:663px;bottom:172px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t61_421\" style=\"left:716px;bottom:167px;letter-spacing:0.03px;display:inline;\">reserve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t6f_421\" style=\"left:768px;bottom:167px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">longer applied </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t5y_421\" style=\"left:627px;bottom:155px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t5z_421\" style=\"left:648px;bottom:155px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t62_421\" style=\"left:714px;bottom:155px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t63_421\" style=\"left:735px;bottom:155px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_421\" id=\"t6g_421\" style=\"left:800px;bottom:155px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_421\" id=\"t6h_421\" style=\"left:822px;bottom:155px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_421\" id=\"t6i_421\" style=\"left:87px;bottom:135px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Net investments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t6j_421\" style=\"left:641px;bottom:135px;letter-spacing:-0.18px;display:inline;\">(512) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t6k_421\" style=\"left:734px;bottom:135px;letter-spacing:-0.08px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_421\" id=\"t6l_421\" style=\"left:830px;bottom:135px;display:inline;\">\u2013 </div></td></tr></table><div class=\"t s8_421\" id=\"t6m_421\" style=\"left:87px;bottom:111px;display:inline;\">1 </div><div class=\"t s8_421\" id=\"t6n_421\" style=\"left:100px;bottom:111px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">This represents a gain/(loss) change in fair value used for calculating hedge ineffect</div><div class=\"t s9_421\" id=\"t6o_421\" style=\"left:483px;bottom:111px;letter-spacing:-0.03px;display:inline;\">iveness </div><div></div><div class=\"t s5_422\" id=\"t7_422\" style=\"left:69px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\"></div><div class=\"t s6_422\" id=\"t8_422\" style=\"left:148px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\"> </div><div class=\"t s5_422\" id=\"t9_422\" style=\"left:240px;bottom:1180px;letter-spacing:-0.15px;display:inline;\"> </div><div class=\"t s7_422\" id=\"ta_422\" style=\"left:332px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_422\" id=\"tb_422\" style=\"left:69px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Impact of net investment hedges on other comprehensive income </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tc_422\" style=\"left:709px;bottom:1137px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_422\" id=\"th_422\" style=\"left:796px;bottom:1137px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"td_422\" style=\"left:692px;bottom:1125px;letter-spacing:-0.09px;display:inline;\">Income/ </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_422\" id=\"ti_422\" style=\"left:780px;bottom:1125px;letter-spacing:-0.09px;display:inline;\">Income/ </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"te_422\" style=\"left:685px;bottom:1114px;letter-spacing:-0.16px;display:inline;\">(expense) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_422\" id=\"tj_422\" style=\"left:773px;bottom:1114px;letter-spacing:-0.2px;display:inline;\">(expense) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tf_422\" style=\"left:694px;bottom:1102px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_422\" id=\"tg_422\" style=\"left:717px;bottom:1102px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_422\" id=\"tk_422\" style=\"left:783px;bottom:1102px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_422\" id=\"tl_422\" style=\"left:804px;bottom:1102px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"tm_422\" style=\"left:69px;bottom:1083px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Gains recognised in other comprehensive income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"tn_422\" style=\"left:713px;bottom:1083px;letter-spacing:0.06px;display:inline;\">215 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_422\" id=\"to_422\" style=\"left:801px;bottom:1083px;letter-spacing:-0.09px;display:inline;\">512 </div></td></tr></table><div class=\"t s8_422\" id=\"tp_422\" style=\"left:69px;bottom:1046px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">Maturity of hedging instruments </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_422\" id=\"tr_422\" style=\"left:638px;bottom:1027px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tu_422\" style=\"left:596px;bottom:1011px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tv_422\" style=\"left:595px;bottom:999px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">one month </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"ts_422\" style=\"left:514px;bottom:988px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Less than </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tw_422\" style=\"left:583px;bottom:988px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">and less than </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"ty_422\" style=\"left:700px;bottom:988px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">One to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"t10_422\" style=\"left:769px;bottom:988px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">More than </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"tq_422\" style=\"left:69px;bottom:975px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value hedges </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tt_422\" style=\"left:508px;bottom:976px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">one month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tx_422\" style=\"left:605px;bottom:976px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"tz_422\" style=\"left:687px;bottom:976px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">\ufb01ve years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_422\" id=\"t11_422\" style=\"left:774px;bottom:976px;letter-spacing:-0.11px;word-spacing:-0.13px;display:inline;\">\ufb01ve years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"t12_422\" style=\"left:69px;bottom:957px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Interest rate swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t13_422\" style=\"left:82px;bottom:939px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t14_422\" style=\"left:390px;bottom:939px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s4_422\" id=\"t15_422\" style=\"left:416px;bottom:939px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t16_422\" style=\"left:527px;bottom:939px;letter-spacing:0.09px;display:inline;\">3,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t17_422\" style=\"left:615px;bottom:939px;letter-spacing:-0.27px;display:inline;\">9,789 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t18_422\" style=\"left:695px;bottom:939px;letter-spacing:0.09px;display:inline;\">41,545 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t19_422\" style=\"left:784px;bottom:939px;letter-spacing:0.11px;display:inline;\">14,771 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"t1a_422\" style=\"left:69px;bottom:903px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Cross-currency swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t1b_422\" style=\"left:82px;bottom:885px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t1c_422\" style=\"left:390px;bottom:885px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s4_422\" id=\"t1d_422\" style=\"left:416px;bottom:885px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1e_422\" style=\"left:553px;bottom:885px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1f_422\" style=\"left:629px;bottom:885px;letter-spacing:0.03px;display:inline;\">115 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1g_422\" style=\"left:726px;bottom:885px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1h_422\" style=\"left:812px;bottom:885px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t1i_422\" style=\"left:82px;bottom:848px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Average \ufb01xed interest rate (to USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t1j_422\" style=\"left:390px;bottom:848px;letter-spacing:0.13px;display:inline;\">GBP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1k_422\" style=\"left:553px;bottom:848px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1l_422\" style=\"left:611px;bottom:848px;letter-spacing:0.15px;display:inline;\">1.33% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1m_422\" style=\"left:726px;bottom:848px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1n_422\" style=\"left:812px;bottom:848px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t1o_422\" style=\"left:390px;bottom:830px;letter-spacing:0.05px;display:inline;\">CNH </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1p_422\" style=\"left:553px;bottom:830px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1q_422\" style=\"left:612px;bottom:830px;letter-spacing:-0.11px;display:inline;\">3.17% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1r_422\" style=\"left:726px;bottom:830px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1s_422\" style=\"left:812px;bottom:830px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t1t_422\" style=\"left:82px;bottom:794px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t1u_422\" style=\"left:390px;bottom:794px;letter-spacing:-0.15px;display:inline;\">GBP/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1v_422\" style=\"left:553px;bottom:794px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1w_422\" style=\"left:620px;bottom:794px;letter-spacing:0.02px;display:inline;\">0.66 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1x_422\" style=\"left:726px;bottom:794px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t1y_422\" style=\"left:812px;bottom:794px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t1z_422\" style=\"left:390px;bottom:775px;letter-spacing:-0.05px;display:inline;\">CNH/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t20_422\" style=\"left:553px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t21_422\" style=\"left:621px;bottom:775px;letter-spacing:0.14px;display:inline;\">6.37 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t22_422\" style=\"left:726px;bottom:775px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t23_422\" style=\"left:812px;bottom:775px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_422\" id=\"t24_422\" style=\"left:69px;bottom:738px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Cash \ufb02ow hedges </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"t25_422\" style=\"left:69px;bottom:716px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Interest rate swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t26_422\" style=\"left:82px;bottom:698px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t27_422\" style=\"left:390px;bottom:698px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s4_422\" id=\"t28_422\" style=\"left:416px;bottom:698px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t29_422\" style=\"left:530px;bottom:698px;letter-spacing:-0.02px;display:inline;\">2,129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2a_422\" style=\"left:608px;bottom:698px;letter-spacing:-0.14px;display:inline;\">27,634 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2b_422\" style=\"left:696px;bottom:698px;letter-spacing:0.12px;display:inline;\">11,664 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2c_422\" style=\"left:796px;bottom:698px;letter-spacing:-0.01px;display:inline;\">407 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t2d_422\" style=\"left:82px;bottom:661px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Average \ufb01xed interest rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t2e_422\" style=\"left:390px;bottom:661px;letter-spacing:0.01px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2f_422\" style=\"left:524px;bottom:661px;letter-spacing:-0.07px;display:inline;\">5.10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2g_422\" style=\"left:608px;bottom:661px;letter-spacing:0.06px;display:inline;\">3.45% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2h_422\" style=\"left:694px;bottom:661px;letter-spacing:-0.02px;display:inline;\">4.70% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2i_422\" style=\"left:785px;bottom:661px;letter-spacing:-0.21px;display:inline;\">3.16% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"t2j_422\" style=\"left:69px;bottom:643px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Cross-currency swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled tcs-selected\" colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t2k_422\" style=\"left:82px;bottom:625px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t2l_422\" style=\"left:390px;bottom:625px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s4_422\" id=\"t2m_422\" style=\"left:416px;bottom:625px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2n_422\" style=\"left:539px;bottom:625px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2o_422\" style=\"left:608px;bottom:625px;letter-spacing:-0.1px;display:inline;\">10,794 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2p_422\" style=\"left:703px;bottom:625px;letter-spacing:0.06px;display:inline;\">3,361 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2q_422\" style=\"left:812px;bottom:625px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t2r_422\" style=\"left:82px;bottom:589px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Average \ufb01xed interest rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t2s_422\" style=\"left:390px;bottom:589px;letter-spacing:0.07px;display:inline;\">HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2t_422\" style=\"left:553px;bottom:589px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2u_422\" style=\"left:608px;bottom:589px;letter-spacing:-0.06px;display:inline;\">4.97% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2v_422\" style=\"left:697px;bottom:589px;letter-spacing:-0.01px;display:inline;\">0.21% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2w_422\" style=\"left:812px;bottom:589px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t2x_422\" style=\"left:390px;bottom:571px;letter-spacing:-0.01px;display:inline;\">KRO </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2y_422\" style=\"left:525px;bottom:571px;letter-spacing:-0.25px;display:inline;\">1.96% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t2z_422\" style=\"left:609px;bottom:571px;letter-spacing:0.11px;display:inline;\">3.58% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t30_422\" style=\"left:695px;bottom:571px;letter-spacing:-0.09px;display:inline;\">0.62% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t31_422\" style=\"left:812px;bottom:571px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t32_422\" style=\"left:390px;bottom:552px;letter-spacing:0.01px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t33_422\" style=\"left:553px;bottom:552px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t34_422\" style=\"left:608px;bottom:552px;letter-spacing:0.02px;display:inline;\">5.64% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t35_422\" style=\"left:726px;bottom:552px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t36_422\" style=\"left:812px;bottom:552px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t37_422\" style=\"left:390px;bottom:534px;letter-spacing:0.26px;display:inline;\">TWD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t38_422\" style=\"left:516px;bottom:534px;letter-spacing:-0.01px;display:inline;\">(3.68)% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t39_422\" style=\"left:608px;bottom:534px;letter-spacing:0.07px;display:inline;\">0.77% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3a_422\" style=\"left:696px;bottom:534px;letter-spacing:-0.06px;display:inline;\">0.81% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3b_422\" style=\"left:812px;bottom:534px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t3c_422\" style=\"left:390px;bottom:516px;letter-spacing:-0.1px;display:inline;\">JPY </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3d_422\" style=\"left:553px;bottom:516px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3e_422\" style=\"left:602px;bottom:516px;letter-spacing:-0.13px;display:inline;\">(0.07)% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3f_422\" style=\"left:689px;bottom:516px;letter-spacing:-0.14px;display:inline;\">(0.05)% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3g_422\" style=\"left:812px;bottom:516px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t3h_422\" style=\"left:82px;bottom:480px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t3i_422\" style=\"left:390px;bottom:480px;letter-spacing:-0.12px;display:inline;\">HKD/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3j_422\" style=\"left:553px;bottom:480px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3k_422\" style=\"left:622px;bottom:480px;letter-spacing:-0.37px;display:inline;\">7.83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3l_422\" style=\"left:709px;bottom:480px;letter-spacing:-0.38px;display:inline;\">7.85 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3m_422\" style=\"left:812px;bottom:480px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t3n_422\" style=\"left:390px;bottom:462px;letter-spacing:-0.14px;display:inline;\">KRO/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3o_422\" style=\"left:514px;bottom:462px;letter-spacing:0.05px;display:inline;\">1,192.20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3p_422\" style=\"left:598px;bottom:462px;letter-spacing:0.01px;display:inline;\">1,320.69 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3q_422\" style=\"left:684px;bottom:462px;letter-spacing:0.11px;display:inline;\">1,284.82 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3r_422\" style=\"left:812px;bottom:462px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t3s_422\" style=\"left:390px;bottom:443px;letter-spacing:-0.13px;display:inline;\">USD/HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3t_422\" style=\"left:553px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3u_422\" style=\"left:623px;bottom:443px;letter-spacing:-0.18px;display:inline;\">0.13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3v_422\" style=\"left:726px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3w_422\" style=\"left:812px;bottom:443px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t3x_422\" style=\"left:390px;bottom:425px;letter-spacing:-0.05px;display:inline;\">TWD/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3y_422\" style=\"left:527px;bottom:425px;letter-spacing:0.03px;display:inline;\">30.63 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t3z_422\" style=\"left:617px;bottom:425px;letter-spacing:0.11px;display:inline;\">31.53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t40_422\" style=\"left:701px;bottom:425px;letter-spacing:0.2px;display:inline;\">32.22 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t41_422\" style=\"left:812px;bottom:425px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t42_422\" style=\"left:390px;bottom:407px;letter-spacing:-0.28px;display:inline;\">JPY/HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t43_422\" style=\"left:553px;bottom:407px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t44_422\" style=\"left:617px;bottom:407px;letter-spacing:-0.3px;display:inline;\">17.86 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t45_422\" style=\"left:701px;bottom:407px;letter-spacing:0.02px;display:inline;\">18.09 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t46_422\" style=\"left:812px;bottom:407px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"t47_422\" style=\"left:69px;bottom:389px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Forward foreign exchange contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t48_422\" style=\"left:82px;bottom:371px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t49_422\" style=\"left:390px;bottom:371px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s4_422\" id=\"t4a_422\" style=\"left:416px;bottom:371px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4b_422\" style=\"left:529px;bottom:371px;letter-spacing:-0.11px;display:inline;\">2,194 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4c_422\" style=\"left:614px;bottom:371px;letter-spacing:-0.13px;display:inline;\">9,877 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4d_422\" style=\"left:726px;bottom:371px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4e_422\" style=\"left:812px;bottom:371px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t4f_422\" style=\"left:82px;bottom:334px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t4g_422\" style=\"left:390px;bottom:334px;letter-spacing:0.01px;display:inline;\">BRL/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4h_422\" style=\"left:553px;bottom:334px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4i_422\" style=\"left:624px;bottom:334px;letter-spacing:-0.17px;display:inline;\">5.17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4j_422\" style=\"left:726px;bottom:334px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4k_422\" style=\"left:812px;bottom:334px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t4l_422\" style=\"left:390px;bottom:316px;letter-spacing:-0.04px;display:inline;\">TWD/HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4m_422\" style=\"left:553px;bottom:316px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4n_422\" style=\"left:623px;bottom:316px;letter-spacing:0.03px;display:inline;\">3.81 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4o_422\" style=\"left:726px;bottom:316px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4p_422\" style=\"left:812px;bottom:316px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t4q_422\" style=\"left:390px;bottom:298px;letter-spacing:-0.29px;display:inline;\">JPY/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4r_422\" style=\"left:521px;bottom:298px;letter-spacing:-0.03px;display:inline;\">130.49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4s_422\" style=\"left:608px;bottom:298px;letter-spacing:0.05px;display:inline;\">136.05 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4t_422\" style=\"left:726px;bottom:298px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t4u_422\" style=\"left:812px;bottom:298px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_422\" id=\"t4v_422\" style=\"left:69px;bottom:261px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Net investment hedges </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_422\" id=\"t4w_422\" style=\"left:69px;bottom:238px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Foreign exchange derivat</div><div class=\"t s3_422\" id=\"t4x_422\" style=\"left:216px;bottom:238px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t4y_422\" style=\"left:82px;bottom:220px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_422\" id=\"t4z_422\" style=\"left:390px;bottom:220px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s4_422\" id=\"t50_422\" style=\"left:416px;bottom:220px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t51_422\" style=\"left:522px;bottom:220px;letter-spacing:0.12px;display:inline;\">15,436 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t52_422\" style=\"left:639px;bottom:220px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t53_422\" style=\"left:726px;bottom:220px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t54_422\" style=\"left:812px;bottom:220px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t55_422\" style=\"left:82px;bottom:184px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t56_422\" style=\"left:390px;bottom:184px;letter-spacing:-0.25px;display:inline;\">CNY/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t57_422\" style=\"left:539px;bottom:184px;letter-spacing:-0.6px;display:inline;\">7.12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t58_422\" style=\"left:639px;bottom:184px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t59_422\" style=\"left:726px;bottom:184px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5a_422\" style=\"left:812px;bottom:184px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t5b_422\" style=\"left:390px;bottom:166px;letter-spacing:-0.24px;display:inline;\">KRW/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5c_422\" style=\"left:512px;bottom:166px;letter-spacing:0.15px;display:inline;\">1,283.25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5d_422\" style=\"left:639px;bottom:166px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5e_422\" style=\"left:726px;bottom:166px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5f_422\" style=\"left:812px;bottom:166px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t5g_422\" style=\"left:390px;bottom:148px;letter-spacing:-0.14px;display:inline;\">AED/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5h_422\" style=\"left:535px;bottom:148px;letter-spacing:-0.07px;display:inline;\">3.67 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5i_422\" style=\"left:639px;bottom:148px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5j_422\" style=\"left:726px;bottom:148px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5k_422\" style=\"left:812px;bottom:148px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_422\" id=\"t5l_422\" style=\"left:390px;bottom:129px;letter-spacing:-0.12px;display:inline;\">HKD/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5m_422\" style=\"left:534px;bottom:129px;letter-spacing:-0.37px;display:inline;\">7.80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5n_422\" style=\"left:639px;bottom:129px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5o_422\" style=\"left:726px;bottom:129px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_422\" id=\"t5p_422\" style=\"left:812px;bottom:129px;display:inline;\">\u2013 </div></td></tr></table><div></div><div class=\"t s4_423\" id=\"t6_423\" style=\"left:87px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.01px;display:inline;\">14. </div><div class=\"t s5_423\" id=\"t7_423\" style=\"left:165px;bottom:1180px;letter-spacing:-0.29px;word-spacing:-0.02px;display:inline;\">  </div><div class=\"t s4_423\" id=\"t8_423\" style=\"left:258px;bottom:1180px;letter-spacing:-0.18px;word-spacing:-0.12px;display:inline;\">  </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_423\" id=\"ta_423\" style=\"left:656px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"td_423\" style=\"left:614px;bottom:1145px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"te_423\" style=\"left:612px;bottom:1134px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">one month </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"tb_423\" style=\"left:532px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Less than </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"tf_423\" style=\"left:601px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">and less than </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"th_423\" style=\"left:717px;bottom:1123px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">One to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"tj_423\" style=\"left:787px;bottom:1123px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">More than </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"t9_423\" style=\"left:87px;bottom:1110px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value hedges </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"tc_423\" style=\"left:525px;bottom:1111px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">one month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"tg_423\" style=\"left:623px;bottom:1111px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"ti_423\" style=\"left:706px;bottom:1111px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">\ufb01ve years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_423\" id=\"tk_423\" style=\"left:793px;bottom:1111px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">\ufb01ve years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"tl_423\" style=\"left:87px;bottom:1091px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Interest rate swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"tm_423\" style=\"left:100px;bottom:1072px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"tn_423\" style=\"left:407px;bottom:1072px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s9_423\" id=\"to_423\" style=\"left:433px;bottom:1072px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"tp_423\" style=\"left:547px;bottom:1072px;letter-spacing:0.01px;display:inline;\">2,462 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"tq_423\" style=\"left:631px;bottom:1072px;letter-spacing:0.15px;display:inline;\">8,888 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"tr_423\" style=\"left:713px;bottom:1072px;letter-spacing:0.18px;display:inline;\">53,225 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"ts_423\" style=\"left:805px;bottom:1072px;letter-spacing:-0.08px;display:inline;\">16,185 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"tt_423\" style=\"left:87px;bottom:1034px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Cross-currency swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"tu_423\" style=\"left:100px;bottom:1015px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"tv_423\" style=\"left:407px;bottom:1015px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s9_423\" id=\"tw_423\" style=\"left:433px;bottom:1015px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"tx_423\" style=\"left:570px;bottom:1015px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"ty_423\" style=\"left:637px;bottom:1015px;letter-spacing:-0.09px;display:inline;\">1,109 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"tz_423\" style=\"left:731px;bottom:1015px;letter-spacing:0.13px;display:inline;\">164 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t10_423\" style=\"left:830px;bottom:1015px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t11_423\" style=\"left:100px;bottom:977px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Average \ufb01xed interest rate (to USD) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t12_423\" style=\"left:407px;bottom:977px;letter-spacing:-0.1px;display:inline;\">JPY </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t13_423\" style=\"left:570px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t14_423\" style=\"left:624px;bottom:977px;letter-spacing:-0.29px;display:inline;\">(0.62)% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t15_423\" style=\"left:743px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t16_423\" style=\"left:830px;bottom:977px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t17_423\" style=\"left:100px;bottom:939px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t18_423\" style=\"left:407px;bottom:939px;letter-spacing:-0.29px;display:inline;\">JPY/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t19_423\" style=\"left:570px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1a_423\" style=\"left:629px;bottom:939px;letter-spacing:-0.02px;display:inline;\">138.78 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1b_423\" style=\"left:743px;bottom:939px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1c_423\" style=\"left:830px;bottom:939px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_423\" id=\"t1d_423\" style=\"left:87px;bottom:901px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Cash \ufb02ow hedges </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"t1e_423\" style=\"left:87px;bottom:879px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Interest rate swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1f_423\" style=\"left:100px;bottom:859px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1g_423\" style=\"left:407px;bottom:859px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s9_423\" id=\"t1h_423\" style=\"left:433px;bottom:859px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1i_423\" style=\"left:558px;bottom:859px;letter-spacing:-0.08px;display:inline;\">195 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1j_423\" style=\"left:628px;bottom:859px;letter-spacing:0.04px;display:inline;\">16,465 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1k_423\" style=\"left:718px;bottom:859px;display:inline;\">14,819 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1l_423\" style=\"left:815px;bottom:859px;letter-spacing:-0.17px;display:inline;\">498 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1m_423\" style=\"left:100px;bottom:821px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Average \ufb01xed interest rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1n_423\" style=\"left:407px;bottom:821px;letter-spacing:0.07px;display:inline;\">HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1o_423\" style=\"left:570px;bottom:821px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1p_423\" style=\"left:628px;bottom:821px;letter-spacing:0.02px;display:inline;\">0.35% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1q_423\" style=\"left:718px;bottom:821px;letter-spacing:0.08px;display:inline;\">1.34% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1r_423\" style=\"left:830px;bottom:821px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1s_423\" style=\"left:407px;bottom:802px;letter-spacing:0.01px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1t_423\" style=\"left:541px;bottom:802px;letter-spacing:0.08px;display:inline;\">3.80% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1u_423\" style=\"left:631px;bottom:802px;letter-spacing:0.02px;display:inline;\">1.82% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1v_423\" style=\"left:717px;bottom:802px;letter-spacing:0.06px;display:inline;\">1.60% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t1w_423\" style=\"left:804px;bottom:802px;letter-spacing:0.12px;display:inline;\">1.29% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"t1x_423\" style=\"left:87px;bottom:783px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Cross-currency swap </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1y_423\" style=\"left:100px;bottom:764px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t1z_423\" style=\"left:407px;bottom:764px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s9_423\" id=\"t20_423\" style=\"left:433px;bottom:764px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t21_423\" style=\"left:562px;bottom:764px;letter-spacing:-0.16px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t22_423\" style=\"left:632px;bottom:764px;letter-spacing:0.14px;display:inline;\">8,466 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t23_423\" style=\"left:719px;bottom:764px;letter-spacing:0.05px;display:inline;\">2,650 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t24_423\" style=\"left:816px;bottom:764px;letter-spacing:-0.18px;display:inline;\">626 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t25_423\" style=\"left:100px;bottom:726px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Average \ufb01xed interest rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t26_423\" style=\"left:407px;bottom:726px;letter-spacing:0.07px;display:inline;\">HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t27_423\" style=\"left:570px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t28_423\" style=\"left:630px;bottom:726px;letter-spacing:-0.15px;display:inline;\">3.93% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t29_423\" style=\"left:743px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2a_423\" style=\"left:804px;bottom:726px;letter-spacing:-0.01px;display:inline;\">0.21% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t2b_423\" style=\"left:407px;bottom:707px;letter-spacing:-0.01px;display:inline;\">KRO </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2c_423\" style=\"left:570px;bottom:707px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2d_423\" style=\"left:630px;bottom:707px;letter-spacing:-0.06px;display:inline;\">3.26% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2e_423\" style=\"left:716px;bottom:707px;letter-spacing:0.07px;display:inline;\">3.83% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2f_423\" style=\"left:830px;bottom:707px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t2g_423\" style=\"left:407px;bottom:688px;letter-spacing:0.01px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2h_423\" style=\"left:570px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2i_423\" style=\"left:632px;bottom:688px;letter-spacing:-0.15px;display:inline;\">4.15% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2j_423\" style=\"left:743px;bottom:688px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2k_423\" style=\"left:830px;bottom:688px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t2l_423\" style=\"left:407px;bottom:669px;letter-spacing:0.26px;display:inline;\">TWD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2m_423\" style=\"left:540px;bottom:669px;letter-spacing:-0.27px;display:inline;\">(0.61)% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2n_423\" style=\"left:627px;bottom:669px;letter-spacing:-0.04px;display:inline;\">(1.38)% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2o_423\" style=\"left:715px;bottom:669px;letter-spacing:0.01px;display:inline;\">0.32% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2p_423\" style=\"left:830px;bottom:669px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t2q_423\" style=\"left:100px;bottom:631px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t2r_423\" style=\"left:407px;bottom:631px;letter-spacing:-0.12px;display:inline;\">HKD/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2s_423\" style=\"left:570px;bottom:631px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2t_423\" style=\"left:641px;bottom:631px;letter-spacing:-0.35px;display:inline;\">7.84 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2u_423\" style=\"left:743px;bottom:631px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2v_423\" style=\"left:815px;bottom:631px;letter-spacing:-0.43px;display:inline;\">7.85 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t2w_423\" style=\"left:407px;bottom:612px;letter-spacing:-0.14px;display:inline;\">KRO/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2x_423\" style=\"left:570px;bottom:612px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2y_423\" style=\"left:619px;bottom:612px;letter-spacing:0.1px;display:inline;\">1,342.85 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t2z_423\" style=\"left:707px;bottom:612px;display:inline;\">1,278.62 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t30_423\" style=\"left:790px;bottom:612px;letter-spacing:-0.03px;display:inline;\">1,300.90 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t31_423\" style=\"left:407px;bottom:593px;letter-spacing:-0.13px;display:inline;\">USD/HKD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t32_423\" style=\"left:570px;bottom:593px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t33_423\" style=\"left:641px;bottom:593px;letter-spacing:-0.35px;display:inline;\">7.84 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t34_423\" style=\"left:743px;bottom:593px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t35_423\" style=\"left:830px;bottom:593px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t36_423\" style=\"left:407px;bottom:574px;letter-spacing:-0.05px;display:inline;\">TWD/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t37_423\" style=\"left:550px;bottom:574px;letter-spacing:-0.56px;display:inline;\">27.74 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t38_423\" style=\"left:633px;bottom:574px;letter-spacing:0.07px;display:inline;\">30.77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t39_423\" style=\"left:721px;bottom:574px;letter-spacing:-0.2px;display:inline;\">29.73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3a_423\" style=\"left:830px;bottom:574px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"t3b_423\" style=\"left:87px;bottom:555px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Forward foreign exchange contracts </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3c_423\" style=\"left:100px;bottom:536px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3d_423\" style=\"left:407px;bottom:536px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s9_423\" id=\"t3e_423\" style=\"left:433px;bottom:536px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3f_423\" style=\"left:549px;bottom:536px;letter-spacing:0.06px;display:inline;\">1,246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3g_423\" style=\"left:632px;bottom:536px;letter-spacing:-0.32px;display:inline;\">10,741 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3h_423\" style=\"left:743px;bottom:536px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3i_423\" style=\"left:830px;bottom:536px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3j_423\" style=\"left:100px;bottom:498px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3k_423\" style=\"left:407px;bottom:498px;letter-spacing:-0.29px;display:inline;\">JPY/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3l_423\" style=\"left:546px;bottom:498px;letter-spacing:-0.1px;display:inline;\">135.18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3m_423\" style=\"left:630px;bottom:498px;letter-spacing:0.03px;display:inline;\">133.26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3n_423\" style=\"left:743px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3o_423\" style=\"left:830px;bottom:498px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_423\" id=\"t3p_423\" style=\"left:87px;bottom:460px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Net investment hedges </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_423\" id=\"t3q_423\" style=\"left:87px;bottom:438px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Foreign exchange derivat</div><div class=\"t sb_423\" id=\"t3r_423\" style=\"left:233px;bottom:438px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3s_423\" style=\"left:100px;bottom:419px;letter-spacing:0.03px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3t_423\" style=\"left:407px;bottom:419px;letter-spacing:-0.02px;display:inline;\">$mill</div><div class=\"t s9_423\" id=\"t3u_423\" style=\"left:433px;bottom:419px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3v_423\" style=\"left:543px;bottom:419px;letter-spacing:-0.11px;display:inline;\">14,576 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3w_423\" style=\"left:656px;bottom:419px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3x_423\" style=\"left:743px;bottom:419px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t3y_423\" style=\"left:830px;bottom:419px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t3z_423\" style=\"left:100px;bottom:379px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Average exchange rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t40_423\" style=\"left:407px;bottom:379px;letter-spacing:-0.25px;display:inline;\">CNY/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t41_423\" style=\"left:556px;bottom:379px;letter-spacing:0.09px;display:inline;\">6.71 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t42_423\" style=\"left:656px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t43_423\" style=\"left:743px;bottom:379px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t44_423\" style=\"left:830px;bottom:379px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t45_423\" style=\"left:407px;bottom:360px;letter-spacing:-0.24px;display:inline;\">KRW/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t46_423\" style=\"left:534px;bottom:360px;letter-spacing:-0.08px;display:inline;\">1,296.95 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t47_423\" style=\"left:656px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t48_423\" style=\"left:743px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t49_423\" style=\"left:830px;bottom:360px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t4a_423\" style=\"left:407px;bottom:341px;letter-spacing:-0.14px;display:inline;\">AED/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4b_423\" style=\"left:554px;bottom:341px;letter-spacing:-0.09px;display:inline;\">3.67 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4c_423\" style=\"left:656px;bottom:341px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4d_423\" style=\"left:743px;bottom:341px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4e_423\" style=\"left:830px;bottom:341px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_423\" id=\"t4f_423\" style=\"left:407px;bottom:322px;letter-spacing:-0.12px;display:inline;\">HKD/USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4g_423\" style=\"left:555px;bottom:322px;letter-spacing:-0.41px;display:inline;\">7.83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4h_423\" style=\"left:656px;bottom:322px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4i_423\" style=\"left:743px;bottom:322px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_423\" id=\"t4j_423\" style=\"left:830px;bottom:322px;display:inline;\">\u2013 </div></td></tr></table><div class=\"t sa_423\" id=\"t4k_423\" style=\"left:87px;bottom:284px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Interest rate benchmark reform </div><div class=\"t sc_423\" id=\"t4l_423\" style=\"left:87px;bottom:266px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">As at 31 December 2023, there are no derivat</div><div class=\"t sd_423\" id=\"t4m_423\" style=\"left:350px;bottom:266px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t sc_423\" id=\"t4n_423\" style=\"left:369px;bottom:266px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instruments designated in fair value or cash \ufb02ow hedge accounting </div><div class=\"t sc_423\" id=\"t4o_423\" style=\"left:87px;bottom:250px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t sd_423\" id=\"t4p_423\" style=\"left:146px;bottom:250px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ips that were l</div><div class=\"t sc_423\" id=\"t4q_423\" style=\"left:228px;bottom:250px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">inked to IBOR reference rates (31 December 2022: $65,769 mill</div>ion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f100487": {
   "value": "Accounting policy <div class=\"t s8_416\" id=\"tb_416\" style=\"left:78px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair values may be obtained from quoted market prices in active markets, recent market transactions, and valuation </div><div class=\"t s8_416\" id=\"tc_416\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">techniques, includ</div><div class=\"t s9_416\" id=\"td_416\" style=\"left:184px;bottom:1120px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing d</div><div class=\"t s8_416\" id=\"te_416\" style=\"left:214px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iscounted cash \ufb02ow models and option pric</div><div class=\"t s9_416\" id=\"tf_416\" style=\"left:470px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing models, as appropr</div><div class=\"t s8_416\" id=\"tg_416\" style=\"left:606px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iate. Where the in</div><div class=\"t s9_416\" id=\"th_416\" style=\"left:711px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"ti_416\" style=\"left:719px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ially recognised </div><div class=\"t s8_416\" id=\"tj_416\" style=\"left:78px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">fair value of a derivat</div><div class=\"t s9_416\" id=\"tk_416\" style=\"left:203px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive contract </div><div class=\"t s8_416\" id=\"tl_416\" style=\"left:276px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is based on a valuation model that uses inputs which are not observable in the market, </div><div class=\"t s8_416\" id=\"tm_416\" style=\"left:78px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">it follows the same in</div><div class=\"t s9_416\" id=\"tn_416\" style=\"left:201px;bottom:1088px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"to_416\" style=\"left:209px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s9_416\" id=\"tp_416\" style=\"left:275px;bottom:1088px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion account</div><div class=\"t s8_416\" id=\"tq_416\" style=\"left:345px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing policy as for other \ufb01nanc</div><div class=\"t s9_416\" id=\"tr_416\" style=\"left:511px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial assets and l</div><div class=\"t s8_416\" id=\"ts_416\" style=\"left:598px;bottom:1088px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_416\" id=\"tt_416\" style=\"left:617px;bottom:1088px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"tu_416\" style=\"left:622px;bottom:1088px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"tv_416\" style=\"left:630px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies. All der</div><div class=\"t s8_416\" id=\"tw_416\" style=\"left:689px;bottom:1088px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_416\" id=\"tx_416\" style=\"left:711px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ives are carr</div><div class=\"t s8_416\" id=\"ty_416\" style=\"left:782px;bottom:1088px;letter-spacing:-0.11px;display:inline;\">ied </div><div class=\"t s8_416\" id=\"tz_416\" style=\"left:78px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">as assets when fair value is posit</div><div class=\"t s9_416\" id=\"t10_416\" style=\"left:268px;bottom:1072px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ive and as l</div><div class=\"t s8_416\" id=\"t11_416\" style=\"left:333px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_416\" id=\"t12_416\" style=\"left:353px;bottom:1072px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t13_416\" style=\"left:358px;bottom:1072px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t14_416\" style=\"left:366px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies when fa</div><div class=\"t s8_416\" id=\"t15_416\" style=\"left:433px;bottom:1072px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ir value is negative. </div><div class=\"t s7_416\" id=\"t16_416\" style=\"left:78px;bottom:1040px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Hedge accounting </div><div class=\"t s8_416\" id=\"t17_416\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Under certain condit</div><div class=\"t s9_416\" id=\"t18_416\" style=\"left:200px;bottom:1021px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions, the Group may des</div><div class=\"t s8_416\" id=\"t19_416\" style=\"left:342px;bottom:1021px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ignate a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1a_416\" style=\"left:534px;bottom:1021px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1b_416\" style=\"left:540px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, a \ufb01rm commitment, highly probable </div><div class=\"t s8_416\" id=\"t1c_416\" style=\"left:78px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">forecast transaction or net investment of a foreign operation into a formal hedge accounting relationsh</div><div class=\"t s9_416\" id=\"t1d_416\" style=\"left:688px;bottom:1005px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ip w</div><div class=\"t s8_416\" id=\"t1e_416\" style=\"left:713px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ith a derivat</div><div class=\"t s9_416\" id=\"t1f_416\" style=\"left:784px;bottom:1005px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t1g_416\" style=\"left:78px;bottom:989px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">that has been entered to manage interest rate and/or foreign exchange risks present in the hedged item. The Group applied </div><div class=\"t s8_416\" id=\"t1h_416\" style=\"left:78px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the \u2018Phase 1\u2019 hedge accounting requirements of IAS 39 Financ</div><div class=\"t s9_416\" id=\"t1i_416\" style=\"left:437px;bottom:973px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial Instruments: Recogn</div><div class=\"t s8_416\" id=\"t1j_416\" style=\"left:575px;bottom:973px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1k_416\" style=\"left:582px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Measurement and the \u2018Phase </div><div class=\"t s8_416\" id=\"t1l_416\" style=\"left:78px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">2\u2019 amendments to IFRS in respect of interest rate benchmark reform. There are three categories of hedge relationsh</div><div class=\"t s9_416\" id=\"t1m_416\" style=\"left:756px;bottom:957px;letter-spacing:-0.21px;display:inline;\">ips: </div><div class=\"t s9_416\" id=\"t1n_416\" style=\"left:78px;bottom:933px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1o_416\" style=\"left:91px;bottom:933px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hedge: to manage the fair value of interest rate and/or foreign currency risks of recognised assets or liab</div><div class=\"t s9_416\" id=\"t1p_416\" style=\"left:763px;bottom:933px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1q_416\" style=\"left:768px;bottom:933px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1r_416\" style=\"left:776px;bottom:933px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_416\" id=\"t1s_416\" style=\"left:91px;bottom:917px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">or \ufb01rm commitments </div><div class=\"t s9_416\" id=\"t1t_416\" style=\"left:78px;bottom:893px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1u_416\" style=\"left:91px;bottom:893px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Cash \ufb02ow hedge: to manage interest rate or foreign exchange risk of highly probable future cash \ufb02ows attributable to </div><div class=\"t s8_416\" id=\"t1v_416\" style=\"left:91px;bottom:877px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1w_416\" style=\"left:241px;bottom:877px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1x_416\" style=\"left:247px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, or a forecasted transaction </div><div class=\"t s9_416\" id=\"t1y_416\" style=\"left:78px;bottom:853px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1z_416\" style=\"left:91px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Net investment hedge: to manage the structural foreign exchange risk of an investment in a foreign operation. </div><div class=\"t s8_416\" id=\"t20_416\" style=\"left:78px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses, both at hedge incept</div><div class=\"t s9_416\" id=\"t21_416\" style=\"left:326px;bottom:829px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and on a quarterly bas</div><div class=\"t s8_416\" id=\"t22_416\" style=\"left:481px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is, whether the derivat</div><div class=\"t s9_416\" id=\"t23_416\" style=\"left:612px;bottom:829px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives des</div><div class=\"t s8_416\" id=\"t24_416\" style=\"left:658px;bottom:829px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated in hedge </div><div class=\"t s8_416\" id=\"t25_416\" style=\"left:78px;bottom:813px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t s9_416\" id=\"t26_416\" style=\"left:137px;bottom:813px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ips are h</div><div class=\"t s8_416\" id=\"t27_416\" style=\"left:186px;bottom:813px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ighly effective in offsetting changes in fair values or cash \ufb02ows of hedged items. Hedges are considered </div><div class=\"t s8_416\" id=\"t28_416\" style=\"left:78px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to be highly effective if all the following criter</div><div class=\"t s9_416\" id=\"t29_416\" style=\"left:341px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia are met: </div><div class=\"t s9_416\" id=\"t2a_416\" style=\"left:78px;bottom:773px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2b_416\" style=\"left:91px;bottom:773px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">At incept</div><div class=\"t s9_416\" id=\"t2c_416\" style=\"left:145px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of the hedge and throughout </div><div class=\"t s8_416\" id=\"t2d_416\" style=\"left:342px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its life, the hedge is prospectively expected to be highly effective in achiev</div><div class=\"t s9_416\" id=\"t2e_416\" style=\"left:775px;bottom:773px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_416\" id=\"t2f_416\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">offsetting changes in fair value or cash \ufb02ows attributable to the hedged risk </div><div class=\"t s9_416\" id=\"t2g_416\" style=\"left:78px;bottom:733px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2h_416\" style=\"left:91px;bottom:733px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prospective and retrospective effectiveness of the hedge should be with</div><div class=\"t s9_416\" id=\"t2i_416\" style=\"left:515px;bottom:733px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in a range of 80\u2013125%. Th</div><div class=\"t s8_416\" id=\"t2j_416\" style=\"left:665px;bottom:733px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is is tested using </div><div class=\"t s8_416\" id=\"t2k_416\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">regression analysis </div><div class=\"t s9_416\" id=\"t2l_416\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2m_416\" style=\"left:91px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The regression co-ef\ufb01c</div><div class=\"t s9_416\" id=\"t2n_416\" style=\"left:225px;bottom:692px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ient (R squared), wh</div><div class=\"t s8_416\" id=\"t2o_416\" style=\"left:343px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ich measures the correlation between the variables in the regression, is at </div><div class=\"t s9_416\" id=\"t2p_416\" style=\"left:91px;bottom:676px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">least 80%. </div><div class=\"t s8_416\" id=\"t2q_416\" style=\"left:78px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the case of the hedge of a forecast transaction, the transaction must have a high probabil</div><div class=\"t s9_416\" id=\"t2r_416\" style=\"left:622px;bottom:652px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of occurr</div><div class=\"t s8_416\" id=\"t2s_416\" style=\"left:691px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing and must </div><div class=\"t s8_416\" id=\"t2t_416\" style=\"left:78px;bottom:636px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">present an exposure to variat</div><div class=\"t s9_416\" id=\"t2u_416\" style=\"left:251px;bottom:636px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s8_416\" id=\"t2v_416\" style=\"left:278px;bottom:636px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in cash \ufb02ows that are expected to affect reported pro\ufb01t or loss. </div><div class=\"t s7_416\" id=\"t2w_416\" style=\"left:78px;bottom:604px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Fair value hedge </div><div class=\"t s8_416\" id=\"t2x_416\" style=\"left:78px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Changes in the fair value of derivat</div><div class=\"t s9_416\" id=\"t2y_416\" style=\"left:284px;bottom:586px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives that are des</div><div class=\"t s8_416\" id=\"t2z_416\" style=\"left:381px;bottom:586px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated and qualify as fair value hedging instruments are recorded in </div><div class=\"t s8_416\" id=\"t30_416\" style=\"left:78px;bottom:570px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">net trading income, together with any changes in the fair value of the hedged asset or liab</div><div class=\"t s9_416\" id=\"t31_416\" style=\"left:610px;bottom:570px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t32_416\" style=\"left:615px;bottom:570px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity that are attributable to the </div><div class=\"t s8_416\" id=\"t33_416\" style=\"left:78px;bottom:554px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">hedged risk. If the hedge no longer meets the criter</div><div class=\"t s9_416\" id=\"t34_416\" style=\"left:378px;bottom:554px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia for hedge account</div><div class=\"t s8_416\" id=\"t35_416\" style=\"left:501px;bottom:554px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing, the adjustment to the carrying amount of a </div><div class=\"t s8_416\" id=\"t36_416\" style=\"left:78px;bottom:538px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">hedged item for which the effective interest method is used is amortised to the income statement over the remain</div><div class=\"t s9_416\" id=\"t37_416\" style=\"left:748px;bottom:538px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing term </div><div class=\"t s8_416\" id=\"t38_416\" style=\"left:78px;bottom:522px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">to maturity of the hedged item. If the hedged item is sold or repaid, the unamortised fair value adjustment is recognised </div><div class=\"t s8_416\" id=\"t39_416\" style=\"left:78px;bottom:506px;letter-spacing:-0.12px;display:inline;\">immed</div><div class=\"t s9_416\" id=\"t3a_416\" style=\"left:120px;bottom:506px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s8_416\" id=\"t3b_416\" style=\"left:155px;bottom:506px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the income statement. For \ufb01nanc</div><div class=\"t s9_416\" id=\"t3c_416\" style=\"left:364px;bottom:506px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets class</div><div class=\"t s8_416\" id=\"t3d_416\" style=\"left:450px;bottom:506px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_416\" id=\"t3e_416\" style=\"left:457px;bottom:506px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s8_416\" id=\"t3f_416\" style=\"left:507px;bottom:506px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ir value through other comprehensive income, </div><div class=\"t s8_416\" id=\"t3g_416\" style=\"left:78px;bottom:490px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the hedge accounting adjustment attributable to the hedged risk is included in net trading income to match the </div><div class=\"t s8_416\" id=\"t3h_416\" style=\"left:78px;bottom:474px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">hedging derivat</div><div class=\"t s9_416\" id=\"t3i_416\" style=\"left:173px;bottom:474px;letter-spacing:-0.21px;display:inline;\">ive. </div><div class=\"t s7_416\" id=\"t3j_416\" style=\"left:78px;bottom:442px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ow hedge </div><div class=\"t s8_416\" id=\"t3k_416\" style=\"left:78px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The effective portion of changes in the fair value of derivat</div><div class=\"t s9_416\" id=\"t3l_416\" style=\"left:423px;bottom:423px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives that are des</div><div class=\"t s8_416\" id=\"t3m_416\" style=\"left:520px;bottom:423px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ignated and qualify as cash \ufb02ow hedging </div><div class=\"t s8_416\" id=\"t3n_416\" style=\"left:78px;bottom:407px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instruments are in</div><div class=\"t s9_416\" id=\"t3o_416\" style=\"left:184px;bottom:407px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_416\" id=\"t3p_416\" style=\"left:191px;bottom:407px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ially recognised in other comprehensive income, accumulating in the cash \ufb02ow hedge reserve with</div><div class=\"t s9_416\" id=\"t3q_416\" style=\"left:769px;bottom:407px;letter-spacing:-0.24px;display:inline;\">in </div><div class=\"t s8_416\" id=\"t3r_416\" style=\"left:78px;bottom:391px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">equity. These amounts are subsequently recycled to the income statement in the periods when the hedged item affects </div><div class=\"t s8_416\" id=\"t3s_416\" style=\"left:78px;bottom:375px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss. Both the derivat</div><div class=\"t s9_416\" id=\"t3t_416\" style=\"left:250px;bottom:375px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ive fa</div><div class=\"t s8_416\" id=\"t3u_416\" style=\"left:282px;bottom:375px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ir value movement and any recycled amount are recorded in the \u2018Cash\ufb02ow hedges\u2019 line </div><div class=\"t s8_416\" id=\"t3v_416\" style=\"left:78px;bottom:359px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">item in other comprehensive income. </div><div class=\"t s8_416\" id=\"t3w_416\" style=\"left:78px;bottom:335px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses hedge effectiveness using the hypothetical derivat</div><div class=\"t s9_416\" id=\"t3x_416\" style=\"left:497px;bottom:335px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ive method, wh</div><div class=\"t s8_416\" id=\"t3y_416\" style=\"left:587px;bottom:335px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich creates a derivat</div><div class=\"t s9_416\" id=\"t3z_416\" style=\"left:707px;bottom:335px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t40_416\" style=\"left:726px;bottom:335px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">instrument to </div><div class=\"t s8_416\" id=\"t41_416\" style=\"left:78px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">serve as a proxy for the hedged transaction. The terms of the hypothetical derivat</div><div class=\"t s9_416\" id=\"t42_416\" style=\"left:560px;bottom:319px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive match the cr</div><div class=\"t s8_416\" id=\"t43_416\" style=\"left:655px;bottom:319px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t44_416\" style=\"left:662px;bottom:319px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ical terms of the hedged </div><div class=\"t s8_416\" id=\"t45_416\" style=\"left:78px;bottom:303px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">item and it has a fair value of zero at incept</div><div class=\"t s9_416\" id=\"t46_416\" style=\"left:332px;bottom:303px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion. The hypothet</div><div class=\"t s8_416\" id=\"t47_416\" style=\"left:436px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ical derivat</div><div class=\"t s9_416\" id=\"t48_416\" style=\"left:501px;bottom:303px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ive and the actual der</div><div class=\"t s8_416\" id=\"t49_416\" style=\"left:631px;bottom:303px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_416\" id=\"t4a_416\" style=\"left:653px;bottom:303px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive are regressed to </div><div class=\"t s8_416\" id=\"t4b_416\" style=\"left:78px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">establish the statist</div><div class=\"t s9_416\" id=\"t4c_416\" style=\"left:193px;bottom:287px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ical s</div><div class=\"t s8_416\" id=\"t4d_416\" style=\"left:222px;bottom:287px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s9_416\" id=\"t4e_416\" style=\"left:240px;bottom:287px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cance of the hedge relat</div><div class=\"t s8_416\" id=\"t4f_416\" style=\"left:395px;bottom:287px;letter-spacing:-0.12px;display:inline;\">ionsh</div><div class=\"t s9_416\" id=\"t4g_416\" style=\"left:427px;bottom:287px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ip. Any </div><div class=\"t s8_416\" id=\"t4h_416\" style=\"left:469px;bottom:287px;letter-spacing:-0.1px;display:inline;\">ineffect</div><div class=\"t s9_416\" id=\"t4i_416\" style=\"left:515px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive port</div><div class=\"t s8_416\" id=\"t4j_416\" style=\"left:559px;bottom:287px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of the gain or loss on the hedging </div><div class=\"t s8_416\" id=\"t4k_416\" style=\"left:78px;bottom:271px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">instrument is recognised in the net trading income immed</div><div class=\"t s9_416\" id=\"t4l_416\" style=\"left:419px;bottom:271px;letter-spacing:-0.26px;display:inline;\">iately. </div><div class=\"t s8_416\" id=\"t4m_416\" style=\"left:78px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">If a cash \ufb02ow hedge is discont</div><div class=\"t s9_416\" id=\"t4n_416\" style=\"left:254px;bottom:247px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">inued, the amount accumulated </div><div class=\"t s8_416\" id=\"t4o_416\" style=\"left:447px;bottom:247px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the cash \ufb02ow hedge reserve is released to the income </div><div class=\"t s8_416\" id=\"t4p_416\" style=\"left:78px;bottom:231px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">statement as and when the hedged item affects the income statement. </div><div class=\"t s8_416\" id=\"t4q_416\" style=\"left:78px;bottom:207px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Should the Group consider the hedged future cash \ufb02ows are no longer expected to occur due to reasons, the cumulative gain </div><div class=\"t s8_416\" id=\"t4r_416\" style=\"left:78px;bottom:191px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">or loss will be immed</div><div class=\"t s9_416\" id=\"t4s_416\" style=\"left:199px;bottom:191px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">iately reclass</div><div class=\"t s8_416\" id=\"t4t_416\" style=\"left:275px;bottom:191px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_416\" id=\"t4u_416\" style=\"left:283px;bottom:191px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to pro\ufb01t or loss. </div><div class=\"t s7_416\" id=\"t4v_416\" style=\"left:78px;bottom:159px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Net investment hedge </div><div class=\"t s8_416\" id=\"t4w_416\" style=\"left:78px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Hedges of net investments are accounted for in a sim</div><div class=\"t s9_416\" id=\"t4x_416\" style=\"left:392px;bottom:141px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ilar manner to cash \ufb02ow hedges, w</div><div class=\"t s8_416\" id=\"t4y_416\" style=\"left:597px;bottom:141px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ith gains and losses aris</div><div class=\"t s9_416\" id=\"t4z_416\" style=\"left:735px;bottom:141px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing on the </div><div class=\"t s8_416\" id=\"t50_416\" style=\"left:78px;bottom:125px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">effective portion of the hedges recorded in the line \u2018Exchange differences on translation of foreign operations\u2019 in other </div><div class=\"t s8_416\" id=\"t51_416\" style=\"left:78px;bottom:109px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">comprehensive income, accumulating in the translation reserve with</div><div class=\"t s9_416\" id=\"t52_416\" style=\"left:481px;bottom:109px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in equ</div><div class=\"t s8_416\" id=\"t53_416\" style=\"left:517px;bottom:109px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity. These amounts remain in equity until the </div><div class=\"t s8_416\" id=\"t54_416\" style=\"left:78px;bottom:92px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">net investment is disposed of. The ineffect</div><div class=\"t s9_416\" id=\"t55_416\" style=\"left:325px;bottom:92px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ive port</div><div class=\"t s8_416\" id=\"t56_416\" style=\"left:370px;bottom:92px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of the hedges is recognised in the net trading income immed</div>iately.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f100522": {
   "value": "Hedge accounting <div class=\"t s8_416\" id=\"t17_416\" style=\"left:78px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Under certain condit</div><div class=\"t s9_416\" id=\"t18_416\" style=\"left:200px;bottom:1021px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions, the Group may des</div><div class=\"t s8_416\" id=\"t19_416\" style=\"left:342px;bottom:1021px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ignate a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1a_416\" style=\"left:534px;bottom:1021px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1b_416\" style=\"left:540px;bottom:1021px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, a \ufb01rm commitment, highly probable </div><div class=\"t s8_416\" id=\"t1c_416\" style=\"left:78px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">forecast transaction or net investment of a foreign operation into a formal hedge accounting relationsh</div><div class=\"t s9_416\" id=\"t1d_416\" style=\"left:688px;bottom:1005px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ip w</div><div class=\"t s8_416\" id=\"t1e_416\" style=\"left:713px;bottom:1005px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ith a derivat</div><div class=\"t s9_416\" id=\"t1f_416\" style=\"left:784px;bottom:1005px;letter-spacing:-0.2px;display:inline;\">ive </div><div class=\"t s8_416\" id=\"t1g_416\" style=\"left:78px;bottom:989px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">that has been entered to manage interest rate and/or foreign exchange risks present in the hedged item. The Group applied </div><div class=\"t s8_416\" id=\"t1h_416\" style=\"left:78px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the \u2018Phase 1\u2019 hedge accounting requirements of IAS 39 Financ</div><div class=\"t s9_416\" id=\"t1i_416\" style=\"left:437px;bottom:973px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial Instruments: Recogn</div><div class=\"t s8_416\" id=\"t1j_416\" style=\"left:575px;bottom:973px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1k_416\" style=\"left:582px;bottom:973px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and Measurement and the \u2018Phase </div><div class=\"t s8_416\" id=\"t1l_416\" style=\"left:78px;bottom:957px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">2\u2019 amendments to IFRS in respect of interest rate benchmark reform. There are three categories of hedge relationsh</div><div class=\"t s9_416\" id=\"t1m_416\" style=\"left:756px;bottom:957px;letter-spacing:-0.21px;display:inline;\">ips: </div><div class=\"t s9_416\" id=\"t1n_416\" style=\"left:78px;bottom:933px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1o_416\" style=\"left:91px;bottom:933px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Fair value hedge: to manage the fair value of interest rate and/or foreign currency risks of recognised assets or liab</div><div class=\"t s9_416\" id=\"t1p_416\" style=\"left:763px;bottom:933px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1q_416\" style=\"left:768px;bottom:933px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_416\" id=\"t1r_416\" style=\"left:776px;bottom:933px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_416\" id=\"t1s_416\" style=\"left:91px;bottom:917px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">or \ufb01rm commitments </div><div class=\"t s9_416\" id=\"t1t_416\" style=\"left:78px;bottom:893px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1u_416\" style=\"left:91px;bottom:893px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Cash \ufb02ow hedge: to manage interest rate or foreign exchange risk of highly probable future cash \ufb02ows attributable to </div><div class=\"t s8_416\" id=\"t1v_416\" style=\"left:91px;bottom:877px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a recognised asset or liab</div><div class=\"t s9_416\" id=\"t1w_416\" style=\"left:241px;bottom:877px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_416\" id=\"t1x_416\" style=\"left:247px;bottom:877px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, or a forecasted transaction </div><div class=\"t s9_416\" id=\"t1y_416\" style=\"left:78px;bottom:853px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t1z_416\" style=\"left:91px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Net investment hedge: to manage the structural foreign exchange risk of an investment in a foreign operation. </div><div class=\"t s8_416\" id=\"t20_416\" style=\"left:78px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group assesses, both at hedge incept</div><div class=\"t s9_416\" id=\"t21_416\" style=\"left:326px;bottom:829px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion and on a quarterly bas</div><div class=\"t s8_416\" id=\"t22_416\" style=\"left:481px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is, whether the derivat</div><div class=\"t s9_416\" id=\"t23_416\" style=\"left:612px;bottom:829px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ives des</div><div class=\"t s8_416\" id=\"t24_416\" style=\"left:658px;bottom:829px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ignated in hedge </div><div class=\"t s8_416\" id=\"t25_416\" style=\"left:78px;bottom:813px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t s9_416\" id=\"t26_416\" style=\"left:137px;bottom:813px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ips are h</div><div class=\"t s8_416\" id=\"t27_416\" style=\"left:186px;bottom:813px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ighly effective in offsetting changes in fair values or cash \ufb02ows of hedged items. Hedges are considered </div><div class=\"t s8_416\" id=\"t28_416\" style=\"left:78px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to be highly effective if all the following criter</div><div class=\"t s9_416\" id=\"t29_416\" style=\"left:341px;bottom:797px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia are met: </div><div class=\"t s9_416\" id=\"t2a_416\" style=\"left:78px;bottom:773px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2b_416\" style=\"left:91px;bottom:773px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">At incept</div><div class=\"t s9_416\" id=\"t2c_416\" style=\"left:145px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of the hedge and throughout </div><div class=\"t s8_416\" id=\"t2d_416\" style=\"left:342px;bottom:773px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its life, the hedge is prospectively expected to be highly effective in achiev</div><div class=\"t s9_416\" id=\"t2e_416\" style=\"left:775px;bottom:773px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_416\" id=\"t2f_416\" style=\"left:91px;bottom:757px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">offsetting changes in fair value or cash \ufb02ows attributable to the hedged risk </div><div class=\"t s9_416\" id=\"t2g_416\" style=\"left:78px;bottom:733px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2h_416\" style=\"left:91px;bottom:733px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Prospective and retrospective effectiveness of the hedge should be with</div><div class=\"t s9_416\" id=\"t2i_416\" style=\"left:515px;bottom:733px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">in a range of 80\u2013125%. Th</div><div class=\"t s8_416\" id=\"t2j_416\" style=\"left:665px;bottom:733px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is is tested using </div><div class=\"t s8_416\" id=\"t2k_416\" style=\"left:91px;bottom:717px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">regression analysis </div><div class=\"t s9_416\" id=\"t2l_416\" style=\"left:78px;bottom:692px;display:inline;\">\u2022 </div><div class=\"t s8_416\" id=\"t2m_416\" style=\"left:91px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The regression co-ef\ufb01c</div><div class=\"t s9_416\" id=\"t2n_416\" style=\"left:225px;bottom:692px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ient (R squared), wh</div><div class=\"t s8_416\" id=\"t2o_416\" style=\"left:343px;bottom:692px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ich measures the correlation between the variables in the regression, is at </div><div class=\"t s9_416\" id=\"t2p_416\" style=\"left:91px;bottom:676px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">least 80%. </div><div class=\"t s8_416\" id=\"t2q_416\" style=\"left:78px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the case of the hedge of a forecast transaction, the transaction must have a high probabil</div><div class=\"t s9_416\" id=\"t2r_416\" style=\"left:622px;bottom:652px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of occurr</div><div class=\"t s8_416\" id=\"t2s_416\" style=\"left:691px;bottom:652px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing and must </div><div class=\"t s8_416\" id=\"t2t_416\" style=\"left:78px;bottom:636px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">present an exposure to variat</div><div class=\"t s9_416\" id=\"t2u_416\" style=\"left:251px;bottom:636px;letter-spacing:-0.14px;display:inline;\">ions </div>in cash \ufb02ows that are expected to affect reported pro\ufb01t or loss.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f101364": {
   "value": "Hedging instruments and ineffect<div class=\"t sb_418\" id=\"t13_418\" style=\"left:274px;bottom:884px;letter-spacing:-0.12px;display:inline;\">iveness </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sd_418\" id=\"t16_418\" style=\"left:595px;bottom:872px;letter-spacing:-0.06px;display:inline;\">2023 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1b_418\" style=\"left:665px;bottom:855px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Change in fair </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1c_418\" style=\"left:670px;bottom:843px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1j_418\" style=\"left:747px;bottom:843px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1a_418\" style=\"left:523px;bottom:837px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Carrying amount </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1d_418\" style=\"left:656px;bottom:832px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">calculate hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1k_418\" style=\"left:756px;bottom:832px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">recognised in </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t17_418\" style=\"left:430px;bottom:820px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1o_418\" style=\"left:532px;bottom:820px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1r_418\" style=\"left:607px;bottom:820px;letter-spacing:-0.07px;display:inline;\">Liab</div> <div class=\"t se_418\" id=\"t1s_418\" style=\"left:627px;bottom:820px;letter-spacing:-0.03px;display:inline;\">il</div> <div class=\"t sd_418\" id=\"t1t_418\" style=\"left:633px;bottom:820px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1e_418\" style=\"left:660px;bottom:820px;display:inline;\">ineffect</div><div class=\"t se_418\" id=\"t1f_418\" style=\"left:697px;bottom:820px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sf_418\" id=\"t1g_418\" style=\"vertical-align: super;left:732px;bottom:825px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1l_418\" style=\"left:761px;bottom:820px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_418\" id=\"t14_418\" style=\"left:69px;bottom:808px;letter-spacing:0.05px;word-spacing:-0.2px;display:inline;\">Interest rate </div><div class=\"t sc_418\" id=\"t15_418\" style=\"vertical-align: super;left:140px;bottom:814px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t18_418\" style=\"left:434px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t se_418\" id=\"t19_418\" style=\"left:457px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1p_418\" style=\"left:521px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t se_418\" id=\"t1q_418\" style=\"left:544px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1u_418\" style=\"left:608px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t se_418\" id=\"t1v_418\" style=\"left:631px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1h_418\" style=\"left:694px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_418\" id=\"t1i_418\" style=\"left:717px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_418\" id=\"t1m_418\" style=\"left:781px;bottom:809px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_418\" id=\"t1n_418\" style=\"left:804px;bottom:809px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t1w_418\" style=\"left:69px;bottom:789px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t1x_418\" style=\"left:253px;bottom:789px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t1y_418\" style=\"left:312px;bottom:789px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t1z_418\" style=\"left:69px;bottom:774px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t20_418\" style=\"left:433px;bottom:774px;letter-spacing:0.07px;display:inline;\">45,455 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t21_418\" style=\"left:540px;bottom:774px;letter-spacing:0.06px;display:inline;\">381 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t22_418\" style=\"left:614px;bottom:774px;letter-spacing:0.09px;display:inline;\">2,267 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t23_418\" style=\"left:713px;bottom:774px;letter-spacing:0.06px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t24_418\" style=\"left:806px;bottom:774px;letter-spacing:-0.66px;display:inline;\">(4) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_418\" id=\"t25_418\" style=\"left:69px;bottom:755px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Interest rate swaps \u2013 loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t26_418\" style=\"left:442px;bottom:755px;letter-spacing:0.12px;display:inline;\">1,203 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t27_418\" style=\"left:545px;bottom:755px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t28_418\" style=\"left:640px;bottom:755px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t29_418\" style=\"left:712px;bottom:755px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2a_418\" style=\"left:812px;bottom:755px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2b_418\" style=\"left:69px;bottom:736px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t2c_418\" style=\"left:253px;bottom:736px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2d_418\" style=\"left:69px;bottom:722px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t2e_418\" style=\"left:89px;bottom:722px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t2f_418\" style=\"left:120px;bottom:722px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2g_418\" style=\"left:433px;bottom:722px;letter-spacing:0.18px;display:inline;\">22,689 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2h_418\" style=\"left:538px;bottom:722px;letter-spacing:0.05px;display:inline;\">857 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2i_418\" style=\"left:626px;bottom:722px;letter-spacing:-0.02px;display:inline;\">129 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2j_418\" style=\"left:705px;bottom:722px;letter-spacing:-0.2px;display:inline;\">(459) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2k_418\" style=\"left:801px;bottom:722px;letter-spacing:0.09px;display:inline;\">(17) </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2l_418\" style=\"left:69px;bottom:703px;word-spacing:-0.15px;display:inline;\">Interest and currency risk </div><div class=\"t sh_418\" id=\"t2m_418\" style=\"vertical-align: super;left:208px;bottom:709px;display:inline;\">1 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2n_418\" style=\"left:69px;bottom:684px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t2o_418\" style=\"left:268px;bottom:684px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t2p_418\" style=\"left:327px;bottom:684px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2q_418\" style=\"left:69px;bottom:669px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2r_418\" style=\"left:457px;bottom:669px;letter-spacing:-0.38px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2s_418\" style=\"left:553px;bottom:669px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2t_418\" style=\"left:638px;bottom:669px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2u_418\" style=\"left:719px;bottom:669px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t2v_418\" style=\"left:812px;bottom:669px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2w_418\" style=\"left:69px;bottom:650px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t2x_418\" style=\"left:268px;bottom:650px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t2y_418\" style=\"left:69px;bottom:635px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t2z_418\" style=\"left:89px;bottom:635px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t30_418\" style=\"left:120px;bottom:635px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t31_418\" style=\"left:457px;bottom:635px;letter-spacing:0.08px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t32_418\" style=\"left:546px;bottom:635px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t33_418\" style=\"left:639px;bottom:635px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t34_418\" style=\"left:722px;bottom:635px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t35_418\" style=\"left:812px;bottom:635px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_418\" id=\"t36_418\" style=\"left:69px;bottom:616px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t37_418\" style=\"left:434px;bottom:616px;letter-spacing:-0.21px;display:inline;\">69,462 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t38_418\" style=\"left:530px;bottom:616px;letter-spacing:-0.1px;display:inline;\">1,274 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t39_418\" style=\"left:612px;bottom:616px;letter-spacing:0.18px;display:inline;\">2,403 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t3a_418\" style=\"left:707px;bottom:616px;letter-spacing:0.06px;display:inline;\">(199) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_418\" id=\"t3b_418\" style=\"left:801px;bottom:616px;letter-spacing:-0.04px;display:inline;\">(21) </div></td></tr></table><div class=\"t si_418\" id=\"t3c_418\" style=\"left:69px;bottom:593px;display:inline;\">1 </div><div class=\"t sj_418\" id=\"t3d_418\" style=\"left:82px;bottom:593px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Interest rate swaps are designated in hedges of the fair value of interest rate risk attributable to the hedged item. Cross currency swaps are used to hedge </div><div class=\"t sj_418\" id=\"t3e_418\" style=\"left:82px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">both interest rate and currency risks. All the hedging instruments are derivat</div><div class=\"t si_418\" id=\"t3f_418\" style=\"left:430px;bottom:581px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ives, w</div><div class=\"t sj_418\" id=\"t3g_418\" style=\"left:459px;bottom:581px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ith changes in fair value includ</div><div class=\"t si_418\" id=\"t3h_418\" style=\"left:597px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing hedge </div><div class=\"t sj_418\" id=\"t3i_418\" style=\"left:646px;bottom:581px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t si_418\" id=\"t3j_418\" style=\"left:682px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">iveness recorded w</div><div class=\"t sj_418\" id=\"t3k_418\" style=\"left:769px;bottom:581px;letter-spacing:-0.02px;display:inline;\">ith</div><div class=\"t si_418\" id=\"t3l_418\" style=\"left:781px;bottom:581px;letter-spacing:-0.1px;display:inline;\">in </div><div class=\"t sj_418\" id=\"t3m_418\" style=\"left:82px;bottom:570px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">net trading income </div><div class=\"t si_418\" id=\"t3n_418\" style=\"left:69px;bottom:552px;display:inline;\">2 </div><div class=\"t sj_418\" id=\"t3o_418\" style=\"left:82px;bottom:552px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">This represents a (loss)/gains change in fair value used for calculating hedge ineffect</div><div class=\"t si_418\" id=\"t3p_418\" style=\"left:470px;bottom:552px;letter-spacing:-0.03px;display:inline;\">iveness </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t si_418\" id=\"t3s_418\" style=\"left:595px;bottom:535px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3x_418\" style=\"left:667px;bottom:518px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Change in fair </div><div class=\"t si_418\" id=\"t3y_418\" style=\"left:671px;bottom:507px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used to </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t45_418\" style=\"left:749px;bottom:507px;letter-spacing:-0.01px;display:inline;\">Ineffectiveness </div><div class=\"t sj_418\" id=\"t46_418\" style=\"left:757px;bottom:495px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">recognised in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t si_418\" id=\"t3z_418\" style=\"left:657px;bottom:495px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">calculate hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t si_418\" id=\"t47_418\" style=\"left:763px;bottom:484px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3w_418\" style=\"left:523px;bottom:501px;word-spacing:-0.23px;display:inline;\">Carrying amount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: right;\"><div class=\"t sj_418\" id=\"t40_418\" style=\"left:662px;bottom:484px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t si_418\" id=\"t41_418\" style=\"left:697px;bottom:484px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sk_418\" id=\"t42_418\" style=\"vertical-align: super;left:731px;bottom:489px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t48_418\" style=\"left:783px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_418\" id=\"t49_418\" style=\"left:804px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t43_418\" style=\"left:696px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t si_418\" id=\"t44_418\" style=\"left:718px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3t_418\" style=\"left:431px;bottom:484px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t si_418\" id=\"t4a_418\" style=\"left:533px;bottom:484px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t4d_418\" style=\"left:609px;bottom:484px;letter-spacing:-0.06px;display:inline;\">Liab</div> <div class=\"t si_418\" id=\"t4e_418\" style=\"left:629px;bottom:484px;letter-spacing:-0.09px;display:inline;\">il</div> <div class=\"t sj_418\" id=\"t4f_418\" style=\"left:634px;bottom:484px;letter-spacing:0.14px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"4\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: left;\"><div class=\"t s2_418\" id=\"t3q_418\" style=\"left:69px;bottom:471px;letter-spacing:0.05px;word-spacing:-0.2px;display:inline;\">Interest rate </div><div class=\"t sc_418\" id=\"t3r_418\" style=\"vertical-align: super;left:140px;bottom:478px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t3u_418\" style=\"left:436px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t si_418\" id=\"t3v_418\" style=\"left:458px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t4b_418\" style=\"left:523px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t si_418\" id=\"t4c_418\" style=\"left:544px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sj_418\" id=\"t4g_418\" style=\"left:610px;bottom:472px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t si_418\" id=\"t4h_418\" style=\"left:631px;bottom:472px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"3\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sg_418\" id=\"t4i_418\" style=\"left:69px;bottom:452px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t4j_418\" style=\"left:253px;bottom:452px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t4k_418\" style=\"left:312px;bottom:452px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"4\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sg_418\" id=\"t4l_418\" style=\"left:69px;bottom:438px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4m_418\" style=\"left:439px;bottom:438px;letter-spacing:0.02px;display:inline;\">41,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4n_418\" style=\"left:544px;bottom:438px;letter-spacing:-0.09px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4o_418\" style=\"left:619px;bottom:438px;letter-spacing:-0.1px;display:inline;\">2,914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4p_418\" style=\"left:697px;bottom:438px;letter-spacing:-0.21px;display:inline;\">(3,020) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4q_418\" style=\"left:806px;bottom:438px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"4\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s4_418\" id=\"t4r_418\" style=\"left:69px;bottom:419px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Interest rate swaps \u2013 loans and advances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4s_418\" style=\"left:451px;bottom:419px;letter-spacing:-0.17px;display:inline;\">1,117 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4t_418\" style=\"left:545px;bottom:419px;letter-spacing:0.19px;display:inline;\">68 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4u_418\" style=\"left:639px;bottom:419px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4v_418\" style=\"left:719px;bottom:419px;letter-spacing:0.08px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t4w_418\" style=\"left:809px;bottom:419px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t4x_418\" style=\"left:69px;bottom:400px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest rate swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t4y_418\" style=\"left:253px;bottom:400px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t4z_418\" style=\"left:69px;bottom:385px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t50_418\" style=\"left:89px;bottom:385px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t51_418\" style=\"left:120px;bottom:385px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t52_418\" style=\"left:441px;bottom:385px;letter-spacing:-0.31px;display:inline;\">37,871 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t53_418\" style=\"left:529px;bottom:385px;letter-spacing:0.16px;display:inline;\">2,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t54_418\" style=\"left:632px;bottom:385px;letter-spacing:0.15px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t55_418\" style=\"left:706px;bottom:385px;letter-spacing:-0.1px;display:inline;\">3,127 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t56_418\" style=\"left:808px;bottom:385px;letter-spacing:-0.11px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s2_418\" id=\"t57_418\" style=\"left:69px;bottom:366px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Interest and currency risk </div><div class=\"t sc_418\" id=\"t58_418\" style=\"vertical-align: super;left:214px;bottom:372px;display:inline;\">1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t59_418\" style=\"left:69px;bottom:347px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t5a_418\" style=\"left:268px;bottom:347px;letter-spacing:-0.1px;display:inline;\">ies/subord</div><div class=\"t sg_418\" id=\"t5b_418\" style=\"left:327px;bottom:347px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t5c_418\" style=\"left:69px;bottom:332px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5d_418\" style=\"left:459px;bottom:332px;letter-spacing:0.11px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5e_418\" style=\"left:553px;bottom:332px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5f_418\" style=\"left:638px;bottom:332px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5g_418\" style=\"left:706px;bottom:332px;letter-spacing:-0.19px;display:inline;\">(260) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5h_418\" style=\"left:808px;bottom:332px;letter-spacing:-0.06px;display:inline;\">12 </div></td></tr><tr><td colspan=\"3\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sg_418\" id=\"t5i_418\" style=\"left:69px;bottom:313px;word-spacing:-0.14px;display:inline;\">Cross-currency swaps \u2013 debt securit</div><div class=\"t s4_418\" id=\"t5j_418\" style=\"left:268px;bottom:313px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sg_418\" id=\"t5k_418\" style=\"left:69px;bottom:299px;letter-spacing:-0.02px;display:inline;\">elig</div> <div class=\"t s4_418\" id=\"t5l_418\" style=\"left:89px;bottom:299px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ible b</div><div class=\"t sg_418\" id=\"t5m_418\" style=\"left:120px;bottom:299px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5n_418\" style=\"left:447px;bottom:299px;letter-spacing:0.01px;display:inline;\">1,201 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5o_418\" style=\"left:548px;bottom:299px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5p_418\" style=\"left:631px;bottom:299px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5q_418\" style=\"left:721px;bottom:299px;letter-spacing:-0.34px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5r_418\" style=\"left:811px;bottom:299px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_418\" id=\"t5s_418\" style=\"left:69px;bottom:280px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5t_418\" style=\"left:436px;bottom:280px;letter-spacing:-0.06px;display:inline;\">82,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5u_418\" style=\"left:529px;bottom:280px;letter-spacing:0.04px;display:inline;\">2,454 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5v_418\" style=\"left:617px;bottom:280px;letter-spacing:-0.2px;display:inline;\">2,987 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5w_418\" style=\"left:708px;bottom:280px;letter-spacing:-0.09px;display:inline;\">(109) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_418\" id=\"t5x_418\" style=\"left:808px;bottom:280px;letter-spacing:0.04px;display:inline;\">21 </div></td></tr>\n                                        </table><div class=\"t si_418\" id=\"t5y_418\" style=\"left:69px;bottom:256px;display:inline;\">1 </div><div class=\"t sj_418\" id=\"t5z_418\" style=\"left:82px;bottom:256px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Interest rate swaps are designated in hedges of the fair value of interest rate risk attributable to the hedged item. Cross currency swaps are used to hedge both </div><div class=\"t sj_418\" id=\"t60_418\" style=\"left:82px;bottom:245px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">interest rate and currency risks. All the hedging instruments are derivat</div><div class=\"t si_418\" id=\"t61_418\" style=\"left:405px;bottom:245px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ives, w</div><div class=\"t sj_418\" id=\"t62_418\" style=\"left:435px;bottom:245px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ith changes in fair value includ</div><div class=\"t si_418\" id=\"t63_418\" style=\"left:573px;bottom:245px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing hedge </div><div class=\"t sj_418\" id=\"t64_418\" style=\"left:622px;bottom:245px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t si_418\" id=\"t65_418\" style=\"left:658px;bottom:245px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">iveness recorded w</div><div class=\"t sj_418\" id=\"t66_418\" style=\"left:745px;bottom:245px;letter-spacing:-0.02px;display:inline;\">ith</div><div class=\"t si_418\" id=\"t67_418\" style=\"left:757px;bottom:245px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">in net trad</div><div class=\"t sj_418\" id=\"t68_418\" style=\"left:805px;bottom:245px;letter-spacing:-0.03px;display:inline;\">ing </div><div class=\"t sj_418\" id=\"t69_418\" style=\"left:82px;bottom:233px;letter-spacing:-0.04px;display:inline;\">income </div><div class=\"t si_418\" id=\"t6a_418\" style=\"left:69px;bottom:216px;display:inline;\">2 </div><div class=\"t sj_418\" id=\"t6b_418\" style=\"left:82px;bottom:216px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">This represents a (loss)/gains change in fair value used for calculating hedge ineffect</div>iveness",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDetailedInformationAboutHedgingInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f101911": {
   "value": "Hedged items in fair value hedges <table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_419\" id=\"tb_419\" style=\"left:564px;bottom:1132px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tp_419\" style=\"left:782px;bottom:1115px;letter-spacing:-0.04px;display:inline;\">Cumulative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tq_419\" style=\"left:786px;bottom:1103px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">balance of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_419\" id=\"td_419\" style=\"left:500px;bottom:1075px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Accumulated amount of fair value </div><div class=\"t s2_419\" id=\"te_419\" style=\"left:499px;bottom:1063px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">hedge adjustments included in the </div><div class=\"t s2_419\" id=\"tf_419\" style=\"left:541px;bottom:1052px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s2_419\" id=\"tg_419\" style=\"left:684px;bottom:1081px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Change in the </div><div class=\"t s2_419\" id=\"th_419\" style=\"left:684px;bottom:1069px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used for </div><div class=\"t s2_419\" id=\"ti_419\" style=\"left:696px;bottom:1058px;letter-spacing:-0.01px;display:inline;\">calculating </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tr_419\" style=\"left:791px;bottom:1092px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">fair value </div><div class=\"t s2_419\" id=\"ts_419\" style=\"left:777px;bottom:1081px;letter-spacing:0.02px;display:inline;\">adjustments </div><div class=\"t s2_419\" id=\"tt_419\" style=\"left:795px;bottom:1069px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">from de- </div><div class=\"t s2_419\" id=\"tu_419\" style=\"left:782px;bottom:1058px;display:inline;\">designated </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_419\" id=\"tc_419\" style=\"left:358px;bottom:1052px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Carrying amount </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\">  \u00a0</td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\">   <div class=\"t s2_419\" id=\"tj_419\" style=\"left:719px;bottom:1046px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\">   <div class=\"t s2_419\" id=\"tv_419\" style=\"left:806px;bottom:1046px;display:inline;\">hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t11_419\" style=\"left:368px;bottom:1035px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t14_419\" style=\"left:442px;bottom:1035px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_419\" id=\"t15_419\" style=\"left:463px;bottom:1035px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_419\" id=\"t16_419\" style=\"left:468px;bottom:1035px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t19_419\" style=\"left:550px;bottom:1035px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t1c_419\" style=\"left:624px;bottom:1035px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_419\" id=\"t1d_419\" style=\"left:645px;bottom:1035px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_419\" id=\"t1e_419\" style=\"left:650px;bottom:1035px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tk_419\" style=\"left:678px;bottom:1035px;display:inline;\">ineffect</div><div class=\"t s3_419\" id=\"tl_419\" style=\"left:716px;bottom:1035px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t s8_419\" id=\"tm_419\" style=\"vertical-align: super;left:750px;bottom:1040px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tw_419\" style=\"left:774px;bottom:1035px;display:inline;\">relationsh</div><div class=\"t s3_419\" id=\"tx_419\" style=\"left:822px;bottom:1035px;letter-spacing:-0.01px;display:inline;\">ips </div><div class=\"t s8_419\" id=\"ty_419\" style=\"vertical-align: super;left:836px;bottom:1040px;display:inline;\">2 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t12_419\" style=\"left:357px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t13_419\" style=\"left:379px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t17_419\" style=\"left:443px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t18_419\" style=\"left:466px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t1a_419\" style=\"left:538px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t1b_419\" style=\"left:561px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"t1f_419\" style=\"left:625px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t1g_419\" style=\"left:648px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tn_419\" style=\"left:712px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"to_419\" style=\"left:734px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_419\" id=\"tz_419\" style=\"left:798px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_419\" id=\"t10_419\" style=\"left:821px;bottom:1023px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t1h_419\" style=\"left:87px;bottom:1003px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t1i_419\" style=\"left:155px;bottom:1003px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ies /subord</div><div class=\"t s9_419\" id=\"t1j_419\" style=\"left:216px;bottom:1003px;letter-spacing:0.02px;display:inline;\">inated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t1k_419\" style=\"left:87px;bottom:989px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1l_419\" style=\"left:388px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1m_419\" style=\"left:444px;bottom:989px;letter-spacing:0.02px;display:inline;\">46,156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1n_419\" style=\"left:570px;bottom:989px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1o_419\" style=\"left:637px;bottom:989px;letter-spacing:-0.24px;display:inline;\">1,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1p_419\" style=\"left:723px;bottom:989px;letter-spacing:-0.01px;display:inline;\">(273) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1q_419\" style=\"left:814px;bottom:989px;letter-spacing:0.11px;display:inline;\">360 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t1r_419\" style=\"left:87px;bottom:970px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t1s_419\" style=\"left:155px;bottom:970px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t s9_419\" id=\"t1t_419\" style=\"left:239px;bottom:970px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sa_419\" id=\"t1u_419\" style=\"left:250px;bottom:970px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t s9_419\" id=\"t1v_419\" style=\"left:280px;bottom:970px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1w_419\" style=\"left:358px;bottom:970px;display:inline;\">21,473 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1x_419\" style=\"left:475px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1y_419\" style=\"left:550px;bottom:970px;letter-spacing:-0.04px;display:inline;\">(553) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t1z_419\" style=\"left:656px;bottom:970px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t20_419\" style=\"left:730px;bottom:970px;letter-spacing:0.08px;display:inline;\">431 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t21_419\" style=\"left:814px;bottom:970px;letter-spacing:-0.26px;display:inline;\">744 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t22_419\" style=\"left:87px;bottom:951px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t23_419\" style=\"left:367px;bottom:951px;letter-spacing:-0.03px;display:inline;\">1,183 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t24_419\" style=\"left:475px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t25_419\" style=\"left:556px;bottom:951px;letter-spacing:-0.09px;display:inline;\">(20) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t26_419\" style=\"left:656px;bottom:951px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t27_419\" style=\"left:734px;bottom:951px;letter-spacing:0.05px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t28_419\" style=\"left:824px;bottom:951px;letter-spacing:0.13px;display:inline;\">13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t29_419\" style=\"left:87px;bottom:932px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Total at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2a_419\" style=\"left:355px;bottom:932px;letter-spacing:0.19px;display:inline;\">22,656 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2b_419\" style=\"left:444px;bottom:932px;letter-spacing:0.02px;display:inline;\">46,156 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2c_419\" style=\"left:550px;bottom:932px;letter-spacing:-0.06px;display:inline;\">(573) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2d_419\" style=\"left:637px;bottom:932px;letter-spacing:-0.24px;display:inline;\">1,761 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2e_419\" style=\"left:731px;bottom:932px;letter-spacing:-0.18px;display:inline;\">178 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t2f_419\" style=\"left:812px;bottom:932px;letter-spacing:-0.13px;display:inline;\">1,117 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t2g_419\" style=\"left:565px;bottom:907px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2u_419\" style=\"left:783px;bottom:890px;letter-spacing:-0.03px;display:inline;\">Cumulative </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2v_419\" style=\"left:786px;bottom:879px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">balance of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2w_419\" style=\"left:793px;bottom:868px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">fair value </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_419\" id=\"t2h_419\" style=\"left:359px;bottom:827px;word-spacing:-0.23px;display:inline;\">Carrying amount </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sc_419\" id=\"t2i_419\" style=\"left:502px;bottom:850px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Accumulated amount of fair value </div><div class=\"t sc_419\" id=\"t2j_419\" style=\"left:500px;bottom:839px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">hedge adjustments included in the </div><div class=\"t sc_419\" id=\"t2k_419\" style=\"left:542px;bottom:827px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">carrying amount </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2l_419\" style=\"left:684px;bottom:856px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Change in fair </div> <div class=\"t sc_419\" id=\"t2m_419\" style=\"left:685px;bottom:845px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">value used for </div> <div class=\"t sc_419\" id=\"t2n_419\" style=\"left:698px;bottom:833px;letter-spacing:-0.04px;display:inline;\">calculating </div> <div class=\"t sc_419\" id=\"t2o_419\" style=\"left:719px;bottom:822px;letter-spacing:-0.01px;display:inline;\">hedge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2x_419\" style=\"left:778px;bottom:856px;letter-spacing:-0.01px;display:inline;\">adjustments </div> <div class=\"t sc_419\" id=\"t2z_419\" style=\"left:783px;bottom:833px;letter-spacing:-0.03px;display:inline;\">designated </div> <div class=\"t sc_419\" id=\"t2y_419\" style=\"left:796px;bottom:845px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">from de- </div> <div class=\"t sc_419\" id=\"t30_419\" style=\"left:806px;bottom:822px;letter-spacing:-0.01px;display:inline;\">hedge </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t36_419\" style=\"left:368px;bottom:810px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t39_419\" style=\"left:444px;bottom:810px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sd_419\" id=\"t3a_419\" style=\"left:465px;bottom:810px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_419\" id=\"t3b_419\" style=\"left:469px;bottom:810px;letter-spacing:0.14px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3e_419\" style=\"left:550px;bottom:810px;letter-spacing:0.04px;display:inline;\">Asset </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3h_419\" style=\"left:626px;bottom:810px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sd_419\" id=\"t3i_419\" style=\"left:647px;bottom:810px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sc_419\" id=\"t3j_419\" style=\"left:651px;bottom:810px;letter-spacing:0.14px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2p_419\" style=\"left:681px;bottom:810px;letter-spacing:-0.01px;display:inline;\">ineffect</div><div class=\"t sd_419\" id=\"t2q_419\" style=\"left:716px;bottom:810px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t se_419\" id=\"t2r_419\" style=\"vertical-align: super;left:749px;bottom:815px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t31_419\" style=\"left:776px;bottom:810px;letter-spacing:-0.02px;display:inline;\">relationsh</div><div class=\"t sd_419\" id=\"t32_419\" style=\"left:822px;bottom:810px;letter-spacing:-0.06px;display:inline;\">ips </div><div class=\"t se_419\" id=\"t33_419\" style=\"vertical-align: super;left:835px;bottom:815px;display:inline;\">2 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t37_419\" style=\"left:358px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t38_419\" style=\"left:380px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3c_419\" style=\"left:445px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t3d_419\" style=\"left:466px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3f_419\" style=\"left:540px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t3g_419\" style=\"left:562px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_419\" id=\"t3k_419\" style=\"left:627px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t3l_419\" style=\"left:648px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t2s_419\" style=\"left:714px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t2t_419\" style=\"left:735px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_419\" id=\"t34_419\" style=\"left:800px;bottom:799px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_419\" id=\"t35_419\" style=\"left:822px;bottom:799px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t3m_419\" style=\"left:87px;bottom:779px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t3n_419\" style=\"left:155px;bottom:779px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ies /subord</div><div class=\"t s9_419\" id=\"t3o_419\" style=\"left:216px;bottom:779px;letter-spacing:0.02px;display:inline;\">inated </div><div class=\"t s9_419\" id=\"t3p_419\" style=\"left:87px;bottom:764px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3q_419\" style=\"left:388px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3r_419\" style=\"left:445px;bottom:764px;letter-spacing:-0.13px;display:inline;\">42,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3s_419\" style=\"left:570px;bottom:764px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3t_419\" style=\"left:633px;bottom:764px;letter-spacing:0.1px;display:inline;\">2,756 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3u_419\" style=\"left:720px;bottom:764px;letter-spacing:0.07px;display:inline;\">3,285 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s9_419\" id=\"t3v_419\" style=\"left:818px;bottom:764px;letter-spacing:-0.26px;display:inline;\">414 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t3w_419\" style=\"left:87px;bottom:745px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sa_419\" id=\"t3x_419\" style=\"left:155px;bottom:745px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t s9_419\" id=\"t3y_419\" style=\"left:239px;bottom:745px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sa_419\" id=\"t3z_419\" style=\"left:250px;bottom:745px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t s9_419\" id=\"t40_419\" style=\"left:280px;bottom:745px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t41_419\" style=\"left:357px;bottom:745px;letter-spacing:-0.05px;display:inline;\">36,028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t42_419\" style=\"left:475px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t43_419\" style=\"left:542px;bottom:745px;letter-spacing:-0.08px;display:inline;\">(2,075) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t44_419\" style=\"left:656px;bottom:745px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t45_419\" style=\"left:720px;bottom:745px;letter-spacing:-0.12px;display:inline;\">(3,101) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t46_419\" style=\"left:818px;bottom:745px;letter-spacing:-0.05px;display:inline;\">441 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_419\" id=\"t47_419\" style=\"left:87px;bottom:726px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t48_419\" style=\"left:369px;bottom:726px;letter-spacing:-0.06px;display:inline;\">1,051 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t49_419\" style=\"left:475px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4a_419\" style=\"left:558px;bottom:726px;letter-spacing:-0.33px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4b_419\" style=\"left:656px;bottom:726px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4c_419\" style=\"left:731px;bottom:726px;letter-spacing:-0.22px;display:inline;\">(54) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4d_419\" style=\"left:832px;bottom:726px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_419\" id=\"t4e_419\" style=\"left:87px;bottom:707px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Total at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4f_419\" style=\"left:360px;bottom:707px;letter-spacing:-0.45px;display:inline;\">37,079 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4g_419\" style=\"left:445px;bottom:707px;letter-spacing:-0.13px;display:inline;\">42,702 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4h_419\" style=\"left:544px;bottom:707px;letter-spacing:-0.18px;display:inline;\">(2,140) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4i_419\" style=\"left:633px;bottom:707px;letter-spacing:0.1px;display:inline;\">2,756 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4j_419\" style=\"left:731px;bottom:707px;letter-spacing:-0.02px;display:inline;\">130 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_419\" id=\"t4k_419\" style=\"left:815px;bottom:707px;letter-spacing:0.1px;display:inline;\">856 </div></td></tr></table><div class=\"t sc_419\" id=\"t4l_419\" style=\"left:87px;bottom:683px;display:inline;\">1 </div><div class=\"t sc_419\" id=\"t4m_419\" style=\"left:100px;bottom:683px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">This represents a gain/(loss) change in fair value used for calculating hedge ineffect</div><div class=\"t sd_419\" id=\"t4n_419\" style=\"left:483px;bottom:683px;letter-spacing:-0.03px;display:inline;\">iveness </div><div class=\"t sc_419\" id=\"t4o_419\" style=\"left:87px;bottom:666px;display:inline;\">2 </div>This represents a credit/(debit) to the balance sheet value",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDetailedInformationAboutHedgedItemsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f102311": {
   "value": "Cash \ufb02ow hedges <div class=\"t sf_419\" id=\"t5i_419\" style=\"left:87px;bottom:448px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group has exposure to market movements in future interest cash \ufb02ows on portfolios of customer accounts, debt securit</div><div class=\"t sg_419\" id=\"t5j_419\" style=\"left:811px;bottom:448px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t sf_419\" id=\"t5k_419\" style=\"left:87px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and loans and advances to customers. The amounts and tim</div><div class=\"t sg_419\" id=\"t5l_419\" style=\"left:445px;bottom:432px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing of future cash \ufb02ows, represent</div><div class=\"t sf_419\" id=\"t5m_419\" style=\"left:644px;bottom:432px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing both princ</div><div class=\"t sg_419\" id=\"t5n_419\" style=\"left:726px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal and </div><div class=\"t sf_419\" id=\"t5o_419\" style=\"left:777px;bottom:432px;letter-spacing:-0.14px;display:inline;\">interest </div><div class=\"t sf_419\" id=\"t5p_419\" style=\"left:87px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">\ufb02ows, are projected on the basis of contractual terms and other relevant factors, includ</div><div class=\"t sg_419\" id=\"t5q_419\" style=\"left:597px;bottom:416px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing est</div><div class=\"t sf_419\" id=\"t5r_419\" style=\"left:637px;bottom:416px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">imates of prepayments and </div><div class=\"t sf_419\" id=\"t5s_419\" style=\"left:87px;bottom:400px;letter-spacing:-0.08px;display:inline;\">defaults. </div><div class=\"t sf_419\" id=\"t5t_419\" style=\"left:87px;bottom:376px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The hedging strategy of the Group involves using interest rate swaps to manage the variab</div><div class=\"t sg_419\" id=\"t5u_419\" style=\"left:624px;bottom:376px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t5v_419\" style=\"left:630px;bottom:376px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity in future cash \ufb02ows on assets </div><div class=\"t sf_419\" id=\"t5w_419\" style=\"left:87px;bottom:360px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">and liab</div><div class=\"t sg_419\" id=\"t5x_419\" style=\"left:135px;bottom:360px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t5y_419\" style=\"left:141px;bottom:360px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_419\" id=\"t5z_419\" style=\"left:149px;bottom:360px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that have \ufb02oat</div><div class=\"t sf_419\" id=\"t60_419\" style=\"left:256px;bottom:360px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing rates of interest by exchanging the \ufb02oating rates for \ufb01xed rates. It also uses foreign exchange </div><div class=\"t sf_419\" id=\"t61_419\" style=\"left:87px;bottom:344px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contracts and currency swaps to manage the variab</div><div class=\"t sg_419\" id=\"t62_419\" style=\"left:396px;bottom:344px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t63_419\" style=\"left:402px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity in future exchange rates on its assets and liab</div><div class=\"t sg_419\" id=\"t64_419\" style=\"left:689px;bottom:344px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t65_419\" style=\"left:694px;bottom:344px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_419\" id=\"t66_419\" style=\"left:702px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies and costs </div><div class=\"t sf_419\" id=\"t67_419\" style=\"left:780px;bottom:344px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in foreign </div><div class=\"t sf_419\" id=\"t68_419\" style=\"left:87px;bottom:328px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">currencies. This is done on both a micro basis whereby a single interest rate or cross-currency swap is designated in a separate </div><div class=\"t sf_419\" id=\"t69_419\" style=\"left:87px;bottom:312px;letter-spacing:-0.12px;display:inline;\">relationsh</div><div class=\"t sg_419\" id=\"t6a_419\" style=\"left:146px;bottom:312px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ip w</div><div class=\"t sf_419\" id=\"t6b_419\" style=\"left:170px;bottom:312px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ith a single hedged item (such as a \ufb02oating-rate loan to a customer), and on a portfolio basis whereby each </div><div class=\"t sf_419\" id=\"t6c_419\" style=\"left:87px;bottom:296px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">hedging instrument is designated against a group of hedged items that share the same risk (such as a group of customer </div><div class=\"t sf_419\" id=\"t6d_419\" style=\"left:87px;bottom:280px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">accounts). Hedge ineffect</div><div class=\"t sg_419\" id=\"t6e_419\" style=\"left:239px;bottom:280px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iveness for cash \ufb02ow hedges </div><div class=\"t sf_419\" id=\"t6f_419\" style=\"left:410px;bottom:280px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is mainly driven by payment frequency mismatch between the hedging </div><div class=\"t sf_419\" id=\"t6g_419\" style=\"left:87px;bottom:264px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">instrument and the underlying hedged item. </div><div class=\"t sf_419\" id=\"t6h_419\" style=\"left:87px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The hedged risk is determined as the variab</div><div class=\"t sg_419\" id=\"t6i_419\" style=\"left:345px;bottom:240px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t sf_419\" id=\"t6j_419\" style=\"left:350px;bottom:240px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of future cash \ufb02ows aris</div><div class=\"t sg_419\" id=\"t6k_419\" style=\"left:506px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing from changes </div><div class=\"t sf_419\" id=\"t6l_419\" style=\"left:613px;bottom:240px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the designated benchmark interest </div>and/or foreign exchange rates.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDetailedInformationAboutHedgesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f104604": {
   "value": "15. Loans and advances to banks and customers <div class=\"t s6_424\" id=\"t8_424\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_424\" id=\"t9_424\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s8_424\" id=\"ta_424\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_424\" id=\"tb_424\" style=\"left:229px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments for the relevant accounting policy. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"tc_424\" style=\"left:709px;bottom:1109px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_424\" id=\"tf_424\" style=\"left:796px;bottom:1109px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"td_424\" style=\"left:694px;bottom:1098px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_424\" id=\"te_424\" style=\"left:717px;bottom:1098px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_424\" id=\"tg_424\" style=\"left:783px;bottom:1098px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_424\" id=\"th_424\" style=\"left:804px;bottom:1098px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"ti_424\" style=\"left:69px;bottom:1078px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tj_424\" style=\"left:693px;bottom:1078px;letter-spacing:0.04px;display:inline;\">45,001 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tk_424\" style=\"left:783px;bottom:1078px;letter-spacing:-0.14px;display:inline;\">39,545 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"tl_424\" style=\"left:69px;bottom:1059px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Expected credit loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tm_424\" style=\"left:712px;bottom:1059px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tn_424\" style=\"left:801px;bottom:1059px;letter-spacing:-0.29px;display:inline;\">(26) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"to_424\" style=\"left:692px;bottom:1040px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tp_424\" style=\"left:786px;bottom:1040px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"tq_424\" style=\"left:69px;bottom:1001px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tr_424\" style=\"left:689px;bottom:1001px;display:inline;\">292,145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"ts_424\" style=\"left:781px;bottom:1001px;letter-spacing:-0.14px;display:inline;\">316,107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"tt_424\" style=\"left:69px;bottom:982px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Expected credit loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tu_424\" style=\"left:698px;bottom:982px;letter-spacing:-0.22px;display:inline;\">(5,170) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tv_424\" style=\"left:783px;bottom:982px;letter-spacing:-0.06px;display:inline;\">(5,460) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tw_424\" style=\"left:687px;bottom:963px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tx_424\" style=\"left:778px;bottom:963px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s2_424\" id=\"ty_424\" style=\"left:69px;bottom:944px;word-spacing:-0.13px;display:inline;\">Total loans and advances to banks and customers </div><div class=\"t se_424\" id=\"tz_424\" style=\"vertical-align: super;left:354px;bottom:951px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t10_424\" style=\"left:690px;bottom:944px;letter-spacing:-0.08px;display:inline;\">331,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t11_424\" style=\"left:778px;bottom:944px;letter-spacing:-0.09px;display:inline;\">350,166 </div></td></tr></table><div class=\"t sb_424\" id=\"t12_424\" style=\"left:69px;bottom:920px;display:inline;\">1 </div><div class=\"t sc_424\" id=\"t13_424\" style=\"left:82px;bottom:920px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes $3.6 bill</div><div class=\"t sb_424\" id=\"t14_424\" style=\"left:156px;bottom:920px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion (31 December 2022: $4.8 b</div><div class=\"t sc_424\" id=\"t15_424\" style=\"left:291px;bottom:920px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_424\" id=\"t16_424\" style=\"left:298px;bottom:920px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of assets pledged as collateral. For more </div><div class=\"t sc_424\" id=\"t17_424\" style=\"left:504px;bottom:920px;letter-spacing:-0.03px;display:inline;\">informat</div><div class=\"t sb_424\" id=\"t18_424\" style=\"left:545px;bottom:920px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion, please refer to page 127 of P</div><div class=\"t sc_424\" id=\"t19_424\" style=\"left:691px;bottom:920px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">illar 3 disclosures </div><div class=\"t s7_424\" id=\"t1a_424\" style=\"left:69px;bottom:897px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The Group has outstanding resident</div><div class=\"t s8_424\" id=\"t1b_424\" style=\"left:283px;bottom:897px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial mortgage loans to Korea res</div><div class=\"t s7_424\" id=\"t1c_424\" style=\"left:469px;bottom:897px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">idents of $17.2 bill</div><div class=\"t s8_424\" id=\"t1d_424\" style=\"left:568px;bottom:897px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ion (31 December 2022: $19.1 b</div><div class=\"t s7_424\" id=\"t1e_424\" style=\"left:742px;bottom:897px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_424\" id=\"t1f_424\" style=\"left:751px;bottom:897px;letter-spacing:-0.31px;word-spacing:0.04px;display:inline;\">ion) and </div><div class=\"t s7_424\" id=\"t1g_424\" style=\"left:69px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Hong Kong residents of $32.7 bill</div><div class=\"t s8_424\" id=\"t1h_424\" style=\"left:260px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: $35 b</div><div class=\"t s7_424\" id=\"t1i_424\" style=\"left:431px;bottom:881px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_424\" id=\"t1j_424\" style=\"left:440px;bottom:881px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t s7_424\" id=\"t1k_424\" style=\"left:69px;bottom:857px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Analysis of loans and advances to customers by geographic region and client segment together with their related impa</div><div class=\"t s8_424\" id=\"t1l_424\" style=\"left:773px;bottom:857px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s7_424\" id=\"t1m_424\" style=\"left:69px;bottom:841px;letter-spacing:-0.16px;display:inline;\">provis</div><div class=\"t s8_424\" id=\"t1n_424\" style=\"left:104px;bottom:841px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions are set out w</div><div class=\"t s7_424\" id=\"t1o_424\" style=\"left:207px;bottom:841px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_424\" id=\"t1p_424\" style=\"left:222px;bottom:841px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in the R</div>isk review and Capital review (pages 230 to 343).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f104605": {
   "value": "15. Loans and advances to banks and customers <div class=\"t s6_424\" id=\"t8_424\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_424\" id=\"t9_424\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s8_424\" id=\"ta_424\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_424\" id=\"tb_424\" style=\"left:229px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments for the relevant accounting policy. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"tc_424\" style=\"left:709px;bottom:1109px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_424\" id=\"tf_424\" style=\"left:796px;bottom:1109px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"td_424\" style=\"left:694px;bottom:1098px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_424\" id=\"te_424\" style=\"left:717px;bottom:1098px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_424\" id=\"tg_424\" style=\"left:783px;bottom:1098px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_424\" id=\"th_424\" style=\"left:804px;bottom:1098px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"ti_424\" style=\"left:69px;bottom:1078px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tj_424\" style=\"left:693px;bottom:1078px;letter-spacing:0.04px;display:inline;\">45,001 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tk_424\" style=\"left:783px;bottom:1078px;letter-spacing:-0.14px;display:inline;\">39,545 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"tl_424\" style=\"left:69px;bottom:1059px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Expected credit loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tm_424\" style=\"left:712px;bottom:1059px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tn_424\" style=\"left:801px;bottom:1059px;letter-spacing:-0.29px;display:inline;\">(26) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"to_424\" style=\"left:692px;bottom:1040px;letter-spacing:0.09px;display:inline;\">44,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tp_424\" style=\"left:786px;bottom:1040px;letter-spacing:-0.2px;display:inline;\">39,519 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"tq_424\" style=\"left:69px;bottom:1001px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tr_424\" style=\"left:689px;bottom:1001px;display:inline;\">292,145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"ts_424\" style=\"left:781px;bottom:1001px;letter-spacing:-0.14px;display:inline;\">316,107 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"tt_424\" style=\"left:69px;bottom:982px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Expected credit loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tu_424\" style=\"left:698px;bottom:982px;letter-spacing:-0.22px;display:inline;\">(5,170) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tv_424\" style=\"left:783px;bottom:982px;letter-spacing:-0.06px;display:inline;\">(5,460) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"tw_424\" style=\"left:687px;bottom:963px;letter-spacing:0.01px;display:inline;\">286,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"tx_424\" style=\"left:778px;bottom:963px;letter-spacing:-0.03px;display:inline;\">310,647 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s2_424\" id=\"ty_424\" style=\"left:69px;bottom:944px;word-spacing:-0.13px;display:inline;\">Total loans and advances to banks and customers </div><div class=\"t se_424\" id=\"tz_424\" style=\"vertical-align: super;left:354px;bottom:951px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t10_424\" style=\"left:690px;bottom:944px;letter-spacing:-0.08px;display:inline;\">331,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t11_424\" style=\"left:778px;bottom:944px;letter-spacing:-0.09px;display:inline;\">350,166 </div></td></tr></table><div class=\"t sb_424\" id=\"t12_424\" style=\"left:69px;bottom:920px;display:inline;\">1 </div><div class=\"t sc_424\" id=\"t13_424\" style=\"left:82px;bottom:920px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes $3.6 bill</div><div class=\"t sb_424\" id=\"t14_424\" style=\"left:156px;bottom:920px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion (31 December 2022: $4.8 b</div><div class=\"t sc_424\" id=\"t15_424\" style=\"left:291px;bottom:920px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sb_424\" id=\"t16_424\" style=\"left:298px;bottom:920px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion) of assets pledged as collateral. For more </div><div class=\"t sc_424\" id=\"t17_424\" style=\"left:504px;bottom:920px;letter-spacing:-0.03px;display:inline;\">informat</div><div class=\"t sb_424\" id=\"t18_424\" style=\"left:545px;bottom:920px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion, please refer to page 127 of P</div><div class=\"t sc_424\" id=\"t19_424\" style=\"left:691px;bottom:920px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">illar 3 disclosures </div><div class=\"t s7_424\" id=\"t1a_424\" style=\"left:69px;bottom:897px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The Group has outstanding resident</div><div class=\"t s8_424\" id=\"t1b_424\" style=\"left:283px;bottom:897px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial mortgage loans to Korea res</div><div class=\"t s7_424\" id=\"t1c_424\" style=\"left:469px;bottom:897px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">idents of $17.2 bill</div><div class=\"t s8_424\" id=\"t1d_424\" style=\"left:568px;bottom:897px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ion (31 December 2022: $19.1 b</div><div class=\"t s7_424\" id=\"t1e_424\" style=\"left:742px;bottom:897px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_424\" id=\"t1f_424\" style=\"left:751px;bottom:897px;letter-spacing:-0.31px;word-spacing:0.04px;display:inline;\">ion) and </div><div class=\"t s7_424\" id=\"t1g_424\" style=\"left:69px;bottom:881px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Hong Kong residents of $32.7 bill</div><div class=\"t s8_424\" id=\"t1h_424\" style=\"left:260px;bottom:881px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: $35 b</div><div class=\"t s7_424\" id=\"t1i_424\" style=\"left:431px;bottom:881px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_424\" id=\"t1j_424\" style=\"left:440px;bottom:881px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t s7_424\" id=\"t1k_424\" style=\"left:69px;bottom:857px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Analysis of loans and advances to customers by geographic region and client segment together with their related impa</div><div class=\"t s8_424\" id=\"t1l_424\" style=\"left:773px;bottom:857px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s7_424\" id=\"t1m_424\" style=\"left:69px;bottom:841px;letter-spacing:-0.16px;display:inline;\">provis</div><div class=\"t s8_424\" id=\"t1n_424\" style=\"left:104px;bottom:841px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions are set out w</div><div class=\"t s7_424\" id=\"t1o_424\" style=\"left:207px;bottom:841px;letter-spacing:-0.13px;display:inline;\">ith</div><div class=\"t s8_424\" id=\"t1p_424\" style=\"left:222px;bottom:841px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in the R</div>isk review and Capital review (pages 230 to 343).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f104610": {
   "value": "Accounting policy <div class=\"t s7_424\" id=\"t9_424\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s8_424\" id=\"ta_424\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments for the relevant accounting policy.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForLoansAndAdvancesToBanksAndCustomersExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f104709": {
   "value": "16. Reverse repurchase and repurchase agreements includ<div class=\"t sf_424\" id=\"t1s_424\" style=\"left:497px;bottom:805px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\">ing other s</div><div class=\"t s5_424\" id=\"t1t_424\" style=\"left:574px;bottom:805px;letter-spacing:-0.27px;display:inline;\">im</div><div class=\"t sf_424\" id=\"t1u_424\" style=\"left:592px;bottom:805px;letter-spacing:-0.25px;word-spacing:-0.05px;display:inline;\">ilar lend</div><div class=\"t s5_424\" id=\"t1v_424\" style=\"left:652px;bottom:805px;letter-spacing:-0.26px;word-spacing:-0.04px;display:inline;\">ing and borrowing </div><div class=\"t s6_424\" id=\"t1w_424\" style=\"left:78px;bottom:780px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_424\" id=\"t1x_424\" style=\"left:78px;bottom:761px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group purchases securit</div><div class=\"t s8_424\" id=\"t1y_424\" style=\"left:246px;bottom:761px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies (a reverse repurchase agreement \u2013 \u2018reverse repo\u2019) typ</div><div class=\"t s7_424\" id=\"t1z_424\" style=\"left:577px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ically with \ufb01nanc</div><div class=\"t s8_424\" id=\"t20_424\" style=\"left:676px;bottom:761px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_424\" id=\"t21_424\" style=\"left:692px;bottom:761px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t s8_424\" id=\"t22_424\" style=\"left:713px;bottom:761px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_424\" id=\"t23_424\" style=\"left:733px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions subject </div><div class=\"t s7_424\" id=\"t24_424\" style=\"left:78px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to a commitment to resell or return the securit</div><div class=\"t s8_424\" id=\"t25_424\" style=\"left:347px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies at a predeterm</div><div class=\"t s7_424\" id=\"t26_424\" style=\"left:455px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ined price. These securit</div><div class=\"t s8_424\" id=\"t27_424\" style=\"left:596px;bottom:745px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies are not </div><div class=\"t s7_424\" id=\"t28_424\" style=\"left:660px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">included in the balance </div><div class=\"t s7_424\" id=\"t29_424\" style=\"left:78px;bottom:729px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sheet as the Group does not acquire the risks and rewards of ownership, however they are recorded off-balance sheet as </div><div class=\"t s7_424\" id=\"t2a_424\" style=\"left:78px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">collateral received. Considerat</div><div class=\"t s8_424\" id=\"t2b_424\" style=\"left:258px;bottom:713px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_424\" id=\"t2c_424\" style=\"left:295px;bottom:713px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">id (or cash collateral provided) is accounted for as a loan asset at amortised cost </div><div class=\"t s7_424\" id=\"t2d_424\" style=\"left:78px;bottom:697px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">unless it is managed on a fair value basis or designated at fair value through pro\ufb01t or loss. In major</div><div class=\"t s8_424\" id=\"t2e_424\" style=\"left:654px;bottom:697px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of cases through the </div><div class=\"t s7_424\" id=\"t2f_424\" style=\"left:78px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">contractual terms of a reverse repo arrangement, the Group as the transferee of the security collateral has the right to sell </div><div class=\"t s8_424\" id=\"t2g_424\" style=\"left:78px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">or repledge the asset concerned. </div><div class=\"t s7_424\" id=\"t2h_424\" style=\"left:78px;bottom:641px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group also sells securit</div><div class=\"t s8_424\" id=\"t2i_424\" style=\"left:237px;bottom:641px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies (a repurchase agreement \u2013 \u2018repo\u2019) subject to a comm</div><div class=\"t s7_424\" id=\"t2j_424\" style=\"left:567px;bottom:641px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itment to repurchase or redeem the </div><div class=\"t s7_424\" id=\"t2k_424\" style=\"left:78px;bottom:625px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t s8_424\" id=\"t2l_424\" style=\"left:117px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies at a predeterm</div><div class=\"t s7_424\" id=\"t2m_424\" style=\"left:225px;bottom:625px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ined price. The securit</div><div class=\"t s8_424\" id=\"t2n_424\" style=\"left:353px;bottom:625px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies are reta</div><div class=\"t s7_424\" id=\"t2o_424\" style=\"left:418px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ined on the balance sheet as the Group retains substantially all </div><div class=\"t s7_424\" id=\"t2p_424\" style=\"left:78px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the risks and rewards of ownership and these securit</div><div class=\"t s8_424\" id=\"t2q_424\" style=\"left:386px;bottom:609px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ies are d</div><div class=\"t s7_424\" id=\"t2r_424\" style=\"left:435px;bottom:609px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isclosed as pledged collateral. Considerat</div><div class=\"t s8_424\" id=\"t2s_424\" style=\"left:681px;bottom:609px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_424\" id=\"t2t_424\" style=\"left:727px;bottom:609px;letter-spacing:-0.26px;display:inline;\">ived (or cash </div><div class=\"t s7_424\" id=\"t2u_424\" style=\"left:78px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collateral received) is accounted for as a \ufb01nanc</div><div class=\"t s8_424\" id=\"t2v_424\" style=\"left:356px;bottom:593px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_424\" id=\"t2w_424\" style=\"left:376px;bottom:593px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_424\" id=\"t2x_424\" style=\"left:395px;bottom:593px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_424\" id=\"t2y_424\" style=\"left:400px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity at amortised cost unless it is either mandatorily classif</div><div class=\"t s8_424\" id=\"t2z_424\" style=\"left:735px;bottom:593px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s7_424\" id=\"t30_424\" style=\"left:785px;bottom:593px;letter-spacing:-0.18px;display:inline;\">ir </div><div class=\"t s7_424\" id=\"t31_424\" style=\"left:78px;bottom:577px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">value through pro\ufb01t or loss or irrevocably designated at fair value through pro\ufb01t or loss at in</div><div class=\"t s8_424\" id=\"t32_424\" style=\"left:614px;bottom:577px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_424\" id=\"t33_424\" style=\"left:622px;bottom:577px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_424\" id=\"t34_424\" style=\"left:688px;bottom:577px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s7_424\" id=\"t35_424\" style=\"left:78px;bottom:553px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Repo and reverse repo transactions typically entitle the Group and its counterparties to have recourse to assets sim</div><div class=\"t s8_424\" id=\"t36_424\" style=\"left:755px;bottom:553px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ilar to </div><div class=\"t s7_424\" id=\"t37_424\" style=\"left:78px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">those provided as collateral in the event of a default. Securit</div><div class=\"t s8_424\" id=\"t38_424\" style=\"left:431px;bottom:537px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies sold subject to repos, e</div><div class=\"t s7_424\" id=\"t39_424\" style=\"left:583px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ither by way of a Global Master </div><div class=\"t s7_424\" id=\"t3a_424\" style=\"left:78px;bottom:521px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Repurchase Agreement (GMRA), or through a securit</div><div class=\"t s8_424\" id=\"t3b_424\" style=\"left:389px;bottom:521px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies sale and Total Return Swap (TRS) cont</div><div class=\"t s7_424\" id=\"t3c_424\" style=\"left:634px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inue to be recognised on </div><div class=\"t s7_424\" id=\"t3d_424\" style=\"left:78px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the balance sheet as the Group retains substantially the associated risks and rewards of the securit</div><div class=\"t s8_424\" id=\"t3e_424\" style=\"left:660px;bottom:505px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ies (the TRS </div><div class=\"t s7_424\" id=\"t3f_424\" style=\"left:731px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not </div><div class=\"t s7_424\" id=\"t3g_424\" style=\"left:78px;bottom:489px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">recognised). The counterparty liab</div><div class=\"t s8_424\" id=\"t3h_424\" style=\"left:282px;bottom:489px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_424\" id=\"t3i_424\" style=\"left:288px;bottom:489px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity is included in deposits by banks or customer accounts, as appropriate. Assets sold </div><div class=\"t s7_424\" id=\"t3j_424\" style=\"left:78px;bottom:473px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under repurchase agreements are considered encumbered as the Group cannot pledge these to obtain funding. </div><div class=\"t s6_424\" id=\"t3k_424\" style=\"left:69px;bottom:432px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t sg_424\" id=\"t3l_424\" style=\"left:350px;bottom:432px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ilar secured lend</div><div class=\"t s6_424\" id=\"t3m_424\" style=\"left:449px;bottom:432px;letter-spacing:-0.1px;display:inline;\">ing </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"t3n_424\" style=\"left:709px;bottom:413px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_424\" id=\"t3q_424\" style=\"left:796px;bottom:413px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"t3o_424\" style=\"left:694px;bottom:401px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_424\" id=\"t3p_424\" style=\"left:717px;bottom:401px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_424\" id=\"t3r_424\" style=\"left:783px;bottom:401px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_424\" id=\"t3s_424\" style=\"left:804px;bottom:401px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t3t_424\" style=\"left:69px;bottom:381px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t3u_424\" style=\"left:693px;bottom:381px;letter-spacing:0.15px;display:inline;\">32,286 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t3v_424\" style=\"left:784px;bottom:381px;letter-spacing:-0.22px;display:inline;\">24,932 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t3w_424\" style=\"left:69px;bottom:362px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t3x_424\" style=\"left:694px;bottom:362px;letter-spacing:0.05px;display:inline;\">65,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t3y_424\" style=\"left:782px;bottom:362px;letter-spacing:-0.06px;display:inline;\">65,035 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t3z_424\" style=\"left:697px;bottom:343px;letter-spacing:-0.18px;display:inline;\">97,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t40_424\" style=\"left:784px;bottom:343px;letter-spacing:-0.46px;display:inline;\">89,967 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"t41_424\" style=\"left:69px;bottom:324px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"t42_424\" style=\"left:69px;bottom:305px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t43_424\" style=\"left:695px;bottom:305px;letter-spacing:0.03px;display:inline;\">81,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t44_424\" style=\"left:784px;bottom:305px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t45_424\" style=\"left:82px;bottom:286px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t46_424\" style=\"left:692px;bottom:286px;letter-spacing:0.12px;display:inline;\">30,548 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t47_424\" style=\"left:782px;bottom:286px;letter-spacing:-0.02px;display:inline;\">23,954 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t48_424\" style=\"left:82px;bottom:267px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t49_424\" style=\"left:695px;bottom:267px;letter-spacing:0.11px;display:inline;\">51,299 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4a_424\" style=\"left:781px;bottom:267px;letter-spacing:0.02px;display:inline;\">40,537 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"t4b_424\" style=\"left:69px;bottom:248px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Held at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t4c_424\" style=\"left:695px;bottom:248px;letter-spacing:0.11px;display:inline;\">15,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4d_424\" style=\"left:784px;bottom:248px;letter-spacing:-0.22px;display:inline;\">25,476 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t4e_424\" style=\"left:82px;bottom:229px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t4f_424\" style=\"left:703px;bottom:229px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4g_424\" style=\"left:798px;bottom:229px;letter-spacing:-0.14px;display:inline;\">978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t4h_424\" style=\"left:82px;bottom:210px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t4i_424\" style=\"left:696px;bottom:210px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4j_424\" style=\"left:782px;bottom:210px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td></tr></table><div></div><div class=\"t s6_425\" id=\"tb_425\" style=\"left:87px;bottom:1163px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_425\" id=\"tc_425\" style=\"left:87px;bottom:1146px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Under reverse repurchase and securit</div><div class=\"t s8_425\" id=\"td_425\" style=\"left:307px;bottom:1146px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies borrow</div><div class=\"t s7_425\" id=\"te_425\" style=\"left:368px;bottom:1146px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing arrangements, the Group obtains securit</div><div class=\"t s8_425\" id=\"tf_425\" style=\"left:629px;bottom:1146px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies under usual and customary </div><div class=\"t s7_425\" id=\"tg_425\" style=\"left:87px;bottom:1130px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">terms which permit it to repledge or resell the securit</div><div class=\"t s8_425\" id=\"th_425\" style=\"left:395px;bottom:1130px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies to others. Amounts on such terms are: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"ti_425\" style=\"left:726px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"tl_425\" style=\"left:813px;bottom:1111px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"tj_425\" style=\"left:712px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"tk_425\" style=\"left:734px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"tm_425\" style=\"left:800px;bottom:1100px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"tn_425\" style=\"left:822px;bottom:1100px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"to_425\" style=\"left:87px;bottom:1080px;letter-spacing:0.04px;display:inline;\">Securit</div><div class=\"t sc_425\" id=\"tp_425\" style=\"left:125px;bottom:1080px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and collateral rece</div><div class=\"t sb_425\" id=\"tq_425\" style=\"left:247px;bottom:1080px;letter-spacing:-0.16px;word-spacing:0.01px;display:inline;\">ived (at fair value) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"tr_425\" style=\"left:708px;bottom:1080px;display:inline;\">101,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"ts_425\" style=\"left:796px;bottom:1080px;letter-spacing:-0.19px;display:inline;\">124,989 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"tt_425\" style=\"left:87px;bottom:1061px;letter-spacing:0.04px;display:inline;\">Securit</div><div class=\"t sc_425\" id=\"tu_425\" style=\"left:125px;bottom:1061px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and collateral wh</div><div class=\"t sb_425\" id=\"tv_425\" style=\"left:240px;bottom:1061px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">ich can be repledged or sold (at fair value) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"tw_425\" style=\"left:706px;bottom:1061px;letter-spacing:0.12px;display:inline;\">101,845 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"tx_425\" style=\"left:796px;bottom:1061px;letter-spacing:0.02px;display:inline;\">123,759 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t sc_425\" id=\"ty_425\" style=\"left:87px;bottom:1042px;word-spacing:-0.14px;display:inline;\">Amounts repledged/transferred to others for \ufb01nancing act</div><div class=\"t sb_425\" id=\"tz_425\" style=\"left:415px;bottom:1042px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t sc_425\" id=\"t10_425\" style=\"left:424px;bottom:1042px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_425\" id=\"t11_425\" style=\"left:431px;bottom:1042px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">ies, to satisfy liab</div><div class=\"t sc_425\" id=\"t12_425\" style=\"left:525px;bottom:1042px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_425\" id=\"t13_425\" style=\"left:531px;bottom:1042px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_425\" id=\"t14_425\" style=\"left:538px;bottom:1042px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies under sale </div><div class=\"t sb_425\" id=\"t15_425\" style=\"left:87px;bottom:1027px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">and repurchase agreements (at fair value) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: center;\"> <div class=\"t sd_425\" id=\"t16_425\" style=\"left:712px;bottom:1027px;letter-spacing:0.04px;display:inline;\">34,154 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: center;\"> <div class=\"t sb_425\" id=\"t17_425\" style=\"left:799px;bottom:1027px;letter-spacing:0.04px;display:inline;\">44,628 </div></td></tr></table><div class=\"t se_425\" id=\"t18_425\" style=\"left:87px;bottom:989px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sf_425\" id=\"t19_425\" style=\"left:320px;bottom:989px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ilar secured borrow</div><div class=\"t se_425\" id=\"t1a_425\" style=\"left:437px;bottom:989px;letter-spacing:-0.11px;display:inline;\">ing </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t1b_425\" style=\"left:726px;bottom:970px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t1e_425\" style=\"left:813px;bottom:970px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t1c_425\" style=\"left:712px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t1d_425\" style=\"left:734px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t1f_425\" style=\"left:800px;bottom:959px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t1g_425\" style=\"left:822px;bottom:959px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1h_425\" style=\"left:87px;bottom:939px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1i_425\" style=\"left:718px;bottom:939px;letter-spacing:0.14px;display:inline;\">5,585 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1j_425\" style=\"left:806px;bottom:939px;letter-spacing:-0.15px;display:inline;\">6,968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1k_425\" style=\"left:87px;bottom:920px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1l_425\" style=\"left:712px;bottom:920px;letter-spacing:-0.4px;display:inline;\">47,956 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1m_425\" style=\"left:797px;bottom:920px;letter-spacing:0.21px;display:inline;\">46,846 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1n_425\" style=\"left:713px;bottom:901px;letter-spacing:0.09px;display:inline;\">53,541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1o_425\" style=\"left:802px;bottom:901px;letter-spacing:0.04px;display:inline;\">53,814 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1p_425\" style=\"left:87px;bottom:882px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1q_425\" style=\"left:87px;bottom:863px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1r_425\" style=\"left:712px;bottom:863px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1s_425\" style=\"left:802px;bottom:863px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1t_425\" style=\"left:100px;bottom:843px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1u_425\" style=\"left:717px;bottom:843px;letter-spacing:0.09px;display:inline;\">4,658 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1v_425\" style=\"left:807px;bottom:843px;letter-spacing:0.01px;display:inline;\">5,737 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1w_425\" style=\"left:100px;bottom:824px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1x_425\" style=\"left:711px;bottom:824px;letter-spacing:0.05px;display:inline;\">36,625 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1y_425\" style=\"left:800px;bottom:824px;letter-spacing:-0.23px;display:inline;\">45,969 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1z_425\" style=\"left:87px;bottom:805px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Held at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t20_425\" style=\"left:713px;bottom:805px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t21_425\" style=\"left:808px;bottom:805px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t22_425\" style=\"left:100px;bottom:786px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t23_425\" style=\"left:728px;bottom:786px;letter-spacing:0.05px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t24_425\" style=\"left:811px;bottom:786px;letter-spacing:0.12px;display:inline;\">1,231 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t25_425\" style=\"left:100px;bottom:767px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t26_425\" style=\"left:718px;bottom:767px;letter-spacing:0.1px;display:inline;\">11,331 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t27_425\" style=\"left:816px;bottom:767px;letter-spacing:0.11px;display:inline;\">877 </div></td></tr></table><div class=\"t s8_425\" id=\"t28_425\" style=\"left:87px;bottom:718px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The tables below set out the \ufb01nancial assets prov</div><div class=\"t s7_425\" id=\"t29_425\" style=\"left:377px;bottom:718px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ided as collateral for repurchase and other secured borrowing transactions: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_425\" id=\"t2b_425\" style=\"left:612px;bottom:700px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2h_425\" style=\"left:530px;bottom:683px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2c_425\" style=\"left:444px;bottom:672px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2i_425\" style=\"left:510px;bottom:672px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2d_425\" style=\"left:423px;bottom:660px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">through pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2j_425\" style=\"left:504px;bottom:660px;letter-spacing:-0.03px;display:inline;\">comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2q_425\" style=\"left:690px;bottom:660px;letter-spacing:-0.02px;display:inline;\">Off-balance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2e_425\" style=\"left:460px;bottom:649px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2k_425\" style=\"left:541px;bottom:649px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2n_425\" style=\"left:591px;bottom:649px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2r_425\" style=\"left:723px;bottom:649px;letter-spacing:0.02px;display:inline;\">sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2u_425\" style=\"left:811px;bottom:649px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t2a_425\" style=\"left:87px;bottom:636px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Collateral pledged against repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2f_425\" style=\"left:452px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2g_425\" style=\"left:475px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2l_425\" style=\"left:538px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2m_425\" style=\"left:561px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2o_425\" style=\"left:625px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2p_425\" style=\"left:648px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2s_425\" style=\"left:712px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2t_425\" style=\"left:734px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2v_425\" style=\"left:798px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2w_425\" style=\"left:821px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t2x_425\" style=\"left:87px;bottom:617px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">On-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t2y_425\" style=\"left:100px;bottom:598px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_425\" id=\"t2z_425\" style=\"left:168px;bottom:598px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_425\" id=\"t30_425\" style=\"left:252px;bottom:598px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_425\" id=\"t31_425\" style=\"left:263px;bottom:598px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_425\" id=\"t32_425\" style=\"left:293px;bottom:598px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t33_425\" style=\"left:458px;bottom:598px;letter-spacing:-0.03px;display:inline;\">4,993 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t34_425\" style=\"left:547px;bottom:598px;letter-spacing:-0.06px;display:inline;\">8,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t35_425\" style=\"left:630px;bottom:598px;letter-spacing:-0.1px;display:inline;\">10,181 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t36_425\" style=\"left:743px;bottom:598px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t37_425\" style=\"left:800px;bottom:598px;letter-spacing:0.15px;display:inline;\">23,331 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t38_425\" style=\"left:87px;bottom:579px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Off-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t39_425\" style=\"left:100px;bottom:560px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Repledged collateral received </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3a_425\" style=\"left:483px;bottom:560px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3b_425\" style=\"left:570px;bottom:560px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3c_425\" style=\"left:656px;bottom:560px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3d_425\" style=\"left:712px;bottom:560px;letter-spacing:0.04px;display:inline;\">34,154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3e_425\" style=\"left:799px;bottom:560px;letter-spacing:0.04px;display:inline;\">34,154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t3f_425\" style=\"left:87px;bottom:541px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3g_425\" style=\"left:458px;bottom:541px;letter-spacing:-0.03px;display:inline;\">4,993 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3h_425\" style=\"left:547px;bottom:541px;letter-spacing:-0.06px;display:inline;\">8,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3i_425\" style=\"left:630px;bottom:541px;letter-spacing:-0.1px;display:inline;\">10,181 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3j_425\" style=\"left:712px;bottom:541px;letter-spacing:0.04px;display:inline;\">34,154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3k_425\" style=\"left:798px;bottom:541px;letter-spacing:-0.18px;display:inline;\">57,485 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s9_425\" id=\"t3m_425\" style=\"left:612px;bottom:500px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3s_425\" style=\"left:532px;bottom:483px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3n_425\" style=\"left:445px;bottom:471px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3t_425\" style=\"left:512px;bottom:471px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3o_425\" style=\"left:425px;bottom:460px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">through pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3u_425\" style=\"left:505px;bottom:460px;letter-spacing:-0.04px;display:inline;\">comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t41_425\" style=\"left:692px;bottom:460px;letter-spacing:-0.09px;display:inline;\">Off-balance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3p_425\" style=\"left:461px;bottom:448px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3v_425\" style=\"left:542px;bottom:448px;letter-spacing:-0.04px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3y_425\" style=\"left:593px;bottom:448px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t42_425\" style=\"left:724px;bottom:448px;display:inline;\">sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t45_425\" style=\"left:812px;bottom:448px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t3l_425\" style=\"left:87px;bottom:436px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Collateral pledged against repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3q_425\" style=\"left:454px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t3r_425\" style=\"left:475px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3w_425\" style=\"left:540px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t3x_425\" style=\"left:562px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3z_425\" style=\"left:627px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t40_425\" style=\"left:648px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t43_425\" style=\"left:714px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t44_425\" style=\"left:735px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t46_425\" style=\"left:800px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t47_425\" style=\"left:822px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t48_425\" style=\"left:87px;bottom:417px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">On-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t49_425\" style=\"left:100px;bottom:398px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_425\" id=\"t4a_425\" style=\"left:168px;bottom:398px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_425\" id=\"t4b_425\" style=\"left:252px;bottom:398px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_425\" id=\"t4c_425\" style=\"left:263px;bottom:398px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_425\" id=\"t4d_425\" style=\"left:293px;bottom:398px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4e_425\" style=\"left:461px;bottom:398px;letter-spacing:-0.12px;display:inline;\">2,956 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4f_425\" style=\"left:546px;bottom:398px;letter-spacing:0.09px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4g_425\" style=\"left:636px;bottom:398px;letter-spacing:-0.13px;display:inline;\">4,917 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4h_425\" style=\"left:743px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4i_425\" style=\"left:804px;bottom:398px;display:inline;\">11,503 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t4j_425\" style=\"left:87px;bottom:379px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Off-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t4k_425\" style=\"left:100px;bottom:360px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Repledged collateral received </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4l_425\" style=\"left:483px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4m_425\" style=\"left:570px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4n_425\" style=\"left:656px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4o_425\" style=\"left:712px;bottom:360px;letter-spacing:0.04px;display:inline;\">44,628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4p_425\" style=\"left:799px;bottom:360px;letter-spacing:0.04px;display:inline;\">44,628 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t4q_425\" style=\"left:87px;bottom:341px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4r_425\" style=\"left:461px;bottom:341px;letter-spacing:-0.12px;display:inline;\">2,956 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4s_425\" style=\"left:546px;bottom:341px;letter-spacing:0.09px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4t_425\" style=\"left:636px;bottom:341px;letter-spacing:-0.13px;display:inline;\">4,917 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4u_425\" style=\"left:712px;bottom:341px;letter-spacing:0.04px;display:inline;\">44,628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4v_425\" style=\"left:806px;bottom:341px;letter-spacing:-0.09px;display:inline;\">56,131 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f104710": {
   "value": "16. Reverse repurchase and repurchase agreements includ<div class=\"t sf_424\" id=\"t1s_424\" style=\"left:497px;bottom:805px;letter-spacing:-0.22px;word-spacing:-0.08px;display:inline;\">ing other s</div><div class=\"t s5_424\" id=\"t1t_424\" style=\"left:574px;bottom:805px;letter-spacing:-0.27px;display:inline;\">im</div><div class=\"t sf_424\" id=\"t1u_424\" style=\"left:592px;bottom:805px;letter-spacing:-0.25px;word-spacing:-0.05px;display:inline;\">ilar lend</div><div class=\"t s5_424\" id=\"t1v_424\" style=\"left:652px;bottom:805px;letter-spacing:-0.26px;word-spacing:-0.04px;display:inline;\">ing and borrowing </div><div class=\"t s6_424\" id=\"t1w_424\" style=\"left:78px;bottom:780px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_424\" id=\"t1x_424\" style=\"left:78px;bottom:761px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group purchases securit</div><div class=\"t s8_424\" id=\"t1y_424\" style=\"left:246px;bottom:761px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies (a reverse repurchase agreement \u2013 \u2018reverse repo\u2019) typ</div><div class=\"t s7_424\" id=\"t1z_424\" style=\"left:577px;bottom:761px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ically with \ufb01nanc</div><div class=\"t s8_424\" id=\"t20_424\" style=\"left:676px;bottom:761px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s7_424\" id=\"t21_424\" style=\"left:692px;bottom:761px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t s8_424\" id=\"t22_424\" style=\"left:713px;bottom:761px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_424\" id=\"t23_424\" style=\"left:733px;bottom:761px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions subject </div><div class=\"t s7_424\" id=\"t24_424\" style=\"left:78px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to a commitment to resell or return the securit</div><div class=\"t s8_424\" id=\"t25_424\" style=\"left:347px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies at a predeterm</div><div class=\"t s7_424\" id=\"t26_424\" style=\"left:455px;bottom:745px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ined price. These securit</div><div class=\"t s8_424\" id=\"t27_424\" style=\"left:596px;bottom:745px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies are not </div><div class=\"t s7_424\" id=\"t28_424\" style=\"left:660px;bottom:745px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">included in the balance </div><div class=\"t s7_424\" id=\"t29_424\" style=\"left:78px;bottom:729px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">sheet as the Group does not acquire the risks and rewards of ownership, however they are recorded off-balance sheet as </div><div class=\"t s7_424\" id=\"t2a_424\" style=\"left:78px;bottom:713px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">collateral received. Considerat</div><div class=\"t s8_424\" id=\"t2b_424\" style=\"left:258px;bottom:713px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_424\" id=\"t2c_424\" style=\"left:295px;bottom:713px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">id (or cash collateral provided) is accounted for as a loan asset at amortised cost </div><div class=\"t s7_424\" id=\"t2d_424\" style=\"left:78px;bottom:697px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">unless it is managed on a fair value basis or designated at fair value through pro\ufb01t or loss. In major</div><div class=\"t s8_424\" id=\"t2e_424\" style=\"left:654px;bottom:697px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of cases through the </div><div class=\"t s7_424\" id=\"t2f_424\" style=\"left:78px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">contractual terms of a reverse repo arrangement, the Group as the transferee of the security collateral has the right to sell </div><div class=\"t s8_424\" id=\"t2g_424\" style=\"left:78px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">or repledge the asset concerned. </div><div class=\"t s7_424\" id=\"t2h_424\" style=\"left:78px;bottom:641px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group also sells securit</div><div class=\"t s8_424\" id=\"t2i_424\" style=\"left:237px;bottom:641px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies (a repurchase agreement \u2013 \u2018repo\u2019) subject to a comm</div><div class=\"t s7_424\" id=\"t2j_424\" style=\"left:567px;bottom:641px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">itment to repurchase or redeem the </div><div class=\"t s7_424\" id=\"t2k_424\" style=\"left:78px;bottom:625px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t s8_424\" id=\"t2l_424\" style=\"left:117px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies at a predeterm</div><div class=\"t s7_424\" id=\"t2m_424\" style=\"left:225px;bottom:625px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ined price. The securit</div><div class=\"t s8_424\" id=\"t2n_424\" style=\"left:353px;bottom:625px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies are reta</div><div class=\"t s7_424\" id=\"t2o_424\" style=\"left:418px;bottom:625px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ined on the balance sheet as the Group retains substantially all </div><div class=\"t s7_424\" id=\"t2p_424\" style=\"left:78px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the risks and rewards of ownership and these securit</div><div class=\"t s8_424\" id=\"t2q_424\" style=\"left:386px;bottom:609px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ies are d</div><div class=\"t s7_424\" id=\"t2r_424\" style=\"left:435px;bottom:609px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">isclosed as pledged collateral. Considerat</div><div class=\"t s8_424\" id=\"t2s_424\" style=\"left:681px;bottom:609px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_424\" id=\"t2t_424\" style=\"left:727px;bottom:609px;letter-spacing:-0.26px;display:inline;\">ived (or cash </div><div class=\"t s7_424\" id=\"t2u_424\" style=\"left:78px;bottom:593px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">collateral received) is accounted for as a \ufb01nanc</div><div class=\"t s8_424\" id=\"t2v_424\" style=\"left:356px;bottom:593px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s7_424\" id=\"t2w_424\" style=\"left:376px;bottom:593px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_424\" id=\"t2x_424\" style=\"left:395px;bottom:593px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_424\" id=\"t2y_424\" style=\"left:400px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity at amortised cost unless it is either mandatorily classif</div><div class=\"t s8_424\" id=\"t2z_424\" style=\"left:735px;bottom:593px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ied as fa</div><div class=\"t s7_424\" id=\"t30_424\" style=\"left:785px;bottom:593px;letter-spacing:-0.18px;display:inline;\">ir </div><div class=\"t s7_424\" id=\"t31_424\" style=\"left:78px;bottom:577px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">value through pro\ufb01t or loss or irrevocably designated at fair value through pro\ufb01t or loss at in</div><div class=\"t s8_424\" id=\"t32_424\" style=\"left:614px;bottom:577px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_424\" id=\"t33_424\" style=\"left:622px;bottom:577px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s8_424\" id=\"t34_424\" style=\"left:688px;bottom:577px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s7_424\" id=\"t35_424\" style=\"left:78px;bottom:553px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Repo and reverse repo transactions typically entitle the Group and its counterparties to have recourse to assets sim</div><div class=\"t s8_424\" id=\"t36_424\" style=\"left:755px;bottom:553px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ilar to </div><div class=\"t s7_424\" id=\"t37_424\" style=\"left:78px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">those provided as collateral in the event of a default. Securit</div><div class=\"t s8_424\" id=\"t38_424\" style=\"left:431px;bottom:537px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies sold subject to repos, e</div><div class=\"t s7_424\" id=\"t39_424\" style=\"left:583px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ither by way of a Global Master </div><div class=\"t s7_424\" id=\"t3a_424\" style=\"left:78px;bottom:521px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Repurchase Agreement (GMRA), or through a securit</div><div class=\"t s8_424\" id=\"t3b_424\" style=\"left:389px;bottom:521px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies sale and Total Return Swap (TRS) cont</div><div class=\"t s7_424\" id=\"t3c_424\" style=\"left:634px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inue to be recognised on </div><div class=\"t s7_424\" id=\"t3d_424\" style=\"left:78px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the balance sheet as the Group retains substantially the associated risks and rewards of the securit</div><div class=\"t s8_424\" id=\"t3e_424\" style=\"left:660px;bottom:505px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ies (the TRS </div><div class=\"t s7_424\" id=\"t3f_424\" style=\"left:731px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is not </div><div class=\"t s7_424\" id=\"t3g_424\" style=\"left:78px;bottom:489px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">recognised). The counterparty liab</div><div class=\"t s8_424\" id=\"t3h_424\" style=\"left:282px;bottom:489px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_424\" id=\"t3i_424\" style=\"left:288px;bottom:489px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity is included in deposits by banks or customer accounts, as appropriate. Assets sold </div><div class=\"t s7_424\" id=\"t3j_424\" style=\"left:78px;bottom:473px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under repurchase agreements are considered encumbered as the Group cannot pledge these to obtain funding. </div><div class=\"t s6_424\" id=\"t3k_424\" style=\"left:69px;bottom:432px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Reverse repurchase agreements and other sim</div><div class=\"t sg_424\" id=\"t3l_424\" style=\"left:350px;bottom:432px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ilar secured lend</div><div class=\"t s6_424\" id=\"t3m_424\" style=\"left:449px;bottom:432px;letter-spacing:-0.1px;display:inline;\">ing </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"t3n_424\" style=\"left:709px;bottom:413px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_424\" id=\"t3q_424\" style=\"left:796px;bottom:413px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_424\" id=\"t3o_424\" style=\"left:694px;bottom:401px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_424\" id=\"t3p_424\" style=\"left:717px;bottom:401px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_424\" id=\"t3r_424\" style=\"left:783px;bottom:401px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_424\" id=\"t3s_424\" style=\"left:804px;bottom:401px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t3t_424\" style=\"left:69px;bottom:381px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t3u_424\" style=\"left:693px;bottom:381px;letter-spacing:0.15px;display:inline;\">32,286 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t3v_424\" style=\"left:784px;bottom:381px;letter-spacing:-0.22px;display:inline;\">24,932 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t3w_424\" style=\"left:69px;bottom:362px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t3x_424\" style=\"left:694px;bottom:362px;letter-spacing:0.05px;display:inline;\">65,295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t3y_424\" style=\"left:782px;bottom:362px;letter-spacing:-0.06px;display:inline;\">65,035 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t3z_424\" style=\"left:697px;bottom:343px;letter-spacing:-0.18px;display:inline;\">97,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t40_424\" style=\"left:784px;bottom:343px;letter-spacing:-0.46px;display:inline;\">89,967 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"t41_424\" style=\"left:69px;bottom:324px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"t42_424\" style=\"left:69px;bottom:305px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t43_424\" style=\"left:695px;bottom:305px;letter-spacing:0.03px;display:inline;\">81,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t44_424\" style=\"left:784px;bottom:305px;letter-spacing:0.04px;display:inline;\">64,491 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t45_424\" style=\"left:82px;bottom:286px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t46_424\" style=\"left:692px;bottom:286px;letter-spacing:0.12px;display:inline;\">30,548 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t47_424\" style=\"left:782px;bottom:286px;letter-spacing:-0.02px;display:inline;\">23,954 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t48_424\" style=\"left:82px;bottom:267px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t49_424\" style=\"left:695px;bottom:267px;letter-spacing:0.11px;display:inline;\">51,299 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4a_424\" style=\"left:781px;bottom:267px;letter-spacing:0.02px;display:inline;\">40,537 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_424\" id=\"t4b_424\" style=\"left:69px;bottom:248px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Held at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t4c_424\" style=\"left:695px;bottom:248px;letter-spacing:0.11px;display:inline;\">15,734 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4d_424\" style=\"left:784px;bottom:248px;letter-spacing:-0.22px;display:inline;\">25,476 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t4e_424\" style=\"left:82px;bottom:229px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t4f_424\" style=\"left:703px;bottom:229px;letter-spacing:0.11px;display:inline;\">1,738 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4g_424\" style=\"left:798px;bottom:229px;letter-spacing:-0.14px;display:inline;\">978 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_424\" id=\"t4h_424\" style=\"left:82px;bottom:210px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_424\" id=\"t4i_424\" style=\"left:696px;bottom:210px;letter-spacing:-0.04px;display:inline;\">13,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_424\" id=\"t4j_424\" style=\"left:782px;bottom:210px;letter-spacing:-0.14px;display:inline;\">24,498 </div></td></tr></table><div></div><div class=\"t s6_425\" id=\"tb_425\" style=\"left:87px;bottom:1163px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_425\" id=\"tc_425\" style=\"left:87px;bottom:1146px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Under reverse repurchase and securit</div><div class=\"t s8_425\" id=\"td_425\" style=\"left:307px;bottom:1146px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies borrow</div><div class=\"t s7_425\" id=\"te_425\" style=\"left:368px;bottom:1146px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing arrangements, the Group obtains securit</div><div class=\"t s8_425\" id=\"tf_425\" style=\"left:629px;bottom:1146px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies under usual and customary </div><div class=\"t s7_425\" id=\"tg_425\" style=\"left:87px;bottom:1130px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">terms which permit it to repledge or resell the securit</div><div class=\"t s8_425\" id=\"th_425\" style=\"left:395px;bottom:1130px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies to others. Amounts on such terms are: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"ti_425\" style=\"left:726px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"tl_425\" style=\"left:813px;bottom:1111px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"tj_425\" style=\"left:712px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"tk_425\" style=\"left:734px;bottom:1100px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"tm_425\" style=\"left:800px;bottom:1100px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"tn_425\" style=\"left:822px;bottom:1100px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"to_425\" style=\"left:87px;bottom:1080px;letter-spacing:0.04px;display:inline;\">Securit</div><div class=\"t sc_425\" id=\"tp_425\" style=\"left:125px;bottom:1080px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and collateral rece</div><div class=\"t sb_425\" id=\"tq_425\" style=\"left:247px;bottom:1080px;letter-spacing:-0.16px;word-spacing:0.01px;display:inline;\">ived (at fair value) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"tr_425\" style=\"left:708px;bottom:1080px;display:inline;\">101,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"ts_425\" style=\"left:796px;bottom:1080px;letter-spacing:-0.19px;display:inline;\">124,989 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"tt_425\" style=\"left:87px;bottom:1061px;letter-spacing:0.04px;display:inline;\">Securit</div><div class=\"t sc_425\" id=\"tu_425\" style=\"left:125px;bottom:1061px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and collateral wh</div><div class=\"t sb_425\" id=\"tv_425\" style=\"left:240px;bottom:1061px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">ich can be repledged or sold (at fair value) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"tw_425\" style=\"left:706px;bottom:1061px;letter-spacing:0.12px;display:inline;\">101,845 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"tx_425\" style=\"left:796px;bottom:1061px;letter-spacing:0.02px;display:inline;\">123,759 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t sc_425\" id=\"ty_425\" style=\"left:87px;bottom:1042px;word-spacing:-0.14px;display:inline;\">Amounts repledged/transferred to others for \ufb01nancing act</div><div class=\"t sb_425\" id=\"tz_425\" style=\"left:415px;bottom:1042px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t sc_425\" id=\"t10_425\" style=\"left:424px;bottom:1042px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sb_425\" id=\"t11_425\" style=\"left:431px;bottom:1042px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">ies, to satisfy liab</div><div class=\"t sc_425\" id=\"t12_425\" style=\"left:525px;bottom:1042px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_425\" id=\"t13_425\" style=\"left:531px;bottom:1042px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sc_425\" id=\"t14_425\" style=\"left:538px;bottom:1042px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies under sale </div><div class=\"t sb_425\" id=\"t15_425\" style=\"left:87px;bottom:1027px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">and repurchase agreements (at fair value) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: center;\"> <div class=\"t sd_425\" id=\"t16_425\" style=\"left:712px;bottom:1027px;letter-spacing:0.04px;display:inline;\">34,154 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: center;\"> <div class=\"t sb_425\" id=\"t17_425\" style=\"left:799px;bottom:1027px;letter-spacing:0.04px;display:inline;\">44,628 </div></td></tr></table><div class=\"t se_425\" id=\"t18_425\" style=\"left:87px;bottom:989px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Repurchase agreements and other sim</div><div class=\"t sf_425\" id=\"t19_425\" style=\"left:320px;bottom:989px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ilar secured borrow</div><div class=\"t se_425\" id=\"t1a_425\" style=\"left:437px;bottom:989px;letter-spacing:-0.11px;display:inline;\">ing </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t1b_425\" style=\"left:726px;bottom:970px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t1e_425\" style=\"left:813px;bottom:970px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t1c_425\" style=\"left:712px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t1d_425\" style=\"left:734px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t1f_425\" style=\"left:800px;bottom:959px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t1g_425\" style=\"left:822px;bottom:959px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1h_425\" style=\"left:87px;bottom:939px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1i_425\" style=\"left:718px;bottom:939px;letter-spacing:0.14px;display:inline;\">5,585 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1j_425\" style=\"left:806px;bottom:939px;letter-spacing:-0.15px;display:inline;\">6,968 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1k_425\" style=\"left:87px;bottom:920px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1l_425\" style=\"left:712px;bottom:920px;letter-spacing:-0.4px;display:inline;\">47,956 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1m_425\" style=\"left:797px;bottom:920px;letter-spacing:0.21px;display:inline;\">46,846 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1n_425\" style=\"left:713px;bottom:901px;letter-spacing:0.09px;display:inline;\">53,541 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1o_425\" style=\"left:802px;bottom:901px;letter-spacing:0.04px;display:inline;\">53,814 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1p_425\" style=\"left:87px;bottom:882px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Of which: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1q_425\" style=\"left:87px;bottom:863px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Fair value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1r_425\" style=\"left:712px;bottom:863px;letter-spacing:0.07px;display:inline;\">41,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1s_425\" style=\"left:802px;bottom:863px;letter-spacing:-0.07px;display:inline;\">51,706 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1t_425\" style=\"left:100px;bottom:843px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1u_425\" style=\"left:717px;bottom:843px;letter-spacing:0.09px;display:inline;\">4,658 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1v_425\" style=\"left:807px;bottom:843px;letter-spacing:0.01px;display:inline;\">5,737 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1w_425\" style=\"left:100px;bottom:824px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t1x_425\" style=\"left:711px;bottom:824px;letter-spacing:0.05px;display:inline;\">36,625 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t1y_425\" style=\"left:800px;bottom:824px;letter-spacing:-0.23px;display:inline;\">45,969 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t1z_425\" style=\"left:87px;bottom:805px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Held at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t20_425\" style=\"left:713px;bottom:805px;letter-spacing:0.18px;display:inline;\">12,258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t21_425\" style=\"left:808px;bottom:805px;letter-spacing:-0.06px;display:inline;\">2,108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t22_425\" style=\"left:100px;bottom:786px;letter-spacing:0.09px;display:inline;\">Banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t23_425\" style=\"left:728px;bottom:786px;letter-spacing:0.05px;display:inline;\">927 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t24_425\" style=\"left:811px;bottom:786px;letter-spacing:0.12px;display:inline;\">1,231 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t25_425\" style=\"left:100px;bottom:767px;letter-spacing:0.07px;display:inline;\">Customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t26_425\" style=\"left:718px;bottom:767px;letter-spacing:0.1px;display:inline;\">11,331 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t27_425\" style=\"left:816px;bottom:767px;letter-spacing:0.11px;display:inline;\">877 </div></td></tr></table><div class=\"t s8_425\" id=\"t28_425\" style=\"left:87px;bottom:718px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The tables below set out the \ufb01nancial assets prov</div><div class=\"t s7_425\" id=\"t29_425\" style=\"left:377px;bottom:718px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ided as collateral for repurchase and other secured borrowing transactions: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_425\" id=\"t2b_425\" style=\"left:612px;bottom:700px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2h_425\" style=\"left:530px;bottom:683px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2c_425\" style=\"left:444px;bottom:672px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2i_425\" style=\"left:510px;bottom:672px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2d_425\" style=\"left:423px;bottom:660px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">through pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2j_425\" style=\"left:504px;bottom:660px;letter-spacing:-0.03px;display:inline;\">comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2q_425\" style=\"left:690px;bottom:660px;letter-spacing:-0.02px;display:inline;\">Off-balance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2e_425\" style=\"left:460px;bottom:649px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2k_425\" style=\"left:541px;bottom:649px;letter-spacing:-0.02px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2n_425\" style=\"left:591px;bottom:649px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2r_425\" style=\"left:723px;bottom:649px;letter-spacing:0.02px;display:inline;\">sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2u_425\" style=\"left:811px;bottom:649px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t2a_425\" style=\"left:87px;bottom:636px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Collateral pledged against repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2f_425\" style=\"left:452px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2g_425\" style=\"left:475px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2l_425\" style=\"left:538px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2m_425\" style=\"left:561px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2o_425\" style=\"left:625px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2p_425\" style=\"left:648px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2s_425\" style=\"left:712px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2t_425\" style=\"left:734px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_425\" id=\"t2v_425\" style=\"left:798px;bottom:637px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_425\" id=\"t2w_425\" style=\"left:821px;bottom:637px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t2x_425\" style=\"left:87px;bottom:617px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">On-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t2y_425\" style=\"left:100px;bottom:598px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_425\" id=\"t2z_425\" style=\"left:168px;bottom:598px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_425\" id=\"t30_425\" style=\"left:252px;bottom:598px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_425\" id=\"t31_425\" style=\"left:263px;bottom:598px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_425\" id=\"t32_425\" style=\"left:293px;bottom:598px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t33_425\" style=\"left:458px;bottom:598px;letter-spacing:-0.03px;display:inline;\">4,993 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t34_425\" style=\"left:547px;bottom:598px;letter-spacing:-0.06px;display:inline;\">8,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t35_425\" style=\"left:630px;bottom:598px;letter-spacing:-0.1px;display:inline;\">10,181 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t36_425\" style=\"left:743px;bottom:598px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t37_425\" style=\"left:800px;bottom:598px;letter-spacing:0.15px;display:inline;\">23,331 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t38_425\" style=\"left:87px;bottom:579px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Off-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t39_425\" style=\"left:100px;bottom:560px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Repledged collateral received </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3a_425\" style=\"left:483px;bottom:560px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3b_425\" style=\"left:570px;bottom:560px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3c_425\" style=\"left:656px;bottom:560px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3d_425\" style=\"left:712px;bottom:560px;letter-spacing:0.04px;display:inline;\">34,154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3e_425\" style=\"left:799px;bottom:560px;letter-spacing:0.04px;display:inline;\">34,154 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t3f_425\" style=\"left:87px;bottom:541px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3g_425\" style=\"left:458px;bottom:541px;letter-spacing:-0.03px;display:inline;\">4,993 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3h_425\" style=\"left:547px;bottom:541px;letter-spacing:-0.06px;display:inline;\">8,157 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3i_425\" style=\"left:630px;bottom:541px;letter-spacing:-0.1px;display:inline;\">10,181 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3j_425\" style=\"left:712px;bottom:541px;letter-spacing:0.04px;display:inline;\">34,154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_425\" id=\"t3k_425\" style=\"left:798px;bottom:541px;letter-spacing:-0.18px;display:inline;\">57,485 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s9_425\" id=\"t3m_425\" style=\"left:612px;bottom:500px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3s_425\" style=\"left:532px;bottom:483px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3n_425\" style=\"left:445px;bottom:471px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3t_425\" style=\"left:512px;bottom:471px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">through other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3o_425\" style=\"left:425px;bottom:460px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">through pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3u_425\" style=\"left:505px;bottom:460px;letter-spacing:-0.04px;display:inline;\">comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t41_425\" style=\"left:692px;bottom:460px;letter-spacing:-0.09px;display:inline;\">Off-balance </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3p_425\" style=\"left:461px;bottom:448px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3v_425\" style=\"left:542px;bottom:448px;letter-spacing:-0.04px;display:inline;\">income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3y_425\" style=\"left:593px;bottom:448px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t42_425\" style=\"left:724px;bottom:448px;display:inline;\">sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t45_425\" style=\"left:812px;bottom:448px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t3l_425\" style=\"left:87px;bottom:436px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Collateral pledged against repurchase agreements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3q_425\" style=\"left:454px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t3r_425\" style=\"left:475px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3w_425\" style=\"left:540px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t3x_425\" style=\"left:562px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t3z_425\" style=\"left:627px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t40_425\" style=\"left:648px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t43_425\" style=\"left:714px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t44_425\" style=\"left:735px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_425\" id=\"t46_425\" style=\"left:800px;bottom:437px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_425\" id=\"t47_425\" style=\"left:822px;bottom:437px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t48_425\" style=\"left:87px;bottom:417px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">On-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t49_425\" style=\"left:100px;bottom:398px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sc_425\" id=\"t4a_425\" style=\"left:168px;bottom:398px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies and other el</div><div class=\"t sb_425\" id=\"t4b_425\" style=\"left:252px;bottom:398px;letter-spacing:-0.02px;display:inline;\">ig</div><div class=\"t sc_425\" id=\"t4c_425\" style=\"left:263px;bottom:398px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t sb_425\" id=\"t4d_425\" style=\"left:293px;bottom:398px;letter-spacing:-0.06px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4e_425\" style=\"left:461px;bottom:398px;letter-spacing:-0.12px;display:inline;\">2,956 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4f_425\" style=\"left:546px;bottom:398px;letter-spacing:0.09px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4g_425\" style=\"left:636px;bottom:398px;letter-spacing:-0.13px;display:inline;\">4,917 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4h_425\" style=\"left:743px;bottom:398px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4i_425\" style=\"left:804px;bottom:398px;display:inline;\">11,503 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t4j_425\" style=\"left:87px;bottom:379px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Off-balance sheet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_425\" id=\"t4k_425\" style=\"left:100px;bottom:360px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Repledged collateral received </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4l_425\" style=\"left:483px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4m_425\" style=\"left:570px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4n_425\" style=\"left:656px;bottom:360px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4o_425\" style=\"left:712px;bottom:360px;letter-spacing:0.04px;display:inline;\">44,628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4p_425\" style=\"left:799px;bottom:360px;letter-spacing:0.04px;display:inline;\">44,628 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_425\" id=\"t4q_425\" style=\"left:87px;bottom:341px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4r_425\" style=\"left:461px;bottom:341px;letter-spacing:-0.12px;display:inline;\">2,956 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4s_425\" style=\"left:546px;bottom:341px;letter-spacing:0.09px;display:inline;\">3,630 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4t_425\" style=\"left:636px;bottom:341px;letter-spacing:-0.13px;display:inline;\">4,917 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4u_425\" style=\"left:712px;bottom:341px;letter-spacing:0.04px;display:inline;\">44,628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_425\" id=\"t4v_425\" style=\"left:806px;bottom:341px;letter-spacing:-0.09px;display:inline;\">56,131 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105291": {
   "value": "17. Goodwill and intang<div class=\"t s6_426\" id=\"t8_426\" style=\"left:241px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\">ible assets </div><div class=\"t s7_426\" id=\"t9_426\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_426\" id=\"ta_426\" style=\"left:78px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">Goodwill </div><div class=\"t s9_426\" id=\"tb_426\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Goodwill on acquis</div><div class=\"t sa_426\" id=\"tc_426\" style=\"left:190px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"td_426\" style=\"left:198px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions of subsid</div><div class=\"t sa_426\" id=\"te_426\" style=\"left:277px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s9_426\" id=\"tf_426\" style=\"left:293px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies is included in intang</div><div class=\"t sa_426\" id=\"tg_426\" style=\"left:429px;bottom:1120px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ible assets. Goodw</div><div class=\"t s9_426\" id=\"th_426\" style=\"left:540px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill on acquis</div><div class=\"t sa_426\" id=\"ti_426\" style=\"left:608px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"tj_426\" style=\"left:616px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of associates is included in </div><div class=\"t s9_426\" id=\"tk_426\" style=\"left:78px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sa_426\" id=\"tl_426\" style=\"left:268px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures. Goodw</div><div class=\"t s9_426\" id=\"tm_426\" style=\"left:387px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill included in intang</div><div class=\"t sa_426\" id=\"tn_426\" style=\"left:505px;bottom:1104px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ible assets </div><div class=\"t s9_426\" id=\"to_426\" style=\"left:569px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed at each balance sheet date </div><div class=\"t s9_426\" id=\"tp_426\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">for impa</div><div class=\"t sa_426\" id=\"tq_426\" style=\"left:128px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and carr</div><div class=\"t s9_426\" id=\"tr_426\" style=\"left:220px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied at cost less any accumulated impa</div><div class=\"t sa_426\" id=\"ts_426\" style=\"left:445px;bottom:1088px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. Ga</div><div class=\"t s9_426\" id=\"tt_426\" style=\"left:545px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ins and losses on the disposal of an entity </div><div class=\"t s9_426\" id=\"tu_426\" style=\"left:78px;bottom:1072px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include the carrying amount of goodwill relating to the entity sold. Detailed calculations are performed based on forecasting </div><div class=\"t s9_426\" id=\"tv_426\" style=\"left:78px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">expected cash \ufb02ows of the relevant cash-generating units (CGUs) and discount</div><div class=\"t sa_426\" id=\"tw_426\" style=\"left:545px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing these at an appropr</div><div class=\"t s9_426\" id=\"tx_426\" style=\"left:685px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iate discount rate, </div><div class=\"t s9_426\" id=\"ty_426\" style=\"left:78px;bottom:1040px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t sa_426\" id=\"tz_426\" style=\"left:168px;bottom:1040px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of wh</div><div class=\"t s9_426\" id=\"t10_426\" style=\"left:222px;bottom:1040px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich requires the exercise of judgement. Goodwill is allocated to CGUs for the purpose of impa</div><div class=\"t sa_426\" id=\"t11_426\" style=\"left:767px;bottom:1040px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t12_426\" style=\"left:78px;bottom:1024px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">testing. CGUs represent the lowest level with</div><div class=\"t sa_426\" id=\"t13_426\" style=\"left:340px;bottom:1024px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the Group wh</div><div class=\"t s9_426\" id=\"t14_426\" style=\"left:434px;bottom:1024px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich generates separate cash in\ufb02ows and at which the goodwill </div><div class=\"t s9_426\" id=\"t15_426\" style=\"left:78px;bottom:1007px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is monitored for internal management purposes. These are equal to or smaller than the Group\u2019s reportable segments (as set </div><div class=\"t s9_426\" id=\"t16_426\" style=\"left:78px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out in Note 2) as the Group views its reportable segments on a global basis. The major CGUs to which goodwill has been </div><div class=\"t s9_426\" id=\"t17_426\" style=\"left:78px;bottom:975px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">allocated are set out in the CGU table (page 425). </div><div class=\"t s8_426\" id=\"t18_426\" style=\"left:78px;bottom:951px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s9_426\" id=\"t19_426\" style=\"left:78px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The carrying amount of goodwill is based on the applicat</div><div class=\"t sa_426\" id=\"t1a_426\" style=\"left:416px;bottom:935px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of judgements </div><div class=\"t s9_426\" id=\"t1b_426\" style=\"left:526px;bottom:935px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_426\" id=\"t1c_426\" style=\"left:562px;bottom:935px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the bas</div><div class=\"t s9_426\" id=\"t1d_426\" style=\"left:628px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is of goodwill impa</div><div class=\"t sa_426\" id=\"t1e_426\" style=\"left:739px;bottom:935px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t1f_426\" style=\"left:78px;bottom:919px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">calculation assumptions. Judgement is also applied in determinat</div><div class=\"t sa_426\" id=\"t1g_426\" style=\"left:465px;bottom:919px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of CGUs. </div><div class=\"t s9_426\" id=\"t1h_426\" style=\"left:78px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Estimates include forecasts used for determin</div><div class=\"t sa_426\" id=\"t1i_426\" style=\"left:347px;bottom:895px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing cash \ufb02ows for CGUs, the appropr</div><div class=\"t s9_426\" id=\"t1j_426\" style=\"left:562px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate long-term growth rates to use and </div><div class=\"t s9_426\" id=\"t1k_426\" style=\"left:78px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rates which factor in country risk-free rates and applicable risk premiums. The Group undertakes an annual </div><div class=\"t s9_426\" id=\"t1l_426\" style=\"left:78px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assessment to evaluate whether the carrying value of goodwill is impa</div><div class=\"t sa_426\" id=\"t1m_426\" style=\"left:493px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ired. The est</div><div class=\"t s9_426\" id=\"t1n_426\" style=\"left:564px;bottom:863px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t sa_426\" id=\"t1o_426\" style=\"left:592px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of future cash \ufb02ows and the </div><div class=\"t s9_426\" id=\"t1p_426\" style=\"left:78px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sa_426\" id=\"t1q_426\" style=\"left:514px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and </div><div class=\"t s9_426\" id=\"t1r_426\" style=\"left:649px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is subject to potential </div><div class=\"t s9_426\" id=\"t1s_426\" style=\"left:78px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">change over time. </div><div class=\"t s8_426\" id=\"t1t_426\" style=\"left:78px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired intang</div><div class=\"t sb_426\" id=\"t1u_426\" style=\"left:174px;bottom:807px;letter-spacing:-0.13px;display:inline;\">ibles </div><div class=\"t s9_426\" id=\"t1v_426\" style=\"left:78px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">At the date of acquis</div><div class=\"t sa_426\" id=\"t1w_426\" style=\"left:202px;bottom:791px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t1x_426\" style=\"left:209px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of a subsid</div><div class=\"t sa_426\" id=\"t1y_426\" style=\"left:294px;bottom:791px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">iary or assoc</div><div class=\"t s9_426\" id=\"t1z_426\" style=\"left:367px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate, intang</div><div class=\"t sa_426\" id=\"t20_426\" style=\"left:435px;bottom:791px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ible assets wh</div><div class=\"t s9_426\" id=\"t21_426\" style=\"left:517px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are deemed separable and that arise from </div><div class=\"t s9_426\" id=\"t22_426\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contractual or other legal rights are capital</div><div class=\"t sa_426\" id=\"t23_426\" style=\"left:331px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s9_426\" id=\"t24_426\" style=\"left:385px;bottom:775px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">included with</div><div class=\"t sa_426\" id=\"t25_426\" style=\"left:465px;bottom:775px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the net </div><div class=\"t s9_426\" id=\"t26_426\" style=\"left:523px;bottom:775px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t sa_426\" id=\"t27_426\" style=\"left:554px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">i\ufb01able assets acqu</div><div class=\"t s9_426\" id=\"t28_426\" style=\"left:663px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. These intang</div><div class=\"t sa_426\" id=\"t29_426\" style=\"left:769px;bottom:775px;letter-spacing:-0.16px;display:inline;\">ible </div><div class=\"t s9_426\" id=\"t2a_426\" style=\"left:78px;bottom:759px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">assets are in</div><div class=\"t sa_426\" id=\"t2b_426\" style=\"left:151px;bottom:759px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t2c_426\" style=\"left:159px;bottom:759px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially measured at fair value, which re\ufb02ects market expectations of the probabil</div><div class=\"t sa_426\" id=\"t2d_426\" style=\"left:620px;bottom:759px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity that the future econom</div><div class=\"t s9_426\" id=\"t2e_426\" style=\"left:776px;bottom:759px;letter-spacing:-0.16px;display:inline;\">ic </div><div class=\"t s9_426\" id=\"t2f_426\" style=\"left:78px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bene\ufb01ts embodied in the asset will \ufb02ow to the entity and are amortised on the basis of their expected useful lives (4 to </div><div class=\"t s9_426\" id=\"t2g_426\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">16 years). At each balance sheet date, these assets are assessed for ind</div><div class=\"t sa_426\" id=\"t2h_426\" style=\"left:495px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t2i_426\" style=\"left:552px;bottom:727px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t2j_426\" style=\"left:583px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment. In the event that an asset\u2019s </div><div class=\"t s9_426\" id=\"t2k_426\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">carrying amount is determined to be greater than its recoverable amount, the asset is written down immed</div><div class=\"t sa_426\" id=\"t2l_426\" style=\"left:709px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iately to the </div><div class=\"t sa_426\" id=\"t2m_426\" style=\"left:78px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recoverable amount. </div><div class=\"t s8_426\" id=\"t2n_426\" style=\"left:78px;bottom:671px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Computer software </div><div class=\"t s9_426\" id=\"t2o_426\" style=\"left:78px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired computer software licences are capital</div><div class=\"t sa_426\" id=\"t2p_426\" style=\"left:364px;bottom:655px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised on the bas</div><div class=\"t s9_426\" id=\"t2q_426\" style=\"left:454px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is of the costs incurred to acquire and bring to use the </div><div class=\"t s9_426\" id=\"t2r_426\" style=\"left:78px;bottom:639px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t sa_426\" id=\"t2s_426\" style=\"left:113px;bottom:639px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ic software. </div><div class=\"t s9_426\" id=\"t2t_426\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Internally generated software represents substantially all of the total software capital</div><div class=\"t sa_426\" id=\"t2u_426\" style=\"left:584px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised. D</div><div class=\"t s9_426\" id=\"t2v_426\" style=\"left:623px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irect costs of the development </div><div class=\"t s9_426\" id=\"t2w_426\" style=\"left:78px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of separately ident</div><div class=\"t sa_426\" id=\"t2x_426\" style=\"left:190px;bottom:598px;letter-spacing:-0.19px;display:inline;\">i\ufb01able </div><div class=\"t s9_426\" id=\"t2y_426\" style=\"left:229px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">internally generated software are capital</div><div class=\"t sa_426\" id=\"t2z_426\" style=\"left:472px;bottom:598px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised where </div><div class=\"t s9_426\" id=\"t30_426\" style=\"left:539px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is probable that future economic bene\ufb01ts </div><div class=\"t s9_426\" id=\"t31_426\" style=\"left:78px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">attributable to the software will \ufb02ow from its use. These costs include staff remuneration costs such as salaries, statutory </div><div class=\"t s9_426\" id=\"t32_426\" style=\"left:78px;bottom:566px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">payments and share-based payments, materials, service providers and contractors provided their time is directly </div><div class=\"t s9_426\" id=\"t33_426\" style=\"left:78px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">attributable to the software build. Costs incurred in the ongoing maintenance of software are expensed immed</div><div class=\"t sa_426\" id=\"t34_426\" style=\"left:735px;bottom:550px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s9_426\" id=\"t35_426\" style=\"left:78px;bottom:534px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">when incurred. Internally generated software is amortised over each asset\u2019s useful life to a maximum of 10-years. On an </div><div class=\"t s9_426\" id=\"t36_426\" style=\"left:78px;bottom:518px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">annual basis software assets\u2019 residual values and useful lives are reviewed, includ</div><div class=\"t sa_426\" id=\"t37_426\" style=\"left:553px;bottom:518px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ing assess</div><div class=\"t s9_426\" id=\"t38_426\" style=\"left:613px;bottom:518px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing for ind</div><div class=\"t sa_426\" id=\"t39_426\" style=\"left:672px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t3a_426\" style=\"left:730px;bottom:518px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t3b_426\" style=\"left:761px;bottom:518px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_426\" id=\"t3c_426\" style=\"left:78px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Indicators of impa</div><div class=\"t sa_426\" id=\"t3d_426\" style=\"left:185px;bottom:502px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t3e_426\" style=\"left:227px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include loss of business relevance, obsolescence, exit of the business to which the software relates, </div><div class=\"t s9_426\" id=\"t3f_426\" style=\"left:78px;bottom:486px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">technological changes, change in use of the asset, reduction in useful life, plans to reduce usage or scope. </div><div class=\"t s9_426\" id=\"t3g_426\" style=\"left:78px;bottom:462px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For capital</div><div class=\"t sa_426\" id=\"t3h_426\" style=\"left:141px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised software that </div><div class=\"t s9_426\" id=\"t3i_426\" style=\"left:252px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is internally generated, judgement is required to determine which costs relate to research </div><div class=\"t s9_426\" id=\"t3j_426\" style=\"left:78px;bottom:446px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(expensed) and which costs relate to development (capital</div><div class=\"t sa_426\" id=\"t3k_426\" style=\"left:426px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ised). Further judgement </div><div class=\"t s9_426\" id=\"t3l_426\" style=\"left:573px;bottom:446px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required to determine the technical </div><div class=\"t s9_426\" id=\"t3m_426\" style=\"left:78px;bottom:430px;letter-spacing:-0.12px;display:inline;\">feasib</div><div class=\"t sa_426\" id=\"t3n_426\" style=\"left:115px;bottom:430px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_426\" id=\"t3o_426\" style=\"left:120px;bottom:430px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of completing the software such that it will be available for use. Estimates are used to determine how the software </div><div class=\"t s9_426\" id=\"t3p_426\" style=\"left:78px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">will generate probable future economic bene\ufb01ts: these estimates include cost savings, income increases, balance sheet </div><div class=\"t s9_426\" id=\"t3q_426\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improvements, improved functional</div><div class=\"t sa_426\" id=\"t3r_426\" style=\"left:289px;bottom:398px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity or </div><div class=\"t s9_426\" id=\"t3s_426\" style=\"left:321px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improved asset safeguarding. </div><div class=\"t s9_426\" id=\"t3t_426\" style=\"left:78px;bottom:374px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Software as a Service (SaaS) is a contractual arrangement that conveys the right to receive access to the supplier\u2019s software </div><div class=\"t s9_426\" id=\"t3u_426\" style=\"left:78px;bottom:358px;letter-spacing:-0.17px;display:inline;\">applicat</div><div class=\"t sa_426\" id=\"t3v_426\" style=\"left:128px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion over the contract term. As such, the Group does not have control and as a result recogn</div><div class=\"t s9_426\" id=\"t3w_426\" style=\"left:661px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ises an operating </div><div class=\"t s9_426\" id=\"t3x_426\" style=\"left:78px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">expense for these costs over the contract term. Certain costs, includ</div><div class=\"t sa_426\" id=\"t3y_426\" style=\"left:474px;bottom:342px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing custom</div><div class=\"t s9_426\" id=\"t3z_426\" style=\"left:539px;bottom:342px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_426\" id=\"t40_426\" style=\"left:561px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion costs related to </div><div class=\"t s9_426\" id=\"t41_426\" style=\"left:676px;bottom:342px;letter-spacing:-0.13px;display:inline;\">implementat</div><div class=\"t sa_426\" id=\"t42_426\" style=\"left:754px;bottom:342px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_426\" id=\"t43_426\" style=\"left:78px;bottom:326px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">SaaS may meet the de\ufb01nit</div><div class=\"t s9_426\" id=\"t44_426\" style=\"left:235px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of an intang</div><div class=\"t sa_426\" id=\"t45_426\" style=\"left:328px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ible asset </div><div class=\"t s9_426\" id=\"t46_426\" style=\"left:386px;bottom:326px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in their own right if it is separately ident</div><div class=\"t sa_426\" id=\"t47_426\" style=\"left:617px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">i\ufb01able and control </div><div class=\"t s9_426\" id=\"t48_426\" style=\"left:727px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is established. </div><div class=\"t s9_426\" id=\"t49_426\" style=\"left:78px;bottom:310px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">These costs are capital</div><div class=\"t sa_426\" id=\"t4a_426\" style=\"left:213px;bottom:310px;letter-spacing:-0.1px;display:inline;\">ised </div><div class=\"t s9_426\" id=\"t4b_426\" style=\"left:240px;bottom:310px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">if it is expected to provide the Group with future economic bene\ufb01ts \ufb02owing from the underlying </div><div class=\"t s9_426\" id=\"t4c_426\" style=\"left:78px;bottom:294px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">resource and the Group can restrict others from accessing those bene\ufb01ts. </div><div></div><div class=\"t s4_427\" id=\"t6_427\" style=\"left:87px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"></div><div class=\"t s5_427\" id=\"t7_427\" style=\"left:258px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s6_427\" id=\"t8_427\" style=\"left:338px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_427\" id=\"t9_427\" style=\"left:430px;bottom:1162px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_427\" id=\"ta_427\" style=\"left:699px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"te_427\" style=\"left:394px;bottom:1145px;letter-spacing:-0.04px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tj_427\" style=\"left:455px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tt_427\" style=\"left:664px;bottom:1145px;letter-spacing:-0.06px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"ty_427\" style=\"left:724px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tb_427\" style=\"left:330px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tf_427\" style=\"left:384px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">intang</div><div class=\"t s3_427\" id=\"tg_427\" style=\"left:415px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tk_427\" style=\"left:460px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">software </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tn_427\" style=\"left:543px;bottom:1134px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tq_427\" style=\"left:599px;bottom:1134px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tu_427\" style=\"left:654px;bottom:1134px;letter-spacing:-0.04px;display:inline;\">intang</div><div class=\"t s8_427\" id=\"tv_427\" style=\"left:685px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: right;\"><div class=\"t s7_427\" id=\"tz_427\" style=\"left:728px;bottom:1134px;letter-spacing:0.02px;display:inline;\">software </div><div class=\"t s9_427\" id=\"t10_427\" style=\"vertical-align: super;left:769px;bottom:1139px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t13_427\" style=\"left:812px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tc_427\" style=\"left:335px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"td_427\" style=\"left:358px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"th_427\" style=\"left:400px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"ti_427\" style=\"left:423px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tl_427\" style=\"left:465px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"tm_427\" style=\"left:488px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"to_427\" style=\"left:530px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"tp_427\" style=\"left:553px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tr_427\" style=\"left:605px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"ts_427\" style=\"left:627px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tw_427\" style=\"left:670px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"tx_427\" style=\"left:692px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t11_427\" style=\"left:735px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t12_427\" style=\"left:757px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t14_427\" style=\"left:800px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t15_427\" style=\"left:822px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t16_427\" style=\"left:87px;bottom:1102px;letter-spacing:0.09px;display:inline;\">Cost </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t17_427\" style=\"left:87px;bottom:1083px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t18_427\" style=\"left:343px;bottom:1083px;letter-spacing:0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t19_427\" style=\"left:417px;bottom:1083px;letter-spacing:-0.04px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1a_427\" style=\"left:474px;bottom:1083px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1b_427\" style=\"left:537px;bottom:1083px;letter-spacing:-0.45px;display:inline;\">7,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1c_427\" style=\"left:612px;bottom:1083px;letter-spacing:0.01px;display:inline;\">2,595 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1d_427\" style=\"left:686px;bottom:1083px;letter-spacing:-0.05px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1e_427\" style=\"left:740px;bottom:1083px;letter-spacing:0.14px;display:inline;\">4,464 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1f_427\" style=\"left:811px;bottom:1083px;letter-spacing:-0.35px;display:inline;\">7,516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1g_427\" style=\"left:87px;bottom:1064px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1h_427\" style=\"left:353px;bottom:1064px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1i_427\" style=\"left:420px;bottom:1064px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1j_427\" style=\"left:491px;bottom:1064px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1k_427\" style=\"left:550px;bottom:1064px;letter-spacing:0.06px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1l_427\" style=\"left:617px;bottom:1064px;letter-spacing:-0.11px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1m_427\" style=\"left:688px;bottom:1064px;letter-spacing:-0.29px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1n_427\" style=\"left:753px;bottom:1064px;letter-spacing:-0.06px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1o_427\" style=\"left:814px;bottom:1064px;letter-spacing:-0.17px;display:inline;\">(156) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1p_427\" style=\"left:87px;bottom:1045px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t sc_427\" id=\"t1q_427\" style=\"left:118px;bottom:1045px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1r_427\" style=\"left:366px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1s_427\" style=\"left:431px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1t_427\" style=\"left:475px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1u_427\" style=\"left:540px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1v_427\" style=\"left:635px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1w_427\" style=\"left:700px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1x_427\" style=\"left:743px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1y_427\" style=\"left:808px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1z_427\" style=\"left:87px;bottom:1026px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Impairment charge\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t20_427\" style=\"left:366px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t21_427\" style=\"left:431px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t22_427\" style=\"left:480px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t23_427\" style=\"left:545px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t24_427\" style=\"left:626px;bottom:1026px;letter-spacing:-0.34px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t25_427\" style=\"left:700px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t26_427\" style=\"left:759px;bottom:1026px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t27_427\" style=\"left:820px;bottom:1026px;letter-spacing:-0.08px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t28_427\" style=\"left:87px;bottom:1007px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t29_427\" style=\"left:351px;bottom:1007px;letter-spacing:-0.07px;display:inline;\">(18)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2a_427\" style=\"left:422px;bottom:1007px;letter-spacing:-0.16px;display:inline;\">(5)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2b_427\" style=\"left:490px;bottom:1007px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2c_427\" style=\"left:548px;bottom:1007px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2d_427\" style=\"left:635px;bottom:1007px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2e_427\" style=\"left:684px;bottom:1007px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2f_427\" style=\"left:745px;bottom:1007px;display:inline;\">(348) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2g_427\" style=\"left:811px;bottom:1007px;letter-spacing:-0.31px;display:inline;\">(484) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t2h_427\" style=\"left:87px;bottom:988px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t2i_427\" style=\"left:124px;bottom:988px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2j_427\" style=\"left:366px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2k_427\" style=\"left:431px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2l_427\" style=\"left:496px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2m_427\" style=\"left:561px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2n_427\" style=\"left:630px;bottom:988px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2o_427\" style=\"left:700px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2p_427\" style=\"left:759px;bottom:988px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2q_427\" style=\"left:824px;bottom:988px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t2r_427\" style=\"left:87px;bottom:969px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2s_427\" style=\"left:340px;bottom:969px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2t_427\" style=\"left:417px;bottom:969px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2u_427\" style=\"left:473px;bottom:969px;letter-spacing:-0.05px;display:inline;\">6,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2v_427\" style=\"left:536px;bottom:969px;letter-spacing:0.05px;display:inline;\">8,875 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2w_427\" style=\"left:615px;bottom:969px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2x_427\" style=\"left:686px;bottom:969px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2y_427\" style=\"left:745px;bottom:969px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2z_427\" style=\"left:808px;bottom:969px;letter-spacing:-0.54px;display:inline;\">7,944 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t30_427\" style=\"left:87px;bottom:950px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sd_427\" id=\"t31_427\" style=\"left:121px;bottom:950px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ion for amort</div><div class=\"t sa_427\" id=\"t32_427\" style=\"left:196px;bottom:950px;letter-spacing:0.07px;display:inline;\">isat</div><div class=\"t sd_427\" id=\"t33_427\" style=\"left:218px;bottom:950px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t34_427\" style=\"left:87px;bottom:931px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t35_427\" style=\"left:366px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t36_427\" style=\"left:417px;bottom:931px;letter-spacing:-0.35px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t37_427\" style=\"left:473px;bottom:931px;letter-spacing:0.07px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t38_427\" style=\"left:536px;bottom:931px;letter-spacing:0.02px;display:inline;\">2,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t39_427\" style=\"left:635px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3a_427\" style=\"left:686px;bottom:931px;letter-spacing:-0.09px;display:inline;\">437 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3b_427\" style=\"left:742px;bottom:931px;letter-spacing:0.08px;display:inline;\">1,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3c_427\" style=\"left:805px;bottom:931px;letter-spacing:-0.04px;display:inline;\">2,045 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3d_427\" style=\"left:87px;bottom:912px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3e_427\" style=\"left:366px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3f_427\" style=\"left:420px;bottom:912px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3g_427\" style=\"left:493px;bottom:912px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3h_427\" style=\"left:557px;bottom:912px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3i_427\" style=\"left:635px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3j_427\" style=\"left:688px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3k_427\" style=\"left:758px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3l_427\" style=\"left:817px;bottom:912px;letter-spacing:-0.48px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3m_427\" style=\"left:87px;bottom:893px;letter-spacing:0.06px;display:inline;\">Amortisat</div><div class=\"t sc_427\" id=\"t3n_427\" style=\"left:143px;bottom:893px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3o_427\" style=\"left:366px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3p_427\" style=\"left:433px;bottom:893px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3q_427\" style=\"left:482px;bottom:893px;letter-spacing:-0.06px;display:inline;\">625 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3r_427\" style=\"left:546px;bottom:893px;letter-spacing:-0.1px;display:inline;\">626 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3s_427\" style=\"left:635px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3t_427\" style=\"left:699px;bottom:893px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3u_427\" style=\"left:754px;bottom:893px;letter-spacing:0.02px;display:inline;\">531 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3v_427\" style=\"left:816px;bottom:893px;letter-spacing:0.05px;display:inline;\">535 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_427\" id=\"t3w_427\" style=\"left:87px;bottom:874px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div><div class=\"t se_427\" id=\"t3x_427\" style=\"vertical-align: super;left:195px;bottom:880px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3y_427\" style=\"left:366px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3z_427\" style=\"left:431px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t40_427\" style=\"left:483px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t41_427\" style=\"left:543px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t42_427\" style=\"left:635px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t43_427\" style=\"left:700px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t44_427\" style=\"left:764px;bottom:874px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t45_427\" style=\"left:829px;bottom:874px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t46_427\" style=\"left:87px;bottom:855px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t47_427\" style=\"left:366px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t48_427\" style=\"left:431px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t49_427\" style=\"left:496px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4a_427\" style=\"left:561px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4b_427\" style=\"left:635px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4c_427\" style=\"left:684px;bottom:855px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4d_427\" style=\"left:749px;bottom:855px;letter-spacing:-0.05px;display:inline;\">(331) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4e_427\" style=\"left:811px;bottom:855px;letter-spacing:-0.2px;display:inline;\">(467) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t4f_427\" style=\"left:87px;bottom:836px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t4g_427\" style=\"left:124px;bottom:836px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4h_427\" style=\"left:366px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4i_427\" style=\"left:431px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4j_427\" style=\"left:496px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4k_427\" style=\"left:561px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4l_427\" style=\"left:635px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4m_427\" style=\"left:700px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4n_427\" style=\"left:760px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4o_427\" style=\"left:825px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4p_427\" style=\"left:87px;bottom:817px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4q_427\" style=\"left:366px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4r_427\" style=\"left:417px;bottom:817px;letter-spacing:0.05px;display:inline;\">265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4s_427\" style=\"left:471px;bottom:817px;letter-spacing:0.15px;display:inline;\">2,396 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4t_427\" style=\"left:538px;bottom:817px;letter-spacing:0.08px;display:inline;\">2,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4u_427\" style=\"left:635px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4v_427\" style=\"left:687px;bottom:817px;letter-spacing:-0.36px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4w_427\" style=\"left:744px;bottom:817px;letter-spacing:0.05px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4x_427\" style=\"left:806px;bottom:817px;letter-spacing:-0.09px;display:inline;\">2,075 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4y_427\" style=\"left:87px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4z_427\" style=\"left:340px;bottom:798px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t50_427\" style=\"left:426px;bottom:798px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t51_427\" style=\"left:472px;bottom:798px;letter-spacing:0.14px;display:inline;\">3,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t52_427\" style=\"left:537px;bottom:798px;letter-spacing:0.09px;display:inline;\">6,214 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t53_427\" style=\"left:615px;bottom:798px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t54_427\" style=\"left:695px;bottom:798px;letter-spacing:-0.08px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t55_427\" style=\"left:742px;bottom:798px;letter-spacing:0.04px;display:inline;\">3,379 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t56_427\" style=\"left:806px;bottom:798px;letter-spacing:0.04px;display:inline;\">5,869 </div></td></tr></table><div class=\"t s7_427\" id=\"t57_427\" style=\"left:87px;bottom:774px;display:inline;\">1 </div><div class=\"t s7_427\" id=\"t58_427\" style=\"left:100px;bottom:774px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes disposal of goodwill and other intang</div><div class=\"t s8_427\" id=\"t59_427\" style=\"left:311px;bottom:774px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ibles relat</div><div class=\"t s7_427\" id=\"t5a_427\" style=\"left:356px;bottom:774px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ing to aviat</div><div class=\"t s8_427\" id=\"t5b_427\" style=\"left:408px;bottom:774px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s7_427\" id=\"t5c_427\" style=\"left:480px;bottom:774px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing business. These were classif</div><div class=\"t s8_427\" id=\"t5d_427\" style=\"left:623px;bottom:774px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ied as held for sale dur</div><div class=\"t s7_427\" id=\"t5e_427\" style=\"left:725px;bottom:774px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing 2023 and sold </div><div class=\"t s7_427\" id=\"t5f_427\" style=\"left:100px;bottom:762px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div><div class=\"t s7_427\" id=\"t5g_427\" style=\"left:87px;bottom:745px;display:inline;\">2 </div><div class=\"t s7_427\" id=\"t5h_427\" style=\"left:100px;bottom:745px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Computer software impa</div><div class=\"t s8_427\" id=\"t5i_427\" style=\"left:216px;bottom:745px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t s7_427\" id=\"t5j_427\" style=\"left:248px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">includes $82.8 mill</div><div class=\"t s8_427\" id=\"t5k_427\" style=\"left:331px;bottom:745px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (2022: n</div><div class=\"t s7_427\" id=\"t5l_427\" style=\"left:383px;bottom:745px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">il) charge relating to write off on SaaS (Software as a Service) applicat</div><div class=\"t s8_427\" id=\"t5m_427\" style=\"left:704px;bottom:745px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ions cap</div><div class=\"t s7_427\" id=\"t5n_427\" style=\"left:742px;bottom:745px;letter-spacing:-0.04px;display:inline;\">ital</div><div class=\"t s8_427\" id=\"t5o_427\" style=\"left:757px;bottom:745px;display:inline;\">ised </div><div class=\"t s7_427\" id=\"t5p_427\" style=\"left:778px;bottom:745px;letter-spacing:-0.06px;display:inline;\">in </div><div class=\"t s7_427\" id=\"t5q_427\" style=\"left:100px;bottom:734px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">previous years </div><div class=\"t sf_427\" id=\"t5r_427\" style=\"left:87px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, accumulated goodwill impa</div><div class=\"t sg_427\" id=\"t5s_427\" style=\"left:383px;bottom:711px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">irment losses </div><div class=\"t sf_427\" id=\"t5t_427\" style=\"left:462px;bottom:711px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">incurred from 1 January 2005 amounted to $3,331 mill</div><div class=\"t sg_427\" id=\"t5u_427\" style=\"left:774px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sf_427\" id=\"t5v_427\" style=\"left:87px;bottom:695px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">(31 December 2022: $3,331 mill</div><div class=\"t sg_427\" id=\"t5w_427\" style=\"left:263px;bottom:695px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">ion), of wh</div><div class=\"t sf_427\" id=\"t5x_427\" style=\"left:323px;bottom:695px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ich Nil mill</div><div class=\"t sg_427\" id=\"t5y_427\" style=\"left:382px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion was recogn</div><div class=\"t sf_427\" id=\"t5z_427\" style=\"left:471px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ised in 2023 (31 December 2022: $14 mill</div><div class=\"t sg_427\" id=\"t60_427\" style=\"left:703px;bottom:695px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t sh_427\" id=\"t61_427\" style=\"left:87px;bottom:663px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Outcome of impa</div><div class=\"t si_427\" id=\"t62_427\" style=\"left:193px;bottom:663px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">irment assessment </div><div class=\"t sf_427\" id=\"t63_427\" style=\"left:87px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">An annual assessment is made as to whether the current carrying value of goodwill is impa</div><div class=\"t sg_427\" id=\"t64_427\" style=\"left:622px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. For the purposes of </div><div class=\"t sf_427\" id=\"t65_427\" style=\"left:765px;bottom:644px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sg_427\" id=\"t66_427\" style=\"left:796px;bottom:644px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t67_427\" style=\"left:87px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">testing, goodwill is allocated at the date of acquis</div><div class=\"t sg_427\" id=\"t68_427\" style=\"left:381px;bottom:628px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sf_427\" id=\"t69_427\" style=\"left:388px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to a CGU. Goodwill is considered to be impa</div><div class=\"t sg_427\" id=\"t6a_427\" style=\"left:668px;bottom:628px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sf_427\" id=\"t6b_427\" style=\"left:694px;bottom:628px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">if the carrying amount </div><div class=\"t sf_427\" id=\"t6c_427\" style=\"left:87px;bottom:612px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of the relevant CGU exceeds its recoverable amount. Indicators of impa</div><div class=\"t sg_427\" id=\"t6d_427\" style=\"left:507px;bottom:612px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t6e_427\" style=\"left:549px;bottom:612px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include changes in the economic performance </div><div class=\"t sf_427\" id=\"t6f_427\" style=\"left:87px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and outlook of the region, includ</div><div class=\"t sg_427\" id=\"t6g_427\" style=\"left:277px;bottom:596px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing geopol</div><div class=\"t sf_427\" id=\"t6h_427\" style=\"left:341px;bottom:596px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_427\" id=\"t6i_427\" style=\"left:348px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical changes, changes </div><div class=\"t sf_427\" id=\"t6j_427\" style=\"left:482px;bottom:596px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in market value of regional investments, large credit defaults </div><div class=\"t sf_427\" id=\"t6k_427\" style=\"left:87px;bottom:580px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and strategic decis</div><div class=\"t sg_427\" id=\"t6l_427\" style=\"left:199px;bottom:580px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to ex</div><div class=\"t sf_427\" id=\"t6m_427\" style=\"left:255px;bottom:580px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it certain regions. The recoverable amounts for all the CGUs were measured based on value in </div><div class=\"t sf_427\" id=\"t6n_427\" style=\"left:87px;bottom:564px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">use (VIU). The calculation of VIU for each CGU is calculated using \ufb01ve-year cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6o_427\" style=\"left:625px;bottom:564px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions and an est</div><div class=\"t sf_427\" id=\"t6p_427\" style=\"left:715px;bottom:564px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">imated terminal </div><div class=\"t sf_427\" id=\"t6q_427\" style=\"left:87px;bottom:548px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value based on a perpetuity value after year \ufb01ve. The cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6r_427\" style=\"left:500px;bottom:548px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are based on forecasts approved by management </div><div class=\"t sf_427\" id=\"t6s_427\" style=\"left:87px;bottom:532px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 2028. The perpetuity terminal value amount is calculated using year \ufb01ve cash\ufb02ows using long-term GDP growth rates. </div><div class=\"t sf_427\" id=\"t6t_427\" style=\"left:87px;bottom:516px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">All cash\ufb02ows are discounted using discount rates which re\ufb02ect market rates appropriate to the CGU. Post-tax discount rates </div><div class=\"t sf_427\" id=\"t6u_427\" style=\"left:87px;bottom:500px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are used to calculate the VIU using the post-tax cash\ufb02ows. The post-tax discount rate is subsequently grossed up to pre-tax </div><div class=\"t sf_427\" id=\"t6v_427\" style=\"left:87px;bottom:484px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">discount rate. The calculated VIU using post-tax and pre-tax discount rate is the same. </div><div class=\"t sf_427\" id=\"t6w_427\" style=\"left:87px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The goodwill allocated to each CGU and key assumptions used in determin</div><div class=\"t sg_427\" id=\"t6x_427\" style=\"left:530px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amounts are set out below and </div><div class=\"t sf_427\" id=\"t6y_427\" style=\"left:87px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">are solely estimates for the purposes of assessing impa</div><div class=\"t sg_427\" id=\"t6z_427\" style=\"left:410px;bottom:444px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment of acqu</div><div class=\"t sf_427\" id=\"t70_427\" style=\"left:496px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ired goodwill. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_427\" id=\"t72_427\" style=\"left:430px;bottom:425px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_427\" id=\"t73_427\" style=\"left:699px;bottom:425px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7a_427\" style=\"left:516px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Long-term </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7k_427\" style=\"left:786px;bottom:409px;letter-spacing:-0.06px;display:inline;\">Long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t77_427\" style=\"left:400px;bottom:397px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7b_427\" style=\"left:504px;bottom:397px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">forecast GDP </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7h_427\" style=\"left:672px;bottom:397px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7l_427\" style=\"left:775px;bottom:397px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">forecast GDP </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t74_427\" style=\"left:352px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t78_427\" style=\"left:456px;bottom:386px;letter-spacing:0.02px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7c_427\" style=\"left:507px;bottom:386px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">growth rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7e_427\" style=\"left:621px;bottom:386px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7i_427\" style=\"left:726px;bottom:386px;letter-spacing:-0.03px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7m_427\" style=\"left:777px;bottom:386px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">growth rates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t71_427\" style=\"left:87px;bottom:373px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Cash-generating unit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t75_427\" style=\"left:357px;bottom:374px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"t76_427\" style=\"left:379px;bottom:374px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t79_427\" style=\"left:442px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7d_427\" style=\"left:529px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7f_427\" style=\"left:627px;bottom:374px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"t7g_427\" style=\"left:648px;bottom:374px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7j_427\" style=\"left:711px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7n_427\" style=\"left:798px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7o_427\" style=\"left:87px;bottom:354px;letter-spacing:0.09px;word-spacing:-0.21px;display:inline;\">Country CGUs </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7p_427\" style=\"left:87px;bottom:335px;letter-spacing:0.08px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7q_427\" style=\"left:364px;bottom:335px;letter-spacing:0.03px;display:inline;\">1,036 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7r_427\" style=\"left:636px;bottom:335px;letter-spacing:-0.13px;display:inline;\">1,032 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7s_427\" style=\"left:100px;bottom:316px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7t_427\" style=\"left:373px;bottom:316px;letter-spacing:0.05px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7u_427\" style=\"left:459px;bottom:316px;letter-spacing:-0.03px;display:inline;\">12.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7v_427\" style=\"left:552px;bottom:316px;letter-spacing:0.1px;display:inline;\">1.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7w_427\" style=\"left:643px;bottom:316px;letter-spacing:0.04px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7x_427\" style=\"left:729px;bottom:316px;letter-spacing:-0.02px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7y_427\" style=\"left:823px;bottom:316px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7z_427\" style=\"left:100px;bottom:297px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t80_427\" style=\"left:374px;bottom:297px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t81_427\" style=\"left:458px;bottom:297px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t82_427\" style=\"left:552px;bottom:297px;letter-spacing:0.2px;display:inline;\">1.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t83_427\" style=\"left:643px;bottom:297px;letter-spacing:0.09px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t84_427\" style=\"left:732px;bottom:297px;letter-spacing:0.1px;display:inline;\">11.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t85_427\" style=\"left:823px;bottom:297px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t86_427\" style=\"left:100px;bottom:278px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t87_427\" style=\"left:372px;bottom:278px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t88_427\" style=\"left:459px;bottom:278px;letter-spacing:-0.09px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t89_427\" style=\"left:553px;bottom:278px;letter-spacing:-0.03px;display:inline;\">2.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8a_427\" style=\"left:642px;bottom:278px;letter-spacing:0.03px;display:inline;\">342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8b_427\" style=\"left:729px;bottom:278px;letter-spacing:0.12px;display:inline;\">12.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8c_427\" style=\"left:820px;bottom:278px;letter-spacing:0.23px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8d_427\" style=\"left:87px;bottom:259px;word-spacing:-0.14px;display:inline;\">Africa &amp; Middle East </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8e_427\" style=\"left:379px;bottom:259px;letter-spacing:0.12px;display:inline;\">80 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8f_427\" style=\"left:649px;bottom:259px;letter-spacing:0.05px;display:inline;\">85 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8g_427\" style=\"left:100px;bottom:240px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8h_427\" style=\"left:382px;bottom:240px;letter-spacing:-0.05px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8i_427\" style=\"left:457px;bottom:240px;letter-spacing:0.14px;display:inline;\">35.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8j_427\" style=\"left:550px;bottom:240px;letter-spacing:0.15px;display:inline;\">3.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8k_427\" style=\"left:649px;bottom:240px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8l_427\" style=\"left:726px;bottom:240px;letter-spacing:-0.26px;display:inline;\">30.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8m_427\" style=\"left:820px;bottom:240px;letter-spacing:-0.3px;display:inline;\">5.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8n_427\" style=\"left:100px;bottom:221px;letter-spacing:0.01px;display:inline;\">Bahrain </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8o_427\" style=\"left:379px;bottom:221px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8p_427\" style=\"left:458px;bottom:221px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8q_427\" style=\"left:549px;bottom:221px;letter-spacing:0.04px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8r_427\" style=\"left:649px;bottom:221px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8s_427\" style=\"left:729px;bottom:221px;letter-spacing:0.04px;display:inline;\">16.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8t_427\" style=\"left:819px;bottom:221px;letter-spacing:-0.07px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8u_427\" style=\"left:87px;bottom:202px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">Global CGUs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8v_427\" style=\"left:367px;bottom:202px;letter-spacing:0.15px;display:inline;\">1,313 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8w_427\" style=\"left:635px;bottom:202px;letter-spacing:0.17px;display:inline;\">1,354 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8x_427\" style=\"left:100px;bottom:183px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Global Private Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8y_427\" style=\"left:380px;bottom:183px;letter-spacing:0.14px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8z_427\" style=\"left:459px;bottom:183px;letter-spacing:0.17px;display:inline;\">15.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t90_427\" style=\"left:552px;bottom:183px;letter-spacing:-0.18px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t91_427\" style=\"left:649px;bottom:183px;letter-spacing:0.12px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t92_427\" style=\"left:729px;bottom:183px;letter-spacing:0.06px;display:inline;\">14.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t93_427\" style=\"left:819px;bottom:183px;letter-spacing:-0.05px;display:inline;\">2.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t94_427\" style=\"left:100px;bottom:164px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t95_427\" style=\"left:100px;bottom:149px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t sc_427\" id=\"t96_427\" style=\"left:138px;bottom:149px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sb_427\" id=\"t97_427\" style=\"left:197px;bottom:149px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t98_427\" style=\"left:364px;bottom:149px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t99_427\" style=\"left:459px;bottom:149px;letter-spacing:0.08px;display:inline;\">15.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9a_427\" style=\"left:550px;bottom:149px;letter-spacing:0.41px;display:inline;\">2.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9b_427\" style=\"left:638px;bottom:149px;letter-spacing:0.13px;display:inline;\">1,271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9c_427\" style=\"left:729px;bottom:149px;display:inline;\">14.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9d_427\" style=\"left:820px;bottom:149px;letter-spacing:0.16px;display:inline;\">2.5 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9e_427\" style=\"left:362px;bottom:111px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9f_427\" style=\"left:636px;bottom:111px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div></div><div class=\"t s5_428\" id=\"t7_428\" style=\"left:69px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"></div><div class=\"t s6_428\" id=\"t8_428\" style=\"left:241px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s7_428\" id=\"t9_428\" style=\"left:321px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_428\" id=\"ta_428\" style=\"left:69px;bottom:1157px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The Group has performed sensit</div><div class=\"t s9_428\" id=\"tb_428\" style=\"left:260px;bottom:1157px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_428\" id=\"tc_428\" style=\"left:269px;bottom:1157px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity analysis on the key assumptions for each CGU\u2019s recoverable amount. Taiwan CGU is </div><div class=\"t s8_428\" id=\"td_428\" style=\"left:69px;bottom:1141px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">considered sensit</div><div class=\"t s9_428\" id=\"te_428\" style=\"left:172px;bottom:1141px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive to the key var</div><div class=\"t s8_428\" id=\"tf_428\" style=\"left:270px;bottom:1141px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iables and any ind</div><div class=\"t s9_428\" id=\"tg_428\" style=\"left:378px;bottom:1141px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_428\" id=\"th_428\" style=\"left:387px;bottom:1141px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">idual movements on the estimates (cash\ufb02ow, discount rate and GDP </div><div class=\"t s8_428\" id=\"ti_428\" style=\"left:69px;bottom:1125px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">growth rate) up to the levels disclosed below would elim</div><div class=\"t s9_428\" id=\"tj_428\" style=\"left:398px;bottom:1125px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inate the current headroom. </div><div class=\"t s2_428\" id=\"tk_428\" style=\"left:69px;bottom:958px;letter-spacing:0.11px;display:inline;\">CGU </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"11\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t sa_428\" id=\"tl_428\" style=\"left:467px;bottom:1106px;letter-spacing:-0.06px;display:inline;\">2023 </div>       </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"11\" rowspan=\"1\" style=\"text-align: center;\">     <div class=\"t sa_428\" id=\"tq_428\" style=\"left:548px;bottom:1089px;display:inline;\">Sensit</div><div class=\"t sb_428\" id=\"tr_428\" style=\"left:576px;bottom:1089px;letter-spacing:-0.03px;display:inline;\">iv</div><div class=\"t sa_428\" id=\"ts_428\" style=\"left:585px;bottom:1089px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sb_428\" id=\"tt_428\" style=\"left:591px;bottom:1089px;display:inline;\">ies </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t12_428\" style=\"left:777px;bottom:1072px;letter-spacing:0.02px;display:inline;\">Extreme </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"ty_428\" style=\"left:683px;bottom:1061px;letter-spacing:0.02px;display:inline;\">Cash- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t10_428\" style=\"left:721px;bottom:1061px;letter-spacing:-0.04px;display:inline;\">Downside </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t13_428\" style=\"left:774px;bottom:1061px;letter-spacing:-0.04px;display:inline;\">downside </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tu_428\" style=\"left:362px;bottom:1049px;letter-spacing:0.01px;display:inline;\">GDP </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tv_428\" style=\"left:427px;bottom:1049px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Discount rate </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tw_428\" style=\"left:523px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tx_428\" style=\"left:609px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tz_428\" style=\"left:687px;bottom:1049px;letter-spacing:-0.14px;display:inline;\">\ufb02ow </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t11_428\" style=\"left:725px;bottom:1049px;letter-spacing:-0.03px;display:inline;\">scenario </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t14_428\" style=\"left:777px;bottom:1049px;letter-spacing:-0.03px;display:inline;\">scenario </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t15_428\" style=\"left:724px;bottom:1033px;letter-spacing:-0.16px;word-spacing:-0.08px;display:inline;\">GDP -1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t16_428\" style=\"left:776px;bottom:1033px;letter-spacing:-0.16px;word-spacing:-0.08px;display:inline;\">GDP -1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t17_428\" style=\"left:727px;bottom:1016px;letter-spacing:-0.19px;word-spacing:-0.05px;display:inline;\">DR +1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t18_428\" style=\"left:779px;bottom:1016px;letter-spacing:-0.19px;word-spacing:-0.05px;display:inline;\">DR +1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tp_428\" style=\"left:227px;bottom:999px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Base Case </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t19_428\" style=\"left:341px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1a_428\" style=\"left:385px;bottom:999px;letter-spacing:-0.3px;display:inline;\">-1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1b_428\" style=\"left:427px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1c_428\" style=\"left:472px;bottom:999px;letter-spacing:-0.3px;display:inline;\">-1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1d_428\" style=\"left:511px;bottom:999px;letter-spacing:-0.15px;display:inline;\">+10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1e_428\" style=\"left:555px;bottom:999px;letter-spacing:-0.17px;display:inline;\">-10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1f_428\" style=\"left:597px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+20% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1g_428\" style=\"left:641px;bottom:999px;letter-spacing:-0.24px;display:inline;\">-20% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1h_428\" style=\"left:684px;bottom:999px;letter-spacing:-0.07px;display:inline;\">-30% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1i_428\" style=\"left:726px;bottom:999px;letter-spacing:-0.13px;word-spacing:-0.11px;display:inline;\">CF -10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1j_428\" style=\"left:777px;bottom:999px;letter-spacing:-0.18px;word-spacing:-0.06px;display:inline;\">CF -20% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1k_428\" style=\"left:190px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1o_428\" style=\"left:236px;bottom:982px;letter-spacing:-0.28px;display:inline;\">Pre-Tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1s_428\" style=\"left:338px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1w_428\" style=\"left:381px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t20_428\" style=\"left:424px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t24_428\" style=\"left:468px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t28_428\" style=\"left:511px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2c_428\" style=\"left:554px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2g_428\" style=\"left:598px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2k_428\" style=\"left:641px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2o_428\" style=\"left:684px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2s_428\" style=\"left:736px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2w_428\" style=\"left:788px;bottom:982px;display:inline;\">Head- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tm_428\" style=\"left:135px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1l_428\" style=\"left:196px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1p_428\" style=\"left:231px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Discount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1t_428\" style=\"left:343px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1x_428\" style=\"left:386px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t21_428\" style=\"left:430px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t25_428\" style=\"left:473px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t29_428\" style=\"left:516px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2d_428\" style=\"left:560px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2h_428\" style=\"left:603px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2l_428\" style=\"left:646px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2p_428\" style=\"left:690px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2t_428\" style=\"left:742px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2x_428\" style=\"left:794px;bottom:970px;display:inline;\">room </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tn_428\" style=\"left:140px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"to_428\" style=\"left:163px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1m_428\" style=\"left:183px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1n_428\" style=\"left:206px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1q_428\" style=\"left:250px;bottom:959px;letter-spacing:-0.05px;display:inline;\">Rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1r_428\" style=\"left:295px;bottom:959px;letter-spacing:0.01px;display:inline;\">GDP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1u_428\" style=\"left:331px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1v_428\" style=\"left:353px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1y_428\" style=\"left:374px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1z_428\" style=\"left:397px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t22_428\" style=\"left:417px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t23_428\" style=\"left:440px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t26_428\" style=\"left:460px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t27_428\" style=\"left:483px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2a_428\" style=\"left:504px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2b_428\" style=\"left:527px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2e_428\" style=\"left:547px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2f_428\" style=\"left:570px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2i_428\" style=\"left:590px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2j_428\" style=\"left:613px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2m_428\" style=\"left:634px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2n_428\" style=\"left:657px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2q_428\" style=\"left:677px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2r_428\" style=\"left:700px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2u_428\" style=\"left:729px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2v_428\" style=\"left:752px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2y_428\" style=\"left:781px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2z_428\" style=\"left:804px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t30_428\" style=\"left:69px;bottom:939px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t31_428\" style=\"left:157px;bottom:939px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t32_428\" style=\"left:203px;bottom:939px;letter-spacing:-0.04px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t33_428\" style=\"left:238px;bottom:939px;letter-spacing:0.05px;display:inline;\">12.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t34_428\" style=\"left:282px;bottom:939px;letter-spacing:0.12px;display:inline;\">1.53% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t35_428\" style=\"left:350px;bottom:939px;letter-spacing:0.04px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t36_428\" style=\"left:395px;bottom:939px;letter-spacing:-0.03px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t37_428\" style=\"left:441px;bottom:939px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t38_428\" style=\"left:474px;bottom:939px;letter-spacing:0.15px;display:inline;\">400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t39_428\" style=\"left:521px;bottom:939px;letter-spacing:-0.02px;display:inline;\">375 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3a_428\" style=\"left:569px;bottom:939px;letter-spacing:0.08px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3b_428\" style=\"left:608px;bottom:939px;letter-spacing:-0.01px;display:inline;\">532 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3c_428\" style=\"left:651px;bottom:939px;letter-spacing:0.11px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3d_428\" style=\"left:688px;bottom:939px;letter-spacing:-0.06px;display:inline;\">(254) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3e_428\" style=\"left:742px;bottom:939px;letter-spacing:0.05px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3f_428\" style=\"left:792px;bottom:939px;letter-spacing:-0.01px;display:inline;\">(267) </div></td></tr></table><div class=\"t s8_428\" id=\"t3g_428\" style=\"left:69px;bottom:909px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The table above represents reasonably possible scenarios that could occur if either; economic factors (which drive GDP rates </div><div class=\"t s8_428\" id=\"t3h_428\" style=\"left:69px;bottom:893px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">and discount rates); country-specif</div><div class=\"t s9_428\" id=\"t3i_428\" style=\"left:274px;bottom:893px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ic cash \ufb02ows; or a comb</div><div class=\"t s8_428\" id=\"t3j_428\" style=\"left:413px;bottom:893px;letter-spacing:-0.15px;display:inline;\">inat</div><div class=\"t s9_428\" id=\"t3k_428\" style=\"left:437px;bottom:893px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of both are d</div><div class=\"t s8_428\" id=\"t3l_428\" style=\"left:534px;bottom:893px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifferent from the assumptions used in the </div><div class=\"t s8_428\" id=\"t3m_428\" style=\"left:69px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">goodwill impa</div><div class=\"t s9_428\" id=\"t3n_428\" style=\"left:154px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irment assessment at 31 December 2023. </div><div class=\"t s8_428\" id=\"t3o_428\" style=\"left:69px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">For there to be no headroom, the pre-tax discount rate will need to increase by 2.02 per cent. Sim</div><div class=\"t s9_428\" id=\"t3p_428\" style=\"left:637px;bottom:853px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ilarly, the GDP rates w</div><div class=\"t s8_428\" id=\"t3q_428\" style=\"left:765px;bottom:853px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ill need </div><div class=\"t s9_428\" id=\"t3r_428\" style=\"left:69px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to decrease by 2.36 per cent and cash\ufb02ows would need to decrease by 13.8 per cent. </div><div class=\"t sd_428\" id=\"t3s_428\" style=\"left:69px;bottom:805px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Acquired intang</div><div class=\"t se_428\" id=\"t3t_428\" style=\"left:168px;bottom:805px;letter-spacing:-0.09px;display:inline;\">ibles </div><div class=\"t s8_428\" id=\"t3u_428\" style=\"left:69px;bottom:786px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These primar</div><div class=\"t s9_428\" id=\"t3v_428\" style=\"left:148px;bottom:786px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily compr</div><div class=\"t s8_428\" id=\"t3w_428\" style=\"left:201px;bottom:786px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ise those items recognised as part of the acquis</div><div class=\"t s9_428\" id=\"t3x_428\" style=\"left:480px;bottom:786px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_428\" id=\"t3y_428\" style=\"left:488px;bottom:786px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions of Union Bank (now amalgamated into Standard </div><div class=\"t s8_428\" id=\"t3z_428\" style=\"left:69px;bottom:770px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Chartered Bank (Pakistan) Lim</div><div class=\"t s9_428\" id=\"t40_428\" style=\"left:250px;bottom:770px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ited), Hs</div><div class=\"t s8_428\" id=\"t41_428\" style=\"left:298px;bottom:770px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">inchu (now amalgamated into Standard Chartered Bank (Taiwan) Lim</div><div class=\"t s9_428\" id=\"t42_428\" style=\"left:715px;bottom:770px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ited), Pembroke, </div><div class=\"t s8_428\" id=\"t43_428\" style=\"left:69px;bottom:754px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">American Express Bank and ABSA\u2019s custody business in Africa. Maintenance intang</div><div class=\"t s9_428\" id=\"t44_428\" style=\"left:558px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ible assets represent the value </div><div class=\"t s8_428\" id=\"t45_428\" style=\"left:739px;bottom:754px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the </div><div class=\"t s8_428\" id=\"t46_428\" style=\"left:69px;bottom:738px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">difference between the contractual right under acquired leases to receive aircraft in a specif</div><div class=\"t s9_428\" id=\"t47_428\" style=\"left:612px;bottom:738px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied ma</div><div class=\"t s8_428\" id=\"t48_428\" style=\"left:653px;bottom:738px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">intenance condit</div><div class=\"t s9_428\" id=\"t49_428\" style=\"left:753px;bottom:738px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion at </div><div class=\"t s8_428\" id=\"t4a_428\" style=\"left:69px;bottom:722px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the end of the lease and the actual physical condit</div><div class=\"t s9_428\" id=\"t4b_428\" style=\"left:368px;bottom:722px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the a</div><div class=\"t s8_428\" id=\"t4c_428\" style=\"left:434px;bottom:722px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ircraft at the date of acquis</div><div class=\"t s9_428\" id=\"t4d_428\" style=\"left:595px;bottom:722px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_428\" id=\"t4e_428\" style=\"left:603px;bottom:722px;letter-spacing:-0.11px;display:inline;\">ion. </div><div class=\"t s8_428\" id=\"t4f_428\" style=\"left:69px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The acquired intang</div><div class=\"t s9_428\" id=\"t4g_428\" style=\"left:190px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ibles are amort</div><div class=\"t s8_428\" id=\"t4h_428\" style=\"left:279px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised over periods from four years to a maximum of 16 years. The constituents are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t4i_428\" style=\"left:709px;bottom:680px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_428\" id=\"t4l_428\" style=\"left:796px;bottom:680px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t4j_428\" style=\"left:694px;bottom:668px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t4k_428\" style=\"left:717px;bottom:668px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_428\" id=\"t4m_428\" style=\"left:783px;bottom:668px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_428\" id=\"t4n_428\" style=\"left:804px;bottom:668px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4o_428\" style=\"left:69px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Acquired intang</div><div class=\"t s4_428\" id=\"t4p_428\" style=\"left:160px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ibles compr</div><div class=\"t sc_428\" id=\"t4q_428\" style=\"left:224px;bottom:648px;letter-spacing:-0.07px;display:inline;\">ise: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4r_428\" style=\"left:82px;bottom:629px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Aircraft maintenance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4s_428\" style=\"left:726px;bottom:629px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t4t_428\" style=\"left:812px;bottom:629px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_428\" id=\"t4u_428\" style=\"left:82px;bottom:610px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Brand names </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4v_428\" style=\"left:726px;bottom:610px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t4w_428\" style=\"left:814px;bottom:610px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4x_428\" style=\"left:82px;bottom:591px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Customer relationsh</div><div class=\"t s4_428\" id=\"t4y_428\" style=\"left:195px;bottom:591px;letter-spacing:-0.03px;display:inline;\">ips </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4z_428\" style=\"left:727px;bottom:591px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t50_428\" style=\"left:814px;bottom:591px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t51_428\" style=\"left:82px;bottom:572px;letter-spacing:0.03px;display:inline;\">Licenses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t52_428\" style=\"left:720px;bottom:572px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t53_428\" style=\"left:808px;bottom:572px;letter-spacing:-0.06px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_428\" id=\"t54_428\" style=\"left:69px;bottom:553px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t55_428\" style=\"left:720px;bottom:553px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t56_428\" style=\"left:808px;bottom:553px;letter-spacing:-0.08px;display:inline;\">19 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105292": {
   "value": "17. Goodwill and intang<div class=\"t s6_426\" id=\"t8_426\" style=\"left:241px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\">ible assets </div><div class=\"t s7_426\" id=\"t9_426\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_426\" id=\"ta_426\" style=\"left:78px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">Goodwill </div><div class=\"t s9_426\" id=\"tb_426\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Goodwill on acquis</div><div class=\"t sa_426\" id=\"tc_426\" style=\"left:190px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"td_426\" style=\"left:198px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions of subsid</div><div class=\"t sa_426\" id=\"te_426\" style=\"left:277px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s9_426\" id=\"tf_426\" style=\"left:293px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies is included in intang</div><div class=\"t sa_426\" id=\"tg_426\" style=\"left:429px;bottom:1120px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ible assets. Goodw</div><div class=\"t s9_426\" id=\"th_426\" style=\"left:540px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill on acquis</div><div class=\"t sa_426\" id=\"ti_426\" style=\"left:608px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"tj_426\" style=\"left:616px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of associates is included in </div><div class=\"t s9_426\" id=\"tk_426\" style=\"left:78px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sa_426\" id=\"tl_426\" style=\"left:268px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures. Goodw</div><div class=\"t s9_426\" id=\"tm_426\" style=\"left:387px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill included in intang</div><div class=\"t sa_426\" id=\"tn_426\" style=\"left:505px;bottom:1104px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ible assets </div><div class=\"t s9_426\" id=\"to_426\" style=\"left:569px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed at each balance sheet date </div><div class=\"t s9_426\" id=\"tp_426\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">for impa</div><div class=\"t sa_426\" id=\"tq_426\" style=\"left:128px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and carr</div><div class=\"t s9_426\" id=\"tr_426\" style=\"left:220px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied at cost less any accumulated impa</div><div class=\"t sa_426\" id=\"ts_426\" style=\"left:445px;bottom:1088px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. Ga</div><div class=\"t s9_426\" id=\"tt_426\" style=\"left:545px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ins and losses on the disposal of an entity </div><div class=\"t s9_426\" id=\"tu_426\" style=\"left:78px;bottom:1072px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include the carrying amount of goodwill relating to the entity sold. Detailed calculations are performed based on forecasting </div><div class=\"t s9_426\" id=\"tv_426\" style=\"left:78px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">expected cash \ufb02ows of the relevant cash-generating units (CGUs) and discount</div><div class=\"t sa_426\" id=\"tw_426\" style=\"left:545px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing these at an appropr</div><div class=\"t s9_426\" id=\"tx_426\" style=\"left:685px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iate discount rate, </div><div class=\"t s9_426\" id=\"ty_426\" style=\"left:78px;bottom:1040px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t sa_426\" id=\"tz_426\" style=\"left:168px;bottom:1040px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of wh</div><div class=\"t s9_426\" id=\"t10_426\" style=\"left:222px;bottom:1040px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich requires the exercise of judgement. Goodwill is allocated to CGUs for the purpose of impa</div><div class=\"t sa_426\" id=\"t11_426\" style=\"left:767px;bottom:1040px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t12_426\" style=\"left:78px;bottom:1024px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">testing. CGUs represent the lowest level with</div><div class=\"t sa_426\" id=\"t13_426\" style=\"left:340px;bottom:1024px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the Group wh</div><div class=\"t s9_426\" id=\"t14_426\" style=\"left:434px;bottom:1024px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich generates separate cash in\ufb02ows and at which the goodwill </div><div class=\"t s9_426\" id=\"t15_426\" style=\"left:78px;bottom:1007px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is monitored for internal management purposes. These are equal to or smaller than the Group\u2019s reportable segments (as set </div><div class=\"t s9_426\" id=\"t16_426\" style=\"left:78px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out in Note 2) as the Group views its reportable segments on a global basis. The major CGUs to which goodwill has been </div><div class=\"t s9_426\" id=\"t17_426\" style=\"left:78px;bottom:975px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">allocated are set out in the CGU table (page 425). </div><div class=\"t s8_426\" id=\"t18_426\" style=\"left:78px;bottom:951px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s9_426\" id=\"t19_426\" style=\"left:78px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The carrying amount of goodwill is based on the applicat</div><div class=\"t sa_426\" id=\"t1a_426\" style=\"left:416px;bottom:935px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of judgements </div><div class=\"t s9_426\" id=\"t1b_426\" style=\"left:526px;bottom:935px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_426\" id=\"t1c_426\" style=\"left:562px;bottom:935px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the bas</div><div class=\"t s9_426\" id=\"t1d_426\" style=\"left:628px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is of goodwill impa</div><div class=\"t sa_426\" id=\"t1e_426\" style=\"left:739px;bottom:935px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t1f_426\" style=\"left:78px;bottom:919px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">calculation assumptions. Judgement is also applied in determinat</div><div class=\"t sa_426\" id=\"t1g_426\" style=\"left:465px;bottom:919px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of CGUs. </div><div class=\"t s9_426\" id=\"t1h_426\" style=\"left:78px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Estimates include forecasts used for determin</div><div class=\"t sa_426\" id=\"t1i_426\" style=\"left:347px;bottom:895px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing cash \ufb02ows for CGUs, the appropr</div><div class=\"t s9_426\" id=\"t1j_426\" style=\"left:562px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate long-term growth rates to use and </div><div class=\"t s9_426\" id=\"t1k_426\" style=\"left:78px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rates which factor in country risk-free rates and applicable risk premiums. The Group undertakes an annual </div><div class=\"t s9_426\" id=\"t1l_426\" style=\"left:78px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assessment to evaluate whether the carrying value of goodwill is impa</div><div class=\"t sa_426\" id=\"t1m_426\" style=\"left:493px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ired. The est</div><div class=\"t s9_426\" id=\"t1n_426\" style=\"left:564px;bottom:863px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t sa_426\" id=\"t1o_426\" style=\"left:592px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of future cash \ufb02ows and the </div><div class=\"t s9_426\" id=\"t1p_426\" style=\"left:78px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sa_426\" id=\"t1q_426\" style=\"left:514px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and </div><div class=\"t s9_426\" id=\"t1r_426\" style=\"left:649px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is subject to potential </div><div class=\"t s9_426\" id=\"t1s_426\" style=\"left:78px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">change over time. </div><div class=\"t s8_426\" id=\"t1t_426\" style=\"left:78px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired intang</div><div class=\"t sb_426\" id=\"t1u_426\" style=\"left:174px;bottom:807px;letter-spacing:-0.13px;display:inline;\">ibles </div><div class=\"t s9_426\" id=\"t1v_426\" style=\"left:78px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">At the date of acquis</div><div class=\"t sa_426\" id=\"t1w_426\" style=\"left:202px;bottom:791px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t1x_426\" style=\"left:209px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of a subsid</div><div class=\"t sa_426\" id=\"t1y_426\" style=\"left:294px;bottom:791px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">iary or assoc</div><div class=\"t s9_426\" id=\"t1z_426\" style=\"left:367px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate, intang</div><div class=\"t sa_426\" id=\"t20_426\" style=\"left:435px;bottom:791px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ible assets wh</div><div class=\"t s9_426\" id=\"t21_426\" style=\"left:517px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are deemed separable and that arise from </div><div class=\"t s9_426\" id=\"t22_426\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contractual or other legal rights are capital</div><div class=\"t sa_426\" id=\"t23_426\" style=\"left:331px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s9_426\" id=\"t24_426\" style=\"left:385px;bottom:775px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">included with</div><div class=\"t sa_426\" id=\"t25_426\" style=\"left:465px;bottom:775px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the net </div><div class=\"t s9_426\" id=\"t26_426\" style=\"left:523px;bottom:775px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t sa_426\" id=\"t27_426\" style=\"left:554px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">i\ufb01able assets acqu</div><div class=\"t s9_426\" id=\"t28_426\" style=\"left:663px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. These intang</div><div class=\"t sa_426\" id=\"t29_426\" style=\"left:769px;bottom:775px;letter-spacing:-0.16px;display:inline;\">ible </div><div class=\"t s9_426\" id=\"t2a_426\" style=\"left:78px;bottom:759px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">assets are in</div><div class=\"t sa_426\" id=\"t2b_426\" style=\"left:151px;bottom:759px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t2c_426\" style=\"left:159px;bottom:759px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially measured at fair value, which re\ufb02ects market expectations of the probabil</div><div class=\"t sa_426\" id=\"t2d_426\" style=\"left:620px;bottom:759px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity that the future econom</div><div class=\"t s9_426\" id=\"t2e_426\" style=\"left:776px;bottom:759px;letter-spacing:-0.16px;display:inline;\">ic </div><div class=\"t s9_426\" id=\"t2f_426\" style=\"left:78px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bene\ufb01ts embodied in the asset will \ufb02ow to the entity and are amortised on the basis of their expected useful lives (4 to </div><div class=\"t s9_426\" id=\"t2g_426\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">16 years). At each balance sheet date, these assets are assessed for ind</div><div class=\"t sa_426\" id=\"t2h_426\" style=\"left:495px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t2i_426\" style=\"left:552px;bottom:727px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t2j_426\" style=\"left:583px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment. In the event that an asset\u2019s </div><div class=\"t s9_426\" id=\"t2k_426\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">carrying amount is determined to be greater than its recoverable amount, the asset is written down immed</div><div class=\"t sa_426\" id=\"t2l_426\" style=\"left:709px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iately to the </div><div class=\"t sa_426\" id=\"t2m_426\" style=\"left:78px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recoverable amount. </div><div class=\"t s8_426\" id=\"t2n_426\" style=\"left:78px;bottom:671px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Computer software </div><div class=\"t s9_426\" id=\"t2o_426\" style=\"left:78px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired computer software licences are capital</div><div class=\"t sa_426\" id=\"t2p_426\" style=\"left:364px;bottom:655px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised on the bas</div><div class=\"t s9_426\" id=\"t2q_426\" style=\"left:454px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is of the costs incurred to acquire and bring to use the </div><div class=\"t s9_426\" id=\"t2r_426\" style=\"left:78px;bottom:639px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t sa_426\" id=\"t2s_426\" style=\"left:113px;bottom:639px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ic software. </div><div class=\"t s9_426\" id=\"t2t_426\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Internally generated software represents substantially all of the total software capital</div><div class=\"t sa_426\" id=\"t2u_426\" style=\"left:584px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised. D</div><div class=\"t s9_426\" id=\"t2v_426\" style=\"left:623px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irect costs of the development </div><div class=\"t s9_426\" id=\"t2w_426\" style=\"left:78px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of separately ident</div><div class=\"t sa_426\" id=\"t2x_426\" style=\"left:190px;bottom:598px;letter-spacing:-0.19px;display:inline;\">i\ufb01able </div><div class=\"t s9_426\" id=\"t2y_426\" style=\"left:229px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">internally generated software are capital</div><div class=\"t sa_426\" id=\"t2z_426\" style=\"left:472px;bottom:598px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised where </div><div class=\"t s9_426\" id=\"t30_426\" style=\"left:539px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is probable that future economic bene\ufb01ts </div><div class=\"t s9_426\" id=\"t31_426\" style=\"left:78px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">attributable to the software will \ufb02ow from its use. These costs include staff remuneration costs such as salaries, statutory </div><div class=\"t s9_426\" id=\"t32_426\" style=\"left:78px;bottom:566px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">payments and share-based payments, materials, service providers and contractors provided their time is directly </div><div class=\"t s9_426\" id=\"t33_426\" style=\"left:78px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">attributable to the software build. Costs incurred in the ongoing maintenance of software are expensed immed</div><div class=\"t sa_426\" id=\"t34_426\" style=\"left:735px;bottom:550px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s9_426\" id=\"t35_426\" style=\"left:78px;bottom:534px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">when incurred. Internally generated software is amortised over each asset\u2019s useful life to a maximum of 10-years. On an </div><div class=\"t s9_426\" id=\"t36_426\" style=\"left:78px;bottom:518px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">annual basis software assets\u2019 residual values and useful lives are reviewed, includ</div><div class=\"t sa_426\" id=\"t37_426\" style=\"left:553px;bottom:518px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ing assess</div><div class=\"t s9_426\" id=\"t38_426\" style=\"left:613px;bottom:518px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing for ind</div><div class=\"t sa_426\" id=\"t39_426\" style=\"left:672px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t3a_426\" style=\"left:730px;bottom:518px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t3b_426\" style=\"left:761px;bottom:518px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_426\" id=\"t3c_426\" style=\"left:78px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Indicators of impa</div><div class=\"t sa_426\" id=\"t3d_426\" style=\"left:185px;bottom:502px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t3e_426\" style=\"left:227px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include loss of business relevance, obsolescence, exit of the business to which the software relates, </div><div class=\"t s9_426\" id=\"t3f_426\" style=\"left:78px;bottom:486px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">technological changes, change in use of the asset, reduction in useful life, plans to reduce usage or scope. </div><div class=\"t s9_426\" id=\"t3g_426\" style=\"left:78px;bottom:462px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For capital</div><div class=\"t sa_426\" id=\"t3h_426\" style=\"left:141px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised software that </div><div class=\"t s9_426\" id=\"t3i_426\" style=\"left:252px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is internally generated, judgement is required to determine which costs relate to research </div><div class=\"t s9_426\" id=\"t3j_426\" style=\"left:78px;bottom:446px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(expensed) and which costs relate to development (capital</div><div class=\"t sa_426\" id=\"t3k_426\" style=\"left:426px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ised). Further judgement </div><div class=\"t s9_426\" id=\"t3l_426\" style=\"left:573px;bottom:446px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required to determine the technical </div><div class=\"t s9_426\" id=\"t3m_426\" style=\"left:78px;bottom:430px;letter-spacing:-0.12px;display:inline;\">feasib</div><div class=\"t sa_426\" id=\"t3n_426\" style=\"left:115px;bottom:430px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_426\" id=\"t3o_426\" style=\"left:120px;bottom:430px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of completing the software such that it will be available for use. Estimates are used to determine how the software </div><div class=\"t s9_426\" id=\"t3p_426\" style=\"left:78px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">will generate probable future economic bene\ufb01ts: these estimates include cost savings, income increases, balance sheet </div><div class=\"t s9_426\" id=\"t3q_426\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improvements, improved functional</div><div class=\"t sa_426\" id=\"t3r_426\" style=\"left:289px;bottom:398px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity or </div><div class=\"t s9_426\" id=\"t3s_426\" style=\"left:321px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improved asset safeguarding. </div><div class=\"t s9_426\" id=\"t3t_426\" style=\"left:78px;bottom:374px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Software as a Service (SaaS) is a contractual arrangement that conveys the right to receive access to the supplier\u2019s software </div><div class=\"t s9_426\" id=\"t3u_426\" style=\"left:78px;bottom:358px;letter-spacing:-0.17px;display:inline;\">applicat</div><div class=\"t sa_426\" id=\"t3v_426\" style=\"left:128px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion over the contract term. As such, the Group does not have control and as a result recogn</div><div class=\"t s9_426\" id=\"t3w_426\" style=\"left:661px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ises an operating </div><div class=\"t s9_426\" id=\"t3x_426\" style=\"left:78px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">expense for these costs over the contract term. Certain costs, includ</div><div class=\"t sa_426\" id=\"t3y_426\" style=\"left:474px;bottom:342px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing custom</div><div class=\"t s9_426\" id=\"t3z_426\" style=\"left:539px;bottom:342px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_426\" id=\"t40_426\" style=\"left:561px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion costs related to </div><div class=\"t s9_426\" id=\"t41_426\" style=\"left:676px;bottom:342px;letter-spacing:-0.13px;display:inline;\">implementat</div><div class=\"t sa_426\" id=\"t42_426\" style=\"left:754px;bottom:342px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_426\" id=\"t43_426\" style=\"left:78px;bottom:326px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">SaaS may meet the de\ufb01nit</div><div class=\"t s9_426\" id=\"t44_426\" style=\"left:235px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of an intang</div><div class=\"t sa_426\" id=\"t45_426\" style=\"left:328px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ible asset </div><div class=\"t s9_426\" id=\"t46_426\" style=\"left:386px;bottom:326px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in their own right if it is separately ident</div><div class=\"t sa_426\" id=\"t47_426\" style=\"left:617px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">i\ufb01able and control </div><div class=\"t s9_426\" id=\"t48_426\" style=\"left:727px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is established. </div><div class=\"t s9_426\" id=\"t49_426\" style=\"left:78px;bottom:310px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">These costs are capital</div><div class=\"t sa_426\" id=\"t4a_426\" style=\"left:213px;bottom:310px;letter-spacing:-0.1px;display:inline;\">ised </div><div class=\"t s9_426\" id=\"t4b_426\" style=\"left:240px;bottom:310px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">if it is expected to provide the Group with future economic bene\ufb01ts \ufb02owing from the underlying </div><div class=\"t s9_426\" id=\"t4c_426\" style=\"left:78px;bottom:294px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">resource and the Group can restrict others from accessing those bene\ufb01ts. </div><div></div><div class=\"t s4_427\" id=\"t6_427\" style=\"left:87px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"></div><div class=\"t s5_427\" id=\"t7_427\" style=\"left:258px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s6_427\" id=\"t8_427\" style=\"left:338px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_427\" id=\"t9_427\" style=\"left:430px;bottom:1162px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_427\" id=\"ta_427\" style=\"left:699px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"te_427\" style=\"left:394px;bottom:1145px;letter-spacing:-0.04px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tj_427\" style=\"left:455px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tt_427\" style=\"left:664px;bottom:1145px;letter-spacing:-0.06px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"ty_427\" style=\"left:724px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tb_427\" style=\"left:330px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tf_427\" style=\"left:384px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">intang</div><div class=\"t s3_427\" id=\"tg_427\" style=\"left:415px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tk_427\" style=\"left:460px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">software </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tn_427\" style=\"left:543px;bottom:1134px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tq_427\" style=\"left:599px;bottom:1134px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tu_427\" style=\"left:654px;bottom:1134px;letter-spacing:-0.04px;display:inline;\">intang</div><div class=\"t s8_427\" id=\"tv_427\" style=\"left:685px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: right;\"><div class=\"t s7_427\" id=\"tz_427\" style=\"left:728px;bottom:1134px;letter-spacing:0.02px;display:inline;\">software </div><div class=\"t s9_427\" id=\"t10_427\" style=\"vertical-align: super;left:769px;bottom:1139px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t13_427\" style=\"left:812px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tc_427\" style=\"left:335px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"td_427\" style=\"left:358px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"th_427\" style=\"left:400px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"ti_427\" style=\"left:423px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tl_427\" style=\"left:465px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"tm_427\" style=\"left:488px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"to_427\" style=\"left:530px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"tp_427\" style=\"left:553px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tr_427\" style=\"left:605px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"ts_427\" style=\"left:627px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tw_427\" style=\"left:670px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"tx_427\" style=\"left:692px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t11_427\" style=\"left:735px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t12_427\" style=\"left:757px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t14_427\" style=\"left:800px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t15_427\" style=\"left:822px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t16_427\" style=\"left:87px;bottom:1102px;letter-spacing:0.09px;display:inline;\">Cost </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t17_427\" style=\"left:87px;bottom:1083px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t18_427\" style=\"left:343px;bottom:1083px;letter-spacing:0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t19_427\" style=\"left:417px;bottom:1083px;letter-spacing:-0.04px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1a_427\" style=\"left:474px;bottom:1083px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1b_427\" style=\"left:537px;bottom:1083px;letter-spacing:-0.45px;display:inline;\">7,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1c_427\" style=\"left:612px;bottom:1083px;letter-spacing:0.01px;display:inline;\">2,595 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1d_427\" style=\"left:686px;bottom:1083px;letter-spacing:-0.05px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1e_427\" style=\"left:740px;bottom:1083px;letter-spacing:0.14px;display:inline;\">4,464 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1f_427\" style=\"left:811px;bottom:1083px;letter-spacing:-0.35px;display:inline;\">7,516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1g_427\" style=\"left:87px;bottom:1064px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1h_427\" style=\"left:353px;bottom:1064px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1i_427\" style=\"left:420px;bottom:1064px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1j_427\" style=\"left:491px;bottom:1064px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1k_427\" style=\"left:550px;bottom:1064px;letter-spacing:0.06px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1l_427\" style=\"left:617px;bottom:1064px;letter-spacing:-0.11px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1m_427\" style=\"left:688px;bottom:1064px;letter-spacing:-0.29px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1n_427\" style=\"left:753px;bottom:1064px;letter-spacing:-0.06px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1o_427\" style=\"left:814px;bottom:1064px;letter-spacing:-0.17px;display:inline;\">(156) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1p_427\" style=\"left:87px;bottom:1045px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t sc_427\" id=\"t1q_427\" style=\"left:118px;bottom:1045px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1r_427\" style=\"left:366px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1s_427\" style=\"left:431px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1t_427\" style=\"left:475px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1u_427\" style=\"left:540px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1v_427\" style=\"left:635px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1w_427\" style=\"left:700px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1x_427\" style=\"left:743px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1y_427\" style=\"left:808px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1z_427\" style=\"left:87px;bottom:1026px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Impairment charge\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t20_427\" style=\"left:366px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t21_427\" style=\"left:431px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t22_427\" style=\"left:480px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t23_427\" style=\"left:545px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t24_427\" style=\"left:626px;bottom:1026px;letter-spacing:-0.34px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t25_427\" style=\"left:700px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t26_427\" style=\"left:759px;bottom:1026px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t27_427\" style=\"left:820px;bottom:1026px;letter-spacing:-0.08px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t28_427\" style=\"left:87px;bottom:1007px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t29_427\" style=\"left:351px;bottom:1007px;letter-spacing:-0.07px;display:inline;\">(18)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2a_427\" style=\"left:422px;bottom:1007px;letter-spacing:-0.16px;display:inline;\">(5)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2b_427\" style=\"left:490px;bottom:1007px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2c_427\" style=\"left:548px;bottom:1007px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2d_427\" style=\"left:635px;bottom:1007px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2e_427\" style=\"left:684px;bottom:1007px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2f_427\" style=\"left:745px;bottom:1007px;display:inline;\">(348) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2g_427\" style=\"left:811px;bottom:1007px;letter-spacing:-0.31px;display:inline;\">(484) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t2h_427\" style=\"left:87px;bottom:988px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t2i_427\" style=\"left:124px;bottom:988px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2j_427\" style=\"left:366px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2k_427\" style=\"left:431px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2l_427\" style=\"left:496px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2m_427\" style=\"left:561px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2n_427\" style=\"left:630px;bottom:988px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2o_427\" style=\"left:700px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2p_427\" style=\"left:759px;bottom:988px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2q_427\" style=\"left:824px;bottom:988px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t2r_427\" style=\"left:87px;bottom:969px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2s_427\" style=\"left:340px;bottom:969px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2t_427\" style=\"left:417px;bottom:969px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2u_427\" style=\"left:473px;bottom:969px;letter-spacing:-0.05px;display:inline;\">6,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2v_427\" style=\"left:536px;bottom:969px;letter-spacing:0.05px;display:inline;\">8,875 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2w_427\" style=\"left:615px;bottom:969px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2x_427\" style=\"left:686px;bottom:969px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2y_427\" style=\"left:745px;bottom:969px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2z_427\" style=\"left:808px;bottom:969px;letter-spacing:-0.54px;display:inline;\">7,944 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t30_427\" style=\"left:87px;bottom:950px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sd_427\" id=\"t31_427\" style=\"left:121px;bottom:950px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ion for amort</div><div class=\"t sa_427\" id=\"t32_427\" style=\"left:196px;bottom:950px;letter-spacing:0.07px;display:inline;\">isat</div><div class=\"t sd_427\" id=\"t33_427\" style=\"left:218px;bottom:950px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t34_427\" style=\"left:87px;bottom:931px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t35_427\" style=\"left:366px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t36_427\" style=\"left:417px;bottom:931px;letter-spacing:-0.35px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t37_427\" style=\"left:473px;bottom:931px;letter-spacing:0.07px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t38_427\" style=\"left:536px;bottom:931px;letter-spacing:0.02px;display:inline;\">2,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t39_427\" style=\"left:635px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3a_427\" style=\"left:686px;bottom:931px;letter-spacing:-0.09px;display:inline;\">437 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3b_427\" style=\"left:742px;bottom:931px;letter-spacing:0.08px;display:inline;\">1,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3c_427\" style=\"left:805px;bottom:931px;letter-spacing:-0.04px;display:inline;\">2,045 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3d_427\" style=\"left:87px;bottom:912px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3e_427\" style=\"left:366px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3f_427\" style=\"left:420px;bottom:912px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3g_427\" style=\"left:493px;bottom:912px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3h_427\" style=\"left:557px;bottom:912px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3i_427\" style=\"left:635px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3j_427\" style=\"left:688px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3k_427\" style=\"left:758px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3l_427\" style=\"left:817px;bottom:912px;letter-spacing:-0.48px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3m_427\" style=\"left:87px;bottom:893px;letter-spacing:0.06px;display:inline;\">Amortisat</div><div class=\"t sc_427\" id=\"t3n_427\" style=\"left:143px;bottom:893px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3o_427\" style=\"left:366px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3p_427\" style=\"left:433px;bottom:893px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3q_427\" style=\"left:482px;bottom:893px;letter-spacing:-0.06px;display:inline;\">625 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3r_427\" style=\"left:546px;bottom:893px;letter-spacing:-0.1px;display:inline;\">626 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3s_427\" style=\"left:635px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3t_427\" style=\"left:699px;bottom:893px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3u_427\" style=\"left:754px;bottom:893px;letter-spacing:0.02px;display:inline;\">531 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3v_427\" style=\"left:816px;bottom:893px;letter-spacing:0.05px;display:inline;\">535 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_427\" id=\"t3w_427\" style=\"left:87px;bottom:874px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div><div class=\"t se_427\" id=\"t3x_427\" style=\"vertical-align: super;left:195px;bottom:880px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3y_427\" style=\"left:366px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3z_427\" style=\"left:431px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t40_427\" style=\"left:483px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t41_427\" style=\"left:543px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t42_427\" style=\"left:635px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t43_427\" style=\"left:700px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t44_427\" style=\"left:764px;bottom:874px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t45_427\" style=\"left:829px;bottom:874px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t46_427\" style=\"left:87px;bottom:855px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t47_427\" style=\"left:366px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t48_427\" style=\"left:431px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t49_427\" style=\"left:496px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4a_427\" style=\"left:561px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4b_427\" style=\"left:635px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4c_427\" style=\"left:684px;bottom:855px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4d_427\" style=\"left:749px;bottom:855px;letter-spacing:-0.05px;display:inline;\">(331) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4e_427\" style=\"left:811px;bottom:855px;letter-spacing:-0.2px;display:inline;\">(467) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t4f_427\" style=\"left:87px;bottom:836px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t4g_427\" style=\"left:124px;bottom:836px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4h_427\" style=\"left:366px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4i_427\" style=\"left:431px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4j_427\" style=\"left:496px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4k_427\" style=\"left:561px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4l_427\" style=\"left:635px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4m_427\" style=\"left:700px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4n_427\" style=\"left:760px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4o_427\" style=\"left:825px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4p_427\" style=\"left:87px;bottom:817px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4q_427\" style=\"left:366px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4r_427\" style=\"left:417px;bottom:817px;letter-spacing:0.05px;display:inline;\">265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4s_427\" style=\"left:471px;bottom:817px;letter-spacing:0.15px;display:inline;\">2,396 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4t_427\" style=\"left:538px;bottom:817px;letter-spacing:0.08px;display:inline;\">2,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4u_427\" style=\"left:635px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4v_427\" style=\"left:687px;bottom:817px;letter-spacing:-0.36px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4w_427\" style=\"left:744px;bottom:817px;letter-spacing:0.05px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4x_427\" style=\"left:806px;bottom:817px;letter-spacing:-0.09px;display:inline;\">2,075 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4y_427\" style=\"left:87px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4z_427\" style=\"left:340px;bottom:798px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t50_427\" style=\"left:426px;bottom:798px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t51_427\" style=\"left:472px;bottom:798px;letter-spacing:0.14px;display:inline;\">3,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t52_427\" style=\"left:537px;bottom:798px;letter-spacing:0.09px;display:inline;\">6,214 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t53_427\" style=\"left:615px;bottom:798px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t54_427\" style=\"left:695px;bottom:798px;letter-spacing:-0.08px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t55_427\" style=\"left:742px;bottom:798px;letter-spacing:0.04px;display:inline;\">3,379 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t56_427\" style=\"left:806px;bottom:798px;letter-spacing:0.04px;display:inline;\">5,869 </div></td></tr></table><div class=\"t s7_427\" id=\"t57_427\" style=\"left:87px;bottom:774px;display:inline;\">1 </div><div class=\"t s7_427\" id=\"t58_427\" style=\"left:100px;bottom:774px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes disposal of goodwill and other intang</div><div class=\"t s8_427\" id=\"t59_427\" style=\"left:311px;bottom:774px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ibles relat</div><div class=\"t s7_427\" id=\"t5a_427\" style=\"left:356px;bottom:774px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ing to aviat</div><div class=\"t s8_427\" id=\"t5b_427\" style=\"left:408px;bottom:774px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s7_427\" id=\"t5c_427\" style=\"left:480px;bottom:774px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing business. These were classif</div><div class=\"t s8_427\" id=\"t5d_427\" style=\"left:623px;bottom:774px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ied as held for sale dur</div><div class=\"t s7_427\" id=\"t5e_427\" style=\"left:725px;bottom:774px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing 2023 and sold </div><div class=\"t s7_427\" id=\"t5f_427\" style=\"left:100px;bottom:762px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div><div class=\"t s7_427\" id=\"t5g_427\" style=\"left:87px;bottom:745px;display:inline;\">2 </div><div class=\"t s7_427\" id=\"t5h_427\" style=\"left:100px;bottom:745px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Computer software impa</div><div class=\"t s8_427\" id=\"t5i_427\" style=\"left:216px;bottom:745px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t s7_427\" id=\"t5j_427\" style=\"left:248px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">includes $82.8 mill</div><div class=\"t s8_427\" id=\"t5k_427\" style=\"left:331px;bottom:745px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (2022: n</div><div class=\"t s7_427\" id=\"t5l_427\" style=\"left:383px;bottom:745px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">il) charge relating to write off on SaaS (Software as a Service) applicat</div><div class=\"t s8_427\" id=\"t5m_427\" style=\"left:704px;bottom:745px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ions cap</div><div class=\"t s7_427\" id=\"t5n_427\" style=\"left:742px;bottom:745px;letter-spacing:-0.04px;display:inline;\">ital</div><div class=\"t s8_427\" id=\"t5o_427\" style=\"left:757px;bottom:745px;display:inline;\">ised </div><div class=\"t s7_427\" id=\"t5p_427\" style=\"left:778px;bottom:745px;letter-spacing:-0.06px;display:inline;\">in </div><div class=\"t s7_427\" id=\"t5q_427\" style=\"left:100px;bottom:734px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">previous years </div><div class=\"t sf_427\" id=\"t5r_427\" style=\"left:87px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, accumulated goodwill impa</div><div class=\"t sg_427\" id=\"t5s_427\" style=\"left:383px;bottom:711px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">irment losses </div><div class=\"t sf_427\" id=\"t5t_427\" style=\"left:462px;bottom:711px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">incurred from 1 January 2005 amounted to $3,331 mill</div><div class=\"t sg_427\" id=\"t5u_427\" style=\"left:774px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sf_427\" id=\"t5v_427\" style=\"left:87px;bottom:695px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">(31 December 2022: $3,331 mill</div><div class=\"t sg_427\" id=\"t5w_427\" style=\"left:263px;bottom:695px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">ion), of wh</div><div class=\"t sf_427\" id=\"t5x_427\" style=\"left:323px;bottom:695px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ich Nil mill</div><div class=\"t sg_427\" id=\"t5y_427\" style=\"left:382px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion was recogn</div><div class=\"t sf_427\" id=\"t5z_427\" style=\"left:471px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ised in 2023 (31 December 2022: $14 mill</div><div class=\"t sg_427\" id=\"t60_427\" style=\"left:703px;bottom:695px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t sh_427\" id=\"t61_427\" style=\"left:87px;bottom:663px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Outcome of impa</div><div class=\"t si_427\" id=\"t62_427\" style=\"left:193px;bottom:663px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">irment assessment </div><div class=\"t sf_427\" id=\"t63_427\" style=\"left:87px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">An annual assessment is made as to whether the current carrying value of goodwill is impa</div><div class=\"t sg_427\" id=\"t64_427\" style=\"left:622px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. For the purposes of </div><div class=\"t sf_427\" id=\"t65_427\" style=\"left:765px;bottom:644px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sg_427\" id=\"t66_427\" style=\"left:796px;bottom:644px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t67_427\" style=\"left:87px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">testing, goodwill is allocated at the date of acquis</div><div class=\"t sg_427\" id=\"t68_427\" style=\"left:381px;bottom:628px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sf_427\" id=\"t69_427\" style=\"left:388px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to a CGU. Goodwill is considered to be impa</div><div class=\"t sg_427\" id=\"t6a_427\" style=\"left:668px;bottom:628px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sf_427\" id=\"t6b_427\" style=\"left:694px;bottom:628px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">if the carrying amount </div><div class=\"t sf_427\" id=\"t6c_427\" style=\"left:87px;bottom:612px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of the relevant CGU exceeds its recoverable amount. Indicators of impa</div><div class=\"t sg_427\" id=\"t6d_427\" style=\"left:507px;bottom:612px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t6e_427\" style=\"left:549px;bottom:612px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include changes in the economic performance </div><div class=\"t sf_427\" id=\"t6f_427\" style=\"left:87px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and outlook of the region, includ</div><div class=\"t sg_427\" id=\"t6g_427\" style=\"left:277px;bottom:596px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing geopol</div><div class=\"t sf_427\" id=\"t6h_427\" style=\"left:341px;bottom:596px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_427\" id=\"t6i_427\" style=\"left:348px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical changes, changes </div><div class=\"t sf_427\" id=\"t6j_427\" style=\"left:482px;bottom:596px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in market value of regional investments, large credit defaults </div><div class=\"t sf_427\" id=\"t6k_427\" style=\"left:87px;bottom:580px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and strategic decis</div><div class=\"t sg_427\" id=\"t6l_427\" style=\"left:199px;bottom:580px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to ex</div><div class=\"t sf_427\" id=\"t6m_427\" style=\"left:255px;bottom:580px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it certain regions. The recoverable amounts for all the CGUs were measured based on value in </div><div class=\"t sf_427\" id=\"t6n_427\" style=\"left:87px;bottom:564px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">use (VIU). The calculation of VIU for each CGU is calculated using \ufb01ve-year cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6o_427\" style=\"left:625px;bottom:564px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions and an est</div><div class=\"t sf_427\" id=\"t6p_427\" style=\"left:715px;bottom:564px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">imated terminal </div><div class=\"t sf_427\" id=\"t6q_427\" style=\"left:87px;bottom:548px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value based on a perpetuity value after year \ufb01ve. The cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6r_427\" style=\"left:500px;bottom:548px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are based on forecasts approved by management </div><div class=\"t sf_427\" id=\"t6s_427\" style=\"left:87px;bottom:532px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 2028. The perpetuity terminal value amount is calculated using year \ufb01ve cash\ufb02ows using long-term GDP growth rates. </div><div class=\"t sf_427\" id=\"t6t_427\" style=\"left:87px;bottom:516px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">All cash\ufb02ows are discounted using discount rates which re\ufb02ect market rates appropriate to the CGU. Post-tax discount rates </div><div class=\"t sf_427\" id=\"t6u_427\" style=\"left:87px;bottom:500px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are used to calculate the VIU using the post-tax cash\ufb02ows. The post-tax discount rate is subsequently grossed up to pre-tax </div><div class=\"t sf_427\" id=\"t6v_427\" style=\"left:87px;bottom:484px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">discount rate. The calculated VIU using post-tax and pre-tax discount rate is the same. </div><div class=\"t sf_427\" id=\"t6w_427\" style=\"left:87px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The goodwill allocated to each CGU and key assumptions used in determin</div><div class=\"t sg_427\" id=\"t6x_427\" style=\"left:530px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amounts are set out below and </div><div class=\"t sf_427\" id=\"t6y_427\" style=\"left:87px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">are solely estimates for the purposes of assessing impa</div><div class=\"t sg_427\" id=\"t6z_427\" style=\"left:410px;bottom:444px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment of acqu</div><div class=\"t sf_427\" id=\"t70_427\" style=\"left:496px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ired goodwill. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_427\" id=\"t72_427\" style=\"left:430px;bottom:425px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_427\" id=\"t73_427\" style=\"left:699px;bottom:425px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7a_427\" style=\"left:516px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Long-term </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7k_427\" style=\"left:786px;bottom:409px;letter-spacing:-0.06px;display:inline;\">Long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t77_427\" style=\"left:400px;bottom:397px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7b_427\" style=\"left:504px;bottom:397px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">forecast GDP </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7h_427\" style=\"left:672px;bottom:397px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7l_427\" style=\"left:775px;bottom:397px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">forecast GDP </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t74_427\" style=\"left:352px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t78_427\" style=\"left:456px;bottom:386px;letter-spacing:0.02px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7c_427\" style=\"left:507px;bottom:386px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">growth rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7e_427\" style=\"left:621px;bottom:386px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7i_427\" style=\"left:726px;bottom:386px;letter-spacing:-0.03px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7m_427\" style=\"left:777px;bottom:386px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">growth rates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t71_427\" style=\"left:87px;bottom:373px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Cash-generating unit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t75_427\" style=\"left:357px;bottom:374px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"t76_427\" style=\"left:379px;bottom:374px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t79_427\" style=\"left:442px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7d_427\" style=\"left:529px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7f_427\" style=\"left:627px;bottom:374px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"t7g_427\" style=\"left:648px;bottom:374px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7j_427\" style=\"left:711px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7n_427\" style=\"left:798px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7o_427\" style=\"left:87px;bottom:354px;letter-spacing:0.09px;word-spacing:-0.21px;display:inline;\">Country CGUs </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7p_427\" style=\"left:87px;bottom:335px;letter-spacing:0.08px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7q_427\" style=\"left:364px;bottom:335px;letter-spacing:0.03px;display:inline;\">1,036 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7r_427\" style=\"left:636px;bottom:335px;letter-spacing:-0.13px;display:inline;\">1,032 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7s_427\" style=\"left:100px;bottom:316px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7t_427\" style=\"left:373px;bottom:316px;letter-spacing:0.05px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7u_427\" style=\"left:459px;bottom:316px;letter-spacing:-0.03px;display:inline;\">12.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7v_427\" style=\"left:552px;bottom:316px;letter-spacing:0.1px;display:inline;\">1.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7w_427\" style=\"left:643px;bottom:316px;letter-spacing:0.04px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7x_427\" style=\"left:729px;bottom:316px;letter-spacing:-0.02px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7y_427\" style=\"left:823px;bottom:316px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7z_427\" style=\"left:100px;bottom:297px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t80_427\" style=\"left:374px;bottom:297px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t81_427\" style=\"left:458px;bottom:297px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t82_427\" style=\"left:552px;bottom:297px;letter-spacing:0.2px;display:inline;\">1.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t83_427\" style=\"left:643px;bottom:297px;letter-spacing:0.09px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t84_427\" style=\"left:732px;bottom:297px;letter-spacing:0.1px;display:inline;\">11.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t85_427\" style=\"left:823px;bottom:297px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t86_427\" style=\"left:100px;bottom:278px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t87_427\" style=\"left:372px;bottom:278px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t88_427\" style=\"left:459px;bottom:278px;letter-spacing:-0.09px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t89_427\" style=\"left:553px;bottom:278px;letter-spacing:-0.03px;display:inline;\">2.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8a_427\" style=\"left:642px;bottom:278px;letter-spacing:0.03px;display:inline;\">342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8b_427\" style=\"left:729px;bottom:278px;letter-spacing:0.12px;display:inline;\">12.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8c_427\" style=\"left:820px;bottom:278px;letter-spacing:0.23px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8d_427\" style=\"left:87px;bottom:259px;word-spacing:-0.14px;display:inline;\">Africa &amp; Middle East </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8e_427\" style=\"left:379px;bottom:259px;letter-spacing:0.12px;display:inline;\">80 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8f_427\" style=\"left:649px;bottom:259px;letter-spacing:0.05px;display:inline;\">85 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8g_427\" style=\"left:100px;bottom:240px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8h_427\" style=\"left:382px;bottom:240px;letter-spacing:-0.05px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8i_427\" style=\"left:457px;bottom:240px;letter-spacing:0.14px;display:inline;\">35.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8j_427\" style=\"left:550px;bottom:240px;letter-spacing:0.15px;display:inline;\">3.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8k_427\" style=\"left:649px;bottom:240px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8l_427\" style=\"left:726px;bottom:240px;letter-spacing:-0.26px;display:inline;\">30.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8m_427\" style=\"left:820px;bottom:240px;letter-spacing:-0.3px;display:inline;\">5.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8n_427\" style=\"left:100px;bottom:221px;letter-spacing:0.01px;display:inline;\">Bahrain </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8o_427\" style=\"left:379px;bottom:221px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8p_427\" style=\"left:458px;bottom:221px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8q_427\" style=\"left:549px;bottom:221px;letter-spacing:0.04px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8r_427\" style=\"left:649px;bottom:221px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8s_427\" style=\"left:729px;bottom:221px;letter-spacing:0.04px;display:inline;\">16.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8t_427\" style=\"left:819px;bottom:221px;letter-spacing:-0.07px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8u_427\" style=\"left:87px;bottom:202px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">Global CGUs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8v_427\" style=\"left:367px;bottom:202px;letter-spacing:0.15px;display:inline;\">1,313 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8w_427\" style=\"left:635px;bottom:202px;letter-spacing:0.17px;display:inline;\">1,354 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8x_427\" style=\"left:100px;bottom:183px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Global Private Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8y_427\" style=\"left:380px;bottom:183px;letter-spacing:0.14px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8z_427\" style=\"left:459px;bottom:183px;letter-spacing:0.17px;display:inline;\">15.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t90_427\" style=\"left:552px;bottom:183px;letter-spacing:-0.18px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t91_427\" style=\"left:649px;bottom:183px;letter-spacing:0.12px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t92_427\" style=\"left:729px;bottom:183px;letter-spacing:0.06px;display:inline;\">14.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t93_427\" style=\"left:819px;bottom:183px;letter-spacing:-0.05px;display:inline;\">2.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t94_427\" style=\"left:100px;bottom:164px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t95_427\" style=\"left:100px;bottom:149px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t sc_427\" id=\"t96_427\" style=\"left:138px;bottom:149px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sb_427\" id=\"t97_427\" style=\"left:197px;bottom:149px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t98_427\" style=\"left:364px;bottom:149px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t99_427\" style=\"left:459px;bottom:149px;letter-spacing:0.08px;display:inline;\">15.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9a_427\" style=\"left:550px;bottom:149px;letter-spacing:0.41px;display:inline;\">2.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9b_427\" style=\"left:638px;bottom:149px;letter-spacing:0.13px;display:inline;\">1,271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9c_427\" style=\"left:729px;bottom:149px;display:inline;\">14.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9d_427\" style=\"left:820px;bottom:149px;letter-spacing:0.16px;display:inline;\">2.5 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9e_427\" style=\"left:362px;bottom:111px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9f_427\" style=\"left:636px;bottom:111px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div></div><div class=\"t s5_428\" id=\"t7_428\" style=\"left:69px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"></div><div class=\"t s6_428\" id=\"t8_428\" style=\"left:241px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s7_428\" id=\"t9_428\" style=\"left:321px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_428\" id=\"ta_428\" style=\"left:69px;bottom:1157px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The Group has performed sensit</div><div class=\"t s9_428\" id=\"tb_428\" style=\"left:260px;bottom:1157px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_428\" id=\"tc_428\" style=\"left:269px;bottom:1157px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity analysis on the key assumptions for each CGU\u2019s recoverable amount. Taiwan CGU is </div><div class=\"t s8_428\" id=\"td_428\" style=\"left:69px;bottom:1141px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">considered sensit</div><div class=\"t s9_428\" id=\"te_428\" style=\"left:172px;bottom:1141px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive to the key var</div><div class=\"t s8_428\" id=\"tf_428\" style=\"left:270px;bottom:1141px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iables and any ind</div><div class=\"t s9_428\" id=\"tg_428\" style=\"left:378px;bottom:1141px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_428\" id=\"th_428\" style=\"left:387px;bottom:1141px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">idual movements on the estimates (cash\ufb02ow, discount rate and GDP </div><div class=\"t s8_428\" id=\"ti_428\" style=\"left:69px;bottom:1125px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">growth rate) up to the levels disclosed below would elim</div><div class=\"t s9_428\" id=\"tj_428\" style=\"left:398px;bottom:1125px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inate the current headroom. </div><div class=\"t s2_428\" id=\"tk_428\" style=\"left:69px;bottom:958px;letter-spacing:0.11px;display:inline;\">CGU </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"11\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t sa_428\" id=\"tl_428\" style=\"left:467px;bottom:1106px;letter-spacing:-0.06px;display:inline;\">2023 </div>       </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"11\" rowspan=\"1\" style=\"text-align: center;\">     <div class=\"t sa_428\" id=\"tq_428\" style=\"left:548px;bottom:1089px;display:inline;\">Sensit</div><div class=\"t sb_428\" id=\"tr_428\" style=\"left:576px;bottom:1089px;letter-spacing:-0.03px;display:inline;\">iv</div><div class=\"t sa_428\" id=\"ts_428\" style=\"left:585px;bottom:1089px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sb_428\" id=\"tt_428\" style=\"left:591px;bottom:1089px;display:inline;\">ies </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t12_428\" style=\"left:777px;bottom:1072px;letter-spacing:0.02px;display:inline;\">Extreme </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"ty_428\" style=\"left:683px;bottom:1061px;letter-spacing:0.02px;display:inline;\">Cash- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t10_428\" style=\"left:721px;bottom:1061px;letter-spacing:-0.04px;display:inline;\">Downside </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t13_428\" style=\"left:774px;bottom:1061px;letter-spacing:-0.04px;display:inline;\">downside </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tu_428\" style=\"left:362px;bottom:1049px;letter-spacing:0.01px;display:inline;\">GDP </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tv_428\" style=\"left:427px;bottom:1049px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Discount rate </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tw_428\" style=\"left:523px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tx_428\" style=\"left:609px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tz_428\" style=\"left:687px;bottom:1049px;letter-spacing:-0.14px;display:inline;\">\ufb02ow </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t11_428\" style=\"left:725px;bottom:1049px;letter-spacing:-0.03px;display:inline;\">scenario </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t14_428\" style=\"left:777px;bottom:1049px;letter-spacing:-0.03px;display:inline;\">scenario </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t15_428\" style=\"left:724px;bottom:1033px;letter-spacing:-0.16px;word-spacing:-0.08px;display:inline;\">GDP -1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t16_428\" style=\"left:776px;bottom:1033px;letter-spacing:-0.16px;word-spacing:-0.08px;display:inline;\">GDP -1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t17_428\" style=\"left:727px;bottom:1016px;letter-spacing:-0.19px;word-spacing:-0.05px;display:inline;\">DR +1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t18_428\" style=\"left:779px;bottom:1016px;letter-spacing:-0.19px;word-spacing:-0.05px;display:inline;\">DR +1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tp_428\" style=\"left:227px;bottom:999px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Base Case </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t19_428\" style=\"left:341px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1a_428\" style=\"left:385px;bottom:999px;letter-spacing:-0.3px;display:inline;\">-1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1b_428\" style=\"left:427px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1c_428\" style=\"left:472px;bottom:999px;letter-spacing:-0.3px;display:inline;\">-1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1d_428\" style=\"left:511px;bottom:999px;letter-spacing:-0.15px;display:inline;\">+10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1e_428\" style=\"left:555px;bottom:999px;letter-spacing:-0.17px;display:inline;\">-10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1f_428\" style=\"left:597px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+20% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1g_428\" style=\"left:641px;bottom:999px;letter-spacing:-0.24px;display:inline;\">-20% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1h_428\" style=\"left:684px;bottom:999px;letter-spacing:-0.07px;display:inline;\">-30% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1i_428\" style=\"left:726px;bottom:999px;letter-spacing:-0.13px;word-spacing:-0.11px;display:inline;\">CF -10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1j_428\" style=\"left:777px;bottom:999px;letter-spacing:-0.18px;word-spacing:-0.06px;display:inline;\">CF -20% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1k_428\" style=\"left:190px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1o_428\" style=\"left:236px;bottom:982px;letter-spacing:-0.28px;display:inline;\">Pre-Tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1s_428\" style=\"left:338px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1w_428\" style=\"left:381px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t20_428\" style=\"left:424px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t24_428\" style=\"left:468px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t28_428\" style=\"left:511px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2c_428\" style=\"left:554px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2g_428\" style=\"left:598px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2k_428\" style=\"left:641px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2o_428\" style=\"left:684px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2s_428\" style=\"left:736px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2w_428\" style=\"left:788px;bottom:982px;display:inline;\">Head- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tm_428\" style=\"left:135px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1l_428\" style=\"left:196px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1p_428\" style=\"left:231px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Discount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1t_428\" style=\"left:343px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1x_428\" style=\"left:386px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t21_428\" style=\"left:430px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t25_428\" style=\"left:473px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t29_428\" style=\"left:516px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2d_428\" style=\"left:560px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2h_428\" style=\"left:603px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2l_428\" style=\"left:646px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2p_428\" style=\"left:690px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2t_428\" style=\"left:742px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2x_428\" style=\"left:794px;bottom:970px;display:inline;\">room </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tn_428\" style=\"left:140px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"to_428\" style=\"left:163px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1m_428\" style=\"left:183px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1n_428\" style=\"left:206px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1q_428\" style=\"left:250px;bottom:959px;letter-spacing:-0.05px;display:inline;\">Rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1r_428\" style=\"left:295px;bottom:959px;letter-spacing:0.01px;display:inline;\">GDP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1u_428\" style=\"left:331px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1v_428\" style=\"left:353px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1y_428\" style=\"left:374px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1z_428\" style=\"left:397px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t22_428\" style=\"left:417px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t23_428\" style=\"left:440px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t26_428\" style=\"left:460px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t27_428\" style=\"left:483px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2a_428\" style=\"left:504px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2b_428\" style=\"left:527px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2e_428\" style=\"left:547px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2f_428\" style=\"left:570px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2i_428\" style=\"left:590px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2j_428\" style=\"left:613px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2m_428\" style=\"left:634px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2n_428\" style=\"left:657px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2q_428\" style=\"left:677px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2r_428\" style=\"left:700px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2u_428\" style=\"left:729px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2v_428\" style=\"left:752px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2y_428\" style=\"left:781px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2z_428\" style=\"left:804px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t30_428\" style=\"left:69px;bottom:939px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t31_428\" style=\"left:157px;bottom:939px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t32_428\" style=\"left:203px;bottom:939px;letter-spacing:-0.04px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t33_428\" style=\"left:238px;bottom:939px;letter-spacing:0.05px;display:inline;\">12.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t34_428\" style=\"left:282px;bottom:939px;letter-spacing:0.12px;display:inline;\">1.53% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t35_428\" style=\"left:350px;bottom:939px;letter-spacing:0.04px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t36_428\" style=\"left:395px;bottom:939px;letter-spacing:-0.03px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t37_428\" style=\"left:441px;bottom:939px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t38_428\" style=\"left:474px;bottom:939px;letter-spacing:0.15px;display:inline;\">400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t39_428\" style=\"left:521px;bottom:939px;letter-spacing:-0.02px;display:inline;\">375 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3a_428\" style=\"left:569px;bottom:939px;letter-spacing:0.08px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3b_428\" style=\"left:608px;bottom:939px;letter-spacing:-0.01px;display:inline;\">532 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3c_428\" style=\"left:651px;bottom:939px;letter-spacing:0.11px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3d_428\" style=\"left:688px;bottom:939px;letter-spacing:-0.06px;display:inline;\">(254) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3e_428\" style=\"left:742px;bottom:939px;letter-spacing:0.05px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3f_428\" style=\"left:792px;bottom:939px;letter-spacing:-0.01px;display:inline;\">(267) </div></td></tr></table><div class=\"t s8_428\" id=\"t3g_428\" style=\"left:69px;bottom:909px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The table above represents reasonably possible scenarios that could occur if either; economic factors (which drive GDP rates </div><div class=\"t s8_428\" id=\"t3h_428\" style=\"left:69px;bottom:893px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">and discount rates); country-specif</div><div class=\"t s9_428\" id=\"t3i_428\" style=\"left:274px;bottom:893px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ic cash \ufb02ows; or a comb</div><div class=\"t s8_428\" id=\"t3j_428\" style=\"left:413px;bottom:893px;letter-spacing:-0.15px;display:inline;\">inat</div><div class=\"t s9_428\" id=\"t3k_428\" style=\"left:437px;bottom:893px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of both are d</div><div class=\"t s8_428\" id=\"t3l_428\" style=\"left:534px;bottom:893px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifferent from the assumptions used in the </div><div class=\"t s8_428\" id=\"t3m_428\" style=\"left:69px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">goodwill impa</div><div class=\"t s9_428\" id=\"t3n_428\" style=\"left:154px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irment assessment at 31 December 2023. </div><div class=\"t s8_428\" id=\"t3o_428\" style=\"left:69px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">For there to be no headroom, the pre-tax discount rate will need to increase by 2.02 per cent. Sim</div><div class=\"t s9_428\" id=\"t3p_428\" style=\"left:637px;bottom:853px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ilarly, the GDP rates w</div><div class=\"t s8_428\" id=\"t3q_428\" style=\"left:765px;bottom:853px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ill need </div><div class=\"t s9_428\" id=\"t3r_428\" style=\"left:69px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to decrease by 2.36 per cent and cash\ufb02ows would need to decrease by 13.8 per cent. </div><div class=\"t sd_428\" id=\"t3s_428\" style=\"left:69px;bottom:805px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Acquired intang</div><div class=\"t se_428\" id=\"t3t_428\" style=\"left:168px;bottom:805px;letter-spacing:-0.09px;display:inline;\">ibles </div><div class=\"t s8_428\" id=\"t3u_428\" style=\"left:69px;bottom:786px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These primar</div><div class=\"t s9_428\" id=\"t3v_428\" style=\"left:148px;bottom:786px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily compr</div><div class=\"t s8_428\" id=\"t3w_428\" style=\"left:201px;bottom:786px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ise those items recognised as part of the acquis</div><div class=\"t s9_428\" id=\"t3x_428\" style=\"left:480px;bottom:786px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_428\" id=\"t3y_428\" style=\"left:488px;bottom:786px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions of Union Bank (now amalgamated into Standard </div><div class=\"t s8_428\" id=\"t3z_428\" style=\"left:69px;bottom:770px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Chartered Bank (Pakistan) Lim</div><div class=\"t s9_428\" id=\"t40_428\" style=\"left:250px;bottom:770px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ited), Hs</div><div class=\"t s8_428\" id=\"t41_428\" style=\"left:298px;bottom:770px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">inchu (now amalgamated into Standard Chartered Bank (Taiwan) Lim</div><div class=\"t s9_428\" id=\"t42_428\" style=\"left:715px;bottom:770px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ited), Pembroke, </div><div class=\"t s8_428\" id=\"t43_428\" style=\"left:69px;bottom:754px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">American Express Bank and ABSA\u2019s custody business in Africa. Maintenance intang</div><div class=\"t s9_428\" id=\"t44_428\" style=\"left:558px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ible assets represent the value </div><div class=\"t s8_428\" id=\"t45_428\" style=\"left:739px;bottom:754px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the </div><div class=\"t s8_428\" id=\"t46_428\" style=\"left:69px;bottom:738px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">difference between the contractual right under acquired leases to receive aircraft in a specif</div><div class=\"t s9_428\" id=\"t47_428\" style=\"left:612px;bottom:738px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied ma</div><div class=\"t s8_428\" id=\"t48_428\" style=\"left:653px;bottom:738px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">intenance condit</div><div class=\"t s9_428\" id=\"t49_428\" style=\"left:753px;bottom:738px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion at </div><div class=\"t s8_428\" id=\"t4a_428\" style=\"left:69px;bottom:722px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the end of the lease and the actual physical condit</div><div class=\"t s9_428\" id=\"t4b_428\" style=\"left:368px;bottom:722px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the a</div><div class=\"t s8_428\" id=\"t4c_428\" style=\"left:434px;bottom:722px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ircraft at the date of acquis</div><div class=\"t s9_428\" id=\"t4d_428\" style=\"left:595px;bottom:722px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_428\" id=\"t4e_428\" style=\"left:603px;bottom:722px;letter-spacing:-0.11px;display:inline;\">ion. </div><div class=\"t s8_428\" id=\"t4f_428\" style=\"left:69px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The acquired intang</div><div class=\"t s9_428\" id=\"t4g_428\" style=\"left:190px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ibles are amort</div><div class=\"t s8_428\" id=\"t4h_428\" style=\"left:279px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised over periods from four years to a maximum of 16 years. The constituents are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t4i_428\" style=\"left:709px;bottom:680px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_428\" id=\"t4l_428\" style=\"left:796px;bottom:680px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t4j_428\" style=\"left:694px;bottom:668px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t4k_428\" style=\"left:717px;bottom:668px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_428\" id=\"t4m_428\" style=\"left:783px;bottom:668px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_428\" id=\"t4n_428\" style=\"left:804px;bottom:668px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4o_428\" style=\"left:69px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Acquired intang</div><div class=\"t s4_428\" id=\"t4p_428\" style=\"left:160px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ibles compr</div><div class=\"t sc_428\" id=\"t4q_428\" style=\"left:224px;bottom:648px;letter-spacing:-0.07px;display:inline;\">ise: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4r_428\" style=\"left:82px;bottom:629px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Aircraft maintenance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4s_428\" style=\"left:726px;bottom:629px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t4t_428\" style=\"left:812px;bottom:629px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_428\" id=\"t4u_428\" style=\"left:82px;bottom:610px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Brand names </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4v_428\" style=\"left:726px;bottom:610px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t4w_428\" style=\"left:814px;bottom:610px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4x_428\" style=\"left:82px;bottom:591px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Customer relationsh</div><div class=\"t s4_428\" id=\"t4y_428\" style=\"left:195px;bottom:591px;letter-spacing:-0.03px;display:inline;\">ips </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4z_428\" style=\"left:727px;bottom:591px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t50_428\" style=\"left:814px;bottom:591px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t51_428\" style=\"left:82px;bottom:572px;letter-spacing:0.03px;display:inline;\">Licenses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t52_428\" style=\"left:720px;bottom:572px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t53_428\" style=\"left:808px;bottom:572px;letter-spacing:-0.06px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_428\" id=\"t54_428\" style=\"left:69px;bottom:553px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t55_428\" style=\"left:720px;bottom:553px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t56_428\" style=\"left:808px;bottom:553px;letter-spacing:-0.08px;display:inline;\">19 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105293": {
   "value": "17. Goodwill and intang<div class=\"t s6_426\" id=\"t8_426\" style=\"left:241px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\">ible assets </div><div class=\"t s7_426\" id=\"t9_426\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_426\" id=\"ta_426\" style=\"left:78px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">Goodwill </div><div class=\"t s9_426\" id=\"tb_426\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Goodwill on acquis</div><div class=\"t sa_426\" id=\"tc_426\" style=\"left:190px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"td_426\" style=\"left:198px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions of subsid</div><div class=\"t sa_426\" id=\"te_426\" style=\"left:277px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s9_426\" id=\"tf_426\" style=\"left:293px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies is included in intang</div><div class=\"t sa_426\" id=\"tg_426\" style=\"left:429px;bottom:1120px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ible assets. Goodw</div><div class=\"t s9_426\" id=\"th_426\" style=\"left:540px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill on acquis</div><div class=\"t sa_426\" id=\"ti_426\" style=\"left:608px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"tj_426\" style=\"left:616px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of associates is included in </div><div class=\"t s9_426\" id=\"tk_426\" style=\"left:78px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sa_426\" id=\"tl_426\" style=\"left:268px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures. Goodw</div><div class=\"t s9_426\" id=\"tm_426\" style=\"left:387px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill included in intang</div><div class=\"t sa_426\" id=\"tn_426\" style=\"left:505px;bottom:1104px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ible assets </div><div class=\"t s9_426\" id=\"to_426\" style=\"left:569px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed at each balance sheet date </div><div class=\"t s9_426\" id=\"tp_426\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">for impa</div><div class=\"t sa_426\" id=\"tq_426\" style=\"left:128px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and carr</div><div class=\"t s9_426\" id=\"tr_426\" style=\"left:220px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied at cost less any accumulated impa</div><div class=\"t sa_426\" id=\"ts_426\" style=\"left:445px;bottom:1088px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. Ga</div><div class=\"t s9_426\" id=\"tt_426\" style=\"left:545px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ins and losses on the disposal of an entity </div><div class=\"t s9_426\" id=\"tu_426\" style=\"left:78px;bottom:1072px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include the carrying amount of goodwill relating to the entity sold. Detailed calculations are performed based on forecasting </div><div class=\"t s9_426\" id=\"tv_426\" style=\"left:78px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">expected cash \ufb02ows of the relevant cash-generating units (CGUs) and discount</div><div class=\"t sa_426\" id=\"tw_426\" style=\"left:545px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing these at an appropr</div><div class=\"t s9_426\" id=\"tx_426\" style=\"left:685px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iate discount rate, </div><div class=\"t s9_426\" id=\"ty_426\" style=\"left:78px;bottom:1040px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t sa_426\" id=\"tz_426\" style=\"left:168px;bottom:1040px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of wh</div><div class=\"t s9_426\" id=\"t10_426\" style=\"left:222px;bottom:1040px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich requires the exercise of judgement. Goodwill is allocated to CGUs for the purpose of impa</div><div class=\"t sa_426\" id=\"t11_426\" style=\"left:767px;bottom:1040px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t12_426\" style=\"left:78px;bottom:1024px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">testing. CGUs represent the lowest level with</div><div class=\"t sa_426\" id=\"t13_426\" style=\"left:340px;bottom:1024px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the Group wh</div><div class=\"t s9_426\" id=\"t14_426\" style=\"left:434px;bottom:1024px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich generates separate cash in\ufb02ows and at which the goodwill </div><div class=\"t s9_426\" id=\"t15_426\" style=\"left:78px;bottom:1007px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is monitored for internal management purposes. These are equal to or smaller than the Group\u2019s reportable segments (as set </div><div class=\"t s9_426\" id=\"t16_426\" style=\"left:78px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out in Note 2) as the Group views its reportable segments on a global basis. The major CGUs to which goodwill has been </div><div class=\"t s9_426\" id=\"t17_426\" style=\"left:78px;bottom:975px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">allocated are set out in the CGU table (page 425). </div><div class=\"t s8_426\" id=\"t18_426\" style=\"left:78px;bottom:951px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s9_426\" id=\"t19_426\" style=\"left:78px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The carrying amount of goodwill is based on the applicat</div><div class=\"t sa_426\" id=\"t1a_426\" style=\"left:416px;bottom:935px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of judgements </div><div class=\"t s9_426\" id=\"t1b_426\" style=\"left:526px;bottom:935px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_426\" id=\"t1c_426\" style=\"left:562px;bottom:935px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the bas</div><div class=\"t s9_426\" id=\"t1d_426\" style=\"left:628px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is of goodwill impa</div><div class=\"t sa_426\" id=\"t1e_426\" style=\"left:739px;bottom:935px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t1f_426\" style=\"left:78px;bottom:919px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">calculation assumptions. Judgement is also applied in determinat</div><div class=\"t sa_426\" id=\"t1g_426\" style=\"left:465px;bottom:919px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of CGUs. </div><div class=\"t s9_426\" id=\"t1h_426\" style=\"left:78px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Estimates include forecasts used for determin</div><div class=\"t sa_426\" id=\"t1i_426\" style=\"left:347px;bottom:895px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing cash \ufb02ows for CGUs, the appropr</div><div class=\"t s9_426\" id=\"t1j_426\" style=\"left:562px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate long-term growth rates to use and </div><div class=\"t s9_426\" id=\"t1k_426\" style=\"left:78px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rates which factor in country risk-free rates and applicable risk premiums. The Group undertakes an annual </div><div class=\"t s9_426\" id=\"t1l_426\" style=\"left:78px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assessment to evaluate whether the carrying value of goodwill is impa</div><div class=\"t sa_426\" id=\"t1m_426\" style=\"left:493px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ired. The est</div><div class=\"t s9_426\" id=\"t1n_426\" style=\"left:564px;bottom:863px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t sa_426\" id=\"t1o_426\" style=\"left:592px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of future cash \ufb02ows and the </div><div class=\"t s9_426\" id=\"t1p_426\" style=\"left:78px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sa_426\" id=\"t1q_426\" style=\"left:514px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and </div><div class=\"t s9_426\" id=\"t1r_426\" style=\"left:649px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is subject to potential </div><div class=\"t s9_426\" id=\"t1s_426\" style=\"left:78px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">change over time. </div><div class=\"t s8_426\" id=\"t1t_426\" style=\"left:78px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired intang</div><div class=\"t sb_426\" id=\"t1u_426\" style=\"left:174px;bottom:807px;letter-spacing:-0.13px;display:inline;\">ibles </div><div class=\"t s9_426\" id=\"t1v_426\" style=\"left:78px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">At the date of acquis</div><div class=\"t sa_426\" id=\"t1w_426\" style=\"left:202px;bottom:791px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t1x_426\" style=\"left:209px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of a subsid</div><div class=\"t sa_426\" id=\"t1y_426\" style=\"left:294px;bottom:791px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">iary or assoc</div><div class=\"t s9_426\" id=\"t1z_426\" style=\"left:367px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate, intang</div><div class=\"t sa_426\" id=\"t20_426\" style=\"left:435px;bottom:791px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ible assets wh</div><div class=\"t s9_426\" id=\"t21_426\" style=\"left:517px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are deemed separable and that arise from </div><div class=\"t s9_426\" id=\"t22_426\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contractual or other legal rights are capital</div><div class=\"t sa_426\" id=\"t23_426\" style=\"left:331px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s9_426\" id=\"t24_426\" style=\"left:385px;bottom:775px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">included with</div><div class=\"t sa_426\" id=\"t25_426\" style=\"left:465px;bottom:775px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the net </div><div class=\"t s9_426\" id=\"t26_426\" style=\"left:523px;bottom:775px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t sa_426\" id=\"t27_426\" style=\"left:554px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">i\ufb01able assets acqu</div><div class=\"t s9_426\" id=\"t28_426\" style=\"left:663px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. These intang</div><div class=\"t sa_426\" id=\"t29_426\" style=\"left:769px;bottom:775px;letter-spacing:-0.16px;display:inline;\">ible </div><div class=\"t s9_426\" id=\"t2a_426\" style=\"left:78px;bottom:759px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">assets are in</div><div class=\"t sa_426\" id=\"t2b_426\" style=\"left:151px;bottom:759px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t2c_426\" style=\"left:159px;bottom:759px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially measured at fair value, which re\ufb02ects market expectations of the probabil</div><div class=\"t sa_426\" id=\"t2d_426\" style=\"left:620px;bottom:759px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity that the future econom</div><div class=\"t s9_426\" id=\"t2e_426\" style=\"left:776px;bottom:759px;letter-spacing:-0.16px;display:inline;\">ic </div><div class=\"t s9_426\" id=\"t2f_426\" style=\"left:78px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bene\ufb01ts embodied in the asset will \ufb02ow to the entity and are amortised on the basis of their expected useful lives (4 to </div><div class=\"t s9_426\" id=\"t2g_426\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">16 years). At each balance sheet date, these assets are assessed for ind</div><div class=\"t sa_426\" id=\"t2h_426\" style=\"left:495px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t2i_426\" style=\"left:552px;bottom:727px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t2j_426\" style=\"left:583px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment. In the event that an asset\u2019s </div><div class=\"t s9_426\" id=\"t2k_426\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">carrying amount is determined to be greater than its recoverable amount, the asset is written down immed</div><div class=\"t sa_426\" id=\"t2l_426\" style=\"left:709px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iately to the </div><div class=\"t sa_426\" id=\"t2m_426\" style=\"left:78px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recoverable amount. </div><div class=\"t s8_426\" id=\"t2n_426\" style=\"left:78px;bottom:671px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Computer software </div><div class=\"t s9_426\" id=\"t2o_426\" style=\"left:78px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired computer software licences are capital</div><div class=\"t sa_426\" id=\"t2p_426\" style=\"left:364px;bottom:655px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised on the bas</div><div class=\"t s9_426\" id=\"t2q_426\" style=\"left:454px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is of the costs incurred to acquire and bring to use the </div><div class=\"t s9_426\" id=\"t2r_426\" style=\"left:78px;bottom:639px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t sa_426\" id=\"t2s_426\" style=\"left:113px;bottom:639px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ic software. </div><div class=\"t s9_426\" id=\"t2t_426\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Internally generated software represents substantially all of the total software capital</div><div class=\"t sa_426\" id=\"t2u_426\" style=\"left:584px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised. D</div><div class=\"t s9_426\" id=\"t2v_426\" style=\"left:623px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irect costs of the development </div><div class=\"t s9_426\" id=\"t2w_426\" style=\"left:78px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of separately ident</div><div class=\"t sa_426\" id=\"t2x_426\" style=\"left:190px;bottom:598px;letter-spacing:-0.19px;display:inline;\">i\ufb01able </div><div class=\"t s9_426\" id=\"t2y_426\" style=\"left:229px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">internally generated software are capital</div><div class=\"t sa_426\" id=\"t2z_426\" style=\"left:472px;bottom:598px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised where </div><div class=\"t s9_426\" id=\"t30_426\" style=\"left:539px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is probable that future economic bene\ufb01ts </div><div class=\"t s9_426\" id=\"t31_426\" style=\"left:78px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">attributable to the software will \ufb02ow from its use. These costs include staff remuneration costs such as salaries, statutory </div><div class=\"t s9_426\" id=\"t32_426\" style=\"left:78px;bottom:566px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">payments and share-based payments, materials, service providers and contractors provided their time is directly </div><div class=\"t s9_426\" id=\"t33_426\" style=\"left:78px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">attributable to the software build. Costs incurred in the ongoing maintenance of software are expensed immed</div><div class=\"t sa_426\" id=\"t34_426\" style=\"left:735px;bottom:550px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s9_426\" id=\"t35_426\" style=\"left:78px;bottom:534px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">when incurred. Internally generated software is amortised over each asset\u2019s useful life to a maximum of 10-years. On an </div><div class=\"t s9_426\" id=\"t36_426\" style=\"left:78px;bottom:518px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">annual basis software assets\u2019 residual values and useful lives are reviewed, includ</div><div class=\"t sa_426\" id=\"t37_426\" style=\"left:553px;bottom:518px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ing assess</div><div class=\"t s9_426\" id=\"t38_426\" style=\"left:613px;bottom:518px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing for ind</div><div class=\"t sa_426\" id=\"t39_426\" style=\"left:672px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t3a_426\" style=\"left:730px;bottom:518px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t3b_426\" style=\"left:761px;bottom:518px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_426\" id=\"t3c_426\" style=\"left:78px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Indicators of impa</div><div class=\"t sa_426\" id=\"t3d_426\" style=\"left:185px;bottom:502px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t3e_426\" style=\"left:227px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include loss of business relevance, obsolescence, exit of the business to which the software relates, </div><div class=\"t s9_426\" id=\"t3f_426\" style=\"left:78px;bottom:486px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">technological changes, change in use of the asset, reduction in useful life, plans to reduce usage or scope. </div><div class=\"t s9_426\" id=\"t3g_426\" style=\"left:78px;bottom:462px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For capital</div><div class=\"t sa_426\" id=\"t3h_426\" style=\"left:141px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised software that </div><div class=\"t s9_426\" id=\"t3i_426\" style=\"left:252px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is internally generated, judgement is required to determine which costs relate to research </div><div class=\"t s9_426\" id=\"t3j_426\" style=\"left:78px;bottom:446px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(expensed) and which costs relate to development (capital</div><div class=\"t sa_426\" id=\"t3k_426\" style=\"left:426px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ised). Further judgement </div><div class=\"t s9_426\" id=\"t3l_426\" style=\"left:573px;bottom:446px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required to determine the technical </div><div class=\"t s9_426\" id=\"t3m_426\" style=\"left:78px;bottom:430px;letter-spacing:-0.12px;display:inline;\">feasib</div><div class=\"t sa_426\" id=\"t3n_426\" style=\"left:115px;bottom:430px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_426\" id=\"t3o_426\" style=\"left:120px;bottom:430px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of completing the software such that it will be available for use. Estimates are used to determine how the software </div><div class=\"t s9_426\" id=\"t3p_426\" style=\"left:78px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">will generate probable future economic bene\ufb01ts: these estimates include cost savings, income increases, balance sheet </div><div class=\"t s9_426\" id=\"t3q_426\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improvements, improved functional</div><div class=\"t sa_426\" id=\"t3r_426\" style=\"left:289px;bottom:398px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity or </div><div class=\"t s9_426\" id=\"t3s_426\" style=\"left:321px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improved asset safeguarding. </div><div class=\"t s9_426\" id=\"t3t_426\" style=\"left:78px;bottom:374px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Software as a Service (SaaS) is a contractual arrangement that conveys the right to receive access to the supplier\u2019s software </div><div class=\"t s9_426\" id=\"t3u_426\" style=\"left:78px;bottom:358px;letter-spacing:-0.17px;display:inline;\">applicat</div><div class=\"t sa_426\" id=\"t3v_426\" style=\"left:128px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion over the contract term. As such, the Group does not have control and as a result recogn</div><div class=\"t s9_426\" id=\"t3w_426\" style=\"left:661px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ises an operating </div><div class=\"t s9_426\" id=\"t3x_426\" style=\"left:78px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">expense for these costs over the contract term. Certain costs, includ</div><div class=\"t sa_426\" id=\"t3y_426\" style=\"left:474px;bottom:342px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing custom</div><div class=\"t s9_426\" id=\"t3z_426\" style=\"left:539px;bottom:342px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_426\" id=\"t40_426\" style=\"left:561px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion costs related to </div><div class=\"t s9_426\" id=\"t41_426\" style=\"left:676px;bottom:342px;letter-spacing:-0.13px;display:inline;\">implementat</div><div class=\"t sa_426\" id=\"t42_426\" style=\"left:754px;bottom:342px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_426\" id=\"t43_426\" style=\"left:78px;bottom:326px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">SaaS may meet the de\ufb01nit</div><div class=\"t s9_426\" id=\"t44_426\" style=\"left:235px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of an intang</div><div class=\"t sa_426\" id=\"t45_426\" style=\"left:328px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ible asset </div><div class=\"t s9_426\" id=\"t46_426\" style=\"left:386px;bottom:326px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in their own right if it is separately ident</div><div class=\"t sa_426\" id=\"t47_426\" style=\"left:617px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">i\ufb01able and control </div><div class=\"t s9_426\" id=\"t48_426\" style=\"left:727px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is established. </div><div class=\"t s9_426\" id=\"t49_426\" style=\"left:78px;bottom:310px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">These costs are capital</div><div class=\"t sa_426\" id=\"t4a_426\" style=\"left:213px;bottom:310px;letter-spacing:-0.1px;display:inline;\">ised </div><div class=\"t s9_426\" id=\"t4b_426\" style=\"left:240px;bottom:310px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">if it is expected to provide the Group with future economic bene\ufb01ts \ufb02owing from the underlying </div><div class=\"t s9_426\" id=\"t4c_426\" style=\"left:78px;bottom:294px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">resource and the Group can restrict others from accessing those bene\ufb01ts. </div><div></div><div class=\"t s4_427\" id=\"t6_427\" style=\"left:87px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"></div><div class=\"t s5_427\" id=\"t7_427\" style=\"left:258px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s6_427\" id=\"t8_427\" style=\"left:338px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_427\" id=\"t9_427\" style=\"left:430px;bottom:1162px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_427\" id=\"ta_427\" style=\"left:699px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"te_427\" style=\"left:394px;bottom:1145px;letter-spacing:-0.04px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tj_427\" style=\"left:455px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tt_427\" style=\"left:664px;bottom:1145px;letter-spacing:-0.06px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"ty_427\" style=\"left:724px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tb_427\" style=\"left:330px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tf_427\" style=\"left:384px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">intang</div><div class=\"t s3_427\" id=\"tg_427\" style=\"left:415px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tk_427\" style=\"left:460px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">software </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tn_427\" style=\"left:543px;bottom:1134px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tq_427\" style=\"left:599px;bottom:1134px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tu_427\" style=\"left:654px;bottom:1134px;letter-spacing:-0.04px;display:inline;\">intang</div><div class=\"t s8_427\" id=\"tv_427\" style=\"left:685px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: right;\"><div class=\"t s7_427\" id=\"tz_427\" style=\"left:728px;bottom:1134px;letter-spacing:0.02px;display:inline;\">software </div><div class=\"t s9_427\" id=\"t10_427\" style=\"vertical-align: super;left:769px;bottom:1139px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t13_427\" style=\"left:812px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tc_427\" style=\"left:335px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"td_427\" style=\"left:358px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"th_427\" style=\"left:400px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"ti_427\" style=\"left:423px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tl_427\" style=\"left:465px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"tm_427\" style=\"left:488px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"to_427\" style=\"left:530px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"tp_427\" style=\"left:553px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tr_427\" style=\"left:605px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"ts_427\" style=\"left:627px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tw_427\" style=\"left:670px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"tx_427\" style=\"left:692px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t11_427\" style=\"left:735px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t12_427\" style=\"left:757px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t14_427\" style=\"left:800px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t15_427\" style=\"left:822px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t16_427\" style=\"left:87px;bottom:1102px;letter-spacing:0.09px;display:inline;\">Cost </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t17_427\" style=\"left:87px;bottom:1083px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t18_427\" style=\"left:343px;bottom:1083px;letter-spacing:0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t19_427\" style=\"left:417px;bottom:1083px;letter-spacing:-0.04px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1a_427\" style=\"left:474px;bottom:1083px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1b_427\" style=\"left:537px;bottom:1083px;letter-spacing:-0.45px;display:inline;\">7,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1c_427\" style=\"left:612px;bottom:1083px;letter-spacing:0.01px;display:inline;\">2,595 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1d_427\" style=\"left:686px;bottom:1083px;letter-spacing:-0.05px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1e_427\" style=\"left:740px;bottom:1083px;letter-spacing:0.14px;display:inline;\">4,464 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1f_427\" style=\"left:811px;bottom:1083px;letter-spacing:-0.35px;display:inline;\">7,516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1g_427\" style=\"left:87px;bottom:1064px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1h_427\" style=\"left:353px;bottom:1064px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1i_427\" style=\"left:420px;bottom:1064px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1j_427\" style=\"left:491px;bottom:1064px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1k_427\" style=\"left:550px;bottom:1064px;letter-spacing:0.06px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1l_427\" style=\"left:617px;bottom:1064px;letter-spacing:-0.11px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1m_427\" style=\"left:688px;bottom:1064px;letter-spacing:-0.29px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1n_427\" style=\"left:753px;bottom:1064px;letter-spacing:-0.06px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1o_427\" style=\"left:814px;bottom:1064px;letter-spacing:-0.17px;display:inline;\">(156) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1p_427\" style=\"left:87px;bottom:1045px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t sc_427\" id=\"t1q_427\" style=\"left:118px;bottom:1045px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1r_427\" style=\"left:366px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1s_427\" style=\"left:431px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1t_427\" style=\"left:475px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1u_427\" style=\"left:540px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1v_427\" style=\"left:635px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1w_427\" style=\"left:700px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1x_427\" style=\"left:743px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1y_427\" style=\"left:808px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1z_427\" style=\"left:87px;bottom:1026px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Impairment charge\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t20_427\" style=\"left:366px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t21_427\" style=\"left:431px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t22_427\" style=\"left:480px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t23_427\" style=\"left:545px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t24_427\" style=\"left:626px;bottom:1026px;letter-spacing:-0.34px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t25_427\" style=\"left:700px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t26_427\" style=\"left:759px;bottom:1026px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t27_427\" style=\"left:820px;bottom:1026px;letter-spacing:-0.08px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t28_427\" style=\"left:87px;bottom:1007px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t29_427\" style=\"left:351px;bottom:1007px;letter-spacing:-0.07px;display:inline;\">(18)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2a_427\" style=\"left:422px;bottom:1007px;letter-spacing:-0.16px;display:inline;\">(5)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2b_427\" style=\"left:490px;bottom:1007px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2c_427\" style=\"left:548px;bottom:1007px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2d_427\" style=\"left:635px;bottom:1007px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2e_427\" style=\"left:684px;bottom:1007px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2f_427\" style=\"left:745px;bottom:1007px;display:inline;\">(348) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2g_427\" style=\"left:811px;bottom:1007px;letter-spacing:-0.31px;display:inline;\">(484) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t2h_427\" style=\"left:87px;bottom:988px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t2i_427\" style=\"left:124px;bottom:988px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2j_427\" style=\"left:366px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2k_427\" style=\"left:431px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2l_427\" style=\"left:496px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2m_427\" style=\"left:561px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2n_427\" style=\"left:630px;bottom:988px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2o_427\" style=\"left:700px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2p_427\" style=\"left:759px;bottom:988px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2q_427\" style=\"left:824px;bottom:988px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t2r_427\" style=\"left:87px;bottom:969px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2s_427\" style=\"left:340px;bottom:969px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2t_427\" style=\"left:417px;bottom:969px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2u_427\" style=\"left:473px;bottom:969px;letter-spacing:-0.05px;display:inline;\">6,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2v_427\" style=\"left:536px;bottom:969px;letter-spacing:0.05px;display:inline;\">8,875 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2w_427\" style=\"left:615px;bottom:969px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2x_427\" style=\"left:686px;bottom:969px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2y_427\" style=\"left:745px;bottom:969px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2z_427\" style=\"left:808px;bottom:969px;letter-spacing:-0.54px;display:inline;\">7,944 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t30_427\" style=\"left:87px;bottom:950px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sd_427\" id=\"t31_427\" style=\"left:121px;bottom:950px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ion for amort</div><div class=\"t sa_427\" id=\"t32_427\" style=\"left:196px;bottom:950px;letter-spacing:0.07px;display:inline;\">isat</div><div class=\"t sd_427\" id=\"t33_427\" style=\"left:218px;bottom:950px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t34_427\" style=\"left:87px;bottom:931px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t35_427\" style=\"left:366px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t36_427\" style=\"left:417px;bottom:931px;letter-spacing:-0.35px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t37_427\" style=\"left:473px;bottom:931px;letter-spacing:0.07px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t38_427\" style=\"left:536px;bottom:931px;letter-spacing:0.02px;display:inline;\">2,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t39_427\" style=\"left:635px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3a_427\" style=\"left:686px;bottom:931px;letter-spacing:-0.09px;display:inline;\">437 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3b_427\" style=\"left:742px;bottom:931px;letter-spacing:0.08px;display:inline;\">1,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3c_427\" style=\"left:805px;bottom:931px;letter-spacing:-0.04px;display:inline;\">2,045 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3d_427\" style=\"left:87px;bottom:912px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3e_427\" style=\"left:366px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3f_427\" style=\"left:420px;bottom:912px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3g_427\" style=\"left:493px;bottom:912px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3h_427\" style=\"left:557px;bottom:912px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3i_427\" style=\"left:635px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3j_427\" style=\"left:688px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3k_427\" style=\"left:758px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3l_427\" style=\"left:817px;bottom:912px;letter-spacing:-0.48px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3m_427\" style=\"left:87px;bottom:893px;letter-spacing:0.06px;display:inline;\">Amortisat</div><div class=\"t sc_427\" id=\"t3n_427\" style=\"left:143px;bottom:893px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3o_427\" style=\"left:366px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3p_427\" style=\"left:433px;bottom:893px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3q_427\" style=\"left:482px;bottom:893px;letter-spacing:-0.06px;display:inline;\">625 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3r_427\" style=\"left:546px;bottom:893px;letter-spacing:-0.1px;display:inline;\">626 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3s_427\" style=\"left:635px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3t_427\" style=\"left:699px;bottom:893px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3u_427\" style=\"left:754px;bottom:893px;letter-spacing:0.02px;display:inline;\">531 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3v_427\" style=\"left:816px;bottom:893px;letter-spacing:0.05px;display:inline;\">535 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_427\" id=\"t3w_427\" style=\"left:87px;bottom:874px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div><div class=\"t se_427\" id=\"t3x_427\" style=\"vertical-align: super;left:195px;bottom:880px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3y_427\" style=\"left:366px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3z_427\" style=\"left:431px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t40_427\" style=\"left:483px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t41_427\" style=\"left:543px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t42_427\" style=\"left:635px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t43_427\" style=\"left:700px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t44_427\" style=\"left:764px;bottom:874px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t45_427\" style=\"left:829px;bottom:874px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t46_427\" style=\"left:87px;bottom:855px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t47_427\" style=\"left:366px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t48_427\" style=\"left:431px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t49_427\" style=\"left:496px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4a_427\" style=\"left:561px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4b_427\" style=\"left:635px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4c_427\" style=\"left:684px;bottom:855px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4d_427\" style=\"left:749px;bottom:855px;letter-spacing:-0.05px;display:inline;\">(331) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4e_427\" style=\"left:811px;bottom:855px;letter-spacing:-0.2px;display:inline;\">(467) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t4f_427\" style=\"left:87px;bottom:836px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t4g_427\" style=\"left:124px;bottom:836px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4h_427\" style=\"left:366px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4i_427\" style=\"left:431px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4j_427\" style=\"left:496px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4k_427\" style=\"left:561px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4l_427\" style=\"left:635px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4m_427\" style=\"left:700px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4n_427\" style=\"left:760px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4o_427\" style=\"left:825px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4p_427\" style=\"left:87px;bottom:817px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4q_427\" style=\"left:366px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4r_427\" style=\"left:417px;bottom:817px;letter-spacing:0.05px;display:inline;\">265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4s_427\" style=\"left:471px;bottom:817px;letter-spacing:0.15px;display:inline;\">2,396 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4t_427\" style=\"left:538px;bottom:817px;letter-spacing:0.08px;display:inline;\">2,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4u_427\" style=\"left:635px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4v_427\" style=\"left:687px;bottom:817px;letter-spacing:-0.36px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4w_427\" style=\"left:744px;bottom:817px;letter-spacing:0.05px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4x_427\" style=\"left:806px;bottom:817px;letter-spacing:-0.09px;display:inline;\">2,075 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4y_427\" style=\"left:87px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4z_427\" style=\"left:340px;bottom:798px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t50_427\" style=\"left:426px;bottom:798px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t51_427\" style=\"left:472px;bottom:798px;letter-spacing:0.14px;display:inline;\">3,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t52_427\" style=\"left:537px;bottom:798px;letter-spacing:0.09px;display:inline;\">6,214 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t53_427\" style=\"left:615px;bottom:798px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t54_427\" style=\"left:695px;bottom:798px;letter-spacing:-0.08px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t55_427\" style=\"left:742px;bottom:798px;letter-spacing:0.04px;display:inline;\">3,379 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t56_427\" style=\"left:806px;bottom:798px;letter-spacing:0.04px;display:inline;\">5,869 </div></td></tr></table><div class=\"t s7_427\" id=\"t57_427\" style=\"left:87px;bottom:774px;display:inline;\">1 </div><div class=\"t s7_427\" id=\"t58_427\" style=\"left:100px;bottom:774px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes disposal of goodwill and other intang</div><div class=\"t s8_427\" id=\"t59_427\" style=\"left:311px;bottom:774px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ibles relat</div><div class=\"t s7_427\" id=\"t5a_427\" style=\"left:356px;bottom:774px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">ing to aviat</div><div class=\"t s8_427\" id=\"t5b_427\" style=\"left:408px;bottom:774px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s7_427\" id=\"t5c_427\" style=\"left:480px;bottom:774px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ing business. These were classif</div><div class=\"t s8_427\" id=\"t5d_427\" style=\"left:623px;bottom:774px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ied as held for sale dur</div><div class=\"t s7_427\" id=\"t5e_427\" style=\"left:725px;bottom:774px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing 2023 and sold </div><div class=\"t s7_427\" id=\"t5f_427\" style=\"left:100px;bottom:762px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">during the year </div><div class=\"t s7_427\" id=\"t5g_427\" style=\"left:87px;bottom:745px;display:inline;\">2 </div><div class=\"t s7_427\" id=\"t5h_427\" style=\"left:100px;bottom:745px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Computer software impa</div><div class=\"t s8_427\" id=\"t5i_427\" style=\"left:216px;bottom:745px;letter-spacing:-0.02px;display:inline;\">irment </div><div class=\"t s7_427\" id=\"t5j_427\" style=\"left:248px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">includes $82.8 mill</div><div class=\"t s8_427\" id=\"t5k_427\" style=\"left:331px;bottom:745px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (2022: n</div><div class=\"t s7_427\" id=\"t5l_427\" style=\"left:383px;bottom:745px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">il) charge relating to write off on SaaS (Software as a Service) applicat</div><div class=\"t s8_427\" id=\"t5m_427\" style=\"left:704px;bottom:745px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ions cap</div><div class=\"t s7_427\" id=\"t5n_427\" style=\"left:742px;bottom:745px;letter-spacing:-0.04px;display:inline;\">ital</div><div class=\"t s8_427\" id=\"t5o_427\" style=\"left:757px;bottom:745px;display:inline;\">ised </div><div class=\"t s7_427\" id=\"t5p_427\" style=\"left:778px;bottom:745px;letter-spacing:-0.06px;display:inline;\">in </div><div class=\"t s7_427\" id=\"t5q_427\" style=\"left:100px;bottom:734px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">previous years </div><div class=\"t sf_427\" id=\"t5r_427\" style=\"left:87px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, accumulated goodwill impa</div><div class=\"t sg_427\" id=\"t5s_427\" style=\"left:383px;bottom:711px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">irment losses </div><div class=\"t sf_427\" id=\"t5t_427\" style=\"left:462px;bottom:711px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">incurred from 1 January 2005 amounted to $3,331 mill</div><div class=\"t sg_427\" id=\"t5u_427\" style=\"left:774px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sf_427\" id=\"t5v_427\" style=\"left:87px;bottom:695px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">(31 December 2022: $3,331 mill</div><div class=\"t sg_427\" id=\"t5w_427\" style=\"left:263px;bottom:695px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">ion), of wh</div><div class=\"t sf_427\" id=\"t5x_427\" style=\"left:323px;bottom:695px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ich Nil mill</div><div class=\"t sg_427\" id=\"t5y_427\" style=\"left:382px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion was recogn</div><div class=\"t sf_427\" id=\"t5z_427\" style=\"left:471px;bottom:695px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ised in 2023 (31 December 2022: $14 mill</div><div class=\"t sg_427\" id=\"t60_427\" style=\"left:703px;bottom:695px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t sh_427\" id=\"t61_427\" style=\"left:87px;bottom:663px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Outcome of impa</div><div class=\"t si_427\" id=\"t62_427\" style=\"left:193px;bottom:663px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">irment assessment </div><div class=\"t sf_427\" id=\"t63_427\" style=\"left:87px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">An annual assessment is made as to whether the current carrying value of goodwill is impa</div><div class=\"t sg_427\" id=\"t64_427\" style=\"left:622px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. For the purposes of </div><div class=\"t sf_427\" id=\"t65_427\" style=\"left:765px;bottom:644px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sg_427\" id=\"t66_427\" style=\"left:796px;bottom:644px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t67_427\" style=\"left:87px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">testing, goodwill is allocated at the date of acquis</div><div class=\"t sg_427\" id=\"t68_427\" style=\"left:381px;bottom:628px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sf_427\" id=\"t69_427\" style=\"left:388px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to a CGU. Goodwill is considered to be impa</div><div class=\"t sg_427\" id=\"t6a_427\" style=\"left:668px;bottom:628px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sf_427\" id=\"t6b_427\" style=\"left:694px;bottom:628px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">if the carrying amount </div><div class=\"t sf_427\" id=\"t6c_427\" style=\"left:87px;bottom:612px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of the relevant CGU exceeds its recoverable amount. Indicators of impa</div><div class=\"t sg_427\" id=\"t6d_427\" style=\"left:507px;bottom:612px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t6e_427\" style=\"left:549px;bottom:612px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include changes in the economic performance </div><div class=\"t sf_427\" id=\"t6f_427\" style=\"left:87px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and outlook of the region, includ</div><div class=\"t sg_427\" id=\"t6g_427\" style=\"left:277px;bottom:596px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing geopol</div><div class=\"t sf_427\" id=\"t6h_427\" style=\"left:341px;bottom:596px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_427\" id=\"t6i_427\" style=\"left:348px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical changes, changes </div><div class=\"t sf_427\" id=\"t6j_427\" style=\"left:482px;bottom:596px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in market value of regional investments, large credit defaults </div><div class=\"t sf_427\" id=\"t6k_427\" style=\"left:87px;bottom:580px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and strategic decis</div><div class=\"t sg_427\" id=\"t6l_427\" style=\"left:199px;bottom:580px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to ex</div><div class=\"t sf_427\" id=\"t6m_427\" style=\"left:255px;bottom:580px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it certain regions. The recoverable amounts for all the CGUs were measured based on value in </div><div class=\"t sf_427\" id=\"t6n_427\" style=\"left:87px;bottom:564px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">use (VIU). The calculation of VIU for each CGU is calculated using \ufb01ve-year cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6o_427\" style=\"left:625px;bottom:564px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions and an est</div><div class=\"t sf_427\" id=\"t6p_427\" style=\"left:715px;bottom:564px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">imated terminal </div><div class=\"t sf_427\" id=\"t6q_427\" style=\"left:87px;bottom:548px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value based on a perpetuity value after year \ufb01ve. The cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6r_427\" style=\"left:500px;bottom:548px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are based on forecasts approved by management </div><div class=\"t sf_427\" id=\"t6s_427\" style=\"left:87px;bottom:532px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 2028. The perpetuity terminal value amount is calculated using year \ufb01ve cash\ufb02ows using long-term GDP growth rates. </div><div class=\"t sf_427\" id=\"t6t_427\" style=\"left:87px;bottom:516px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">All cash\ufb02ows are discounted using discount rates which re\ufb02ect market rates appropriate to the CGU. Post-tax discount rates </div><div class=\"t sf_427\" id=\"t6u_427\" style=\"left:87px;bottom:500px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are used to calculate the VIU using the post-tax cash\ufb02ows. The post-tax discount rate is subsequently grossed up to pre-tax </div><div class=\"t sf_427\" id=\"t6v_427\" style=\"left:87px;bottom:484px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">discount rate. The calculated VIU using post-tax and pre-tax discount rate is the same. </div><div class=\"t sf_427\" id=\"t6w_427\" style=\"left:87px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The goodwill allocated to each CGU and key assumptions used in determin</div><div class=\"t sg_427\" id=\"t6x_427\" style=\"left:530px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amounts are set out below and </div><div class=\"t sf_427\" id=\"t6y_427\" style=\"left:87px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">are solely estimates for the purposes of assessing impa</div><div class=\"t sg_427\" id=\"t6z_427\" style=\"left:410px;bottom:444px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment of acqu</div><div class=\"t sf_427\" id=\"t70_427\" style=\"left:496px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ired goodwill. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_427\" id=\"t72_427\" style=\"left:430px;bottom:425px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_427\" id=\"t73_427\" style=\"left:699px;bottom:425px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7a_427\" style=\"left:516px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Long-term </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7k_427\" style=\"left:786px;bottom:409px;letter-spacing:-0.06px;display:inline;\">Long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t77_427\" style=\"left:400px;bottom:397px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7b_427\" style=\"left:504px;bottom:397px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">forecast GDP </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7h_427\" style=\"left:672px;bottom:397px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7l_427\" style=\"left:775px;bottom:397px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">forecast GDP </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t74_427\" style=\"left:352px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t78_427\" style=\"left:456px;bottom:386px;letter-spacing:0.02px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7c_427\" style=\"left:507px;bottom:386px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">growth rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7e_427\" style=\"left:621px;bottom:386px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7i_427\" style=\"left:726px;bottom:386px;letter-spacing:-0.03px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7m_427\" style=\"left:777px;bottom:386px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">growth rates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t71_427\" style=\"left:87px;bottom:373px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Cash-generating unit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t75_427\" style=\"left:357px;bottom:374px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"t76_427\" style=\"left:379px;bottom:374px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t79_427\" style=\"left:442px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7d_427\" style=\"left:529px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7f_427\" style=\"left:627px;bottom:374px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"t7g_427\" style=\"left:648px;bottom:374px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7j_427\" style=\"left:711px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7n_427\" style=\"left:798px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7o_427\" style=\"left:87px;bottom:354px;letter-spacing:0.09px;word-spacing:-0.21px;display:inline;\">Country CGUs </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7p_427\" style=\"left:87px;bottom:335px;letter-spacing:0.08px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7q_427\" style=\"left:364px;bottom:335px;letter-spacing:0.03px;display:inline;\">1,036 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7r_427\" style=\"left:636px;bottom:335px;letter-spacing:-0.13px;display:inline;\">1,032 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7s_427\" style=\"left:100px;bottom:316px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7t_427\" style=\"left:373px;bottom:316px;letter-spacing:0.05px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7u_427\" style=\"left:459px;bottom:316px;letter-spacing:-0.03px;display:inline;\">12.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7v_427\" style=\"left:552px;bottom:316px;letter-spacing:0.1px;display:inline;\">1.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7w_427\" style=\"left:643px;bottom:316px;letter-spacing:0.04px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7x_427\" style=\"left:729px;bottom:316px;letter-spacing:-0.02px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7y_427\" style=\"left:823px;bottom:316px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7z_427\" style=\"left:100px;bottom:297px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t80_427\" style=\"left:374px;bottom:297px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t81_427\" style=\"left:458px;bottom:297px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t82_427\" style=\"left:552px;bottom:297px;letter-spacing:0.2px;display:inline;\">1.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t83_427\" style=\"left:643px;bottom:297px;letter-spacing:0.09px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t84_427\" style=\"left:732px;bottom:297px;letter-spacing:0.1px;display:inline;\">11.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t85_427\" style=\"left:823px;bottom:297px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t86_427\" style=\"left:100px;bottom:278px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t87_427\" style=\"left:372px;bottom:278px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t88_427\" style=\"left:459px;bottom:278px;letter-spacing:-0.09px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t89_427\" style=\"left:553px;bottom:278px;letter-spacing:-0.03px;display:inline;\">2.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8a_427\" style=\"left:642px;bottom:278px;letter-spacing:0.03px;display:inline;\">342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8b_427\" style=\"left:729px;bottom:278px;letter-spacing:0.12px;display:inline;\">12.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8c_427\" style=\"left:820px;bottom:278px;letter-spacing:0.23px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8d_427\" style=\"left:87px;bottom:259px;word-spacing:-0.14px;display:inline;\">Africa &amp; Middle East </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8e_427\" style=\"left:379px;bottom:259px;letter-spacing:0.12px;display:inline;\">80 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8f_427\" style=\"left:649px;bottom:259px;letter-spacing:0.05px;display:inline;\">85 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8g_427\" style=\"left:100px;bottom:240px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8h_427\" style=\"left:382px;bottom:240px;letter-spacing:-0.05px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8i_427\" style=\"left:457px;bottom:240px;letter-spacing:0.14px;display:inline;\">35.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8j_427\" style=\"left:550px;bottom:240px;letter-spacing:0.15px;display:inline;\">3.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8k_427\" style=\"left:649px;bottom:240px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8l_427\" style=\"left:726px;bottom:240px;letter-spacing:-0.26px;display:inline;\">30.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8m_427\" style=\"left:820px;bottom:240px;letter-spacing:-0.3px;display:inline;\">5.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8n_427\" style=\"left:100px;bottom:221px;letter-spacing:0.01px;display:inline;\">Bahrain </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8o_427\" style=\"left:379px;bottom:221px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8p_427\" style=\"left:458px;bottom:221px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8q_427\" style=\"left:549px;bottom:221px;letter-spacing:0.04px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8r_427\" style=\"left:649px;bottom:221px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8s_427\" style=\"left:729px;bottom:221px;letter-spacing:0.04px;display:inline;\">16.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8t_427\" style=\"left:819px;bottom:221px;letter-spacing:-0.07px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8u_427\" style=\"left:87px;bottom:202px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">Global CGUs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8v_427\" style=\"left:367px;bottom:202px;letter-spacing:0.15px;display:inline;\">1,313 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8w_427\" style=\"left:635px;bottom:202px;letter-spacing:0.17px;display:inline;\">1,354 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8x_427\" style=\"left:100px;bottom:183px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Global Private Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8y_427\" style=\"left:380px;bottom:183px;letter-spacing:0.14px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8z_427\" style=\"left:459px;bottom:183px;letter-spacing:0.17px;display:inline;\">15.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t90_427\" style=\"left:552px;bottom:183px;letter-spacing:-0.18px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t91_427\" style=\"left:649px;bottom:183px;letter-spacing:0.12px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t92_427\" style=\"left:729px;bottom:183px;letter-spacing:0.06px;display:inline;\">14.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t93_427\" style=\"left:819px;bottom:183px;letter-spacing:-0.05px;display:inline;\">2.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t94_427\" style=\"left:100px;bottom:164px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t95_427\" style=\"left:100px;bottom:149px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t sc_427\" id=\"t96_427\" style=\"left:138px;bottom:149px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sb_427\" id=\"t97_427\" style=\"left:197px;bottom:149px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t98_427\" style=\"left:364px;bottom:149px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t99_427\" style=\"left:459px;bottom:149px;letter-spacing:0.08px;display:inline;\">15.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9a_427\" style=\"left:550px;bottom:149px;letter-spacing:0.41px;display:inline;\">2.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9b_427\" style=\"left:638px;bottom:149px;letter-spacing:0.13px;display:inline;\">1,271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9c_427\" style=\"left:729px;bottom:149px;display:inline;\">14.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9d_427\" style=\"left:820px;bottom:149px;letter-spacing:0.16px;display:inline;\">2.5 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9e_427\" style=\"left:362px;bottom:111px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9f_427\" style=\"left:636px;bottom:111px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div></div><div class=\"t s5_428\" id=\"t7_428\" style=\"left:69px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"></div><div class=\"t s6_428\" id=\"t8_428\" style=\"left:241px;bottom:1180px;letter-spacing:-0.17px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t s7_428\" id=\"t9_428\" style=\"left:321px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_428\" id=\"ta_428\" style=\"left:69px;bottom:1157px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The Group has performed sensit</div><div class=\"t s9_428\" id=\"tb_428\" style=\"left:260px;bottom:1157px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_428\" id=\"tc_428\" style=\"left:269px;bottom:1157px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity analysis on the key assumptions for each CGU\u2019s recoverable amount. Taiwan CGU is </div><div class=\"t s8_428\" id=\"td_428\" style=\"left:69px;bottom:1141px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">considered sensit</div><div class=\"t s9_428\" id=\"te_428\" style=\"left:172px;bottom:1141px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ive to the key var</div><div class=\"t s8_428\" id=\"tf_428\" style=\"left:270px;bottom:1141px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iables and any ind</div><div class=\"t s9_428\" id=\"tg_428\" style=\"left:378px;bottom:1141px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_428\" id=\"th_428\" style=\"left:387px;bottom:1141px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">idual movements on the estimates (cash\ufb02ow, discount rate and GDP </div><div class=\"t s8_428\" id=\"ti_428\" style=\"left:69px;bottom:1125px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">growth rate) up to the levels disclosed below would elim</div><div class=\"t s9_428\" id=\"tj_428\" style=\"left:398px;bottom:1125px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inate the current headroom. </div><div class=\"t s2_428\" id=\"tk_428\" style=\"left:69px;bottom:958px;letter-spacing:0.11px;display:inline;\">CGU </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"11\" rowspan=\"1\" style=\"text-align: center;\">   <div class=\"t sa_428\" id=\"tl_428\" style=\"left:467px;bottom:1106px;letter-spacing:-0.06px;display:inline;\">2023 </div>       </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"11\" rowspan=\"1\" style=\"text-align: center;\">     <div class=\"t sa_428\" id=\"tq_428\" style=\"left:548px;bottom:1089px;display:inline;\">Sensit</div><div class=\"t sb_428\" id=\"tr_428\" style=\"left:576px;bottom:1089px;letter-spacing:-0.03px;display:inline;\">iv</div><div class=\"t sa_428\" id=\"ts_428\" style=\"left:585px;bottom:1089px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sb_428\" id=\"tt_428\" style=\"left:591px;bottom:1089px;display:inline;\">ies </div>     </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t12_428\" style=\"left:777px;bottom:1072px;letter-spacing:0.02px;display:inline;\">Extreme </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"ty_428\" style=\"left:683px;bottom:1061px;letter-spacing:0.02px;display:inline;\">Cash- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t10_428\" style=\"left:721px;bottom:1061px;letter-spacing:-0.04px;display:inline;\">Downside </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t13_428\" style=\"left:774px;bottom:1061px;letter-spacing:-0.04px;display:inline;\">downside </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tu_428\" style=\"left:362px;bottom:1049px;letter-spacing:0.01px;display:inline;\">GDP </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tv_428\" style=\"left:427px;bottom:1049px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Discount rate </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tw_428\" style=\"left:523px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_428\" id=\"tx_428\" style=\"left:609px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">Cash \ufb02ow </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tz_428\" style=\"left:687px;bottom:1049px;letter-spacing:-0.14px;display:inline;\">\ufb02ow </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t11_428\" style=\"left:725px;bottom:1049px;letter-spacing:-0.03px;display:inline;\">scenario </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t14_428\" style=\"left:777px;bottom:1049px;letter-spacing:-0.03px;display:inline;\">scenario </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t15_428\" style=\"left:724px;bottom:1033px;letter-spacing:-0.16px;word-spacing:-0.08px;display:inline;\">GDP -1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t16_428\" style=\"left:776px;bottom:1033px;letter-spacing:-0.16px;word-spacing:-0.08px;display:inline;\">GDP -1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t17_428\" style=\"left:727px;bottom:1016px;letter-spacing:-0.19px;word-spacing:-0.05px;display:inline;\">DR +1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t18_428\" style=\"left:779px;bottom:1016px;letter-spacing:-0.19px;word-spacing:-0.05px;display:inline;\">DR +1% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tp_428\" style=\"left:227px;bottom:999px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Base Case </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t19_428\" style=\"left:341px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1a_428\" style=\"left:385px;bottom:999px;letter-spacing:-0.3px;display:inline;\">-1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1b_428\" style=\"left:427px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1c_428\" style=\"left:472px;bottom:999px;letter-spacing:-0.3px;display:inline;\">-1% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1d_428\" style=\"left:511px;bottom:999px;letter-spacing:-0.15px;display:inline;\">+10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1e_428\" style=\"left:555px;bottom:999px;letter-spacing:-0.17px;display:inline;\">-10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1f_428\" style=\"left:597px;bottom:999px;letter-spacing:-0.26px;display:inline;\">+20% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1g_428\" style=\"left:641px;bottom:999px;letter-spacing:-0.24px;display:inline;\">-20% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1h_428\" style=\"left:684px;bottom:999px;letter-spacing:-0.07px;display:inline;\">-30% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1i_428\" style=\"left:726px;bottom:999px;letter-spacing:-0.13px;word-spacing:-0.11px;display:inline;\">CF -10% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1j_428\" style=\"left:777px;bottom:999px;letter-spacing:-0.18px;word-spacing:-0.06px;display:inline;\">CF -20% </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1k_428\" style=\"left:190px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1o_428\" style=\"left:236px;bottom:982px;letter-spacing:-0.28px;display:inline;\">Pre-Tax </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1s_428\" style=\"left:338px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1w_428\" style=\"left:381px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t20_428\" style=\"left:424px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t24_428\" style=\"left:468px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t28_428\" style=\"left:511px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2c_428\" style=\"left:554px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2g_428\" style=\"left:598px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2k_428\" style=\"left:641px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2o_428\" style=\"left:684px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2s_428\" style=\"left:736px;bottom:982px;display:inline;\">Head- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2w_428\" style=\"left:788px;bottom:982px;display:inline;\">Head- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tm_428\" style=\"left:135px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1l_428\" style=\"left:196px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1p_428\" style=\"left:231px;bottom:970px;letter-spacing:-0.01px;display:inline;\">Discount </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1t_428\" style=\"left:343px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1x_428\" style=\"left:386px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t21_428\" style=\"left:430px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t25_428\" style=\"left:473px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t29_428\" style=\"left:516px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2d_428\" style=\"left:560px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2h_428\" style=\"left:603px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2l_428\" style=\"left:646px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2p_428\" style=\"left:690px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2t_428\" style=\"left:742px;bottom:970px;display:inline;\">room </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2x_428\" style=\"left:794px;bottom:970px;display:inline;\">room </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"tn_428\" style=\"left:140px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"to_428\" style=\"left:163px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1m_428\" style=\"left:183px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1n_428\" style=\"left:206px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1q_428\" style=\"left:250px;bottom:959px;letter-spacing:-0.05px;display:inline;\">Rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1r_428\" style=\"left:295px;bottom:959px;letter-spacing:0.01px;display:inline;\">GDP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1u_428\" style=\"left:331px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1v_428\" style=\"left:353px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t1y_428\" style=\"left:374px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t1z_428\" style=\"left:397px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t22_428\" style=\"left:417px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t23_428\" style=\"left:440px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t26_428\" style=\"left:460px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t27_428\" style=\"left:483px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2a_428\" style=\"left:504px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2b_428\" style=\"left:527px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2e_428\" style=\"left:547px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2f_428\" style=\"left:570px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2i_428\" style=\"left:590px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2j_428\" style=\"left:613px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2m_428\" style=\"left:634px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2n_428\" style=\"left:657px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2q_428\" style=\"left:677px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2r_428\" style=\"left:700px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2u_428\" style=\"left:729px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2v_428\" style=\"left:752px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t2y_428\" style=\"left:781px;bottom:959px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t2z_428\" style=\"left:804px;bottom:959px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t30_428\" style=\"left:69px;bottom:939px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t31_428\" style=\"left:157px;bottom:939px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t32_428\" style=\"left:203px;bottom:939px;letter-spacing:-0.04px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t33_428\" style=\"left:238px;bottom:939px;letter-spacing:0.05px;display:inline;\">12.4% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t34_428\" style=\"left:282px;bottom:939px;letter-spacing:0.12px;display:inline;\">1.53% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t35_428\" style=\"left:350px;bottom:939px;letter-spacing:0.04px;display:inline;\">351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t36_428\" style=\"left:395px;bottom:939px;letter-spacing:-0.03px;display:inline;\">112 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t37_428\" style=\"left:441px;bottom:939px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t38_428\" style=\"left:474px;bottom:939px;letter-spacing:0.15px;display:inline;\">400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t39_428\" style=\"left:521px;bottom:939px;letter-spacing:-0.02px;display:inline;\">375 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3a_428\" style=\"left:569px;bottom:939px;letter-spacing:0.08px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3b_428\" style=\"left:608px;bottom:939px;letter-spacing:-0.01px;display:inline;\">532 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3c_428\" style=\"left:651px;bottom:939px;letter-spacing:0.11px;display:inline;\">(97) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3d_428\" style=\"left:688px;bottom:939px;letter-spacing:-0.06px;display:inline;\">(254) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3e_428\" style=\"left:742px;bottom:939px;letter-spacing:0.05px;display:inline;\">(138) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t3f_428\" style=\"left:792px;bottom:939px;letter-spacing:-0.01px;display:inline;\">(267) </div></td></tr></table><div class=\"t s8_428\" id=\"t3g_428\" style=\"left:69px;bottom:909px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The table above represents reasonably possible scenarios that could occur if either; economic factors (which drive GDP rates </div><div class=\"t s8_428\" id=\"t3h_428\" style=\"left:69px;bottom:893px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">and discount rates); country-specif</div><div class=\"t s9_428\" id=\"t3i_428\" style=\"left:274px;bottom:893px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ic cash \ufb02ows; or a comb</div><div class=\"t s8_428\" id=\"t3j_428\" style=\"left:413px;bottom:893px;letter-spacing:-0.15px;display:inline;\">inat</div><div class=\"t s9_428\" id=\"t3k_428\" style=\"left:437px;bottom:893px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of both are d</div><div class=\"t s8_428\" id=\"t3l_428\" style=\"left:534px;bottom:893px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ifferent from the assumptions used in the </div><div class=\"t s8_428\" id=\"t3m_428\" style=\"left:69px;bottom:877px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">goodwill impa</div><div class=\"t s9_428\" id=\"t3n_428\" style=\"left:154px;bottom:877px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irment assessment at 31 December 2023. </div><div class=\"t s8_428\" id=\"t3o_428\" style=\"left:69px;bottom:853px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">For there to be no headroom, the pre-tax discount rate will need to increase by 2.02 per cent. Sim</div><div class=\"t s9_428\" id=\"t3p_428\" style=\"left:637px;bottom:853px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ilarly, the GDP rates w</div><div class=\"t s8_428\" id=\"t3q_428\" style=\"left:765px;bottom:853px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ill need </div><div class=\"t s9_428\" id=\"t3r_428\" style=\"left:69px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">to decrease by 2.36 per cent and cash\ufb02ows would need to decrease by 13.8 per cent. </div><div class=\"t sd_428\" id=\"t3s_428\" style=\"left:69px;bottom:805px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Acquired intang</div><div class=\"t se_428\" id=\"t3t_428\" style=\"left:168px;bottom:805px;letter-spacing:-0.09px;display:inline;\">ibles </div><div class=\"t s8_428\" id=\"t3u_428\" style=\"left:69px;bottom:786px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These primar</div><div class=\"t s9_428\" id=\"t3v_428\" style=\"left:148px;bottom:786px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ily compr</div><div class=\"t s8_428\" id=\"t3w_428\" style=\"left:201px;bottom:786px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ise those items recognised as part of the acquis</div><div class=\"t s9_428\" id=\"t3x_428\" style=\"left:480px;bottom:786px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_428\" id=\"t3y_428\" style=\"left:488px;bottom:786px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions of Union Bank (now amalgamated into Standard </div><div class=\"t s8_428\" id=\"t3z_428\" style=\"left:69px;bottom:770px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Chartered Bank (Pakistan) Lim</div><div class=\"t s9_428\" id=\"t40_428\" style=\"left:250px;bottom:770px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">ited), Hs</div><div class=\"t s8_428\" id=\"t41_428\" style=\"left:298px;bottom:770px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">inchu (now amalgamated into Standard Chartered Bank (Taiwan) Lim</div><div class=\"t s9_428\" id=\"t42_428\" style=\"left:715px;bottom:770px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ited), Pembroke, </div><div class=\"t s8_428\" id=\"t43_428\" style=\"left:69px;bottom:754px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">American Express Bank and ABSA\u2019s custody business in Africa. Maintenance intang</div><div class=\"t s9_428\" id=\"t44_428\" style=\"left:558px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ible assets represent the value </div><div class=\"t s8_428\" id=\"t45_428\" style=\"left:739px;bottom:754px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the </div><div class=\"t s8_428\" id=\"t46_428\" style=\"left:69px;bottom:738px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">difference between the contractual right under acquired leases to receive aircraft in a specif</div><div class=\"t s9_428\" id=\"t47_428\" style=\"left:612px;bottom:738px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied ma</div><div class=\"t s8_428\" id=\"t48_428\" style=\"left:653px;bottom:738px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">intenance condit</div><div class=\"t s9_428\" id=\"t49_428\" style=\"left:753px;bottom:738px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ion at </div><div class=\"t s8_428\" id=\"t4a_428\" style=\"left:69px;bottom:722px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the end of the lease and the actual physical condit</div><div class=\"t s9_428\" id=\"t4b_428\" style=\"left:368px;bottom:722px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the a</div><div class=\"t s8_428\" id=\"t4c_428\" style=\"left:434px;bottom:722px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ircraft at the date of acquis</div><div class=\"t s9_428\" id=\"t4d_428\" style=\"left:595px;bottom:722px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_428\" id=\"t4e_428\" style=\"left:603px;bottom:722px;letter-spacing:-0.11px;display:inline;\">ion. </div><div class=\"t s8_428\" id=\"t4f_428\" style=\"left:69px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The acquired intang</div><div class=\"t s9_428\" id=\"t4g_428\" style=\"left:190px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ibles are amort</div><div class=\"t s8_428\" id=\"t4h_428\" style=\"left:279px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised over periods from four years to a maximum of 16 years. The constituents are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t4i_428\" style=\"left:709px;bottom:680px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_428\" id=\"t4l_428\" style=\"left:796px;bottom:680px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_428\" id=\"t4j_428\" style=\"left:694px;bottom:668px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_428\" id=\"t4k_428\" style=\"left:717px;bottom:668px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_428\" id=\"t4m_428\" style=\"left:783px;bottom:668px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_428\" id=\"t4n_428\" style=\"left:804px;bottom:668px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4o_428\" style=\"left:69px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Acquired intang</div><div class=\"t s4_428\" id=\"t4p_428\" style=\"left:160px;bottom:648px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ibles compr</div><div class=\"t sc_428\" id=\"t4q_428\" style=\"left:224px;bottom:648px;letter-spacing:-0.07px;display:inline;\">ise: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4r_428\" style=\"left:82px;bottom:629px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Aircraft maintenance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4s_428\" style=\"left:726px;bottom:629px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t4t_428\" style=\"left:812px;bottom:629px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_428\" id=\"t4u_428\" style=\"left:82px;bottom:610px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Brand names </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4v_428\" style=\"left:726px;bottom:610px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t4w_428\" style=\"left:814px;bottom:610px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t4x_428\" style=\"left:82px;bottom:591px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Customer relationsh</div><div class=\"t s4_428\" id=\"t4y_428\" style=\"left:195px;bottom:591px;letter-spacing:-0.03px;display:inline;\">ips </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t4z_428\" style=\"left:727px;bottom:591px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t50_428\" style=\"left:814px;bottom:591px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_428\" id=\"t51_428\" style=\"left:82px;bottom:572px;letter-spacing:0.03px;display:inline;\">Licenses </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t52_428\" style=\"left:720px;bottom:572px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t53_428\" style=\"left:808px;bottom:572px;letter-spacing:-0.06px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_428\" id=\"t54_428\" style=\"left:69px;bottom:553px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_428\" id=\"t55_428\" style=\"left:720px;bottom:553px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_428\" id=\"t56_428\" style=\"left:808px;bottom:553px;letter-spacing:-0.08px;display:inline;\">19 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105300": {
   "value": "Accounting policy <div class=\"t s8_426\" id=\"ta_426\" style=\"left:78px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">Goodwill </div><div class=\"t s9_426\" id=\"tb_426\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Goodwill on acquis</div><div class=\"t sa_426\" id=\"tc_426\" style=\"left:190px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"td_426\" style=\"left:198px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions of subsid</div><div class=\"t sa_426\" id=\"te_426\" style=\"left:277px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s9_426\" id=\"tf_426\" style=\"left:293px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies is included in intang</div><div class=\"t sa_426\" id=\"tg_426\" style=\"left:429px;bottom:1120px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ible assets. Goodw</div><div class=\"t s9_426\" id=\"th_426\" style=\"left:540px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill on acquis</div><div class=\"t sa_426\" id=\"ti_426\" style=\"left:608px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"tj_426\" style=\"left:616px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of associates is included in </div><div class=\"t s9_426\" id=\"tk_426\" style=\"left:78px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sa_426\" id=\"tl_426\" style=\"left:268px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures. Goodw</div><div class=\"t s9_426\" id=\"tm_426\" style=\"left:387px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill included in intang</div><div class=\"t sa_426\" id=\"tn_426\" style=\"left:505px;bottom:1104px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ible assets </div><div class=\"t s9_426\" id=\"to_426\" style=\"left:569px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed at each balance sheet date </div><div class=\"t s9_426\" id=\"tp_426\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">for impa</div><div class=\"t sa_426\" id=\"tq_426\" style=\"left:128px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and carr</div><div class=\"t s9_426\" id=\"tr_426\" style=\"left:220px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied at cost less any accumulated impa</div><div class=\"t sa_426\" id=\"ts_426\" style=\"left:445px;bottom:1088px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. Ga</div><div class=\"t s9_426\" id=\"tt_426\" style=\"left:545px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ins and losses on the disposal of an entity </div><div class=\"t s9_426\" id=\"tu_426\" style=\"left:78px;bottom:1072px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include the carrying amount of goodwill relating to the entity sold. Detailed calculations are performed based on forecasting </div><div class=\"t s9_426\" id=\"tv_426\" style=\"left:78px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">expected cash \ufb02ows of the relevant cash-generating units (CGUs) and discount</div><div class=\"t sa_426\" id=\"tw_426\" style=\"left:545px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing these at an appropr</div><div class=\"t s9_426\" id=\"tx_426\" style=\"left:685px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iate discount rate, </div><div class=\"t s9_426\" id=\"ty_426\" style=\"left:78px;bottom:1040px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t sa_426\" id=\"tz_426\" style=\"left:168px;bottom:1040px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of wh</div><div class=\"t s9_426\" id=\"t10_426\" style=\"left:222px;bottom:1040px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich requires the exercise of judgement. Goodwill is allocated to CGUs for the purpose of impa</div><div class=\"t sa_426\" id=\"t11_426\" style=\"left:767px;bottom:1040px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t12_426\" style=\"left:78px;bottom:1024px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">testing. CGUs represent the lowest level with</div><div class=\"t sa_426\" id=\"t13_426\" style=\"left:340px;bottom:1024px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the Group wh</div><div class=\"t s9_426\" id=\"t14_426\" style=\"left:434px;bottom:1024px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich generates separate cash in\ufb02ows and at which the goodwill </div><div class=\"t s9_426\" id=\"t15_426\" style=\"left:78px;bottom:1007px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is monitored for internal management purposes. These are equal to or smaller than the Group\u2019s reportable segments (as set </div><div class=\"t s9_426\" id=\"t16_426\" style=\"left:78px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out in Note 2) as the Group views its reportable segments on a global basis. The major CGUs to which goodwill has been </div><div class=\"t s9_426\" id=\"t17_426\" style=\"left:78px;bottom:975px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">allocated are set out in the CGU table (page 425). </div><div class=\"t s8_426\" id=\"t18_426\" style=\"left:78px;bottom:951px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s9_426\" id=\"t19_426\" style=\"left:78px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The carrying amount of goodwill is based on the applicat</div><div class=\"t sa_426\" id=\"t1a_426\" style=\"left:416px;bottom:935px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of judgements </div><div class=\"t s9_426\" id=\"t1b_426\" style=\"left:526px;bottom:935px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sa_426\" id=\"t1c_426\" style=\"left:562px;bottom:935px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the bas</div><div class=\"t s9_426\" id=\"t1d_426\" style=\"left:628px;bottom:935px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is of goodwill impa</div><div class=\"t sa_426\" id=\"t1e_426\" style=\"left:739px;bottom:935px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t1f_426\" style=\"left:78px;bottom:919px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">calculation assumptions. Judgement is also applied in determinat</div><div class=\"t sa_426\" id=\"t1g_426\" style=\"left:465px;bottom:919px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of CGUs. </div><div class=\"t s9_426\" id=\"t1h_426\" style=\"left:78px;bottom:895px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Estimates include forecasts used for determin</div><div class=\"t sa_426\" id=\"t1i_426\" style=\"left:347px;bottom:895px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing cash \ufb02ows for CGUs, the appropr</div><div class=\"t s9_426\" id=\"t1j_426\" style=\"left:562px;bottom:895px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate long-term growth rates to use and </div><div class=\"t s9_426\" id=\"t1k_426\" style=\"left:78px;bottom:879px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rates which factor in country risk-free rates and applicable risk premiums. The Group undertakes an annual </div><div class=\"t s9_426\" id=\"t1l_426\" style=\"left:78px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assessment to evaluate whether the carrying value of goodwill is impa</div><div class=\"t sa_426\" id=\"t1m_426\" style=\"left:493px;bottom:863px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ired. The est</div><div class=\"t s9_426\" id=\"t1n_426\" style=\"left:564px;bottom:863px;letter-spacing:-0.15px;display:inline;\">imat</div><div class=\"t sa_426\" id=\"t1o_426\" style=\"left:592px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of future cash \ufb02ows and the </div><div class=\"t s9_426\" id=\"t1p_426\" style=\"left:78px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sa_426\" id=\"t1q_426\" style=\"left:514px;bottom:847px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and </div><div class=\"t s9_426\" id=\"t1r_426\" style=\"left:649px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is subject to potential </div><div class=\"t s9_426\" id=\"t1s_426\" style=\"left:78px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">change over time. </div><div class=\"t s8_426\" id=\"t1t_426\" style=\"left:78px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired intang</div><div class=\"t sb_426\" id=\"t1u_426\" style=\"left:174px;bottom:807px;letter-spacing:-0.13px;display:inline;\">ibles </div><div class=\"t s9_426\" id=\"t1v_426\" style=\"left:78px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">At the date of acquis</div><div class=\"t sa_426\" id=\"t1w_426\" style=\"left:202px;bottom:791px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t1x_426\" style=\"left:209px;bottom:791px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of a subsid</div><div class=\"t sa_426\" id=\"t1y_426\" style=\"left:294px;bottom:791px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">iary or assoc</div><div class=\"t s9_426\" id=\"t1z_426\" style=\"left:367px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iate, intang</div><div class=\"t sa_426\" id=\"t20_426\" style=\"left:435px;bottom:791px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ible assets wh</div><div class=\"t s9_426\" id=\"t21_426\" style=\"left:517px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are deemed separable and that arise from </div><div class=\"t s9_426\" id=\"t22_426\" style=\"left:78px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">contractual or other legal rights are capital</div><div class=\"t sa_426\" id=\"t23_426\" style=\"left:331px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s9_426\" id=\"t24_426\" style=\"left:385px;bottom:775px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">included with</div><div class=\"t sa_426\" id=\"t25_426\" style=\"left:465px;bottom:775px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the net </div><div class=\"t s9_426\" id=\"t26_426\" style=\"left:523px;bottom:775px;letter-spacing:-0.14px;display:inline;\">ident</div><div class=\"t sa_426\" id=\"t27_426\" style=\"left:554px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">i\ufb01able assets acqu</div><div class=\"t s9_426\" id=\"t28_426\" style=\"left:663px;bottom:775px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. These intang</div><div class=\"t sa_426\" id=\"t29_426\" style=\"left:769px;bottom:775px;letter-spacing:-0.16px;display:inline;\">ible </div><div class=\"t s9_426\" id=\"t2a_426\" style=\"left:78px;bottom:759px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">assets are in</div><div class=\"t sa_426\" id=\"t2b_426\" style=\"left:151px;bottom:759px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"t2c_426\" style=\"left:159px;bottom:759px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ially measured at fair value, which re\ufb02ects market expectations of the probabil</div><div class=\"t sa_426\" id=\"t2d_426\" style=\"left:620px;bottom:759px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity that the future econom</div><div class=\"t s9_426\" id=\"t2e_426\" style=\"left:776px;bottom:759px;letter-spacing:-0.16px;display:inline;\">ic </div><div class=\"t s9_426\" id=\"t2f_426\" style=\"left:78px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">bene\ufb01ts embodied in the asset will \ufb02ow to the entity and are amortised on the basis of their expected useful lives (4 to </div><div class=\"t s9_426\" id=\"t2g_426\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">16 years). At each balance sheet date, these assets are assessed for ind</div><div class=\"t sa_426\" id=\"t2h_426\" style=\"left:495px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t2i_426\" style=\"left:552px;bottom:727px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t2j_426\" style=\"left:583px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment. In the event that an asset\u2019s </div><div class=\"t s9_426\" id=\"t2k_426\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">carrying amount is determined to be greater than its recoverable amount, the asset is written down immed</div><div class=\"t sa_426\" id=\"t2l_426\" style=\"left:709px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iately to the </div><div class=\"t sa_426\" id=\"t2m_426\" style=\"left:78px;bottom:695px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">recoverable amount. </div><div class=\"t s8_426\" id=\"t2n_426\" style=\"left:78px;bottom:671px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Computer software </div><div class=\"t s9_426\" id=\"t2o_426\" style=\"left:78px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Acquired computer software licences are capital</div><div class=\"t sa_426\" id=\"t2p_426\" style=\"left:364px;bottom:655px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised on the bas</div><div class=\"t s9_426\" id=\"t2q_426\" style=\"left:454px;bottom:655px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is of the costs incurred to acquire and bring to use the </div><div class=\"t s9_426\" id=\"t2r_426\" style=\"left:78px;bottom:639px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t sa_426\" id=\"t2s_426\" style=\"left:113px;bottom:639px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ic software. </div><div class=\"t s9_426\" id=\"t2t_426\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Internally generated software represents substantially all of the total software capital</div><div class=\"t sa_426\" id=\"t2u_426\" style=\"left:584px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised. D</div><div class=\"t s9_426\" id=\"t2v_426\" style=\"left:623px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irect costs of the development </div><div class=\"t s9_426\" id=\"t2w_426\" style=\"left:78px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of separately ident</div><div class=\"t sa_426\" id=\"t2x_426\" style=\"left:190px;bottom:598px;letter-spacing:-0.19px;display:inline;\">i\ufb01able </div><div class=\"t s9_426\" id=\"t2y_426\" style=\"left:229px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">internally generated software are capital</div><div class=\"t sa_426\" id=\"t2z_426\" style=\"left:472px;bottom:598px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ised where </div><div class=\"t s9_426\" id=\"t30_426\" style=\"left:539px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it is probable that future economic bene\ufb01ts </div><div class=\"t s9_426\" id=\"t31_426\" style=\"left:78px;bottom:582px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">attributable to the software will \ufb02ow from its use. These costs include staff remuneration costs such as salaries, statutory </div><div class=\"t s9_426\" id=\"t32_426\" style=\"left:78px;bottom:566px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">payments and share-based payments, materials, service providers and contractors provided their time is directly </div><div class=\"t s9_426\" id=\"t33_426\" style=\"left:78px;bottom:550px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">attributable to the software build. Costs incurred in the ongoing maintenance of software are expensed immed</div><div class=\"t sa_426\" id=\"t34_426\" style=\"left:735px;bottom:550px;letter-spacing:-0.13px;display:inline;\">iately </div><div class=\"t s9_426\" id=\"t35_426\" style=\"left:78px;bottom:534px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">when incurred. Internally generated software is amortised over each asset\u2019s useful life to a maximum of 10-years. On an </div><div class=\"t s9_426\" id=\"t36_426\" style=\"left:78px;bottom:518px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">annual basis software assets\u2019 residual values and useful lives are reviewed, includ</div><div class=\"t sa_426\" id=\"t37_426\" style=\"left:553px;bottom:518px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ing assess</div><div class=\"t s9_426\" id=\"t38_426\" style=\"left:613px;bottom:518px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing for ind</div><div class=\"t sa_426\" id=\"t39_426\" style=\"left:672px;bottom:518px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t s9_426\" id=\"t3a_426\" style=\"left:730px;bottom:518px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sa_426\" id=\"t3b_426\" style=\"left:761px;bottom:518px;letter-spacing:-0.09px;display:inline;\">irment. </div><div class=\"t s9_426\" id=\"t3c_426\" style=\"left:78px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Indicators of impa</div><div class=\"t sa_426\" id=\"t3d_426\" style=\"left:185px;bottom:502px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t3e_426\" style=\"left:227px;bottom:502px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include loss of business relevance, obsolescence, exit of the business to which the software relates, </div><div class=\"t s9_426\" id=\"t3f_426\" style=\"left:78px;bottom:486px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">technological changes, change in use of the asset, reduction in useful life, plans to reduce usage or scope. </div><div class=\"t s9_426\" id=\"t3g_426\" style=\"left:78px;bottom:462px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">For capital</div><div class=\"t sa_426\" id=\"t3h_426\" style=\"left:141px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">ised software that </div><div class=\"t s9_426\" id=\"t3i_426\" style=\"left:252px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is internally generated, judgement is required to determine which costs relate to research </div><div class=\"t s9_426\" id=\"t3j_426\" style=\"left:78px;bottom:446px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(expensed) and which costs relate to development (capital</div><div class=\"t sa_426\" id=\"t3k_426\" style=\"left:426px;bottom:446px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ised). Further judgement </div><div class=\"t s9_426\" id=\"t3l_426\" style=\"left:573px;bottom:446px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required to determine the technical </div><div class=\"t s9_426\" id=\"t3m_426\" style=\"left:78px;bottom:430px;letter-spacing:-0.12px;display:inline;\">feasib</div><div class=\"t sa_426\" id=\"t3n_426\" style=\"left:115px;bottom:430px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_426\" id=\"t3o_426\" style=\"left:120px;bottom:430px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of completing the software such that it will be available for use. Estimates are used to determine how the software </div><div class=\"t s9_426\" id=\"t3p_426\" style=\"left:78px;bottom:414px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">will generate probable future economic bene\ufb01ts: these estimates include cost savings, income increases, balance sheet </div><div class=\"t s9_426\" id=\"t3q_426\" style=\"left:78px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improvements, improved functional</div><div class=\"t sa_426\" id=\"t3r_426\" style=\"left:289px;bottom:398px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity or </div><div class=\"t s9_426\" id=\"t3s_426\" style=\"left:321px;bottom:398px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">improved asset safeguarding. </div><div class=\"t s9_426\" id=\"t3t_426\" style=\"left:78px;bottom:374px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Software as a Service (SaaS) is a contractual arrangement that conveys the right to receive access to the supplier\u2019s software </div><div class=\"t s9_426\" id=\"t3u_426\" style=\"left:78px;bottom:358px;letter-spacing:-0.17px;display:inline;\">applicat</div><div class=\"t sa_426\" id=\"t3v_426\" style=\"left:128px;bottom:358px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion over the contract term. As such, the Group does not have control and as a result recogn</div><div class=\"t s9_426\" id=\"t3w_426\" style=\"left:661px;bottom:358px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ises an operating </div><div class=\"t s9_426\" id=\"t3x_426\" style=\"left:78px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">expense for these costs over the contract term. Certain costs, includ</div><div class=\"t sa_426\" id=\"t3y_426\" style=\"left:474px;bottom:342px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing custom</div><div class=\"t s9_426\" id=\"t3z_426\" style=\"left:539px;bottom:342px;letter-spacing:-0.12px;display:inline;\">isat</div><div class=\"t sa_426\" id=\"t40_426\" style=\"left:561px;bottom:342px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion costs related to </div><div class=\"t s9_426\" id=\"t41_426\" style=\"left:676px;bottom:342px;letter-spacing:-0.13px;display:inline;\">implementat</div><div class=\"t sa_426\" id=\"t42_426\" style=\"left:754px;bottom:342px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t sa_426\" id=\"t43_426\" style=\"left:78px;bottom:326px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">SaaS may meet the de\ufb01nit</div><div class=\"t s9_426\" id=\"t44_426\" style=\"left:235px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of an intang</div><div class=\"t sa_426\" id=\"t45_426\" style=\"left:328px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ible asset </div><div class=\"t s9_426\" id=\"t46_426\" style=\"left:386px;bottom:326px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in their own right if it is separately ident</div><div class=\"t sa_426\" id=\"t47_426\" style=\"left:617px;bottom:326px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">i\ufb01able and control </div><div class=\"t s9_426\" id=\"t48_426\" style=\"left:727px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is established. </div><div class=\"t s9_426\" id=\"t49_426\" style=\"left:78px;bottom:310px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">These costs are capital</div><div class=\"t sa_426\" id=\"t4a_426\" style=\"left:213px;bottom:310px;letter-spacing:-0.1px;display:inline;\">ised </div><div class=\"t s9_426\" id=\"t4b_426\" style=\"left:240px;bottom:310px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">if it is expected to provide the Group with future economic bene\ufb01ts \ufb02owing from the underlying </div>resource and the Group can restrict others from accessing those bene\ufb01ts.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105304": {
   "value": "Goodwill <div class=\"t s9_426\" id=\"tb_426\" style=\"left:78px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Goodwill on acquis</div><div class=\"t sa_426\" id=\"tc_426\" style=\"left:190px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"td_426\" style=\"left:198px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions of subsid</div><div class=\"t sa_426\" id=\"te_426\" style=\"left:277px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s9_426\" id=\"tf_426\" style=\"left:293px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies is included in intang</div><div class=\"t sa_426\" id=\"tg_426\" style=\"left:429px;bottom:1120px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">ible assets. Goodw</div><div class=\"t s9_426\" id=\"th_426\" style=\"left:540px;bottom:1120px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill on acquis</div><div class=\"t sa_426\" id=\"ti_426\" style=\"left:608px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_426\" id=\"tj_426\" style=\"left:616px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of associates is included in </div><div class=\"t s9_426\" id=\"tk_426\" style=\"left:78px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sa_426\" id=\"tl_426\" style=\"left:268px;bottom:1104px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures. Goodw</div><div class=\"t s9_426\" id=\"tm_426\" style=\"left:387px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ill included in intang</div><div class=\"t sa_426\" id=\"tn_426\" style=\"left:505px;bottom:1104px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ible assets </div><div class=\"t s9_426\" id=\"to_426\" style=\"left:569px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is assessed at each balance sheet date </div><div class=\"t s9_426\" id=\"tp_426\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">for impa</div><div class=\"t sa_426\" id=\"tq_426\" style=\"left:128px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and carr</div><div class=\"t s9_426\" id=\"tr_426\" style=\"left:220px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied at cost less any accumulated impa</div><div class=\"t sa_426\" id=\"ts_426\" style=\"left:445px;bottom:1088px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. Ga</div><div class=\"t s9_426\" id=\"tt_426\" style=\"left:545px;bottom:1088px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ins and losses on the disposal of an entity </div><div class=\"t s9_426\" id=\"tu_426\" style=\"left:78px;bottom:1072px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">include the carrying amount of goodwill relating to the entity sold. Detailed calculations are performed based on forecasting </div><div class=\"t s9_426\" id=\"tv_426\" style=\"left:78px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">expected cash \ufb02ows of the relevant cash-generating units (CGUs) and discount</div><div class=\"t sa_426\" id=\"tw_426\" style=\"left:545px;bottom:1056px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing these at an appropr</div><div class=\"t s9_426\" id=\"tx_426\" style=\"left:685px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">iate discount rate, </div><div class=\"t s9_426\" id=\"ty_426\" style=\"left:78px;bottom:1040px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the determinat</div><div class=\"t sa_426\" id=\"tz_426\" style=\"left:168px;bottom:1040px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of wh</div><div class=\"t s9_426\" id=\"t10_426\" style=\"left:222px;bottom:1040px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ich requires the exercise of judgement. Goodwill is allocated to CGUs for the purpose of impa</div><div class=\"t sa_426\" id=\"t11_426\" style=\"left:767px;bottom:1040px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s9_426\" id=\"t12_426\" style=\"left:78px;bottom:1024px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">testing. CGUs represent the lowest level with</div><div class=\"t sa_426\" id=\"t13_426\" style=\"left:340px;bottom:1024px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the Group wh</div><div class=\"t s9_426\" id=\"t14_426\" style=\"left:434px;bottom:1024px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ich generates separate cash in\ufb02ows and at which the goodwill </div><div class=\"t s9_426\" id=\"t15_426\" style=\"left:78px;bottom:1007px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">is monitored for internal management purposes. These are equal to or smaller than the Group\u2019s reportable segments (as set </div><div class=\"t s9_426\" id=\"t16_426\" style=\"left:78px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">out in Note 2) as the Group views its reportable segments on a global basis. The major CGUs to which goodwill has been </div>allocated are set out in the CGU table (page 425).",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105485": {
   "value": "<table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_427\" id=\"t9_427\" style=\"left:430px;bottom:1162px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_427\" id=\"ta_427\" style=\"left:699px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"te_427\" style=\"left:394px;bottom:1145px;letter-spacing:-0.04px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tj_427\" style=\"left:455px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tt_427\" style=\"left:664px;bottom:1145px;letter-spacing:-0.06px;display:inline;\">Acquired </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"ty_427\" style=\"left:724px;bottom:1145px;letter-spacing:-0.01px;display:inline;\">Computer </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tb_427\" style=\"left:330px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tf_427\" style=\"left:384px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">intang</div><div class=\"t s3_427\" id=\"tg_427\" style=\"left:415px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tk_427\" style=\"left:460px;bottom:1134px;letter-spacing:-0.01px;display:inline;\">software </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tn_427\" style=\"left:543px;bottom:1134px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tq_427\" style=\"left:599px;bottom:1134px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tu_427\" style=\"left:654px;bottom:1134px;letter-spacing:-0.04px;display:inline;\">intang</div><div class=\"t s8_427\" id=\"tv_427\" style=\"left:685px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">ibles </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap; text-align: right;\"><div class=\"t s7_427\" id=\"tz_427\" style=\"left:728px;bottom:1134px;letter-spacing:0.02px;display:inline;\">software </div><div class=\"t s9_427\" id=\"t10_427\" style=\"vertical-align: super;left:769px;bottom:1139px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t13_427\" style=\"left:812px;bottom:1134px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tc_427\" style=\"left:335px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"td_427\" style=\"left:358px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"th_427\" style=\"left:400px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"ti_427\" style=\"left:423px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"tl_427\" style=\"left:465px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"tm_427\" style=\"left:488px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"to_427\" style=\"left:530px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_427\" id=\"tp_427\" style=\"left:553px;bottom:1123px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tr_427\" style=\"left:605px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"ts_427\" style=\"left:627px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"tw_427\" style=\"left:670px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"tx_427\" style=\"left:692px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t11_427\" style=\"left:735px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t12_427\" style=\"left:757px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t14_427\" style=\"left:800px;bottom:1123px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s8_427\" id=\"t15_427\" style=\"left:822px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t16_427\" style=\"left:87px;bottom:1102px;letter-spacing:0.09px;display:inline;\">Cost </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t17_427\" style=\"left:87px;bottom:1083px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t18_427\" style=\"left:343px;bottom:1083px;letter-spacing:0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t19_427\" style=\"left:417px;bottom:1083px;letter-spacing:-0.04px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1a_427\" style=\"left:474px;bottom:1083px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1b_427\" style=\"left:537px;bottom:1083px;letter-spacing:-0.45px;display:inline;\">7,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1c_427\" style=\"left:612px;bottom:1083px;letter-spacing:0.01px;display:inline;\">2,595 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1d_427\" style=\"left:686px;bottom:1083px;letter-spacing:-0.05px;display:inline;\">457 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1e_427\" style=\"left:740px;bottom:1083px;letter-spacing:0.14px;display:inline;\">4,464 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1f_427\" style=\"left:811px;bottom:1083px;letter-spacing:-0.35px;display:inline;\">7,516 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1g_427\" style=\"left:87px;bottom:1064px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1h_427\" style=\"left:353px;bottom:1064px;letter-spacing:-0.16px;display:inline;\">(24) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1i_427\" style=\"left:420px;bottom:1064px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1j_427\" style=\"left:491px;bottom:1064px;letter-spacing:0.01px;display:inline;\">21 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1k_427\" style=\"left:550px;bottom:1064px;letter-spacing:0.06px;display:inline;\">(15) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1l_427\" style=\"left:617px;bottom:1064px;letter-spacing:-0.11px;display:inline;\">(108) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1m_427\" style=\"left:688px;bottom:1064px;letter-spacing:-0.29px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1n_427\" style=\"left:753px;bottom:1064px;letter-spacing:-0.06px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1o_427\" style=\"left:814px;bottom:1064px;letter-spacing:-0.17px;display:inline;\">(156) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1p_427\" style=\"left:87px;bottom:1045px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t sc_427\" id=\"t1q_427\" style=\"left:118px;bottom:1045px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1r_427\" style=\"left:366px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1s_427\" style=\"left:431px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1t_427\" style=\"left:475px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t1u_427\" style=\"left:540px;bottom:1045px;letter-spacing:-0.06px;display:inline;\">1,124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1v_427\" style=\"left:635px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1w_427\" style=\"left:700px;bottom:1045px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1x_427\" style=\"left:743px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t1y_427\" style=\"left:808px;bottom:1045px;letter-spacing:-0.08px;display:inline;\">1,096 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t1z_427\" style=\"left:87px;bottom:1026px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Impairment charge\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t20_427\" style=\"left:366px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t21_427\" style=\"left:431px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t22_427\" style=\"left:480px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t23_427\" style=\"left:545px;bottom:1026px;letter-spacing:0.01px;display:inline;\">(151) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t24_427\" style=\"left:626px;bottom:1026px;letter-spacing:-0.34px;display:inline;\">(14) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t25_427\" style=\"left:700px;bottom:1026px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t26_427\" style=\"left:759px;bottom:1026px;letter-spacing:0.27px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t27_427\" style=\"left:820px;bottom:1026px;letter-spacing:-0.08px;display:inline;\">(21) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t28_427\" style=\"left:87px;bottom:1007px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t29_427\" style=\"left:351px;bottom:1007px;letter-spacing:-0.07px;display:inline;\">(18)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2a_427\" style=\"left:422px;bottom:1007px;letter-spacing:-0.16px;display:inline;\">(5)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2b_427\" style=\"left:490px;bottom:1007px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2c_427\" style=\"left:548px;bottom:1007px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2d_427\" style=\"left:635px;bottom:1007px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2e_427\" style=\"left:684px;bottom:1007px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2f_427\" style=\"left:745px;bottom:1007px;display:inline;\">(348) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2g_427\" style=\"left:811px;bottom:1007px;letter-spacing:-0.31px;display:inline;\">(484) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t2h_427\" style=\"left:87px;bottom:988px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t2i_427\" style=\"left:124px;bottom:988px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2j_427\" style=\"left:366px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2k_427\" style=\"left:431px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2l_427\" style=\"left:496px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2m_427\" style=\"left:561px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2n_427\" style=\"left:630px;bottom:988px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2o_427\" style=\"left:700px;bottom:988px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2p_427\" style=\"left:759px;bottom:988px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2q_427\" style=\"left:824px;bottom:988px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t2r_427\" style=\"left:87px;bottom:969px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2s_427\" style=\"left:340px;bottom:969px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2t_427\" style=\"left:417px;bottom:969px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2u_427\" style=\"left:473px;bottom:969px;letter-spacing:-0.05px;display:inline;\">6,168 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t2v_427\" style=\"left:536px;bottom:969px;letter-spacing:0.05px;display:inline;\">8,875 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2w_427\" style=\"left:615px;bottom:969px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2x_427\" style=\"left:686px;bottom:969px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2y_427\" style=\"left:745px;bottom:969px;letter-spacing:-0.19px;display:inline;\">5,178 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t2z_427\" style=\"left:808px;bottom:969px;letter-spacing:-0.54px;display:inline;\">7,944 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t30_427\" style=\"left:87px;bottom:950px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sd_427\" id=\"t31_427\" style=\"left:121px;bottom:950px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ion for amort</div><div class=\"t sa_427\" id=\"t32_427\" style=\"left:196px;bottom:950px;letter-spacing:0.07px;display:inline;\">isat</div><div class=\"t sd_427\" id=\"t33_427\" style=\"left:218px;bottom:950px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t34_427\" style=\"left:87px;bottom:931px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t35_427\" style=\"left:366px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t36_427\" style=\"left:417px;bottom:931px;letter-spacing:-0.35px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t37_427\" style=\"left:473px;bottom:931px;letter-spacing:0.07px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t38_427\" style=\"left:536px;bottom:931px;letter-spacing:0.02px;display:inline;\">2,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t39_427\" style=\"left:635px;bottom:931px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3a_427\" style=\"left:686px;bottom:931px;letter-spacing:-0.09px;display:inline;\">437 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3b_427\" style=\"left:742px;bottom:931px;letter-spacing:0.08px;display:inline;\">1,608 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3c_427\" style=\"left:805px;bottom:931px;letter-spacing:-0.04px;display:inline;\">2,045 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3d_427\" style=\"left:87px;bottom:912px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3e_427\" style=\"left:366px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3f_427\" style=\"left:420px;bottom:912px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3g_427\" style=\"left:493px;bottom:912px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3h_427\" style=\"left:557px;bottom:912px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3i_427\" style=\"left:635px;bottom:912px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3j_427\" style=\"left:688px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(29) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3k_427\" style=\"left:758px;bottom:912px;letter-spacing:-0.14px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3l_427\" style=\"left:817px;bottom:912px;letter-spacing:-0.48px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t3m_427\" style=\"left:87px;bottom:893px;letter-spacing:0.06px;display:inline;\">Amortisat</div><div class=\"t sc_427\" id=\"t3n_427\" style=\"left:143px;bottom:893px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3o_427\" style=\"left:366px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3p_427\" style=\"left:433px;bottom:893px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3q_427\" style=\"left:482px;bottom:893px;letter-spacing:-0.06px;display:inline;\">625 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3r_427\" style=\"left:546px;bottom:893px;letter-spacing:-0.1px;display:inline;\">626 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3s_427\" style=\"left:635px;bottom:893px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3t_427\" style=\"left:699px;bottom:893px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3u_427\" style=\"left:754px;bottom:893px;letter-spacing:0.02px;display:inline;\">531 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t3v_427\" style=\"left:816px;bottom:893px;letter-spacing:0.05px;display:inline;\">535 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_427\" id=\"t3w_427\" style=\"left:87px;bottom:874px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div><div class=\"t se_427\" id=\"t3x_427\" style=\"vertical-align: super;left:195px;bottom:880px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3y_427\" style=\"left:366px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t3z_427\" style=\"left:431px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t40_427\" style=\"left:483px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t41_427\" style=\"left:543px;bottom:874px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t42_427\" style=\"left:635px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t43_427\" style=\"left:700px;bottom:874px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t44_427\" style=\"left:764px;bottom:874px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t45_427\" style=\"left:829px;bottom:874px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t46_427\" style=\"left:87px;bottom:855px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and amounts written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t47_427\" style=\"left:366px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t48_427\" style=\"left:431px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t49_427\" style=\"left:496px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4a_427\" style=\"left:561px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4b_427\" style=\"left:635px;bottom:855px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4c_427\" style=\"left:684px;bottom:855px;letter-spacing:-0.21px;display:inline;\">(136) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4d_427\" style=\"left:749px;bottom:855px;letter-spacing:-0.05px;display:inline;\">(331) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4e_427\" style=\"left:811px;bottom:855px;letter-spacing:-0.2px;display:inline;\">(467) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t4f_427\" style=\"left:87px;bottom:836px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sc_427\" id=\"t4g_427\" style=\"left:124px;bottom:836px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4h_427\" style=\"left:366px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4i_427\" style=\"left:431px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4j_427\" style=\"left:496px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4k_427\" style=\"left:561px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4l_427\" style=\"left:635px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4m_427\" style=\"left:700px;bottom:836px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4n_427\" style=\"left:760px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4o_427\" style=\"left:825px;bottom:836px;letter-spacing:-0.27px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4p_427\" style=\"left:87px;bottom:817px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4q_427\" style=\"left:366px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4r_427\" style=\"left:417px;bottom:817px;letter-spacing:0.05px;display:inline;\">265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4s_427\" style=\"left:471px;bottom:817px;letter-spacing:0.15px;display:inline;\">2,396 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4t_427\" style=\"left:538px;bottom:817px;letter-spacing:0.08px;display:inline;\">2,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4u_427\" style=\"left:635px;bottom:817px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4v_427\" style=\"left:687px;bottom:817px;letter-spacing:-0.36px;display:inline;\">276 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4w_427\" style=\"left:744px;bottom:817px;letter-spacing:0.05px;display:inline;\">1,799 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t4x_427\" style=\"left:806px;bottom:817px;letter-spacing:-0.09px;display:inline;\">2,075 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t4y_427\" style=\"left:87px;bottom:798px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net book value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t4z_427\" style=\"left:340px;bottom:798px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t50_427\" style=\"left:426px;bottom:798px;letter-spacing:0.13px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t51_427\" style=\"left:472px;bottom:798px;letter-spacing:0.14px;display:inline;\">3,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t52_427\" style=\"left:537px;bottom:798px;letter-spacing:0.09px;display:inline;\">6,214 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t53_427\" style=\"left:615px;bottom:798px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t54_427\" style=\"left:695px;bottom:798px;letter-spacing:-0.08px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t55_427\" style=\"left:742px;bottom:798px;letter-spacing:0.04px;display:inline;\">3,379 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t56_427\" style=\"left:806px;bottom:798px;letter-spacing:0.04px;display:inline;\">5,869 </div></td></tr></table><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_429\" id=\"t1h_429\" style=\"left:569px;bottom:828px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1s_429\" style=\"left:628px;bottom:811px;letter-spacing:0.01px;display:inline;\">Leased </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1x_429\" style=\"left:715px;bottom:811px;letter-spacing:0.01px;display:inline;\">Leased </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1o_429\" style=\"left:526px;bottom:800px;display:inline;\">Operating </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1t_429\" style=\"left:620px;bottom:800px;display:inline;\">premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1y_429\" style=\"left:698px;bottom:800px;letter-spacing:-0.02px;display:inline;\">equipment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1i_429\" style=\"left:361px;bottom:789px;letter-spacing:-0.02px;display:inline;\">Premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1l_429\" style=\"left:438px;bottom:789px;letter-spacing:-0.02px;display:inline;\">Equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1p_429\" style=\"left:519px;bottom:789px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">lease assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1u_429\" style=\"left:633px;bottom:789px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1z_429\" style=\"left:719px;bottom:789px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t22_429\" style=\"left:811px;bottom:789px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1j_429\" style=\"left:365px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1k_429\" style=\"left:388px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1m_429\" style=\"left:452px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1n_429\" style=\"left:475px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1q_429\" style=\"left:538px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1r_429\" style=\"left:561px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1v_429\" style=\"left:625px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1w_429\" style=\"left:648px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t20_429\" style=\"left:712px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t21_429\" style=\"left:734px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t23_429\" style=\"left:798px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t24_429\" style=\"left:821px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t25_429\" style=\"left:87px;bottom:757px;word-spacing:-0.14px;display:inline;\">Cost or valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t26_429\" style=\"left:87px;bottom:738px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t27_429\" style=\"left:374px;bottom:738px;letter-spacing:0.15px;display:inline;\">1,773 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t28_429\" style=\"left:466px;bottom:738px;letter-spacing:0.18px;display:inline;\">840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t29_429\" style=\"left:542px;bottom:738px;letter-spacing:0.04px;display:inline;\">4,420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2a_429\" style=\"left:634px;bottom:738px;letter-spacing:0.01px;display:inline;\">1,652 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2b_429\" style=\"left:735px;bottom:738px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2c_429\" style=\"left:806px;bottom:738px;letter-spacing:0.07px;display:inline;\">8,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t2d_429\" style=\"left:87px;bottom:719px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2e_429\" style=\"left:383px;bottom:719px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2f_429\" style=\"left:470px;bottom:719px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2g_429\" style=\"left:570px;bottom:719px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2h_429\" style=\"left:650px;bottom:719px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2i_429\" style=\"left:737px;bottom:719px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2j_429\" style=\"left:816px;bottom:719px;letter-spacing:0.05px;display:inline;\">(57) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s9_429\" id=\"t2k_429\" style=\"left:87px;bottom:700px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t sa_429\" id=\"t2l_429\" style=\"left:118px;bottom:700px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sb_429\" id=\"t2m_429\" style=\"vertical-align: super;left:140px;bottom:706px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2n_429\" style=\"left:388px;bottom:700px;letter-spacing:0.08px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2o_429\" style=\"left:472px;bottom:700px;letter-spacing:-0.03px;display:inline;\">114 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2p_429\" style=\"left:570px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2q_429\" style=\"left:641px;bottom:700px;letter-spacing:0.12px;display:inline;\">286 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2r_429\" style=\"left:744px;bottom:700px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2s_429\" style=\"left:813px;bottom:700px;letter-spacing:0.28px;display:inline;\">446 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t2t_429\" style=\"left:87px;bottom:681px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and fully depreciated assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t2u_429\" style=\"left:87px;bottom:666px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2v_429\" style=\"left:378px;bottom:666px;letter-spacing:-0.16px;display:inline;\">(68)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2w_429\" style=\"left:460px;bottom:666px;letter-spacing:0.05px;display:inline;\">(122)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2x_429\" style=\"left:533px;bottom:666px;letter-spacing:-0.15px;display:inline;\">(4,420)\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2y_429\" style=\"left:643px;bottom:666px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2z_429\" style=\"left:736px;bottom:666px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t30_429\" style=\"left:798px;bottom:666px;letter-spacing:-0.06px;display:inline;\">(4,688) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t31_429\" style=\"left:87px;bottom:647px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sa_429\" id=\"t32_429\" style=\"left:124px;bottom:647px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t33_429\" style=\"left:391px;bottom:647px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t34_429\" style=\"left:483px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t35_429\" style=\"left:570px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t36_429\" style=\"left:656px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t37_429\" style=\"left:743px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t38_429\" style=\"left:824px;bottom:647px;letter-spacing:0.11px;display:inline;\">18 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t39_429\" style=\"left:87px;bottom:628px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3a_429\" style=\"left:376px;bottom:628px;letter-spacing:-0.22px;display:inline;\">1,741 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3b_429\" style=\"left:469px;bottom:628px;letter-spacing:0.03px;display:inline;\">810 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3c_429\" style=\"left:570px;bottom:628px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3d_429\" style=\"left:632px;bottom:628px;letter-spacing:0.16px;display:inline;\">1,864 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3e_429\" style=\"left:737px;bottom:628px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3f_429\" style=\"left:803px;bottom:628px;letter-spacing:0.14px;display:inline;\">4,433 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t3g_429\" style=\"left:87px;bottom:609px;letter-spacing:0.07px;display:inline;\">Depreciat</div><div class=\"t sc_429\" id=\"t3h_429\" style=\"left:144px;bottom:609px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t3i_429\" style=\"left:87px;bottom:590px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Accumulated at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3j_429\" style=\"left:382px;bottom:590px;letter-spacing:-0.31px;display:inline;\">678 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3k_429\" style=\"left:469px;bottom:590px;letter-spacing:0.01px;display:inline;\">575 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3l_429\" style=\"left:549px;bottom:590px;letter-spacing:-0.04px;display:inline;\">1,185 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3m_429\" style=\"left:641px;bottom:590px;letter-spacing:0.08px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3n_429\" style=\"left:735px;bottom:590px;letter-spacing:0.15px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3o_429\" style=\"left:808px;bottom:590px;letter-spacing:-0.09px;display:inline;\">3,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t3p_429\" style=\"left:87px;bottom:571px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3q_429\" style=\"left:386px;bottom:571px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3r_429\" style=\"left:472px;bottom:571px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3s_429\" style=\"left:571px;bottom:571px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3t_429\" style=\"left:643px;bottom:571px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3u_429\" style=\"left:739px;bottom:571px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3v_429\" style=\"left:817px;bottom:571px;letter-spacing:-0.23px;display:inline;\">(63) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t3w_429\" style=\"left:87px;bottom:552px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Charge for the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3x_429\" style=\"left:389px;bottom:552px;letter-spacing:0.31px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3y_429\" style=\"left:475px;bottom:552px;letter-spacing:0.18px;display:inline;\">99 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3z_429\" style=\"left:562px;bottom:552px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t40_429\" style=\"left:641px;bottom:552px;letter-spacing:0.17px;display:inline;\">238 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t41_429\" style=\"left:741px;bottom:552px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t42_429\" style=\"left:813px;bottom:552px;letter-spacing:0.21px;display:inline;\">445 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t43_429\" style=\"left:87px;bottom:533px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t44_429\" style=\"left:396px;bottom:533px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t45_429\" style=\"left:483px;bottom:533px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t46_429\" style=\"left:570px;bottom:533px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t47_429\" style=\"left:655px;bottom:533px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t48_429\" style=\"left:743px;bottom:533px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t49_429\" style=\"left:824px;bottom:533px;letter-spacing:-0.02px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t4a_429\" style=\"left:87px;bottom:514px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Attributable to assets sold, transferred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t4b_429\" style=\"left:87px;bottom:500px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">or written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4c_429\" style=\"left:378px;bottom:500px;letter-spacing:-0.17px;display:inline;\">(47)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4d_429\" style=\"left:460px;bottom:500px;letter-spacing:0.05px;display:inline;\">(122)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4e_429\" style=\"left:538px;bottom:500px;letter-spacing:0.04px;display:inline;\">(1,213)\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4f_429\" style=\"left:643px;bottom:500px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4g_429\" style=\"left:736px;bottom:500px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4h_429\" style=\"left:800px;bottom:500px;letter-spacing:0.02px;display:inline;\">(1,429) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t4i_429\" style=\"left:87px;bottom:481px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sa_429\" id=\"t4j_429\" style=\"left:124px;bottom:481px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4k_429\" style=\"left:396px;bottom:481px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4l_429\" style=\"left:483px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4m_429\" style=\"left:570px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4n_429\" style=\"left:656px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4o_429\" style=\"left:743px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4p_429\" style=\"left:829px;bottom:481px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t4q_429\" style=\"left:87px;bottom:461px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Accumulated at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4r_429\" style=\"left:382px;bottom:461px;letter-spacing:-0.09px;display:inline;\">692 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4s_429\" style=\"left:469px;bottom:461px;letter-spacing:0.12px;display:inline;\">535 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4t_429\" style=\"left:570px;bottom:461px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4u_429\" style=\"left:643px;bottom:461px;letter-spacing:0.09px;display:inline;\">914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4v_429\" style=\"left:737px;bottom:461px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4w_429\" style=\"left:807px;bottom:461px;letter-spacing:-0.02px;display:inline;\">2,159 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t4x_429\" style=\"left:87px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Net book amount at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4y_429\" style=\"left:372px;bottom:442px;letter-spacing:-0.07px;display:inline;\">1,049 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4z_429\" style=\"left:469px;bottom:442px;letter-spacing:0.05px;display:inline;\">275 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t50_429\" style=\"left:570px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t51_429\" style=\"left:641px;bottom:442px;letter-spacing:-0.02px;display:inline;\">950 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t52_429\" style=\"left:743px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t53_429\" style=\"left:805px;bottom:442px;letter-spacing:-0.03px;display:inline;\">2,274 </div></td></tr>\n                                        </table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s7_430\" id=\"t9_430\" style=\"left:552px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tk_430\" style=\"left:612px;bottom:1145px;letter-spacing:-0.02px;display:inline;\">Leased </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tp_430\" style=\"left:698px;bottom:1145px;letter-spacing:-0.02px;display:inline;\">Leased </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tg_430\" style=\"left:510px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">Operating </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tl_430\" style=\"left:604px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tq_430\" style=\"left:681px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">equipment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"ta_430\" style=\"left:345px;bottom:1123px;letter-spacing:-0.04px;display:inline;\">Premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"td_430\" style=\"left:421px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">Equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"th_430\" style=\"left:503px;bottom:1123px;word-spacing:-0.23px;display:inline;\">lease assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tm_430\" style=\"left:616px;bottom:1123px;letter-spacing:0.05px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tr_430\" style=\"left:703px;bottom:1123px;letter-spacing:0.05px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tu_430\" style=\"left:795px;bottom:1123px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tb_430\" style=\"left:350px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tc_430\" style=\"left:371px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"te_430\" style=\"left:436px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tf_430\" style=\"left:458px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"ti_430\" style=\"left:523px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tj_430\" style=\"left:544px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tn_430\" style=\"left:610px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"to_430\" style=\"left:631px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"ts_430\" style=\"left:696px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tt_430\" style=\"left:718px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tv_430\" style=\"left:783px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tw_430\" style=\"left:804px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"tx_430\" style=\"left:69px;bottom:1091px;word-spacing:-0.14px;display:inline;\">Cost or valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"ty_430\" style=\"left:69px;bottom:1072px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"tz_430\" style=\"left:358px;bottom:1072px;letter-spacing:-0.15px;display:inline;\">1,980 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t10_430\" style=\"left:453px;bottom:1072px;display:inline;\">901 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t11_430\" style=\"left:528px;bottom:1072px;letter-spacing:0.06px;display:inline;\">4,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t12_430\" style=\"left:617px;bottom:1072px;letter-spacing:0.12px;display:inline;\">1,854 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t13_430\" style=\"left:719px;bottom:1072px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t14_430\" style=\"left:792px;bottom:1072px;letter-spacing:-0.31px;display:inline;\">9,016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t15_430\" style=\"left:69px;bottom:1053px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t16_430\" style=\"left:366px;bottom:1053px;letter-spacing:-0.32px;display:inline;\">(90) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t17_430\" style=\"left:454px;bottom:1053px;letter-spacing:-0.33px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t18_430\" style=\"left:553px;bottom:1053px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t19_430\" style=\"left:628px;bottom:1053px;letter-spacing:-0.14px;display:inline;\">(111) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1a_430\" style=\"left:721px;bottom:1053px;letter-spacing:-0.89px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1b_430\" style=\"left:794px;bottom:1053px;letter-spacing:-0.25px;display:inline;\">(270) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s9_430\" id=\"t1c_430\" style=\"left:69px;bottom:1034px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_430\" id=\"t1d_430\" style=\"left:101px;bottom:1034px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sa_430\" id=\"t1e_430\" style=\"vertical-align: super;left:123px;bottom:1040px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1f_430\" style=\"left:372px;bottom:1034px;letter-spacing:-0.16px;display:inline;\">87 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1g_430\" style=\"left:455px;bottom:1034px;letter-spacing:-0.19px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1h_430\" style=\"left:539px;bottom:1034px;letter-spacing:-0.3px;display:inline;\">624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1i_430\" style=\"left:626px;bottom:1034px;letter-spacing:0.01px;display:inline;\">339 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1j_430\" style=\"left:728px;bottom:1034px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1k_430\" style=\"left:795px;bottom:1034px;letter-spacing:-0.13px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t1l_430\" style=\"left:69px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and fully depreciated assets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t s9_430\" id=\"t1m_430\" style=\"left:69px;bottom:1000px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">written off </div><div class=\"t sa_430\" id=\"t1n_430\" style=\"vertical-align: super;left:128px;bottom:1007px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1o_430\" style=\"left:363px;bottom:1000px;letter-spacing:-0.2px;display:inline;\">(142) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1p_430\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">(102) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1q_430\" style=\"left:535px;bottom:1000px;letter-spacing:-0.41px;display:inline;\">(452) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1r_430\" style=\"left:621px;bottom:1000px;letter-spacing:-0.26px;display:inline;\">(425) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1s_430\" style=\"left:723px;bottom:1000px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1t_430\" style=\"left:790px;bottom:1000px;letter-spacing:-0.13px;display:inline;\">(1,122) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t1u_430\" style=\"left:69px;bottom:981px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Transfers to assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1v_430\" style=\"left:369px;bottom:981px;letter-spacing:-0.54px;display:inline;\">(62) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1w_430\" style=\"left:456px;bottom:981px;letter-spacing:-0.18px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1x_430\" style=\"left:553px;bottom:981px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1y_430\" style=\"left:634px;bottom:981px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1z_430\" style=\"left:726px;bottom:981px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t20_430\" style=\"left:800px;bottom:981px;letter-spacing:-0.15px;display:inline;\">(85) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t21_430\" style=\"left:69px;bottom:962px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t22_430\" style=\"left:359px;bottom:962px;letter-spacing:0.15px;display:inline;\">1,773 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t23_430\" style=\"left:450px;bottom:962px;letter-spacing:0.21px;display:inline;\">840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t24_430\" style=\"left:528px;bottom:962px;letter-spacing:-0.09px;display:inline;\">4,420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t25_430\" style=\"left:619px;bottom:962px;display:inline;\">1,652 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t26_430\" style=\"left:718px;bottom:962px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t27_430\" style=\"left:791px;bottom:962px;letter-spacing:0.07px;display:inline;\">8,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t28_430\" style=\"left:69px;bottom:943px;letter-spacing:0.07px;display:inline;\">Depreciat</div><div class=\"t s3_430\" id=\"t29_430\" style=\"left:127px;bottom:943px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t2a_430\" style=\"left:69px;bottom:924px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Accumulated at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2b_430\" style=\"left:366px;bottom:924px;letter-spacing:-0.08px;display:inline;\">795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2c_430\" style=\"left:457px;bottom:924px;letter-spacing:-0.29px;display:inline;\">611 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2d_430\" style=\"left:535px;bottom:924px;letter-spacing:-0.14px;display:inline;\">1,155 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2e_430\" style=\"left:627px;bottom:924px;letter-spacing:-0.04px;display:inline;\">819 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2f_430\" style=\"left:718px;bottom:924px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2g_430\" style=\"left:786px;bottom:924px;letter-spacing:0.08px;display:inline;\">3,400 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t2h_430\" style=\"left:69px;bottom:905px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2i_430\" style=\"left:367px;bottom:905px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2j_430\" style=\"left:454px;bottom:905px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2k_430\" style=\"left:553px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2l_430\" style=\"left:628px;bottom:905px;letter-spacing:-0.15px;display:inline;\">(33) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2m_430\" style=\"left:721px;bottom:905px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2n_430\" style=\"left:799px;bottom:905px;letter-spacing:-0.29px;display:inline;\">(114) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t2o_430\" style=\"left:69px;bottom:886px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Charge for the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2p_430\" style=\"left:373px;bottom:886px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2q_430\" style=\"left:457px;bottom:886px;letter-spacing:-0.08px;display:inline;\">116 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2r_430\" style=\"left:538px;bottom:886px;letter-spacing:-0.2px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2s_430\" style=\"left:624px;bottom:886px;letter-spacing:0.09px;display:inline;\">250 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2t_430\" style=\"left:725px;bottom:886px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2u_430\" style=\"left:801px;bottom:886px;letter-spacing:-0.09px;display:inline;\">651 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t2v_430\" style=\"left:69px;bottom:867px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2w_430\" style=\"left:381px;bottom:867px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2x_430\" style=\"left:466px;bottom:867px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2y_430\" style=\"left:543px;bottom:867px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2z_430\" style=\"left:638px;bottom:867px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t30_430\" style=\"left:726px;bottom:867px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t31_430\" style=\"left:804px;bottom:867px;letter-spacing:0.02px;display:inline;\">50 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t32_430\" style=\"left:69px;bottom:848px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Attributable to assets sold, transferred </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t s9_430\" id=\"t33_430\" style=\"left:69px;bottom:833px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">or written off </div><div class=\"t sa_430\" id=\"t34_430\" style=\"vertical-align: super;left:142px;bottom:840px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t35_430\" style=\"left:363px;bottom:833px;letter-spacing:-0.02px;display:inline;\">(125) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t36_430\" style=\"left:451px;bottom:833px;letter-spacing:-0.08px;display:inline;\">(101) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t37_430\" style=\"left:537px;bottom:833px;letter-spacing:-0.14px;display:inline;\">(212) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t38_430\" style=\"left:624px;bottom:833px;letter-spacing:-0.17px;display:inline;\">(313) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t39_430\" style=\"left:726px;bottom:833px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t3a_430\" style=\"left:796px;bottom:833px;display:inline;\">(751) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t3b_430\" style=\"left:69px;bottom:814px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Transfers to assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3c_430\" style=\"left:367px;bottom:814px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3d_430\" style=\"left:457px;bottom:814px;letter-spacing:-0.21px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3e_430\" style=\"left:553px;bottom:814px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3f_430\" style=\"left:634px;bottom:814px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3g_430\" style=\"left:726px;bottom:814px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3h_430\" style=\"left:801px;bottom:814px;letter-spacing:-0.46px;display:inline;\">(44) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t3i_430\" style=\"left:69px;bottom:795px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Accumulated at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3j_430\" style=\"left:366px;bottom:795px;letter-spacing:-0.31px;display:inline;\">678 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3k_430\" style=\"left:452px;bottom:795px;letter-spacing:0.06px;display:inline;\">575 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3l_430\" style=\"left:535px;bottom:795px;letter-spacing:-0.09px;display:inline;\">1,185 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3m_430\" style=\"left:624px;bottom:795px;letter-spacing:0.1px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3n_430\" style=\"left:719px;bottom:795px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3o_430\" style=\"left:793px;bottom:795px;letter-spacing:-0.13px;display:inline;\">3,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t3p_430\" style=\"left:69px;bottom:776px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Net book amount at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3q_430\" style=\"left:358px;bottom:776px;letter-spacing:-0.04px;display:inline;\">1,095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3r_430\" style=\"left:452px;bottom:776px;letter-spacing:-0.06px;display:inline;\">265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3s_430\" style=\"left:530px;bottom:776px;letter-spacing:0.15px;display:inline;\">3,235 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3t_430\" style=\"left:625px;bottom:776px;letter-spacing:0.19px;display:inline;\">922 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3u_430\" style=\"left:725px;bottom:776px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3v_430\" style=\"left:789px;bottom:776px;letter-spacing:0.14px;display:inline;\">5,522 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f105922": {
   "value": "An annual assessment is made as to whether the current carrying value of goodwill is impa<div class=\"t sg_427\" id=\"t64_427\" style=\"left:622px;bottom:644px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ired. For the purposes of </div><div class=\"t sf_427\" id=\"t65_427\" style=\"left:765px;bottom:644px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sg_427\" id=\"t66_427\" style=\"left:796px;bottom:644px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t67_427\" style=\"left:87px;bottom:628px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">testing, goodwill is allocated at the date of acquis</div><div class=\"t sg_427\" id=\"t68_427\" style=\"left:381px;bottom:628px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sf_427\" id=\"t69_427\" style=\"left:388px;bottom:628px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion to a CGU. Goodwill is considered to be impa</div><div class=\"t sg_427\" id=\"t6a_427\" style=\"left:668px;bottom:628px;letter-spacing:-0.15px;display:inline;\">ired </div><div class=\"t sf_427\" id=\"t6b_427\" style=\"left:694px;bottom:628px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">if the carrying amount </div><div class=\"t sf_427\" id=\"t6c_427\" style=\"left:87px;bottom:612px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of the relevant CGU exceeds its recoverable amount. Indicators of impa</div><div class=\"t sg_427\" id=\"t6d_427\" style=\"left:507px;bottom:612px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sf_427\" id=\"t6e_427\" style=\"left:549px;bottom:612px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">include changes in the economic performance </div><div class=\"t sf_427\" id=\"t6f_427\" style=\"left:87px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and outlook of the region, includ</div><div class=\"t sg_427\" id=\"t6g_427\" style=\"left:277px;bottom:596px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing geopol</div><div class=\"t sf_427\" id=\"t6h_427\" style=\"left:341px;bottom:596px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sg_427\" id=\"t6i_427\" style=\"left:348px;bottom:596px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical changes, changes </div><div class=\"t sf_427\" id=\"t6j_427\" style=\"left:482px;bottom:596px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in market value of regional investments, large credit defaults </div><div class=\"t sf_427\" id=\"t6k_427\" style=\"left:87px;bottom:580px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and strategic decis</div><div class=\"t sg_427\" id=\"t6l_427\" style=\"left:199px;bottom:580px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions to ex</div><div class=\"t sf_427\" id=\"t6m_427\" style=\"left:255px;bottom:580px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it certain regions. The recoverable amounts for all the CGUs were measured based on value in </div><div class=\"t sf_427\" id=\"t6n_427\" style=\"left:87px;bottom:564px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">use (VIU). The calculation of VIU for each CGU is calculated using \ufb01ve-year cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6o_427\" style=\"left:625px;bottom:564px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions and an est</div><div class=\"t sf_427\" id=\"t6p_427\" style=\"left:715px;bottom:564px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">imated terminal </div><div class=\"t sf_427\" id=\"t6q_427\" style=\"left:87px;bottom:548px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">value based on a perpetuity value after year \ufb01ve. The cash\ufb02ow project</div><div class=\"t sg_427\" id=\"t6r_427\" style=\"left:500px;bottom:548px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions are based on forecasts approved by management </div><div class=\"t sf_427\" id=\"t6s_427\" style=\"left:87px;bottom:532px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 2028. The perpetuity terminal value amount is calculated using year \ufb01ve cash\ufb02ows using long-term GDP growth rates. </div><div class=\"t sf_427\" id=\"t6t_427\" style=\"left:87px;bottom:516px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">All cash\ufb02ows are discounted using discount rates which re\ufb02ect market rates appropriate to the CGU. Post-tax discount rates </div><div class=\"t sf_427\" id=\"t6u_427\" style=\"left:87px;bottom:500px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are used to calculate the VIU using the post-tax cash\ufb02ows. The post-tax discount rate is subsequently grossed up to pre-tax </div><div class=\"t sf_427\" id=\"t6v_427\" style=\"left:87px;bottom:484px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">discount rate. The calculated VIU using post-tax and pre-tax discount rate is the same. </div><div class=\"t sf_427\" id=\"t6w_427\" style=\"left:87px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The goodwill allocated to each CGU and key assumptions used in determin</div><div class=\"t sg_427\" id=\"t6x_427\" style=\"left:530px;bottom:460px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amounts are set out below and </div><div class=\"t sf_427\" id=\"t6y_427\" style=\"left:87px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">are solely estimates for the purposes of assessing impa</div><div class=\"t sg_427\" id=\"t6z_427\" style=\"left:410px;bottom:444px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment of acqu</div><div class=\"t sf_427\" id=\"t70_427\" style=\"left:496px;bottom:444px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ired goodwill. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_427\" id=\"t72_427\" style=\"left:430px;bottom:425px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_427\" id=\"t73_427\" style=\"left:699px;bottom:425px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7a_427\" style=\"left:516px;bottom:409px;letter-spacing:-0.01px;display:inline;\">Long-term </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7k_427\" style=\"left:786px;bottom:409px;letter-spacing:-0.06px;display:inline;\">Long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t77_427\" style=\"left:400px;bottom:397px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7b_427\" style=\"left:504px;bottom:397px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">forecast GDP </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7h_427\" style=\"left:672px;bottom:397px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">Pre-Tax Discount </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7l_427\" style=\"left:775px;bottom:397px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">forecast GDP </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t74_427\" style=\"left:352px;bottom:386px;letter-spacing:-0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t78_427\" style=\"left:456px;bottom:386px;letter-spacing:0.02px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7c_427\" style=\"left:507px;bottom:386px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">growth rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7e_427\" style=\"left:621px;bottom:386px;letter-spacing:0.01px;display:inline;\">Goodwill </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7i_427\" style=\"left:726px;bottom:386px;letter-spacing:-0.03px;display:inline;\">rates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7m_427\" style=\"left:777px;bottom:386px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">growth rates </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t71_427\" style=\"left:87px;bottom:373px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Cash-generating unit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t75_427\" style=\"left:357px;bottom:374px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_427\" id=\"t76_427\" style=\"left:379px;bottom:374px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t79_427\" style=\"left:442px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_427\" id=\"t7d_427\" style=\"left:529px;bottom:374px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7f_427\" style=\"left:627px;bottom:374px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_427\" id=\"t7g_427\" style=\"left:648px;bottom:374px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7j_427\" style=\"left:711px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_427\" id=\"t7n_427\" style=\"left:798px;bottom:374px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7o_427\" style=\"left:87px;bottom:354px;letter-spacing:0.09px;word-spacing:-0.21px;display:inline;\">Country CGUs </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t7p_427\" style=\"left:87px;bottom:335px;letter-spacing:0.08px;display:inline;\">Asia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7q_427\" style=\"left:364px;bottom:335px;letter-spacing:0.03px;display:inline;\">1,036 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7r_427\" style=\"left:636px;bottom:335px;letter-spacing:-0.13px;display:inline;\">1,032 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7s_427\" style=\"left:100px;bottom:316px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7t_427\" style=\"left:373px;bottom:316px;letter-spacing:0.05px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7u_427\" style=\"left:459px;bottom:316px;letter-spacing:-0.03px;display:inline;\">12.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t7v_427\" style=\"left:552px;bottom:316px;letter-spacing:0.1px;display:inline;\">1.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7w_427\" style=\"left:643px;bottom:316px;letter-spacing:0.04px;display:inline;\">357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7x_427\" style=\"left:729px;bottom:316px;letter-spacing:-0.02px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t7y_427\" style=\"left:823px;bottom:316px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t7z_427\" style=\"left:100px;bottom:297px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t80_427\" style=\"left:374px;bottom:297px;letter-spacing:0.12px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t81_427\" style=\"left:458px;bottom:297px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t82_427\" style=\"left:552px;bottom:297px;letter-spacing:0.2px;display:inline;\">1.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t83_427\" style=\"left:643px;bottom:297px;letter-spacing:0.09px;display:inline;\">333 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t84_427\" style=\"left:732px;bottom:297px;letter-spacing:0.1px;display:inline;\">11.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t85_427\" style=\"left:823px;bottom:297px;letter-spacing:0.05px;display:inline;\">1.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t86_427\" style=\"left:100px;bottom:278px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t87_427\" style=\"left:372px;bottom:278px;letter-spacing:0.22px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t88_427\" style=\"left:459px;bottom:278px;letter-spacing:-0.09px;display:inline;\">13.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t89_427\" style=\"left:553px;bottom:278px;letter-spacing:-0.03px;display:inline;\">2.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8a_427\" style=\"left:642px;bottom:278px;letter-spacing:0.03px;display:inline;\">342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8b_427\" style=\"left:729px;bottom:278px;letter-spacing:0.12px;display:inline;\">12.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8c_427\" style=\"left:820px;bottom:278px;letter-spacing:0.23px;display:inline;\">2.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8d_427\" style=\"left:87px;bottom:259px;word-spacing:-0.14px;display:inline;\">Africa &amp; Middle East </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8e_427\" style=\"left:379px;bottom:259px;letter-spacing:0.12px;display:inline;\">80 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8f_427\" style=\"left:649px;bottom:259px;letter-spacing:0.05px;display:inline;\">85 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8g_427\" style=\"left:100px;bottom:240px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8h_427\" style=\"left:382px;bottom:240px;letter-spacing:-0.05px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8i_427\" style=\"left:457px;bottom:240px;letter-spacing:0.14px;display:inline;\">35.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8j_427\" style=\"left:550px;bottom:240px;letter-spacing:0.15px;display:inline;\">3.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8k_427\" style=\"left:649px;bottom:240px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8l_427\" style=\"left:726px;bottom:240px;letter-spacing:-0.26px;display:inline;\">30.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8m_427\" style=\"left:820px;bottom:240px;letter-spacing:-0.3px;display:inline;\">5.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8n_427\" style=\"left:100px;bottom:221px;letter-spacing:0.01px;display:inline;\">Bahrain </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8o_427\" style=\"left:379px;bottom:221px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8p_427\" style=\"left:458px;bottom:221px;letter-spacing:0.17px;display:inline;\">12.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8q_427\" style=\"left:549px;bottom:221px;letter-spacing:0.04px;display:inline;\">0.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8r_427\" style=\"left:649px;bottom:221px;letter-spacing:-0.27px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8s_427\" style=\"left:729px;bottom:221px;letter-spacing:0.04px;display:inline;\">16.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8t_427\" style=\"left:819px;bottom:221px;letter-spacing:-0.07px;display:inline;\">0.7 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_427\" id=\"t8u_427\" style=\"left:87px;bottom:202px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">Global CGUs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8v_427\" style=\"left:367px;bottom:202px;letter-spacing:0.15px;display:inline;\">1,313 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t8w_427\" style=\"left:635px;bottom:202px;letter-spacing:0.17px;display:inline;\">1,354 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t8x_427\" style=\"left:100px;bottom:183px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Global Private Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8y_427\" style=\"left:380px;bottom:183px;letter-spacing:0.14px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t8z_427\" style=\"left:459px;bottom:183px;letter-spacing:0.17px;display:inline;\">15.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t90_427\" style=\"left:552px;bottom:183px;letter-spacing:-0.18px;display:inline;\">1.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t91_427\" style=\"left:649px;bottom:183px;letter-spacing:0.12px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t92_427\" style=\"left:729px;bottom:183px;letter-spacing:0.06px;display:inline;\">14.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t93_427\" style=\"left:819px;bottom:183px;letter-spacing:-0.05px;display:inline;\">2.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t94_427\" style=\"left:100px;bottom:164px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Corporate, Commercial &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_427\" id=\"t95_427\" style=\"left:100px;bottom:149px;letter-spacing:0.02px;display:inline;\">Institut</div><div class=\"t sc_427\" id=\"t96_427\" style=\"left:138px;bottom:149px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ional Bank</div><div class=\"t sb_427\" id=\"t97_427\" style=\"left:197px;bottom:149px;letter-spacing:0.01px;display:inline;\">ing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t98_427\" style=\"left:364px;bottom:149px;letter-spacing:0.16px;display:inline;\">1,230 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t99_427\" style=\"left:459px;bottom:149px;letter-spacing:0.08px;display:inline;\">15.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9a_427\" style=\"left:550px;bottom:149px;letter-spacing:0.41px;display:inline;\">2.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9b_427\" style=\"left:638px;bottom:149px;letter-spacing:0.13px;display:inline;\">1,271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9c_427\" style=\"left:729px;bottom:149px;display:inline;\">14.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9d_427\" style=\"left:820px;bottom:149px;letter-spacing:0.16px;display:inline;\">2.5 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_427\" id=\"t9e_427\" style=\"left:362px;bottom:111px;letter-spacing:0.09px;display:inline;\">2,429 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_427\" id=\"t9f_427\" style=\"left:636px;bottom:111px;letter-spacing:-0.06px;display:inline;\">2,471 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationForIndividualAssetOrCashgeneratingUnitWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f106620": {
   "value": "18. Property, plant and equipment <div class=\"t s5_429\" id=\"t7_429\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_429\" id=\"t8_429\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">All property, plant and equipment is stated at cost less accumulated depreciat</div><div class=\"t s7_429\" id=\"t9_429\" style=\"left:558px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s6_429\" id=\"ta_429\" style=\"left:606px;bottom:1136px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_429\" id=\"tb_429\" style=\"left:637px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. </div><div class=\"t s6_429\" id=\"tc_429\" style=\"left:95px;bottom:1112px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Land and build</div><div class=\"t s7_429\" id=\"td_429\" style=\"left:185px;bottom:1112px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings compr</div><div class=\"t s6_429\" id=\"te_429\" style=\"left:250px;bottom:1112px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise mainly branches and of\ufb01ces. Freehold land is not depreciated although it is subject to </div><div class=\"t s6_429\" id=\"tf_429\" style=\"left:95px;bottom:1096px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_429\" id=\"tg_429\" style=\"left:126px;bottom:1096px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment test</div><div class=\"t s6_429\" id=\"th_429\" style=\"left:190px;bottom:1096px;letter-spacing:-0.13px;display:inline;\">ing. </div><div class=\"t s6_429\" id=\"ti_429\" style=\"left:95px;bottom:1072px;letter-spacing:-0.14px;display:inline;\">Depreciat</div><div class=\"t s7_429\" id=\"tj_429\" style=\"left:155px;bottom:1072px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ion on other assets </div><div class=\"t s6_429\" id=\"tk_429\" style=\"left:268px;bottom:1072px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is calculated using the straight-line method to allocate their cost to their residual values over </div><div class=\"t s6_429\" id=\"tl_429\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">their estimated useful lives, as follows: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tm_429\" style=\"left:95px;bottom:1032px;letter-spacing:-0.12px;word-spacing:2.84px;display:inline;\">\u2022 Owned premises </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tn_429\" style=\"left:355px;bottom:1032px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"to_429\" style=\"left:368px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 50 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tp_429\" style=\"left:95px;bottom:1008px;letter-spacing:-0.14px;word-spacing:2.86px;display:inline;\">\u2022 Leasehold premises </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tq_429\" style=\"left:355px;bottom:1008px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tr_429\" style=\"left:368px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 50 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"ts_429\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:2.87px;display:inline;\">\u2022 Leasehold improvements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tt_429\" style=\"left:355px;bottom:984px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tu_429\" style=\"left:368px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">shorter of remain</div><div class=\"t s7_429\" id=\"tv_429\" style=\"left:469px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing lease term and 10 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tw_429\" style=\"left:95px;bottom:960px;display:inline;\">\u2022 </div><div class=\"t s6_429\" id=\"tx_429\" style=\"left:108px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Equipment and motor vehicles </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"ty_429\" style=\"left:355px;bottom:960px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tz_429\" style=\"left:368px;bottom:960px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">three to 15 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t10_429\" style=\"left:95px;bottom:936px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Aircraft </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t11_429\" style=\"left:355px;bottom:936px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t12_429\" style=\"left:368px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 18 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t13_429\" style=\"left:95px;bottom:912px;letter-spacing:-0.17px;word-spacing:5.88px;display:inline;\">\u2022 Ships </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t14_429\" style=\"left:355px;bottom:912px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t15_429\" style=\"left:368px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 15 years </div></td></tr>\n                                        </table><div class=\"t s6_429\" id=\"t16_429\" style=\"left:95px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Where the Group is a lessee of a right-of-use asset, the leased assets are capital</div><div class=\"t s7_429\" id=\"t17_429\" style=\"left:566px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s6_429\" id=\"t18_429\" style=\"left:619px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">included in Property, plant and </div><div class=\"t s6_429\" id=\"t19_429\" style=\"left:95px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">equipment with a corresponding liab</div><div class=\"t s7_429\" id=\"t1a_429\" style=\"left:314px;bottom:872px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_429\" id=\"t1b_429\" style=\"left:320px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity to the lessor recognised in Other liab</div><div class=\"t s7_429\" id=\"t1c_429\" style=\"left:553px;bottom:872px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_429\" id=\"t1d_429\" style=\"left:558px;bottom:872px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_429\" id=\"t1e_429\" style=\"left:566px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The account</div><div class=\"t s6_429\" id=\"t1f_429\" style=\"left:662px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing policy for lease assets </div><div class=\"t s6_429\" id=\"t1g_429\" style=\"left:95px;bottom:855px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">is set out in Note 19. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_429\" id=\"t1h_429\" style=\"left:569px;bottom:828px;letter-spacing:-0.06px;display:inline;\">2023 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1s_429\" style=\"left:628px;bottom:811px;letter-spacing:0.01px;display:inline;\">Leased </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1x_429\" style=\"left:715px;bottom:811px;letter-spacing:0.01px;display:inline;\">Leased </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1o_429\" style=\"left:526px;bottom:800px;display:inline;\">Operating </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1t_429\" style=\"left:620px;bottom:800px;display:inline;\">premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1y_429\" style=\"left:698px;bottom:800px;letter-spacing:-0.02px;display:inline;\">equipment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1i_429\" style=\"left:361px;bottom:789px;letter-spacing:-0.02px;display:inline;\">Premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1l_429\" style=\"left:438px;bottom:789px;letter-spacing:-0.02px;display:inline;\">Equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1p_429\" style=\"left:519px;bottom:789px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">lease assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1u_429\" style=\"left:633px;bottom:789px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1z_429\" style=\"left:719px;bottom:789px;letter-spacing:0.06px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t22_429\" style=\"left:811px;bottom:789px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1j_429\" style=\"left:365px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1k_429\" style=\"left:388px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1m_429\" style=\"left:452px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1n_429\" style=\"left:475px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1q_429\" style=\"left:538px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1r_429\" style=\"left:561px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t1v_429\" style=\"left:625px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t1w_429\" style=\"left:648px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t20_429\" style=\"left:712px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t21_429\" style=\"left:734px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_429\" id=\"t23_429\" style=\"left:798px;bottom:777px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_429\" id=\"t24_429\" style=\"left:821px;bottom:777px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t25_429\" style=\"left:87px;bottom:757px;word-spacing:-0.14px;display:inline;\">Cost or valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t26_429\" style=\"left:87px;bottom:738px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t27_429\" style=\"left:374px;bottom:738px;letter-spacing:0.15px;display:inline;\">1,773 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t28_429\" style=\"left:466px;bottom:738px;letter-spacing:0.18px;display:inline;\">840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t29_429\" style=\"left:542px;bottom:738px;letter-spacing:0.04px;display:inline;\">4,420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2a_429\" style=\"left:634px;bottom:738px;letter-spacing:0.01px;display:inline;\">1,652 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2b_429\" style=\"left:735px;bottom:738px;letter-spacing:-0.01px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2c_429\" style=\"left:806px;bottom:738px;letter-spacing:0.07px;display:inline;\">8,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t2d_429\" style=\"left:87px;bottom:719px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2e_429\" style=\"left:383px;bottom:719px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2f_429\" style=\"left:470px;bottom:719px;letter-spacing:0.04px;display:inline;\">(22) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2g_429\" style=\"left:570px;bottom:719px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2h_429\" style=\"left:650px;bottom:719px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2i_429\" style=\"left:737px;bottom:719px;letter-spacing:-0.08px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2j_429\" style=\"left:816px;bottom:719px;letter-spacing:0.05px;display:inline;\">(57) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s9_429\" id=\"t2k_429\" style=\"left:87px;bottom:700px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t sa_429\" id=\"t2l_429\" style=\"left:118px;bottom:700px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sb_429\" id=\"t2m_429\" style=\"vertical-align: super;left:140px;bottom:706px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2n_429\" style=\"left:388px;bottom:700px;letter-spacing:0.08px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2o_429\" style=\"left:472px;bottom:700px;letter-spacing:-0.03px;display:inline;\">114 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2p_429\" style=\"left:570px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2q_429\" style=\"left:641px;bottom:700px;letter-spacing:0.12px;display:inline;\">286 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2r_429\" style=\"left:744px;bottom:700px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2s_429\" style=\"left:813px;bottom:700px;letter-spacing:0.28px;display:inline;\">446 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t2t_429\" style=\"left:87px;bottom:681px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and fully depreciated assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t2u_429\" style=\"left:87px;bottom:666px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2v_429\" style=\"left:378px;bottom:666px;letter-spacing:-0.16px;display:inline;\">(68)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2w_429\" style=\"left:460px;bottom:666px;letter-spacing:0.05px;display:inline;\">(122)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2x_429\" style=\"left:533px;bottom:666px;letter-spacing:-0.15px;display:inline;\">(4,420)\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2y_429\" style=\"left:643px;bottom:666px;letter-spacing:-0.3px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t2z_429\" style=\"left:736px;bottom:666px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t30_429\" style=\"left:798px;bottom:666px;letter-spacing:-0.06px;display:inline;\">(4,688) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t31_429\" style=\"left:87px;bottom:647px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sa_429\" id=\"t32_429\" style=\"left:124px;bottom:647px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t33_429\" style=\"left:391px;bottom:647px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t34_429\" style=\"left:483px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t35_429\" style=\"left:570px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t36_429\" style=\"left:656px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t37_429\" style=\"left:743px;bottom:647px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t38_429\" style=\"left:824px;bottom:647px;letter-spacing:0.11px;display:inline;\">18 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t39_429\" style=\"left:87px;bottom:628px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3a_429\" style=\"left:376px;bottom:628px;letter-spacing:-0.22px;display:inline;\">1,741 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3b_429\" style=\"left:469px;bottom:628px;letter-spacing:0.03px;display:inline;\">810 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3c_429\" style=\"left:570px;bottom:628px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3d_429\" style=\"left:632px;bottom:628px;letter-spacing:0.16px;display:inline;\">1,864 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3e_429\" style=\"left:737px;bottom:628px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3f_429\" style=\"left:803px;bottom:628px;letter-spacing:0.14px;display:inline;\">4,433 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t3g_429\" style=\"left:87px;bottom:609px;letter-spacing:0.07px;display:inline;\">Depreciat</div><div class=\"t sc_429\" id=\"t3h_429\" style=\"left:144px;bottom:609px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t3i_429\" style=\"left:87px;bottom:590px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Accumulated at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3j_429\" style=\"left:382px;bottom:590px;letter-spacing:-0.31px;display:inline;\">678 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3k_429\" style=\"left:469px;bottom:590px;letter-spacing:0.01px;display:inline;\">575 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3l_429\" style=\"left:549px;bottom:590px;letter-spacing:-0.04px;display:inline;\">1,185 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3m_429\" style=\"left:641px;bottom:590px;letter-spacing:0.08px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3n_429\" style=\"left:735px;bottom:590px;letter-spacing:0.15px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3o_429\" style=\"left:808px;bottom:590px;letter-spacing:-0.09px;display:inline;\">3,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t3p_429\" style=\"left:87px;bottom:571px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3q_429\" style=\"left:386px;bottom:571px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3r_429\" style=\"left:472px;bottom:571px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3s_429\" style=\"left:571px;bottom:571px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3t_429\" style=\"left:643px;bottom:571px;letter-spacing:0.04px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3u_429\" style=\"left:739px;bottom:571px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3v_429\" style=\"left:817px;bottom:571px;letter-spacing:-0.23px;display:inline;\">(63) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t3w_429\" style=\"left:87px;bottom:552px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Charge for the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3x_429\" style=\"left:389px;bottom:552px;letter-spacing:0.31px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3y_429\" style=\"left:475px;bottom:552px;letter-spacing:0.18px;display:inline;\">99 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t3z_429\" style=\"left:562px;bottom:552px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t40_429\" style=\"left:641px;bottom:552px;letter-spacing:0.17px;display:inline;\">238 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t41_429\" style=\"left:741px;bottom:552px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t42_429\" style=\"left:813px;bottom:552px;letter-spacing:0.21px;display:inline;\">445 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t43_429\" style=\"left:87px;bottom:533px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t44_429\" style=\"left:396px;bottom:533px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t45_429\" style=\"left:483px;bottom:533px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t46_429\" style=\"left:570px;bottom:533px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t47_429\" style=\"left:655px;bottom:533px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t48_429\" style=\"left:743px;bottom:533px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t49_429\" style=\"left:824px;bottom:533px;letter-spacing:-0.02px;display:inline;\">12 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t4a_429\" style=\"left:87px;bottom:514px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Attributable to assets sold, transferred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t4b_429\" style=\"left:87px;bottom:500px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">or written off </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4c_429\" style=\"left:378px;bottom:500px;letter-spacing:-0.17px;display:inline;\">(47)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4d_429\" style=\"left:460px;bottom:500px;letter-spacing:0.05px;display:inline;\">(122)\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4e_429\" style=\"left:538px;bottom:500px;letter-spacing:0.04px;display:inline;\">(1,213)\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4f_429\" style=\"left:643px;bottom:500px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4g_429\" style=\"left:736px;bottom:500px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4h_429\" style=\"left:800px;bottom:500px;letter-spacing:0.02px;display:inline;\">(1,429) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_429\" id=\"t4i_429\" style=\"left:87px;bottom:481px;letter-spacing:0.01px;display:inline;\">Classif</div><div class=\"t sa_429\" id=\"t4j_429\" style=\"left:124px;bottom:481px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ied as held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4k_429\" style=\"left:396px;bottom:481px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4l_429\" style=\"left:483px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4m_429\" style=\"left:570px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4n_429\" style=\"left:656px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4o_429\" style=\"left:743px;bottom:481px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4p_429\" style=\"left:829px;bottom:481px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t4q_429\" style=\"left:87px;bottom:461px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Accumulated at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4r_429\" style=\"left:382px;bottom:461px;letter-spacing:-0.09px;display:inline;\">692 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4s_429\" style=\"left:469px;bottom:461px;letter-spacing:0.12px;display:inline;\">535 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4t_429\" style=\"left:570px;bottom:461px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4u_429\" style=\"left:643px;bottom:461px;letter-spacing:0.09px;display:inline;\">914 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4v_429\" style=\"left:737px;bottom:461px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4w_429\" style=\"left:807px;bottom:461px;letter-spacing:-0.02px;display:inline;\">2,159 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_429\" id=\"t4x_429\" style=\"left:87px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Net book amount at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4y_429\" style=\"left:372px;bottom:442px;letter-spacing:-0.07px;display:inline;\">1,049 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t4z_429\" style=\"left:469px;bottom:442px;letter-spacing:0.05px;display:inline;\">275 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t50_429\" style=\"left:570px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t51_429\" style=\"left:641px;bottom:442px;letter-spacing:-0.02px;display:inline;\">950 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t52_429\" style=\"left:743px;bottom:442px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_429\" id=\"t53_429\" style=\"left:805px;bottom:442px;letter-spacing:-0.03px;display:inline;\">2,274 </div></td></tr>\n                                        </table><div class=\"t sd_429\" id=\"t54_429\" style=\"left:87px;bottom:419px;letter-spacing:0.05px;display:inline;\">1. </div><div class=\"t sd_429\" id=\"t55_429\" style=\"left:100px;bottom:419px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Refer to the cash \ufb02ow statement under cash \ufb02ows from invest</div><div class=\"t se_429\" id=\"t56_429\" style=\"left:381px;bottom:419px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing act</div><div class=\"t sd_429\" id=\"t57_429\" style=\"left:412px;bottom:419px;letter-spacing:0.03px;display:inline;\">iv</div><div class=\"t se_429\" id=\"t58_429\" style=\"left:420px;bottom:419px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t sd_429\" id=\"t59_429\" style=\"left:426px;bottom:419px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ies section for the purchase of property, plant and equipment during the year of </div><div class=\"t sd_429\" id=\"t5a_429\" style=\"left:100px;bottom:407px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">$159 mill</div><div class=\"t se_429\" id=\"t5b_429\" style=\"left:137px;bottom:407px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on page 363 </div><div class=\"t sd_429\" id=\"t5c_429\" style=\"left:87px;bottom:390px;letter-spacing:-0.07px;word-spacing:-0.05px;display:inline;\">2.  Disposals for property, plant and equipment during the year of $53 mill</div><div class=\"t se_429\" id=\"t5d_429\" style=\"left:422px;bottom:390px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sd_429\" id=\"t5e_429\" style=\"left:438px;bottom:390px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in the cash \ufb02ow statement would include the gains and losses incurred as part of </div><div class=\"t sd_429\" id=\"t5f_429\" style=\"left:100px;bottom:378px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">other operating income (Note 6) on disposal of assets during the year and the net book value disposed </div><div class=\"t sd_429\" id=\"t5g_429\" style=\"left:87px;bottom:361px;letter-spacing:-0.04px;word-spacing:0.03px;display:inline;\">3.  Includes disposal of assets from aviat</div><div class=\"t se_429\" id=\"t5h_429\" style=\"left:271px;bottom:361px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion \ufb01nance leas</div><div class=\"t sd_429\" id=\"t5i_429\" style=\"left:342px;bottom:361px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ing business and sale of vessels (refer note 32). </div><div></div><div class=\"t s5_430\" id=\"t7_430\" style=\"left:69px;bottom:1180px;letter-spacing:-0.26px;word-spacing:-0.04px;display:inline;\"> </div><div class=\"t s6_430\" id=\"t8_430\" style=\"left:323px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"6\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s7_430\" id=\"t9_430\" style=\"left:552px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div>   </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tk_430\" style=\"left:612px;bottom:1145px;letter-spacing:-0.02px;display:inline;\">Leased </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tp_430\" style=\"left:698px;bottom:1145px;letter-spacing:-0.02px;display:inline;\">Leased </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tg_430\" style=\"left:510px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">Operating </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tl_430\" style=\"left:604px;bottom:1134px;letter-spacing:-0.02px;display:inline;\">premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tq_430\" style=\"left:681px;bottom:1134px;letter-spacing:-0.03px;display:inline;\">equipment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"ta_430\" style=\"left:345px;bottom:1123px;letter-spacing:-0.04px;display:inline;\">Premises </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"td_430\" style=\"left:421px;bottom:1123px;letter-spacing:-0.06px;display:inline;\">Equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"th_430\" style=\"left:503px;bottom:1123px;word-spacing:-0.23px;display:inline;\">lease assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tm_430\" style=\"left:616px;bottom:1123px;letter-spacing:0.05px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tr_430\" style=\"left:703px;bottom:1123px;letter-spacing:0.05px;display:inline;\">assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_430\" id=\"tu_430\" style=\"left:795px;bottom:1123px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tb_430\" style=\"left:350px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tc_430\" style=\"left:371px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"te_430\" style=\"left:436px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tf_430\" style=\"left:458px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"ti_430\" style=\"left:523px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tj_430\" style=\"left:544px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tn_430\" style=\"left:610px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"to_430\" style=\"left:631px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"ts_430\" style=\"left:696px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tt_430\" style=\"left:718px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_430\" id=\"tv_430\" style=\"left:783px;bottom:1111px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_430\" id=\"tw_430\" style=\"left:804px;bottom:1111px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"tx_430\" style=\"left:69px;bottom:1091px;word-spacing:-0.14px;display:inline;\">Cost or valuation </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"ty_430\" style=\"left:69px;bottom:1072px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"tz_430\" style=\"left:358px;bottom:1072px;letter-spacing:-0.15px;display:inline;\">1,980 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t10_430\" style=\"left:453px;bottom:1072px;display:inline;\">901 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t11_430\" style=\"left:528px;bottom:1072px;letter-spacing:0.06px;display:inline;\">4,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t12_430\" style=\"left:617px;bottom:1072px;letter-spacing:0.12px;display:inline;\">1,854 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t13_430\" style=\"left:719px;bottom:1072px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t14_430\" style=\"left:792px;bottom:1072px;letter-spacing:-0.31px;display:inline;\">9,016 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t15_430\" style=\"left:69px;bottom:1053px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t16_430\" style=\"left:366px;bottom:1053px;letter-spacing:-0.32px;display:inline;\">(90) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t17_430\" style=\"left:454px;bottom:1053px;letter-spacing:-0.33px;display:inline;\">(65) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t18_430\" style=\"left:553px;bottom:1053px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t19_430\" style=\"left:628px;bottom:1053px;letter-spacing:-0.14px;display:inline;\">(111) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1a_430\" style=\"left:721px;bottom:1053px;letter-spacing:-0.89px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1b_430\" style=\"left:794px;bottom:1053px;letter-spacing:-0.25px;display:inline;\">(270) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s9_430\" id=\"t1c_430\" style=\"left:69px;bottom:1034px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_430\" id=\"t1d_430\" style=\"left:101px;bottom:1034px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sa_430\" id=\"t1e_430\" style=\"vertical-align: super;left:123px;bottom:1040px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1f_430\" style=\"left:372px;bottom:1034px;letter-spacing:-0.16px;display:inline;\">87 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1g_430\" style=\"left:455px;bottom:1034px;letter-spacing:-0.19px;display:inline;\">124 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1h_430\" style=\"left:539px;bottom:1034px;letter-spacing:-0.3px;display:inline;\">624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1i_430\" style=\"left:626px;bottom:1034px;letter-spacing:0.01px;display:inline;\">339 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1j_430\" style=\"left:728px;bottom:1034px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1k_430\" style=\"left:795px;bottom:1034px;letter-spacing:-0.13px;display:inline;\">1,175 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t1l_430\" style=\"left:69px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Disposals and fully depreciated assets </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t s9_430\" id=\"t1m_430\" style=\"left:69px;bottom:1000px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">written off </div><div class=\"t sa_430\" id=\"t1n_430\" style=\"vertical-align: super;left:128px;bottom:1007px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1o_430\" style=\"left:363px;bottom:1000px;letter-spacing:-0.2px;display:inline;\">(142) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1p_430\" style=\"left:449px;bottom:1000px;letter-spacing:-0.19px;display:inline;\">(102) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1q_430\" style=\"left:535px;bottom:1000px;letter-spacing:-0.41px;display:inline;\">(452) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1r_430\" style=\"left:621px;bottom:1000px;letter-spacing:-0.26px;display:inline;\">(425) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1s_430\" style=\"left:723px;bottom:1000px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t1t_430\" style=\"left:790px;bottom:1000px;letter-spacing:-0.13px;display:inline;\">(1,122) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t1u_430\" style=\"left:69px;bottom:981px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Transfers to assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1v_430\" style=\"left:369px;bottom:981px;letter-spacing:-0.54px;display:inline;\">(62) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1w_430\" style=\"left:456px;bottom:981px;letter-spacing:-0.18px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1x_430\" style=\"left:553px;bottom:981px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1y_430\" style=\"left:634px;bottom:981px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t1z_430\" style=\"left:726px;bottom:981px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t20_430\" style=\"left:800px;bottom:981px;letter-spacing:-0.15px;display:inline;\">(85) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t21_430\" style=\"left:69px;bottom:962px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t22_430\" style=\"left:359px;bottom:962px;letter-spacing:0.15px;display:inline;\">1,773 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t23_430\" style=\"left:450px;bottom:962px;letter-spacing:0.21px;display:inline;\">840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t24_430\" style=\"left:528px;bottom:962px;letter-spacing:-0.09px;display:inline;\">4,420 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t25_430\" style=\"left:619px;bottom:962px;display:inline;\">1,652 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t26_430\" style=\"left:718px;bottom:962px;letter-spacing:0.02px;display:inline;\">29 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t27_430\" style=\"left:791px;bottom:962px;letter-spacing:0.07px;display:inline;\">8,714 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t28_430\" style=\"left:69px;bottom:943px;letter-spacing:0.07px;display:inline;\">Depreciat</div><div class=\"t s3_430\" id=\"t29_430\" style=\"left:127px;bottom:943px;letter-spacing:0.03px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t2a_430\" style=\"left:69px;bottom:924px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Accumulated at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2b_430\" style=\"left:366px;bottom:924px;letter-spacing:-0.08px;display:inline;\">795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2c_430\" style=\"left:457px;bottom:924px;letter-spacing:-0.29px;display:inline;\">611 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2d_430\" style=\"left:535px;bottom:924px;letter-spacing:-0.14px;display:inline;\">1,155 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2e_430\" style=\"left:627px;bottom:924px;letter-spacing:-0.04px;display:inline;\">819 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2f_430\" style=\"left:718px;bottom:924px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2g_430\" style=\"left:786px;bottom:924px;letter-spacing:0.08px;display:inline;\">3,400 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t2h_430\" style=\"left:69px;bottom:905px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2i_430\" style=\"left:367px;bottom:905px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2j_430\" style=\"left:454px;bottom:905px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2k_430\" style=\"left:553px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2l_430\" style=\"left:628px;bottom:905px;letter-spacing:-0.15px;display:inline;\">(33) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2m_430\" style=\"left:721px;bottom:905px;letter-spacing:-0.27px;display:inline;\">(3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2n_430\" style=\"left:799px;bottom:905px;letter-spacing:-0.29px;display:inline;\">(114) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t2o_430\" style=\"left:69px;bottom:886px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Charge for the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2p_430\" style=\"left:373px;bottom:886px;letter-spacing:-0.83px;display:inline;\">76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2q_430\" style=\"left:457px;bottom:886px;letter-spacing:-0.08px;display:inline;\">116 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2r_430\" style=\"left:538px;bottom:886px;letter-spacing:-0.2px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2s_430\" style=\"left:624px;bottom:886px;letter-spacing:0.09px;display:inline;\">250 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2t_430\" style=\"left:725px;bottom:886px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2u_430\" style=\"left:801px;bottom:886px;letter-spacing:-0.09px;display:inline;\">651 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t2v_430\" style=\"left:69px;bottom:867px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Impairment charge </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2w_430\" style=\"left:381px;bottom:867px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2x_430\" style=\"left:466px;bottom:867px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2y_430\" style=\"left:543px;bottom:867px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t2z_430\" style=\"left:638px;bottom:867px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t30_430\" style=\"left:726px;bottom:867px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t31_430\" style=\"left:804px;bottom:867px;letter-spacing:0.02px;display:inline;\">50 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_430\" id=\"t32_430\" style=\"left:69px;bottom:848px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Attributable to assets sold, transferred </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t s9_430\" id=\"t33_430\" style=\"left:69px;bottom:833px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">or written off </div><div class=\"t sa_430\" id=\"t34_430\" style=\"vertical-align: super;left:142px;bottom:840px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t35_430\" style=\"left:363px;bottom:833px;letter-spacing:-0.02px;display:inline;\">(125) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t36_430\" style=\"left:451px;bottom:833px;letter-spacing:-0.08px;display:inline;\">(101) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t37_430\" style=\"left:537px;bottom:833px;letter-spacing:-0.14px;display:inline;\">(212) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t38_430\" style=\"left:624px;bottom:833px;letter-spacing:-0.17px;display:inline;\">(313) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t39_430\" style=\"left:726px;bottom:833px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t s4_430\" id=\"t3a_430\" style=\"left:796px;bottom:833px;display:inline;\">(751) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_430\" id=\"t3b_430\" style=\"left:69px;bottom:814px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Transfers to assets held for sale </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3c_430\" style=\"left:367px;bottom:814px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3d_430\" style=\"left:457px;bottom:814px;letter-spacing:-0.21px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3e_430\" style=\"left:553px;bottom:814px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3f_430\" style=\"left:634px;bottom:814px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3g_430\" style=\"left:726px;bottom:814px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3h_430\" style=\"left:801px;bottom:814px;letter-spacing:-0.46px;display:inline;\">(44) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t3i_430\" style=\"left:69px;bottom:795px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Accumulated at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3j_430\" style=\"left:366px;bottom:795px;letter-spacing:-0.31px;display:inline;\">678 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3k_430\" style=\"left:452px;bottom:795px;letter-spacing:0.06px;display:inline;\">575 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3l_430\" style=\"left:535px;bottom:795px;letter-spacing:-0.09px;display:inline;\">1,185 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3m_430\" style=\"left:624px;bottom:795px;letter-spacing:0.1px;display:inline;\">730 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3n_430\" style=\"left:719px;bottom:795px;letter-spacing:-0.31px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3o_430\" style=\"left:793px;bottom:795px;letter-spacing:-0.13px;display:inline;\">3,192 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_430\" id=\"t3p_430\" style=\"left:69px;bottom:776px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Net book amount at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3q_430\" style=\"left:358px;bottom:776px;letter-spacing:-0.04px;display:inline;\">1,095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3r_430\" style=\"left:452px;bottom:776px;letter-spacing:-0.06px;display:inline;\">265 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3s_430\" style=\"left:530px;bottom:776px;letter-spacing:0.15px;display:inline;\">3,235 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3t_430\" style=\"left:625px;bottom:776px;letter-spacing:0.19px;display:inline;\">922 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3u_430\" style=\"left:725px;bottom:776px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_430\" id=\"t3v_430\" style=\"left:789px;bottom:776px;letter-spacing:0.14px;display:inline;\">5,522 </div></td></tr></table><div class=\"t s7_430\" id=\"t3w_430\" style=\"left:69px;bottom:752px;display:inline;\">1 </div><div class=\"t s8_430\" id=\"t3x_430\" style=\"left:82px;bottom:752px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Refer to the cash \ufb02ow statement under cash \ufb02ows from invest</div><div class=\"t s7_430\" id=\"t3y_430\" style=\"left:363px;bottom:752px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ing act</div><div class=\"t s8_430\" id=\"t3z_430\" style=\"left:395px;bottom:752px;letter-spacing:0.03px;display:inline;\">iv</div><div class=\"t s7_430\" id=\"t40_430\" style=\"left:403px;bottom:752px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t s8_430\" id=\"t41_430\" style=\"left:409px;bottom:752px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ies section for the purchase of property, plant and equipment during the year of </div><div class=\"t s8_430\" id=\"t42_430\" style=\"left:82px;bottom:741px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">$835\u00a0mill</div><div class=\"t s7_430\" id=\"t43_430\" style=\"left:122px;bottom:741px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion on page 363 </div><div class=\"t s7_430\" id=\"t44_430\" style=\"left:69px;bottom:724px;display:inline;\">2 </div><div class=\"t s8_430\" id=\"t45_430\" style=\"left:82px;bottom:724px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Disposals for property, plant and equipment during the year of $343 mill</div><div class=\"t s7_430\" id=\"t46_430\" style=\"left:411px;bottom:724px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s8_430\" id=\"t47_430\" style=\"left:427px;bottom:724px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in the cash \ufb02ow statement would include the gains and losses incurred as part of </div><div class=\"t s8_430\" id=\"t48_430\" style=\"left:82px;bottom:712px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">other operating income (Note 6) on disposal of assets during the year and the net book value disposed </div><div class=\"t sb_430\" id=\"t49_430\" style=\"left:69px;bottom:681px;letter-spacing:-0.07px;word-spacing:-0.2px;display:inline;\">Operating lease assets </div><div class=\"t sc_430\" id=\"t4a_430\" style=\"left:69px;bottom:663px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The operating lease assets subsection of property, plant and equipment refers to the Group\u2019s aircraft operating leasing </div><div class=\"t sc_430\" id=\"t4b_430\" style=\"left:69px;bottom:647px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business, all leases related to which were disposed on 2 November 2023. As at 31 December 2022, this consisted of 99 </div><div class=\"t sc_430\" id=\"t4c_430\" style=\"left:69px;bottom:631px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">commercial aircraft of which 97 were narrow-bodies and 2 were wide-bodies. The leases were classif</div><div class=\"t sd_430\" id=\"t4d_430\" style=\"left:661px;bottom:631px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as operat</div><div class=\"t sc_430\" id=\"t4e_430\" style=\"left:739px;bottom:631px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing leases </div><div class=\"t sc_430\" id=\"t4f_430\" style=\"left:69px;bottom:615px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">as they did not transfer substantially all the risks and rewards inc</div><div class=\"t sd_430\" id=\"t4g_430\" style=\"left:448px;bottom:615px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idental to the ownersh</div><div class=\"t sc_430\" id=\"t4h_430\" style=\"left:581px;bottom:615px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ip of the assets. As at 31 December </div><div class=\"t sc_430\" id=\"t4i_430\" style=\"left:69px;bottom:599px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">2022, these assets had a net book value of $3,235 mill</div><div class=\"t sd_430\" id=\"t4j_430\" style=\"left:382px;bottom:599px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. Refer note 6 Other operat</div><div class=\"t sc_430\" id=\"t4k_430\" style=\"left:558px;bottom:599px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing income for the disposal gain and the </div><div class=\"t sc_430\" id=\"t4l_430\" style=\"left:69px;bottom:583px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">associated rental income, up to the date of their disposal. </div><div class=\"t sc_430\" id=\"t4m_430\" style=\"left:69px;bottom:559px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Under these leases up to the date of disposal, the lessee was responsible for the maintenance and servic</div><div class=\"t sd_430\" id=\"t4n_430\" style=\"left:684px;bottom:559px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing of the a</div><div class=\"t sc_430\" id=\"t4o_430\" style=\"left:751px;bottom:559px;letter-spacing:-0.14px;display:inline;\">ircraft </div><div class=\"t sc_430\" id=\"t4p_430\" style=\"left:69px;bottom:543px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">during the lease term while the Group receives rental income and assumes the risks of the residual value of the aircraft at the </div>end of the lease.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f106624": {
   "value": "Accounting policy <div class=\"t s6_429\" id=\"t8_429\" style=\"left:95px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">All property, plant and equipment is stated at cost less accumulated depreciat</div><div class=\"t s7_429\" id=\"t9_429\" style=\"left:558px;bottom:1136px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s6_429\" id=\"ta_429\" style=\"left:606px;bottom:1136px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_429\" id=\"tb_429\" style=\"left:637px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">irment losses. </div><div class=\"t s6_429\" id=\"tc_429\" style=\"left:95px;bottom:1112px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Land and build</div><div class=\"t s7_429\" id=\"td_429\" style=\"left:185px;bottom:1112px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings compr</div><div class=\"t s6_429\" id=\"te_429\" style=\"left:250px;bottom:1112px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise mainly branches and of\ufb01ces. Freehold land is not depreciated although it is subject to </div><div class=\"t s6_429\" id=\"tf_429\" style=\"left:95px;bottom:1096px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_429\" id=\"tg_429\" style=\"left:126px;bottom:1096px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment test</div><div class=\"t s6_429\" id=\"th_429\" style=\"left:190px;bottom:1096px;letter-spacing:-0.13px;display:inline;\">ing. </div><div class=\"t s6_429\" id=\"ti_429\" style=\"left:95px;bottom:1072px;letter-spacing:-0.14px;display:inline;\">Depreciat</div><div class=\"t s7_429\" id=\"tj_429\" style=\"left:155px;bottom:1072px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ion on other assets </div><div class=\"t s6_429\" id=\"tk_429\" style=\"left:268px;bottom:1072px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">is calculated using the straight-line method to allocate their cost to their residual values over </div><div class=\"t s6_429\" id=\"tl_429\" style=\"left:95px;bottom:1056px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">their estimated useful lives, as follows: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tm_429\" style=\"left:95px;bottom:1032px;letter-spacing:-0.12px;word-spacing:2.84px;display:inline;\">\u2022 Owned premises </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tn_429\" style=\"left:355px;bottom:1032px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"to_429\" style=\"left:368px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 50 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tp_429\" style=\"left:95px;bottom:1008px;letter-spacing:-0.14px;word-spacing:2.86px;display:inline;\">\u2022 Leasehold premises </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tq_429\" style=\"left:355px;bottom:1008px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tr_429\" style=\"left:368px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 50 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"ts_429\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:2.87px;display:inline;\">\u2022 Leasehold improvements </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tt_429\" style=\"left:355px;bottom:984px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tu_429\" style=\"left:368px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">shorter of remain</div><div class=\"t s7_429\" id=\"tv_429\" style=\"left:469px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing lease term and 10 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tw_429\" style=\"left:95px;bottom:960px;display:inline;\">\u2022 </div><div class=\"t s6_429\" id=\"tx_429\" style=\"left:108px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Equipment and motor vehicles </div></td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"ty_429\" style=\"left:355px;bottom:960px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"tz_429\" style=\"left:368px;bottom:960px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">three to 15 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t10_429\" style=\"left:95px;bottom:936px;letter-spacing:-0.15px;word-spacing:5.86px;display:inline;\">\u2022 Aircraft </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t11_429\" style=\"left:355px;bottom:936px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t12_429\" style=\"left:368px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">up to 18 years </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t13_429\" style=\"left:95px;bottom:912px;letter-spacing:-0.17px;word-spacing:5.88px;display:inline;\">\u2022 Ships </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t14_429\" style=\"left:355px;bottom:912px;display:inline;\">\u2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_429\" id=\"t15_429\" style=\"left:368px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">up to 15 years </div></td></tr>\n                                        </table><div class=\"t s6_429\" id=\"t16_429\" style=\"left:95px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Where the Group is a lessee of a right-of-use asset, the leased assets are capital</div><div class=\"t s7_429\" id=\"t17_429\" style=\"left:566px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised and </div><div class=\"t s6_429\" id=\"t18_429\" style=\"left:619px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">included in Property, plant and </div><div class=\"t s6_429\" id=\"t19_429\" style=\"left:95px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">equipment with a corresponding liab</div><div class=\"t s7_429\" id=\"t1a_429\" style=\"left:314px;bottom:872px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_429\" id=\"t1b_429\" style=\"left:320px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity to the lessor recognised in Other liab</div><div class=\"t s7_429\" id=\"t1c_429\" style=\"left:553px;bottom:872px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_429\" id=\"t1d_429\" style=\"left:558px;bottom:872px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_429\" id=\"t1e_429\" style=\"left:566px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies. The account</div><div class=\"t s6_429\" id=\"t1f_429\" style=\"left:662px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing policy for lease assets </div>is set out in Note 19.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107412": {
   "value": "19. Leased assets <div class=\"t s5_431\" id=\"t7_431\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_431\" id=\"t8_431\" style=\"left:95px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the Group is a lessee and the lease is deemed in scope, it recognises a liab</div><div class=\"t s7_431\" id=\"t9_431\" style=\"left:573px;bottom:1136px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"ta_431\" style=\"left:579px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity equal to the present value of lease </div><div class=\"t s6_431\" id=\"tb_431\" style=\"left:95px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">payments over the lease term, discounted using the incremental borrowing rate applicable in the economic environment </div><div class=\"t s6_431\" id=\"tc_431\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the lease. The liab</div><div class=\"t s7_431\" id=\"td_431\" style=\"left:217px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"te_431\" style=\"left:223px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity is recognised in \u2018Other liab</div><div class=\"t s7_431\" id=\"tf_431\" style=\"left:395px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tg_431\" style=\"left:401px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_431\" id=\"th_431\" style=\"left:408px;bottom:1104px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies\u2019. A correspond</div><div class=\"t s6_431\" id=\"ti_431\" style=\"left:510px;bottom:1104px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ing right-of-use asset equal to the liab</div><div class=\"t s7_431\" id=\"tj_431\" style=\"left:734px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tk_431\" style=\"left:739px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, adjusted </div><div class=\"t s6_431\" id=\"tl_431\" style=\"left:95px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for any lease payments made at or before the commencement date, is recognised in \u2018Property, plant and equipment\u2019. </div><div class=\"t s6_431\" id=\"tm_431\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The lease term includes any extension options contained in the contract that the Group is reasonably certain it will exercise. </div><div class=\"t s6_431\" id=\"tn_431\" style=\"left:95px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group subsequently depreciates the right-of-use asset using the straight-line method over the lease term and </div><div class=\"t s6_431\" id=\"to_431\" style=\"left:95px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">measures the lease liab</div><div class=\"t s7_431\" id=\"tp_431\" style=\"left:234px;bottom:1032px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tq_431\" style=\"left:240px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity using the effective interest method. Depreciat</div><div class=\"t s7_431\" id=\"tr_431\" style=\"left:528px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion on the asset </div><div class=\"t s6_431\" id=\"ts_431\" style=\"left:624px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is recognised in \u2018Depreciat</div><div class=\"t s7_431\" id=\"tt_431\" style=\"left:779px;bottom:1032px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_431\" id=\"tu_431\" style=\"left:95px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and amortisat</div><div class=\"t s7_431\" id=\"tv_431\" style=\"left:180px;bottom:1016px;letter-spacing:-0.32px;word-spacing:0.06px;display:inline;\">ion\u2019, and </div><div class=\"t s6_431\" id=\"tw_431\" style=\"left:232px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest on the lease liab</div><div class=\"t s7_431\" id=\"tx_431\" style=\"left:376px;bottom:1016px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"ty_431\" style=\"left:382px;bottom:1016px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity is recognised in \u2018Interest expense\u2019. </div><div class=\"t s6_431\" id=\"tz_431\" style=\"left:95px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">If a leased premise, or a physically dist</div><div class=\"t s7_431\" id=\"t10_431\" style=\"left:318px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inct port</div><div class=\"t s6_431\" id=\"t11_431\" style=\"left:368px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of a premise such as an ind</div><div class=\"t s7_431\" id=\"t12_431\" style=\"left:548px;bottom:992px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_431\" id=\"t13_431\" style=\"left:558px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">idual \ufb02oor, is deemed by management to be </div><div class=\"t s6_431\" id=\"t14_431\" style=\"left:95px;bottom:976px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">surplus to the Group\u2019s needs and action has been taken to abandon the space before the lease expires, this is considered an </div><div class=\"t s6_431\" id=\"t15_431\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_431\" id=\"t16_431\" style=\"left:114px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t s6_431\" id=\"t17_431\" style=\"left:166px;bottom:960px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_431\" id=\"t18_431\" style=\"left:197px;bottom:960px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. An </div><div class=\"t s6_431\" id=\"t19_431\" style=\"left:261px;bottom:960px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_431\" id=\"t1a_431\" style=\"left:292px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment loss </div><div class=\"t s6_431\" id=\"t1b_431\" style=\"left:358px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is recognised if the right-of-use asset, or portion thereof, has a carrying value in </div><div class=\"t s6_431\" id=\"t1c_431\" style=\"left:95px;bottom:944px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">excess of its value-in-use when taking into account factors such as the abil</div><div class=\"t s7_431\" id=\"t1d_431\" style=\"left:532px;bottom:944px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity and l</div><div class=\"t s6_431\" id=\"t1e_431\" style=\"left:579px;bottom:944px;letter-spacing:-0.23px;display:inline;\">ikel</div><div class=\"t s7_431\" id=\"t1f_431\" style=\"left:598px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ihood of obta</div><div class=\"t s6_431\" id=\"t1g_431\" style=\"left:679px;bottom:944px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_431\" id=\"t1h_431\" style=\"left:689px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing a subtenant. </div><div class=\"t s6_431\" id=\"t1i_431\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The judgements in determin</div><div class=\"t s7_431\" id=\"t1j_431\" style=\"left:262px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing lease balances are the determ</div><div class=\"t s6_431\" id=\"t1k_431\" style=\"left:464px;bottom:920px;letter-spacing:-0.15px;display:inline;\">inat</div><div class=\"t s7_431\" id=\"t1l_431\" style=\"left:487px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of whether the Group </div><div class=\"t s6_431\" id=\"t1m_431\" style=\"left:638px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is reasonably certain that it will </div><div class=\"t s6_431\" id=\"t1n_431\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exercise extension options present in lease contracts. On in</div><div class=\"t s7_431\" id=\"t1o_431\" style=\"left:442px;bottom:904px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_431\" id=\"t1p_431\" style=\"left:449px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_431\" id=\"t1q_431\" style=\"left:515px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion, the Group cons</div><div class=\"t s6_431\" id=\"t1r_431\" style=\"left:629px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iders a range of characterist</div><div class=\"t s7_431\" id=\"t1s_431\" style=\"left:795px;bottom:904px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s6_431\" id=\"t1t_431\" style=\"left:95px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such as premises function, regional trends and the term remain</div><div class=\"t s7_431\" id=\"t1u_431\" style=\"left:466px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing on the lease to determ</div><div class=\"t s6_431\" id=\"t1v_431\" style=\"left:622px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ine whether it is reasonably certain </div><div class=\"t s6_431\" id=\"t1w_431\" style=\"left:95px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">that a contractual right to extend a lease will be exercised. Where a change in assumption is con\ufb01rmed by the local property </div><div class=\"t s6_431\" id=\"t1x_431\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">management team, a remeasurement is performed in the Group-managed vendor system. </div><div class=\"t s6_431\" id=\"t1y_431\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The estimates are the determinat</div><div class=\"t s7_431\" id=\"t1z_431\" style=\"left:294px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s6_431\" id=\"t20_431\" style=\"left:330px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">incremental borrowing rates in the respective economic environments. The Group </div><div class=\"t s6_431\" id=\"t21_431\" style=\"left:95px;bottom:815px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uses third-party broker quotes to estimate its USD cost of senior unsecured borrowing, then uses cross currency swap pric</div><div class=\"t s7_431\" id=\"t22_431\" style=\"left:805px;bottom:815px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s6_431\" id=\"t23_431\" style=\"left:95px;bottom:799px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_431\" id=\"t24_431\" style=\"left:147px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion to determ</div><div class=\"t s6_431\" id=\"t25_431\" style=\"left:227px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ine the equivalent cost of borrowing in other currencies. If it is not possible to estimate an incremental </div><div class=\"t s6_431\" id=\"t26_431\" style=\"left:95px;bottom:783px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">borrowing rate through this process, other proxies such as local government bond yields are used. </div><div class=\"t s6_431\" id=\"t27_431\" style=\"left:87px;bottom:751px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The Group primar</div><div class=\"t s7_431\" id=\"t28_431\" style=\"left:192px;bottom:751px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ily enters lease contracts that grant </div><div class=\"t s6_431\" id=\"t29_431\" style=\"left:404px;bottom:751px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it the right to use premises such as of\ufb01ce build</div><div class=\"t s7_431\" id=\"t2a_431\" style=\"left:673px;bottom:751px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ings and reta</div><div class=\"t s6_431\" id=\"t2b_431\" style=\"left:751px;bottom:751px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">il branches. </div><div class=\"t s6_431\" id=\"t2c_431\" style=\"left:87px;bottom:726px;letter-spacing:-0.02px;display:inline;\">Exist</div><div class=\"t s7_431\" id=\"t2d_431\" style=\"left:114px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing lease l</div><div class=\"t s6_431\" id=\"t2e_431\" style=\"left:172px;bottom:726px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s7_431\" id=\"t2f_431\" style=\"left:191px;bottom:726px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"t2g_431\" style=\"left:197px;bottom:726px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_431\" id=\"t2h_431\" style=\"left:205px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies may change </div><div class=\"t s6_431\" id=\"t2i_431\" style=\"left:301px;bottom:726px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in future periods due to changes in assumptions or decis</div><div class=\"t s7_431\" id=\"t2j_431\" style=\"left:631px;bottom:726px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ions to exerc</div><div class=\"t s6_431\" id=\"t2k_431\" style=\"left:704px;bottom:726px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ise lease renewal or </div><div class=\"t s6_431\" id=\"t2l_431\" style=\"left:87px;bottom:710px;letter-spacing:-0.12px;display:inline;\">terminat</div><div class=\"t s7_431\" id=\"t2m_431\" style=\"left:139px;bottom:710px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion opt</div><div class=\"t s6_431\" id=\"t2n_431\" style=\"left:180px;bottom:710px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions, changes in payments due to renegotiat</div><div class=\"t s7_431\" id=\"t2o_431\" style=\"left:444px;bottom:710px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions of market rental rates as perm</div><div class=\"t s6_431\" id=\"t2p_431\" style=\"left:649px;bottom:710px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itted by those contracts and </div><div class=\"t s6_431\" id=\"t2q_431\" style=\"left:87px;bottom:694px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">changes to payments due to rent being contractually linked to an in\ufb02at</div><div class=\"t s7_431\" id=\"t2r_431\" style=\"left:507px;bottom:694px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_431\" id=\"t2s_431\" style=\"left:528px;bottom:694px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">index. In general the re-measurement of a lease </div><div class=\"t s6_431\" id=\"t2t_431\" style=\"left:87px;bottom:678px;letter-spacing:-0.18px;display:inline;\">liab</div><div class=\"t s7_431\" id=\"t2u_431\" style=\"left:109px;bottom:678px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"t2v_431\" style=\"left:114px;bottom:678px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity under these circumstances leads to an equal change to the right-of-use asset balance, with no immed</div><div class=\"t s7_431\" id=\"t2w_431\" style=\"left:732px;bottom:678px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iate effect on </div><div class=\"t s6_431\" id=\"t2x_431\" style=\"left:87px;bottom:662px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the income statement. </div><div class=\"t s6_431\" id=\"t2y_431\" style=\"left:87px;bottom:638px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The total cash out\ufb02ow during the year for premises and equipment leases was $283 mill</div><div class=\"t s7_431\" id=\"t2z_431\" style=\"left:602px;bottom:638px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (2022: $310 m</div><div class=\"t s6_431\" id=\"t30_431\" style=\"left:703px;bottom:638px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_431\" id=\"t31_431\" style=\"left:711px;bottom:638px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t s6_431\" id=\"t32_431\" style=\"left:87px;bottom:614px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">The right-of-use asset balances and depreciat</div><div class=\"t s7_431\" id=\"t33_431\" style=\"left:359px;bottom:614px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion charges are d</div><div class=\"t s6_431\" id=\"t34_431\" style=\"left:461px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">isclosed in Note 18. The lease liab</div><div class=\"t s7_431\" id=\"t35_431\" style=\"left:655px;bottom:614px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"t36_431\" style=\"left:661px;bottom:614px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity balances are disclosed in </div><div class=\"t s6_431\" id=\"t37_431\" style=\"left:87px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Note 23 and the interest expense on lease liab</div><div class=\"t s7_431\" id=\"t38_431\" style=\"left:359px;bottom:598px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"t39_431\" style=\"left:365px;bottom:598px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_431\" id=\"t3a_431\" style=\"left:373px;bottom:598px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_431\" id=\"t3b_431\" style=\"left:391px;bottom:598px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is disclosed in Note 3. </div><div class=\"t s5_431\" id=\"t3c_431\" style=\"left:87px;bottom:566px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Maturity analysis </div><div class=\"t s6_431\" id=\"t3d_431\" style=\"left:87px;bottom:548px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The maturity pro\ufb01le for lease liab</div><div class=\"t s7_431\" id=\"t3e_431\" style=\"left:282px;bottom:548px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"t3f_431\" style=\"left:287px;bottom:548px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_431\" id=\"t3g_431\" style=\"left:295px;bottom:548px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies assoc</div><div class=\"t s6_431\" id=\"t3h_431\" style=\"left:347px;bottom:548px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iated with leased premises and equipment assets is as follows: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_431\" id=\"t3i_431\" style=\"left:612px;bottom:529px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3n_431\" style=\"left:534px;bottom:513px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3s_431\" style=\"left:621px;bottom:513px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3j_431\" style=\"left:446px;bottom:501px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">One year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3o_431\" style=\"left:535px;bottom:501px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3t_431\" style=\"left:617px;bottom:501px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3x_431\" style=\"left:700px;bottom:501px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3k_431\" style=\"left:460px;bottom:490px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">or less </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3p_431\" style=\"left:510px;bottom:490px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">and two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3u_431\" style=\"left:597px;bottom:490px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">and \ufb01ve years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3y_431\" style=\"left:705px;bottom:490px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">\ufb01ve years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t41_431\" style=\"left:811px;bottom:490px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3l_431\" style=\"left:452px;bottom:478px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_431\" id=\"t3m_431\" style=\"left:475px;bottom:478px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3q_431\" style=\"left:538px;bottom:478px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_431\" id=\"t3r_431\" style=\"left:561px;bottom:478px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3v_431\" style=\"left:625px;bottom:478px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_431\" id=\"t3w_431\" style=\"left:648px;bottom:478px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t3z_431\" style=\"left:712px;bottom:478px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_431\" id=\"t40_431\" style=\"left:734px;bottom:478px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_431\" id=\"t42_431\" style=\"left:798px;bottom:478px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_431\" id=\"t43_431\" style=\"left:821px;bottom:478px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_431\" id=\"t44_431\" style=\"left:87px;bottom:458px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s9_431\" id=\"t45_431\" style=\"left:143px;bottom:458px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_431\" id=\"t46_431\" style=\"left:149px;bottom:458px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s9_431\" id=\"t47_431\" style=\"left:156px;bottom:458px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ies \u2013 lease l</div><div class=\"t s8_431\" id=\"t48_431\" style=\"left:217px;bottom:458px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t s9_431\" id=\"t49_431\" style=\"left:235px;bottom:458px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_431\" id=\"t4a_431\" style=\"left:240px;bottom:458px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s9_431\" id=\"t4b_431\" style=\"left:248px;bottom:458px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_431\" id=\"t4c_431\" style=\"left:467px;bottom:458px;letter-spacing:0.17px;display:inline;\">248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_431\" id=\"t4d_431\" style=\"left:554px;bottom:458px;letter-spacing:0.06px;display:inline;\">203 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_431\" id=\"t4e_431\" style=\"left:642px;bottom:458px;letter-spacing:-0.01px;display:inline;\">373 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_431\" id=\"t4f_431\" style=\"left:729px;bottom:458px;letter-spacing:-0.07px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_431\" id=\"t4g_431\" style=\"left:810px;bottom:458px;letter-spacing:0.13px;display:inline;\">1234 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t sb_431\" id=\"t4h_431\" style=\"left:612px;bottom:434px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4m_431\" style=\"left:535px;bottom:417px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4r_431\" style=\"left:621px;bottom:417px;letter-spacing:0.03px;display:inline;\">Between </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4i_431\" style=\"left:447px;bottom:406px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">One year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4n_431\" style=\"left:536px;bottom:406px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4s_431\" style=\"left:618px;bottom:406px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4w_431\" style=\"left:701px;bottom:406px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4j_431\" style=\"left:461px;bottom:394px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">or less </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4o_431\" style=\"left:510px;bottom:394px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">and two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4t_431\" style=\"left:599px;bottom:394px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">and \ufb01ve years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4x_431\" style=\"left:706px;bottom:394px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">\ufb01ve years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t50_431\" style=\"left:812px;bottom:394px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4k_431\" style=\"left:454px;bottom:383px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_431\" id=\"t4l_431\" style=\"left:475px;bottom:383px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4p_431\" style=\"left:540px;bottom:383px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_431\" id=\"t4q_431\" style=\"left:562px;bottom:383px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4u_431\" style=\"left:627px;bottom:383px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_431\" id=\"t4v_431\" style=\"left:648px;bottom:383px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t4y_431\" style=\"left:714px;bottom:383px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_431\" id=\"t4z_431\" style=\"left:735px;bottom:383px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_431\" id=\"t51_431\" style=\"left:800px;bottom:383px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_431\" id=\"t52_431\" style=\"left:822px;bottom:383px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_431\" id=\"t53_431\" style=\"left:87px;bottom:363px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s9_431\" id=\"t54_431\" style=\"left:143px;bottom:363px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_431\" id=\"t55_431\" style=\"left:149px;bottom:363px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s9_431\" id=\"t56_431\" style=\"left:156px;bottom:363px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ies \u2013 lease l</div><div class=\"t s8_431\" id=\"t57_431\" style=\"left:217px;bottom:363px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t s9_431\" id=\"t58_431\" style=\"left:235px;bottom:363px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_431\" id=\"t59_431\" style=\"left:240px;bottom:363px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s9_431\" id=\"t5a_431\" style=\"left:248px;bottom:363px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_431\" id=\"t5b_431\" style=\"left:470px;bottom:363px;letter-spacing:0.11px;display:inline;\">272 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_431\" id=\"t5c_431\" style=\"left:556px;bottom:363px;letter-spacing:0.11px;display:inline;\">239 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_431\" id=\"t5d_431\" style=\"left:643px;bottom:363px;letter-spacing:-0.09px;display:inline;\">437 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_431\" id=\"t5e_431\" style=\"left:731px;bottom:363px;letter-spacing:0.02px;display:inline;\">310 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_431\" id=\"t5f_431\" style=\"left:809px;bottom:363px;letter-spacing:0.14px;display:inline;\">1,258 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107416": {
   "value": "Accounting policy <div class=\"t s6_431\" id=\"t8_431\" style=\"left:95px;bottom:1136px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Where the Group is a lessee and the lease is deemed in scope, it recognises a liab</div><div class=\"t s7_431\" id=\"t9_431\" style=\"left:573px;bottom:1136px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"ta_431\" style=\"left:579px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity equal to the present value of lease </div><div class=\"t s6_431\" id=\"tb_431\" style=\"left:95px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">payments over the lease term, discounted using the incremental borrowing rate applicable in the economic environment </div><div class=\"t s6_431\" id=\"tc_431\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the lease. The liab</div><div class=\"t s7_431\" id=\"td_431\" style=\"left:217px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"te_431\" style=\"left:223px;bottom:1104px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity is recognised in \u2018Other liab</div><div class=\"t s7_431\" id=\"tf_431\" style=\"left:395px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tg_431\" style=\"left:401px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_431\" id=\"th_431\" style=\"left:408px;bottom:1104px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies\u2019. A correspond</div><div class=\"t s6_431\" id=\"ti_431\" style=\"left:510px;bottom:1104px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ing right-of-use asset equal to the liab</div><div class=\"t s7_431\" id=\"tj_431\" style=\"left:734px;bottom:1104px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tk_431\" style=\"left:739px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity, adjusted </div><div class=\"t s6_431\" id=\"tl_431\" style=\"left:95px;bottom:1088px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">for any lease payments made at or before the commencement date, is recognised in \u2018Property, plant and equipment\u2019. </div><div class=\"t s6_431\" id=\"tm_431\" style=\"left:95px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The lease term includes any extension options contained in the contract that the Group is reasonably certain it will exercise. </div><div class=\"t s6_431\" id=\"tn_431\" style=\"left:95px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group subsequently depreciates the right-of-use asset using the straight-line method over the lease term and </div><div class=\"t s6_431\" id=\"to_431\" style=\"left:95px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">measures the lease liab</div><div class=\"t s7_431\" id=\"tp_431\" style=\"left:234px;bottom:1032px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"tq_431\" style=\"left:240px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity using the effective interest method. Depreciat</div><div class=\"t s7_431\" id=\"tr_431\" style=\"left:528px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion on the asset </div><div class=\"t s6_431\" id=\"ts_431\" style=\"left:624px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is recognised in \u2018Depreciat</div><div class=\"t s7_431\" id=\"tt_431\" style=\"left:779px;bottom:1032px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_431\" id=\"tu_431\" style=\"left:95px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and amortisat</div><div class=\"t s7_431\" id=\"tv_431\" style=\"left:180px;bottom:1016px;letter-spacing:-0.32px;word-spacing:0.06px;display:inline;\">ion\u2019, and </div><div class=\"t s6_431\" id=\"tw_431\" style=\"left:232px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">interest on the lease liab</div><div class=\"t s7_431\" id=\"tx_431\" style=\"left:376px;bottom:1016px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_431\" id=\"ty_431\" style=\"left:382px;bottom:1016px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity is recognised in \u2018Interest expense\u2019. </div><div class=\"t s6_431\" id=\"tz_431\" style=\"left:95px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">If a leased premise, or a physically dist</div><div class=\"t s7_431\" id=\"t10_431\" style=\"left:318px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inct port</div><div class=\"t s6_431\" id=\"t11_431\" style=\"left:368px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of a premise such as an ind</div><div class=\"t s7_431\" id=\"t12_431\" style=\"left:548px;bottom:992px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_431\" id=\"t13_431\" style=\"left:558px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">idual \ufb02oor, is deemed by management to be </div><div class=\"t s6_431\" id=\"t14_431\" style=\"left:95px;bottom:976px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">surplus to the Group\u2019s needs and action has been taken to abandon the space before the lease expires, this is considered an </div><div class=\"t s6_431\" id=\"t15_431\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_431\" id=\"t16_431\" style=\"left:114px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t s6_431\" id=\"t17_431\" style=\"left:166px;bottom:960px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_431\" id=\"t18_431\" style=\"left:197px;bottom:960px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. An </div><div class=\"t s6_431\" id=\"t19_431\" style=\"left:261px;bottom:960px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s7_431\" id=\"t1a_431\" style=\"left:292px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">irment loss </div><div class=\"t s6_431\" id=\"t1b_431\" style=\"left:358px;bottom:960px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">is recognised if the right-of-use asset, or portion thereof, has a carrying value in </div><div class=\"t s6_431\" id=\"t1c_431\" style=\"left:95px;bottom:944px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">excess of its value-in-use when taking into account factors such as the abil</div><div class=\"t s7_431\" id=\"t1d_431\" style=\"left:532px;bottom:944px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity and l</div><div class=\"t s6_431\" id=\"t1e_431\" style=\"left:579px;bottom:944px;letter-spacing:-0.23px;display:inline;\">ikel</div><div class=\"t s7_431\" id=\"t1f_431\" style=\"left:598px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ihood of obta</div><div class=\"t s6_431\" id=\"t1g_431\" style=\"left:679px;bottom:944px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_431\" id=\"t1h_431\" style=\"left:689px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing a subtenant. </div><div class=\"t s6_431\" id=\"t1i_431\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The judgements in determin</div><div class=\"t s7_431\" id=\"t1j_431\" style=\"left:262px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing lease balances are the determ</div><div class=\"t s6_431\" id=\"t1k_431\" style=\"left:464px;bottom:920px;letter-spacing:-0.15px;display:inline;\">inat</div><div class=\"t s7_431\" id=\"t1l_431\" style=\"left:487px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of whether the Group </div><div class=\"t s6_431\" id=\"t1m_431\" style=\"left:638px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is reasonably certain that it will </div><div class=\"t s6_431\" id=\"t1n_431\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exercise extension options present in lease contracts. On in</div><div class=\"t s7_431\" id=\"t1o_431\" style=\"left:442px;bottom:904px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s6_431\" id=\"t1p_431\" style=\"left:449px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial recognit</div><div class=\"t s7_431\" id=\"t1q_431\" style=\"left:515px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion, the Group cons</div><div class=\"t s6_431\" id=\"t1r_431\" style=\"left:629px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iders a range of characterist</div><div class=\"t s7_431\" id=\"t1s_431\" style=\"left:795px;bottom:904px;letter-spacing:-0.12px;display:inline;\">ics </div><div class=\"t s6_431\" id=\"t1t_431\" style=\"left:95px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">such as premises function, regional trends and the term remain</div><div class=\"t s7_431\" id=\"t1u_431\" style=\"left:466px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing on the lease to determ</div><div class=\"t s6_431\" id=\"t1v_431\" style=\"left:622px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ine whether it is reasonably certain </div><div class=\"t s6_431\" id=\"t1w_431\" style=\"left:95px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">that a contractual right to extend a lease will be exercised. Where a change in assumption is con\ufb01rmed by the local property </div><div class=\"t s6_431\" id=\"t1x_431\" style=\"left:95px;bottom:855px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">management team, a remeasurement is performed in the Group-managed vendor system. </div><div class=\"t s6_431\" id=\"t1y_431\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The estimates are the determinat</div><div class=\"t s7_431\" id=\"t1z_431\" style=\"left:294px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s6_431\" id=\"t20_431\" style=\"left:330px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">incremental borrowing rates in the respective economic environments. The Group </div><div class=\"t s6_431\" id=\"t21_431\" style=\"left:95px;bottom:815px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uses third-party broker quotes to estimate its USD cost of senior unsecured borrowing, then uses cross currency swap pric</div><div class=\"t s7_431\" id=\"t22_431\" style=\"left:805px;bottom:815px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s6_431\" id=\"t23_431\" style=\"left:95px;bottom:799px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_431\" id=\"t24_431\" style=\"left:147px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion to determ</div><div class=\"t s6_431\" id=\"t25_431\" style=\"left:227px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ine the equivalent cost of borrowing in other currencies. If it is not possible to estimate an incremental </div>borrowing rate through this process, other proxies such as local government bond yields are used.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107700": {
   "value": "20. Other assets <div class=\"t s6_432\" id=\"t8_432\" style=\"left:69px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Other assets include: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_432\" id=\"t9_432\" style=\"left:709px;bottom:1145px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_432\" id=\"tc_432\" style=\"left:796px;bottom:1145px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_432\" id=\"ta_432\" style=\"left:694px;bottom:1133px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s8_432\" id=\"tb_432\" style=\"left:717px;bottom:1133px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_432\" id=\"td_432\" style=\"left:783px;bottom:1133px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_432\" id=\"te_432\" style=\"left:804px;bottom:1133px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"tf_432\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t s4_432\" id=\"tg_432\" style=\"left:106px;bottom:1113px;word-spacing:-0.15px;display:inline;\">ial assets held at amort</div><div class=\"t sb_432\" id=\"th_432\" style=\"left:237px;bottom:1113px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ised cost (Note 13): </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"ti_432\" style=\"left:82px;bottom:1094px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Hong Kong SAR Government certif</div><div class=\"t s4_432\" id=\"tj_432\" style=\"left:276px;bottom:1094px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">icates of </div> <div class=\"t sb_432\" id=\"tk_432\" style=\"left:326px;bottom:1094px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">indebtedness (Note 23)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"tl_432\" style=\"left:700px;bottom:1094px;letter-spacing:0.17px;display:inline;\">6,568 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"tm_432\" style=\"left:793px;bottom:1094px;letter-spacing:-0.47px;display:inline;\">7,106 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_432\" id=\"tn_432\" style=\"left:82px;bottom:1075px;word-spacing:-0.14px;display:inline;\">Cash collateral </div><div class=\"t sc_432\" id=\"to_432\" style=\"vertical-align: super;left:166px;bottom:1082px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"tp_432\" style=\"left:695px;bottom:1075px;letter-spacing:0.07px;display:inline;\">10,337 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"tq_432\" style=\"left:788px;bottom:1075px;letter-spacing:0.03px;display:inline;\">12,515 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"tr_432\" style=\"left:82px;bottom:1056px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Acceptances and endorsements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"ts_432\" style=\"left:701px;bottom:1056px;letter-spacing:0.1px;display:inline;\">5,326 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"tt_432\" style=\"left:788px;bottom:1056px;letter-spacing:0.13px;display:inline;\">5,264 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"tu_432\" style=\"left:82px;bottom:1037px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Unsettled trades and other \ufb01nancial assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"tv_432\" style=\"left:695px;bottom:1037px;letter-spacing:-0.03px;display:inline;\">15,909 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"tw_432\" style=\"left:786px;bottom:1037px;letter-spacing:-0.1px;display:inline;\">14,410 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"tx_432\" style=\"left:694px;bottom:1018px;letter-spacing:-0.01px;display:inline;\">38,140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"ty_432\" style=\"left:784px;bottom:1018px;letter-spacing:-0.17px;display:inline;\">39,295 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"tz_432\" style=\"left:69px;bottom:999px;word-spacing:-0.13px;display:inline;\">Non-\ufb01nancial assets: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_432\" id=\"t10_432\" style=\"left:82px;bottom:980px;letter-spacing:0.06px;display:inline;\">Commodit</div><div class=\"t s4_432\" id=\"t11_432\" style=\"left:143px;bottom:980px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">ies and em</div><div class=\"t sb_432\" id=\"t12_432\" style=\"left:203px;bottom:980px;letter-spacing:0.05px;display:inline;\">iss</div><div class=\"t s4_432\" id=\"t13_432\" style=\"left:217px;bottom:980px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ions cert</div><div class=\"t sb_432\" id=\"t14_432\" style=\"left:264px;bottom:980px;letter-spacing:-0.08px;display:inline;\">if</div><div class=\"t s4_432\" id=\"t15_432\" style=\"left:271px;bottom:980px;letter-spacing:-0.01px;display:inline;\">icates </div><div class=\"t sc_432\" id=\"t16_432\" style=\"vertical-align: super;left:305px;bottom:986px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t17_432\" style=\"left:699px;bottom:980px;letter-spacing:0.08px;display:inline;\">8,889 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t18_432\" style=\"left:784px;bottom:980px;letter-spacing:-0.05px;display:inline;\">10,598 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t19_432\" style=\"left:82px;bottom:961px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t1a_432\" style=\"left:711px;bottom:961px;letter-spacing:0.07px;display:inline;\">565 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t1b_432\" style=\"left:797px;bottom:961px;letter-spacing:-0.11px;display:inline;\">490 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t1c_432\" style=\"left:694px;bottom:942px;letter-spacing:-0.37px;display:inline;\">47,594 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t1d_432\" style=\"left:781px;bottom:942px;letter-spacing:0.09px;display:inline;\">50,383 </div></td></tr></table><div class=\"t s9_432\" id=\"t1e_432\" style=\"left:69px;bottom:918px;display:inline;\">1 </div><div class=\"t sa_432\" id=\"t1f_432\" style=\"left:82px;bottom:918px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">The Hong Kong SAR Government certif</div><div class=\"t s9_432\" id=\"t1g_432\" style=\"left:261px;bottom:918px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">icates of </div><div class=\"t sa_432\" id=\"t1h_432\" style=\"left:302px;bottom:918px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">indebtedness are subordinated to the claims of other parties in respect of bank notes issued </div><div class=\"t s9_432\" id=\"t1i_432\" style=\"left:69px;bottom:901px;display:inline;\">2 </div><div class=\"t sa_432\" id=\"t1j_432\" style=\"left:82px;bottom:901px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Cash collateral are margins placed to collateralize net derivat</div><div class=\"t s9_432\" id=\"t1k_432\" style=\"left:365px;bottom:901px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ive mark-to-market (MTM) pos</div><div class=\"t sa_432\" id=\"t1l_432\" style=\"left:507px;bottom:901px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s9_432\" id=\"t1m_432\" style=\"left:513px;bottom:901px;letter-spacing:-0.04px;display:inline;\">ions </div><div class=\"t s9_432\" id=\"t1n_432\" style=\"left:69px;bottom:884px;display:inline;\">3 </div><div class=\"t sa_432\" id=\"t1o_432\" style=\"left:82px;bottom:884px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">Physically held commodit</div><div class=\"t s9_432\" id=\"t1p_432\" style=\"left:199px;bottom:884px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ies and em</div><div class=\"t sa_432\" id=\"t1q_432\" style=\"left:248px;bottom:884px;letter-spacing:0.02px;display:inline;\">iss</div><div class=\"t s9_432\" id=\"t1r_432\" style=\"left:259px;bottom:884px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion cert</div><div class=\"t sa_432\" id=\"t1s_432\" style=\"left:294px;bottom:884px;letter-spacing:-0.06px;display:inline;\">if</div><div class=\"t s9_432\" id=\"t1t_432\" style=\"left:300px;bottom:884px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">icates are </div><div class=\"t sa_432\" id=\"t1u_432\" style=\"left:347px;bottom:884px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">inventory that is carried at fair value less costs to sell, $5.1 bill</div><div class=\"t s9_432\" id=\"t1v_432\" style=\"left:620px;bottom:884px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion (31 December 2022: $6 b</div><div class=\"t sa_432\" id=\"t1w_432\" style=\"left:747px;bottom:884px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s9_432\" id=\"t1x_432\" style=\"left:754px;bottom:884px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">ion) are </div><div class=\"t sa_432\" id=\"t1y_432\" style=\"left:82px;bottom:872px;letter-spacing:-0.02px;display:inline;\">classif</div><div class=\"t s9_432\" id=\"t1z_432\" style=\"left:111px;bottom:872px;letter-spacing:-0.1px;word-spacing:-0.12px;display:inline;\">ied as Level 1 and $3.7 b</div><div class=\"t sa_432\" id=\"t20_432\" style=\"left:218px;bottom:872px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s9_432\" id=\"t21_432\" style=\"left:225px;bottom:872px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion are class</div><div class=\"t sa_432\" id=\"t22_432\" style=\"left:281px;bottom:872px;letter-spacing:-0.06px;display:inline;\">if</div><div class=\"t s9_432\" id=\"t23_432\" style=\"left:287px;bottom:872px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ied as Level 2 (31 December 2022: $4.6 b</div><div class=\"t sa_432\" id=\"t24_432\" style=\"left:468px;bottom:872px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s9_432\" id=\"t25_432\" style=\"left:475px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">ion). For commod</div><div class=\"t sa_432\" id=\"t26_432\" style=\"left:555px;bottom:872px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t s9_432\" id=\"t27_432\" style=\"left:561px;bottom:872px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ies, the fa</div><div class=\"t sa_432\" id=\"t28_432\" style=\"left:604px;bottom:872px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ir value is derived from observable spot or </div>short-term futures prices from relevant exchanges. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107827": {
   "value": "21. Assets held for sale and associated liab<div class=\"t sd_432\" id=\"t2b_432\" style=\"left:382px;bottom:826px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s5_432\" id=\"t2c_432\" style=\"left:390px;bottom:826px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t sd_432\" id=\"t2d_432\" style=\"left:401px;bottom:826px;letter-spacing:-0.2px;display:inline;\">ies </div><div class=\"t se_432\" id=\"t2e_432\" style=\"left:78px;bottom:800px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Accounting Policy </div><div class=\"t s6_432\" id=\"t2f_432\" style=\"left:78px;bottom:782px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Upon reclassif</div><div class=\"t sf_432\" id=\"t2g_432\" style=\"left:162px;bottom:782px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_432\" id=\"t2h_432\" style=\"left:185px;bottom:782px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion property, plant and equipment are measured at the lower of their carrying amount and fair value less </div><div class=\"t s6_432\" id=\"t2i_432\" style=\"left:78px;bottom:766px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">costs to sell. Financ</div><div class=\"t sf_432\" id=\"t2j_432\" style=\"left:190px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2k_432\" style=\"left:206px;bottom:766px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments continue to be measured per the accounting polic</div><div class=\"t sf_432\" id=\"t2l_432\" style=\"left:574px;bottom:766px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_432\" id=\"t2m_432\" style=\"left:592px;bottom:766px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in Note 13 Financ</div><div class=\"t sf_432\" id=\"t2n_432\" style=\"left:691px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2o_432\" style=\"left:708px;bottom:766px;letter-spacing:-0.07px;display:inline;\">instruments. </div><div class=\"t s6_432\" id=\"t2p_432\" style=\"left:69px;bottom:733px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The assets below have been presented as held for sale following the approval of Group management and the transactions are </div><div class=\"t s6_432\" id=\"t2q_432\" style=\"left:69px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">expected to complete in 2024. </div><div class=\"t se_432\" id=\"t2r_432\" style=\"left:69px;bottom:685px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div><div class=\"t sf_432\" id=\"t2s_432\" style=\"left:69px;bottom:667px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The \ufb01nancial assets reported below are class</div><div class=\"t s6_432\" id=\"t2t_432\" style=\"left:334px;bottom:667px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sf_432\" id=\"t2u_432\" style=\"left:342px;bottom:667px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied under Level 1 $101 m</div><div class=\"t s6_432\" id=\"t2v_432\" style=\"left:479px;bottom:667px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t2w_432\" style=\"left:488px;bottom:667px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: $345 m</div><div class=\"t s6_432\" id=\"t2x_432\" style=\"left:670px;bottom:667px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t2y_432\" style=\"left:679px;bottom:667px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ion), Level 2 $541 m</div><div class=\"t s6_432\" id=\"t2z_432\" style=\"left:788px;bottom:667px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t30_432\" style=\"left:797px;bottom:667px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_432\" id=\"t31_432\" style=\"left:69px;bottom:651px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">(31 December 2022: $946 mill</div><div class=\"t sf_432\" id=\"t32_432\" style=\"left:239px;bottom:651px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">ion) and Level 3 $59 m</div><div class=\"t s6_432\" id=\"t33_432\" style=\"left:369px;bottom:651px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t34_432\" style=\"left:377px;bottom:651px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (31 December 2022: $100 m</div><div class=\"t s6_432\" id=\"t35_432\" style=\"left:559px;bottom:651px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t36_432\" style=\"left:568px;bottom:651px;letter-spacing:-0.48px;display:inline;\">ion). </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_432\" id=\"t37_432\" style=\"left:709px;bottom:633px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_432\" id=\"t3a_432\" style=\"left:796px;bottom:633px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_432\" id=\"t38_432\" style=\"left:694px;bottom:621px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s8_432\" id=\"t39_432\" style=\"left:717px;bottom:621px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_432\" id=\"t3b_432\" style=\"left:783px;bottom:621px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s9_432\" id=\"t3c_432\" style=\"left:804px;bottom:621px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_432\" id=\"t3d_432\" style=\"left:69px;bottom:601px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_432\" id=\"t3e_432\" style=\"left:108px;bottom:601px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s2_432\" id=\"t3f_432\" style=\"left:218px;bottom:601px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3g_432\" style=\"left:726px;bottom:601px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3h_432\" style=\"left:812px;bottom:601px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t3i_432\" style=\"left:82px;bottom:582px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3j_432\" style=\"left:726px;bottom:582px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3k_432\" style=\"left:812px;bottom:582px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t3l_432\" style=\"left:82px;bottom:563px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_432\" id=\"t3m_432\" style=\"left:124px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div><div class=\"t sb_432\" id=\"t3n_432\" style=\"left:193px;bottom:563px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">instruments \u2013 Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3o_432\" style=\"left:726px;bottom:563px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3p_432\" style=\"left:814px;bottom:563px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_432\" id=\"t3q_432\" style=\"left:69px;bottom:525px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_432\" id=\"t3r_432\" style=\"left:108px;bottom:525px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at amort</div><div class=\"t s2_432\" id=\"t3s_432\" style=\"left:241px;bottom:525px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3t_432\" style=\"left:713px;bottom:525px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3u_432\" style=\"left:791px;bottom:525px;letter-spacing:0.18px;display:inline;\">1,388 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t3v_432\" style=\"left:82px;bottom:506px;word-spacing:-0.13px;display:inline;\">Cash and balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3w_432\" style=\"left:710px;bottom:506px;letter-spacing:0.18px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3x_432\" style=\"left:798px;bottom:506px;letter-spacing:0.05px;display:inline;\">423 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t3y_432\" style=\"left:82px;bottom:487px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3z_432\" style=\"left:717px;bottom:487px;letter-spacing:0.15px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t40_432\" style=\"left:807px;bottom:487px;letter-spacing:-0.02px;display:inline;\">81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t41_432\" style=\"left:82px;bottom:468px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t42_432\" style=\"left:713px;bottom:468px;letter-spacing:0.07px;display:inline;\">251 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t43_432\" style=\"left:797px;bottom:468px;letter-spacing:0.07px;display:inline;\">508 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t44_432\" style=\"left:82px;bottom:449px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_432\" id=\"t45_432\" style=\"left:150px;bottom:449px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t sb_432\" id=\"t46_432\" style=\"left:245px;bottom:449px;word-spacing:-0.14px;display:inline;\">ised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t47_432\" style=\"left:712px;bottom:449px;letter-spacing:0.11px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t48_432\" style=\"left:800px;bottom:449px;letter-spacing:-0.5px;display:inline;\">376 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t49_432\" style=\"left:69px;bottom:411px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and intang</div><div class=\"t s4_432\" id=\"t4a_432\" style=\"left:184px;bottom:411px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ible assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4b_432\" style=\"left:726px;bottom:411px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4c_432\" style=\"left:811px;bottom:411px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_432\" id=\"t4d_432\" style=\"left:69px;bottom:392px;word-spacing:-0.14px;display:inline;\">Property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4e_432\" style=\"left:718px;bottom:392px;letter-spacing:-0.13px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4f_432\" style=\"left:802px;bottom:392px;letter-spacing:-0.52px;display:inline;\">174 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t4g_432\" style=\"left:82px;bottom:373px;letter-spacing:-0.09px;display:inline;\">Vessels </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4h_432\" style=\"left:717px;bottom:373px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4i_432\" style=\"left:801px;bottom:373px;letter-spacing:-0.01px;display:inline;\">133 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t4j_432\" style=\"left:82px;bottom:354px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4k_432\" style=\"left:720px;bottom:354px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4l_432\" style=\"left:807px;bottom:354px;letter-spacing:-0.49px;display:inline;\">41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t4m_432\" style=\"left:69px;bottom:334px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4n_432\" style=\"left:717px;bottom:334px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4o_432\" style=\"left:805px;bottom:334px;letter-spacing:0.15px;display:inline;\">56 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4p_432\" style=\"left:709px;bottom:315px;letter-spacing:0.1px;display:inline;\">809 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4q_432\" style=\"left:792px;bottom:315px;display:inline;\">1,625 </div></td></tr></table><div class=\"t s6_432\" id=\"t4r_432\" style=\"left:69px;bottom:286px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">During the year, the aviat</div><div class=\"t sf_432\" id=\"t4s_432\" style=\"left:219px;bottom:286px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s6_432\" id=\"t4t_432\" style=\"left:311px;bottom:286px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing business, which held 99 commercial aircraft, was classif</div><div class=\"t sf_432\" id=\"t4u_432\" style=\"left:658px;bottom:286px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied as held for sale. </div><div class=\"t s6_432\" id=\"t4v_432\" style=\"left:69px;bottom:270px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The business was sold to AviLease for a considerat</div><div class=\"t sf_432\" id=\"t4w_432\" style=\"left:366px;bottom:270px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of $3,570 m</div><div class=\"t s6_432\" id=\"t4x_432\" style=\"left:455px;bottom:270px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t4y_432\" style=\"left:463px;bottom:270px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, and the Group recorded a ga</div><div class=\"t s6_432\" id=\"t4z_432\" style=\"left:660px;bottom:270px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in on sale of $309 mill</div><div class=\"t sf_432\" id=\"t50_432\" style=\"left:785px;bottom:270px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s6_432\" id=\"t51_432\" style=\"left:69px;bottom:254px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t sf_432\" id=\"t52_432\" style=\"left:115px;bottom:254px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, vessels w</div><div class=\"t s6_432\" id=\"t53_432\" style=\"left:192px;bottom:254px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith a carrying value of $83 mill</div><div class=\"t sf_432\" id=\"t54_432\" style=\"left:367px;bottom:254px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion were sold (2022: n</div><div class=\"t s6_432\" id=\"t55_432\" style=\"left:494px;bottom:254px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">il) and the Group exited Jordan as part of the exit of </div><div class=\"t s6_432\" id=\"t56_432\" style=\"left:69px;bottom:237px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">AME regions ($108 mill</div><div class=\"t sf_432\" id=\"t57_432\" style=\"left:202px;bottom:237px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ion carry</div><div class=\"t s6_432\" id=\"t58_432\" style=\"left:253px;bottom:237px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing value, with a $8 mill</div><div class=\"t sf_432\" id=\"t59_432\" style=\"left:389px;bottom:237px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion ga</div><div class=\"t s6_432\" id=\"t5a_432\" style=\"left:426px;bottom:237px;letter-spacing:-0.33px;word-spacing:0.07px;display:inline;\">in on sale). </div><div></div><div class=\"t s4_433\" id=\"t6_433\" style=\"left:87px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\"></div><div class=\"t s5_433\" id=\"t7_433\" style=\"left:399px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s4_433\" id=\"t8_433\" style=\"left:407px;bottom:1180px;letter-spacing:-0.27px;display:inline;\"></div><div class=\"t s5_433\" id=\"t9_433\" style=\"left:418px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s6_433\" id=\"ta_433\" style=\"left:441px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_433\" id=\"tb_433\" style=\"left:87px;bottom:1151px;letter-spacing:-0.17px;display:inline;\">Liab</div><div class=\"t s8_433\" id=\"tc_433\" style=\"left:113px;bottom:1151px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s7_433\" id=\"td_433\" style=\"left:120px;bottom:1151px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s8_433\" id=\"te_433\" style=\"left:129px;bottom:1151px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies held for sale </div><div class=\"t s9_433\" id=\"tf_433\" style=\"left:87px;bottom:1133px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">The \ufb01nancial l</div><div class=\"t sa_433\" id=\"tg_433\" style=\"left:169px;bottom:1133px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_433\" id=\"th_433\" style=\"left:188px;bottom:1133px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t sa_433\" id=\"ti_433\" style=\"left:194px;bottom:1133px;letter-spacing:-0.17px;display:inline;\">it</div><div class=\"t s9_433\" id=\"tj_433\" style=\"left:201px;bottom:1133px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies reported below are class</div><div class=\"t sa_433\" id=\"tk_433\" style=\"left:366px;bottom:1133px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_433\" id=\"tl_433\" style=\"left:373px;bottom:1133px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ied under Level 1 $54 m</div><div class=\"t sa_433\" id=\"tm_433\" style=\"left:508px;bottom:1133px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_433\" id=\"tn_433\" style=\"left:517px;bottom:1133px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion (2022: $402m</div><div class=\"t sa_433\" id=\"to_433\" style=\"left:618px;bottom:1133px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_433\" id=\"tp_433\" style=\"left:627px;bottom:1133px;letter-spacing:-0.27px;display:inline;\">ion) and Level 2 $672 m</div><div class=\"t sa_433\" id=\"tq_433\" style=\"left:763px;bottom:1133px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_433\" id=\"tr_433\" style=\"left:772px;bottom:1133px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sa_433\" id=\"ts_433\" style=\"left:87px;bottom:1117px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">(2022: $833 mill</div><div class=\"t s9_433\" id=\"tt_433\" style=\"left:177px;bottom:1117px;letter-spacing:-0.48px;display:inline;\">ion). </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"tu_433\" style=\"left:726px;bottom:1098px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"tx_433\" style=\"left:813px;bottom:1098px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"tv_433\" style=\"left:712px;bottom:1087px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_433\" id=\"tw_433\" style=\"left:734px;bottom:1087px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"ty_433\" style=\"left:800px;bottom:1087px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_433\" id=\"tz_433\" style=\"left:822px;bottom:1087px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_433\" id=\"t10_433\" style=\"left:87px;bottom:1067px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t se_433\" id=\"t11_433\" style=\"left:125px;bottom:1067px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t sd_433\" id=\"t12_433\" style=\"left:145px;bottom:1067px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t se_433\" id=\"t13_433\" style=\"left:164px;bottom:1067px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sd_433\" id=\"t14_433\" style=\"left:170px;bottom:1067px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_433\" id=\"t15_433\" style=\"left:178px;bottom:1067px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies held at fa</div><div class=\"t sd_433\" id=\"t16_433\" style=\"left:251px;bottom:1067px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t17_433\" style=\"left:743px;bottom:1067px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t18_433\" style=\"left:829px;bottom:1067px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t19_433\" style=\"left:100px;bottom:1048px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sg_433\" id=\"t1a_433\" style=\"left:141px;bottom:1048px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sf_433\" id=\"t1b_433\" style=\"left:210px;bottom:1048px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t1c_433\" style=\"left:743px;bottom:1048px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t1d_433\" style=\"left:829px;bottom:1048px;display:inline;\">5 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_433\" id=\"t1e_433\" style=\"left:87px;bottom:1010px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t se_433\" id=\"t1f_433\" style=\"left:125px;bottom:1010px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t sd_433\" id=\"t1g_433\" style=\"left:145px;bottom:1010px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t se_433\" id=\"t1h_433\" style=\"left:164px;bottom:1010px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sd_433\" id=\"t1i_433\" style=\"left:170px;bottom:1010px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t se_433\" id=\"t1j_433\" style=\"left:178px;bottom:1010px;word-spacing:-0.14px;display:inline;\">ies held at amort</div><div class=\"t sd_433\" id=\"t1k_433\" style=\"left:274px;bottom:1010px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t1l_433\" style=\"left:728px;bottom:1010px;letter-spacing:0.06px;display:inline;\">726 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t1m_433\" style=\"left:808px;bottom:1010px;letter-spacing:0.16px;display:inline;\">1,230 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t1n_433\" style=\"left:100px;bottom:991px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Deposits by banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t1o_433\" style=\"left:742px;bottom:991px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t1p_433\" style=\"left:825px;bottom:991px;letter-spacing:-0.08px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t1q_433\" style=\"left:100px;bottom:972px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Customer accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t1r_433\" style=\"left:729px;bottom:972px;letter-spacing:0.11px;display:inline;\">723 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t1s_433\" style=\"left:812px;bottom:972px;letter-spacing:0.05px;display:inline;\">1,213 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t1t_433\" style=\"left:87px;bottom:934px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t sg_433\" id=\"t1u_433\" style=\"left:143px;bottom:934px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_433\" id=\"t1v_433\" style=\"left:149px;bottom:934px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sg_433\" id=\"t1w_433\" style=\"left:156px;bottom:934px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t1x_433\" style=\"left:738px;bottom:934px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t1y_433\" style=\"left:822px;bottom:934px;letter-spacing:0.31px;display:inline;\">64 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t1z_433\" style=\"left:87px;bottom:914px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t sg_433\" id=\"t20_433\" style=\"left:119px;bottom:914px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ions for l</div><div class=\"t sf_433\" id=\"t21_433\" style=\"left:165px;bottom:914px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sg_433\" id=\"t22_433\" style=\"left:183px;bottom:914px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_433\" id=\"t23_433\" style=\"left:188px;bottom:914px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t sg_433\" id=\"t24_433\" style=\"left:196px;bottom:914px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ies and charges </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t25_433\" style=\"left:736px;bottom:914px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t26_433\" style=\"left:829px;bottom:914px;display:inline;\">8 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t27_433\" style=\"left:729px;bottom:895px;letter-spacing:-0.16px;display:inline;\">787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t28_433\" style=\"left:808px;bottom:895px;letter-spacing:0.03px;display:inline;\">1,307 </div></td></tr></table>",
   "dimensions": {
    "concept": "stan:DisclosureOfAssetsHeldForSaleAndAssociatedLiabilitiesExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107828": {
   "value": "21. Assets held for sale and associated liab<div class=\"t sd_432\" id=\"t2b_432\" style=\"left:382px;bottom:826px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s5_432\" id=\"t2c_432\" style=\"left:390px;bottom:826px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t sd_432\" id=\"t2d_432\" style=\"left:401px;bottom:826px;letter-spacing:-0.2px;display:inline;\">ies </div><div class=\"t se_432\" id=\"t2e_432\" style=\"left:78px;bottom:800px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Accounting Policy </div><div class=\"t s6_432\" id=\"t2f_432\" style=\"left:78px;bottom:782px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Upon reclassif</div><div class=\"t sf_432\" id=\"t2g_432\" style=\"left:162px;bottom:782px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_432\" id=\"t2h_432\" style=\"left:185px;bottom:782px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion property, plant and equipment are measured at the lower of their carrying amount and fair value less </div><div class=\"t s6_432\" id=\"t2i_432\" style=\"left:78px;bottom:766px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">costs to sell. Financ</div><div class=\"t sf_432\" id=\"t2j_432\" style=\"left:190px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2k_432\" style=\"left:206px;bottom:766px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments continue to be measured per the accounting polic</div><div class=\"t sf_432\" id=\"t2l_432\" style=\"left:574px;bottom:766px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_432\" id=\"t2m_432\" style=\"left:592px;bottom:766px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in Note 13 Financ</div><div class=\"t sf_432\" id=\"t2n_432\" style=\"left:691px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2o_432\" style=\"left:708px;bottom:766px;letter-spacing:-0.07px;display:inline;\">instruments. </div><div class=\"t s6_432\" id=\"t2p_432\" style=\"left:69px;bottom:733px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The assets below have been presented as held for sale following the approval of Group management and the transactions are </div><div class=\"t s6_432\" id=\"t2q_432\" style=\"left:69px;bottom:717px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">expected to complete in 2024. </div><div class=\"t se_432\" id=\"t2r_432\" style=\"left:69px;bottom:685px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div><div class=\"t sf_432\" id=\"t2s_432\" style=\"left:69px;bottom:667px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The \ufb01nancial assets reported below are class</div><div class=\"t s6_432\" id=\"t2t_432\" style=\"left:334px;bottom:667px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t sf_432\" id=\"t2u_432\" style=\"left:342px;bottom:667px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ied under Level 1 $101 m</div><div class=\"t s6_432\" id=\"t2v_432\" style=\"left:479px;bottom:667px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t2w_432\" style=\"left:488px;bottom:667px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: $345 m</div><div class=\"t s6_432\" id=\"t2x_432\" style=\"left:670px;bottom:667px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t2y_432\" style=\"left:679px;bottom:667px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ion), Level 2 $541 m</div><div class=\"t s6_432\" id=\"t2z_432\" style=\"left:788px;bottom:667px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t30_432\" style=\"left:797px;bottom:667px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s6_432\" id=\"t31_432\" style=\"left:69px;bottom:651px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">(31 December 2022: $946 mill</div><div class=\"t sf_432\" id=\"t32_432\" style=\"left:239px;bottom:651px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">ion) and Level 3 $59 m</div><div class=\"t s6_432\" id=\"t33_432\" style=\"left:369px;bottom:651px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t34_432\" style=\"left:377px;bottom:651px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (31 December 2022: $100 m</div><div class=\"t s6_432\" id=\"t35_432\" style=\"left:559px;bottom:651px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t36_432\" style=\"left:568px;bottom:651px;letter-spacing:-0.48px;display:inline;\">ion). </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_432\" id=\"t37_432\" style=\"left:709px;bottom:633px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_432\" id=\"t3a_432\" style=\"left:796px;bottom:633px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_432\" id=\"t38_432\" style=\"left:694px;bottom:621px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s8_432\" id=\"t39_432\" style=\"left:717px;bottom:621px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_432\" id=\"t3b_432\" style=\"left:783px;bottom:621px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t s9_432\" id=\"t3c_432\" style=\"left:804px;bottom:621px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_432\" id=\"t3d_432\" style=\"left:69px;bottom:601px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_432\" id=\"t3e_432\" style=\"left:108px;bottom:601px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at fa</div><div class=\"t s2_432\" id=\"t3f_432\" style=\"left:218px;bottom:601px;word-spacing:-0.14px;display:inline;\">ir value through pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3g_432\" style=\"left:726px;bottom:601px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3h_432\" style=\"left:812px;bottom:601px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t3i_432\" style=\"left:82px;bottom:582px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3j_432\" style=\"left:726px;bottom:582px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3k_432\" style=\"left:812px;bottom:582px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t3l_432\" style=\"left:82px;bottom:563px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_432\" id=\"t3m_432\" style=\"left:124px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div><div class=\"t sb_432\" id=\"t3n_432\" style=\"left:193px;bottom:563px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">instruments \u2013 Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3o_432\" style=\"left:726px;bottom:563px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3p_432\" style=\"left:814px;bottom:563px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_432\" id=\"t3q_432\" style=\"left:69px;bottom:525px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_432\" id=\"t3r_432\" style=\"left:108px;bottom:525px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">ial assets held at amort</div><div class=\"t s2_432\" id=\"t3s_432\" style=\"left:241px;bottom:525px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3t_432\" style=\"left:713px;bottom:525px;letter-spacing:-0.16px;display:inline;\">701 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3u_432\" style=\"left:791px;bottom:525px;letter-spacing:0.18px;display:inline;\">1,388 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t3v_432\" style=\"left:82px;bottom:506px;word-spacing:-0.13px;display:inline;\">Cash and balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3w_432\" style=\"left:710px;bottom:506px;letter-spacing:0.18px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t3x_432\" style=\"left:798px;bottom:506px;letter-spacing:0.05px;display:inline;\">423 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t3y_432\" style=\"left:82px;bottom:487px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t3z_432\" style=\"left:717px;bottom:487px;letter-spacing:0.15px;display:inline;\">24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t40_432\" style=\"left:807px;bottom:487px;letter-spacing:-0.02px;display:inline;\">81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t41_432\" style=\"left:82px;bottom:468px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t42_432\" style=\"left:713px;bottom:468px;letter-spacing:0.07px;display:inline;\">251 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t43_432\" style=\"left:797px;bottom:468px;letter-spacing:0.07px;display:inline;\">508 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t44_432\" style=\"left:82px;bottom:449px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s4_432\" id=\"t45_432\" style=\"left:150px;bottom:449px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ies held at amort</div><div class=\"t sb_432\" id=\"t46_432\" style=\"left:245px;bottom:449px;word-spacing:-0.14px;display:inline;\">ised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t47_432\" style=\"left:712px;bottom:449px;letter-spacing:0.11px;display:inline;\">180 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t48_432\" style=\"left:800px;bottom:449px;letter-spacing:-0.5px;display:inline;\">376 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_432\" id=\"t49_432\" style=\"left:69px;bottom:411px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Goodwill and intang</div><div class=\"t s4_432\" id=\"t4a_432\" style=\"left:184px;bottom:411px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ible assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4b_432\" style=\"left:726px;bottom:411px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4c_432\" style=\"left:811px;bottom:411px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_432\" id=\"t4d_432\" style=\"left:69px;bottom:392px;word-spacing:-0.14px;display:inline;\">Property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4e_432\" style=\"left:718px;bottom:392px;letter-spacing:-0.13px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4f_432\" style=\"left:802px;bottom:392px;letter-spacing:-0.52px;display:inline;\">174 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t4g_432\" style=\"left:82px;bottom:373px;letter-spacing:-0.09px;display:inline;\">Vessels </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4h_432\" style=\"left:717px;bottom:373px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4i_432\" style=\"left:801px;bottom:373px;letter-spacing:-0.01px;display:inline;\">133 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t4j_432\" style=\"left:82px;bottom:354px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4k_432\" style=\"left:720px;bottom:354px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4l_432\" style=\"left:807px;bottom:354px;letter-spacing:-0.49px;display:inline;\">41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_432\" id=\"t4m_432\" style=\"left:69px;bottom:334px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4n_432\" style=\"left:717px;bottom:334px;letter-spacing:-0.23px;display:inline;\">49 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4o_432\" style=\"left:805px;bottom:334px;letter-spacing:0.15px;display:inline;\">56 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_432\" id=\"t4p_432\" style=\"left:709px;bottom:315px;letter-spacing:0.1px;display:inline;\">809 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_432\" id=\"t4q_432\" style=\"left:792px;bottom:315px;display:inline;\">1,625 </div></td></tr></table><div class=\"t s6_432\" id=\"t4r_432\" style=\"left:69px;bottom:286px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">During the year, the aviat</div><div class=\"t sf_432\" id=\"t4s_432\" style=\"left:219px;bottom:286px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s6_432\" id=\"t4t_432\" style=\"left:311px;bottom:286px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing business, which held 99 commercial aircraft, was classif</div><div class=\"t sf_432\" id=\"t4u_432\" style=\"left:658px;bottom:286px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied as held for sale. </div><div class=\"t s6_432\" id=\"t4v_432\" style=\"left:69px;bottom:270px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The business was sold to AviLease for a considerat</div><div class=\"t sf_432\" id=\"t4w_432\" style=\"left:366px;bottom:270px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of $3,570 m</div><div class=\"t s6_432\" id=\"t4x_432\" style=\"left:455px;bottom:270px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t sf_432\" id=\"t4y_432\" style=\"left:463px;bottom:270px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, and the Group recorded a ga</div><div class=\"t s6_432\" id=\"t4z_432\" style=\"left:660px;bottom:270px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in on sale of $309 mill</div><div class=\"t sf_432\" id=\"t50_432\" style=\"left:785px;bottom:270px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s6_432\" id=\"t51_432\" style=\"left:69px;bottom:254px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In addit</div><div class=\"t sf_432\" id=\"t52_432\" style=\"left:115px;bottom:254px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, vessels w</div><div class=\"t s6_432\" id=\"t53_432\" style=\"left:192px;bottom:254px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ith a carrying value of $83 mill</div><div class=\"t sf_432\" id=\"t54_432\" style=\"left:367px;bottom:254px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion were sold (2022: n</div><div class=\"t s6_432\" id=\"t55_432\" style=\"left:494px;bottom:254px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">il) and the Group exited Jordan as part of the exit of </div><div class=\"t s6_432\" id=\"t56_432\" style=\"left:69px;bottom:237px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">AME regions ($108 mill</div><div class=\"t sf_432\" id=\"t57_432\" style=\"left:202px;bottom:237px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ion carry</div><div class=\"t s6_432\" id=\"t58_432\" style=\"left:253px;bottom:237px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing value, with a $8 mill</div><div class=\"t sf_432\" id=\"t59_432\" style=\"left:389px;bottom:237px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion ga</div>in on sale).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107836": {
   "value": "Accounting Policy <div class=\"t s6_432\" id=\"t2f_432\" style=\"left:78px;bottom:782px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Upon reclassif</div><div class=\"t sf_432\" id=\"t2g_432\" style=\"left:162px;bottom:782px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_432\" id=\"t2h_432\" style=\"left:185px;bottom:782px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion property, plant and equipment are measured at the lower of their carrying amount and fair value less </div><div class=\"t s6_432\" id=\"t2i_432\" style=\"left:78px;bottom:766px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">costs to sell. Financ</div><div class=\"t sf_432\" id=\"t2j_432\" style=\"left:190px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2k_432\" style=\"left:206px;bottom:766px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments continue to be measured per the accounting polic</div><div class=\"t sf_432\" id=\"t2l_432\" style=\"left:574px;bottom:766px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_432\" id=\"t2m_432\" style=\"left:592px;bottom:766px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in Note 13 Financ</div><div class=\"t sf_432\" id=\"t2n_432\" style=\"left:691px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForAssetsHeldForSaleAndAssociatedLiabilitiesExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f107837": {
   "value": "Accounting Policy <div class=\"t s6_432\" id=\"t2f_432\" style=\"left:78px;bottom:782px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Upon reclassif</div><div class=\"t sf_432\" id=\"t2g_432\" style=\"left:162px;bottom:782px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_432\" id=\"t2h_432\" style=\"left:185px;bottom:782px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion property, plant and equipment are measured at the lower of their carrying amount and fair value less </div><div class=\"t s6_432\" id=\"t2i_432\" style=\"left:78px;bottom:766px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">costs to sell. Financ</div><div class=\"t sf_432\" id=\"t2j_432\" style=\"left:190px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_432\" id=\"t2k_432\" style=\"left:206px;bottom:766px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">instruments continue to be measured per the accounting polic</div><div class=\"t sf_432\" id=\"t2l_432\" style=\"left:574px;bottom:766px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_432\" id=\"t2m_432\" style=\"left:592px;bottom:766px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in Note 13 Financ</div><div class=\"t sf_432\" id=\"t2n_432\" style=\"left:691px;bottom:766px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108156": {
   "value": "22. Debt securit<div class=\"t s5_433\" id=\"t2a_433\" style=\"left:202px;bottom:854px;letter-spacing:-0.2px;display:inline;\">ies </div><div class=\"t s4_433\" id=\"t2b_433\" style=\"left:225px;bottom:854px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\">in issue </div><div class=\"t s7_433\" id=\"t2c_433\" style=\"left:95px;bottom:828px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t sa_433\" id=\"t2d_433\" style=\"left:95px;bottom:810px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s9_433\" id=\"t2e_433\" style=\"left:230px;bottom:810px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t sa_433\" id=\"t2f_433\" style=\"left:246px;bottom:810px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">instruments for the relevant accounting policy. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_433\" id=\"t2g_433\" style=\"left:430px;bottom:783px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sb_433\" id=\"t2h_433\" style=\"left:699px;bottom:783px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2i_433\" style=\"left:338px;bottom:766px;letter-spacing:-0.01px;display:inline;\">Certif</div><div class=\"t s3_433\" id=\"t2j_433\" style=\"left:366px;bottom:766px;display:inline;\">icates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t2y_433\" style=\"left:609px;bottom:766px;letter-spacing:0.01px;display:inline;\">Certif</div><div class=\"t sc_433\" id=\"t2z_433\" style=\"left:635px;bottom:766px;letter-spacing:-0.05px;display:inline;\">icates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2k_433\" style=\"left:347px;bottom:755px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of deposit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2p_433\" style=\"left:428px;bottom:755px;letter-spacing:-0.02px;word-spacing:-0.22px;display:inline;\">Other debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t30_433\" style=\"left:616px;bottom:755px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">of deposit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t35_433\" style=\"left:698px;bottom:755px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Other debt </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2l_433\" style=\"left:337px;bottom:743px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">of $100,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2q_433\" style=\"left:436px;bottom:743px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t s3_433\" id=\"t2r_433\" style=\"left:468px;bottom:743px;letter-spacing:0.01px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t31_433\" style=\"left:608px;bottom:743px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">of $100,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t36_433\" style=\"left:706px;bottom:743px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sc_433\" id=\"t37_433\" style=\"left:737px;bottom:743px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2m_433\" style=\"left:358px;bottom:732px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">or more </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2s_433\" style=\"left:447px;bottom:732px;letter-spacing:-0.02px;word-spacing:-0.2px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2v_433\" style=\"left:543px;bottom:732px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t32_433\" style=\"left:627px;bottom:732px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">or more </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t38_433\" style=\"left:716px;bottom:732px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t3b_433\" style=\"left:812px;bottom:732px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2n_433\" style=\"left:357px;bottom:720px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_433\" id=\"t2o_433\" style=\"left:379px;bottom:720px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2t_433\" style=\"left:443px;bottom:720px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_433\" id=\"t2u_433\" style=\"left:466px;bottom:720px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t2w_433\" style=\"left:530px;bottom:720px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_433\" id=\"t2x_433\" style=\"left:553px;bottom:720px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t33_433\" style=\"left:627px;bottom:720px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_433\" id=\"t34_433\" style=\"left:648px;bottom:720px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t39_433\" style=\"left:714px;bottom:720px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_433\" id=\"t3a_433\" style=\"left:735px;bottom:720px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t3c_433\" style=\"left:800px;bottom:720px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_433\" id=\"t3d_433\" style=\"left:822px;bottom:720px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t3e_433\" style=\"left:87px;bottom:700px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sg_433\" id=\"t3f_433\" style=\"left:155px;bottom:700px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sf_433\" id=\"t3g_433\" style=\"left:172px;bottom:700px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t3h_433\" style=\"left:359px;bottom:700px;letter-spacing:0.14px;display:inline;\">15,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t3i_433\" style=\"left:445px;bottom:700px;letter-spacing:-0.31px;display:inline;\">47,013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t3j_433\" style=\"left:528px;bottom:700px;letter-spacing:0.17px;display:inline;\">62,546 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t3k_433\" style=\"left:627px;bottom:700px;letter-spacing:0.04px;display:inline;\">23,457 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t3l_433\" style=\"left:716px;bottom:700px;letter-spacing:-0.35px;display:inline;\">37,785 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t3m_433\" style=\"left:803px;bottom:700px;letter-spacing:-0.14px;display:inline;\">61,242 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t3n_433\" style=\"left:87px;bottom:681px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sg_433\" id=\"t3o_433\" style=\"left:155px;bottom:681px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sf_433\" id=\"t3p_433\" style=\"left:172px;bottom:681px;word-spacing:-0.14px;display:inline;\">in issue included with</div><div class=\"t sg_433\" id=\"t3q_433\" style=\"left:290px;bottom:681px;letter-spacing:-0.17px;display:inline;\">in: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"2\" style=\"text-align: left;\"><div class=\"t sf_433\" id=\"t3r_433\" style=\"left:87px;bottom:662px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_433\" id=\"t3s_433\" style=\"left:124px;bottom:662px;letter-spacing:-0.11px;word-spacing:-0.06px;display:inline;\">ial l</div><div class=\"t sf_433\" id=\"t3t_433\" style=\"left:142px;bottom:662px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t sg_433\" id=\"t3u_433\" style=\"left:160px;bottom:662px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sf_433\" id=\"t3v_433\" style=\"left:166px;bottom:662px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sg_433\" id=\"t3w_433\" style=\"left:173px;bottom:662px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ies held at fa</div><div class=\"t sf_433\" id=\"t3x_433\" style=\"left:244px;bottom:662px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">ir value </div><div class=\"t sf_433\" id=\"t3y_433\" style=\"left:87px;bottom:648px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">through pro\ufb01t or loss (Note13) </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t sd_433\" id=\"t3z_433\" style=\"left:388px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t sd_433\" id=\"t40_433\" style=\"left:446px;bottom:648px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t sd_433\" id=\"t41_433\" style=\"left:533px;bottom:648px;letter-spacing:-0.03px;display:inline;\">10,817 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t sf_433\" id=\"t42_433\" style=\"left:656px;bottom:648px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t sf_433\" id=\"t43_433\" style=\"left:720px;bottom:648px;letter-spacing:0.14px;display:inline;\">8,572 </div></td><td colspan=\"1\" rowspan=\"2\" style=\"text-align: right;\"> <div class=\"t sf_433\" id=\"t44_433\" style=\"left:806px;bottom:648px;letter-spacing:0.14px;display:inline;\">8,572 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_433\" id=\"t45_433\" style=\"left:87px;bottom:628px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">Total debt securit</div><div class=\"t se_433\" id=\"t46_433\" style=\"left:187px;bottom:628px;letter-spacing:0.03px;display:inline;\">ies </div> <div class=\"t sd_433\" id=\"t47_433\" style=\"left:205px;bottom:628px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t48_433\" style=\"left:359px;bottom:628px;letter-spacing:0.14px;display:inline;\">15,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t49_433\" style=\"left:443px;bottom:628px;letter-spacing:-0.19px;display:inline;\">57,830 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t4a_433\" style=\"left:529px;bottom:628px;letter-spacing:0.17px;display:inline;\">73,363 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t4b_433\" style=\"left:627px;bottom:628px;letter-spacing:0.04px;display:inline;\">23,457 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t4c_433\" style=\"left:713px;bottom:628px;letter-spacing:0.17px;display:inline;\">46,357 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t4d_433\" style=\"left:802px;bottom:628px;letter-spacing:-0.22px;display:inline;\">69,814 </div></td></tr></table><div class=\"t sa_433\" id=\"t4e_433\" style=\"left:87px;bottom:599px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">In 2023, the Company issued a total of $8.1 bill</div><div class=\"t s9_433\" id=\"t4f_433\" style=\"left:355px;bottom:599px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion sen</div><div class=\"t sa_433\" id=\"t4g_433\" style=\"left:396px;bottom:599px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ior notes for general business purposes of the Group as shown below: </div><div class=\"t sd_433\" id=\"t4h_433\" style=\"left:87px;bottom:577px;letter-spacing:0.05px;display:inline;\">Securit</div><div class=\"t se_433\" id=\"t4i_433\" style=\"left:127px;bottom:577px;letter-spacing:0.05px;display:inline;\">ies </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_433\" id=\"t4j_433\" style=\"left:798px;bottom:578px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_433\" id=\"t4k_433\" style=\"left:821px;bottom:578px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t4l_433\" style=\"left:87px;bottom:558px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1,000 mill</div><div class=\"t sg_433\" id=\"t4m_433\" style=\"left:145px;bottom:558px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t4n_433\" style=\"left:242px;bottom:558px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">ior notes due 2027 (callable 2026) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t4o_433\" style=\"left:803px;bottom:558px;letter-spacing:0.07px;display:inline;\">1,000 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t4p_433\" style=\"left:87px;bottom:539px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">EUR 1,000 mill</div><div class=\"t sg_433\" id=\"t4q_433\" style=\"left:164px;bottom:539px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t4r_433\" style=\"left:261px;bottom:539px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">ior notes due 2031 (callable 2030) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t4s_433\" style=\"left:808px;bottom:539px;letter-spacing:-0.04px;display:inline;\">1,105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t4t_433\" style=\"left:87px;bottom:520px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">HKD 784 mill</div><div class=\"t sg_433\" id=\"t4u_433\" style=\"left:158px;bottom:520px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t4v_433\" style=\"left:255px;bottom:520px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">ior notes due 2026 (callable 2025) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t4w_433\" style=\"left:815px;bottom:520px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t4x_433\" style=\"left:87px;bottom:501px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1,000 mill</div><div class=\"t sg_433\" id=\"t4y_433\" style=\"left:145px;bottom:501px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t4z_433\" style=\"left:242px;bottom:501px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ior notes due 2034 (callable 2033) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t50_433\" style=\"left:803px;bottom:501px;letter-spacing:0.07px;display:inline;\">1,000 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t51_433\" style=\"left:87px;bottom:482px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1,000 mill</div><div class=\"t sg_433\" id=\"t52_433\" style=\"left:145px;bottom:482px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t53_433\" style=\"left:242px;bottom:482px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">ior notes due 2027 (callable 2026) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t54_433\" style=\"left:803px;bottom:482px;letter-spacing:0.07px;display:inline;\">1,000 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t55_433\" style=\"left:87px;bottom:463px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$500 mill</div><div class=\"t sg_433\" id=\"t56_433\" style=\"left:137px;bottom:463px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sf_433\" id=\"t57_433\" style=\"left:184px;bottom:463px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ing-rate senior notes due 2027 (callable 2026) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t58_433\" style=\"left:813px;bottom:463px;letter-spacing:0.1px;display:inline;\">500 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t59_433\" style=\"left:87px;bottom:444px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">$400 mill</div><div class=\"t sg_433\" id=\"t5a_433\" style=\"left:138px;bottom:444px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sf_433\" id=\"t5b_433\" style=\"left:185px;bottom:444px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">ing-rate senior notes due 2028 (callable 2027) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t5c_433\" style=\"left:812px;bottom:444px;letter-spacing:0.15px;display:inline;\">400 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t5d_433\" style=\"left:87px;bottom:425px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">$1,500 mill</div><div class=\"t sg_433\" id=\"t5e_433\" style=\"left:144px;bottom:425px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t5f_433\" style=\"left:241px;bottom:425px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">ior notes due 2029 (callable 2028) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t5g_433\" style=\"left:804px;bottom:425px;letter-spacing:0.15px;display:inline;\">1,500 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t5h_433\" style=\"left:87px;bottom:406px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$750 mill</div><div class=\"t sg_433\" id=\"t5i_433\" style=\"left:136px;bottom:406px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t5j_433\" style=\"left:233px;bottom:406px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">ior notes due 2030 (callable 2029) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t5k_433\" style=\"left:814px;bottom:406px;letter-spacing:0.02px;display:inline;\">750 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t5l_433\" style=\"left:87px;bottom:387px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$750 mill</div><div class=\"t sg_433\" id=\"t5m_433\" style=\"left:136px;bottom:387px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t5n_433\" style=\"left:233px;bottom:387px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ior notes due 2028 (callable 2027) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t5o_433\" style=\"left:814px;bottom:387px;letter-spacing:0.02px;display:inline;\">750 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_433\" id=\"t5p_433\" style=\"left:87px;bottom:368px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Total senior notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_433\" id=\"t5q_433\" style=\"left:806px;bottom:368px;letter-spacing:-0.04px;display:inline;\">8,105 </div></td></tr></table><div class=\"t sa_433\" id=\"t5r_433\" style=\"left:87px;bottom:338px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In 2022, the Company issued a total of $5.2 bill</div><div class=\"t s9_433\" id=\"t5s_433\" style=\"left:358px;bottom:338px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion sen</div><div class=\"t sa_433\" id=\"t5t_433\" style=\"left:399px;bottom:338px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ior notes for general business purposes of the Group as shown below: </div><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_433\" id=\"t5u_433\" style=\"left:87px;bottom:316px;letter-spacing:0.05px;display:inline;\">Securit</div><div class=\"t se_433\" id=\"t5v_433\" style=\"left:127px;bottom:316px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_433\" id=\"t5w_433\" style=\"left:800px;bottom:317px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_433\" id=\"t5x_433\" style=\"left:822px;bottom:317px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t5y_433\" style=\"left:87px;bottom:297px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">CNH 1,100 mill</div><div class=\"t sg_433\" id=\"t5z_433\" style=\"left:164px;bottom:297px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t60_433\" style=\"left:261px;bottom:297px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">ior notes due 2026 (callable 2025) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t61_433\" style=\"left:818px;bottom:297px;letter-spacing:0.07px;display:inline;\">158 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t62_433\" style=\"left:87px;bottom:278px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">$1,250 mill</div><div class=\"t sg_433\" id=\"t63_433\" style=\"left:143px;bottom:278px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t64_433\" style=\"left:240px;bottom:278px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ior notes due 2028 (callable 2027) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t65_433\" style=\"left:808px;bottom:278px;letter-spacing:0.11px;display:inline;\">1,250 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t66_433\" style=\"left:87px;bottom:259px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1,000 mill</div><div class=\"t sg_433\" id=\"t67_433\" style=\"left:145px;bottom:259px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t68_433\" style=\"left:242px;bottom:259px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">ior notes due 2026 (callable 2025) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t69_433\" style=\"left:805px;bottom:259px;letter-spacing:0.04px;display:inline;\">1,000 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t6a_433\" style=\"left:87px;bottom:240px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$500 mill</div><div class=\"t sg_433\" id=\"t6b_433\" style=\"left:137px;bottom:240px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sf_433\" id=\"t6c_433\" style=\"left:184px;bottom:240px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">ing-rate senior notes due 2026 (callable 2025) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t6d_433\" style=\"left:813px;bottom:240px;letter-spacing:0.09px;display:inline;\">500 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t6e_433\" style=\"left:87px;bottom:221px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SGD 255 mill</div><div class=\"t sg_433\" id=\"t6f_433\" style=\"left:156px;bottom:221px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t6g_433\" style=\"left:253px;bottom:221px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">ior notes due 2033 (callable 2032) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t6h_433\" style=\"left:817px;bottom:221px;letter-spacing:-0.03px;display:inline;\">190 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t6i_433\" style=\"left:87px;bottom:202px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">HKD 800 mill</div><div class=\"t sg_433\" id=\"t6j_433\" style=\"left:160px;bottom:202px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t6k_433\" style=\"left:257px;bottom:202px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">ior notes due 2025 (callable 2024) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t6l_433\" style=\"left:817px;bottom:202px;letter-spacing:-0.1px;display:inline;\">102 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t6m_433\" style=\"left:87px;bottom:183px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1,000 mill</div><div class=\"t sg_433\" id=\"t6n_433\" style=\"left:145px;bottom:183px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t6o_433\" style=\"left:242px;bottom:183px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">ior notes due 2025 (callable 2024) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t6p_433\" style=\"left:805px;bottom:183px;letter-spacing:0.04px;display:inline;\">1,000 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_433\" id=\"t6q_433\" style=\"left:87px;bottom:164px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1,000 mill</div><div class=\"t sg_433\" id=\"t6r_433\" style=\"left:145px;bottom:164px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion \ufb01xed-rate sen</div><div class=\"t sf_433\" id=\"t6s_433\" style=\"left:242px;bottom:164px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ior notes due 2028 (callable 2027) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t6t_433\" style=\"left:805px;bottom:164px;letter-spacing:0.04px;display:inline;\">1,000 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_433\" id=\"t6u_433\" style=\"left:87px;bottom:145px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Total senior notes issued </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_433\" id=\"t6v_433\" style=\"left:804px;bottom:145px;letter-spacing:0.07px;display:inline;\">5,200 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108162": {
   "value": "Accounting policy <div class=\"t sa_433\" id=\"t2d_433\" style=\"left:95px;bottom:810px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s9_433\" id=\"t2e_433\" style=\"left:230px;bottom:810px;letter-spacing:-0.19px;display:inline;\">ial </div>instruments for the relevant accounting policy.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForDebtSecuritiesInIssueExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108489": {
   "value": "23. Other liab<div class=\"t s6_434\" id=\"t8_434\" style=\"left:170px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s5_434\" id=\"t9_434\" style=\"left:178px;bottom:1180px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t s6_434\" id=\"ta_434\" style=\"left:188px;bottom:1180px;letter-spacing:-0.2px;display:inline;\">ies </div><div class=\"t s7_434\" id=\"tb_434\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_434\" id=\"tc_434\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s9_434\" id=\"td_434\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_434\" id=\"te_434\" style=\"left:229px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instruments for the relevant accounting policy for \ufb01nanc</div><div class=\"t s9_434\" id=\"tf_434\" style=\"left:559px;bottom:1136px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s8_434\" id=\"tg_434\" style=\"left:579px;bottom:1136px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"th_434\" style=\"left:598px;bottom:1136px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"ti_434\" style=\"left:604px;bottom:1136px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"tj_434\" style=\"left:611px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies, Note 19 Leased assets for the </div><div class=\"t s8_434\" id=\"tk_434\" style=\"left:78px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">accounting policy for leases, and Note 31 Share-based payments for the accounting policy for cash-settled share-based </div><div class=\"t s9_434\" id=\"tl_434\" style=\"left:78px;bottom:1104px;letter-spacing:-0.05px;display:inline;\">payments. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"tm_434\" style=\"left:709px;bottom:1077px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_434\" id=\"tp_434\" style=\"left:796px;bottom:1077px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"tn_434\" style=\"left:694px;bottom:1066px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"to_434\" style=\"left:717px;bottom:1066px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"tq_434\" style=\"left:783px;bottom:1066px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"tr_434\" style=\"left:804px;bottom:1066px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_434\" id=\"ts_434\" style=\"left:69px;bottom:1046px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_434\" id=\"tt_434\" style=\"left:108px;bottom:1046px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s2_434\" id=\"tu_434\" style=\"left:127px;bottom:1046px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_434\" id=\"tv_434\" style=\"left:146px;bottom:1046px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_434\" id=\"tw_434\" style=\"left:153px;bottom:1046px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_434\" id=\"tx_434\" style=\"left:161px;bottom:1046px;word-spacing:-0.14px;display:inline;\">ies held at amort</div><div class=\"t s2_434\" id=\"ty_434\" style=\"left:257px;bottom:1046px;word-spacing:-0.15px;display:inline;\">ised cost (Note 13) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t se_434\" id=\"tz_434\" style=\"left:82px;bottom:1027px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Notes in circulat</div><div class=\"t s4_434\" id=\"t10_434\" style=\"left:172px;bottom:1027px;letter-spacing:-0.02px;display:inline;\">ion </div><div class=\"t sf_434\" id=\"t11_434\" style=\"vertical-align: super;left:189px;bottom:1033px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t12_434\" style=\"left:700px;bottom:1027px;letter-spacing:0.17px;display:inline;\">6,568 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t13_434\" style=\"left:793px;bottom:1027px;letter-spacing:-0.47px;display:inline;\">7,106 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_434\" id=\"t14_434\" style=\"left:82px;bottom:1007px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Acceptances and endorsements </div><div class=\"t sf_434\" id=\"t15_434\" style=\"left:264px;bottom:1014px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t16_434\" style=\"left:700px;bottom:1007px;letter-spacing:0.2px;display:inline;\">5,386 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t17_434\" style=\"left:788px;bottom:1007px;letter-spacing:0.13px;display:inline;\">5,264 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_434\" id=\"t18_434\" style=\"left:82px;bottom:988px;word-spacing:-0.14px;display:inline;\">Cash collateral </div><div class=\"t sf_434\" id=\"t19_434\" style=\"vertical-align: super;left:166px;bottom:995px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t1a_434\" style=\"left:697px;bottom:988px;letter-spacing:0.17px;display:inline;\">8,440 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t1b_434\" style=\"left:789px;bottom:988px;letter-spacing:-0.22px;display:inline;\">9,206 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_434\" id=\"t1c_434\" style=\"left:82px;bottom:969px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Property leases </div><div class=\"t sf_434\" id=\"t1d_434\" style=\"vertical-align: super;left:168px;bottom:976px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t1e_434\" style=\"left:701px;bottom:969px;letter-spacing:0.06px;display:inline;\">1,054 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t1f_434\" style=\"left:791px;bottom:969px;letter-spacing:-0.09px;display:inline;\">1,029 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t se_434\" id=\"t1g_434\" style=\"left:82px;bottom:950px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Equipment leases </div><div class=\"t sf_434\" id=\"t1h_434\" style=\"vertical-align: super;left:182px;bottom:957px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t1i_434\" style=\"left:724px;bottom:950px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t1j_434\" style=\"left:811px;bottom:950px;display:inline;\">8 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_434\" id=\"t1k_434\" style=\"left:82px;bottom:931px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Unsettled trades and other \ufb01nancial l</div><div class=\"t se_434\" id=\"t1l_434\" style=\"left:290px;bottom:931px;letter-spacing:-0.02px;display:inline;\">iab</div><div class=\"t s4_434\" id=\"t1m_434\" style=\"left:308px;bottom:931px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_434\" id=\"t1n_434\" style=\"left:314px;bottom:931px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_434\" id=\"t1o_434\" style=\"left:321px;bottom:931px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t1p_434\" style=\"left:702px;bottom:931px;letter-spacing:-0.24px;display:inline;\">17,211 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t1q_434\" style=\"left:781px;bottom:931px;letter-spacing:-0.03px;display:inline;\">20,302 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t1r_434\" style=\"left:693px;bottom:912px;letter-spacing:0.15px;display:inline;\">38,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t1s_434\" style=\"left:785px;bottom:912px;letter-spacing:-0.1px;display:inline;\">42,915 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_434\" id=\"t1t_434\" style=\"left:69px;bottom:893px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Non-\ufb01nancial l</div><div class=\"t s2_434\" id=\"t1u_434\" style=\"left:155px;bottom:893px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s3_434\" id=\"t1v_434\" style=\"left:173px;bottom:893px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_434\" id=\"t1w_434\" style=\"left:180px;bottom:893px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_434\" id=\"t1x_434\" style=\"left:188px;bottom:893px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_434\" id=\"t1y_434\" style=\"left:82px;bottom:874px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Cash-settled share-based payments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t1z_434\" style=\"left:712px;bottom:874px;letter-spacing:-0.04px;display:inline;\">102 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t20_434\" style=\"left:807px;bottom:874px;letter-spacing:-0.02px;display:inline;\">81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t21_434\" style=\"left:82px;bottom:855px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_434\" id=\"t22_434\" style=\"left:139px;bottom:855px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_434\" id=\"t23_434\" style=\"left:144px;bottom:855px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_434\" id=\"t24_434\" style=\"left:152px;bottom:855px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t25_434\" style=\"left:710px;bottom:855px;letter-spacing:0.11px;display:inline;\">456 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t26_434\" style=\"left:801px;bottom:855px;letter-spacing:0.02px;display:inline;\">531 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t27_434\" style=\"left:697px;bottom:836px;letter-spacing:-0.08px;display:inline;\">39,221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t28_434\" style=\"left:783px;bottom:836px;letter-spacing:0.06px;display:inline;\">43,527 </div></td></tr>\n                                        </table><div class=\"t sc_434\" id=\"t29_434\" style=\"left:69px;bottom:812px;display:inline;\">1 </div><div class=\"t sd_434\" id=\"t2a_434\" style=\"left:82px;bottom:812px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Hong Kong currency notes in circulat</div><div class=\"t sc_434\" id=\"t2b_434\" style=\"left:250px;bottom:812px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ion of $6,568 m</div><div class=\"t sd_434\" id=\"t2c_434\" style=\"left:320px;bottom:812px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_434\" id=\"t2d_434\" style=\"left:326px;bottom:812px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $7,106 m</div><div class=\"t sd_434\" id=\"t2e_434\" style=\"left:472px;bottom:812px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sc_434\" id=\"t2f_434\" style=\"left:479px;bottom:812px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion) that are secured by the Government of Hong Kong SAR cert</div><div class=\"t sd_434\" id=\"t2g_434\" style=\"left:771px;bottom:812px;letter-spacing:-0.06px;display:inline;\">if</div><div class=\"t sc_434\" id=\"t2h_434\" style=\"left:777px;bottom:812px;letter-spacing:-0.05px;display:inline;\">icates </div><div class=\"t sd_434\" id=\"t2i_434\" style=\"left:82px;bottom:801px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">of indebtedness of the same amount included in Other assets (Note 20) </div><div class=\"t sc_434\" id=\"t2j_434\" style=\"left:69px;bottom:784px;display:inline;\">2 </div><div class=\"t sd_434\" id=\"t2k_434\" style=\"left:82px;bottom:784px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes early receipts of funds ($60m) from customer, whereas corresponding liab</div><div class=\"t sc_434\" id=\"t2l_434\" style=\"left:460px;bottom:784px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sd_434\" id=\"t2m_434\" style=\"left:464px;bottom:784px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ity is due in Jan\u201924 </div><div class=\"t sc_434\" id=\"t2n_434\" style=\"left:69px;bottom:766px;display:inline;\">3 </div><div class=\"t sd_434\" id=\"t2o_434\" style=\"left:82px;bottom:766px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Cash collateral are margins received against collateralize net derivat</div><div class=\"t sc_434\" id=\"t2p_434\" style=\"left:398px;bottom:766px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ive mark-to-market (MTM) pos</div><div class=\"t sd_434\" id=\"t2q_434\" style=\"left:540px;bottom:766px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sc_434\" id=\"t2r_434\" style=\"left:546px;bottom:766px;letter-spacing:-0.03px;display:inline;\">ions </div><div class=\"t sc_434\" id=\"t2s_434\" style=\"left:69px;bottom:749px;display:inline;\">4 </div><div class=\"t sc_434\" id=\"t2t_434\" style=\"left:82px;bottom:749px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Other \ufb01nancial l</div><div class=\"t sd_434\" id=\"t2u_434\" style=\"left:156px;bottom:749px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t sc_434\" id=\"t2v_434\" style=\"left:171px;bottom:749px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sd_434\" id=\"t2w_434\" style=\"left:175px;bottom:749px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sc_434\" id=\"t2x_434\" style=\"left:181px;bottom:749px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t sd_434\" id=\"t2y_434\" style=\"left:196px;bottom:749px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">include the present value of lease liab</div><div class=\"t sc_434\" id=\"t2z_434\" style=\"left:368px;bottom:749px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sd_434\" id=\"t30_434\" style=\"left:372px;bottom:749px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sc_434\" id=\"t31_434\" style=\"left:379px;bottom:749px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">ies, as requ</div>ired by IFRS 16 from 1 January 2019; refer to Note 19",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108496": {
   "value": "Accounting policy <div class=\"t s8_434\" id=\"tc_434\" style=\"left:78px;bottom:1136px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Refer to Note 13 Financ</div><div class=\"t s9_434\" id=\"td_434\" style=\"left:212px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_434\" id=\"te_434\" style=\"left:229px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">instruments for the relevant accounting policy for \ufb01nanc</div><div class=\"t s9_434\" id=\"tf_434\" style=\"left:559px;bottom:1136px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s8_434\" id=\"tg_434\" style=\"left:579px;bottom:1136px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"th_434\" style=\"left:598px;bottom:1136px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"ti_434\" style=\"left:604px;bottom:1136px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"tj_434\" style=\"left:611px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies, Note 19 Leased assets for the </div><div class=\"t s8_434\" id=\"tk_434\" style=\"left:78px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">accounting policy for leases, and Note 31 Share-based payments for the accounting policy for cash-settled share-based </div>payments.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForOtherLiabilitiesExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108659": {
   "value": "24. Provis<div class=\"t s6_434\" id=\"t34_434\" style=\"left:140px;bottom:714px;letter-spacing:-0.23px;word-spacing:-0.07px;display:inline;\">ions for l</div><div class=\"t s5_434\" id=\"t35_434\" style=\"left:202px;bottom:714px;letter-spacing:-0.27px;display:inline;\">iab</div><div class=\"t s6_434\" id=\"t36_434\" style=\"left:226px;bottom:714px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s5_434\" id=\"t37_434\" style=\"left:234px;bottom:714px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t s6_434\" id=\"t38_434\" style=\"left:245px;bottom:714px;letter-spacing:-0.22px;word-spacing:-0.09px;display:inline;\">ies and charges </div><div class=\"t s7_434\" id=\"t39_434\" style=\"left:78px;bottom:689px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_434\" id=\"t3a_434\" style=\"left:78px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The recognit</div><div class=\"t s9_434\" id=\"t3b_434\" style=\"left:153px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and measurement of prov</div><div class=\"t s8_434\" id=\"t3c_434\" style=\"left:328px;bottom:670px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_434\" id=\"t3d_434\" style=\"left:337px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions for l</div><div class=\"t s8_434\" id=\"t3e_434\" style=\"left:385px;bottom:670px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"t3f_434\" style=\"left:404px;bottom:670px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"t3g_434\" style=\"left:410px;bottom:670px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"t3h_434\" style=\"left:418px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and charges requ</div><div class=\"t s8_434\" id=\"t3i_434\" style=\"left:540px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ires sign</div><div class=\"t s9_434\" id=\"t3j_434\" style=\"left:587px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and the use of </div><div class=\"t s8_434\" id=\"t3k_434\" style=\"left:78px;bottom:654px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimates about uncertain future condit</div><div class=\"t s9_434\" id=\"t3l_434\" style=\"left:314px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions or events. </div><div class=\"t s8_434\" id=\"t3m_434\" style=\"left:78px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Estimates include the best estimate of the probabil</div><div class=\"t s9_434\" id=\"t3n_434\" style=\"left:379px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of out\ufb02ow of econom</div><div class=\"t s8_434\" id=\"t3o_434\" style=\"left:523px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic resources, cost of settling a provis</div><div class=\"t s9_434\" id=\"t3p_434\" style=\"left:731px;bottom:630px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_434\" id=\"t3q_434\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;display:inline;\">tim</div><div class=\"t s9_434\" id=\"t3r_434\" style=\"left:97px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing of settlement. Judgements are requ</div><div class=\"t s8_434\" id=\"t3s_434\" style=\"left:330px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired for inherently uncertain areas such as legal decis</div><div class=\"t s9_434\" id=\"t3t_434\" style=\"left:641px;bottom:614px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions ( </div><div class=\"t s8_434\" id=\"t3u_434\" style=\"left:672px;bottom:614px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_434\" id=\"t3v_434\" style=\"left:707px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing external </div><div class=\"t s8_434\" id=\"t3w_434\" style=\"left:78px;bottom:598px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">advice obtained), and outcome of regulator reviews. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_434\" id=\"t3x_434\" style=\"left:411px;bottom:571px;letter-spacing:-0.1px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_434\" id=\"t3y_434\" style=\"left:682px;bottom:571px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t3z_434\" style=\"left:300px;bottom:554px;letter-spacing:0.02px;display:inline;\">Expected </div> <div class=\"t sa_434\" id=\"t40_434\" style=\"left:349px;bottom:554px;display:inline;\">credit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4f_434\" style=\"left:573px;bottom:554px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Expected credit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t41_434\" style=\"left:314px;bottom:543px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">loss for credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t46_434\" style=\"left:435px;bottom:543px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4g_434\" style=\"left:585px;bottom:543px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">loss for credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_434\" id=\"t4l_434\" style=\"left:705px;bottom:543px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_434\" id=\"t42_434\" style=\"left:312px;bottom:531px;display:inline;\">commitments </div><div class=\"t sg_434\" id=\"t43_434\" style=\"vertical-align: super;left:378px;bottom:537px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_434\" id=\"t47_434\" style=\"left:415px;bottom:531px;letter-spacing:-0.05px;display:inline;\">provis</div><div class=\"t sb_434\" id=\"t48_434\" style=\"left:444px;bottom:531px;display:inline;\">ions </div><div class=\"t sg_434\" id=\"t49_434\" style=\"vertical-align: super;left:463px;bottom:537px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t4c_434\" style=\"left:525px;bottom:531px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sd_434\" id=\"t4h_434\" style=\"left:581px;bottom:531px;letter-spacing:-0.02px;display:inline;\">commitments </div><div class=\"t sh_434\" id=\"t4i_434\" style=\"vertical-align: super;left:645px;bottom:537px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sd_434\" id=\"t4m_434\" style=\"left:685px;bottom:531px;letter-spacing:-0.05px;display:inline;\">provis</div><div class=\"t sc_434\" id=\"t4n_434\" style=\"left:712px;bottom:531px;letter-spacing:-0.04px;display:inline;\">ions </div><div class=\"t sh_434\" id=\"t4o_434\" style=\"vertical-align: super;left:731px;bottom:537px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_434\" id=\"t4r_434\" style=\"left:795px;bottom:531px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t44_434\" style=\"left:339px;bottom:520px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"t45_434\" style=\"left:362px;bottom:520px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t4a_434\" style=\"left:426px;bottom:520px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"t4b_434\" style=\"left:449px;bottom:520px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t4d_434\" style=\"left:512px;bottom:520px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"t4e_434\" style=\"left:535px;bottom:520px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4j_434\" style=\"left:610px;bottom:520px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"t4k_434\" style=\"left:631px;bottom:520px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4p_434\" style=\"left:696px;bottom:520px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"t4q_434\" style=\"left:718px;bottom:520px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4s_434\" style=\"left:783px;bottom:520px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"t4t_434\" style=\"left:804px;bottom:520px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_434\" id=\"t4u_434\" style=\"left:69px;bottom:500px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t4v_434\" style=\"left:354px;bottom:500px;letter-spacing:0.1px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t4w_434\" style=\"left:444px;bottom:500px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t4x_434\" style=\"left:529px;bottom:500px;letter-spacing:0.15px;display:inline;\">383 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t4y_434\" style=\"left:624px;bottom:500px;letter-spacing:0.26px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t4z_434\" style=\"left:714px;bottom:500px;letter-spacing:-0.15px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t50_434\" style=\"left:798px;bottom:500px;letter-spacing:-0.04px;display:inline;\">453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t51_434\" style=\"left:69px;bottom:481px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t52_434\" style=\"left:364px;bottom:481px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t53_434\" style=\"left:456px;bottom:481px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t54_434\" style=\"left:539px;bottom:481px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t55_434\" style=\"left:627px;bottom:481px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t56_434\" style=\"left:721px;bottom:481px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t57_434\" style=\"left:804px;bottom:481px;letter-spacing:-0.54px;display:inline;\">(41) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t58_434\" style=\"left:69px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(Release)/charge against pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t59_434\" style=\"left:357px;bottom:462px;letter-spacing:-0.23px;display:inline;\">(48) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5a_434\" style=\"left:449px;bottom:462px;letter-spacing:-0.15px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5b_434\" style=\"left:538px;bottom:462px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5c_434\" style=\"left:627px;bottom:462px;letter-spacing:0.1px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5d_434\" style=\"left:718px;bottom:462px;letter-spacing:-0.17px;display:inline;\">69 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5e_434\" style=\"left:805px;bottom:462px;letter-spacing:-0.18px;display:inline;\">42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t5f_434\" style=\"left:69px;bottom:443px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t s4_434\" id=\"t5g_434\" style=\"left:102px;bottom:443px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ions ut</div><div class=\"t se_434\" id=\"t5h_434\" style=\"left:138px;bottom:443px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t s4_434\" id=\"t5i_434\" style=\"left:144px;bottom:443px;letter-spacing:-0.03px;display:inline;\">ized </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5j_434\" style=\"left:371px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5k_434\" style=\"left:446px;bottom:443px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5l_434\" style=\"left:533px;bottom:443px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5m_434\" style=\"left:639px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5n_434\" style=\"left:716px;bottom:443px;letter-spacing:0.07px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5o_434\" style=\"left:803px;bottom:443px;letter-spacing:0.07px;display:inline;\">(71) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_434\" id=\"t5p_434\" style=\"left:69px;bottom:424px;letter-spacing:-0.14px;display:inline;\">Transfer </div><div class=\"t sf_434\" id=\"t5q_434\" style=\"vertical-align: super;left:115px;bottom:430px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5r_434\" style=\"left:371px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5s_434\" style=\"left:452px;bottom:424px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5t_434\" style=\"left:538px;bottom:424px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5u_434\" style=\"left:639px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5v_434\" style=\"left:726px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5w_434\" style=\"left:812px;bottom:424px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_434\" id=\"t5x_434\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5y_434\" style=\"left:356px;bottom:405px;letter-spacing:0.19px;display:inline;\">227 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5z_434\" style=\"left:450px;bottom:405px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t60_434\" style=\"left:529px;bottom:405px;letter-spacing:0.09px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t61_434\" style=\"left:624px;bottom:405px;letter-spacing:0.02px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t62_434\" style=\"left:714px;bottom:405px;letter-spacing:-0.06px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t63_434\" style=\"left:798px;bottom:405px;letter-spacing:0.13px;display:inline;\">383 </div></td></tr>\n                                        </table><div class=\"t sc_434\" id=\"t64_434\" style=\"left:69px;bottom:381px;display:inline;\">1 </div><div class=\"t sd_434\" id=\"t65_434\" style=\"left:82px;bottom:381px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Expected credit loss for credit commitment comprises those undrawn contractually committed facil</div><div class=\"t sc_434\" id=\"t66_434\" style=\"left:538px;bottom:381px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t sd_434\" id=\"t67_434\" style=\"left:544px;bottom:381px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ies where there is doubt as to the borrowers\u2019 abil</div><div class=\"t sc_434\" id=\"t68_434\" style=\"left:764px;bottom:381px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">ity to meet </div><div class=\"t sd_434\" id=\"t69_434\" style=\"left:82px;bottom:369px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">their repayment obligat</div><div class=\"t sc_434\" id=\"t6a_434\" style=\"left:192px;bottom:369px;letter-spacing:-0.01px;display:inline;\">ions. </div><div class=\"t sc_434\" id=\"t6b_434\" style=\"left:69px;bottom:352px;display:inline;\">2 </div><div class=\"t sd_434\" id=\"t6c_434\" style=\"left:82px;bottom:352px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Other provis</div><div class=\"t sc_434\" id=\"t6d_434\" style=\"left:139px;bottom:352px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ions cons</div><div class=\"t sd_434\" id=\"t6e_434\" style=\"left:181px;bottom:352px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ist mainly of provis</div><div class=\"t sc_434\" id=\"t6f_434\" style=\"left:265px;bottom:352px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ions for legal cla</div><div class=\"t sd_434\" id=\"t6g_434\" style=\"left:340px;bottom:352px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ims and regulatory and enforcement invest</div><div class=\"t sc_434\" id=\"t6h_434\" style=\"left:538px;bottom:352px;letter-spacing:-0.05px;display:inline;\">igat</div><div class=\"t sd_434\" id=\"t6i_434\" style=\"left:557px;bottom:352px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ions and proceedings. </div><div class=\"t sc_434\" id=\"t6j_434\" style=\"left:69px;bottom:335px;display:inline;\">3 </div><div class=\"t sd_434\" id=\"t6k_434\" style=\"left:82px;bottom:335px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes the provis</div>ions transferred to held for sale.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108660": {
   "value": "24. Provis<div class=\"t s6_434\" id=\"t34_434\" style=\"left:140px;bottom:714px;letter-spacing:-0.23px;word-spacing:-0.07px;display:inline;\">ions for l</div><div class=\"t s5_434\" id=\"t35_434\" style=\"left:202px;bottom:714px;letter-spacing:-0.27px;display:inline;\">iab</div><div class=\"t s6_434\" id=\"t36_434\" style=\"left:226px;bottom:714px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s5_434\" id=\"t37_434\" style=\"left:234px;bottom:714px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t s6_434\" id=\"t38_434\" style=\"left:245px;bottom:714px;letter-spacing:-0.22px;word-spacing:-0.09px;display:inline;\">ies and charges </div><div class=\"t s7_434\" id=\"t39_434\" style=\"left:78px;bottom:689px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_434\" id=\"t3a_434\" style=\"left:78px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The recognit</div><div class=\"t s9_434\" id=\"t3b_434\" style=\"left:153px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and measurement of prov</div><div class=\"t s8_434\" id=\"t3c_434\" style=\"left:328px;bottom:670px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_434\" id=\"t3d_434\" style=\"left:337px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions for l</div><div class=\"t s8_434\" id=\"t3e_434\" style=\"left:385px;bottom:670px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"t3f_434\" style=\"left:404px;bottom:670px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"t3g_434\" style=\"left:410px;bottom:670px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"t3h_434\" style=\"left:418px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and charges requ</div><div class=\"t s8_434\" id=\"t3i_434\" style=\"left:540px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ires sign</div><div class=\"t s9_434\" id=\"t3j_434\" style=\"left:587px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and the use of </div><div class=\"t s8_434\" id=\"t3k_434\" style=\"left:78px;bottom:654px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimates about uncertain future condit</div><div class=\"t s9_434\" id=\"t3l_434\" style=\"left:314px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions or events. </div><div class=\"t s8_434\" id=\"t3m_434\" style=\"left:78px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Estimates include the best estimate of the probabil</div><div class=\"t s9_434\" id=\"t3n_434\" style=\"left:379px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of out\ufb02ow of econom</div><div class=\"t s8_434\" id=\"t3o_434\" style=\"left:523px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic resources, cost of settling a provis</div><div class=\"t s9_434\" id=\"t3p_434\" style=\"left:731px;bottom:630px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_434\" id=\"t3q_434\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;display:inline;\">tim</div><div class=\"t s9_434\" id=\"t3r_434\" style=\"left:97px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing of settlement. Judgements are requ</div><div class=\"t s8_434\" id=\"t3s_434\" style=\"left:330px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired for inherently uncertain areas such as legal decis</div><div class=\"t s9_434\" id=\"t3t_434\" style=\"left:641px;bottom:614px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions ( </div><div class=\"t s8_434\" id=\"t3u_434\" style=\"left:672px;bottom:614px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_434\" id=\"t3v_434\" style=\"left:707px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing external </div><div class=\"t s8_434\" id=\"t3w_434\" style=\"left:78px;bottom:598px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">advice obtained), and outcome of regulator reviews. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_434\" id=\"t3x_434\" style=\"left:411px;bottom:571px;letter-spacing:-0.1px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_434\" id=\"t3y_434\" style=\"left:682px;bottom:571px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t3z_434\" style=\"left:300px;bottom:554px;letter-spacing:0.02px;display:inline;\">Expected </div> <div class=\"t sa_434\" id=\"t40_434\" style=\"left:349px;bottom:554px;display:inline;\">credit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4f_434\" style=\"left:573px;bottom:554px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Expected credit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t41_434\" style=\"left:314px;bottom:543px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">loss for credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t46_434\" style=\"left:435px;bottom:543px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4g_434\" style=\"left:585px;bottom:543px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">loss for credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_434\" id=\"t4l_434\" style=\"left:705px;bottom:543px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_434\" id=\"t42_434\" style=\"left:312px;bottom:531px;display:inline;\">commitments </div><div class=\"t sg_434\" id=\"t43_434\" style=\"vertical-align: super;left:378px;bottom:537px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_434\" id=\"t47_434\" style=\"left:415px;bottom:531px;letter-spacing:-0.05px;display:inline;\">provis</div><div class=\"t sb_434\" id=\"t48_434\" style=\"left:444px;bottom:531px;display:inline;\">ions </div><div class=\"t sg_434\" id=\"t49_434\" style=\"vertical-align: super;left:463px;bottom:537px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t4c_434\" style=\"left:525px;bottom:531px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sd_434\" id=\"t4h_434\" style=\"left:581px;bottom:531px;letter-spacing:-0.02px;display:inline;\">commitments </div><div class=\"t sh_434\" id=\"t4i_434\" style=\"vertical-align: super;left:645px;bottom:537px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sd_434\" id=\"t4m_434\" style=\"left:685px;bottom:531px;letter-spacing:-0.05px;display:inline;\">provis</div><div class=\"t sc_434\" id=\"t4n_434\" style=\"left:712px;bottom:531px;letter-spacing:-0.04px;display:inline;\">ions </div><div class=\"t sh_434\" id=\"t4o_434\" style=\"vertical-align: super;left:731px;bottom:537px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_434\" id=\"t4r_434\" style=\"left:795px;bottom:531px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t44_434\" style=\"left:339px;bottom:520px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"t45_434\" style=\"left:362px;bottom:520px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t4a_434\" style=\"left:426px;bottom:520px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"t4b_434\" style=\"left:449px;bottom:520px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_434\" id=\"t4d_434\" style=\"left:512px;bottom:520px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_434\" id=\"t4e_434\" style=\"left:535px;bottom:520px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4j_434\" style=\"left:610px;bottom:520px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"t4k_434\" style=\"left:631px;bottom:520px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4p_434\" style=\"left:696px;bottom:520px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"t4q_434\" style=\"left:718px;bottom:520px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_434\" id=\"t4s_434\" style=\"left:783px;bottom:520px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_434\" id=\"t4t_434\" style=\"left:804px;bottom:520px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_434\" id=\"t4u_434\" style=\"left:69px;bottom:500px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t4v_434\" style=\"left:354px;bottom:500px;letter-spacing:0.1px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t4w_434\" style=\"left:444px;bottom:500px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t4x_434\" style=\"left:529px;bottom:500px;letter-spacing:0.15px;display:inline;\">383 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t4y_434\" style=\"left:624px;bottom:500px;letter-spacing:0.26px;display:inline;\">346 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t4z_434\" style=\"left:714px;bottom:500px;letter-spacing:-0.15px;display:inline;\">107 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t50_434\" style=\"left:798px;bottom:500px;letter-spacing:-0.04px;display:inline;\">453 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t51_434\" style=\"left:69px;bottom:481px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation differences </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t52_434\" style=\"left:364px;bottom:481px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t53_434\" style=\"left:456px;bottom:481px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t54_434\" style=\"left:539px;bottom:481px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t55_434\" style=\"left:627px;bottom:481px;letter-spacing:-0.16px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t56_434\" style=\"left:721px;bottom:481px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t57_434\" style=\"left:804px;bottom:481px;letter-spacing:-0.54px;display:inline;\">(41) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t58_434\" style=\"left:69px;bottom:462px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">(Release)/charge against pro\ufb01t </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t59_434\" style=\"left:357px;bottom:462px;letter-spacing:-0.23px;display:inline;\">(48) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5a_434\" style=\"left:449px;bottom:462px;letter-spacing:-0.15px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5b_434\" style=\"left:538px;bottom:462px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5c_434\" style=\"left:627px;bottom:462px;letter-spacing:0.1px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5d_434\" style=\"left:718px;bottom:462px;letter-spacing:-0.17px;display:inline;\">69 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5e_434\" style=\"left:805px;bottom:462px;letter-spacing:-0.18px;display:inline;\">42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_434\" id=\"t5f_434\" style=\"left:69px;bottom:443px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t s4_434\" id=\"t5g_434\" style=\"left:102px;bottom:443px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ions ut</div><div class=\"t se_434\" id=\"t5h_434\" style=\"left:138px;bottom:443px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t s4_434\" id=\"t5i_434\" style=\"left:144px;bottom:443px;letter-spacing:-0.03px;display:inline;\">ized </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5j_434\" style=\"left:371px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5k_434\" style=\"left:446px;bottom:443px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5l_434\" style=\"left:533px;bottom:443px;letter-spacing:0.03px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5m_434\" style=\"left:639px;bottom:443px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5n_434\" style=\"left:716px;bottom:443px;letter-spacing:0.07px;display:inline;\">(71) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5o_434\" style=\"left:803px;bottom:443px;letter-spacing:0.07px;display:inline;\">(71) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_434\" id=\"t5p_434\" style=\"left:69px;bottom:424px;letter-spacing:-0.14px;display:inline;\">Transfer </div><div class=\"t sf_434\" id=\"t5q_434\" style=\"vertical-align: super;left:115px;bottom:430px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5r_434\" style=\"left:371px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5s_434\" style=\"left:452px;bottom:424px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5t_434\" style=\"left:538px;bottom:424px;letter-spacing:-0.59px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5u_434\" style=\"left:639px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5v_434\" style=\"left:726px;bottom:424px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t5w_434\" style=\"left:812px;bottom:424px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s2_434\" id=\"t5x_434\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5y_434\" style=\"left:356px;bottom:405px;letter-spacing:0.19px;display:inline;\">227 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t5z_434\" style=\"left:450px;bottom:405px;letter-spacing:0.04px;display:inline;\">72 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_434\" id=\"t60_434\" style=\"left:529px;bottom:405px;letter-spacing:0.09px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t61_434\" style=\"left:624px;bottom:405px;letter-spacing:0.02px;display:inline;\">280 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t62_434\" style=\"left:714px;bottom:405px;letter-spacing:-0.06px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_434\" id=\"t63_434\" style=\"left:798px;bottom:405px;letter-spacing:0.13px;display:inline;\">383 </div></td></tr>\n                                        </table><div class=\"t sc_434\" id=\"t64_434\" style=\"left:69px;bottom:381px;display:inline;\">1 </div><div class=\"t sd_434\" id=\"t65_434\" style=\"left:82px;bottom:381px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Expected credit loss for credit commitment comprises those undrawn contractually committed facil</div><div class=\"t sc_434\" id=\"t66_434\" style=\"left:538px;bottom:381px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t sd_434\" id=\"t67_434\" style=\"left:544px;bottom:381px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ies where there is doubt as to the borrowers\u2019 abil</div><div class=\"t sc_434\" id=\"t68_434\" style=\"left:764px;bottom:381px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">ity to meet </div><div class=\"t sd_434\" id=\"t69_434\" style=\"left:82px;bottom:369px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">their repayment obligat</div><div class=\"t sc_434\" id=\"t6a_434\" style=\"left:192px;bottom:369px;letter-spacing:-0.01px;display:inline;\">ions. </div><div class=\"t sc_434\" id=\"t6b_434\" style=\"left:69px;bottom:352px;display:inline;\">2 </div><div class=\"t sd_434\" id=\"t6c_434\" style=\"left:82px;bottom:352px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Other provis</div><div class=\"t sc_434\" id=\"t6d_434\" style=\"left:139px;bottom:352px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ions cons</div><div class=\"t sd_434\" id=\"t6e_434\" style=\"left:181px;bottom:352px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ist mainly of provis</div><div class=\"t sc_434\" id=\"t6f_434\" style=\"left:265px;bottom:352px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ions for legal cla</div><div class=\"t sd_434\" id=\"t6g_434\" style=\"left:340px;bottom:352px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ims and regulatory and enforcement invest</div><div class=\"t sc_434\" id=\"t6h_434\" style=\"left:538px;bottom:352px;letter-spacing:-0.05px;display:inline;\">igat</div><div class=\"t sd_434\" id=\"t6i_434\" style=\"left:557px;bottom:352px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ions and proceedings. </div><div class=\"t sc_434\" id=\"t6j_434\" style=\"left:69px;bottom:335px;display:inline;\">3 </div><div class=\"t sd_434\" id=\"t6k_434\" style=\"left:82px;bottom:335px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes the provis</div>ions transferred to held for sale.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108670": {
   "value": "Accounting policy <div class=\"t s8_434\" id=\"t3a_434\" style=\"left:78px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The recognit</div><div class=\"t s9_434\" id=\"t3b_434\" style=\"left:153px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and measurement of prov</div><div class=\"t s8_434\" id=\"t3c_434\" style=\"left:328px;bottom:670px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_434\" id=\"t3d_434\" style=\"left:337px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions for l</div><div class=\"t s8_434\" id=\"t3e_434\" style=\"left:385px;bottom:670px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"t3f_434\" style=\"left:404px;bottom:670px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"t3g_434\" style=\"left:410px;bottom:670px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"t3h_434\" style=\"left:418px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and charges requ</div><div class=\"t s8_434\" id=\"t3i_434\" style=\"left:540px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ires sign</div><div class=\"t s9_434\" id=\"t3j_434\" style=\"left:587px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and the use of </div><div class=\"t s8_434\" id=\"t3k_434\" style=\"left:78px;bottom:654px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimates about uncertain future condit</div><div class=\"t s9_434\" id=\"t3l_434\" style=\"left:314px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions or events. </div><div class=\"t s8_434\" id=\"t3m_434\" style=\"left:78px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Estimates include the best estimate of the probabil</div><div class=\"t s9_434\" id=\"t3n_434\" style=\"left:379px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of out\ufb02ow of econom</div><div class=\"t s8_434\" id=\"t3o_434\" style=\"left:523px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic resources, cost of settling a provis</div><div class=\"t s9_434\" id=\"t3p_434\" style=\"left:731px;bottom:630px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_434\" id=\"t3q_434\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;display:inline;\">tim</div><div class=\"t s9_434\" id=\"t3r_434\" style=\"left:97px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing of settlement. Judgements are requ</div><div class=\"t s8_434\" id=\"t3s_434\" style=\"left:330px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired for inherently uncertain areas such as legal decis</div><div class=\"t s9_434\" id=\"t3t_434\" style=\"left:641px;bottom:614px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions ( </div><div class=\"t s8_434\" id=\"t3u_434\" style=\"left:672px;bottom:614px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_434\" id=\"t3v_434\" style=\"left:707px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing external </div>advice obtained), and outcome of regulator reviews.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108671": {
   "value": "Accounting policy <div class=\"t s8_434\" id=\"t3a_434\" style=\"left:78px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The recognit</div><div class=\"t s9_434\" id=\"t3b_434\" style=\"left:153px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and measurement of prov</div><div class=\"t s8_434\" id=\"t3c_434\" style=\"left:328px;bottom:670px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_434\" id=\"t3d_434\" style=\"left:337px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions for l</div><div class=\"t s8_434\" id=\"t3e_434\" style=\"left:385px;bottom:670px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_434\" id=\"t3f_434\" style=\"left:404px;bottom:670px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_434\" id=\"t3g_434\" style=\"left:410px;bottom:670px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_434\" id=\"t3h_434\" style=\"left:418px;bottom:670px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies and charges requ</div><div class=\"t s8_434\" id=\"t3i_434\" style=\"left:540px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ires sign</div><div class=\"t s9_434\" id=\"t3j_434\" style=\"left:587px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant judgement and the use of </div><div class=\"t s8_434\" id=\"t3k_434\" style=\"left:78px;bottom:654px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">estimates about uncertain future condit</div><div class=\"t s9_434\" id=\"t3l_434\" style=\"left:314px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions or events. </div><div class=\"t s8_434\" id=\"t3m_434\" style=\"left:78px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Estimates include the best estimate of the probabil</div><div class=\"t s9_434\" id=\"t3n_434\" style=\"left:379px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity of out\ufb02ow of econom</div><div class=\"t s8_434\" id=\"t3o_434\" style=\"left:523px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic resources, cost of settling a provis</div><div class=\"t s9_434\" id=\"t3p_434\" style=\"left:731px;bottom:630px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_434\" id=\"t3q_434\" style=\"left:78px;bottom:614px;letter-spacing:-0.14px;display:inline;\">tim</div><div class=\"t s9_434\" id=\"t3r_434\" style=\"left:97px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing of settlement. Judgements are requ</div><div class=\"t s8_434\" id=\"t3s_434\" style=\"left:330px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired for inherently uncertain areas such as legal decis</div><div class=\"t s9_434\" id=\"t3t_434\" style=\"left:641px;bottom:614px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions ( </div><div class=\"t s8_434\" id=\"t3u_434\" style=\"left:672px;bottom:614px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s9_434\" id=\"t3v_434\" style=\"left:707px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing external </div>advice obtained), and outcome of regulator reviews.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108898": {
   "value": "25. Contingent liab<div class=\"t s5_435\" id=\"t7_435\" style=\"left:227px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s4_435\" id=\"t8_435\" style=\"left:235px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">it</div><div class=\"t s5_435\" id=\"t9_435\" style=\"left:246px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.06px;display:inline;\">ies and comm</div><div class=\"t s4_435\" id=\"ta_435\" style=\"left:348px;bottom:1180px;letter-spacing:-0.14px;display:inline;\">itments </div><div class=\"t s6_435\" id=\"tb_435\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_435\" id=\"tc_435\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t s8_435\" id=\"td_435\" style=\"left:135px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s7_435\" id=\"te_435\" style=\"left:370px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">itments </div><div class=\"t s9_435\" id=\"tf_435\" style=\"left:95px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"tg_435\" style=\"left:135px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial guarantee contracts and any loan comm</div><div class=\"t s9_435\" id=\"th_435\" style=\"left:394px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">itments issued at below-market interest rates are in</div><div class=\"t sa_435\" id=\"ti_435\" style=\"left:697px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tj_435\" style=\"left:705px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at </div><div class=\"t s9_435\" id=\"tk_435\" style=\"left:95px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">their fair value as a \ufb01nanc</div><div class=\"t sa_435\" id=\"tl_435\" style=\"left:247px;bottom:1104px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_435\" id=\"tm_435\" style=\"left:266px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_435\" id=\"tn_435\" style=\"left:285px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"to_435\" style=\"left:291px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sa_435\" id=\"tp_435\" style=\"left:608px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tq_435\" style=\"left:615px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount </div><div class=\"t s9_435\" id=\"tr_435\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of income recognised and their expected credit loss provis</div><div class=\"t sa_435\" id=\"ts_435\" style=\"left:437px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion. Loan comm</div><div class=\"t s9_435\" id=\"tt_435\" style=\"left:531px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itments may be designated at fair value through </div><div class=\"t s9_435\" id=\"tu_435\" style=\"left:95px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01t or loss where that is the business model under which such contracts are held. Notional values of \ufb01nanc</div><div class=\"t sa_435\" id=\"tv_435\" style=\"left:730px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee </div><div class=\"t s9_435\" id=\"tw_435\" style=\"left:95px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">contracts and loan commitments are disclosed in the table below. </div><div class=\"t s9_435\" id=\"tx_435\" style=\"left:95px;bottom:1032px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"ty_435\" style=\"left:135px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial guarantees, trade cred</div><div class=\"t s9_435\" id=\"tz_435\" style=\"left:287px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">its and irrevocable letters of credit are the notional values of contracts issued by the Group\u2019s </div><div class=\"t s9_435\" id=\"t10_435\" style=\"left:95px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Transaction Banking business for which an obligat</div><div class=\"t sa_435\" id=\"t11_435\" style=\"left:391px;bottom:1016px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion to make a payment has not ar</div><div class=\"t s9_435\" id=\"t12_435\" style=\"left:591px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isen at the reporting date. Transaction </div><div class=\"t s9_435\" id=\"t13_435\" style=\"left:95px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking will issue contracts to clients and counterparties of clients, whereby in the event the holder of the contract is not </div><div class=\"t s9_435\" id=\"t14_435\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">paid, the Group will reimburse the holder of the contract for the actual \ufb01nanc</div><div class=\"t sa_435\" id=\"t15_435\" style=\"left:548px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial loss suffered. These contracts have var</div><div class=\"t s9_435\" id=\"t16_435\" style=\"left:792px;bottom:984px;letter-spacing:-0.12px;display:inline;\">ious </div><div class=\"t s9_435\" id=\"t17_435\" style=\"left:95px;bottom:968px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">legal forms such as letters of credit, guarantee contracts and performance bonds. The contracts are issued to facil</div><div class=\"t sa_435\" id=\"t18_435\" style=\"left:766px;bottom:968px;letter-spacing:-0.15px;display:inline;\">itate </div><div class=\"t s9_435\" id=\"t19_435\" style=\"left:95px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">trade through export and import business, provide guarantees to \ufb01nanc</div><div class=\"t sa_435\" id=\"t1a_435\" style=\"left:519px;bottom:952px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_435\" id=\"t1b_435\" style=\"left:536px;bottom:952px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t sa_435\" id=\"t1c_435\" style=\"left:557px;bottom:952px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s9_435\" id=\"t1d_435\" style=\"left:577px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions where the Group has a local presence, </div><div class=\"t s9_435\" id=\"t1e_435\" style=\"left:95px;bottom:936px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">as well as guaranteeing project \ufb01nanc</div><div class=\"t sa_435\" id=\"t1f_435\" style=\"left:321px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_435\" id=\"t1g_435\" style=\"left:342px;bottom:936px;letter-spacing:-0.2px;display:inline;\">involv</div><div class=\"t sa_435\" id=\"t1h_435\" style=\"left:376px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing large construct</div><div class=\"t s9_435\" id=\"t1i_435\" style=\"left:486px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion projects undertaken by sovereigns and corporates. </div><div class=\"t s9_435\" id=\"t1j_435\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The contracts may contain performance clauses which require the counterparty performing services or provid</div><div class=\"t sa_435\" id=\"t1k_435\" style=\"left:741px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing goods to </div><div class=\"t s9_435\" id=\"t1l_435\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">meet certain condit</div><div class=\"t sa_435\" id=\"t1m_435\" style=\"left:212px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions before a r</div><div class=\"t s9_435\" id=\"t1n_435\" style=\"left:295px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight to payment is achieved, however the Group does not guarantee this performance. </div><div class=\"t s9_435\" id=\"t1o_435\" style=\"left:95px;bottom:888px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group will only guarantee the credit of the counterparty paying for the services or goods. </div><div class=\"t s9_435\" id=\"t1p_435\" style=\"left:95px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Commitments are where the Group has con\ufb01rmed its intent</div><div class=\"t sa_435\" id=\"t1q_435\" style=\"left:448px;bottom:863px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion to prov</div><div class=\"t s9_435\" id=\"t1r_435\" style=\"left:510px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ide funds to a customer or on behalf of a customer </div><div class=\"t s9_435\" id=\"t1s_435\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under prespecif</div><div class=\"t sa_435\" id=\"t1t_435\" style=\"left:188px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied terms and cond</div><div class=\"t s9_435\" id=\"t1u_435\" style=\"left:302px;bottom:847px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t1v_435\" style=\"left:310px;bottom:847px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s9_435\" id=\"t1w_435\" style=\"left:337px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the form of loans, overdrafts, future guarantees whether cancellable or not and </div><div class=\"t s9_435\" id=\"t1x_435\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the Group has not made payments at the balance sheet date; those instruments are included in these \ufb01nanc</div><div class=\"t sa_435\" id=\"t1y_435\" style=\"left:737px;bottom:831px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial statements </div><div class=\"t s9_435\" id=\"t1z_435\" style=\"left:95px;bottom:815px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">as commitments. Commitments and contingent liab</div><div class=\"t sa_435\" id=\"t20_435\" style=\"left:405px;bottom:815px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t21_435\" style=\"left:411px;bottom:815px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t22_435\" style=\"left:419px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are generally cons</div><div class=\"t s9_435\" id=\"t23_435\" style=\"left:545px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idered on demand as the Group may have to </div><div class=\"t s9_435\" id=\"t24_435\" style=\"left:95px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">honour them, or the client may draw down at any time. </div><div class=\"t s9_435\" id=\"t25_435\" style=\"left:95px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Capital commitments are contractual commitments the Group has entered into to purchase non-\ufb01nanc</div><div class=\"t sa_435\" id=\"t26_435\" style=\"left:708px;bottom:775px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ial assets. </div><div class=\"t s9_435\" id=\"t27_435\" style=\"left:87px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The table below shows the contract or underlying princ</div><div class=\"t sa_435\" id=\"t28_435\" style=\"left:411px;bottom:743px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal amounts of unmatured off-balance sheet transact</div><div class=\"t s9_435\" id=\"t29_435\" style=\"left:735px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions at the </div><div class=\"t s9_435\" id=\"t2a_435\" style=\"left:87px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">balance sheet date. The contract or underlying princ</div><div class=\"t sa_435\" id=\"t2b_435\" style=\"left:396px;bottom:726px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ipal amounts </div><div class=\"t s9_435\" id=\"t2c_435\" style=\"left:477px;bottom:726px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sa_435\" id=\"t2d_435\" style=\"left:496px;bottom:726px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">icate the volume of bus</div><div class=\"t s9_435\" id=\"t2e_435\" style=\"left:633px;bottom:726px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iness outstanding and do not </div><div class=\"t s9_435\" id=\"t2f_435\" style=\"left:87px;bottom:710px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">represent amounts at risk. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_435\" id=\"t2g_435\" style=\"left:726px;bottom:692px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_435\" id=\"t2j_435\" style=\"left:813px;bottom:692px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_435\" id=\"t2h_435\" style=\"left:712px;bottom:681px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_435\" id=\"t2i_435\" style=\"left:734px;bottom:681px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_435\" id=\"t2k_435\" style=\"left:800px;bottom:681px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_435\" id=\"t2l_435\" style=\"left:822px;bottom:681px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t2m_435\" style=\"left:87px;bottom:661px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t se_435\" id=\"t2n_435\" style=\"left:125px;bottom:661px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">ial guarantees and trade cred</div><div class=\"t sd_435\" id=\"t2o_435\" style=\"left:296px;bottom:661px;letter-spacing:0.11px;display:inline;\">its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t2p_435\" style=\"left:87px;bottom:642px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_435\" id=\"t2q_435\" style=\"left:124px;bottom:642px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial guarantees, trade cred</div><div class=\"t sf_435\" id=\"t2r_435\" style=\"left:268px;bottom:642px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">its and irrevocable letters of credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t2s_435\" style=\"left:712px;bottom:642px;letter-spacing:-0.18px;display:inline;\">74,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t2t_435\" style=\"left:800px;bottom:642px;letter-spacing:-0.12px;display:inline;\">60,410 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t2u_435\" style=\"left:712px;bottom:622px;letter-spacing:-0.18px;display:inline;\">74,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t2v_435\" style=\"left:800px;bottom:622px;letter-spacing:-0.12px;display:inline;\">60,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t2w_435\" style=\"left:87px;bottom:603px;letter-spacing:0.11px;display:inline;\">Commitments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t2x_435\" style=\"left:87px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Undrawn formal standby facil</div><div class=\"t sg_435\" id=\"t2y_435\" style=\"left:254px;bottom:584px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_435\" id=\"t2z_435\" style=\"left:261px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies, credit lines and other commitments to lend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t30_435\" style=\"left:100px;bottom:565px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">One year and over </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t31_435\" style=\"left:711px;bottom:565px;letter-spacing:0.1px;display:inline;\">78,356 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t32_435\" style=\"left:801px;bottom:565px;letter-spacing:-0.24px;display:inline;\">69,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t33_435\" style=\"left:100px;bottom:546px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Less than one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t34_435\" style=\"left:710px;bottom:546px;letter-spacing:0.03px;display:inline;\">33,092 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t35_435\" style=\"left:801px;bottom:546px;letter-spacing:0.1px;display:inline;\">31,688 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t36_435\" style=\"left:100px;bottom:527px;letter-spacing:0.01px;display:inline;\">Uncondit</div><div class=\"t sg_435\" id=\"t37_435\" style=\"left:152px;bottom:527px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ionally cancellable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t38_435\" style=\"left:711px;bottom:527px;letter-spacing:-0.31px;display:inline;\">70,942 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t39_435\" style=\"left:802px;bottom:527px;letter-spacing:-0.25px;display:inline;\">67,383 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t3a_435\" style=\"left:704px;bottom:508px;letter-spacing:0.13px;display:inline;\">182,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t3b_435\" style=\"left:794px;bottom:508px;letter-spacing:0.12px;display:inline;\">168,668 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t3c_435\" style=\"left:87px;bottom:489px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">Capital Commitments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t3d_435\" style=\"left:87px;bottom:470px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Contracted capital expenditure approved by the directors but not provided for in these accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t3e_435\" style=\"left:731px;bottom:470px;letter-spacing:-0.04px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t3f_435\" style=\"left:816px;bottom:470px;letter-spacing:0.1px;display:inline;\">257 </div></td></tr>\n                                        </table><div class=\"t s9_435\" id=\"t3g_435\" style=\"left:87px;bottom:440px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">As set out in Note 26, the Group has contingent liab</div><div class=\"t sa_435\" id=\"t3h_435\" style=\"left:390px;bottom:440px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t3i_435\" style=\"left:395px;bottom:440px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t3j_435\" style=\"left:403px;bottom:440px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_435\" id=\"t3k_435\" style=\"left:421px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in respect of certain legal and regulatory matters for which it is not </div><div class=\"t s9_435\" id=\"t3l_435\" style=\"left:87px;bottom:424px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">practicable to estimate the \ufb01nanc</div><div class=\"t sa_435\" id=\"t3m_435\" style=\"left:288px;bottom:424px;letter-spacing:-0.19px;display:inline;\">ial </div>impact as there are many factors that may affect the range of possible outcomes.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108899": {
   "value": "25. Contingent liab<div class=\"t s5_435\" id=\"t7_435\" style=\"left:227px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s4_435\" id=\"t8_435\" style=\"left:235px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">it</div><div class=\"t s5_435\" id=\"t9_435\" style=\"left:246px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.06px;display:inline;\">ies and comm</div><div class=\"t s4_435\" id=\"ta_435\" style=\"left:348px;bottom:1180px;letter-spacing:-0.14px;display:inline;\">itments </div><div class=\"t s6_435\" id=\"tb_435\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_435\" id=\"tc_435\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t s8_435\" id=\"td_435\" style=\"left:135px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s7_435\" id=\"te_435\" style=\"left:370px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">itments </div><div class=\"t s9_435\" id=\"tf_435\" style=\"left:95px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"tg_435\" style=\"left:135px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial guarantee contracts and any loan comm</div><div class=\"t s9_435\" id=\"th_435\" style=\"left:394px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">itments issued at below-market interest rates are in</div><div class=\"t sa_435\" id=\"ti_435\" style=\"left:697px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tj_435\" style=\"left:705px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at </div><div class=\"t s9_435\" id=\"tk_435\" style=\"left:95px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">their fair value as a \ufb01nanc</div><div class=\"t sa_435\" id=\"tl_435\" style=\"left:247px;bottom:1104px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_435\" id=\"tm_435\" style=\"left:266px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_435\" id=\"tn_435\" style=\"left:285px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"to_435\" style=\"left:291px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sa_435\" id=\"tp_435\" style=\"left:608px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tq_435\" style=\"left:615px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount </div><div class=\"t s9_435\" id=\"tr_435\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of income recognised and their expected credit loss provis</div><div class=\"t sa_435\" id=\"ts_435\" style=\"left:437px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion. Loan comm</div><div class=\"t s9_435\" id=\"tt_435\" style=\"left:531px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itments may be designated at fair value through </div><div class=\"t s9_435\" id=\"tu_435\" style=\"left:95px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01t or loss where that is the business model under which such contracts are held. Notional values of \ufb01nanc</div><div class=\"t sa_435\" id=\"tv_435\" style=\"left:730px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee </div><div class=\"t s9_435\" id=\"tw_435\" style=\"left:95px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">contracts and loan commitments are disclosed in the table below. </div><div class=\"t s9_435\" id=\"tx_435\" style=\"left:95px;bottom:1032px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"ty_435\" style=\"left:135px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial guarantees, trade cred</div><div class=\"t s9_435\" id=\"tz_435\" style=\"left:287px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">its and irrevocable letters of credit are the notional values of contracts issued by the Group\u2019s </div><div class=\"t s9_435\" id=\"t10_435\" style=\"left:95px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Transaction Banking business for which an obligat</div><div class=\"t sa_435\" id=\"t11_435\" style=\"left:391px;bottom:1016px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion to make a payment has not ar</div><div class=\"t s9_435\" id=\"t12_435\" style=\"left:591px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isen at the reporting date. Transaction </div><div class=\"t s9_435\" id=\"t13_435\" style=\"left:95px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking will issue contracts to clients and counterparties of clients, whereby in the event the holder of the contract is not </div><div class=\"t s9_435\" id=\"t14_435\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">paid, the Group will reimburse the holder of the contract for the actual \ufb01nanc</div><div class=\"t sa_435\" id=\"t15_435\" style=\"left:548px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial loss suffered. These contracts have var</div><div class=\"t s9_435\" id=\"t16_435\" style=\"left:792px;bottom:984px;letter-spacing:-0.12px;display:inline;\">ious </div><div class=\"t s9_435\" id=\"t17_435\" style=\"left:95px;bottom:968px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">legal forms such as letters of credit, guarantee contracts and performance bonds. The contracts are issued to facil</div><div class=\"t sa_435\" id=\"t18_435\" style=\"left:766px;bottom:968px;letter-spacing:-0.15px;display:inline;\">itate </div><div class=\"t s9_435\" id=\"t19_435\" style=\"left:95px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">trade through export and import business, provide guarantees to \ufb01nanc</div><div class=\"t sa_435\" id=\"t1a_435\" style=\"left:519px;bottom:952px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_435\" id=\"t1b_435\" style=\"left:536px;bottom:952px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t sa_435\" id=\"t1c_435\" style=\"left:557px;bottom:952px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s9_435\" id=\"t1d_435\" style=\"left:577px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions where the Group has a local presence, </div><div class=\"t s9_435\" id=\"t1e_435\" style=\"left:95px;bottom:936px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">as well as guaranteeing project \ufb01nanc</div><div class=\"t sa_435\" id=\"t1f_435\" style=\"left:321px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_435\" id=\"t1g_435\" style=\"left:342px;bottom:936px;letter-spacing:-0.2px;display:inline;\">involv</div><div class=\"t sa_435\" id=\"t1h_435\" style=\"left:376px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing large construct</div><div class=\"t s9_435\" id=\"t1i_435\" style=\"left:486px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion projects undertaken by sovereigns and corporates. </div><div class=\"t s9_435\" id=\"t1j_435\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The contracts may contain performance clauses which require the counterparty performing services or provid</div><div class=\"t sa_435\" id=\"t1k_435\" style=\"left:741px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing goods to </div><div class=\"t s9_435\" id=\"t1l_435\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">meet certain condit</div><div class=\"t sa_435\" id=\"t1m_435\" style=\"left:212px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions before a r</div><div class=\"t s9_435\" id=\"t1n_435\" style=\"left:295px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight to payment is achieved, however the Group does not guarantee this performance. </div><div class=\"t s9_435\" id=\"t1o_435\" style=\"left:95px;bottom:888px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group will only guarantee the credit of the counterparty paying for the services or goods. </div><div class=\"t s9_435\" id=\"t1p_435\" style=\"left:95px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Commitments are where the Group has con\ufb01rmed its intent</div><div class=\"t sa_435\" id=\"t1q_435\" style=\"left:448px;bottom:863px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion to prov</div><div class=\"t s9_435\" id=\"t1r_435\" style=\"left:510px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ide funds to a customer or on behalf of a customer </div><div class=\"t s9_435\" id=\"t1s_435\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under prespecif</div><div class=\"t sa_435\" id=\"t1t_435\" style=\"left:188px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied terms and cond</div><div class=\"t s9_435\" id=\"t1u_435\" style=\"left:302px;bottom:847px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t1v_435\" style=\"left:310px;bottom:847px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s9_435\" id=\"t1w_435\" style=\"left:337px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the form of loans, overdrafts, future guarantees whether cancellable or not and </div><div class=\"t s9_435\" id=\"t1x_435\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the Group has not made payments at the balance sheet date; those instruments are included in these \ufb01nanc</div><div class=\"t sa_435\" id=\"t1y_435\" style=\"left:737px;bottom:831px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial statements </div><div class=\"t s9_435\" id=\"t1z_435\" style=\"left:95px;bottom:815px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">as commitments. Commitments and contingent liab</div><div class=\"t sa_435\" id=\"t20_435\" style=\"left:405px;bottom:815px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t21_435\" style=\"left:411px;bottom:815px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t22_435\" style=\"left:419px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are generally cons</div><div class=\"t s9_435\" id=\"t23_435\" style=\"left:545px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idered on demand as the Group may have to </div><div class=\"t s9_435\" id=\"t24_435\" style=\"left:95px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">honour them, or the client may draw down at any time. </div><div class=\"t s9_435\" id=\"t25_435\" style=\"left:95px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Capital commitments are contractual commitments the Group has entered into to purchase non-\ufb01nanc</div><div class=\"t sa_435\" id=\"t26_435\" style=\"left:708px;bottom:775px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ial assets. </div><div class=\"t s9_435\" id=\"t27_435\" style=\"left:87px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The table below shows the contract or underlying princ</div><div class=\"t sa_435\" id=\"t28_435\" style=\"left:411px;bottom:743px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal amounts of unmatured off-balance sheet transact</div><div class=\"t s9_435\" id=\"t29_435\" style=\"left:735px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions at the </div><div class=\"t s9_435\" id=\"t2a_435\" style=\"left:87px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">balance sheet date. The contract or underlying princ</div><div class=\"t sa_435\" id=\"t2b_435\" style=\"left:396px;bottom:726px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ipal amounts </div><div class=\"t s9_435\" id=\"t2c_435\" style=\"left:477px;bottom:726px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sa_435\" id=\"t2d_435\" style=\"left:496px;bottom:726px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">icate the volume of bus</div><div class=\"t s9_435\" id=\"t2e_435\" style=\"left:633px;bottom:726px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iness outstanding and do not </div><div class=\"t s9_435\" id=\"t2f_435\" style=\"left:87px;bottom:710px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">represent amounts at risk. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_435\" id=\"t2g_435\" style=\"left:726px;bottom:692px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_435\" id=\"t2j_435\" style=\"left:813px;bottom:692px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_435\" id=\"t2h_435\" style=\"left:712px;bottom:681px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_435\" id=\"t2i_435\" style=\"left:734px;bottom:681px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_435\" id=\"t2k_435\" style=\"left:800px;bottom:681px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_435\" id=\"t2l_435\" style=\"left:822px;bottom:681px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t2m_435\" style=\"left:87px;bottom:661px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t se_435\" id=\"t2n_435\" style=\"left:125px;bottom:661px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">ial guarantees and trade cred</div><div class=\"t sd_435\" id=\"t2o_435\" style=\"left:296px;bottom:661px;letter-spacing:0.11px;display:inline;\">its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t2p_435\" style=\"left:87px;bottom:642px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_435\" id=\"t2q_435\" style=\"left:124px;bottom:642px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial guarantees, trade cred</div><div class=\"t sf_435\" id=\"t2r_435\" style=\"left:268px;bottom:642px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">its and irrevocable letters of credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t2s_435\" style=\"left:712px;bottom:642px;letter-spacing:-0.18px;display:inline;\">74,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t2t_435\" style=\"left:800px;bottom:642px;letter-spacing:-0.12px;display:inline;\">60,410 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t2u_435\" style=\"left:712px;bottom:622px;letter-spacing:-0.18px;display:inline;\">74,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t2v_435\" style=\"left:800px;bottom:622px;letter-spacing:-0.12px;display:inline;\">60,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t2w_435\" style=\"left:87px;bottom:603px;letter-spacing:0.11px;display:inline;\">Commitments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t2x_435\" style=\"left:87px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Undrawn formal standby facil</div><div class=\"t sg_435\" id=\"t2y_435\" style=\"left:254px;bottom:584px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_435\" id=\"t2z_435\" style=\"left:261px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies, credit lines and other commitments to lend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t30_435\" style=\"left:100px;bottom:565px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">One year and over </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t31_435\" style=\"left:711px;bottom:565px;letter-spacing:0.1px;display:inline;\">78,356 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t32_435\" style=\"left:801px;bottom:565px;letter-spacing:-0.24px;display:inline;\">69,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t33_435\" style=\"left:100px;bottom:546px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Less than one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t34_435\" style=\"left:710px;bottom:546px;letter-spacing:0.03px;display:inline;\">33,092 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t35_435\" style=\"left:801px;bottom:546px;letter-spacing:0.1px;display:inline;\">31,688 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t36_435\" style=\"left:100px;bottom:527px;letter-spacing:0.01px;display:inline;\">Uncondit</div><div class=\"t sg_435\" id=\"t37_435\" style=\"left:152px;bottom:527px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ionally cancellable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t38_435\" style=\"left:711px;bottom:527px;letter-spacing:-0.31px;display:inline;\">70,942 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t39_435\" style=\"left:802px;bottom:527px;letter-spacing:-0.25px;display:inline;\">67,383 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t3a_435\" style=\"left:704px;bottom:508px;letter-spacing:0.13px;display:inline;\">182,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t3b_435\" style=\"left:794px;bottom:508px;letter-spacing:0.12px;display:inline;\">168,668 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t3c_435\" style=\"left:87px;bottom:489px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">Capital Commitments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t3d_435\" style=\"left:87px;bottom:470px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Contracted capital expenditure approved by the directors but not provided for in these accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t3e_435\" style=\"left:731px;bottom:470px;letter-spacing:-0.04px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t3f_435\" style=\"left:816px;bottom:470px;letter-spacing:0.1px;display:inline;\">257 </div></td></tr>\n                                        </table><div class=\"t s9_435\" id=\"t3g_435\" style=\"left:87px;bottom:440px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">As set out in Note 26, the Group has contingent liab</div><div class=\"t sa_435\" id=\"t3h_435\" style=\"left:390px;bottom:440px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t3i_435\" style=\"left:395px;bottom:440px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t3j_435\" style=\"left:403px;bottom:440px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_435\" id=\"t3k_435\" style=\"left:421px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in respect of certain legal and regulatory matters for which it is not </div><div class=\"t s9_435\" id=\"t3l_435\" style=\"left:87px;bottom:424px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">practicable to estimate the \ufb01nanc</div><div class=\"t sa_435\" id=\"t3m_435\" style=\"left:288px;bottom:424px;letter-spacing:-0.19px;display:inline;\">ial </div>impact as there are many factors that may affect the range of possible outcomes.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108900": {
   "value": "25. Contingent liab<div class=\"t s5_435\" id=\"t7_435\" style=\"left:227px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s4_435\" id=\"t8_435\" style=\"left:235px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">it</div><div class=\"t s5_435\" id=\"t9_435\" style=\"left:246px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.06px;display:inline;\">ies and comm</div><div class=\"t s4_435\" id=\"ta_435\" style=\"left:348px;bottom:1180px;letter-spacing:-0.14px;display:inline;\">itments </div><div class=\"t s6_435\" id=\"tb_435\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_435\" id=\"tc_435\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t s8_435\" id=\"td_435\" style=\"left:135px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s7_435\" id=\"te_435\" style=\"left:370px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">itments </div><div class=\"t s9_435\" id=\"tf_435\" style=\"left:95px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"tg_435\" style=\"left:135px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial guarantee contracts and any loan comm</div><div class=\"t s9_435\" id=\"th_435\" style=\"left:394px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">itments issued at below-market interest rates are in</div><div class=\"t sa_435\" id=\"ti_435\" style=\"left:697px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tj_435\" style=\"left:705px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at </div><div class=\"t s9_435\" id=\"tk_435\" style=\"left:95px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">their fair value as a \ufb01nanc</div><div class=\"t sa_435\" id=\"tl_435\" style=\"left:247px;bottom:1104px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_435\" id=\"tm_435\" style=\"left:266px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_435\" id=\"tn_435\" style=\"left:285px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"to_435\" style=\"left:291px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sa_435\" id=\"tp_435\" style=\"left:608px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tq_435\" style=\"left:615px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount </div><div class=\"t s9_435\" id=\"tr_435\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of income recognised and their expected credit loss provis</div><div class=\"t sa_435\" id=\"ts_435\" style=\"left:437px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion. Loan comm</div><div class=\"t s9_435\" id=\"tt_435\" style=\"left:531px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itments may be designated at fair value through </div><div class=\"t s9_435\" id=\"tu_435\" style=\"left:95px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01t or loss where that is the business model under which such contracts are held. Notional values of \ufb01nanc</div><div class=\"t sa_435\" id=\"tv_435\" style=\"left:730px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee </div><div class=\"t s9_435\" id=\"tw_435\" style=\"left:95px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">contracts and loan commitments are disclosed in the table below. </div><div class=\"t s9_435\" id=\"tx_435\" style=\"left:95px;bottom:1032px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"ty_435\" style=\"left:135px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial guarantees, trade cred</div><div class=\"t s9_435\" id=\"tz_435\" style=\"left:287px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">its and irrevocable letters of credit are the notional values of contracts issued by the Group\u2019s </div><div class=\"t s9_435\" id=\"t10_435\" style=\"left:95px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Transaction Banking business for which an obligat</div><div class=\"t sa_435\" id=\"t11_435\" style=\"left:391px;bottom:1016px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion to make a payment has not ar</div><div class=\"t s9_435\" id=\"t12_435\" style=\"left:591px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isen at the reporting date. Transaction </div><div class=\"t s9_435\" id=\"t13_435\" style=\"left:95px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking will issue contracts to clients and counterparties of clients, whereby in the event the holder of the contract is not </div><div class=\"t s9_435\" id=\"t14_435\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">paid, the Group will reimburse the holder of the contract for the actual \ufb01nanc</div><div class=\"t sa_435\" id=\"t15_435\" style=\"left:548px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial loss suffered. These contracts have var</div><div class=\"t s9_435\" id=\"t16_435\" style=\"left:792px;bottom:984px;letter-spacing:-0.12px;display:inline;\">ious </div><div class=\"t s9_435\" id=\"t17_435\" style=\"left:95px;bottom:968px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">legal forms such as letters of credit, guarantee contracts and performance bonds. The contracts are issued to facil</div><div class=\"t sa_435\" id=\"t18_435\" style=\"left:766px;bottom:968px;letter-spacing:-0.15px;display:inline;\">itate </div><div class=\"t s9_435\" id=\"t19_435\" style=\"left:95px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">trade through export and import business, provide guarantees to \ufb01nanc</div><div class=\"t sa_435\" id=\"t1a_435\" style=\"left:519px;bottom:952px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_435\" id=\"t1b_435\" style=\"left:536px;bottom:952px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t sa_435\" id=\"t1c_435\" style=\"left:557px;bottom:952px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s9_435\" id=\"t1d_435\" style=\"left:577px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions where the Group has a local presence, </div><div class=\"t s9_435\" id=\"t1e_435\" style=\"left:95px;bottom:936px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">as well as guaranteeing project \ufb01nanc</div><div class=\"t sa_435\" id=\"t1f_435\" style=\"left:321px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_435\" id=\"t1g_435\" style=\"left:342px;bottom:936px;letter-spacing:-0.2px;display:inline;\">involv</div><div class=\"t sa_435\" id=\"t1h_435\" style=\"left:376px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing large construct</div><div class=\"t s9_435\" id=\"t1i_435\" style=\"left:486px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion projects undertaken by sovereigns and corporates. </div><div class=\"t s9_435\" id=\"t1j_435\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The contracts may contain performance clauses which require the counterparty performing services or provid</div><div class=\"t sa_435\" id=\"t1k_435\" style=\"left:741px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing goods to </div><div class=\"t s9_435\" id=\"t1l_435\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">meet certain condit</div><div class=\"t sa_435\" id=\"t1m_435\" style=\"left:212px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions before a r</div><div class=\"t s9_435\" id=\"t1n_435\" style=\"left:295px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight to payment is achieved, however the Group does not guarantee this performance. </div><div class=\"t s9_435\" id=\"t1o_435\" style=\"left:95px;bottom:888px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group will only guarantee the credit of the counterparty paying for the services or goods. </div><div class=\"t s9_435\" id=\"t1p_435\" style=\"left:95px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Commitments are where the Group has con\ufb01rmed its intent</div><div class=\"t sa_435\" id=\"t1q_435\" style=\"left:448px;bottom:863px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion to prov</div><div class=\"t s9_435\" id=\"t1r_435\" style=\"left:510px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ide funds to a customer or on behalf of a customer </div><div class=\"t s9_435\" id=\"t1s_435\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under prespecif</div><div class=\"t sa_435\" id=\"t1t_435\" style=\"left:188px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied terms and cond</div><div class=\"t s9_435\" id=\"t1u_435\" style=\"left:302px;bottom:847px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t1v_435\" style=\"left:310px;bottom:847px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s9_435\" id=\"t1w_435\" style=\"left:337px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the form of loans, overdrafts, future guarantees whether cancellable or not and </div><div class=\"t s9_435\" id=\"t1x_435\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the Group has not made payments at the balance sheet date; those instruments are included in these \ufb01nanc</div><div class=\"t sa_435\" id=\"t1y_435\" style=\"left:737px;bottom:831px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial statements </div><div class=\"t s9_435\" id=\"t1z_435\" style=\"left:95px;bottom:815px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">as commitments. Commitments and contingent liab</div><div class=\"t sa_435\" id=\"t20_435\" style=\"left:405px;bottom:815px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t21_435\" style=\"left:411px;bottom:815px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t22_435\" style=\"left:419px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are generally cons</div><div class=\"t s9_435\" id=\"t23_435\" style=\"left:545px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idered on demand as the Group may have to </div><div class=\"t s9_435\" id=\"t24_435\" style=\"left:95px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">honour them, or the client may draw down at any time. </div><div class=\"t s9_435\" id=\"t25_435\" style=\"left:95px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Capital commitments are contractual commitments the Group has entered into to purchase non-\ufb01nanc</div><div class=\"t sa_435\" id=\"t26_435\" style=\"left:708px;bottom:775px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">ial assets. </div><div class=\"t s9_435\" id=\"t27_435\" style=\"left:87px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The table below shows the contract or underlying princ</div><div class=\"t sa_435\" id=\"t28_435\" style=\"left:411px;bottom:743px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal amounts of unmatured off-balance sheet transact</div><div class=\"t s9_435\" id=\"t29_435\" style=\"left:735px;bottom:743px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions at the </div><div class=\"t s9_435\" id=\"t2a_435\" style=\"left:87px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">balance sheet date. The contract or underlying princ</div><div class=\"t sa_435\" id=\"t2b_435\" style=\"left:396px;bottom:726px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ipal amounts </div><div class=\"t s9_435\" id=\"t2c_435\" style=\"left:477px;bottom:726px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sa_435\" id=\"t2d_435\" style=\"left:496px;bottom:726px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">icate the volume of bus</div><div class=\"t s9_435\" id=\"t2e_435\" style=\"left:633px;bottom:726px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">iness outstanding and do not </div><div class=\"t s9_435\" id=\"t2f_435\" style=\"left:87px;bottom:710px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">represent amounts at risk. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_435\" id=\"t2g_435\" style=\"left:726px;bottom:692px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_435\" id=\"t2j_435\" style=\"left:813px;bottom:692px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_435\" id=\"t2h_435\" style=\"left:712px;bottom:681px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_435\" id=\"t2i_435\" style=\"left:734px;bottom:681px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_435\" id=\"t2k_435\" style=\"left:800px;bottom:681px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_435\" id=\"t2l_435\" style=\"left:822px;bottom:681px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t2m_435\" style=\"left:87px;bottom:661px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t se_435\" id=\"t2n_435\" style=\"left:125px;bottom:661px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">ial guarantees and trade cred</div><div class=\"t sd_435\" id=\"t2o_435\" style=\"left:296px;bottom:661px;letter-spacing:0.11px;display:inline;\">its </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t2p_435\" style=\"left:87px;bottom:642px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sg_435\" id=\"t2q_435\" style=\"left:124px;bottom:642px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ial guarantees, trade cred</div><div class=\"t sf_435\" id=\"t2r_435\" style=\"left:268px;bottom:642px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">its and irrevocable letters of credit </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t2s_435\" style=\"left:712px;bottom:642px;letter-spacing:-0.18px;display:inline;\">74,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t2t_435\" style=\"left:800px;bottom:642px;letter-spacing:-0.12px;display:inline;\">60,410 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t2u_435\" style=\"left:712px;bottom:622px;letter-spacing:-0.18px;display:inline;\">74,414 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t2v_435\" style=\"left:800px;bottom:622px;letter-spacing:-0.12px;display:inline;\">60,410 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t2w_435\" style=\"left:87px;bottom:603px;letter-spacing:0.11px;display:inline;\">Commitments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t2x_435\" style=\"left:87px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Undrawn formal standby facil</div><div class=\"t sg_435\" id=\"t2y_435\" style=\"left:254px;bottom:584px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sf_435\" id=\"t2z_435\" style=\"left:261px;bottom:584px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies, credit lines and other commitments to lend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t30_435\" style=\"left:100px;bottom:565px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">One year and over </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t31_435\" style=\"left:711px;bottom:565px;letter-spacing:0.1px;display:inline;\">78,356 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t32_435\" style=\"left:801px;bottom:565px;letter-spacing:-0.24px;display:inline;\">69,597 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t33_435\" style=\"left:100px;bottom:546px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Less than one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t34_435\" style=\"left:710px;bottom:546px;letter-spacing:0.03px;display:inline;\">33,092 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t35_435\" style=\"left:801px;bottom:546px;letter-spacing:0.1px;display:inline;\">31,688 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t36_435\" style=\"left:100px;bottom:527px;letter-spacing:0.01px;display:inline;\">Uncondit</div><div class=\"t sg_435\" id=\"t37_435\" style=\"left:152px;bottom:527px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ionally cancellable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t38_435\" style=\"left:711px;bottom:527px;letter-spacing:-0.31px;display:inline;\">70,942 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t39_435\" style=\"left:802px;bottom:527px;letter-spacing:-0.25px;display:inline;\">67,383 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t3a_435\" style=\"left:704px;bottom:508px;letter-spacing:0.13px;display:inline;\">182,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t3b_435\" style=\"left:794px;bottom:508px;letter-spacing:0.12px;display:inline;\">168,668 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_435\" id=\"t3c_435\" style=\"left:87px;bottom:489px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">Capital Commitments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_435\" id=\"t3d_435\" style=\"left:87px;bottom:470px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Contracted capital expenditure approved by the directors but not provided for in these accounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_435\" id=\"t3e_435\" style=\"left:731px;bottom:470px;letter-spacing:-0.04px;display:inline;\">217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_435\" id=\"t3f_435\" style=\"left:816px;bottom:470px;letter-spacing:0.1px;display:inline;\">257 </div></td></tr>\n                                        </table><div class=\"t s9_435\" id=\"t3g_435\" style=\"left:87px;bottom:440px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">As set out in Note 26, the Group has contingent liab</div><div class=\"t sa_435\" id=\"t3h_435\" style=\"left:390px;bottom:440px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t3i_435\" style=\"left:395px;bottom:440px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t3j_435\" style=\"left:403px;bottom:440px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s9_435\" id=\"t3k_435\" style=\"left:421px;bottom:440px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in respect of certain legal and regulatory matters for which it is not </div><div class=\"t s9_435\" id=\"t3l_435\" style=\"left:87px;bottom:424px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">practicable to estimate the \ufb01nanc</div><div class=\"t sa_435\" id=\"t3m_435\" style=\"left:288px;bottom:424px;letter-spacing:-0.19px;display:inline;\">ial </div>impact as there are many factors that may affect the range of possible outcomes.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f108910": {
   "value": "Accounting policy <div class=\"t s7_435\" id=\"tc_435\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;display:inline;\">Financ</div><div class=\"t s8_435\" id=\"td_435\" style=\"left:135px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial guarantee contracts and loan comm</div><div class=\"t s7_435\" id=\"te_435\" style=\"left:370px;bottom:1136px;letter-spacing:-0.09px;display:inline;\">itments </div><div class=\"t s9_435\" id=\"tf_435\" style=\"left:95px;bottom:1120px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"tg_435\" style=\"left:135px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial guarantee contracts and any loan comm</div><div class=\"t s9_435\" id=\"th_435\" style=\"left:394px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">itments issued at below-market interest rates are in</div><div class=\"t sa_435\" id=\"ti_435\" style=\"left:697px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tj_435\" style=\"left:705px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ially recognised at </div><div class=\"t s9_435\" id=\"tk_435\" style=\"left:95px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">their fair value as a \ufb01nanc</div><div class=\"t sa_435\" id=\"tl_435\" style=\"left:247px;bottom:1104px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s9_435\" id=\"tm_435\" style=\"left:266px;bottom:1104px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t sa_435\" id=\"tn_435\" style=\"left:285px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"to_435\" style=\"left:291px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, and subsequently measured at the higher of the in</div><div class=\"t sa_435\" id=\"tp_435\" style=\"left:608px;bottom:1104px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s9_435\" id=\"tq_435\" style=\"left:615px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial value less the cumulative amount </div><div class=\"t s9_435\" id=\"tr_435\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of income recognised and their expected credit loss provis</div><div class=\"t sa_435\" id=\"ts_435\" style=\"left:437px;bottom:1088px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion. Loan comm</div><div class=\"t s9_435\" id=\"tt_435\" style=\"left:531px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itments may be designated at fair value through </div><div class=\"t s9_435\" id=\"tu_435\" style=\"left:95px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">pro\ufb01t or loss where that is the business model under which such contracts are held. Notional values of \ufb01nanc</div><div class=\"t sa_435\" id=\"tv_435\" style=\"left:730px;bottom:1072px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial guarantee </div><div class=\"t s9_435\" id=\"tw_435\" style=\"left:95px;bottom:1056px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">contracts and loan commitments are disclosed in the table below. </div><div class=\"t s9_435\" id=\"tx_435\" style=\"left:95px;bottom:1032px;letter-spacing:-0.19px;display:inline;\">Financ</div><div class=\"t sa_435\" id=\"ty_435\" style=\"left:135px;bottom:1032px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial guarantees, trade cred</div><div class=\"t s9_435\" id=\"tz_435\" style=\"left:287px;bottom:1032px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">its and irrevocable letters of credit are the notional values of contracts issued by the Group\u2019s </div><div class=\"t s9_435\" id=\"t10_435\" style=\"left:95px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Transaction Banking business for which an obligat</div><div class=\"t sa_435\" id=\"t11_435\" style=\"left:391px;bottom:1016px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion to make a payment has not ar</div><div class=\"t s9_435\" id=\"t12_435\" style=\"left:591px;bottom:1016px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">isen at the reporting date. Transaction </div><div class=\"t s9_435\" id=\"t13_435\" style=\"left:95px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Banking will issue contracts to clients and counterparties of clients, whereby in the event the holder of the contract is not </div><div class=\"t s9_435\" id=\"t14_435\" style=\"left:95px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">paid, the Group will reimburse the holder of the contract for the actual \ufb01nanc</div><div class=\"t sa_435\" id=\"t15_435\" style=\"left:548px;bottom:984px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial loss suffered. These contracts have var</div><div class=\"t s9_435\" id=\"t16_435\" style=\"left:792px;bottom:984px;letter-spacing:-0.12px;display:inline;\">ious </div><div class=\"t s9_435\" id=\"t17_435\" style=\"left:95px;bottom:968px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">legal forms such as letters of credit, guarantee contracts and performance bonds. The contracts are issued to facil</div><div class=\"t sa_435\" id=\"t18_435\" style=\"left:766px;bottom:968px;letter-spacing:-0.15px;display:inline;\">itate </div><div class=\"t s9_435\" id=\"t19_435\" style=\"left:95px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">trade through export and import business, provide guarantees to \ufb01nanc</div><div class=\"t sa_435\" id=\"t1a_435\" style=\"left:519px;bottom:952px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s9_435\" id=\"t1b_435\" style=\"left:536px;bottom:952px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t sa_435\" id=\"t1c_435\" style=\"left:557px;bottom:952px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s9_435\" id=\"t1d_435\" style=\"left:577px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions where the Group has a local presence, </div><div class=\"t s9_435\" id=\"t1e_435\" style=\"left:95px;bottom:936px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">as well as guaranteeing project \ufb01nanc</div><div class=\"t sa_435\" id=\"t1f_435\" style=\"left:321px;bottom:936px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s9_435\" id=\"t1g_435\" style=\"left:342px;bottom:936px;letter-spacing:-0.2px;display:inline;\">involv</div><div class=\"t sa_435\" id=\"t1h_435\" style=\"left:376px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing large construct</div><div class=\"t s9_435\" id=\"t1i_435\" style=\"left:486px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion projects undertaken by sovereigns and corporates. </div><div class=\"t s9_435\" id=\"t1j_435\" style=\"left:95px;bottom:920px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The contracts may contain performance clauses which require the counterparty performing services or provid</div><div class=\"t sa_435\" id=\"t1k_435\" style=\"left:741px;bottom:920px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing goods to </div><div class=\"t s9_435\" id=\"t1l_435\" style=\"left:95px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">meet certain condit</div><div class=\"t sa_435\" id=\"t1m_435\" style=\"left:212px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions before a r</div><div class=\"t s9_435\" id=\"t1n_435\" style=\"left:295px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight to payment is achieved, however the Group does not guarantee this performance. </div><div class=\"t s9_435\" id=\"t1o_435\" style=\"left:95px;bottom:888px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The Group will only guarantee the credit of the counterparty paying for the services or goods. </div><div class=\"t s9_435\" id=\"t1p_435\" style=\"left:95px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Commitments are where the Group has con\ufb01rmed its intent</div><div class=\"t sa_435\" id=\"t1q_435\" style=\"left:448px;bottom:863px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion to prov</div><div class=\"t s9_435\" id=\"t1r_435\" style=\"left:510px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ide funds to a customer or on behalf of a customer </div><div class=\"t s9_435\" id=\"t1s_435\" style=\"left:95px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">under prespecif</div><div class=\"t sa_435\" id=\"t1t_435\" style=\"left:188px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied terms and cond</div><div class=\"t s9_435\" id=\"t1u_435\" style=\"left:302px;bottom:847px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t1v_435\" style=\"left:310px;bottom:847px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s9_435\" id=\"t1w_435\" style=\"left:337px;bottom:847px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in the form of loans, overdrafts, future guarantees whether cancellable or not and </div><div class=\"t s9_435\" id=\"t1x_435\" style=\"left:95px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the Group has not made payments at the balance sheet date; those instruments are included in these \ufb01nanc</div><div class=\"t sa_435\" id=\"t1y_435\" style=\"left:737px;bottom:831px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial statements </div><div class=\"t s9_435\" id=\"t1z_435\" style=\"left:95px;bottom:815px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">as commitments. Commitments and contingent liab</div><div class=\"t sa_435\" id=\"t20_435\" style=\"left:405px;bottom:815px;letter-spacing:-0.24px;display:inline;\">il</div><div class=\"t s9_435\" id=\"t21_435\" style=\"left:411px;bottom:815px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_435\" id=\"t22_435\" style=\"left:419px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are generally cons</div><div class=\"t s9_435\" id=\"t23_435\" style=\"left:545px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idered on demand as the Group may have to </div><div class=\"t s9_435\" id=\"t24_435\" style=\"left:95px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">honour them, or the client may draw down at any time. </div><div class=\"t s9_435\" id=\"t25_435\" style=\"left:95px;bottom:775px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Capital commitments are contractual commitments the Group has entered into to purchase non-\ufb01nanc</div>ial assets.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForContingentLiabilitiesAndCommitmentsExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109105": {
   "value": "26. Legal and regulatory matters <div class=\"t s6_436\" id=\"t8_436\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_436\" id=\"t9_436\" style=\"left:78px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group receives legal claims against it in a number of jur</div><div class=\"t s8_436\" id=\"ta_436\" style=\"left:428px;bottom:1136px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t s7_436\" id=\"tb_436\" style=\"left:445px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_436\" id=\"tc_436\" style=\"left:459px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions and </div><div class=\"t s7_436\" id=\"td_436\" style=\"left:512px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is subject to regulatory and enforcement </div><div class=\"t s7_436\" id=\"te_436\" style=\"left:78px;bottom:1120px;letter-spacing:-0.21px;display:inline;\">invest</div><div class=\"t s8_436\" id=\"tf_436\" style=\"left:112px;bottom:1120px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t s7_436\" id=\"tg_436\" style=\"left:136px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions and proceedings from time to time. Apart from the matters described below, the Group currently considers </div><div class=\"t s7_436\" id=\"th_436\" style=\"left:78px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">none of the ongoing claims, invest</div><div class=\"t s8_436\" id=\"ti_436\" style=\"left:279px;bottom:1104px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t s7_436\" id=\"tj_436\" style=\"left:303px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions or proceedings to be ind</div><div class=\"t s8_436\" id=\"tk_436\" style=\"left:473px;bottom:1104px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_436\" id=\"tl_436\" style=\"left:483px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">idually material. However, in light of the uncertaint</div><div class=\"t s8_436\" id=\"tm_436\" style=\"left:779px;bottom:1104px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_436\" id=\"tn_436\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">involved in such matters there can be no assurance that the outcome of a particular matter or matters currently not </div><div class=\"t s7_436\" id=\"to_436\" style=\"left:78px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered to be material may not ultimately be material to the Group\u2019s results in a particular reporting period depending </div><div class=\"t s7_436\" id=\"tp_436\" style=\"left:78px;bottom:1056px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">on, among other things, the amount of the loss resulting from the matter(s) and the results otherwise reported for </div><div class=\"t s7_436\" id=\"tq_436\" style=\"left:78px;bottom:1040px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">such period. </div><div class=\"t s7_436\" id=\"tr_436\" style=\"left:69px;bottom:1007px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Since 2014, the Group has been named as a defendant in a series of lawsuits that have been \ufb01led in the United States Distr</div><div class=\"t s8_436\" id=\"ts_436\" style=\"left:790px;bottom:1007px;letter-spacing:-0.22px;display:inline;\">ict </div><div class=\"t s7_436\" id=\"tt_436\" style=\"left:69px;bottom:991px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Courts for the Southern and Eastern Distr</div><div class=\"t s8_436\" id=\"tu_436\" style=\"left:311px;bottom:991px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">icts of New York aga</div><div class=\"t s7_436\" id=\"tv_436\" style=\"left:432px;bottom:991px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inst a number of banks on behalf of plaint</div><div class=\"t s8_436\" id=\"tw_436\" style=\"left:679px;bottom:991px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iffs who are, or are </div><div class=\"t s7_436\" id=\"tx_436\" style=\"left:69px;bottom:975px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">relatives of, vict</div><div class=\"t s8_436\" id=\"ty_436\" style=\"left:159px;bottom:975px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ims of attacks </div><div class=\"t s7_436\" id=\"tz_436\" style=\"left:245px;bottom:975px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in Iraq and Afghanistan. The plaint</div><div class=\"t s8_436\" id=\"t10_436\" style=\"left:451px;bottom:975px;letter-spacing:-0.01px;display:inline;\">iffs </div><div class=\"t s7_436\" id=\"t11_436\" style=\"left:471px;bottom:975px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in each of these lawsuits have alleged that the defendant </div><div class=\"t s7_436\" id=\"t12_436\" style=\"left:69px;bottom:959px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">banks aided and abetted the unlawful conduct of parties with connections to terrorist organisat</div><div class=\"t s8_436\" id=\"t13_436\" style=\"left:637px;bottom:959px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_436\" id=\"t14_436\" style=\"left:663px;bottom:959px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in breach of the United </div><div class=\"t s7_436\" id=\"t15_436\" style=\"left:69px;bottom:943px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">States Anti-Terrorism Act. None of these lawsuits specify the amount of damages claimed. The Group continues to defend </div><div class=\"t s7_436\" id=\"t16_436\" style=\"left:69px;bottom:927px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">these lawsuits. </div><div class=\"t s7_436\" id=\"t17_436\" style=\"left:69px;bottom:903px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">In January 2020, a shareholder derivat</div><div class=\"t s8_436\" id=\"t18_436\" style=\"left:295px;bottom:903px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ive compla</div><div class=\"t s7_436\" id=\"t19_436\" style=\"left:360px;bottom:903px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int was \ufb01led by the City of Philadelph</div><div class=\"t s8_436\" id=\"t1a_436\" style=\"left:577px;bottom:903px;letter-spacing:-0.2px;display:inline;\">ia </div><div class=\"t s7_436\" id=\"t1b_436\" style=\"left:590px;bottom:903px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in New York State Court against 45 </div><div class=\"t s7_436\" id=\"t1c_436\" style=\"left:69px;bottom:887px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">current and former directors and senior of\ufb01cers of the Group. It is alleged that the ind</div><div class=\"t s8_436\" id=\"t1d_436\" style=\"left:568px;bottom:887px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_436\" id=\"t1e_436\" style=\"left:577px;bottom:887px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iduals breached their duties to the Group </div><div class=\"t s7_436\" id=\"t1f_436\" style=\"left:69px;bottom:871px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">and caused a waste of corporate assets by permitt</div><div class=\"t s8_436\" id=\"t1g_436\" style=\"left:370px;bottom:871px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the conduct that gave r</div><div class=\"t s7_436\" id=\"t1h_436\" style=\"left:531px;bottom:871px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ise to the costs and losses to the Group related to </div><div class=\"t s7_436\" id=\"t1i_436\" style=\"left:69px;bottom:855px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">legacy conduct and control issues. In March 2021, an amended complaint was served in which Standard Chartered Bank and </div><div class=\"t s7_436\" id=\"t1j_436\" style=\"left:69px;bottom:839px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">seven ind</div><div class=\"t s8_436\" id=\"t1k_436\" style=\"left:125px;bottom:839px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_436\" id=\"t1l_436\" style=\"left:134px;bottom:839px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iduals were removed from the case. Standard Chartered PLC and Standard Chartered Holdings Lim</div><div class=\"t s8_436\" id=\"t1m_436\" style=\"left:720px;bottom:839px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited rema</div><div class=\"t s7_436\" id=\"t1n_436\" style=\"left:778px;bottom:839px;letter-spacing:-0.11px;display:inline;\">ined </div><div class=\"t s7_436\" id=\"t1o_436\" style=\"left:69px;bottom:823px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">as named \u201cnominal defendants\u201d in the complaint. In May 2021, Standard Chartered PLC \ufb01led a motion to dism</div><div class=\"t s8_436\" id=\"t1p_436\" style=\"left:716px;bottom:823px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iss the compla</div><div class=\"t s7_436\" id=\"t1q_436\" style=\"left:801px;bottom:823px;letter-spacing:-0.09px;display:inline;\">int. </div><div class=\"t s7_436\" id=\"t1r_436\" style=\"left:69px;bottom:807px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">In February 2022, the New York State Court ruled in favour of Standard Chartered PLC\u2019s motion to dism</div><div class=\"t s8_436\" id=\"t1s_436\" style=\"left:672px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iss the compla</div><div class=\"t s7_436\" id=\"t1t_436\" style=\"left:756px;bottom:807px;letter-spacing:-0.09px;display:inline;\">int. </div><div class=\"t s7_436\" id=\"t1u_436\" style=\"left:69px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The plaint</div><div class=\"t s8_436\" id=\"t1v_436\" style=\"left:130px;bottom:791px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">iffs are pursu</div><div class=\"t s7_436\" id=\"t1w_436\" style=\"left:205px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing an appeal against the February 2022 ruling. A hearing date for the plaint</div><div class=\"t s8_436\" id=\"t1x_436\" style=\"left:656px;bottom:791px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">iffs\u2019 appeal </div><div class=\"t s7_436\" id=\"t1y_436\" style=\"left:724px;bottom:791px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is awaited. </div><div class=\"t s7_436\" id=\"t1z_436\" style=\"left:69px;bottom:767px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Since October 2020, four lawsuits have been \ufb01led in the English High Court against Standard Chartered PLC on behalf of more </div><div class=\"t s7_436\" id=\"t20_436\" style=\"left:69px;bottom:751px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">than 200 shareholders in relation to alleged untrue and/or mislead</div><div class=\"t s8_436\" id=\"t21_436\" style=\"left:463px;bottom:751px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ing statements and/or om</div><div class=\"t s7_436\" id=\"t22_436\" style=\"left:619px;bottom:751px;letter-spacing:-0.07px;display:inline;\">iss</div><div class=\"t s8_436\" id=\"t23_436\" style=\"left:633px;bottom:751px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_436\" id=\"t24_436\" style=\"left:659px;bottom:751px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in informat</div><div class=\"t s8_436\" id=\"t25_436\" style=\"left:724px;bottom:751px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion publ</div><div class=\"t s7_436\" id=\"t26_436\" style=\"left:772px;bottom:751px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ished by </div><div class=\"t s7_436\" id=\"t27_436\" style=\"left:69px;bottom:735px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Standard Chartered PLC in its rights issue prospectuses of 2008, 2010 and 2015 and/or public statements regarding the Group\u2019s </div><div class=\"t s7_436\" id=\"t28_436\" style=\"left:69px;bottom:718px;letter-spacing:-0.14px;display:inline;\">histor</div><div class=\"t s8_436\" id=\"t29_436\" style=\"left:102px;bottom:718px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ic sanct</div><div class=\"t s7_436\" id=\"t2a_436\" style=\"left:147px;bottom:718px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions, money laundering and \ufb01nanc</div><div class=\"t s8_436\" id=\"t2b_436\" style=\"left:351px;bottom:718px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ial cr</div><div class=\"t s7_436\" id=\"t2c_436\" style=\"left:379px;bottom:718px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ime compliance issues. These lawsuits have been brought under sections </div><div class=\"t s7_436\" id=\"t2d_436\" style=\"left:69px;bottom:702px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">90 and 90A of the Financ</div><div class=\"t s8_436\" id=\"t2e_436\" style=\"left:218px;bottom:702px;letter-spacing:-0.06px;word-spacing:-0.2px;display:inline;\">ial Serv</div><div class=\"t s7_436\" id=\"t2f_436\" style=\"left:260px;bottom:702px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ices and Markets Act 2000. These lawsuits are at an early procedural stage. </div><div class=\"t s7_436\" id=\"t2g_436\" style=\"left:69px;bottom:678px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Bernard Madoff\u2019s 2008 confession to running a Ponzi scheme through Bernard L. Madoff Investment Securit</div><div class=\"t s8_436\" id=\"t2h_436\" style=\"left:704px;bottom:678px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ies LLC (BMIS) gave </div><div class=\"t s7_436\" id=\"t2i_436\" style=\"left:69px;bottom:662px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">rise to a number of lawsuits against the Group. BMIS and the Fairf</div><div class=\"t s8_436\" id=\"t2j_436\" style=\"left:455px;bottom:662px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ield funds (wh</div><div class=\"t s7_436\" id=\"t2k_436\" style=\"left:538px;bottom:662px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ich invested in BMIS) are in bankruptcy and </div><div class=\"t s7_436\" id=\"t2l_436\" style=\"left:69px;bottom:646px;letter-spacing:-0.16px;display:inline;\">liqu</div><div class=\"t s8_436\" id=\"t2m_436\" style=\"left:91px;bottom:646px;letter-spacing:-0.16px;display:inline;\">idat</div><div class=\"t s7_436\" id=\"t2n_436\" style=\"left:115px;bottom:646px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, respectively. Between 2010 and 2012, \ufb01ve lawsuits were brought against the Group by the BMIS bankruptcy trustee </div><div class=\"t s7_436\" id=\"t2o_436\" style=\"left:69px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">and the Fairf</div><div class=\"t s8_436\" id=\"t2p_436\" style=\"left:145px;bottom:630px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ield funds\u2019 l</div><div class=\"t s7_436\" id=\"t2q_436\" style=\"left:211px;bottom:630px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t s8_436\" id=\"t2r_436\" style=\"left:229px;bottom:630px;letter-spacing:-0.09px;display:inline;\">idators, </div><div class=\"t s7_436\" id=\"t2s_436\" style=\"left:276px;bottom:630px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in each case seeking to recover funds paid to the Group\u2019s clients pursuant to redemption </div><div class=\"t s7_436\" id=\"t2t_436\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">requests made prior to BMIS\u2019 bankruptcy \ufb01l</div><div class=\"t s8_436\" id=\"t2u_436\" style=\"left:322px;bottom:614px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing. The total amount sought </div><div class=\"t s7_436\" id=\"t2v_436\" style=\"left:497px;bottom:614px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in these cases exceeds USD 300 mill</div><div class=\"t s8_436\" id=\"t2w_436\" style=\"left:709px;bottom:614px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion, exclud</div><div class=\"t s7_436\" id=\"t2x_436\" style=\"left:771px;bottom:614px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s7_436\" id=\"t2y_436\" style=\"left:69px;bottom:598px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">any pre-judgment interest that may be awarded. The four lawsuits commenced by the Fairf</div><div class=\"t s8_436\" id=\"t2z_436\" style=\"left:609px;bottom:598px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ield funds\u2019 l</div><div class=\"t s7_436\" id=\"t30_436\" style=\"left:675px;bottom:598px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t s8_436\" id=\"t31_436\" style=\"left:693px;bottom:598px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">idators have been </div><div class=\"t s7_436\" id=\"t32_436\" style=\"left:69px;bottom:582px;letter-spacing:-0.15px;display:inline;\">dism</div><div class=\"t s8_436\" id=\"t33_436\" style=\"left:98px;bottom:582px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">issed and the appeals of those d</div><div class=\"t s7_436\" id=\"t34_436\" style=\"left:289px;bottom:582px;letter-spacing:-0.12px;display:inline;\">ism</div><div class=\"t s8_436\" id=\"t35_436\" style=\"left:310px;bottom:582px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">issals by the funds\u2019 l</div><div class=\"t s7_436\" id=\"t36_436\" style=\"left:424px;bottom:582px;letter-spacing:-0.14px;display:inline;\">iqu</div><div class=\"t s8_436\" id=\"t37_436\" style=\"left:442px;bottom:582px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idators are ongo</div><div class=\"t s7_436\" id=\"t38_436\" style=\"left:541px;bottom:582px;letter-spacing:-0.13px;display:inline;\">ing. </div><div class=\"t s7_436\" id=\"t39_436\" style=\"left:69px;bottom:558px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">As has been reported in the press, a number of Korean banks, includ</div><div class=\"t s8_436\" id=\"t3a_436\" style=\"left:469px;bottom:558px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing Standard Chartered Bank Korea, have sold equ</div><div class=\"t s7_436\" id=\"t3b_436\" style=\"left:769px;bottom:558px;letter-spacing:-0.06px;display:inline;\">ity- </div><div class=\"t s7_436\" id=\"t3c_436\" style=\"left:69px;bottom:542px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">linked securit</div><div class=\"t s8_436\" id=\"t3d_436\" style=\"left:146px;bottom:542px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies (\u201cELS\u201d) to customers, the redempt</div><div class=\"t s7_436\" id=\"t3e_436\" style=\"left:363px;bottom:542px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion values of which are determined by the performance of various stock </div><div class=\"t s7_436\" id=\"t3f_436\" style=\"left:69px;bottom:526px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s8_436\" id=\"t3g_436\" style=\"left:88px;bottom:526px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ices. Standard Chartered Bank Korea sold relevant ELS to </div><div class=\"t s7_436\" id=\"t3h_436\" style=\"left:426px;bottom:526px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its customers with a notional value of approximately USD900m. </div><div class=\"t s7_436\" id=\"t3i_436\" style=\"left:69px;bottom:510px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Due to the performance of the Hang Seng China Enterprise Index, it is antic</div><div class=\"t s8_436\" id=\"t3j_436\" style=\"left:512px;bottom:510px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipated that several thousand Standard Chartered </div><div class=\"t s7_436\" id=\"t3k_436\" style=\"left:69px;bottom:494px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Bank Korea customers may redeem their ELS at a loss. The value of Standard Chartered Bank Korea customers\u2019 antic</div><div class=\"t s8_436\" id=\"t3l_436\" style=\"left:754px;bottom:494px;letter-spacing:-0.12px;display:inline;\">ipated </div><div class=\"t s7_436\" id=\"t3m_436\" style=\"left:69px;bottom:478px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">losses is subject to \ufb02uctuation as the ELS mature on various dates through 2026 and could total several hundred mill</div><div class=\"t s8_436\" id=\"t3n_436\" style=\"left:748px;bottom:478px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ion USD. </div><div class=\"t s7_436\" id=\"t3o_436\" style=\"left:69px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank Korea may be faced with claims by customers and its regulator, the Financ</div><div class=\"t s8_436\" id=\"t3p_436\" style=\"left:662px;bottom:462px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ial Superv</div><div class=\"t s7_436\" id=\"t3q_436\" style=\"left:720px;bottom:462px;letter-spacing:-0.04px;word-spacing:-0.23px;display:inline;\">isory Service, </div><div class=\"t s7_436\" id=\"t3r_436\" style=\"left:69px;bottom:446px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">to cover part or all of those antic</div><div class=\"t s8_436\" id=\"t3s_436\" style=\"left:259px;bottom:446px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ipated losses and also may face regulatory penalt</div><div class=\"t s7_436\" id=\"t3t_436\" style=\"left:555px;bottom:446px;letter-spacing:-0.13px;display:inline;\">ies </div><div class=\"t s7_436\" id=\"t3u_436\" style=\"left:69px;bottom:422px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group has concluded that the threshold for recording provis</div><div class=\"t s8_436\" id=\"t3v_436\" style=\"left:448px;bottom:422px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions pursuant to IAS 37 Prov</div><div class=\"t s7_436\" id=\"t3w_436\" style=\"left:609px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s8_436\" id=\"t3x_436\" style=\"left:618px;bottom:422px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ions, Cont</div><div class=\"t s7_436\" id=\"t3y_436\" style=\"left:676px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ingent Liab</div><div class=\"t s8_436\" id=\"t3z_436\" style=\"left:744px;bottom:422px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_436\" id=\"t40_436\" style=\"left:749px;bottom:422px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_436\" id=\"t41_436\" style=\"left:757px;bottom:422px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies and </div><div class=\"t s7_436\" id=\"t42_436\" style=\"left:69px;bottom:406px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Contingent Assets is not met with respect to the above matters; however, the outcomes of these matters are inherently </div><div class=\"t s7_436\" id=\"t43_436\" style=\"left:69px;bottom:390px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">uncertain and diff</div><div class=\"t s8_436\" id=\"t44_436\" style=\"left:176px;bottom:390px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">icult to pred</div><div class=\"t s7_436\" id=\"t45_436\" style=\"left:246px;bottom:390px;letter-spacing:-0.11px;display:inline;\">ict. </div><div class=\"t s7_436\" id=\"t46_436\" style=\"left:69px;bottom:366px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">In 2023, three legal cases concluded in which allegations of corruption had been made against the Group or its employees, </div><div class=\"t s7_436\" id=\"t47_436\" style=\"left:69px;bottom:350px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">none of which resulted in liab</div><div class=\"t s8_436\" id=\"t48_436\" style=\"left:241px;bottom:350px;letter-spacing:-0.23px;display:inline;\">il</div>ity being established. ",
   "dimensions": {
    "concept": "stan:DisclosureOfLegalAndRegulatoryMattersExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109109": {
   "value": "Accounting policy <div class=\"t s7_436\" id=\"t9_436\" style=\"left:78px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group receives legal claims against it in a number of jur</div><div class=\"t s8_436\" id=\"ta_436\" style=\"left:428px;bottom:1136px;letter-spacing:-0.12px;display:inline;\">isd</div><div class=\"t s7_436\" id=\"tb_436\" style=\"left:445px;bottom:1136px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_436\" id=\"tc_436\" style=\"left:459px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions and </div><div class=\"t s7_436\" id=\"td_436\" style=\"left:512px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is subject to regulatory and enforcement </div><div class=\"t s7_436\" id=\"te_436\" style=\"left:78px;bottom:1120px;letter-spacing:-0.21px;display:inline;\">invest</div><div class=\"t s8_436\" id=\"tf_436\" style=\"left:112px;bottom:1120px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t s7_436\" id=\"tg_436\" style=\"left:136px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions and proceedings from time to time. Apart from the matters described below, the Group currently considers </div><div class=\"t s7_436\" id=\"th_436\" style=\"left:78px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">none of the ongoing claims, invest</div><div class=\"t s8_436\" id=\"ti_436\" style=\"left:279px;bottom:1104px;letter-spacing:-0.16px;display:inline;\">igat</div><div class=\"t s7_436\" id=\"tj_436\" style=\"left:303px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions or proceedings to be ind</div><div class=\"t s8_436\" id=\"tk_436\" style=\"left:473px;bottom:1104px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s7_436\" id=\"tl_436\" style=\"left:483px;bottom:1104px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">idually material. However, in light of the uncertaint</div><div class=\"t s8_436\" id=\"tm_436\" style=\"left:779px;bottom:1104px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_436\" id=\"tn_436\" style=\"left:78px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">involved in such matters there can be no assurance that the outcome of a particular matter or matters currently not </div><div class=\"t s7_436\" id=\"to_436\" style=\"left:78px;bottom:1072px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">considered to be material may not ultimately be material to the Group\u2019s results in a particular reporting period depending </div><div class=\"t s7_436\" id=\"tp_436\" style=\"left:78px;bottom:1056px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">on, among other things, the amount of the loss resulting from the matter(s) and the results otherwise reported for </div>such period.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForLegalAndRegulatoryMattersExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109273": {
   "value": "27. Subordinated liab<div class=\"t s5_437\" id=\"t7_437\" style=\"left:244px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s4_437\" id=\"t8_437\" style=\"left:252px;bottom:1180px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t s5_437\" id=\"t9_437\" style=\"left:262px;bottom:1180px;letter-spacing:-0.24px;word-spacing:-0.06px;display:inline;\">ies and other borrowed funds </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"ta_437\" style=\"left:726px;bottom:1162px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"td_437\" style=\"left:813px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"tb_437\" style=\"left:712px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"tc_437\" style=\"left:734px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"te_437\" style=\"left:800px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"tf_437\" style=\"left:822px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"tg_437\" style=\"left:87px;bottom:1131px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Subordinated loan capital \u2013 issued by subsid</div><div class=\"t s9_437\" id=\"th_437\" style=\"left:340px;bottom:1131px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t s8_437\" id=\"ti_437\" style=\"left:418px;bottom:1131px;letter-spacing:0.07px;display:inline;\">ings </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"tj_437\" style=\"left:87px;bottom:1112px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">$700 mill</div><div class=\"t sb_437\" id=\"tk_437\" style=\"left:137px;bottom:1112px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ion 8.0 per cent subord</div><div class=\"t sa_437\" id=\"tl_437\" style=\"left:264px;bottom:1112px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">inated notes due 2031 (callable 2026)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"tm_437\" style=\"left:728px;bottom:1112px;letter-spacing:0.03px;display:inline;\">342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"tn_437\" style=\"left:816px;bottom:1112px;letter-spacing:0.04px;display:inline;\">345 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"to_437\" style=\"left:87px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">NPR2.4 bill</div><div class=\"t sb_437\" id=\"tp_437\" style=\"left:145px;bottom:1093px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ion \ufb01xed sub debt rate 10.3 per cent </div><div class=\"t sc_437\" id=\"tq_437\" style=\"vertical-align: super;left:342px;bottom:1099px;letter-spacing:0.2px;display:inline;\">2,3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"tr_437\" style=\"left:737px;bottom:1093px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"ts_437\" style=\"left:830px;bottom:1093px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"tt_437\" style=\"left:727px;bottom:1074px;letter-spacing:0.11px;display:inline;\">360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"tu_437\" style=\"left:816px;bottom:1074px;letter-spacing:0.04px;display:inline;\">345 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s8_437\" id=\"tv_437\" style=\"left:87px;bottom:1055px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Subordinated loan capital \u2013 issued by the Company </div><div class=\"t sd_437\" id=\"tw_437\" style=\"vertical-align: super;left:380px;bottom:1061px;display:inline;\">4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"tx_437\" style=\"left:87px;bottom:1036px;word-spacing:-0.14px;display:inline;\">Primary capital \ufb02oating rate notes: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"ty_437\" style=\"left:87px;bottom:1017px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">$400 mill</div><div class=\"t sb_437\" id=\"tz_437\" style=\"left:138px;bottom:1017px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t10_437\" style=\"left:185px;bottom:1017px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing rate undated subordinated notes </div><div class=\"t sc_437\" id=\"t11_437\" style=\"vertical-align: super;left:392px;bottom:1023px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t12_437\" style=\"left:743px;bottom:1017px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t13_437\" style=\"left:825px;bottom:1017px;letter-spacing:-0.06px;display:inline;\">16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"t14_437\" style=\"left:87px;bottom:998px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">$300 mill</div><div class=\"t sb_437\" id=\"t15_437\" style=\"left:137px;bottom:998px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t16_437\" style=\"left:184px;bottom:998px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing rate undated subordinated notes (Series 2) </div><div class=\"t sc_437\" id=\"t17_437\" style=\"vertical-align: super;left:443px;bottom:1004px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t18_437\" style=\"left:743px;bottom:998px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t19_437\" style=\"left:822px;bottom:998px;letter-spacing:-0.17px;display:inline;\">69 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"t1a_437\" style=\"left:87px;bottom:979px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">$400 mill</div><div class=\"t sb_437\" id=\"t1b_437\" style=\"left:138px;bottom:979px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t1c_437\" style=\"left:185px;bottom:979px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing rate undated subordinated notes (Series 3) </div><div class=\"t sc_437\" id=\"t1d_437\" style=\"vertical-align: super;left:444px;bottom:985px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1e_437\" style=\"left:743px;bottom:979px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1f_437\" style=\"left:821px;bottom:979px;letter-spacing:0.02px;display:inline;\">50 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"t1g_437\" style=\"left:87px;bottom:959px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">$200 mill</div><div class=\"t sb_437\" id=\"t1h_437\" style=\"left:137px;bottom:959px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t1i_437\" style=\"left:183px;bottom:959px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ing rate undated subordinated notes (Series 4) </div><div class=\"t sc_437\" id=\"t1j_437\" style=\"vertical-align: super;left:443px;bottom:966px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1k_437\" style=\"left:743px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1l_437\" style=\"left:823px;bottom:959px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t1m_437\" style=\"left:87px;bottom:940px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">\u00a3900 mill</div><div class=\"t sb_437\" id=\"t1n_437\" style=\"left:138px;bottom:940px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion 5.125 per cent subord</div><div class=\"t se_437\" id=\"t1o_437\" style=\"left:274px;bottom:940px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">inated notes due 2034 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1p_437\" style=\"left:726px;bottom:940px;letter-spacing:0.3px;display:inline;\">644 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1q_437\" style=\"left:816px;bottom:940px;letter-spacing:-0.01px;display:inline;\">587 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t1r_437\" style=\"left:87px;bottom:921px;letter-spacing:-0.1px;word-spacing:-0.07px;display:inline;\">$2 bill</div><div class=\"t sb_437\" id=\"t1s_437\" style=\"left:118px;bottom:921px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 5.7 per cent subord</div><div class=\"t sa_437\" id=\"t1t_437\" style=\"left:243px;bottom:921px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">inated notes due 2044 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1u_437\" style=\"left:720px;bottom:921px;letter-spacing:0.01px;display:inline;\">2,197 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1v_437\" style=\"left:810px;bottom:921px;letter-spacing:-0.1px;display:inline;\">2,172 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t1w_437\" style=\"left:87px;bottom:902px;letter-spacing:-0.1px;word-spacing:-0.07px;display:inline;\">$2 bill</div><div class=\"t sb_437\" id=\"t1x_437\" style=\"left:118px;bottom:902px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ion 3.95 per cent subord</div><div class=\"t sa_437\" id=\"t1y_437\" style=\"left:249px;bottom:902px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">inated notes due 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1z_437\" style=\"left:743px;bottom:902px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t20_437\" style=\"left:809px;bottom:902px;letter-spacing:-0.06px;display:inline;\">1,999 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t21_437\" style=\"left:87px;bottom:883px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">$1 bill</div><div class=\"t sb_437\" id=\"t22_437\" style=\"left:116px;bottom:883px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion 5.2 per cent subord</div><div class=\"t sa_437\" id=\"t23_437\" style=\"left:241px;bottom:883px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">inated notes due 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t24_437\" style=\"left:720px;bottom:883px;letter-spacing:0.04px;display:inline;\">1,001 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t25_437\" style=\"left:811px;bottom:883px;letter-spacing:-0.07px;display:inline;\">1,017 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t26_437\" style=\"left:87px;bottom:864px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$750 mill</div><div class=\"t sb_437\" id=\"t27_437\" style=\"left:136px;bottom:864px;word-spacing:-0.14px;display:inline;\">ion 5.3 per cent subord</div><div class=\"t sa_437\" id=\"t28_437\" style=\"left:262px;bottom:864px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">inated notes due 2043 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t29_437\" style=\"left:728px;bottom:864px;letter-spacing:-0.05px;display:inline;\">697 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2a_437\" style=\"left:816px;bottom:864px;letter-spacing:-0.24px;display:inline;\">679 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2b_437\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">\u20ac500 mill</div><div class=\"t sb_437\" id=\"t2c_437\" style=\"left:139px;bottom:845px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion 3.125 per cent subord</div><div class=\"t sa_437\" id=\"t2d_437\" style=\"left:275px;bottom:845px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">inated notes due 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2e_437\" style=\"left:728px;bottom:845px;letter-spacing:0.13px;display:inline;\">536 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2f_437\" style=\"left:815px;bottom:845px;letter-spacing:-0.11px;display:inline;\">502 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2g_437\" style=\"left:87px;bottom:826px;word-spacing:-0.17px;display:inline;\">$1.25 bill</div><div class=\"t sb_437\" id=\"t2h_437\" style=\"left:132px;bottom:826px;word-spacing:-0.14px;display:inline;\">ion 4.3 per cent subord</div><div class=\"t sa_437\" id=\"t2i_437\" style=\"left:258px;bottom:826px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inated notes due 2027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2j_437\" style=\"left:722px;bottom:826px;letter-spacing:-0.01px;display:inline;\">1,154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2k_437\" style=\"left:815px;bottom:826px;letter-spacing:-0.17px;display:inline;\">1,119 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2l_437\" style=\"left:87px;bottom:807px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">$1 bill</div><div class=\"t sb_437\" id=\"t2m_437\" style=\"left:116px;bottom:807px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 3.516 per cent subord</div><div class=\"t sa_437\" id=\"t2n_437\" style=\"left:252px;bottom:807px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">inated notes due 2030 (callable 2025) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2o_437\" style=\"left:727px;bottom:807px;letter-spacing:0.04px;display:inline;\">964 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2p_437\" style=\"left:815px;bottom:807px;letter-spacing:0.08px;display:inline;\">938 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2q_437\" style=\"left:87px;bottom:788px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$500 mill</div><div class=\"t sb_437\" id=\"t2r_437\" style=\"left:137px;bottom:788px;word-spacing:-0.14px;display:inline;\">ion 4.886 per cent subord</div><div class=\"t sa_437\" id=\"t2s_437\" style=\"left:278px;bottom:788px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">inated notes due 2033 (callable 2028) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2t_437\" style=\"left:729px;bottom:788px;letter-spacing:0.07px;display:inline;\">481 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2u_437\" style=\"left:816px;bottom:788px;letter-spacing:-0.14px;display:inline;\">473 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2v_437\" style=\"left:87px;bottom:769px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">\u00a396.035 mill</div><div class=\"t sb_437\" id=\"t2w_437\" style=\"left:152px;bottom:769px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">ion 7.375 per cent Non-Cum Pref Shares (reclassed as Debt) \u2013 Other borrow</div><div class=\"t sa_437\" id=\"t2x_437\" style=\"left:567px;bottom:769px;letter-spacing:0.02px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2y_437\" style=\"left:731px;bottom:769px;letter-spacing:0.14px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2z_437\" style=\"left:821px;bottom:769px;letter-spacing:-0.08px;display:inline;\">116 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t30_437\" style=\"left:87px;bottom:750px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">\u00a399.250 mill</div><div class=\"t sb_437\" id=\"t31_437\" style=\"left:152px;bottom:750px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion 8.25 per cent Non-Cum Pref Shares (reclassed as Debt) \u2013 Other borrow</div><div class=\"t sa_437\" id=\"t32_437\" style=\"left:563px;bottom:750px;letter-spacing:0.02px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t33_437\" style=\"left:730px;bottom:750px;letter-spacing:0.03px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t34_437\" style=\"left:821px;bottom:750px;letter-spacing:-0.1px;display:inline;\">119 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t35_437\" style=\"left:87px;bottom:731px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$750 mill</div><div class=\"t sb_437\" id=\"t36_437\" style=\"left:136px;bottom:731px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 3.604 per cent \ufb01xed rate reset dated subord</div><div class=\"t sa_437\" id=\"t37_437\" style=\"left:400px;bottom:731px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inated notes due 2033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t38_437\" style=\"left:727px;bottom:731px;letter-spacing:0.23px;display:inline;\">648 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t39_437\" style=\"left:814px;bottom:731px;letter-spacing:0.11px;display:inline;\">630 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t3a_437\" style=\"left:87px;bottom:712px;letter-spacing:-0.11px;word-spacing:-0.06px;display:inline;\">\u20ac 1 bill</div><div class=\"t sb_437\" id=\"t3b_437\" style=\"left:120px;bottom:712px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ion 2.5 per cent subord</div><div class=\"t sa_437\" id=\"t3c_437\" style=\"left:245px;bottom:712px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">inated debt 2030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3d_437\" style=\"left:718px;bottom:712px;letter-spacing:0.07px;display:inline;\">1,044 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3e_437\" style=\"left:816px;bottom:712px;letter-spacing:-0.32px;display:inline;\">967 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t3f_437\" style=\"left:87px;bottom:693px;word-spacing:-0.17px;display:inline;\">$1.25 bill</div><div class=\"t sb_437\" id=\"t3g_437\" style=\"left:132px;bottom:693px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 3.265 per cent subord</div><div class=\"t sa_437\" id=\"t3h_437\" style=\"left:270px;bottom:693px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inated notes due 2036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3i_437\" style=\"left:717px;bottom:693px;letter-spacing:0.02px;display:inline;\">1,040 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3j_437\" style=\"left:807px;bottom:693px;letter-spacing:-0.06px;display:inline;\">1,002 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t3k_437\" style=\"left:87px;bottom:674px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">\u20ac1 bill</div><div class=\"t sb_437\" id=\"t3l_437\" style=\"left:117px;bottom:674px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 1.200 per cent \ufb01xed rate reset dated subord</div><div class=\"t sa_437\" id=\"t3m_437\" style=\"left:379px;bottom:674px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">inated notes due 2031 (callable 2026) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3n_437\" style=\"left:720px;bottom:674px;letter-spacing:0.02px;display:inline;\">1,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3o_437\" style=\"left:818px;bottom:674px;letter-spacing:0.07px;display:inline;\">891 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3p_437\" style=\"left:716px;bottom:655px;letter-spacing:-0.2px;display:inline;\">11,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3q_437\" style=\"left:802px;bottom:655px;letter-spacing:-0.05px;display:inline;\">13,370 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"t3r_437\" style=\"left:87px;bottom:636px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total for Group </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3s_437\" style=\"left:712px;bottom:636px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3t_437\" style=\"left:806px;bottom:636px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr>\n                                        </table><div class=\"t s6_437\" id=\"t3u_437\" style=\"left:87px;bottom:612px;display:inline;\">1 </div><div class=\"t s6_437\" id=\"t3v_437\" style=\"left:100px;bottom:612px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Issued by Standard Chartered Bank </div><div class=\"t s6_437\" id=\"t3w_437\" style=\"left:87px;bottom:595px;display:inline;\">2 </div><div class=\"t s6_437\" id=\"t3x_437\" style=\"left:100px;bottom:595px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Issued by Standard Chartered Bank Nepal Lim</div><div class=\"t s7_437\" id=\"t3y_437\" style=\"left:312px;bottom:595px;letter-spacing:-0.03px;display:inline;\">ited </div><div class=\"t s6_437\" id=\"t3z_437\" style=\"left:87px;bottom:578px;display:inline;\">3 </div><div class=\"t s6_437\" id=\"t40_437\" style=\"left:100px;bottom:578px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">NPR refers to Nepalese Rupee </div><div class=\"t s6_437\" id=\"t41_437\" style=\"left:87px;bottom:560px;display:inline;\">4 </div><div class=\"t s6_437\" id=\"t42_437\" style=\"left:100px;bottom:560px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">In the balance sheet of the Company the amount recognised is $11,945 mill</div><div class=\"t s7_437\" id=\"t43_437\" style=\"left:438px;bottom:560px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion (2022: 13,684 m</div><div class=\"t s6_437\" id=\"t44_437\" style=\"left:524px;bottom:560px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s7_437\" id=\"t45_437\" style=\"left:531px;bottom:560px;letter-spacing:-0.27px;word-spacing:0.05px;display:inline;\">ion), w</div><div class=\"t s6_437\" id=\"t46_437\" style=\"left:560px;bottom:560px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ith the difference on accout of hedge accounting achieved </div><div class=\"t s6_437\" id=\"t47_437\" style=\"left:100px;bottom:549px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">on a Group basis </div><div class=\"t s6_437\" id=\"t48_437\" style=\"left:87px;bottom:532px;display:inline;\">5 </div><div class=\"t s6_437\" id=\"t49_437\" style=\"left:100px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">These notes were subject to remediat</div><div class=\"t s7_437\" id=\"t4a_437\" style=\"left:272px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion under </div><div class=\"t s6_437\" id=\"t4b_437\" style=\"left:317px;bottom:532px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">interest rate benchmark reform. Please refer to Note 13 for further informat</div><div class=\"t s7_437\" id=\"t4c_437\" style=\"left:657px;bottom:532px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion on th</div><div class=\"t s6_437\" id=\"t4d_437\" style=\"left:697px;bottom:532px;letter-spacing:-0.01px;display:inline;\">is </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_437\" id=\"t4e_437\" style=\"left:612px;bottom:509px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4f_437\" style=\"left:468px;bottom:492px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4i_437\" style=\"left:556px;bottom:492px;letter-spacing:-0.05px;display:inline;\">EUR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4l_437\" style=\"left:642px;bottom:492px;letter-spacing:0.03px;display:inline;\">GBP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4o_437\" style=\"left:729px;bottom:492px;letter-spacing:-0.06px;display:inline;\">NPR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4r_437\" style=\"left:811px;bottom:492px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4g_437\" style=\"left:452px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4h_437\" style=\"left:475px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4j_437\" style=\"left:538px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4k_437\" style=\"left:561px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4m_437\" style=\"left:625px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4n_437\" style=\"left:648px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4p_437\" style=\"left:712px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4q_437\" style=\"left:734px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4s_437\" style=\"left:798px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4t_437\" style=\"left:821px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t4u_437\" style=\"left:87px;bottom:460px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Fixed rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4v_437\" style=\"left:457px;bottom:460px;letter-spacing:0.09px;display:inline;\">8,524 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4w_437\" style=\"left:543px;bottom:460px;letter-spacing:0.11px;display:inline;\">2,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4x_437\" style=\"left:641px;bottom:460px;letter-spacing:-0.02px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4y_437\" style=\"left:737px;bottom:460px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4z_437\" style=\"left:799px;bottom:460px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t50_437\" style=\"left:87px;bottom:441px;word-spacing:-0.14px;display:inline;\">Floating rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t51_437\" style=\"left:483px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t52_437\" style=\"left:570px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t53_437\" style=\"left:656px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t54_437\" style=\"left:743px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t55_437\" style=\"left:830px;bottom:441px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"t56_437\" style=\"left:87px;bottom:422px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t57_437\" style=\"left:457px;bottom:422px;letter-spacing:0.09px;display:inline;\">8,524 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t58_437\" style=\"left:543px;bottom:422px;letter-spacing:0.11px;display:inline;\">2,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t59_437\" style=\"left:641px;bottom:422px;letter-spacing:-0.02px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t5a_437\" style=\"left:737px;bottom:422px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t5b_437\" style=\"left:799px;bottom:422px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s6_437\" id=\"t5c_437\" style=\"left:612px;bottom:398px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5d_437\" style=\"left:469px;bottom:381px;letter-spacing:-0.08px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5g_437\" style=\"left:557px;bottom:381px;letter-spacing:-0.07px;display:inline;\">EUR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5j_437\" style=\"left:643px;bottom:381px;letter-spacing:0.02px;display:inline;\">GBP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5m_437\" style=\"left:730px;bottom:381px;letter-spacing:-0.1px;display:inline;\">NPR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5p_437\" style=\"left:812px;bottom:381px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5e_437\" style=\"left:454px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5f_437\" style=\"left:475px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5h_437\" style=\"left:540px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5i_437\" style=\"left:562px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5k_437\" style=\"left:627px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5l_437\" style=\"left:648px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5n_437\" style=\"left:714px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5o_437\" style=\"left:735px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5q_437\" style=\"left:800px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5r_437\" style=\"left:822px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t5s_437\" style=\"left:87px;bottom:349px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Fixed rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5t_437\" style=\"left:456px;bottom:349px;letter-spacing:0.03px;display:inline;\">10,372 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5u_437\" style=\"left:545px;bottom:349px;letter-spacing:0.17px;display:inline;\">2,360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5v_437\" style=\"left:642px;bottom:349px;letter-spacing:0.1px;display:inline;\">822 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5w_437\" style=\"left:743px;bottom:349px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5x_437\" style=\"left:802px;bottom:349px;letter-spacing:0.08px;display:inline;\">13,554 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t5y_437\" style=\"left:87px;bottom:330px;word-spacing:-0.14px;display:inline;\">Floating rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5z_437\" style=\"left:475px;bottom:330px;letter-spacing:-0.27px;display:inline;\">161 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t60_437\" style=\"left:570px;bottom:330px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t61_437\" style=\"left:656px;bottom:330px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t62_437\" style=\"left:743px;bottom:330px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t63_437\" style=\"left:821px;bottom:330px;letter-spacing:-0.27px;display:inline;\">161 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"t64_437\" style=\"left:87px;bottom:311px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t65_437\" style=\"left:455px;bottom:311px;letter-spacing:0.05px;display:inline;\">10,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t66_437\" style=\"left:545px;bottom:311px;letter-spacing:0.17px;display:inline;\">2,360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t67_437\" style=\"left:642px;bottom:311px;letter-spacing:0.1px;display:inline;\">822 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t68_437\" style=\"left:743px;bottom:311px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t69_437\" style=\"left:806px;bottom:311px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr>\n                                        </table><div class=\"t sf_437\" id=\"t6a_437\" style=\"left:87px;bottom:273px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Redemptions and repurchases during the year </div><div class=\"t sg_437\" id=\"t6b_437\" style=\"left:87px;bottom:255px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Standard Chartered PLC exercised its right to redeem USD 2 bill</div><div class=\"t sh_437\" id=\"t6c_437\" style=\"left:459px;bottom:255px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion 3.95 per cent subord</div><div class=\"t sg_437\" id=\"t6d_437\" style=\"left:598px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated notes 2023. Further to that </div><div class=\"t sg_437\" id=\"t6e_437\" style=\"left:87px;bottom:239px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">outstanding balances of \ufb02oating rate undated subordinate notes were redeemed during the year. </div><div class=\"t sf_437\" id=\"t6f_437\" style=\"left:87px;bottom:207px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Issuance during the year </div><div class=\"t sg_437\" id=\"t6g_437\" style=\"left:87px;bottom:189px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">On 1st March 2023, Standard Chartered Bank Nepal Lim</div><div class=\"t sh_437\" id=\"t6h_437\" style=\"left:417px;bottom:189px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t sg_437\" id=\"t6i_437\" style=\"left:443px;bottom:189px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">issued NPR 2.4 bill</div><div class=\"t sh_437\" id=\"t6j_437\" style=\"left:547px;bottom:189px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion 10.3 per cent \ufb01xed rate dated subord</div><div class=\"t sg_437\" id=\"t6k_437\" style=\"left:784px;bottom:189px;letter-spacing:-0.12px;display:inline;\">inated </div>notes due 2028.",
   "dimensions": {
    "concept": "stan:DisclosureOfSubordinatedLiabilitiesAndOtherBorrowedFundsExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109274": {
   "value": "27. Subordinated liab<div class=\"t s5_437\" id=\"t7_437\" style=\"left:244px;bottom:1180px;letter-spacing:-0.28px;display:inline;\">il</div><div class=\"t s4_437\" id=\"t8_437\" style=\"left:252px;bottom:1180px;letter-spacing:-0.27px;display:inline;\">it</div><div class=\"t s5_437\" id=\"t9_437\" style=\"left:262px;bottom:1180px;letter-spacing:-0.24px;word-spacing:-0.06px;display:inline;\">ies and other borrowed funds </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"ta_437\" style=\"left:726px;bottom:1162px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"td_437\" style=\"left:813px;bottom:1162px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"tb_437\" style=\"left:712px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"tc_437\" style=\"left:734px;bottom:1151px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"te_437\" style=\"left:800px;bottom:1151px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"tf_437\" style=\"left:822px;bottom:1151px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"tg_437\" style=\"left:87px;bottom:1131px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Subordinated loan capital \u2013 issued by subsid</div><div class=\"t s9_437\" id=\"th_437\" style=\"left:340px;bottom:1131px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t s8_437\" id=\"ti_437\" style=\"left:418px;bottom:1131px;letter-spacing:0.07px;display:inline;\">ings </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"tj_437\" style=\"left:87px;bottom:1112px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">$700 mill</div><div class=\"t sb_437\" id=\"tk_437\" style=\"left:137px;bottom:1112px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ion 8.0 per cent subord</div><div class=\"t sa_437\" id=\"tl_437\" style=\"left:264px;bottom:1112px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">inated notes due 2031 (callable 2026)\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"tm_437\" style=\"left:728px;bottom:1112px;letter-spacing:0.03px;display:inline;\">342 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"tn_437\" style=\"left:816px;bottom:1112px;letter-spacing:0.04px;display:inline;\">345 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"to_437\" style=\"left:87px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">NPR2.4 bill</div><div class=\"t sb_437\" id=\"tp_437\" style=\"left:145px;bottom:1093px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ion \ufb01xed sub debt rate 10.3 per cent </div><div class=\"t sc_437\" id=\"tq_437\" style=\"vertical-align: super;left:342px;bottom:1099px;letter-spacing:0.2px;display:inline;\">2,3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"tr_437\" style=\"left:737px;bottom:1093px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"ts_437\" style=\"left:830px;bottom:1093px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"tt_437\" style=\"left:727px;bottom:1074px;letter-spacing:0.11px;display:inline;\">360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"tu_437\" style=\"left:816px;bottom:1074px;letter-spacing:0.04px;display:inline;\">345 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s8_437\" id=\"tv_437\" style=\"left:87px;bottom:1055px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Subordinated loan capital \u2013 issued by the Company </div><div class=\"t sd_437\" id=\"tw_437\" style=\"vertical-align: super;left:380px;bottom:1061px;display:inline;\">4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"tx_437\" style=\"left:87px;bottom:1036px;word-spacing:-0.14px;display:inline;\">Primary capital \ufb02oating rate notes: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"ty_437\" style=\"left:87px;bottom:1017px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">$400 mill</div><div class=\"t sb_437\" id=\"tz_437\" style=\"left:138px;bottom:1017px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t10_437\" style=\"left:185px;bottom:1017px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ing rate undated subordinated notes </div><div class=\"t sc_437\" id=\"t11_437\" style=\"vertical-align: super;left:392px;bottom:1023px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t12_437\" style=\"left:743px;bottom:1017px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t13_437\" style=\"left:825px;bottom:1017px;letter-spacing:-0.06px;display:inline;\">16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"t14_437\" style=\"left:87px;bottom:998px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">$300 mill</div><div class=\"t sb_437\" id=\"t15_437\" style=\"left:137px;bottom:998px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t16_437\" style=\"left:184px;bottom:998px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing rate undated subordinated notes (Series 2) </div><div class=\"t sc_437\" id=\"t17_437\" style=\"vertical-align: super;left:443px;bottom:1004px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t18_437\" style=\"left:743px;bottom:998px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t19_437\" style=\"left:822px;bottom:998px;letter-spacing:-0.17px;display:inline;\">69 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"t1a_437\" style=\"left:87px;bottom:979px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">$400 mill</div><div class=\"t sb_437\" id=\"t1b_437\" style=\"left:138px;bottom:979px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t1c_437\" style=\"left:185px;bottom:979px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ing rate undated subordinated notes (Series 3) </div><div class=\"t sc_437\" id=\"t1d_437\" style=\"vertical-align: super;left:444px;bottom:985px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1e_437\" style=\"left:743px;bottom:979px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1f_437\" style=\"left:821px;bottom:979px;letter-spacing:0.02px;display:inline;\">50 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_437\" id=\"t1g_437\" style=\"left:87px;bottom:959px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">$200 mill</div><div class=\"t sb_437\" id=\"t1h_437\" style=\"left:137px;bottom:959px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion \ufb02oat</div><div class=\"t sa_437\" id=\"t1i_437\" style=\"left:183px;bottom:959px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ing rate undated subordinated notes (Series 4) </div><div class=\"t sc_437\" id=\"t1j_437\" style=\"vertical-align: super;left:443px;bottom:966px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1k_437\" style=\"left:743px;bottom:959px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1l_437\" style=\"left:823px;bottom:959px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t1m_437\" style=\"left:87px;bottom:940px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">\u00a3900 mill</div><div class=\"t sb_437\" id=\"t1n_437\" style=\"left:138px;bottom:940px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion 5.125 per cent subord</div><div class=\"t se_437\" id=\"t1o_437\" style=\"left:274px;bottom:940px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">inated notes due 2034 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1p_437\" style=\"left:726px;bottom:940px;letter-spacing:0.3px;display:inline;\">644 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1q_437\" style=\"left:816px;bottom:940px;letter-spacing:-0.01px;display:inline;\">587 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t1r_437\" style=\"left:87px;bottom:921px;letter-spacing:-0.1px;word-spacing:-0.07px;display:inline;\">$2 bill</div><div class=\"t sb_437\" id=\"t1s_437\" style=\"left:118px;bottom:921px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 5.7 per cent subord</div><div class=\"t sa_437\" id=\"t1t_437\" style=\"left:243px;bottom:921px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">inated notes due 2044 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1u_437\" style=\"left:720px;bottom:921px;letter-spacing:0.01px;display:inline;\">2,197 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t1v_437\" style=\"left:810px;bottom:921px;letter-spacing:-0.1px;display:inline;\">2,172 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t1w_437\" style=\"left:87px;bottom:902px;letter-spacing:-0.1px;word-spacing:-0.07px;display:inline;\">$2 bill</div><div class=\"t sb_437\" id=\"t1x_437\" style=\"left:118px;bottom:902px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ion 3.95 per cent subord</div><div class=\"t sa_437\" id=\"t1y_437\" style=\"left:249px;bottom:902px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">inated notes due 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t1z_437\" style=\"left:743px;bottom:902px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t20_437\" style=\"left:809px;bottom:902px;letter-spacing:-0.06px;display:inline;\">1,999 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t21_437\" style=\"left:87px;bottom:883px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">$1 bill</div><div class=\"t sb_437\" id=\"t22_437\" style=\"left:116px;bottom:883px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion 5.2 per cent subord</div><div class=\"t sa_437\" id=\"t23_437\" style=\"left:241px;bottom:883px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">inated notes due 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t24_437\" style=\"left:720px;bottom:883px;letter-spacing:0.04px;display:inline;\">1,001 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t25_437\" style=\"left:811px;bottom:883px;letter-spacing:-0.07px;display:inline;\">1,017 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t26_437\" style=\"left:87px;bottom:864px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$750 mill</div><div class=\"t sb_437\" id=\"t27_437\" style=\"left:136px;bottom:864px;word-spacing:-0.14px;display:inline;\">ion 5.3 per cent subord</div><div class=\"t sa_437\" id=\"t28_437\" style=\"left:262px;bottom:864px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">inated notes due 2043 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t29_437\" style=\"left:728px;bottom:864px;letter-spacing:-0.05px;display:inline;\">697 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2a_437\" style=\"left:816px;bottom:864px;letter-spacing:-0.24px;display:inline;\">679 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2b_437\" style=\"left:87px;bottom:845px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">\u20ac500 mill</div><div class=\"t sb_437\" id=\"t2c_437\" style=\"left:139px;bottom:845px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ion 3.125 per cent subord</div><div class=\"t sa_437\" id=\"t2d_437\" style=\"left:275px;bottom:845px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">inated notes due 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2e_437\" style=\"left:728px;bottom:845px;letter-spacing:0.13px;display:inline;\">536 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2f_437\" style=\"left:815px;bottom:845px;letter-spacing:-0.11px;display:inline;\">502 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2g_437\" style=\"left:87px;bottom:826px;word-spacing:-0.17px;display:inline;\">$1.25 bill</div><div class=\"t sb_437\" id=\"t2h_437\" style=\"left:132px;bottom:826px;word-spacing:-0.14px;display:inline;\">ion 4.3 per cent subord</div><div class=\"t sa_437\" id=\"t2i_437\" style=\"left:258px;bottom:826px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inated notes due 2027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2j_437\" style=\"left:722px;bottom:826px;letter-spacing:-0.01px;display:inline;\">1,154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2k_437\" style=\"left:815px;bottom:826px;letter-spacing:-0.17px;display:inline;\">1,119 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2l_437\" style=\"left:87px;bottom:807px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">$1 bill</div><div class=\"t sb_437\" id=\"t2m_437\" style=\"left:116px;bottom:807px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 3.516 per cent subord</div><div class=\"t sa_437\" id=\"t2n_437\" style=\"left:252px;bottom:807px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">inated notes due 2030 (callable 2025) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2o_437\" style=\"left:727px;bottom:807px;letter-spacing:0.04px;display:inline;\">964 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2p_437\" style=\"left:815px;bottom:807px;letter-spacing:0.08px;display:inline;\">938 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2q_437\" style=\"left:87px;bottom:788px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$500 mill</div><div class=\"t sb_437\" id=\"t2r_437\" style=\"left:137px;bottom:788px;word-spacing:-0.14px;display:inline;\">ion 4.886 per cent subord</div><div class=\"t sa_437\" id=\"t2s_437\" style=\"left:278px;bottom:788px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">inated notes due 2033 (callable 2028) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2t_437\" style=\"left:729px;bottom:788px;letter-spacing:0.07px;display:inline;\">481 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2u_437\" style=\"left:816px;bottom:788px;letter-spacing:-0.14px;display:inline;\">473 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t2v_437\" style=\"left:87px;bottom:769px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">\u00a396.035 mill</div><div class=\"t sb_437\" id=\"t2w_437\" style=\"left:152px;bottom:769px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">ion 7.375 per cent Non-Cum Pref Shares (reclassed as Debt) \u2013 Other borrow</div><div class=\"t sa_437\" id=\"t2x_437\" style=\"left:567px;bottom:769px;letter-spacing:0.02px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t2y_437\" style=\"left:731px;bottom:769px;letter-spacing:0.14px;display:inline;\">122 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t2z_437\" style=\"left:821px;bottom:769px;letter-spacing:-0.08px;display:inline;\">116 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t30_437\" style=\"left:87px;bottom:750px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">\u00a399.250 mill</div><div class=\"t sb_437\" id=\"t31_437\" style=\"left:152px;bottom:750px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion 8.25 per cent Non-Cum Pref Shares (reclassed as Debt) \u2013 Other borrow</div><div class=\"t sa_437\" id=\"t32_437\" style=\"left:563px;bottom:750px;letter-spacing:0.02px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t33_437\" style=\"left:730px;bottom:750px;letter-spacing:0.03px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t34_437\" style=\"left:821px;bottom:750px;letter-spacing:-0.1px;display:inline;\">119 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t35_437\" style=\"left:87px;bottom:731px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$750 mill</div><div class=\"t sb_437\" id=\"t36_437\" style=\"left:136px;bottom:731px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 3.604 per cent \ufb01xed rate reset dated subord</div><div class=\"t sa_437\" id=\"t37_437\" style=\"left:400px;bottom:731px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inated notes due 2033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t38_437\" style=\"left:727px;bottom:731px;letter-spacing:0.23px;display:inline;\">648 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t39_437\" style=\"left:814px;bottom:731px;letter-spacing:0.11px;display:inline;\">630 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t3a_437\" style=\"left:87px;bottom:712px;letter-spacing:-0.11px;word-spacing:-0.06px;display:inline;\">\u20ac 1 bill</div><div class=\"t sb_437\" id=\"t3b_437\" style=\"left:120px;bottom:712px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ion 2.5 per cent subord</div><div class=\"t sa_437\" id=\"t3c_437\" style=\"left:245px;bottom:712px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">inated debt 2030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3d_437\" style=\"left:718px;bottom:712px;letter-spacing:0.07px;display:inline;\">1,044 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3e_437\" style=\"left:816px;bottom:712px;letter-spacing:-0.32px;display:inline;\">967 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t3f_437\" style=\"left:87px;bottom:693px;word-spacing:-0.17px;display:inline;\">$1.25 bill</div><div class=\"t sb_437\" id=\"t3g_437\" style=\"left:132px;bottom:693px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 3.265 per cent subord</div><div class=\"t sa_437\" id=\"t3h_437\" style=\"left:270px;bottom:693px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inated notes due 2036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3i_437\" style=\"left:717px;bottom:693px;letter-spacing:0.02px;display:inline;\">1,040 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3j_437\" style=\"left:807px;bottom:693px;letter-spacing:-0.06px;display:inline;\">1,002 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t3k_437\" style=\"left:87px;bottom:674px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">\u20ac1 bill</div><div class=\"t sb_437\" id=\"t3l_437\" style=\"left:117px;bottom:674px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion 1.200 per cent \ufb01xed rate reset dated subord</div><div class=\"t sa_437\" id=\"t3m_437\" style=\"left:379px;bottom:674px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">inated notes due 2031 (callable 2026) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3n_437\" style=\"left:720px;bottom:674px;letter-spacing:0.02px;display:inline;\">1,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3o_437\" style=\"left:818px;bottom:674px;letter-spacing:0.07px;display:inline;\">891 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3p_437\" style=\"left:716px;bottom:655px;letter-spacing:-0.2px;display:inline;\">11,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3q_437\" style=\"left:802px;bottom:655px;letter-spacing:-0.05px;display:inline;\">13,370 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"t3r_437\" style=\"left:87px;bottom:636px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total for Group </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t3s_437\" style=\"left:712px;bottom:636px;letter-spacing:0.08px;display:inline;\">12,036 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t3t_437\" style=\"left:806px;bottom:636px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr>\n                                        </table><div class=\"t s6_437\" id=\"t3u_437\" style=\"left:87px;bottom:612px;display:inline;\">1 </div><div class=\"t s6_437\" id=\"t3v_437\" style=\"left:100px;bottom:612px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Issued by Standard Chartered Bank </div><div class=\"t s6_437\" id=\"t3w_437\" style=\"left:87px;bottom:595px;display:inline;\">2 </div><div class=\"t s6_437\" id=\"t3x_437\" style=\"left:100px;bottom:595px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Issued by Standard Chartered Bank Nepal Lim</div><div class=\"t s7_437\" id=\"t3y_437\" style=\"left:312px;bottom:595px;letter-spacing:-0.03px;display:inline;\">ited </div><div class=\"t s6_437\" id=\"t3z_437\" style=\"left:87px;bottom:578px;display:inline;\">3 </div><div class=\"t s6_437\" id=\"t40_437\" style=\"left:100px;bottom:578px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">NPR refers to Nepalese Rupee </div><div class=\"t s6_437\" id=\"t41_437\" style=\"left:87px;bottom:560px;display:inline;\">4 </div><div class=\"t s6_437\" id=\"t42_437\" style=\"left:100px;bottom:560px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">In the balance sheet of the Company the amount recognised is $11,945 mill</div><div class=\"t s7_437\" id=\"t43_437\" style=\"left:438px;bottom:560px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion (2022: 13,684 m</div><div class=\"t s6_437\" id=\"t44_437\" style=\"left:524px;bottom:560px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s7_437\" id=\"t45_437\" style=\"left:531px;bottom:560px;letter-spacing:-0.27px;word-spacing:0.05px;display:inline;\">ion), w</div><div class=\"t s6_437\" id=\"t46_437\" style=\"left:560px;bottom:560px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ith the difference on accout of hedge accounting achieved </div><div class=\"t s6_437\" id=\"t47_437\" style=\"left:100px;bottom:549px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">on a Group basis </div><div class=\"t s6_437\" id=\"t48_437\" style=\"left:87px;bottom:532px;display:inline;\">5 </div><div class=\"t s6_437\" id=\"t49_437\" style=\"left:100px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">These notes were subject to remediat</div><div class=\"t s7_437\" id=\"t4a_437\" style=\"left:272px;bottom:532px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion under </div><div class=\"t s6_437\" id=\"t4b_437\" style=\"left:317px;bottom:532px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">interest rate benchmark reform. Please refer to Note 13 for further informat</div><div class=\"t s7_437\" id=\"t4c_437\" style=\"left:657px;bottom:532px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion on th</div><div class=\"t s6_437\" id=\"t4d_437\" style=\"left:697px;bottom:532px;letter-spacing:-0.01px;display:inline;\">is </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s2_437\" id=\"t4e_437\" style=\"left:612px;bottom:509px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4f_437\" style=\"left:468px;bottom:492px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4i_437\" style=\"left:556px;bottom:492px;letter-spacing:-0.05px;display:inline;\">EUR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4l_437\" style=\"left:642px;bottom:492px;letter-spacing:0.03px;display:inline;\">GBP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4o_437\" style=\"left:729px;bottom:492px;letter-spacing:-0.06px;display:inline;\">NPR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4r_437\" style=\"left:811px;bottom:492px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4g_437\" style=\"left:452px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4h_437\" style=\"left:475px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4j_437\" style=\"left:538px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4k_437\" style=\"left:561px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4m_437\" style=\"left:625px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4n_437\" style=\"left:648px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4p_437\" style=\"left:712px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4q_437\" style=\"left:734px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_437\" id=\"t4s_437\" style=\"left:798px;bottom:480px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_437\" id=\"t4t_437\" style=\"left:821px;bottom:480px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t4u_437\" style=\"left:87px;bottom:460px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Fixed rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4v_437\" style=\"left:457px;bottom:460px;letter-spacing:0.09px;display:inline;\">8,524 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4w_437\" style=\"left:543px;bottom:460px;letter-spacing:0.11px;display:inline;\">2,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4x_437\" style=\"left:641px;bottom:460px;letter-spacing:-0.02px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4y_437\" style=\"left:737px;bottom:460px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t4z_437\" style=\"left:799px;bottom:460px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t50_437\" style=\"left:87px;bottom:441px;word-spacing:-0.14px;display:inline;\">Floating rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t51_437\" style=\"left:483px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t52_437\" style=\"left:570px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t53_437\" style=\"left:656px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t54_437\" style=\"left:743px;bottom:441px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t55_437\" style=\"left:830px;bottom:441px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"t56_437\" style=\"left:87px;bottom:422px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t57_437\" style=\"left:457px;bottom:422px;letter-spacing:0.09px;display:inline;\">8,524 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t58_437\" style=\"left:543px;bottom:422px;letter-spacing:0.11px;display:inline;\">2,602 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t59_437\" style=\"left:641px;bottom:422px;letter-spacing:-0.02px;display:inline;\">892 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t5a_437\" style=\"left:737px;bottom:422px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_437\" id=\"t5b_437\" style=\"left:799px;bottom:422px;letter-spacing:0.08px;display:inline;\">12,036 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"5\" rowspan=\"1\" style=\"text-align: center;\">  <div class=\"t s6_437\" id=\"t5c_437\" style=\"left:612px;bottom:398px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5d_437\" style=\"left:469px;bottom:381px;letter-spacing:-0.08px;display:inline;\">USD </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5g_437\" style=\"left:557px;bottom:381px;letter-spacing:-0.07px;display:inline;\">EUR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5j_437\" style=\"left:643px;bottom:381px;letter-spacing:0.02px;display:inline;\">GBP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5m_437\" style=\"left:730px;bottom:381px;letter-spacing:-0.1px;display:inline;\">NPR </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5p_437\" style=\"left:812px;bottom:381px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5e_437\" style=\"left:454px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5f_437\" style=\"left:475px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5h_437\" style=\"left:540px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5i_437\" style=\"left:562px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5k_437\" style=\"left:627px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5l_437\" style=\"left:648px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5n_437\" style=\"left:714px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5o_437\" style=\"left:735px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_437\" id=\"t5q_437\" style=\"left:800px;bottom:369px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s7_437\" id=\"t5r_437\" style=\"left:822px;bottom:369px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t5s_437\" style=\"left:87px;bottom:349px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Fixed rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5t_437\" style=\"left:456px;bottom:349px;letter-spacing:0.03px;display:inline;\">10,372 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5u_437\" style=\"left:545px;bottom:349px;letter-spacing:0.17px;display:inline;\">2,360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5v_437\" style=\"left:642px;bottom:349px;letter-spacing:0.1px;display:inline;\">822 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5w_437\" style=\"left:743px;bottom:349px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5x_437\" style=\"left:802px;bottom:349px;letter-spacing:0.08px;display:inline;\">13,554 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_437\" id=\"t5y_437\" style=\"left:87px;bottom:330px;word-spacing:-0.14px;display:inline;\">Floating rate subordinated debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t5z_437\" style=\"left:475px;bottom:330px;letter-spacing:-0.27px;display:inline;\">161 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t60_437\" style=\"left:570px;bottom:330px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t61_437\" style=\"left:656px;bottom:330px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t62_437\" style=\"left:743px;bottom:330px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t63_437\" style=\"left:821px;bottom:330px;letter-spacing:-0.27px;display:inline;\">161 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_437\" id=\"t64_437\" style=\"left:87px;bottom:311px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t65_437\" style=\"left:455px;bottom:311px;letter-spacing:0.05px;display:inline;\">10,533 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t66_437\" style=\"left:545px;bottom:311px;letter-spacing:0.17px;display:inline;\">2,360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t67_437\" style=\"left:642px;bottom:311px;letter-spacing:0.1px;display:inline;\">822 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t68_437\" style=\"left:743px;bottom:311px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_437\" id=\"t69_437\" style=\"left:806px;bottom:311px;letter-spacing:0.03px;display:inline;\">13,715 </div></td></tr>\n                                        </table><div class=\"t sf_437\" id=\"t6a_437\" style=\"left:87px;bottom:273px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Redemptions and repurchases during the year </div><div class=\"t sg_437\" id=\"t6b_437\" style=\"left:87px;bottom:255px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Standard Chartered PLC exercised its right to redeem USD 2 bill</div><div class=\"t sh_437\" id=\"t6c_437\" style=\"left:459px;bottom:255px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion 3.95 per cent subord</div><div class=\"t sg_437\" id=\"t6d_437\" style=\"left:598px;bottom:255px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated notes 2023. Further to that </div><div class=\"t sg_437\" id=\"t6e_437\" style=\"left:87px;bottom:239px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">outstanding balances of \ufb02oating rate undated subordinate notes were redeemed during the year. </div><div class=\"t sf_437\" id=\"t6f_437\" style=\"left:87px;bottom:207px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Issuance during the year </div><div class=\"t sg_437\" id=\"t6g_437\" style=\"left:87px;bottom:189px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">On 1st March 2023, Standard Chartered Bank Nepal Lim</div><div class=\"t sh_437\" id=\"t6h_437\" style=\"left:417px;bottom:189px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t sg_437\" id=\"t6i_437\" style=\"left:443px;bottom:189px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">issued NPR 2.4 bill</div><div class=\"t sh_437\" id=\"t6j_437\" style=\"left:547px;bottom:189px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion 10.3 per cent \ufb01xed rate dated subord</div><div class=\"t sg_437\" id=\"t6k_437\" style=\"left:784px;bottom:189px;letter-spacing:-0.12px;display:inline;\">inated </div>notes due 2028.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109718": {
   "value": "28. Share capital, other equity instruments and reserves <div class=\"t s6_438\" id=\"t8_438\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_438\" id=\"t9_438\" style=\"left:78px;bottom:1136px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s8_438\" id=\"ta_438\" style=\"left:118px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_438\" id=\"tb_438\" style=\"left:155px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ich carry a discret</div><div class=\"t s8_438\" id=\"tc_438\" style=\"left:258px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ionary coupon and have no \ufb01xed matur</div><div class=\"t s7_438\" id=\"td_438\" style=\"left:492px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity or redemption date are classif</div><div class=\"t s8_438\" id=\"te_438\" style=\"left:687px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied as other equ</div><div class=\"t s7_438\" id=\"tf_438\" style=\"left:782px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_438\" id=\"tg_438\" style=\"left:78px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Interest payments on these securit</div><div class=\"t s8_438\" id=\"th_438\" style=\"left:357px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s7_438\" id=\"ti_438\" style=\"left:439px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised, net of tax, as distr</div><div class=\"t s8_438\" id=\"tj_438\" style=\"left:573px;bottom:1120px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s7_438\" id=\"tk_438\" style=\"left:596px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions from equity in the period in </div><div class=\"t s7_438\" id=\"tl_438\" style=\"left:78px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they are paid. </div><div class=\"t s7_438\" id=\"tm_438\" style=\"left:78px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where the Company or other members of the consolidated Group purchase the Company\u2019s equity share capital, the </div><div class=\"t s7_438\" id=\"tn_438\" style=\"left:78px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_438\" id=\"to_438\" style=\"left:141px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"tp_438\" style=\"left:178px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id is deducted from the total shareholders\u2019 equity of the Group and/or of the Company as treasury shares </div><div class=\"t s7_438\" id=\"tq_438\" style=\"left:78px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">until they are cancelled. Where such shares are subsequently sold or reissued, any considerat</div><div class=\"t s8_438\" id=\"tr_438\" style=\"left:623px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_438\" id=\"ts_438\" style=\"left:669px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived is included in </div><div class=\"t s7_438\" id=\"tt_438\" style=\"left:78px;bottom:1032px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">shareholders\u2019 equity of the Group and/or the Company. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tu_438\" style=\"left:335px;bottom:1005px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tz_438\" style=\"left:429px;bottom:1005px;letter-spacing:0.02px;display:inline;\">Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t15_438\" style=\"left:515px;bottom:1005px;letter-spacing:0.02px;display:inline;\">Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1a_438\" style=\"left:594px;bottom:1005px;letter-spacing:-0.02px;display:inline;\">Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1g_438\" style=\"left:679px;bottom:1005px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">Total share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1l_438\" style=\"left:790px;bottom:1005px;letter-spacing:0.03px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tv_438\" style=\"left:344px;bottom:993px;letter-spacing:0.02px;display:inline;\">ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t10_438\" style=\"left:446px;bottom:993px;display:inline;\">share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t16_438\" style=\"left:531px;bottom:993px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1b_438\" style=\"left:618px;bottom:993px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1h_438\" style=\"left:678px;bottom:993px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">capital and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1m_438\" style=\"left:788px;bottom:993px;letter-spacing:0.02px;display:inline;\">equity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tw_438\" style=\"left:354px;bottom:982px;letter-spacing:0.01px;display:inline;\">shares </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s9_438\" id=\"t11_438\" style=\"left:439px;bottom:982px;letter-spacing:-0.03px;display:inline;\">capital </div><div class=\"t sb_438\" id=\"t12_438\" style=\"vertical-align: super;left:473px;bottom:987px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t17_438\" style=\"left:516px;bottom:982px;letter-spacing:-0.02px;display:inline;\">premium </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s9_438\" id=\"t1c_438\" style=\"left:603px;bottom:982px;letter-spacing:-0.03px;display:inline;\">premium </div><div class=\"t sb_438\" id=\"t1d_438\" style=\"vertical-align: super;left:645px;bottom:987px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1i_438\" style=\"left:661px;bottom:982px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">share premium </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1n_438\" style=\"left:762px;bottom:982px;letter-spacing:0.02px;display:inline;\">instruments </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tx_438\" style=\"left:349px;bottom:971px;letter-spacing:-0.05px;display:inline;\">mill</div><div class=\"t sa_438\" id=\"ty_438\" style=\"left:366px;bottom:971px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t13_438\" style=\"left:434px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t14_438\" style=\"left:457px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t18_438\" style=\"left:521px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t19_438\" style=\"left:544px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1e_438\" style=\"left:608px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t1f_438\" style=\"left:631px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1j_438\" style=\"left:694px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t1k_438\" style=\"left:717px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1o_438\" style=\"left:781px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t1p_438\" style=\"left:804px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t1q_438\" style=\"left:69px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1r_438\" style=\"left:356px;bottom:950px;letter-spacing:-0.14px;display:inline;\">3,079 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1s_438\" style=\"left:445px;bottom:950px;letter-spacing:0.07px;display:inline;\">1,539 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1t_438\" style=\"left:530px;bottom:950px;letter-spacing:-0.18px;display:inline;\">3,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1u_438\" style=\"left:618px;bottom:950px;letter-spacing:-0.19px;display:inline;\">1,494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1v_438\" style=\"left:704px;bottom:950px;letter-spacing:-0.38px;display:inline;\">7,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1w_438\" style=\"left:788px;bottom:950px;letter-spacing:0.19px;display:inline;\">6,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t1x_438\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cancellation of shares includ</div><div class=\"t s4_438\" id=\"t1y_438\" style=\"left:230px;bottom:931px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t1z_438\" style=\"left:69px;bottom:917px;word-spacing:-0.13px;display:inline;\">share buy-back </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t20_438\" style=\"left:363px;bottom:917px;letter-spacing:-0.16px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t21_438\" style=\"left:454px;bottom:917px;letter-spacing:-0.25px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t22_438\" style=\"left:553px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t23_438\" style=\"left:639px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t24_438\" style=\"left:714px;bottom:917px;letter-spacing:-0.25px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t25_438\" style=\"left:812px;bottom:917px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t26_438\" style=\"left:69px;bottom:898px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t27_438\" style=\"left:101px;bottom:898px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t28_438\" style=\"left:137px;bottom:898px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ier 1 equity issuance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t29_438\" style=\"left:379px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2a_438\" style=\"left:466px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2b_438\" style=\"left:553px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2c_438\" style=\"left:639px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2d_438\" style=\"left:726px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2e_438\" style=\"left:790px;bottom:898px;letter-spacing:0.03px;display:inline;\">1,240 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t2f_438\" style=\"left:69px;bottom:879px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t2g_438\" style=\"left:101px;bottom:879px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t2h_438\" style=\"left:137px;bottom:879px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ier 1 equity redemption </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2i_438\" style=\"left:379px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2j_438\" style=\"left:466px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2k_438\" style=\"left:553px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2l_438\" style=\"left:639px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2m_438\" style=\"left:726px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2n_438\" style=\"left:793px;bottom:879px;letter-spacing:-0.19px;display:inline;\">(990) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_438\" id=\"t2o_438\" style=\"left:69px;bottom:860px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2p_438\" style=\"left:354px;bottom:860px;letter-spacing:0.1px;display:inline;\">2,895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2q_438\" style=\"left:442px;bottom:860px;letter-spacing:0.06px;display:inline;\">1,447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2r_438\" style=\"left:528px;bottom:860px;letter-spacing:-0.11px;display:inline;\">3,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2s_438\" style=\"left:615px;bottom:860px;letter-spacing:-0.1px;display:inline;\">1,494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2t_438\" style=\"left:700px;bottom:860px;letter-spacing:-0.05px;display:inline;\">6,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2u_438\" style=\"left:785px;bottom:860px;letter-spacing:0.11px;display:inline;\">6,504 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t2v_438\" style=\"left:69px;bottom:841px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cancellation of shares includ</div><div class=\"t s4_438\" id=\"t2w_438\" style=\"left:230px;bottom:841px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t2x_438\" style=\"left:69px;bottom:826px;word-spacing:-0.13px;display:inline;\">share buy-back </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2y_438\" style=\"left:358px;bottom:826px;letter-spacing:-0.01px;display:inline;\">(230) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2z_438\" style=\"left:450px;bottom:826px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t30_438\" style=\"left:553px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t31_438\" style=\"left:639px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t32_438\" style=\"left:710px;bottom:826px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t33_438\" style=\"left:812px;bottom:826px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t34_438\" style=\"left:69px;bottom:807px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t35_438\" style=\"left:101px;bottom:807px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t36_438\" style=\"left:137px;bottom:807px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ier 1 equity issuance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t37_438\" style=\"left:379px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t38_438\" style=\"left:466px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t39_438\" style=\"left:553px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3a_438\" style=\"left:639px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3b_438\" style=\"left:726px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3c_438\" style=\"left:812px;bottom:807px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t3d_438\" style=\"left:69px;bottom:788px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t3e_438\" style=\"left:101px;bottom:788px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t3f_438\" style=\"left:137px;bottom:788px;word-spacing:-0.14px;display:inline;\">ier 1 redemption </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3g_438\" style=\"left:379px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3h_438\" style=\"left:466px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3i_438\" style=\"left:553px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3j_438\" style=\"left:639px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3k_438\" style=\"left:726px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3l_438\" style=\"left:792px;bottom:788px;display:inline;\">(992) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_438\" id=\"t3m_438\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3n_438\" style=\"left:354px;bottom:769px;letter-spacing:0.18px;display:inline;\">2,665 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3o_438\" style=\"left:443px;bottom:769px;letter-spacing:0.12px;display:inline;\">1,332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3p_438\" style=\"left:528px;bottom:769px;letter-spacing:-0.11px;display:inline;\">3,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3q_438\" style=\"left:615px;bottom:769px;letter-spacing:-0.1px;display:inline;\">1,494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3r_438\" style=\"left:702px;bottom:769px;letter-spacing:0.07px;display:inline;\">6,815 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3s_438\" style=\"left:790px;bottom:769px;letter-spacing:0.08px;display:inline;\">5,512 </div></td></tr></table><div class=\"t sd_438\" id=\"t3t_438\" style=\"left:69px;bottom:745px;display:inline;\">1 </div><div class=\"t se_438\" id=\"t3u_438\" style=\"left:82px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Issued and fully paid ordinary shares of 50 cents each </div><div class=\"t sd_438\" id=\"t3v_438\" style=\"left:69px;bottom:728px;display:inline;\">2 </div><div class=\"t se_438\" id=\"t3w_438\" style=\"left:82px;bottom:728px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes preference share capital of $75,000 </div><div class=\"t s6_438\" id=\"t3x_438\" style=\"left:69px;bottom:697px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Share buy-back </div><div class=\"t s7_438\" id=\"t3y_438\" style=\"left:69px;bottom:679px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">On 16 February 2023, the Group announced the buy-back programme for a share buy-back of its ordinary shares of $0.50 each. </div><div class=\"t s7_438\" id=\"t3z_438\" style=\"left:69px;bottom:663px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Nominal value of share purchases was $58 mill</div><div class=\"t s8_438\" id=\"t40_438\" style=\"left:343px;bottom:663px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, and the total cons</div><div class=\"t s7_438\" id=\"t41_438\" style=\"left:475px;bottom:663px;letter-spacing:-0.15px;display:inline;\">iderat</div><div class=\"t s8_438\" id=\"t42_438\" style=\"left:510px;bottom:663px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"t43_438\" style=\"left:548px;bottom:663px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">id was $1 bill</div><div class=\"t s8_438\" id=\"t44_438\" style=\"left:619px;bottom:663px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. The buy-back completed on </div><div class=\"t s7_438\" id=\"t45_438\" style=\"left:69px;bottom:647px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">29 September 2023. The total number of shares purchased was 116,710,492 representing 4.03 per cent of the ordinary shares in </div><div class=\"t s7_438\" id=\"t46_438\" style=\"left:69px;bottom:631px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">issue as at the commencement of the buy-back. The nominal value of the shares was transferred from the share capital to the </div><div class=\"t s7_438\" id=\"t47_438\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">capital redemption reserve account. </div><div class=\"t s7_438\" id=\"t48_438\" style=\"left:69px;bottom:590px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">On 28 July 2023, the Group announced the buy-back programme for a share buy-back of its ordinary shares of $0.50 each. </div><div class=\"t s7_438\" id=\"t49_438\" style=\"left:69px;bottom:574px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Nominal value of share purchases was $57 mill</div><div class=\"t s8_438\" id=\"t4a_438\" style=\"left:342px;bottom:574px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, and the total cons</div><div class=\"t s7_438\" id=\"t4b_438\" style=\"left:474px;bottom:574px;letter-spacing:-0.15px;display:inline;\">iderat</div><div class=\"t s8_438\" id=\"t4c_438\" style=\"left:510px;bottom:574px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"t4d_438\" style=\"left:547px;bottom:574px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">id was $1 bill</div><div class=\"t s8_438\" id=\"t4e_438\" style=\"left:618px;bottom:574px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. The buy-back completed on </div><div class=\"t s7_438\" id=\"t4f_438\" style=\"left:69px;bottom:558px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">6 November 2023. The total number of shares purchased was 112,982,802 representing 3.90 per cent of the ordinary shares in </div><div class=\"t s7_438\" id=\"t4g_438\" style=\"left:69px;bottom:542px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">issue as at the commencement of the buy-back. The nominal value of the shares was transferred from the share capital to the </div><div class=\"t s7_438\" id=\"t4h_438\" style=\"left:69px;bottom:526px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">capital redemption reserve account. </div><div class=\"t s7_438\" id=\"t4i_438\" style=\"left:69px;bottom:502px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The shares were purchased by Standard Chartered PLC on various exchanges not includ</div><div class=\"t s8_438\" id=\"t4j_438\" style=\"left:588px;bottom:502px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the Hong Kong Stock Exchange. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4s_438\" style=\"left:606px;bottom:484px;letter-spacing:-0.11px;display:inline;\">Average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4m_438\" style=\"left:436px;bottom:472px;letter-spacing:-0.04px;display:inline;\">Highest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4p_438\" style=\"left:526px;bottom:472px;letter-spacing:-0.09px;display:inline;\">Lowest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4t_438\" style=\"left:599px;bottom:472px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4w_438\" style=\"left:681px;bottom:472px;letter-spacing:-0.05px;display:inline;\">Aggregate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4z_438\" style=\"left:768px;bottom:472px;letter-spacing:-0.05px;display:inline;\">Aggregate </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4k_438\" style=\"left:336px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4n_438\" style=\"left:426px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4q_438\" style=\"left:512px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4u_438\" style=\"left:602px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4x_438\" style=\"left:686px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t50_438\" style=\"left:772px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4l_438\" style=\"left:314px;bottom:449px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4o_438\" style=\"left:466px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4r_438\" style=\"left:553px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4v_438\" style=\"left:640px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4y_438\" style=\"left:726px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t51_438\" style=\"left:813px;bottom:449px;display:inline;\">$ </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t52_438\" style=\"left:69px;bottom:429px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">February 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t53_438\" style=\"left:333px;bottom:429px;letter-spacing:0.02px;display:inline;\">9,522,684 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t54_438\" style=\"left:429px;bottom:429px;letter-spacing:-0.35px;display:inline;\">7.99400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t55_438\" style=\"left:518px;bottom:429px;letter-spacing:-0.3px;display:inline;\">7.41600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t56_438\" style=\"left:603px;bottom:429px;letter-spacing:-0.14px;display:inline;\">7.77508 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t57_438\" style=\"left:675px;bottom:429px;letter-spacing:-0.29px;display:inline;\">74,039,628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t58_438\" style=\"left:765px;bottom:429px;letter-spacing:-0.33px;display:inline;\">89,017,672 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t59_438\" style=\"left:69px;bottom:410px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">March 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5a_438\" style=\"left:326px;bottom:410px;letter-spacing:-0.05px;display:inline;\">48,672,024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5b_438\" style=\"left:429px;bottom:410px;letter-spacing:-0.34px;display:inline;\">7.94600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5c_438\" style=\"left:512px;bottom:410px;letter-spacing:0.06px;display:inline;\">5.79000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5d_438\" style=\"left:604px;bottom:410px;letter-spacing:-0.33px;display:inline;\">7.07885 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5e_438\" style=\"left:666px;bottom:410px;letter-spacing:0.11px;display:inline;\">344,541,860 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5f_438\" style=\"left:752px;bottom:410px;letter-spacing:0.09px;display:inline;\">416,300,544 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t5g_438\" style=\"left:69px;bottom:391px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">April 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5h_438\" style=\"left:342px;bottom:391px;letter-spacing:-0.1px;display:inline;\">9,521,811 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5i_438\" style=\"left:427px;bottom:391px;letter-spacing:0.05px;display:inline;\">6.58200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5j_438\" style=\"left:515px;bottom:391px;letter-spacing:-0.02px;display:inline;\">6.10600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5k_438\" style=\"left:601px;bottom:391px;letter-spacing:0.1px;display:inline;\">6.30837 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5l_438\" style=\"left:679px;bottom:391px;letter-spacing:-0.3px;display:inline;\">60,067,118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5m_438\" style=\"left:761px;bottom:391px;letter-spacing:-0.09px;display:inline;\">74,798,622 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t5n_438\" style=\"left:69px;bottom:372px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">May 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5o_438\" style=\"left:328px;bottom:372px;letter-spacing:-0.07px;display:inline;\">10,662,964 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5p_438\" style=\"left:425px;bottom:372px;letter-spacing:0.13px;display:inline;\">6.66000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5q_438\" style=\"left:514px;bottom:372px;letter-spacing:-0.06px;display:inline;\">5.92800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5r_438\" style=\"left:602px;bottom:372px;letter-spacing:0.01px;display:inline;\">6.28592 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5s_438\" style=\"left:674px;bottom:372px;letter-spacing:-0.25px;display:inline;\">67,026,502 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5t_438\" style=\"left:761px;bottom:372px;letter-spacing:-0.07px;display:inline;\">83,626,929 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t5u_438\" style=\"left:69px;bottom:353px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">June 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5v_438\" style=\"left:332px;bottom:353px;letter-spacing:0.12px;display:inline;\">15,515,223 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5w_438\" style=\"left:427px;bottom:353px;letter-spacing:-0.03px;display:inline;\">6.92200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5x_438\" style=\"left:512px;bottom:353px;letter-spacing:0.16px;display:inline;\">6.36000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5y_438\" style=\"left:603px;bottom:353px;letter-spacing:-0.03px;display:inline;\">6.70601 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5z_438\" style=\"left:666px;bottom:353px;letter-spacing:0.03px;display:inline;\">104,045,286 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t60_438\" style=\"left:760px;bottom:353px;letter-spacing:-0.08px;display:inline;\">131,601,470 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t61_438\" style=\"left:69px;bottom:334px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">July 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t62_438\" style=\"left:327px;bottom:334px;letter-spacing:0.12px;display:inline;\">10,388,883 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t63_438\" style=\"left:429px;bottom:334px;letter-spacing:-0.22px;display:inline;\">7.53200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t64_438\" style=\"left:512px;bottom:334px;letter-spacing:0.18px;display:inline;\">6.56400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t65_438\" style=\"left:604px;bottom:334px;display:inline;\">6.81807 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t66_438\" style=\"left:672px;bottom:334px;letter-spacing:-0.07px;display:inline;\">70,832,098 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t67_438\" style=\"left:762px;bottom:334px;letter-spacing:-0.24px;display:inline;\">90,241,074 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t68_438\" style=\"left:69px;bottom:315px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">August 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t69_438\" style=\"left:327px;bottom:315px;letter-spacing:0.04px;display:inline;\">22,896,567 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6a_438\" style=\"left:427px;bottom:315px;letter-spacing:-0.15px;display:inline;\">7.60800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6b_438\" style=\"left:516px;bottom:315px;letter-spacing:-0.24px;display:inline;\">7.10000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6c_438\" style=\"left:607px;bottom:315px;letter-spacing:-0.24px;display:inline;\">7.28931 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6d_438\" style=\"left:667px;bottom:315px;letter-spacing:-0.11px;display:inline;\">166,900,079 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6e_438\" style=\"left:762px;bottom:315px;letter-spacing:-0.12px;display:inline;\">211,996,912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t6f_438\" style=\"left:69px;bottom:296px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">September 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6g_438\" style=\"left:326px;bottom:296px;letter-spacing:0.07px;display:inline;\">40,542,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6h_438\" style=\"left:427px;bottom:296px;letter-spacing:-0.09px;display:inline;\">7.64800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6i_438\" style=\"left:514px;bottom:296px;letter-spacing:-0.03px;display:inline;\">6.93600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6j_438\" style=\"left:605px;bottom:296px;letter-spacing:-0.12px;display:inline;\">7.35577 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6k_438\" style=\"left:667px;bottom:296px;letter-spacing:-0.02px;display:inline;\">298,222,942 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6l_438\" style=\"left:755px;bottom:296px;letter-spacing:-0.26px;display:inline;\">369,007,327 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t6m_438\" style=\"left:69px;bottom:277px;word-spacing:-0.12px;display:inline;\">October 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6n_438\" style=\"left:326px;bottom:277px;letter-spacing:0.08px;display:inline;\">52,084,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6o_438\" style=\"left:428px;bottom:277px;letter-spacing:-0.12px;display:inline;\">7.66600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6p_438\" style=\"left:511px;bottom:277px;letter-spacing:0.09px;display:inline;\">6.04800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6q_438\" style=\"left:603px;bottom:277px;letter-spacing:-0.24px;display:inline;\">7.20829 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6r_438\" style=\"left:666px;bottom:277px;letter-spacing:0.03px;display:inline;\">375,442,209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6s_438\" style=\"left:759px;bottom:277px;letter-spacing:-0.09px;display:inline;\">457,218,216 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t6t_438\" style=\"left:69px;bottom:258px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">November 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6u_438\" style=\"left:333px;bottom:258px;letter-spacing:-0.03px;display:inline;\">9,885,636 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6v_438\" style=\"left:425px;bottom:258px;letter-spacing:0.2px;display:inline;\">6.38400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6w_438\" style=\"left:517px;bottom:258px;letter-spacing:-0.06px;display:inline;\">6.12600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6x_438\" style=\"left:601px;bottom:258px;letter-spacing:0.11px;display:inline;\">6.23095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6y_438\" style=\"left:679px;bottom:258px;letter-spacing:-0.11px;display:inline;\">61,596,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6z_438\" style=\"left:761px;bottom:258px;letter-spacing:0.02px;display:inline;\">75,472,633 </div></td></tr></table><div class=\"t s6_438\" id=\"t70_438\" style=\"left:69px;bottom:220px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Ordinary share capital </div><div class=\"t s7_438\" id=\"t71_438\" style=\"left:69px;bottom:202px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In accordance with the Companies Act 2006, the Company does not have authorised share capital. The nominal value of each </div><div class=\"t s7_438\" id=\"t72_438\" style=\"left:69px;bottom:186px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ordinary share is 50 cents. </div><div class=\"t s7_438\" id=\"t73_438\" style=\"left:69px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">During the period, nil shares were issued under employee share plans. </div><div></div><div class=\"t s4_439\" id=\"t6_439\" style=\"left:87px;bottom:1180px;letter-spacing:-0.2px;word-spacing:-0.1px;display:inline;\"> </div><div class=\"t s5_439\" id=\"t7_439\" style=\"left:501px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_439\" id=\"t8_439\" style=\"left:87px;bottom:1155px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Preference share capital </div><div class=\"t s7_439\" id=\"t9_439\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, the Company has 15,000 $5 non-cumulative redeemable preference shares in issue, with a premium of </div><div class=\"t s7_439\" id=\"ta_439\" style=\"left:87px;bottom:1121px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">$99,995 making a paid up amount per preference share of $100,000. The preference shares are redeemable at the option of the </div><div class=\"t s7_439\" id=\"tb_439\" style=\"left:87px;bottom:1105px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Company and are classif</div><div class=\"t s8_439\" id=\"tc_439\" style=\"left:234px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_439\" id=\"td_439\" style=\"left:255px;bottom:1105px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in equity. </div><div class=\"t s7_439\" id=\"te_439\" style=\"left:87px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The available pro\ufb01ts of the Company are distr</div><div class=\"t s8_439\" id=\"tf_439\" style=\"left:358px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ibuted to the holders of the </div><div class=\"t s7_439\" id=\"tg_439\" style=\"left:521px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">issued preference shares in prior</div><div class=\"t s8_439\" id=\"th_439\" style=\"left:710px;bottom:1081px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity to payments </div><div class=\"t s7_439\" id=\"ti_439\" style=\"left:87px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">made to holders of the ordinary shares and in prior</div><div class=\"t s8_439\" id=\"tj_439\" style=\"left:385px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity to, or par</div><div class=\"t s7_439\" id=\"tk_439\" style=\"left:456px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">i passu with, any payments to the holders of any other class of </div><div class=\"t s7_439\" id=\"tl_439\" style=\"left:87px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">shares in issue. On a wind</div><div class=\"t s8_439\" id=\"tm_439\" style=\"left:236px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing up, the assets of the Company are appl</div><div class=\"t s7_439\" id=\"tn_439\" style=\"left:490px;bottom:1049px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied to the holders of the preference shares in prior</div><div class=\"t s8_439\" id=\"to_439\" style=\"left:782px;bottom:1049px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity to </div><div class=\"t s7_439\" id=\"tp_439\" style=\"left:87px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">any payment to the ordinary shareholders and in prior</div><div class=\"t s8_439\" id=\"tq_439\" style=\"left:406px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity to, or par</div><div class=\"t s7_439\" id=\"tr_439\" style=\"left:477px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i passu with, the holders of any other shares in issue, for an </div><div class=\"t s7_439\" id=\"ts_439\" style=\"left:87px;bottom:1017px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">amount equal to any div</div><div class=\"t s8_439\" id=\"tt_439\" style=\"left:231px;bottom:1017px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">idends payable (on approval of the Board) and the nom</div><div class=\"t s7_439\" id=\"tu_439\" style=\"left:562px;bottom:1017px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">inal value of the shares together with any </div><div class=\"t s7_439\" id=\"tv_439\" style=\"left:87px;bottom:1001px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">premium as determined by the Board. The redeemable preference shares are redeemable at the paid up amount (which </div><div class=\"t s7_439\" id=\"tw_439\" style=\"left:87px;bottom:985px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">includes premium) at the option of the Company in accordance with the terms of the shares. The holders of the preference </div><div class=\"t s7_439\" id=\"tx_439\" style=\"left:87px;bottom:969px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">shares are not entitled to attend or vote at any general meeting except where any relevant div</div><div class=\"t s8_439\" id=\"ty_439\" style=\"left:643px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idend due </div><div class=\"t s7_439\" id=\"tz_439\" style=\"left:705px;bottom:969px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is not paid in full or </div><div class=\"t s7_439\" id=\"t10_439\" style=\"left:87px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">where a resolution is proposed varying the rights of the preference shares. </div><div class=\"t s6_439\" id=\"t11_439\" style=\"left:87px;bottom:921px;letter-spacing:-0.07px;word-spacing:-0.2px;display:inline;\">Other equity instruments </div><div class=\"t s7_439\" id=\"t12_439\" style=\"left:87px;bottom:902px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The table provides details of outstanding Fixed Rate Resetting Perpetual Subordinated Contingent Convertible AT1 securit</div><div class=\"t s8_439\" id=\"t13_439\" style=\"left:805px;bottom:902px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_439\" id=\"t14_439\" style=\"left:87px;bottom:886px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued by Standard Chartered PLC. All issuances are made for general business purposes and to increase the regulatory capital </div><div class=\"t s7_439\" id=\"t15_439\" style=\"left:87px;bottom:870px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">base of the Group. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1h_439\" style=\"left:784px;bottom:852px;letter-spacing:-0.04px;display:inline;\">Conversion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t18_439\" style=\"left:343px;bottom:840px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Proceeds net </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1a_439\" style=\"left:420px;bottom:840px;letter-spacing:-0.03px;display:inline;\">Interest </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1i_439\" style=\"left:796px;bottom:840px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">price per </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_439\" id=\"t16_439\" style=\"left:87px;bottom:829px;letter-spacing:-0.02px;word-spacing:-0.22px;display:inline;\">Issuance date </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_439\" id=\"t17_439\" style=\"left:191px;bottom:829px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">Nominal value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t19_439\" style=\"left:343px;bottom:829px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">of issue costs </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_439\" id=\"t1b_439\" style=\"left:436px;bottom:829px;letter-spacing:-0.04px;display:inline;\">rate </div><div class=\"t sb_439\" id=\"t1c_439\" style=\"vertical-align: super;left:455px;bottom:834px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_439\" id=\"t1d_439\" style=\"left:530px;bottom:829px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Coupon payment dates </div><div class=\"t sb_439\" id=\"t1e_439\" style=\"vertical-align: super;left:640px;bottom:834px;display:inline;\">2 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_439\" id=\"t1f_439\" style=\"left:676px;bottom:829px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">First reset dates </div><div class=\"t sb_439\" id=\"t1g_439\" style=\"vertical-align: super;left:748px;bottom:834px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1j_439\" style=\"left:769px;bottom:829px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">ordinary share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1k_439\" style=\"left:87px;bottom:809px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">3 July 2019 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1l_439\" style=\"left:191px;bottom:809px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SGD 750 mill</div><div class=\"t sd_439\" id=\"t1m_439\" style=\"left:261px;bottom:809px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1n_439\" style=\"left:317px;bottom:809px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">USD 552 mill</div><div class=\"t sd_439\" id=\"t1o_439\" style=\"left:385px;bottom:809px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1p_439\" style=\"left:415px;bottom:809px;letter-spacing:0.04px;display:inline;\">5.375% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1q_439\" style=\"left:487px;bottom:809px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">3 April, 3 October each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1r_439\" style=\"left:664px;bottom:809px;letter-spacing:-0.07px;word-spacing:-0.06px;display:inline;\">3 October 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1s_439\" style=\"left:773px;bottom:809px;letter-spacing:-0.08px;word-spacing:-0.05px;display:inline;\">SGD 10.909 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1t_439\" style=\"left:87px;bottom:790px;letter-spacing:-0.11px;word-spacing:-0.02px;display:inline;\">26 Jun 2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1u_439\" style=\"left:191px;bottom:790px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">USD 1,000 mill</div><div class=\"t sd_439\" id=\"t1v_439\" style=\"left:270px;bottom:790px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1w_439\" style=\"left:316px;bottom:790px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">USD 992 mill</div><div class=\"t sd_439\" id=\"t1x_439\" style=\"left:385px;bottom:790px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1y_439\" style=\"left:437px;bottom:790px;letter-spacing:-0.42px;display:inline;\">6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1z_439\" style=\"left:481px;bottom:790px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">26 January, 26 July each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t20_439\" style=\"left:658px;bottom:790px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">26 January 2026 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t21_439\" style=\"left:782px;bottom:790px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">USD 5.331 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t22_439\" style=\"left:87px;bottom:771px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">14 January 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t23_439\" style=\"left:191px;bottom:771px;word-spacing:-0.14px;display:inline;\">USD 1,250 mill</div><div class=\"t sd_439\" id=\"t24_439\" style=\"left:268px;bottom:771px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t25_439\" style=\"left:310px;bottom:771px;word-spacing:-0.15px;display:inline;\">USD 1,239 mill</div><div class=\"t sd_439\" id=\"t26_439\" style=\"left:385px;bottom:771px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t27_439\" style=\"left:421px;bottom:771px;letter-spacing:0.01px;display:inline;\">4.75% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t28_439\" style=\"left:485px;bottom:771px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">14 January, 14 July each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t29_439\" style=\"left:687px;bottom:771px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">14 July 2031 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2a_439\" style=\"left:779px;bottom:771px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">USD 6.353 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2b_439\" style=\"left:87px;bottom:752px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">19 August 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2c_439\" style=\"left:191px;bottom:752px;word-spacing:-0.14px;display:inline;\">USD 1,500 mill</div><div class=\"t sd_439\" id=\"t2d_439\" style=\"left:269px;bottom:752px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2e_439\" style=\"left:308px;bottom:752px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">USD 1,490 mill</div><div class=\"t sd_439\" id=\"t2f_439\" style=\"left:385px;bottom:752px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2g_439\" style=\"left:419px;bottom:752px;letter-spacing:0.13px;display:inline;\">4.30% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2h_439\" style=\"left:462px;bottom:752px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">19 February, 19 August each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2i_439\" style=\"left:666px;bottom:752px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">19 August 2028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2j_439\" style=\"left:779px;bottom:752px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">USD 6.382 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2k_439\" style=\"left:87px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">15 August 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2l_439\" style=\"left:191px;bottom:733px;word-spacing:-0.14px;display:inline;\">USD 1,250 mill</div><div class=\"t sd_439\" id=\"t2m_439\" style=\"left:268px;bottom:733px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2n_439\" style=\"left:310px;bottom:733px;word-spacing:-0.15px;display:inline;\">USD 1,239 mill</div><div class=\"t sd_439\" id=\"t2o_439\" style=\"left:385px;bottom:733px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2p_439\" style=\"left:423px;bottom:733px;letter-spacing:-0.36px;display:inline;\">7.75% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2q_439\" style=\"left:462px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">15 February, 15 August each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2r_439\" style=\"left:656px;bottom:733px;word-spacing:-0.14px;display:inline;\">15 February 2028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2s_439\" style=\"left:781px;bottom:733px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">USD 7.333 </div></td></tr></table><div class=\"t sa_439\" id=\"t2t_439\" style=\"left:87px;bottom:709px;display:inline;\">1 </div><div class=\"t sa_439\" id=\"t2u_439\" style=\"left:100px;bottom:709px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Interest rates for the period from (and includ</div><div class=\"t se_439\" id=\"t2v_439\" style=\"left:302px;bottom:709px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing) the </div><div class=\"t sa_439\" id=\"t2w_439\" style=\"left:340px;bottom:709px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">issue date to (but excluding) the \ufb01rst reset date </div><div class=\"t sa_439\" id=\"t2x_439\" style=\"left:87px;bottom:692px;display:inline;\">2 </div><div class=\"t sa_439\" id=\"t2y_439\" style=\"left:100px;bottom:692px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Interest payable semi-annually in arrears </div><div class=\"t sa_439\" id=\"t2z_439\" style=\"left:87px;bottom:674px;display:inline;\">3 </div><div class=\"t sa_439\" id=\"t30_439\" style=\"left:100px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Securit</div><div class=\"t se_439\" id=\"t31_439\" style=\"left:131px;bottom:674px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ies are resettable each date fall</div><div class=\"t sa_439\" id=\"t32_439\" style=\"left:276px;bottom:674px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ing \ufb01ve years, or an integral multiple of \ufb01ve years, after the \ufb01rst reset date </div><div class=\"t s7_439\" id=\"t33_439\" style=\"left:87px;bottom:651px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Standard Chartered PLC redeemed $1,000m Fixed Rate Resetting Perpetual Contingent Convertible Securit</div><div class=\"t s8_439\" id=\"t34_439\" style=\"left:718px;bottom:651px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies on </div><div class=\"t s7_439\" id=\"t35_439\" style=\"left:755px;bottom:651px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its \ufb01rst </div><div class=\"t s7_439\" id=\"t36_439\" style=\"left:87px;bottom:635px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">optional redemption date of 2 April 2023. </div><div class=\"t s7_439\" id=\"t37_439\" style=\"left:87px;bottom:611px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The AT1 issuances above are primar</div><div class=\"t s8_439\" id=\"t38_439\" style=\"left:297px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ily purchased by </div><div class=\"t s7_439\" id=\"t39_439\" style=\"left:395px;bottom:611px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t s8_439\" id=\"t3a_439\" style=\"left:416px;bottom:611px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_439\" id=\"t3b_439\" style=\"left:436px;bottom:611px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ional investors. </div><div class=\"t s7_439\" id=\"t3c_439\" style=\"left:87px;bottom:587px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The princ</div><div class=\"t s8_439\" id=\"t3d_439\" style=\"left:142px;bottom:587px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ipal terms of the AT1 secur</div><div class=\"t s7_439\" id=\"t3e_439\" style=\"left:295px;bottom:587px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_439\" id=\"t3f_439\" style=\"left:303px;bottom:587px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are descr</div><div class=\"t s7_439\" id=\"t3g_439\" style=\"left:376px;bottom:587px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ibed below: </div><div class=\"t s7_439\" id=\"t3h_439\" style=\"left:87px;bottom:563px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t3i_439\" style=\"left:100px;bottom:563px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t3j_439\" style=\"left:164px;bottom:563px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are perpetual and redeemable, at the opt</div><div class=\"t s7_439\" id=\"t3k_439\" style=\"left:430px;bottom:563px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of Standard Chartered PLC in whole but not in part, on the \ufb01rst </div><div class=\"t s7_439\" id=\"t3l_439\" style=\"left:100px;bottom:547px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">interest reset date and each date falling \ufb01ve years after the \ufb01rst reset date </div><div class=\"t s7_439\" id=\"t3m_439\" style=\"left:87px;bottom:523px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t3n_439\" style=\"left:100px;bottom:523px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t3o_439\" style=\"left:164px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are also redeemable for certa</div><div class=\"t s7_439\" id=\"t3p_439\" style=\"left:358px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in regulatory or tax reasons on any date at 100 per cent of their princ</div><div class=\"t s8_439\" id=\"t3q_439\" style=\"left:761px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ipal amount </div><div class=\"t s7_439\" id=\"t3r_439\" style=\"left:100px;bottom:507px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">together with any accrued but unpaid interest up to (but excluding) the date \ufb01xed for redemption. Any redemption is subject </div><div class=\"t s7_439\" id=\"t3s_439\" style=\"left:100px;bottom:491px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">to Standard Chartered PLC giv</div><div class=\"t s8_439\" id=\"t3t_439\" style=\"left:280px;bottom:491px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing not</div><div class=\"t s7_439\" id=\"t3u_439\" style=\"left:322px;bottom:491px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ice to the relevant regulator and the regulator granting permiss</div><div class=\"t s8_439\" id=\"t3v_439\" style=\"left:696px;bottom:491px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion to redeem </div><div class=\"t s7_439\" id=\"t3w_439\" style=\"left:87px;bottom:467px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t3x_439\" style=\"left:100px;bottom:467px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Interest payments on these securit</div><div class=\"t s8_439\" id=\"t3y_439\" style=\"left:303px;bottom:467px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s7_439\" id=\"t3z_439\" style=\"left:332px;bottom:467px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ill be accounted for as a div</div><div class=\"t s8_439\" id=\"t40_439\" style=\"left:492px;bottom:467px;letter-spacing:-0.13px;display:inline;\">idend. </div><div class=\"t s7_439\" id=\"t41_439\" style=\"left:87px;bottom:443px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t42_439\" style=\"left:100px;bottom:443px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Interest on the securit</div><div class=\"t s8_439\" id=\"t43_439\" style=\"left:227px;bottom:443px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_439\" id=\"t44_439\" style=\"left:245px;bottom:443px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is due and payable only at the sole and absolute discret</div><div class=\"t s8_439\" id=\"t45_439\" style=\"left:573px;bottom:443px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of Standard Chartered PLC, subject to </div><div class=\"t s7_439\" id=\"t46_439\" style=\"left:100px;bottom:427px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">certain addit</div><div class=\"t s8_439\" id=\"t47_439\" style=\"left:176px;bottom:427px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional restr</div><div class=\"t s7_439\" id=\"t48_439\" style=\"left:235px;bottom:427px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_439\" id=\"t49_439\" style=\"left:249px;bottom:427px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions set out </div><div class=\"t s7_439\" id=\"t4a_439\" style=\"left:318px;bottom:427px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the terms and condit</div><div class=\"t s8_439\" id=\"t4b_439\" style=\"left:455px;bottom:427px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions. Accord</div><div class=\"t s7_439\" id=\"t4c_439\" style=\"left:527px;bottom:427px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ingly, Standard Chartered PLC may at any time elect </div><div class=\"t s7_439\" id=\"t4d_439\" style=\"left:100px;bottom:411px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to cancel any interest payment (or part thereof) which would otherwise be payable on any interest payment date. </div><div class=\"t s7_439\" id=\"t4e_439\" style=\"left:87px;bottom:387px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t4f_439\" style=\"left:100px;bottom:387px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t4g_439\" style=\"left:164px;bottom:387px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies convert </div><div class=\"t s7_439\" id=\"t4h_439\" style=\"left:230px;bottom:387px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">into ordinary shares of Standard Chartered PLC, at a pre-determined price detailed in the table above, </div><div class=\"t s7_439\" id=\"t4i_439\" style=\"left:100px;bottom:371px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">should the fully loaded Common Equity Tier 1 ratio of the Group fall below 7.0 per cent. Approximately 859 mill</div><div class=\"t s8_439\" id=\"t4j_439\" style=\"left:743px;bottom:371px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion ord</div><div class=\"t s7_439\" id=\"t4k_439\" style=\"left:784px;bottom:371px;letter-spacing:-0.01px;display:inline;\">inary </div><div class=\"t s7_439\" id=\"t4l_439\" style=\"left:100px;bottom:355px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">shares would be required to satisfy the conversion of all the securit</div><div class=\"t s8_439\" id=\"t4m_439\" style=\"left:489px;bottom:355px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies ment</div><div class=\"t s7_439\" id=\"t4n_439\" style=\"left:539px;bottom:355px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ioned above </div><div class=\"t s7_439\" id=\"t4o_439\" style=\"left:87px;bottom:330px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t4p_439\" style=\"left:151px;bottom:330px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies rank beh</div><div class=\"t s7_439\" id=\"t4q_439\" style=\"left:222px;bottom:330px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ind the claims against Standard Chartered PLC of (a) unsubordinated creditors, (b) which are expressed </div><div class=\"t s7_439\" id=\"t4r_439\" style=\"left:87px;bottom:314px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">to be subordinated to the claims of unsubordinated creditors of Standard Chartered PLC but not further or otherwise; or (c) </div><div class=\"t s7_439\" id=\"t4s_439\" style=\"left:87px;bottom:298px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">which are, or are expressed to be, jun</div><div class=\"t s8_439\" id=\"t4t_439\" style=\"left:303px;bottom:298px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ior to the cla</div><div class=\"t s7_439\" id=\"t4u_439\" style=\"left:376px;bottom:298px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ims of other creditors of Standard Chartered PLC, whether subordinated or </div><div class=\"t s7_439\" id=\"t4v_439\" style=\"left:87px;bottom:282px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">unsubordinated, other than claims which rank, or are expressed to rank, pari passu with, or jun</div><div class=\"t s8_439\" id=\"t4w_439\" style=\"left:638px;bottom:282px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ior to, the cla</div><div class=\"t s7_439\" id=\"t4x_439\" style=\"left:714px;bottom:282px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ims of holders of the </div><div class=\"t s7_439\" id=\"t4y_439\" style=\"left:87px;bottom:266px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">AT1 securit</div><div class=\"t s8_439\" id=\"t4z_439\" style=\"left:149px;bottom:266px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_439\" id=\"t50_439\" style=\"left:167px;bottom:266px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in a wind</div><div class=\"t s8_439\" id=\"t51_439\" style=\"left:220px;bottom:266px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing\u2013up occurr</div><div class=\"t s7_439\" id=\"t52_439\" style=\"left:301px;bottom:266px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing prior to the conversion trigger. </div><div></div><div class=\"t s5_440\" id=\"t7_440\" style=\"left:69px;bottom:1180px;letter-spacing:-0.2px;word-spacing:-0.1px;display:inline;\"> </div><div class=\"t s6_440\" id=\"t8_440\" style=\"left:484px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_440\" id=\"t9_440\" style=\"left:69px;bottom:1155px;letter-spacing:-0.1px;display:inline;\">Reserves </div><div class=\"t s8_440\" id=\"ta_440\" style=\"left:69px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The constituents of the reserves are summarised as follows: </div><div class=\"t s9_440\" id=\"tb_440\" style=\"left:69px;bottom:1113px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"tc_440\" style=\"left:82px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The capital reserve represents the exchange difference on redenominat</div><div class=\"t s9_440\" id=\"td_440\" style=\"left:507px;bottom:1113px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of share cap</div><div class=\"t s8_440\" id=\"te_440\" style=\"left:601px;bottom:1113px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ital and share premium from </div><div class=\"t s8_440\" id=\"tf_440\" style=\"left:82px;bottom:1097px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">sterling to US dollars in 2001. The capital redemption reserve represents the nominal value of share capital and preference </div><div class=\"t s9_440\" id=\"tg_440\" style=\"left:82px;bottom:1081px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">shares redeemed </div><div class=\"t s9_440\" id=\"th_440\" style=\"left:69px;bottom:1057px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"ti_440\" style=\"left:82px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The amounts in the \u201cCapital and Merger Reserve\u201d represents the premium aris</div><div class=\"t s9_440\" id=\"tj_440\" style=\"left:542px;bottom:1057px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing on shares </div><div class=\"t s8_440\" id=\"tk_440\" style=\"left:623px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">issued using a cash box \ufb01nanc</div><div class=\"t s9_440\" id=\"tl_440\" style=\"left:801px;bottom:1057px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_440\" id=\"tm_440\" style=\"left:82px;bottom:1041px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">structure, which required the Company to create a merger reserve under section 612 of the Companies Act 2006. Shares were </div><div class=\"t s8_440\" id=\"tn_440\" style=\"left:82px;bottom:1025px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">issued using this structure in 2005 and 2006 to assist in the funding of Korea ($1.9 bill</div><div class=\"t s9_440\" id=\"to_440\" style=\"left:575px;bottom:1025px;letter-spacing:-0.43px;word-spacing:0.16px;display:inline;\">ion) and Ta</div><div class=\"t s8_440\" id=\"tp_440\" style=\"left:641px;bottom:1025px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iwan ($1.2 bill</div><div class=\"t s9_440\" id=\"tq_440\" style=\"left:718px;bottom:1025px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">ion) acqu</div><div class=\"t s8_440\" id=\"tr_440\" style=\"left:773px;bottom:1025px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_440\" id=\"ts_440\" style=\"left:782px;bottom:1025px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_440\" id=\"tt_440\" style=\"left:789px;bottom:1025px;letter-spacing:-0.09px;display:inline;\">ions, </div><div class=\"t s8_440\" id=\"tu_440\" style=\"left:82px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in 2008, 2010 and 2015 for the shares issued by way of a rights issue, primar</div><div class=\"t s9_440\" id=\"tv_440\" style=\"left:521px;bottom:1009px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ily for cap</div><div class=\"t s8_440\" id=\"tw_440\" style=\"left:578px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ital maintenance requirements and for </div><div class=\"t s8_440\" id=\"tx_440\" style=\"left:82px;bottom:993px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the shares issued in 2009 by way of an accelerated book build, the proceeds of which were used in the ordinary course of </div><div class=\"t s8_440\" id=\"ty_440\" style=\"left:82px;bottom:977px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business of the Group. The funding raised by the 2008, 2010 and 2015 rights issues and 2009 share issue was fully retained </div><div class=\"t s8_440\" id=\"tz_440\" style=\"left:82px;bottom:961px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t s9_440\" id=\"t10_440\" style=\"left:108px;bottom:961px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in the Company. Of the 2015 fund</div><div class=\"t s8_440\" id=\"t11_440\" style=\"left:305px;bottom:961px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing, $1.5 bill</div><div class=\"t s9_440\" id=\"t12_440\" style=\"left:369px;bottom:961px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion was used to subscr</div><div class=\"t s8_440\" id=\"t13_440\" style=\"left:501px;bottom:961px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ibe to addit</div><div class=\"t s9_440\" id=\"t14_440\" style=\"left:570px;bottom:961px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional equ</div><div class=\"t s8_440\" id=\"t15_440\" style=\"left:624px;bottom:961px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity in Standard Chartered Bank, </div><div class=\"t s8_440\" id=\"t16_440\" style=\"left:82px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a wholly owned subsid</div><div class=\"t s9_440\" id=\"t17_440\" style=\"left:216px;bottom:945px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">iary of the Company. Apart from the Korea, Ta</div><div class=\"t s8_440\" id=\"t18_440\" style=\"left:488px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iwan and Standard Chartered Bank funding, the merger </div><div class=\"t s8_440\" id=\"t19_440\" style=\"left:82px;bottom:929px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">reserve is considered realised and distr</div><div class=\"t s9_440\" id=\"t1a_440\" style=\"left:309px;bottom:929px;letter-spacing:-0.15px;display:inline;\">ibutable. </div><div class=\"t s9_440\" id=\"t1b_440\" style=\"left:69px;bottom:904px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t1c_440\" style=\"left:82px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Own credit adjustment reserve represents the cumulative gains and losses on \ufb01nanc</div><div class=\"t s9_440\" id=\"t1d_440\" style=\"left:579px;bottom:904px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s8_440\" id=\"t1e_440\" style=\"left:598px;bottom:904px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_440\" id=\"t1f_440\" style=\"left:617px;bottom:904px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_440\" id=\"t1g_440\" style=\"left:623px;bottom:904px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_440\" id=\"t1h_440\" style=\"left:631px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies des</div><div class=\"t s8_440\" id=\"t1i_440\" style=\"left:670px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ignated at fair value </div><div class=\"t s8_440\" id=\"t1j_440\" style=\"left:82px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">through pro\ufb01t or loss relating to own credit. On derecognit</div><div class=\"t s9_440\" id=\"t1k_440\" style=\"left:425px;bottom:888px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of appl</div><div class=\"t s8_440\" id=\"t1l_440\" style=\"left:488px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icable instruments the balance of any OCA will not be </div><div class=\"t s8_440\" id=\"t1m_440\" style=\"left:82px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">recycled to the income statement, but will be transferred with</div><div class=\"t s9_440\" id=\"t1n_440\" style=\"left:445px;bottom:872px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in equ</div><div class=\"t s8_440\" id=\"t1o_440\" style=\"left:481px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity to retained earnings </div><div class=\"t s9_440\" id=\"t1p_440\" style=\"left:69px;bottom:848px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t1q_440\" style=\"left:82px;bottom:848px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair value through other comprehensive income (FVOCI) debt reserve represents the unrealised fair value gains and losses in </div><div class=\"t s9_440\" id=\"t1r_440\" style=\"left:82px;bottom:832px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">respect of \ufb01nancial assets class</div><div class=\"t s8_440\" id=\"t1s_440\" style=\"left:267px;bottom:832px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_440\" id=\"t1t_440\" style=\"left:275px;bottom:832px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as FVOCI, net of expected cred</div><div class=\"t s8_440\" id=\"t1u_440\" style=\"left:479px;bottom:832px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it losses. Gains and losses are deferred in this reserve and </div><div class=\"t s8_440\" id=\"t1v_440\" style=\"left:82px;bottom:816px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">are reclassif</div><div class=\"t s9_440\" id=\"t1w_440\" style=\"left:153px;bottom:816px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to the </div><div class=\"t s8_440\" id=\"t1x_440\" style=\"left:212px;bottom:816px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">income statement when the underlying asset is sold, matures or becomes impa</div><div class=\"t s9_440\" id=\"t1y_440\" style=\"left:678px;bottom:816px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t s9_440\" id=\"t1z_440\" style=\"left:69px;bottom:792px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t20_440\" style=\"left:82px;bottom:792px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">FVOCI equity reserve represents unrealised fair value gains and losses in respect of \ufb01nanc</div><div class=\"t s9_440\" id=\"t21_440\" style=\"left:608px;bottom:792px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets class</div><div class=\"t s8_440\" id=\"t22_440\" style=\"left:693px;bottom:792px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_440\" id=\"t23_440\" style=\"left:701px;bottom:792px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied as FVOCI. </div><div class=\"t s8_440\" id=\"t24_440\" style=\"left:82px;bottom:776px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Gains and losses are recorded in this reserve and never recycled to the income statement </div><div class=\"t s9_440\" id=\"t25_440\" style=\"left:69px;bottom:752px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t26_440\" style=\"left:82px;bottom:752px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ow hedge reserve represents the effective portion of the gains and losses on derivat</div><div class=\"t s9_440\" id=\"t27_440\" style=\"left:616px;bottom:752px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives that meet the cr</div><div class=\"t s8_440\" id=\"t28_440\" style=\"left:737px;bottom:752px;letter-spacing:-0.14px;display:inline;\">iter</div><div class=\"t s9_440\" id=\"t29_440\" style=\"left:756px;bottom:752px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ia for </div><div class=\"t s8_440\" id=\"t2a_440\" style=\"left:82px;bottom:736px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">these types of hedges. Gains and losses are deferred in this reserve and are reclassif</div><div class=\"t s9_440\" id=\"t2b_440\" style=\"left:575px;bottom:736px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to the </div><div class=\"t s8_440\" id=\"t2c_440\" style=\"left:634px;bottom:736px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">income statement when the </div><div class=\"t s8_440\" id=\"t2d_440\" style=\"left:82px;bottom:720px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">underlying hedged item affects pro\ufb01t and loss or when a forecast transaction is no longer expected to occur </div><div class=\"t s9_440\" id=\"t2e_440\" style=\"left:69px;bottom:696px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t2f_440\" style=\"left:82px;bottom:696px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Translation reserve represents the cumulative foreign exchange gains and losses on translation of the net investment of </div><div class=\"t s8_440\" id=\"t2g_440\" style=\"left:82px;bottom:680px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the Group in foreign operations. Since 1 January 2004, gains and losses are deferred to this reserve and are reclassif</div><div class=\"t s9_440\" id=\"t2h_440\" style=\"left:759px;bottom:680px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to </div><div class=\"t s8_440\" id=\"t2i_440\" style=\"left:82px;bottom:664px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the income statement when the underlying foreign operation is disposed. Gains and losses aris</div><div class=\"t s9_440\" id=\"t2j_440\" style=\"left:640px;bottom:664px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing from der</div><div class=\"t s8_440\" id=\"t2k_440\" style=\"left:712px;bottom:664px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_440\" id=\"t2l_440\" style=\"left:734px;bottom:664px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ives used as </div><div class=\"t s8_440\" id=\"t2m_440\" style=\"left:82px;bottom:648px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">hedges of net investments are netted against the foreign exchange gains and losses on translation of the net investment </div><div class=\"t s8_440\" id=\"t2n_440\" style=\"left:82px;bottom:632px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of the foreign operations </div><div class=\"t s9_440\" id=\"t2o_440\" style=\"left:69px;bottom:608px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t2p_440\" style=\"left:82px;bottom:608px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Retained earnings represents pro\ufb01ts and other comprehensive income earned by the Group and Company in the current </div><div class=\"t s8_440\" id=\"t2q_440\" style=\"left:82px;bottom:592px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">and prior periods, together with the after tax increase relating to equity-settled share options, less div</div><div class=\"t s9_440\" id=\"t2r_440\" style=\"left:680px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend d</div><div class=\"t s8_440\" id=\"t2s_440\" style=\"left:725px;bottom:592px;letter-spacing:-0.11px;display:inline;\">istr</div><div class=\"t s9_440\" id=\"t2t_440\" style=\"left:742px;bottom:592px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s8_440\" id=\"t2u_440\" style=\"left:766px;bottom:592px;letter-spacing:-0.08px;display:inline;\">ions, </div><div class=\"t s9_440\" id=\"t2v_440\" style=\"left:82px;bottom:576px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">own shares held (treasury shares) and share buy-backs </div><div class=\"t s8_440\" id=\"t2w_440\" style=\"left:69px;bottom:552px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">A substantial part of the Group\u2019s reserves is held in overseas subsid</div><div class=\"t s9_440\" id=\"t2x_440\" style=\"left:460px;bottom:552px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s8_440\" id=\"t2y_440\" style=\"left:539px;bottom:552px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ings and branches, princ</div><div class=\"t s9_440\" id=\"t2z_440\" style=\"left:683px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally to support local </div><div class=\"t s8_440\" id=\"t30_440\" style=\"left:69px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">operations or to comply with local regulations. The maintenance of local regulatory capital ratios could potentially restrict </div><div class=\"t s8_440\" id=\"t31_440\" style=\"left:69px;bottom:519px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the amount of reserves which can be remitted. In addit</div><div class=\"t s9_440\" id=\"t32_440\" style=\"left:392px;bottom:519px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t s8_440\" id=\"t33_440\" style=\"left:415px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">if these overseas reserves were to be remitted, further unprovided </div><div class=\"t s8_440\" id=\"t34_440\" style=\"left:69px;bottom:503px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">taxation liab</div><div class=\"t s9_440\" id=\"t35_440\" style=\"left:145px;bottom:503px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_440\" id=\"t36_440\" style=\"left:150px;bottom:503px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_440\" id=\"t37_440\" style=\"left:158px;bottom:503px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies m</div><div class=\"t s8_440\" id=\"t38_440\" style=\"left:188px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight arise. </div><div class=\"t s8_440\" id=\"t39_440\" style=\"left:69px;bottom:479px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">As at 31 December 2023, the distr</div><div class=\"t s9_440\" id=\"t3a_440\" style=\"left:264px;bottom:479px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ibutable reserves of Standard Chartered PLC (the Company) were $14.7 b</div><div class=\"t s8_440\" id=\"t3b_440\" style=\"left:694px;bottom:479px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_440\" id=\"t3c_440\" style=\"left:702px;bottom:479px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (31 December </div><div class=\"t s8_440\" id=\"t3d_440\" style=\"left:69px;bottom:463px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">2022: $13 bill</div><div class=\"t s9_440\" id=\"t3e_440\" style=\"left:141px;bottom:463px;letter-spacing:-0.44px;word-spacing:0.17px;display:inline;\">ion). D</div><div class=\"t s8_440\" id=\"t3f_440\" style=\"left:178px;bottom:463px;letter-spacing:-0.11px;display:inline;\">istr</div><div class=\"t s9_440\" id=\"t3g_440\" style=\"left:196px;bottom:463px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ibutable reserves of SC PLC were $14.7 b</div><div class=\"t s8_440\" id=\"t3h_440\" style=\"left:429px;bottom:463px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_440\" id=\"t3i_440\" style=\"left:437px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, wh</div><div class=\"t s8_440\" id=\"t3j_440\" style=\"left:479px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are calculated from the Merger reserve and Retained </div><div class=\"t s8_440\" id=\"t3k_440\" style=\"left:69px;bottom:447px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Earnings with considerat</div><div class=\"t s9_440\" id=\"t3l_440\" style=\"left:215px;bottom:447px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion for restr</div><div class=\"t s8_440\" id=\"t3m_440\" style=\"left:282px;bottom:447px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icted items in line with sections 830 and 831 of the Companies Act 2006. </div><div></div><div class=\"t s4_441\" id=\"t6_441\" style=\"left:87px;bottom:1180px;letter-spacing:-0.2px;word-spacing:-0.1px;display:inline;\"> </div><div class=\"t s5_441\" id=\"t7_441\" style=\"left:501px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_441\" id=\"t8_441\" style=\"left:87px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Own shares </div><div class=\"t s7_441\" id=\"t9_441\" style=\"left:87px;bottom:1137px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">Computershare Trustees (Jersey) Lim</div><div class=\"t s8_441\" id=\"ta_441\" style=\"left:304px;bottom:1137px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t s7_441\" id=\"tb_441\" style=\"left:330px;bottom:1137px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is the trustee of the 2004 Employee Bene\ufb01t Trust (\u20182004 Trust\u2019) and Ocorian Trustees </div><div class=\"t s7_441\" id=\"tc_441\" style=\"left:87px;bottom:1121px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">(Jersey) Lim</div><div class=\"t s8_441\" id=\"td_441\" style=\"left:156px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ited has been the trustee of the 1995 Employees\u2019 Share Ownersh</div><div class=\"t s7_441\" id=\"te_441\" style=\"left:532px;bottom:1121px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ip Plan Trust (\u20181995 Trust\u2019). The 1995 Trust was closed </div><div class=\"t s7_441\" id=\"tf_441\" style=\"left:87px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">on 30 June 2023 as all histor</div><div class=\"t s8_441\" id=\"tg_441\" style=\"left:250px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical awards under th</div><div class=\"t s7_441\" id=\"th_441\" style=\"left:371px;bottom:1105px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is trust have been satisf</div><div class=\"t s8_441\" id=\"ti_441\" style=\"left:509px;bottom:1105px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ied, and the 2004 Trust w</div><div class=\"t s7_441\" id=\"tj_441\" style=\"left:658px;bottom:1105px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ill be used to satisfy exist</div><div class=\"t s8_441\" id=\"tk_441\" style=\"left:803px;bottom:1105px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s7_441\" id=\"tl_441\" style=\"left:87px;bottom:1089px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and future awards. </div><div class=\"t s7_441\" id=\"tm_441\" style=\"left:87px;bottom:1065px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The 2004 Trust is used in conjunct</div><div class=\"t s8_441\" id=\"tn_441\" style=\"left:284px;bottom:1065px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion w</div><div class=\"t s7_441\" id=\"to_441\" style=\"left:316px;bottom:1065px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith the Group\u2019s employee share schemes and other employee share-based payments </div><div class=\"t s7_441\" id=\"tp_441\" style=\"left:87px;bottom:1049px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(such as upfront shares and \ufb01xed pay allowances). Group companies fund the 2004 Trust from time to time to enable the </div><div class=\"t s7_441\" id=\"tq_441\" style=\"left:87px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">trustees to acquire shares in Standard Chartered PLC to satisfy these arrangements. </div><div class=\"t s7_441\" id=\"tr_441\" style=\"left:87px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Details of the shares purchased and held by the trusts are set out below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s9_441\" id=\"ts_441\" style=\"left:366px;bottom:990px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">1995 Trust </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s9_441\" id=\"tt_441\" style=\"left:546px;bottom:990px;letter-spacing:-0.13px;word-spacing:-0.1px;display:inline;\">2004 Trust </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s9_441\" id=\"tu_441\" style=\"left:741px;bottom:990px;letter-spacing:-0.22px;display:inline;\">Total </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_441\" id=\"tv_441\" style=\"left:362px;bottom:973px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_441\" id=\"tw_441\" style=\"left:450px;bottom:973px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_441\" id=\"tx_441\" style=\"left:544px;bottom:973px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_441\" id=\"ty_441\" style=\"left:632px;bottom:973px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_441\" id=\"tz_441\" style=\"left:726px;bottom:973px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_441\" id=\"t10_441\" style=\"left:813px;bottom:973px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t11_441\" style=\"left:87px;bottom:953px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Shares purchased during the period </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t12_441\" style=\"left:379px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t13_441\" style=\"left:466px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t14_441\" style=\"left:506px;bottom:953px;letter-spacing:-0.19px;display:inline;\">29,069,539 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t15_441\" style=\"left:597px;bottom:953px;letter-spacing:0.01px;display:inline;\">30,203,531 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t16_441\" style=\"left:688px;bottom:953px;letter-spacing:-0.19px;display:inline;\">29,069,539 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t17_441\" style=\"left:779px;bottom:953px;letter-spacing:0.01px;display:inline;\">30,203,531 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t18_441\" style=\"left:87px;bottom:934px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Market price of shares purchased </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t19_441\" style=\"left:87px;bottom:920px;letter-spacing:-0.1px;display:inline;\">($mill</div><div class=\"t sd_441\" id=\"t1a_441\" style=\"left:117px;bottom:920px;letter-spacing:-0.27px;display:inline;\">ion) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1b_441\" style=\"left:379px;bottom:920px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1c_441\" style=\"left:466px;bottom:920px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1d_441\" style=\"left:547px;bottom:920px;letter-spacing:0.06px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1e_441\" style=\"left:636px;bottom:920px;letter-spacing:0.06px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1f_441\" style=\"left:729px;bottom:920px;letter-spacing:0.06px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1g_441\" style=\"left:818px;bottom:920px;letter-spacing:0.06px;display:inline;\">218 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t1h_441\" style=\"left:87px;bottom:901px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Shares held at the end of the period </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1i_441\" style=\"left:379px;bottom:901px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1j_441\" style=\"left:466px;bottom:901px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1k_441\" style=\"left:503px;bottom:901px;letter-spacing:0.05px;display:inline;\">28,095,542 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1l_441\" style=\"left:598px;bottom:901px;letter-spacing:-0.17px;display:inline;\">27,525,624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1m_441\" style=\"left:685px;bottom:901px;letter-spacing:0.05px;display:inline;\">28,095,542 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1n_441\" style=\"left:780px;bottom:901px;letter-spacing:-0.17px;display:inline;\">27,525,624 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t1o_441\" style=\"left:87px;bottom:882px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Maximum number of shares held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t1p_441\" style=\"left:87px;bottom:867px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">during the period </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1q_441\" style=\"left:686px;bottom:867px;letter-spacing:0.01px;display:inline;\">28,893,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1r_441\" style=\"left:779px;bottom:867px;letter-spacing:-0.29px;display:inline;\">27,976,046 </div></td></tr></table><div class=\"t s7_441\" id=\"t1s_441\" style=\"left:87px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Except as disclosed, neither the Company nor any of its subsid</div><div class=\"t s8_441\" id=\"t1t_441\" style=\"left:451px;bottom:837px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_441\" id=\"t1u_441\" style=\"left:467px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies has bought, sold or redeemed any Standard Chartered PLC </div><div class=\"t s7_441\" id=\"t1v_441\" style=\"left:87px;bottom:821px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t s8_441\" id=\"t1w_441\" style=\"left:126px;bottom:821px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies l</div><div class=\"t s7_441\" id=\"t1x_441\" style=\"left:147px;bottom:821px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">isted on The Stock Exchange of Hong Kong Lim</div><div class=\"t s8_441\" id=\"t1y_441\" style=\"left:426px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ited dur</div><div class=\"t s7_441\" id=\"t1z_441\" style=\"left:472px;bottom:821px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing the period. </div><div class=\"t s6_441\" id=\"t20_441\" style=\"left:87px;bottom:789px;letter-spacing:-0.12px;display:inline;\">Div</div><div class=\"t se_441\" id=\"t21_441\" style=\"left:107px;bottom:789px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">idend wa</div><div class=\"t s6_441\" id=\"t22_441\" style=\"left:163px;bottom:789px;letter-spacing:-0.16px;display:inline;\">ivers </div><div class=\"t s7_441\" id=\"t23_441\" style=\"left:87px;bottom:771px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The trustees of the 2004 Trust, which holds ordinary shares in Standard Chartered PLC in connection with the operation of </div><div class=\"t s7_441\" id=\"t24_441\" style=\"left:87px;bottom:755px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its employee share plans, have lodged standing instruct</div><div class=\"t s8_441\" id=\"t25_441\" style=\"left:415px;bottom:755px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_441\" id=\"t26_441\" style=\"left:442px;bottom:755px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in relation to shares held by them that have not been allocated </div><div class=\"t s7_441\" id=\"t27_441\" style=\"left:87px;bottom:739px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">to employees, whereby any div</div><div class=\"t s8_441\" id=\"t28_441\" style=\"left:268px;bottom:739px;letter-spacing:-0.14px;display:inline;\">idend </div><div class=\"t s7_441\" id=\"t29_441\" style=\"left:305px;bottom:739px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is waived on the balance of ordinary shares and recalculated and paid at the rate of </div><div class=\"t s7_441\" id=\"t2a_441\" style=\"left:87px;bottom:723px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">0.01p per share. </div><div class=\"t s6_441\" id=\"t2b_441\" style=\"left:87px;bottom:691px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Changes in share capital and other equity instruments of Standard Chartered PLC subsid</div><div class=\"t se_441\" id=\"t2c_441\" style=\"left:623px;bottom:691px;letter-spacing:-0.13px;display:inline;\">iar</div><div class=\"t s6_441\" id=\"t2d_441\" style=\"left:640px;bottom:691px;letter-spacing:-0.1px;display:inline;\">ies </div><div class=\"t s7_441\" id=\"t2e_441\" style=\"left:87px;bottom:673px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The table below details the transactions in equity instruments (includ</div><div class=\"t s8_441\" id=\"t2f_441\" style=\"left:494px;bottom:673px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing convert</div><div class=\"t s7_441\" id=\"t2g_441\" style=\"left:560px;bottom:673px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ible and hybrid instruments) of the Group\u2019s </div><div class=\"t s7_441\" id=\"t2h_441\" style=\"left:87px;bottom:657px;letter-spacing:-0.13px;display:inline;\">subsid</div><div class=\"t s8_441\" id=\"t2i_441\" style=\"left:124px;bottom:657px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_441\" id=\"t2j_441\" style=\"left:140px;bottom:657px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies, includ</div><div class=\"t s8_441\" id=\"t2k_441\" style=\"left:196px;bottom:657px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s7_441\" id=\"t2l_441\" style=\"left:218px;bottom:657px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issuances, conversions, redemptions, purchase or cancellation. This is required under the Hong Kong </div><div class=\"t s7_441\" id=\"t2m_441\" style=\"left:87px;bottom:641px;letter-spacing:-0.13px;display:inline;\">List</div><div class=\"t s8_441\" id=\"t2n_441\" style=\"left:107px;bottom:641px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing requ</div><div class=\"t s7_441\" id=\"t2o_441\" style=\"left:155px;bottom:641px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irements, appendix 16 paragraph 10. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t2y_441\" style=\"left:785px;bottom:622px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_441\" id=\"t2q_441\" style=\"left:329px;bottom:611px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Place of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t2u_441\" style=\"left:576px;bottom:611px;letter-spacing:-0.08px;display:inline;\">Issued/(redeemed) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t2w_441\" style=\"left:688px;bottom:611px;letter-spacing:-0.08px;display:inline;\">Issued/(redeemed) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t2z_441\" style=\"left:793px;bottom:611px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_441\" id=\"t2p_441\" style=\"left:87px;bottom:599px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_441\" id=\"t2r_441\" style=\"left:329px;bottom:599px;letter-spacing:-0.02px;display:inline;\">incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_441\" id=\"t2s_441\" style=\"left:429px;bottom:599px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t sf_441\" id=\"t2t_441\" style=\"left:469px;bottom:599px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t2v_441\" style=\"left:633px;bottom:599px;letter-spacing:-0.03px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t2x_441\" style=\"left:747px;bottom:599px;display:inline;\">Shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_441\" id=\"t30_441\" style=\"left:795px;bottom:599px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t31_441\" style=\"left:87px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t32_441\" style=\"left:87px;bottom:565px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1 Basinghall Avenue, London, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t33_441\" style=\"left:87px;bottom:550px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">EC2V 5DD, United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t34_441\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered I H Lim</div><div class=\"t sd_441\" id=\"t35_441\" style=\"left:240px;bottom:531px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t36_441\" style=\"left:329px;bottom:531px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t37_441\" style=\"left:429px;bottom:531px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t38_441\" style=\"left:599px;bottom:531px;letter-spacing:-0.05px;display:inline;\">$574,721,653 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t39_441\" style=\"left:718px;bottom:531px;letter-spacing:-0.05px;display:inline;\">574,721,653 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3a_441\" style=\"left:816px;bottom:531px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3b_441\" style=\"left:87px;bottom:512px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Holdings Lim</div><div class=\"t sd_441\" id=\"t3c_441\" style=\"left:275px;bottom:512px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3d_441\" style=\"left:329px;bottom:512px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3e_441\" style=\"left:429px;bottom:512px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">$2.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3f_441\" style=\"left:599px;bottom:512px;letter-spacing:-0.05px;display:inline;\">$574,721,653 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3g_441\" style=\"left:715px;bottom:512px;letter-spacing:-0.15px;display:inline;\">287,360,826 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3h_441\" style=\"left:816px;bottom:512px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3i_441\" style=\"left:87px;bottom:493px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Strategic </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3j_441\" style=\"left:87px;bottom:479px;word-spacing:-0.14px;display:inline;\">Investments Lim</div><div class=\"t sd_441\" id=\"t3k_441\" style=\"left:177px;bottom:479px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3l_441\" style=\"left:329px;bottom:479px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3m_441\" style=\"left:429px;bottom:479px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3n_441\" style=\"left:599px;bottom:479px;letter-spacing:0.07px;display:inline;\">$45,886,520 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3o_441\" style=\"left:719px;bottom:479px;letter-spacing:0.04px;display:inline;\">45,886,520 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3p_441\" style=\"left:816px;bottom:479px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3q_441\" style=\"left:87px;bottom:460px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">SC Ventures Holdings Lim</div><div class=\"t sd_441\" id=\"t3r_441\" style=\"left:229px;bottom:460px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3s_441\" style=\"left:329px;bottom:460px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3t_441\" style=\"left:429px;bottom:460px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3u_441\" style=\"left:603px;bottom:460px;letter-spacing:-0.11px;display:inline;\">$217,712,622 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3v_441\" style=\"left:722px;bottom:460px;letter-spacing:-0.11px;display:inline;\">217,712,622 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t3w_441\" style=\"left:816px;bottom:460px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3x_441\" style=\"left:87px;bottom:441px;word-spacing:-0.13px;display:inline;\">Zodia Markets Holdings Lim</div><div class=\"t sd_441\" id=\"t3y_441\" style=\"left:244px;bottom:441px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t3z_441\" style=\"left:329px;bottom:441px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t40_441\" style=\"left:429px;bottom:441px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t41_441\" style=\"left:629px;bottom:441px;letter-spacing:0.11px;display:inline;\">$5,580 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t42_441\" style=\"left:748px;bottom:441px;letter-spacing:0.14px;display:inline;\">5,580 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t43_441\" style=\"left:804px;bottom:441px;letter-spacing:0.03px;display:inline;\">80.46 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t44_441\" style=\"left:87px;bottom:422px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t45_441\" style=\"left:87px;bottom:407px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 5th Floor, Holland House 1-4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t46_441\" style=\"left:87px;bottom:393px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Bury Street, London, EC3A 5AW, United </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t47_441\" style=\"left:87px;bottom:378px;letter-spacing:0.06px;display:inline;\">Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t48_441\" style=\"left:87px;bottom:359px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Zodia Holdings Lim</div><div class=\"t sd_441\" id=\"t49_441\" style=\"left:195px;bottom:359px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4a_441\" style=\"left:329px;bottom:359px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4b_441\" style=\"left:429px;bottom:359px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$1.00 Ordinary-A </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4c_441\" style=\"left:429px;bottom:344px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t4d_441\" style=\"left:598px;bottom:344px;letter-spacing:0.07px;display:inline;\">$18,300,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t4e_441\" style=\"left:717px;bottom:344px;letter-spacing:0.08px;display:inline;\">18,300,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t4f_441\" style=\"left:816px;bottom:344px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4g_441\" style=\"left:87px;bottom:325px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4h_441\" style=\"left:87px;bottom:311px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">address of Suites 508,509,15th \ufb02oor, Al </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4i_441\" style=\"left:87px;bottom:296px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Sarab Tower, Adgm Square, Al Maryah </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4j_441\" style=\"left:87px;bottom:282px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Island, Abu Dhabi, United Arab Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4k_441\" style=\"left:87px;bottom:263px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sd_441\" id=\"t4l_441\" style=\"left:124px;bottom:263px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ial Inclus</div><div class=\"t sb_441\" id=\"t4m_441\" style=\"left:171px;bottom:263px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">ion Technologies Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4n_441\" style=\"left:329px;bottom:263px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4o_441\" style=\"left:329px;bottom:248px;letter-spacing:0.01px;display:inline;\">Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4p_441\" style=\"left:429px;bottom:248px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t4q_441\" style=\"left:599px;bottom:248px;letter-spacing:0.03px;display:inline;\">$13,500,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t4r_441\" style=\"left:718px;bottom:248px;letter-spacing:0.03px;display:inline;\">13,500,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t4s_441\" style=\"left:816px;bottom:248px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4t_441\" style=\"left:87px;bottom:229px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4u_441\" style=\"left:87px;bottom:215px;letter-spacing:-0.17px;word-spacing:0.03px;display:inline;\">of 39/F, Oxford House,Taikoo Place,979 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4v_441\" style=\"left:87px;bottom:200px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">king\u2019s road, Quarry Bay, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4w_441\" style=\"left:87px;bottom:181px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Mox Bank Lim</div><div class=\"t sd_441\" id=\"t4x_441\" style=\"left:165px;bottom:181px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4y_441\" style=\"left:329px;bottom:181px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t4z_441\" style=\"left:429px;bottom:181px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">HKD Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t50_441\" style=\"left:569px;bottom:181px;display:inline;\">HKD1,212,100,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t51_441\" style=\"left:718px;bottom:181px;letter-spacing:0.02px;display:inline;\">121,210,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t52_441\" style=\"left:806px;bottom:181px;letter-spacing:0.12px;display:inline;\">68.29 </div></td></tr></table><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"tg_442\" style=\"left:767px;bottom:1162px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_442\" id=\"t8_442\" style=\"left:312px;bottom:1150px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Place of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"tc_442\" style=\"left:559px;bottom:1150px;letter-spacing:-0.08px;display:inline;\">Issued/(redeemed) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"te_442\" style=\"left:671px;bottom:1150px;letter-spacing:-0.08px;display:inline;\">Issued/(redeemed) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"th_442\" style=\"left:776px;bottom:1150px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_442\" id=\"t7_442\" style=\"left:69px;bottom:1139px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_442\" id=\"t9_442\" style=\"left:312px;bottom:1139px;letter-spacing:-0.02px;display:inline;\">incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_442\" id=\"ta_442\" style=\"left:411px;bottom:1139px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_442\" id=\"tb_442\" style=\"left:451px;bottom:1139px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"td_442\" style=\"left:616px;bottom:1139px;letter-spacing:-0.03px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"tf_442\" style=\"left:730px;bottom:1139px;display:inline;\">Shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_442\" id=\"ti_442\" style=\"left:778px;bottom:1139px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tj_442\" style=\"left:69px;bottom:1118px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tk_442\" style=\"left:69px;bottom:1104px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of Second Floor, Indiqube Edge, Khata </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tl_442\" style=\"left:69px;bottom:1089px;letter-spacing:-0.2px;word-spacing:0.05px;display:inline;\">No. 571/630/6/4, Sy.No.6/4, Ambalipura </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tm_442\" style=\"left:69px;bottom:1075px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Village, Varthur Hobli, Marathahalli </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tn_442\" style=\"left:69px;bottom:1060px;letter-spacing:0.04px;display:inline;\">Sub-Div</div><div class=\"t s4_442\" id=\"to_442\" style=\"left:114px;bottom:1060px;letter-spacing:-0.05px;display:inline;\">is</div><div class=\"t s7_442\" id=\"tp_442\" style=\"left:122px;bottom:1060px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ion, Ward No. 150, Bengaluru, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tq_442\" style=\"left:69px;bottom:1046px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">560102, India. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"tr_442\" style=\"left:69px;bottom:1027px;word-spacing:-0.13px;display:inline;\">Standard Chartered Research and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tu_442\" style=\"left:312px;bottom:1027px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"tv_442\" style=\"left:411px;bottom:1027px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">INR10.00 A Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"ts_442\" style=\"left:69px;bottom:1012px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Technology India Private Lim</div><div class=\"t s4_442\" id=\"tt_442\" style=\"left:230px;bottom:1012px;letter-spacing:0.01px;display:inline;\">ited </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"tw_442\" style=\"left:411px;bottom:1012px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"tx_442\" style=\"left:565px;bottom:1012px;letter-spacing:0.06px;display:inline;\">INR135,758,500 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"ty_442\" style=\"left:705px;bottom:1012px;letter-spacing:0.06px;display:inline;\">13,575,850 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"tz_442\" style=\"left:788px;bottom:1012px;letter-spacing:0.01px;display:inline;\">90.63 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t10_442\" style=\"left:69px;bottom:993px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t11_442\" style=\"left:69px;bottom:979px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">of Crescenzo, 6th Floor, Plot No 38-39 G </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t12_442\" style=\"left:69px;bottom:964px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Block , Bandra Kurla Complex, Bandra </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t13_442\" style=\"left:69px;bottom:949px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">East , Mumbai , Maharashtra, 400051, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t14_442\" style=\"left:69px;bottom:935px;letter-spacing:-0.01px;display:inline;\">India </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t15_442\" style=\"left:69px;bottom:916px;word-spacing:-0.14px;display:inline;\">Standard Chartered Capital Lim</div><div class=\"t s4_442\" id=\"t16_442\" style=\"left:250px;bottom:916px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t17_442\" style=\"left:312px;bottom:916px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t18_442\" style=\"left:411px;bottom:916px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">INR10.00 Equity shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t19_442\" style=\"left:563px;bottom:916px;letter-spacing:0.12px;display:inline;\">INR730,222,220 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1a_442\" style=\"left:703px;bottom:916px;letter-spacing:0.13px;display:inline;\">73,022,222 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1b_442\" style=\"left:798px;bottom:916px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1c_442\" style=\"left:69px;bottom:897px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1d_442\" style=\"left:69px;bottom:882px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">of StandardChartered@Chiromo, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t1e_442\" style=\"left:69px;bottom:868px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Number 48, Westlands Road, P. O. Box </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1f_442\" style=\"left:69px;bottom:853px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">30003 \u2013 00100, Nairob</div><div class=\"t s4_442\" id=\"t1g_442\" style=\"left:196px;bottom:853px;letter-spacing:-0.15px;display:inline;\">i, Kenya </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1h_442\" style=\"left:69px;bottom:834px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Solvezy Technology Kenya Lim</div><div class=\"t s4_442\" id=\"t1i_442\" style=\"left:239px;bottom:834px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t1j_442\" style=\"left:312px;bottom:834px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1k_442\" style=\"left:411px;bottom:834px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">KES1,000.00 Ordinary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t1l_442\" style=\"left:411px;bottom:820px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1m_442\" style=\"left:562px;bottom:820px;letter-spacing:-0.04px;display:inline;\">KES237,228,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1n_442\" style=\"left:721px;bottom:820px;letter-spacing:-0.14px;display:inline;\">237,228 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1o_442\" style=\"left:798px;bottom:820px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1p_442\" style=\"left:69px;bottom:801px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Tawi Fresh Kenya Lim</div><div class=\"t s4_442\" id=\"t1q_442\" style=\"left:189px;bottom:801px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t1r_442\" style=\"left:312px;bottom:801px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1s_442\" style=\"left:411px;bottom:801px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">KES1,000.00 Ordinary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t1t_442\" style=\"left:411px;bottom:786px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1u_442\" style=\"left:557px;bottom:786px;letter-spacing:0.06px;display:inline;\">KES505,560,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1v_442\" style=\"left:717px;bottom:786px;letter-spacing:0.1px;display:inline;\">505,560 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t1w_442\" style=\"left:798px;bottom:786px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1x_442\" style=\"left:69px;bottom:767px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t1y_442\" style=\"left:69px;bottom:753px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">address of 27, Fitzw</div><div class=\"t s4_442\" id=\"t1z_442\" style=\"left:177px;bottom:753px;letter-spacing:-0.12px;display:inline;\">ill</div><div class=\"t s7_442\" id=\"t20_442\" style=\"left:185px;bottom:753px;word-spacing:-0.16px;display:inline;\">iam Street, Dublin, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t21_442\" style=\"left:69px;bottom:738px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">D02 TP23, Ireland </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t22_442\" style=\"left:69px;bottom:719px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Zodia Custody (Ireland) Lim</div><div class=\"t s4_442\" id=\"t23_442\" style=\"left:225px;bottom:719px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t24_442\" style=\"left:312px;bottom:719px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t25_442\" style=\"left:411px;bottom:719px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t26_442\" style=\"left:589px;bottom:719px;letter-spacing:0.06px;display:inline;\">$1,230,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t27_442\" style=\"left:708px;bottom:719px;letter-spacing:0.07px;display:inline;\">1,230,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t28_442\" style=\"left:789px;bottom:719px;letter-spacing:0.11px;display:inline;\">72.83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t29_442\" style=\"left:69px;bottom:700px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2a_442\" style=\"left:69px;bottom:686px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of 77 Robinson Road, #25-00 Robinson 77, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2b_442\" style=\"left:69px;bottom:671px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">068896, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2c_442\" style=\"left:69px;bottom:652px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Trust Bank Singapore Lim</div><div class=\"t s4_442\" id=\"t2d_442\" style=\"left:211px;bottom:652px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2e_442\" style=\"left:312px;bottom:652px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2f_442\" style=\"left:411px;bottom:652px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">SGD Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t2g_442\" style=\"left:556px;bottom:652px;letter-spacing:-0.01px;display:inline;\">SGD110,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t2h_442\" style=\"left:694px;bottom:652px;letter-spacing:-0.02px;display:inline;\">110,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t2i_442\" style=\"left:804px;bottom:652px;letter-spacing:0.07px;display:inline;\">60 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t2j_442\" style=\"left:69px;bottom:633px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">EX-26, Ground Floor, Bldg 16-Co Work, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2k_442\" style=\"left:69px;bottom:618px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Dubai Internet City, Dubai, United </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2l_442\" style=\"left:69px;bottom:604px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Arab Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2m_442\" style=\"left:69px;bottom:585px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Appro Onboarding Solutions FZ-LLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2n_442\" style=\"left:312px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2p_442\" style=\"left:411px;bottom:585px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">AED1,000.00 Ordinary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2o_442\" style=\"left:312px;bottom:570px;letter-spacing:0.01px;display:inline;\">Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t2q_442\" style=\"left:411px;bottom:570px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t2r_442\" style=\"left:541px;bottom:570px;letter-spacing:0.02px;display:inline;\">AED25,691,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t2s_442\" style=\"left:654px;bottom:570px;letter-spacing:0.06px;display:inline;\">25,691 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t2t_442\" style=\"left:798px;bottom:570px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2u_442\" style=\"left:69px;bottom:551px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t2v_442\" style=\"left:69px;bottom:537px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of Part of Level 15, Standard Chartered </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2w_442\" style=\"left:69px;bottom:522px;word-spacing:-0.14px;display:inline;\">Bank Build</div><div class=\"t s4_442\" id=\"t2x_442\" style=\"left:128px;bottom:522px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ing, Plot 8, Burj Downtown, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2y_442\" style=\"left:69px;bottom:508px;word-spacing:-0.13px;display:inline;\">Dubai, United Arab Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t2z_442\" style=\"left:69px;bottom:489px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">myZoi Financ</div><div class=\"t s4_442\" id=\"t30_442\" style=\"left:143px;bottom:489px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ial Inclus</div><div class=\"t s7_442\" id=\"t31_442\" style=\"left:189px;bottom:489px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">ion Technologies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t33_442\" style=\"left:312px;bottom:489px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t35_442\" style=\"left:411px;bottom:489px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">AED1.00 Ordinary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t32_442\" style=\"left:69px;bottom:474px;letter-spacing:-0.26px;display:inline;\">LLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t34_442\" style=\"left:312px;bottom:474px;letter-spacing:0.01px;display:inline;\">Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t36_442\" style=\"left:411px;bottom:474px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t37_442\" style=\"left:541px;bottom:474px;display:inline;\">AED25,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t38_442\" style=\"left:654px;bottom:474px;letter-spacing:0.03px;display:inline;\">25,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t39_442\" style=\"left:798px;bottom:474px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3a_442\" style=\"left:69px;bottom:455px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3b_442\" style=\"left:69px;bottom:441px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Build</div><div class=\"t s4_442\" id=\"t3c_442\" style=\"left:257px;bottom:441px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">ing, 87 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3d_442\" style=\"left:69px;bottom:426px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Independance Avenue, Ridge, ACCRA, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t3e_442\" style=\"left:69px;bottom:412px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Greater ACCRA, GA-016-4621, Ghana </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t3f_442\" style=\"left:69px;bottom:393px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Solvezy Technology Ghana Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t3g_442\" style=\"left:312px;bottom:393px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3h_442\" style=\"left:411px;bottom:393px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">GHS Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t3i_442\" style=\"left:569px;bottom:393px;letter-spacing:0.11px;display:inline;\">GHS4,301,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t3j_442\" style=\"left:708px;bottom:393px;letter-spacing:0.08px;display:inline;\">4,301,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t3k_442\" style=\"left:798px;bottom:393px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3l_442\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3m_442\" style=\"left:69px;bottom:359px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of 8th Floor, Makati Sky Plaza Build</div><div class=\"t s4_442\" id=\"t3n_442\" style=\"left:262px;bottom:359px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3o_442\" style=\"left:69px;bottom:345px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">6788, Ayala Avenue San Lorenzo, City of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3p_442\" style=\"left:69px;bottom:330px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Makati, Fourth Distr</div><div class=\"t s4_442\" id=\"t3q_442\" style=\"left:180px;bottom:330px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ict, Nat</div><div class=\"t s7_442\" id=\"t3r_442\" style=\"left:220px;bottom:330px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ional Capi, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3s_442\" style=\"left:69px;bottom:316px;letter-spacing:0.02px;word-spacing:-0.18px;display:inline;\">1223, Phil</div><div class=\"t s4_442\" id=\"t3t_442\" style=\"left:118px;bottom:316px;letter-spacing:-0.03px;display:inline;\">ipp</div><div class=\"t s7_442\" id=\"t3u_442\" style=\"left:136px;bottom:316px;letter-spacing:0.02px;display:inline;\">ines </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3v_442\" style=\"left:69px;bottom:297px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Standard Chartered Group Services, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3w_442\" style=\"left:69px;bottom:282px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Manila Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t3x_442\" style=\"left:312px;bottom:282px;letter-spacing:-0.07px;display:inline;\">Phil</div><div class=\"t s4_442\" id=\"t3y_442\" style=\"left:331px;bottom:282px;letter-spacing:-0.03px;display:inline;\">ipp</div><div class=\"t s7_442\" id=\"t3z_442\" style=\"left:349px;bottom:282px;letter-spacing:0.02px;display:inline;\">ines </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t40_442\" style=\"left:411px;bottom:282px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">PHP1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t41_442\" style=\"left:555px;bottom:282px;letter-spacing:0.04px;display:inline;\">PHP108,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t42_442\" style=\"left:691px;bottom:282px;letter-spacing:0.03px;display:inline;\">108,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t43_442\" style=\"left:798px;bottom:282px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t44_442\" style=\"left:69px;bottom:263px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t45_442\" style=\"left:69px;bottom:248px;letter-spacing:-0.14px;word-spacing:-0.02px;display:inline;\">of 1201 1-2, 15-16, 12/F, Unit No.1, Build</div><div class=\"t s4_442\" id=\"t46_442\" style=\"left:267px;bottom:248px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_442\" id=\"t47_442\" style=\"left:69px;bottom:234px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">No.1, No. 1 Dongsanhuan Zhong Road, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t48_442\" style=\"left:69px;bottom:219px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Chaoyang Distr</div><div class=\"t s4_442\" id=\"t49_442\" style=\"left:157px;bottom:219px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">ict, Be</div><div class=\"t s7_442\" id=\"t4a_442\" style=\"left:190px;bottom:219px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ijing, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t4b_442\" style=\"left:69px;bottom:200px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s4_442\" id=\"t4c_442\" style=\"left:223px;bottom:200px;letter-spacing:-0.2px;word-spacing:0.05px;display:inline;\">ies (Ch</div><div class=\"t s7_442\" id=\"t4d_442\" style=\"left:260px;bottom:200px;letter-spacing:-0.29px;display:inline;\">ina) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t4e_442\" style=\"left:69px;bottom:186px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_442\" id=\"t4f_442\" style=\"left:90px;bottom:186px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t4g_442\" style=\"left:312px;bottom:186px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_442\" id=\"t4h_442\" style=\"left:411px;bottom:186px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">CNY Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t4i_442\" style=\"left:543px;bottom:186px;letter-spacing:-0.01px;display:inline;\">CNY1,050,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t4j_442\" style=\"left:681px;bottom:186px;letter-spacing:-0.02px;display:inline;\">1,050,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_442\" id=\"t4k_442\" style=\"left:798px;bottom:186px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s8_442\" id=\"t4l_442\" style=\"left:69px;bottom:1180px;letter-spacing:-0.2px;word-spacing:-0.1px;display:inline;\"> </div><div class=\"t s9_442\" id=\"t4m_442\" style=\"left:484px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"tf_443\" style=\"left:785px;bottom:1162px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_443\" id=\"t7_443\" style=\"left:329px;bottom:1150px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Place of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"tb_443\" style=\"left:576px;bottom:1150px;letter-spacing:-0.08px;display:inline;\">Issued/(redeemed) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"td_443\" style=\"left:688px;bottom:1150px;letter-spacing:-0.08px;display:inline;\">Issued/(redeemed) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"tg_443\" style=\"left:793px;bottom:1150px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_443\" id=\"t6_443\" style=\"left:87px;bottom:1139px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_443\" id=\"t8_443\" style=\"left:329px;bottom:1139px;letter-spacing:-0.02px;display:inline;\">incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_443\" id=\"t9_443\" style=\"left:429px;bottom:1139px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_443\" id=\"ta_443\" style=\"left:469px;bottom:1139px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"tc_443\" style=\"left:633px;bottom:1139px;letter-spacing:-0.03px;display:inline;\">capital </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"te_443\" style=\"left:747px;bottom:1139px;display:inline;\">Shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_443\" id=\"th_443\" style=\"left:795px;bottom:1139px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"ti_443\" style=\"left:87px;bottom:1118px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tj_443\" style=\"left:87px;bottom:1104px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of Raf\ufb02es Place, #26-01 Republic </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tk_443\" style=\"left:87px;bottom:1089px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Plaza, Singapore , 048619, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tl_443\" style=\"left:87px;bottom:1070px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Autumn Life Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tm_443\" style=\"left:329px;bottom:1070px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tn_443\" style=\"left:429px;bottom:1070px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">$ Ordinary-A shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"to_443\" style=\"left:604px;bottom:1070px;letter-spacing:-0.01px;display:inline;\">$2,650,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"tp_443\" style=\"left:723px;bottom:1070px;letter-spacing:0.01px;display:inline;\">2,650,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"tq_443\" style=\"left:807px;bottom:1070px;letter-spacing:-0.09px;display:inline;\">96.62 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tr_443\" style=\"left:87px;bottom:1051px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">Audax Financ</div><div class=\"t s7_443\" id=\"ts_443\" style=\"left:163px;bottom:1051px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ial Technology Pte. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tt_443\" style=\"left:329px;bottom:1051px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tu_443\" style=\"left:429px;bottom:1051px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">$ Ordinary-A shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"tv_443\" style=\"left:596px;bottom:1051px;display:inline;\">$94,300,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"tw_443\" style=\"left:715px;bottom:1051px;letter-spacing:0.01px;display:inline;\">94,300,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"tx_443\" style=\"left:816px;bottom:1051px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"ty_443\" style=\"left:87px;bottom:1032px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">CashEnable Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"tz_443\" style=\"left:329px;bottom:1032px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t10_443\" style=\"left:429px;bottom:1032px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">$ Ordinary-A shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t11_443\" style=\"left:613px;bottom:1032px;letter-spacing:-0.03px;display:inline;\">$700,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t12_443\" style=\"left:732px;bottom:1032px;letter-spacing:-0.05px;display:inline;\">700,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t13_443\" style=\"left:816px;bottom:1032px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t14_443\" style=\"left:87px;bottom:1013px;word-spacing:-0.14px;display:inline;\">Letsbloom Pte. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t15_443\" style=\"left:329px;bottom:1013px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t16_443\" style=\"left:429px;bottom:1013px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">$ Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t17_443\" style=\"left:608px;bottom:1013px;letter-spacing:-0.09px;display:inline;\">$4,599,999 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t18_443\" style=\"left:728px;bottom:1013px;letter-spacing:-0.12px;display:inline;\">4,599,999 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t19_443\" style=\"left:816px;bottom:1013px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1a_443\" style=\"left:87px;bottom:994px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1b_443\" style=\"left:87px;bottom:979px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 9 Raf\ufb02es Place, #26-01 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1c_443\" style=\"left:87px;bottom:965px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Republic Plaza, 048619 , Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1d_443\" style=\"left:87px;bottom:946px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SCV Research and Development Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1e_443\" style=\"left:329px;bottom:946px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1f_443\" style=\"left:429px;bottom:946px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">$ Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1g_443\" style=\"left:601px;bottom:946px;letter-spacing:0.02px;display:inline;\">$8,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1h_443\" style=\"left:720px;bottom:946px;letter-spacing:0.02px;display:inline;\">8,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1i_443\" style=\"left:816px;bottom:946px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1j_443\" style=\"left:87px;bottom:927px;word-spacing:-0.13px;display:inline;\">SCV Master Holding Company Pte Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1k_443\" style=\"left:329px;bottom:927px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1l_443\" style=\"left:429px;bottom:927px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">$ Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1m_443\" style=\"left:597px;bottom:927px;letter-spacing:-0.02px;display:inline;\">$25,700,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1n_443\" style=\"left:716px;bottom:927px;letter-spacing:-0.01px;display:inline;\">25,700,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1o_443\" style=\"left:816px;bottom:927px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1p_443\" style=\"left:87px;bottom:908px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1q_443\" style=\"left:87px;bottom:893px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">address of 80 Robinson Road, #02-00, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1r_443\" style=\"left:87px;bottom:879px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">068898, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1s_443\" style=\"left:87px;bottom:860px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Solv-India Pte Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1t_443\" style=\"left:329px;bottom:860px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1u_443\" style=\"left:429px;bottom:860px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">$ Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1v_443\" style=\"left:596px;bottom:860px;letter-spacing:-0.15px;display:inline;\">$47,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1w_443\" style=\"left:716px;bottom:860px;letter-spacing:-0.2px;display:inline;\">47,000,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t1x_443\" style=\"left:816px;bottom:860px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1y_443\" style=\"left:87px;bottom:841px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t1z_443\" style=\"left:87px;bottom:826px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">of 12th Floor, Menara Symphony, No. 5, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t20_443\" style=\"left:87px;bottom:812px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Jalan Prof. Khoo Kay Kim, Seksyen 13, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t21_443\" style=\"left:87px;bottom:797px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">46200 Petaling Jaya , Selangor, Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t22_443\" style=\"left:87px;bottom:778px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Solv Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t23_443\" style=\"left:329px;bottom:778px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t24_443\" style=\"left:429px;bottom:778px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">RM5.00 Ordinary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t25_443\" style=\"left:429px;bottom:764px;letter-spacing:0.02px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t26_443\" style=\"left:599px;bottom:764px;letter-spacing:-0.14px;display:inline;\">RM10,911,120 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t27_443\" style=\"left:731px;bottom:764px;letter-spacing:-0.02px;display:inline;\">2,182,224 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t28_443\" style=\"left:812px;bottom:764px;letter-spacing:-0.03px;display:inline;\">90.6 </div></td></tr></table><div class=\"t s8_443\" id=\"t29_443\" style=\"left:87px;bottom:734px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Please see Note 22 Debt securit</div><div class=\"t s9_443\" id=\"t2a_443\" style=\"left:272px;bottom:734px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_443\" id=\"t2b_443\" style=\"left:291px;bottom:734px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">in issue for issuances and redemptions of senior notes. </div><div class=\"t s8_443\" id=\"t2c_443\" style=\"left:87px;bottom:710px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Please see Note 27 Subordinated liab</div><div class=\"t s9_443\" id=\"t2d_443\" style=\"left:306px;bottom:710px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_443\" id=\"t2e_443\" style=\"left:312px;bottom:710px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_443\" id=\"t2f_443\" style=\"left:320px;bottom:710px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies and other borrowed funds for </div><div class=\"t s8_443\" id=\"t2g_443\" style=\"left:516px;bottom:710px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issuance and redemptions of subordinated liab</div><div class=\"t s9_443\" id=\"t2h_443\" style=\"left:795px;bottom:710px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_443\" id=\"t2i_443\" style=\"left:800px;bottom:710px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_443\" id=\"t2j_443\" style=\"left:808px;bottom:710px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_443\" id=\"t2k_443\" style=\"left:87px;bottom:694px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">and AT1 securit</div><div class=\"t s9_443\" id=\"t2l_443\" style=\"left:175px;bottom:694px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s8_443\" id=\"t2m_443\" style=\"left:87px;bottom:670px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Please see Note 40 Related undertakings of the Group for subsid</div><div class=\"t s9_443\" id=\"t2n_443\" style=\"left:467px;bottom:670px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_443\" id=\"t2o_443\" style=\"left:483px;bottom:670px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies liqu</div><div class=\"t s9_443\" id=\"t2p_443\" style=\"left:522px;bottom:670px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idated, d</div>issolved or sold during the year.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109719": {
   "value": "28. Share capital, other equity instruments and reserves <div class=\"t s6_438\" id=\"t8_438\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_438\" id=\"t9_438\" style=\"left:78px;bottom:1136px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s8_438\" id=\"ta_438\" style=\"left:118px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_438\" id=\"tb_438\" style=\"left:155px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ich carry a discret</div><div class=\"t s8_438\" id=\"tc_438\" style=\"left:258px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ionary coupon and have no \ufb01xed matur</div><div class=\"t s7_438\" id=\"td_438\" style=\"left:492px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity or redemption date are classif</div><div class=\"t s8_438\" id=\"te_438\" style=\"left:687px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied as other equ</div><div class=\"t s7_438\" id=\"tf_438\" style=\"left:782px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_438\" id=\"tg_438\" style=\"left:78px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Interest payments on these securit</div><div class=\"t s8_438\" id=\"th_438\" style=\"left:357px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s7_438\" id=\"ti_438\" style=\"left:439px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised, net of tax, as distr</div><div class=\"t s8_438\" id=\"tj_438\" style=\"left:573px;bottom:1120px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s7_438\" id=\"tk_438\" style=\"left:596px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions from equity in the period in </div><div class=\"t s7_438\" id=\"tl_438\" style=\"left:78px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they are paid. </div><div class=\"t s7_438\" id=\"tm_438\" style=\"left:78px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where the Company or other members of the consolidated Group purchase the Company\u2019s equity share capital, the </div><div class=\"t s7_438\" id=\"tn_438\" style=\"left:78px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_438\" id=\"to_438\" style=\"left:141px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"tp_438\" style=\"left:178px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id is deducted from the total shareholders\u2019 equity of the Group and/or of the Company as treasury shares </div><div class=\"t s7_438\" id=\"tq_438\" style=\"left:78px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">until they are cancelled. Where such shares are subsequently sold or reissued, any considerat</div><div class=\"t s8_438\" id=\"tr_438\" style=\"left:623px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_438\" id=\"ts_438\" style=\"left:669px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived is included in </div><div class=\"t s7_438\" id=\"tt_438\" style=\"left:78px;bottom:1032px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">shareholders\u2019 equity of the Group and/or the Company. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tu_438\" style=\"left:335px;bottom:1005px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tz_438\" style=\"left:429px;bottom:1005px;letter-spacing:0.02px;display:inline;\">Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t15_438\" style=\"left:515px;bottom:1005px;letter-spacing:0.02px;display:inline;\">Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1a_438\" style=\"left:594px;bottom:1005px;letter-spacing:-0.02px;display:inline;\">Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1g_438\" style=\"left:679px;bottom:1005px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">Total share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1l_438\" style=\"left:790px;bottom:1005px;letter-spacing:0.03px;display:inline;\">Other </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tv_438\" style=\"left:344px;bottom:993px;letter-spacing:0.02px;display:inline;\">ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t10_438\" style=\"left:446px;bottom:993px;display:inline;\">share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t16_438\" style=\"left:531px;bottom:993px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1b_438\" style=\"left:618px;bottom:993px;display:inline;\">Share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1h_438\" style=\"left:678px;bottom:993px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">capital and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1m_438\" style=\"left:788px;bottom:993px;letter-spacing:0.02px;display:inline;\">equity </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tw_438\" style=\"left:354px;bottom:982px;letter-spacing:0.01px;display:inline;\">shares </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s9_438\" id=\"t11_438\" style=\"left:439px;bottom:982px;letter-spacing:-0.03px;display:inline;\">capital </div><div class=\"t sb_438\" id=\"t12_438\" style=\"vertical-align: super;left:473px;bottom:987px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t17_438\" style=\"left:516px;bottom:982px;letter-spacing:-0.02px;display:inline;\">premium </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s9_438\" id=\"t1c_438\" style=\"left:603px;bottom:982px;letter-spacing:-0.03px;display:inline;\">premium </div><div class=\"t sb_438\" id=\"t1d_438\" style=\"vertical-align: super;left:645px;bottom:987px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1i_438\" style=\"left:661px;bottom:982px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">share premium </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1n_438\" style=\"left:762px;bottom:982px;letter-spacing:0.02px;display:inline;\">instruments </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"tx_438\" style=\"left:349px;bottom:971px;letter-spacing:-0.05px;display:inline;\">mill</div><div class=\"t sa_438\" id=\"ty_438\" style=\"left:366px;bottom:971px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t13_438\" style=\"left:434px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t14_438\" style=\"left:457px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t18_438\" style=\"left:521px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t19_438\" style=\"left:544px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1e_438\" style=\"left:608px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t1f_438\" style=\"left:631px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1j_438\" style=\"left:694px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t1k_438\" style=\"left:717px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_438\" id=\"t1o_438\" style=\"left:781px;bottom:971px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sa_438\" id=\"t1p_438\" style=\"left:804px;bottom:971px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t1q_438\" style=\"left:69px;bottom:950px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1r_438\" style=\"left:356px;bottom:950px;letter-spacing:-0.14px;display:inline;\">3,079 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1s_438\" style=\"left:445px;bottom:950px;letter-spacing:0.07px;display:inline;\">1,539 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1t_438\" style=\"left:530px;bottom:950px;letter-spacing:-0.18px;display:inline;\">3,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1u_438\" style=\"left:618px;bottom:950px;letter-spacing:-0.19px;display:inline;\">1,494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1v_438\" style=\"left:704px;bottom:950px;letter-spacing:-0.38px;display:inline;\">7,022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t1w_438\" style=\"left:788px;bottom:950px;letter-spacing:0.19px;display:inline;\">6,254 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t1x_438\" style=\"left:69px;bottom:931px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cancellation of shares includ</div><div class=\"t s4_438\" id=\"t1y_438\" style=\"left:230px;bottom:931px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t1z_438\" style=\"left:69px;bottom:917px;word-spacing:-0.13px;display:inline;\">share buy-back </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t20_438\" style=\"left:363px;bottom:917px;letter-spacing:-0.16px;display:inline;\">(184) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t21_438\" style=\"left:454px;bottom:917px;letter-spacing:-0.25px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t22_438\" style=\"left:553px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t23_438\" style=\"left:639px;bottom:917px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t24_438\" style=\"left:714px;bottom:917px;letter-spacing:-0.25px;display:inline;\">(92) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t25_438\" style=\"left:812px;bottom:917px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t26_438\" style=\"left:69px;bottom:898px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t27_438\" style=\"left:101px;bottom:898px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t28_438\" style=\"left:137px;bottom:898px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ier 1 equity issuance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t29_438\" style=\"left:379px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2a_438\" style=\"left:466px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2b_438\" style=\"left:553px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2c_438\" style=\"left:639px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2d_438\" style=\"left:726px;bottom:898px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2e_438\" style=\"left:790px;bottom:898px;letter-spacing:0.03px;display:inline;\">1,240 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t2f_438\" style=\"left:69px;bottom:879px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t2g_438\" style=\"left:101px;bottom:879px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t2h_438\" style=\"left:137px;bottom:879px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ier 1 equity redemption </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2i_438\" style=\"left:379px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2j_438\" style=\"left:466px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2k_438\" style=\"left:553px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2l_438\" style=\"left:639px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2m_438\" style=\"left:726px;bottom:879px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t2n_438\" style=\"left:793px;bottom:879px;letter-spacing:-0.19px;display:inline;\">(990) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_438\" id=\"t2o_438\" style=\"left:69px;bottom:860px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2p_438\" style=\"left:354px;bottom:860px;letter-spacing:0.1px;display:inline;\">2,895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2q_438\" style=\"left:442px;bottom:860px;letter-spacing:0.06px;display:inline;\">1,447 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2r_438\" style=\"left:528px;bottom:860px;letter-spacing:-0.11px;display:inline;\">3,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2s_438\" style=\"left:615px;bottom:860px;letter-spacing:-0.1px;display:inline;\">1,494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2t_438\" style=\"left:700px;bottom:860px;letter-spacing:-0.05px;display:inline;\">6,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2u_438\" style=\"left:785px;bottom:860px;letter-spacing:0.11px;display:inline;\">6,504 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t2v_438\" style=\"left:69px;bottom:841px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cancellation of shares includ</div><div class=\"t s4_438\" id=\"t2w_438\" style=\"left:230px;bottom:841px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t2x_438\" style=\"left:69px;bottom:826px;word-spacing:-0.13px;display:inline;\">share buy-back </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2y_438\" style=\"left:358px;bottom:826px;letter-spacing:-0.01px;display:inline;\">(230) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t2z_438\" style=\"left:450px;bottom:826px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t30_438\" style=\"left:553px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t31_438\" style=\"left:639px;bottom:826px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t32_438\" style=\"left:710px;bottom:826px;letter-spacing:0.03px;display:inline;\">(115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t33_438\" style=\"left:812px;bottom:826px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t34_438\" style=\"left:69px;bottom:807px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t35_438\" style=\"left:101px;bottom:807px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t36_438\" style=\"left:137px;bottom:807px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ier 1 equity issuance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t37_438\" style=\"left:379px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t38_438\" style=\"left:466px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t39_438\" style=\"left:553px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3a_438\" style=\"left:639px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3b_438\" style=\"left:726px;bottom:807px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3c_438\" style=\"left:812px;bottom:807px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t3d_438\" style=\"left:69px;bottom:788px;letter-spacing:-0.03px;display:inline;\">Addit</div><div class=\"t s4_438\" id=\"t3e_438\" style=\"left:101px;bottom:788px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ional T </div><div class=\"t sc_438\" id=\"t3f_438\" style=\"left:137px;bottom:788px;word-spacing:-0.14px;display:inline;\">ier 1 redemption </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3g_438\" style=\"left:379px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3h_438\" style=\"left:466px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3i_438\" style=\"left:553px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3j_438\" style=\"left:639px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3k_438\" style=\"left:726px;bottom:788px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3l_438\" style=\"left:792px;bottom:788px;display:inline;\">(992) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_438\" id=\"t3m_438\" style=\"left:69px;bottom:769px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3n_438\" style=\"left:354px;bottom:769px;letter-spacing:0.18px;display:inline;\">2,665 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3o_438\" style=\"left:443px;bottom:769px;letter-spacing:0.12px;display:inline;\">1,332 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3p_438\" style=\"left:528px;bottom:769px;letter-spacing:-0.11px;display:inline;\">3,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3q_438\" style=\"left:615px;bottom:769px;letter-spacing:-0.1px;display:inline;\">1,494 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3r_438\" style=\"left:702px;bottom:769px;letter-spacing:0.07px;display:inline;\">6,815 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_438\" id=\"t3s_438\" style=\"left:790px;bottom:769px;letter-spacing:0.08px;display:inline;\">5,512 </div></td></tr></table><div class=\"t sd_438\" id=\"t3t_438\" style=\"left:69px;bottom:745px;display:inline;\">1 </div><div class=\"t se_438\" id=\"t3u_438\" style=\"left:82px;bottom:745px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Issued and fully paid ordinary shares of 50 cents each </div><div class=\"t sd_438\" id=\"t3v_438\" style=\"left:69px;bottom:728px;display:inline;\">2 </div><div class=\"t se_438\" id=\"t3w_438\" style=\"left:82px;bottom:728px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes preference share capital of $75,000 </div><div class=\"t s6_438\" id=\"t3x_438\" style=\"left:69px;bottom:697px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Share buy-back </div><div class=\"t s7_438\" id=\"t3y_438\" style=\"left:69px;bottom:679px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">On 16 February 2023, the Group announced the buy-back programme for a share buy-back of its ordinary shares of $0.50 each. </div><div class=\"t s7_438\" id=\"t3z_438\" style=\"left:69px;bottom:663px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Nominal value of share purchases was $58 mill</div><div class=\"t s8_438\" id=\"t40_438\" style=\"left:343px;bottom:663px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, and the total cons</div><div class=\"t s7_438\" id=\"t41_438\" style=\"left:475px;bottom:663px;letter-spacing:-0.15px;display:inline;\">iderat</div><div class=\"t s8_438\" id=\"t42_438\" style=\"left:510px;bottom:663px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"t43_438\" style=\"left:548px;bottom:663px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">id was $1 bill</div><div class=\"t s8_438\" id=\"t44_438\" style=\"left:619px;bottom:663px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. The buy-back completed on </div><div class=\"t s7_438\" id=\"t45_438\" style=\"left:69px;bottom:647px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">29 September 2023. The total number of shares purchased was 116,710,492 representing 4.03 per cent of the ordinary shares in </div><div class=\"t s7_438\" id=\"t46_438\" style=\"left:69px;bottom:631px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">issue as at the commencement of the buy-back. The nominal value of the shares was transferred from the share capital to the </div><div class=\"t s7_438\" id=\"t47_438\" style=\"left:69px;bottom:614px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">capital redemption reserve account. </div><div class=\"t s7_438\" id=\"t48_438\" style=\"left:69px;bottom:590px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">On 28 July 2023, the Group announced the buy-back programme for a share buy-back of its ordinary shares of $0.50 each. </div><div class=\"t s7_438\" id=\"t49_438\" style=\"left:69px;bottom:574px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Nominal value of share purchases was $57 mill</div><div class=\"t s8_438\" id=\"t4a_438\" style=\"left:342px;bottom:574px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, and the total cons</div><div class=\"t s7_438\" id=\"t4b_438\" style=\"left:474px;bottom:574px;letter-spacing:-0.15px;display:inline;\">iderat</div><div class=\"t s8_438\" id=\"t4c_438\" style=\"left:510px;bottom:574px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"t4d_438\" style=\"left:547px;bottom:574px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">id was $1 bill</div><div class=\"t s8_438\" id=\"t4e_438\" style=\"left:618px;bottom:574px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. The buy-back completed on </div><div class=\"t s7_438\" id=\"t4f_438\" style=\"left:69px;bottom:558px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">6 November 2023. The total number of shares purchased was 112,982,802 representing 3.90 per cent of the ordinary shares in </div><div class=\"t s7_438\" id=\"t4g_438\" style=\"left:69px;bottom:542px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">issue as at the commencement of the buy-back. The nominal value of the shares was transferred from the share capital to the </div><div class=\"t s7_438\" id=\"t4h_438\" style=\"left:69px;bottom:526px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">capital redemption reserve account. </div><div class=\"t s7_438\" id=\"t4i_438\" style=\"left:69px;bottom:502px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The shares were purchased by Standard Chartered PLC on various exchanges not includ</div><div class=\"t s8_438\" id=\"t4j_438\" style=\"left:588px;bottom:502px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing the Hong Kong Stock Exchange. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4s_438\" style=\"left:606px;bottom:484px;letter-spacing:-0.11px;display:inline;\">Average </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4m_438\" style=\"left:436px;bottom:472px;letter-spacing:-0.04px;display:inline;\">Highest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4p_438\" style=\"left:526px;bottom:472px;letter-spacing:-0.09px;display:inline;\">Lowest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4t_438\" style=\"left:599px;bottom:472px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4w_438\" style=\"left:681px;bottom:472px;letter-spacing:-0.05px;display:inline;\">Aggregate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4z_438\" style=\"left:768px;bottom:472px;letter-spacing:-0.05px;display:inline;\">Aggregate </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4k_438\" style=\"left:336px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">Number of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4n_438\" style=\"left:426px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4q_438\" style=\"left:512px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4u_438\" style=\"left:602px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per share </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4x_438\" style=\"left:686px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t50_438\" style=\"left:772px;bottom:461px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">price paid </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_438\" id=\"t4l_438\" style=\"left:314px;bottom:449px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4o_438\" style=\"left:466px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4r_438\" style=\"left:553px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4v_438\" style=\"left:640px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t4y_438\" style=\"left:726px;bottom:449px;display:inline;\">\u00a3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_438\" id=\"t51_438\" style=\"left:813px;bottom:449px;display:inline;\">$ </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t52_438\" style=\"left:69px;bottom:429px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">February 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t53_438\" style=\"left:333px;bottom:429px;letter-spacing:0.02px;display:inline;\">9,522,684 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t54_438\" style=\"left:429px;bottom:429px;letter-spacing:-0.35px;display:inline;\">7.99400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t55_438\" style=\"left:518px;bottom:429px;letter-spacing:-0.3px;display:inline;\">7.41600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t56_438\" style=\"left:603px;bottom:429px;letter-spacing:-0.14px;display:inline;\">7.77508 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t57_438\" style=\"left:675px;bottom:429px;letter-spacing:-0.29px;display:inline;\">74,039,628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t58_438\" style=\"left:765px;bottom:429px;letter-spacing:-0.33px;display:inline;\">89,017,672 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t59_438\" style=\"left:69px;bottom:410px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">March 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5a_438\" style=\"left:326px;bottom:410px;letter-spacing:-0.05px;display:inline;\">48,672,024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5b_438\" style=\"left:429px;bottom:410px;letter-spacing:-0.34px;display:inline;\">7.94600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5c_438\" style=\"left:512px;bottom:410px;letter-spacing:0.06px;display:inline;\">5.79000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5d_438\" style=\"left:604px;bottom:410px;letter-spacing:-0.33px;display:inline;\">7.07885 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5e_438\" style=\"left:666px;bottom:410px;letter-spacing:0.11px;display:inline;\">344,541,860 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5f_438\" style=\"left:752px;bottom:410px;letter-spacing:0.09px;display:inline;\">416,300,544 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_438\" id=\"t5g_438\" style=\"left:69px;bottom:391px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">April 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5h_438\" style=\"left:342px;bottom:391px;letter-spacing:-0.1px;display:inline;\">9,521,811 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5i_438\" style=\"left:427px;bottom:391px;letter-spacing:0.05px;display:inline;\">6.58200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5j_438\" style=\"left:515px;bottom:391px;letter-spacing:-0.02px;display:inline;\">6.10600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5k_438\" style=\"left:601px;bottom:391px;letter-spacing:0.1px;display:inline;\">6.30837 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5l_438\" style=\"left:679px;bottom:391px;letter-spacing:-0.3px;display:inline;\">60,067,118 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5m_438\" style=\"left:761px;bottom:391px;letter-spacing:-0.09px;display:inline;\">74,798,622 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t5n_438\" style=\"left:69px;bottom:372px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">May 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5o_438\" style=\"left:328px;bottom:372px;letter-spacing:-0.07px;display:inline;\">10,662,964 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5p_438\" style=\"left:425px;bottom:372px;letter-spacing:0.13px;display:inline;\">6.66000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5q_438\" style=\"left:514px;bottom:372px;letter-spacing:-0.06px;display:inline;\">5.92800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5r_438\" style=\"left:602px;bottom:372px;letter-spacing:0.01px;display:inline;\">6.28592 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5s_438\" style=\"left:674px;bottom:372px;letter-spacing:-0.25px;display:inline;\">67,026,502 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5t_438\" style=\"left:761px;bottom:372px;letter-spacing:-0.07px;display:inline;\">83,626,929 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t5u_438\" style=\"left:69px;bottom:353px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">June 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5v_438\" style=\"left:332px;bottom:353px;letter-spacing:0.12px;display:inline;\">15,515,223 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5w_438\" style=\"left:427px;bottom:353px;letter-spacing:-0.03px;display:inline;\">6.92200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5x_438\" style=\"left:512px;bottom:353px;letter-spacing:0.16px;display:inline;\">6.36000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5y_438\" style=\"left:603px;bottom:353px;letter-spacing:-0.03px;display:inline;\">6.70601 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t5z_438\" style=\"left:666px;bottom:353px;letter-spacing:0.03px;display:inline;\">104,045,286 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t60_438\" style=\"left:760px;bottom:353px;letter-spacing:-0.08px;display:inline;\">131,601,470 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t61_438\" style=\"left:69px;bottom:334px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">July 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t62_438\" style=\"left:327px;bottom:334px;letter-spacing:0.12px;display:inline;\">10,388,883 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t63_438\" style=\"left:429px;bottom:334px;letter-spacing:-0.22px;display:inline;\">7.53200 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t64_438\" style=\"left:512px;bottom:334px;letter-spacing:0.18px;display:inline;\">6.56400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t65_438\" style=\"left:604px;bottom:334px;display:inline;\">6.81807 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t66_438\" style=\"left:672px;bottom:334px;letter-spacing:-0.07px;display:inline;\">70,832,098 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t67_438\" style=\"left:762px;bottom:334px;letter-spacing:-0.24px;display:inline;\">90,241,074 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t68_438\" style=\"left:69px;bottom:315px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">August 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t69_438\" style=\"left:327px;bottom:315px;letter-spacing:0.04px;display:inline;\">22,896,567 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6a_438\" style=\"left:427px;bottom:315px;letter-spacing:-0.15px;display:inline;\">7.60800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6b_438\" style=\"left:516px;bottom:315px;letter-spacing:-0.24px;display:inline;\">7.10000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6c_438\" style=\"left:607px;bottom:315px;letter-spacing:-0.24px;display:inline;\">7.28931 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6d_438\" style=\"left:667px;bottom:315px;letter-spacing:-0.11px;display:inline;\">166,900,079 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6e_438\" style=\"left:762px;bottom:315px;letter-spacing:-0.12px;display:inline;\">211,996,912 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t6f_438\" style=\"left:69px;bottom:296px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">September 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6g_438\" style=\"left:326px;bottom:296px;letter-spacing:0.07px;display:inline;\">40,542,727 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6h_438\" style=\"left:427px;bottom:296px;letter-spacing:-0.09px;display:inline;\">7.64800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6i_438\" style=\"left:514px;bottom:296px;letter-spacing:-0.03px;display:inline;\">6.93600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6j_438\" style=\"left:605px;bottom:296px;letter-spacing:-0.12px;display:inline;\">7.35577 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6k_438\" style=\"left:667px;bottom:296px;letter-spacing:-0.02px;display:inline;\">298,222,942 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6l_438\" style=\"left:755px;bottom:296px;letter-spacing:-0.26px;display:inline;\">369,007,327 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t6m_438\" style=\"left:69px;bottom:277px;word-spacing:-0.12px;display:inline;\">October 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6n_438\" style=\"left:326px;bottom:277px;letter-spacing:0.08px;display:inline;\">52,084,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6o_438\" style=\"left:428px;bottom:277px;letter-spacing:-0.12px;display:inline;\">7.66600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6p_438\" style=\"left:511px;bottom:277px;letter-spacing:0.09px;display:inline;\">6.04800 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6q_438\" style=\"left:603px;bottom:277px;letter-spacing:-0.24px;display:inline;\">7.20829 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6r_438\" style=\"left:666px;bottom:277px;letter-spacing:0.03px;display:inline;\">375,442,209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6s_438\" style=\"left:759px;bottom:277px;letter-spacing:-0.09px;display:inline;\">457,218,216 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_438\" id=\"t6t_438\" style=\"left:69px;bottom:258px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">November 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6u_438\" style=\"left:333px;bottom:258px;letter-spacing:-0.03px;display:inline;\">9,885,636 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6v_438\" style=\"left:425px;bottom:258px;letter-spacing:0.2px;display:inline;\">6.38400 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6w_438\" style=\"left:517px;bottom:258px;letter-spacing:-0.06px;display:inline;\">6.12600 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6x_438\" style=\"left:601px;bottom:258px;letter-spacing:0.11px;display:inline;\">6.23095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6y_438\" style=\"left:679px;bottom:258px;letter-spacing:-0.11px;display:inline;\">61,596,915 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_438\" id=\"t6z_438\" style=\"left:761px;bottom:258px;letter-spacing:0.02px;display:inline;\">75,472,633 </div></td></tr></table><div class=\"t s6_438\" id=\"t70_438\" style=\"left:69px;bottom:220px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Ordinary share capital </div><div class=\"t s7_438\" id=\"t71_438\" style=\"left:69px;bottom:202px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In accordance with the Companies Act 2006, the Company does not have authorised share capital. The nominal value of each </div><div class=\"t s7_438\" id=\"t72_438\" style=\"left:69px;bottom:186px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ordinary share is 50 cents. </div><div class=\"t s7_438\" id=\"t73_438\" style=\"left:69px;bottom:162px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">During the period, nil shares were issued under employee share plans. </div><div></div><div class=\"t s4_439\" id=\"t6_439\" style=\"left:87px;bottom:1180px;letter-spacing:-0.2px;word-spacing:-0.1px;display:inline;\"> </div><div class=\"t s5_439\" id=\"t7_439\" style=\"left:501px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_439\" id=\"t8_439\" style=\"left:87px;bottom:1155px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Preference share capital </div><div class=\"t s7_439\" id=\"t9_439\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">At 31 December 2023, the Company has 15,000 $5 non-cumulative redeemable preference shares in issue, with a premium of </div><div class=\"t s7_439\" id=\"ta_439\" style=\"left:87px;bottom:1121px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">$99,995 making a paid up amount per preference share of $100,000. The preference shares are redeemable at the option of the </div><div class=\"t s7_439\" id=\"tb_439\" style=\"left:87px;bottom:1105px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Company and are classif</div><div class=\"t s8_439\" id=\"tc_439\" style=\"left:234px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">ied </div><div class=\"t s7_439\" id=\"td_439\" style=\"left:255px;bottom:1105px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in equity. </div><div class=\"t s7_439\" id=\"te_439\" style=\"left:87px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The available pro\ufb01ts of the Company are distr</div><div class=\"t s8_439\" id=\"tf_439\" style=\"left:358px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ibuted to the holders of the </div><div class=\"t s7_439\" id=\"tg_439\" style=\"left:521px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">issued preference shares in prior</div><div class=\"t s8_439\" id=\"th_439\" style=\"left:710px;bottom:1081px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">ity to payments </div><div class=\"t s7_439\" id=\"ti_439\" style=\"left:87px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">made to holders of the ordinary shares and in prior</div><div class=\"t s8_439\" id=\"tj_439\" style=\"left:385px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity to, or par</div><div class=\"t s7_439\" id=\"tk_439\" style=\"left:456px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">i passu with, any payments to the holders of any other class of </div><div class=\"t s7_439\" id=\"tl_439\" style=\"left:87px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">shares in issue. On a wind</div><div class=\"t s8_439\" id=\"tm_439\" style=\"left:236px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing up, the assets of the Company are appl</div><div class=\"t s7_439\" id=\"tn_439\" style=\"left:490px;bottom:1049px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied to the holders of the preference shares in prior</div><div class=\"t s8_439\" id=\"to_439\" style=\"left:782px;bottom:1049px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity to </div><div class=\"t s7_439\" id=\"tp_439\" style=\"left:87px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">any payment to the ordinary shareholders and in prior</div><div class=\"t s8_439\" id=\"tq_439\" style=\"left:406px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity to, or par</div><div class=\"t s7_439\" id=\"tr_439\" style=\"left:477px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i passu with, the holders of any other shares in issue, for an </div><div class=\"t s7_439\" id=\"ts_439\" style=\"left:87px;bottom:1017px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">amount equal to any div</div><div class=\"t s8_439\" id=\"tt_439\" style=\"left:231px;bottom:1017px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">idends payable (on approval of the Board) and the nom</div><div class=\"t s7_439\" id=\"tu_439\" style=\"left:562px;bottom:1017px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">inal value of the shares together with any </div><div class=\"t s7_439\" id=\"tv_439\" style=\"left:87px;bottom:1001px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">premium as determined by the Board. The redeemable preference shares are redeemable at the paid up amount (which </div><div class=\"t s7_439\" id=\"tw_439\" style=\"left:87px;bottom:985px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">includes premium) at the option of the Company in accordance with the terms of the shares. The holders of the preference </div><div class=\"t s7_439\" id=\"tx_439\" style=\"left:87px;bottom:969px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">shares are not entitled to attend or vote at any general meeting except where any relevant div</div><div class=\"t s8_439\" id=\"ty_439\" style=\"left:643px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idend due </div><div class=\"t s7_439\" id=\"tz_439\" style=\"left:705px;bottom:969px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is not paid in full or </div>where a resolution is proposed varying the rights of the preference shares. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109724": {
   "value": "Accounting policy <div class=\"t s7_438\" id=\"t9_438\" style=\"left:78px;bottom:1136px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s8_438\" id=\"ta_438\" style=\"left:118px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_438\" id=\"tb_438\" style=\"left:155px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ich carry a discret</div><div class=\"t s8_438\" id=\"tc_438\" style=\"left:258px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ionary coupon and have no \ufb01xed matur</div><div class=\"t s7_438\" id=\"td_438\" style=\"left:492px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity or redemption date are classif</div><div class=\"t s8_438\" id=\"te_438\" style=\"left:687px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied as other equ</div><div class=\"t s7_438\" id=\"tf_438\" style=\"left:782px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_438\" id=\"tg_438\" style=\"left:78px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Interest payments on these securit</div><div class=\"t s8_438\" id=\"th_438\" style=\"left:357px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s7_438\" id=\"ti_438\" style=\"left:439px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised, net of tax, as distr</div><div class=\"t s8_438\" id=\"tj_438\" style=\"left:573px;bottom:1120px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s7_438\" id=\"tk_438\" style=\"left:596px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions from equity in the period in </div><div class=\"t s7_438\" id=\"tl_438\" style=\"left:78px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they are paid. </div><div class=\"t s7_438\" id=\"tm_438\" style=\"left:78px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where the Company or other members of the consolidated Group purchase the Company\u2019s equity share capital, the </div><div class=\"t s7_438\" id=\"tn_438\" style=\"left:78px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_438\" id=\"to_438\" style=\"left:141px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"tp_438\" style=\"left:178px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id is deducted from the total shareholders\u2019 equity of the Group and/or of the Company as treasury shares </div><div class=\"t s7_438\" id=\"tq_438\" style=\"left:78px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">until they are cancelled. Where such shares are subsequently sold or reissued, any considerat</div><div class=\"t s8_438\" id=\"tr_438\" style=\"left:623px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_438\" id=\"ts_438\" style=\"left:669px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived is included in </div>shareholders\u2019 equity of the Group and/or the Company.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForShareCapitalOtherEquityInstrumentsAndReservesExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f109725": {
   "value": "Accounting policy <div class=\"t s7_438\" id=\"t9_438\" style=\"left:78px;bottom:1136px;letter-spacing:-0.1px;display:inline;\">Securit</div><div class=\"t s8_438\" id=\"ta_438\" style=\"left:118px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wh</div><div class=\"t s7_438\" id=\"tb_438\" style=\"left:155px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ich carry a discret</div><div class=\"t s8_438\" id=\"tc_438\" style=\"left:258px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ionary coupon and have no \ufb01xed matur</div><div class=\"t s7_438\" id=\"td_438\" style=\"left:492px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity or redemption date are classif</div><div class=\"t s8_438\" id=\"te_438\" style=\"left:687px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied as other equ</div><div class=\"t s7_438\" id=\"tf_438\" style=\"left:782px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_438\" id=\"tg_438\" style=\"left:78px;bottom:1120px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">instruments. Interest payments on these securit</div><div class=\"t s8_438\" id=\"th_438\" style=\"left:357px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are recogn</div><div class=\"t s7_438\" id=\"ti_438\" style=\"left:439px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ised, net of tax, as distr</div><div class=\"t s8_438\" id=\"tj_438\" style=\"left:573px;bottom:1120px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s7_438\" id=\"tk_438\" style=\"left:596px;bottom:1120px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions from equity in the period in </div><div class=\"t s7_438\" id=\"tl_438\" style=\"left:78px;bottom:1104px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they are paid. </div><div class=\"t s7_438\" id=\"tm_438\" style=\"left:78px;bottom:1080px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Where the Company or other members of the consolidated Group purchase the Company\u2019s equity share capital, the </div><div class=\"t s7_438\" id=\"tn_438\" style=\"left:78px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_438\" id=\"to_438\" style=\"left:141px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion pa</div><div class=\"t s7_438\" id=\"tp_438\" style=\"left:178px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id is deducted from the total shareholders\u2019 equity of the Group and/or of the Company as treasury shares </div><div class=\"t s7_438\" id=\"tq_438\" style=\"left:78px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">until they are cancelled. Where such shares are subsequently sold or reissued, any considerat</div><div class=\"t s8_438\" id=\"tr_438\" style=\"left:623px;bottom:1048px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion rece</div><div class=\"t s7_438\" id=\"ts_438\" style=\"left:669px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ived is included in </div>shareholders\u2019 equity of the Group and/or the Company.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f110271": {
   "value": "Other equity instruments <div class=\"t s7_439\" id=\"t12_439\" style=\"left:87px;bottom:902px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The table provides details of outstanding Fixed Rate Resetting Perpetual Subordinated Contingent Convertible AT1 securit</div><div class=\"t s8_439\" id=\"t13_439\" style=\"left:805px;bottom:902px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_439\" id=\"t14_439\" style=\"left:87px;bottom:886px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued by Standard Chartered PLC. All issuances are made for general business purposes and to increase the regulatory capital </div><div class=\"t s7_439\" id=\"t15_439\" style=\"left:87px;bottom:870px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">base of the Group. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1h_439\" style=\"left:784px;bottom:852px;letter-spacing:-0.04px;display:inline;\">Conversion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t18_439\" style=\"left:343px;bottom:840px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Proceeds net </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1a_439\" style=\"left:420px;bottom:840px;letter-spacing:-0.03px;display:inline;\">Interest </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1i_439\" style=\"left:796px;bottom:840px;letter-spacing:-0.04px;word-spacing:-0.18px;display:inline;\">price per </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_439\" id=\"t16_439\" style=\"left:87px;bottom:829px;letter-spacing:-0.02px;word-spacing:-0.22px;display:inline;\">Issuance date </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_439\" id=\"t17_439\" style=\"left:191px;bottom:829px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">Nominal value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t19_439\" style=\"left:343px;bottom:829px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">of issue costs </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_439\" id=\"t1b_439\" style=\"left:436px;bottom:829px;letter-spacing:-0.04px;display:inline;\">rate </div><div class=\"t sb_439\" id=\"t1c_439\" style=\"vertical-align: super;left:455px;bottom:834px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_439\" id=\"t1d_439\" style=\"left:530px;bottom:829px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Coupon payment dates </div><div class=\"t sb_439\" id=\"t1e_439\" style=\"vertical-align: super;left:640px;bottom:834px;display:inline;\">2 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sa_439\" id=\"t1f_439\" style=\"left:676px;bottom:829px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">First reset dates </div><div class=\"t sb_439\" id=\"t1g_439\" style=\"vertical-align: super;left:748px;bottom:834px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_439\" id=\"t1j_439\" style=\"left:769px;bottom:829px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">ordinary share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1k_439\" style=\"left:87px;bottom:809px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">3 July 2019 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1l_439\" style=\"left:191px;bottom:809px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SGD 750 mill</div><div class=\"t sd_439\" id=\"t1m_439\" style=\"left:261px;bottom:809px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1n_439\" style=\"left:317px;bottom:809px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">USD 552 mill</div><div class=\"t sd_439\" id=\"t1o_439\" style=\"left:385px;bottom:809px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1p_439\" style=\"left:415px;bottom:809px;letter-spacing:0.04px;display:inline;\">5.375% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1q_439\" style=\"left:487px;bottom:809px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">3 April, 3 October each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1r_439\" style=\"left:664px;bottom:809px;letter-spacing:-0.07px;word-spacing:-0.06px;display:inline;\">3 October 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1s_439\" style=\"left:773px;bottom:809px;letter-spacing:-0.08px;word-spacing:-0.05px;display:inline;\">SGD 10.909 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1t_439\" style=\"left:87px;bottom:790px;letter-spacing:-0.11px;word-spacing:-0.02px;display:inline;\">26 Jun 2020 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t1u_439\" style=\"left:191px;bottom:790px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">USD 1,000 mill</div><div class=\"t sd_439\" id=\"t1v_439\" style=\"left:270px;bottom:790px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1w_439\" style=\"left:316px;bottom:790px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">USD 992 mill</div><div class=\"t sd_439\" id=\"t1x_439\" style=\"left:385px;bottom:790px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1y_439\" style=\"left:437px;bottom:790px;letter-spacing:-0.42px;display:inline;\">6% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t1z_439\" style=\"left:481px;bottom:790px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">26 January, 26 July each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t20_439\" style=\"left:658px;bottom:790px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">26 January 2026 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t21_439\" style=\"left:782px;bottom:790px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">USD 5.331 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t22_439\" style=\"left:87px;bottom:771px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">14 January 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t23_439\" style=\"left:191px;bottom:771px;word-spacing:-0.14px;display:inline;\">USD 1,250 mill</div><div class=\"t sd_439\" id=\"t24_439\" style=\"left:268px;bottom:771px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t25_439\" style=\"left:310px;bottom:771px;word-spacing:-0.15px;display:inline;\">USD 1,239 mill</div><div class=\"t sd_439\" id=\"t26_439\" style=\"left:385px;bottom:771px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t27_439\" style=\"left:421px;bottom:771px;letter-spacing:0.01px;display:inline;\">4.75% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t28_439\" style=\"left:485px;bottom:771px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">14 January, 14 July each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t29_439\" style=\"left:687px;bottom:771px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">14 July 2031 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2a_439\" style=\"left:779px;bottom:771px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">USD 6.353 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2b_439\" style=\"left:87px;bottom:752px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">19 August 2021 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2c_439\" style=\"left:191px;bottom:752px;word-spacing:-0.14px;display:inline;\">USD 1,500 mill</div><div class=\"t sd_439\" id=\"t2d_439\" style=\"left:269px;bottom:752px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2e_439\" style=\"left:308px;bottom:752px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">USD 1,490 mill</div><div class=\"t sd_439\" id=\"t2f_439\" style=\"left:385px;bottom:752px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2g_439\" style=\"left:419px;bottom:752px;letter-spacing:0.13px;display:inline;\">4.30% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2h_439\" style=\"left:462px;bottom:752px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">19 February, 19 August each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2i_439\" style=\"left:666px;bottom:752px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">19 August 2028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2j_439\" style=\"left:779px;bottom:752px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">USD 6.382 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2k_439\" style=\"left:87px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">15 August 2022 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_439\" id=\"t2l_439\" style=\"left:191px;bottom:733px;word-spacing:-0.14px;display:inline;\">USD 1,250 mill</div><div class=\"t sd_439\" id=\"t2m_439\" style=\"left:268px;bottom:733px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2n_439\" style=\"left:310px;bottom:733px;word-spacing:-0.15px;display:inline;\">USD 1,239 mill</div><div class=\"t sd_439\" id=\"t2o_439\" style=\"left:385px;bottom:733px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2p_439\" style=\"left:423px;bottom:733px;letter-spacing:-0.36px;display:inline;\">7.75% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2q_439\" style=\"left:462px;bottom:733px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">15 February, 15 August each year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2r_439\" style=\"left:656px;bottom:733px;word-spacing:-0.14px;display:inline;\">15 February 2028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_439\" id=\"t2s_439\" style=\"left:781px;bottom:733px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">USD 7.333 </div></td></tr></table><div class=\"t sa_439\" id=\"t2t_439\" style=\"left:87px;bottom:709px;display:inline;\">1 </div><div class=\"t sa_439\" id=\"t2u_439\" style=\"left:100px;bottom:709px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Interest rates for the period from (and includ</div><div class=\"t se_439\" id=\"t2v_439\" style=\"left:302px;bottom:709px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ing) the </div><div class=\"t sa_439\" id=\"t2w_439\" style=\"left:340px;bottom:709px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">issue date to (but excluding) the \ufb01rst reset date </div><div class=\"t sa_439\" id=\"t2x_439\" style=\"left:87px;bottom:692px;display:inline;\">2 </div><div class=\"t sa_439\" id=\"t2y_439\" style=\"left:100px;bottom:692px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Interest payable semi-annually in arrears </div><div class=\"t sa_439\" id=\"t2z_439\" style=\"left:87px;bottom:674px;display:inline;\">3 </div><div class=\"t sa_439\" id=\"t30_439\" style=\"left:100px;bottom:674px;letter-spacing:-0.01px;display:inline;\">Securit</div><div class=\"t se_439\" id=\"t31_439\" style=\"left:131px;bottom:674px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ies are resettable each date fall</div><div class=\"t sa_439\" id=\"t32_439\" style=\"left:276px;bottom:674px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ing \ufb01ve years, or an integral multiple of \ufb01ve years, after the \ufb01rst reset date </div><div class=\"t s7_439\" id=\"t33_439\" style=\"left:87px;bottom:651px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Standard Chartered PLC redeemed $1,000m Fixed Rate Resetting Perpetual Contingent Convertible Securit</div><div class=\"t s8_439\" id=\"t34_439\" style=\"left:718px;bottom:651px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies on </div><div class=\"t s7_439\" id=\"t35_439\" style=\"left:755px;bottom:651px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its \ufb01rst </div><div class=\"t s7_439\" id=\"t36_439\" style=\"left:87px;bottom:635px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">optional redemption date of 2 April 2023. </div><div class=\"t s7_439\" id=\"t37_439\" style=\"left:87px;bottom:611px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The AT1 issuances above are primar</div><div class=\"t s8_439\" id=\"t38_439\" style=\"left:297px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ily purchased by </div><div class=\"t s7_439\" id=\"t39_439\" style=\"left:395px;bottom:611px;letter-spacing:-0.13px;display:inline;\">inst</div><div class=\"t s8_439\" id=\"t3a_439\" style=\"left:416px;bottom:611px;letter-spacing:-0.13px;display:inline;\">itut</div><div class=\"t s7_439\" id=\"t3b_439\" style=\"left:436px;bottom:611px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ional investors. </div><div class=\"t s7_439\" id=\"t3c_439\" style=\"left:87px;bottom:587px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The princ</div><div class=\"t s8_439\" id=\"t3d_439\" style=\"left:142px;bottom:587px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ipal terms of the AT1 secur</div><div class=\"t s7_439\" id=\"t3e_439\" style=\"left:295px;bottom:587px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_439\" id=\"t3f_439\" style=\"left:303px;bottom:587px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies are descr</div><div class=\"t s7_439\" id=\"t3g_439\" style=\"left:376px;bottom:587px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ibed below: </div><div class=\"t s7_439\" id=\"t3h_439\" style=\"left:87px;bottom:563px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t3i_439\" style=\"left:100px;bottom:563px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t3j_439\" style=\"left:164px;bottom:563px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are perpetual and redeemable, at the opt</div><div class=\"t s7_439\" id=\"t3k_439\" style=\"left:430px;bottom:563px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of Standard Chartered PLC in whole but not in part, on the \ufb01rst </div><div class=\"t s7_439\" id=\"t3l_439\" style=\"left:100px;bottom:547px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">interest reset date and each date falling \ufb01ve years after the \ufb01rst reset date </div><div class=\"t s7_439\" id=\"t3m_439\" style=\"left:87px;bottom:523px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t3n_439\" style=\"left:100px;bottom:523px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t3o_439\" style=\"left:164px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies are also redeemable for certa</div><div class=\"t s7_439\" id=\"t3p_439\" style=\"left:358px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in regulatory or tax reasons on any date at 100 per cent of their princ</div><div class=\"t s8_439\" id=\"t3q_439\" style=\"left:761px;bottom:523px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ipal amount </div><div class=\"t s7_439\" id=\"t3r_439\" style=\"left:100px;bottom:507px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">together with any accrued but unpaid interest up to (but excluding) the date \ufb01xed for redemption. Any redemption is subject </div><div class=\"t s7_439\" id=\"t3s_439\" style=\"left:100px;bottom:491px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">to Standard Chartered PLC giv</div><div class=\"t s8_439\" id=\"t3t_439\" style=\"left:280px;bottom:491px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing not</div><div class=\"t s7_439\" id=\"t3u_439\" style=\"left:322px;bottom:491px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ice to the relevant regulator and the regulator granting permiss</div><div class=\"t s8_439\" id=\"t3v_439\" style=\"left:696px;bottom:491px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion to redeem </div><div class=\"t s7_439\" id=\"t3w_439\" style=\"left:87px;bottom:467px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t3x_439\" style=\"left:100px;bottom:467px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Interest payments on these securit</div><div class=\"t s8_439\" id=\"t3y_439\" style=\"left:303px;bottom:467px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies w</div><div class=\"t s7_439\" id=\"t3z_439\" style=\"left:332px;bottom:467px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ill be accounted for as a div</div><div class=\"t s8_439\" id=\"t40_439\" style=\"left:492px;bottom:467px;letter-spacing:-0.13px;display:inline;\">idend. </div><div class=\"t s7_439\" id=\"t41_439\" style=\"left:87px;bottom:443px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t42_439\" style=\"left:100px;bottom:443px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Interest on the securit</div><div class=\"t s8_439\" id=\"t43_439\" style=\"left:227px;bottom:443px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_439\" id=\"t44_439\" style=\"left:245px;bottom:443px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is due and payable only at the sole and absolute discret</div><div class=\"t s8_439\" id=\"t45_439\" style=\"left:573px;bottom:443px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of Standard Chartered PLC, subject to </div><div class=\"t s7_439\" id=\"t46_439\" style=\"left:100px;bottom:427px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">certain addit</div><div class=\"t s8_439\" id=\"t47_439\" style=\"left:176px;bottom:427px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional restr</div><div class=\"t s7_439\" id=\"t48_439\" style=\"left:235px;bottom:427px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_439\" id=\"t49_439\" style=\"left:249px;bottom:427px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions set out </div><div class=\"t s7_439\" id=\"t4a_439\" style=\"left:318px;bottom:427px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the terms and condit</div><div class=\"t s8_439\" id=\"t4b_439\" style=\"left:455px;bottom:427px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions. Accord</div><div class=\"t s7_439\" id=\"t4c_439\" style=\"left:527px;bottom:427px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ingly, Standard Chartered PLC may at any time elect </div><div class=\"t s7_439\" id=\"t4d_439\" style=\"left:100px;bottom:411px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to cancel any interest payment (or part thereof) which would otherwise be payable on any interest payment date. </div><div class=\"t s7_439\" id=\"t4e_439\" style=\"left:87px;bottom:387px;display:inline;\">\u2022 </div><div class=\"t s7_439\" id=\"t4f_439\" style=\"left:100px;bottom:387px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t4g_439\" style=\"left:164px;bottom:387px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies convert </div><div class=\"t s7_439\" id=\"t4h_439\" style=\"left:230px;bottom:387px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">into ordinary shares of Standard Chartered PLC, at a pre-determined price detailed in the table above, </div><div class=\"t s7_439\" id=\"t4i_439\" style=\"left:100px;bottom:371px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">should the fully loaded Common Equity Tier 1 ratio of the Group fall below 7.0 per cent. Approximately 859 mill</div><div class=\"t s8_439\" id=\"t4j_439\" style=\"left:743px;bottom:371px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion ord</div><div class=\"t s7_439\" id=\"t4k_439\" style=\"left:784px;bottom:371px;letter-spacing:-0.01px;display:inline;\">inary </div><div class=\"t s7_439\" id=\"t4l_439\" style=\"left:100px;bottom:355px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">shares would be required to satisfy the conversion of all the securit</div><div class=\"t s8_439\" id=\"t4m_439\" style=\"left:489px;bottom:355px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies ment</div><div class=\"t s7_439\" id=\"t4n_439\" style=\"left:539px;bottom:355px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ioned above </div><div class=\"t s7_439\" id=\"t4o_439\" style=\"left:87px;bottom:330px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The securit</div><div class=\"t s8_439\" id=\"t4p_439\" style=\"left:151px;bottom:330px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies rank beh</div><div class=\"t s7_439\" id=\"t4q_439\" style=\"left:222px;bottom:330px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ind the claims against Standard Chartered PLC of (a) unsubordinated creditors, (b) which are expressed </div><div class=\"t s7_439\" id=\"t4r_439\" style=\"left:87px;bottom:314px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">to be subordinated to the claims of unsubordinated creditors of Standard Chartered PLC but not further or otherwise; or (c) </div><div class=\"t s7_439\" id=\"t4s_439\" style=\"left:87px;bottom:298px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">which are, or are expressed to be, jun</div><div class=\"t s8_439\" id=\"t4t_439\" style=\"left:303px;bottom:298px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ior to the cla</div><div class=\"t s7_439\" id=\"t4u_439\" style=\"left:376px;bottom:298px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ims of other creditors of Standard Chartered PLC, whether subordinated or </div><div class=\"t s7_439\" id=\"t4v_439\" style=\"left:87px;bottom:282px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">unsubordinated, other than claims which rank, or are expressed to rank, pari passu with, or jun</div><div class=\"t s8_439\" id=\"t4w_439\" style=\"left:638px;bottom:282px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ior to, the cla</div><div class=\"t s7_439\" id=\"t4x_439\" style=\"left:714px;bottom:282px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ims of holders of the </div><div class=\"t s7_439\" id=\"t4y_439\" style=\"left:87px;bottom:266px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">AT1 securit</div><div class=\"t s8_439\" id=\"t4z_439\" style=\"left:149px;bottom:266px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_439\" id=\"t50_439\" style=\"left:167px;bottom:266px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in a wind</div><div class=\"t s8_439\" id=\"t51_439\" style=\"left:220px;bottom:266px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing\u2013up occurr</div><div class=\"t s7_439\" id=\"t52_439\" style=\"left:301px;bottom:266px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing prior to the conversion trigger. </div><div></div><div class=\"t s5_440\" id=\"t7_440\" style=\"left:69px;bottom:1180px;letter-spacing:-0.2px;word-spacing:-0.1px;display:inline;\"> </div><div class=\"t s6_440\" id=\"t8_440\" style=\"left:484px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_440\" id=\"t9_440\" style=\"left:69px;bottom:1155px;letter-spacing:-0.1px;display:inline;\">Reserves </div><div class=\"t s8_440\" id=\"ta_440\" style=\"left:69px;bottom:1137px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The constituents of the reserves are summarised as follows: </div><div class=\"t s9_440\" id=\"tb_440\" style=\"left:69px;bottom:1113px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"tc_440\" style=\"left:82px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The capital reserve represents the exchange difference on redenominat</div><div class=\"t s9_440\" id=\"td_440\" style=\"left:507px;bottom:1113px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of share cap</div><div class=\"t s8_440\" id=\"te_440\" style=\"left:601px;bottom:1113px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ital and share premium from </div><div class=\"t s8_440\" id=\"tf_440\" style=\"left:82px;bottom:1097px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">sterling to US dollars in 2001. The capital redemption reserve represents the nominal value of share capital and preference </div><div class=\"t s9_440\" id=\"tg_440\" style=\"left:82px;bottom:1081px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">shares redeemed </div><div class=\"t s9_440\" id=\"th_440\" style=\"left:69px;bottom:1057px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"ti_440\" style=\"left:82px;bottom:1057px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The amounts in the \u201cCapital and Merger Reserve\u201d represents the premium aris</div><div class=\"t s9_440\" id=\"tj_440\" style=\"left:542px;bottom:1057px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing on shares </div><div class=\"t s8_440\" id=\"tk_440\" style=\"left:623px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">issued using a cash box \ufb01nanc</div><div class=\"t s9_440\" id=\"tl_440\" style=\"left:801px;bottom:1057px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_440\" id=\"tm_440\" style=\"left:82px;bottom:1041px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">structure, which required the Company to create a merger reserve under section 612 of the Companies Act 2006. Shares were </div><div class=\"t s8_440\" id=\"tn_440\" style=\"left:82px;bottom:1025px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">issued using this structure in 2005 and 2006 to assist in the funding of Korea ($1.9 bill</div><div class=\"t s9_440\" id=\"to_440\" style=\"left:575px;bottom:1025px;letter-spacing:-0.43px;word-spacing:0.16px;display:inline;\">ion) and Ta</div><div class=\"t s8_440\" id=\"tp_440\" style=\"left:641px;bottom:1025px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iwan ($1.2 bill</div><div class=\"t s9_440\" id=\"tq_440\" style=\"left:718px;bottom:1025px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">ion) acqu</div><div class=\"t s8_440\" id=\"tr_440\" style=\"left:773px;bottom:1025px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_440\" id=\"ts_440\" style=\"left:782px;bottom:1025px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_440\" id=\"tt_440\" style=\"left:789px;bottom:1025px;letter-spacing:-0.09px;display:inline;\">ions, </div><div class=\"t s8_440\" id=\"tu_440\" style=\"left:82px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in 2008, 2010 and 2015 for the shares issued by way of a rights issue, primar</div><div class=\"t s9_440\" id=\"tv_440\" style=\"left:521px;bottom:1009px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ily for cap</div><div class=\"t s8_440\" id=\"tw_440\" style=\"left:578px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ital maintenance requirements and for </div><div class=\"t s8_440\" id=\"tx_440\" style=\"left:82px;bottom:993px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">the shares issued in 2009 by way of an accelerated book build, the proceeds of which were used in the ordinary course of </div><div class=\"t s8_440\" id=\"ty_440\" style=\"left:82px;bottom:977px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">business of the Group. The funding raised by the 2008, 2010 and 2015 rights issues and 2009 share issue was fully retained </div><div class=\"t s8_440\" id=\"tz_440\" style=\"left:82px;bottom:961px;letter-spacing:-0.11px;display:inline;\">with</div><div class=\"t s9_440\" id=\"t10_440\" style=\"left:108px;bottom:961px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">in the Company. Of the 2015 fund</div><div class=\"t s8_440\" id=\"t11_440\" style=\"left:305px;bottom:961px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing, $1.5 bill</div><div class=\"t s9_440\" id=\"t12_440\" style=\"left:369px;bottom:961px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion was used to subscr</div><div class=\"t s8_440\" id=\"t13_440\" style=\"left:501px;bottom:961px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ibe to addit</div><div class=\"t s9_440\" id=\"t14_440\" style=\"left:570px;bottom:961px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional equ</div><div class=\"t s8_440\" id=\"t15_440\" style=\"left:624px;bottom:961px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity in Standard Chartered Bank, </div><div class=\"t s8_440\" id=\"t16_440\" style=\"left:82px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">a wholly owned subsid</div><div class=\"t s9_440\" id=\"t17_440\" style=\"left:216px;bottom:945px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">iary of the Company. Apart from the Korea, Ta</div><div class=\"t s8_440\" id=\"t18_440\" style=\"left:488px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">iwan and Standard Chartered Bank funding, the merger </div><div class=\"t s8_440\" id=\"t19_440\" style=\"left:82px;bottom:929px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">reserve is considered realised and distr</div><div class=\"t s9_440\" id=\"t1a_440\" style=\"left:309px;bottom:929px;letter-spacing:-0.15px;display:inline;\">ibutable. </div><div class=\"t s9_440\" id=\"t1b_440\" style=\"left:69px;bottom:904px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t1c_440\" style=\"left:82px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Own credit adjustment reserve represents the cumulative gains and losses on \ufb01nanc</div><div class=\"t s9_440\" id=\"t1d_440\" style=\"left:579px;bottom:904px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial l</div><div class=\"t s8_440\" id=\"t1e_440\" style=\"left:598px;bottom:904px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s9_440\" id=\"t1f_440\" style=\"left:617px;bottom:904px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_440\" id=\"t1g_440\" style=\"left:623px;bottom:904px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_440\" id=\"t1h_440\" style=\"left:631px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies des</div><div class=\"t s8_440\" id=\"t1i_440\" style=\"left:670px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ignated at fair value </div><div class=\"t s8_440\" id=\"t1j_440\" style=\"left:82px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">through pro\ufb01t or loss relating to own credit. On derecognit</div><div class=\"t s9_440\" id=\"t1k_440\" style=\"left:425px;bottom:888px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of appl</div><div class=\"t s8_440\" id=\"t1l_440\" style=\"left:488px;bottom:888px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">icable instruments the balance of any OCA will not be </div><div class=\"t s8_440\" id=\"t1m_440\" style=\"left:82px;bottom:872px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">recycled to the income statement, but will be transferred with</div><div class=\"t s9_440\" id=\"t1n_440\" style=\"left:445px;bottom:872px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in equ</div><div class=\"t s8_440\" id=\"t1o_440\" style=\"left:481px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ity to retained earnings </div><div class=\"t s9_440\" id=\"t1p_440\" style=\"left:69px;bottom:848px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t1q_440\" style=\"left:82px;bottom:848px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Fair value through other comprehensive income (FVOCI) debt reserve represents the unrealised fair value gains and losses in </div><div class=\"t s9_440\" id=\"t1r_440\" style=\"left:82px;bottom:832px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">respect of \ufb01nancial assets class</div><div class=\"t s8_440\" id=\"t1s_440\" style=\"left:267px;bottom:832px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_440\" id=\"t1t_440\" style=\"left:275px;bottom:832px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied as FVOCI, net of expected cred</div><div class=\"t s8_440\" id=\"t1u_440\" style=\"left:479px;bottom:832px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it losses. Gains and losses are deferred in this reserve and </div><div class=\"t s8_440\" id=\"t1v_440\" style=\"left:82px;bottom:816px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">are reclassif</div><div class=\"t s9_440\" id=\"t1w_440\" style=\"left:153px;bottom:816px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to the </div><div class=\"t s8_440\" id=\"t1x_440\" style=\"left:212px;bottom:816px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">income statement when the underlying asset is sold, matures or becomes impa</div><div class=\"t s9_440\" id=\"t1y_440\" style=\"left:678px;bottom:816px;letter-spacing:-0.14px;display:inline;\">ired. </div><div class=\"t s9_440\" id=\"t1z_440\" style=\"left:69px;bottom:792px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t20_440\" style=\"left:82px;bottom:792px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">FVOCI equity reserve represents unrealised fair value gains and losses in respect of \ufb01nanc</div><div class=\"t s9_440\" id=\"t21_440\" style=\"left:608px;bottom:792px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ial assets class</div><div class=\"t s8_440\" id=\"t22_440\" style=\"left:693px;bottom:792px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_440\" id=\"t23_440\" style=\"left:701px;bottom:792px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied as FVOCI. </div><div class=\"t s8_440\" id=\"t24_440\" style=\"left:82px;bottom:776px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Gains and losses are recorded in this reserve and never recycled to the income statement </div><div class=\"t s9_440\" id=\"t25_440\" style=\"left:69px;bottom:752px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t26_440\" style=\"left:82px;bottom:752px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Cash \ufb02ow hedge reserve represents the effective portion of the gains and losses on derivat</div><div class=\"t s9_440\" id=\"t27_440\" style=\"left:616px;bottom:752px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives that meet the cr</div><div class=\"t s8_440\" id=\"t28_440\" style=\"left:737px;bottom:752px;letter-spacing:-0.14px;display:inline;\">iter</div><div class=\"t s9_440\" id=\"t29_440\" style=\"left:756px;bottom:752px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ia for </div><div class=\"t s8_440\" id=\"t2a_440\" style=\"left:82px;bottom:736px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">these types of hedges. Gains and losses are deferred in this reserve and are reclassif</div><div class=\"t s9_440\" id=\"t2b_440\" style=\"left:575px;bottom:736px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ied to the </div><div class=\"t s8_440\" id=\"t2c_440\" style=\"left:634px;bottom:736px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">income statement when the </div><div class=\"t s8_440\" id=\"t2d_440\" style=\"left:82px;bottom:720px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">underlying hedged item affects pro\ufb01t and loss or when a forecast transaction is no longer expected to occur </div><div class=\"t s9_440\" id=\"t2e_440\" style=\"left:69px;bottom:696px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t2f_440\" style=\"left:82px;bottom:696px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Translation reserve represents the cumulative foreign exchange gains and losses on translation of the net investment of </div><div class=\"t s8_440\" id=\"t2g_440\" style=\"left:82px;bottom:680px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the Group in foreign operations. Since 1 January 2004, gains and losses are deferred to this reserve and are reclassif</div><div class=\"t s9_440\" id=\"t2h_440\" style=\"left:759px;bottom:680px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ied to </div><div class=\"t s8_440\" id=\"t2i_440\" style=\"left:82px;bottom:664px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">the income statement when the underlying foreign operation is disposed. Gains and losses aris</div><div class=\"t s9_440\" id=\"t2j_440\" style=\"left:640px;bottom:664px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing from der</div><div class=\"t s8_440\" id=\"t2k_440\" style=\"left:712px;bottom:664px;letter-spacing:-0.17px;display:inline;\">ivat</div><div class=\"t s9_440\" id=\"t2l_440\" style=\"left:734px;bottom:664px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ives used as </div><div class=\"t s8_440\" id=\"t2m_440\" style=\"left:82px;bottom:648px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">hedges of net investments are netted against the foreign exchange gains and losses on translation of the net investment </div><div class=\"t s8_440\" id=\"t2n_440\" style=\"left:82px;bottom:632px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of the foreign operations </div><div class=\"t s9_440\" id=\"t2o_440\" style=\"left:69px;bottom:608px;display:inline;\">\u2022 </div><div class=\"t s8_440\" id=\"t2p_440\" style=\"left:82px;bottom:608px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Retained earnings represents pro\ufb01ts and other comprehensive income earned by the Group and Company in the current </div><div class=\"t s8_440\" id=\"t2q_440\" style=\"left:82px;bottom:592px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">and prior periods, together with the after tax increase relating to equity-settled share options, less div</div><div class=\"t s9_440\" id=\"t2r_440\" style=\"left:680px;bottom:592px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend d</div><div class=\"t s8_440\" id=\"t2s_440\" style=\"left:725px;bottom:592px;letter-spacing:-0.11px;display:inline;\">istr</div><div class=\"t s9_440\" id=\"t2t_440\" style=\"left:742px;bottom:592px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s8_440\" id=\"t2u_440\" style=\"left:766px;bottom:592px;letter-spacing:-0.08px;display:inline;\">ions, </div><div class=\"t s9_440\" id=\"t2v_440\" style=\"left:82px;bottom:576px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">own shares held (treasury shares) and share buy-backs </div><div class=\"t s8_440\" id=\"t2w_440\" style=\"left:69px;bottom:552px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">A substantial part of the Group\u2019s reserves is held in overseas subsid</div><div class=\"t s9_440\" id=\"t2x_440\" style=\"left:460px;bottom:552px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s8_440\" id=\"t2y_440\" style=\"left:539px;bottom:552px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ings and branches, princ</div><div class=\"t s9_440\" id=\"t2z_440\" style=\"left:683px;bottom:552px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipally to support local </div><div class=\"t s8_440\" id=\"t30_440\" style=\"left:69px;bottom:536px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">operations or to comply with local regulations. The maintenance of local regulatory capital ratios could potentially restrict </div><div class=\"t s8_440\" id=\"t31_440\" style=\"left:69px;bottom:519px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the amount of reserves which can be remitted. In addit</div><div class=\"t s9_440\" id=\"t32_440\" style=\"left:392px;bottom:519px;letter-spacing:-0.14px;display:inline;\">ion, </div><div class=\"t s8_440\" id=\"t33_440\" style=\"left:415px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">if these overseas reserves were to be remitted, further unprovided </div><div class=\"t s8_440\" id=\"t34_440\" style=\"left:69px;bottom:503px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">taxation liab</div><div class=\"t s9_440\" id=\"t35_440\" style=\"left:145px;bottom:503px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_440\" id=\"t36_440\" style=\"left:150px;bottom:503px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_440\" id=\"t37_440\" style=\"left:158px;bottom:503px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies m</div><div class=\"t s8_440\" id=\"t38_440\" style=\"left:188px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ight arise. </div><div class=\"t s8_440\" id=\"t39_440\" style=\"left:69px;bottom:479px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">As at 31 December 2023, the distr</div><div class=\"t s9_440\" id=\"t3a_440\" style=\"left:264px;bottom:479px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ibutable reserves of Standard Chartered PLC (the Company) were $14.7 b</div><div class=\"t s8_440\" id=\"t3b_440\" style=\"left:694px;bottom:479px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_440\" id=\"t3c_440\" style=\"left:702px;bottom:479px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (31 December </div><div class=\"t s8_440\" id=\"t3d_440\" style=\"left:69px;bottom:463px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">2022: $13 bill</div><div class=\"t s9_440\" id=\"t3e_440\" style=\"left:141px;bottom:463px;letter-spacing:-0.44px;word-spacing:0.17px;display:inline;\">ion). D</div><div class=\"t s8_440\" id=\"t3f_440\" style=\"left:178px;bottom:463px;letter-spacing:-0.11px;display:inline;\">istr</div><div class=\"t s9_440\" id=\"t3g_440\" style=\"left:196px;bottom:463px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ibutable reserves of SC PLC were $14.7 b</div><div class=\"t s8_440\" id=\"t3h_440\" style=\"left:429px;bottom:463px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_440\" id=\"t3i_440\" style=\"left:437px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion, wh</div><div class=\"t s8_440\" id=\"t3j_440\" style=\"left:479px;bottom:463px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich are calculated from the Merger reserve and Retained </div><div class=\"t s8_440\" id=\"t3k_440\" style=\"left:69px;bottom:447px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Earnings with considerat</div><div class=\"t s9_440\" id=\"t3l_440\" style=\"left:215px;bottom:447px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion for restr</div>icted items in line with sections 830 and 831 of the Companies Act 2006.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f110657": {
   "value": "Own shares <div class=\"t s7_441\" id=\"t9_441\" style=\"left:87px;bottom:1137px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">Computershare Trustees (Jersey) Lim</div><div class=\"t s8_441\" id=\"ta_441\" style=\"left:304px;bottom:1137px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t s7_441\" id=\"tb_441\" style=\"left:330px;bottom:1137px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">is the trustee of the 2004 Employee Bene\ufb01t Trust (\u20182004 Trust\u2019) and Ocorian Trustees </div><div class=\"t s7_441\" id=\"tc_441\" style=\"left:87px;bottom:1121px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">(Jersey) Lim</div><div class=\"t s8_441\" id=\"td_441\" style=\"left:156px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ited has been the trustee of the 1995 Employees\u2019 Share Ownersh</div><div class=\"t s7_441\" id=\"te_441\" style=\"left:532px;bottom:1121px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ip Plan Trust (\u20181995 Trust\u2019). The 1995 Trust was closed </div><div class=\"t s7_441\" id=\"tf_441\" style=\"left:87px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">on 30 June 2023 as all histor</div><div class=\"t s8_441\" id=\"tg_441\" style=\"left:250px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ical awards under th</div><div class=\"t s7_441\" id=\"th_441\" style=\"left:371px;bottom:1105px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">is trust have been satisf</div><div class=\"t s8_441\" id=\"ti_441\" style=\"left:509px;bottom:1105px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ied, and the 2004 Trust w</div><div class=\"t s7_441\" id=\"tj_441\" style=\"left:658px;bottom:1105px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ill be used to satisfy exist</div><div class=\"t s8_441\" id=\"tk_441\" style=\"left:803px;bottom:1105px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s7_441\" id=\"tl_441\" style=\"left:87px;bottom:1089px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and future awards. </div><div class=\"t s7_441\" id=\"tm_441\" style=\"left:87px;bottom:1065px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The 2004 Trust is used in conjunct</div><div class=\"t s8_441\" id=\"tn_441\" style=\"left:284px;bottom:1065px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion w</div><div class=\"t s7_441\" id=\"to_441\" style=\"left:316px;bottom:1065px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ith the Group\u2019s employee share schemes and other employee share-based payments </div><div class=\"t s7_441\" id=\"tp_441\" style=\"left:87px;bottom:1049px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">(such as upfront shares and \ufb01xed pay allowances). Group companies fund the 2004 Trust from time to time to enable the </div><div class=\"t s7_441\" id=\"tq_441\" style=\"left:87px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">trustees to acquire shares in Standard Chartered PLC to satisfy these arrangements. </div><div class=\"t s7_441\" id=\"tr_441\" style=\"left:87px;bottom:1009px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Details of the shares purchased and held by the trusts are set out below. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s9_441\" id=\"ts_441\" style=\"left:366px;bottom:990px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">1995 Trust </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s9_441\" id=\"tt_441\" style=\"left:546px;bottom:990px;letter-spacing:-0.13px;word-spacing:-0.1px;display:inline;\">2004 Trust </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s9_441\" id=\"tu_441\" style=\"left:741px;bottom:990px;letter-spacing:-0.22px;display:inline;\">Total </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_441\" id=\"tv_441\" style=\"left:362px;bottom:973px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_441\" id=\"tw_441\" style=\"left:450px;bottom:973px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_441\" id=\"tx_441\" style=\"left:544px;bottom:973px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_441\" id=\"ty_441\" style=\"left:632px;bottom:973px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_441\" id=\"tz_441\" style=\"left:726px;bottom:973px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_441\" id=\"t10_441\" style=\"left:813px;bottom:973px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t11_441\" style=\"left:87px;bottom:953px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Shares purchased during the period </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t12_441\" style=\"left:379px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t13_441\" style=\"left:466px;bottom:953px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t14_441\" style=\"left:506px;bottom:953px;letter-spacing:-0.19px;display:inline;\">29,069,539 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t15_441\" style=\"left:597px;bottom:953px;letter-spacing:0.01px;display:inline;\">30,203,531 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t16_441\" style=\"left:688px;bottom:953px;letter-spacing:-0.19px;display:inline;\">29,069,539 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t17_441\" style=\"left:779px;bottom:953px;letter-spacing:0.01px;display:inline;\">30,203,531 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t18_441\" style=\"left:87px;bottom:934px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Market price of shares purchased </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t19_441\" style=\"left:87px;bottom:920px;letter-spacing:-0.1px;display:inline;\">($mill</div><div class=\"t sd_441\" id=\"t1a_441\" style=\"left:117px;bottom:920px;letter-spacing:-0.27px;display:inline;\">ion) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1b_441\" style=\"left:379px;bottom:920px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1c_441\" style=\"left:466px;bottom:920px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1d_441\" style=\"left:547px;bottom:920px;letter-spacing:0.06px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1e_441\" style=\"left:636px;bottom:920px;letter-spacing:0.06px;display:inline;\">218 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1f_441\" style=\"left:729px;bottom:920px;letter-spacing:0.06px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1g_441\" style=\"left:818px;bottom:920px;letter-spacing:0.06px;display:inline;\">218 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t1h_441\" style=\"left:87px;bottom:901px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Shares held at the end of the period </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1i_441\" style=\"left:379px;bottom:901px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1j_441\" style=\"left:466px;bottom:901px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1k_441\" style=\"left:503px;bottom:901px;letter-spacing:0.05px;display:inline;\">28,095,542 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1l_441\" style=\"left:598px;bottom:901px;letter-spacing:-0.17px;display:inline;\">27,525,624 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1m_441\" style=\"left:685px;bottom:901px;letter-spacing:0.05px;display:inline;\">28,095,542 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1n_441\" style=\"left:780px;bottom:901px;letter-spacing:-0.17px;display:inline;\">27,525,624 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t1o_441\" style=\"left:87px;bottom:882px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Maximum number of shares held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_441\" id=\"t1p_441\" style=\"left:87px;bottom:867px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">during the period </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_441\" id=\"t1q_441\" style=\"left:686px;bottom:867px;letter-spacing:0.01px;display:inline;\">28,893,930 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_441\" id=\"t1r_441\" style=\"left:779px;bottom:867px;letter-spacing:-0.29px;display:inline;\">27,976,046 </div></td></tr></table><div class=\"t s7_441\" id=\"t1s_441\" style=\"left:87px;bottom:837px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Except as disclosed, neither the Company nor any of its subsid</div><div class=\"t s8_441\" id=\"t1t_441\" style=\"left:451px;bottom:837px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_441\" id=\"t1u_441\" style=\"left:467px;bottom:837px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies has bought, sold or redeemed any Standard Chartered PLC </div><div class=\"t s7_441\" id=\"t1v_441\" style=\"left:87px;bottom:821px;letter-spacing:-0.11px;display:inline;\">securit</div><div class=\"t s8_441\" id=\"t1w_441\" style=\"left:126px;bottom:821px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies l</div><div class=\"t s7_441\" id=\"t1x_441\" style=\"left:147px;bottom:821px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">isted on The Stock Exchange of Hong Kong Lim</div><div class=\"t s8_441\" id=\"t1y_441\" style=\"left:426px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ited dur</div>ing the period.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f112000": {
   "value": "29. Non-controlling interests <table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_443\" id=\"t2s_443\" style=\"left:798px;bottom:616px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_443\" id=\"t2t_443\" style=\"left:821px;bottom:616px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t2u_443\" style=\"left:87px;bottom:596px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">At 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t2v_443\" style=\"left:819px;bottom:596px;letter-spacing:-0.02px;display:inline;\">371 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t2w_443\" style=\"left:87px;bottom:577px;word-spacing:-0.13px;display:inline;\">Comprehensive income for the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t2x_443\" style=\"left:817px;bottom:577px;letter-spacing:-0.25px;display:inline;\">(88) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t2y_443\" style=\"left:100px;bottom:558px;word-spacing:-0.15px;display:inline;\">Income in equity attributable to non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t2z_443\" style=\"left:818px;bottom:558px;letter-spacing:-0.52px;display:inline;\">(42) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t30_443\" style=\"left:100px;bottom:539px;word-spacing:-0.15px;display:inline;\">Other pro\ufb01ts attributable to non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t31_443\" style=\"left:818px;bottom:539px;letter-spacing:-0.46px;display:inline;\">(46) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t32_443\" style=\"left:87px;bottom:520px;letter-spacing:0.02px;display:inline;\">Distr</div><div class=\"t s7_443\" id=\"t33_443\" style=\"left:113px;bottom:520px;display:inline;\">ibut</div><div class=\"t s6_443\" id=\"t34_443\" style=\"left:135px;bottom:520px;letter-spacing:0.03px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t35_443\" style=\"left:820px;bottom:520px;letter-spacing:-0.1px;display:inline;\">(31) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_443\" id=\"t36_443\" style=\"left:87px;bottom:501px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other increases </div><div class=\"t sb_443\" id=\"t37_443\" style=\"vertical-align: super;left:174px;bottom:507px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_443\" id=\"t38_443\" style=\"left:822px;bottom:501px;letter-spacing:-0.07px;display:inline;\">98 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_443\" id=\"t39_443\" style=\"left:87px;bottom:482px;word-spacing:-0.13px;display:inline;\">At 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3a_443\" style=\"left:814px;bottom:482px;letter-spacing:0.07px;display:inline;\">350 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t3b_443\" style=\"left:87px;bottom:463px;word-spacing:-0.13px;display:inline;\">Comprehensive income for the year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3c_443\" style=\"left:816px;bottom:463px;display:inline;\">(38) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t3d_443\" style=\"left:100px;bottom:444px;word-spacing:-0.15px;display:inline;\">Income in equity attributable to non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3e_443\" style=\"left:819px;bottom:444px;letter-spacing:-0.05px;display:inline;\">(31) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t3f_443\" style=\"left:100px;bottom:425px;word-spacing:-0.15px;display:inline;\">Other pro\ufb01ts attributable to non-controlling interests </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3g_443\" style=\"left:823px;bottom:425px;letter-spacing:0.23px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_443\" id=\"t3h_443\" style=\"left:87px;bottom:406px;letter-spacing:0.02px;display:inline;\">Distr</div><div class=\"t s7_443\" id=\"t3i_443\" style=\"left:113px;bottom:406px;display:inline;\">ibut</div><div class=\"t s6_443\" id=\"t3j_443\" style=\"left:135px;bottom:406px;letter-spacing:0.03px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3k_443\" style=\"left:816px;bottom:406px;letter-spacing:-0.14px;display:inline;\">(26) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_443\" id=\"t3l_443\" style=\"left:87px;bottom:387px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other increases </div><div class=\"t sb_443\" id=\"t3m_443\" style=\"vertical-align: super;left:175px;bottom:393px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3n_443\" style=\"left:818px;bottom:387px;letter-spacing:0.03px;display:inline;\">110 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sc_443\" id=\"t3o_443\" style=\"left:87px;bottom:368px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_443\" id=\"t3p_443\" style=\"left:815px;bottom:368px;letter-spacing:-0.12px;display:inline;\">396 </div></td></tr></table><div class=\"t sd_443\" id=\"t3q_443\" style=\"left:87px;bottom:344px;letter-spacing:0.05px;display:inline;\">1. </div><div class=\"t sd_443\" id=\"t3r_443\" style=\"left:100px;bottom:344px;letter-spacing:-0.08px;display:inline;\">Addit</div><div class=\"t se_443\" id=\"t3s_443\" style=\"left:125px;bottom:344px;letter-spacing:-0.04px;display:inline;\">ional </div><div class=\"t sd_443\" id=\"t3t_443\" style=\"left:150px;bottom:344px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">investment by non-controlling interests mainly in Mox Bank Lim</div><div class=\"t se_443\" id=\"t3u_443\" style=\"left:439px;bottom:344px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ited ($39 m</div><div class=\"t sd_443\" id=\"t3v_443\" style=\"left:490px;bottom:344px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_443\" id=\"t3w_443\" style=\"left:497px;bottom:344px;letter-spacing:-0.19px;word-spacing:-0.04px;display:inline;\">ion), Trust Bank S</div><div class=\"t sd_443\" id=\"t3x_443\" style=\"left:574px;bottom:344px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ingapore Lim</div><div class=\"t se_443\" id=\"t3y_443\" style=\"left:635px;bottom:344px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">ited ($47 m</div><div class=\"t sd_443\" id=\"t3z_443\" style=\"left:686px;bottom:344px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_443\" id=\"t40_443\" style=\"left:693px;bottom:344px;letter-spacing:-0.22px;word-spacing:-0.01px;display:inline;\">ion), Zod</div><div class=\"t sd_443\" id=\"t41_443\" style=\"left:732px;bottom:344px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ia Markets Holdings </div><div class=\"t sd_443\" id=\"t42_443\" style=\"left:100px;bottom:332px;letter-spacing:-0.06px;display:inline;\">Lim</div><div class=\"t se_443\" id=\"t43_443\" style=\"left:116px;bottom:332px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ited ($3 m</div><div class=\"t sd_443\" id=\"t44_443\" style=\"left:162px;bottom:332px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_443\" id=\"t45_443\" style=\"left:169px;bottom:332px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion), Power2SME Pte. Ltd. ($9 m</div><div class=\"t sd_443\" id=\"t46_443\" style=\"left:310px;bottom:332px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_443\" id=\"t47_443\" style=\"left:316px;bottom:332px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t sd_443\" id=\"t48_443\" style=\"left:87px;bottom:315px;letter-spacing:0.06px;display:inline;\">2. </div><div class=\"t sd_443\" id=\"t49_443\" style=\"left:100px;bottom:315px;letter-spacing:-0.08px;display:inline;\">Addit</div><div class=\"t se_443\" id=\"t4a_443\" style=\"left:125px;bottom:315px;letter-spacing:-0.04px;display:inline;\">ional </div><div class=\"t sd_443\" id=\"t4b_443\" style=\"left:150px;bottom:315px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">investment by non-controlling interests mainly in Mox Bank Lim</div><div class=\"t se_443\" id=\"t4c_443\" style=\"left:439px;bottom:315px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited ($48 m</div><div class=\"t sd_443\" id=\"t4d_443\" style=\"left:492px;bottom:315px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_443\" id=\"t4e_443\" style=\"left:498px;bottom:315px;letter-spacing:-0.19px;word-spacing:-0.04px;display:inline;\">ion), Trust Bank S</div><div class=\"t sd_443\" id=\"t4f_443\" style=\"left:575px;bottom:315px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">ingapore Lim</div><div class=\"t se_443\" id=\"t4g_443\" style=\"left:636px;bottom:315px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ited ($34 m</div><div class=\"t sd_443\" id=\"t4h_443\" style=\"left:687px;bottom:315px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_443\" id=\"t4i_443\" style=\"left:694px;bottom:315px;letter-spacing:-0.16px;word-spacing:-0.07px;display:inline;\">ion) and Zod</div><div class=\"t sd_443\" id=\"t4j_443\" style=\"left:753px;bottom:315px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ia Custody Lim</div><div class=\"t se_443\" id=\"t4k_443\" style=\"left:820px;bottom:315px;letter-spacing:-0.02px;display:inline;\">ited </div><div class=\"t sd_443\" id=\"t4l_443\" style=\"left:100px;bottom:304px;letter-spacing:-0.14px;word-spacing:-0.08px;display:inline;\">($28 mill</div>ion)",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f112129": {
   "value": "30. Retirement bene\ufb01t obligat<div class=\"t s6_444\" id=\"t8_444\" style=\"left:292px;bottom:1180px;letter-spacing:-0.19px;display:inline;\">ions </div><div class=\"t s7_444\" id=\"t9_444\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_444\" id=\"ta_444\" style=\"left:78px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group operates pension and other post-retirement bene\ufb01t plans around the world, which can be categorised into </div><div class=\"t s7_444\" id=\"tb_444\" style=\"left:78px;bottom:1120px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">de\ufb01ned contribut</div><div class=\"t s9_444\" id=\"tc_444\" style=\"left:184px;bottom:1120px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sa_444\" id=\"td_444\" style=\"left:205px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">plans and </div><div class=\"t s7_444\" id=\"te_444\" style=\"left:267px;bottom:1120px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">de\ufb01ned bene\ufb01t </div><div class=\"t sa_444\" id=\"tf_444\" style=\"left:363px;bottom:1120px;letter-spacing:-0.1px;display:inline;\">plans. </div><div class=\"t sa_444\" id=\"tg_444\" style=\"left:78px;bottom:1096px;letter-spacing:-0.2px;word-spacing:5.91px;display:inline;\">\u2022 For </div><div class=\"t s7_444\" id=\"th_444\" style=\"left:112px;bottom:1096px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">de\ufb01ned contribut</div><div class=\"t s9_444\" id=\"ti_444\" style=\"left:218px;bottom:1096px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"tj_444\" style=\"left:240px;bottom:1096px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">plans, the Group pays contribut</div><div class=\"t sa_444\" id=\"tk_444\" style=\"left:426px;bottom:1096px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to publ</div><div class=\"t s8_444\" id=\"tl_444\" style=\"left:494px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">icly or privately admin</div><div class=\"t sa_444\" id=\"tm_444\" style=\"left:624px;bottom:1096px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">istered pens</div><div class=\"t s8_444\" id=\"tn_444\" style=\"left:695px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion plans on a </div><div class=\"t s8_444\" id=\"to_444\" style=\"left:91px;bottom:1080px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">statutory or contractual basis, and such amounts are charged to operating expenses. The Group has no further payment </div><div class=\"t s8_444\" id=\"tp_444\" style=\"left:91px;bottom:1064px;letter-spacing:-0.15px;display:inline;\">obligat</div><div class=\"t sa_444\" id=\"tq_444\" style=\"left:134px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions once the contr</div><div class=\"t s8_444\" id=\"tr_444\" style=\"left:246px;bottom:1064px;letter-spacing:-0.13px;display:inline;\">ibut</div><div class=\"t sa_444\" id=\"ts_444\" style=\"left:269px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions have been pa</div><div class=\"t s8_444\" id=\"tt_444\" style=\"left:378px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">id. </div><div class=\"t sa_444\" id=\"tu_444\" style=\"left:78px;bottom:1040px;letter-spacing:-0.2px;word-spacing:5.91px;display:inline;\">\u2022 For </div><div class=\"t s7_444\" id=\"tv_444\" style=\"left:112px;bottom:1040px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">de\ufb01ned bene\ufb01t </div><div class=\"t s8_444\" id=\"tw_444\" style=\"left:208px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">plans, which promise levels of payments where the future cost is not known with certainty: </div><div class=\"t s8_444\" id=\"tx_444\" style=\"left:91px;bottom:1016px;letter-spacing:-0.16px;word-spacing:0.88px;display:inline;\">\u2013  the accounting obligat</div><div class=\"t sa_444\" id=\"ty_444\" style=\"left:242px;bottom:1016px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"tz_444\" style=\"left:263px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is calculated annually by independent actuaries using the projected unit method. </div><div class=\"t sa_444\" id=\"t10_444\" style=\"left:91px;bottom:992px;display:inline;\">\u2013 </div><div class=\"t s8_444\" id=\"t11_444\" style=\"left:104px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Actuarial gains and losses that arise are recognised in shareholders\u2019 equity and presented in the statement of other </div><div class=\"t s8_444\" id=\"t12_444\" style=\"left:104px;bottom:976px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comprehensive income in the period they arise. </div><div class=\"t sa_444\" id=\"t13_444\" style=\"left:91px;bottom:952px;display:inline;\">\u2013 </div><div class=\"t s8_444\" id=\"t14_444\" style=\"left:104px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group determines the net interest expense on the net de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t15_444\" style=\"left:564px;bottom:952px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t16_444\" style=\"left:570px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity for the year by applying the </div><div class=\"t s8_444\" id=\"t17_444\" style=\"left:104px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rate used to measure the de\ufb01ned bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t18_444\" style=\"left:445px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion at the beg</div><div class=\"t s8_444\" id=\"t19_444\" style=\"left:528px;bottom:936px;letter-spacing:-0.17px;display:inline;\">inn</div><div class=\"t sa_444\" id=\"t1a_444\" style=\"left:546px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing of the annual per</div><div class=\"t s8_444\" id=\"t1b_444\" style=\"left:669px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iod to the net </div><div class=\"t s8_444\" id=\"t1c_444\" style=\"left:104px;bottom:920px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t1d_444\" style=\"left:220px;bottom:920px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t1e_444\" style=\"left:226px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity, taking into account any changes in the net de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t1f_444\" style=\"left:615px;bottom:920px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t1g_444\" style=\"left:621px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity during the year as a </div><div class=\"t s8_444\" id=\"t1h_444\" style=\"left:104px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">result of contribut</div><div class=\"t sa_444\" id=\"t1i_444\" style=\"left:208px;bottom:904px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions and bene\ufb01t payments. Net </div><div class=\"t s8_444\" id=\"t1j_444\" style=\"left:397px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest expense, the cost of the accrual of new bene\ufb01ts, bene\ufb01t </div><div class=\"t s8_444\" id=\"t1k_444\" style=\"left:104px;bottom:888px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">enhancements (or reductions) and admin</div><div class=\"t sa_444\" id=\"t1l_444\" style=\"left:349px;bottom:888px;letter-spacing:-0.14px;display:inline;\">istrat</div><div class=\"t s8_444\" id=\"t1m_444\" style=\"left:380px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion expenses met directly from plan assets are recognised in the </div><div class=\"t s8_444\" id=\"t1n_444\" style=\"left:104px;bottom:872px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income statement in the period in which they were incurred. </div><div class=\"t s7_444\" id=\"t1o_444\" style=\"left:78px;bottom:839px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s8_444\" id=\"t1p_444\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">There are many factors that affect the measurement of the retirement bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t1q_444\" style=\"left:585px;bottom:821px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions. Th</div><div class=\"t s8_444\" id=\"t1r_444\" style=\"left:629px;bottom:821px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is measurement requires </div><div class=\"t s8_444\" id=\"t1s_444\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the use of estimates, such as discount rates, in\ufb02at</div><div class=\"t sa_444\" id=\"t1t_444\" style=\"left:368px;bottom:805px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion, pens</div><div class=\"t s8_444\" id=\"t1u_444\" style=\"left:420px;bottom:805px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion increases, salary increases, and life expectancies which are </div><div class=\"t s8_444\" id=\"t1v_444\" style=\"left:78px;bottom:789px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inherently uncertain. The table below summarises how these assumptions are set: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_444\" id=\"t1w_444\" style=\"left:78px;bottom:771px;display:inline;\">Assumption </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_444\" id=\"t1x_444\" style=\"left:251px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Detail </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t1y_444\" style=\"left:78px;bottom:751px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Discount rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t1z_444\" style=\"left:251px;bottom:751px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Determined by reference to market yields at the end of the reporting period on high-quality </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t20_444\" style=\"left:251px;bottom:736px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">corporate bonds (or, in countries where there is no deep market in such bonds, government bonds) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t21_444\" style=\"left:251px;bottom:722px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">of a currency and term consistent with the currency and term of the post-employment bene\ufb01t </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t22_444\" style=\"left:251px;bottom:707px;letter-spacing:0.01px;display:inline;\">obligat</div><div class=\"t s4_444\" id=\"t23_444\" style=\"left:292px;bottom:707px;word-spacing:-0.15px;display:inline;\">ions. Th</div><div class=\"t sc_444\" id=\"t24_444\" style=\"left:334px;bottom:707px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">is is the approach adopted across all our geographies. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t25_444\" style=\"left:78px;bottom:688px;letter-spacing:0.05px;display:inline;\">In\ufb02ation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t26_444\" style=\"left:251px;bottom:688px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Where there are in\ufb02at</div><div class=\"t s4_444\" id=\"t27_444\" style=\"left:375px;bottom:688px;letter-spacing:-0.07px;display:inline;\">ion-l</div><div class=\"t sc_444\" id=\"t28_444\" style=\"left:400px;bottom:688px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">inked bonds available (e.g. United Kingdom and the eurozone), the Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t29_444\" style=\"left:251px;bottom:674px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">derives in\ufb02at</div><div class=\"t s4_444\" id=\"t2a_444\" style=\"left:323px;bottom:674px;word-spacing:-0.13px;display:inline;\">ion based on the market on those bonds, w</div><div class=\"t sc_444\" id=\"t2b_444\" style=\"left:563px;bottom:674px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ith the market yield adjusted in respect of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2c_444\" style=\"left:251px;bottom:659px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">the United Kingdom to take account of the fact that liab</div><div class=\"t s4_444\" id=\"t2d_444\" style=\"left:566px;bottom:659px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_444\" id=\"t2e_444\" style=\"left:571px;bottom:659px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_444\" id=\"t2f_444\" style=\"left:579px;bottom:659px;letter-spacing:-0.08px;word-spacing:-0.09px;display:inline;\">ies are l</div><div class=\"t sc_444\" id=\"t2g_444\" style=\"left:620px;bottom:659px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inked to Consumer Price Index </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2h_444\" style=\"left:251px;bottom:645px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2i_444\" style=\"left:280px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion, whereas the reference bonds are l</div><div class=\"t sc_444\" id=\"t2j_444\" style=\"left:492px;bottom:645px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">inked to Retail Price Index in\ufb02at</div><div class=\"t s4_444\" id=\"t2k_444\" style=\"left:665px;bottom:645px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion. Where no </div> <div class=\"t sc_444\" id=\"t2l_444\" style=\"left:746px;bottom:645px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2m_444\" style=\"left:775px;bottom:645px;letter-spacing:-0.05px;display:inline;\">ion- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2n_444\" style=\"left:251px;bottom:630px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">linked bonds exist, we determine in\ufb02at</div><div class=\"t s4_444\" id=\"t2o_444\" style=\"left:465px;bottom:630px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion assumpt</div><div class=\"t sc_444\" id=\"t2p_444\" style=\"left:533px;bottom:630px;word-spacing:-0.13px;display:inline;\">ions based on a combinat</div><div class=\"t s4_444\" id=\"t2q_444\" style=\"left:678px;bottom:630px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ion of long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2r_444\" style=\"left:251px;bottom:616px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">forecasts and short-term in\ufb02at</div><div class=\"t s4_444\" id=\"t2s_444\" style=\"left:421px;bottom:616px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion data. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t2t_444\" style=\"left:78px;bottom:596px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Salary growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2u_444\" style=\"left:251px;bottom:596px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Salary growth assumptions re\ufb02ect the Group\u2019s long-term expectations, taking into account future </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2v_444\" style=\"left:251px;bottom:582px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">business plans and macroeconomic data (primar</div><div class=\"t s4_444\" id=\"t2w_444\" style=\"left:526px;bottom:582px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ily expected future long-term </div> <div class=\"t sc_444\" id=\"t2x_444\" style=\"left:691px;bottom:582px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2y_444\" style=\"left:721px;bottom:582px;letter-spacing:-0.33px;display:inline;\">ion). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t2z_444\" style=\"left:78px;bottom:563px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">Demographic assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t30_444\" style=\"left:251px;bottom:563px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Demographic assumptions, includ</div><div class=\"t s4_444\" id=\"t31_444\" style=\"left:442px;bottom:563px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ing mortal</div><div class=\"t sc_444\" id=\"t32_444\" style=\"left:500px;bottom:563px;word-spacing:-0.15px;display:inline;\">ity and turnover rates, are typically set based on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t33_444\" style=\"left:251px;bottom:548px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">the assumptions used in the most recent actuarial funding valuation, and will generally use </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t34_444\" style=\"left:251px;bottom:534px;word-spacing:-0.14px;display:inline;\">industry standard tables, adjusted where appropriate to re\ufb02ect recent histor</div><div class=\"t s4_444\" id=\"t35_444\" style=\"left:676px;bottom:534px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ic exper</div><div class=\"t sc_444\" id=\"t36_444\" style=\"left:719px;bottom:534px;letter-spacing:-0.14px;display:inline;\">ience and/or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t37_444\" style=\"left:251px;bottom:519px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">future expectations. </div></td></tr>\n                                        </table><div class=\"t s8_444\" id=\"t38_444\" style=\"left:78px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The sensit</div><div class=\"t sa_444\" id=\"t39_444\" style=\"left:137px;bottom:490px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_444\" id=\"t3a_444\" style=\"left:147px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of the liab</div><div class=\"t sa_444\" id=\"t3b_444\" style=\"left:224px;bottom:490px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t3c_444\" style=\"left:230px;bottom:490px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_444\" id=\"t3d_444\" style=\"left:237px;bottom:490px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies to changes </div><div class=\"t s8_444\" id=\"t3e_444\" style=\"left:325px;bottom:490px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in these assumptions is shown in the Note below. </div><div class=\"t s8_444\" id=\"t3f_444\" style=\"left:69px;bottom:457px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Retirement bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t3g_444\" style=\"left:226px;bottom:457px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions compr</div><div class=\"t s8_444\" id=\"t3h_444\" style=\"left:291px;bottom:457px;letter-spacing:-0.19px;display:inline;\">ise: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_444\" id=\"t3i_444\" style=\"left:709px;bottom:438px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_444\" id=\"t3l_444\" style=\"left:796px;bottom:438px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_444\" id=\"t3j_444\" style=\"left:694px;bottom:427px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_444\" id=\"t3k_444\" style=\"left:717px;bottom:427px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_444\" id=\"t3m_444\" style=\"left:783px;bottom:427px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_444\" id=\"t3n_444\" style=\"left:804px;bottom:427px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t3o_444\" style=\"left:69px;bottom:407px;word-spacing:-0.13px;display:inline;\">De\ufb01ned bene\ufb01t plans obligat</div><div class=\"t s4_444\" id=\"t3p_444\" style=\"left:233px;bottom:407px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_444\" id=\"t3q_444\" style=\"left:712px;bottom:407px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_444\" id=\"t3r_444\" style=\"left:801px;bottom:407px;letter-spacing:-0.07px;display:inline;\">128 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t3s_444\" style=\"left:69px;bottom:388px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">De\ufb01ned contribut</div><div class=\"t s4_444\" id=\"t3t_444\" style=\"left:168px;bottom:388px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ion plans obl</div><div class=\"t sc_444\" id=\"t3u_444\" style=\"left:239px;bottom:388px;display:inline;\">igat</div><div class=\"t s4_444\" id=\"t3v_444\" style=\"left:262px;bottom:388px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_444\" id=\"t3w_444\" style=\"left:720px;bottom:388px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_444\" id=\"t3x_444\" style=\"left:807px;bottom:388px;letter-spacing:0.07px;display:inline;\">18 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t3y_444\" style=\"left:69px;bottom:369px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Net obligat</div><div class=\"t s3_444\" id=\"t3z_444\" style=\"left:135px;bottom:369px;letter-spacing:0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_444\" id=\"t40_444\" style=\"left:713px;bottom:369px;letter-spacing:0.12px;display:inline;\">183 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_444\" id=\"t41_444\" style=\"left:800px;bottom:369px;letter-spacing:0.11px;display:inline;\">146 </div></td></tr>\n                                        </table><div class=\"t s8_444\" id=\"t42_444\" style=\"left:69px;bottom:339px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Retirement bene\ufb01t charge comprises: </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_444\" id=\"t43_444\" style=\"left:709px;bottom:321px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_444\" id=\"t46_444\" style=\"left:796px;bottom:321px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_444\" id=\"t44_444\" style=\"left:694px;bottom:309px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_444\" id=\"t45_444\" style=\"left:717px;bottom:309px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_444\" id=\"t47_444\" style=\"left:783px;bottom:309px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_444\" id=\"t48_444\" style=\"left:804px;bottom:309px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_444\" id=\"t49_444\" style=\"left:69px;bottom:289px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">De\ufb01ned bene\ufb01t plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_444\" id=\"t4a_444\" style=\"left:717px;bottom:289px;letter-spacing:0.18px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_444\" id=\"t4b_444\" style=\"left:805px;bottom:289px;letter-spacing:0.14px;display:inline;\">58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_444\" id=\"t4c_444\" style=\"left:69px;bottom:270px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">De\ufb01ned contribut</div><div class=\"t s4_444\" id=\"t4d_444\" style=\"left:168px;bottom:270px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion plans </div><div class=\"t sh_444\" id=\"t4e_444\" style=\"vertical-align: super;left:218px;bottom:276px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_444\" id=\"t4f_444\" style=\"left:711px;bottom:270px;letter-spacing:0.07px;display:inline;\">365 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_444\" id=\"t4g_444\" style=\"left:799px;bottom:270px;letter-spacing:-0.04px;display:inline;\">332 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t4h_444\" style=\"left:69px;bottom:251px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Charge against pro\ufb01t (Note 7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_444\" id=\"t4i_444\" style=\"left:713px;bottom:251px;letter-spacing:0.08px;display:inline;\">431 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_444\" id=\"t4j_444\" style=\"left:797px;bottom:251px;letter-spacing:-0.01px;display:inline;\">390 </div></td></tr>\n                                        </table><div class=\"t sf_444\" id=\"t4k_444\" style=\"left:69px;bottom:227px;display:inline;\">1 </div><div class=\"t sg_444\" id=\"t4l_444\" style=\"left:82px;bottom:227px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">The Group during the year util</div><div class=\"t sf_444\" id=\"t4m_444\" style=\"left:219px;bottom:227px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ised, aga</div><div class=\"t sg_444\" id=\"t4n_444\" style=\"left:261px;bottom:227px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">inst de\ufb01ned contribut</div><div class=\"t sf_444\" id=\"t4o_444\" style=\"left:359px;bottom:227px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">ion payments, $4 m</div><div class=\"t sg_444\" id=\"t4p_444\" style=\"left:449px;bottom:227px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sf_444\" id=\"t4q_444\" style=\"left:456px;bottom:227px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion forfe</div><div class=\"t sg_444\" id=\"t4r_444\" style=\"left:495px;bottom:227px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ited pension contribut</div><div class=\"t sf_444\" id=\"t4s_444\" style=\"left:596px;bottom:227px;letter-spacing:-0.03px;display:inline;\">ions </div><div class=\"t sg_444\" id=\"t4t_444\" style=\"left:616px;bottom:227px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in respect of employees who left before their </div><div class=\"t sg_444\" id=\"t4u_444\" style=\"left:82px;bottom:216px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">interests vested fully. The residual balance of forfeited contribut</div><div class=\"t sf_444\" id=\"t4v_444\" style=\"left:374px;bottom:216px;letter-spacing:-0.03px;display:inline;\">ions </div><div class=\"t sg_444\" id=\"t4w_444\" style=\"left:394px;bottom:216px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">is $16 mill</div><div class=\"t sf_444\" id=\"t4x_444\" style=\"left:435px;bottom:216px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"t4y_444\" style=\"left:69px;bottom:193px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group operates over 60 de\ufb01ned bene\ufb01t plans across its geographies, many of which are closed to new entrants who now </div><div class=\"t sa_444\" id=\"t4z_444\" style=\"left:69px;bottom:177px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">join de\ufb01ned contr</div><div class=\"t s8_444\" id=\"t50_444\" style=\"left:173px;bottom:177px;letter-spacing:-0.13px;display:inline;\">ibut</div><div class=\"t sa_444\" id=\"t51_444\" style=\"left:196px;bottom:177px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ion arrangements. The a</div><div class=\"t s8_444\" id=\"t52_444\" style=\"left:342px;bottom:177px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">im of all these plans is, as part of the Group\u2019s commitment to \ufb01nanc</div><div class=\"t sa_444\" id=\"t53_444\" style=\"left:736px;bottom:177px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ial wellbe</div><div class=\"t s8_444\" id=\"t54_444\" style=\"left:792px;bottom:177px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_444\" id=\"t55_444\" style=\"left:69px;bottom:160px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">for employees, to give employees the opportunity to save appropriately for retirement in a way that is consistent with local </div><div class=\"t s8_444\" id=\"t56_444\" style=\"left:69px;bottom:144px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">regulations, taxation requirements and market condit</div><div class=\"t sa_444\" id=\"t57_444\" style=\"left:387px;bottom:144px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions. The de\ufb01ned bene\ufb01t plans expose the Group to currency r</div><div class=\"t s8_444\" id=\"t58_444\" style=\"left:752px;bottom:144px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">isk, interest </div><div class=\"t s8_444\" id=\"t59_444\" style=\"left:69px;bottom:128px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">rate risk, investment risk and actuarial risks such as longevity risk. </div><div></div><div class=\"t s4_445\" id=\"t6_445\" style=\"left:87px;bottom:1180px;letter-spacing:-0.24px;word-spacing:-0.06px;display:inline;\"></div><div class=\"t s5_445\" id=\"t7_445\" style=\"left:310px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s6_445\" id=\"t8_445\" style=\"left:343px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_445\" id=\"t9_445\" style=\"left:87px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The material holdings of government and corporate bonds shown partially hedge movements in the liab</div><div class=\"t s8_445\" id=\"ta_445\" style=\"left:704px;bottom:1163px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_445\" id=\"tb_445\" style=\"left:710px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_445\" id=\"tc_445\" style=\"left:718px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies result</div><div class=\"t s7_445\" id=\"td_445\" style=\"left:768px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing from </div><div class=\"t s7_445\" id=\"te_445\" style=\"left:87px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">interest rate and in\ufb02at</div><div class=\"t s8_445\" id=\"tf_445\" style=\"left:219px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion changes. Sett</div><div class=\"t s7_445\" id=\"tg_445\" style=\"left:320px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing aside movements from other drivers such as currency \ufb02uctuation, the reduction in </div><div class=\"t s7_445\" id=\"th_445\" style=\"left:87px;bottom:1131px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">discount rates in most countries with material pension liab</div><div class=\"t s8_445\" id=\"ti_445\" style=\"left:429px;bottom:1131px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_445\" id=\"tj_445\" style=\"left:435px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_445\" id=\"tk_445\" style=\"left:443px;bottom:1131px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ies over 2023 has led to h</div><div class=\"t s7_445\" id=\"tl_445\" style=\"left:589px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">igher liab</div><div class=\"t s8_445\" id=\"tm_445\" style=\"left:644px;bottom:1131px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_445\" id=\"tn_445\" style=\"left:650px;bottom:1131px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_445\" id=\"to_445\" style=\"left:657px;bottom:1131px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s7_445\" id=\"tp_445\" style=\"left:694px;bottom:1131px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">is has been partly offset </div><div class=\"t s7_445\" id=\"tq_445\" style=\"left:87px;bottom:1115px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">by increases in the value of bonds held as well as good performance of growth assets such as equit</div><div class=\"t s8_445\" id=\"tr_445\" style=\"left:668px;bottom:1115px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies, lead</div><div class=\"t s7_445\" id=\"ts_445\" style=\"left:716px;bottom:1115px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing to an increase in </div><div class=\"t s7_445\" id=\"tt_445\" style=\"left:87px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the pension de\ufb01c</div><div class=\"t s8_445\" id=\"tu_445\" style=\"left:188px;bottom:1099px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">it reported. These movements are shown as actuar</div><div class=\"t s7_445\" id=\"tv_445\" style=\"left:488px;bottom:1099px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ial gains and losses in the tables below. Contribut</div><div class=\"t s8_445\" id=\"tw_445\" style=\"left:777px;bottom:1099px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_445\" id=\"tx_445\" style=\"left:804px;bottom:1099px;letter-spacing:-0.15px;display:inline;\">into </div><div class=\"t s7_445\" id=\"ty_445\" style=\"left:87px;bottom:1083px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">a number of plans in excess of the amounts required to fund bene\ufb01ts accruing have also partially offset the increase in the net </div><div class=\"t s8_445\" id=\"tz_445\" style=\"left:87px;bottom:1067px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">de\ufb01cit over the year. </div><div class=\"t s7_445\" id=\"t10_445\" style=\"left:87px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The disclosures required under IAS 19 have been calculated by independent qualif</div><div class=\"t s8_445\" id=\"t11_445\" style=\"left:567px;bottom:1043px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ied actuar</div><div class=\"t s7_445\" id=\"t12_445\" style=\"left:628px;bottom:1043px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies based on the most recent full </div><div class=\"t s7_445\" id=\"t13_445\" style=\"left:87px;bottom:1027px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">actuarial valuations updated, where necessary, to 31 December 2023. </div><div class=\"t s9_445\" id=\"t14_445\" style=\"left:87px;bottom:995px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">UK Fund </div><div class=\"t s7_445\" id=\"t15_445\" style=\"left:87px;bottom:977px;letter-spacing:-0.17px;word-spacing:-0.12px;display:inline;\">The Standard Chartered Pension Fund (the \u2018UK Fund\u2019) is the Group\u2019s largest pension plan, representing 53 per cent (31 December </div><div class=\"t s7_445\" id=\"t16_445\" style=\"left:87px;bottom:961px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">2022: 53 per cent) of total pension liab</div><div class=\"t s8_445\" id=\"t17_445\" style=\"left:311px;bottom:961px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_445\" id=\"t18_445\" style=\"left:317px;bottom:961px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_445\" id=\"t19_445\" style=\"left:325px;bottom:961px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies. The UK Fund </div><div class=\"t s7_445\" id=\"t1a_445\" style=\"left:424px;bottom:961px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is set up under a trust that is legally separate from the Bank (its formal </div><div class=\"t s7_445\" id=\"t1b_445\" style=\"left:87px;bottom:945px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">sponsor) and, as required by UK legislat</div><div class=\"t s8_445\" id=\"t1c_445\" style=\"left:319px;bottom:945px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion, at least one th</div><div class=\"t s7_445\" id=\"t1d_445\" style=\"left:428px;bottom:945px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ird of the trustee directors are nominated by members; the remainder </div><div class=\"t s7_445\" id=\"t1e_445\" style=\"left:87px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">are appointed by the Bank. The trustee directors have a \ufb01duc</div><div class=\"t s8_445\" id=\"t1f_445\" style=\"left:447px;bottom:929px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">iary duty to members and are respons</div><div class=\"t s7_445\" id=\"t1g_445\" style=\"left:672px;bottom:929px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ible for governing the UK </div><div class=\"t s7_445\" id=\"t1h_445\" style=\"left:87px;bottom:912px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Fund in accordance with its Trust Deed and Rules. </div><div class=\"t s7_445\" id=\"t1i_445\" style=\"left:87px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The UK Fund was closed to new entrants from 1 July 1998 and closed to the accrual of new bene\ufb01ts from 1 April 2018: all UK </div><div class=\"t s7_445\" id=\"t1j_445\" style=\"left:87px;bottom:872px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">employees are now offered membership of a de\ufb01ned contribut</div><div class=\"t s8_445\" id=\"t1k_445\" style=\"left:458px;bottom:872px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion plan. </div><div class=\"t s8_445\" id=\"t1l_445\" style=\"left:87px;bottom:848px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The \ufb01nancial pos</div><div class=\"t s7_445\" id=\"t1m_445\" style=\"left:188px;bottom:848px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_445\" id=\"t1n_445\" style=\"left:195px;bottom:848px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of the UK Fund </div><div class=\"t s7_445\" id=\"t1o_445\" style=\"left:307px;bottom:848px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is regularly assessed by an independent qualif</div><div class=\"t s8_445\" id=\"t1p_445\" style=\"left:579px;bottom:848px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ied actuary. The fund</div><div class=\"t s7_445\" id=\"t1q_445\" style=\"left:704px;bottom:848px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing valuation as </div><div class=\"t s7_445\" id=\"t1r_445\" style=\"left:87px;bottom:832px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">at 31\u00a0December 2020 was completed in December 2021 by the Scheme Actuary, T Kripps of Will</div><div class=\"t s8_445\" id=\"t1s_445\" style=\"left:646px;bottom:832px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">is Towers Watson, us</div><div class=\"t s7_445\" id=\"t1t_445\" style=\"left:768px;bottom:832px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s7_445\" id=\"t1u_445\" style=\"left:87px;bottom:816px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">assumptions different from those below, and agreed with the UK Fund trustee. It showed that the UK Fund was 92% funded </div><div class=\"t s7_445\" id=\"t1v_445\" style=\"left:87px;bottom:800px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">at that date, revealing a past service de\ufb01c</div><div class=\"t s8_445\" id=\"t1w_445\" style=\"left:335px;bottom:800px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">it of $162 m</div><div class=\"t s7_445\" id=\"t1x_445\" style=\"left:400px;bottom:800px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_445\" id=\"t1y_445\" style=\"left:408px;bottom:800px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ion (\u00a3127 m</div><div class=\"t s7_445\" id=\"t1z_445\" style=\"left:473px;bottom:800px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_445\" id=\"t20_445\" style=\"left:482px;bottom:800px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t s7_445\" id=\"t21_445\" style=\"left:87px;bottom:776px;letter-spacing:-0.25px;word-spacing:-0.01px;display:inline;\">To repair the de\ufb01c</div><div class=\"t s8_445\" id=\"t22_445\" style=\"left:193px;bottom:776px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">it, three annual cash payments each of $42 m</div><div class=\"t s7_445\" id=\"t23_445\" style=\"left:462px;bottom:776px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_445\" id=\"t24_445\" style=\"left:470px;bottom:776px;letter-spacing:-0.3px;word-spacing:0.04px;display:inline;\">ion (\u00a332.9 m</div><div class=\"t s7_445\" id=\"t25_445\" style=\"left:540px;bottom:776px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_445\" id=\"t26_445\" style=\"left:549px;bottom:776px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">ion) were agreed, w</div><div class=\"t s7_445\" id=\"t27_445\" style=\"left:665px;bottom:776px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ith the \ufb01rst of these paid </div><div class=\"t s7_445\" id=\"t28_445\" style=\"left:87px;bottom:760px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in December 2021, and two further instalments to be paid in December 2022 and December 2023. However, the agreement </div><div class=\"t s7_445\" id=\"t29_445\" style=\"left:87px;bottom:744px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">allowed that, if the funding posit</div><div class=\"t s8_445\" id=\"t2a_445\" style=\"left:279px;bottom:744px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_445\" id=\"t2b_445\" style=\"left:300px;bottom:744px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">improves to being at or near a surplus in future years, the payments due in 2022 and 2023 </div><div class=\"t s7_445\" id=\"t2c_445\" style=\"left:87px;bottom:728px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">will be reduced or elim</div><div class=\"t s8_445\" id=\"t2d_445\" style=\"left:218px;bottom:728px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">inated. Based on the fund</div><div class=\"t s7_445\" id=\"t2e_445\" style=\"left:371px;bottom:728px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing posit</div><div class=\"t s8_445\" id=\"t2f_445\" style=\"left:421px;bottom:728px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions at the agreed measurement po</div><div class=\"t s7_445\" id=\"t2g_445\" style=\"left:635px;bottom:728px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">int of mid-year, no payment was </div><div class=\"t s7_445\" id=\"t2h_445\" style=\"left:87px;bottom:712px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">made in December 2022, and a reduced payment of $8m (\u00a36m) was made in December 2023. As part of the 2020 valuation, </div><div class=\"t s7_445\" id=\"t2i_445\" style=\"left:87px;bottom:696px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">in order to provide security for future contribut</div><div class=\"t s8_445\" id=\"t2j_445\" style=\"left:358px;bottom:696px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions an add</div><div class=\"t s7_445\" id=\"t2k_445\" style=\"left:427px;bottom:696px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_445\" id=\"t2l_445\" style=\"left:435px;bottom:696px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ional $64 m</div><div class=\"t s7_445\" id=\"t2m_445\" style=\"left:504px;bottom:696px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_445\" id=\"t2n_445\" style=\"left:512px;bottom:696px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion nom</div><div class=\"t s7_445\" id=\"t2o_445\" style=\"left:560px;bottom:696px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">inal gilts (\u00a350 mill</div><div class=\"t s8_445\" id=\"t2p_445\" style=\"left:662px;bottom:696px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion) were purchased and </div><div class=\"t s7_445\" id=\"t2q_445\" style=\"left:87px;bottom:680px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">transferred into the exist</div><div class=\"t s8_445\" id=\"t2r_445\" style=\"left:231px;bottom:680px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing escrow account of $140 m</div><div class=\"t s7_445\" id=\"t2s_445\" style=\"left:405px;bottom:680px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_445\" id=\"t2t_445\" style=\"left:414px;bottom:680px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion g</div><div class=\"t s7_445\" id=\"t2u_445\" style=\"left:443px;bottom:680px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ilts (\u00a3110 mill</div><div class=\"t s8_445\" id=\"t2v_445\" style=\"left:514px;bottom:680px;letter-spacing:-0.32px;word-spacing:0.05px;display:inline;\">ion), topp</div><div class=\"t s7_445\" id=\"t2w_445\" style=\"left:570px;bottom:680px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing it up to $204 mill</div><div class=\"t s8_445\" id=\"t2x_445\" style=\"left:687px;bottom:680px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion. Under the terms of </div><div class=\"t s7_445\" id=\"t2y_445\" style=\"left:87px;bottom:664px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">the 2020 valuation agreement, the USD8m payment made in December 2023 is deductible from the funds held in escrow. </div><div class=\"t s7_445\" id=\"t2z_445\" style=\"left:87px;bottom:640px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Group has not recognised any addit</div><div class=\"t s8_445\" id=\"t30_445\" style=\"left:325px;bottom:640px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ional l</div><div class=\"t s7_445\" id=\"t31_445\" style=\"left:360px;bottom:640px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_445\" id=\"t32_445\" style=\"left:379px;bottom:640px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_445\" id=\"t33_445\" style=\"left:385px;bottom:640px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity under IFRIC 14, as the Bank has control of any pension surplus under the </div><div class=\"t s7_445\" id=\"t34_445\" style=\"left:87px;bottom:624px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">Trust Deed and Rules. </div><div class=\"t s9_445\" id=\"t35_445\" style=\"left:87px;bottom:592px;letter-spacing:-0.12px;display:inline;\">Virg</div><div class=\"t sa_445\" id=\"t36_445\" style=\"left:113px;bottom:592px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">in Med</div><div class=\"t s9_445\" id=\"t37_445\" style=\"left:154px;bottom:592px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ia vs NTL Pension Trustees II Ltd </div><div class=\"t s7_445\" id=\"t38_445\" style=\"left:87px;bottom:573px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Following the June 2023 ruling in the case of Virg</div><div class=\"t s8_445\" id=\"t39_445\" style=\"left:372px;bottom:573px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in Med</div><div class=\"t s7_445\" id=\"t3a_445\" style=\"left:413px;bottom:573px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ia vs NTL Pension Trustees II Lim</div><div class=\"t s8_445\" id=\"t3b_445\" style=\"left:600px;bottom:573px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ited, the Bank has cons</div><div class=\"t s7_445\" id=\"t3c_445\" style=\"left:735px;bottom:573px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">idered the </div><div class=\"t s7_445\" id=\"t3d_445\" style=\"left:87px;bottom:557px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">potential impact of this ruling on the UK Fund and is of the view that any potential impact is not expected to be material. </div><div class=\"t s9_445\" id=\"t3e_445\" style=\"left:87px;bottom:525px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Overseas plans </div><div class=\"t s7_445\" id=\"t3f_445\" style=\"left:87px;bottom:507px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The princ</div><div class=\"t s8_445\" id=\"t3g_445\" style=\"left:142px;bottom:507px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ipal overseas de\ufb01ned bene\ufb01t arrangements operated by the Group are </div><div class=\"t s7_445\" id=\"t3h_445\" style=\"left:565px;bottom:507px;letter-spacing:-0.22px;word-spacing:-0.04px;display:inline;\">in Hong Kong, India, Jersey, Korea, Taiwan, </div><div class=\"t s7_445\" id=\"t3i_445\" style=\"left:87px;bottom:491px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">United Arab Emirates (UAE) and the United States of America (US). Plans in Hong Kong, India, Korea, Taiwan and UAE remain </div><div class=\"t s7_445\" id=\"t3j_445\" style=\"left:87px;bottom:475px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">open for the accrual of future bene\ufb01ts. </div><div class=\"t s9_445\" id=\"t3k_445\" style=\"left:87px;bottom:443px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Key assumptions </div><div class=\"t s7_445\" id=\"t3l_445\" style=\"left:87px;bottom:425px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The princ</div><div class=\"t s8_445\" id=\"t3m_445\" style=\"left:142px;bottom:425px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ipal \ufb01nancial assumpt</div><div class=\"t s7_445\" id=\"t3n_445\" style=\"left:272px;bottom:425px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions used at 31 December 2023 were: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_445\" id=\"t3o_445\" style=\"left:430px;bottom:406px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sb_445\" id=\"t3p_445\" style=\"left:699px;bottom:406px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_445\" id=\"t3q_445\" style=\"left:342px;bottom:389px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">UK Funded </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s2_445\" id=\"t3s_445\" style=\"left:410px;bottom:389px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Overseas Plans </div><div class=\"t sc_445\" id=\"t3t_445\" style=\"vertical-align: super;left:481px;bottom:395px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s2_445\" id=\"t3v_445\" style=\"left:492px;bottom:389px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Unfunded Plans </div><div class=\"t sc_445\" id=\"t3w_445\" style=\"vertical-align: super;left:567px;bottom:395px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_445\" id=\"t3y_445\" style=\"left:611px;bottom:389px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">UK Funded </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sb_445\" id=\"t40_445\" style=\"left:680px;bottom:389px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Overseas Plans </div><div class=\"t sd_445\" id=\"t41_445\" style=\"vertical-align: super;left:749px;bottom:395px;display:inline;\">1 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t sb_445\" id=\"t43_445\" style=\"left:761px;bottom:389px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Unfunded Plans </div><div class=\"t sd_445\" id=\"t44_445\" style=\"vertical-align: super;left:835px;bottom:395px;display:inline;\">2 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_445\" id=\"t3r_445\" style=\"left:384px;bottom:378px;display:inline;\">% </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_445\" id=\"t3u_445\" style=\"left:471px;bottom:378px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_445\" id=\"t3x_445\" style=\"left:557px;bottom:378px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_445\" id=\"t3z_445\" style=\"left:654px;bottom:378px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_445\" id=\"t42_445\" style=\"left:740px;bottom:378px;display:inline;\">% </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_445\" id=\"t45_445\" style=\"left:827px;bottom:378px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_445\" id=\"t46_445\" style=\"left:87px;bottom:358px;word-spacing:-0.14px;display:inline;\">Discount rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t47_445\" style=\"left:376px;bottom:358px;letter-spacing:0.1px;display:inline;\">4.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t48_445\" style=\"left:437px;bottom:358px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">1.2 \u2013 4.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t49_445\" style=\"left:526px;bottom:358px;letter-spacing:-0.33px;word-spacing:0.17px;display:inline;\">3.1 \u2013 7.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4a_445\" style=\"left:646px;bottom:358px;letter-spacing:0.07px;display:inline;\">4.8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4b_445\" style=\"left:709px;bottom:358px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">1.2 \u2013 5.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4c_445\" style=\"left:795px;bottom:358px;letter-spacing:-0.27px;word-spacing:0.1px;display:inline;\">3.7 \u2013 7.6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_445\" id=\"t4d_445\" style=\"left:87px;bottom:339px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Price in\ufb02at</div><div class=\"t sg_445\" id=\"t4e_445\" style=\"left:145px;bottom:339px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4f_445\" style=\"left:377px;bottom:339px;letter-spacing:0.35px;display:inline;\">2.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4g_445\" style=\"left:435px;bottom:339px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">2.0 \u2013 2.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4h_445\" style=\"left:520px;bottom:339px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">2.0 \u2013 5.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4i_445\" style=\"left:647px;bottom:339px;letter-spacing:0.09px;display:inline;\">2.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4j_445\" style=\"left:711px;bottom:339px;letter-spacing:-0.16px;word-spacing:-0.01px;display:inline;\">1.0 \u2013 3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4k_445\" style=\"left:791px;bottom:339px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">2.0 \u2013 4.0 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_445\" id=\"t4l_445\" style=\"left:87px;bottom:320px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Salary increases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4m_445\" style=\"left:373px;bottom:320px;letter-spacing:-0.61px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4n_445\" style=\"left:435px;bottom:320px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">3.5 \u2013 4.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4o_445\" style=\"left:520px;bottom:320px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">4.0 \u2013 8.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4p_445\" style=\"left:643px;bottom:320px;letter-spacing:-0.59px;display:inline;\">n/a </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4q_445\" style=\"left:706px;bottom:320px;letter-spacing:0.03px;word-spacing:-0.19px;display:inline;\">3.5 \u2013 4.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4r_445\" style=\"left:793px;bottom:320px;letter-spacing:-0.31px;word-spacing:0.15px;display:inline;\">4.0 \u2013 7.8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_445\" id=\"t4s_445\" style=\"left:87px;bottom:301px;word-spacing:-0.14px;display:inline;\">Pension increases </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4t_445\" style=\"left:377px;bottom:301px;letter-spacing:0.41px;display:inline;\">2.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4u_445\" style=\"left:464px;bottom:301px;letter-spacing:-0.03px;display:inline;\">2.9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t4v_445\" style=\"left:520px;bottom:301px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">0.0 \u2013 2.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4w_445\" style=\"left:646px;bottom:301px;letter-spacing:0.02px;display:inline;\">2.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4x_445\" style=\"left:737px;bottom:301px;letter-spacing:-0.24px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t4y_445\" style=\"left:791px;bottom:301px;letter-spacing:-0.12px;word-spacing:-0.04px;display:inline;\">0.0 \u2013 2.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_445\" id=\"t4z_445\" style=\"left:87px;bottom:282px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Post-retirement medical rate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t50_445\" style=\"left:504px;bottom:282px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">8% in 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t55_445\" style=\"left:776px;bottom:282px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">7% in 2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t51_445\" style=\"left:500px;bottom:267px;word-spacing:-0.15px;display:inline;\">reducing by </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t56_445\" style=\"left:770px;bottom:267px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">reducing by </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t52_445\" style=\"left:515px;bottom:253px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">0.5% per </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t57_445\" style=\"left:787px;bottom:253px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">0.5% per </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t53_445\" style=\"left:512px;bottom:238px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">annum to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t58_445\" style=\"left:781px;bottom:238px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">annum to </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_445\" id=\"t54_445\" style=\"left:504px;bottom:224px;letter-spacing:-0.07px;word-spacing:-0.06px;display:inline;\">5% in 2029 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_445\" id=\"t59_445\" style=\"left:776px;bottom:224px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">5% in 2026 </div></td></tr></table><div class=\"t sb_445\" id=\"t5a_445\" style=\"left:87px;bottom:200px;display:inline;\">1 </div><div class=\"t sb_445\" id=\"t5b_445\" style=\"left:100px;bottom:200px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">The range of assumptions shown is for the funded de\ufb01ned bene\ufb01t overseas plans in Hong Kong, Jersey, Korea, Taiwan, and the US. These comprise around </div><div class=\"t sb_445\" id=\"t5c_445\" style=\"left:100px;bottom:188px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">75 per cent of the total liab</div><div class=\"t sh_445\" id=\"t5d_445\" style=\"left:222px;bottom:188px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sb_445\" id=\"t5e_445\" style=\"left:227px;bottom:188px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sh_445\" id=\"t5f_445\" style=\"left:233px;bottom:188px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">ies of overseas funded plans. </div><div class=\"t sb_445\" id=\"t5g_445\" style=\"left:87px;bottom:171px;display:inline;\">2 </div><div class=\"t sb_445\" id=\"t5h_445\" style=\"left:100px;bottom:171px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">The range of assumptions shown is for the main unfunded de\ufb01ned bene\ufb01t plans in India, Korea, Thailand, UAE, UK and the US. They comprise around 95 per cent </div><div class=\"t sb_445\" id=\"t5i_445\" style=\"left:100px;bottom:160px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">of the total liab</div><div class=\"t sh_445\" id=\"t5j_445\" style=\"left:170px;bottom:160px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t sb_445\" id=\"t5k_445\" style=\"left:175px;bottom:160px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sh_445\" id=\"t5l_445\" style=\"left:181px;bottom:160px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ies of unfunded plans </div><div class=\"t s7_445\" id=\"t5m_445\" style=\"left:87px;bottom:137px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">The princ</div><div class=\"t s8_445\" id=\"t5n_445\" style=\"left:142px;bottom:137px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ipal non-\ufb01nancial assumpt</div><div class=\"t s7_445\" id=\"t5o_445\" style=\"left:300px;bottom:137px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions are those made for UK life expectancy. The UK mortality tables are S3PMA for males </div><div class=\"t s7_445\" id=\"t5p_445\" style=\"left:87px;bottom:121px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and S3PFA for females, projected by year of birth with the CMI 2019 improvement model with a 1.25% annual trend and in</div><div class=\"t s8_445\" id=\"t5q_445\" style=\"left:798px;bottom:121px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_445\" id=\"t5r_445\" style=\"left:805px;bottom:121px;letter-spacing:-0.18px;display:inline;\">ial </div><div class=\"t s7_445\" id=\"t5s_445\" style=\"left:87px;bottom:104px;letter-spacing:-0.15px;display:inline;\">addit</div><div class=\"t s8_445\" id=\"t5t_445\" style=\"left:119px;bottom:104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion parameter of 0.25%. Scal</div><div class=\"t s7_445\" id=\"t5u_445\" style=\"left:288px;bottom:104px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing factors of 92% for male pensioners, 92% for female pensioners, 92% for male dependants </div><div class=\"t s7_445\" id=\"t5v_445\" style=\"left:87px;bottom:88px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and 82% for female dependants have been applied. </div><div></div><div class=\"t s5_446\" id=\"t7_446\" style=\"left:69px;bottom:1180px;letter-spacing:-0.24px;word-spacing:-0.06px;display:inline;\"></div><div class=\"t s6_446\" id=\"t8_446\" style=\"left:292px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s7_446\" id=\"t9_446\" style=\"left:326px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_446\" id=\"ta_446\" style=\"left:69px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The resulting assumptions for life expectancy for the UK Fund are that a male member currently aged 60 will live for 27 years </div><div class=\"t s8_446\" id=\"tb_446\" style=\"left:69px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">(2022: 27 years) and a female member for 30 years (2022: 30 years) and a male member currently aged 40 will live for 29 years </div><div class=\"t s8_446\" id=\"tc_446\" style=\"left:69px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">(2022: 29 years) and a female member for 32 years (2022: 32 years) after their 60th birthdays. </div><div class=\"t s9_446\" id=\"td_446\" style=\"left:69px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Both \ufb01nancial and non-\ufb01nancial assumpt</div><div class=\"t s8_446\" id=\"te_446\" style=\"left:314px;bottom:1107px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ions can be expected to change in the future, which would affect the value placed </div><div class=\"t s8_446\" id=\"tf_446\" style=\"left:69px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">on the liab</div><div class=\"t s9_446\" id=\"tg_446\" style=\"left:132px;bottom:1091px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_446\" id=\"th_446\" style=\"left:138px;bottom:1091px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_446\" id=\"ti_446\" style=\"left:145px;bottom:1091px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies. For example, changes at the report</div><div class=\"t s8_446\" id=\"tj_446\" style=\"left:374px;bottom:1091px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing date to one of the relevant actuarial assumptions, holding other </div><div class=\"t s8_446\" id=\"tk_446\" style=\"left:69px;bottom:1075px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">assumptions constant, would have affected the de\ufb01ned bene\ufb01t obligat</div><div class=\"t s9_446\" id=\"tl_446\" style=\"left:491px;bottom:1075px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion by the amounts shown below: </div><div class=\"t s9_446\" id=\"tm_446\" style=\"left:69px;bottom:1051px;display:inline;\">\u2022 </div><div class=\"t s8_446\" id=\"tn_446\" style=\"left:82px;bottom:1051px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">If the discount rate increased by 25 basis points the liab</div><div class=\"t s9_446\" id=\"to_446\" style=\"left:408px;bottom:1051px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_446\" id=\"tp_446\" style=\"left:413px;bottom:1051px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity would reduce by approximately $35 mill</div><div class=\"t s9_446\" id=\"tq_446\" style=\"left:665px;bottom:1051px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion for the UK Fund </div><div class=\"t s8_446\" id=\"tr_446\" style=\"left:82px;bottom:1035px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">|(2022: $30 mill</div><div class=\"t s9_446\" id=\"ts_446\" style=\"left:169px;bottom:1035px;letter-spacing:-0.3px;word-spacing:0.03px;display:inline;\">ion) and $20 m</div><div class=\"t s8_446\" id=\"tt_446\" style=\"left:257px;bottom:1035px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"tu_446\" style=\"left:266px;bottom:1035px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion for the other plans (2022: $15 m</div><div class=\"t s8_446\" id=\"tv_446\" style=\"left:470px;bottom:1035px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"tw_446\" style=\"left:479px;bottom:1035px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s9_446\" id=\"tx_446\" style=\"left:69px;bottom:1011px;display:inline;\">\u2022 </div><div class=\"t s8_446\" id=\"ty_446\" style=\"left:82px;bottom:1011px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">If the rate of in\ufb02at</div><div class=\"t s9_446\" id=\"tz_446\" style=\"left:188px;bottom:1011px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_446\" id=\"t10_446\" style=\"left:209px;bottom:1011px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">increased by 25 basis points the liab</div><div class=\"t s9_446\" id=\"t11_446\" style=\"left:421px;bottom:1011px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_446\" id=\"t12_446\" style=\"left:426px;bottom:1011px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity, allowing for the consequent impact on pension and salary </div><div class=\"t s8_446\" id=\"t13_446\" style=\"left:82px;bottom:995px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">increases, would increase by approximately $20 mill</div><div class=\"t s9_446\" id=\"t14_446\" style=\"left:387px;bottom:995px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion for the UK Fund (2022: $20 m</div><div class=\"t s8_446\" id=\"t15_446\" style=\"left:578px;bottom:995px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"t16_446\" style=\"left:586px;bottom:995px;letter-spacing:-0.26px;display:inline;\">ion) and $15 m</div><div class=\"t s8_446\" id=\"t17_446\" style=\"left:671px;bottom:995px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"t18_446\" style=\"left:680px;bottom:995px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion for the other plans </div><div class=\"t s8_446\" id=\"t19_446\" style=\"left:82px;bottom:979px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">(2022: $15 mill</div><div class=\"t s9_446\" id=\"t1a_446\" style=\"left:163px;bottom:979px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s9_446\" id=\"t1b_446\" style=\"left:69px;bottom:955px;display:inline;\">\u2022 </div><div class=\"t s8_446\" id=\"t1c_446\" style=\"left:82px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">If the rate of salary growth relative to in\ufb02at</div><div class=\"t s9_446\" id=\"t1d_446\" style=\"left:334px;bottom:955px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_446\" id=\"t1e_446\" style=\"left:355px;bottom:955px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">increased by 25 basis points the liab</div><div class=\"t s9_446\" id=\"t1f_446\" style=\"left:567px;bottom:955px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_446\" id=\"t1g_446\" style=\"left:573px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ity would increase by nil for the UK Fund </div><div class=\"t s8_446\" id=\"t1h_446\" style=\"left:82px;bottom:939px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">(2022: nil) and approximately $10 mill</div><div class=\"t s9_446\" id=\"t1i_446\" style=\"left:302px;bottom:939px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion for the other plans (2022: $10 m</div><div class=\"t s8_446\" id=\"t1j_446\" style=\"left:508px;bottom:939px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"t1k_446\" style=\"left:516px;bottom:939px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s9_446\" id=\"t1l_446\" style=\"left:69px;bottom:915px;display:inline;\">\u2022 </div><div class=\"t s8_446\" id=\"t1m_446\" style=\"left:82px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">If longevity expectations increased by one year the liab</div><div class=\"t s9_446\" id=\"t1n_446\" style=\"left:407px;bottom:915px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_446\" id=\"t1o_446\" style=\"left:413px;bottom:915px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity would increase by approximately $35 mill</div><div class=\"t s9_446\" id=\"t1p_446\" style=\"left:673px;bottom:915px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion for the UK Fund </div><div class=\"t s8_446\" id=\"t1q_446\" style=\"left:82px;bottom:899px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">(2022: $35 mill</div><div class=\"t s9_446\" id=\"t1r_446\" style=\"left:165px;bottom:899px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ion) and $10 m</div><div class=\"t s8_446\" id=\"t1s_446\" style=\"left:251px;bottom:899px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"t1t_446\" style=\"left:260px;bottom:899px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion for the other plans (2022: $10 m</div><div class=\"t s8_446\" id=\"t1u_446\" style=\"left:466px;bottom:899px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_446\" id=\"t1v_446\" style=\"left:474px;bottom:899px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s8_446\" id=\"t1w_446\" style=\"left:69px;bottom:875px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Although this analysis does not take account of the full distr</div><div class=\"t s9_446\" id=\"t1x_446\" style=\"left:420px;bottom:875px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s8_446\" id=\"t1y_446\" style=\"left:444px;bottom:875px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of cash \ufb02ows expected, it does provide an approximat</div><div class=\"t s9_446\" id=\"t1z_446\" style=\"left:784px;bottom:875px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t s8_446\" id=\"t20_446\" style=\"left:69px;bottom:859px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">the sensit</div><div class=\"t s9_446\" id=\"t21_446\" style=\"left:126px;bottom:859px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_446\" id=\"t22_446\" style=\"left:135px;bottom:859px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity to the main assumptions. While changes in other assumptions would also have an impact, the effect would not </div><div class=\"t s8_446\" id=\"t23_446\" style=\"left:69px;bottom:842px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">be as sign</div><div class=\"t s9_446\" id=\"t24_446\" style=\"left:128px;bottom:842px;letter-spacing:-0.17px;display:inline;\">i\ufb01cant. </div><div class=\"t sa_446\" id=\"t25_446\" style=\"left:69px;bottom:810px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Pro\ufb01le of plan obligat</div><div class=\"t sb_446\" id=\"t26_446\" style=\"left:201px;bottom:810px;letter-spacing:-0.08px;display:inline;\">ions </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_446\" id=\"t27_446\" style=\"left:618px;bottom:792px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t28_446\" style=\"left:771px;bottom:787px;letter-spacing:-0.01px;display:inline;\">Unfunded </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t2a_446\" style=\"left:606px;bottom:776px;letter-spacing:-0.11px;word-spacing:-0.13px;display:inline;\">UK Fund </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t2b_446\" style=\"left:687px;bottom:776px;letter-spacing:-0.02px;display:inline;\">Overseas </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t29_446\" style=\"left:793px;bottom:776px;letter-spacing:-0.01px;display:inline;\">plans </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t2c_446\" style=\"left:69px;bottom:756px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Duration of the de\ufb01ned bene\ufb01t obligat</div><div class=\"t s4_446\" id=\"t2d_446\" style=\"left:286px;bottom:756px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">ion (</div><div class=\"t sd_446\" id=\"t2e_446\" style=\"left:310px;bottom:756px;letter-spacing:-0.14px;word-spacing:-0.01px;display:inline;\">in years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2f_446\" style=\"left:636px;bottom:756px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2g_446\" style=\"left:724px;bottom:756px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2h_446\" style=\"left:811px;bottom:756px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t2i_446\" style=\"left:69px;bottom:738px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Duration of the de\ufb01ned bene\ufb01t obligat</div><div class=\"t s4_446\" id=\"t2j_446\" style=\"left:286px;bottom:738px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ion \u2013 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2k_446\" style=\"left:636px;bottom:738px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2l_446\" style=\"left:725px;bottom:738px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2m_446\" style=\"left:811px;bottom:738px;display:inline;\">9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t2n_446\" style=\"left:69px;bottom:720px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Bene\ufb01ts expected to be paid from plans </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t2o_446\" style=\"left:69px;bottom:702px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Bene\ufb01ts expected to be paid during 2024 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2p_446\" style=\"left:630px;bottom:702px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2q_446\" style=\"left:718px;bottom:702px;letter-spacing:0.17px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2r_446\" style=\"left:806px;bottom:702px;display:inline;\">19 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t2s_446\" style=\"left:69px;bottom:684px;word-spacing:-0.13px;display:inline;\">Bene\ufb01ts expected to be paid during 2025 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2t_446\" style=\"left:631px;bottom:684px;letter-spacing:-0.13px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2u_446\" style=\"left:711px;bottom:684px;letter-spacing:0.13px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2v_446\" style=\"left:807px;bottom:684px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t2w_446\" style=\"left:69px;bottom:666px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Bene\ufb01ts expected to be paid during 2026 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2x_446\" style=\"left:630px;bottom:666px;letter-spacing:0.24px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2y_446\" style=\"left:718px;bottom:666px;letter-spacing:-0.85px;display:inline;\">74 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t2z_446\" style=\"left:807px;bottom:666px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t30_446\" style=\"left:69px;bottom:647px;word-spacing:-0.13px;display:inline;\">Bene\ufb01ts expected to be paid during 2027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t31_446\" style=\"left:631px;bottom:647px;letter-spacing:0.15px;display:inline;\">86 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t32_446\" style=\"left:718px;bottom:647px;letter-spacing:0.14px;display:inline;\">83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t33_446\" style=\"left:807px;bottom:647px;letter-spacing:-0.1px;display:inline;\">17 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t34_446\" style=\"left:69px;bottom:629px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Bene\ufb01ts expected to be paid during 2028 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t35_446\" style=\"left:631px;bottom:629px;letter-spacing:-0.05px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t36_446\" style=\"left:720px;bottom:629px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t37_446\" style=\"left:806px;bottom:629px;letter-spacing:0.11px;display:inline;\">18 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t38_446\" style=\"left:69px;bottom:611px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Bene\ufb01ts expected to be paid during 2029 to 2033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t39_446\" style=\"left:624px;bottom:611px;letter-spacing:-0.27px;display:inline;\">478 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t3a_446\" style=\"left:708px;bottom:611px;letter-spacing:0.34px;display:inline;\">444 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t3b_446\" style=\"left:804px;bottom:611px;letter-spacing:-0.13px;display:inline;\">82 </div></td></tr></table><div class=\"t sa_446\" id=\"t3c_446\" style=\"left:69px;bottom:574px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Fund values </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_446\" id=\"t3d_446\" style=\"left:405px;bottom:555px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">UK Fund </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sc_446\" id=\"t3e_446\" style=\"left:657px;bottom:555px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Overseas plans </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3f_446\" style=\"left:309px;bottom:539px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">Quoted assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3i_446\" style=\"left:384px;bottom:539px;word-spacing:-0.23px;display:inline;\">Unquoted assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3l_446\" style=\"left:494px;bottom:539px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3o_446\" style=\"left:577px;bottom:539px;letter-spacing:0.01px;word-spacing:-0.24px;display:inline;\">Quoted assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3r_446\" style=\"left:652px;bottom:539px;word-spacing:-0.23px;display:inline;\">Unquoted assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3u_446\" style=\"left:762px;bottom:539px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Total assets </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3g_446\" style=\"left:339px;bottom:527px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_446\" id=\"t3h_446\" style=\"left:362px;bottom:527px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3j_446\" style=\"left:426px;bottom:527px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_446\" id=\"t3k_446\" style=\"left:449px;bottom:527px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3m_446\" style=\"left:512px;bottom:527px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_446\" id=\"t3n_446\" style=\"left:535px;bottom:527px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3p_446\" style=\"left:608px;bottom:527px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_446\" id=\"t3q_446\" style=\"left:631px;bottom:527px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3s_446\" style=\"left:694px;bottom:527px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_446\" id=\"t3t_446\" style=\"left:717px;bottom:527px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_446\" id=\"t3v_446\" style=\"left:781px;bottom:527px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_446\" id=\"t3w_446\" style=\"left:804px;bottom:527px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t3x_446\" style=\"left:69px;bottom:508px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">At 31 December 2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t3y_446\" style=\"left:69px;bottom:490px;letter-spacing:-0.05px;display:inline;\">Equit</div><div class=\"t s4_446\" id=\"t3z_446\" style=\"left:98px;bottom:490px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t40_446\" style=\"left:370px;bottom:490px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t41_446\" style=\"left:457px;bottom:490px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t42_446\" style=\"left:543px;bottom:490px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t43_446\" style=\"left:625px;bottom:490px;letter-spacing:0.32px;display:inline;\">223 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t44_446\" style=\"left:726px;bottom:490px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t45_446\" style=\"left:798px;bottom:490px;letter-spacing:0.32px;display:inline;\">223 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t46_446\" style=\"left:69px;bottom:472px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Government bonds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t47_446\" style=\"left:356px;bottom:472px;letter-spacing:-0.07px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t48_446\" style=\"left:457px;bottom:472px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t49_446\" style=\"left:529px;bottom:472px;letter-spacing:-0.07px;display:inline;\">206 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4a_446\" style=\"left:626px;bottom:472px;letter-spacing:0.01px;display:inline;\">160 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4b_446\" style=\"left:726px;bottom:472px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4c_446\" style=\"left:800px;bottom:472px;letter-spacing:0.01px;display:inline;\">160 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t4d_446\" style=\"left:69px;bottom:454px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Corporate bonds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4e_446\" style=\"left:355px;bottom:454px;letter-spacing:0.08px;display:inline;\">309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4f_446\" style=\"left:450px;bottom:454px;letter-spacing:-0.16px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4g_446\" style=\"left:532px;bottom:454px;letter-spacing:0.06px;display:inline;\">391 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4h_446\" style=\"left:630px;bottom:454px;letter-spacing:-0.08px;display:inline;\">116 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4i_446\" style=\"left:726px;bottom:454px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4j_446\" style=\"left:803px;bottom:454px;letter-spacing:-0.08px;display:inline;\">116 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t4k_446\" style=\"left:69px;bottom:435px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Hedge funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4l_446\" style=\"left:371px;bottom:435px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4m_446\" style=\"left:452px;bottom:435px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4n_446\" style=\"left:539px;bottom:435px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4o_446\" style=\"left:639px;bottom:435px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4p_446\" style=\"left:726px;bottom:435px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4q_446\" style=\"left:812px;bottom:435px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t4r_446\" style=\"left:69px;bottom:417px;letter-spacing:0.04px;display:inline;\">Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4s_446\" style=\"left:371px;bottom:417px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4t_446\" style=\"left:446px;bottom:417px;letter-spacing:0.15px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4u_446\" style=\"left:533px;bottom:417px;letter-spacing:0.15px;display:inline;\">177 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4v_446\" style=\"left:639px;bottom:417px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4w_446\" style=\"left:726px;bottom:417px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4x_446\" style=\"left:812px;bottom:417px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t4y_446\" style=\"left:69px;bottom:399px;letter-spacing:0.09px;display:inline;\">Property </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t4z_446\" style=\"left:371px;bottom:399px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t50_446\" style=\"left:446px;bottom:399px;letter-spacing:-0.08px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t51_446\" style=\"left:533px;bottom:399px;letter-spacing:-0.08px;display:inline;\">126 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t52_446\" style=\"left:639px;bottom:399px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t53_446\" style=\"left:726px;bottom:399px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t54_446\" style=\"left:812px;bottom:399px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t55_446\" style=\"left:69px;bottom:381px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_446\" id=\"t56_446\" style=\"left:111px;bottom:381px;letter-spacing:-0.03px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t57_446\" style=\"left:370px;bottom:381px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t58_446\" style=\"left:457px;bottom:381px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t59_446\" style=\"left:543px;bottom:381px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5a_446\" style=\"left:639px;bottom:381px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5b_446\" style=\"left:726px;bottom:381px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5c_446\" style=\"left:812px;bottom:381px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t5d_446\" style=\"left:69px;bottom:363px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cash and equivalents </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5e_446\" style=\"left:357px;bottom:363px;letter-spacing:0.1px;display:inline;\">257 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5f_446\" style=\"left:457px;bottom:363px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5g_446\" style=\"left:530px;bottom:363px;letter-spacing:0.1px;display:inline;\">257 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5h_446\" style=\"left:632px;bottom:363px;letter-spacing:0.03px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5i_446\" style=\"left:714px;bottom:363px;letter-spacing:0.19px;display:inline;\">221 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5j_446\" style=\"left:798px;bottom:363px;letter-spacing:0.12px;display:inline;\">256 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t5k_446\" style=\"left:69px;bottom:345px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5l_446\" style=\"left:370px;bottom:345px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5m_446\" style=\"left:456px;bottom:345px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5n_446\" style=\"left:542px;bottom:345px;letter-spacing:-0.12px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5o_446\" style=\"left:639px;bottom:345px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5p_446\" style=\"left:718px;bottom:345px;letter-spacing:0.12px;display:inline;\">63 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5q_446\" style=\"left:805px;bottom:345px;letter-spacing:0.12px;display:inline;\">63 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s2_446\" id=\"t5r_446\" style=\"left:69px;bottom:326px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total fair value of assets </div><div class=\"t sf_446\" id=\"t5s_446\" style=\"vertical-align: super;left:208px;bottom:333px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5t_446\" style=\"left:357px;bottom:326px;letter-spacing:-0.06px;display:inline;\">783 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5u_446\" style=\"left:442px;bottom:326px;letter-spacing:-0.01px;display:inline;\">403 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5v_446\" style=\"left:526px;bottom:326px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5w_446\" style=\"left:625px;bottom:326px;letter-spacing:0.17px;display:inline;\">534 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5x_446\" style=\"left:711px;bottom:326px;letter-spacing:0.11px;display:inline;\">284 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_446\" id=\"t5y_446\" style=\"left:800px;bottom:326px;letter-spacing:0.03px;display:inline;\">818 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_446\" id=\"t5z_446\" style=\"left:69px;bottom:308px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">At 31 December 2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t60_446\" style=\"left:69px;bottom:290px;letter-spacing:-0.05px;display:inline;\">Equit</div><div class=\"t s4_446\" id=\"t61_446\" style=\"left:98px;bottom:290px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t62_446\" style=\"left:370px;bottom:290px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t63_446\" style=\"left:457px;bottom:290px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t64_446\" style=\"left:543px;bottom:290px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t65_446\" style=\"left:625px;bottom:290px;letter-spacing:0.03px;display:inline;\">160 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t66_446\" style=\"left:726px;bottom:290px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t67_446\" style=\"left:798px;bottom:290px;display:inline;\">160 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t68_446\" style=\"left:69px;bottom:272px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Government bonds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t69_446\" style=\"left:354px;bottom:272px;letter-spacing:0.28px;display:inline;\">443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6a_446\" style=\"left:457px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6b_446\" style=\"left:527px;bottom:272px;letter-spacing:0.28px;display:inline;\">443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6c_446\" style=\"left:627px;bottom:272px;letter-spacing:-0.03px;display:inline;\">173 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6d_446\" style=\"left:726px;bottom:272px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6e_446\" style=\"left:800px;bottom:272px;letter-spacing:-0.06px;display:inline;\">173 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t6f_446\" style=\"left:69px;bottom:254px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Corporate bonds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6g_446\" style=\"left:355px;bottom:254px;letter-spacing:0.11px;display:inline;\">360 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6h_446\" style=\"left:447px;bottom:254px;letter-spacing:0.04px;display:inline;\">113 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6i_446\" style=\"left:529px;bottom:254px;letter-spacing:-0.12px;display:inline;\">473 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6j_446\" style=\"left:627px;bottom:254px;letter-spacing:-0.11px;display:inline;\">179 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6k_446\" style=\"left:726px;bottom:254px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6l_446\" style=\"left:800px;bottom:254px;letter-spacing:-0.11px;display:inline;\">179 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t6m_446\" style=\"left:69px;bottom:236px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Hedge funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6n_446\" style=\"left:371px;bottom:236px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6o_446\" style=\"left:456px;bottom:236px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6p_446\" style=\"left:543px;bottom:236px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6q_446\" style=\"left:639px;bottom:236px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6r_446\" style=\"left:726px;bottom:236px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6s_446\" style=\"left:812px;bottom:236px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t6t_446\" style=\"left:69px;bottom:217px;letter-spacing:0.04px;display:inline;\">Infrastructure </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6u_446\" style=\"left:371px;bottom:217px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6v_446\" style=\"left:444px;bottom:217px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6w_446\" style=\"left:531px;bottom:217px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6x_446\" style=\"left:639px;bottom:217px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6y_446\" style=\"left:726px;bottom:217px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t6z_446\" style=\"left:812px;bottom:217px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t70_446\" style=\"left:69px;bottom:199px;letter-spacing:0.09px;display:inline;\">Property </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t71_446\" style=\"left:371px;bottom:199px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t72_446\" style=\"left:448px;bottom:199px;letter-spacing:0.24px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t73_446\" style=\"left:535px;bottom:199px;letter-spacing:0.24px;display:inline;\">84 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t74_446\" style=\"left:639px;bottom:199px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t75_446\" style=\"left:726px;bottom:199px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t76_446\" style=\"left:812px;bottom:199px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t77_446\" style=\"left:69px;bottom:181px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_446\" id=\"t78_446\" style=\"left:111px;bottom:181px;letter-spacing:-0.03px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t79_446\" style=\"left:370px;bottom:181px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7a_446\" style=\"left:457px;bottom:181px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7b_446\" style=\"left:543px;bottom:181px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7c_446\" style=\"left:639px;bottom:181px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7d_446\" style=\"left:726px;bottom:181px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7e_446\" style=\"left:812px;bottom:181px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_446\" id=\"t7f_446\" style=\"left:69px;bottom:163px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cash and equivalents </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7g_446\" style=\"left:362px;bottom:163px;letter-spacing:0.18px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7h_446\" style=\"left:457px;bottom:163px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7i_446\" style=\"left:535px;bottom:163px;letter-spacing:0.18px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7j_446\" style=\"left:632px;bottom:163px;letter-spacing:-0.06px;display:inline;\">37 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7k_446\" style=\"left:712px;bottom:163px;letter-spacing:0.08px;display:inline;\">166 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7l_446\" style=\"left:797px;bottom:163px;letter-spacing:0.06px;display:inline;\">203 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_446\" id=\"t7m_446\" style=\"left:69px;bottom:145px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7n_446\" style=\"left:370px;bottom:145px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7o_446\" style=\"left:456px;bottom:145px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7p_446\" style=\"left:543px;bottom:145px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7q_446\" style=\"left:639px;bottom:145px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7r_446\" style=\"left:713px;bottom:145px;letter-spacing:0.03px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7s_446\" style=\"left:799px;bottom:145px;display:inline;\">145 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s2_446\" id=\"t7t_446\" style=\"left:69px;bottom:127px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total fair value of assets </div><div class=\"t sf_446\" id=\"t7u_446\" style=\"vertical-align: super;left:208px;bottom:133px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7v_446\" style=\"left:354px;bottom:127px;letter-spacing:0.14px;display:inline;\">880 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7w_446\" style=\"left:443px;bottom:127px;letter-spacing:-0.09px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7x_446\" style=\"left:521px;bottom:127px;letter-spacing:0.08px;display:inline;\">1,259 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7y_446\" style=\"left:624px;bottom:127px;letter-spacing:-0.02px;display:inline;\">549 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t7z_446\" style=\"left:716px;bottom:127px;letter-spacing:-0.05px;display:inline;\">311 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_446\" id=\"t80_446\" style=\"left:796px;bottom:127px;letter-spacing:0.11px;display:inline;\">860 </div></td></tr></table><div class=\"t sg_446\" id=\"t81_446\" style=\"left:69px;bottom:103px;display:inline;\">1 </div><div class=\"t sh_446\" id=\"t82_446\" style=\"left:82px;bottom:103px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Self-investment is monitored closely and is less than $1 mill</div><div class=\"t sg_446\" id=\"t83_446\" style=\"left:347px;bottom:103px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion of Standard Chartered equ</div><div class=\"t sh_446\" id=\"t84_446\" style=\"left:488px;bottom:103px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sg_446\" id=\"t85_446\" style=\"left:494px;bottom:103px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ies and bonds for 2023 (31 December 2022: &lt;$1 m</div><div class=\"t sh_446\" id=\"t86_446\" style=\"left:716px;bottom:103px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t sg_446\" id=\"t87_446\" style=\"left:723px;bottom:103px;letter-spacing:-0.23px;display:inline;\">ion). Self-</div><div class=\"t sh_446\" id=\"t88_446\" style=\"left:764px;bottom:103px;letter-spacing:-0.06px;display:inline;\">investment </div><div class=\"t sh_446\" id=\"t89_446\" style=\"left:82px;bottom:92px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">is only allowed where it is not practical to exclude it \u2013 for example through investment in index-tracking funds where the Group is a constituent of the relevant </div><div class=\"t sh_446\" id=\"t8a_446\" style=\"left:82px;bottom:80px;letter-spacing:-0.04px;display:inline;\">index </div><div></div><div class=\"t s4_447\" id=\"t6_447\" style=\"left:87px;bottom:1180px;letter-spacing:-0.24px;word-spacing:-0.06px;display:inline;\"></div><div class=\"t s5_447\" id=\"t7_447\" style=\"left:310px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s6_447\" id=\"t8_447\" style=\"left:343px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_447\" id=\"t9_447\" style=\"left:393px;bottom:1162px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">At 31 December 2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s7_447\" id=\"ta_447\" style=\"left:662px;bottom:1162px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">At 31 December 2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_447\" id=\"tb_447\" style=\"left:367px;bottom:1145px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_447\" id=\"tf_447\" style=\"left:636px;bottom:1145px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"tj_447\" style=\"left:354px;bottom:1129px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">UK Fund </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"tm_447\" style=\"left:409px;bottom:1129px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Overseas Plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"tc_447\" style=\"left:492px;bottom:1129px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Unfunded Plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"tp_447\" style=\"left:624px;bottom:1129px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">UK Fund </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"ts_447\" style=\"left:679px;bottom:1129px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Overseas Plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"tg_447\" style=\"left:762px;bottom:1129px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">Unfunded Plans </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"tk_447\" style=\"left:357px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_447\" id=\"tl_447\" style=\"left:379px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"tn_447\" style=\"left:443px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_447\" id=\"to_447\" style=\"left:466px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"td_447\" style=\"left:530px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_447\" id=\"te_447\" style=\"left:553px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"tq_447\" style=\"left:627px;bottom:1117px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"tr_447\" style=\"left:648px;bottom:1117px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"tt_447\" style=\"left:714px;bottom:1117px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"tu_447\" style=\"left:735px;bottom:1117px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"th_447\" style=\"left:800px;bottom:1117px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"ti_447\" style=\"left:822px;bottom:1117px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"tv_447\" style=\"left:87px;bottom:1097px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total fair value of assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"tw_447\" style=\"left:365px;bottom:1097px;letter-spacing:0.1px;display:inline;\">1,259 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"tx_447\" style=\"left:458px;bottom:1097px;letter-spacing:0.11px;display:inline;\">860 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"ty_447\" style=\"left:543px;bottom:1097px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"tz_447\" style=\"left:638px;bottom:1097px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t10_447\" style=\"left:731px;bottom:1097px;letter-spacing:0.03px;display:inline;\">818 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t11_447\" style=\"left:813px;bottom:1097px;letter-spacing:-0.72px;display:inline;\">N/A </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t12_447\" style=\"left:87px;bottom:1078px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Present value of liab</div><div class=\"t sb_447\" id=\"t13_447\" style=\"left:199px;bottom:1078px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s9_447\" id=\"t14_447\" style=\"left:204px;bottom:1078px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_447\" id=\"t15_447\" style=\"left:211px;bottom:1078px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t16_447\" style=\"left:357px;bottom:1078px;letter-spacing:0.07px;display:inline;\">(1,219) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t17_447\" style=\"left:454px;bottom:1078px;letter-spacing:0.06px;display:inline;\">(877) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t18_447\" style=\"left:542px;bottom:1078px;letter-spacing:0.03px;display:inline;\">(189) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t19_447\" style=\"left:634px;bottom:1078px;letter-spacing:-0.18px;display:inline;\">(1,138) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t1a_447\" style=\"left:727px;bottom:1078px;letter-spacing:-0.08px;display:inline;\">(817) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t1b_447\" style=\"left:813px;bottom:1078px;letter-spacing:0.1px;display:inline;\">(177) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t1c_447\" style=\"left:87px;bottom:1059px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Net pension plan asset/(obligat</div><div class=\"t sb_447\" id=\"t1d_447\" style=\"left:265px;bottom:1059px;letter-spacing:-0.27px;display:inline;\">ion) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t1e_447\" style=\"left:378px;bottom:1059px;letter-spacing:0.13px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t1f_447\" style=\"left:463px;bottom:1059px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t1g_447\" style=\"left:542px;bottom:1059px;letter-spacing:0.01px;display:inline;\">(189) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t1h_447\" style=\"left:648px;bottom:1059px;letter-spacing:0.28px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t1i_447\" style=\"left:745px;bottom:1059px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t1j_447\" style=\"left:813px;bottom:1059px;letter-spacing:0.1px;display:inline;\">(177) </div></td></tr></table><div class=\"t sc_447\" id=\"t1k_447\" style=\"left:87px;bottom:1029px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The pension cost for de\ufb01ned bene\ufb01t plans was: </div><div class=\"t sa_447\" id=\"t1l_447\" style=\"left:87px;bottom:981px;letter-spacing:0.02px;display:inline;\">2023 </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_447\" id=\"t1m_447\" style=\"left:549px;bottom:1011px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1t_447\" style=\"left:536px;bottom:994px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">UK Fund </div> <div class=\"t s2_447\" id=\"t1w_447\" style=\"left:590px;bottom:994px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Overseas plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1n_447\" style=\"left:674px;bottom:994px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Unfunded plans </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1q_447\" style=\"left:811px;bottom:994px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1u_447\" style=\"left:538px;bottom:982px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_447\" id=\"t1v_447\" style=\"left:561px;bottom:982px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1x_447\" style=\"left:625px;bottom:982px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_447\" id=\"t1y_447\" style=\"left:648px;bottom:982px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1o_447\" style=\"left:712px;bottom:982px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_447\" id=\"t1p_447\" style=\"left:734px;bottom:982px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_447\" id=\"t1r_447\" style=\"left:798px;bottom:982px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s3_447\" id=\"t1s_447\" style=\"left:821px;bottom:982px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_447\" id=\"t20_447\" style=\"left:196px;bottom:969px;display:inline;\">1 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t1z_447\" style=\"left:87px;bottom:962px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Current service cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t21_447\" style=\"left:570px;bottom:962px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t22_447\" style=\"left:649px;bottom:962px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t23_447\" style=\"left:740px;bottom:962px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t24_447\" style=\"left:821px;bottom:962px;letter-spacing:0.03px;display:inline;\">50 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_447\" id=\"t26_447\" style=\"left:276px;bottom:950px;display:inline;\">2 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t25_447\" style=\"left:87px;bottom:943px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Past service cost and curtailments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t27_447\" style=\"left:569px;bottom:943px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t28_447\" style=\"left:656px;bottom:943px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t29_447\" style=\"left:744px;bottom:943px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2a_447\" style=\"left:829px;bottom:943px;display:inline;\">9 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_447\" id=\"t2c_447\" style=\"left:175px;bottom:931px;display:inline;\">3 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t2b_447\" style=\"left:87px;bottom:924px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Settlement cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2d_447\" style=\"left:570px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2e_447\" style=\"left:656px;bottom:924px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2f_447\" style=\"left:743px;bottom:924px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2g_447\" style=\"left:829px;bottom:924px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t2h_447\" style=\"left:87px;bottom:905px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest income on pension plan assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2i_447\" style=\"left:556px;bottom:905px;letter-spacing:0.05px;display:inline;\">(57) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2j_447\" style=\"left:643px;bottom:905px;letter-spacing:-0.23px;display:inline;\">(43) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2k_447\" style=\"left:743px;bottom:905px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2l_447\" style=\"left:809px;bottom:905px;letter-spacing:0.01px;display:inline;\">(100) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t2m_447\" style=\"left:87px;bottom:886px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest on pension plan liab</div><div class=\"t sb_447\" id=\"t2n_447\" style=\"left:244px;bottom:886px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s9_447\" id=\"t2o_447\" style=\"left:250px;bottom:886px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_447\" id=\"t2p_447\" style=\"left:257px;bottom:886px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2q_447\" style=\"left:562px;bottom:886px;letter-spacing:0.13px;display:inline;\">56 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2r_447\" style=\"left:650px;bottom:886px;letter-spacing:-0.24px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2s_447\" style=\"left:742px;bottom:886px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2t_447\" style=\"left:816px;bottom:886px;letter-spacing:0.09px;display:inline;\">105 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_447\" id=\"t2u_447\" style=\"left:87px;bottom:867px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total charge to pro\ufb01t before deduction of tax </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2v_447\" style=\"left:569px;bottom:867px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2w_447\" style=\"left:649px;bottom:867px;letter-spacing:-0.06px;display:inline;\">39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2x_447\" style=\"left:734px;bottom:867px;letter-spacing:0.05px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t2y_447\" style=\"left:821px;bottom:867px;letter-spacing:0.18px;display:inline;\">66 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s9_447\" id=\"t2z_447\" style=\"left:87px;bottom:848px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Net (gain)/losses on plan assets </div><div class=\"t sd_447\" id=\"t30_447\" style=\"vertical-align: super;left:266px;bottom:854px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t31_447\" style=\"left:558px;bottom:848px;letter-spacing:0.01px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t32_447\" style=\"left:644px;bottom:848px;letter-spacing:-0.15px;display:inline;\">(52) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t33_447\" style=\"left:743px;bottom:848px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t34_447\" style=\"left:816px;bottom:848px;letter-spacing:-0.17px;display:inline;\">(70) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t35_447\" style=\"left:87px;bottom:829px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">(Gains)/losses on liab</div><div class=\"t sb_447\" id=\"t36_447\" style=\"left:205px;bottom:829px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s9_447\" id=\"t37_447\" style=\"left:211px;bottom:829px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_447\" id=\"t38_447\" style=\"left:218px;bottom:829px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t39_447\" style=\"left:561px;bottom:829px;letter-spacing:0.1px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3a_447\" style=\"left:649px;bottom:829px;letter-spacing:-0.12px;display:inline;\">79 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3b_447\" style=\"left:742px;bottom:829px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3c_447\" style=\"left:820px;bottom:829px;letter-spacing:-0.07px;display:inline;\">117 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t3d_447\" style=\"left:87px;bottom:810px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total (gains)/losses recognised directly in statement of comprehensive </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t3e_447\" style=\"left:87px;bottom:795px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">income before tax </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3f_447\" style=\"left:564px;bottom:795px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3g_447\" style=\"left:649px;bottom:795px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3h_447\" style=\"left:742px;bottom:795px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3i_447\" style=\"left:822px;bottom:795px;letter-spacing:-0.29px;display:inline;\">47 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t3j_447\" style=\"left:87px;bottom:776px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Deferred taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3k_447\" style=\"left:565px;bottom:776px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3l_447\" style=\"left:644px;bottom:776px;letter-spacing:-0.04px;display:inline;\">(10) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3m_447\" style=\"left:743px;bottom:776px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3n_447\" style=\"left:821px;bottom:776px;letter-spacing:-0.03px;display:inline;\">(11) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_447\" id=\"t3o_447\" style=\"left:87px;bottom:757px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Total (gains) /losses after tax </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3p_447\" style=\"left:566px;bottom:757px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3q_447\" style=\"left:651px;bottom:757px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3r_447\" style=\"left:742px;bottom:757px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_447\" id=\"t3s_447\" style=\"left:822px;bottom:757px;letter-spacing:0.13px;display:inline;\">36 </div></td></tr></table><div class=\"t s7_447\" id=\"t3t_447\" style=\"left:87px;bottom:733px;display:inline;\">1 </div><div class=\"t s7_447\" id=\"t3u_447\" style=\"left:100px;bottom:733px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes admin</div><div class=\"t s8_447\" id=\"t3v_447\" style=\"left:169px;bottom:733px;letter-spacing:-0.03px;display:inline;\">istrat</div><div class=\"t s7_447\" id=\"t3w_447\" style=\"left:193px;bottom:733px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ive expenses paid out of plan assets of $1 mill</div><div class=\"t s8_447\" id=\"t3x_447\" style=\"left:398px;bottom:733px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion and actuar</div><div class=\"t s7_447\" id=\"t3y_447\" style=\"left:466px;bottom:733px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ial losses of $2 mill</div><div class=\"t s8_447\" id=\"t3z_447\" style=\"left:548px;bottom:733px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion that are </div><div class=\"t s7_447\" id=\"t40_447\" style=\"left:603px;bottom:733px;letter-spacing:-0.03px;display:inline;\">immed</div><div class=\"t s8_447\" id=\"t41_447\" style=\"left:636px;bottom:733px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">iately recogn</div><div class=\"t s7_447\" id=\"t42_447\" style=\"left:696px;bottom:733px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ised through P&amp;L in line with </div><div class=\"t s7_447\" id=\"t43_447\" style=\"left:100px;bottom:722px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">the requirements of IAS 19. </div><div class=\"t s7_447\" id=\"t44_447\" style=\"left:87px;bottom:705px;display:inline;\">2 </div><div class=\"t s7_447\" id=\"t45_447\" style=\"left:100px;bottom:705px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes the cost of discret</div><div class=\"t s8_447\" id=\"t46_447\" style=\"left:220px;bottom:705px;word-spacing:-0.23px;display:inline;\">ionary pens</div><div class=\"t s7_447\" id=\"t47_447\" style=\"left:274px;bottom:705px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion increases paid to UK pensioners as well as small past service costs in relation to Hong Kong </div><div class=\"t s7_447\" id=\"t48_447\" style=\"left:87px;bottom:688px;display:inline;\">3 </div><div class=\"t s7_447\" id=\"t49_447\" style=\"left:100px;bottom:688px;letter-spacing:-0.15px;display:inline;\">Terminat</div><div class=\"t s8_447\" id=\"t4a_447\" style=\"left:142px;bottom:688px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion bene\ufb01ts pa</div><div class=\"t s7_447\" id=\"t4b_447\" style=\"left:210px;bottom:688px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">id from the pension plan in Indonesia </div><div class=\"t s7_447\" id=\"t4c_447\" style=\"left:87px;bottom:670px;display:inline;\">4 </div><div class=\"t s7_447\" id=\"t4d_447\" style=\"left:100px;bottom:670px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">The actual return on the UK Fund assets was a gain of $75 mill</div><div class=\"t s8_447\" id=\"t4e_447\" style=\"left:382px;bottom:670px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion and on overseas plan assets was a ga</div><div class=\"t s7_447\" id=\"t4f_447\" style=\"left:571px;bottom:670px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">in of $95 mill</div><div class=\"t s8_447\" id=\"t4g_447\" style=\"left:627px;bottom:670px;letter-spacing:-0.06px;display:inline;\">ion </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_447\" id=\"t4i_447\" style=\"left:549px;bottom:653px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4p_447\" style=\"left:537px;bottom:636px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">UK Fund </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4s_447\" style=\"left:592px;bottom:636px;letter-spacing:-0.02px;word-spacing:-0.22px;display:inline;\">Overseas plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4j_447\" style=\"left:675px;bottom:636px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Unfunded plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4m_447\" style=\"left:812px;bottom:636px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t4h_447\" style=\"left:87px;bottom:624px;letter-spacing:-0.02px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4q_447\" style=\"left:540px;bottom:625px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"t4r_447\" style=\"left:562px;bottom:625px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4t_447\" style=\"left:627px;bottom:625px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"t4u_447\" style=\"left:648px;bottom:625px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4k_447\" style=\"left:714px;bottom:625px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"t4l_447\" style=\"left:735px;bottom:625px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_447\" id=\"t4n_447\" style=\"left:800px;bottom:625px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s8_447\" id=\"t4o_447\" style=\"left:822px;bottom:625px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t4v_447\" style=\"left:87px;bottom:604px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Current service cost </div><div class=\"t sd_447\" id=\"t4w_447\" style=\"left:196px;bottom:611px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t4x_447\" style=\"left:570px;bottom:604px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t4y_447\" style=\"left:650px;bottom:604px;letter-spacing:-0.4px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t4z_447\" style=\"left:742px;bottom:604px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t50_447\" style=\"left:823px;bottom:604px;letter-spacing:0.08px;display:inline;\">53 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t51_447\" style=\"left:87px;bottom:585px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Past service cost and curtailments </div><div class=\"t sd_447\" id=\"t52_447\" style=\"left:276px;bottom:592px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t53_447\" style=\"left:570px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t54_447\" style=\"left:656px;bottom:585px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t55_447\" style=\"left:743px;bottom:585px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t56_447\" style=\"left:829px;bottom:585px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t57_447\" style=\"left:87px;bottom:566px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest income on pension plan assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t58_447\" style=\"left:558px;bottom:566px;letter-spacing:-0.23px;display:inline;\">(34) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t59_447\" style=\"left:645px;bottom:566px;letter-spacing:-0.23px;display:inline;\">(32) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5a_447\" style=\"left:743px;bottom:566px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5b_447\" style=\"left:818px;bottom:566px;letter-spacing:-0.47px;display:inline;\">(66) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t5c_447\" style=\"left:87px;bottom:547px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Interest on pension plan liab</div><div class=\"t sb_447\" id=\"t5d_447\" style=\"left:244px;bottom:547px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s9_447\" id=\"t5e_447\" style=\"left:250px;bottom:547px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_447\" id=\"t5f_447\" style=\"left:257px;bottom:547px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5g_447\" style=\"left:563px;bottom:547px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5h_447\" style=\"left:652px;bottom:547px;letter-spacing:-0.04px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5i_447\" style=\"left:742px;bottom:547px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5j_447\" style=\"left:822px;bottom:547px;letter-spacing:-0.17px;display:inline;\">69 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_447\" id=\"t5k_447\" style=\"left:87px;bottom:528px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total charge to pro\ufb01t before deduction of tax </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5l_447\" style=\"left:567px;bottom:528px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5m_447\" style=\"left:648px;bottom:528px;letter-spacing:0.28px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5n_447\" style=\"left:741px;bottom:528px;letter-spacing:-0.12px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5o_447\" style=\"left:822px;bottom:528px;letter-spacing:0.14px;display:inline;\">58 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s9_447\" id=\"t5p_447\" style=\"left:87px;bottom:509px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Net (gains)/losses on plan assets </div><div class=\"t sd_447\" id=\"t5q_447\" style=\"vertical-align: super;left:271px;bottom:516px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5r_447\" style=\"left:555px;bottom:509px;letter-spacing:0.21px;display:inline;\">486 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5s_447\" style=\"left:648px;bottom:509px;letter-spacing:-0.11px;display:inline;\">113 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5t_447\" style=\"left:743px;bottom:509px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5u_447\" style=\"left:816px;bottom:509px;letter-spacing:-0.02px;display:inline;\">599 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t5v_447\" style=\"left:87px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">(Gains)/ losses on liab</div><div class=\"t sb_447\" id=\"t5w_447\" style=\"left:208px;bottom:490px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s9_447\" id=\"t5x_447\" style=\"left:214px;bottom:490px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_447\" id=\"t5y_447\" style=\"left:221px;bottom:490px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t5z_447\" style=\"left:552px;bottom:490px;letter-spacing:-0.37px;display:inline;\">(453) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t60_447\" style=\"left:640px;bottom:490px;letter-spacing:-0.16px;display:inline;\">(143) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t61_447\" style=\"left:731px;bottom:490px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t62_447\" style=\"left:810px;bottom:490px;letter-spacing:-0.27px;display:inline;\">(640) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t63_447\" style=\"left:87px;bottom:471px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Total losses/(gains) recognised directly in statement of comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t64_447\" style=\"left:87px;bottom:457px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">income before tax </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t65_447\" style=\"left:563px;bottom:457px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t66_447\" style=\"left:644px;bottom:457px;letter-spacing:-0.21px;display:inline;\">(30) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t67_447\" style=\"left:731px;bottom:457px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t68_447\" style=\"left:821px;bottom:457px;letter-spacing:-0.54px;display:inline;\">(41) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_447\" id=\"t69_447\" style=\"left:87px;bottom:438px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Deferred taxation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6a_447\" style=\"left:570px;bottom:438px;display:inline;\">7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6b_447\" style=\"left:652px;bottom:438px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6c_447\" style=\"left:743px;bottom:438px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6d_447\" style=\"left:822px;bottom:438px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_447\" id=\"t6e_447\" style=\"left:87px;bottom:419px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Total (gains)/losses after tax </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6f_447\" style=\"left:561px;bottom:419px;letter-spacing:0.14px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6g_447\" style=\"left:647px;bottom:419px;letter-spacing:0.02px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6h_447\" style=\"left:731px;bottom:419px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_447\" id=\"t6i_447\" style=\"left:820px;bottom:419px;letter-spacing:-0.08px;display:inline;\">(21) </div></td></tr></table><div class=\"t s7_447\" id=\"t6j_447\" style=\"left:87px;bottom:395px;display:inline;\">1 </div><div class=\"t s7_447\" id=\"t6k_447\" style=\"left:100px;bottom:395px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes admin</div><div class=\"t s8_447\" id=\"t6l_447\" style=\"left:169px;bottom:395px;letter-spacing:-0.03px;display:inline;\">istrat</div><div class=\"t s7_447\" id=\"t6m_447\" style=\"left:193px;bottom:395px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ive expenses paid out of plan assets of $ 1 mill</div><div class=\"t s8_447\" id=\"t6n_447\" style=\"left:400px;bottom:395px;letter-spacing:-0.15px;word-spacing:-0.07px;display:inline;\">ion (2021: $ 1 m</div><div class=\"t s7_447\" id=\"t6o_447\" style=\"left:466px;bottom:395px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_447\" id=\"t6p_447\" style=\"left:473px;bottom:395px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t s7_447\" id=\"t6q_447\" style=\"left:87px;bottom:378px;display:inline;\">2 </div><div class=\"t s7_447\" id=\"t6r_447\" style=\"left:100px;bottom:378px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes various small costs and gains from plan amendments and settlements in India, Kenya, Maurit</div><div class=\"t s8_447\" id=\"t6s_447\" style=\"left:565px;bottom:378px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ius, South Korea and Sr</div><div class=\"t s7_447\" id=\"t6t_447\" style=\"left:669px;bottom:378px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">i Lanka </div><div class=\"t s7_447\" id=\"t6u_447\" style=\"left:87px;bottom:360px;display:inline;\">3 </div><div class=\"t s7_447\" id=\"t6v_447\" style=\"left:100px;bottom:360px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">The actual return on the UK Fund assets was a loss of $452 mill</div><div class=\"t s8_447\" id=\"t6w_447\" style=\"left:384px;bottom:360px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion and on overseas plan assets was a loss of $82 m</div><div class=\"t s7_447\" id=\"t6x_447\" style=\"left:619px;bottom:360px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t s8_447\" id=\"t6y_447\" style=\"left:625px;bottom:360px;letter-spacing:-0.06px;display:inline;\">ion </div><div></div><div class=\"t s5_448\" id=\"t7_448\" style=\"left:69px;bottom:1180px;letter-spacing:-0.24px;word-spacing:-0.06px;display:inline;\"></div><div class=\"t s6_448\" id=\"t8_448\" style=\"left:292px;bottom:1180px;letter-spacing:-0.2px;display:inline;\"> </div><div class=\"t s7_448\" id=\"t9_448\" style=\"left:326px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s8_448\" id=\"ta_448\" style=\"left:69px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Movement in the de\ufb01ned bene\ufb01t pension plans de\ufb01c</div><div class=\"t s9_448\" id=\"tb_448\" style=\"left:381px;bottom:1163px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">it dur</div><div class=\"t s8_448\" id=\"tc_448\" style=\"left:411px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the year comprise: </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_448\" id=\"td_448\" style=\"left:531px;bottom:1145px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"tk_448\" style=\"left:519px;bottom:1128px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">UK Fund </div> <div class=\"t sa_448\" id=\"tn_448\" style=\"left:573px;bottom:1128px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Overseas plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"te_448\" style=\"left:656px;bottom:1128px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Unfunded plans </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"th_448\" style=\"left:794px;bottom:1128px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"tl_448\" style=\"left:521px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sb_448\" id=\"tm_448\" style=\"left:544px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"to_448\" style=\"left:608px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sb_448\" id=\"tp_448\" style=\"left:631px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"tf_448\" style=\"left:694px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sb_448\" id=\"tg_448\" style=\"left:717px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"ti_448\" style=\"left:781px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sb_448\" id=\"tj_448\" style=\"left:804px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"tq_448\" style=\"left:69px;bottom:1096px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Surplus/(de\ufb01cit) at January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"tr_448\" style=\"left:543px;bottom:1096px;letter-spacing:0.2px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"ts_448\" style=\"left:640px;bottom:1096px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"tt_448\" style=\"left:707px;bottom:1096px;letter-spacing:0.14px;display:inline;\">(177) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"tu_448\" style=\"left:794px;bottom:1096px;display:inline;\">(128) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"tw_448\" style=\"left:123px;bottom:1077px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sc_448\" id=\"tv_448\" style=\"left:69px;bottom:1077px;letter-spacing:0.05px;display:inline;\">Contribut</div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"tx_448\" style=\"left:551px;bottom:1077px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"ty_448\" style=\"left:631px;bottom:1077px;letter-spacing:-0.13px;display:inline;\">59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"tz_448\" style=\"left:719px;bottom:1077px;letter-spacing:-0.02px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t10_448\" style=\"left:806px;bottom:1077px;letter-spacing:-0.05px;display:inline;\">81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_448\" id=\"t11_448\" style=\"left:69px;bottom:1058px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Current service cost </div><div class=\"t sd_448\" id=\"t12_448\" style=\"vertical-align: super;left:179px;bottom:1065px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t13_448\" style=\"left:553px;bottom:1058px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t14_448\" style=\"left:626px;bottom:1058px;letter-spacing:-0.03px;display:inline;\">(39) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t15_448\" style=\"left:717px;bottom:1058px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t16_448\" style=\"left:798px;bottom:1058px;letter-spacing:-0.13px;display:inline;\">(50) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t17_448\" style=\"left:69px;bottom:1039px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Past service cost and curtailments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t18_448\" style=\"left:546px;bottom:1039px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t19_448\" style=\"left:639px;bottom:1039px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1a_448\" style=\"left:721px;bottom:1039px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1b_448\" style=\"left:806px;bottom:1039px;letter-spacing:-0.04px;display:inline;\">(9) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t1c_448\" style=\"left:69px;bottom:1020px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Settlement costs and transfers impact </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1d_448\" style=\"left:553px;bottom:1020px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1e_448\" style=\"left:633px;bottom:1020px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1f_448\" style=\"left:726px;bottom:1020px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1g_448\" style=\"left:806px;bottom:1020px;letter-spacing:-0.08px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t1h_448\" style=\"left:69px;bottom:1001px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest on the net de\ufb01ned bene\ufb01t asset/liab</div><div class=\"t s4_448\" id=\"t1i_448\" style=\"left:343px;bottom:1001px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_448\" id=\"t1j_448\" style=\"left:348px;bottom:1001px;letter-spacing:0.19px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1k_448\" style=\"left:554px;bottom:1001px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1l_448\" style=\"left:638px;bottom:1001px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1m_448\" style=\"left:719px;bottom:1001px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1n_448\" style=\"left:806px;bottom:1001px;letter-spacing:-0.07px;display:inline;\">(5) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t1o_448\" style=\"left:69px;bottom:982px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Actuarial gains/(losses) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1p_448\" style=\"left:541px;bottom:982px;letter-spacing:-0.02px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1q_448\" style=\"left:626px;bottom:982px;letter-spacing:0.12px;display:inline;\">(27) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1r_448\" style=\"left:719px;bottom:982px;letter-spacing:-0.18px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1s_448\" style=\"left:799px;bottom:982px;letter-spacing:-0.25px;display:inline;\">(47) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_448\" id=\"t1t_448\" style=\"left:69px;bottom:963px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div><div class=\"t sd_448\" id=\"t1u_448\" style=\"vertical-align: super;left:176px;bottom:970px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1v_448\" style=\"left:553px;bottom:963px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1w_448\" style=\"left:632px;bottom:963px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1x_448\" style=\"left:725px;bottom:963px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t1y_448\" style=\"left:808px;bottom:963px;letter-spacing:-0.01px;display:inline;\">(1) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"t1z_448\" style=\"left:69px;bottom:944px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Exchange rate adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t20_448\" style=\"left:552px;bottom:944px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t21_448\" style=\"left:633px;bottom:944px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t22_448\" style=\"left:720px;bottom:944px;letter-spacing:-0.66px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t23_448\" style=\"left:806px;bottom:944px;letter-spacing:-0.07px;display:inline;\">(5) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_448\" id=\"t24_448\" style=\"left:69px;bottom:925px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Surplus/(de\ufb01cit) at 31 December 2023\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t25_448\" style=\"left:543px;bottom:925px;letter-spacing:0.13px;display:inline;\">40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t26_448\" style=\"left:628px;bottom:925px;letter-spacing:0.09px;display:inline;\">(17) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t27_448\" style=\"left:707px;bottom:925px;letter-spacing:0.03px;display:inline;\">(189) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t28_448\" style=\"left:794px;bottom:925px;letter-spacing:-0.06px;display:inline;\">(166) </div></td></tr></table><div class=\"t se_448\" id=\"t29_448\" style=\"left:69px;bottom:901px;display:inline;\">1 </div><div class=\"t sf_448\" id=\"t2a_448\" style=\"left:82px;bottom:901px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes admin</div><div class=\"t se_448\" id=\"t2b_448\" style=\"left:152px;bottom:901px;letter-spacing:-0.03px;display:inline;\">istrat</div><div class=\"t sf_448\" id=\"t2c_448\" style=\"left:176px;bottom:901px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ive expenses paid out of plan assets of $1 mill</div><div class=\"t se_448\" id=\"t2d_448\" style=\"left:381px;bottom:901px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">ion (31 December 2022: $1 m</div><div class=\"t sf_448\" id=\"t2e_448\" style=\"left:509px;bottom:901px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t2f_448\" style=\"left:516px;bottom:901px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_448\" id=\"t2g_448\" style=\"left:69px;bottom:884px;display:inline;\">2 </div><div class=\"t se_448\" id=\"t2h_448\" style=\"left:82px;bottom:884px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">The de\ufb01cit total of $166 m</div><div class=\"t sf_448\" id=\"t2i_448\" style=\"left:200px;bottom:884px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t2j_448\" style=\"left:206px;bottom:884px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sf_448\" id=\"t2k_448\" style=\"left:223px;bottom:884px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">is made up of plans in de\ufb01c</div><div class=\"t se_448\" id=\"t2l_448\" style=\"left:346px;bottom:884px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">it of $260 m</div><div class=\"t sf_448\" id=\"t2m_448\" style=\"left:400px;bottom:884px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t2n_448\" style=\"left:406px;bottom:884px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion (31 December 2022: $248 m</div><div class=\"t sf_448\" id=\"t2o_448\" style=\"left:548px;bottom:884px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t2p_448\" style=\"left:555px;bottom:884px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion) net of plans </div><div class=\"t sf_448\" id=\"t2q_448\" style=\"left:630px;bottom:884px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in surplus with assets totalling $94 mill</div><div class=\"t se_448\" id=\"t2r_448\" style=\"left:804px;bottom:884px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sf_448\" id=\"t2s_448\" style=\"left:82px;bottom:873px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">(31 December 2022: $120 mill</div><div class=\"t se_448\" id=\"t2t_448\" style=\"left:212px;bottom:873px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_448\" id=\"t2u_448\" style=\"left:69px;bottom:855px;display:inline;\">3 </div><div class=\"t sf_448\" id=\"t2v_448\" style=\"left:82px;bottom:855px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">\u201cAssets held for sale\u201d is an adjustment relating to plans in Cameroon, Cote D\u2019Ivoire and Zimbabwe which is required due to these countries being excluded in the </div><div class=\"t sf_448\" id=\"t2w_448\" style=\"left:82px;bottom:844px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">opening and closing assets and liab</div><div class=\"t se_448\" id=\"t2x_448\" style=\"left:247px;bottom:844px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t sf_448\" id=\"t2y_448\" style=\"left:251px;bottom:844px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_448\" id=\"t2z_448\" style=\"left:258px;bottom:844px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, but </div><div class=\"t sf_448\" id=\"t30_448\" style=\"left:292px;bottom:844px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">included in the pro\ufb01t and other comprehensive income items shown. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t se_448\" id=\"t31_448\" style=\"left:532px;bottom:824px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Funded plans </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_448\" id=\"t38_448\" style=\"left:520px;bottom:807px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">UK Fund </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_448\" id=\"t3b_448\" style=\"left:574px;bottom:807px;letter-spacing:-0.02px;word-spacing:-0.22px;display:inline;\">Overseas plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_448\" id=\"t32_448\" style=\"left:657px;bottom:807px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Unfunded plans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_448\" id=\"t35_448\" style=\"left:795px;bottom:807px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t39_448\" style=\"left:523px;bottom:796px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t3a_448\" style=\"left:544px;bottom:796px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t3c_448\" style=\"left:610px;bottom:796px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t3d_448\" style=\"left:631px;bottom:796px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t33_448\" style=\"left:696px;bottom:796px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t34_448\" style=\"left:718px;bottom:796px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t36_448\" style=\"left:783px;bottom:796px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t37_448\" style=\"left:804px;bottom:796px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"t3e_448\" style=\"left:69px;bottom:776px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Surplus/(de\ufb01cit) at January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3f_448\" style=\"left:544px;bottom:776px;letter-spacing:0.18px;display:inline;\">88 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3g_448\" style=\"left:627px;bottom:776px;letter-spacing:-0.46px;display:inline;\">(44) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3h_448\" style=\"left:707px;bottom:776px;letter-spacing:-0.1px;display:inline;\">(236) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3i_448\" style=\"left:796px;bottom:776px;letter-spacing:-0.16px;display:inline;\">(192) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t3j_448\" style=\"left:69px;bottom:757px;letter-spacing:0.05px;display:inline;\">Contribut</div><div class=\"t s4_448\" id=\"t3k_448\" style=\"left:123px;bottom:757px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3l_448\" style=\"left:553px;bottom:757px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3m_448\" style=\"left:632px;bottom:757px;letter-spacing:-0.4px;display:inline;\">67 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3n_448\" style=\"left:721px;bottom:757px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3o_448\" style=\"left:803px;bottom:757px;letter-spacing:0.1px;display:inline;\">80 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_448\" id=\"t3p_448\" style=\"left:69px;bottom:738px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Current service cost </div><div class=\"t sd_448\" id=\"t3q_448\" style=\"vertical-align: super;left:179px;bottom:744px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3r_448\" style=\"left:553px;bottom:738px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3s_448\" style=\"left:628px;bottom:738px;letter-spacing:-0.35px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3t_448\" style=\"left:721px;bottom:738px;letter-spacing:-0.8px;display:inline;\">(6) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3u_448\" style=\"left:801px;bottom:738px;letter-spacing:-0.15px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t3v_448\" style=\"left:69px;bottom:719px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Past service cost and curtailments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3w_448\" style=\"left:553px;bottom:719px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3x_448\" style=\"left:634px;bottom:719px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3y_448\" style=\"left:726px;bottom:719px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t3z_448\" style=\"left:807px;bottom:719px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t40_448\" style=\"left:69px;bottom:700px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Settlement costs and transfers impact </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t41_448\" style=\"left:553px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t42_448\" style=\"left:639px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t43_448\" style=\"left:726px;bottom:700px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t44_448\" style=\"left:812px;bottom:700px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t45_448\" style=\"left:69px;bottom:681px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest on the net de\ufb01ned bene\ufb01t asset/liab</div><div class=\"t s4_448\" id=\"t46_448\" style=\"left:343px;bottom:681px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_448\" id=\"t47_448\" style=\"left:348px;bottom:681px;letter-spacing:0.19px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t48_448\" style=\"left:554px;bottom:681px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t49_448\" style=\"left:641px;bottom:681px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4a_448\" style=\"left:720px;bottom:681px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4b_448\" style=\"left:807px;bottom:681px;letter-spacing:-0.27px;display:inline;\">(3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t4c_448\" style=\"left:69px;bottom:662px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Actuarial gains/(losses) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4d_448\" style=\"left:541px;bottom:662px;letter-spacing:-0.15px;display:inline;\">(33) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4e_448\" style=\"left:631px;bottom:662px;letter-spacing:0.08px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4f_448\" style=\"left:717px;bottom:662px;letter-spacing:0.4px;display:inline;\">44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4g_448\" style=\"left:808px;bottom:662px;letter-spacing:-0.49px;display:inline;\">41 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_448\" id=\"t4h_448\" style=\"left:69px;bottom:643px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div><div class=\"t sd_448\" id=\"t4i_448\" style=\"vertical-align: super;left:176px;bottom:649px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4j_448\" style=\"left:553px;bottom:643px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4k_448\" style=\"left:635px;bottom:643px;letter-spacing:-0.89px;display:inline;\">(4) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4l_448\" style=\"left:725px;bottom:643px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4m_448\" style=\"left:807px;bottom:643px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"t4n_448\" style=\"left:69px;bottom:624px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Exchange rate adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4o_448\" style=\"left:547px;bottom:624px;letter-spacing:-0.46px;display:inline;\">(8) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4p_448\" style=\"left:639px;bottom:624px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4q_448\" style=\"left:724px;bottom:624px;letter-spacing:-0.12px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4r_448\" style=\"left:812px;bottom:624px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s3_448\" id=\"t4s_448\" style=\"left:69px;bottom:605px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Surplus/(de\ufb01cit) at 31 December 2022\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4t_448\" style=\"left:544px;bottom:605px;letter-spacing:0.28px;display:inline;\">48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4u_448\" style=\"left:641px;bottom:605px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4v_448\" style=\"left:709px;bottom:605px;letter-spacing:0.11px;display:inline;\">(177) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t4w_448\" style=\"left:796px;bottom:605px;letter-spacing:-0.18px;display:inline;\">(128) </div></td></tr></table><div class=\"t se_448\" id=\"t4x_448\" style=\"left:69px;bottom:581px;display:inline;\">1 </div><div class=\"t sf_448\" id=\"t4y_448\" style=\"left:82px;bottom:581px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes admin</div><div class=\"t se_448\" id=\"t4z_448\" style=\"left:152px;bottom:581px;letter-spacing:-0.03px;display:inline;\">istrat</div><div class=\"t sf_448\" id=\"t50_448\" style=\"left:176px;bottom:581px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ive expenses paid out of plan assets of $1 mill</div><div class=\"t se_448\" id=\"t51_448\" style=\"left:381px;bottom:581px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (31 December 2021: $1 m</div><div class=\"t sf_448\" id=\"t52_448\" style=\"left:507px;bottom:581px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t53_448\" style=\"left:513px;bottom:581px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_448\" id=\"t54_448\" style=\"left:69px;bottom:563px;display:inline;\">2 </div><div class=\"t se_448\" id=\"t55_448\" style=\"left:82px;bottom:563px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">The de\ufb01cit total of $128 m</div><div class=\"t sf_448\" id=\"t56_448\" style=\"left:199px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t57_448\" style=\"left:206px;bottom:563px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sf_448\" id=\"t58_448\" style=\"left:222px;bottom:563px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">is made up of plans in de\ufb01c</div><div class=\"t se_448\" id=\"t59_448\" style=\"left:346px;bottom:563px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">it of $248 m</div><div class=\"t sf_448\" id=\"t5a_448\" style=\"left:399px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t5b_448\" style=\"left:406px;bottom:563px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion (31 December 2021: $355 m</div><div class=\"t sf_448\" id=\"t5c_448\" style=\"left:544px;bottom:563px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t5d_448\" style=\"left:551px;bottom:563px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion) net of plans </div><div class=\"t sf_448\" id=\"t5e_448\" style=\"left:627px;bottom:563px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in surplus with assets totalling $120 mill</div><div class=\"t se_448\" id=\"t5f_448\" style=\"left:804px;bottom:563px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t sf_448\" id=\"t5g_448\" style=\"left:82px;bottom:552px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">(31 December 2021: $163 mill</div><div class=\"t se_448\" id=\"t5h_448\" style=\"left:210px;bottom:552px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_448\" id=\"t5i_448\" style=\"left:69px;bottom:535px;display:inline;\">3 </div><div class=\"t sf_448\" id=\"t5j_448\" style=\"left:82px;bottom:535px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Assets held for sale includes funded and unfunded plans in Cameroon, Cote D\u2019Ivoire, Jordan and Zimbabwe </div><div class=\"t s8_448\" id=\"t5k_448\" style=\"left:69px;bottom:512px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group\u2019s expected contribut</div><div class=\"t s9_448\" id=\"t5l_448\" style=\"left:255px;bottom:512px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion to </div><div class=\"t s8_448\" id=\"t5m_448\" style=\"left:291px;bottom:512px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">its de\ufb01ned bene\ufb01t pension plans in 2024 is $53 mill</div><div class=\"t s9_448\" id=\"t5n_448\" style=\"left:586px;bottom:512px;letter-spacing:-0.13px;display:inline;\">ion. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_448\" id=\"t5o_448\" style=\"left:413px;bottom:493px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t se_448\" id=\"t5p_448\" style=\"left:682px;bottom:493px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"t5q_448\" style=\"left:346px;bottom:476px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"t5t_448\" style=\"left:407px;bottom:476px;letter-spacing:-0.02px;display:inline;\">Obligat</div><div class=\"t sb_448\" id=\"t5u_448\" style=\"left:444px;bottom:476px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"t5x_448\" style=\"left:525px;bottom:476px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_448\" id=\"t60_448\" style=\"left:615px;bottom:476px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t63_448\" style=\"left:677px;bottom:476px;letter-spacing:-0.04px;display:inline;\">Obligat</div><div class=\"t se_448\" id=\"t64_448\" style=\"left:713px;bottom:476px;letter-spacing:-0.03px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_448\" id=\"t67_448\" style=\"left:795px;bottom:476px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"t5r_448\" style=\"left:339px;bottom:465px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_448\" id=\"t5s_448\" style=\"left:362px;bottom:465px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"t5v_448\" style=\"left:426px;bottom:465px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_448\" id=\"t5w_448\" style=\"left:449px;bottom:465px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_448\" id=\"t5y_448\" style=\"left:512px;bottom:465px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_448\" id=\"t5z_448\" style=\"left:535px;bottom:465px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t61_448\" style=\"left:610px;bottom:465px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t62_448\" style=\"left:631px;bottom:465px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t65_448\" style=\"left:696px;bottom:465px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t66_448\" style=\"left:718px;bottom:465px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_448\" id=\"t68_448\" style=\"left:783px;bottom:465px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_448\" id=\"t69_448\" style=\"left:804px;bottom:465px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"t6a_448\" style=\"left:69px;bottom:445px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">At 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6b_448\" style=\"left:343px;bottom:445px;letter-spacing:0.11px;display:inline;\">2,004 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6c_448\" style=\"left:430px;bottom:445px;letter-spacing:-0.04px;display:inline;\">(2,132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6d_448\" style=\"left:525px;bottom:445px;display:inline;\">(128) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6e_448\" style=\"left:617px;bottom:445px;letter-spacing:-0.3px;display:inline;\">2,942 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6f_448\" style=\"left:701px;bottom:445px;letter-spacing:-0.21px;display:inline;\">(3,134) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6g_448\" style=\"left:796px;bottom:445px;letter-spacing:-0.16px;display:inline;\">(192) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_448\" id=\"t6h_448\" style=\"left:69px;bottom:426px;letter-spacing:0.05px;display:inline;\">Contribut</div><div class=\"t s4_448\" id=\"t6i_448\" style=\"left:123px;bottom:426px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sd_448\" id=\"t6j_448\" style=\"vertical-align: super;left:145px;bottom:432px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6k_448\" style=\"left:363px;bottom:426px;letter-spacing:-0.13px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6l_448\" style=\"left:453px;bottom:426px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6m_448\" style=\"left:538px;bottom:426px;letter-spacing:-0.05px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6n_448\" style=\"left:634px;bottom:426px;letter-spacing:-0.02px;display:inline;\">81 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6o_448\" style=\"left:723px;bottom:426px;letter-spacing:-0.16px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6p_448\" style=\"left:803px;bottom:426px;letter-spacing:0.1px;display:inline;\">80 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_448\" id=\"t6q_448\" style=\"left:69px;bottom:407px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Current service cost </div><div class=\"t sd_448\" id=\"t6r_448\" style=\"vertical-align: super;left:179px;bottom:413px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6s_448\" style=\"left:371px;bottom:407px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6t_448\" style=\"left:443px;bottom:407px;letter-spacing:-0.13px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6u_448\" style=\"left:530px;bottom:407px;letter-spacing:-0.13px;display:inline;\">(50) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6v_448\" style=\"left:639px;bottom:407px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6w_448\" style=\"left:714px;bottom:407px;letter-spacing:-0.15px;display:inline;\">(53) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t6x_448\" style=\"left:801px;bottom:407px;letter-spacing:-0.15px;display:inline;\">(53) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t6y_448\" style=\"left:69px;bottom:388px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Past service cost and curtailments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t6z_448\" style=\"left:371px;bottom:388px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t70_448\" style=\"left:450px;bottom:388px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t71_448\" style=\"left:537px;bottom:388px;letter-spacing:-0.04px;display:inline;\">(9) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t72_448\" style=\"left:639px;bottom:388px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t73_448\" style=\"left:721px;bottom:388px;letter-spacing:-0.26px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t74_448\" style=\"left:807px;bottom:388px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"t75_448\" style=\"left:69px;bottom:369px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Settlement costs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t76_448\" style=\"left:371px;bottom:369px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t77_448\" style=\"left:451px;bottom:369px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t78_448\" style=\"left:538px;bottom:369px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t79_448\" style=\"left:634px;bottom:369px;letter-spacing:-0.05px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7a_448\" style=\"left:725px;bottom:369px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7b_448\" style=\"left:812px;bottom:369px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t7c_448\" style=\"left:69px;bottom:350px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Interest cost on pension plan liab</div><div class=\"t s4_448\" id=\"t7d_448\" style=\"left:253px;bottom:350px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_448\" id=\"t7e_448\" style=\"left:258px;bottom:350px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_448\" id=\"t7f_448\" style=\"left:266px;bottom:350px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7g_448\" style=\"left:371px;bottom:350px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7h_448\" style=\"left:438px;bottom:350px;letter-spacing:0.06px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7i_448\" style=\"left:524px;bottom:350px;letter-spacing:0.06px;display:inline;\">(105) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7j_448\" style=\"left:639px;bottom:350px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7k_448\" style=\"left:714px;bottom:350px;letter-spacing:-0.47px;display:inline;\">(69) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7l_448\" style=\"left:801px;bottom:350px;letter-spacing:-0.47px;display:inline;\">(69) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_448\" id=\"t7m_448\" style=\"left:69px;bottom:331px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Interest income on pension plan assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7n_448\" style=\"left:356px;bottom:331px;letter-spacing:0.13px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7o_448\" style=\"left:457px;bottom:331px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7p_448\" style=\"left:529px;bottom:331px;letter-spacing:0.13px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7q_448\" style=\"left:631px;bottom:331px;letter-spacing:0.2px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7r_448\" style=\"left:726px;bottom:331px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7s_448\" style=\"left:805px;bottom:331px;letter-spacing:0.2px;display:inline;\">66 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_448\" id=\"t7t_448\" style=\"left:69px;bottom:312px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Bene\ufb01ts paid out </div><div class=\"t sd_448\" id=\"t7u_448\" style=\"vertical-align: super;left:165px;bottom:318px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7v_448\" style=\"left:355px;bottom:312px;letter-spacing:-0.1px;display:inline;\">(161) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7w_448\" style=\"left:447px;bottom:312px;letter-spacing:-0.2px;display:inline;\">161 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t7x_448\" style=\"left:544px;bottom:312px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7y_448\" style=\"left:625px;bottom:312px;letter-spacing:-0.44px;display:inline;\">(176) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t7z_448\" style=\"left:715px;bottom:312px;letter-spacing:-0.46px;display:inline;\">176 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t80_448\" style=\"left:812px;bottom:312px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sc_448\" id=\"t81_448\" style=\"left:69px;bottom:293px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Actuarial gains/(losses) </div><div class=\"t sd_448\" id=\"t82_448\" style=\"vertical-align: super;left:200px;bottom:299px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t83_448\" style=\"left:362px;bottom:293px;letter-spacing:-0.38px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t84_448\" style=\"left:441px;bottom:293px;letter-spacing:0.06px;display:inline;\">(117) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t85_448\" style=\"left:530px;bottom:293px;letter-spacing:-0.25px;display:inline;\">(47) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t86_448\" style=\"left:620px;bottom:293px;letter-spacing:-0.12px;display:inline;\">(599) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t87_448\" style=\"left:710px;bottom:293px;letter-spacing:0.23px;display:inline;\">640 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t88_448\" style=\"left:808px;bottom:293px;letter-spacing:-0.49px;display:inline;\">41 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_448\" id=\"t89_448\" style=\"left:69px;bottom:273px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Assets held for sale </div><div class=\"t sd_448\" id=\"t8a_448\" style=\"vertical-align: super;left:177px;bottom:280px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8b_448\" style=\"left:364px;bottom:273px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8c_448\" style=\"left:456px;bottom:273px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8d_448\" style=\"left:539px;bottom:273px;letter-spacing:-0.01px;display:inline;\">(1) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8e_448\" style=\"left:629px;bottom:273px;letter-spacing:-0.18px;display:inline;\">(18) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8f_448\" style=\"left:721px;bottom:273px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8g_448\" style=\"left:807px;bottom:273px;letter-spacing:-0.26px;display:inline;\">(2) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_448\" id=\"t8h_448\" style=\"left:69px;bottom:254px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Exchange rate adjustment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8i_448\" style=\"left:365px;bottom:254px;letter-spacing:-0.05px;display:inline;\">31 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8j_448\" style=\"left:444px;bottom:254px;letter-spacing:-0.12px;display:inline;\">(36) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8k_448\" style=\"left:538px;bottom:254px;letter-spacing:-0.07px;display:inline;\">(5) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8l_448\" style=\"left:620px;bottom:254px;letter-spacing:-0.01px;display:inline;\">(287) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8m_448\" style=\"left:711px;bottom:254px;letter-spacing:0.03px;display:inline;\">290 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8n_448\" style=\"left:812px;bottom:254px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_448\" id=\"t8o_448\" style=\"left:69px;bottom:235px;word-spacing:-0.13px;display:inline;\">At 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8p_448\" style=\"left:350px;bottom:235px;letter-spacing:-0.02px;display:inline;\">2,119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8q_448\" style=\"left:426px;bottom:235px;letter-spacing:0.13px;display:inline;\">(2,285) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_448\" id=\"t8r_448\" style=\"left:525px;bottom:235px;letter-spacing:-0.06px;display:inline;\">(166) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8s_448\" style=\"left:613px;bottom:235px;letter-spacing:0.04px;display:inline;\">2,004 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8t_448\" style=\"left:702px;bottom:235px;letter-spacing:-0.21px;display:inline;\">(2,132) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_448\" id=\"t8u_448\" style=\"left:796px;bottom:235px;letter-spacing:-0.18px;display:inline;\">(128) </div></td></tr></table><div class=\"t se_448\" id=\"t8v_448\" style=\"left:69px;bottom:212px;display:inline;\">1 </div><div class=\"t sf_448\" id=\"t8w_448\" style=\"left:82px;bottom:212px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes employee contribut</div><div class=\"t se_448\" id=\"t8x_448\" style=\"left:212px;bottom:212px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ions of $1 m</div><div class=\"t sf_448\" id=\"t8y_448\" style=\"left:264px;bottom:212px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t8z_448\" style=\"left:271px;bottom:212px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">ion (31 December 2022: $1 m</div><div class=\"t sf_448\" id=\"t90_448\" style=\"left:399px;bottom:212px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t91_448\" style=\"left:406px;bottom:212px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_448\" id=\"t92_448\" style=\"left:69px;bottom:194px;display:inline;\">2 </div><div class=\"t sf_448\" id=\"t93_448\" style=\"left:82px;bottom:194px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Includes admin</div><div class=\"t se_448\" id=\"t94_448\" style=\"left:152px;bottom:194px;letter-spacing:-0.03px;display:inline;\">istrat</div><div class=\"t sf_448\" id=\"t95_448\" style=\"left:176px;bottom:194px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ive expenses paid out of plan assets of $1 mill</div><div class=\"t se_448\" id=\"t96_448\" style=\"left:381px;bottom:194px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">ion (31 December 2022: $1 m</div><div class=\"t sf_448\" id=\"t97_448\" style=\"left:509px;bottom:194px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t98_448\" style=\"left:516px;bottom:194px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_448\" id=\"t99_448\" style=\"left:69px;bottom:177px;display:inline;\">3 </div><div class=\"t sf_448\" id=\"t9a_448\" style=\"left:82px;bottom:177px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Actuarial gain on obligat</div><div class=\"t se_448\" id=\"t9b_448\" style=\"left:197px;bottom:177px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion compr</div><div class=\"t sf_448\" id=\"t9c_448\" style=\"left:243px;bottom:177px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ises of $50 mill</div><div class=\"t se_448\" id=\"t9d_448\" style=\"left:309px;bottom:177px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion loss (31 December 2022: $708 m</div><div class=\"t sf_448\" id=\"t9e_448\" style=\"left:469px;bottom:177px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t9f_448\" style=\"left:476px;bottom:177px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sf_448\" id=\"t9g_448\" style=\"left:505px;bottom:177px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">in) from \ufb01nanc</div><div class=\"t se_448\" id=\"t9h_448\" style=\"left:572px;bottom:177px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ial assumpt</div><div class=\"t sf_448\" id=\"t9i_448\" style=\"left:625px;bottom:177px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion changes, $1 mill</div><div class=\"t se_448\" id=\"t9j_448\" style=\"left:712px;bottom:177px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion loss (31 December </div><div class=\"t sf_448\" id=\"t9k_448\" style=\"left:82px;bottom:166px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">2022: $9 mill</div><div class=\"t se_448\" id=\"t9l_448\" style=\"left:138px;bottom:166px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ion ga</div><div class=\"t sf_448\" id=\"t9m_448\" style=\"left:167px;bottom:166px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in) from demographic assumption changes and $66 mill</div><div class=\"t se_448\" id=\"t9n_448\" style=\"left:423px;bottom:166px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion loss (31 December 2022: $77 m</div><div class=\"t sf_448\" id=\"t9o_448\" style=\"left:577px;bottom:166px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_448\" id=\"t9p_448\" style=\"left:584px;bottom:166px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ion loss) from exper</div><div class=\"t sf_448\" id=\"t9q_448\" style=\"left:673px;bottom:166px;letter-spacing:-0.04px;display:inline;\">ience </div><div class=\"t se_448\" id=\"t9r_448\" style=\"left:69px;bottom:149px;display:inline;\">4 </div><div class=\"t sf_448\" id=\"t9s_448\" style=\"left:82px;bottom:149px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">\u201cAssets held for sale\u201d is an adjustment relating to plans in Cameroon, Cote D\u2019Ivoire and Zimbabwe which is required due to these countries being excluded in the </div><div class=\"t sf_448\" id=\"t9t_448\" style=\"left:82px;bottom:137px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">opening and closing assets and liab</div><div class=\"t se_448\" id=\"t9u_448\" style=\"left:247px;bottom:137px;letter-spacing:-0.1px;display:inline;\">il</div><div class=\"t sf_448\" id=\"t9v_448\" style=\"left:251px;bottom:137px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_448\" id=\"t9w_448\" style=\"left:258px;bottom:137px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ies, but </div>included in the pro\ufb01t and other comprehensive income items shown. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f112134": {
   "value": "Accounting policy <div class=\"t s8_444\" id=\"ta_444\" style=\"left:78px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Group operates pension and other post-retirement bene\ufb01t plans around the world, which can be categorised into </div><div class=\"t s7_444\" id=\"tb_444\" style=\"left:78px;bottom:1120px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">de\ufb01ned contribut</div><div class=\"t s9_444\" id=\"tc_444\" style=\"left:184px;bottom:1120px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t sa_444\" id=\"td_444\" style=\"left:205px;bottom:1120px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">plans and </div><div class=\"t s7_444\" id=\"te_444\" style=\"left:267px;bottom:1120px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">de\ufb01ned bene\ufb01t </div><div class=\"t sa_444\" id=\"tf_444\" style=\"left:363px;bottom:1120px;letter-spacing:-0.1px;display:inline;\">plans. </div><div class=\"t sa_444\" id=\"tg_444\" style=\"left:78px;bottom:1096px;letter-spacing:-0.2px;word-spacing:5.91px;display:inline;\">\u2022 For </div><div class=\"t s7_444\" id=\"th_444\" style=\"left:112px;bottom:1096px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">de\ufb01ned contribut</div><div class=\"t s9_444\" id=\"ti_444\" style=\"left:218px;bottom:1096px;letter-spacing:-0.11px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"tj_444\" style=\"left:240px;bottom:1096px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">plans, the Group pays contribut</div><div class=\"t sa_444\" id=\"tk_444\" style=\"left:426px;bottom:1096px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to publ</div><div class=\"t s8_444\" id=\"tl_444\" style=\"left:494px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">icly or privately admin</div><div class=\"t sa_444\" id=\"tm_444\" style=\"left:624px;bottom:1096px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">istered pens</div><div class=\"t s8_444\" id=\"tn_444\" style=\"left:695px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion plans on a </div><div class=\"t s8_444\" id=\"to_444\" style=\"left:91px;bottom:1080px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">statutory or contractual basis, and such amounts are charged to operating expenses. The Group has no further payment </div><div class=\"t s8_444\" id=\"tp_444\" style=\"left:91px;bottom:1064px;letter-spacing:-0.15px;display:inline;\">obligat</div><div class=\"t sa_444\" id=\"tq_444\" style=\"left:134px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions once the contr</div><div class=\"t s8_444\" id=\"tr_444\" style=\"left:246px;bottom:1064px;letter-spacing:-0.13px;display:inline;\">ibut</div><div class=\"t sa_444\" id=\"ts_444\" style=\"left:269px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions have been pa</div><div class=\"t s8_444\" id=\"tt_444\" style=\"left:378px;bottom:1064px;letter-spacing:-0.14px;display:inline;\">id. </div><div class=\"t sa_444\" id=\"tu_444\" style=\"left:78px;bottom:1040px;letter-spacing:-0.2px;word-spacing:5.91px;display:inline;\">\u2022 For </div><div class=\"t s7_444\" id=\"tv_444\" style=\"left:112px;bottom:1040px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">de\ufb01ned bene\ufb01t </div><div class=\"t s8_444\" id=\"tw_444\" style=\"left:208px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">plans, which promise levels of payments where the future cost is not known with certainty: </div><div class=\"t s8_444\" id=\"tx_444\" style=\"left:91px;bottom:1016px;letter-spacing:-0.16px;word-spacing:0.88px;display:inline;\">\u2013  the accounting obligat</div><div class=\"t sa_444\" id=\"ty_444\" style=\"left:242px;bottom:1016px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_444\" id=\"tz_444\" style=\"left:263px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is calculated annually by independent actuaries using the projected unit method. </div><div class=\"t sa_444\" id=\"t10_444\" style=\"left:91px;bottom:992px;display:inline;\">\u2013 </div><div class=\"t s8_444\" id=\"t11_444\" style=\"left:104px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Actuarial gains and losses that arise are recognised in shareholders\u2019 equity and presented in the statement of other </div><div class=\"t s8_444\" id=\"t12_444\" style=\"left:104px;bottom:976px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">comprehensive income in the period they arise. </div><div class=\"t sa_444\" id=\"t13_444\" style=\"left:91px;bottom:952px;display:inline;\">\u2013 </div><div class=\"t s8_444\" id=\"t14_444\" style=\"left:104px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group determines the net interest expense on the net de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t15_444\" style=\"left:564px;bottom:952px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t16_444\" style=\"left:570px;bottom:952px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity for the year by applying the </div><div class=\"t s8_444\" id=\"t17_444\" style=\"left:104px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">discount rate used to measure the de\ufb01ned bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t18_444\" style=\"left:445px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion at the beg</div><div class=\"t s8_444\" id=\"t19_444\" style=\"left:528px;bottom:936px;letter-spacing:-0.17px;display:inline;\">inn</div><div class=\"t sa_444\" id=\"t1a_444\" style=\"left:546px;bottom:936px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing of the annual per</div><div class=\"t s8_444\" id=\"t1b_444\" style=\"left:669px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iod to the net </div><div class=\"t s8_444\" id=\"t1c_444\" style=\"left:104px;bottom:920px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t1d_444\" style=\"left:220px;bottom:920px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t1e_444\" style=\"left:226px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ity, taking into account any changes in the net de\ufb01ned bene\ufb01t liab</div><div class=\"t sa_444\" id=\"t1f_444\" style=\"left:615px;bottom:920px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t1g_444\" style=\"left:621px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity during the year as a </div><div class=\"t s8_444\" id=\"t1h_444\" style=\"left:104px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">result of contribut</div><div class=\"t sa_444\" id=\"t1i_444\" style=\"left:208px;bottom:904px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions and bene\ufb01t payments. Net </div><div class=\"t s8_444\" id=\"t1j_444\" style=\"left:397px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">interest expense, the cost of the accrual of new bene\ufb01ts, bene\ufb01t </div><div class=\"t s8_444\" id=\"t1k_444\" style=\"left:104px;bottom:888px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">enhancements (or reductions) and admin</div><div class=\"t sa_444\" id=\"t1l_444\" style=\"left:349px;bottom:888px;letter-spacing:-0.14px;display:inline;\">istrat</div><div class=\"t s8_444\" id=\"t1m_444\" style=\"left:380px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion expenses met directly from plan assets are recognised in the </div><div class=\"t s8_444\" id=\"t1n_444\" style=\"left:104px;bottom:872px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">income statement in the period in which they were incurred. </div><div class=\"t s7_444\" id=\"t1o_444\" style=\"left:78px;bottom:839px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s8_444\" id=\"t1p_444\" style=\"left:78px;bottom:821px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">There are many factors that affect the measurement of the retirement bene\ufb01t obligat</div><div class=\"t sa_444\" id=\"t1q_444\" style=\"left:585px;bottom:821px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ions. Th</div><div class=\"t s8_444\" id=\"t1r_444\" style=\"left:629px;bottom:821px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">is measurement requires </div><div class=\"t s8_444\" id=\"t1s_444\" style=\"left:78px;bottom:805px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the use of estimates, such as discount rates, in\ufb02at</div><div class=\"t sa_444\" id=\"t1t_444\" style=\"left:368px;bottom:805px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion, pens</div><div class=\"t s8_444\" id=\"t1u_444\" style=\"left:420px;bottom:805px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion increases, salary increases, and life expectancies which are </div><div class=\"t s8_444\" id=\"t1v_444\" style=\"left:78px;bottom:789px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">inherently uncertain. The table below summarises how these assumptions are set: </div><table>\n                                            <tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_444\" id=\"t1w_444\" style=\"left:78px;bottom:771px;display:inline;\">Assumption </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_444\" id=\"t1x_444\" style=\"left:251px;bottom:771px;letter-spacing:-0.01px;display:inline;\">Detail </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t1y_444\" style=\"left:78px;bottom:751px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Discount rate </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t1z_444\" style=\"left:251px;bottom:751px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Determined by reference to market yields at the end of the reporting period on high-quality </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t20_444\" style=\"left:251px;bottom:736px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">corporate bonds (or, in countries where there is no deep market in such bonds, government bonds) </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t21_444\" style=\"left:251px;bottom:722px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">of a currency and term consistent with the currency and term of the post-employment bene\ufb01t </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t22_444\" style=\"left:251px;bottom:707px;letter-spacing:0.01px;display:inline;\">obligat</div><div class=\"t s4_444\" id=\"t23_444\" style=\"left:292px;bottom:707px;word-spacing:-0.15px;display:inline;\">ions. Th</div><div class=\"t sc_444\" id=\"t24_444\" style=\"left:334px;bottom:707px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">is is the approach adopted across all our geographies. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t25_444\" style=\"left:78px;bottom:688px;letter-spacing:0.05px;display:inline;\">In\ufb02ation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t26_444\" style=\"left:251px;bottom:688px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Where there are in\ufb02at</div><div class=\"t s4_444\" id=\"t27_444\" style=\"left:375px;bottom:688px;letter-spacing:-0.07px;display:inline;\">ion-l</div><div class=\"t sc_444\" id=\"t28_444\" style=\"left:400px;bottom:688px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">inked bonds available (e.g. United Kingdom and the eurozone), the Group </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t29_444\" style=\"left:251px;bottom:674px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">derives in\ufb02at</div><div class=\"t s4_444\" id=\"t2a_444\" style=\"left:323px;bottom:674px;word-spacing:-0.13px;display:inline;\">ion based on the market on those bonds, w</div><div class=\"t sc_444\" id=\"t2b_444\" style=\"left:563px;bottom:674px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ith the market yield adjusted in respect of </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2c_444\" style=\"left:251px;bottom:659px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">the United Kingdom to take account of the fact that liab</div><div class=\"t s4_444\" id=\"t2d_444\" style=\"left:566px;bottom:659px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_444\" id=\"t2e_444\" style=\"left:571px;bottom:659px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_444\" id=\"t2f_444\" style=\"left:579px;bottom:659px;letter-spacing:-0.08px;word-spacing:-0.09px;display:inline;\">ies are l</div><div class=\"t sc_444\" id=\"t2g_444\" style=\"left:620px;bottom:659px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">inked to Consumer Price Index </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2h_444\" style=\"left:251px;bottom:645px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2i_444\" style=\"left:280px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ion, whereas the reference bonds are l</div><div class=\"t sc_444\" id=\"t2j_444\" style=\"left:492px;bottom:645px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">inked to Retail Price Index in\ufb02at</div><div class=\"t s4_444\" id=\"t2k_444\" style=\"left:665px;bottom:645px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion. Where no </div> <div class=\"t sc_444\" id=\"t2l_444\" style=\"left:746px;bottom:645px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2m_444\" style=\"left:775px;bottom:645px;letter-spacing:-0.05px;display:inline;\">ion- </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2n_444\" style=\"left:251px;bottom:630px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">linked bonds exist, we determine in\ufb02at</div><div class=\"t s4_444\" id=\"t2o_444\" style=\"left:465px;bottom:630px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion assumpt</div><div class=\"t sc_444\" id=\"t2p_444\" style=\"left:533px;bottom:630px;word-spacing:-0.13px;display:inline;\">ions based on a combinat</div><div class=\"t s4_444\" id=\"t2q_444\" style=\"left:678px;bottom:630px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ion of long-term </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2r_444\" style=\"left:251px;bottom:616px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">forecasts and short-term in\ufb02at</div><div class=\"t s4_444\" id=\"t2s_444\" style=\"left:421px;bottom:616px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ion data. </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t2t_444\" style=\"left:78px;bottom:596px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Salary growth </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2u_444\" style=\"left:251px;bottom:596px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Salary growth assumptions re\ufb02ect the Group\u2019s long-term expectations, taking into account future </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t2v_444\" style=\"left:251px;bottom:582px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">business plans and macroeconomic data (primar</div><div class=\"t s4_444\" id=\"t2w_444\" style=\"left:526px;bottom:582px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ily expected future long-term </div> <div class=\"t sc_444\" id=\"t2x_444\" style=\"left:691px;bottom:582px;letter-spacing:-0.03px;display:inline;\">in\ufb02at</div><div class=\"t s4_444\" id=\"t2y_444\" style=\"left:721px;bottom:582px;letter-spacing:-0.33px;display:inline;\">ion). </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_444\" id=\"t2z_444\" style=\"left:78px;bottom:563px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">Demographic assumptions </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t30_444\" style=\"left:251px;bottom:563px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Demographic assumptions, includ</div><div class=\"t s4_444\" id=\"t31_444\" style=\"left:442px;bottom:563px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ing mortal</div><div class=\"t sc_444\" id=\"t32_444\" style=\"left:500px;bottom:563px;word-spacing:-0.15px;display:inline;\">ity and turnover rates, are typically set based on </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t33_444\" style=\"left:251px;bottom:548px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">the assumptions used in the most recent actuarial funding valuation, and will generally use </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t34_444\" style=\"left:251px;bottom:534px;word-spacing:-0.14px;display:inline;\">industry standard tables, adjusted where appropriate to re\ufb02ect recent histor</div><div class=\"t s4_444\" id=\"t35_444\" style=\"left:676px;bottom:534px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ic exper</div><div class=\"t sc_444\" id=\"t36_444\" style=\"left:719px;bottom:534px;letter-spacing:-0.14px;display:inline;\">ience and/or </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_444\" id=\"t37_444\" style=\"left:251px;bottom:519px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">future expectations. </div></td></tr>\n                                        </table><div class=\"t s8_444\" id=\"t38_444\" style=\"left:78px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The sensit</div><div class=\"t sa_444\" id=\"t39_444\" style=\"left:137px;bottom:490px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_444\" id=\"t3a_444\" style=\"left:147px;bottom:490px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity of the liab</div><div class=\"t sa_444\" id=\"t3b_444\" style=\"left:224px;bottom:490px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_444\" id=\"t3c_444\" style=\"left:230px;bottom:490px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_444\" id=\"t3d_444\" style=\"left:237px;bottom:490px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies to changes </div>in these assumptions is shown in the Note below.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f114472": {
   "value": "31. Share-based payments <div class=\"t s5_449\" id=\"t7_449\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s6_449\" id=\"t8_449\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group operates equity-settled and cash-settled share-based compensation plans. The fair value of the employee </div><div class=\"t s6_449\" id=\"t9_449\" style=\"left:95px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">services (measured by the fair value of the awards granted) received in exchange for the grant of the shares and awards </div><div class=\"t s6_449\" id=\"ta_449\" style=\"left:95px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is recognised as an expense. For deferred share awards granted as part of an annual performance award, the expense </div><div class=\"t s6_449\" id=\"tb_449\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is recognised over the period from the start of the performance period to the vesting date. For example, the expense for </div><div class=\"t s6_449\" id=\"tc_449\" style=\"left:95px;bottom:1072px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">three-year awards granted in 2024 in respect of 2023 performance, which vest in 2025-2027, is recognised as an expense </div><div class=\"t s6_449\" id=\"td_449\" style=\"left:95px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">over the period from 1 January 2023 to the vesting dates in 2025-2027. For all other awards, the expense is recognised over </div><div class=\"t s6_449\" id=\"te_449\" style=\"left:95px;bottom:1040px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the period from the date of grant to the vesting date. </div><div class=\"t s6_449\" id=\"tf_449\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For equity-settled awards, the total amount to be expensed over the vesting period is determined by reference to the fair </div><div class=\"t s6_449\" id=\"tg_449\" style=\"left:95px;bottom:1000px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value of the shares and awards at the date of grant, which excludes the impact of any non-market vesting condit</div><div class=\"t s7_449\" id=\"th_449\" style=\"left:761px;bottom:1000px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_449\" id=\"ti_449\" style=\"left:95px;bottom:984px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">(for example, pro\ufb01tabil</div><div class=\"t s6_449\" id=\"tj_449\" style=\"left:230px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and growth targets). The fair value of equity instruments granted is based on market prices, </div><div class=\"t s6_449\" id=\"tk_449\" style=\"left:95px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if available, at the date of grant. In the absence of market prices, the fair value of the instruments is estimated using an </div><div class=\"t s6_449\" id=\"tl_449\" style=\"left:95px;bottom:952px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">appropriate valuation technique, such as a binom</div><div class=\"t s7_449\" id=\"tm_449\" style=\"left:389px;bottom:952px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s6_449\" id=\"tn_449\" style=\"left:427px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pric</div><div class=\"t s7_449\" id=\"to_449\" style=\"left:469px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing model. Non-market vest</div><div class=\"t s6_449\" id=\"tp_449\" style=\"left:634px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing condit</div><div class=\"t s7_449\" id=\"tq_449\" style=\"left:693px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions are </div><div class=\"t s6_449\" id=\"tr_449\" style=\"left:742px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">included in </div><div class=\"t s6_449\" id=\"ts_449\" style=\"left:95px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assumptions for the number of shares and awards that are expected to vest. </div><div class=\"t s6_449\" id=\"tt_449\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">At each balance sheet date, the Group revises its estimates of the number of shares and awards that are expected to vest. </div><div class=\"t s6_449\" id=\"tu_449\" style=\"left:95px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">It recognises the impact of the revis</div><div class=\"t s7_449\" id=\"tv_449\" style=\"left:303px;bottom:896px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of or</div><div class=\"t s6_449\" id=\"tw_449\" style=\"left:351px;bottom:896px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s7_449\" id=\"tx_449\" style=\"left:362px;bottom:896px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal est</div><div class=\"t s6_449\" id=\"ty_449\" style=\"left:404px;bottom:896px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">imates, if any, in the income statement and a corresponding adjustment </div><div class=\"t s6_449\" id=\"tz_449\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to equity over the remain</div><div class=\"t s7_449\" id=\"t10_449\" style=\"left:243px;bottom:880px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing vest</div><div class=\"t s6_449\" id=\"t11_449\" style=\"left:289px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing period. Forfeitures prior to vesting attributable to factors other than the failure to satisfy </div><div class=\"t s6_449\" id=\"t12_449\" style=\"left:95px;bottom:863px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">service condit</div><div class=\"t s7_449\" id=\"t13_449\" style=\"left:177px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions and non-market vest</div><div class=\"t s6_449\" id=\"t14_449\" style=\"left:328px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing condit</div><div class=\"t s7_449\" id=\"t15_449\" style=\"left:387px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions are treated as a cancellat</div><div class=\"t s6_449\" id=\"t16_449\" style=\"left:566px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and the remain</div><div class=\"t s7_449\" id=\"t17_449\" style=\"left:678px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing unamort</div><div class=\"t s6_449\" id=\"t18_449\" style=\"left:751px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised charge </div><div class=\"t s6_449\" id=\"t19_449\" style=\"left:95px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is debited to the income statement at the time of cancellation. The proceeds received net of any directly attributable </div><div class=\"t s6_449\" id=\"t1a_449\" style=\"left:95px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">transaction costs are credited to share capital (nominal value) and share premium when awards in the form of options </div><div class=\"t s6_449\" id=\"t1b_449\" style=\"left:95px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are exercised. </div><div class=\"t s6_449\" id=\"t1c_449\" style=\"left:95px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Cash-settled awards are revalued at each balance sheet date and a liab</div><div class=\"t s7_449\" id=\"t1d_449\" style=\"left:525px;bottom:791px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_449\" id=\"t1e_449\" style=\"left:530px;bottom:791px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity recognised on the balance sheet for all unpaid </div><div class=\"t s6_449\" id=\"t1f_449\" style=\"left:95px;bottom:775px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">amounts, with any changes in fair value charged or credited to staff costs in the income statement until the awards are </div><div class=\"t s6_449\" id=\"t1g_449\" style=\"left:95px;bottom:759px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">exercised. Where forfeitures occur prior to vesting that are attributable to factors other than a failure to satisfy service </div><div class=\"t s6_449\" id=\"t1h_449\" style=\"left:95px;bottom:743px;letter-spacing:-0.16px;display:inline;\">condit</div><div class=\"t s7_449\" id=\"t1i_449\" style=\"left:133px;bottom:743px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions or market-based performance cond</div><div class=\"t s6_449\" id=\"t1j_449\" style=\"left:372px;bottom:743px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_449\" id=\"t1k_449\" style=\"left:380px;bottom:743px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ions, the cumulat</div><div class=\"t s6_449\" id=\"t1l_449\" style=\"left:480px;bottom:743px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive charge incurred up to the date of forfeiture is credited </div><div class=\"t s6_449\" id=\"t1m_449\" style=\"left:95px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">to the income statement. </div><div class=\"t s5_449\" id=\"t1n_449\" style=\"left:95px;bottom:695px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s6_449\" id=\"t1o_449\" style=\"left:95px;bottom:677px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Share-based payments involve judgement and estimat</div><div class=\"t s7_449\" id=\"t1p_449\" style=\"left:422px;bottom:677px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t s6_449\" id=\"t1q_449\" style=\"left:489px;bottom:677px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t s7_449\" id=\"t1r_449\" style=\"left:582px;bottom:677px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing the expenses and carry</div><div class=\"t s6_449\" id=\"t1s_449\" style=\"left:741px;bottom:677px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing values of </div><div class=\"t s6_449\" id=\"t1t_449\" style=\"left:95px;bottom:661px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">share awards at the balance sheet date. </div><div class=\"t s6_449\" id=\"t1u_449\" style=\"left:95px;bottom:637px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t1v_449\" style=\"left:108px;bottom:637px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">LTIP awards are determined using an estimat</div><div class=\"t s7_449\" id=\"t1w_449\" style=\"left:375px;bottom:637px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the probab</div><div class=\"t s6_449\" id=\"t1x_449\" style=\"left:478px;bottom:637px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s7_449\" id=\"t1y_449\" style=\"left:484px;bottom:637px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of meet</div><div class=\"t s6_449\" id=\"t1z_449\" style=\"left:547px;bottom:637px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing certain metrics over a three-year </div><div class=\"t s6_449\" id=\"t20_449\" style=\"left:108px;bottom:621px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">performance period using the Monte Carlo simulat</div><div class=\"t s7_449\" id=\"t21_449\" style=\"left:408px;bottom:621px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion model. </div><div class=\"t s6_449\" id=\"t22_449\" style=\"left:95px;bottom:597px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t23_449\" style=\"left:108px;bottom:597px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Deferred shares are determined using an estimat</div><div class=\"t s7_449\" id=\"t24_449\" style=\"left:399px;bottom:597px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of expected d</div><div class=\"t s6_449\" id=\"t25_449\" style=\"left:501px;bottom:597px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s7_449\" id=\"t26_449\" style=\"left:511px;bottom:597px;letter-spacing:-0.11px;display:inline;\">idends. </div><div class=\"t s6_449\" id=\"t27_449\" style=\"left:95px;bottom:573px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t28_449\" style=\"left:108px;bottom:573px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Sharesave Plan valuations are determined using a binom</div><div class=\"t s7_449\" id=\"t29_449\" style=\"left:444px;bottom:573px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s6_449\" id=\"t2a_449\" style=\"left:482px;bottom:573px;letter-spacing:-0.16px;display:inline;\">ion-pric</div><div class=\"t s7_449\" id=\"t2b_449\" style=\"left:527px;bottom:573px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing model. </div><div class=\"t s6_449\" id=\"t2c_449\" style=\"left:87px;bottom:540px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group operates a number of share-based arrangements for its executive directors and employees. Details of the share- </div><div class=\"t s6_449\" id=\"t2d_449\" style=\"left:87px;bottom:524px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">based payment charge are set out below. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_449\" id=\"t2e_449\" style=\"left:429px;bottom:505px;letter-spacing:-0.06px;display:inline;\">2023\u00b9 </div> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s8_449\" id=\"t2f_449\" style=\"left:698px;bottom:505px;letter-spacing:-0.06px;display:inline;\">2022\u00b9 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_449\" id=\"t2g_449\" style=\"left:370px;bottom:488px;letter-spacing:0.01px;display:inline;\">Cash </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_449\" id=\"t2j_449\" style=\"left:450px;bottom:488px;letter-spacing:0.01px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_449\" id=\"t2m_449\" style=\"left:543px;bottom:488px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_449\" id=\"t2p_449\" style=\"left:639px;bottom:488px;display:inline;\">Cash </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_449\" id=\"t2s_449\" style=\"left:720px;bottom:488px;display:inline;\">Equity </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_449\" id=\"t2v_449\" style=\"left:812px;bottom:488px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_449\" id=\"t2h_449\" style=\"left:357px;bottom:477px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_449\" id=\"t2i_449\" style=\"left:379px;bottom:477px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_449\" id=\"t2k_449\" style=\"left:443px;bottom:477px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_449\" id=\"t2l_449\" style=\"left:466px;bottom:477px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_449\" id=\"t2n_449\" style=\"left:530px;bottom:477px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_449\" id=\"t2o_449\" style=\"left:553px;bottom:477px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_449\" id=\"t2q_449\" style=\"left:627px;bottom:477px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_449\" id=\"t2r_449\" style=\"left:648px;bottom:477px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_449\" id=\"t2t_449\" style=\"left:714px;bottom:477px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_449\" id=\"t2u_449\" style=\"left:735px;bottom:477px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_449\" id=\"t2w_449\" style=\"left:800px;bottom:477px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_449\" id=\"t2x_449\" style=\"left:822px;bottom:477px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_449\" id=\"t2y_449\" style=\"left:87px;bottom:457px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Deferred share awards </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t2z_449\" style=\"left:379px;bottom:457px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t30_449\" style=\"left:461px;bottom:457px;letter-spacing:0.08px;display:inline;\">103 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t31_449\" style=\"left:549px;bottom:457px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t32_449\" style=\"left:652px;bottom:457px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t33_449\" style=\"left:736px;bottom:457px;letter-spacing:0.03px;display:inline;\">92 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t34_449\" style=\"left:817px;bottom:457px;letter-spacing:0.08px;display:inline;\">108 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_449\" id=\"t35_449\" style=\"left:87px;bottom:438px;word-spacing:-0.14px;display:inline;\">Other share awards </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t36_449\" style=\"left:382px;bottom:438px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t37_449\" style=\"left:466px;bottom:438px;letter-spacing:-0.38px;display:inline;\">70 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t38_449\" style=\"left:553px;bottom:438px;letter-spacing:-0.05px;display:inline;\">89 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t39_449\" style=\"left:648px;bottom:438px;letter-spacing:-0.16px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t3a_449\" style=\"left:739px;bottom:438px;letter-spacing:0.15px;display:inline;\">71 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t3b_449\" style=\"left:825px;bottom:438px;letter-spacing:0.2px;display:inline;\">91 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_449\" id=\"t3c_449\" style=\"left:87px;bottom:419px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Total share-based payments\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t3d_449\" style=\"left:380px;bottom:419px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t3e_449\" style=\"left:462px;bottom:419px;letter-spacing:-0.03px;display:inline;\">173 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_449\" id=\"t3f_449\" style=\"left:546px;bottom:419px;letter-spacing:0.19px;display:inline;\">226 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t3g_449\" style=\"left:649px;bottom:419px;letter-spacing:0.12px;display:inline;\">36 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t3h_449\" style=\"left:732px;bottom:419px;letter-spacing:0.03px;display:inline;\">163 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_449\" id=\"t3i_449\" style=\"left:818px;bottom:419px;letter-spacing:0.05px;display:inline;\">199 </div></td></tr>\n                                        </table><div class=\"t s8_449\" id=\"t3j_449\" style=\"left:87px;bottom:395px;display:inline;\">1 </div><div class=\"t s8_449\" id=\"t3k_449\" style=\"left:100px;bottom:395px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">No forfeiture during the year </div><div class=\"t s8_449\" id=\"t3l_449\" style=\"left:87px;bottom:378px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">2 The total Share based payments charge during the year includes costs relating to Business ventures. Business ventures are established as separate legal entit</div><div class=\"t s9_449\" id=\"t3m_449\" style=\"left:812px;bottom:378px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t s8_449\" id=\"t3n_449\" style=\"left:100px;bottom:366px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">with their own employee share ownership plans (ESOP) to attract and incent</div><div class=\"t s9_449\" id=\"t3o_449\" style=\"left:450px;bottom:366px;letter-spacing:-0.01px;display:inline;\">iv</div><div class=\"t s8_449\" id=\"t3p_449\" style=\"left:457px;bottom:366px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ise talent. ESOPs have been set up with share based payment charges recorded in </div><div class=\"t s8_449\" id=\"t3q_449\" style=\"left:100px;bottom:355px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">2023 with $14 mill</div><div class=\"t s9_449\" id=\"t3r_449\" style=\"left:179px;bottom:355px;letter-spacing:-0.05px;display:inline;\">ion </div><div class=\"t s8_449\" id=\"t3s_449\" style=\"left:195px;bottom:355px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in Cash settled and $3 mill</div><div class=\"t s9_449\" id=\"t3t_449\" style=\"left:314px;bottom:355px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion equ</div><div class=\"t s8_449\" id=\"t3u_449\" style=\"left:348px;bottom:355px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ity settled deferred awards spread across 11 entit</div><div class=\"t s9_449\" id=\"t3v_449\" style=\"left:571px;bottom:355px;letter-spacing:-0.04px;display:inline;\">ies </div><div></div><div class=\"t s5_450\" id=\"t7_450\" style=\"left:69px;bottom:1180px;letter-spacing:-0.18px;word-spacing:-0.12px;display:inline;\"> </div><div class=\"t s6_450\" id=\"t8_450\" style=\"left:269px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_450\" id=\"t9_450\" style=\"left:69px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">2021 Standard Chartered Share Plan (the \u20182021 Plan\u2019) and 2011 Standard Chartered Share Plan (the \u20182011 Plan\u2019) </div><div class=\"t s8_450\" id=\"ta_450\" style=\"left:69px;bottom:1137px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">The 2021 Plan was approved by shareholders in May 2021 and is the Group\u2019s main share plan, replacing the 2011 Plan for new </div><div class=\"t s8_450\" id=\"tb_450\" style=\"left:69px;bottom:1121px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">awards from June 2021. It may be used to deliver various types of share awards to employees and former employees of the </div><div class=\"t s8_450\" id=\"tc_450\" style=\"left:69px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Group, includ</div><div class=\"t s9_450\" id=\"td_450\" style=\"left:147px;bottom:1105px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing d</div><div class=\"t s8_450\" id=\"te_450\" style=\"left:177px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irectors and former executive directors: </div><div class=\"t s9_450\" id=\"tf_450\" style=\"left:69px;bottom:1081px;display:inline;\">\u2022 </div><div class=\"t s8_450\" id=\"tg_450\" style=\"left:82px;bottom:1081px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Long Term Incentive Plan (LTIP) awards: granted with vesting subject to performance measures. Performance measures </div><div class=\"t s8_450\" id=\"th_450\" style=\"left:82px;bottom:1065px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">attached to awards granted previously include: relative total shareholder return (TSR); return on tangible equity (RoTE) </div><div class=\"t s8_450\" id=\"ti_450\" style=\"left:82px;bottom:1049px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">(with a Common Equity Tier 1 (CET1) underpin); and strategic measures. Each measure is assessed independently over a </div><div class=\"t s8_450\" id=\"tj_450\" style=\"left:82px;bottom:1033px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">three-year period. LTIP awards have an ind</div><div class=\"t s9_450\" id=\"tk_450\" style=\"left:335px;bottom:1033px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_450\" id=\"tl_450\" style=\"left:344px;bottom:1033px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idual conduct gateway requirement that results in the award lapsing if not met. </div><div class=\"t s9_450\" id=\"tm_450\" style=\"left:69px;bottom:1009px;display:inline;\">\u2022 </div><div class=\"t s8_450\" id=\"tn_450\" style=\"left:82px;bottom:1009px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Deferred awards are used to deliver: </div><div class=\"t s9_450\" id=\"to_450\" style=\"left:82px;bottom:985px;display:inline;\">\u2013 </div><div class=\"t s8_450\" id=\"tp_450\" style=\"left:95px;bottom:985px;letter-spacing:-0.14px;word-spacing:-0.15px;display:inline;\">the deferred portion of variable remuneration, in line with both market practice and regulatory requirements. These awards </div><div class=\"t s8_450\" id=\"tq_450\" style=\"left:95px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">vest in instalments on anniversar</div><div class=\"t s9_450\" id=\"tr_450\" style=\"left:288px;bottom:969px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies of the award date spec</div><div class=\"t s8_450\" id=\"ts_450\" style=\"left:445px;bottom:969px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_450\" id=\"tt_450\" style=\"left:452px;bottom:969px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ied at the t</div><div class=\"t s8_450\" id=\"tu_450\" style=\"left:516px;bottom:969px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ime of grant. Deferred awards are not subject </div><div class=\"t s8_450\" id=\"tv_450\" style=\"left:95px;bottom:953px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">to any plan lim</div><div class=\"t s9_450\" id=\"tw_450\" style=\"left:182px;bottom:953px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">it. Th</div><div class=\"t s8_450\" id=\"tx_450\" style=\"left:211px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is enables the Group to meet regulatory requirements relating to deferral levels, and is in line with </div><div class=\"t s8_450\" id=\"ty_450\" style=\"left:95px;bottom:937px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">market practice. </div><div class=\"t s9_450\" id=\"tz_450\" style=\"left:82px;bottom:912px;display:inline;\">\u2013 </div><div class=\"t s9_450\" id=\"t10_450\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">replacement buy-out awards to new joiners who forfe</div><div class=\"t s8_450\" id=\"t11_450\" style=\"left:413px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">it awards on leaving their previous employers. These vest in the </div><div class=\"t s8_450\" id=\"t12_450\" style=\"left:95px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">quarter most closely following the date when the award would have vested at the previous employer. This enables the </div><div class=\"t s8_450\" id=\"t13_450\" style=\"left:95px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Group to meet regulatory requirements relating to buy-outs, and is in line with market practice. In line with sim</div><div class=\"t s9_450\" id=\"t14_450\" style=\"left:742px;bottom:880px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ilar plans </div><div class=\"t s8_450\" id=\"t15_450\" style=\"left:95px;bottom:864px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">operated by our competitors, these awards are not subject to an annual lim</div><div class=\"t s9_450\" id=\"t16_450\" style=\"left:540px;bottom:864px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">it and do not have any performance measures. </div><div class=\"t s8_450\" id=\"t17_450\" style=\"left:69px;bottom:840px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Under the 2021 Plan and 2011 Plan, no grant price is payable to receive an award. The remain</div><div class=\"t s9_450\" id=\"t18_450\" style=\"left:612px;bottom:840px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing l</div><div class=\"t s8_450\" id=\"t19_450\" style=\"left:637px;bottom:840px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ife of the 2021 Plan during </div><div class=\"t s8_450\" id=\"t1a_450\" style=\"left:69px;bottom:824px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">which new awards can be made is eight years. The 2011 Plan has expired and no further awards will be granted under this plan. </div><div class=\"t s7_450\" id=\"t1b_450\" style=\"left:69px;bottom:792px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">Valuation \u2013 LTIP awards </div><div class=\"t s8_450\" id=\"t1c_450\" style=\"left:69px;bottom:774px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The vesting of awards granted in 2023, 2022 and 2021 is subject to relative TSR performance measures, achievement of a </div><div class=\"t s8_450\" id=\"t1d_450\" style=\"left:69px;bottom:758px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">strategic scorecard and satisfact</div><div class=\"t s9_450\" id=\"t1e_450\" style=\"left:263px;bottom:758px;letter-spacing:-0.28px;word-spacing:0.02px;display:inline;\">ion of RoTE (subject to a cap</div><div class=\"t s8_450\" id=\"t1f_450\" style=\"left:429px;bottom:758px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ital CET1 underpin). The vesting of awards also have addit</div><div class=\"t s9_450\" id=\"t1g_450\" style=\"left:770px;bottom:758px;letter-spacing:-0.16px;display:inline;\">ional </div><div class=\"t s8_450\" id=\"t1h_450\" style=\"left:69px;bottom:742px;letter-spacing:-0.16px;display:inline;\">condit</div><div class=\"t s9_450\" id=\"t1i_450\" style=\"left:107px;bottom:742px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions under strateg</div><div class=\"t s8_450\" id=\"t1j_450\" style=\"left:214px;bottom:742px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ic measures related to targets set for sustainab</div><div class=\"t s9_450\" id=\"t1k_450\" style=\"left:491px;bottom:742px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_450\" id=\"t1l_450\" style=\"left:497px;bottom:742px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ity linked to business strategy. The fair value of the </div><div class=\"t s8_450\" id=\"t1m_450\" style=\"left:69px;bottom:726px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">relative TSR component is calculated using the probabil</div><div class=\"t s9_450\" id=\"t1n_450\" style=\"left:397px;bottom:726px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of meet</div><div class=\"t s8_450\" id=\"t1o_450\" style=\"left:461px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the measures over a three-year performance period, </div><div class=\"t s8_450\" id=\"t1p_450\" style=\"left:69px;bottom:710px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">using a Monte Carlo simulat</div><div class=\"t s9_450\" id=\"t1q_450\" style=\"left:235px;bottom:710px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion model. The value of the rema</div><div class=\"t s8_450\" id=\"t1r_450\" style=\"left:429px;bottom:710px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s9_450\" id=\"t1s_450\" style=\"left:439px;bottom:710px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ing components </div><div class=\"t s8_450\" id=\"t1t_450\" style=\"left:539px;bottom:710px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is based on the expected performance </div><div class=\"t s8_450\" id=\"t1u_450\" style=\"left:69px;bottom:694px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">against the RoTE and strategic measures in the scorecard and the resulting estimated number of shares expected to vest </div><div class=\"t s8_450\" id=\"t1v_450\" style=\"left:69px;bottom:678px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">at each reporting date. These combined values are used to determine the accounting charge. </div><div class=\"t s8_450\" id=\"t1w_450\" style=\"left:69px;bottom:654px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">No div</div><div class=\"t s9_450\" id=\"t1x_450\" style=\"left:108px;bottom:654px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idend equ</div><div class=\"t s8_450\" id=\"t1y_450\" style=\"left:167px;bottom:654px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ivalents accrue for the LTIP awards made in 2023, 2022 or 2021 and the fair value takes this into account, </div><div class=\"t s8_450\" id=\"t1z_450\" style=\"left:69px;bottom:638px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">calculated by reference to market consensus div</div><div class=\"t s9_450\" id=\"t20_450\" style=\"left:353px;bottom:638px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend y</div><div class=\"t s8_450\" id=\"t21_450\" style=\"left:397px;bottom:638px;letter-spacing:-0.13px;display:inline;\">ield. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t22_450\" style=\"left:709px;bottom:619px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_450\" id=\"t23_450\" style=\"left:796px;bottom:619px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_450\" id=\"t24_450\" style=\"left:69px;bottom:599px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Grant date </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t25_450\" style=\"left:676px;bottom:599px;letter-spacing:0.18px;display:inline;\">13\u2013March </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t26_450\" style=\"left:764px;bottom:599px;letter-spacing:0.07px;display:inline;\">14\u2013March </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t27_450\" style=\"left:69px;bottom:580px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t28_450\" style=\"left:707px;bottom:580px;letter-spacing:-0.36px;display:inline;\">7.40 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t29_450\" style=\"left:795px;bottom:580px;letter-spacing:0.1px;display:inline;\">4.88 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t2a_450\" style=\"left:69px;bottom:561px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Vesting period (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t2b_450\" style=\"left:712px;bottom:561px;letter-spacing:0.04px;display:inline;\">3\u20137 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t2c_450\" style=\"left:800px;bottom:561px;letter-spacing:-0.17px;display:inline;\">3\u20137 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t2d_450\" style=\"left:69px;bottom:542px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Expected div</div><div class=\"t s4_450\" id=\"t2e_450\" style=\"left:142px;bottom:542px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ided y</div><div class=\"t sc_450\" id=\"t2f_450\" style=\"left:176px;bottom:542px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">ield (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t2g_450\" style=\"left:718px;bottom:542px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t2h_450\" style=\"left:802px;bottom:542px;display:inline;\">3.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t2i_450\" style=\"left:69px;bottom:523px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">Fair value (RoTE) (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t2j_450\" style=\"left:684px;bottom:523px;word-spacing:-0.16px;display:inline;\">1.91, 1.85 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t2k_450\" style=\"left:772px;bottom:523px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">1.24, 1.20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t2l_450\" style=\"left:69px;bottom:504px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Fair value (TSR) (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t2m_450\" style=\"left:679px;bottom:504px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">1.08, 1.04 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t2n_450\" style=\"left:766px;bottom:504px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">0.70, 0.68 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t2o_450\" style=\"left:69px;bottom:485px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">Fair value (Strategic) (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t2p_450\" style=\"left:675px;bottom:485px;letter-spacing:0.19px;word-spacing:-0.33px;display:inline;\">2.54, 2.46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_450\" id=\"t2q_450\" style=\"left:772px;bottom:485px;letter-spacing:0.02px;word-spacing:-0.18px;display:inline;\">1.65, 1.60 </div></td></tr></table><div class=\"t s7_450\" id=\"t2r_450\" style=\"left:69px;bottom:447px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Valuation \u2013 deferred shares </div><div class=\"t s8_450\" id=\"t2s_450\" style=\"left:69px;bottom:429px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair value for deferred awards which are not granted to material risk takers is based on 100 per cent of the face value of the </div><div class=\"t s8_450\" id=\"t2t_450\" style=\"left:69px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">shares at the date of grant as the share price will re\ufb02ect expectations of all future div</div><div class=\"t s9_450\" id=\"t2u_450\" style=\"left:567px;bottom:413px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idends. For awards granted to mater</div><div class=\"t s8_450\" id=\"t2v_450\" style=\"left:784px;bottom:413px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial risk </div><div class=\"t s8_450\" id=\"t2w_450\" style=\"left:69px;bottom:397px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">takers in 2023, the fair value of awards takes into account the lack of div</div><div class=\"t s9_450\" id=\"t2x_450\" style=\"left:491px;bottom:397px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idend equ</div><div class=\"t s8_450\" id=\"t2y_450\" style=\"left:551px;bottom:397px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ivalents, calculated by reference to market </div><div class=\"t s8_450\" id=\"t2z_450\" style=\"left:69px;bottom:381px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">consensus div</div><div class=\"t s9_450\" id=\"t30_450\" style=\"left:151px;bottom:381px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend y</div><div class=\"t s8_450\" id=\"t31_450\" style=\"left:194px;bottom:381px;letter-spacing:-0.13px;display:inline;\">ield. </div><div class=\"t s7_450\" id=\"t32_450\" style=\"left:69px;bottom:349px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Deferred share awards \u2013 variable remuneration </div><div class=\"t s2_450\" id=\"t33_450\" style=\"left:69px;bottom:312px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Grant date </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_450\" id=\"t34_450\" style=\"left:543px;bottom:330px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t35_450\" style=\"left:340px;bottom:313px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">18 September </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t36_450\" style=\"left:537px;bottom:313px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">19 June </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t37_450\" style=\"left:715px;bottom:313px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">13 March </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_450\" id=\"t38_450\" style=\"left:69px;bottom:293px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t39_450\" style=\"left:361px;bottom:293px;letter-spacing:-0.33px;display:inline;\">7.43 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t3a_450\" style=\"left:542px;bottom:293px;letter-spacing:0.08px;display:inline;\">6.75 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t3b_450\" style=\"left:724px;bottom:293px;letter-spacing:-0.36px;display:inline;\">7.40 </div></td></tr></table><div class=\"t s2_450\" id=\"t3c_450\" style=\"left:69px;bottom:244px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Vesting period (years) </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3d_450\" style=\"left:323px;bottom:268px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3k_450\" style=\"left:505px;bottom:268px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3r_450\" style=\"left:687px;bottom:268px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3e_450\" style=\"left:302px;bottom:257px;letter-spacing:-0.04px;display:inline;\">div</div><div class=\"t sd_450\" id=\"t3f_450\" style=\"left:316px;bottom:257px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">idend y</div><div class=\"t sa_450\" id=\"t3g_450\" style=\"left:351px;bottom:257px;letter-spacing:-0.03px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3i_450\" style=\"left:409px;bottom:257px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3l_450\" style=\"left:484px;bottom:257px;letter-spacing:-0.04px;display:inline;\">div</div> <div class=\"t sd_450\" id=\"t3m_450\" style=\"left:498px;bottom:257px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">idend y</div><div class=\"t sa_450\" id=\"t3n_450\" style=\"left:533px;bottom:257px;letter-spacing:-0.03px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3p_450\" style=\"left:591px;bottom:257px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3s_450\" style=\"left:665px;bottom:257px;letter-spacing:-0.04px;display:inline;\">div</div> <div class=\"t sd_450\" id=\"t3t_450\" style=\"left:680px;bottom:257px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">idend y</div><div class=\"t sa_450\" id=\"t3u_450\" style=\"left:714px;bottom:257px;letter-spacing:-0.03px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3w_450\" style=\"left:773px;bottom:257px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3h_450\" style=\"left:350px;bottom:245px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3j_450\" style=\"left:441px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3o_450\" style=\"left:532px;bottom:245px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3q_450\" style=\"left:623px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3v_450\" style=\"left:714px;bottom:245px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_450\" id=\"t3x_450\" style=\"left:804px;bottom:245px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_450\" id=\"t3y_450\" style=\"left:69px;bottom:225px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">1-3 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t3z_450\" style=\"left:344px;bottom:225px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t40_450\" style=\"left:431px;bottom:225px;letter-spacing:-0.33px;display:inline;\">7.43 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t41_450\" style=\"left:533px;bottom:225px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t42_450\" style=\"left:612px;bottom:225px;letter-spacing:0.08px;display:inline;\">6.75 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t43_450\" style=\"left:718px;bottom:225px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t44_450\" style=\"left:802px;bottom:225px;letter-spacing:-0.6px;display:inline;\">7.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_450\" id=\"t45_450\" style=\"left:69px;bottom:206px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">1-5 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t46_450\" style=\"left:350px;bottom:206px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t47_450\" style=\"left:432px;bottom:206px;letter-spacing:0.11px;display:inline;\">6.51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t48_450\" style=\"left:510px;bottom:206px;letter-spacing:0.14px;word-spacing:-0.29px;display:inline;\">3.3, 3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t49_450\" style=\"left:583px;bottom:206px;letter-spacing:0.08px;word-spacing:-0.23px;display:inline;\">6.23, 5.83 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4a_450\" style=\"left:698px;bottom:206px;letter-spacing:-0.15px;word-spacing:-0.02px;display:inline;\">3.1, 3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4b_450\" style=\"left:764px;bottom:206px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">6.85, 6.65 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_450\" id=\"t4c_450\" style=\"left:69px;bottom:187px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">3-7 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4d_450\" style=\"left:362px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4e_450\" style=\"left:449px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4f_450\" style=\"left:544px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4g_450\" style=\"left:631px;bottom:187px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4h_450\" style=\"left:658px;bottom:187px;letter-spacing:-0.14px;word-spacing:-0.03px;display:inline;\">3.1, 3.1, 3.1, 3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4i_450\" style=\"left:761px;bottom:187px;letter-spacing:0.02px;word-spacing:-0.18px;display:inline;\">6.65, 6.75, </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_450\" id=\"t4j_450\" style=\"left:767px;bottom:173px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">6.35, 6.16 </div></td></tr></table><div></div><div class=\"t s4_451\" id=\"t6_451\" style=\"left:87px;bottom:1180px;letter-spacing:-0.18px;word-spacing:-0.12px;display:inline;\"> </div><div class=\"t s5_451\" id=\"t7_451\" style=\"left:286px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"10\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"t9_451\" style=\"left:560px;bottom:1162px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_451\" id=\"t8_451\" style=\"left:87px;bottom:1144px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Grant date </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"ta_451\" style=\"left:358px;bottom:1145px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">09 November </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"tb_451\" style=\"left:554px;bottom:1145px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">20 June </div></td><td class=\"emptyTDSTag \" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"tc_451\" style=\"left:733px;bottom:1145px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">14 March </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"td_451\" style=\"left:87px;bottom:1125px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Share price at grant date (\u00a3) </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"te_451\" style=\"left:379px;bottom:1125px;letter-spacing:-0.05px;display:inline;\">5.62 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"tf_451\" style=\"left:560px;bottom:1125px;display:inline;\">6.04 </div></td><td class=\"emptyTDSTag \" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"tg_451\" style=\"left:742px;bottom:1125px;letter-spacing:0.1px;display:inline;\">4.88 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"ti_451\" style=\"left:341px;bottom:1101px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tp_451\" style=\"left:523px;bottom:1101px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag \" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tw_451\" style=\"left:705px;bottom:1101px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tj_451\" style=\"left:321px;bottom:1090px;letter-spacing:-0.02px;display:inline;\">div</div> <div class=\"t s9_451\" id=\"tk_451\" style=\"left:335px;bottom:1090px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">idend y</div><div class=\"t s7_451\" id=\"tl_451\" style=\"left:369px;bottom:1090px;letter-spacing:-0.02px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tn_451\" style=\"left:428px;bottom:1090px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tq_451\" style=\"left:503px;bottom:1090px;letter-spacing:-0.02px;display:inline;\">div</div> <div class=\"t s9_451\" id=\"tr_451\" style=\"left:517px;bottom:1090px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">idend y</div><div class=\"t s7_451\" id=\"ts_451\" style=\"left:551px;bottom:1090px;letter-spacing:-0.02px;display:inline;\">ield </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tu_451\" style=\"left:610px;bottom:1090px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tx_451\" style=\"left:685px;bottom:1090px;letter-spacing:-0.02px;display:inline;\">div</div> <div class=\"t s9_451\" id=\"ty_451\" style=\"left:699px;bottom:1090px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">idend y</div><div class=\"t s7_451\" id=\"tz_451\" style=\"left:732px;bottom:1090px;letter-spacing:-0.02px;display:inline;\">ield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t11_451\" style=\"left:792px;bottom:1090px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_451\" id=\"th_451\" style=\"left:87px;bottom:1077px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Vesting period (years) </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tm_451\" style=\"left:369px;bottom:1078px;letter-spacing:-0.26px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"to_451\" style=\"left:459px;bottom:1078px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tt_451\" style=\"left:551px;bottom:1078px;letter-spacing:-0.26px;display:inline;\">(%) </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"tv_451\" style=\"left:641px;bottom:1078px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t10_451\" style=\"left:733px;bottom:1078px;letter-spacing:-0.26px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t12_451\" style=\"left:823px;bottom:1078px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t13_451\" style=\"left:87px;bottom:1058px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">1-3 years </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t14_451\" style=\"left:362px;bottom:1058px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t15_451\" style=\"left:450px;bottom:1058px;letter-spacing:-0.05px;display:inline;\">5.62 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t16_451\" style=\"left:544px;bottom:1058px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t17_451\" style=\"left:630px;bottom:1058px;display:inline;\">6.04 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t18_451\" style=\"left:726px;bottom:1058px;letter-spacing:-0.72px;display:inline;\">N/A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t19_451\" style=\"left:812px;bottom:1058px;letter-spacing:0.1px;display:inline;\">4.88 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t1a_451\" style=\"left:87px;bottom:1039px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">1-5 years </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1b_451\" style=\"left:369px;bottom:1039px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1c_451\" style=\"left:453px;bottom:1039px;letter-spacing:-0.18px;display:inline;\">5.17 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1d_451\" style=\"left:530px;bottom:1039px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">3.4, 3.4 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1e_451\" style=\"left:603px;bottom:1039px;letter-spacing:0.09px;word-spacing:-0.25px;display:inline;\">5.56, 5.56 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1f_451\" style=\"left:703px;bottom:1039px;letter-spacing:-0.19px;word-spacing:0.03px;display:inline;\">N/A, 3.4, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1h_451\" style=\"left:781px;bottom:1039px;letter-spacing:0.05px;word-spacing:-0.21px;display:inline;\">4.88, 4.48, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1g_451\" style=\"left:712px;bottom:1025px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">3.4, 3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1i_451\" style=\"left:787px;bottom:1025px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">4.41, 4.34 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t1j_451\" style=\"left:87px;bottom:1006px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">3-7 years </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1k_451\" style=\"left:379px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1l_451\" style=\"left:466px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1m_451\" style=\"left:561px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1n_451\" style=\"left:648px;bottom:1006px;display:inline;\">\u2013 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1o_451\" style=\"left:696px;bottom:1006px;letter-spacing:0.07px;display:inline;\">3.4,3.4,3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t1p_451\" style=\"left:760px;bottom:1006px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">4.48, 4.13, 3.99 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr></table><div class=\"t sa_451\" id=\"t1q_451\" style=\"left:87px;bottom:968px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Deferred share awards \u2013 buy-outs </div><table><tr><td class=\"emptyTDSTag\" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\">  \u00a0</td><td class=\"emptyTDSTag\" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\">   \u00a0</td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_451\" id=\"t1s_451\" style=\"left:556px;bottom:949px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_451\" id=\"t1r_451\" style=\"left:87px;bottom:931px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Grant date </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_451\" id=\"t1t_451\" style=\"left:342px;bottom:932px;letter-spacing:-0.02px;display:inline;\">20-Nov </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_451\" id=\"t1u_451\" style=\"left:482px;bottom:932px;letter-spacing:0.02px;display:inline;\">18-Sep </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_451\" id=\"t1v_451\" style=\"left:622px;bottom:932px;letter-spacing:-0.09px;display:inline;\">19-Jun </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_451\" id=\"t1w_451\" style=\"left:758px;bottom:932px;letter-spacing:0.04px;display:inline;\">13-Mar </div> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t1x_451\" style=\"left:87px;bottom:912px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Share price at grant date (\u00a3) </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_451\" id=\"t1y_451\" style=\"left:346px;bottom:912px;letter-spacing:0.09px;display:inline;\">6.60 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_451\" id=\"t1z_451\" style=\"left:486px;bottom:912px;letter-spacing:-0.33px;display:inline;\">7.43 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_451\" id=\"t20_451\" style=\"left:625px;bottom:912px;letter-spacing:0.08px;display:inline;\">6.75 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s6_451\" id=\"t21_451\" style=\"left:763px;bottom:912px;letter-spacing:-0.36px;display:inline;\">7.40 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t23_451\" style=\"left:310px;bottom:887px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2a_451\" style=\"left:449px;bottom:887px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2h_451\" style=\"left:587px;bottom:887px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2o_451\" style=\"left:726px;bottom:887px;letter-spacing:0.02px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t24_451\" style=\"left:313px;bottom:876px;letter-spacing:-0.04px;display:inline;\">div</div><div class=\"t s3_451\" id=\"t25_451\" style=\"left:328px;bottom:876px;letter-spacing:-0.02px;display:inline;\">idend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2b_451\" style=\"left:452px;bottom:876px;letter-spacing:-0.04px;display:inline;\">div</div><div class=\"t s3_451\" id=\"t2c_451\" style=\"left:467px;bottom:876px;letter-spacing:-0.02px;display:inline;\">idend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2i_451\" style=\"left:591px;bottom:876px;letter-spacing:-0.04px;display:inline;\">div</div><div class=\"t s3_451\" id=\"t2j_451\" style=\"left:605px;bottom:876px;letter-spacing:-0.02px;display:inline;\">idend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2p_451\" style=\"left:729px;bottom:876px;letter-spacing:-0.04px;display:inline;\">div</div><div class=\"t s3_451\" id=\"t2q_451\" style=\"left:744px;bottom:876px;letter-spacing:-0.02px;display:inline;\">idend </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t26_451\" style=\"left:332px;bottom:865px;letter-spacing:-0.03px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t28_451\" style=\"left:374px;bottom:865px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2d_451\" style=\"left:471px;bottom:865px;letter-spacing:-0.03px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2f_451\" style=\"left:513px;bottom:865px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2k_451\" style=\"left:609px;bottom:865px;letter-spacing:-0.03px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2m_451\" style=\"left:651px;bottom:865px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2r_451\" style=\"left:748px;bottom:865px;letter-spacing:-0.03px;display:inline;\">yield </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2t_451\" style=\"left:790px;bottom:865px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Fair value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_451\" id=\"t22_451\" style=\"left:87px;bottom:852px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Vesting period (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t27_451\" style=\"left:337px;bottom:853px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t29_451\" style=\"left:406px;bottom:853px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2e_451\" style=\"left:476px;bottom:853px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2g_451\" style=\"left:545px;bottom:853px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2l_451\" style=\"left:614px;bottom:853px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2n_451\" style=\"left:683px;bottom:853px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2s_451\" style=\"left:753px;bottom:853px;letter-spacing:-0.3px;display:inline;\">(%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_451\" id=\"t2u_451\" style=\"left:822px;bottom:853px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t2v_451\" style=\"left:87px;bottom:833px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">3 months </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t2w_451\" style=\"left:476px;bottom:833px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t2x_451\" style=\"left:535px;bottom:833px;letter-spacing:-0.25px;display:inline;\">7.38 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t2y_451\" style=\"left:615px;bottom:833px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t2z_451\" style=\"left:680px;bottom:833px;letter-spacing:0.11px;display:inline;\">6.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t30_451\" style=\"left:757px;bottom:833px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t31_451\" style=\"left:812px;bottom:833px;letter-spacing:-0.23px;display:inline;\">7.34 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t32_451\" style=\"left:87px;bottom:814px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">4 months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t33_451\" style=\"left:337px;bottom:814px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t34_451\" style=\"left:395px;bottom:814px;letter-spacing:0.19px;display:inline;\">6.54 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t35_451\" style=\"left:87px;bottom:795px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">6 months </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t36_451\" style=\"left:476px;bottom:795px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t37_451\" style=\"left:536px;bottom:795px;letter-spacing:-0.36px;display:inline;\">7.32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t38_451\" style=\"left:615px;bottom:795px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t39_451\" style=\"left:672px;bottom:795px;letter-spacing:0.15px;display:inline;\">6.64 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t3a_451\" style=\"left:87px;bottom:776px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">7 months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3b_451\" style=\"left:337px;bottom:776px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3c_451\" style=\"left:395px;bottom:776px;letter-spacing:-0.01px;display:inline;\">6.49 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t3d_451\" style=\"left:87px;bottom:757px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">9 months </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3e_451\" style=\"left:476px;bottom:757px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3f_451\" style=\"left:536px;bottom:757px;letter-spacing:-0.34px;display:inline;\">7.27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3g_451\" style=\"left:615px;bottom:757px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3h_451\" style=\"left:641px;bottom:757px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">6.48, 6.59 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t3i_451\" style=\"left:87px;bottom:738px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">10 months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3j_451\" style=\"left:337px;bottom:738px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3k_451\" style=\"left:394px;bottom:738px;letter-spacing:0.18px;display:inline;\">6.44 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t3l_451\" style=\"left:87px;bottom:719px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3m_451\" style=\"left:337px;bottom:719px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3n_451\" style=\"left:361px;bottom:719px;letter-spacing:0.07px;word-spacing:-0.23px;display:inline;\">6.25, 6.30, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3p_451\" style=\"left:476px;bottom:719px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3q_451\" style=\"left:508px;bottom:719px;letter-spacing:-0.37px;word-spacing:0.21px;display:inline;\">7.06, 7.11, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3s_451\" style=\"left:615px;bottom:719px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3t_451\" style=\"left:641px;bottom:719px;letter-spacing:0.03px;word-spacing:-0.19px;display:inline;\">6.18, 6.38, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3v_451\" style=\"left:757px;bottom:719px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3w_451\" style=\"left:790px;bottom:719px;letter-spacing:-0.41px;word-spacing:0.25px;display:inline;\">7.12, 7.18 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3o_451\" style=\"left:365px;bottom:704px;letter-spacing:0.11px;word-spacing:-0.25px;display:inline;\">6.35, 6.39 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3r_451\" style=\"left:510px;bottom:704px;letter-spacing:-0.34px;word-spacing:0.18px;display:inline;\">7.16, 7.22 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3u_451\" style=\"left:641px;bottom:704px;letter-spacing:0.11px;word-spacing:-0.25px;display:inline;\">6.43, 6.54 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t3x_451\" style=\"left:87px;bottom:685px;word-spacing:-0.14px;display:inline;\">2 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3y_451\" style=\"left:337px;bottom:685px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t3z_451\" style=\"left:367px;bottom:685px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">6.12, 6.16, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t41_451\" style=\"left:476px;bottom:685px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t42_451\" style=\"left:509px;bottom:685px;letter-spacing:-0.16px;word-spacing:-0.01px;display:inline;\">6.85, 6.9, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t44_451\" style=\"left:615px;bottom:685px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t45_451\" style=\"left:642px;bottom:685px;letter-spacing:-0.1px;word-spacing:-0.06px;display:inline;\">5.98, 6.18, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t47_451\" style=\"left:757px;bottom:685px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t48_451\" style=\"left:784px;bottom:685px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">6.91, 6.96 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t40_451\" style=\"left:398px;bottom:671px;letter-spacing:0.11px;display:inline;\">6.21 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t43_451\" style=\"left:508px;bottom:671px;letter-spacing:-0.26px;word-spacing:0.1px;display:inline;\">6.95, 7.01 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t46_451\" style=\"left:673px;bottom:671px;letter-spacing:0.2px;display:inline;\">6.33 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t49_451\" style=\"left:87px;bottom:652px;word-spacing:-0.14px;display:inline;\">3 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4a_451\" style=\"left:337px;bottom:652px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4b_451\" style=\"left:363px;bottom:652px;letter-spacing:-0.16px;display:inline;\">5.94, 5.98, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4d_451\" style=\"left:476px;bottom:652px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4e_451\" style=\"left:509px;bottom:652px;letter-spacing:-0.14px;word-spacing:-0.02px;display:inline;\">6.65, 6.7, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4g_451\" style=\"left:615px;bottom:652px;letter-spacing:0.24px;display:inline;\">3.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4h_451\" style=\"left:641px;bottom:652px;letter-spacing:-0.17px;word-spacing:0.01px;display:inline;\">5.98, 5.79, </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4j_451\" style=\"left:757px;bottom:652px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4k_451\" style=\"left:781px;bottom:652px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">6.70, 6.75 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4c_451\" style=\"left:395px;bottom:637px;display:inline;\">6.03 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4f_451\" style=\"left:541px;bottom:637px;letter-spacing:0.1px;display:inline;\">6.8 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4i_451\" style=\"left:676px;bottom:637px;letter-spacing:-0.08px;display:inline;\">6.13 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t4l_451\" style=\"left:87px;bottom:618px;word-spacing:-0.14px;display:inline;\">4 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4m_451\" style=\"left:337px;bottom:618px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4n_451\" style=\"left:397px;bottom:618px;letter-spacing:-0.21px;display:inline;\">5.76 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4o_451\" style=\"left:757px;bottom:618px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4p_451\" style=\"left:781px;bottom:618px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">6.50, 6.55 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t4q_451\" style=\"left:87px;bottom:599px;word-spacing:-0.14px;display:inline;\">5 years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4r_451\" style=\"left:757px;bottom:599px;letter-spacing:-0.2px;display:inline;\">3.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_451\" id=\"t4s_451\" style=\"left:811px;bottom:599px;letter-spacing:0.2px;display:inline;\">6.35 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"t4u_451\" style=\"left:556px;bottom:575px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_451\" id=\"t4t_451\" style=\"left:87px;bottom:557px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">Grant date </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"t4v_451\" style=\"left:328px;bottom:558px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">28 November </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"t4w_451\" style=\"left:466px;bottom:558px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">09 November </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"t4x_451\" style=\"left:619px;bottom:558px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">20 June </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s7_451\" id=\"t4y_451\" style=\"left:755px;bottom:558px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">14 March </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t4z_451\" style=\"left:87px;bottom:538px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"t50_451\" style=\"left:348px;bottom:538px;letter-spacing:-0.19px;display:inline;\">5.90 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"t51_451\" style=\"left:487px;bottom:538px;letter-spacing:-0.05px;display:inline;\">5.62 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"t52_451\" style=\"left:624px;bottom:538px;display:inline;\">6.04 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s8_451\" id=\"t53_451\" style=\"left:763px;bottom:538px;letter-spacing:0.1px;display:inline;\">4.88 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: center;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t55_451\" style=\"left:311px;bottom:514px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5b_451\" style=\"left:450px;bottom:514px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5h_451\" style=\"left:588px;bottom:514px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5n_451\" style=\"left:727px;bottom:514px;letter-spacing:0.03px;display:inline;\">Expected </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t56_451\" style=\"left:315px;bottom:502px;letter-spacing:-0.02px;display:inline;\">div</div><div class=\"t s9_451\" id=\"t57_451\" style=\"left:328px;bottom:502px;letter-spacing:-0.03px;display:inline;\">idend </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t59_451\" style=\"left:376px;bottom:502px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5c_451\" style=\"left:453px;bottom:502px;letter-spacing:-0.02px;display:inline;\">div</div><div class=\"t s9_451\" id=\"t5d_451\" style=\"left:467px;bottom:502px;letter-spacing:-0.03px;display:inline;\">idend </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5f_451\" style=\"left:515px;bottom:502px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5i_451\" style=\"left:592px;bottom:502px;letter-spacing:-0.02px;display:inline;\">div</div><div class=\"t s9_451\" id=\"t5j_451\" style=\"left:606px;bottom:502px;letter-spacing:-0.03px;display:inline;\">idend </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5l_451\" style=\"left:653px;bottom:502px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5o_451\" style=\"left:730px;bottom:502px;letter-spacing:-0.02px;display:inline;\">div</div><div class=\"t s9_451\" id=\"t5p_451\" style=\"left:744px;bottom:502px;letter-spacing:-0.03px;display:inline;\">idend </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5r_451\" style=\"left:792px;bottom:502px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">Fair value </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_451\" id=\"t54_451\" style=\"left:87px;bottom:490px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Vesting period (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t58_451\" style=\"left:315px;bottom:491px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">yield (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5a_451\" style=\"left:407px;bottom:491px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5e_451\" style=\"left:453px;bottom:491px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">yield (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5g_451\" style=\"left:546px;bottom:491px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5k_451\" style=\"left:592px;bottom:491px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">yield (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5m_451\" style=\"left:684px;bottom:491px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5q_451\" style=\"left:731px;bottom:491px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">yield (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_451\" id=\"t5s_451\" style=\"left:823px;bottom:491px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t5t_451\" style=\"left:87px;bottom:471px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">4 months </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t5u_451\" style=\"left:478px;bottom:471px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t5v_451\" style=\"left:536px;bottom:471px;letter-spacing:0.14px;display:inline;\">5.56 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t5w_451\" style=\"left:87px;bottom:452px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">1 year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t5x_451\" style=\"left:339px;bottom:452px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t5y_451\" style=\"left:400px;bottom:452px;letter-spacing:0.08px;display:inline;\">5.71 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t5z_451\" style=\"left:478px;bottom:452px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t60_451\" style=\"left:535px;bottom:452px;letter-spacing:0.13px;display:inline;\">5.44 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t61_451\" style=\"left:616px;bottom:452px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t62_451\" style=\"left:674px;bottom:452px;letter-spacing:0.15px;display:inline;\">5.84 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t63_451\" style=\"left:755px;bottom:452px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t64_451\" style=\"left:813px;bottom:452px;letter-spacing:0.06px;display:inline;\">4.72 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t65_451\" style=\"left:87px;bottom:433px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">1.4 years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t66_451\" style=\"left:478px;bottom:433px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t67_451\" style=\"left:536px;bottom:433px;letter-spacing:0.19px;display:inline;\">5.38 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t68_451\" style=\"left:616px;bottom:433px;display:inline;\">3.4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t69_451\" style=\"left:755px;bottom:433px;display:inline;\">3.4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t6a_451\" style=\"left:87px;bottom:414px;word-spacing:-0.14px;display:inline;\">2 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6b_451\" style=\"left:339px;bottom:414px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6c_451\" style=\"left:398px;bottom:414px;letter-spacing:0.06px;display:inline;\">5.52 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6d_451\" style=\"left:478px;bottom:414px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6e_451\" style=\"left:536px;bottom:414px;letter-spacing:0.06px;display:inline;\">5.26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6f_451\" style=\"left:616px;bottom:414px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6g_451\" style=\"left:675px;bottom:414px;letter-spacing:0.04px;display:inline;\">5.65 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6h_451\" style=\"left:755px;bottom:414px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6i_451\" style=\"left:812px;bottom:414px;letter-spacing:0.13px;display:inline;\">4.56 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t6j_451\" style=\"left:87px;bottom:395px;word-spacing:-0.15px;display:inline;\">2.4 years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6k_451\" style=\"left:478px;bottom:395px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6l_451\" style=\"left:543px;bottom:395px;letter-spacing:0.13px;display:inline;\">5.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6m_451\" style=\"left:616px;bottom:395px;display:inline;\">3.4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6n_451\" style=\"left:755px;bottom:395px;display:inline;\">3.4 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t6o_451\" style=\"left:87px;bottom:376px;word-spacing:-0.14px;display:inline;\">3 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6p_451\" style=\"left:339px;bottom:376px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6q_451\" style=\"left:397px;bottom:376px;letter-spacing:0.22px;display:inline;\">5.34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6r_451\" style=\"left:478px;bottom:376px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6s_451\" style=\"left:535px;bottom:376px;letter-spacing:-0.01px;display:inline;\">5.08 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6t_451\" style=\"left:616px;bottom:376px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6u_451\" style=\"left:674px;bottom:376px;letter-spacing:0.09px;display:inline;\">5.46 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6v_451\" style=\"left:755px;bottom:376px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6w_451\" style=\"left:816px;bottom:376px;letter-spacing:-0.18px;display:inline;\">4.41 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t6x_451\" style=\"left:87px;bottom:357px;word-spacing:-0.14px;display:inline;\">4 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6y_451\" style=\"left:339px;bottom:357px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t6z_451\" style=\"left:400px;bottom:357px;letter-spacing:-0.17px;display:inline;\">5.16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t70_451\" style=\"left:478px;bottom:357px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t71_451\" style=\"left:536px;bottom:357px;letter-spacing:-0.2px;display:inline;\">4.92 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t72_451\" style=\"left:616px;bottom:357px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t73_451\" style=\"left:674px;bottom:357px;letter-spacing:0.06px;display:inline;\">5.28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t74_451\" style=\"left:755px;bottom:357px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t75_451\" style=\"left:813px;bottom:357px;letter-spacing:0.11px;display:inline;\">4.27 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t76_451\" style=\"left:87px;bottom:338px;word-spacing:-0.14px;display:inline;\">5 years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t77_451\" style=\"left:339px;bottom:338px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t78_451\" style=\"left:397px;bottom:338px;letter-spacing:-0.15px;display:inline;\">4.99 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t79_451\" style=\"left:616px;bottom:338px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t7a_451\" style=\"left:680px;bottom:338px;letter-spacing:-0.2px;display:inline;\">5.11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t7b_451\" style=\"left:755px;bottom:338px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t7c_451\" style=\"left:816px;bottom:338px;letter-spacing:-0.2px;display:inline;\">4.13 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_451\" id=\"t7d_451\" style=\"left:87px;bottom:318px;word-spacing:-0.14px;display:inline;\">6 years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t7e_451\" style=\"left:755px;bottom:318px;display:inline;\">3.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_451\" id=\"t7f_451\" style=\"left:814px;bottom:318px;letter-spacing:-0.13px;display:inline;\">3.99 </div></td></tr></table><div></div><div class=\"t s5_452\" id=\"t7_452\" style=\"left:69px;bottom:1180px;letter-spacing:-0.18px;word-spacing:-0.12px;display:inline;\"></div><div class=\"t s6_452\" id=\"t8_452\" style=\"left:269px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t s7_452\" id=\"t9_452\" style=\"left:69px;bottom:1155px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">All Employee Sharesave Plans </div><div class=\"t s8_452\" id=\"ta_452\" style=\"left:69px;bottom:1137px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Sharesave Plans </div><div class=\"t s9_452\" id=\"tb_452\" style=\"left:69px;bottom:1121px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The 2013 Sharesave Plan expired in May 2023 and a new 2023 Sharesave Plan was approved by shareholders at the Annual </div><div class=\"t s9_452\" id=\"tc_452\" style=\"left:69px;bottom:1105px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">General Meeting in May 2023. Under the 2023 Sharesave Plan, employees may open a savings contract. Employees can save up </div><div class=\"t s9_452\" id=\"td_452\" style=\"left:69px;bottom:1089px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to \u00a3250 per month over three years to purchase ordinary shares in the Company at a discount of up to 20 per cent on the share </div><div class=\"t s9_452\" id=\"te_452\" style=\"left:69px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">price at the date of inv</div><div class=\"t sa_452\" id=\"tf_452\" style=\"left:202px;bottom:1073px;letter-spacing:-0.17px;display:inline;\">itat</div><div class=\"t s9_452\" id=\"tg_452\" style=\"left:223px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (the \u2018option exercise price\u2019), after which they have a period of six months to exercise the option. </div><div class=\"t s9_452\" id=\"th_452\" style=\"left:69px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">There are no performance measures attached to options granted under the Sharesave Plans and no grant price is payable to </div><div class=\"t s9_452\" id=\"ti_452\" style=\"left:69px;bottom:1041px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">receive an option. In some countries in which the Group operates, it is not possible to operate Sharesave plans, typically due </div><div class=\"t s9_452\" id=\"tj_452\" style=\"left:69px;bottom:1025px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">to securit</div><div class=\"t sa_452\" id=\"tk_452\" style=\"left:123px;bottom:1025px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies law and regulatory restr</div><div class=\"t s9_452\" id=\"tl_452\" style=\"left:284px;bottom:1025px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t sa_452\" id=\"tm_452\" style=\"left:298px;bottom:1025px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions. In these countr</div><div class=\"t s9_452\" id=\"tn_452\" style=\"left:415px;bottom:1025px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, where possible, the Group offers an equivalent cash-based </div><div class=\"t s9_452\" id=\"to_452\" style=\"left:69px;bottom:1009px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">alternative to its employees. </div><div class=\"t s9_452\" id=\"tp_452\" style=\"left:69px;bottom:985px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The remain</div><div class=\"t sa_452\" id=\"tq_452\" style=\"left:137px;bottom:985px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ing l</div><div class=\"t s9_452\" id=\"tr_452\" style=\"left:161px;bottom:985px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ife of the 2023 Sharesave Plan during which new awards can be made is ten years. The 2013 Sharesave Plan </div><div class=\"t s9_452\" id=\"ts_452\" style=\"left:69px;bottom:969px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">has expired and no further awards will be granted under this plan. </div><div class=\"t s8_452\" id=\"tt_452\" style=\"left:69px;bottom:945px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">Valuation \u2013 Sharesave: </div><div class=\"t s9_452\" id=\"tu_452\" style=\"left:69px;bottom:929px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Options under the Sharesave plans are valued using a binom</div><div class=\"t sa_452\" id=\"tv_452\" style=\"left:428px;bottom:929px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s9_452\" id=\"tw_452\" style=\"left:466px;bottom:929px;letter-spacing:-0.16px;display:inline;\">ion-pric</div><div class=\"t sa_452\" id=\"tx_452\" style=\"left:511px;bottom:929px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing model. The same fa</div><div class=\"t s9_452\" id=\"ty_452\" style=\"left:649px;bottom:929px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ir value is applied to all </div><div class=\"t s9_452\" id=\"tz_452\" style=\"left:69px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">employees includ</div><div class=\"t sa_452\" id=\"t10_452\" style=\"left:172px;bottom:912px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing execut</div><div class=\"t s9_452\" id=\"t11_452\" style=\"left:233px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ive directors. The fair value per option granted and the assumptions used in the calculation are </div><div class=\"t sa_452\" id=\"t12_452\" style=\"left:69px;bottom:896px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">as follows: </div><div class=\"t s7_452\" id=\"t13_452\" style=\"left:69px;bottom:864px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">All Employee Sharesave Plan (Sharesave) </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_452\" id=\"t14_452\" style=\"left:709px;bottom:845px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_452\" id=\"t15_452\" style=\"left:796px;bottom:845px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_452\" id=\"t16_452\" style=\"left:69px;bottom:825px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Grant date </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t17_452\" style=\"left:653px;bottom:825px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">18 September </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t18_452\" style=\"left:743px;bottom:825px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">28 November </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t19_452\" style=\"left:69px;bottom:806px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Share price at grant date (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1a_452\" style=\"left:709px;bottom:806px;letter-spacing:-0.27px;display:inline;\">7.35 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1b_452\" style=\"left:794px;bottom:806px;letter-spacing:0.09px;display:inline;\">5.80 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1c_452\" style=\"left:69px;bottom:787px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">Exercise price (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1d_452\" style=\"left:707px;bottom:787px;letter-spacing:0.09px;display:inline;\">5.88 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1e_452\" style=\"left:796px;bottom:787px;letter-spacing:0.17px;display:inline;\">4.23 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1f_452\" style=\"left:69px;bottom:768px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Vesting period (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1g_452\" style=\"left:725px;bottom:768px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1h_452\" style=\"left:812px;bottom:768px;display:inline;\">3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1i_452\" style=\"left:69px;bottom:749px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Expected volatil</div><div class=\"t s4_452\" id=\"t1j_452\" style=\"left:159px;bottom:749px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ity (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1k_452\" style=\"left:708px;bottom:749px;letter-spacing:0.11px;display:inline;\">36.7 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1l_452\" style=\"left:797px;bottom:749px;letter-spacing:-0.23px;display:inline;\">39.3 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1m_452\" style=\"left:69px;bottom:730px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Expected option life (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1n_452\" style=\"left:715px;bottom:730px;letter-spacing:0.18px;display:inline;\">3.5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1o_452\" style=\"left:796px;bottom:730px;letter-spacing:0.17px;display:inline;\">3.33 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1p_452\" style=\"left:69px;bottom:711px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">Risk-free rate (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1q_452\" style=\"left:706px;bottom:711px;letter-spacing:0.14px;display:inline;\">4.48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1r_452\" style=\"left:799px;bottom:711px;letter-spacing:0.09px;display:inline;\">3.21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1s_452\" style=\"left:69px;bottom:692px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Expected div</div><div class=\"t s4_452\" id=\"t1t_452\" style=\"left:142px;bottom:692px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">idend y</div><div class=\"t sd_452\" id=\"t1u_452\" style=\"left:183px;bottom:692px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">ield (%) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1v_452\" style=\"left:714px;bottom:692px;letter-spacing:-0.05px;display:inline;\">3.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1w_452\" style=\"left:802px;bottom:692px;display:inline;\">3.4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_452\" id=\"t1x_452\" style=\"left:69px;bottom:673px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">Fair value (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_452\" id=\"t1y_452\" style=\"left:707px;bottom:673px;display:inline;\">3.05 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_452\" id=\"t1z_452\" style=\"left:795px;bottom:673px;display:inline;\">2.08 </div></td></tr></table><div class=\"t s9_452\" id=\"t20_452\" style=\"left:69px;bottom:643px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The expected volatil</div><div class=\"t sa_452\" id=\"t21_452\" style=\"left:190px;bottom:643px;letter-spacing:0.05px;display:inline;\">ity </div><div class=\"t s9_452\" id=\"t22_452\" style=\"left:207px;bottom:643px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is based on histor</div><div class=\"t sa_452\" id=\"t23_452\" style=\"left:310px;bottom:643px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ical volat</div><div class=\"t s9_452\" id=\"t24_452\" style=\"left:363px;bottom:643px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t sa_452\" id=\"t25_452\" style=\"left:368px;bottom:643px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity over the last three years, or three years pr</div><div class=\"t s9_452\" id=\"t26_452\" style=\"left:628px;bottom:643px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ior to grant. The expected life </div><div class=\"t s9_452\" id=\"t27_452\" style=\"left:69px;bottom:627px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is the average expected period to exercise. The risk-free rate of return is the yield on zero-coupon UK Government bonds of </div><div class=\"t s9_452\" id=\"t28_452\" style=\"left:69px;bottom:611px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">a term consistent with the assumed option life. The expected div</div><div class=\"t sa_452\" id=\"t29_452\" style=\"left:449px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend y</div><div class=\"t s9_452\" id=\"t2a_452\" style=\"left:493px;bottom:611px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ield is calculated by reference to market consensus </div><div class=\"t s9_452\" id=\"t2b_452\" style=\"left:69px;bottom:595px;letter-spacing:-0.12px;display:inline;\">div</div><div class=\"t sa_452\" id=\"t2c_452\" style=\"left:87px;bottom:595px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend y</div><div class=\"t s9_452\" id=\"t2d_452\" style=\"left:130px;bottom:595px;letter-spacing:-0.13px;display:inline;\">ield. </div><div class=\"t s7_452\" id=\"t2e_452\" style=\"left:69px;bottom:563px;letter-spacing:-0.19px;display:inline;\">Lim</div><div class=\"t se_452\" id=\"t2f_452\" style=\"left:91px;bottom:563px;letter-spacing:0.01px;display:inline;\">its </div><div class=\"t s9_452\" id=\"t2g_452\" style=\"left:69px;bottom:545px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">An award shall not be granted under the 2021 Plan in any calendar year if, at the time of its proposed grant, it would cause the </div><div class=\"t s9_452\" id=\"t2h_452\" style=\"left:69px;bottom:529px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">number of Standard Chartered PLC ordinary shares allocated in the period of 10 calendar years, ending with that calendar year, </div><div class=\"t s9_452\" id=\"t2i_452\" style=\"left:69px;bottom:513px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">under the 2021 Plan and under any other discret</div><div class=\"t sa_452\" id=\"t2j_452\" style=\"left:350px;bottom:513px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ionary share plan operated by Standard Chartered PLC to exceed such number </div><div class=\"t s9_452\" id=\"t2k_452\" style=\"left:69px;bottom:496px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">as represents 5 per cent of the ordinary share capital of Standard Chartered PLC in issue at that time. </div><div class=\"t s9_452\" id=\"t2l_452\" style=\"left:69px;bottom:472px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">An award shall not be granted under the 2021 Plan or 2023 Sharesave Plan in any calendar year if, at the time of its proposed </div><div class=\"t s9_452\" id=\"t2m_452\" style=\"left:69px;bottom:456px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">grant, it would cause the number of Standard Chartered PLC ordinary shares allocated in the period of 10 calendar years ending </div><div class=\"t s9_452\" id=\"t2n_452\" style=\"left:69px;bottom:440px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">with that calendar year, under the 2021 Plan or 2023 Sharesave Plan and under any other employee share plan operated by </div><div class=\"t s9_452\" id=\"t2o_452\" style=\"left:69px;bottom:424px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Standard Chartered PLC to exceed such number as represents 10 per cent of the ordinary share capital of Standard Chartered </div><div class=\"t s9_452\" id=\"t2p_452\" style=\"left:69px;bottom:408px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">PLC in issue at that time. </div><div class=\"t s9_452\" id=\"t2q_452\" style=\"left:69px;bottom:384px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">An award shall not be granted under the 2021 Plan or 2023 Sharesave Plan in any calendar year if, at the time of its proposed </div><div class=\"t s9_452\" id=\"t2r_452\" style=\"left:69px;bottom:368px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">grant, it would cause the number of Standard Chartered PLC ordinary shares which may be issued or transferred pursuant to </div><div class=\"t s9_452\" id=\"t2s_452\" style=\"left:69px;bottom:352px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">awards then outstanding under the 2021 Plan or 2023 Sharesave Plan as relevant to exceed such number as represents 10 per </div><div class=\"t s9_452\" id=\"t2t_452\" style=\"left:69px;bottom:336px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">cent of the ordinary share capital of Standard Chartered PLC in issue at that time. </div><div class=\"t s9_452\" id=\"t2u_452\" style=\"left:69px;bottom:312px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The number of Standard Chartered PLC ordinary shares which may be issued pursuant to awards granted under the 2021 </div><div class=\"t s9_452\" id=\"t2v_452\" style=\"left:69px;bottom:296px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Plan in any 12-month period must not exceed such number as represents 1 per cent of the ordinary share capital of Standard </div><div class=\"t s9_452\" id=\"t2w_452\" style=\"left:69px;bottom:280px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Chartered PLC in issue at that time. The number of Standard Chartered PLC ordinary shares which may be issued pursuant to </div><div class=\"t s9_452\" id=\"t2x_452\" style=\"left:69px;bottom:264px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">awards granted under the 2023 Sharesave Plan in any 12-month period must not exceed such number as represents 1 per cent </div><div class=\"t s9_452\" id=\"t2y_452\" style=\"left:69px;bottom:248px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of the ordinary share capital of Standard Chartered PLC in issue at that time. </div><div class=\"t s9_452\" id=\"t2z_452\" style=\"left:69px;bottom:224px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">Standard Chartered PLC has been granted waivers from strict compliance with Rules 17.03A, 17.03B(1), 17.03E and 17.03(18) of the </div><div class=\"t s9_452\" id=\"t30_452\" style=\"left:69px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Rules Governing the List</div><div class=\"t sa_452\" id=\"t31_452\" style=\"left:210px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing of Secur</div><div class=\"t s9_452\" id=\"t32_452\" style=\"left:279px;bottom:208px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_452\" id=\"t33_452\" style=\"left:287px;bottom:208px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies on the Stock Exchange of Hong Kong. Deta</div><div class=\"t s9_452\" id=\"t34_452\" style=\"left:561px;bottom:208px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ils are set out in the market announcements </div><div class=\"t s9_452\" id=\"t35_452\" style=\"left:69px;bottom:192px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">made on 30 March 2023. . In relation to the waiver of strict compliance with Note 1 to 17.03(18), in 2023 no changes to the Plan </div><div class=\"t s9_452\" id=\"t36_452\" style=\"left:69px;bottom:176px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">rules have been proposed and therefore the Board has not been required to exercise its discret</div><div class=\"t sa_452\" id=\"t37_452\" style=\"left:625px;bottom:176px;letter-spacing:-0.13px;display:inline;\">ion. </div><div></div><div class=\"t s4_453\" id=\"t6_453\" style=\"left:87px;bottom:1180px;letter-spacing:-0.18px;word-spacing:-0.12px;display:inline;\"> </div><div class=\"t s5_453\" id=\"t7_453\" style=\"left:286px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_453\" id=\"t8_453\" style=\"left:87px;bottom:1155px;letter-spacing:-0.12px;display:inline;\">Reconcil</div><div class=\"t s7_453\" id=\"t9_453\" style=\"left:137px;bottom:1155px;letter-spacing:-0.11px;display:inline;\">iat</div><div class=\"t s6_453\" id=\"ta_453\" style=\"left:154px;bottom:1155px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of share award movements for the year ending 31 December 2023 </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"te_453\" style=\"left:788px;bottom:1136px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t s2_453\" id=\"tb_453\" style=\"left:547px;bottom:1119px;letter-spacing:0.01px;display:inline;\">Discret</div><div class=\"t s3_453\" id=\"tc_453\" style=\"left:580px;bottom:1119px;letter-spacing:-0.02px;display:inline;\">ionary\u00b9 </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"tg_453\" style=\"left:786px;bottom:1113px;letter-spacing:-0.03px;display:inline;\">Sharesave </div> <div class=\"t s2_453\" id=\"tf_453\" style=\"left:796px;bottom:1125px;letter-spacing:-0.05px;display:inline;\">average </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"tk_453\" style=\"left:620px;bottom:1102px;display:inline;\">Deferred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"th_453\" style=\"left:772px;bottom:1102px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">exercise price </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"tj_453\" style=\"left:556px;bottom:1090px;letter-spacing:-0.35px;display:inline;\">LTIP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"tl_453\" style=\"left:632px;bottom:1090px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"td_453\" style=\"left:700px;bottom:1090px;letter-spacing:-0.04px;display:inline;\">Sharesave </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_453\" id=\"ti_453\" style=\"left:822px;bottom:1090px;letter-spacing:-0.12px;display:inline;\">(\u00a3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"tm_453\" style=\"left:87px;bottom:1070px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Outstanding at 1 January 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tn_453\" style=\"left:522px;bottom:1070px;letter-spacing:-0.1px;display:inline;\">11,339,951 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"to_453\" style=\"left:596px;bottom:1070px;letter-spacing:-0.04px;display:inline;\">46,449,040 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tp_453\" style=\"left:695px;bottom:1070px;letter-spacing:-0.27px;display:inline;\">17,109,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tq_453\" style=\"left:814px;bottom:1070px;letter-spacing:0.01px;display:inline;\">3.81 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s8_453\" id=\"tr_453\" style=\"left:87px;bottom:1051px;letter-spacing:0.06px;display:inline;\">Granted </div><div class=\"t sa_453\" id=\"ts_453\" style=\"vertical-align: super;left:134px;bottom:1058px;letter-spacing:0.2px;display:inline;\">2,3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tt_453\" style=\"left:522px;bottom:1051px;letter-spacing:0.01px;display:inline;\">2,142,057 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tu_453\" style=\"left:601px;bottom:1051px;letter-spacing:0.08px;display:inline;\">21,668,459 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tv_453\" style=\"left:693px;bottom:1051px;letter-spacing:0.13px;display:inline;\">5,668,325 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tw_453\" style=\"left:830px;bottom:1051px;display:inline;\">\u2013 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"tx_453\" style=\"left:87px;bottom:1032px;letter-spacing:0.03px;display:inline;\">Lapsed </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"ty_453\" style=\"left:524px;bottom:1032px;letter-spacing:-0.06px;display:inline;\">(1,911,931) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"tz_453\" style=\"left:608px;bottom:1032px;letter-spacing:0.04px;display:inline;\">(1,231,514) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t10_453\" style=\"left:689px;bottom:1032px;letter-spacing:-0.1px;display:inline;\">(1,407,502) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t11_453\" style=\"left:813px;bottom:1032px;letter-spacing:-0.12px;display:inline;\">4.14 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t12_453\" style=\"left:87px;bottom:1013px;letter-spacing:0.04px;display:inline;\">Exercised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t13_453\" style=\"left:526px;bottom:1013px;letter-spacing:-0.06px;display:inline;\">(622,695) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t14_453\" style=\"left:603px;bottom:1013px;letter-spacing:-0.22px;display:inline;\">(19,817,781) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t15_453\" style=\"left:689px;bottom:1013px;letter-spacing:-0.04px;display:inline;\">(4,468,125) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t16_453\" style=\"left:812px;bottom:1013px;letter-spacing:0.07px;display:inline;\">3.75 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t17_453\" style=\"left:87px;bottom:994px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Outstanding at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t18_453\" style=\"left:516px;bottom:994px;letter-spacing:-0.23px;display:inline;\">10,947,382 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t19_453\" style=\"left:598px;bottom:994px;letter-spacing:-0.12px;display:inline;\">47,068,204 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1a_453\" style=\"left:690px;bottom:994px;letter-spacing:0.01px;display:inline;\">16,902,217 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1b_453\" style=\"left:810px;bottom:994px;letter-spacing:-0.01px;display:inline;\">4.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t1c_453\" style=\"left:87px;bottom:975px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Total number of securit</div><div class=\"t sb_453\" id=\"t1d_453\" style=\"left:215px;bottom:975px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ies ava</div><div class=\"t s8_453\" id=\"t1e_453\" style=\"left:254px;bottom:975px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ilable for issue under the plan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1f_453\" style=\"left:516px;bottom:975px;letter-spacing:-0.23px;display:inline;\">10,947,382 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1g_453\" style=\"left:598px;bottom:975px;letter-spacing:-0.12px;display:inline;\">47,068,204 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1h_453\" style=\"left:690px;bottom:975px;letter-spacing:0.01px;display:inline;\">16,902,217 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t1i_453\" style=\"left:87px;bottom:956px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Percentage of the issued shares this represents as at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1j_453\" style=\"left:553px;bottom:956px;letter-spacing:-0.12px;display:inline;\">0.41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1k_453\" style=\"left:641px;bottom:956px;letter-spacing:-0.19px;display:inline;\">1.76 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1l_453\" style=\"left:724px;bottom:956px;letter-spacing:0.02px;display:inline;\">0.63 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1m_453\" style=\"left:810px;bottom:956px;letter-spacing:-0.01px;display:inline;\">4.49 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t1n_453\" style=\"left:87px;bottom:937px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Exercisable as at 31 December 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1o_453\" style=\"left:570px;bottom:937px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1p_453\" style=\"left:616px;bottom:937px;letter-spacing:0.05px;display:inline;\">685,077 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1q_453\" style=\"left:692px;bottom:937px;letter-spacing:0.17px;display:inline;\">2,482,392 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1r_453\" style=\"left:814px;bottom:937px;letter-spacing:-0.13px;display:inline;\">3.16 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t1s_453\" style=\"left:87px;bottom:918px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Range of exercise prices (\u00a3)\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1t_453\" style=\"left:570px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1u_453\" style=\"left:656px;bottom:918px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t1v_453\" style=\"left:692px;bottom:918px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">3.14 \u2013 5.88 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t1w_453\" style=\"left:87px;bottom:899px;letter-spacing:0.02px;display:inline;\">Intrins</div><div class=\"t sb_453\" id=\"t1x_453\" style=\"left:121px;bottom:899px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ic value of vested but not exerc</div><div class=\"t s8_453\" id=\"t1y_453\" style=\"left:292px;bottom:899px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ised options ($ mill</div><div class=\"t sb_453\" id=\"t1z_453\" style=\"left:395px;bottom:899px;letter-spacing:-0.27px;display:inline;\">ion) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t20_453\" style=\"left:570px;bottom:899px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t21_453\" style=\"left:640px;bottom:899px;letter-spacing:0.03px;display:inline;\">5.81 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t22_453\" style=\"left:721px;bottom:899px;display:inline;\">11.08 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t23_453\" style=\"left:87px;bottom:880px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Weighted average contractual remain</div><div class=\"t sb_453\" id=\"t24_453\" style=\"left:303px;bottom:880px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">ing l</div><div class=\"t s8_453\" id=\"t25_453\" style=\"left:326px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.01px;display:inline;\">ife (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t26_453\" style=\"left:553px;bottom:880px;letter-spacing:-0.39px;display:inline;\">7.59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t27_453\" style=\"left:643px;bottom:880px;letter-spacing:-0.15px;display:inline;\">8.11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t28_453\" style=\"left:724px;bottom:880px;letter-spacing:0.3px;display:inline;\">2.30 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t29_453\" style=\"left:87px;bottom:861px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Weighted average share price for awards exercised during the period (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t2a_453\" style=\"left:551px;bottom:861px;letter-spacing:-0.26px;display:inline;\">6.94 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t2b_453\" style=\"left:638px;bottom:861px;letter-spacing:-0.51px;display:inline;\">7.04 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_453\" id=\"t2c_453\" style=\"left:725px;bottom:861px;letter-spacing:0.04px;display:inline;\">6.65 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div class=\"t sc_453\" id=\"t2d_453\" style=\"left:87px;bottom:837px;letter-spacing:0.05px;display:inline;\">1. </div><div class=\"t sc_453\" id=\"t2e_453\" style=\"left:100px;bottom:837px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Granted under the 2021 Plan and 2011 Plan. Employees do not contribute to the cost of these awards. </div><div class=\"t sc_453\" id=\"t2f_453\" style=\"left:87px;bottom:820px;letter-spacing:-0.11px;word-spacing:-0.02px;display:inline;\">2.  2,134,238 (LTIP) granted on 13 March 2023, 6,501 (LTIP) granted as a notional div</div><div class=\"t sd_453\" id=\"t2g_453\" style=\"left:461px;bottom:820px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">idend on 1 March 2023, 1,318 (LTIP) granted as a not</div><div class=\"t sc_453\" id=\"t2h_453\" style=\"left:694px;bottom:820px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ional div</div><div class=\"t sd_453\" id=\"t2i_453\" style=\"left:733px;bottom:820px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">idend on 1 September </div><div class=\"t sc_453\" id=\"t2j_453\" style=\"left:100px;bottom:808px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">2023; 20,828,385 (Deferred shares) granted on 13 March 2023, 121,314 (Deferred shares) granted as a notional div</div><div class=\"t sd_453\" id=\"t2k_453\" style=\"left:611px;bottom:808px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">idend on 1 March 2023, 338,583 (Deferred shares) </div><div class=\"t sc_453\" id=\"t2l_453\" style=\"left:100px;bottom:797px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">granted on 19 June 2023, 235,186 (Deferred shares) granted on 18 September 2023, 52,082 (Deferred shares) granted as a notional div</div><div class=\"t sd_453\" id=\"t2m_453\" style=\"left:706px;bottom:797px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">idend on 1 September 2023, </div><div class=\"t sc_453\" id=\"t2n_453\" style=\"left:100px;bottom:785px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">92,909 (Deferred shares) granted on 20 November 2023; 5,668,325 (Sharesave) granted on 18 September 2023 under the 2023 Sharesave Plan. </div><div class=\"t sc_453\" id=\"t2o_453\" style=\"left:87px;bottom:768px;letter-spacing:-0.08px;word-spacing:-0.1px;display:inline;\">3.  For Sharesave granted in 2023 the exercise price is \u00a35.88 per share, a 20% discount from the average of the closing prices over the \ufb01ve days to the inv</div><div class=\"t sd_453\" id=\"t2p_453\" style=\"left:776px;bottom:768px;letter-spacing:-0.05px;display:inline;\">itat</div><div class=\"t sc_453\" id=\"t2q_453\" style=\"left:792px;bottom:768px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion date </div><div class=\"t sc_453\" id=\"t2r_453\" style=\"left:100px;bottom:757px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">of 21 August 2023. The closing share price on 18 August 2023 was \u00a37.214 </div><div class=\"t s6_453\" id=\"t2s_453\" style=\"left:87px;bottom:726px;letter-spacing:-0.12px;display:inline;\">Reconcil</div><div class=\"t s7_453\" id=\"t2t_453\" style=\"left:137px;bottom:726px;letter-spacing:-0.11px;display:inline;\">iat</div><div class=\"t s6_453\" id=\"t2u_453\" style=\"left:154px;bottom:726px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of share award movements for the year ending 31 December 2022 </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t2y_453\" style=\"left:789px;bottom:706px;letter-spacing:-0.12px;display:inline;\">Weighted </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_453\" id=\"t2v_453\" style=\"left:548px;bottom:689px;letter-spacing:-0.03px;display:inline;\">Discret</div><div class=\"t sd_453\" id=\"t2w_453\" style=\"left:581px;bottom:689px;display:inline;\">ionary\u00b9 </div> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t30_453\" style=\"left:788px;bottom:683px;letter-spacing:-0.03px;display:inline;\">Sharesave </div> <div class=\"t sc_453\" id=\"t2z_453\" style=\"left:797px;bottom:695px;letter-spacing:-0.04px;display:inline;\">average </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t34_453\" style=\"left:621px;bottom:672px;letter-spacing:-0.01px;display:inline;\">Deferred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t31_453\" style=\"left:774px;bottom:672px;letter-spacing:-0.06px;word-spacing:-0.16px;display:inline;\">exercise price </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t33_453\" style=\"left:557px;bottom:661px;letter-spacing:-0.35px;display:inline;\">LTIP </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t35_453\" style=\"left:633px;bottom:661px;letter-spacing:-0.03px;display:inline;\">shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t2x_453\" style=\"left:701px;bottom:661px;letter-spacing:-0.04px;display:inline;\">Sharesave </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_453\" id=\"t32_453\" style=\"left:823px;bottom:661px;letter-spacing:-0.26px;display:inline;\">(\u00a3) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t36_453\" style=\"left:87px;bottom:641px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Outstanding at 1 January 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t37_453\" style=\"left:528px;bottom:641px;letter-spacing:-0.19px;display:inline;\">11,627,751 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t38_453\" style=\"left:607px;bottom:641px;letter-spacing:-0.04px;display:inline;\">39,718,654 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t39_453\" style=\"left:694px;bottom:641px;letter-spacing:-0.21px;display:inline;\">16,897,075 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3a_453\" style=\"left:814px;bottom:641px;letter-spacing:-0.22px;display:inline;\">3.95 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s8_453\" id=\"t3b_453\" style=\"left:87px;bottom:621px;letter-spacing:0.06px;display:inline;\">Granted </div><div class=\"t sa_453\" id=\"t3c_453\" style=\"vertical-align: super;left:134px;bottom:628px;letter-spacing:0.2px;display:inline;\">2,3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3d_453\" style=\"left:522px;bottom:621px;letter-spacing:0.07px;display:inline;\">3,066,288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3e_453\" style=\"left:605px;bottom:621px;letter-spacing:-0.23px;display:inline;\">25,037,706 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3f_453\" style=\"left:703px;bottom:621px;letter-spacing:-0.15px;display:inline;\">5,777,197 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3g_453\" style=\"left:830px;bottom:621px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t3h_453\" style=\"left:87px;bottom:602px;letter-spacing:0.03px;display:inline;\">Lapsed </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3i_453\" style=\"left:522px;bottom:602px;letter-spacing:-0.26px;display:inline;\">(2,927,828) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3j_453\" style=\"left:614px;bottom:602px;letter-spacing:-0.08px;display:inline;\">(1,121,849) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3k_453\" style=\"left:692px;bottom:602px;letter-spacing:-0.14px;display:inline;\">(2,700,678) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3l_453\" style=\"left:813px;bottom:602px;letter-spacing:0.08px;display:inline;\">4.29 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t3m_453\" style=\"left:87px;bottom:583px;letter-spacing:0.04px;display:inline;\">Exercised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3n_453\" style=\"left:528px;bottom:583px;letter-spacing:-0.19px;display:inline;\">(426,260) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3o_453\" style=\"left:609px;bottom:583px;letter-spacing:-0.23px;display:inline;\">(17,185,471) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3p_453\" style=\"left:691px;bottom:583px;letter-spacing:0.01px;display:inline;\">(2,864,075) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3q_453\" style=\"left:813px;bottom:583px;letter-spacing:-0.1px;display:inline;\">5.03 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t3r_453\" style=\"left:87px;bottom:564px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Outstanding at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3s_453\" style=\"left:527px;bottom:564px;letter-spacing:-0.17px;display:inline;\">11,339,951 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3t_453\" style=\"left:600px;bottom:564px;letter-spacing:-0.05px;display:inline;\">46,449,040 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3u_453\" style=\"left:700px;bottom:564px;letter-spacing:-0.32px;display:inline;\">17,109,519 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3v_453\" style=\"left:816px;bottom:564px;letter-spacing:0.04px;display:inline;\">3.81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t3w_453\" style=\"left:87px;bottom:545px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Total number of securit</div><div class=\"t sb_453\" id=\"t3x_453\" style=\"left:215px;bottom:545px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ies ava</div><div class=\"t s8_453\" id=\"t3y_453\" style=\"left:254px;bottom:545px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ilable for issue under the plan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t3z_453\" style=\"left:527px;bottom:545px;letter-spacing:-0.17px;display:inline;\">11,339,951 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t40_453\" style=\"left:600px;bottom:545px;letter-spacing:-0.05px;display:inline;\">46,449,040 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t41_453\" style=\"left:700px;bottom:545px;letter-spacing:-0.32px;display:inline;\">17,109,519 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t42_453\" style=\"left:87px;bottom:526px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Percentage of the issued shares this represents as at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t43_453\" style=\"left:552px;bottom:526px;letter-spacing:0.03px;display:inline;\">0.39 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t44_453\" style=\"left:641px;bottom:526px;letter-spacing:0.07px;display:inline;\">1.60 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t45_453\" style=\"left:726px;bottom:526px;letter-spacing:-0.07px;display:inline;\">0.59 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t46_453\" style=\"left:816px;bottom:526px;letter-spacing:0.04px;display:inline;\">3.81 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t47_453\" style=\"left:87px;bottom:507px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Exercisable as at 31 December 2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t48_453\" style=\"left:570px;bottom:507px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t49_453\" style=\"left:619px;bottom:507px;letter-spacing:-0.05px;display:inline;\">1,191,693 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4a_453\" style=\"left:701px;bottom:507px;letter-spacing:-0.04px;display:inline;\">1,699,772 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4b_453\" style=\"left:813px;bottom:507px;letter-spacing:-0.29px;display:inline;\">4.96 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t4c_453\" style=\"left:87px;bottom:488px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Range of exercise prices (\u00a3)\u00b3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4d_453\" style=\"left:570px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4e_453\" style=\"left:656px;bottom:488px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4f_453\" style=\"left:700px;bottom:488px;letter-spacing:-0.18px;word-spacing:0.02px;display:inline;\">3.14 \u2013 5.13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4g_453\" style=\"left:830px;bottom:488px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t4h_453\" style=\"left:87px;bottom:469px;letter-spacing:0.02px;display:inline;\">Intrins</div><div class=\"t sb_453\" id=\"t4i_453\" style=\"left:121px;bottom:469px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ic value of vested but not exerc</div><div class=\"t s8_453\" id=\"t4j_453\" style=\"left:292px;bottom:469px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ised options ($ mill</div><div class=\"t sb_453\" id=\"t4k_453\" style=\"left:395px;bottom:469px;letter-spacing:-0.27px;display:inline;\">ion) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4l_453\" style=\"left:552px;bottom:469px;letter-spacing:-0.21px;display:inline;\">0.02 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4m_453\" style=\"left:640px;bottom:469px;letter-spacing:-0.19px;display:inline;\">8.93 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4n_453\" style=\"left:727px;bottom:469px;letter-spacing:0.03px;display:inline;\">2.59 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t4o_453\" style=\"left:87px;bottom:450px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Weighted average contractual remain</div><div class=\"t sb_453\" id=\"t4p_453\" style=\"left:303px;bottom:450px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">ing l</div><div class=\"t s8_453\" id=\"t4q_453\" style=\"left:326px;bottom:450px;letter-spacing:-0.14px;word-spacing:-0.01px;display:inline;\">ife (years) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4r_453\" style=\"left:554px;bottom:450px;letter-spacing:-0.39px;display:inline;\">7.88 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4s_453\" style=\"left:640px;bottom:450px;letter-spacing:0.14px;display:inline;\">8.25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4t_453\" style=\"left:727px;bottom:450px;letter-spacing:0.13px;display:inline;\">2.27 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_453\" id=\"t4u_453\" style=\"left:87px;bottom:431px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Weighted average share price for awards exercised during the period (\u00a3) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4v_453\" style=\"left:552px;bottom:431px;letter-spacing:-0.02px;display:inline;\">5.09 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4w_453\" style=\"left:640px;bottom:431px;letter-spacing:-0.23px;display:inline;\">4.93 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_453\" id=\"t4x_453\" style=\"left:727px;bottom:431px;letter-spacing:-0.38px;display:inline;\">5.94 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr></table><div class=\"t sc_453\" id=\"t4y_453\" style=\"left:87px;bottom:407px;letter-spacing:0.05px;display:inline;\">1. </div><div class=\"t sc_453\" id=\"t4z_453\" style=\"left:100px;bottom:407px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Granted under the 2021 Plan and 2011 Plan. Employees do not contribute to the cost of these awards. </div><div class=\"t sc_453\" id=\"t50_453\" style=\"left:87px;bottom:390px;letter-spacing:-0.12px;word-spacing:-0.01px;display:inline;\">2.  3,048,826 (LTIP) granted on 14 March 2022, 14,989 (LTIP) granted as a notional div</div><div class=\"t sd_453\" id=\"t51_453\" style=\"left:470px;bottom:390px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">idend on 1 March 2022, 2,473 (LTIP) granted as a not</div><div class=\"t sc_453\" id=\"t52_453\" style=\"left:706px;bottom:390px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ional div</div><div class=\"t sd_453\" id=\"t53_453\" style=\"left:745px;bottom:390px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">idend on 8 August </div><div class=\"t sc_453\" id=\"t54_453\" style=\"left:100px;bottom:379px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">2022, 23,434,127 (Deferred shares) granted on 14 March 2022, 77,479 (Deferred shares) granted as a notional div</div><div class=\"t sd_453\" id=\"t55_453\" style=\"left:607px;bottom:379px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">idend on 1 March 2022, 584,322 (Deferred shares) </div><div class=\"t sc_453\" id=\"t56_453\" style=\"left:100px;bottom:367px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">granted on 20 June 2022, 43,918 (Deferred shares) granted as a notional div</div><div class=\"t sd_453\" id=\"t57_453\" style=\"left:444px;bottom:367px;letter-spacing:-0.09px;word-spacing:-0.15px;display:inline;\">idend on 8 August 2022, 771,103 (Deferred shares) granted on 9 November 2022, </div><div class=\"t sc_453\" id=\"t58_453\" style=\"left:100px;bottom:356px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">126,757 (Deferred shares) granted on 28 November 2022 under the 2021 Plan. 5,777,197 (Sharesave) granted on 28 November 2022 under the 2013 Sharesave Plan. </div><div class=\"t sc_453\" id=\"t59_453\" style=\"left:87px;bottom:338px;letter-spacing:-0.08px;word-spacing:-0.1px;display:inline;\">3.  For Sharesave granted in 2022 the exercise price is \u00a34.23 per share, a 20% discount from the closing price on 1 November 2022. The closing price on 1 November </div>2022 was \u00a35.282",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f114476": {
   "value": "Accounting policy <div class=\"t s6_449\" id=\"t8_449\" style=\"left:95px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Group operates equity-settled and cash-settled share-based compensation plans. The fair value of the employee </div><div class=\"t s6_449\" id=\"t9_449\" style=\"left:95px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">services (measured by the fair value of the awards granted) received in exchange for the grant of the shares and awards </div><div class=\"t s6_449\" id=\"ta_449\" style=\"left:95px;bottom:1104px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is recognised as an expense. For deferred share awards granted as part of an annual performance award, the expense </div><div class=\"t s6_449\" id=\"tb_449\" style=\"left:95px;bottom:1088px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is recognised over the period from the start of the performance period to the vesting date. For example, the expense for </div><div class=\"t s6_449\" id=\"tc_449\" style=\"left:95px;bottom:1072px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">three-year awards granted in 2024 in respect of 2023 performance, which vest in 2025-2027, is recognised as an expense </div><div class=\"t s6_449\" id=\"td_449\" style=\"left:95px;bottom:1056px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">over the period from 1 January 2023 to the vesting dates in 2025-2027. For all other awards, the expense is recognised over </div><div class=\"t s6_449\" id=\"te_449\" style=\"left:95px;bottom:1040px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">the period from the date of grant to the vesting date. </div><div class=\"t s6_449\" id=\"tf_449\" style=\"left:95px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">For equity-settled awards, the total amount to be expensed over the vesting period is determined by reference to the fair </div><div class=\"t s6_449\" id=\"tg_449\" style=\"left:95px;bottom:1000px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">value of the shares and awards at the date of grant, which excludes the impact of any non-market vesting condit</div><div class=\"t s7_449\" id=\"th_449\" style=\"left:761px;bottom:1000px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t s7_449\" id=\"ti_449\" style=\"left:95px;bottom:984px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">(for example, pro\ufb01tabil</div><div class=\"t s6_449\" id=\"tj_449\" style=\"left:230px;bottom:984px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and growth targets). The fair value of equity instruments granted is based on market prices, </div><div class=\"t s6_449\" id=\"tk_449\" style=\"left:95px;bottom:968px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if available, at the date of grant. In the absence of market prices, the fair value of the instruments is estimated using an </div><div class=\"t s6_449\" id=\"tl_449\" style=\"left:95px;bottom:952px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">appropriate valuation technique, such as a binom</div><div class=\"t s7_449\" id=\"tm_449\" style=\"left:389px;bottom:952px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s6_449\" id=\"tn_449\" style=\"left:427px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pric</div><div class=\"t s7_449\" id=\"to_449\" style=\"left:469px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing model. Non-market vest</div><div class=\"t s6_449\" id=\"tp_449\" style=\"left:634px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing condit</div><div class=\"t s7_449\" id=\"tq_449\" style=\"left:693px;bottom:952px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions are </div><div class=\"t s6_449\" id=\"tr_449\" style=\"left:742px;bottom:952px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">included in </div><div class=\"t s6_449\" id=\"ts_449\" style=\"left:95px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assumptions for the number of shares and awards that are expected to vest. </div><div class=\"t s6_449\" id=\"tt_449\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">At each balance sheet date, the Group revises its estimates of the number of shares and awards that are expected to vest. </div><div class=\"t s6_449\" id=\"tu_449\" style=\"left:95px;bottom:896px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">It recognises the impact of the revis</div><div class=\"t s7_449\" id=\"tv_449\" style=\"left:303px;bottom:896px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of or</div><div class=\"t s6_449\" id=\"tw_449\" style=\"left:351px;bottom:896px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s7_449\" id=\"tx_449\" style=\"left:362px;bottom:896px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inal est</div><div class=\"t s6_449\" id=\"ty_449\" style=\"left:404px;bottom:896px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">imates, if any, in the income statement and a corresponding adjustment </div><div class=\"t s6_449\" id=\"tz_449\" style=\"left:95px;bottom:880px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">to equity over the remain</div><div class=\"t s7_449\" id=\"t10_449\" style=\"left:243px;bottom:880px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing vest</div><div class=\"t s6_449\" id=\"t11_449\" style=\"left:289px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing period. Forfeitures prior to vesting attributable to factors other than the failure to satisfy </div><div class=\"t s6_449\" id=\"t12_449\" style=\"left:95px;bottom:863px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">service condit</div><div class=\"t s7_449\" id=\"t13_449\" style=\"left:177px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions and non-market vest</div><div class=\"t s6_449\" id=\"t14_449\" style=\"left:328px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing condit</div><div class=\"t s7_449\" id=\"t15_449\" style=\"left:387px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions are treated as a cancellat</div><div class=\"t s6_449\" id=\"t16_449\" style=\"left:566px;bottom:863px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and the remain</div><div class=\"t s7_449\" id=\"t17_449\" style=\"left:678px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing unamort</div><div class=\"t s6_449\" id=\"t18_449\" style=\"left:751px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised charge </div><div class=\"t s6_449\" id=\"t19_449\" style=\"left:95px;bottom:847px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is debited to the income statement at the time of cancellation. The proceeds received net of any directly attributable </div><div class=\"t s6_449\" id=\"t1a_449\" style=\"left:95px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">transaction costs are credited to share capital (nominal value) and share premium when awards in the form of options </div><div class=\"t s6_449\" id=\"t1b_449\" style=\"left:95px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">are exercised. </div><div class=\"t s6_449\" id=\"t1c_449\" style=\"left:95px;bottom:791px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Cash-settled awards are revalued at each balance sheet date and a liab</div><div class=\"t s7_449\" id=\"t1d_449\" style=\"left:525px;bottom:791px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_449\" id=\"t1e_449\" style=\"left:530px;bottom:791px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ity recognised on the balance sheet for all unpaid </div><div class=\"t s6_449\" id=\"t1f_449\" style=\"left:95px;bottom:775px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">amounts, with any changes in fair value charged or credited to staff costs in the income statement until the awards are </div><div class=\"t s6_449\" id=\"t1g_449\" style=\"left:95px;bottom:759px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">exercised. Where forfeitures occur prior to vesting that are attributable to factors other than a failure to satisfy service </div><div class=\"t s6_449\" id=\"t1h_449\" style=\"left:95px;bottom:743px;letter-spacing:-0.16px;display:inline;\">condit</div><div class=\"t s7_449\" id=\"t1i_449\" style=\"left:133px;bottom:743px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ions or market-based performance cond</div><div class=\"t s6_449\" id=\"t1j_449\" style=\"left:372px;bottom:743px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_449\" id=\"t1k_449\" style=\"left:380px;bottom:743px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ions, the cumulat</div><div class=\"t s6_449\" id=\"t1l_449\" style=\"left:480px;bottom:743px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive charge incurred up to the date of forfeiture is credited </div><div class=\"t s6_449\" id=\"t1m_449\" style=\"left:95px;bottom:727px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">to the income statement. </div><div class=\"t s5_449\" id=\"t1n_449\" style=\"left:95px;bottom:695px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Other accounting estimates and judgements </div><div class=\"t s6_449\" id=\"t1o_449\" style=\"left:95px;bottom:677px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Share-based payments involve judgement and estimat</div><div class=\"t s7_449\" id=\"t1p_449\" style=\"left:422px;bottom:677px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion uncerta</div><div class=\"t s6_449\" id=\"t1q_449\" style=\"left:489px;bottom:677px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">inty in determin</div><div class=\"t s7_449\" id=\"t1r_449\" style=\"left:582px;bottom:677px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ing the expenses and carry</div><div class=\"t s6_449\" id=\"t1s_449\" style=\"left:741px;bottom:677px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing values of </div><div class=\"t s6_449\" id=\"t1t_449\" style=\"left:95px;bottom:661px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">share awards at the balance sheet date. </div><div class=\"t s6_449\" id=\"t1u_449\" style=\"left:95px;bottom:637px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t1v_449\" style=\"left:108px;bottom:637px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">LTIP awards are determined using an estimat</div><div class=\"t s7_449\" id=\"t1w_449\" style=\"left:375px;bottom:637px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the probab</div><div class=\"t s6_449\" id=\"t1x_449\" style=\"left:478px;bottom:637px;letter-spacing:-0.19px;display:inline;\">il</div><div class=\"t s7_449\" id=\"t1y_449\" style=\"left:484px;bottom:637px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ity of meet</div><div class=\"t s6_449\" id=\"t1z_449\" style=\"left:547px;bottom:637px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing certain metrics over a three-year </div><div class=\"t s6_449\" id=\"t20_449\" style=\"left:108px;bottom:621px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">performance period using the Monte Carlo simulat</div><div class=\"t s7_449\" id=\"t21_449\" style=\"left:408px;bottom:621px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion model. </div><div class=\"t s6_449\" id=\"t22_449\" style=\"left:95px;bottom:597px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t23_449\" style=\"left:108px;bottom:597px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Deferred shares are determined using an estimat</div><div class=\"t s7_449\" id=\"t24_449\" style=\"left:399px;bottom:597px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion of expected d</div><div class=\"t s6_449\" id=\"t25_449\" style=\"left:501px;bottom:597px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s7_449\" id=\"t26_449\" style=\"left:511px;bottom:597px;letter-spacing:-0.11px;display:inline;\">idends. </div><div class=\"t s6_449\" id=\"t27_449\" style=\"left:95px;bottom:573px;display:inline;\">\u2022 </div><div class=\"t s6_449\" id=\"t28_449\" style=\"left:108px;bottom:573px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Sharesave Plan valuations are determined using a binom</div><div class=\"t s7_449\" id=\"t29_449\" style=\"left:444px;bottom:573px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial opt</div><div class=\"t s6_449\" id=\"t2a_449\" style=\"left:482px;bottom:573px;letter-spacing:-0.16px;display:inline;\">ion-pric</div>ing model.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116241": {
   "value": "32. Investments in subsid<div class=\"t s6_454\" id=\"t8_454\" style=\"left:252px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\">iary undertak</div><div class=\"t s5_454\" id=\"t9_454\" style=\"left:352px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\">ings, jo</div><div class=\"t s6_454\" id=\"ta_454\" style=\"left:404px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\">int ventures and assoc</div><div class=\"t s5_454\" id=\"tb_454\" style=\"left:568px;bottom:1180px;letter-spacing:-0.19px;display:inline;\">iates </div><div class=\"t s7_454\" id=\"tc_454\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_454\" id=\"td_454\" style=\"left:78px;bottom:1136px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Associates and jo</div><div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div><div class=\"t sb_454\" id=\"t1y_454\" style=\"left:78px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">among other factors. </div><div class=\"t s8_454\" id=\"t1z_454\" style=\"left:78px;bottom:847px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_454\" id=\"t20_454\" style=\"left:104px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_454\" id=\"t21_454\" style=\"left:193px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_454\" id=\"t22_454\" style=\"left:78px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies judgement in determin</div><div class=\"t sb_454\" id=\"t23_454\" style=\"left:325px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t24_454\" style=\"left:347px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">if it has control, jo</div><div class=\"t sb_454\" id=\"t25_454\" style=\"left:449px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int control or s</div><div class=\"t sa_454\" id=\"t26_454\" style=\"left:531px;bottom:831px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t27_454\" style=\"left:550px;bottom:831px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t28_454\" style=\"left:590px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in\ufb02uence over subsid</div><div class=\"t sb_454\" id=\"t29_454\" style=\"left:712px;bottom:831px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t2a_454\" style=\"left:728px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, jo</div><div class=\"t sb_454\" id=\"t2b_454\" style=\"left:759px;bottom:831px;letter-spacing:-0.19px;display:inline;\">int </div><div class=\"t sa_454\" id=\"t2c_454\" style=\"left:78px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ventures and associates respectively. These judgements are based upon ident</div><div class=\"t sb_454\" id=\"t2d_454\" style=\"left:538px;bottom:815px;letter-spacing:0.12px;display:inline;\">ify</div><div class=\"t sa_454\" id=\"t2e_454\" style=\"left:552px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the relevant activ</div><div class=\"t sb_454\" id=\"t2f_454\" style=\"left:677px;bottom:815px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2g_454\" style=\"left:685px;bottom:815px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies of counterparties, </div><div class=\"t sa_454\" id=\"t2h_454\" style=\"left:78px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">being those activ</div><div class=\"t sb_454\" id=\"t2i_454\" style=\"left:180px;bottom:799px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2j_454\" style=\"left:188px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that sign</div><div class=\"t sb_454\" id=\"t2k_454\" style=\"left:258px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly affect the ent</div><div class=\"t sa_454\" id=\"t2l_454\" style=\"left:389px;bottom:799px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_454\" id=\"t2m_454\" style=\"left:396px;bottom:799px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies returns, and further mak</div><div class=\"t sa_454\" id=\"t2n_454\" style=\"left:558px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing a decis</div><div class=\"t sb_454\" id=\"t2o_454\" style=\"left:621px;bottom:799px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_454\" id=\"t2p_454\" style=\"left:657px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the Group has control </div><div class=\"t sa_454\" id=\"t2q_454\" style=\"left:78px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">over those entit</div><div class=\"t sb_454\" id=\"t2r_454\" style=\"left:170px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies, joint control, or has s</div><div class=\"t sa_454\" id=\"t2s_454\" style=\"left:311px;bottom:783px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t2t_454\" style=\"left:329px;bottom:783px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t2u_454\" style=\"left:369px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in\ufb02uence (being the power to partic</div><div class=\"t sb_454\" id=\"t2v_454\" style=\"left:581px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ipate </div><div class=\"t sa_454\" id=\"t2w_454\" style=\"left:615px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the \ufb01nanc</div><div class=\"t sb_454\" id=\"t2x_454\" style=\"left:688px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t sa_454\" id=\"t2y_454\" style=\"left:771px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t2z_454\" style=\"left:78px;bottom:767px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">policy decis</div><div class=\"t sb_454\" id=\"t30_454\" style=\"left:146px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ions but not control them). </div><div class=\"t sa_454\" id=\"t31_454\" style=\"left:78px;bottom:743px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">These judgements are at times determined by equity holdings, and the voting rights associated with those holdings. </div><div class=\"t sa_454\" id=\"t32_454\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">However, further considerat</div><div class=\"t sb_454\" id=\"t33_454\" style=\"left:242px;bottom:727px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t34_454\" style=\"left:269px;bottom:727px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_454\" id=\"t35_454\" style=\"left:304px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing but not l</div><div class=\"t sa_454\" id=\"t36_454\" style=\"left:374px;bottom:727px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t37_454\" style=\"left:389px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ited to board seats, adv</div><div class=\"t sa_454\" id=\"t38_454\" style=\"left:530px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isory committee members and special</div><div class=\"t sb_454\" id=\"t39_454\" style=\"left:755px;bottom:727px;letter-spacing:-0.15px;display:inline;\">ist </div><div class=\"t sa_454\" id=\"t3a_454\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">knowledge of some decis</div><div class=\"t sb_454\" id=\"t3b_454\" style=\"left:228px;bottom:711px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion-makers are also taken </div><div class=\"t sa_454\" id=\"t3c_454\" style=\"left:383px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">into account. Further judgement is required when determin</div><div class=\"t sb_454\" id=\"t3d_454\" style=\"left:730px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t3e_454\" style=\"left:752px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_454\" id=\"t3f_454\" style=\"left:78px;bottom:695px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group has de-facto control over an entity even though it may hold less than 50% of the voting shares of that entity. </div><div class=\"t sa_454\" id=\"t3g_454\" style=\"left:78px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Judgement is required to determine the relative size of the Group\u2019s shareholding when compared to the size and dispers</div><div class=\"t sb_454\" id=\"t3h_454\" style=\"left:782px;bottom:679px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_454\" id=\"t3i_454\" style=\"left:78px;bottom:663px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">of other shareholders. </div><div class=\"t sa_454\" id=\"t3j_454\" style=\"left:78px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Impairment testing of investments in associates and jo</div><div class=\"t sb_454\" id=\"t3k_454\" style=\"left:400px;bottom:639px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">int ventures, and on a Company level </div><div class=\"t sa_454\" id=\"t3l_454\" style=\"left:620px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments in subsid</div><div class=\"t sb_454\" id=\"t3m_454\" style=\"left:746px;bottom:639px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t3n_454\" style=\"left:761px;bottom:639px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies is </div><div class=\"t sa_454\" id=\"t3o_454\" style=\"left:78px;bottom:623px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">performed if there is a possible ind</div><div class=\"t sb_454\" id=\"t3p_454\" style=\"left:280px;bottom:623px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t sa_454\" id=\"t3q_454\" style=\"left:332px;bottom:623px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3r_454\" style=\"left:363px;bottom:623px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. Judgement </div><div class=\"t sa_454\" id=\"t3s_454\" style=\"left:478px;bottom:623px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is used to determine if there is object</div><div class=\"t sb_454\" id=\"t3t_454\" style=\"left:693px;bottom:623px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t3u_454\" style=\"left:726px;bottom:623px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of </div><div class=\"t sa_454\" id=\"t3v_454\" style=\"left:78px;bottom:607px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3w_454\" style=\"left:109px;bottom:607px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment. Objective ev</div><div class=\"t sa_454\" id=\"t3x_454\" style=\"left:227px;bottom:607px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idence may be observable data such as losses incurred on the investment when applying the </div><div class=\"t sa_454\" id=\"t3y_454\" style=\"left:78px;bottom:591px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">equity method, the granting of concessions as a result of \ufb01nanc</div><div class=\"t sb_454\" id=\"t3z_454\" style=\"left:451px;bottom:591px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_454\" id=\"t40_454\" style=\"left:475px;bottom:591px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_454\" id=\"t41_454\" style=\"left:488px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, or breaches of contracts/regulatory \ufb01nes of the </div><div class=\"t sa_454\" id=\"t42_454\" style=\"left:78px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">associate or jo</div><div class=\"t sb_454\" id=\"t43_454\" style=\"left:163px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">int venture. Further judgement </div><div class=\"t sa_454\" id=\"t44_454\" style=\"left:344px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required when consider</div><div class=\"t sb_454\" id=\"t45_454\" style=\"left:494px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing broader </div><div class=\"t sa_454\" id=\"t46_454\" style=\"left:566px;bottom:575px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_454\" id=\"t47_454\" style=\"left:585px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t sa_454\" id=\"t48_454\" style=\"left:643px;bottom:575px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t49_454\" style=\"left:674px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment such as losses </div><div class=\"t sa_454\" id=\"t4a_454\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of active markets or ratings downgrades across key markets in which the associate or jo</div><div class=\"t sb_454\" id=\"t4b_454\" style=\"left:593px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int venture operate </div><div class=\"t sa_454\" id=\"t4c_454\" style=\"left:709px;bottom:559px;letter-spacing:-0.12px;display:inline;\">in. </div><div class=\"t sa_454\" id=\"t4d_454\" style=\"left:78px;bottom:535px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Impairment testing is based on estimates includ</div><div class=\"t sb_454\" id=\"t4e_454\" style=\"left:361px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing forecast</div><div class=\"t sa_454\" id=\"t4f_454\" style=\"left:431px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the expected cash \ufb02ows from the investments, growth rates, </div><div class=\"t sa_454\" id=\"t4g_454\" style=\"left:78px;bottom:519px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">terminal values and the discount rate used in calculation of the present values of those cash \ufb02ows. The estimat</div><div class=\"t sb_454\" id=\"t4h_454\" style=\"left:728px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of future </div><div class=\"t sa_454\" id=\"t4i_454\" style=\"left:78px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">cash \ufb02ows and the level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sb_454\" id=\"t4j_454\" style=\"left:627px;bottom:503px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cant judgement. </div><div class=\"t s8_454\" id=\"t4k_454\" style=\"left:78px;bottom:478px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Business combinat</div><div class=\"t s9_454\" id=\"t4l_454\" style=\"left:188px;bottom:478px;letter-spacing:-0.11px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t4m_454\" style=\"left:78px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The acquis</div><div class=\"t sb_454\" id=\"t4n_454\" style=\"left:142px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4o_454\" style=\"left:150px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion method of accounting is used to account for the acquis</div><div class=\"t sb_454\" id=\"t4p_454\" style=\"left:496px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4q_454\" style=\"left:503px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of subsid</div><div class=\"t sb_454\" id=\"t4r_454\" style=\"left:577px;bottom:462px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4s_454\" style=\"left:592px;bottom:462px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies by the Group. </div><div class=\"t sb_454\" id=\"t4t_454\" style=\"left:78px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the Company\u2019s \ufb01nancial statements, </div><div class=\"t sa_454\" id=\"t4u_454\" style=\"left:310px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment in subsid</div><div class=\"t sb_454\" id=\"t4v_454\" style=\"left:430px;bottom:438px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4w_454\" style=\"left:445px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, associates and jo</div><div class=\"t sb_454\" id=\"t4x_454\" style=\"left:569px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are held at cost less </div><div class=\"t sa_454\" id=\"t4y_454\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t4z_454\" style=\"left:109px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and d</div><div class=\"t sa_454\" id=\"t50_454\" style=\"left:185px;bottom:422px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t sb_454\" id=\"t51_454\" style=\"left:195px;bottom:422px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idends from pre-acqu</div><div class=\"t sa_454\" id=\"t52_454\" style=\"left:323px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"t53_454\" style=\"left:332px;bottom:422px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t54_454\" style=\"left:340px;bottom:422px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pro\ufb01ts received prior to 1 January 2009, if any. Inter-company transactions, </div><div class=\"t sa_454\" id=\"t55_454\" style=\"left:78px;bottom:406px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">balances and unrealised gains and losses on transactions between Group companies are elim</div><div class=\"t sb_454\" id=\"t56_454\" style=\"left:633px;bottom:406px;letter-spacing:-0.13px;display:inline;\">inated </div><div class=\"t sa_454\" id=\"t57_454\" style=\"left:674px;bottom:406px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">in the Group accounts. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_454\" id=\"t5b_454\" style=\"left:709px;bottom:379px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_454\" id=\"t5e_454\" style=\"left:796px;bottom:379px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_454\" id=\"t58_454\" style=\"left:69px;bottom:367px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Investments in subsid</div><div class=\"t s3_454\" id=\"t59_454\" style=\"left:191px;bottom:367px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t s2_454\" id=\"t5a_454\" style=\"left:269px;bottom:367px;letter-spacing:0.07px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_454\" id=\"t5c_454\" style=\"left:694px;bottom:368px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_454\" id=\"t5d_454\" style=\"left:717px;bottom:368px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_454\" id=\"t5f_454\" style=\"left:783px;bottom:368px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_454\" id=\"t5g_454\" style=\"left:804px;bottom:368px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_454\" id=\"t5h_454\" style=\"left:69px;bottom:348px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">As at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5i_454\" style=\"left:693px;bottom:348px;letter-spacing:-0.09px;display:inline;\">60,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5j_454\" style=\"left:781px;bottom:348px;letter-spacing:-0.07px;display:inline;\">60,429 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sg_454\" id=\"t5k_454\" style=\"left:69px;bottom:329px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_454\" id=\"t5l_454\" style=\"left:101px;bottom:329px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sh_454\" id=\"t5m_454\" style=\"vertical-align: super;left:123px;bottom:335px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5n_454\" style=\"left:702px;bottom:329px;letter-spacing:0.18px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5o_454\" style=\"left:791px;bottom:329px;letter-spacing:0.1px;display:inline;\">1,545 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sg_454\" id=\"t5p_454\" style=\"left:69px;bottom:310px;letter-spacing:0.04px;display:inline;\">Disposal </div><div class=\"t sh_454\" id=\"t5q_454\" style=\"vertical-align: super;left:118px;bottom:316px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5r_454\" style=\"left:697px;bottom:310px;letter-spacing:0.01px;display:inline;\">(1,750) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5s_454\" style=\"left:793px;bottom:310px;letter-spacing:-0.07px;display:inline;\">(999) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_454\" id=\"t5t_454\" style=\"left:69px;bottom:291px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5u_454\" style=\"left:695px;bottom:291px;letter-spacing:0.01px;display:inline;\">60,791 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5v_454\" style=\"left:782px;bottom:291px;letter-spacing:-0.15px;display:inline;\">60,975 </div></td></tr>\n                                        </table><div class=\"t se_454\" id=\"t5w_454\" style=\"left:69px;bottom:267px;display:inline;\">1 </div><div class=\"t sf_454\" id=\"t5x_454\" style=\"left:82px;bottom:267px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes internal Addit</div><div class=\"t se_454\" id=\"t5y_454\" style=\"left:186px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t5z_454\" style=\"left:216px;bottom:267px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ier 1 Issuances of $992 mill</div><div class=\"t se_454\" id=\"t60_454\" style=\"left:332px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard Chartered Bank and $575 m</div><div class=\"t sf_454\" id=\"t61_454\" style=\"left:535px;bottom:267px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_454\" id=\"t62_454\" style=\"left:542px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion add</div><div class=\"t sf_454\" id=\"t63_454\" style=\"left:578px;bottom:267px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t64_454\" style=\"left:584px;bottom:267px;letter-spacing:-0.04px;display:inline;\">ional </div><div class=\"t sf_454\" id=\"t65_454\" style=\"left:609px;bottom:267px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">investment in Standard Chartered Holdings </div><div class=\"t sf_454\" id=\"t66_454\" style=\"left:82px;bottom:255px;letter-spacing:-0.06px;display:inline;\">Lim</div><div class=\"t se_454\" id=\"t67_454\" style=\"left:99px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited (31 December 2022: Add</div><div class=\"t sf_454\" id=\"t68_454\" style=\"left:231px;bottom:255px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t69_454\" style=\"left:237px;bottom:255px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6a_454\" style=\"left:267px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ier 1 issuances of $1 bill</div><div class=\"t se_454\" id=\"t6b_454\" style=\"left:367px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion by Standard Chartered Bank and $500 m</div><div class=\"t sf_454\" id=\"t6c_454\" style=\"left:573px;bottom:255px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_454\" id=\"t6d_454\" style=\"left:579px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard Chartered Bank (Hong Kong) Ltd) </div><div class=\"t se_454\" id=\"t6e_454\" style=\"left:69px;bottom:238px;display:inline;\">2 </div><div class=\"t sf_454\" id=\"t6f_454\" style=\"left:82px;bottom:238px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes redemption of Addit</div><div class=\"t se_454\" id=\"t6g_454\" style=\"left:216px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6h_454\" style=\"left:246px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ier1 capital of $1 bill</div><div class=\"t se_454\" id=\"t6i_454\" style=\"left:333px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion by Standard Chartered Bank (31 December 2022: Add</div><div class=\"t sf_454\" id=\"t6j_454\" style=\"left:594px;bottom:238px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t6k_454\" style=\"left:600px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6l_454\" style=\"left:631px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ier1 capital of $1 bill</div><div class=\"t se_454\" id=\"t6m_454\" style=\"left:717px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard </div><div class=\"t se_454\" id=\"t6n_454\" style=\"left:82px;bottom:227px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Chartered Bank) </div><div></div><div class=\"t s7_455\" id=\"tc_455\" style=\"left:87px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">At 31 December 2023, the princ</div><div class=\"t s8_455\" id=\"td_455\" style=\"left:268px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal subs</div><div class=\"t s7_455\" id=\"te_455\" style=\"left:320px;bottom:1157px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"tf_455\" style=\"left:331px;bottom:1157px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s7_455\" id=\"tg_455\" style=\"left:410px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings, all ind</div><div class=\"t s8_455\" id=\"th_455\" style=\"left:475px;bottom:1157px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irectly held except for Standard Chartered Bank (Hong Kong) </div><div class=\"t s7_455\" id=\"ti_455\" style=\"left:87px;bottom:1141px;letter-spacing:-0.16px;display:inline;\">Lim</div><div class=\"t s8_455\" id=\"tj_455\" style=\"left:108px;bottom:1141px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ited, and pr</div><div class=\"t s7_455\" id=\"tk_455\" style=\"left:176px;bottom:1141px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_455\" id=\"tl_455\" style=\"left:193px;bottom:1141px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ipally engaged </div><div class=\"t s7_455\" id=\"tm_455\" style=\"left:285px;bottom:1141px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the business of banking and provis</div><div class=\"t s8_455\" id=\"tn_455\" style=\"left:502px;bottom:1141px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of other \ufb01nancial serv</div><div class=\"t s7_455\" id=\"to_455\" style=\"left:650px;bottom:1141px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ices, were as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"ts_455\" style=\"left:768px;bottom:1122px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Group interest </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tt_455\" style=\"left:784px;bottom:1111px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">in ordinary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tu_455\" style=\"left:774px;bottom:1099px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">share capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"tp_455\" style=\"left:87px;bottom:1088px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Country and place of incorporation or registrat</div><div class=\"t sa_455\" id=\"tq_455\" style=\"left:307px;bottom:1088px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"tr_455\" style=\"left:433px;bottom:1088px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Main areas of operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tv_455\" style=\"left:826px;bottom:1088px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tw_455\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank, England and Wales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tx_455\" style=\"left:433px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">United Kingdom, Middle East, South Asia, Asia Pacif</div><div class=\"t sc_455\" id=\"ty_455\" style=\"left:722px;bottom:1068px;letter-spacing:-0.03px;display:inline;\">ic, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tz_455\" style=\"left:433px;bottom:1053px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Americas and, through Group companies, Africa </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t10_455\" style=\"left:815px;bottom:1053px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t11_455\" style=\"left:87px;bottom:1034px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t sc_455\" id=\"t12_455\" style=\"left:329px;bottom:1034px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">ited, Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t13_455\" style=\"left:433px;bottom:1034px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t14_455\" style=\"left:815px;bottom:1034px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t15_455\" style=\"left:87px;bottom:1015px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Standard Chartered Bank (Singapore) Lim</div><div class=\"t sc_455\" id=\"t16_455\" style=\"left:322px;bottom:1015px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ited, S</div><div class=\"t sb_455\" id=\"t17_455\" style=\"left:356px;bottom:1015px;letter-spacing:0.03px;display:inline;\">ingapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t18_455\" style=\"left:433px;bottom:1015px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t19_455\" style=\"left:815px;bottom:1015px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1a_455\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank Korea Lim</div><div class=\"t sc_455\" id=\"t1b_455\" style=\"left:290px;bottom:996px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ited, Korea </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1c_455\" style=\"left:433px;bottom:996px;letter-spacing:-0.03px;display:inline;\">Korea </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1d_455\" style=\"left:815px;bottom:996px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1e_455\" style=\"left:87px;bottom:977px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (China) Lim</div><div class=\"t sc_455\" id=\"t1f_455\" style=\"left:297px;bottom:977px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ited, Ch</div><div class=\"t sb_455\" id=\"t1g_455\" style=\"left:340px;bottom:977px;letter-spacing:-0.11px;display:inline;\">ina\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1h_455\" style=\"left:433px;bottom:977px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1i_455\" style=\"left:815px;bottom:977px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1j_455\" style=\"left:87px;bottom:958px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (Taiwan) Lim</div><div class=\"t sc_455\" id=\"t1k_455\" style=\"left:307px;bottom:958px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">ited, Ta</div><div class=\"t sb_455\" id=\"t1l_455\" style=\"left:348px;bottom:958px;display:inline;\">iwan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1m_455\" style=\"left:433px;bottom:958px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1n_455\" style=\"left:815px;bottom:958px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1o_455\" style=\"left:87px;bottom:939px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank AG, Germany </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1p_455\" style=\"left:433px;bottom:939px;letter-spacing:0.06px;display:inline;\">Germany </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1q_455\" style=\"left:815px;bottom:939px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1r_455\" style=\"left:87px;bottom:920px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Malaysia Berhad, Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1s_455\" style=\"left:433px;bottom:920px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1t_455\" style=\"left:815px;bottom:920px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr></table><div class=\"t se_455\" id=\"t1u_455\" style=\"left:87px;bottom:896px;display:inline;\">1 </div><div class=\"t se_455\" id=\"t1v_455\" style=\"left:100px;bottom:896px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Under PRC law, registered as Standard Chartered Bank (China) Lim</div><div class=\"t sf_455\" id=\"t1w_455\" style=\"left:406px;bottom:896px;letter-spacing:-0.03px;display:inline;\">ited </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t20_455\" style=\"left:768px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Group interest </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t21_455\" style=\"left:784px;bottom:867px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">in ordinary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t22_455\" style=\"left:774px;bottom:856px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">share capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"t1x_455\" style=\"left:87px;bottom:844px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Country and place of incorporation or registrat</div><div class=\"t sa_455\" id=\"t1y_455\" style=\"left:307px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"t1z_455\" style=\"left:433px;bottom:844px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Main areas of operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t23_455\" style=\"left:826px;bottom:844px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t24_455\" style=\"left:87px;bottom:824px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank (Thai) Public Company Lim</div><div class=\"t sc_455\" id=\"t25_455\" style=\"left:385px;bottom:824px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t26_455\" style=\"left:87px;bottom:810px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t27_455\" style=\"left:433px;bottom:810px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t28_455\" style=\"left:805px;bottom:810px;letter-spacing:-0.16px;display:inline;\">99.87 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t29_455\" style=\"left:87px;bottom:791px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank (Pakistan) Lim</div><div class=\"t sc_455\" id=\"t2a_455\" style=\"left:313px;bottom:791px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ited, Pak</div><div class=\"t sb_455\" id=\"t2b_455\" style=\"left:360px;bottom:791px;letter-spacing:0.01px;display:inline;\">istan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2c_455\" style=\"left:433px;bottom:791px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2d_455\" style=\"left:804px;bottom:791px;letter-spacing:-0.07px;display:inline;\">98.99 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2e_455\" style=\"left:87px;bottom:772px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Botswana Lim</div><div class=\"t sc_455\" id=\"t2f_455\" style=\"left:313px;bottom:772px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">ited, Botswana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2g_455\" style=\"left:433px;bottom:772px;letter-spacing:0.09px;display:inline;\">Botswana </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2h_455\" style=\"left:805px;bottom:772px;letter-spacing:0.07px;display:inline;\">75.83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2i_455\" style=\"left:87px;bottom:753px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank Kenya Lim</div><div class=\"t sc_455\" id=\"t2j_455\" style=\"left:291px;bottom:753px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">ited, Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2k_455\" style=\"left:433px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2l_455\" style=\"left:805px;bottom:753px;letter-spacing:-0.13px;display:inline;\">74.32 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2m_455\" style=\"left:87px;bottom:734px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Nepal Lim</div><div class=\"t sc_455\" id=\"t2n_455\" style=\"left:291px;bottom:734px;word-spacing:-0.14px;display:inline;\">ited, Nepal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2o_455\" style=\"left:433px;bottom:734px;letter-spacing:0.05px;display:inline;\">Nepal </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2p_455\" style=\"left:807px;bottom:734px;letter-spacing:-0.1px;display:inline;\">70.21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2q_455\" style=\"left:87px;bottom:715px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Ghana PLC, Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2r_455\" style=\"left:433px;bottom:715px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2s_455\" style=\"left:805px;bottom:715px;letter-spacing:-0.28px;display:inline;\">69.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2t_455\" style=\"left:87px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Mox Bank Lim</div><div class=\"t sc_455\" id=\"t2u_455\" style=\"left:165px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">ited, Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2v_455\" style=\"left:433px;bottom:695px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2w_455\" style=\"left:804px;bottom:695px;letter-spacing:0.12px;display:inline;\">68.29 </div></td></tr></table><div class=\"t s7_455\" id=\"t2x_455\" style=\"left:87px;bottom:666px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">A complete list of subsid</div><div class=\"t s8_455\" id=\"t2y_455\" style=\"left:229px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s7_455\" id=\"t2z_455\" style=\"left:309px;bottom:666px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing is included in Note 40. </div><div class=\"t s7_455\" id=\"t30_455\" style=\"left:87px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group does not have any material non-controlling interest except as listed above, which contribute $35 mill</div><div class=\"t s8_455\" id=\"t31_455\" style=\"left:742px;bottom:642px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_455\" id=\"t32_455\" style=\"left:87px;bottom:626px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">(31 December 2022: $(6.2) mill</div><div class=\"t s8_455\" id=\"t33_455\" style=\"left:260px;bottom:626px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">ion) of the (loss)/Pro\ufb01t attr</div><div class=\"t s7_455\" id=\"t34_455\" style=\"left:415px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ibutable to non-controlling interest and $290 mill</div><div class=\"t s8_455\" id=\"t35_455\" style=\"left:703px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t s7_455\" id=\"t36_455\" style=\"left:87px;bottom:610px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">$261 mill</div><div class=\"t s8_455\" id=\"t37_455\" style=\"left:134px;bottom:610px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ion) of the equ</div><div class=\"t s7_455\" id=\"t38_455\" style=\"left:220px;bottom:610px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity attributable to non-controlling interests. </div><div class=\"t s7_455\" id=\"t39_455\" style=\"left:87px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">During 2023 the Group disposed of its investments in Pembroke Group Lim</div><div class=\"t s8_455\" id=\"t3a_455\" style=\"left:523px;bottom:585px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ited (Isle of Man), Pembroke A</div><div class=\"t s7_455\" id=\"t3b_455\" style=\"left:699px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ircraft Leasing Holdings </div><div class=\"t s7_455\" id=\"t3c_455\" style=\"left:87px;bottom:569px;letter-spacing:-0.16px;display:inline;\">Lim</div><div class=\"t s8_455\" id=\"t3d_455\" style=\"left:108px;bottom:569px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ited and Pembroke A</div><div class=\"t s7_455\" id=\"t3e_455\" style=\"left:232px;bottom:569px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ircraft Leasing (Tianjin) Lim</div><div class=\"t s8_455\" id=\"t3f_455\" style=\"left:392px;bottom:569px;letter-spacing:-0.3px;word-spacing:0.04px;display:inline;\">ited (Ch</div><div class=\"t s7_455\" id=\"t3g_455\" style=\"left:439px;bottom:569px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ina). The carrying amount was composed of Property, plant and </div><div class=\"t s7_455\" id=\"t3h_455\" style=\"left:87px;bottom:553px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">equipment of $3,249 mill</div><div class=\"t s8_455\" id=\"t3i_455\" style=\"left:230px;bottom:553px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion, Goodw</div><div class=\"t s7_455\" id=\"t3j_455\" style=\"left:298px;bottom:553px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill and intang</div><div class=\"t s8_455\" id=\"t3k_455\" style=\"left:376px;bottom:553px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ible assets of $23 m</div><div class=\"t s7_455\" id=\"t3l_455\" style=\"left:490px;bottom:553px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t3m_455\" style=\"left:498px;bottom:553px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, Other assets of $124 m</div><div class=\"t s7_455\" id=\"t3n_455\" style=\"left:654px;bottom:553px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t3o_455\" style=\"left:663px;bottom:553px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and Other l</div><div class=\"t s7_455\" id=\"t3p_455\" style=\"left:751px;bottom:553px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_455\" id=\"t3q_455\" style=\"left:770px;bottom:553px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t3r_455\" style=\"left:776px;bottom:553px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t3s_455\" style=\"left:784px;bottom:553px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies of </div><div class=\"t s7_455\" id=\"t3t_455\" style=\"left:87px;bottom:537px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">$292 mill</div><div class=\"t s8_455\" id=\"t3u_455\" style=\"left:137px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. The pr</div><div class=\"t s7_455\" id=\"t3v_455\" style=\"left:199px;bottom:537px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_455\" id=\"t3w_455\" style=\"left:216px;bottom:537px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ipal act</div><div class=\"t s7_455\" id=\"t3x_455\" style=\"left:260px;bottom:537px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_455\" id=\"t3y_455\" style=\"left:270px;bottom:537px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of these subs</div><div class=\"t s7_455\" id=\"t3z_455\" style=\"left:364px;bottom:537px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"t40_455\" style=\"left:375px;bottom:537px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t41_455\" style=\"left:391px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies was the aviat</div><div class=\"t s8_455\" id=\"t42_455\" style=\"left:489px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s7_455\" id=\"t43_455\" style=\"left:582px;bottom:537px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing business. In Q1 2023, the aviat</div><div class=\"t s8_455\" id=\"t44_455\" style=\"left:777px;bottom:537px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_455\" id=\"t45_455\" style=\"left:87px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">\ufb01nance leasing business was classif</div><div class=\"t s8_455\" id=\"t46_455\" style=\"left:296px;bottom:521px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied as held for sale and was subsequently sold on 2nd November 2023 for a total </div><div class=\"t s7_455\" id=\"t47_455\" style=\"left:87px;bottom:505px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_455\" id=\"t48_455\" style=\"left:150px;bottom:505px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of $3,570 m</div><div class=\"t s7_455\" id=\"t49_455\" style=\"left:238px;bottom:505px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t4a_455\" style=\"left:247px;bottom:505px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. The ga</div><div class=\"t s7_455\" id=\"t4b_455\" style=\"left:312px;bottom:505px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in on sale of the business was $309 mill</div><div class=\"t s8_455\" id=\"t4c_455\" style=\"left:540px;bottom:505px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion. In add</div><div class=\"t s7_455\" id=\"t4d_455\" style=\"left:601px;bottom:505px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t4e_455\" style=\"left:609px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion the Group d</div><div class=\"t s7_455\" id=\"t4f_455\" style=\"left:701px;bottom:505px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isposed of its wholly </div><div class=\"t s7_455\" id=\"t4g_455\" style=\"left:87px;bottom:489px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">owned subsid</div><div class=\"t s8_455\" id=\"t4h_455\" style=\"left:168px;bottom:489px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t4i_455\" style=\"left:184px;bottom:489px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies Cardspal Pte. Ltd. and Kozagi during 2023. The gain on sale of Cardspal Pte. Ltd. and Kozagi comprised </div><div class=\"t s7_455\" id=\"t4j_455\" style=\"left:87px;bottom:473px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">$12 mill</div><div class=\"t s8_455\" id=\"t4k_455\" style=\"left:128px;bottom:473px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and $7 m</div><div class=\"t s7_455\" id=\"t4l_455\" style=\"left:203px;bottom:473px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t4m_455\" style=\"left:212px;bottom:473px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion, respect</div><div class=\"t s7_455\" id=\"t4n_455\" style=\"left:280px;bottom:473px;letter-spacing:-0.28px;display:inline;\">ively. </div><div class=\"t s7_455\" id=\"t4o_455\" style=\"left:87px;bottom:449px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">While the Group\u2019s subsid</div><div class=\"t s8_455\" id=\"t4p_455\" style=\"left:232px;bottom:449px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sg_455\" id=\"t4q_455\" style=\"left:247px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies are subject to local statutory capital and liqu</div><div class=\"t s8_455\" id=\"t4r_455\" style=\"left:529px;bottom:449px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_455\" id=\"t4s_455\" style=\"left:540px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity requirements in relation to foreign exchange </div><div class=\"t s7_455\" id=\"t4t_455\" style=\"left:87px;bottom:433px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">remittance, these restrict</div><div class=\"t s8_455\" id=\"t4u_455\" style=\"left:233px;bottom:433px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions ar</div><div class=\"t s7_455\" id=\"t4v_455\" style=\"left:273px;bottom:433px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ise in the normal course of business and do not sign</div><div class=\"t s8_455\" id=\"t4w_455\" style=\"left:574px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cantly restr</div><div class=\"t s7_455\" id=\"t4x_455\" style=\"left:650px;bottom:433px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ict the Group\u2019s abil</div><div class=\"t s8_455\" id=\"t4y_455\" style=\"left:758px;bottom:433px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity to access </div><div class=\"t s7_455\" id=\"t4z_455\" style=\"left:87px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">or use assets and settle liab</div><div class=\"t s8_455\" id=\"t50_455\" style=\"left:249px;bottom:417px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t51_455\" style=\"left:254px;bottom:417px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t52_455\" style=\"left:262px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies of the Group. </div><div class=\"t s7_455\" id=\"t53_455\" style=\"left:87px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group does not have sign</div><div class=\"t s8_455\" id=\"t54_455\" style=\"left:263px;bottom:393px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant restr</div><div class=\"t s7_455\" id=\"t55_455\" style=\"left:330px;bottom:393px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_455\" id=\"t56_455\" style=\"left:344px;bottom:393px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions on </div><div class=\"t s7_455\" id=\"t57_455\" style=\"left:388px;bottom:393px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its abil</div><div class=\"t s8_455\" id=\"t58_455\" style=\"left:427px;bottom:393px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity to access or use </div><div class=\"t s7_455\" id=\"t59_455\" style=\"left:539px;bottom:393px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">its assets and settle its liab</div><div class=\"t s8_455\" id=\"t5a_455\" style=\"left:696px;bottom:393px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t5b_455\" style=\"left:702px;bottom:393px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t5c_455\" style=\"left:709px;bottom:393px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies other than those </div><div class=\"t s7_455\" id=\"t5d_455\" style=\"left:87px;bottom:377px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">resulting from the regulatory framework with</div><div class=\"t s8_455\" id=\"t5e_455\" style=\"left:352px;bottom:377px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in wh</div><div class=\"t s7_455\" id=\"t5f_455\" style=\"left:384px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich the banking subsid</div><div class=\"t s8_455\" id=\"t5g_455\" style=\"left:516px;bottom:377px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t5h_455\" style=\"left:531px;bottom:377px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies operate. These frameworks require banking </div><div class=\"t s7_455\" id=\"t5i_455\" style=\"left:87px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">operations to keep certain levels of regulatory capital, liqu</div><div class=\"t s8_455\" id=\"t5j_455\" style=\"left:428px;bottom:361px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">id assets, exposure l</div><div class=\"t s7_455\" id=\"t5k_455\" style=\"left:544px;bottom:361px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_455\" id=\"t5l_455\" style=\"left:559px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its and comply w</div><div class=\"t s7_455\" id=\"t5m_455\" style=\"left:659px;bottom:361px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ith other required ratios. </div><div class=\"t s7_455\" id=\"t5n_455\" style=\"left:87px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These restrict</div><div class=\"t s8_455\" id=\"t5o_455\" style=\"left:166px;bottom:345px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions are summar</div><div class=\"t s7_455\" id=\"t5p_455\" style=\"left:264px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ised below: </div><div class=\"t sh_455\" id=\"t5q_455\" style=\"left:87px;bottom:313px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Regulatory and liqu</div><div class=\"t si_455\" id=\"t5r_455\" style=\"left:206px;bottom:313px;letter-spacing:-0.12px;display:inline;\">id</div><div class=\"t sh_455\" id=\"t5s_455\" style=\"left:218px;bottom:313px;letter-spacing:-0.07px;word-spacing:-0.2px;display:inline;\">ity requirements </div><div class=\"t s7_455\" id=\"t5t_455\" style=\"left:87px;bottom:295px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">The Group\u2019s subsid</div><div class=\"t s8_455\" id=\"t5u_455\" style=\"left:197px;bottom:295px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t5v_455\" style=\"left:212px;bottom:295px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are required to mainta</div><div class=\"t s8_455\" id=\"t5w_455\" style=\"left:364px;bottom:295px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">in m</div><div class=\"t s7_455\" id=\"t5x_455\" style=\"left:389px;bottom:295px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_455\" id=\"t5y_455\" style=\"left:399px;bottom:295px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">imum cap</div><div class=\"t s7_455\" id=\"t5z_455\" style=\"left:459px;bottom:295px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ital, leverage ratios, liqu</div><div class=\"t s8_455\" id=\"t60_455\" style=\"left:597px;bottom:295px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_455\" id=\"t61_455\" style=\"left:608px;bottom:295px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity and exposure ratios which therefore </div><div class=\"t s7_455\" id=\"t62_455\" style=\"left:87px;bottom:278px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">restrict the abil</div><div class=\"t s8_455\" id=\"t63_455\" style=\"left:174px;bottom:278px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of these subs</div><div class=\"t s7_455\" id=\"t64_455\" style=\"left:269px;bottom:278px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"t65_455\" style=\"left:280px;bottom:278px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t66_455\" style=\"left:295px;bottom:278px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies to distr</div><div class=\"t s8_455\" id=\"t67_455\" style=\"left:354px;bottom:278px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ibute cash or other assets to the parent company. </div><div></div><div class=\"t s8_456\" id=\"td_456\" style=\"left:69px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The subsid</div><div class=\"t s9_456\" id=\"te_456\" style=\"left:133px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"tf_456\" style=\"left:148px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are also required to mainta</div><div class=\"t s9_456\" id=\"tg_456\" style=\"left:327px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in balances w</div><div class=\"t s8_456\" id=\"th_456\" style=\"left:408px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ith central banks and other regulatory authorit</div><div class=\"t s9_456\" id=\"ti_456\" style=\"left:683px;bottom:1163px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_456\" id=\"tj_456\" style=\"left:702px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the countries in </div><div class=\"t s8_456\" id=\"tk_456\" style=\"left:69px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they operate. At 31 December 2023, the total cash and balances with central banks was $70 bill</div><div class=\"t s9_456\" id=\"tl_456\" style=\"left:667px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t s8_456\" id=\"tm_456\" style=\"left:69px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">$58 bill</div><div class=\"t s9_456\" id=\"tn_456\" style=\"left:110px;bottom:1131px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">ion) of wh</div><div class=\"t s8_456\" id=\"to_456\" style=\"left:168px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich $6 bill</div><div class=\"t s9_456\" id=\"tp_456\" style=\"left:222px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $9 b</div><div class=\"t s8_456\" id=\"tq_456\" style=\"left:386px;bottom:1131px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_456\" id=\"tr_456\" style=\"left:395px;bottom:1131px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s8_456\" id=\"ts_456\" style=\"left:420px;bottom:1131px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is restricted. </div><div class=\"t sa_456\" id=\"tt_456\" style=\"left:69px;bottom:1099px;letter-spacing:-0.05px;word-spacing:-0.21px;display:inline;\">Statutory requirements </div><div class=\"t s8_456\" id=\"tu_456\" style=\"left:69px;bottom:1081px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">The Group\u2019s subsid</div><div class=\"t s9_456\" id=\"tv_456\" style=\"left:179px;bottom:1081px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"tw_456\" style=\"left:195px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies are subject to statutory requirements not to make distr</div><div class=\"t s9_456\" id=\"tx_456\" style=\"left:535px;bottom:1081px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s8_456\" id=\"ty_456\" style=\"left:559px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions of capital and unrealised pro\ufb01ts to the </div><div class=\"t s8_456\" id=\"tz_456\" style=\"left:69px;bottom:1065px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">parent company, generally to mainta</div><div class=\"t s9_456\" id=\"t10_456\" style=\"left:290px;bottom:1065px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in solvency. These requ</div><div class=\"t s8_456\" id=\"t11_456\" style=\"left:424px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irements restrict the abil</div><div class=\"t s9_456\" id=\"t12_456\" style=\"left:566px;bottom:1065px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of subs</div><div class=\"t s8_456\" id=\"t13_456\" style=\"left:625px;bottom:1065px;letter-spacing:-0.17px;display:inline;\">id</div><div class=\"t s9_456\" id=\"t14_456\" style=\"left:636px;bottom:1065px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t15_456\" style=\"left:651px;bottom:1065px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies to remit div</div><div class=\"t s9_456\" id=\"t16_456\" style=\"left:737px;bottom:1065px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends to the </div><div class=\"t s8_456\" id=\"t17_456\" style=\"left:69px;bottom:1049px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Group. Certain subsid</div><div class=\"t s9_456\" id=\"t18_456\" style=\"left:197px;bottom:1049px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t19_456\" style=\"left:212px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are also subject to local exchange control regulations which provide for restrict</div><div class=\"t s9_456\" id=\"t1a_456\" style=\"left:693px;bottom:1049px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions on export</div><div class=\"t s8_456\" id=\"t1b_456\" style=\"left:776px;bottom:1049px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_456\" id=\"t1c_456\" style=\"left:69px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">capital from the country other than through normal div</div><div class=\"t s9_456\" id=\"t1d_456\" style=\"left:394px;bottom:1033px;letter-spacing:-0.11px;display:inline;\">idends. </div><div class=\"t sa_456\" id=\"t1e_456\" style=\"left:69px;bottom:1001px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">Contractual requirements </div><div class=\"t s8_456\" id=\"t1f_456\" style=\"left:69px;bottom:983px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The encumbered assets in the balance sheet of the Group\u2019s subsid</div><div class=\"t s9_456\" id=\"t1g_456\" style=\"left:458px;bottom:983px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t1h_456\" style=\"left:474px;bottom:983px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are not available for transfer around the Group. </div><div class=\"t s8_456\" id=\"t1i_456\" style=\"left:69px;bottom:958px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Share of pro\ufb01t from investment in associates and jo</div><div class=\"t s9_456\" id=\"t1j_456\" style=\"left:371px;bottom:958px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures compr</div><div class=\"t s8_456\" id=\"t1k_456\" style=\"left:481px;bottom:958px;letter-spacing:-0.14px;display:inline;\">ises: </div><table><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t1l_456\" style=\"left:709px;bottom:940px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t1o_456\" style=\"left:796px;bottom:940px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t1m_456\" style=\"left:694px;bottom:929px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_456\" id=\"t1n_456\" style=\"left:717px;bottom:929px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t1p_456\" style=\"left:783px;bottom:929px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_456\" id=\"t1q_456\" style=\"left:804px;bottom:929px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_456\" id=\"t1r_456\" style=\"left:69px;bottom:909px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Loss from investment in jo</div><div class=\"t s4_456\" id=\"t1s_456\" style=\"left:213px;bottom:909px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1t_456\" style=\"left:715px;bottom:909px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t1u_456\" style=\"left:806px;bottom:909px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_456\" id=\"t1v_456\" style=\"left:69px;bottom:890px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Pro\ufb01t from investment in associates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1w_456\" style=\"left:712px;bottom:890px;letter-spacing:0.15px;display:inline;\">154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t1x_456\" style=\"left:801px;bottom:890px;letter-spacing:0.03px;display:inline;\">163 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_456\" id=\"t1y_456\" style=\"left:69px;bottom:870px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1z_456\" style=\"left:715px;bottom:870px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t20_456\" style=\"left:801px;bottom:870px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t23_456\" style=\"left:709px;bottom:846px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t26_456\" style=\"left:796px;bottom:846px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t21_456\" style=\"left:69px;bottom:834px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Interests in associates and jo</div><div class=\"t s3_456\" id=\"t22_456\" style=\"left:233px;bottom:834px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t24_456\" style=\"left:694px;bottom:835px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_456\" id=\"t25_456\" style=\"left:717px;bottom:835px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t27_456\" style=\"left:783px;bottom:835px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_456\" id=\"t28_456\" style=\"left:804px;bottom:835px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t29_456\" style=\"left:69px;bottom:815px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">As at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2a_456\" style=\"left:705px;bottom:815px;letter-spacing:0.08px;display:inline;\">1,631 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2b_456\" style=\"left:793px;bottom:815px;letter-spacing:-0.22px;display:inline;\">2,147 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2c_456\" style=\"left:69px;bottom:796px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2d_456\" style=\"left:720px;bottom:796px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2e_456\" style=\"left:794px;bottom:796px;letter-spacing:-0.11px;display:inline;\">(232) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2f_456\" style=\"left:69px;bottom:777px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_456\" id=\"t2g_456\" style=\"left:101px;bottom:777px;letter-spacing:-0.11px;display:inline;\">ions\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2h_456\" style=\"left:717px;bottom:777px;letter-spacing:0.25px;display:inline;\">64 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2i_456\" style=\"left:805px;bottom:777px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t2j_456\" style=\"left:69px;bottom:758px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Share of pro\ufb01ts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2k_456\" style=\"left:715px;bottom:758px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2l_456\" style=\"left:801px;bottom:758px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2m_456\" style=\"left:69px;bottom:739px;letter-spacing:0.06px;display:inline;\">Div</div><div class=\"t s4_456\" id=\"t2n_456\" style=\"left:88px;bottom:739px;word-spacing:-0.13px;display:inline;\">idend rece</div><div class=\"t sf_456\" id=\"t2o_456\" style=\"left:147px;bottom:739px;letter-spacing:0.04px;display:inline;\">ived\u2074 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2p_456\" style=\"left:717px;bottom:739px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2q_456\" style=\"left:800px;bottom:739px;letter-spacing:-0.13px;display:inline;\">(58) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2r_456\" style=\"left:69px;bottom:720px;letter-spacing:0.04px;display:inline;\">Disposals </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2s_456\" style=\"left:726px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2t_456\" style=\"left:809px;bottom:720px;letter-spacing:-0.16px;display:inline;\">(1) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sf_456\" id=\"t2u_456\" style=\"left:69px;bottom:701px;letter-spacing:0.04px;display:inline;\">Impairment </div><div class=\"t sg_456\" id=\"t2v_456\" style=\"vertical-align: super;left:136px;bottom:707px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2w_456\" style=\"left:706px;bottom:701px;letter-spacing:-0.09px;display:inline;\">(872) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2x_456\" style=\"left:794px;bottom:701px;letter-spacing:-0.14px;display:inline;\">(336) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t2y_456\" style=\"left:69px;bottom:682px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Share of FVOCI and Other reserves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2z_456\" style=\"left:719px;bottom:682px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t30_456\" style=\"left:800px;bottom:682px;letter-spacing:-0.06px;display:inline;\">(79) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_456\" id=\"t31_456\" style=\"left:69px;bottom:662px;letter-spacing:0.04px;word-spacing:-0.16px;display:inline;\">Other movements </div><div class=\"t sg_456\" id=\"t32_456\" style=\"vertical-align: super;left:172px;bottom:669px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t33_456\" style=\"left:724px;bottom:662px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t34_456\" style=\"left:811px;bottom:662px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t35_456\" style=\"left:69px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t36_456\" style=\"left:710px;bottom:643px;display:inline;\">966 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t37_456\" style=\"left:794px;bottom:643px;letter-spacing:0.05px;display:inline;\">1,631 </div></td></tr></table><div class=\"t sd_456\" id=\"t38_456\" style=\"left:69px;bottom:620px;display:inline;\">1 </div><div class=\"t se_456\" id=\"t39_456\" style=\"left:82px;bottom:620px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes $17 mill</div><div class=\"t sd_456\" id=\"t3a_456\" style=\"left:154px;bottom:620px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion non-cash cons</div><div class=\"t se_456\" id=\"t3b_456\" style=\"left:237px;bottom:620px;letter-spacing:-0.04px;display:inline;\">iderat</div><div class=\"t sd_456\" id=\"t3c_456\" style=\"left:265px;bottom:620px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion (Intellectual Property \u2013 r</div><div class=\"t se_456\" id=\"t3d_456\" style=\"left:391px;bottom:620px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ight to use) from SBI Zodia Custody Co. Ltd </div><div class=\"t sd_456\" id=\"t3e_456\" style=\"left:69px;bottom:602px;display:inline;\">2 </div><div class=\"t se_456\" id=\"t3f_456\" style=\"left:82px;bottom:602px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Impairment mainly relates to the Group\u2019s investment in its associate China Bohai Bank (Bohai) $850mill</div><div class=\"t sd_456\" id=\"t3g_456\" style=\"left:552px;bottom:602px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion and CurrencyFa</div><div class=\"t se_456\" id=\"t3h_456\" style=\"left:642px;bottom:602px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ir Lim</div><div class=\"t sd_456\" id=\"t3i_456\" style=\"left:666px;bottom:602px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ited (Za</div><div class=\"t se_456\" id=\"t3j_456\" style=\"left:703px;bottom:602px;letter-spacing:-0.14px;word-spacing:-0.08px;display:inline;\">i) $21 mill</div><div class=\"t sd_456\" id=\"t3k_456\" style=\"left:742px;bottom:602px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t sd_456\" id=\"t3l_456\" style=\"left:69px;bottom:585px;display:inline;\">3 </div><div class=\"t se_456\" id=\"t3m_456\" style=\"left:82px;bottom:585px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Movement related to CurrencyFair Lim</div><div class=\"t sd_456\" id=\"t3n_456\" style=\"left:259px;bottom:585px;letter-spacing:-0.03px;display:inline;\">ited </div><div class=\"t sd_456\" id=\"t3o_456\" style=\"left:69px;bottom:568px;display:inline;\">4 </div><div class=\"t se_456\" id=\"t3p_456\" style=\"left:82px;bottom:568px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Include distr</div><div class=\"t sd_456\" id=\"t3q_456\" style=\"left:138px;bottom:568px;letter-spacing:-0.04px;display:inline;\">ibut</div><div class=\"t se_456\" id=\"t3r_456\" style=\"left:156px;bottom:568px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion ($7 mill</div><div class=\"t sd_456\" id=\"t3s_456\" style=\"left:205px;bottom:568px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_456\" id=\"t3t_456\" style=\"left:224px;bottom:568px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in cash from Ascenta IV </div><div class=\"t s8_456\" id=\"t3u_456\" style=\"left:69px;bottom:545px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">During 2023 the Group disposed of its 13.09% share of investment in associate Metaco SA for a total considerat</div><div class=\"t s9_456\" id=\"t3v_456\" style=\"left:722px;bottom:545px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of $18 m</div><div class=\"t s8_456\" id=\"t3w_456\" style=\"left:791px;bottom:545px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_456\" id=\"t3x_456\" style=\"left:800px;bottom:545px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_456\" id=\"t3y_456\" style=\"left:69px;bottom:529px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The entire amount was recognised as gain on sale. </div><div class=\"t s8_456\" id=\"t3z_456\" style=\"left:69px;bottom:505px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">A complete list of the Group\u2019s interest in associates is included in Note 40. The Group\u2019s princ</div><div class=\"t s9_456\" id=\"t40_456\" style=\"left:603px;bottom:505px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ipal assoc</div><div class=\"t s8_456\" id=\"t41_456\" style=\"left:662px;bottom:505px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iates are: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t49_456\" style=\"left:742px;bottom:486px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Group interest in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t43_456\" style=\"left:601px;bottom:475px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Nature of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t47_456\" style=\"left:668px;bottom:475px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Main areas of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t4a_456\" style=\"left:752px;bottom:475px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ordinary share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t42_456\" style=\"left:69px;bottom:462px;letter-spacing:0.09px;display:inline;\">Associate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t44_456\" style=\"left:604px;bottom:463px;letter-spacing:-0.02px;display:inline;\">activ</div><div class=\"t sd_456\" id=\"t45_456\" style=\"left:627px;bottom:463px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_456\" id=\"t46_456\" style=\"left:633px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t48_456\" style=\"left:686px;bottom:463px;letter-spacing:-0.03px;display:inline;\">operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t4b_456\" style=\"left:775px;bottom:463px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">capital % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t4c_456\" style=\"left:69px;bottom:443px;word-spacing:-0.13px;display:inline;\">China Bohai Bank </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4d_456\" style=\"left:599px;bottom:443px;letter-spacing:0.05px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4e_456\" style=\"left:698px;bottom:443px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4f_456\" style=\"left:792px;bottom:443px;letter-spacing:0.03px;display:inline;\">16.26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t4g_456\" style=\"left:69px;bottom:424px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">CurrencyFair Lim</div><div class=\"t s4_456\" id=\"t4h_456\" style=\"left:163px;bottom:424px;word-spacing:-0.14px;display:inline;\">ited Exchange Ireland </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4i_456\" style=\"left:599px;bottom:424px;letter-spacing:0.05px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4j_456\" style=\"left:693px;bottom:424px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4k_456\" style=\"left:789px;bottom:424px;letter-spacing:-0.05px;display:inline;\">43.42 </div></td></tr></table><div class=\"t s8_456\" id=\"t4l_456\" style=\"left:69px;bottom:394px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group\u2019s ownership percentage in China Bohai Bank is 16.26%. </div><div class=\"t s8_456\" id=\"t4m_456\" style=\"left:69px;bottom:370px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Although the Group\u2019s investment in China Bohai Bank is less than 20 per cent , it is considered to be an associate because of the </div><div class=\"t s8_456\" id=\"t4n_456\" style=\"left:69px;bottom:354px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s9_456\" id=\"t4o_456\" style=\"left:93px;bottom:354px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_456\" id=\"t4p_456\" style=\"left:133px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in\ufb02uence the Group is able to exercise over its management and \ufb01nanc</div><div class=\"t s9_456\" id=\"t4q_456\" style=\"left:552px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t s8_456\" id=\"t4r_456\" style=\"left:636px;bottom:354px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing polic</div><div class=\"t s9_456\" id=\"t4s_456\" style=\"left:686px;bottom:354px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s8_456\" id=\"t4t_456\" style=\"left:722px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is in\ufb02uence is </div><div class=\"t s8_456\" id=\"t4u_456\" style=\"left:69px;bottom:338px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">exercised through Board representation and the provis</div><div class=\"t s9_456\" id=\"t4v_456\" style=\"left:392px;bottom:338px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of techn</div><div class=\"t s8_456\" id=\"t4w_456\" style=\"left:462px;bottom:338px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ical expertise to Bohai. The Group applies the equity method </div><div class=\"t s8_456\" id=\"t4x_456\" style=\"left:69px;bottom:322px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of accounting for investments in associates. </div><div class=\"t s8_456\" id=\"t4y_456\" style=\"left:69px;bottom:298px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Bohai has a statutory year end of 31 December, but publishes its year-end \ufb01nanc</div><div class=\"t s9_456\" id=\"t4z_456\" style=\"left:540px;bottom:298px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial statements after the Group. As </div><div class=\"t s8_456\" id=\"t50_456\" style=\"left:742px;bottom:298px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">it is </div><div class=\"t s8_456\" id=\"t51_456\" style=\"left:69px;bottom:282px;letter-spacing:-0.16px;display:inline;\">impract</div><div class=\"t s9_456\" id=\"t52_456\" style=\"left:116px;bottom:282px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icable for Boha</div><div class=\"t s8_456\" id=\"t53_456\" style=\"left:205px;bottom:282px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i to prepare \ufb01nanc</div><div class=\"t s9_456\" id=\"t54_456\" style=\"left:313px;bottom:282px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial statements sooner, the Group recogn</div><div class=\"t s8_456\" id=\"t55_456\" style=\"left:550px;bottom:282px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ises its share of Bohai\u2019s earnings on a three- </div><div class=\"t s8_456\" id=\"t56_456\" style=\"left:69px;bottom:266px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">month lag basis. Therefore, the Group recognised its share of Bohai\u2019s pro\ufb01ts and movements in other comprehensive income </div><div class=\"t s8_456\" id=\"t57_456\" style=\"left:69px;bottom:250px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for the 12 months ended 30 September 2023 in the Group\u2019s consolidated statement of income and consolidated statement of </div><div class=\"t s8_456\" id=\"t58_456\" style=\"left:69px;bottom:234px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">comprehensive income for the year ended 31 December 2023, respectively. </div><div class=\"t s8_456\" id=\"t59_456\" style=\"left:69px;bottom:210px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">There have been sign</div><div class=\"t s9_456\" id=\"t5a_456\" style=\"left:196px;bottom:210px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant developments s</div><div class=\"t s8_456\" id=\"t5b_456\" style=\"left:330px;bottom:210px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ince 2022, which have required an impa</div><div class=\"t s9_456\" id=\"t5c_456\" style=\"left:563px;bottom:210px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">irment to the Group\u2019s carry</div><div class=\"t s8_456\" id=\"t5d_456\" style=\"left:720px;bottom:210px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing amount of </div><div class=\"t s8_456\" id=\"t5e_456\" style=\"left:69px;bottom:194px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the investment in Bohai. These events include Bohai\u2019s lower reported net pro\ufb01t in 2023 (compared to 2022) as well as banking </div><div class=\"t s8_456\" id=\"t5f_456\" style=\"left:69px;bottom:178px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">industry challenges and property market uncertaint</div><div class=\"t s9_456\" id=\"t5g_456\" style=\"left:375px;bottom:178px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_456\" id=\"t5h_456\" style=\"left:393px;bottom:178px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in Mainland China, that may impact Bohai\u2019s future pro\ufb01tab</div><div class=\"t s9_456\" id=\"t5i_456\" style=\"left:742px;bottom:178px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_456\" id=\"t5j_456\" style=\"left:748px;bottom:178px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s8_456\" id=\"t5k_456\" style=\"left:69px;bottom:154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">If the Group did not have sign</div><div class=\"t s9_456\" id=\"t5l_456\" style=\"left:243px;bottom:154px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_456\" id=\"t5m_456\" style=\"left:283px;bottom:154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in\ufb02uence over Bohai, the investment would be measured at fair value rather than the </div><div class=\"t s8_456\" id=\"t5n_456\" style=\"left:69px;bottom:138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">current carrying value, which is based on the applicat</div><div class=\"t s9_456\" id=\"t5o_456\" style=\"left:383px;bottom:138px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the equ</div><div class=\"t s8_456\" id=\"t5p_456\" style=\"left:464px;bottom:138px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity method as described in the accounting policy note. </div><div></div><div class=\"t s7_457\" id=\"tc_457\" style=\"left:87px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Impairment testing </div><div class=\"t s8_457\" id=\"td_457\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">At 31 December 2023, the listed equity value of Bohai is below the carrying amount of the Group\u2018s investment in associate. </div><div class=\"t s8_457\" id=\"te_457\" style=\"left:87px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">As a result, the Group assessed the carrying value of its investment in Bohai for impa</div><div class=\"t s9_457\" id=\"tf_457\" style=\"left:581px;bottom:1121px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment and concluded that an </div><div class=\"t s8_457\" id=\"tg_457\" style=\"left:761px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"th_457\" style=\"left:792px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_457\" id=\"ti_457\" style=\"left:87px;bottom:1105px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of $850 mill</div><div class=\"t s9_457\" id=\"tj_457\" style=\"left:154px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion was requ</div><div class=\"t s8_457\" id=\"tk_457\" style=\"left:229px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired in 2023 (2022: $308 mill</div><div class=\"t s9_457\" id=\"tl_457\" style=\"left:391px;bottom:1105px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_457\" id=\"tm_457\" style=\"left:412px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"tn_457\" style=\"left:443px;bottom:1105px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">irment). Total </div><div class=\"t s8_457\" id=\"to_457\" style=\"left:524px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"tp_457\" style=\"left:555px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_457\" id=\"tq_457\" style=\"left:596px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recorded in the \u2018Goodwill, property, </div><div class=\"t s8_457\" id=\"tr_457\" style=\"left:87px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">plant and equipment and other impa</div><div class=\"t s9_457\" id=\"ts_457\" style=\"left:308px;bottom:1089px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">irment\u2019 l</div><div class=\"t s8_457\" id=\"tt_457\" style=\"left:355px;bottom:1089px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ine in the Consolidated Income Statement, under Central &amp; other items segment. </div><div class=\"t s8_457\" id=\"tu_457\" style=\"left:87px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">The carrying value of the Group\u2019s investment in Bohai of $700 mill</div><div class=\"t s9_457\" id=\"tv_457\" style=\"left:470px;bottom:1073px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion (2022: $1,421 m</div><div class=\"t s8_457\" id=\"tw_457\" style=\"left:577px;bottom:1073px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_457\" id=\"tx_457\" style=\"left:585px;bottom:1073px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion) represents the h</div><div class=\"t s8_457\" id=\"ty_457\" style=\"left:706px;bottom:1073px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">igher of the value </div><div class=\"t s8_457\" id=\"tz_457\" style=\"left:87px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in use and fair value less costs to sell. The \ufb01nanc</div><div class=\"t s9_457\" id=\"t10_457\" style=\"left:366px;bottom:1057px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial forecasts used </div><div class=\"t s8_457\" id=\"t11_457\" style=\"left:471px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the VIU calculation re\ufb02ects Group management\u2019s best </div><div class=\"t s8_457\" id=\"t12_457\" style=\"left:87px;bottom:1041px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">estimate of Bohai\u2019s future earnings consider</div><div class=\"t s9_457\" id=\"t13_457\" style=\"left:345px;bottom:1041px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the s</div><div class=\"t s8_457\" id=\"t14_457\" style=\"left:395px;bottom:1041px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s9_457\" id=\"t15_457\" style=\"left:413px;bottom:1041px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cant developments expla</div><div class=\"t s8_457\" id=\"t16_457\" style=\"left:574px;bottom:1041px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ined above. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_457\" id=\"t18_457\" style=\"left:726px;bottom:1023px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_457\" id=\"t1b_457\" style=\"left:813px;bottom:1023px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_457\" id=\"t17_457\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">Bohai </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_457\" id=\"t19_457\" style=\"left:712px;bottom:1011px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_457\" id=\"t1a_457\" style=\"left:734px;bottom:1011px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_457\" id=\"t1c_457\" style=\"left:800px;bottom:1011px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_457\" id=\"t1d_457\" style=\"left:822px;bottom:1011px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_457\" id=\"t1e_457\" style=\"left:87px;bottom:992px;letter-spacing:0.01px;display:inline;\">VIU </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1f_457\" style=\"left:726px;bottom:992px;letter-spacing:-0.11px;display:inline;\">700 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1g_457\" style=\"left:812px;bottom:992px;letter-spacing:-0.05px;display:inline;\">1,421 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sd_457\" id=\"t1h_457\" style=\"left:87px;bottom:974px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Carrying amount </div><div class=\"t sf_457\" id=\"t1i_457\" style=\"vertical-align: super;left:183px;bottom:980px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1j_457\" style=\"left:726px;bottom:974px;letter-spacing:-0.11px;display:inline;\">700 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1k_457\" style=\"left:812px;bottom:974px;letter-spacing:-0.05px;display:inline;\">1,421 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sd_457\" id=\"t1l_457\" style=\"left:87px;bottom:956px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Market capital</div><div class=\"t sg_457\" id=\"t1m_457\" style=\"left:169px;bottom:956px;display:inline;\">isat</div><div class=\"t sd_457\" id=\"t1n_457\" style=\"left:189px;bottom:956px;letter-spacing:0.01px;display:inline;\">ion </div><div class=\"t sf_457\" id=\"t1o_457\" style=\"vertical-align: super;left:207px;bottom:962px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1p_457\" style=\"left:730px;bottom:956px;letter-spacing:-0.06px;display:inline;\">418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1q_457\" style=\"left:815px;bottom:956px;letter-spacing:0.12px;display:inline;\">685 </div></td></tr></table><div class=\"t sb_457\" id=\"t1r_457\" style=\"left:87px;bottom:932px;display:inline;\">1 </div><div class=\"t sb_457\" id=\"t1s_457\" style=\"left:100px;bottom:932px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">The Group\u2019s 16.26% share in the net assets less other equity instruments which the Group does not hold </div><div class=\"t sb_457\" id=\"t1t_457\" style=\"left:87px;bottom:915px;display:inline;\">2 </div><div class=\"t sb_457\" id=\"t1u_457\" style=\"left:100px;bottom:915px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Number of shares held by the Group multipl</div><div class=\"t sc_457\" id=\"t1v_457\" style=\"left:299px;bottom:915px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ied by the quoted share pr</div><div class=\"t sb_457\" id=\"t1w_457\" style=\"left:420px;bottom:915px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ice at 31 December </div><div class=\"t s7_457\" id=\"t1x_457\" style=\"left:87px;bottom:884px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Basis of recoverable amount </div><div class=\"t s8_457\" id=\"t1y_457\" style=\"left:87px;bottom:866px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The impa</div><div class=\"t s9_457\" id=\"t1z_457\" style=\"left:143px;bottom:866px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irment test was performed by compar</div><div class=\"t s8_457\" id=\"t20_457\" style=\"left:367px;bottom:866px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amount of Bohai, determined as the higher of VIU and fair </div><div class=\"t s8_457\" id=\"t21_457\" style=\"left:87px;bottom:850px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">value less costs to sell, with its carrying amount. </div><div class=\"t s8_457\" id=\"t22_457\" style=\"left:87px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The value in use (\u2018VIU\u2019) is calculated using a div</div><div class=\"t s9_457\" id=\"t23_457\" style=\"left:362px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend d</div><div class=\"t s8_457\" id=\"t24_457\" style=\"left:407px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iscount model (\u2018DDM\u2019), which estimates the distr</div><div class=\"t s9_457\" id=\"t25_457\" style=\"left:693px;bottom:826px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ibutable future </div><div class=\"t s8_457\" id=\"t26_457\" style=\"left:87px;bottom:810px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">cash\ufb02ows to the equity holders, after adjust</div><div class=\"t s9_457\" id=\"t27_457\" style=\"left:344px;bottom:810px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing for regulatory cap</div><div class=\"t s8_457\" id=\"t28_457\" style=\"left:472px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ital requirements, for a 5-year period, after which a terminal </div><div class=\"t s8_457\" id=\"t29_457\" style=\"left:87px;bottom:794px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value (\u2018TV\u2019) is calculated based on the \u2018Gordon Growth\u2019 model. The key assumptions in the VIU are as follows: </div><div class=\"t s8_457\" id=\"t2a_457\" style=\"left:87px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t2b_457\" style=\"left:100px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Short to medium term project</div><div class=\"t s9_457\" id=\"t2c_457\" style=\"left:274px;bottom:770px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions are based on Group management\u2019s best est</div><div class=\"t s8_457\" id=\"t2d_457\" style=\"left:561px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imates of future pro\ufb01ts available to ordinary </div><div class=\"t s8_457\" id=\"t2e_457\" style=\"left:100px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">shareholders and have been determined with reference to the latest published \ufb01nanc</div><div class=\"t s9_457\" id=\"t2f_457\" style=\"left:604px;bottom:754px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial results and h</div><div class=\"t s8_457\" id=\"t2g_457\" style=\"left:696px;bottom:754px;letter-spacing:-0.12px;display:inline;\">istor</div><div class=\"t s9_457\" id=\"t2h_457\" style=\"left:721px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ical performance </div><div class=\"t s8_457\" id=\"t2i_457\" style=\"left:100px;bottom:738px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of Bohai </div><div class=\"t s8_457\" id=\"t2j_457\" style=\"left:87px;bottom:713px;display:inline;\">\u2022 </div><div class=\"t s9_457\" id=\"t2k_457\" style=\"left:100px;bottom:713px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The projections use ava</div><div class=\"t s8_457\" id=\"t2l_457\" style=\"left:239px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ilable informat</div><div class=\"t s9_457\" id=\"t2m_457\" style=\"left:326px;bottom:713px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_457\" id=\"t2n_457\" style=\"left:374px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">include normalised performance over the forecast period, inclus</div><div class=\"t s9_457\" id=\"t2o_457\" style=\"left:749px;bottom:713px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive of: ( </div><div class=\"t s8_457\" id=\"t2p_457\" style=\"left:790px;bottom:713px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i) asset </div><div class=\"t s8_457\" id=\"t2q_457\" style=\"left:100px;bottom:697px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">growth assumptions based on the long-term GDP growth rate for Mainland China; (i</div><div class=\"t s9_457\" id=\"t2r_457\" style=\"left:598px;bottom:697px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">i) ECL assumpt</div><div class=\"t s8_457\" id=\"t2s_457\" style=\"left:684px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions using Bohai\u2019s </div><div class=\"t s8_457\" id=\"t2t_457\" style=\"left:100px;bottom:681px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t s9_457\" id=\"t2u_457\" style=\"left:133px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ical reported ECL, based on the proport</div><div class=\"t s8_457\" id=\"t2v_457\" style=\"left:365px;bottom:681px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of ECL from loans and advances to customers and \ufb01nanc</div><div class=\"t s9_457\" id=\"t2w_457\" style=\"left:722px;bottom:681px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_457\" id=\"t2x_457\" style=\"left:739px;bottom:681px;letter-spacing:-0.14px;display:inline;\">investments </div><div class=\"t s8_457\" id=\"t2y_457\" style=\"left:100px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">measured at amortised cost and FVOCI. This was further adjusted for banking industry challenges and property market </div><div class=\"t s8_457\" id=\"t2z_457\" style=\"left:100px;bottom:649px;letter-spacing:-0.13px;display:inline;\">uncertaint</div><div class=\"t s9_457\" id=\"t30_457\" style=\"left:161px;bottom:649px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies; ( </div><div class=\"t s8_457\" id=\"t31_457\" style=\"left:187px;bottom:649px;display:inline;\">i</div><div class=\"t s9_457\" id=\"t32_457\" style=\"left:190px;bottom:649px;display:inline;\">i</div><div class=\"t s8_457\" id=\"t33_457\" style=\"left:193px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i) Net Interest Margin (NIM) increases from 2025 with reference to third party market interest rate forecasts </div><div class=\"t s8_457\" id=\"t34_457\" style=\"left:100px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in China; (iv) Net fee income estimated according to the latest available performance of Bohai and contribut</div><div class=\"t s9_457\" id=\"t35_457\" style=\"left:740px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s8_457\" id=\"t36_457\" style=\"left:100px;bottom:617px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">constituent parts (trading and fee income) ; and (v) Effective Tax Rate (ETR) based on Bohai\u2019s histor</div><div class=\"t s9_457\" id=\"t37_457\" style=\"left:684px;bottom:617px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ical reported results </div><div class=\"t s9_457\" id=\"t38_457\" style=\"left:100px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">for the short term projection, updated, for the med</div><div class=\"t s8_457\" id=\"t39_457\" style=\"left:397px;bottom:601px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ium and long term to a more conservative view </div><div class=\"t s8_457\" id=\"t3a_457\" style=\"left:87px;bottom:577px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3b_457\" style=\"left:100px;bottom:577px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The discount rate applied to these cash \ufb02ows was estimated with reference to transaction and broker data in the local </div><div class=\"t s8_457\" id=\"t3c_457\" style=\"left:100px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Chinese market, cross-checked to the capital asset pric</div><div class=\"t s9_457\" id=\"t3d_457\" style=\"left:423px;bottom:561px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ing model (CAPM), wh</div><div class=\"t s8_457\" id=\"t3e_457\" style=\"left:555px;bottom:561px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ich includes a long term risk-free rate, beta </div><div class=\"t s8_457\" id=\"t3f_457\" style=\"left:100px;bottom:545px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and company risk premium assumptions for Bohai </div><div class=\"t s8_457\" id=\"t3g_457\" style=\"left:87px;bottom:521px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3h_457\" style=\"left:100px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">A long-term GDP growth rate for Mainland China is used to extrapolate the expected short to medium term earnings to </div><div class=\"t s8_457\" id=\"t3i_457\" style=\"left:100px;bottom:505px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">perpetuity to derive a terminal value; and </div><div class=\"t s8_457\" id=\"t3j_457\" style=\"left:87px;bottom:481px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3k_457\" style=\"left:100px;bottom:481px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Capital maintenance ratio consists of a capital haircut taken in order to estimate Bohai\u2019s target regulatory capital </div><div class=\"t s8_457\" id=\"t3l_457\" style=\"left:100px;bottom:465px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">requirements over the forecast period. This haircut takes into account movements in risk weighted assets (RWA) projected </div><div class=\"t s8_457\" id=\"t3m_457\" style=\"left:100px;bottom:449px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">based on the histor</div><div class=\"t s9_457\" id=\"t3n_457\" style=\"left:214px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical proport</div><div class=\"t s8_457\" id=\"t3o_457\" style=\"left:282px;bottom:449px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of RWA to total assets and the total capital required (Core CET 1 and Min</div><div class=\"t s9_457\" id=\"t3p_457\" style=\"left:733px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum Core CET 1 </div><div class=\"t s8_457\" id=\"t3q_457\" style=\"left:100px;bottom:433px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ratios), includ</div><div class=\"t s9_457\" id=\"t3r_457\" style=\"left:177px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing requ</div><div class=\"t s8_457\" id=\"t3s_457\" style=\"left:226px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired retained earnings over time to meet the target capital ratios. RWA project</div><div class=\"t s9_457\" id=\"t3t_457\" style=\"left:687px;bottom:433px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_457\" id=\"t3u_457\" style=\"left:707px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is adjusted to re\ufb02ect </div><div class=\"t s8_457\" id=\"t3v_457\" style=\"left:100px;bottom:417px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">management\u2019s best estimates for the impact of implement</div><div class=\"t s9_457\" id=\"t3w_457\" style=\"left:449px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing Basel 3.1, effect</div><div class=\"t s8_457\" id=\"t3x_457\" style=\"left:559px;bottom:417px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ive 1 January 2024 in China. </div><div class=\"t s8_457\" id=\"t3y_457\" style=\"left:87px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The VIU model was re\ufb01ned during 2023 to include a projected summary balance sheet and more granular income statement </div><div class=\"t s8_457\" id=\"t3z_457\" style=\"left:87px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assumptions for each period. While it is impract</div><div class=\"t s9_457\" id=\"t40_457\" style=\"left:367px;bottom:377px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icable for the Group to est</div><div class=\"t s8_457\" id=\"t41_457\" style=\"left:520px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imate the impact on future periods, the key changes </div><div class=\"t s8_457\" id=\"t42_457\" style=\"left:87px;bottom:361px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to the 2023 model are summarised as follows: </div><div class=\"t s8_457\" id=\"t43_457\" style=\"left:87px;bottom:336px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t44_457\" style=\"left:100px;bottom:336px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Asset growth rates, net interest income margin and ECL assumptions were applied to the relevant balance sheet lines to </div><div class=\"t s8_457\" id=\"t45_457\" style=\"left:100px;bottom:320px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">produce the pro\ufb01t and loss forecasts for each period </div><div class=\"t s8_457\" id=\"t46_457\" style=\"left:87px;bottom:296px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t47_457\" style=\"left:100px;bottom:296px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">RWAs were modelled as a percentage of total assets, to re\ufb02ect the potential capital impact(s) of regulatory changes </div><div class=\"t s8_457\" id=\"t48_457\" style=\"left:100px;bottom:280px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">(e.g., Basel 3.1) in each period. For the purposes of the VIU for 31 December 2023, it was assumed that the min</div><div class=\"t s9_457\" id=\"t49_457\" style=\"left:736px;bottom:280px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">imum CET 1 rat</div><div class=\"t s8_457\" id=\"t4a_457\" style=\"left:824px;bottom:280px;letter-spacing:-0.16px;display:inline;\">io </div><div class=\"t s8_457\" id=\"t4b_457\" style=\"left:100px;bottom:264px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">is 8.0% (2022: 7.5%) over the forecast and terminal periods </div><div class=\"t s8_457\" id=\"t4c_457\" style=\"left:87px;bottom:240px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t4d_457\" style=\"left:100px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Consistent with the model updates explained above, net fee income was modelled separately from net interest income. </div><div class=\"t s8_457\" id=\"t4e_457\" style=\"left:87px;bottom:216px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Prior to its use, the 2023 VIU model was calibrated using the 2022 modelled assumptions. </div><div></div><div class=\"t s8_458\" id=\"td_458\" style=\"left:69px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The key assumptions used in the VIU calculation are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"te_458\" style=\"left:709px;bottom:1146px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"tg_458\" style=\"left:796px;bottom:1146px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"tf_458\" style=\"left:693px;bottom:1134px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"th_458\" style=\"left:781px;bottom:1134px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"ti_458\" style=\"left:69px;bottom:1115px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Pre-tax discount rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tj_458\" style=\"left:702px;bottom:1115px;letter-spacing:0.11px;display:inline;\">13.68 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"tk_458\" style=\"left:792px;bottom:1115px;letter-spacing:-0.11px;display:inline;\">13.03 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"tl_458\" style=\"left:69px;bottom:1097px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Long term GDP growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tm_458\" style=\"left:705px;bottom:1097px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"tn_458\" style=\"left:793px;bottom:1097px;display:inline;\">4.00 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"to_458\" style=\"left:69px;bottom:1079px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total assets growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tp_458\" style=\"left:705px;bottom:1079px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"tq_458\" style=\"left:798px;bottom:1079px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"tr_458\" style=\"vertical-align: super;left:820px;bottom:1085px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"ts_458\" style=\"left:69px;bottom:1060px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">RWA as percentage of total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tt_458\" style=\"left:664px;bottom:1060px;letter-spacing:-0.17px;display:inline;\">63.87\u201367.06 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"tu_458\" style=\"left:798px;bottom:1060px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"tv_458\" style=\"vertical-align: super;left:820px;bottom:1067px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"tw_458\" style=\"left:69px;bottom:1042px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest margin </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tx_458\" style=\"left:683px;bottom:1042px;letter-spacing:0.09px;display:inline;\">1.21\u20131.48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"ty_458\" style=\"left:770px;bottom:1042px;letter-spacing:0.05px;display:inline;\">1.50\u20131.84 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"tz_458\" style=\"left:69px;bottom:1024px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Net fee income growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t10_458\" style=\"left:705px;bottom:1024px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t11_458\" style=\"left:798px;bottom:1024px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"t12_458\" style=\"vertical-align: super;left:820px;bottom:1030px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t13_458\" style=\"left:69px;bottom:1006px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of customer loans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t14_458\" style=\"left:678px;bottom:1006px;letter-spacing:0.04px;display:inline;\">0.80-1.24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t15_458\" style=\"left:770px;bottom:1006px;letter-spacing:-0.21px;display:inline;\">0.90-1.45 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t16_458\" style=\"left:69px;bottom:988px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of \ufb01nanc</div><div class=\"t s4_458\" id=\"t17_458\" style=\"left:339px;bottom:988px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_458\" id=\"t18_458\" style=\"left:354px;bottom:988px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">investments measured at amortised cost and FVOCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t19_458\" style=\"left:677px;bottom:988px;letter-spacing:0.04px;display:inline;\">0.35-0.67 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t1a_458\" style=\"left:798px;bottom:988px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"t1b_458\" style=\"vertical-align: super;left:820px;bottom:994px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t1c_458\" style=\"left:69px;bottom:969px;word-spacing:-0.15px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t1d_458\" style=\"left:660px;bottom:969px;display:inline;\">12.02\u201316.00\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t1e_458\" style=\"left:789px;bottom:969px;display:inline;\">16.00 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t1f_458\" style=\"left:69px;bottom:951px;word-spacing:-0.13px;display:inline;\">Capital maintenance ratio </div><div class=\"t sc_458\" id=\"t1g_458\" style=\"vertical-align: super;left:218px;bottom:958px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t1h_458\" style=\"left:707px;bottom:951px;letter-spacing:0.11px;display:inline;\">8.28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t1i_458\" style=\"left:794px;bottom:951px;letter-spacing:-0.02px;display:inline;\">8.06 </div></td></tr></table><div class=\"t sa_458\" id=\"t1j_458\" style=\"left:69px;bottom:928px;display:inline;\">1 </div><div class=\"t sd_458\" id=\"t1k_458\" style=\"left:82px;bottom:928px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">These assumptions were not explic</div><div class=\"t sa_458\" id=\"t1l_458\" style=\"left:242px;bottom:928px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">itly modelled </div><div class=\"t sd_458\" id=\"t1m_458\" style=\"left:304px;bottom:928px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in 2022, therefore no comparative \ufb01gures are presented </div><div class=\"t sa_458\" id=\"t1n_458\" style=\"left:69px;bottom:911px;display:inline;\">2 </div><div class=\"t sd_458\" id=\"t1o_458\" style=\"left:82px;bottom:911px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Bohai\u2019s latest available effective tax rate (12.02%) was only used for the \ufb01rst year of the cash \ufb02ows. Thereafter, 16.00% was applied, consistent with previous </div><div class=\"t sd_458\" id=\"t1p_458\" style=\"left:82px;bottom:899px;display:inline;\">periods </div><div class=\"t sa_458\" id=\"t1q_458\" style=\"left:69px;bottom:882px;display:inline;\">3 </div><div class=\"t sd_458\" id=\"t1r_458\" style=\"left:82px;bottom:882px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Core CET 1 reported by Bohai </div><div class=\"t s8_458\" id=\"t1s_458\" style=\"left:69px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The table below discloses sensit</div><div class=\"t se_458\" id=\"t1t_458\" style=\"left:257px;bottom:859px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_458\" id=\"t1u_458\" style=\"left:267px;bottom:859px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_458\" id=\"t1v_458\" style=\"left:275px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies to the key assumpt</div><div class=\"t s8_458\" id=\"t1w_458\" style=\"left:405px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of Bohai, according to management judgement of reasonably </div><div class=\"t s8_458\" id=\"t1x_458\" style=\"left:69px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">possible changes. Changes were applied to every cash \ufb02ow year on an ind</div><div class=\"t se_458\" id=\"t1y_458\" style=\"left:506px;bottom:843px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_458\" id=\"t1z_458\" style=\"left:516px;bottom:843px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idual basis. The percentage change to the </div><div class=\"t s8_458\" id=\"t20_458\" style=\"left:69px;bottom:827px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assumptions re\ufb02ects the level at which management assess the reasonableness of the assumptions used and their impact </div><div class=\"t s8_458\" id=\"t21_458\" style=\"left:69px;bottom:811px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">on the Value in Use. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_458\" id=\"t26_458\" style=\"left:637px;bottom:792px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Key assumption change </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t28_458\" style=\"left:692px;bottom:775px;letter-spacing:0.01px;display:inline;\">Increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2d_458\" style=\"left:774px;bottom:775px;letter-spacing:0.01px;display:inline;\">Decrease </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t29_458\" style=\"left:675px;bottom:764px;letter-spacing:-0.05px;display:inline;\">Headroom/ </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2e_458\" style=\"left:762px;bottom:764px;letter-spacing:-0.05px;display:inline;\">Headroom/ </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2a_458\" style=\"left:668px;bottom:753px;letter-spacing:-0.05px;display:inline;\">(Impairment) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2f_458\" style=\"left:755px;bottom:753px;letter-spacing:-0.05px;display:inline;\">(Impairment) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_458\" id=\"t22_458\" style=\"left:69px;bottom:741px;display:inline;\">Sensit</div><div class=\"t sg_458\" id=\"t23_458\" style=\"left:98px;bottom:741px;letter-spacing:-0.03px;display:inline;\">iv</div><div class=\"t sf_458\" id=\"t24_458\" style=\"left:106px;bottom:741px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sg_458\" id=\"t25_458\" style=\"left:113px;bottom:741px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t27_458\" style=\"left:589px;bottom:741px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">basis points </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2b_458\" style=\"left:693px;bottom:741px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">$ mill</div><div class=\"t sh_458\" id=\"t2c_458\" style=\"left:717px;bottom:741px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2g_458\" style=\"left:779px;bottom:741px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">$ mill</div><div class=\"t sh_458\" id=\"t2h_458\" style=\"left:804px;bottom:741px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t2i_458\" style=\"left:69px;bottom:721px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Discount Rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2j_458\" style=\"left:624px;bottom:721px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2k_458\" style=\"left:708px;bottom:721px;letter-spacing:-0.1px;display:inline;\">(126) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2l_458\" style=\"left:799px;bottom:721px;letter-spacing:-0.13px;display:inline;\">169 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2m_458\" style=\"left:69px;bottom:702px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Long term GDP growth rate\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2n_458\" style=\"left:624px;bottom:702px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2o_458\" style=\"left:718px;bottom:702px;letter-spacing:0.09px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2p_458\" style=\"left:787px;bottom:702px;letter-spacing:-0.01px;display:inline;\">(100) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2q_458\" style=\"left:69px;bottom:683px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total assets growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2r_458\" style=\"left:624px;bottom:683px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2s_458\" style=\"left:720px;bottom:683px;letter-spacing:-0.28px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2t_458\" style=\"left:798px;bottom:683px;letter-spacing:-0.33px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2u_458\" style=\"left:69px;bottom:664px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">RWA as percentage of total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2v_458\" style=\"left:624px;bottom:664px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2w_458\" style=\"left:713px;bottom:664px;letter-spacing:-0.16px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2x_458\" style=\"left:804px;bottom:664px;letter-spacing:0.04px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t2y_458\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest margin </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2z_458\" style=\"left:632px;bottom:645px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t30_458\" style=\"left:711px;bottom:645px;letter-spacing:-0.08px;display:inline;\">452 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t31_458\" style=\"left:787px;bottom:645px;letter-spacing:-0.03px;display:inline;\">(282)\u00b2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t32_458\" style=\"left:69px;bottom:626px;word-spacing:-0.14px;display:inline;\">Net fee income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t33_458\" style=\"left:624px;bottom:626px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t34_458\" style=\"left:718px;bottom:626px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t35_458\" style=\"left:797px;bottom:626px;letter-spacing:-0.1px;display:inline;\">(51) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t36_458\" style=\"left:69px;bottom:607px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of customer loans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t37_458\" style=\"left:632px;bottom:607px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t38_458\" style=\"left:706px;bottom:607px;letter-spacing:0.01px;display:inline;\">(275) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t39_458\" style=\"left:798px;bottom:607px;letter-spacing:0.05px;display:inline;\">275 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3a_458\" style=\"left:69px;bottom:588px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of \ufb01nanc</div><div class=\"t s4_458\" id=\"t3b_458\" style=\"left:339px;bottom:588px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_458\" id=\"t3c_458\" style=\"left:354px;bottom:588px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">investments measured at amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t3d_458\" style=\"left:69px;bottom:573px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">cost and FVOCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3e_458\" style=\"left:632px;bottom:573px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3f_458\" style=\"left:710px;bottom:573px;display:inline;\">(131) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3g_458\" style=\"left:802px;bottom:573px;letter-spacing:0.04px;display:inline;\">131 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3h_458\" style=\"left:69px;bottom:554px;word-spacing:-0.15px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3i_458\" style=\"left:624px;bottom:554px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3j_458\" style=\"left:712px;bottom:554px;letter-spacing:0.02px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3k_458\" style=\"left:805px;bottom:554px;letter-spacing:0.12px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3l_458\" style=\"left:69px;bottom:535px;word-spacing:-0.13px;display:inline;\">Capital maintenance ratio </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3m_458\" style=\"left:630px;bottom:535px;letter-spacing:-0.02px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3n_458\" style=\"left:707px;bottom:535px;letter-spacing:0.06px;display:inline;\">(199) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3o_458\" style=\"left:799px;bottom:535px;letter-spacing:0.06px;display:inline;\">199 </div></td></tr></table><div class=\"t sa_458\" id=\"t3p_458\" style=\"left:69px;bottom:511px;display:inline;\">1 </div><div class=\"t sd_458\" id=\"t3q_458\" style=\"left:82px;bottom:511px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Changes in long term GDP growth rate applied only to the calculation of the terminal value </div><div class=\"t sa_458\" id=\"t3r_458\" style=\"left:69px;bottom:494px;display:inline;\">2 </div><div class=\"t sd_458\" id=\"t3s_458\" style=\"left:82px;bottom:494px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Market capital</div><div class=\"t sa_458\" id=\"t3t_458\" style=\"left:150px;bottom:494px;letter-spacing:-0.03px;display:inline;\">isat</div><div class=\"t sd_458\" id=\"t3u_458\" style=\"left:167px;bottom:494px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion of Bohai at 31 December 2023 was used as impa</div><div class=\"t sa_458\" id=\"t3v_458\" style=\"left:403px;bottom:494px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">irment \ufb02oor </div><div class=\"t s8_458\" id=\"t3w_458\" style=\"left:69px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The following table sets out the summarised \ufb01nanc</div><div class=\"t se_458\" id=\"t3x_458\" style=\"left:371px;bottom:471px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial statements of Ch</div><div class=\"t s8_458\" id=\"t3y_458\" style=\"left:490px;bottom:471px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ina Bohai Bank prior to the Group\u2019s share of the </div><div class=\"t s8_458\" id=\"t3z_458\" style=\"left:69px;bottom:455px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">associate\u2019s pro\ufb01t being applied: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t40_458\" style=\"left:675px;bottom:437px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">30 Sep 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"t43_458\" style=\"left:763px;bottom:437px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">30 Sep 2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t41_458\" style=\"left:694px;bottom:425px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sh_458\" id=\"t42_458\" style=\"left:717px;bottom:425px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_458\" id=\"t44_458\" style=\"left:783px;bottom:425px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_458\" id=\"t45_458\" style=\"left:804px;bottom:425px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t46_458\" style=\"left:69px;bottom:405px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t47_458\" style=\"left:688px;bottom:405px;letter-spacing:0.12px;display:inline;\">246,212 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t48_458\" style=\"left:776px;bottom:405px;letter-spacing:0.09px;display:inline;\">236,396 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t49_458\" style=\"left:69px;bottom:386px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">Total liab</div><div class=\"t s4_458\" id=\"t4a_458\" style=\"left:121px;bottom:386px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_458\" id=\"t4b_458\" style=\"left:127px;bottom:386px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_458\" id=\"t4c_458\" style=\"left:134px;bottom:386px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4d_458\" style=\"left:690px;bottom:386px;letter-spacing:-0.04px;display:inline;\">230,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4e_458\" style=\"left:775px;bottom:386px;display:inline;\">220,662 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t4f_458\" style=\"left:69px;bottom:348px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Operating income </div><div class=\"t sc_458\" id=\"t4g_458\" style=\"vertical-align: super;left:172px;bottom:354px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4h_458\" style=\"left:698px;bottom:348px;letter-spacing:0.15px;display:inline;\">3,640 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4i_458\" style=\"left:790px;bottom:348px;letter-spacing:-0.13px;display:inline;\">3,958 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t4j_458\" style=\"left:69px;bottom:329px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Net pro\ufb01t </div><div class=\"t sc_458\" id=\"t4k_458\" style=\"vertical-align: super;left:123px;bottom:335px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4l_458\" style=\"left:715px;bottom:329px;letter-spacing:-0.05px;display:inline;\">811 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4m_458\" style=\"left:794px;bottom:329px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t4n_458\" style=\"left:69px;bottom:310px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Other comprehensive income </div><div class=\"t sc_458\" id=\"t4o_458\" style=\"vertical-align: super;left:234px;bottom:316px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4p_458\" style=\"left:708px;bottom:310px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4q_458\" style=\"left:794px;bottom:310px;letter-spacing:-0.19px;display:inline;\">(457) </div></td></tr></table><div class=\"t sa_458\" id=\"t4r_458\" style=\"left:69px;bottom:286px;display:inline;\">1 </div>This represents twelve months of earnings (1 October to 30 September) ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116242": {
   "value": "32. Investments in subsid<div class=\"t s6_454\" id=\"t8_454\" style=\"left:252px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\">iary undertak</div><div class=\"t s5_454\" id=\"t9_454\" style=\"left:352px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\">ings, jo</div><div class=\"t s6_454\" id=\"ta_454\" style=\"left:404px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\">int ventures and assoc</div><div class=\"t s5_454\" id=\"tb_454\" style=\"left:568px;bottom:1180px;letter-spacing:-0.19px;display:inline;\">iates </div><div class=\"t s7_454\" id=\"tc_454\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_454\" id=\"td_454\" style=\"left:78px;bottom:1136px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Associates and jo</div><div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div><div class=\"t sb_454\" id=\"t1y_454\" style=\"left:78px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">among other factors. </div><div class=\"t s8_454\" id=\"t1z_454\" style=\"left:78px;bottom:847px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_454\" id=\"t20_454\" style=\"left:104px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_454\" id=\"t21_454\" style=\"left:193px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_454\" id=\"t22_454\" style=\"left:78px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies judgement in determin</div><div class=\"t sb_454\" id=\"t23_454\" style=\"left:325px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t24_454\" style=\"left:347px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">if it has control, jo</div><div class=\"t sb_454\" id=\"t25_454\" style=\"left:449px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int control or s</div><div class=\"t sa_454\" id=\"t26_454\" style=\"left:531px;bottom:831px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t27_454\" style=\"left:550px;bottom:831px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t28_454\" style=\"left:590px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in\ufb02uence over subsid</div><div class=\"t sb_454\" id=\"t29_454\" style=\"left:712px;bottom:831px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t2a_454\" style=\"left:728px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, jo</div><div class=\"t sb_454\" id=\"t2b_454\" style=\"left:759px;bottom:831px;letter-spacing:-0.19px;display:inline;\">int </div><div class=\"t sa_454\" id=\"t2c_454\" style=\"left:78px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ventures and associates respectively. These judgements are based upon ident</div><div class=\"t sb_454\" id=\"t2d_454\" style=\"left:538px;bottom:815px;letter-spacing:0.12px;display:inline;\">ify</div><div class=\"t sa_454\" id=\"t2e_454\" style=\"left:552px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the relevant activ</div><div class=\"t sb_454\" id=\"t2f_454\" style=\"left:677px;bottom:815px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2g_454\" style=\"left:685px;bottom:815px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies of counterparties, </div><div class=\"t sa_454\" id=\"t2h_454\" style=\"left:78px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">being those activ</div><div class=\"t sb_454\" id=\"t2i_454\" style=\"left:180px;bottom:799px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2j_454\" style=\"left:188px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that sign</div><div class=\"t sb_454\" id=\"t2k_454\" style=\"left:258px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly affect the ent</div><div class=\"t sa_454\" id=\"t2l_454\" style=\"left:389px;bottom:799px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_454\" id=\"t2m_454\" style=\"left:396px;bottom:799px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies returns, and further mak</div><div class=\"t sa_454\" id=\"t2n_454\" style=\"left:558px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing a decis</div><div class=\"t sb_454\" id=\"t2o_454\" style=\"left:621px;bottom:799px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_454\" id=\"t2p_454\" style=\"left:657px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the Group has control </div><div class=\"t sa_454\" id=\"t2q_454\" style=\"left:78px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">over those entit</div><div class=\"t sb_454\" id=\"t2r_454\" style=\"left:170px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies, joint control, or has s</div><div class=\"t sa_454\" id=\"t2s_454\" style=\"left:311px;bottom:783px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t2t_454\" style=\"left:329px;bottom:783px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t2u_454\" style=\"left:369px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in\ufb02uence (being the power to partic</div><div class=\"t sb_454\" id=\"t2v_454\" style=\"left:581px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ipate </div><div class=\"t sa_454\" id=\"t2w_454\" style=\"left:615px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the \ufb01nanc</div><div class=\"t sb_454\" id=\"t2x_454\" style=\"left:688px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t sa_454\" id=\"t2y_454\" style=\"left:771px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t2z_454\" style=\"left:78px;bottom:767px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">policy decis</div><div class=\"t sb_454\" id=\"t30_454\" style=\"left:146px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ions but not control them). </div><div class=\"t sa_454\" id=\"t31_454\" style=\"left:78px;bottom:743px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">These judgements are at times determined by equity holdings, and the voting rights associated with those holdings. </div><div class=\"t sa_454\" id=\"t32_454\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">However, further considerat</div><div class=\"t sb_454\" id=\"t33_454\" style=\"left:242px;bottom:727px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t34_454\" style=\"left:269px;bottom:727px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_454\" id=\"t35_454\" style=\"left:304px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing but not l</div><div class=\"t sa_454\" id=\"t36_454\" style=\"left:374px;bottom:727px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t37_454\" style=\"left:389px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ited to board seats, adv</div><div class=\"t sa_454\" id=\"t38_454\" style=\"left:530px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isory committee members and special</div><div class=\"t sb_454\" id=\"t39_454\" style=\"left:755px;bottom:727px;letter-spacing:-0.15px;display:inline;\">ist </div><div class=\"t sa_454\" id=\"t3a_454\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">knowledge of some decis</div><div class=\"t sb_454\" id=\"t3b_454\" style=\"left:228px;bottom:711px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion-makers are also taken </div><div class=\"t sa_454\" id=\"t3c_454\" style=\"left:383px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">into account. Further judgement is required when determin</div><div class=\"t sb_454\" id=\"t3d_454\" style=\"left:730px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t3e_454\" style=\"left:752px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_454\" id=\"t3f_454\" style=\"left:78px;bottom:695px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group has de-facto control over an entity even though it may hold less than 50% of the voting shares of that entity. </div><div class=\"t sa_454\" id=\"t3g_454\" style=\"left:78px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Judgement is required to determine the relative size of the Group\u2019s shareholding when compared to the size and dispers</div><div class=\"t sb_454\" id=\"t3h_454\" style=\"left:782px;bottom:679px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_454\" id=\"t3i_454\" style=\"left:78px;bottom:663px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">of other shareholders. </div><div class=\"t sa_454\" id=\"t3j_454\" style=\"left:78px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Impairment testing of investments in associates and jo</div><div class=\"t sb_454\" id=\"t3k_454\" style=\"left:400px;bottom:639px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">int ventures, and on a Company level </div><div class=\"t sa_454\" id=\"t3l_454\" style=\"left:620px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments in subsid</div><div class=\"t sb_454\" id=\"t3m_454\" style=\"left:746px;bottom:639px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t3n_454\" style=\"left:761px;bottom:639px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies is </div><div class=\"t sa_454\" id=\"t3o_454\" style=\"left:78px;bottom:623px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">performed if there is a possible ind</div><div class=\"t sb_454\" id=\"t3p_454\" style=\"left:280px;bottom:623px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t sa_454\" id=\"t3q_454\" style=\"left:332px;bottom:623px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3r_454\" style=\"left:363px;bottom:623px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. Judgement </div><div class=\"t sa_454\" id=\"t3s_454\" style=\"left:478px;bottom:623px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is used to determine if there is object</div><div class=\"t sb_454\" id=\"t3t_454\" style=\"left:693px;bottom:623px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t3u_454\" style=\"left:726px;bottom:623px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of </div><div class=\"t sa_454\" id=\"t3v_454\" style=\"left:78px;bottom:607px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3w_454\" style=\"left:109px;bottom:607px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment. Objective ev</div><div class=\"t sa_454\" id=\"t3x_454\" style=\"left:227px;bottom:607px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idence may be observable data such as losses incurred on the investment when applying the </div><div class=\"t sa_454\" id=\"t3y_454\" style=\"left:78px;bottom:591px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">equity method, the granting of concessions as a result of \ufb01nanc</div><div class=\"t sb_454\" id=\"t3z_454\" style=\"left:451px;bottom:591px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_454\" id=\"t40_454\" style=\"left:475px;bottom:591px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_454\" id=\"t41_454\" style=\"left:488px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, or breaches of contracts/regulatory \ufb01nes of the </div><div class=\"t sa_454\" id=\"t42_454\" style=\"left:78px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">associate or jo</div><div class=\"t sb_454\" id=\"t43_454\" style=\"left:163px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">int venture. Further judgement </div><div class=\"t sa_454\" id=\"t44_454\" style=\"left:344px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required when consider</div><div class=\"t sb_454\" id=\"t45_454\" style=\"left:494px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing broader </div><div class=\"t sa_454\" id=\"t46_454\" style=\"left:566px;bottom:575px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_454\" id=\"t47_454\" style=\"left:585px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t sa_454\" id=\"t48_454\" style=\"left:643px;bottom:575px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t49_454\" style=\"left:674px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment such as losses </div><div class=\"t sa_454\" id=\"t4a_454\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of active markets or ratings downgrades across key markets in which the associate or jo</div><div class=\"t sb_454\" id=\"t4b_454\" style=\"left:593px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int venture operate </div><div class=\"t sa_454\" id=\"t4c_454\" style=\"left:709px;bottom:559px;letter-spacing:-0.12px;display:inline;\">in. </div><div class=\"t sa_454\" id=\"t4d_454\" style=\"left:78px;bottom:535px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Impairment testing is based on estimates includ</div><div class=\"t sb_454\" id=\"t4e_454\" style=\"left:361px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing forecast</div><div class=\"t sa_454\" id=\"t4f_454\" style=\"left:431px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the expected cash \ufb02ows from the investments, growth rates, </div><div class=\"t sa_454\" id=\"t4g_454\" style=\"left:78px;bottom:519px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">terminal values and the discount rate used in calculation of the present values of those cash \ufb02ows. The estimat</div><div class=\"t sb_454\" id=\"t4h_454\" style=\"left:728px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of future </div><div class=\"t sa_454\" id=\"t4i_454\" style=\"left:78px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">cash \ufb02ows and the level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sb_454\" id=\"t4j_454\" style=\"left:627px;bottom:503px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cant judgement. </div><div class=\"t s8_454\" id=\"t4k_454\" style=\"left:78px;bottom:478px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Business combinat</div><div class=\"t s9_454\" id=\"t4l_454\" style=\"left:188px;bottom:478px;letter-spacing:-0.11px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t4m_454\" style=\"left:78px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The acquis</div><div class=\"t sb_454\" id=\"t4n_454\" style=\"left:142px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4o_454\" style=\"left:150px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion method of accounting is used to account for the acquis</div><div class=\"t sb_454\" id=\"t4p_454\" style=\"left:496px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4q_454\" style=\"left:503px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of subsid</div><div class=\"t sb_454\" id=\"t4r_454\" style=\"left:577px;bottom:462px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4s_454\" style=\"left:592px;bottom:462px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies by the Group. </div><div class=\"t sb_454\" id=\"t4t_454\" style=\"left:78px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the Company\u2019s \ufb01nancial statements, </div><div class=\"t sa_454\" id=\"t4u_454\" style=\"left:310px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment in subsid</div><div class=\"t sb_454\" id=\"t4v_454\" style=\"left:430px;bottom:438px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4w_454\" style=\"left:445px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, associates and jo</div><div class=\"t sb_454\" id=\"t4x_454\" style=\"left:569px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are held at cost less </div><div class=\"t sa_454\" id=\"t4y_454\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t4z_454\" style=\"left:109px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and d</div><div class=\"t sa_454\" id=\"t50_454\" style=\"left:185px;bottom:422px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t sb_454\" id=\"t51_454\" style=\"left:195px;bottom:422px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idends from pre-acqu</div><div class=\"t sa_454\" id=\"t52_454\" style=\"left:323px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"t53_454\" style=\"left:332px;bottom:422px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t54_454\" style=\"left:340px;bottom:422px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pro\ufb01ts received prior to 1 January 2009, if any. Inter-company transactions, </div><div class=\"t sa_454\" id=\"t55_454\" style=\"left:78px;bottom:406px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">balances and unrealised gains and losses on transactions between Group companies are elim</div><div class=\"t sb_454\" id=\"t56_454\" style=\"left:633px;bottom:406px;letter-spacing:-0.13px;display:inline;\">inated </div><div class=\"t sa_454\" id=\"t57_454\" style=\"left:674px;bottom:406px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">in the Group accounts. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_454\" id=\"t5b_454\" style=\"left:709px;bottom:379px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_454\" id=\"t5e_454\" style=\"left:796px;bottom:379px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_454\" id=\"t58_454\" style=\"left:69px;bottom:367px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Investments in subsid</div><div class=\"t s3_454\" id=\"t59_454\" style=\"left:191px;bottom:367px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t s2_454\" id=\"t5a_454\" style=\"left:269px;bottom:367px;letter-spacing:0.07px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_454\" id=\"t5c_454\" style=\"left:694px;bottom:368px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_454\" id=\"t5d_454\" style=\"left:717px;bottom:368px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_454\" id=\"t5f_454\" style=\"left:783px;bottom:368px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_454\" id=\"t5g_454\" style=\"left:804px;bottom:368px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_454\" id=\"t5h_454\" style=\"left:69px;bottom:348px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">As at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5i_454\" style=\"left:693px;bottom:348px;letter-spacing:-0.09px;display:inline;\">60,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5j_454\" style=\"left:781px;bottom:348px;letter-spacing:-0.07px;display:inline;\">60,429 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sg_454\" id=\"t5k_454\" style=\"left:69px;bottom:329px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_454\" id=\"t5l_454\" style=\"left:101px;bottom:329px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sh_454\" id=\"t5m_454\" style=\"vertical-align: super;left:123px;bottom:335px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5n_454\" style=\"left:702px;bottom:329px;letter-spacing:0.18px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5o_454\" style=\"left:791px;bottom:329px;letter-spacing:0.1px;display:inline;\">1,545 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sg_454\" id=\"t5p_454\" style=\"left:69px;bottom:310px;letter-spacing:0.04px;display:inline;\">Disposal </div><div class=\"t sh_454\" id=\"t5q_454\" style=\"vertical-align: super;left:118px;bottom:316px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5r_454\" style=\"left:697px;bottom:310px;letter-spacing:0.01px;display:inline;\">(1,750) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5s_454\" style=\"left:793px;bottom:310px;letter-spacing:-0.07px;display:inline;\">(999) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_454\" id=\"t5t_454\" style=\"left:69px;bottom:291px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5u_454\" style=\"left:695px;bottom:291px;letter-spacing:0.01px;display:inline;\">60,791 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5v_454\" style=\"left:782px;bottom:291px;letter-spacing:-0.15px;display:inline;\">60,975 </div></td></tr>\n                                        </table><div class=\"t se_454\" id=\"t5w_454\" style=\"left:69px;bottom:267px;display:inline;\">1 </div><div class=\"t sf_454\" id=\"t5x_454\" style=\"left:82px;bottom:267px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes internal Addit</div><div class=\"t se_454\" id=\"t5y_454\" style=\"left:186px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t5z_454\" style=\"left:216px;bottom:267px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ier 1 Issuances of $992 mill</div><div class=\"t se_454\" id=\"t60_454\" style=\"left:332px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard Chartered Bank and $575 m</div><div class=\"t sf_454\" id=\"t61_454\" style=\"left:535px;bottom:267px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_454\" id=\"t62_454\" style=\"left:542px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion add</div><div class=\"t sf_454\" id=\"t63_454\" style=\"left:578px;bottom:267px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t64_454\" style=\"left:584px;bottom:267px;letter-spacing:-0.04px;display:inline;\">ional </div><div class=\"t sf_454\" id=\"t65_454\" style=\"left:609px;bottom:267px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">investment in Standard Chartered Holdings </div><div class=\"t sf_454\" id=\"t66_454\" style=\"left:82px;bottom:255px;letter-spacing:-0.06px;display:inline;\">Lim</div><div class=\"t se_454\" id=\"t67_454\" style=\"left:99px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited (31 December 2022: Add</div><div class=\"t sf_454\" id=\"t68_454\" style=\"left:231px;bottom:255px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t69_454\" style=\"left:237px;bottom:255px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6a_454\" style=\"left:267px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ier 1 issuances of $1 bill</div><div class=\"t se_454\" id=\"t6b_454\" style=\"left:367px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion by Standard Chartered Bank and $500 m</div><div class=\"t sf_454\" id=\"t6c_454\" style=\"left:573px;bottom:255px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_454\" id=\"t6d_454\" style=\"left:579px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard Chartered Bank (Hong Kong) Ltd) </div><div class=\"t se_454\" id=\"t6e_454\" style=\"left:69px;bottom:238px;display:inline;\">2 </div><div class=\"t sf_454\" id=\"t6f_454\" style=\"left:82px;bottom:238px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes redemption of Addit</div><div class=\"t se_454\" id=\"t6g_454\" style=\"left:216px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6h_454\" style=\"left:246px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ier1 capital of $1 bill</div><div class=\"t se_454\" id=\"t6i_454\" style=\"left:333px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion by Standard Chartered Bank (31 December 2022: Add</div><div class=\"t sf_454\" id=\"t6j_454\" style=\"left:594px;bottom:238px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t6k_454\" style=\"left:600px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6l_454\" style=\"left:631px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ier1 capital of $1 bill</div><div class=\"t se_454\" id=\"t6m_454\" style=\"left:717px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard </div><div class=\"t se_454\" id=\"t6n_454\" style=\"left:82px;bottom:227px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Chartered Bank) </div><div></div><div class=\"t s7_455\" id=\"tc_455\" style=\"left:87px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">At 31 December 2023, the princ</div><div class=\"t s8_455\" id=\"td_455\" style=\"left:268px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal subs</div><div class=\"t s7_455\" id=\"te_455\" style=\"left:320px;bottom:1157px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"tf_455\" style=\"left:331px;bottom:1157px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s7_455\" id=\"tg_455\" style=\"left:410px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings, all ind</div><div class=\"t s8_455\" id=\"th_455\" style=\"left:475px;bottom:1157px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irectly held except for Standard Chartered Bank (Hong Kong) </div><div class=\"t s7_455\" id=\"ti_455\" style=\"left:87px;bottom:1141px;letter-spacing:-0.16px;display:inline;\">Lim</div><div class=\"t s8_455\" id=\"tj_455\" style=\"left:108px;bottom:1141px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ited, and pr</div><div class=\"t s7_455\" id=\"tk_455\" style=\"left:176px;bottom:1141px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_455\" id=\"tl_455\" style=\"left:193px;bottom:1141px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ipally engaged </div><div class=\"t s7_455\" id=\"tm_455\" style=\"left:285px;bottom:1141px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the business of banking and provis</div><div class=\"t s8_455\" id=\"tn_455\" style=\"left:502px;bottom:1141px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of other \ufb01nancial serv</div><div class=\"t s7_455\" id=\"to_455\" style=\"left:650px;bottom:1141px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ices, were as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"ts_455\" style=\"left:768px;bottom:1122px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Group interest </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tt_455\" style=\"left:784px;bottom:1111px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">in ordinary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tu_455\" style=\"left:774px;bottom:1099px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">share capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"tp_455\" style=\"left:87px;bottom:1088px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Country and place of incorporation or registrat</div><div class=\"t sa_455\" id=\"tq_455\" style=\"left:307px;bottom:1088px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"tr_455\" style=\"left:433px;bottom:1088px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Main areas of operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tv_455\" style=\"left:826px;bottom:1088px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tw_455\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank, England and Wales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tx_455\" style=\"left:433px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">United Kingdom, Middle East, South Asia, Asia Pacif</div><div class=\"t sc_455\" id=\"ty_455\" style=\"left:722px;bottom:1068px;letter-spacing:-0.03px;display:inline;\">ic, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tz_455\" style=\"left:433px;bottom:1053px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Americas and, through Group companies, Africa </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t10_455\" style=\"left:815px;bottom:1053px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t11_455\" style=\"left:87px;bottom:1034px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t sc_455\" id=\"t12_455\" style=\"left:329px;bottom:1034px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">ited, Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t13_455\" style=\"left:433px;bottom:1034px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t14_455\" style=\"left:815px;bottom:1034px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t15_455\" style=\"left:87px;bottom:1015px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Standard Chartered Bank (Singapore) Lim</div><div class=\"t sc_455\" id=\"t16_455\" style=\"left:322px;bottom:1015px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ited, S</div><div class=\"t sb_455\" id=\"t17_455\" style=\"left:356px;bottom:1015px;letter-spacing:0.03px;display:inline;\">ingapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t18_455\" style=\"left:433px;bottom:1015px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t19_455\" style=\"left:815px;bottom:1015px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1a_455\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank Korea Lim</div><div class=\"t sc_455\" id=\"t1b_455\" style=\"left:290px;bottom:996px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ited, Korea </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1c_455\" style=\"left:433px;bottom:996px;letter-spacing:-0.03px;display:inline;\">Korea </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1d_455\" style=\"left:815px;bottom:996px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1e_455\" style=\"left:87px;bottom:977px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (China) Lim</div><div class=\"t sc_455\" id=\"t1f_455\" style=\"left:297px;bottom:977px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ited, Ch</div><div class=\"t sb_455\" id=\"t1g_455\" style=\"left:340px;bottom:977px;letter-spacing:-0.11px;display:inline;\">ina\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1h_455\" style=\"left:433px;bottom:977px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1i_455\" style=\"left:815px;bottom:977px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1j_455\" style=\"left:87px;bottom:958px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (Taiwan) Lim</div><div class=\"t sc_455\" id=\"t1k_455\" style=\"left:307px;bottom:958px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">ited, Ta</div><div class=\"t sb_455\" id=\"t1l_455\" style=\"left:348px;bottom:958px;display:inline;\">iwan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1m_455\" style=\"left:433px;bottom:958px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1n_455\" style=\"left:815px;bottom:958px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1o_455\" style=\"left:87px;bottom:939px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank AG, Germany </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1p_455\" style=\"left:433px;bottom:939px;letter-spacing:0.06px;display:inline;\">Germany </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1q_455\" style=\"left:815px;bottom:939px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1r_455\" style=\"left:87px;bottom:920px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Malaysia Berhad, Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1s_455\" style=\"left:433px;bottom:920px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1t_455\" style=\"left:815px;bottom:920px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr></table><div class=\"t se_455\" id=\"t1u_455\" style=\"left:87px;bottom:896px;display:inline;\">1 </div><div class=\"t se_455\" id=\"t1v_455\" style=\"left:100px;bottom:896px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Under PRC law, registered as Standard Chartered Bank (China) Lim</div><div class=\"t sf_455\" id=\"t1w_455\" style=\"left:406px;bottom:896px;letter-spacing:-0.03px;display:inline;\">ited </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t20_455\" style=\"left:768px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Group interest </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t21_455\" style=\"left:784px;bottom:867px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">in ordinary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t22_455\" style=\"left:774px;bottom:856px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">share capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"t1x_455\" style=\"left:87px;bottom:844px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Country and place of incorporation or registrat</div><div class=\"t sa_455\" id=\"t1y_455\" style=\"left:307px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"t1z_455\" style=\"left:433px;bottom:844px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Main areas of operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t23_455\" style=\"left:826px;bottom:844px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t24_455\" style=\"left:87px;bottom:824px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank (Thai) Public Company Lim</div><div class=\"t sc_455\" id=\"t25_455\" style=\"left:385px;bottom:824px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t26_455\" style=\"left:87px;bottom:810px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t27_455\" style=\"left:433px;bottom:810px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t28_455\" style=\"left:805px;bottom:810px;letter-spacing:-0.16px;display:inline;\">99.87 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t29_455\" style=\"left:87px;bottom:791px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank (Pakistan) Lim</div><div class=\"t sc_455\" id=\"t2a_455\" style=\"left:313px;bottom:791px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ited, Pak</div><div class=\"t sb_455\" id=\"t2b_455\" style=\"left:360px;bottom:791px;letter-spacing:0.01px;display:inline;\">istan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2c_455\" style=\"left:433px;bottom:791px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2d_455\" style=\"left:804px;bottom:791px;letter-spacing:-0.07px;display:inline;\">98.99 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2e_455\" style=\"left:87px;bottom:772px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Botswana Lim</div><div class=\"t sc_455\" id=\"t2f_455\" style=\"left:313px;bottom:772px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">ited, Botswana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2g_455\" style=\"left:433px;bottom:772px;letter-spacing:0.09px;display:inline;\">Botswana </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2h_455\" style=\"left:805px;bottom:772px;letter-spacing:0.07px;display:inline;\">75.83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2i_455\" style=\"left:87px;bottom:753px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank Kenya Lim</div><div class=\"t sc_455\" id=\"t2j_455\" style=\"left:291px;bottom:753px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">ited, Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2k_455\" style=\"left:433px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2l_455\" style=\"left:805px;bottom:753px;letter-spacing:-0.13px;display:inline;\">74.32 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2m_455\" style=\"left:87px;bottom:734px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Nepal Lim</div><div class=\"t sc_455\" id=\"t2n_455\" style=\"left:291px;bottom:734px;word-spacing:-0.14px;display:inline;\">ited, Nepal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2o_455\" style=\"left:433px;bottom:734px;letter-spacing:0.05px;display:inline;\">Nepal </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2p_455\" style=\"left:807px;bottom:734px;letter-spacing:-0.1px;display:inline;\">70.21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2q_455\" style=\"left:87px;bottom:715px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Ghana PLC, Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2r_455\" style=\"left:433px;bottom:715px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2s_455\" style=\"left:805px;bottom:715px;letter-spacing:-0.28px;display:inline;\">69.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2t_455\" style=\"left:87px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Mox Bank Lim</div><div class=\"t sc_455\" id=\"t2u_455\" style=\"left:165px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">ited, Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2v_455\" style=\"left:433px;bottom:695px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2w_455\" style=\"left:804px;bottom:695px;letter-spacing:0.12px;display:inline;\">68.29 </div></td></tr></table><div class=\"t s7_455\" id=\"t2x_455\" style=\"left:87px;bottom:666px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">A complete list of subsid</div><div class=\"t s8_455\" id=\"t2y_455\" style=\"left:229px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s7_455\" id=\"t2z_455\" style=\"left:309px;bottom:666px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing is included in Note 40. </div><div class=\"t s7_455\" id=\"t30_455\" style=\"left:87px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group does not have any material non-controlling interest except as listed above, which contribute $35 mill</div><div class=\"t s8_455\" id=\"t31_455\" style=\"left:742px;bottom:642px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_455\" id=\"t32_455\" style=\"left:87px;bottom:626px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">(31 December 2022: $(6.2) mill</div><div class=\"t s8_455\" id=\"t33_455\" style=\"left:260px;bottom:626px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">ion) of the (loss)/Pro\ufb01t attr</div><div class=\"t s7_455\" id=\"t34_455\" style=\"left:415px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ibutable to non-controlling interest and $290 mill</div><div class=\"t s8_455\" id=\"t35_455\" style=\"left:703px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t s7_455\" id=\"t36_455\" style=\"left:87px;bottom:610px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">$261 mill</div><div class=\"t s8_455\" id=\"t37_455\" style=\"left:134px;bottom:610px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ion) of the equ</div><div class=\"t s7_455\" id=\"t38_455\" style=\"left:220px;bottom:610px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity attributable to non-controlling interests. </div><div class=\"t s7_455\" id=\"t39_455\" style=\"left:87px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">During 2023 the Group disposed of its investments in Pembroke Group Lim</div><div class=\"t s8_455\" id=\"t3a_455\" style=\"left:523px;bottom:585px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ited (Isle of Man), Pembroke A</div><div class=\"t s7_455\" id=\"t3b_455\" style=\"left:699px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ircraft Leasing Holdings </div><div class=\"t s7_455\" id=\"t3c_455\" style=\"left:87px;bottom:569px;letter-spacing:-0.16px;display:inline;\">Lim</div><div class=\"t s8_455\" id=\"t3d_455\" style=\"left:108px;bottom:569px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ited and Pembroke A</div><div class=\"t s7_455\" id=\"t3e_455\" style=\"left:232px;bottom:569px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ircraft Leasing (Tianjin) Lim</div><div class=\"t s8_455\" id=\"t3f_455\" style=\"left:392px;bottom:569px;letter-spacing:-0.3px;word-spacing:0.04px;display:inline;\">ited (Ch</div><div class=\"t s7_455\" id=\"t3g_455\" style=\"left:439px;bottom:569px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ina). The carrying amount was composed of Property, plant and </div><div class=\"t s7_455\" id=\"t3h_455\" style=\"left:87px;bottom:553px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">equipment of $3,249 mill</div><div class=\"t s8_455\" id=\"t3i_455\" style=\"left:230px;bottom:553px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion, Goodw</div><div class=\"t s7_455\" id=\"t3j_455\" style=\"left:298px;bottom:553px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill and intang</div><div class=\"t s8_455\" id=\"t3k_455\" style=\"left:376px;bottom:553px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ible assets of $23 m</div><div class=\"t s7_455\" id=\"t3l_455\" style=\"left:490px;bottom:553px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t3m_455\" style=\"left:498px;bottom:553px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, Other assets of $124 m</div><div class=\"t s7_455\" id=\"t3n_455\" style=\"left:654px;bottom:553px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t3o_455\" style=\"left:663px;bottom:553px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and Other l</div><div class=\"t s7_455\" id=\"t3p_455\" style=\"left:751px;bottom:553px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_455\" id=\"t3q_455\" style=\"left:770px;bottom:553px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t3r_455\" style=\"left:776px;bottom:553px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t3s_455\" style=\"left:784px;bottom:553px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies of </div><div class=\"t s7_455\" id=\"t3t_455\" style=\"left:87px;bottom:537px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">$292 mill</div><div class=\"t s8_455\" id=\"t3u_455\" style=\"left:137px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. The pr</div><div class=\"t s7_455\" id=\"t3v_455\" style=\"left:199px;bottom:537px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_455\" id=\"t3w_455\" style=\"left:216px;bottom:537px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ipal act</div><div class=\"t s7_455\" id=\"t3x_455\" style=\"left:260px;bottom:537px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_455\" id=\"t3y_455\" style=\"left:270px;bottom:537px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of these subs</div><div class=\"t s7_455\" id=\"t3z_455\" style=\"left:364px;bottom:537px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"t40_455\" style=\"left:375px;bottom:537px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t41_455\" style=\"left:391px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies was the aviat</div><div class=\"t s8_455\" id=\"t42_455\" style=\"left:489px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s7_455\" id=\"t43_455\" style=\"left:582px;bottom:537px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing business. In Q1 2023, the aviat</div><div class=\"t s8_455\" id=\"t44_455\" style=\"left:777px;bottom:537px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_455\" id=\"t45_455\" style=\"left:87px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">\ufb01nance leasing business was classif</div><div class=\"t s8_455\" id=\"t46_455\" style=\"left:296px;bottom:521px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied as held for sale and was subsequently sold on 2nd November 2023 for a total </div><div class=\"t s7_455\" id=\"t47_455\" style=\"left:87px;bottom:505px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_455\" id=\"t48_455\" style=\"left:150px;bottom:505px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of $3,570 m</div><div class=\"t s7_455\" id=\"t49_455\" style=\"left:238px;bottom:505px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t4a_455\" style=\"left:247px;bottom:505px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. The ga</div><div class=\"t s7_455\" id=\"t4b_455\" style=\"left:312px;bottom:505px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in on sale of the business was $309 mill</div><div class=\"t s8_455\" id=\"t4c_455\" style=\"left:540px;bottom:505px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion. In add</div><div class=\"t s7_455\" id=\"t4d_455\" style=\"left:601px;bottom:505px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t4e_455\" style=\"left:609px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion the Group d</div><div class=\"t s7_455\" id=\"t4f_455\" style=\"left:701px;bottom:505px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isposed of its wholly </div><div class=\"t s7_455\" id=\"t4g_455\" style=\"left:87px;bottom:489px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">owned subsid</div><div class=\"t s8_455\" id=\"t4h_455\" style=\"left:168px;bottom:489px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t4i_455\" style=\"left:184px;bottom:489px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies Cardspal Pte. Ltd. and Kozagi during 2023. The gain on sale of Cardspal Pte. Ltd. and Kozagi comprised </div><div class=\"t s7_455\" id=\"t4j_455\" style=\"left:87px;bottom:473px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">$12 mill</div><div class=\"t s8_455\" id=\"t4k_455\" style=\"left:128px;bottom:473px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and $7 m</div><div class=\"t s7_455\" id=\"t4l_455\" style=\"left:203px;bottom:473px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t4m_455\" style=\"left:212px;bottom:473px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion, respect</div><div class=\"t s7_455\" id=\"t4n_455\" style=\"left:280px;bottom:473px;letter-spacing:-0.28px;display:inline;\">ively. </div><div class=\"t s7_455\" id=\"t4o_455\" style=\"left:87px;bottom:449px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">While the Group\u2019s subsid</div><div class=\"t s8_455\" id=\"t4p_455\" style=\"left:232px;bottom:449px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sg_455\" id=\"t4q_455\" style=\"left:247px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies are subject to local statutory capital and liqu</div><div class=\"t s8_455\" id=\"t4r_455\" style=\"left:529px;bottom:449px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_455\" id=\"t4s_455\" style=\"left:540px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity requirements in relation to foreign exchange </div><div class=\"t s7_455\" id=\"t4t_455\" style=\"left:87px;bottom:433px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">remittance, these restrict</div><div class=\"t s8_455\" id=\"t4u_455\" style=\"left:233px;bottom:433px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions ar</div><div class=\"t s7_455\" id=\"t4v_455\" style=\"left:273px;bottom:433px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ise in the normal course of business and do not sign</div><div class=\"t s8_455\" id=\"t4w_455\" style=\"left:574px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cantly restr</div><div class=\"t s7_455\" id=\"t4x_455\" style=\"left:650px;bottom:433px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ict the Group\u2019s abil</div><div class=\"t s8_455\" id=\"t4y_455\" style=\"left:758px;bottom:433px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity to access </div><div class=\"t s7_455\" id=\"t4z_455\" style=\"left:87px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">or use assets and settle liab</div><div class=\"t s8_455\" id=\"t50_455\" style=\"left:249px;bottom:417px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t51_455\" style=\"left:254px;bottom:417px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t52_455\" style=\"left:262px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies of the Group. </div><div class=\"t s7_455\" id=\"t53_455\" style=\"left:87px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group does not have sign</div><div class=\"t s8_455\" id=\"t54_455\" style=\"left:263px;bottom:393px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant restr</div><div class=\"t s7_455\" id=\"t55_455\" style=\"left:330px;bottom:393px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_455\" id=\"t56_455\" style=\"left:344px;bottom:393px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions on </div><div class=\"t s7_455\" id=\"t57_455\" style=\"left:388px;bottom:393px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its abil</div><div class=\"t s8_455\" id=\"t58_455\" style=\"left:427px;bottom:393px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity to access or use </div><div class=\"t s7_455\" id=\"t59_455\" style=\"left:539px;bottom:393px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">its assets and settle its liab</div><div class=\"t s8_455\" id=\"t5a_455\" style=\"left:696px;bottom:393px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t5b_455\" style=\"left:702px;bottom:393px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t5c_455\" style=\"left:709px;bottom:393px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies other than those </div><div class=\"t s7_455\" id=\"t5d_455\" style=\"left:87px;bottom:377px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">resulting from the regulatory framework with</div><div class=\"t s8_455\" id=\"t5e_455\" style=\"left:352px;bottom:377px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in wh</div><div class=\"t s7_455\" id=\"t5f_455\" style=\"left:384px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich the banking subsid</div><div class=\"t s8_455\" id=\"t5g_455\" style=\"left:516px;bottom:377px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t5h_455\" style=\"left:531px;bottom:377px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies operate. These frameworks require banking </div><div class=\"t s7_455\" id=\"t5i_455\" style=\"left:87px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">operations to keep certain levels of regulatory capital, liqu</div><div class=\"t s8_455\" id=\"t5j_455\" style=\"left:428px;bottom:361px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">id assets, exposure l</div><div class=\"t s7_455\" id=\"t5k_455\" style=\"left:544px;bottom:361px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_455\" id=\"t5l_455\" style=\"left:559px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its and comply w</div><div class=\"t s7_455\" id=\"t5m_455\" style=\"left:659px;bottom:361px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ith other required ratios. </div><div class=\"t s7_455\" id=\"t5n_455\" style=\"left:87px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These restrict</div><div class=\"t s8_455\" id=\"t5o_455\" style=\"left:166px;bottom:345px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions are summar</div><div class=\"t s7_455\" id=\"t5p_455\" style=\"left:264px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ised below: </div><div class=\"t sh_455\" id=\"t5q_455\" style=\"left:87px;bottom:313px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Regulatory and liqu</div><div class=\"t si_455\" id=\"t5r_455\" style=\"left:206px;bottom:313px;letter-spacing:-0.12px;display:inline;\">id</div><div class=\"t sh_455\" id=\"t5s_455\" style=\"left:218px;bottom:313px;letter-spacing:-0.07px;word-spacing:-0.2px;display:inline;\">ity requirements </div><div class=\"t s7_455\" id=\"t5t_455\" style=\"left:87px;bottom:295px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">The Group\u2019s subsid</div><div class=\"t s8_455\" id=\"t5u_455\" style=\"left:197px;bottom:295px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t5v_455\" style=\"left:212px;bottom:295px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are required to mainta</div><div class=\"t s8_455\" id=\"t5w_455\" style=\"left:364px;bottom:295px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">in m</div><div class=\"t s7_455\" id=\"t5x_455\" style=\"left:389px;bottom:295px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_455\" id=\"t5y_455\" style=\"left:399px;bottom:295px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">imum cap</div><div class=\"t s7_455\" id=\"t5z_455\" style=\"left:459px;bottom:295px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ital, leverage ratios, liqu</div><div class=\"t s8_455\" id=\"t60_455\" style=\"left:597px;bottom:295px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_455\" id=\"t61_455\" style=\"left:608px;bottom:295px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity and exposure ratios which therefore </div><div class=\"t s7_455\" id=\"t62_455\" style=\"left:87px;bottom:278px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">restrict the abil</div><div class=\"t s8_455\" id=\"t63_455\" style=\"left:174px;bottom:278px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of these subs</div><div class=\"t s7_455\" id=\"t64_455\" style=\"left:269px;bottom:278px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"t65_455\" style=\"left:280px;bottom:278px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t66_455\" style=\"left:295px;bottom:278px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies to distr</div><div class=\"t s8_455\" id=\"t67_455\" style=\"left:354px;bottom:278px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ibute cash or other assets to the parent company. </div><div></div><div class=\"t s8_456\" id=\"td_456\" style=\"left:69px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The subsid</div><div class=\"t s9_456\" id=\"te_456\" style=\"left:133px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"tf_456\" style=\"left:148px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are also required to mainta</div><div class=\"t s9_456\" id=\"tg_456\" style=\"left:327px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in balances w</div><div class=\"t s8_456\" id=\"th_456\" style=\"left:408px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ith central banks and other regulatory authorit</div><div class=\"t s9_456\" id=\"ti_456\" style=\"left:683px;bottom:1163px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_456\" id=\"tj_456\" style=\"left:702px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the countries in </div><div class=\"t s8_456\" id=\"tk_456\" style=\"left:69px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they operate. At 31 December 2023, the total cash and balances with central banks was $70 bill</div><div class=\"t s9_456\" id=\"tl_456\" style=\"left:667px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t s8_456\" id=\"tm_456\" style=\"left:69px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">$58 bill</div><div class=\"t s9_456\" id=\"tn_456\" style=\"left:110px;bottom:1131px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">ion) of wh</div><div class=\"t s8_456\" id=\"to_456\" style=\"left:168px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich $6 bill</div><div class=\"t s9_456\" id=\"tp_456\" style=\"left:222px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $9 b</div><div class=\"t s8_456\" id=\"tq_456\" style=\"left:386px;bottom:1131px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_456\" id=\"tr_456\" style=\"left:395px;bottom:1131px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s8_456\" id=\"ts_456\" style=\"left:420px;bottom:1131px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is restricted. </div><div class=\"t sa_456\" id=\"tt_456\" style=\"left:69px;bottom:1099px;letter-spacing:-0.05px;word-spacing:-0.21px;display:inline;\">Statutory requirements </div><div class=\"t s8_456\" id=\"tu_456\" style=\"left:69px;bottom:1081px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">The Group\u2019s subsid</div><div class=\"t s9_456\" id=\"tv_456\" style=\"left:179px;bottom:1081px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"tw_456\" style=\"left:195px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies are subject to statutory requirements not to make distr</div><div class=\"t s9_456\" id=\"tx_456\" style=\"left:535px;bottom:1081px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s8_456\" id=\"ty_456\" style=\"left:559px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions of capital and unrealised pro\ufb01ts to the </div><div class=\"t s8_456\" id=\"tz_456\" style=\"left:69px;bottom:1065px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">parent company, generally to mainta</div><div class=\"t s9_456\" id=\"t10_456\" style=\"left:290px;bottom:1065px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in solvency. These requ</div><div class=\"t s8_456\" id=\"t11_456\" style=\"left:424px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irements restrict the abil</div><div class=\"t s9_456\" id=\"t12_456\" style=\"left:566px;bottom:1065px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of subs</div><div class=\"t s8_456\" id=\"t13_456\" style=\"left:625px;bottom:1065px;letter-spacing:-0.17px;display:inline;\">id</div><div class=\"t s9_456\" id=\"t14_456\" style=\"left:636px;bottom:1065px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t15_456\" style=\"left:651px;bottom:1065px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies to remit div</div><div class=\"t s9_456\" id=\"t16_456\" style=\"left:737px;bottom:1065px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends to the </div><div class=\"t s8_456\" id=\"t17_456\" style=\"left:69px;bottom:1049px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Group. Certain subsid</div><div class=\"t s9_456\" id=\"t18_456\" style=\"left:197px;bottom:1049px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t19_456\" style=\"left:212px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are also subject to local exchange control regulations which provide for restrict</div><div class=\"t s9_456\" id=\"t1a_456\" style=\"left:693px;bottom:1049px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions on export</div><div class=\"t s8_456\" id=\"t1b_456\" style=\"left:776px;bottom:1049px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_456\" id=\"t1c_456\" style=\"left:69px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">capital from the country other than through normal div</div><div class=\"t s9_456\" id=\"t1d_456\" style=\"left:394px;bottom:1033px;letter-spacing:-0.11px;display:inline;\">idends. </div><div class=\"t sa_456\" id=\"t1e_456\" style=\"left:69px;bottom:1001px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">Contractual requirements </div><div class=\"t s8_456\" id=\"t1f_456\" style=\"left:69px;bottom:983px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The encumbered assets in the balance sheet of the Group\u2019s subsid</div><div class=\"t s9_456\" id=\"t1g_456\" style=\"left:458px;bottom:983px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t1h_456\" style=\"left:474px;bottom:983px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are not available for transfer around the Group. </div><div class=\"t s8_456\" id=\"t1i_456\" style=\"left:69px;bottom:958px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Share of pro\ufb01t from investment in associates and jo</div><div class=\"t s9_456\" id=\"t1j_456\" style=\"left:371px;bottom:958px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures compr</div><div class=\"t s8_456\" id=\"t1k_456\" style=\"left:481px;bottom:958px;letter-spacing:-0.14px;display:inline;\">ises: </div><table><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t1l_456\" style=\"left:709px;bottom:940px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t1o_456\" style=\"left:796px;bottom:940px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t1m_456\" style=\"left:694px;bottom:929px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_456\" id=\"t1n_456\" style=\"left:717px;bottom:929px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t1p_456\" style=\"left:783px;bottom:929px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_456\" id=\"t1q_456\" style=\"left:804px;bottom:929px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_456\" id=\"t1r_456\" style=\"left:69px;bottom:909px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Loss from investment in jo</div><div class=\"t s4_456\" id=\"t1s_456\" style=\"left:213px;bottom:909px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1t_456\" style=\"left:715px;bottom:909px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t1u_456\" style=\"left:806px;bottom:909px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_456\" id=\"t1v_456\" style=\"left:69px;bottom:890px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Pro\ufb01t from investment in associates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1w_456\" style=\"left:712px;bottom:890px;letter-spacing:0.15px;display:inline;\">154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t1x_456\" style=\"left:801px;bottom:890px;letter-spacing:0.03px;display:inline;\">163 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_456\" id=\"t1y_456\" style=\"left:69px;bottom:870px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1z_456\" style=\"left:715px;bottom:870px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t20_456\" style=\"left:801px;bottom:870px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t23_456\" style=\"left:709px;bottom:846px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t26_456\" style=\"left:796px;bottom:846px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t21_456\" style=\"left:69px;bottom:834px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Interests in associates and jo</div><div class=\"t s3_456\" id=\"t22_456\" style=\"left:233px;bottom:834px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t24_456\" style=\"left:694px;bottom:835px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_456\" id=\"t25_456\" style=\"left:717px;bottom:835px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t27_456\" style=\"left:783px;bottom:835px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_456\" id=\"t28_456\" style=\"left:804px;bottom:835px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t29_456\" style=\"left:69px;bottom:815px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">As at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2a_456\" style=\"left:705px;bottom:815px;letter-spacing:0.08px;display:inline;\">1,631 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2b_456\" style=\"left:793px;bottom:815px;letter-spacing:-0.22px;display:inline;\">2,147 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2c_456\" style=\"left:69px;bottom:796px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2d_456\" style=\"left:720px;bottom:796px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2e_456\" style=\"left:794px;bottom:796px;letter-spacing:-0.11px;display:inline;\">(232) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2f_456\" style=\"left:69px;bottom:777px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_456\" id=\"t2g_456\" style=\"left:101px;bottom:777px;letter-spacing:-0.11px;display:inline;\">ions\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2h_456\" style=\"left:717px;bottom:777px;letter-spacing:0.25px;display:inline;\">64 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2i_456\" style=\"left:805px;bottom:777px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t2j_456\" style=\"left:69px;bottom:758px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Share of pro\ufb01ts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2k_456\" style=\"left:715px;bottom:758px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2l_456\" style=\"left:801px;bottom:758px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2m_456\" style=\"left:69px;bottom:739px;letter-spacing:0.06px;display:inline;\">Div</div><div class=\"t s4_456\" id=\"t2n_456\" style=\"left:88px;bottom:739px;word-spacing:-0.13px;display:inline;\">idend rece</div><div class=\"t sf_456\" id=\"t2o_456\" style=\"left:147px;bottom:739px;letter-spacing:0.04px;display:inline;\">ived\u2074 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2p_456\" style=\"left:717px;bottom:739px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2q_456\" style=\"left:800px;bottom:739px;letter-spacing:-0.13px;display:inline;\">(58) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2r_456\" style=\"left:69px;bottom:720px;letter-spacing:0.04px;display:inline;\">Disposals </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2s_456\" style=\"left:726px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2t_456\" style=\"left:809px;bottom:720px;letter-spacing:-0.16px;display:inline;\">(1) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sf_456\" id=\"t2u_456\" style=\"left:69px;bottom:701px;letter-spacing:0.04px;display:inline;\">Impairment </div><div class=\"t sg_456\" id=\"t2v_456\" style=\"vertical-align: super;left:136px;bottom:707px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2w_456\" style=\"left:706px;bottom:701px;letter-spacing:-0.09px;display:inline;\">(872) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2x_456\" style=\"left:794px;bottom:701px;letter-spacing:-0.14px;display:inline;\">(336) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t2y_456\" style=\"left:69px;bottom:682px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Share of FVOCI and Other reserves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2z_456\" style=\"left:719px;bottom:682px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t30_456\" style=\"left:800px;bottom:682px;letter-spacing:-0.06px;display:inline;\">(79) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_456\" id=\"t31_456\" style=\"left:69px;bottom:662px;letter-spacing:0.04px;word-spacing:-0.16px;display:inline;\">Other movements </div><div class=\"t sg_456\" id=\"t32_456\" style=\"vertical-align: super;left:172px;bottom:669px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t33_456\" style=\"left:724px;bottom:662px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t34_456\" style=\"left:811px;bottom:662px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t35_456\" style=\"left:69px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t36_456\" style=\"left:710px;bottom:643px;display:inline;\">966 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t37_456\" style=\"left:794px;bottom:643px;letter-spacing:0.05px;display:inline;\">1,631 </div></td></tr></table><div class=\"t sd_456\" id=\"t38_456\" style=\"left:69px;bottom:620px;display:inline;\">1 </div><div class=\"t se_456\" id=\"t39_456\" style=\"left:82px;bottom:620px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes $17 mill</div><div class=\"t sd_456\" id=\"t3a_456\" style=\"left:154px;bottom:620px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion non-cash cons</div><div class=\"t se_456\" id=\"t3b_456\" style=\"left:237px;bottom:620px;letter-spacing:-0.04px;display:inline;\">iderat</div><div class=\"t sd_456\" id=\"t3c_456\" style=\"left:265px;bottom:620px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion (Intellectual Property \u2013 r</div><div class=\"t se_456\" id=\"t3d_456\" style=\"left:391px;bottom:620px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ight to use) from SBI Zodia Custody Co. Ltd </div><div class=\"t sd_456\" id=\"t3e_456\" style=\"left:69px;bottom:602px;display:inline;\">2 </div><div class=\"t se_456\" id=\"t3f_456\" style=\"left:82px;bottom:602px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Impairment mainly relates to the Group\u2019s investment in its associate China Bohai Bank (Bohai) $850mill</div><div class=\"t sd_456\" id=\"t3g_456\" style=\"left:552px;bottom:602px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion and CurrencyFa</div><div class=\"t se_456\" id=\"t3h_456\" style=\"left:642px;bottom:602px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ir Lim</div><div class=\"t sd_456\" id=\"t3i_456\" style=\"left:666px;bottom:602px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ited (Za</div><div class=\"t se_456\" id=\"t3j_456\" style=\"left:703px;bottom:602px;letter-spacing:-0.14px;word-spacing:-0.08px;display:inline;\">i) $21 mill</div><div class=\"t sd_456\" id=\"t3k_456\" style=\"left:742px;bottom:602px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t sd_456\" id=\"t3l_456\" style=\"left:69px;bottom:585px;display:inline;\">3 </div><div class=\"t se_456\" id=\"t3m_456\" style=\"left:82px;bottom:585px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Movement related to CurrencyFair Lim</div><div class=\"t sd_456\" id=\"t3n_456\" style=\"left:259px;bottom:585px;letter-spacing:-0.03px;display:inline;\">ited </div><div class=\"t sd_456\" id=\"t3o_456\" style=\"left:69px;bottom:568px;display:inline;\">4 </div><div class=\"t se_456\" id=\"t3p_456\" style=\"left:82px;bottom:568px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Include distr</div><div class=\"t sd_456\" id=\"t3q_456\" style=\"left:138px;bottom:568px;letter-spacing:-0.04px;display:inline;\">ibut</div><div class=\"t se_456\" id=\"t3r_456\" style=\"left:156px;bottom:568px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion ($7 mill</div><div class=\"t sd_456\" id=\"t3s_456\" style=\"left:205px;bottom:568px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_456\" id=\"t3t_456\" style=\"left:224px;bottom:568px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in cash from Ascenta IV </div><div class=\"t s8_456\" id=\"t3u_456\" style=\"left:69px;bottom:545px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">During 2023 the Group disposed of its 13.09% share of investment in associate Metaco SA for a total considerat</div><div class=\"t s9_456\" id=\"t3v_456\" style=\"left:722px;bottom:545px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of $18 m</div><div class=\"t s8_456\" id=\"t3w_456\" style=\"left:791px;bottom:545px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_456\" id=\"t3x_456\" style=\"left:800px;bottom:545px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_456\" id=\"t3y_456\" style=\"left:69px;bottom:529px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The entire amount was recognised as gain on sale. </div><div class=\"t s8_456\" id=\"t3z_456\" style=\"left:69px;bottom:505px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">A complete list of the Group\u2019s interest in associates is included in Note 40. The Group\u2019s princ</div><div class=\"t s9_456\" id=\"t40_456\" style=\"left:603px;bottom:505px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ipal assoc</div><div class=\"t s8_456\" id=\"t41_456\" style=\"left:662px;bottom:505px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iates are: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t49_456\" style=\"left:742px;bottom:486px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Group interest in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t43_456\" style=\"left:601px;bottom:475px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Nature of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t47_456\" style=\"left:668px;bottom:475px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Main areas of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t4a_456\" style=\"left:752px;bottom:475px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ordinary share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t42_456\" style=\"left:69px;bottom:462px;letter-spacing:0.09px;display:inline;\">Associate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t44_456\" style=\"left:604px;bottom:463px;letter-spacing:-0.02px;display:inline;\">activ</div><div class=\"t sd_456\" id=\"t45_456\" style=\"left:627px;bottom:463px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_456\" id=\"t46_456\" style=\"left:633px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t48_456\" style=\"left:686px;bottom:463px;letter-spacing:-0.03px;display:inline;\">operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t4b_456\" style=\"left:775px;bottom:463px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">capital % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t4c_456\" style=\"left:69px;bottom:443px;word-spacing:-0.13px;display:inline;\">China Bohai Bank </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4d_456\" style=\"left:599px;bottom:443px;letter-spacing:0.05px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4e_456\" style=\"left:698px;bottom:443px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4f_456\" style=\"left:792px;bottom:443px;letter-spacing:0.03px;display:inline;\">16.26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t4g_456\" style=\"left:69px;bottom:424px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">CurrencyFair Lim</div><div class=\"t s4_456\" id=\"t4h_456\" style=\"left:163px;bottom:424px;word-spacing:-0.14px;display:inline;\">ited Exchange Ireland </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4i_456\" style=\"left:599px;bottom:424px;letter-spacing:0.05px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4j_456\" style=\"left:693px;bottom:424px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4k_456\" style=\"left:789px;bottom:424px;letter-spacing:-0.05px;display:inline;\">43.42 </div></td></tr></table><div class=\"t s8_456\" id=\"t4l_456\" style=\"left:69px;bottom:394px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group\u2019s ownership percentage in China Bohai Bank is 16.26%. </div><div class=\"t s8_456\" id=\"t4m_456\" style=\"left:69px;bottom:370px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Although the Group\u2019s investment in China Bohai Bank is less than 20 per cent , it is considered to be an associate because of the </div><div class=\"t s8_456\" id=\"t4n_456\" style=\"left:69px;bottom:354px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s9_456\" id=\"t4o_456\" style=\"left:93px;bottom:354px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_456\" id=\"t4p_456\" style=\"left:133px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in\ufb02uence the Group is able to exercise over its management and \ufb01nanc</div><div class=\"t s9_456\" id=\"t4q_456\" style=\"left:552px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t s8_456\" id=\"t4r_456\" style=\"left:636px;bottom:354px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing polic</div><div class=\"t s9_456\" id=\"t4s_456\" style=\"left:686px;bottom:354px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s8_456\" id=\"t4t_456\" style=\"left:722px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is in\ufb02uence is </div><div class=\"t s8_456\" id=\"t4u_456\" style=\"left:69px;bottom:338px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">exercised through Board representation and the provis</div><div class=\"t s9_456\" id=\"t4v_456\" style=\"left:392px;bottom:338px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of techn</div><div class=\"t s8_456\" id=\"t4w_456\" style=\"left:462px;bottom:338px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ical expertise to Bohai. The Group applies the equity method </div><div class=\"t s8_456\" id=\"t4x_456\" style=\"left:69px;bottom:322px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of accounting for investments in associates. </div><div class=\"t s8_456\" id=\"t4y_456\" style=\"left:69px;bottom:298px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Bohai has a statutory year end of 31 December, but publishes its year-end \ufb01nanc</div><div class=\"t s9_456\" id=\"t4z_456\" style=\"left:540px;bottom:298px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial statements after the Group. As </div><div class=\"t s8_456\" id=\"t50_456\" style=\"left:742px;bottom:298px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">it is </div><div class=\"t s8_456\" id=\"t51_456\" style=\"left:69px;bottom:282px;letter-spacing:-0.16px;display:inline;\">impract</div><div class=\"t s9_456\" id=\"t52_456\" style=\"left:116px;bottom:282px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icable for Boha</div><div class=\"t s8_456\" id=\"t53_456\" style=\"left:205px;bottom:282px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i to prepare \ufb01nanc</div><div class=\"t s9_456\" id=\"t54_456\" style=\"left:313px;bottom:282px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial statements sooner, the Group recogn</div><div class=\"t s8_456\" id=\"t55_456\" style=\"left:550px;bottom:282px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ises its share of Bohai\u2019s earnings on a three- </div><div class=\"t s8_456\" id=\"t56_456\" style=\"left:69px;bottom:266px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">month lag basis. Therefore, the Group recognised its share of Bohai\u2019s pro\ufb01ts and movements in other comprehensive income </div><div class=\"t s8_456\" id=\"t57_456\" style=\"left:69px;bottom:250px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for the 12 months ended 30 September 2023 in the Group\u2019s consolidated statement of income and consolidated statement of </div><div class=\"t s8_456\" id=\"t58_456\" style=\"left:69px;bottom:234px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">comprehensive income for the year ended 31 December 2023, respectively. </div><div class=\"t s8_456\" id=\"t59_456\" style=\"left:69px;bottom:210px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">There have been sign</div><div class=\"t s9_456\" id=\"t5a_456\" style=\"left:196px;bottom:210px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant developments s</div><div class=\"t s8_456\" id=\"t5b_456\" style=\"left:330px;bottom:210px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ince 2022, which have required an impa</div><div class=\"t s9_456\" id=\"t5c_456\" style=\"left:563px;bottom:210px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">irment to the Group\u2019s carry</div><div class=\"t s8_456\" id=\"t5d_456\" style=\"left:720px;bottom:210px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing amount of </div><div class=\"t s8_456\" id=\"t5e_456\" style=\"left:69px;bottom:194px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the investment in Bohai. These events include Bohai\u2019s lower reported net pro\ufb01t in 2023 (compared to 2022) as well as banking </div><div class=\"t s8_456\" id=\"t5f_456\" style=\"left:69px;bottom:178px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">industry challenges and property market uncertaint</div><div class=\"t s9_456\" id=\"t5g_456\" style=\"left:375px;bottom:178px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_456\" id=\"t5h_456\" style=\"left:393px;bottom:178px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in Mainland China, that may impact Bohai\u2019s future pro\ufb01tab</div><div class=\"t s9_456\" id=\"t5i_456\" style=\"left:742px;bottom:178px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_456\" id=\"t5j_456\" style=\"left:748px;bottom:178px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s8_456\" id=\"t5k_456\" style=\"left:69px;bottom:154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">If the Group did not have sign</div><div class=\"t s9_456\" id=\"t5l_456\" style=\"left:243px;bottom:154px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_456\" id=\"t5m_456\" style=\"left:283px;bottom:154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in\ufb02uence over Bohai, the investment would be measured at fair value rather than the </div><div class=\"t s8_456\" id=\"t5n_456\" style=\"left:69px;bottom:138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">current carrying value, which is based on the applicat</div><div class=\"t s9_456\" id=\"t5o_456\" style=\"left:383px;bottom:138px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the equ</div><div class=\"t s8_456\" id=\"t5p_456\" style=\"left:464px;bottom:138px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity method as described in the accounting policy note. </div><div></div><div class=\"t s7_457\" id=\"tc_457\" style=\"left:87px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Impairment testing </div><div class=\"t s8_457\" id=\"td_457\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">At 31 December 2023, the listed equity value of Bohai is below the carrying amount of the Group\u2018s investment in associate. </div><div class=\"t s8_457\" id=\"te_457\" style=\"left:87px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">As a result, the Group assessed the carrying value of its investment in Bohai for impa</div><div class=\"t s9_457\" id=\"tf_457\" style=\"left:581px;bottom:1121px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment and concluded that an </div><div class=\"t s8_457\" id=\"tg_457\" style=\"left:761px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"th_457\" style=\"left:792px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_457\" id=\"ti_457\" style=\"left:87px;bottom:1105px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of $850 mill</div><div class=\"t s9_457\" id=\"tj_457\" style=\"left:154px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion was requ</div><div class=\"t s8_457\" id=\"tk_457\" style=\"left:229px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired in 2023 (2022: $308 mill</div><div class=\"t s9_457\" id=\"tl_457\" style=\"left:391px;bottom:1105px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_457\" id=\"tm_457\" style=\"left:412px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"tn_457\" style=\"left:443px;bottom:1105px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">irment). Total </div><div class=\"t s8_457\" id=\"to_457\" style=\"left:524px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"tp_457\" style=\"left:555px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_457\" id=\"tq_457\" style=\"left:596px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recorded in the \u2018Goodwill, property, </div><div class=\"t s8_457\" id=\"tr_457\" style=\"left:87px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">plant and equipment and other impa</div><div class=\"t s9_457\" id=\"ts_457\" style=\"left:308px;bottom:1089px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">irment\u2019 l</div><div class=\"t s8_457\" id=\"tt_457\" style=\"left:355px;bottom:1089px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ine in the Consolidated Income Statement, under Central &amp; other items segment. </div><div class=\"t s8_457\" id=\"tu_457\" style=\"left:87px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">The carrying value of the Group\u2019s investment in Bohai of $700 mill</div><div class=\"t s9_457\" id=\"tv_457\" style=\"left:470px;bottom:1073px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion (2022: $1,421 m</div><div class=\"t s8_457\" id=\"tw_457\" style=\"left:577px;bottom:1073px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_457\" id=\"tx_457\" style=\"left:585px;bottom:1073px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion) represents the h</div><div class=\"t s8_457\" id=\"ty_457\" style=\"left:706px;bottom:1073px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">igher of the value </div><div class=\"t s8_457\" id=\"tz_457\" style=\"left:87px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in use and fair value less costs to sell. The \ufb01nanc</div><div class=\"t s9_457\" id=\"t10_457\" style=\"left:366px;bottom:1057px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial forecasts used </div><div class=\"t s8_457\" id=\"t11_457\" style=\"left:471px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the VIU calculation re\ufb02ects Group management\u2019s best </div><div class=\"t s8_457\" id=\"t12_457\" style=\"left:87px;bottom:1041px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">estimate of Bohai\u2019s future earnings consider</div><div class=\"t s9_457\" id=\"t13_457\" style=\"left:345px;bottom:1041px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the s</div><div class=\"t s8_457\" id=\"t14_457\" style=\"left:395px;bottom:1041px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s9_457\" id=\"t15_457\" style=\"left:413px;bottom:1041px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cant developments expla</div><div class=\"t s8_457\" id=\"t16_457\" style=\"left:574px;bottom:1041px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ined above. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_457\" id=\"t18_457\" style=\"left:726px;bottom:1023px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_457\" id=\"t1b_457\" style=\"left:813px;bottom:1023px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_457\" id=\"t17_457\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">Bohai </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_457\" id=\"t19_457\" style=\"left:712px;bottom:1011px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_457\" id=\"t1a_457\" style=\"left:734px;bottom:1011px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_457\" id=\"t1c_457\" style=\"left:800px;bottom:1011px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_457\" id=\"t1d_457\" style=\"left:822px;bottom:1011px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_457\" id=\"t1e_457\" style=\"left:87px;bottom:992px;letter-spacing:0.01px;display:inline;\">VIU </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1f_457\" style=\"left:726px;bottom:992px;letter-spacing:-0.11px;display:inline;\">700 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1g_457\" style=\"left:812px;bottom:992px;letter-spacing:-0.05px;display:inline;\">1,421 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sd_457\" id=\"t1h_457\" style=\"left:87px;bottom:974px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Carrying amount </div><div class=\"t sf_457\" id=\"t1i_457\" style=\"vertical-align: super;left:183px;bottom:980px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1j_457\" style=\"left:726px;bottom:974px;letter-spacing:-0.11px;display:inline;\">700 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1k_457\" style=\"left:812px;bottom:974px;letter-spacing:-0.05px;display:inline;\">1,421 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sd_457\" id=\"t1l_457\" style=\"left:87px;bottom:956px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Market capital</div><div class=\"t sg_457\" id=\"t1m_457\" style=\"left:169px;bottom:956px;display:inline;\">isat</div><div class=\"t sd_457\" id=\"t1n_457\" style=\"left:189px;bottom:956px;letter-spacing:0.01px;display:inline;\">ion </div><div class=\"t sf_457\" id=\"t1o_457\" style=\"vertical-align: super;left:207px;bottom:962px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1p_457\" style=\"left:730px;bottom:956px;letter-spacing:-0.06px;display:inline;\">418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1q_457\" style=\"left:815px;bottom:956px;letter-spacing:0.12px;display:inline;\">685 </div></td></tr></table><div class=\"t sb_457\" id=\"t1r_457\" style=\"left:87px;bottom:932px;display:inline;\">1 </div><div class=\"t sb_457\" id=\"t1s_457\" style=\"left:100px;bottom:932px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">The Group\u2019s 16.26% share in the net assets less other equity instruments which the Group does not hold </div><div class=\"t sb_457\" id=\"t1t_457\" style=\"left:87px;bottom:915px;display:inline;\">2 </div><div class=\"t sb_457\" id=\"t1u_457\" style=\"left:100px;bottom:915px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Number of shares held by the Group multipl</div><div class=\"t sc_457\" id=\"t1v_457\" style=\"left:299px;bottom:915px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ied by the quoted share pr</div><div class=\"t sb_457\" id=\"t1w_457\" style=\"left:420px;bottom:915px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ice at 31 December </div><div class=\"t s7_457\" id=\"t1x_457\" style=\"left:87px;bottom:884px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Basis of recoverable amount </div><div class=\"t s8_457\" id=\"t1y_457\" style=\"left:87px;bottom:866px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The impa</div><div class=\"t s9_457\" id=\"t1z_457\" style=\"left:143px;bottom:866px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irment test was performed by compar</div><div class=\"t s8_457\" id=\"t20_457\" style=\"left:367px;bottom:866px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amount of Bohai, determined as the higher of VIU and fair </div><div class=\"t s8_457\" id=\"t21_457\" style=\"left:87px;bottom:850px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">value less costs to sell, with its carrying amount. </div><div class=\"t s8_457\" id=\"t22_457\" style=\"left:87px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The value in use (\u2018VIU\u2019) is calculated using a div</div><div class=\"t s9_457\" id=\"t23_457\" style=\"left:362px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend d</div><div class=\"t s8_457\" id=\"t24_457\" style=\"left:407px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iscount model (\u2018DDM\u2019), which estimates the distr</div><div class=\"t s9_457\" id=\"t25_457\" style=\"left:693px;bottom:826px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ibutable future </div><div class=\"t s8_457\" id=\"t26_457\" style=\"left:87px;bottom:810px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">cash\ufb02ows to the equity holders, after adjust</div><div class=\"t s9_457\" id=\"t27_457\" style=\"left:344px;bottom:810px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing for regulatory cap</div><div class=\"t s8_457\" id=\"t28_457\" style=\"left:472px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ital requirements, for a 5-year period, after which a terminal </div><div class=\"t s8_457\" id=\"t29_457\" style=\"left:87px;bottom:794px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value (\u2018TV\u2019) is calculated based on the \u2018Gordon Growth\u2019 model. The key assumptions in the VIU are as follows: </div><div class=\"t s8_457\" id=\"t2a_457\" style=\"left:87px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t2b_457\" style=\"left:100px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Short to medium term project</div><div class=\"t s9_457\" id=\"t2c_457\" style=\"left:274px;bottom:770px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions are based on Group management\u2019s best est</div><div class=\"t s8_457\" id=\"t2d_457\" style=\"left:561px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imates of future pro\ufb01ts available to ordinary </div><div class=\"t s8_457\" id=\"t2e_457\" style=\"left:100px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">shareholders and have been determined with reference to the latest published \ufb01nanc</div><div class=\"t s9_457\" id=\"t2f_457\" style=\"left:604px;bottom:754px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial results and h</div><div class=\"t s8_457\" id=\"t2g_457\" style=\"left:696px;bottom:754px;letter-spacing:-0.12px;display:inline;\">istor</div><div class=\"t s9_457\" id=\"t2h_457\" style=\"left:721px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ical performance </div><div class=\"t s8_457\" id=\"t2i_457\" style=\"left:100px;bottom:738px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of Bohai </div><div class=\"t s8_457\" id=\"t2j_457\" style=\"left:87px;bottom:713px;display:inline;\">\u2022 </div><div class=\"t s9_457\" id=\"t2k_457\" style=\"left:100px;bottom:713px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The projections use ava</div><div class=\"t s8_457\" id=\"t2l_457\" style=\"left:239px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ilable informat</div><div class=\"t s9_457\" id=\"t2m_457\" style=\"left:326px;bottom:713px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_457\" id=\"t2n_457\" style=\"left:374px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">include normalised performance over the forecast period, inclus</div><div class=\"t s9_457\" id=\"t2o_457\" style=\"left:749px;bottom:713px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive of: ( </div><div class=\"t s8_457\" id=\"t2p_457\" style=\"left:790px;bottom:713px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i) asset </div><div class=\"t s8_457\" id=\"t2q_457\" style=\"left:100px;bottom:697px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">growth assumptions based on the long-term GDP growth rate for Mainland China; (i</div><div class=\"t s9_457\" id=\"t2r_457\" style=\"left:598px;bottom:697px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">i) ECL assumpt</div><div class=\"t s8_457\" id=\"t2s_457\" style=\"left:684px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions using Bohai\u2019s </div><div class=\"t s8_457\" id=\"t2t_457\" style=\"left:100px;bottom:681px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t s9_457\" id=\"t2u_457\" style=\"left:133px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ical reported ECL, based on the proport</div><div class=\"t s8_457\" id=\"t2v_457\" style=\"left:365px;bottom:681px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of ECL from loans and advances to customers and \ufb01nanc</div><div class=\"t s9_457\" id=\"t2w_457\" style=\"left:722px;bottom:681px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_457\" id=\"t2x_457\" style=\"left:739px;bottom:681px;letter-spacing:-0.14px;display:inline;\">investments </div><div class=\"t s8_457\" id=\"t2y_457\" style=\"left:100px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">measured at amortised cost and FVOCI. This was further adjusted for banking industry challenges and property market </div><div class=\"t s8_457\" id=\"t2z_457\" style=\"left:100px;bottom:649px;letter-spacing:-0.13px;display:inline;\">uncertaint</div><div class=\"t s9_457\" id=\"t30_457\" style=\"left:161px;bottom:649px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies; ( </div><div class=\"t s8_457\" id=\"t31_457\" style=\"left:187px;bottom:649px;display:inline;\">i</div><div class=\"t s9_457\" id=\"t32_457\" style=\"left:190px;bottom:649px;display:inline;\">i</div><div class=\"t s8_457\" id=\"t33_457\" style=\"left:193px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i) Net Interest Margin (NIM) increases from 2025 with reference to third party market interest rate forecasts </div><div class=\"t s8_457\" id=\"t34_457\" style=\"left:100px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in China; (iv) Net fee income estimated according to the latest available performance of Bohai and contribut</div><div class=\"t s9_457\" id=\"t35_457\" style=\"left:740px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s8_457\" id=\"t36_457\" style=\"left:100px;bottom:617px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">constituent parts (trading and fee income) ; and (v) Effective Tax Rate (ETR) based on Bohai\u2019s histor</div><div class=\"t s9_457\" id=\"t37_457\" style=\"left:684px;bottom:617px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ical reported results </div><div class=\"t s9_457\" id=\"t38_457\" style=\"left:100px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">for the short term projection, updated, for the med</div><div class=\"t s8_457\" id=\"t39_457\" style=\"left:397px;bottom:601px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ium and long term to a more conservative view </div><div class=\"t s8_457\" id=\"t3a_457\" style=\"left:87px;bottom:577px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3b_457\" style=\"left:100px;bottom:577px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The discount rate applied to these cash \ufb02ows was estimated with reference to transaction and broker data in the local </div><div class=\"t s8_457\" id=\"t3c_457\" style=\"left:100px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Chinese market, cross-checked to the capital asset pric</div><div class=\"t s9_457\" id=\"t3d_457\" style=\"left:423px;bottom:561px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ing model (CAPM), wh</div><div class=\"t s8_457\" id=\"t3e_457\" style=\"left:555px;bottom:561px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ich includes a long term risk-free rate, beta </div><div class=\"t s8_457\" id=\"t3f_457\" style=\"left:100px;bottom:545px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and company risk premium assumptions for Bohai </div><div class=\"t s8_457\" id=\"t3g_457\" style=\"left:87px;bottom:521px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3h_457\" style=\"left:100px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">A long-term GDP growth rate for Mainland China is used to extrapolate the expected short to medium term earnings to </div><div class=\"t s8_457\" id=\"t3i_457\" style=\"left:100px;bottom:505px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">perpetuity to derive a terminal value; and </div><div class=\"t s8_457\" id=\"t3j_457\" style=\"left:87px;bottom:481px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3k_457\" style=\"left:100px;bottom:481px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Capital maintenance ratio consists of a capital haircut taken in order to estimate Bohai\u2019s target regulatory capital </div><div class=\"t s8_457\" id=\"t3l_457\" style=\"left:100px;bottom:465px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">requirements over the forecast period. This haircut takes into account movements in risk weighted assets (RWA) projected </div><div class=\"t s8_457\" id=\"t3m_457\" style=\"left:100px;bottom:449px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">based on the histor</div><div class=\"t s9_457\" id=\"t3n_457\" style=\"left:214px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical proport</div><div class=\"t s8_457\" id=\"t3o_457\" style=\"left:282px;bottom:449px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of RWA to total assets and the total capital required (Core CET 1 and Min</div><div class=\"t s9_457\" id=\"t3p_457\" style=\"left:733px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum Core CET 1 </div><div class=\"t s8_457\" id=\"t3q_457\" style=\"left:100px;bottom:433px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ratios), includ</div><div class=\"t s9_457\" id=\"t3r_457\" style=\"left:177px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing requ</div><div class=\"t s8_457\" id=\"t3s_457\" style=\"left:226px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired retained earnings over time to meet the target capital ratios. RWA project</div><div class=\"t s9_457\" id=\"t3t_457\" style=\"left:687px;bottom:433px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_457\" id=\"t3u_457\" style=\"left:707px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is adjusted to re\ufb02ect </div><div class=\"t s8_457\" id=\"t3v_457\" style=\"left:100px;bottom:417px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">management\u2019s best estimates for the impact of implement</div><div class=\"t s9_457\" id=\"t3w_457\" style=\"left:449px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing Basel 3.1, effect</div><div class=\"t s8_457\" id=\"t3x_457\" style=\"left:559px;bottom:417px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ive 1 January 2024 in China. </div><div class=\"t s8_457\" id=\"t3y_457\" style=\"left:87px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The VIU model was re\ufb01ned during 2023 to include a projected summary balance sheet and more granular income statement </div><div class=\"t s8_457\" id=\"t3z_457\" style=\"left:87px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assumptions for each period. While it is impract</div><div class=\"t s9_457\" id=\"t40_457\" style=\"left:367px;bottom:377px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icable for the Group to est</div><div class=\"t s8_457\" id=\"t41_457\" style=\"left:520px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imate the impact on future periods, the key changes </div><div class=\"t s8_457\" id=\"t42_457\" style=\"left:87px;bottom:361px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to the 2023 model are summarised as follows: </div><div class=\"t s8_457\" id=\"t43_457\" style=\"left:87px;bottom:336px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t44_457\" style=\"left:100px;bottom:336px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Asset growth rates, net interest income margin and ECL assumptions were applied to the relevant balance sheet lines to </div><div class=\"t s8_457\" id=\"t45_457\" style=\"left:100px;bottom:320px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">produce the pro\ufb01t and loss forecasts for each period </div><div class=\"t s8_457\" id=\"t46_457\" style=\"left:87px;bottom:296px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t47_457\" style=\"left:100px;bottom:296px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">RWAs were modelled as a percentage of total assets, to re\ufb02ect the potential capital impact(s) of regulatory changes </div><div class=\"t s8_457\" id=\"t48_457\" style=\"left:100px;bottom:280px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">(e.g., Basel 3.1) in each period. For the purposes of the VIU for 31 December 2023, it was assumed that the min</div><div class=\"t s9_457\" id=\"t49_457\" style=\"left:736px;bottom:280px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">imum CET 1 rat</div><div class=\"t s8_457\" id=\"t4a_457\" style=\"left:824px;bottom:280px;letter-spacing:-0.16px;display:inline;\">io </div><div class=\"t s8_457\" id=\"t4b_457\" style=\"left:100px;bottom:264px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">is 8.0% (2022: 7.5%) over the forecast and terminal periods </div><div class=\"t s8_457\" id=\"t4c_457\" style=\"left:87px;bottom:240px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t4d_457\" style=\"left:100px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Consistent with the model updates explained above, net fee income was modelled separately from net interest income. </div><div class=\"t s8_457\" id=\"t4e_457\" style=\"left:87px;bottom:216px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Prior to its use, the 2023 VIU model was calibrated using the 2022 modelled assumptions. </div><div></div><div class=\"t s8_458\" id=\"td_458\" style=\"left:69px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The key assumptions used in the VIU calculation are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"te_458\" style=\"left:709px;bottom:1146px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"tg_458\" style=\"left:796px;bottom:1146px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"tf_458\" style=\"left:693px;bottom:1134px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"th_458\" style=\"left:781px;bottom:1134px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"ti_458\" style=\"left:69px;bottom:1115px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Pre-tax discount rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tj_458\" style=\"left:702px;bottom:1115px;letter-spacing:0.11px;display:inline;\">13.68 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"tk_458\" style=\"left:792px;bottom:1115px;letter-spacing:-0.11px;display:inline;\">13.03 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"tl_458\" style=\"left:69px;bottom:1097px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Long term GDP growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tm_458\" style=\"left:705px;bottom:1097px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"tn_458\" style=\"left:793px;bottom:1097px;display:inline;\">4.00 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"to_458\" style=\"left:69px;bottom:1079px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total assets growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tp_458\" style=\"left:705px;bottom:1079px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"tq_458\" style=\"left:798px;bottom:1079px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"tr_458\" style=\"vertical-align: super;left:820px;bottom:1085px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"ts_458\" style=\"left:69px;bottom:1060px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">RWA as percentage of total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tt_458\" style=\"left:664px;bottom:1060px;letter-spacing:-0.17px;display:inline;\">63.87\u201367.06 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"tu_458\" style=\"left:798px;bottom:1060px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"tv_458\" style=\"vertical-align: super;left:820px;bottom:1067px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"tw_458\" style=\"left:69px;bottom:1042px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest margin </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tx_458\" style=\"left:683px;bottom:1042px;letter-spacing:0.09px;display:inline;\">1.21\u20131.48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"ty_458\" style=\"left:770px;bottom:1042px;letter-spacing:0.05px;display:inline;\">1.50\u20131.84 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"tz_458\" style=\"left:69px;bottom:1024px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Net fee income growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t10_458\" style=\"left:705px;bottom:1024px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t11_458\" style=\"left:798px;bottom:1024px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"t12_458\" style=\"vertical-align: super;left:820px;bottom:1030px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t13_458\" style=\"left:69px;bottom:1006px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of customer loans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t14_458\" style=\"left:678px;bottom:1006px;letter-spacing:0.04px;display:inline;\">0.80-1.24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t15_458\" style=\"left:770px;bottom:1006px;letter-spacing:-0.21px;display:inline;\">0.90-1.45 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t16_458\" style=\"left:69px;bottom:988px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of \ufb01nanc</div><div class=\"t s4_458\" id=\"t17_458\" style=\"left:339px;bottom:988px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_458\" id=\"t18_458\" style=\"left:354px;bottom:988px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">investments measured at amortised cost and FVOCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t19_458\" style=\"left:677px;bottom:988px;letter-spacing:0.04px;display:inline;\">0.35-0.67 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t1a_458\" style=\"left:798px;bottom:988px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"t1b_458\" style=\"vertical-align: super;left:820px;bottom:994px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t1c_458\" style=\"left:69px;bottom:969px;word-spacing:-0.15px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t1d_458\" style=\"left:660px;bottom:969px;display:inline;\">12.02\u201316.00\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t1e_458\" style=\"left:789px;bottom:969px;display:inline;\">16.00 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t1f_458\" style=\"left:69px;bottom:951px;word-spacing:-0.13px;display:inline;\">Capital maintenance ratio </div><div class=\"t sc_458\" id=\"t1g_458\" style=\"vertical-align: super;left:218px;bottom:958px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t1h_458\" style=\"left:707px;bottom:951px;letter-spacing:0.11px;display:inline;\">8.28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t1i_458\" style=\"left:794px;bottom:951px;letter-spacing:-0.02px;display:inline;\">8.06 </div></td></tr></table><div class=\"t sa_458\" id=\"t1j_458\" style=\"left:69px;bottom:928px;display:inline;\">1 </div><div class=\"t sd_458\" id=\"t1k_458\" style=\"left:82px;bottom:928px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">These assumptions were not explic</div><div class=\"t sa_458\" id=\"t1l_458\" style=\"left:242px;bottom:928px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">itly modelled </div><div class=\"t sd_458\" id=\"t1m_458\" style=\"left:304px;bottom:928px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in 2022, therefore no comparative \ufb01gures are presented </div><div class=\"t sa_458\" id=\"t1n_458\" style=\"left:69px;bottom:911px;display:inline;\">2 </div><div class=\"t sd_458\" id=\"t1o_458\" style=\"left:82px;bottom:911px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Bohai\u2019s latest available effective tax rate (12.02%) was only used for the \ufb01rst year of the cash \ufb02ows. Thereafter, 16.00% was applied, consistent with previous </div><div class=\"t sd_458\" id=\"t1p_458\" style=\"left:82px;bottom:899px;display:inline;\">periods </div><div class=\"t sa_458\" id=\"t1q_458\" style=\"left:69px;bottom:882px;display:inline;\">3 </div><div class=\"t sd_458\" id=\"t1r_458\" style=\"left:82px;bottom:882px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Core CET 1 reported by Bohai </div><div class=\"t s8_458\" id=\"t1s_458\" style=\"left:69px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The table below discloses sensit</div><div class=\"t se_458\" id=\"t1t_458\" style=\"left:257px;bottom:859px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_458\" id=\"t1u_458\" style=\"left:267px;bottom:859px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_458\" id=\"t1v_458\" style=\"left:275px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies to the key assumpt</div><div class=\"t s8_458\" id=\"t1w_458\" style=\"left:405px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of Bohai, according to management judgement of reasonably </div><div class=\"t s8_458\" id=\"t1x_458\" style=\"left:69px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">possible changes. Changes were applied to every cash \ufb02ow year on an ind</div><div class=\"t se_458\" id=\"t1y_458\" style=\"left:506px;bottom:843px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_458\" id=\"t1z_458\" style=\"left:516px;bottom:843px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idual basis. The percentage change to the </div><div class=\"t s8_458\" id=\"t20_458\" style=\"left:69px;bottom:827px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assumptions re\ufb02ects the level at which management assess the reasonableness of the assumptions used and their impact </div><div class=\"t s8_458\" id=\"t21_458\" style=\"left:69px;bottom:811px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">on the Value in Use. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_458\" id=\"t26_458\" style=\"left:637px;bottom:792px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Key assumption change </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t28_458\" style=\"left:692px;bottom:775px;letter-spacing:0.01px;display:inline;\">Increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2d_458\" style=\"left:774px;bottom:775px;letter-spacing:0.01px;display:inline;\">Decrease </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t29_458\" style=\"left:675px;bottom:764px;letter-spacing:-0.05px;display:inline;\">Headroom/ </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2e_458\" style=\"left:762px;bottom:764px;letter-spacing:-0.05px;display:inline;\">Headroom/ </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2a_458\" style=\"left:668px;bottom:753px;letter-spacing:-0.05px;display:inline;\">(Impairment) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2f_458\" style=\"left:755px;bottom:753px;letter-spacing:-0.05px;display:inline;\">(Impairment) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_458\" id=\"t22_458\" style=\"left:69px;bottom:741px;display:inline;\">Sensit</div><div class=\"t sg_458\" id=\"t23_458\" style=\"left:98px;bottom:741px;letter-spacing:-0.03px;display:inline;\">iv</div><div class=\"t sf_458\" id=\"t24_458\" style=\"left:106px;bottom:741px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sg_458\" id=\"t25_458\" style=\"left:113px;bottom:741px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t27_458\" style=\"left:589px;bottom:741px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">basis points </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2b_458\" style=\"left:693px;bottom:741px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">$ mill</div><div class=\"t sh_458\" id=\"t2c_458\" style=\"left:717px;bottom:741px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2g_458\" style=\"left:779px;bottom:741px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">$ mill</div><div class=\"t sh_458\" id=\"t2h_458\" style=\"left:804px;bottom:741px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t2i_458\" style=\"left:69px;bottom:721px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Discount Rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2j_458\" style=\"left:624px;bottom:721px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2k_458\" style=\"left:708px;bottom:721px;letter-spacing:-0.1px;display:inline;\">(126) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2l_458\" style=\"left:799px;bottom:721px;letter-spacing:-0.13px;display:inline;\">169 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2m_458\" style=\"left:69px;bottom:702px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Long term GDP growth rate\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2n_458\" style=\"left:624px;bottom:702px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2o_458\" style=\"left:718px;bottom:702px;letter-spacing:0.09px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2p_458\" style=\"left:787px;bottom:702px;letter-spacing:-0.01px;display:inline;\">(100) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2q_458\" style=\"left:69px;bottom:683px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total assets growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2r_458\" style=\"left:624px;bottom:683px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2s_458\" style=\"left:720px;bottom:683px;letter-spacing:-0.28px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2t_458\" style=\"left:798px;bottom:683px;letter-spacing:-0.33px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2u_458\" style=\"left:69px;bottom:664px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">RWA as percentage of total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2v_458\" style=\"left:624px;bottom:664px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2w_458\" style=\"left:713px;bottom:664px;letter-spacing:-0.16px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2x_458\" style=\"left:804px;bottom:664px;letter-spacing:0.04px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t2y_458\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest margin </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2z_458\" style=\"left:632px;bottom:645px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t30_458\" style=\"left:711px;bottom:645px;letter-spacing:-0.08px;display:inline;\">452 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t31_458\" style=\"left:787px;bottom:645px;letter-spacing:-0.03px;display:inline;\">(282)\u00b2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t32_458\" style=\"left:69px;bottom:626px;word-spacing:-0.14px;display:inline;\">Net fee income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t33_458\" style=\"left:624px;bottom:626px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t34_458\" style=\"left:718px;bottom:626px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t35_458\" style=\"left:797px;bottom:626px;letter-spacing:-0.1px;display:inline;\">(51) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t36_458\" style=\"left:69px;bottom:607px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of customer loans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t37_458\" style=\"left:632px;bottom:607px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t38_458\" style=\"left:706px;bottom:607px;letter-spacing:0.01px;display:inline;\">(275) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t39_458\" style=\"left:798px;bottom:607px;letter-spacing:0.05px;display:inline;\">275 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3a_458\" style=\"left:69px;bottom:588px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of \ufb01nanc</div><div class=\"t s4_458\" id=\"t3b_458\" style=\"left:339px;bottom:588px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_458\" id=\"t3c_458\" style=\"left:354px;bottom:588px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">investments measured at amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t3d_458\" style=\"left:69px;bottom:573px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">cost and FVOCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3e_458\" style=\"left:632px;bottom:573px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3f_458\" style=\"left:710px;bottom:573px;display:inline;\">(131) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3g_458\" style=\"left:802px;bottom:573px;letter-spacing:0.04px;display:inline;\">131 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3h_458\" style=\"left:69px;bottom:554px;word-spacing:-0.15px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3i_458\" style=\"left:624px;bottom:554px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3j_458\" style=\"left:712px;bottom:554px;letter-spacing:0.02px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3k_458\" style=\"left:805px;bottom:554px;letter-spacing:0.12px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3l_458\" style=\"left:69px;bottom:535px;word-spacing:-0.13px;display:inline;\">Capital maintenance ratio </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3m_458\" style=\"left:630px;bottom:535px;letter-spacing:-0.02px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3n_458\" style=\"left:707px;bottom:535px;letter-spacing:0.06px;display:inline;\">(199) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3o_458\" style=\"left:799px;bottom:535px;letter-spacing:0.06px;display:inline;\">199 </div></td></tr></table><div class=\"t sa_458\" id=\"t3p_458\" style=\"left:69px;bottom:511px;display:inline;\">1 </div><div class=\"t sd_458\" id=\"t3q_458\" style=\"left:82px;bottom:511px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Changes in long term GDP growth rate applied only to the calculation of the terminal value </div><div class=\"t sa_458\" id=\"t3r_458\" style=\"left:69px;bottom:494px;display:inline;\">2 </div><div class=\"t sd_458\" id=\"t3s_458\" style=\"left:82px;bottom:494px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Market capital</div><div class=\"t sa_458\" id=\"t3t_458\" style=\"left:150px;bottom:494px;letter-spacing:-0.03px;display:inline;\">isat</div><div class=\"t sd_458\" id=\"t3u_458\" style=\"left:167px;bottom:494px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion of Bohai at 31 December 2023 was used as impa</div><div class=\"t sa_458\" id=\"t3v_458\" style=\"left:403px;bottom:494px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">irment \ufb02oor </div><div class=\"t s8_458\" id=\"t3w_458\" style=\"left:69px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The following table sets out the summarised \ufb01nanc</div><div class=\"t se_458\" id=\"t3x_458\" style=\"left:371px;bottom:471px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial statements of Ch</div><div class=\"t s8_458\" id=\"t3y_458\" style=\"left:490px;bottom:471px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ina Bohai Bank prior to the Group\u2019s share of the </div><div class=\"t s8_458\" id=\"t3z_458\" style=\"left:69px;bottom:455px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">associate\u2019s pro\ufb01t being applied: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t40_458\" style=\"left:675px;bottom:437px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">30 Sep 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"t43_458\" style=\"left:763px;bottom:437px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">30 Sep 2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t41_458\" style=\"left:694px;bottom:425px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sh_458\" id=\"t42_458\" style=\"left:717px;bottom:425px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_458\" id=\"t44_458\" style=\"left:783px;bottom:425px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_458\" id=\"t45_458\" style=\"left:804px;bottom:425px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t46_458\" style=\"left:69px;bottom:405px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t47_458\" style=\"left:688px;bottom:405px;letter-spacing:0.12px;display:inline;\">246,212 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t48_458\" style=\"left:776px;bottom:405px;letter-spacing:0.09px;display:inline;\">236,396 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t49_458\" style=\"left:69px;bottom:386px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">Total liab</div><div class=\"t s4_458\" id=\"t4a_458\" style=\"left:121px;bottom:386px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_458\" id=\"t4b_458\" style=\"left:127px;bottom:386px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_458\" id=\"t4c_458\" style=\"left:134px;bottom:386px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4d_458\" style=\"left:690px;bottom:386px;letter-spacing:-0.04px;display:inline;\">230,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4e_458\" style=\"left:775px;bottom:386px;display:inline;\">220,662 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t4f_458\" style=\"left:69px;bottom:348px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Operating income </div><div class=\"t sc_458\" id=\"t4g_458\" style=\"vertical-align: super;left:172px;bottom:354px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4h_458\" style=\"left:698px;bottom:348px;letter-spacing:0.15px;display:inline;\">3,640 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4i_458\" style=\"left:790px;bottom:348px;letter-spacing:-0.13px;display:inline;\">3,958 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t4j_458\" style=\"left:69px;bottom:329px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Net pro\ufb01t </div><div class=\"t sc_458\" id=\"t4k_458\" style=\"vertical-align: super;left:123px;bottom:335px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4l_458\" style=\"left:715px;bottom:329px;letter-spacing:-0.05px;display:inline;\">811 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4m_458\" style=\"left:794px;bottom:329px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t4n_458\" style=\"left:69px;bottom:310px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Other comprehensive income </div><div class=\"t sc_458\" id=\"t4o_458\" style=\"vertical-align: super;left:234px;bottom:316px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4p_458\" style=\"left:708px;bottom:310px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4q_458\" style=\"left:794px;bottom:310px;letter-spacing:-0.19px;display:inline;\">(457) </div></td></tr></table><div class=\"t sa_458\" id=\"t4r_458\" style=\"left:69px;bottom:286px;display:inline;\">1 </div>This represents twelve months of earnings (1 October to 30 September) ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfJointVenturesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116243": {
   "value": "32. Investments in subsid<div class=\"t s6_454\" id=\"t8_454\" style=\"left:252px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\">iary undertak</div><div class=\"t s5_454\" id=\"t9_454\" style=\"left:352px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\">ings, jo</div><div class=\"t s6_454\" id=\"ta_454\" style=\"left:404px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\">int ventures and assoc</div><div class=\"t s5_454\" id=\"tb_454\" style=\"left:568px;bottom:1180px;letter-spacing:-0.19px;display:inline;\">iates </div><div class=\"t s7_454\" id=\"tc_454\" style=\"left:78px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s8_454\" id=\"td_454\" style=\"left:78px;bottom:1136px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Associates and jo</div><div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div><div class=\"t sb_454\" id=\"t1y_454\" style=\"left:78px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">among other factors. </div><div class=\"t s8_454\" id=\"t1z_454\" style=\"left:78px;bottom:847px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_454\" id=\"t20_454\" style=\"left:104px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_454\" id=\"t21_454\" style=\"left:193px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_454\" id=\"t22_454\" style=\"left:78px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies judgement in determin</div><div class=\"t sb_454\" id=\"t23_454\" style=\"left:325px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t24_454\" style=\"left:347px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">if it has control, jo</div><div class=\"t sb_454\" id=\"t25_454\" style=\"left:449px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int control or s</div><div class=\"t sa_454\" id=\"t26_454\" style=\"left:531px;bottom:831px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t27_454\" style=\"left:550px;bottom:831px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t28_454\" style=\"left:590px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in\ufb02uence over subsid</div><div class=\"t sb_454\" id=\"t29_454\" style=\"left:712px;bottom:831px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t2a_454\" style=\"left:728px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, jo</div><div class=\"t sb_454\" id=\"t2b_454\" style=\"left:759px;bottom:831px;letter-spacing:-0.19px;display:inline;\">int </div><div class=\"t sa_454\" id=\"t2c_454\" style=\"left:78px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ventures and associates respectively. These judgements are based upon ident</div><div class=\"t sb_454\" id=\"t2d_454\" style=\"left:538px;bottom:815px;letter-spacing:0.12px;display:inline;\">ify</div><div class=\"t sa_454\" id=\"t2e_454\" style=\"left:552px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the relevant activ</div><div class=\"t sb_454\" id=\"t2f_454\" style=\"left:677px;bottom:815px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2g_454\" style=\"left:685px;bottom:815px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies of counterparties, </div><div class=\"t sa_454\" id=\"t2h_454\" style=\"left:78px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">being those activ</div><div class=\"t sb_454\" id=\"t2i_454\" style=\"left:180px;bottom:799px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2j_454\" style=\"left:188px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that sign</div><div class=\"t sb_454\" id=\"t2k_454\" style=\"left:258px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly affect the ent</div><div class=\"t sa_454\" id=\"t2l_454\" style=\"left:389px;bottom:799px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_454\" id=\"t2m_454\" style=\"left:396px;bottom:799px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies returns, and further mak</div><div class=\"t sa_454\" id=\"t2n_454\" style=\"left:558px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing a decis</div><div class=\"t sb_454\" id=\"t2o_454\" style=\"left:621px;bottom:799px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_454\" id=\"t2p_454\" style=\"left:657px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the Group has control </div><div class=\"t sa_454\" id=\"t2q_454\" style=\"left:78px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">over those entit</div><div class=\"t sb_454\" id=\"t2r_454\" style=\"left:170px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies, joint control, or has s</div><div class=\"t sa_454\" id=\"t2s_454\" style=\"left:311px;bottom:783px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t2t_454\" style=\"left:329px;bottom:783px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t2u_454\" style=\"left:369px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in\ufb02uence (being the power to partic</div><div class=\"t sb_454\" id=\"t2v_454\" style=\"left:581px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ipate </div><div class=\"t sa_454\" id=\"t2w_454\" style=\"left:615px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the \ufb01nanc</div><div class=\"t sb_454\" id=\"t2x_454\" style=\"left:688px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t sa_454\" id=\"t2y_454\" style=\"left:771px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t2z_454\" style=\"left:78px;bottom:767px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">policy decis</div><div class=\"t sb_454\" id=\"t30_454\" style=\"left:146px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ions but not control them). </div><div class=\"t sa_454\" id=\"t31_454\" style=\"left:78px;bottom:743px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">These judgements are at times determined by equity holdings, and the voting rights associated with those holdings. </div><div class=\"t sa_454\" id=\"t32_454\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">However, further considerat</div><div class=\"t sb_454\" id=\"t33_454\" style=\"left:242px;bottom:727px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t34_454\" style=\"left:269px;bottom:727px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_454\" id=\"t35_454\" style=\"left:304px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing but not l</div><div class=\"t sa_454\" id=\"t36_454\" style=\"left:374px;bottom:727px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t37_454\" style=\"left:389px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ited to board seats, adv</div><div class=\"t sa_454\" id=\"t38_454\" style=\"left:530px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isory committee members and special</div><div class=\"t sb_454\" id=\"t39_454\" style=\"left:755px;bottom:727px;letter-spacing:-0.15px;display:inline;\">ist </div><div class=\"t sa_454\" id=\"t3a_454\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">knowledge of some decis</div><div class=\"t sb_454\" id=\"t3b_454\" style=\"left:228px;bottom:711px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion-makers are also taken </div><div class=\"t sa_454\" id=\"t3c_454\" style=\"left:383px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">into account. Further judgement is required when determin</div><div class=\"t sb_454\" id=\"t3d_454\" style=\"left:730px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t3e_454\" style=\"left:752px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_454\" id=\"t3f_454\" style=\"left:78px;bottom:695px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group has de-facto control over an entity even though it may hold less than 50% of the voting shares of that entity. </div><div class=\"t sa_454\" id=\"t3g_454\" style=\"left:78px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Judgement is required to determine the relative size of the Group\u2019s shareholding when compared to the size and dispers</div><div class=\"t sb_454\" id=\"t3h_454\" style=\"left:782px;bottom:679px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_454\" id=\"t3i_454\" style=\"left:78px;bottom:663px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">of other shareholders. </div><div class=\"t sa_454\" id=\"t3j_454\" style=\"left:78px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Impairment testing of investments in associates and jo</div><div class=\"t sb_454\" id=\"t3k_454\" style=\"left:400px;bottom:639px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">int ventures, and on a Company level </div><div class=\"t sa_454\" id=\"t3l_454\" style=\"left:620px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments in subsid</div><div class=\"t sb_454\" id=\"t3m_454\" style=\"left:746px;bottom:639px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t3n_454\" style=\"left:761px;bottom:639px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies is </div><div class=\"t sa_454\" id=\"t3o_454\" style=\"left:78px;bottom:623px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">performed if there is a possible ind</div><div class=\"t sb_454\" id=\"t3p_454\" style=\"left:280px;bottom:623px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t sa_454\" id=\"t3q_454\" style=\"left:332px;bottom:623px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3r_454\" style=\"left:363px;bottom:623px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. Judgement </div><div class=\"t sa_454\" id=\"t3s_454\" style=\"left:478px;bottom:623px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is used to determine if there is object</div><div class=\"t sb_454\" id=\"t3t_454\" style=\"left:693px;bottom:623px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t3u_454\" style=\"left:726px;bottom:623px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of </div><div class=\"t sa_454\" id=\"t3v_454\" style=\"left:78px;bottom:607px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3w_454\" style=\"left:109px;bottom:607px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment. Objective ev</div><div class=\"t sa_454\" id=\"t3x_454\" style=\"left:227px;bottom:607px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idence may be observable data such as losses incurred on the investment when applying the </div><div class=\"t sa_454\" id=\"t3y_454\" style=\"left:78px;bottom:591px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">equity method, the granting of concessions as a result of \ufb01nanc</div><div class=\"t sb_454\" id=\"t3z_454\" style=\"left:451px;bottom:591px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_454\" id=\"t40_454\" style=\"left:475px;bottom:591px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_454\" id=\"t41_454\" style=\"left:488px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, or breaches of contracts/regulatory \ufb01nes of the </div><div class=\"t sa_454\" id=\"t42_454\" style=\"left:78px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">associate or jo</div><div class=\"t sb_454\" id=\"t43_454\" style=\"left:163px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">int venture. Further judgement </div><div class=\"t sa_454\" id=\"t44_454\" style=\"left:344px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required when consider</div><div class=\"t sb_454\" id=\"t45_454\" style=\"left:494px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing broader </div><div class=\"t sa_454\" id=\"t46_454\" style=\"left:566px;bottom:575px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_454\" id=\"t47_454\" style=\"left:585px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t sa_454\" id=\"t48_454\" style=\"left:643px;bottom:575px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t49_454\" style=\"left:674px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment such as losses </div><div class=\"t sa_454\" id=\"t4a_454\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of active markets or ratings downgrades across key markets in which the associate or jo</div><div class=\"t sb_454\" id=\"t4b_454\" style=\"left:593px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int venture operate </div><div class=\"t sa_454\" id=\"t4c_454\" style=\"left:709px;bottom:559px;letter-spacing:-0.12px;display:inline;\">in. </div><div class=\"t sa_454\" id=\"t4d_454\" style=\"left:78px;bottom:535px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Impairment testing is based on estimates includ</div><div class=\"t sb_454\" id=\"t4e_454\" style=\"left:361px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing forecast</div><div class=\"t sa_454\" id=\"t4f_454\" style=\"left:431px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the expected cash \ufb02ows from the investments, growth rates, </div><div class=\"t sa_454\" id=\"t4g_454\" style=\"left:78px;bottom:519px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">terminal values and the discount rate used in calculation of the present values of those cash \ufb02ows. The estimat</div><div class=\"t sb_454\" id=\"t4h_454\" style=\"left:728px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of future </div><div class=\"t sa_454\" id=\"t4i_454\" style=\"left:78px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">cash \ufb02ows and the level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sb_454\" id=\"t4j_454\" style=\"left:627px;bottom:503px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cant judgement. </div><div class=\"t s8_454\" id=\"t4k_454\" style=\"left:78px;bottom:478px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Business combinat</div><div class=\"t s9_454\" id=\"t4l_454\" style=\"left:188px;bottom:478px;letter-spacing:-0.11px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t4m_454\" style=\"left:78px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The acquis</div><div class=\"t sb_454\" id=\"t4n_454\" style=\"left:142px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4o_454\" style=\"left:150px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion method of accounting is used to account for the acquis</div><div class=\"t sb_454\" id=\"t4p_454\" style=\"left:496px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4q_454\" style=\"left:503px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of subsid</div><div class=\"t sb_454\" id=\"t4r_454\" style=\"left:577px;bottom:462px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4s_454\" style=\"left:592px;bottom:462px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies by the Group. </div><div class=\"t sb_454\" id=\"t4t_454\" style=\"left:78px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the Company\u2019s \ufb01nancial statements, </div><div class=\"t sa_454\" id=\"t4u_454\" style=\"left:310px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment in subsid</div><div class=\"t sb_454\" id=\"t4v_454\" style=\"left:430px;bottom:438px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4w_454\" style=\"left:445px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, associates and jo</div><div class=\"t sb_454\" id=\"t4x_454\" style=\"left:569px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are held at cost less </div><div class=\"t sa_454\" id=\"t4y_454\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t4z_454\" style=\"left:109px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and d</div><div class=\"t sa_454\" id=\"t50_454\" style=\"left:185px;bottom:422px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t sb_454\" id=\"t51_454\" style=\"left:195px;bottom:422px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idends from pre-acqu</div><div class=\"t sa_454\" id=\"t52_454\" style=\"left:323px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"t53_454\" style=\"left:332px;bottom:422px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t54_454\" style=\"left:340px;bottom:422px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pro\ufb01ts received prior to 1 January 2009, if any. Inter-company transactions, </div><div class=\"t sa_454\" id=\"t55_454\" style=\"left:78px;bottom:406px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">balances and unrealised gains and losses on transactions between Group companies are elim</div><div class=\"t sb_454\" id=\"t56_454\" style=\"left:633px;bottom:406px;letter-spacing:-0.13px;display:inline;\">inated </div><div class=\"t sa_454\" id=\"t57_454\" style=\"left:674px;bottom:406px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">in the Group accounts. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_454\" id=\"t5b_454\" style=\"left:709px;bottom:379px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_454\" id=\"t5e_454\" style=\"left:796px;bottom:379px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_454\" id=\"t58_454\" style=\"left:69px;bottom:367px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Investments in subsid</div><div class=\"t s3_454\" id=\"t59_454\" style=\"left:191px;bottom:367px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t s2_454\" id=\"t5a_454\" style=\"left:269px;bottom:367px;letter-spacing:0.07px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_454\" id=\"t5c_454\" style=\"left:694px;bottom:368px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sd_454\" id=\"t5d_454\" style=\"left:717px;bottom:368px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_454\" id=\"t5f_454\" style=\"left:783px;bottom:368px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_454\" id=\"t5g_454\" style=\"left:804px;bottom:368px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_454\" id=\"t5h_454\" style=\"left:69px;bottom:348px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">As at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5i_454\" style=\"left:693px;bottom:348px;letter-spacing:-0.09px;display:inline;\">60,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5j_454\" style=\"left:781px;bottom:348px;letter-spacing:-0.07px;display:inline;\">60,429 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sg_454\" id=\"t5k_454\" style=\"left:69px;bottom:329px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_454\" id=\"t5l_454\" style=\"left:101px;bottom:329px;letter-spacing:0.01px;display:inline;\">ions </div><div class=\"t sh_454\" id=\"t5m_454\" style=\"vertical-align: super;left:123px;bottom:335px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5n_454\" style=\"left:702px;bottom:329px;letter-spacing:0.18px;display:inline;\">1,566 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5o_454\" style=\"left:791px;bottom:329px;letter-spacing:0.1px;display:inline;\">1,545 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sg_454\" id=\"t5p_454\" style=\"left:69px;bottom:310px;letter-spacing:0.04px;display:inline;\">Disposal </div><div class=\"t sh_454\" id=\"t5q_454\" style=\"vertical-align: super;left:118px;bottom:316px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5r_454\" style=\"left:697px;bottom:310px;letter-spacing:0.01px;display:inline;\">(1,750) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5s_454\" style=\"left:793px;bottom:310px;letter-spacing:-0.07px;display:inline;\">(999) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_454\" id=\"t5t_454\" style=\"left:69px;bottom:291px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_454\" id=\"t5u_454\" style=\"left:695px;bottom:291px;letter-spacing:0.01px;display:inline;\">60,791 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_454\" id=\"t5v_454\" style=\"left:782px;bottom:291px;letter-spacing:-0.15px;display:inline;\">60,975 </div></td></tr>\n                                        </table><div class=\"t se_454\" id=\"t5w_454\" style=\"left:69px;bottom:267px;display:inline;\">1 </div><div class=\"t sf_454\" id=\"t5x_454\" style=\"left:82px;bottom:267px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes internal Addit</div><div class=\"t se_454\" id=\"t5y_454\" style=\"left:186px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t5z_454\" style=\"left:216px;bottom:267px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ier 1 Issuances of $992 mill</div><div class=\"t se_454\" id=\"t60_454\" style=\"left:332px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard Chartered Bank and $575 m</div><div class=\"t sf_454\" id=\"t61_454\" style=\"left:535px;bottom:267px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_454\" id=\"t62_454\" style=\"left:542px;bottom:267px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion add</div><div class=\"t sf_454\" id=\"t63_454\" style=\"left:578px;bottom:267px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t64_454\" style=\"left:584px;bottom:267px;letter-spacing:-0.04px;display:inline;\">ional </div><div class=\"t sf_454\" id=\"t65_454\" style=\"left:609px;bottom:267px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">investment in Standard Chartered Holdings </div><div class=\"t sf_454\" id=\"t66_454\" style=\"left:82px;bottom:255px;letter-spacing:-0.06px;display:inline;\">Lim</div><div class=\"t se_454\" id=\"t67_454\" style=\"left:99px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited (31 December 2022: Add</div><div class=\"t sf_454\" id=\"t68_454\" style=\"left:231px;bottom:255px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t69_454\" style=\"left:237px;bottom:255px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6a_454\" style=\"left:267px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ier 1 issuances of $1 bill</div><div class=\"t se_454\" id=\"t6b_454\" style=\"left:367px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion by Standard Chartered Bank and $500 m</div><div class=\"t sf_454\" id=\"t6c_454\" style=\"left:573px;bottom:255px;letter-spacing:-0.06px;display:inline;\">ill</div><div class=\"t se_454\" id=\"t6d_454\" style=\"left:579px;bottom:255px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard Chartered Bank (Hong Kong) Ltd) </div><div class=\"t se_454\" id=\"t6e_454\" style=\"left:69px;bottom:238px;display:inline;\">2 </div><div class=\"t sf_454\" id=\"t6f_454\" style=\"left:82px;bottom:238px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Includes redemption of Addit</div><div class=\"t se_454\" id=\"t6g_454\" style=\"left:216px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6h_454\" style=\"left:246px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ier1 capital of $1 bill</div><div class=\"t se_454\" id=\"t6i_454\" style=\"left:333px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ion by Standard Chartered Bank (31 December 2022: Add</div><div class=\"t sf_454\" id=\"t6j_454\" style=\"left:594px;bottom:238px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t se_454\" id=\"t6k_454\" style=\"left:600px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ional T</div><div class=\"t sf_454\" id=\"t6l_454\" style=\"left:631px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">ier1 capital of $1 bill</div><div class=\"t se_454\" id=\"t6m_454\" style=\"left:717px;bottom:238px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion by Standard </div><div class=\"t se_454\" id=\"t6n_454\" style=\"left:82px;bottom:227px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Chartered Bank) </div><div></div><div class=\"t s7_455\" id=\"tc_455\" style=\"left:87px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">At 31 December 2023, the princ</div><div class=\"t s8_455\" id=\"td_455\" style=\"left:268px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal subs</div><div class=\"t s7_455\" id=\"te_455\" style=\"left:320px;bottom:1157px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"tf_455\" style=\"left:331px;bottom:1157px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s7_455\" id=\"tg_455\" style=\"left:410px;bottom:1157px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings, all ind</div><div class=\"t s8_455\" id=\"th_455\" style=\"left:475px;bottom:1157px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irectly held except for Standard Chartered Bank (Hong Kong) </div><div class=\"t s7_455\" id=\"ti_455\" style=\"left:87px;bottom:1141px;letter-spacing:-0.16px;display:inline;\">Lim</div><div class=\"t s8_455\" id=\"tj_455\" style=\"left:108px;bottom:1141px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ited, and pr</div><div class=\"t s7_455\" id=\"tk_455\" style=\"left:176px;bottom:1141px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_455\" id=\"tl_455\" style=\"left:193px;bottom:1141px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ipally engaged </div><div class=\"t s7_455\" id=\"tm_455\" style=\"left:285px;bottom:1141px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the business of banking and provis</div><div class=\"t s8_455\" id=\"tn_455\" style=\"left:502px;bottom:1141px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion of other \ufb01nancial serv</div><div class=\"t s7_455\" id=\"to_455\" style=\"left:650px;bottom:1141px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ices, were as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"ts_455\" style=\"left:768px;bottom:1122px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Group interest </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tt_455\" style=\"left:784px;bottom:1111px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">in ordinary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tu_455\" style=\"left:774px;bottom:1099px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">share capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"tp_455\" style=\"left:87px;bottom:1088px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Country and place of incorporation or registrat</div><div class=\"t sa_455\" id=\"tq_455\" style=\"left:307px;bottom:1088px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"tr_455\" style=\"left:433px;bottom:1088px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Main areas of operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"tv_455\" style=\"left:826px;bottom:1088px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tw_455\" style=\"left:87px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank, England and Wales </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tx_455\" style=\"left:433px;bottom:1068px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">United Kingdom, Middle East, South Asia, Asia Pacif</div><div class=\"t sc_455\" id=\"ty_455\" style=\"left:722px;bottom:1068px;letter-spacing:-0.03px;display:inline;\">ic, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"tz_455\" style=\"left:433px;bottom:1053px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Americas and, through Group companies, Africa </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t10_455\" style=\"left:815px;bottom:1053px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t11_455\" style=\"left:87px;bottom:1034px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t sc_455\" id=\"t12_455\" style=\"left:329px;bottom:1034px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">ited, Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t13_455\" style=\"left:433px;bottom:1034px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t14_455\" style=\"left:815px;bottom:1034px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t15_455\" style=\"left:87px;bottom:1015px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Standard Chartered Bank (Singapore) Lim</div><div class=\"t sc_455\" id=\"t16_455\" style=\"left:322px;bottom:1015px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ited, S</div><div class=\"t sb_455\" id=\"t17_455\" style=\"left:356px;bottom:1015px;letter-spacing:0.03px;display:inline;\">ingapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t18_455\" style=\"left:433px;bottom:1015px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t19_455\" style=\"left:815px;bottom:1015px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1a_455\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank Korea Lim</div><div class=\"t sc_455\" id=\"t1b_455\" style=\"left:290px;bottom:996px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ited, Korea </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1c_455\" style=\"left:433px;bottom:996px;letter-spacing:-0.03px;display:inline;\">Korea </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1d_455\" style=\"left:815px;bottom:996px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1e_455\" style=\"left:87px;bottom:977px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (China) Lim</div><div class=\"t sc_455\" id=\"t1f_455\" style=\"left:297px;bottom:977px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ited, Ch</div><div class=\"t sb_455\" id=\"t1g_455\" style=\"left:340px;bottom:977px;letter-spacing:-0.11px;display:inline;\">ina\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1h_455\" style=\"left:433px;bottom:977px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1i_455\" style=\"left:815px;bottom:977px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1j_455\" style=\"left:87px;bottom:958px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (Taiwan) Lim</div><div class=\"t sc_455\" id=\"t1k_455\" style=\"left:307px;bottom:958px;letter-spacing:-0.21px;word-spacing:0.06px;display:inline;\">ited, Ta</div><div class=\"t sb_455\" id=\"t1l_455\" style=\"left:348px;bottom:958px;display:inline;\">iwan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1m_455\" style=\"left:433px;bottom:958px;letter-spacing:-0.22px;display:inline;\">Taiwan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1n_455\" style=\"left:815px;bottom:958px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1o_455\" style=\"left:87px;bottom:939px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank AG, Germany </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1p_455\" style=\"left:433px;bottom:939px;letter-spacing:0.06px;display:inline;\">Germany </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1q_455\" style=\"left:815px;bottom:939px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1r_455\" style=\"left:87px;bottom:920px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Malaysia Berhad, Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t1s_455\" style=\"left:433px;bottom:920px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t1t_455\" style=\"left:815px;bottom:920px;letter-spacing:0.13px;display:inline;\">100 </div></td></tr></table><div class=\"t se_455\" id=\"t1u_455\" style=\"left:87px;bottom:896px;display:inline;\">1 </div><div class=\"t se_455\" id=\"t1v_455\" style=\"left:100px;bottom:896px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">Under PRC law, registered as Standard Chartered Bank (China) Lim</div><div class=\"t sf_455\" id=\"t1w_455\" style=\"left:406px;bottom:896px;letter-spacing:-0.03px;display:inline;\">ited </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t20_455\" style=\"left:768px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">Group interest </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t21_455\" style=\"left:784px;bottom:867px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">in ordinary </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t22_455\" style=\"left:774px;bottom:856px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">share capital </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"t1x_455\" style=\"left:87px;bottom:844px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">Country and place of incorporation or registrat</div><div class=\"t sa_455\" id=\"t1y_455\" style=\"left:307px;bottom:844px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_455\" id=\"t1z_455\" style=\"left:433px;bottom:844px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Main areas of operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_455\" id=\"t23_455\" style=\"left:826px;bottom:844px;display:inline;\">% </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t24_455\" style=\"left:87px;bottom:824px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank (Thai) Public Company Lim</div><div class=\"t sc_455\" id=\"t25_455\" style=\"left:385px;bottom:824px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t26_455\" style=\"left:87px;bottom:810px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t27_455\" style=\"left:433px;bottom:810px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t28_455\" style=\"left:805px;bottom:810px;letter-spacing:-0.16px;display:inline;\">99.87 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t29_455\" style=\"left:87px;bottom:791px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank (Pakistan) Lim</div><div class=\"t sc_455\" id=\"t2a_455\" style=\"left:313px;bottom:791px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ited, Pak</div><div class=\"t sb_455\" id=\"t2b_455\" style=\"left:360px;bottom:791px;letter-spacing:0.01px;display:inline;\">istan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2c_455\" style=\"left:433px;bottom:791px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2d_455\" style=\"left:804px;bottom:791px;letter-spacing:-0.07px;display:inline;\">98.99 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2e_455\" style=\"left:87px;bottom:772px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Botswana Lim</div><div class=\"t sc_455\" id=\"t2f_455\" style=\"left:313px;bottom:772px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">ited, Botswana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2g_455\" style=\"left:433px;bottom:772px;letter-spacing:0.09px;display:inline;\">Botswana </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2h_455\" style=\"left:805px;bottom:772px;letter-spacing:0.07px;display:inline;\">75.83 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2i_455\" style=\"left:87px;bottom:753px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank Kenya Lim</div><div class=\"t sc_455\" id=\"t2j_455\" style=\"left:291px;bottom:753px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">ited, Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2k_455\" style=\"left:433px;bottom:753px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2l_455\" style=\"left:805px;bottom:753px;letter-spacing:-0.13px;display:inline;\">74.32 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2m_455\" style=\"left:87px;bottom:734px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Nepal Lim</div><div class=\"t sc_455\" id=\"t2n_455\" style=\"left:291px;bottom:734px;word-spacing:-0.14px;display:inline;\">ited, Nepal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2o_455\" style=\"left:433px;bottom:734px;letter-spacing:0.05px;display:inline;\">Nepal </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2p_455\" style=\"left:807px;bottom:734px;letter-spacing:-0.1px;display:inline;\">70.21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2q_455\" style=\"left:87px;bottom:715px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Ghana PLC, Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2r_455\" style=\"left:433px;bottom:715px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2s_455\" style=\"left:805px;bottom:715px;letter-spacing:-0.28px;display:inline;\">69.42 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2t_455\" style=\"left:87px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Mox Bank Lim</div><div class=\"t sc_455\" id=\"t2u_455\" style=\"left:165px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">ited, Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_455\" id=\"t2v_455\" style=\"left:433px;bottom:695px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_455\" id=\"t2w_455\" style=\"left:804px;bottom:695px;letter-spacing:0.12px;display:inline;\">68.29 </div></td></tr></table><div class=\"t s7_455\" id=\"t2x_455\" style=\"left:87px;bottom:666px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">A complete list of subsid</div><div class=\"t s8_455\" id=\"t2y_455\" style=\"left:229px;bottom:666px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s7_455\" id=\"t2z_455\" style=\"left:309px;bottom:666px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing is included in Note 40. </div><div class=\"t s7_455\" id=\"t30_455\" style=\"left:87px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The Group does not have any material non-controlling interest except as listed above, which contribute $35 mill</div><div class=\"t s8_455\" id=\"t31_455\" style=\"left:742px;bottom:642px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_455\" id=\"t32_455\" style=\"left:87px;bottom:626px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">(31 December 2022: $(6.2) mill</div><div class=\"t s8_455\" id=\"t33_455\" style=\"left:260px;bottom:626px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">ion) of the (loss)/Pro\ufb01t attr</div><div class=\"t s7_455\" id=\"t34_455\" style=\"left:415px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ibutable to non-controlling interest and $290 mill</div><div class=\"t s8_455\" id=\"t35_455\" style=\"left:703px;bottom:626px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t s7_455\" id=\"t36_455\" style=\"left:87px;bottom:610px;letter-spacing:-0.28px;word-spacing:0.01px;display:inline;\">$261 mill</div><div class=\"t s8_455\" id=\"t37_455\" style=\"left:134px;bottom:610px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ion) of the equ</div><div class=\"t s7_455\" id=\"t38_455\" style=\"left:220px;bottom:610px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ity attributable to non-controlling interests. </div><div class=\"t s7_455\" id=\"t39_455\" style=\"left:87px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">During 2023 the Group disposed of its investments in Pembroke Group Lim</div><div class=\"t s8_455\" id=\"t3a_455\" style=\"left:523px;bottom:585px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ited (Isle of Man), Pembroke A</div><div class=\"t s7_455\" id=\"t3b_455\" style=\"left:699px;bottom:585px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ircraft Leasing Holdings </div><div class=\"t s7_455\" id=\"t3c_455\" style=\"left:87px;bottom:569px;letter-spacing:-0.16px;display:inline;\">Lim</div><div class=\"t s8_455\" id=\"t3d_455\" style=\"left:108px;bottom:569px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ited and Pembroke A</div><div class=\"t s7_455\" id=\"t3e_455\" style=\"left:232px;bottom:569px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ircraft Leasing (Tianjin) Lim</div><div class=\"t s8_455\" id=\"t3f_455\" style=\"left:392px;bottom:569px;letter-spacing:-0.3px;word-spacing:0.04px;display:inline;\">ited (Ch</div><div class=\"t s7_455\" id=\"t3g_455\" style=\"left:439px;bottom:569px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ina). The carrying amount was composed of Property, plant and </div><div class=\"t s7_455\" id=\"t3h_455\" style=\"left:87px;bottom:553px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">equipment of $3,249 mill</div><div class=\"t s8_455\" id=\"t3i_455\" style=\"left:230px;bottom:553px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">ion, Goodw</div><div class=\"t s7_455\" id=\"t3j_455\" style=\"left:298px;bottom:553px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ill and intang</div><div class=\"t s8_455\" id=\"t3k_455\" style=\"left:376px;bottom:553px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ible assets of $23 m</div><div class=\"t s7_455\" id=\"t3l_455\" style=\"left:490px;bottom:553px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t3m_455\" style=\"left:498px;bottom:553px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion, Other assets of $124 m</div><div class=\"t s7_455\" id=\"t3n_455\" style=\"left:654px;bottom:553px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t3o_455\" style=\"left:663px;bottom:553px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion and Other l</div><div class=\"t s7_455\" id=\"t3p_455\" style=\"left:751px;bottom:553px;letter-spacing:-0.18px;display:inline;\">iab</div><div class=\"t s8_455\" id=\"t3q_455\" style=\"left:770px;bottom:553px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t3r_455\" style=\"left:776px;bottom:553px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t3s_455\" style=\"left:784px;bottom:553px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies of </div><div class=\"t s7_455\" id=\"t3t_455\" style=\"left:87px;bottom:537px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">$292 mill</div><div class=\"t s8_455\" id=\"t3u_455\" style=\"left:137px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. The pr</div><div class=\"t s7_455\" id=\"t3v_455\" style=\"left:199px;bottom:537px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s8_455\" id=\"t3w_455\" style=\"left:216px;bottom:537px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ipal act</div><div class=\"t s7_455\" id=\"t3x_455\" style=\"left:260px;bottom:537px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_455\" id=\"t3y_455\" style=\"left:270px;bottom:537px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of these subs</div><div class=\"t s7_455\" id=\"t3z_455\" style=\"left:364px;bottom:537px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"t40_455\" style=\"left:375px;bottom:537px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t41_455\" style=\"left:391px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies was the aviat</div><div class=\"t s8_455\" id=\"t42_455\" style=\"left:489px;bottom:537px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion \ufb01nance leas</div><div class=\"t s7_455\" id=\"t43_455\" style=\"left:582px;bottom:537px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing business. In Q1 2023, the aviat</div><div class=\"t s8_455\" id=\"t44_455\" style=\"left:777px;bottom:537px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_455\" id=\"t45_455\" style=\"left:87px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">\ufb01nance leasing business was classif</div><div class=\"t s8_455\" id=\"t46_455\" style=\"left:296px;bottom:521px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ied as held for sale and was subsequently sold on 2nd November 2023 for a total </div><div class=\"t s7_455\" id=\"t47_455\" style=\"left:87px;bottom:505px;letter-spacing:-0.14px;display:inline;\">considerat</div><div class=\"t s8_455\" id=\"t48_455\" style=\"left:150px;bottom:505px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion of $3,570 m</div><div class=\"t s7_455\" id=\"t49_455\" style=\"left:238px;bottom:505px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t4a_455\" style=\"left:247px;bottom:505px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion. The ga</div><div class=\"t s7_455\" id=\"t4b_455\" style=\"left:312px;bottom:505px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in on sale of the business was $309 mill</div><div class=\"t s8_455\" id=\"t4c_455\" style=\"left:540px;bottom:505px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion. In add</div><div class=\"t s7_455\" id=\"t4d_455\" style=\"left:601px;bottom:505px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t4e_455\" style=\"left:609px;bottom:505px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion the Group d</div><div class=\"t s7_455\" id=\"t4f_455\" style=\"left:701px;bottom:505px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isposed of its wholly </div><div class=\"t s7_455\" id=\"t4g_455\" style=\"left:87px;bottom:489px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">owned subsid</div><div class=\"t s8_455\" id=\"t4h_455\" style=\"left:168px;bottom:489px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t4i_455\" style=\"left:184px;bottom:489px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies Cardspal Pte. Ltd. and Kozagi during 2023. The gain on sale of Cardspal Pte. Ltd. and Kozagi comprised </div><div class=\"t s7_455\" id=\"t4j_455\" style=\"left:87px;bottom:473px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">$12 mill</div><div class=\"t s8_455\" id=\"t4k_455\" style=\"left:128px;bottom:473px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion and $7 m</div><div class=\"t s7_455\" id=\"t4l_455\" style=\"left:203px;bottom:473px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_455\" id=\"t4m_455\" style=\"left:212px;bottom:473px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion, respect</div><div class=\"t s7_455\" id=\"t4n_455\" style=\"left:280px;bottom:473px;letter-spacing:-0.28px;display:inline;\">ively. </div><div class=\"t s7_455\" id=\"t4o_455\" style=\"left:87px;bottom:449px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">While the Group\u2019s subsid</div><div class=\"t s8_455\" id=\"t4p_455\" style=\"left:232px;bottom:449px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sg_455\" id=\"t4q_455\" style=\"left:247px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies are subject to local statutory capital and liqu</div><div class=\"t s8_455\" id=\"t4r_455\" style=\"left:529px;bottom:449px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_455\" id=\"t4s_455\" style=\"left:540px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity requirements in relation to foreign exchange </div><div class=\"t s7_455\" id=\"t4t_455\" style=\"left:87px;bottom:433px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">remittance, these restrict</div><div class=\"t s8_455\" id=\"t4u_455\" style=\"left:233px;bottom:433px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ions ar</div><div class=\"t s7_455\" id=\"t4v_455\" style=\"left:273px;bottom:433px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ise in the normal course of business and do not sign</div><div class=\"t s8_455\" id=\"t4w_455\" style=\"left:574px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cantly restr</div><div class=\"t s7_455\" id=\"t4x_455\" style=\"left:650px;bottom:433px;letter-spacing:-0.24px;word-spacing:-0.02px;display:inline;\">ict the Group\u2019s abil</div><div class=\"t s8_455\" id=\"t4y_455\" style=\"left:758px;bottom:433px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity to access </div><div class=\"t s7_455\" id=\"t4z_455\" style=\"left:87px;bottom:417px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">or use assets and settle liab</div><div class=\"t s8_455\" id=\"t50_455\" style=\"left:249px;bottom:417px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t51_455\" style=\"left:254px;bottom:417px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t52_455\" style=\"left:262px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies of the Group. </div><div class=\"t s7_455\" id=\"t53_455\" style=\"left:87px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group does not have sign</div><div class=\"t s8_455\" id=\"t54_455\" style=\"left:263px;bottom:393px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">i\ufb01cant restr</div><div class=\"t s7_455\" id=\"t55_455\" style=\"left:330px;bottom:393px;letter-spacing:-0.19px;display:inline;\">ict</div><div class=\"t s8_455\" id=\"t56_455\" style=\"left:344px;bottom:393px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions on </div><div class=\"t s7_455\" id=\"t57_455\" style=\"left:388px;bottom:393px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its abil</div><div class=\"t s8_455\" id=\"t58_455\" style=\"left:427px;bottom:393px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity to access or use </div><div class=\"t s7_455\" id=\"t59_455\" style=\"left:539px;bottom:393px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">its assets and settle its liab</div><div class=\"t s8_455\" id=\"t5a_455\" style=\"left:696px;bottom:393px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_455\" id=\"t5b_455\" style=\"left:702px;bottom:393px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_455\" id=\"t5c_455\" style=\"left:709px;bottom:393px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies other than those </div><div class=\"t s7_455\" id=\"t5d_455\" style=\"left:87px;bottom:377px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">resulting from the regulatory framework with</div><div class=\"t s8_455\" id=\"t5e_455\" style=\"left:352px;bottom:377px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in wh</div><div class=\"t s7_455\" id=\"t5f_455\" style=\"left:384px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ich the banking subsid</div><div class=\"t s8_455\" id=\"t5g_455\" style=\"left:516px;bottom:377px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t5h_455\" style=\"left:531px;bottom:377px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies operate. These frameworks require banking </div><div class=\"t s7_455\" id=\"t5i_455\" style=\"left:87px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">operations to keep certain levels of regulatory capital, liqu</div><div class=\"t s8_455\" id=\"t5j_455\" style=\"left:428px;bottom:361px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">id assets, exposure l</div><div class=\"t s7_455\" id=\"t5k_455\" style=\"left:544px;bottom:361px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_455\" id=\"t5l_455\" style=\"left:559px;bottom:361px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">its and comply w</div><div class=\"t s7_455\" id=\"t5m_455\" style=\"left:659px;bottom:361px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ith other required ratios. </div><div class=\"t s7_455\" id=\"t5n_455\" style=\"left:87px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">These restrict</div><div class=\"t s8_455\" id=\"t5o_455\" style=\"left:166px;bottom:345px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ions are summar</div><div class=\"t s7_455\" id=\"t5p_455\" style=\"left:264px;bottom:345px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ised below: </div><div class=\"t sh_455\" id=\"t5q_455\" style=\"left:87px;bottom:313px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Regulatory and liqu</div><div class=\"t si_455\" id=\"t5r_455\" style=\"left:206px;bottom:313px;letter-spacing:-0.12px;display:inline;\">id</div><div class=\"t sh_455\" id=\"t5s_455\" style=\"left:218px;bottom:313px;letter-spacing:-0.07px;word-spacing:-0.2px;display:inline;\">ity requirements </div><div class=\"t s7_455\" id=\"t5t_455\" style=\"left:87px;bottom:295px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">The Group\u2019s subsid</div><div class=\"t s8_455\" id=\"t5u_455\" style=\"left:197px;bottom:295px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t5v_455\" style=\"left:212px;bottom:295px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are required to mainta</div><div class=\"t s8_455\" id=\"t5w_455\" style=\"left:364px;bottom:295px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">in m</div><div class=\"t s7_455\" id=\"t5x_455\" style=\"left:389px;bottom:295px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s8_455\" id=\"t5y_455\" style=\"left:399px;bottom:295px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">imum cap</div><div class=\"t s7_455\" id=\"t5z_455\" style=\"left:459px;bottom:295px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ital, leverage ratios, liqu</div><div class=\"t s8_455\" id=\"t60_455\" style=\"left:597px;bottom:295px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s7_455\" id=\"t61_455\" style=\"left:608px;bottom:295px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ity and exposure ratios which therefore </div><div class=\"t s7_455\" id=\"t62_455\" style=\"left:87px;bottom:278px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">restrict the abil</div><div class=\"t s8_455\" id=\"t63_455\" style=\"left:174px;bottom:278px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ity of these subs</div><div class=\"t s7_455\" id=\"t64_455\" style=\"left:269px;bottom:278px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s8_455\" id=\"t65_455\" style=\"left:280px;bottom:278px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s7_455\" id=\"t66_455\" style=\"left:295px;bottom:278px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies to distr</div><div class=\"t s8_455\" id=\"t67_455\" style=\"left:354px;bottom:278px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ibute cash or other assets to the parent company. </div><div></div><div class=\"t s8_456\" id=\"td_456\" style=\"left:69px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The subsid</div><div class=\"t s9_456\" id=\"te_456\" style=\"left:133px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"tf_456\" style=\"left:148px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are also required to mainta</div><div class=\"t s9_456\" id=\"tg_456\" style=\"left:327px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in balances w</div><div class=\"t s8_456\" id=\"th_456\" style=\"left:408px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ith central banks and other regulatory authorit</div><div class=\"t s9_456\" id=\"ti_456\" style=\"left:683px;bottom:1163px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_456\" id=\"tj_456\" style=\"left:702px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the countries in </div><div class=\"t s8_456\" id=\"tk_456\" style=\"left:69px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">which they operate. At 31 December 2023, the total cash and balances with central banks was $70 bill</div><div class=\"t s9_456\" id=\"tl_456\" style=\"left:667px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: </div><div class=\"t s8_456\" id=\"tm_456\" style=\"left:69px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">$58 bill</div><div class=\"t s9_456\" id=\"tn_456\" style=\"left:110px;bottom:1131px;letter-spacing:-0.29px;word-spacing:0.02px;display:inline;\">ion) of wh</div><div class=\"t s8_456\" id=\"to_456\" style=\"left:168px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich $6 bill</div><div class=\"t s9_456\" id=\"tp_456\" style=\"left:222px;bottom:1131px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $9 b</div><div class=\"t s8_456\" id=\"tq_456\" style=\"left:386px;bottom:1131px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_456\" id=\"tr_456\" style=\"left:395px;bottom:1131px;letter-spacing:-0.43px;display:inline;\">ion) </div><div class=\"t s8_456\" id=\"ts_456\" style=\"left:420px;bottom:1131px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">is restricted. </div><div class=\"t sa_456\" id=\"tt_456\" style=\"left:69px;bottom:1099px;letter-spacing:-0.05px;word-spacing:-0.21px;display:inline;\">Statutory requirements </div><div class=\"t s8_456\" id=\"tu_456\" style=\"left:69px;bottom:1081px;letter-spacing:-0.23px;word-spacing:-0.04px;display:inline;\">The Group\u2019s subsid</div><div class=\"t s9_456\" id=\"tv_456\" style=\"left:179px;bottom:1081px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"tw_456\" style=\"left:195px;bottom:1081px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies are subject to statutory requirements not to make distr</div><div class=\"t s9_456\" id=\"tx_456\" style=\"left:535px;bottom:1081px;letter-spacing:-0.15px;display:inline;\">ibut</div><div class=\"t s8_456\" id=\"ty_456\" style=\"left:559px;bottom:1081px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions of capital and unrealised pro\ufb01ts to the </div><div class=\"t s8_456\" id=\"tz_456\" style=\"left:69px;bottom:1065px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">parent company, generally to mainta</div><div class=\"t s9_456\" id=\"t10_456\" style=\"left:290px;bottom:1065px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in solvency. These requ</div><div class=\"t s8_456\" id=\"t11_456\" style=\"left:424px;bottom:1065px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irements restrict the abil</div><div class=\"t s9_456\" id=\"t12_456\" style=\"left:566px;bottom:1065px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity of subs</div><div class=\"t s8_456\" id=\"t13_456\" style=\"left:625px;bottom:1065px;letter-spacing:-0.17px;display:inline;\">id</div><div class=\"t s9_456\" id=\"t14_456\" style=\"left:636px;bottom:1065px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t15_456\" style=\"left:651px;bottom:1065px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies to remit div</div><div class=\"t s9_456\" id=\"t16_456\" style=\"left:737px;bottom:1065px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idends to the </div><div class=\"t s8_456\" id=\"t17_456\" style=\"left:69px;bottom:1049px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Group. Certain subsid</div><div class=\"t s9_456\" id=\"t18_456\" style=\"left:197px;bottom:1049px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t19_456\" style=\"left:212px;bottom:1049px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies are also subject to local exchange control regulations which provide for restrict</div><div class=\"t s9_456\" id=\"t1a_456\" style=\"left:693px;bottom:1049px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions on export</div><div class=\"t s8_456\" id=\"t1b_456\" style=\"left:776px;bottom:1049px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t s8_456\" id=\"t1c_456\" style=\"left:69px;bottom:1033px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">capital from the country other than through normal div</div><div class=\"t s9_456\" id=\"t1d_456\" style=\"left:394px;bottom:1033px;letter-spacing:-0.11px;display:inline;\">idends. </div><div class=\"t sa_456\" id=\"t1e_456\" style=\"left:69px;bottom:1001px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">Contractual requirements </div><div class=\"t s8_456\" id=\"t1f_456\" style=\"left:69px;bottom:983px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The encumbered assets in the balance sheet of the Group\u2019s subsid</div><div class=\"t s9_456\" id=\"t1g_456\" style=\"left:458px;bottom:983px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_456\" id=\"t1h_456\" style=\"left:474px;bottom:983px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are not available for transfer around the Group. </div><div class=\"t s8_456\" id=\"t1i_456\" style=\"left:69px;bottom:958px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Share of pro\ufb01t from investment in associates and jo</div><div class=\"t s9_456\" id=\"t1j_456\" style=\"left:371px;bottom:958px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures compr</div><div class=\"t s8_456\" id=\"t1k_456\" style=\"left:481px;bottom:958px;letter-spacing:-0.14px;display:inline;\">ises: </div><table><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t1l_456\" style=\"left:709px;bottom:940px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t1o_456\" style=\"left:796px;bottom:940px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t1m_456\" style=\"left:694px;bottom:929px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t sc_456\" id=\"t1n_456\" style=\"left:717px;bottom:929px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t1p_456\" style=\"left:783px;bottom:929px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sd_456\" id=\"t1q_456\" style=\"left:804px;bottom:929px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_456\" id=\"t1r_456\" style=\"left:69px;bottom:909px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Loss from investment in jo</div><div class=\"t s4_456\" id=\"t1s_456\" style=\"left:213px;bottom:909px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1t_456\" style=\"left:715px;bottom:909px;letter-spacing:0.02px;display:inline;\">(13) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t1u_456\" style=\"left:806px;bottom:909px;letter-spacing:0.27px;display:inline;\">(7) </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sf_456\" id=\"t1v_456\" style=\"left:69px;bottom:890px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Pro\ufb01t from investment in associates </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1w_456\" style=\"left:712px;bottom:890px;letter-spacing:0.15px;display:inline;\">154 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t1x_456\" style=\"left:801px;bottom:890px;letter-spacing:0.03px;display:inline;\">163 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_456\" id=\"t1y_456\" style=\"left:69px;bottom:870px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t1z_456\" style=\"left:715px;bottom:870px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t20_456\" style=\"left:801px;bottom:870px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t23_456\" style=\"left:709px;bottom:846px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t26_456\" style=\"left:796px;bottom:846px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t21_456\" style=\"left:69px;bottom:834px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">Interests in associates and jo</div><div class=\"t s3_456\" id=\"t22_456\" style=\"left:233px;bottom:834px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_456\" id=\"t24_456\" style=\"left:694px;bottom:835px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_456\" id=\"t25_456\" style=\"left:717px;bottom:835px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t27_456\" style=\"left:783px;bottom:835px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_456\" id=\"t28_456\" style=\"left:804px;bottom:835px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t29_456\" style=\"left:69px;bottom:815px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">As at 1 January </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2a_456\" style=\"left:705px;bottom:815px;letter-spacing:0.08px;display:inline;\">1,631 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2b_456\" style=\"left:793px;bottom:815px;letter-spacing:-0.22px;display:inline;\">2,147 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2c_456\" style=\"left:69px;bottom:796px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Exchange translation difference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2d_456\" style=\"left:720px;bottom:796px;letter-spacing:-0.01px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2e_456\" style=\"left:794px;bottom:796px;letter-spacing:-0.11px;display:inline;\">(232) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2f_456\" style=\"left:69px;bottom:777px;letter-spacing:-0.04px;display:inline;\">Addit</div><div class=\"t s4_456\" id=\"t2g_456\" style=\"left:101px;bottom:777px;letter-spacing:-0.11px;display:inline;\">ions\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2h_456\" style=\"left:717px;bottom:777px;letter-spacing:0.25px;display:inline;\">64 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2i_456\" style=\"left:805px;bottom:777px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t2j_456\" style=\"left:69px;bottom:758px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Share of pro\ufb01ts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2k_456\" style=\"left:715px;bottom:758px;letter-spacing:-0.14px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2l_456\" style=\"left:801px;bottom:758px;letter-spacing:0.08px;display:inline;\">156 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2m_456\" style=\"left:69px;bottom:739px;letter-spacing:0.06px;display:inline;\">Div</div><div class=\"t s4_456\" id=\"t2n_456\" style=\"left:88px;bottom:739px;word-spacing:-0.13px;display:inline;\">idend rece</div><div class=\"t sf_456\" id=\"t2o_456\" style=\"left:147px;bottom:739px;letter-spacing:0.04px;display:inline;\">ived\u2074 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2p_456\" style=\"left:717px;bottom:739px;letter-spacing:-0.03px;display:inline;\">(11) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2q_456\" style=\"left:800px;bottom:739px;letter-spacing:-0.13px;display:inline;\">(58) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t2r_456\" style=\"left:69px;bottom:720px;letter-spacing:0.04px;display:inline;\">Disposals </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2s_456\" style=\"left:726px;bottom:720px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2t_456\" style=\"left:809px;bottom:720px;letter-spacing:-0.16px;display:inline;\">(1) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sf_456\" id=\"t2u_456\" style=\"left:69px;bottom:701px;letter-spacing:0.04px;display:inline;\">Impairment </div><div class=\"t sg_456\" id=\"t2v_456\" style=\"vertical-align: super;left:136px;bottom:707px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2w_456\" style=\"left:706px;bottom:701px;letter-spacing:-0.09px;display:inline;\">(872) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t2x_456\" style=\"left:794px;bottom:701px;letter-spacing:-0.14px;display:inline;\">(336) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_456\" id=\"t2y_456\" style=\"left:69px;bottom:682px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Share of FVOCI and Other reserves </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t2z_456\" style=\"left:719px;bottom:682px;letter-spacing:0.23px;display:inline;\">(7) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t30_456\" style=\"left:800px;bottom:682px;letter-spacing:-0.06px;display:inline;\">(79) </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_456\" id=\"t31_456\" style=\"left:69px;bottom:662px;letter-spacing:0.04px;word-spacing:-0.16px;display:inline;\">Other movements </div><div class=\"t sg_456\" id=\"t32_456\" style=\"vertical-align: super;left:172px;bottom:669px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t33_456\" style=\"left:724px;bottom:662px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t34_456\" style=\"left:811px;bottom:662px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t35_456\" style=\"left:69px;bottom:643px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">As at 31 December </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_456\" id=\"t36_456\" style=\"left:710px;bottom:643px;display:inline;\">966 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t37_456\" style=\"left:794px;bottom:643px;letter-spacing:0.05px;display:inline;\">1,631 </div></td></tr></table><div class=\"t sd_456\" id=\"t38_456\" style=\"left:69px;bottom:620px;display:inline;\">1 </div><div class=\"t se_456\" id=\"t39_456\" style=\"left:82px;bottom:620px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Includes $17 mill</div><div class=\"t sd_456\" id=\"t3a_456\" style=\"left:154px;bottom:620px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion non-cash cons</div><div class=\"t se_456\" id=\"t3b_456\" style=\"left:237px;bottom:620px;letter-spacing:-0.04px;display:inline;\">iderat</div><div class=\"t sd_456\" id=\"t3c_456\" style=\"left:265px;bottom:620px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion (Intellectual Property \u2013 r</div><div class=\"t se_456\" id=\"t3d_456\" style=\"left:391px;bottom:620px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ight to use) from SBI Zodia Custody Co. Ltd </div><div class=\"t sd_456\" id=\"t3e_456\" style=\"left:69px;bottom:602px;display:inline;\">2 </div><div class=\"t se_456\" id=\"t3f_456\" style=\"left:82px;bottom:602px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">Impairment mainly relates to the Group\u2019s investment in its associate China Bohai Bank (Bohai) $850mill</div><div class=\"t sd_456\" id=\"t3g_456\" style=\"left:552px;bottom:602px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion and CurrencyFa</div><div class=\"t se_456\" id=\"t3h_456\" style=\"left:642px;bottom:602px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">ir Lim</div><div class=\"t sd_456\" id=\"t3i_456\" style=\"left:666px;bottom:602px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ited (Za</div><div class=\"t se_456\" id=\"t3j_456\" style=\"left:703px;bottom:602px;letter-spacing:-0.14px;word-spacing:-0.08px;display:inline;\">i) $21 mill</div><div class=\"t sd_456\" id=\"t3k_456\" style=\"left:742px;bottom:602px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t sd_456\" id=\"t3l_456\" style=\"left:69px;bottom:585px;display:inline;\">3 </div><div class=\"t se_456\" id=\"t3m_456\" style=\"left:82px;bottom:585px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Movement related to CurrencyFair Lim</div><div class=\"t sd_456\" id=\"t3n_456\" style=\"left:259px;bottom:585px;letter-spacing:-0.03px;display:inline;\">ited </div><div class=\"t sd_456\" id=\"t3o_456\" style=\"left:69px;bottom:568px;display:inline;\">4 </div><div class=\"t se_456\" id=\"t3p_456\" style=\"left:82px;bottom:568px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Include distr</div><div class=\"t sd_456\" id=\"t3q_456\" style=\"left:138px;bottom:568px;letter-spacing:-0.04px;display:inline;\">ibut</div><div class=\"t se_456\" id=\"t3r_456\" style=\"left:156px;bottom:568px;letter-spacing:-0.12px;word-spacing:-0.11px;display:inline;\">ion ($7 mill</div><div class=\"t sd_456\" id=\"t3s_456\" style=\"left:205px;bottom:568px;letter-spacing:-0.25px;display:inline;\">ion) </div><div class=\"t se_456\" id=\"t3t_456\" style=\"left:224px;bottom:568px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in cash from Ascenta IV </div><div class=\"t s8_456\" id=\"t3u_456\" style=\"left:69px;bottom:545px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">During 2023 the Group disposed of its 13.09% share of investment in associate Metaco SA for a total considerat</div><div class=\"t s9_456\" id=\"t3v_456\" style=\"left:722px;bottom:545px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of $18 m</div><div class=\"t s8_456\" id=\"t3w_456\" style=\"left:791px;bottom:545px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_456\" id=\"t3x_456\" style=\"left:800px;bottom:545px;letter-spacing:-0.13px;display:inline;\">ion. </div><div class=\"t s8_456\" id=\"t3y_456\" style=\"left:69px;bottom:529px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The entire amount was recognised as gain on sale. </div><div class=\"t s8_456\" id=\"t3z_456\" style=\"left:69px;bottom:505px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">A complete list of the Group\u2019s interest in associates is included in Note 40. The Group\u2019s princ</div><div class=\"t s9_456\" id=\"t40_456\" style=\"left:603px;bottom:505px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ipal assoc</div><div class=\"t s8_456\" id=\"t41_456\" style=\"left:662px;bottom:505px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iates are: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t49_456\" style=\"left:742px;bottom:486px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Group interest in </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_456\" id=\"t43_456\" style=\"left:601px;bottom:475px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Nature of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t47_456\" style=\"left:668px;bottom:475px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Main areas of </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t4a_456\" style=\"left:752px;bottom:475px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">ordinary share </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_456\" id=\"t42_456\" style=\"left:69px;bottom:462px;letter-spacing:0.09px;display:inline;\">Associate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t44_456\" style=\"left:604px;bottom:463px;letter-spacing:-0.02px;display:inline;\">activ</div><div class=\"t sd_456\" id=\"t45_456\" style=\"left:627px;bottom:463px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t se_456\" id=\"t46_456\" style=\"left:633px;bottom:463px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t48_456\" style=\"left:686px;bottom:463px;letter-spacing:-0.03px;display:inline;\">operation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_456\" id=\"t4b_456\" style=\"left:775px;bottom:463px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">capital % </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t4c_456\" style=\"left:69px;bottom:443px;word-spacing:-0.13px;display:inline;\">China Bohai Bank </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4d_456\" style=\"left:599px;bottom:443px;letter-spacing:0.05px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4e_456\" style=\"left:698px;bottom:443px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4f_456\" style=\"left:792px;bottom:443px;letter-spacing:0.03px;display:inline;\">16.26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_456\" id=\"t4g_456\" style=\"left:69px;bottom:424px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">CurrencyFair Lim</div><div class=\"t s4_456\" id=\"t4h_456\" style=\"left:163px;bottom:424px;word-spacing:-0.14px;display:inline;\">ited Exchange Ireland </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_456\" id=\"t4i_456\" style=\"left:599px;bottom:424px;letter-spacing:0.05px;display:inline;\">Banking </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4j_456\" style=\"left:693px;bottom:424px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_456\" id=\"t4k_456\" style=\"left:789px;bottom:424px;letter-spacing:-0.05px;display:inline;\">43.42 </div></td></tr></table><div class=\"t s8_456\" id=\"t4l_456\" style=\"left:69px;bottom:394px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">The Group\u2019s ownership percentage in China Bohai Bank is 16.26%. </div><div class=\"t s8_456\" id=\"t4m_456\" style=\"left:69px;bottom:370px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Although the Group\u2019s investment in China Bohai Bank is less than 20 per cent , it is considered to be an associate because of the </div><div class=\"t s8_456\" id=\"t4n_456\" style=\"left:69px;bottom:354px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t s9_456\" id=\"t4o_456\" style=\"left:93px;bottom:354px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_456\" id=\"t4p_456\" style=\"left:133px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in\ufb02uence the Group is able to exercise over its management and \ufb01nanc</div><div class=\"t s9_456\" id=\"t4q_456\" style=\"left:552px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t s8_456\" id=\"t4r_456\" style=\"left:636px;bottom:354px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing polic</div><div class=\"t s9_456\" id=\"t4s_456\" style=\"left:686px;bottom:354px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s8_456\" id=\"t4t_456\" style=\"left:722px;bottom:354px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">is in\ufb02uence is </div><div class=\"t s8_456\" id=\"t4u_456\" style=\"left:69px;bottom:338px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">exercised through Board representation and the provis</div><div class=\"t s9_456\" id=\"t4v_456\" style=\"left:392px;bottom:338px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of techn</div><div class=\"t s8_456\" id=\"t4w_456\" style=\"left:462px;bottom:338px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ical expertise to Bohai. The Group applies the equity method </div><div class=\"t s8_456\" id=\"t4x_456\" style=\"left:69px;bottom:322px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of accounting for investments in associates. </div><div class=\"t s8_456\" id=\"t4y_456\" style=\"left:69px;bottom:298px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Bohai has a statutory year end of 31 December, but publishes its year-end \ufb01nanc</div><div class=\"t s9_456\" id=\"t4z_456\" style=\"left:540px;bottom:298px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial statements after the Group. As </div><div class=\"t s8_456\" id=\"t50_456\" style=\"left:742px;bottom:298px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">it is </div><div class=\"t s8_456\" id=\"t51_456\" style=\"left:69px;bottom:282px;letter-spacing:-0.16px;display:inline;\">impract</div><div class=\"t s9_456\" id=\"t52_456\" style=\"left:116px;bottom:282px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icable for Boha</div><div class=\"t s8_456\" id=\"t53_456\" style=\"left:205px;bottom:282px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i to prepare \ufb01nanc</div><div class=\"t s9_456\" id=\"t54_456\" style=\"left:313px;bottom:282px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial statements sooner, the Group recogn</div><div class=\"t s8_456\" id=\"t55_456\" style=\"left:550px;bottom:282px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ises its share of Bohai\u2019s earnings on a three- </div><div class=\"t s8_456\" id=\"t56_456\" style=\"left:69px;bottom:266px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">month lag basis. Therefore, the Group recognised its share of Bohai\u2019s pro\ufb01ts and movements in other comprehensive income </div><div class=\"t s8_456\" id=\"t57_456\" style=\"left:69px;bottom:250px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for the 12 months ended 30 September 2023 in the Group\u2019s consolidated statement of income and consolidated statement of </div><div class=\"t s8_456\" id=\"t58_456\" style=\"left:69px;bottom:234px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">comprehensive income for the year ended 31 December 2023, respectively. </div><div class=\"t s8_456\" id=\"t59_456\" style=\"left:69px;bottom:210px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">There have been sign</div><div class=\"t s9_456\" id=\"t5a_456\" style=\"left:196px;bottom:210px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">i\ufb01cant developments s</div><div class=\"t s8_456\" id=\"t5b_456\" style=\"left:330px;bottom:210px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ince 2022, which have required an impa</div><div class=\"t s9_456\" id=\"t5c_456\" style=\"left:563px;bottom:210px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">irment to the Group\u2019s carry</div><div class=\"t s8_456\" id=\"t5d_456\" style=\"left:720px;bottom:210px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing amount of </div><div class=\"t s8_456\" id=\"t5e_456\" style=\"left:69px;bottom:194px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">the investment in Bohai. These events include Bohai\u2019s lower reported net pro\ufb01t in 2023 (compared to 2022) as well as banking </div><div class=\"t s8_456\" id=\"t5f_456\" style=\"left:69px;bottom:178px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">industry challenges and property market uncertaint</div><div class=\"t s9_456\" id=\"t5g_456\" style=\"left:375px;bottom:178px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_456\" id=\"t5h_456\" style=\"left:393px;bottom:178px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in Mainland China, that may impact Bohai\u2019s future pro\ufb01tab</div><div class=\"t s9_456\" id=\"t5i_456\" style=\"left:742px;bottom:178px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s8_456\" id=\"t5j_456\" style=\"left:748px;bottom:178px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s8_456\" id=\"t5k_456\" style=\"left:69px;bottom:154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">If the Group did not have sign</div><div class=\"t s9_456\" id=\"t5l_456\" style=\"left:243px;bottom:154px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_456\" id=\"t5m_456\" style=\"left:283px;bottom:154px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in\ufb02uence over Bohai, the investment would be measured at fair value rather than the </div><div class=\"t s8_456\" id=\"t5n_456\" style=\"left:69px;bottom:138px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">current carrying value, which is based on the applicat</div><div class=\"t s9_456\" id=\"t5o_456\" style=\"left:383px;bottom:138px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the equ</div><div class=\"t s8_456\" id=\"t5p_456\" style=\"left:464px;bottom:138px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ity method as described in the accounting policy note. </div><div></div><div class=\"t s7_457\" id=\"tc_457\" style=\"left:87px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">Impairment testing </div><div class=\"t s8_457\" id=\"td_457\" style=\"left:87px;bottom:1137px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">At 31 December 2023, the listed equity value of Bohai is below the carrying amount of the Group\u2018s investment in associate. </div><div class=\"t s8_457\" id=\"te_457\" style=\"left:87px;bottom:1121px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">As a result, the Group assessed the carrying value of its investment in Bohai for impa</div><div class=\"t s9_457\" id=\"tf_457\" style=\"left:581px;bottom:1121px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment and concluded that an </div><div class=\"t s8_457\" id=\"tg_457\" style=\"left:761px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"th_457\" style=\"left:792px;bottom:1121px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_457\" id=\"ti_457\" style=\"left:87px;bottom:1105px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">of $850 mill</div><div class=\"t s9_457\" id=\"tj_457\" style=\"left:154px;bottom:1105px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion was requ</div><div class=\"t s8_457\" id=\"tk_457\" style=\"left:229px;bottom:1105px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired in 2023 (2022: $308 mill</div><div class=\"t s9_457\" id=\"tl_457\" style=\"left:391px;bottom:1105px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_457\" id=\"tm_457\" style=\"left:412px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"tn_457\" style=\"left:443px;bottom:1105px;letter-spacing:-0.33px;word-spacing:0.06px;display:inline;\">irment). Total </div><div class=\"t s8_457\" id=\"to_457\" style=\"left:524px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t s9_457\" id=\"tp_457\" style=\"left:555px;bottom:1105px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t s8_457\" id=\"tq_457\" style=\"left:596px;bottom:1105px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is recorded in the \u2018Goodwill, property, </div><div class=\"t s8_457\" id=\"tr_457\" style=\"left:87px;bottom:1089px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">plant and equipment and other impa</div><div class=\"t s9_457\" id=\"ts_457\" style=\"left:308px;bottom:1089px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">irment\u2019 l</div><div class=\"t s8_457\" id=\"tt_457\" style=\"left:355px;bottom:1089px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ine in the Consolidated Income Statement, under Central &amp; other items segment. </div><div class=\"t s8_457\" id=\"tu_457\" style=\"left:87px;bottom:1073px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">The carrying value of the Group\u2019s investment in Bohai of $700 mill</div><div class=\"t s9_457\" id=\"tv_457\" style=\"left:470px;bottom:1073px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion (2022: $1,421 m</div><div class=\"t s8_457\" id=\"tw_457\" style=\"left:577px;bottom:1073px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s9_457\" id=\"tx_457\" style=\"left:585px;bottom:1073px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion) represents the h</div><div class=\"t s8_457\" id=\"ty_457\" style=\"left:706px;bottom:1073px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">igher of the value </div><div class=\"t s8_457\" id=\"tz_457\" style=\"left:87px;bottom:1057px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in use and fair value less costs to sell. The \ufb01nanc</div><div class=\"t s9_457\" id=\"t10_457\" style=\"left:366px;bottom:1057px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ial forecasts used </div><div class=\"t s8_457\" id=\"t11_457\" style=\"left:471px;bottom:1057px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">in the VIU calculation re\ufb02ects Group management\u2019s best </div><div class=\"t s8_457\" id=\"t12_457\" style=\"left:87px;bottom:1041px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">estimate of Bohai\u2019s future earnings consider</div><div class=\"t s9_457\" id=\"t13_457\" style=\"left:345px;bottom:1041px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing the s</div><div class=\"t s8_457\" id=\"t14_457\" style=\"left:395px;bottom:1041px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t s9_457\" id=\"t15_457\" style=\"left:413px;bottom:1041px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cant developments expla</div><div class=\"t s8_457\" id=\"t16_457\" style=\"left:574px;bottom:1041px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ined above. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_457\" id=\"t18_457\" style=\"left:726px;bottom:1023px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_457\" id=\"t1b_457\" style=\"left:813px;bottom:1023px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_457\" id=\"t17_457\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;display:inline;\">Bohai </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_457\" id=\"t19_457\" style=\"left:712px;bottom:1011px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_457\" id=\"t1a_457\" style=\"left:734px;bottom:1011px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_457\" id=\"t1c_457\" style=\"left:800px;bottom:1011px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_457\" id=\"t1d_457\" style=\"left:822px;bottom:1011px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_457\" id=\"t1e_457\" style=\"left:87px;bottom:992px;letter-spacing:0.01px;display:inline;\">VIU </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1f_457\" style=\"left:726px;bottom:992px;letter-spacing:-0.11px;display:inline;\">700 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1g_457\" style=\"left:812px;bottom:992px;letter-spacing:-0.05px;display:inline;\">1,421 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sd_457\" id=\"t1h_457\" style=\"left:87px;bottom:974px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Carrying amount </div><div class=\"t sf_457\" id=\"t1i_457\" style=\"vertical-align: super;left:183px;bottom:980px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1j_457\" style=\"left:726px;bottom:974px;letter-spacing:-0.11px;display:inline;\">700 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1k_457\" style=\"left:812px;bottom:974px;letter-spacing:-0.05px;display:inline;\">1,421 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sd_457\" id=\"t1l_457\" style=\"left:87px;bottom:956px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Market capital</div><div class=\"t sg_457\" id=\"t1m_457\" style=\"left:169px;bottom:956px;display:inline;\">isat</div><div class=\"t sd_457\" id=\"t1n_457\" style=\"left:189px;bottom:956px;letter-spacing:0.01px;display:inline;\">ion </div><div class=\"t sf_457\" id=\"t1o_457\" style=\"vertical-align: super;left:207px;bottom:962px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_457\" id=\"t1p_457\" style=\"left:730px;bottom:956px;letter-spacing:-0.06px;display:inline;\">418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_457\" id=\"t1q_457\" style=\"left:815px;bottom:956px;letter-spacing:0.12px;display:inline;\">685 </div></td></tr></table><div class=\"t sb_457\" id=\"t1r_457\" style=\"left:87px;bottom:932px;display:inline;\">1 </div><div class=\"t sb_457\" id=\"t1s_457\" style=\"left:100px;bottom:932px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">The Group\u2019s 16.26% share in the net assets less other equity instruments which the Group does not hold </div><div class=\"t sb_457\" id=\"t1t_457\" style=\"left:87px;bottom:915px;display:inline;\">2 </div><div class=\"t sb_457\" id=\"t1u_457\" style=\"left:100px;bottom:915px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Number of shares held by the Group multipl</div><div class=\"t sc_457\" id=\"t1v_457\" style=\"left:299px;bottom:915px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ied by the quoted share pr</div><div class=\"t sb_457\" id=\"t1w_457\" style=\"left:420px;bottom:915px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">ice at 31 December </div><div class=\"t s7_457\" id=\"t1x_457\" style=\"left:87px;bottom:884px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">Basis of recoverable amount </div><div class=\"t s8_457\" id=\"t1y_457\" style=\"left:87px;bottom:866px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The impa</div><div class=\"t s9_457\" id=\"t1z_457\" style=\"left:143px;bottom:866px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irment test was performed by compar</div><div class=\"t s8_457\" id=\"t20_457\" style=\"left:367px;bottom:866px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing the recoverable amount of Bohai, determined as the higher of VIU and fair </div><div class=\"t s8_457\" id=\"t21_457\" style=\"left:87px;bottom:850px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">value less costs to sell, with its carrying amount. </div><div class=\"t s8_457\" id=\"t22_457\" style=\"left:87px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The value in use (\u2018VIU\u2019) is calculated using a div</div><div class=\"t s9_457\" id=\"t23_457\" style=\"left:362px;bottom:826px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">idend d</div><div class=\"t s8_457\" id=\"t24_457\" style=\"left:407px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">iscount model (\u2018DDM\u2019), which estimates the distr</div><div class=\"t s9_457\" id=\"t25_457\" style=\"left:693px;bottom:826px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ibutable future </div><div class=\"t s8_457\" id=\"t26_457\" style=\"left:87px;bottom:810px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">cash\ufb02ows to the equity holders, after adjust</div><div class=\"t s9_457\" id=\"t27_457\" style=\"left:344px;bottom:810px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing for regulatory cap</div><div class=\"t s8_457\" id=\"t28_457\" style=\"left:472px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ital requirements, for a 5-year period, after which a terminal </div><div class=\"t s8_457\" id=\"t29_457\" style=\"left:87px;bottom:794px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">value (\u2018TV\u2019) is calculated based on the \u2018Gordon Growth\u2019 model. The key assumptions in the VIU are as follows: </div><div class=\"t s8_457\" id=\"t2a_457\" style=\"left:87px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t2b_457\" style=\"left:100px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Short to medium term project</div><div class=\"t s9_457\" id=\"t2c_457\" style=\"left:274px;bottom:770px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions are based on Group management\u2019s best est</div><div class=\"t s8_457\" id=\"t2d_457\" style=\"left:561px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imates of future pro\ufb01ts available to ordinary </div><div class=\"t s8_457\" id=\"t2e_457\" style=\"left:100px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">shareholders and have been determined with reference to the latest published \ufb01nanc</div><div class=\"t s9_457\" id=\"t2f_457\" style=\"left:604px;bottom:754px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ial results and h</div><div class=\"t s8_457\" id=\"t2g_457\" style=\"left:696px;bottom:754px;letter-spacing:-0.12px;display:inline;\">istor</div><div class=\"t s9_457\" id=\"t2h_457\" style=\"left:721px;bottom:754px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ical performance </div><div class=\"t s8_457\" id=\"t2i_457\" style=\"left:100px;bottom:738px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of Bohai </div><div class=\"t s8_457\" id=\"t2j_457\" style=\"left:87px;bottom:713px;display:inline;\">\u2022 </div><div class=\"t s9_457\" id=\"t2k_457\" style=\"left:100px;bottom:713px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The projections use ava</div><div class=\"t s8_457\" id=\"t2l_457\" style=\"left:239px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ilable informat</div><div class=\"t s9_457\" id=\"t2m_457\" style=\"left:326px;bottom:713px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion and </div><div class=\"t s8_457\" id=\"t2n_457\" style=\"left:374px;bottom:713px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">include normalised performance over the forecast period, inclus</div><div class=\"t s9_457\" id=\"t2o_457\" style=\"left:749px;bottom:713px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive of: ( </div><div class=\"t s8_457\" id=\"t2p_457\" style=\"left:790px;bottom:713px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">i) asset </div><div class=\"t s8_457\" id=\"t2q_457\" style=\"left:100px;bottom:697px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">growth assumptions based on the long-term GDP growth rate for Mainland China; (i</div><div class=\"t s9_457\" id=\"t2r_457\" style=\"left:598px;bottom:697px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">i) ECL assumpt</div><div class=\"t s8_457\" id=\"t2s_457\" style=\"left:684px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions using Bohai\u2019s </div><div class=\"t s8_457\" id=\"t2t_457\" style=\"left:100px;bottom:681px;letter-spacing:-0.13px;display:inline;\">histor</div><div class=\"t s9_457\" id=\"t2u_457\" style=\"left:133px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ical reported ECL, based on the proport</div><div class=\"t s8_457\" id=\"t2v_457\" style=\"left:365px;bottom:681px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of ECL from loans and advances to customers and \ufb01nanc</div><div class=\"t s9_457\" id=\"t2w_457\" style=\"left:722px;bottom:681px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_457\" id=\"t2x_457\" style=\"left:739px;bottom:681px;letter-spacing:-0.14px;display:inline;\">investments </div><div class=\"t s8_457\" id=\"t2y_457\" style=\"left:100px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">measured at amortised cost and FVOCI. This was further adjusted for banking industry challenges and property market </div><div class=\"t s8_457\" id=\"t2z_457\" style=\"left:100px;bottom:649px;letter-spacing:-0.13px;display:inline;\">uncertaint</div><div class=\"t s9_457\" id=\"t30_457\" style=\"left:161px;bottom:649px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ies; ( </div><div class=\"t s8_457\" id=\"t31_457\" style=\"left:187px;bottom:649px;display:inline;\">i</div><div class=\"t s9_457\" id=\"t32_457\" style=\"left:190px;bottom:649px;display:inline;\">i</div><div class=\"t s8_457\" id=\"t33_457\" style=\"left:193px;bottom:649px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i) Net Interest Margin (NIM) increases from 2025 with reference to third party market interest rate forecasts </div><div class=\"t s8_457\" id=\"t34_457\" style=\"left:100px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in China; (iv) Net fee income estimated according to the latest available performance of Bohai and contribut</div><div class=\"t s9_457\" id=\"t35_457\" style=\"left:740px;bottom:633px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of the </div><div class=\"t s8_457\" id=\"t36_457\" style=\"left:100px;bottom:617px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">constituent parts (trading and fee income) ; and (v) Effective Tax Rate (ETR) based on Bohai\u2019s histor</div><div class=\"t s9_457\" id=\"t37_457\" style=\"left:684px;bottom:617px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ical reported results </div><div class=\"t s9_457\" id=\"t38_457\" style=\"left:100px;bottom:601px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">for the short term projection, updated, for the med</div><div class=\"t s8_457\" id=\"t39_457\" style=\"left:397px;bottom:601px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ium and long term to a more conservative view </div><div class=\"t s8_457\" id=\"t3a_457\" style=\"left:87px;bottom:577px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3b_457\" style=\"left:100px;bottom:577px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The discount rate applied to these cash \ufb02ows was estimated with reference to transaction and broker data in the local </div><div class=\"t s8_457\" id=\"t3c_457\" style=\"left:100px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Chinese market, cross-checked to the capital asset pric</div><div class=\"t s9_457\" id=\"t3d_457\" style=\"left:423px;bottom:561px;letter-spacing:-0.24px;word-spacing:-0.03px;display:inline;\">ing model (CAPM), wh</div><div class=\"t s8_457\" id=\"t3e_457\" style=\"left:555px;bottom:561px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ich includes a long term risk-free rate, beta </div><div class=\"t s8_457\" id=\"t3f_457\" style=\"left:100px;bottom:545px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and company risk premium assumptions for Bohai </div><div class=\"t s8_457\" id=\"t3g_457\" style=\"left:87px;bottom:521px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3h_457\" style=\"left:100px;bottom:521px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">A long-term GDP growth rate for Mainland China is used to extrapolate the expected short to medium term earnings to </div><div class=\"t s8_457\" id=\"t3i_457\" style=\"left:100px;bottom:505px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">perpetuity to derive a terminal value; and </div><div class=\"t s8_457\" id=\"t3j_457\" style=\"left:87px;bottom:481px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t3k_457\" style=\"left:100px;bottom:481px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Capital maintenance ratio consists of a capital haircut taken in order to estimate Bohai\u2019s target regulatory capital </div><div class=\"t s8_457\" id=\"t3l_457\" style=\"left:100px;bottom:465px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">requirements over the forecast period. This haircut takes into account movements in risk weighted assets (RWA) projected </div><div class=\"t s8_457\" id=\"t3m_457\" style=\"left:100px;bottom:449px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">based on the histor</div><div class=\"t s9_457\" id=\"t3n_457\" style=\"left:214px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ical proport</div><div class=\"t s8_457\" id=\"t3o_457\" style=\"left:282px;bottom:449px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion of RWA to total assets and the total capital required (Core CET 1 and Min</div><div class=\"t s9_457\" id=\"t3p_457\" style=\"left:733px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum Core CET 1 </div><div class=\"t s8_457\" id=\"t3q_457\" style=\"left:100px;bottom:433px;letter-spacing:-0.26px;word-spacing:-0.01px;display:inline;\">ratios), includ</div><div class=\"t s9_457\" id=\"t3r_457\" style=\"left:177px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing requ</div><div class=\"t s8_457\" id=\"t3s_457\" style=\"left:226px;bottom:433px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ired retained earnings over time to meet the target capital ratios. RWA project</div><div class=\"t s9_457\" id=\"t3t_457\" style=\"left:687px;bottom:433px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s8_457\" id=\"t3u_457\" style=\"left:707px;bottom:433px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">is adjusted to re\ufb02ect </div><div class=\"t s8_457\" id=\"t3v_457\" style=\"left:100px;bottom:417px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">management\u2019s best estimates for the impact of implement</div><div class=\"t s9_457\" id=\"t3w_457\" style=\"left:449px;bottom:417px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing Basel 3.1, effect</div><div class=\"t s8_457\" id=\"t3x_457\" style=\"left:559px;bottom:417px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ive 1 January 2024 in China. </div><div class=\"t s8_457\" id=\"t3y_457\" style=\"left:87px;bottom:393px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The VIU model was re\ufb01ned during 2023 to include a projected summary balance sheet and more granular income statement </div><div class=\"t s8_457\" id=\"t3z_457\" style=\"left:87px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">assumptions for each period. While it is impract</div><div class=\"t s9_457\" id=\"t40_457\" style=\"left:367px;bottom:377px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">icable for the Group to est</div><div class=\"t s8_457\" id=\"t41_457\" style=\"left:520px;bottom:377px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imate the impact on future periods, the key changes </div><div class=\"t s8_457\" id=\"t42_457\" style=\"left:87px;bottom:361px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">to the 2023 model are summarised as follows: </div><div class=\"t s8_457\" id=\"t43_457\" style=\"left:87px;bottom:336px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t44_457\" style=\"left:100px;bottom:336px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Asset growth rates, net interest income margin and ECL assumptions were applied to the relevant balance sheet lines to </div><div class=\"t s8_457\" id=\"t45_457\" style=\"left:100px;bottom:320px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">produce the pro\ufb01t and loss forecasts for each period </div><div class=\"t s8_457\" id=\"t46_457\" style=\"left:87px;bottom:296px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t47_457\" style=\"left:100px;bottom:296px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">RWAs were modelled as a percentage of total assets, to re\ufb02ect the potential capital impact(s) of regulatory changes </div><div class=\"t s8_457\" id=\"t48_457\" style=\"left:100px;bottom:280px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">(e.g., Basel 3.1) in each period. For the purposes of the VIU for 31 December 2023, it was assumed that the min</div><div class=\"t s9_457\" id=\"t49_457\" style=\"left:736px;bottom:280px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">imum CET 1 rat</div><div class=\"t s8_457\" id=\"t4a_457\" style=\"left:824px;bottom:280px;letter-spacing:-0.16px;display:inline;\">io </div><div class=\"t s8_457\" id=\"t4b_457\" style=\"left:100px;bottom:264px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">is 8.0% (2022: 7.5%) over the forecast and terminal periods </div><div class=\"t s8_457\" id=\"t4c_457\" style=\"left:87px;bottom:240px;display:inline;\">\u2022 </div><div class=\"t s8_457\" id=\"t4d_457\" style=\"left:100px;bottom:240px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Consistent with the model updates explained above, net fee income was modelled separately from net interest income. </div><div class=\"t s8_457\" id=\"t4e_457\" style=\"left:87px;bottom:216px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Prior to its use, the 2023 VIU model was calibrated using the 2022 modelled assumptions. </div><div></div><div class=\"t s8_458\" id=\"td_458\" style=\"left:69px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The key assumptions used in the VIU calculation are as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"te_458\" style=\"left:709px;bottom:1146px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"tg_458\" style=\"left:796px;bottom:1146px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"tf_458\" style=\"left:693px;bottom:1134px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">per cent </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"th_458\" style=\"left:781px;bottom:1134px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">per cent </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"ti_458\" style=\"left:69px;bottom:1115px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Pre-tax discount rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tj_458\" style=\"left:702px;bottom:1115px;letter-spacing:0.11px;display:inline;\">13.68 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"tk_458\" style=\"left:792px;bottom:1115px;letter-spacing:-0.11px;display:inline;\">13.03 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"tl_458\" style=\"left:69px;bottom:1097px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Long term GDP growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tm_458\" style=\"left:705px;bottom:1097px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"tn_458\" style=\"left:793px;bottom:1097px;display:inline;\">4.00 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"to_458\" style=\"left:69px;bottom:1079px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total assets growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tp_458\" style=\"left:705px;bottom:1079px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"tq_458\" style=\"left:798px;bottom:1079px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"tr_458\" style=\"vertical-align: super;left:820px;bottom:1085px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"ts_458\" style=\"left:69px;bottom:1060px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">RWA as percentage of total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tt_458\" style=\"left:664px;bottom:1060px;letter-spacing:-0.17px;display:inline;\">63.87\u201367.06 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"tu_458\" style=\"left:798px;bottom:1060px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"tv_458\" style=\"vertical-align: super;left:820px;bottom:1067px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"tw_458\" style=\"left:69px;bottom:1042px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest margin </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"tx_458\" style=\"left:683px;bottom:1042px;letter-spacing:0.09px;display:inline;\">1.21\u20131.48 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"ty_458\" style=\"left:770px;bottom:1042px;letter-spacing:0.05px;display:inline;\">1.50\u20131.84 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"tz_458\" style=\"left:69px;bottom:1024px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Net fee income growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t10_458\" style=\"left:705px;bottom:1024px;letter-spacing:0.01px;display:inline;\">4.00 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t11_458\" style=\"left:798px;bottom:1024px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"t12_458\" style=\"vertical-align: super;left:820px;bottom:1030px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t13_458\" style=\"left:69px;bottom:1006px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of customer loans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t14_458\" style=\"left:678px;bottom:1006px;letter-spacing:0.04px;display:inline;\">0.80-1.24 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t15_458\" style=\"left:770px;bottom:1006px;letter-spacing:-0.21px;display:inline;\">0.90-1.45 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t16_458\" style=\"left:69px;bottom:988px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of \ufb01nanc</div><div class=\"t s4_458\" id=\"t17_458\" style=\"left:339px;bottom:988px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_458\" id=\"t18_458\" style=\"left:354px;bottom:988px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">investments measured at amortised cost and FVOCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t19_458\" style=\"left:677px;bottom:988px;letter-spacing:0.04px;display:inline;\">0.35-0.67 </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t1a_458\" style=\"left:798px;bottom:988px;letter-spacing:-0.72px;display:inline;\">N/A </div><div class=\"t sc_458\" id=\"t1b_458\" style=\"vertical-align: super;left:820px;bottom:994px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t1c_458\" style=\"left:69px;bottom:969px;word-spacing:-0.15px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t1d_458\" style=\"left:660px;bottom:969px;display:inline;\">12.02\u201316.00\u00b2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t1e_458\" style=\"left:789px;bottom:969px;display:inline;\">16.00 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t1f_458\" style=\"left:69px;bottom:951px;word-spacing:-0.13px;display:inline;\">Capital maintenance ratio </div><div class=\"t sc_458\" id=\"t1g_458\" style=\"vertical-align: super;left:218px;bottom:958px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t1h_458\" style=\"left:707px;bottom:951px;letter-spacing:0.11px;display:inline;\">8.28 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t1i_458\" style=\"left:794px;bottom:951px;letter-spacing:-0.02px;display:inline;\">8.06 </div></td></tr></table><div class=\"t sa_458\" id=\"t1j_458\" style=\"left:69px;bottom:928px;display:inline;\">1 </div><div class=\"t sd_458\" id=\"t1k_458\" style=\"left:82px;bottom:928px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">These assumptions were not explic</div><div class=\"t sa_458\" id=\"t1l_458\" style=\"left:242px;bottom:928px;letter-spacing:-0.03px;word-spacing:-0.19px;display:inline;\">itly modelled </div><div class=\"t sd_458\" id=\"t1m_458\" style=\"left:304px;bottom:928px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">in 2022, therefore no comparative \ufb01gures are presented </div><div class=\"t sa_458\" id=\"t1n_458\" style=\"left:69px;bottom:911px;display:inline;\">2 </div><div class=\"t sd_458\" id=\"t1o_458\" style=\"left:82px;bottom:911px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Bohai\u2019s latest available effective tax rate (12.02%) was only used for the \ufb01rst year of the cash \ufb02ows. Thereafter, 16.00% was applied, consistent with previous </div><div class=\"t sd_458\" id=\"t1p_458\" style=\"left:82px;bottom:899px;display:inline;\">periods </div><div class=\"t sa_458\" id=\"t1q_458\" style=\"left:69px;bottom:882px;display:inline;\">3 </div><div class=\"t sd_458\" id=\"t1r_458\" style=\"left:82px;bottom:882px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Core CET 1 reported by Bohai </div><div class=\"t s8_458\" id=\"t1s_458\" style=\"left:69px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The table below discloses sensit</div><div class=\"t se_458\" id=\"t1t_458\" style=\"left:257px;bottom:859px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_458\" id=\"t1u_458\" style=\"left:267px;bottom:859px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t se_458\" id=\"t1v_458\" style=\"left:275px;bottom:859px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies to the key assumpt</div><div class=\"t s8_458\" id=\"t1w_458\" style=\"left:405px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions of Bohai, according to management judgement of reasonably </div><div class=\"t s8_458\" id=\"t1x_458\" style=\"left:69px;bottom:843px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">possible changes. Changes were applied to every cash \ufb02ow year on an ind</div><div class=\"t se_458\" id=\"t1y_458\" style=\"left:506px;bottom:843px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s8_458\" id=\"t1z_458\" style=\"left:516px;bottom:843px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idual basis. The percentage change to the </div><div class=\"t s8_458\" id=\"t20_458\" style=\"left:69px;bottom:827px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">assumptions re\ufb02ects the level at which management assess the reasonableness of the assumptions used and their impact </div><div class=\"t s8_458\" id=\"t21_458\" style=\"left:69px;bottom:811px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">on the Value in Use. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_458\" id=\"t26_458\" style=\"left:637px;bottom:792px;letter-spacing:-0.06px;word-spacing:-0.18px;display:inline;\">Key assumption change </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t28_458\" style=\"left:692px;bottom:775px;letter-spacing:0.01px;display:inline;\">Increase </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2d_458\" style=\"left:774px;bottom:775px;letter-spacing:0.01px;display:inline;\">Decrease </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t29_458\" style=\"left:675px;bottom:764px;letter-spacing:-0.05px;display:inline;\">Headroom/ </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2e_458\" style=\"left:762px;bottom:764px;letter-spacing:-0.05px;display:inline;\">Headroom/ </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2a_458\" style=\"left:668px;bottom:753px;letter-spacing:-0.05px;display:inline;\">(Impairment) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2f_458\" style=\"left:755px;bottom:753px;letter-spacing:-0.05px;display:inline;\">(Impairment) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sf_458\" id=\"t22_458\" style=\"left:69px;bottom:741px;display:inline;\">Sensit</div><div class=\"t sg_458\" id=\"t23_458\" style=\"left:98px;bottom:741px;letter-spacing:-0.03px;display:inline;\">iv</div><div class=\"t sf_458\" id=\"t24_458\" style=\"left:106px;bottom:741px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t sg_458\" id=\"t25_458\" style=\"left:113px;bottom:741px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t27_458\" style=\"left:589px;bottom:741px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">basis points </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2b_458\" style=\"left:693px;bottom:741px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">$ mill</div><div class=\"t sh_458\" id=\"t2c_458\" style=\"left:717px;bottom:741px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t2g_458\" style=\"left:779px;bottom:741px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">$ mill</div><div class=\"t sh_458\" id=\"t2h_458\" style=\"left:804px;bottom:741px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t2i_458\" style=\"left:69px;bottom:721px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Discount Rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2j_458\" style=\"left:624px;bottom:721px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2k_458\" style=\"left:708px;bottom:721px;letter-spacing:-0.1px;display:inline;\">(126) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2l_458\" style=\"left:799px;bottom:721px;letter-spacing:-0.13px;display:inline;\">169 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2m_458\" style=\"left:69px;bottom:702px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Long term GDP growth rate\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2n_458\" style=\"left:624px;bottom:702px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2o_458\" style=\"left:718px;bottom:702px;letter-spacing:0.09px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2p_458\" style=\"left:787px;bottom:702px;letter-spacing:-0.01px;display:inline;\">(100) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2q_458\" style=\"left:69px;bottom:683px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total assets growth rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2r_458\" style=\"left:624px;bottom:683px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2s_458\" style=\"left:720px;bottom:683px;letter-spacing:-0.28px;display:inline;\">41 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2t_458\" style=\"left:798px;bottom:683px;letter-spacing:-0.33px;display:inline;\">(40) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t2u_458\" style=\"left:69px;bottom:664px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">RWA as percentage of total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2v_458\" style=\"left:624px;bottom:664px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2w_458\" style=\"left:713px;bottom:664px;letter-spacing:-0.16px;display:inline;\">(26) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2x_458\" style=\"left:804px;bottom:664px;letter-spacing:0.04px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t2y_458\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net interest margin </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t2z_458\" style=\"left:632px;bottom:645px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t30_458\" style=\"left:711px;bottom:645px;letter-spacing:-0.08px;display:inline;\">452 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t31_458\" style=\"left:787px;bottom:645px;letter-spacing:-0.03px;display:inline;\">(282)\u00b2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t32_458\" style=\"left:69px;bottom:626px;word-spacing:-0.14px;display:inline;\">Net fee income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t33_458\" style=\"left:624px;bottom:626px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t34_458\" style=\"left:718px;bottom:626px;letter-spacing:0.12px;display:inline;\">53 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t35_458\" style=\"left:797px;bottom:626px;letter-spacing:-0.1px;display:inline;\">(51) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t36_458\" style=\"left:69px;bottom:607px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of customer loans </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t37_458\" style=\"left:632px;bottom:607px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t38_458\" style=\"left:706px;bottom:607px;letter-spacing:0.01px;display:inline;\">(275) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t39_458\" style=\"left:798px;bottom:607px;letter-spacing:0.05px;display:inline;\">275 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3a_458\" style=\"left:69px;bottom:588px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Expected credit losses as a percentage of \ufb01nanc</div><div class=\"t s4_458\" id=\"t3b_458\" style=\"left:339px;bottom:588px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sb_458\" id=\"t3c_458\" style=\"left:354px;bottom:588px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">investments measured at amortised </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t3d_458\" style=\"left:69px;bottom:573px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">cost and FVOCI </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3e_458\" style=\"left:632px;bottom:573px;letter-spacing:0.05px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3f_458\" style=\"left:710px;bottom:573px;display:inline;\">(131) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3g_458\" style=\"left:802px;bottom:573px;letter-spacing:0.04px;display:inline;\">131 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3h_458\" style=\"left:69px;bottom:554px;word-spacing:-0.15px;display:inline;\">Effective tax rate </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3i_458\" style=\"left:624px;bottom:554px;letter-spacing:0.1px;display:inline;\">100 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3j_458\" style=\"left:712px;bottom:554px;letter-spacing:0.02px;display:inline;\">(25) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3k_458\" style=\"left:805px;bottom:554px;letter-spacing:0.12px;display:inline;\">25 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t3l_458\" style=\"left:69px;bottom:535px;word-spacing:-0.13px;display:inline;\">Capital maintenance ratio </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3m_458\" style=\"left:630px;bottom:535px;letter-spacing:-0.02px;display:inline;\">50 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3n_458\" style=\"left:707px;bottom:535px;letter-spacing:0.06px;display:inline;\">(199) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t3o_458\" style=\"left:799px;bottom:535px;letter-spacing:0.06px;display:inline;\">199 </div></td></tr></table><div class=\"t sa_458\" id=\"t3p_458\" style=\"left:69px;bottom:511px;display:inline;\">1 </div><div class=\"t sd_458\" id=\"t3q_458\" style=\"left:82px;bottom:511px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Changes in long term GDP growth rate applied only to the calculation of the terminal value </div><div class=\"t sa_458\" id=\"t3r_458\" style=\"left:69px;bottom:494px;display:inline;\">2 </div><div class=\"t sd_458\" id=\"t3s_458\" style=\"left:82px;bottom:494px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Market capital</div><div class=\"t sa_458\" id=\"t3t_458\" style=\"left:150px;bottom:494px;letter-spacing:-0.03px;display:inline;\">isat</div><div class=\"t sd_458\" id=\"t3u_458\" style=\"left:167px;bottom:494px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion of Bohai at 31 December 2023 was used as impa</div><div class=\"t sa_458\" id=\"t3v_458\" style=\"left:403px;bottom:494px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">irment \ufb02oor </div><div class=\"t s8_458\" id=\"t3w_458\" style=\"left:69px;bottom:471px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The following table sets out the summarised \ufb01nanc</div><div class=\"t se_458\" id=\"t3x_458\" style=\"left:371px;bottom:471px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ial statements of Ch</div><div class=\"t s8_458\" id=\"t3y_458\" style=\"left:490px;bottom:471px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ina Bohai Bank prior to the Group\u2019s share of the </div><div class=\"t s8_458\" id=\"t3z_458\" style=\"left:69px;bottom:455px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">associate\u2019s pro\ufb01t being applied: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t40_458\" style=\"left:675px;bottom:437px;letter-spacing:-0.08px;word-spacing:-0.16px;display:inline;\">30 Sep 2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_458\" id=\"t43_458\" style=\"left:763px;bottom:437px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">30 Sep 2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_458\" id=\"t41_458\" style=\"left:694px;bottom:425px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sh_458\" id=\"t42_458\" style=\"left:717px;bottom:425px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_458\" id=\"t44_458\" style=\"left:783px;bottom:425px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_458\" id=\"t45_458\" style=\"left:804px;bottom:425px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_458\" id=\"t46_458\" style=\"left:69px;bottom:405px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t47_458\" style=\"left:688px;bottom:405px;letter-spacing:0.12px;display:inline;\">246,212 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t48_458\" style=\"left:776px;bottom:405px;letter-spacing:0.09px;display:inline;\">236,396 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_458\" id=\"t49_458\" style=\"left:69px;bottom:386px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">Total liab</div><div class=\"t s4_458\" id=\"t4a_458\" style=\"left:121px;bottom:386px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sb_458\" id=\"t4b_458\" style=\"left:127px;bottom:386px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_458\" id=\"t4c_458\" style=\"left:134px;bottom:386px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4d_458\" style=\"left:690px;bottom:386px;letter-spacing:-0.04px;display:inline;\">230,101 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4e_458\" style=\"left:775px;bottom:386px;display:inline;\">220,662 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t4f_458\" style=\"left:69px;bottom:348px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Operating income </div><div class=\"t sc_458\" id=\"t4g_458\" style=\"vertical-align: super;left:172px;bottom:354px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4h_458\" style=\"left:698px;bottom:348px;letter-spacing:0.15px;display:inline;\">3,640 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4i_458\" style=\"left:790px;bottom:348px;letter-spacing:-0.13px;display:inline;\">3,958 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_458\" id=\"t4j_458\" style=\"left:69px;bottom:329px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Net pro\ufb01t </div><div class=\"t sc_458\" id=\"t4k_458\" style=\"vertical-align: super;left:123px;bottom:335px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4l_458\" style=\"left:715px;bottom:329px;letter-spacing:-0.05px;display:inline;\">811 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4m_458\" style=\"left:794px;bottom:329px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sb_458\" id=\"t4n_458\" style=\"left:69px;bottom:310px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Other comprehensive income </div><div class=\"t sc_458\" id=\"t4o_458\" style=\"vertical-align: super;left:234px;bottom:316px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_458\" id=\"t4p_458\" style=\"left:708px;bottom:310px;display:inline;\">(38) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_458\" id=\"t4q_458\" style=\"left:794px;bottom:310px;letter-spacing:-0.19px;display:inline;\">(457) </div></td></tr></table><div class=\"t sa_458\" id=\"t4r_458\" style=\"left:69px;bottom:286px;display:inline;\">1 </div>This represents twelve months of earnings (1 October to 30 September) ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116253": {
   "value": "Accounting policy <div class=\"t s8_454\" id=\"td_454\" style=\"left:78px;bottom:1136px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Associates and jo</div><div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div><div class=\"t sb_454\" id=\"t1y_454\" style=\"left:78px;bottom:872px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">among other factors. </div><div class=\"t s8_454\" id=\"t1z_454\" style=\"left:78px;bottom:847px;letter-spacing:-0.17px;display:inline;\">Sign</div><div class=\"t s9_454\" id=\"t20_454\" style=\"left:104px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant account</div><div class=\"t s8_454\" id=\"t21_454\" style=\"left:193px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing estimates and judgements </div><div class=\"t sa_454\" id=\"t22_454\" style=\"left:78px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The Group applies judgement in determin</div><div class=\"t sb_454\" id=\"t23_454\" style=\"left:325px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t24_454\" style=\"left:347px;bottom:831px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">if it has control, jo</div><div class=\"t sb_454\" id=\"t25_454\" style=\"left:449px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int control or s</div><div class=\"t sa_454\" id=\"t26_454\" style=\"left:531px;bottom:831px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t27_454\" style=\"left:550px;bottom:831px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t28_454\" style=\"left:590px;bottom:831px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in\ufb02uence over subsid</div><div class=\"t sb_454\" id=\"t29_454\" style=\"left:712px;bottom:831px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t2a_454\" style=\"left:728px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, jo</div><div class=\"t sb_454\" id=\"t2b_454\" style=\"left:759px;bottom:831px;letter-spacing:-0.19px;display:inline;\">int </div><div class=\"t sa_454\" id=\"t2c_454\" style=\"left:78px;bottom:815px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ventures and associates respectively. These judgements are based upon ident</div><div class=\"t sb_454\" id=\"t2d_454\" style=\"left:538px;bottom:815px;letter-spacing:0.12px;display:inline;\">ify</div><div class=\"t sa_454\" id=\"t2e_454\" style=\"left:552px;bottom:815px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing the relevant activ</div><div class=\"t sb_454\" id=\"t2f_454\" style=\"left:677px;bottom:815px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2g_454\" style=\"left:685px;bottom:815px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies of counterparties, </div><div class=\"t sa_454\" id=\"t2h_454\" style=\"left:78px;bottom:799px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">being those activ</div><div class=\"t sb_454\" id=\"t2i_454\" style=\"left:180px;bottom:799px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t2j_454\" style=\"left:188px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies that sign</div><div class=\"t sb_454\" id=\"t2k_454\" style=\"left:258px;bottom:799px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">i\ufb01cantly affect the ent</div><div class=\"t sa_454\" id=\"t2l_454\" style=\"left:389px;bottom:799px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sb_454\" id=\"t2m_454\" style=\"left:396px;bottom:799px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ies returns, and further mak</div><div class=\"t sa_454\" id=\"t2n_454\" style=\"left:558px;bottom:799px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing a decis</div><div class=\"t sb_454\" id=\"t2o_454\" style=\"left:621px;bottom:799px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion of </div><div class=\"t sa_454\" id=\"t2p_454\" style=\"left:657px;bottom:799px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">if the Group has control </div><div class=\"t sa_454\" id=\"t2q_454\" style=\"left:78px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">over those entit</div><div class=\"t sb_454\" id=\"t2r_454\" style=\"left:170px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies, joint control, or has s</div><div class=\"t sa_454\" id=\"t2s_454\" style=\"left:311px;bottom:783px;letter-spacing:-0.18px;display:inline;\">ign</div><div class=\"t sb_454\" id=\"t2t_454\" style=\"left:329px;bottom:783px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t sa_454\" id=\"t2u_454\" style=\"left:369px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in\ufb02uence (being the power to partic</div><div class=\"t sb_454\" id=\"t2v_454\" style=\"left:581px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ipate </div><div class=\"t sa_454\" id=\"t2w_454\" style=\"left:615px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the \ufb01nanc</div><div class=\"t sb_454\" id=\"t2x_454\" style=\"left:688px;bottom:783px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ial and operat</div><div class=\"t sa_454\" id=\"t2y_454\" style=\"left:771px;bottom:783px;letter-spacing:-0.14px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t2z_454\" style=\"left:78px;bottom:767px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">policy decis</div><div class=\"t sb_454\" id=\"t30_454\" style=\"left:146px;bottom:767px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ions but not control them). </div><div class=\"t sa_454\" id=\"t31_454\" style=\"left:78px;bottom:743px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">These judgements are at times determined by equity holdings, and the voting rights associated with those holdings. </div><div class=\"t sa_454\" id=\"t32_454\" style=\"left:78px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">However, further considerat</div><div class=\"t sb_454\" id=\"t33_454\" style=\"left:242px;bottom:727px;letter-spacing:-0.14px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t34_454\" style=\"left:269px;bottom:727px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t sb_454\" id=\"t35_454\" style=\"left:304px;bottom:727px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing but not l</div><div class=\"t sa_454\" id=\"t36_454\" style=\"left:374px;bottom:727px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t37_454\" style=\"left:389px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ited to board seats, adv</div><div class=\"t sa_454\" id=\"t38_454\" style=\"left:530px;bottom:727px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">isory committee members and special</div><div class=\"t sb_454\" id=\"t39_454\" style=\"left:755px;bottom:727px;letter-spacing:-0.15px;display:inline;\">ist </div><div class=\"t sa_454\" id=\"t3a_454\" style=\"left:78px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">knowledge of some decis</div><div class=\"t sb_454\" id=\"t3b_454\" style=\"left:228px;bottom:711px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion-makers are also taken </div><div class=\"t sa_454\" id=\"t3c_454\" style=\"left:383px;bottom:711px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">into account. Further judgement is required when determin</div><div class=\"t sb_454\" id=\"t3d_454\" style=\"left:730px;bottom:711px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t sa_454\" id=\"t3e_454\" style=\"left:752px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">if the </div><div class=\"t sa_454\" id=\"t3f_454\" style=\"left:78px;bottom:695px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group has de-facto control over an entity even though it may hold less than 50% of the voting shares of that entity. </div><div class=\"t sa_454\" id=\"t3g_454\" style=\"left:78px;bottom:679px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Judgement is required to determine the relative size of the Group\u2019s shareholding when compared to the size and dispers</div><div class=\"t sb_454\" id=\"t3h_454\" style=\"left:782px;bottom:679px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t sb_454\" id=\"t3i_454\" style=\"left:78px;bottom:663px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">of other shareholders. </div><div class=\"t sa_454\" id=\"t3j_454\" style=\"left:78px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Impairment testing of investments in associates and jo</div><div class=\"t sb_454\" id=\"t3k_454\" style=\"left:400px;bottom:639px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">int ventures, and on a Company level </div><div class=\"t sa_454\" id=\"t3l_454\" style=\"left:620px;bottom:639px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">investments in subsid</div><div class=\"t sb_454\" id=\"t3m_454\" style=\"left:746px;bottom:639px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t3n_454\" style=\"left:761px;bottom:639px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies is </div><div class=\"t sa_454\" id=\"t3o_454\" style=\"left:78px;bottom:623px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">performed if there is a possible ind</div><div class=\"t sb_454\" id=\"t3p_454\" style=\"left:280px;bottom:623px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icator of </div><div class=\"t sa_454\" id=\"t3q_454\" style=\"left:332px;bottom:623px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3r_454\" style=\"left:363px;bottom:623px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">irment. Judgement </div><div class=\"t sa_454\" id=\"t3s_454\" style=\"left:478px;bottom:623px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is used to determine if there is object</div><div class=\"t sb_454\" id=\"t3t_454\" style=\"left:693px;bottom:623px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t3u_454\" style=\"left:726px;bottom:623px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of </div><div class=\"t sa_454\" id=\"t3v_454\" style=\"left:78px;bottom:607px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t3w_454\" style=\"left:109px;bottom:607px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">irment. Objective ev</div><div class=\"t sa_454\" id=\"t3x_454\" style=\"left:227px;bottom:607px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idence may be observable data such as losses incurred on the investment when applying the </div><div class=\"t sa_454\" id=\"t3y_454\" style=\"left:78px;bottom:591px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">equity method, the granting of concessions as a result of \ufb01nanc</div><div class=\"t sb_454\" id=\"t3z_454\" style=\"left:451px;bottom:591px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ial d</div><div class=\"t sa_454\" id=\"t40_454\" style=\"left:475px;bottom:591px;letter-spacing:-0.05px;display:inline;\">iff</div><div class=\"t sb_454\" id=\"t41_454\" style=\"left:488px;bottom:591px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">iculty, or breaches of contracts/regulatory \ufb01nes of the </div><div class=\"t sa_454\" id=\"t42_454\" style=\"left:78px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">associate or jo</div><div class=\"t sb_454\" id=\"t43_454\" style=\"left:163px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">int venture. Further judgement </div><div class=\"t sa_454\" id=\"t44_454\" style=\"left:344px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">is required when consider</div><div class=\"t sb_454\" id=\"t45_454\" style=\"left:494px;bottom:575px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing broader </div><div class=\"t sa_454\" id=\"t46_454\" style=\"left:566px;bottom:575px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t sb_454\" id=\"t47_454\" style=\"left:585px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">icators of </div><div class=\"t sa_454\" id=\"t48_454\" style=\"left:643px;bottom:575px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t49_454\" style=\"left:674px;bottom:575px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">irment such as losses </div><div class=\"t sa_454\" id=\"t4a_454\" style=\"left:78px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of active markets or ratings downgrades across key markets in which the associate or jo</div><div class=\"t sb_454\" id=\"t4b_454\" style=\"left:593px;bottom:559px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int venture operate </div><div class=\"t sa_454\" id=\"t4c_454\" style=\"left:709px;bottom:559px;letter-spacing:-0.12px;display:inline;\">in. </div><div class=\"t sa_454\" id=\"t4d_454\" style=\"left:78px;bottom:535px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Impairment testing is based on estimates includ</div><div class=\"t sb_454\" id=\"t4e_454\" style=\"left:361px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing forecast</div><div class=\"t sa_454\" id=\"t4f_454\" style=\"left:431px;bottom:535px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing the expected cash \ufb02ows from the investments, growth rates, </div><div class=\"t sa_454\" id=\"t4g_454\" style=\"left:78px;bottom:519px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">terminal values and the discount rate used in calculation of the present values of those cash \ufb02ows. The estimat</div><div class=\"t sb_454\" id=\"t4h_454\" style=\"left:728px;bottom:519px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion of future </div><div class=\"t sa_454\" id=\"t4i_454\" style=\"left:78px;bottom:503px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">cash \ufb02ows and the level to which they are discounted is inherently uncertain and requires sign</div><div class=\"t sb_454\" id=\"t4j_454\" style=\"left:627px;bottom:503px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">i\ufb01cant judgement. </div><div class=\"t s8_454\" id=\"t4k_454\" style=\"left:78px;bottom:478px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Business combinat</div><div class=\"t s9_454\" id=\"t4l_454\" style=\"left:188px;bottom:478px;letter-spacing:-0.11px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t4m_454\" style=\"left:78px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The acquis</div><div class=\"t sb_454\" id=\"t4n_454\" style=\"left:142px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4o_454\" style=\"left:150px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion method of accounting is used to account for the acquis</div><div class=\"t sb_454\" id=\"t4p_454\" style=\"left:496px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4q_454\" style=\"left:503px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of subsid</div><div class=\"t sb_454\" id=\"t4r_454\" style=\"left:577px;bottom:462px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4s_454\" style=\"left:592px;bottom:462px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies by the Group. </div><div class=\"t sb_454\" id=\"t4t_454\" style=\"left:78px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the Company\u2019s \ufb01nancial statements, </div><div class=\"t sa_454\" id=\"t4u_454\" style=\"left:310px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment in subsid</div><div class=\"t sb_454\" id=\"t4v_454\" style=\"left:430px;bottom:438px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4w_454\" style=\"left:445px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, associates and jo</div><div class=\"t sb_454\" id=\"t4x_454\" style=\"left:569px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are held at cost less </div><div class=\"t sa_454\" id=\"t4y_454\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t4z_454\" style=\"left:109px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and d</div><div class=\"t sa_454\" id=\"t50_454\" style=\"left:185px;bottom:422px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t sb_454\" id=\"t51_454\" style=\"left:195px;bottom:422px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idends from pre-acqu</div><div class=\"t sa_454\" id=\"t52_454\" style=\"left:323px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"t53_454\" style=\"left:332px;bottom:422px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t54_454\" style=\"left:340px;bottom:422px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pro\ufb01ts received prior to 1 January 2009, if any. Inter-company transactions, </div><div class=\"t sa_454\" id=\"t55_454\" style=\"left:78px;bottom:406px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">balances and unrealised gains and losses on transactions between Group companies are elim</div><div class=\"t sb_454\" id=\"t56_454\" style=\"left:633px;bottom:406px;letter-spacing:-0.13px;display:inline;\">inated </div>in the Group accounts.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForInvestmentsInSubsidiaryUndertakingsJointVenturesAndAssociatesExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116257": {
   "value": "Associates and jo<div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div>among other factors.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116258": {
   "value": "Associates and jo<div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div>among other factors.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116259": {
   "value": "Associates and jo<div class=\"t s9_454\" id=\"te_454\" style=\"left:182px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int arrangements </div><div class=\"t sa_454\" id=\"tf_454\" style=\"left:78px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The Group did not have any contractual interest in jo</div><div class=\"t sb_454\" id=\"tg_454\" style=\"left:388px;bottom:1120px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">int operat</div><div class=\"t sa_454\" id=\"th_454\" style=\"left:447px;bottom:1120px;letter-spacing:-0.09px;display:inline;\">ions. </div><div class=\"t sa_454\" id=\"ti_454\" style=\"left:78px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Investments in associates and jo</div><div class=\"t sb_454\" id=\"tj_454\" style=\"left:268px;bottom:1096px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are accounted for by the equ</div><div class=\"t sa_454\" id=\"tk_454\" style=\"left:511px;bottom:1096px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity method of accounting and are in</div><div class=\"t sb_454\" id=\"tl_454\" style=\"left:723px;bottom:1096px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tm_454\" style=\"left:731px;bottom:1096px;letter-spacing:-0.16px;display:inline;\">ially </div><div class=\"t sa_454\" id=\"tn_454\" style=\"left:78px;bottom:1080px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">recognised at cost. The Group\u2019s investment in associates and jo</div><div class=\"t sb_454\" id=\"to_454\" style=\"left:449px;bottom:1080px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int ventures </div><div class=\"t sa_454\" id=\"tp_454\" style=\"left:520px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">includes goodwill ident</div><div class=\"t sb_454\" id=\"tq_454\" style=\"left:656px;bottom:1080px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">i\ufb01ed on acqu</div><div class=\"t sa_454\" id=\"tr_454\" style=\"left:733px;bottom:1080px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"ts_454\" style=\"left:741px;bottom:1080px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"tt_454\" style=\"left:749px;bottom:1080px;letter-spacing:-0.14px;display:inline;\">ion </div><div class=\"t sa_454\" id=\"tu_454\" style=\"left:78px;bottom:1064px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">(net of any accumulated impa</div><div class=\"t sb_454\" id=\"tv_454\" style=\"left:257px;bottom:1064px;letter-spacing:-0.26px;display:inline;\">irment loss). </div><div class=\"t sa_454\" id=\"tw_454\" style=\"left:78px;bottom:1040px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">The Group\u2019s share of its associates\u2019 and jo</div><div class=\"t sb_454\" id=\"tx_454\" style=\"left:322px;bottom:1040px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">int ventures\u2019 post-acqu</div><div class=\"t sa_454\" id=\"ty_454\" style=\"left:456px;bottom:1040px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"tz_454\" style=\"left:465px;bottom:1040px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t10_454\" style=\"left:472px;bottom:1040px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion pro\ufb01ts or losses is recognised in the income statement, </div><div class=\"t sa_454\" id=\"t11_454\" style=\"left:78px;bottom:1024px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">and its share of post-acquis</div><div class=\"t sb_454\" id=\"t12_454\" style=\"left:240px;bottom:1024px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t13_454\" style=\"left:248px;bottom:1024px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion movements in other comprehensive income is recognised in reserves. The cumulative </div><div class=\"t sa_454\" id=\"t14_454\" style=\"left:78px;bottom:1008px;letter-spacing:-0.23px;display:inline;\">post-acquis</div><div class=\"t sb_454\" id=\"t15_454\" style=\"left:147px;bottom:1008px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t16_454\" style=\"left:155px;bottom:1008px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion movements are adjusted against the carrying amount of the investment. When the Group\u2019s share of losses </div><div class=\"t sa_454\" id=\"t17_454\" style=\"left:78px;bottom:992px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in an associate or a jo</div><div class=\"t sb_454\" id=\"t18_454\" style=\"left:205px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">int venture equals or exceeds </div><div class=\"t sa_454\" id=\"t19_454\" style=\"left:379px;bottom:992px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">its interest in the associate, includ</div><div class=\"t sb_454\" id=\"t1a_454\" style=\"left:576px;bottom:992px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing any other unsecured rece</div><div class=\"t sa_454\" id=\"t1b_454\" style=\"left:747px;bottom:992px;letter-spacing:-0.13px;display:inline;\">ivables, </div><div class=\"t sa_454\" id=\"t1c_454\" style=\"left:78px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the Group does not recognise further losses, unless it has incurred obligat</div><div class=\"t sb_454\" id=\"t1d_454\" style=\"left:507px;bottom:976px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ions or made payments on behalf of the assoc</div><div class=\"t sa_454\" id=\"t1e_454\" style=\"left:780px;bottom:976px;letter-spacing:-0.14px;display:inline;\">iate </div><div class=\"t sb_454\" id=\"t1f_454\" style=\"left:78px;bottom:960px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">or joint venture. </div><div class=\"t sa_454\" id=\"t1g_454\" style=\"left:78px;bottom:936px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Unrealised gains and losses on transactions between the Group and its associates and jo</div><div class=\"t sb_454\" id=\"t1h_454\" style=\"left:603px;bottom:936px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">int ventures are el</div><div class=\"t sa_454\" id=\"t1i_454\" style=\"left:707px;bottom:936px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t sb_454\" id=\"t1j_454\" style=\"left:722px;bottom:936px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inated to the </div><div class=\"t sa_454\" id=\"t1k_454\" style=\"left:78px;bottom:920px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">extent of the Group\u2019s interest in the associates and jo</div><div class=\"t sb_454\" id=\"t1l_454\" style=\"left:389px;bottom:920px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">int ventures. At each balance sheet date, the Group assesses whether </div><div class=\"t sa_454\" id=\"t1m_454\" style=\"left:78px;bottom:904px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">there is any object</div><div class=\"t sb_454\" id=\"t1n_454\" style=\"left:185px;bottom:904px;letter-spacing:-0.23px;word-spacing:-0.03px;display:inline;\">ive ev</div><div class=\"t sa_454\" id=\"t1o_454\" style=\"left:219px;bottom:904px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">idence of impa</div><div class=\"t sb_454\" id=\"t1p_454\" style=\"left:307px;bottom:904px;letter-spacing:-0.13px;display:inline;\">irment </div><div class=\"t sa_454\" id=\"t1q_454\" style=\"left:348px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in the investment in associates and jo</div><div class=\"t sb_454\" id=\"t1r_454\" style=\"left:569px;bottom:904px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures. Such ev</div><div class=\"t sa_454\" id=\"t1s_454\" style=\"left:688px;bottom:904px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">idence includes a </div><div class=\"t sa_454\" id=\"t1t_454\" style=\"left:78px;bottom:888px;letter-spacing:-0.16px;display:inline;\">sign</div><div class=\"t sb_454\" id=\"t1u_454\" style=\"left:102px;bottom:888px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">i\ufb01cant or prolonged decl</div><div class=\"t sa_454\" id=\"t1v_454\" style=\"left:247px;bottom:888px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ine in the fair value of the Group\u2019s investment in an associate or jo</div><div class=\"t sb_454\" id=\"t1w_454\" style=\"left:630px;bottom:888px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int venture below </div><div class=\"t sa_454\" id=\"t1x_454\" style=\"left:735px;bottom:888px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">its cost, </div>among other factors.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsInJointVentures",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f116417": {
   "value": "Business combinat<div class=\"t s9_454\" id=\"t4l_454\" style=\"left:188px;bottom:478px;letter-spacing:-0.11px;display:inline;\">ions </div><div class=\"t sa_454\" id=\"t4m_454\" style=\"left:78px;bottom:462px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">The acquis</div><div class=\"t sb_454\" id=\"t4n_454\" style=\"left:142px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4o_454\" style=\"left:150px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion method of accounting is used to account for the acquis</div><div class=\"t sb_454\" id=\"t4p_454\" style=\"left:496px;bottom:462px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t4q_454\" style=\"left:503px;bottom:462px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion of subsid</div><div class=\"t sb_454\" id=\"t4r_454\" style=\"left:577px;bottom:462px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4s_454\" style=\"left:592px;bottom:462px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies by the Group. </div><div class=\"t sb_454\" id=\"t4t_454\" style=\"left:78px;bottom:438px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">In the Company\u2019s \ufb01nancial statements, </div><div class=\"t sa_454\" id=\"t4u_454\" style=\"left:310px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">investment in subsid</div><div class=\"t sb_454\" id=\"t4v_454\" style=\"left:430px;bottom:438px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t sa_454\" id=\"t4w_454\" style=\"left:445px;bottom:438px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, associates and jo</div><div class=\"t sb_454\" id=\"t4x_454\" style=\"left:569px;bottom:438px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">int ventures are held at cost less </div><div class=\"t sa_454\" id=\"t4y_454\" style=\"left:78px;bottom:422px;letter-spacing:-0.13px;display:inline;\">impa</div><div class=\"t sb_454\" id=\"t4z_454\" style=\"left:109px;bottom:422px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irment and d</div><div class=\"t sa_454\" id=\"t50_454\" style=\"left:185px;bottom:422px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t sb_454\" id=\"t51_454\" style=\"left:195px;bottom:422px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idends from pre-acqu</div><div class=\"t sa_454\" id=\"t52_454\" style=\"left:323px;bottom:422px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t sb_454\" id=\"t53_454\" style=\"left:332px;bottom:422px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t sa_454\" id=\"t54_454\" style=\"left:340px;bottom:422px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ion pro\ufb01ts received prior to 1 January 2009, if any. Inter-company transactions, </div><div class=\"t sa_454\" id=\"t55_454\" style=\"left:78px;bottom:406px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">balances and unrealised gains and losses on transactions between Group companies are elim</div><div class=\"t sb_454\" id=\"t56_454\" style=\"left:633px;bottom:406px;letter-spacing:-0.13px;display:inline;\">inated </div>in the Group accounts.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f117753": {
   "value": "33. Structured entit<div class=\"t s5_459\" id=\"t7_459\" style=\"left:229px;bottom:1180px;letter-spacing:-0.2px;display:inline;\">ies </div><div class=\"t s6_459\" id=\"t8_459\" style=\"left:95px;bottom:1154px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_459\" id=\"t9_459\" style=\"left:95px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Structured entit</div><div class=\"t s8_459\" id=\"ta_459\" style=\"left:188px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are consol</div><div class=\"t s7_459\" id=\"tb_459\" style=\"left:267px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idated when the substance of the relationsh</div><div class=\"t s8_459\" id=\"tc_459\" style=\"left:528px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ip between the Group and the structured ent</div><div class=\"t s7_459\" id=\"td_459\" style=\"left:793px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_459\" id=\"te_459\" style=\"left:95px;bottom:1120px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s8_459\" id=\"tf_459\" style=\"left:114px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icates the Group has power over the contractual relevant act</div><div class=\"t s7_459\" id=\"tg_459\" style=\"left:473px;bottom:1120px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"th_459\" style=\"left:482px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"ti_459\" style=\"left:490px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies of the structured entity, is exposed to variable returns, </div><div class=\"t s7_459\" id=\"tj_459\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and can use that power to affect the variable return exposure. </div><div class=\"t s7_459\" id=\"tk_459\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t s8_459\" id=\"tl_459\" style=\"left:163px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing whether to consol</div><div class=\"t s7_459\" id=\"tm_459\" style=\"left:290px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idate a structured entity to which assets have been transferred, the Group takes into </div><div class=\"t s7_459\" id=\"tn_459\" style=\"left:95px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">account its abil</div><div class=\"t s8_459\" id=\"to_459\" style=\"left:185px;bottom:1064px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"tp_459\" style=\"left:225px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irect the relevant activ</div><div class=\"t s8_459\" id=\"tq_459\" style=\"left:357px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tr_459\" style=\"left:365px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies of the structured entity. These relevant activ</div><div class=\"t s8_459\" id=\"ts_459\" style=\"left:642px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tt_459\" style=\"left:650px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are generally evidenced </div><div class=\"t s7_459\" id=\"tu_459\" style=\"left:95px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">through a unilateral right to liqu</div><div class=\"t s8_459\" id=\"tv_459\" style=\"left:283px;bottom:1048px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">idate the structured ent</div><div class=\"t s7_459\" id=\"tw_459\" style=\"left:422px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, investment in a substantial proportion of the securit</div><div class=\"t s8_459\" id=\"tx_459\" style=\"left:746px;bottom:1048px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_459\" id=\"ty_459\" style=\"left:764px;bottom:1048px;letter-spacing:-0.08px;display:inline;\">issued </div><div class=\"t s7_459\" id=\"tz_459\" style=\"left:95px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">by the structured entity or where the Group holds specif</div><div class=\"t s8_459\" id=\"t10_459\" style=\"left:423px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic subord</div><div class=\"t s7_459\" id=\"t11_459\" style=\"left:476px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">inate securit</div><div class=\"t s8_459\" id=\"t12_459\" style=\"left:549px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies that embody certa</div><div class=\"t s7_459\" id=\"t13_459\" style=\"left:679px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in controlling rights. </div><div class=\"t s7_459\" id=\"t14_459\" style=\"left:95px;bottom:1016px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group may further consider relevant activ</div><div class=\"t s8_459\" id=\"t15_459\" style=\"left:367px;bottom:1016px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t16_459\" style=\"left:375px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies embedded with</div><div class=\"t s8_459\" id=\"t17_459\" style=\"left:488px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in contractual arrangements such as call opt</div><div class=\"t s7_459\" id=\"t18_459\" style=\"left:752px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions which </div><div class=\"t s7_459\" id=\"t19_459\" style=\"left:95px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">give the practical abil</div><div class=\"t s8_459\" id=\"t1a_459\" style=\"left:222px;bottom:1000px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"t1b_459\" style=\"left:263px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irect the entity, special relationsh</div><div class=\"t s8_459\" id=\"t1c_459\" style=\"left:456px;bottom:1000px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ips between the structured ent</div><div class=\"t s7_459\" id=\"t1d_459\" style=\"left:638px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and investors, and if a single </div><div class=\"t s7_459\" id=\"t1e_459\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">investor has a large exposure to variable returns of the structured entity. </div><div class=\"t s7_459\" id=\"t1f_459\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Judgement is required in determin</div><div class=\"t s8_459\" id=\"t1g_459\" style=\"left:297px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing control over structured ent</div><div class=\"t s7_459\" id=\"t1h_459\" style=\"left:475px;bottom:960px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_459\" id=\"t1i_459\" style=\"left:482px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. The purpose and des</div><div class=\"t s7_459\" id=\"t1j_459\" style=\"left:628px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ign of the entity is considered, </div><div class=\"t s7_459\" id=\"t1k_459\" style=\"left:95px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">along with a determinat</div><div class=\"t s8_459\" id=\"t1l_459\" style=\"left:240px;bottom:944px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of what the relevant act</div><div class=\"t s7_459\" id=\"t1m_459\" style=\"left:403px;bottom:944px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"t1n_459\" style=\"left:412px;bottom:944px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t1o_459\" style=\"left:420px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies are of the entity and who directs these. Further judgements are </div><div class=\"t s7_459\" id=\"t1p_459\" style=\"left:95px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">made around which investor is exposed to and absorbs the variable returns of the structured entity. The Group will have to </div><div class=\"t s7_459\" id=\"t1q_459\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">weigh up all of these facts to consider whether the Group, or another involved party is acting as a princ</div><div class=\"t s8_459\" id=\"t1r_459\" style=\"left:699px;bottom:912px;letter-spacing:-0.16px;display:inline;\">ipal </div><div class=\"t s7_459\" id=\"t1s_459\" style=\"left:724px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in its own right or </div><div class=\"t s7_459\" id=\"t1t_459\" style=\"left:95px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">as an agent on behalf of others. Judgement is further required in the ongoing assessment of control over structured entit</div><div class=\"t s8_459\" id=\"t1u_459\" style=\"left:803px;bottom:896px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t s7_459\" id=\"t1v_459\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t s8_459\" id=\"t1w_459\" style=\"left:131px;bottom:880px;letter-spacing:-0.18px;display:inline;\">ically </div><div class=\"t s7_459\" id=\"t1x_459\" style=\"left:163px;bottom:880px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if market condit</div><div class=\"t s8_459\" id=\"t1y_459\" style=\"left:256px;bottom:880px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions have an effect on the var</div><div class=\"t s7_459\" id=\"t1z_459\" style=\"left:431px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iable return exposure of different investors. </div><div class=\"t s6_459\" id=\"t20_459\" style=\"left:87px;bottom:847px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Interests in consolidated structured entit</div><div class=\"t s9_459\" id=\"t21_459\" style=\"left:333px;bottom:847px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_459\" id=\"t22_459\" style=\"left:355px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">A structured entity is consolidated into the Group\u2019s \ufb01nanc</div><div class=\"t s8_459\" id=\"t23_459\" style=\"left:692px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial statements where the </div><div class=\"t s7_459\" id=\"t24_459\" style=\"left:87px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Group controls the structured entity, as per the determinat</div><div class=\"t s8_459\" id=\"t25_459\" style=\"left:431px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_459\" id=\"t26_459\" style=\"left:452px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the accounting policy above. The following table presents the </div><div class=\"t s7_459\" id=\"t27_459\" style=\"left:87px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group\u2019s interests in consolidated structured entit</div><div class=\"t s8_459\" id=\"t28_459\" style=\"left:371px;bottom:815px;letter-spacing:-0.1px;display:inline;\">ies. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_459\" id=\"t29_459\" style=\"left:726px;bottom:796px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_459\" id=\"t2c_459\" style=\"left:813px;bottom:796px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_459\" id=\"t2a_459\" style=\"left:712px;bottom:785px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t2b_459\" style=\"left:734px;bottom:785px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_459\" id=\"t2d_459\" style=\"left:800px;bottom:785px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t2e_459\" style=\"left:822px;bottom:785px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t2f_459\" style=\"left:87px;bottom:765px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Aircraft and ship leasing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t2g_459\" style=\"left:736px;bottom:765px;letter-spacing:-0.19px;display:inline;\">52 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t2h_459\" style=\"left:809px;bottom:765px;letter-spacing:0.08px;display:inline;\">3,531 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t2i_459\" style=\"left:87px;bottom:746px;display:inline;\">Princ</div><div class=\"t se_459\" id=\"t2j_459\" style=\"left:114px;bottom:746px;word-spacing:-0.14px;display:inline;\">ipal and other structured \ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t2k_459\" style=\"left:729px;bottom:746px;letter-spacing:0.12px;display:inline;\">353 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t2l_459\" style=\"left:815px;bottom:746px;letter-spacing:0.09px;display:inline;\">330 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t2m_459\" style=\"left:87px;bottom:727px;letter-spacing:-0.22px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t2n_459\" style=\"left:726px;bottom:727px;letter-spacing:0.12px;display:inline;\">405 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t2o_459\" style=\"left:809px;bottom:727px;letter-spacing:-0.04px;display:inline;\">3,861 </div></td></tr></table><div class=\"t s6_459\" id=\"t2p_459\" style=\"left:87px;bottom:697px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Interests in unconsolidated structured entit</div><div class=\"t s9_459\" id=\"t2q_459\" style=\"left:348px;bottom:697px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_459\" id=\"t2r_459\" style=\"left:371px;bottom:697px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Unconsolidated structured entit</div><div class=\"t s8_459\" id=\"t2s_459\" style=\"left:559px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies are all structured ent</div><div class=\"t s7_459\" id=\"t2t_459\" style=\"left:700px;bottom:697px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_459\" id=\"t2u_459\" style=\"left:708px;bottom:697px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not </div><div class=\"t s7_459\" id=\"t2v_459\" style=\"left:87px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">controlled by the Group. The Group enters into transactions with unconsolidated structured entit</div><div class=\"t s8_459\" id=\"t2w_459\" style=\"left:655px;bottom:681px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_459\" id=\"t2x_459\" style=\"left:674px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the normal course of </div><div class=\"t s7_459\" id=\"t2y_459\" style=\"left:87px;bottom:665px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">business to facil</div><div class=\"t s8_459\" id=\"t2z_459\" style=\"left:180px;bottom:665px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itate customer transact</div><div class=\"t s7_459\" id=\"t30_459\" style=\"left:318px;bottom:665px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions and for specif</div><div class=\"t s8_459\" id=\"t31_459\" style=\"left:426px;bottom:665px;letter-spacing:-0.22px;display:inline;\">ic </div><div class=\"t s7_459\" id=\"t32_459\" style=\"left:438px;bottom:665px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">investment opportunit</div><div class=\"t s8_459\" id=\"t33_459\" style=\"left:571px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s7_459\" id=\"t34_459\" style=\"left:608px;bottom:665px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is is predominantly with</div><div class=\"t s8_459\" id=\"t35_459\" style=\"left:747px;bottom:665px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in the CCIB </div><div class=\"t s7_459\" id=\"t36_459\" style=\"left:87px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">business segment. An interest in a structured entity is contractual or non-contractual involvement which creates variab</div><div class=\"t s8_459\" id=\"t37_459\" style=\"left:785px;bottom:649px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_459\" id=\"t38_459\" style=\"left:791px;bottom:649px;letter-spacing:-0.06px;word-spacing:-0.21px;display:inline;\">ity of </div><div class=\"t s7_459\" id=\"t39_459\" style=\"left:87px;bottom:633px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the returns of the Group aris</div><div class=\"t s8_459\" id=\"t3a_459\" style=\"left:252px;bottom:633px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing from the performance of the structured ent</div><div class=\"t s7_459\" id=\"t3b_459\" style=\"left:528px;bottom:633px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s7_459\" id=\"t3c_459\" style=\"left:87px;bottom:609px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The table below presents the carrying amount of the assets recognised in the \ufb01nanc</div><div class=\"t s8_459\" id=\"t3d_459\" style=\"left:583px;bottom:609px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements relat</div><div class=\"t s7_459\" id=\"t3e_459\" style=\"left:698px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing to variable interests </div><div class=\"t s7_459\" id=\"t3f_459\" style=\"left:87px;bottom:593px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">held in unconsolidated structured entit</div><div class=\"t s8_459\" id=\"t3g_459\" style=\"left:315px;bottom:593px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies, the max</div><div class=\"t s7_459\" id=\"t3h_459\" style=\"left:386px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imum exposure to loss relating to those interests and the total assets of </div><div class=\"t s7_459\" id=\"t3i_459\" style=\"left:87px;bottom:577px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">the structured entit</div><div class=\"t s8_459\" id=\"t3j_459\" style=\"left:200px;bottom:577px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies. Max</div><div class=\"t s7_459\" id=\"t3k_459\" style=\"left:248px;bottom:577px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum exposure to loss is primar</div><div class=\"t s8_459\" id=\"t3l_459\" style=\"left:433px;bottom:577px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ily l</div><div class=\"t s7_459\" id=\"t3m_459\" style=\"left:450px;bottom:577px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_459\" id=\"t3n_459\" style=\"left:465px;bottom:577px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ited to the carry</div><div class=\"t s7_459\" id=\"t3o_459\" style=\"left:559px;bottom:577px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing amount of the Group\u2019s on-balance sheet </div><div class=\"t s7_459\" id=\"t3p_459\" style=\"left:87px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure to the structured entity. For derivat</div><div class=\"t s8_459\" id=\"t3q_459\" style=\"left:347px;bottom:561px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ives, the max</div><div class=\"t s7_459\" id=\"t3r_459\" style=\"left:424px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum exposure to loss represents the on-balance sheet valuation and </div><div class=\"t s7_459\" id=\"t3s_459\" style=\"left:87px;bottom:545px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">not the notional amount. For commitments and guarantees, the maximum exposure to loss is the notional amount of potential </div><div class=\"t s7_459\" id=\"t3t_459\" style=\"left:87px;bottom:528px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">future losses. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3u_459\" style=\"left:362px;bottom:510px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t3v_459\" style=\"left:681px;bottom:510px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3w_459\" style=\"left:234px;bottom:493px;letter-spacing:0.01px;display:inline;\">Asset- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t49_459\" style=\"left:383px;bottom:493px;letter-spacing:-0.07px;display:inline;\">Princ</div><div class=\"t s3_459\" id=\"t4a_459\" style=\"left:406px;bottom:493px;letter-spacing:-0.02px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4o_459\" style=\"left:555px;bottom:493px;letter-spacing:-0.13px;display:inline;\">Asset- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t51_459\" style=\"left:704px;bottom:493px;letter-spacing:-0.04px;display:inline;\">Princ</div><div class=\"t sb_459\" id=\"t52_459\" style=\"left:726px;bottom:493px;letter-spacing:-0.04px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3x_459\" style=\"left:229px;bottom:482px;letter-spacing:-0.05px;display:inline;\">backed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t45_459\" style=\"left:326px;bottom:482px;letter-spacing:0.02px;display:inline;\">Structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4b_459\" style=\"left:387px;bottom:482px;letter-spacing:-0.03px;display:inline;\">Finance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4f_459\" style=\"left:448px;bottom:482px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4p_459\" style=\"left:549px;bottom:482px;letter-spacing:-0.05px;display:inline;\">backed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4x_459\" style=\"left:648px;bottom:482px;display:inline;\">Structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t53_459\" style=\"left:707px;bottom:482px;letter-spacing:-0.08px;display:inline;\">Finance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t57_459\" style=\"left:764px;bottom:482px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3y_459\" style=\"left:220px;bottom:470px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t s3_459\" id=\"t3z_459\" style=\"left:251px;bottom:470px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t42_459\" style=\"left:282px;bottom:470px;letter-spacing:-0.02px;display:inline;\">Lending </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t46_459\" style=\"left:342px;bottom:470px;letter-spacing:-0.03px;display:inline;\">\ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4c_459\" style=\"left:398px;bottom:470px;letter-spacing:0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4g_459\" style=\"left:433px;bottom:470px;display:inline;\">activ</div><div class=\"t s3_459\" id=\"t4h_459\" style=\"left:457px;bottom:470px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s2_459\" id=\"t4i_459\" style=\"left:464px;bottom:470px;letter-spacing:-0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4l_459\" style=\"left:503px;bottom:470px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4q_459\" style=\"left:541px;bottom:470px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_459\" id=\"t4r_459\" style=\"left:571px;bottom:470px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4u_459\" style=\"left:602px;bottom:470px;letter-spacing:-0.06px;display:inline;\">Lending </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4y_459\" style=\"left:661px;bottom:470px;letter-spacing:-0.05px;display:inline;\">\ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t54_459\" style=\"left:718px;bottom:470px;letter-spacing:0.03px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t58_459\" style=\"left:750px;bottom:470px;letter-spacing:-0.02px;display:inline;\">activ</div><div class=\"t sb_459\" id=\"t59_459\" style=\"left:773px;bottom:470px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t sa_459\" id=\"t5a_459\" style=\"left:779px;bottom:470px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t5d_459\" style=\"left:815px;bottom:470px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t40_459\" style=\"left:227px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t41_459\" style=\"left:249px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t43_459\" style=\"left:283px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t44_459\" style=\"left:306px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t47_459\" style=\"left:339px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t48_459\" style=\"left:362px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4d_459\" style=\"left:387px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t4e_459\" style=\"left:410px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4j_459\" style=\"left:439px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t4k_459\" style=\"left:462px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4m_459\" style=\"left:490px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t4n_459\" style=\"left:513px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4s_459\" style=\"left:548px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t4t_459\" style=\"left:569px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4v_459\" style=\"left:604px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t4w_459\" style=\"left:626px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4z_459\" style=\"left:660px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t50_459\" style=\"left:682px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t55_459\" style=\"left:708px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t56_459\" style=\"left:730px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t5b_459\" style=\"left:756px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t5c_459\" style=\"left:777px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t5e_459\" style=\"left:803px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t5f_459\" style=\"left:825px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t5g_459\" style=\"left:87px;bottom:439px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Group\u2019s interest \u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t5h_459\" style=\"left:87px;bottom:424px;letter-spacing:0.14px;display:inline;\">assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5i_459\" style=\"left:87px;bottom:405px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t se_459\" id=\"t5j_459\" style=\"left:124px;bottom:405px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ial assets held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5k_459\" style=\"left:87px;bottom:391px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5l_459\" style=\"left:87px;bottom:376px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5m_459\" style=\"left:242px;bottom:376px;letter-spacing:0.07px;display:inline;\">954 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5n_459\" style=\"left:299px;bottom:376px;letter-spacing:-0.06px;display:inline;\">269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5o_459\" style=\"left:357px;bottom:376px;letter-spacing:0.09px;display:inline;\">143 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5p_459\" style=\"left:406px;bottom:376px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5q_459\" style=\"left:470px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5r_459\" style=\"left:497px;bottom:376px;letter-spacing:0.12px;display:inline;\">1,503 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5s_459\" style=\"left:566px;bottom:376px;letter-spacing:-0.04px;display:inline;\">851 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5t_459\" style=\"left:634px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5u_459\" style=\"left:690px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5v_459\" style=\"left:726px;bottom:376px;display:inline;\">136 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5w_459\" style=\"left:785px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5x_459\" style=\"left:819px;bottom:376px;letter-spacing:-0.12px;display:inline;\">987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5y_459\" style=\"left:87px;bottom:357px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Loans and advances/ </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5z_459\" style=\"left:87px;bottom:343px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t se_459\" id=\"t60_459\" style=\"left:189px;bottom:343px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t61_459\" style=\"left:87px;bottom:328px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t62_459\" style=\"left:230px;bottom:328px;letter-spacing:-0.3px;display:inline;\">17,795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t63_459\" style=\"left:286px;bottom:328px;letter-spacing:-0.03px;display:inline;\">15,105 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t64_459\" style=\"left:341px;bottom:328px;letter-spacing:0.17px;display:inline;\">13,353 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t65_459\" style=\"left:418px;bottom:328px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t66_459\" style=\"left:456px;bottom:328px;letter-spacing:0.03px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t67_459\" style=\"left:486px;bottom:328px;letter-spacing:0.2px;display:inline;\">46,443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t68_459\" style=\"left:550px;bottom:328px;letter-spacing:-0.03px;display:inline;\">18,696 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t69_459\" style=\"left:607px;bottom:328px;letter-spacing:-0.01px;display:inline;\">21,667 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6a_459\" style=\"left:665px;bottom:328px;letter-spacing:-0.07px;display:inline;\">14,261 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6b_459\" style=\"left:738px;bottom:328px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6c_459\" style=\"left:771px;bottom:328px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6d_459\" style=\"left:802px;bottom:328px;letter-spacing:-0.02px;display:inline;\">54,870 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6e_459\" style=\"left:87px;bottom:309px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t se_459\" id=\"t6f_459\" style=\"left:189px;bottom:309px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6g_459\" style=\"left:87px;bottom:295px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">(fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6h_459\" style=\"left:87px;bottom:280px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">other comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6i_459\" style=\"left:87px;bottom:265px;letter-spacing:-0.13px;display:inline;\">income) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6j_459\" style=\"left:231px;bottom:265px;letter-spacing:0.27px;display:inline;\">2,443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6k_459\" style=\"left:314px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6l_459\" style=\"left:371px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6m_459\" style=\"left:418px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6n_459\" style=\"left:470px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6o_459\" style=\"left:494px;bottom:265px;letter-spacing:0.27px;display:inline;\">2,443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6p_459\" style=\"left:554px;bottom:265px;letter-spacing:0.08px;display:inline;\">2,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6q_459\" style=\"left:634px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6r_459\" style=\"left:690px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6s_459\" style=\"left:738px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6t_459\" style=\"left:785px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6u_459\" style=\"left:809px;bottom:265px;letter-spacing:0.08px;display:inline;\">2,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6v_459\" style=\"left:87px;bottom:246px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6w_459\" style=\"left:258px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6x_459\" style=\"left:314px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6y_459\" style=\"left:362px;bottom:246px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6z_459\" style=\"left:418px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t70_459\" style=\"left:470px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t71_459\" style=\"left:513px;bottom:246px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t72_459\" style=\"left:577px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t73_459\" style=\"left:634px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t74_459\" style=\"left:690px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t75_459\" style=\"left:737px;bottom:246px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t76_459\" style=\"left:785px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t77_459\" style=\"left:832px;bottom:246px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t78_459\" style=\"left:87px;bottom:227px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t79_459\" style=\"left:231px;bottom:227px;letter-spacing:-0.07px;display:inline;\">21,192 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7a_459\" style=\"left:285px;bottom:227px;letter-spacing:-0.07px;display:inline;\">15,374 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7b_459\" style=\"left:340px;bottom:227px;letter-spacing:0.15px;display:inline;\">13,530 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7c_459\" style=\"left:406px;bottom:227px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7d_459\" style=\"left:456px;bottom:227px;letter-spacing:0.03px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7e_459\" style=\"left:488px;bottom:227px;letter-spacing:-0.01px;display:inline;\">50,423 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7f_459\" style=\"left:551px;bottom:227px;display:inline;\">21,795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7g_459\" style=\"left:607px;bottom:227px;letter-spacing:-0.01px;display:inline;\">21,667 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7h_459\" style=\"left:665px;bottom:227px;letter-spacing:-0.07px;display:inline;\">14,261 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7i_459\" style=\"left:725px;bottom:227px;letter-spacing:0.18px;display:inline;\">144 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7j_459\" style=\"left:771px;bottom:227px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7k_459\" style=\"left:809px;bottom:227px;letter-spacing:-0.1px;display:inline;\">58,113 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t7l_459\" style=\"left:87px;bottom:208px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Off-balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7m_459\" style=\"left:258px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7n_459\" style=\"left:288px;bottom:208px;letter-spacing:0.05px;display:inline;\">8,869 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7o_459\" style=\"left:347px;bottom:208px;letter-spacing:0.05px;display:inline;\">6,691 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7p_459\" style=\"left:418px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7q_459\" style=\"left:461px;bottom:208px;letter-spacing:0.05px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7r_459\" style=\"left:490px;bottom:208px;letter-spacing:0.13px;display:inline;\">15,580 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7s_459\" style=\"left:577px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7t_459\" style=\"left:612px;bottom:208px;letter-spacing:-0.3px;display:inline;\">9,675 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7u_459\" style=\"left:668px;bottom:208px;letter-spacing:0.1px;display:inline;\">8,710 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7v_459\" style=\"left:730px;bottom:208px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7w_459\" style=\"left:785px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7x_459\" style=\"left:806px;bottom:208px;letter-spacing:-0.1px;display:inline;\">18,478 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t7y_459\" style=\"left:87px;bottom:189px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Group\u2019s maximum </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t7z_459\" style=\"left:87px;bottom:175px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">exposure to loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t80_459\" style=\"left:231px;bottom:175px;letter-spacing:-0.07px;display:inline;\">21,192 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t81_459\" style=\"left:281px;bottom:175px;letter-spacing:0.18px;display:inline;\">24,243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t82_459\" style=\"left:340px;bottom:175px;letter-spacing:0.08px;display:inline;\">20,221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t83_459\" style=\"left:406px;bottom:175px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t84_459\" style=\"left:457px;bottom:175px;letter-spacing:0.06px;display:inline;\">210 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t85_459\" style=\"left:487px;bottom:175px;letter-spacing:0.07px;display:inline;\">66,003 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t86_459\" style=\"left:551px;bottom:175px;display:inline;\">21,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t87_459\" style=\"left:606px;bottom:175px;letter-spacing:0.09px;display:inline;\">31,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t88_459\" style=\"left:664px;bottom:175px;letter-spacing:-0.02px;display:inline;\">22,971 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t89_459\" style=\"left:724px;bottom:175px;letter-spacing:0.05px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8a_459\" style=\"left:771px;bottom:175px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8b_459\" style=\"left:806px;bottom:175px;letter-spacing:-0.11px;display:inline;\">76,591 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8c_459\" style=\"left:87px;bottom:156px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8d_459\" style=\"left:87px;bottom:141px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">structured entit</div><div class=\"t se_459\" id=\"t8e_459\" style=\"left:173px;bottom:141px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8f_459\" style=\"left:223px;bottom:141px;letter-spacing:0.03px;display:inline;\">191,627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8g_459\" style=\"left:285px;bottom:141px;letter-spacing:-0.07px;display:inline;\">15,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8h_459\" style=\"left:339px;bottom:141px;letter-spacing:0.07px;display:inline;\">31,806 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8i_459\" style=\"left:403px;bottom:141px;letter-spacing:0.1px;display:inline;\">250 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sd_459\" id=\"t8j_459\" style=\"left:446px;bottom:141px;letter-spacing:-0.01px;word-spacing:2.11px;display:inline;\">1,688 240,745 </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8k_459\" style=\"left:548px;bottom:141px;letter-spacing:-0.37px;display:inline;\">177,194 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8l_459\" style=\"left:609px;bottom:141px;letter-spacing:-0.41px;display:inline;\">17,925 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8m_459\" style=\"left:661px;bottom:141px;letter-spacing:0.02px;display:inline;\">35,732 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8n_459\" style=\"left:726px;bottom:141px;letter-spacing:0.11px;display:inline;\">291 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_459\" id=\"t8o_459\" style=\"left:764px;bottom:141px;letter-spacing:-0.09px;word-spacing:3.22px;display:inline;\">1,828 232,970 </div> </td></tr></table><div></div><div class=\"t s8_460\" id=\"ta_460\" style=\"left:69px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The main types of activ</div><div class=\"t s9_460\" id=\"tb_460\" style=\"left:208px;bottom:1163px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"tc_460\" style=\"left:215px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies for which the Group util</div><div class=\"t s9_460\" id=\"td_460\" style=\"left:372px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ises unconsol</div><div class=\"t s8_460\" id=\"te_460\" style=\"left:449px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">idated structured entit</div><div class=\"t s9_460\" id=\"tf_460\" style=\"left:582px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies cover synthet</div><div class=\"t s8_460\" id=\"tg_460\" style=\"left:680px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ic credit default swaps </div><div class=\"t s8_460\" id=\"th_460\" style=\"left:69px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for managed investment funds (includ</div><div class=\"t s9_460\" id=\"ti_460\" style=\"left:296px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing spec</div><div class=\"t s8_460\" id=\"tj_460\" style=\"left:345px;bottom:1147px;letter-spacing:-0.18px;display:inline;\">ial</div><div class=\"t s9_460\" id=\"tk_460\" style=\"left:359px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised Pr</div><div class=\"t s8_460\" id=\"tl_460\" style=\"left:397px;bottom:1147px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s9_460\" id=\"tm_460\" style=\"left:414px;bottom:1147px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t s8_460\" id=\"tn_460\" style=\"left:445px;bottom:1147px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inance funds), portfolio management purposes, structured </div><div class=\"t s8_460\" id=\"to_460\" style=\"left:69px;bottom:1131px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">\ufb01nance and asset-backed securit</div><div class=\"t s9_460\" id=\"tp_460\" style=\"left:265px;bottom:1131px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. These are deta</div><div class=\"t s8_460\" id=\"tq_460\" style=\"left:376px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iled as follows: </div><div class=\"t s9_460\" id=\"tr_460\" style=\"left:69px;bottom:1107px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"ts_460\" style=\"left:82px;bottom:1107px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Asset-backed securit</div><div class=\"t s9_460\" id=\"tt_460\" style=\"left:205px;bottom:1107px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies (ABS): The Group also has </div><div class=\"t s8_460\" id=\"tu_460\" style=\"left:379px;bottom:1107px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">investments in asset-backed securit</div><div class=\"t s9_460\" id=\"tv_460\" style=\"left:589px;bottom:1107px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_460\" id=\"tw_460\" style=\"left:607px;bottom:1107px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">issued by third-party sponsored </div><div class=\"t s8_460\" id=\"tx_460\" style=\"left:82px;bottom:1091px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and managed structured entit</div><div class=\"t s9_460\" id=\"ty_460\" style=\"left:262px;bottom:1091px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies. For the purpose of market mak</div><div class=\"t s8_460\" id=\"tz_460\" style=\"left:465px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing and at the discret</div><div class=\"t s9_460\" id=\"t10_460\" style=\"left:591px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of ABS trad</div><div class=\"t s8_460\" id=\"t11_460\" style=\"left:679px;bottom:1091px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing desk, the Group </div><div class=\"t s8_460\" id=\"t12_460\" style=\"left:82px;bottom:1075px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">may hold an immater</div><div class=\"t s9_460\" id=\"t13_460\" style=\"left:210px;bottom:1075px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial amount of debt secur</div><div class=\"t s8_460\" id=\"t14_460\" style=\"left:354px;bottom:1075px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_460\" id=\"t15_460\" style=\"left:362px;bottom:1075px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies from structured ent</div><div class=\"t s8_460\" id=\"t16_460\" style=\"left:495px;bottom:1075px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_460\" id=\"t17_460\" style=\"left:503px;bottom:1075px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies or</div><div class=\"t s8_460\" id=\"t18_460\" style=\"left:533px;bottom:1075px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s9_460\" id=\"t19_460\" style=\"left:544px;bottom:1075px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inated by cred</div><div class=\"t s8_460\" id=\"t1a_460\" style=\"left:629px;bottom:1075px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">it portfolio management. </div><div class=\"t s8_460\" id=\"t1b_460\" style=\"left:82px;bottom:1059px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">This is disclosed in the ABS column above. </div><div class=\"t s9_460\" id=\"t1c_460\" style=\"left:69px;bottom:1035px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"t1d_460\" style=\"left:82px;bottom:1035px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Portfolio management (Group sponsored entit</div><div class=\"t s9_460\" id=\"t1e_460\" style=\"left:358px;bottom:1035px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies): For the purposes of portfol</div><div class=\"t s8_460\" id=\"t1f_460\" style=\"left:539px;bottom:1035px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">io management, the Group purchased credit </div><div class=\"t s8_460\" id=\"t1g_460\" style=\"left:82px;bottom:1019px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">protection via synthetic credit default swaps from note-issu</div><div class=\"t s9_460\" id=\"t1h_460\" style=\"left:432px;bottom:1019px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing structured ent</div><div class=\"t s8_460\" id=\"t1i_460\" style=\"left:537px;bottom:1019px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_460\" id=\"t1j_460\" style=\"left:545px;bottom:1019px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s8_460\" id=\"t1k_460\" style=\"left:581px;bottom:1019px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is credit protection creates credit risk </div><div class=\"t s8_460\" id=\"t1l_460\" style=\"left:82px;bottom:1003px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which the structured entity and subsequently the end investor absorbs. The referenced assets remain on the Group\u2019s balance </div><div class=\"t s8_460\" id=\"t1m_460\" style=\"left:82px;bottom:987px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">sheet as they are not assigned to these structured entit</div><div class=\"t s9_460\" id=\"t1n_460\" style=\"left:406px;bottom:987px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. The Group cont</div><div class=\"t s8_460\" id=\"t1o_460\" style=\"left:520px;bottom:987px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">inues to own or hold all of the risks and returns </div><div class=\"t s8_460\" id=\"t1p_460\" style=\"left:82px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">relating to these assets. The credit protection obtained from the regulatory-compliant securit</div><div class=\"t s9_460\" id=\"t1q_460\" style=\"left:632px;bottom:971px;letter-spacing:-0.14px;display:inline;\">isat</div><div class=\"t s8_460\" id=\"t1r_460\" style=\"left:654px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion only serves to protect </div><div class=\"t s8_460\" id=\"t1s_460\" style=\"left:82px;bottom:955px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the Group against losses upon the occurrence of elig</div><div class=\"t s9_460\" id=\"t1t_460\" style=\"left:391px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ible cred</div><div class=\"t s8_460\" id=\"t1u_460\" style=\"left:441px;bottom:955px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it events and the underlying assets are not derecognised </div><div class=\"t s8_460\" id=\"t1v_460\" style=\"left:82px;bottom:939px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">from the Group\u2019s balance sheet. The Group does not hold any equity interests in the structured entit</div><div class=\"t s9_460\" id=\"t1w_460\" style=\"left:667px;bottom:939px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies, but may hold an </div><div class=\"t s8_460\" id=\"t1x_460\" style=\"left:82px;bottom:923px;letter-spacing:-0.13px;display:inline;\">ins</div><div class=\"t s9_460\" id=\"t1y_460\" style=\"left:98px;bottom:923px;letter-spacing:-0.19px;display:inline;\">ign</div><div class=\"t s8_460\" id=\"t1z_460\" style=\"left:117px;bottom:923px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_460\" id=\"t20_460\" style=\"left:125px;bottom:923px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">icant amount of the </div><div class=\"t s8_460\" id=\"t21_460\" style=\"left:245px;bottom:923px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued notes for market making purposes. This is disclosed in the ABS section above. The proceeds </div><div class=\"t s8_460\" id=\"t22_460\" style=\"left:82px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of the notes\u2019 issuance are typically held as cash collateral in the issuer\u2019s account operated by a trustee or invested in AAA- </div><div class=\"t s8_460\" id=\"t23_460\" style=\"left:82px;bottom:891px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">rated government-backed securit</div><div class=\"t s9_460\" id=\"t24_460\" style=\"left:281px;bottom:891px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies to collateral</div><div class=\"t s8_460\" id=\"t25_460\" style=\"left:370px;bottom:891px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ise the structured entit</div><div class=\"t s9_460\" id=\"t26_460\" style=\"left:502px;bottom:891px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies swap obl</div><div class=\"t s8_460\" id=\"t27_460\" style=\"left:575px;bottom:891px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t s9_460\" id=\"t28_460\" style=\"left:599px;bottom:891px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to the Group, and to repay the </div><div class=\"t s8_460\" id=\"t29_460\" style=\"left:82px;bottom:875px;letter-spacing:-0.11px;display:inline;\">princ</div><div class=\"t s9_460\" id=\"t2a_460\" style=\"left:112px;bottom:875px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal to </div><div class=\"t s8_460\" id=\"t2b_460\" style=\"left:152px;bottom:875px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">investors at maturity. The structured entit</div><div class=\"t s9_460\" id=\"t2c_460\" style=\"left:395px;bottom:875px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies re</div><div class=\"t s8_460\" id=\"t2d_460\" style=\"left:425px;bottom:875px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imburse the Group on actual losses incurred, through the use of the </div><div class=\"t s8_460\" id=\"t2e_460\" style=\"left:82px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">cash collateral or realisat</div><div class=\"t s9_460\" id=\"t2f_460\" style=\"left:230px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the collateral secur</div><div class=\"t s8_460\" id=\"t2g_460\" style=\"left:378px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. Correspondingly, the structured entit</div><div class=\"t s9_460\" id=\"t2h_460\" style=\"left:613px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wr</div><div class=\"t s8_460\" id=\"t2i_460\" style=\"left:647px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ite down the notes issued by </div><div class=\"t s8_460\" id=\"t2j_460\" style=\"left:82px;bottom:842px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">an equal amount of the losses incurred, in reverse order of senior</div><div class=\"t s9_460\" id=\"t2k_460\" style=\"left:460px;bottom:842px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ity. All fund</div><div class=\"t s8_460\" id=\"t2l_460\" style=\"left:524px;bottom:842px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing is committed for the life of these vehicles and </div><div class=\"t s8_460\" id=\"t2m_460\" style=\"left:82px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Group has no ind</div><div class=\"t s9_460\" id=\"t2n_460\" style=\"left:206px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irect exposure </div><div class=\"t s8_460\" id=\"t2o_460\" style=\"left:291px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in respect of the vehicles\u2019 liqu</div><div class=\"t s9_460\" id=\"t2p_460\" style=\"left:461px;bottom:826px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_460\" id=\"t2q_460\" style=\"left:472px;bottom:826px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity posit</div><div class=\"t s9_460\" id=\"t2r_460\" style=\"left:519px;bottom:826px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion. The Group has reputat</div><div class=\"t s8_460\" id=\"t2s_460\" style=\"left:678px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional risk in respect of </div><div class=\"t s8_460\" id=\"t2t_460\" style=\"left:82px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">certain portfolio management vehicles and investment funds either because the Group is the arranger and lead manager or </div><div class=\"t s8_460\" id=\"t2u_460\" style=\"left:82px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">because the structured entit</div><div class=\"t s9_460\" id=\"t2v_460\" style=\"left:249px;bottom:794px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies have Standard Chartered brand</div><div class=\"t s8_460\" id=\"t2w_460\" style=\"left:459px;bottom:794px;letter-spacing:-0.13px;display:inline;\">ing. </div><div class=\"t s9_460\" id=\"t2x_460\" style=\"left:69px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t2y_460\" style=\"left:82px;bottom:770px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Corporate Lending: </div><div class=\"t s8_460\" id=\"t2z_460\" style=\"left:204px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Corporate Lending comprises secured lending in the normal course of business to third parties through </div><div class=\"t s8_460\" id=\"t30_460\" style=\"left:82px;bottom:754px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">structured entit</div><div class=\"t s9_460\" id=\"t31_460\" style=\"left:173px;bottom:754px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s9_460\" id=\"t32_460\" style=\"left:69px;bottom:730px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t33_460\" style=\"left:82px;bottom:730px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Structured \ufb01nance: </div><div class=\"t s8_460\" id=\"t34_460\" style=\"left:201px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Structured \ufb01nance comprises interests in transactions that the Group or, more usually, a customer has </div><div class=\"t s8_460\" id=\"t35_460\" style=\"left:82px;bottom:714px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">structured, using one or more structured entit</div><div class=\"t s9_460\" id=\"t36_460\" style=\"left:348px;bottom:714px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies, wh</div><div class=\"t s8_460\" id=\"t37_460\" style=\"left:387px;bottom:714px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ich provide bene\ufb01c</div><div class=\"t s9_460\" id=\"t38_460\" style=\"left:499px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial arrangements for customers. The Group\u2019s exposure </div><div class=\"t s8_460\" id=\"t39_460\" style=\"left:82px;bottom:698px;letter-spacing:-0.12px;display:inline;\">primar</div><div class=\"t s9_460\" id=\"t3a_460\" style=\"left:122px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ily represents the prov</div><div class=\"t s8_460\" id=\"t3b_460\" style=\"left:251px;bottom:698px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_460\" id=\"t3c_460\" style=\"left:260px;bottom:698px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of fund</div><div class=\"t s8_460\" id=\"t3d_460\" style=\"left:323px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing to these structures as a \ufb01nanc</div><div class=\"t s9_460\" id=\"t3e_460\" style=\"left:521px;bottom:698px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_460\" id=\"t3f_460\" style=\"left:537px;bottom:698px;letter-spacing:-0.11px;display:inline;\">intermed</div><div class=\"t s9_460\" id=\"t3g_460\" style=\"left:592px;bottom:698px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iary, for wh</div><div class=\"t s8_460\" id=\"t3h_460\" style=\"left:656px;bottom:698px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich it receives a lender\u2019s </div><div class=\"t s8_460\" id=\"t3i_460\" style=\"left:82px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">return. The transactions largely relate to real estate \ufb01nanc</div><div class=\"t s9_460\" id=\"t3j_460\" style=\"left:425px;bottom:682px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing and the prov</div><div class=\"t s8_460\" id=\"t3k_460\" style=\"left:522px;bottom:682px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_460\" id=\"t3l_460\" style=\"left:530px;bottom:682px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion of a</div><div class=\"t s8_460\" id=\"t3m_460\" style=\"left:574px;bottom:682px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ircraft leasing and ship \ufb01nance. </div><div class=\"t s9_460\" id=\"t3n_460\" style=\"left:69px;bottom:658px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t3o_460\" style=\"left:82px;bottom:658px;letter-spacing:-0.16px;display:inline;\">Princ</div><div class=\"t sb_460\" id=\"t3p_460\" style=\"left:113px;bottom:658px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal \ufb01nance Fund: </div><div class=\"t s8_460\" id=\"t3q_460\" style=\"left:222px;bottom:658px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The Group\u2019s exposure to Princ</div><div class=\"t s9_460\" id=\"t3r_460\" style=\"left:396px;bottom:658px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t s8_460\" id=\"t3s_460\" style=\"left:427px;bottom:658px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inance Funds represents committed or invested capital in </div><div class=\"t s8_460\" id=\"t3t_460\" style=\"left:82px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">unleveraged investment funds, primar</div><div class=\"t s9_460\" id=\"t3u_460\" style=\"left:307px;bottom:642px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s8_460\" id=\"t3v_460\" style=\"left:322px;bottom:642px;letter-spacing:-0.21px;display:inline;\">invest</div><div class=\"t s9_460\" id=\"t3w_460\" style=\"left:357px;bottom:642px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_460\" id=\"t3x_460\" style=\"left:378px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in pan-Asian infrastructure, real estate and private equity. </div><div class=\"t s9_460\" id=\"t3y_460\" style=\"left:69px;bottom:618px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t3z_460\" style=\"left:82px;bottom:618px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Other activ</div><div class=\"t sb_460\" id=\"t40_460\" style=\"left:151px;bottom:618px;letter-spacing:-0.12px;display:inline;\">it</div><div class=\"t sa_460\" id=\"t41_460\" style=\"left:160px;bottom:618px;letter-spacing:-0.12px;display:inline;\">ies: </div><div class=\"t s8_460\" id=\"t42_460\" style=\"left:183px;bottom:618px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Other activ</div><div class=\"t s9_460\" id=\"t43_460\" style=\"left:250px;bottom:618px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"t44_460\" style=\"left:257px;bottom:618px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies include structured entit</div><div class=\"t s9_460\" id=\"t45_460\" style=\"left:412px;bottom:618px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies created to support marg</div><div class=\"t s8_460\" id=\"t46_460\" style=\"left:577px;bottom:618px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in \ufb01nanc</div><div class=\"t s9_460\" id=\"t47_460\" style=\"left:627px;bottom:618px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing transact</div><div class=\"t s8_460\" id=\"t48_460\" style=\"left:699px;bottom:618px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions, the re\ufb01nanc</div><div class=\"t s9_460\" id=\"t49_460\" style=\"left:799px;bottom:618px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_460\" id=\"t4a_460\" style=\"left:82px;bottom:602px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of exist</div><div class=\"t s9_460\" id=\"t4b_460\" style=\"left:124px;bottom:602px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing cred</div><div class=\"t s8_460\" id=\"t4c_460\" style=\"left:172px;bottom:602px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it and debt facil</div><div class=\"t s9_460\" id=\"t4d_460\" style=\"left:265px;bottom:602px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"t4e_460\" style=\"left:273px;bottom:602px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, as well as setting up of bankruptcy remote structured entit</div><div class=\"t s9_460\" id=\"t4f_460\" style=\"left:638px;bottom:602px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s8_460\" id=\"t4g_460\" style=\"left:69px;bottom:578px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">In the above table, the Group determined the total assets of the structured entit</div><div class=\"t s9_460\" id=\"t4h_460\" style=\"left:540px;bottom:578px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies us</div><div class=\"t s8_460\" id=\"t4i_460\" style=\"left:571px;bottom:578px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing following bases: </div><div class=\"t s9_460\" id=\"t4j_460\" style=\"left:69px;bottom:554px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"t4k_460\" style=\"left:82px;bottom:554px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Asset Backed Securit</div><div class=\"t s9_460\" id=\"t4l_460\" style=\"left:205px;bottom:554px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies, Pr</div><div class=\"t s8_460\" id=\"t4m_460\" style=\"left:238px;bottom:554px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s9_460\" id=\"t4n_460\" style=\"left:255px;bottom:554px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t s8_460\" id=\"t4o_460\" style=\"left:286px;bottom:554px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">inance, and Other activ</div><div class=\"t s9_460\" id=\"t4p_460\" style=\"left:425px;bottom:554px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"t4q_460\" style=\"left:433px;bottom:554px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies are based on the published total assets of the structured </div><div class=\"t s8_460\" id=\"t4r_460\" style=\"left:82px;bottom:538px;letter-spacing:-0.13px;display:inline;\">entit</div><div class=\"t s9_460\" id=\"t4s_460\" style=\"left:110px;bottom:538px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s9_460\" id=\"t4t_460\" style=\"left:69px;bottom:514px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"t4u_460\" style=\"left:82px;bottom:514px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Lending and Structured Finance are estimated based on the Group\u2019s loan values to the structured entit</div>ies ",
   "dimensions": {
    "concept": "stan:DisclosureOfStructuredEntitiesExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f117758": {
   "value": "Accounting policy <div class=\"t s7_459\" id=\"t9_459\" style=\"left:95px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Structured entit</div><div class=\"t s8_459\" id=\"ta_459\" style=\"left:188px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are consol</div><div class=\"t s7_459\" id=\"tb_459\" style=\"left:267px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idated when the substance of the relationsh</div><div class=\"t s8_459\" id=\"tc_459\" style=\"left:528px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ip between the Group and the structured ent</div><div class=\"t s7_459\" id=\"td_459\" style=\"left:793px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_459\" id=\"te_459\" style=\"left:95px;bottom:1120px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s8_459\" id=\"tf_459\" style=\"left:114px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icates the Group has power over the contractual relevant act</div><div class=\"t s7_459\" id=\"tg_459\" style=\"left:473px;bottom:1120px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"th_459\" style=\"left:482px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"ti_459\" style=\"left:490px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies of the structured entity, is exposed to variable returns, </div><div class=\"t s7_459\" id=\"tj_459\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and can use that power to affect the variable return exposure. </div><div class=\"t s7_459\" id=\"tk_459\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t s8_459\" id=\"tl_459\" style=\"left:163px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing whether to consol</div><div class=\"t s7_459\" id=\"tm_459\" style=\"left:290px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idate a structured entity to which assets have been transferred, the Group takes into </div><div class=\"t s7_459\" id=\"tn_459\" style=\"left:95px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">account its abil</div><div class=\"t s8_459\" id=\"to_459\" style=\"left:185px;bottom:1064px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"tp_459\" style=\"left:225px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irect the relevant activ</div><div class=\"t s8_459\" id=\"tq_459\" style=\"left:357px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tr_459\" style=\"left:365px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies of the structured entity. These relevant activ</div><div class=\"t s8_459\" id=\"ts_459\" style=\"left:642px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tt_459\" style=\"left:650px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are generally evidenced </div><div class=\"t s7_459\" id=\"tu_459\" style=\"left:95px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">through a unilateral right to liqu</div><div class=\"t s8_459\" id=\"tv_459\" style=\"left:283px;bottom:1048px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">idate the structured ent</div><div class=\"t s7_459\" id=\"tw_459\" style=\"left:422px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, investment in a substantial proportion of the securit</div><div class=\"t s8_459\" id=\"tx_459\" style=\"left:746px;bottom:1048px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_459\" id=\"ty_459\" style=\"left:764px;bottom:1048px;letter-spacing:-0.08px;display:inline;\">issued </div><div class=\"t s7_459\" id=\"tz_459\" style=\"left:95px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">by the structured entity or where the Group holds specif</div><div class=\"t s8_459\" id=\"t10_459\" style=\"left:423px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic subord</div><div class=\"t s7_459\" id=\"t11_459\" style=\"left:476px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">inate securit</div><div class=\"t s8_459\" id=\"t12_459\" style=\"left:549px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies that embody certa</div><div class=\"t s7_459\" id=\"t13_459\" style=\"left:679px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in controlling rights. </div><div class=\"t s7_459\" id=\"t14_459\" style=\"left:95px;bottom:1016px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group may further consider relevant activ</div><div class=\"t s8_459\" id=\"t15_459\" style=\"left:367px;bottom:1016px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t16_459\" style=\"left:375px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies embedded with</div><div class=\"t s8_459\" id=\"t17_459\" style=\"left:488px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in contractual arrangements such as call opt</div><div class=\"t s7_459\" id=\"t18_459\" style=\"left:752px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions which </div><div class=\"t s7_459\" id=\"t19_459\" style=\"left:95px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">give the practical abil</div><div class=\"t s8_459\" id=\"t1a_459\" style=\"left:222px;bottom:1000px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"t1b_459\" style=\"left:263px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irect the entity, special relationsh</div><div class=\"t s8_459\" id=\"t1c_459\" style=\"left:456px;bottom:1000px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ips between the structured ent</div><div class=\"t s7_459\" id=\"t1d_459\" style=\"left:638px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and investors, and if a single </div><div class=\"t s7_459\" id=\"t1e_459\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">investor has a large exposure to variable returns of the structured entity. </div><div class=\"t s7_459\" id=\"t1f_459\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Judgement is required in determin</div><div class=\"t s8_459\" id=\"t1g_459\" style=\"left:297px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing control over structured ent</div><div class=\"t s7_459\" id=\"t1h_459\" style=\"left:475px;bottom:960px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_459\" id=\"t1i_459\" style=\"left:482px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. The purpose and des</div><div class=\"t s7_459\" id=\"t1j_459\" style=\"left:628px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ign of the entity is considered, </div><div class=\"t s7_459\" id=\"t1k_459\" style=\"left:95px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">along with a determinat</div><div class=\"t s8_459\" id=\"t1l_459\" style=\"left:240px;bottom:944px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of what the relevant act</div><div class=\"t s7_459\" id=\"t1m_459\" style=\"left:403px;bottom:944px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"t1n_459\" style=\"left:412px;bottom:944px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t1o_459\" style=\"left:420px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies are of the entity and who directs these. Further judgements are </div><div class=\"t s7_459\" id=\"t1p_459\" style=\"left:95px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">made around which investor is exposed to and absorbs the variable returns of the structured entity. The Group will have to </div><div class=\"t s7_459\" id=\"t1q_459\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">weigh up all of these facts to consider whether the Group, or another involved party is acting as a princ</div><div class=\"t s8_459\" id=\"t1r_459\" style=\"left:699px;bottom:912px;letter-spacing:-0.16px;display:inline;\">ipal </div><div class=\"t s7_459\" id=\"t1s_459\" style=\"left:724px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in its own right or </div><div class=\"t s7_459\" id=\"t1t_459\" style=\"left:95px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">as an agent on behalf of others. Judgement is further required in the ongoing assessment of control over structured entit</div><div class=\"t s8_459\" id=\"t1u_459\" style=\"left:803px;bottom:896px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t s7_459\" id=\"t1v_459\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t s8_459\" id=\"t1w_459\" style=\"left:131px;bottom:880px;letter-spacing:-0.18px;display:inline;\">ically </div><div class=\"t s7_459\" id=\"t1x_459\" style=\"left:163px;bottom:880px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if market condit</div><div class=\"t s8_459\" id=\"t1y_459\" style=\"left:256px;bottom:880px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions have an effect on the var</div>iable return exposure of different investors.",
   "dimensions": {
    "concept": "stan:DescriptionOfAccountingPolicyForStructuredEntitiesExplanatoryPolicyTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f117759": {
   "value": "Accounting policy <div class=\"t s7_459\" id=\"t9_459\" style=\"left:95px;bottom:1136px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">Structured entit</div><div class=\"t s8_459\" id=\"ta_459\" style=\"left:188px;bottom:1136px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are consol</div><div class=\"t s7_459\" id=\"tb_459\" style=\"left:267px;bottom:1136px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">idated when the substance of the relationsh</div><div class=\"t s8_459\" id=\"tc_459\" style=\"left:528px;bottom:1136px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ip between the Group and the structured ent</div><div class=\"t s7_459\" id=\"td_459\" style=\"left:793px;bottom:1136px;letter-spacing:0.08px;display:inline;\">ity </div><div class=\"t s7_459\" id=\"te_459\" style=\"left:95px;bottom:1120px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s8_459\" id=\"tf_459\" style=\"left:114px;bottom:1120px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">icates the Group has power over the contractual relevant act</div><div class=\"t s7_459\" id=\"tg_459\" style=\"left:473px;bottom:1120px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"th_459\" style=\"left:482px;bottom:1120px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"ti_459\" style=\"left:490px;bottom:1120px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies of the structured entity, is exposed to variable returns, </div><div class=\"t s7_459\" id=\"tj_459\" style=\"left:95px;bottom:1104px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">and can use that power to affect the variable return exposure. </div><div class=\"t s7_459\" id=\"tk_459\" style=\"left:95px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">In determin</div><div class=\"t s8_459\" id=\"tl_459\" style=\"left:163px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ing whether to consol</div><div class=\"t s7_459\" id=\"tm_459\" style=\"left:290px;bottom:1080px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">idate a structured entity to which assets have been transferred, the Group takes into </div><div class=\"t s7_459\" id=\"tn_459\" style=\"left:95px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">account its abil</div><div class=\"t s8_459\" id=\"to_459\" style=\"left:185px;bottom:1064px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"tp_459\" style=\"left:225px;bottom:1064px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">irect the relevant activ</div><div class=\"t s8_459\" id=\"tq_459\" style=\"left:357px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tr_459\" style=\"left:365px;bottom:1064px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies of the structured entity. These relevant activ</div><div class=\"t s8_459\" id=\"ts_459\" style=\"left:642px;bottom:1064px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"tt_459\" style=\"left:650px;bottom:1064px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies are generally evidenced </div><div class=\"t s7_459\" id=\"tu_459\" style=\"left:95px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">through a unilateral right to liqu</div><div class=\"t s8_459\" id=\"tv_459\" style=\"left:283px;bottom:1048px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">idate the structured ent</div><div class=\"t s7_459\" id=\"tw_459\" style=\"left:422px;bottom:1048px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity, investment in a substantial proportion of the securit</div><div class=\"t s8_459\" id=\"tx_459\" style=\"left:746px;bottom:1048px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_459\" id=\"ty_459\" style=\"left:764px;bottom:1048px;letter-spacing:-0.08px;display:inline;\">issued </div><div class=\"t s7_459\" id=\"tz_459\" style=\"left:95px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">by the structured entity or where the Group holds specif</div><div class=\"t s8_459\" id=\"t10_459\" style=\"left:423px;bottom:1032px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ic subord</div><div class=\"t s7_459\" id=\"t11_459\" style=\"left:476px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">inate securit</div><div class=\"t s8_459\" id=\"t12_459\" style=\"left:549px;bottom:1032px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies that embody certa</div><div class=\"t s7_459\" id=\"t13_459\" style=\"left:679px;bottom:1032px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in controlling rights. </div><div class=\"t s7_459\" id=\"t14_459\" style=\"left:95px;bottom:1016px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The Group may further consider relevant activ</div><div class=\"t s8_459\" id=\"t15_459\" style=\"left:367px;bottom:1016px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t16_459\" style=\"left:375px;bottom:1016px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies embedded with</div><div class=\"t s8_459\" id=\"t17_459\" style=\"left:488px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in contractual arrangements such as call opt</div><div class=\"t s7_459\" id=\"t18_459\" style=\"left:752px;bottom:1016px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions which </div><div class=\"t s7_459\" id=\"t19_459\" style=\"left:95px;bottom:1000px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">give the practical abil</div><div class=\"t s8_459\" id=\"t1a_459\" style=\"left:222px;bottom:1000px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ity to d</div><div class=\"t s7_459\" id=\"t1b_459\" style=\"left:263px;bottom:1000px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">irect the entity, special relationsh</div><div class=\"t s8_459\" id=\"t1c_459\" style=\"left:456px;bottom:1000px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">ips between the structured ent</div><div class=\"t s7_459\" id=\"t1d_459\" style=\"left:638px;bottom:1000px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ity and investors, and if a single </div><div class=\"t s7_459\" id=\"t1e_459\" style=\"left:95px;bottom:984px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">investor has a large exposure to variable returns of the structured entity. </div><div class=\"t s7_459\" id=\"t1f_459\" style=\"left:95px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Judgement is required in determin</div><div class=\"t s8_459\" id=\"t1g_459\" style=\"left:297px;bottom:960px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ing control over structured ent</div><div class=\"t s7_459\" id=\"t1h_459\" style=\"left:475px;bottom:960px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_459\" id=\"t1i_459\" style=\"left:482px;bottom:960px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. The purpose and des</div><div class=\"t s7_459\" id=\"t1j_459\" style=\"left:628px;bottom:960px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ign of the entity is considered, </div><div class=\"t s7_459\" id=\"t1k_459\" style=\"left:95px;bottom:944px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">along with a determinat</div><div class=\"t s8_459\" id=\"t1l_459\" style=\"left:240px;bottom:944px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion of what the relevant act</div><div class=\"t s7_459\" id=\"t1m_459\" style=\"left:403px;bottom:944px;letter-spacing:-0.06px;display:inline;\">iv</div><div class=\"t s8_459\" id=\"t1n_459\" style=\"left:412px;bottom:944px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_459\" id=\"t1o_459\" style=\"left:420px;bottom:944px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies are of the entity and who directs these. Further judgements are </div><div class=\"t s7_459\" id=\"t1p_459\" style=\"left:95px;bottom:928px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">made around which investor is exposed to and absorbs the variable returns of the structured entity. The Group will have to </div><div class=\"t s7_459\" id=\"t1q_459\" style=\"left:95px;bottom:912px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">weigh up all of these facts to consider whether the Group, or another involved party is acting as a princ</div><div class=\"t s8_459\" id=\"t1r_459\" style=\"left:699px;bottom:912px;letter-spacing:-0.16px;display:inline;\">ipal </div><div class=\"t s7_459\" id=\"t1s_459\" style=\"left:724px;bottom:912px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in its own right or </div><div class=\"t s7_459\" id=\"t1t_459\" style=\"left:95px;bottom:896px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">as an agent on behalf of others. Judgement is further required in the ongoing assessment of control over structured entit</div><div class=\"t s8_459\" id=\"t1u_459\" style=\"left:803px;bottom:896px;letter-spacing:-0.1px;display:inline;\">ies, </div><div class=\"t s7_459\" id=\"t1v_459\" style=\"left:95px;bottom:880px;letter-spacing:-0.13px;display:inline;\">specif</div><div class=\"t s8_459\" id=\"t1w_459\" style=\"left:131px;bottom:880px;letter-spacing:-0.18px;display:inline;\">ically </div><div class=\"t s7_459\" id=\"t1x_459\" style=\"left:163px;bottom:880px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">if market condit</div><div class=\"t s8_459\" id=\"t1y_459\" style=\"left:256px;bottom:880px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ions have an effect on the var</div><div class=\"t s7_459\" id=\"t1z_459\" style=\"left:431px;bottom:880px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">iable return exposure of different investors. </div><div class=\"t s6_459\" id=\"t20_459\" style=\"left:87px;bottom:847px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Interests in consolidated structured entit</div><div class=\"t s9_459\" id=\"t21_459\" style=\"left:333px;bottom:847px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_459\" id=\"t22_459\" style=\"left:355px;bottom:847px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">A structured entity is consolidated into the Group\u2019s \ufb01nanc</div><div class=\"t s8_459\" id=\"t23_459\" style=\"left:692px;bottom:847px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ial statements where the </div><div class=\"t s7_459\" id=\"t24_459\" style=\"left:87px;bottom:831px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Group controls the structured entity, as per the determinat</div><div class=\"t s8_459\" id=\"t25_459\" style=\"left:431px;bottom:831px;letter-spacing:-0.17px;display:inline;\">ion </div><div class=\"t s7_459\" id=\"t26_459\" style=\"left:452px;bottom:831px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">in the accounting policy above. The following table presents the </div><div class=\"t s7_459\" id=\"t27_459\" style=\"left:87px;bottom:815px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Group\u2019s interests in consolidated structured entit</div><div class=\"t s8_459\" id=\"t28_459\" style=\"left:371px;bottom:815px;letter-spacing:-0.1px;display:inline;\">ies. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_459\" id=\"t29_459\" style=\"left:726px;bottom:796px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_459\" id=\"t2c_459\" style=\"left:813px;bottom:796px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_459\" id=\"t2a_459\" style=\"left:712px;bottom:785px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t2b_459\" style=\"left:734px;bottom:785px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_459\" id=\"t2d_459\" style=\"left:800px;bottom:785px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t2e_459\" style=\"left:822px;bottom:785px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t2f_459\" style=\"left:87px;bottom:765px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Aircraft and ship leasing </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t2g_459\" style=\"left:736px;bottom:765px;letter-spacing:-0.19px;display:inline;\">52 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t2h_459\" style=\"left:809px;bottom:765px;letter-spacing:0.08px;display:inline;\">3,531 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t2i_459\" style=\"left:87px;bottom:746px;display:inline;\">Princ</div><div class=\"t se_459\" id=\"t2j_459\" style=\"left:114px;bottom:746px;word-spacing:-0.14px;display:inline;\">ipal and other structured \ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t2k_459\" style=\"left:729px;bottom:746px;letter-spacing:0.12px;display:inline;\">353 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t2l_459\" style=\"left:815px;bottom:746px;letter-spacing:0.09px;display:inline;\">330 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t2m_459\" style=\"left:87px;bottom:727px;letter-spacing:-0.22px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t2n_459\" style=\"left:726px;bottom:727px;letter-spacing:0.12px;display:inline;\">405 </div></td><td class=\"cke_table-faked-selection-temp\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t2o_459\" style=\"left:809px;bottom:727px;letter-spacing:-0.04px;display:inline;\">3,861 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutConsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f117875": {
   "value": "Interests in unconsolidated structured entit<div class=\"t s9_459\" id=\"t2q_459\" style=\"left:348px;bottom:697px;letter-spacing:-0.11px;display:inline;\">ies: </div><div class=\"t s7_459\" id=\"t2r_459\" style=\"left:371px;bottom:697px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Unconsolidated structured entit</div><div class=\"t s8_459\" id=\"t2s_459\" style=\"left:559px;bottom:697px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies are all structured ent</div><div class=\"t s7_459\" id=\"t2t_459\" style=\"left:700px;bottom:697px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_459\" id=\"t2u_459\" style=\"left:708px;bottom:697px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies that are not </div><div class=\"t s7_459\" id=\"t2v_459\" style=\"left:87px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">controlled by the Group. The Group enters into transactions with unconsolidated structured entit</div><div class=\"t s8_459\" id=\"t2w_459\" style=\"left:655px;bottom:681px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s7_459\" id=\"t2x_459\" style=\"left:674px;bottom:681px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in the normal course of </div><div class=\"t s7_459\" id=\"t2y_459\" style=\"left:87px;bottom:665px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">business to facil</div><div class=\"t s8_459\" id=\"t2z_459\" style=\"left:180px;bottom:665px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">itate customer transact</div><div class=\"t s7_459\" id=\"t30_459\" style=\"left:318px;bottom:665px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions and for specif</div><div class=\"t s8_459\" id=\"t31_459\" style=\"left:426px;bottom:665px;letter-spacing:-0.22px;display:inline;\">ic </div><div class=\"t s7_459\" id=\"t32_459\" style=\"left:438px;bottom:665px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">investment opportunit</div><div class=\"t s8_459\" id=\"t33_459\" style=\"left:571px;bottom:665px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s7_459\" id=\"t34_459\" style=\"left:608px;bottom:665px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">is is predominantly with</div><div class=\"t s8_459\" id=\"t35_459\" style=\"left:747px;bottom:665px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">in the CCIB </div><div class=\"t s7_459\" id=\"t36_459\" style=\"left:87px;bottom:649px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">business segment. An interest in a structured entity is contractual or non-contractual involvement which creates variab</div><div class=\"t s8_459\" id=\"t37_459\" style=\"left:785px;bottom:649px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_459\" id=\"t38_459\" style=\"left:791px;bottom:649px;letter-spacing:-0.06px;word-spacing:-0.21px;display:inline;\">ity of </div><div class=\"t s7_459\" id=\"t39_459\" style=\"left:87px;bottom:633px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">the returns of the Group aris</div><div class=\"t s8_459\" id=\"t3a_459\" style=\"left:252px;bottom:633px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing from the performance of the structured ent</div><div class=\"t s7_459\" id=\"t3b_459\" style=\"left:528px;bottom:633px;letter-spacing:-0.24px;display:inline;\">ity. </div><div class=\"t s7_459\" id=\"t3c_459\" style=\"left:87px;bottom:609px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">The table below presents the carrying amount of the assets recognised in the \ufb01nanc</div><div class=\"t s8_459\" id=\"t3d_459\" style=\"left:583px;bottom:609px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ial statements relat</div><div class=\"t s7_459\" id=\"t3e_459\" style=\"left:698px;bottom:609px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing to variable interests </div><div class=\"t s7_459\" id=\"t3f_459\" style=\"left:87px;bottom:593px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">held in unconsolidated structured entit</div><div class=\"t s8_459\" id=\"t3g_459\" style=\"left:315px;bottom:593px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ies, the max</div><div class=\"t s7_459\" id=\"t3h_459\" style=\"left:386px;bottom:593px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imum exposure to loss relating to those interests and the total assets of </div><div class=\"t s7_459\" id=\"t3i_459\" style=\"left:87px;bottom:577px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">the structured entit</div><div class=\"t s8_459\" id=\"t3j_459\" style=\"left:200px;bottom:577px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies. Max</div><div class=\"t s7_459\" id=\"t3k_459\" style=\"left:248px;bottom:577px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum exposure to loss is primar</div><div class=\"t s8_459\" id=\"t3l_459\" style=\"left:433px;bottom:577px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ily l</div><div class=\"t s7_459\" id=\"t3m_459\" style=\"left:450px;bottom:577px;letter-spacing:-0.19px;display:inline;\">im</div><div class=\"t s8_459\" id=\"t3n_459\" style=\"left:465px;bottom:577px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ited to the carry</div><div class=\"t s7_459\" id=\"t3o_459\" style=\"left:559px;bottom:577px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ing amount of the Group\u2019s on-balance sheet </div><div class=\"t s7_459\" id=\"t3p_459\" style=\"left:87px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">exposure to the structured entity. For derivat</div><div class=\"t s8_459\" id=\"t3q_459\" style=\"left:347px;bottom:561px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ives, the max</div><div class=\"t s7_459\" id=\"t3r_459\" style=\"left:424px;bottom:561px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">imum exposure to loss represents the on-balance sheet valuation and </div><div class=\"t s7_459\" id=\"t3s_459\" style=\"left:87px;bottom:545px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">not the notional amount. For commitments and guarantees, the maximum exposure to loss is the notional amount of potential </div><div class=\"t s7_459\" id=\"t3t_459\" style=\"left:87px;bottom:528px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">future losses. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3u_459\" style=\"left:362px;bottom:510px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t3v_459\" style=\"left:681px;bottom:510px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3w_459\" style=\"left:234px;bottom:493px;letter-spacing:0.01px;display:inline;\">Asset- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t49_459\" style=\"left:383px;bottom:493px;letter-spacing:-0.07px;display:inline;\">Princ</div><div class=\"t s3_459\" id=\"t4a_459\" style=\"left:406px;bottom:493px;letter-spacing:-0.02px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4o_459\" style=\"left:555px;bottom:493px;letter-spacing:-0.13px;display:inline;\">Asset- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t51_459\" style=\"left:704px;bottom:493px;letter-spacing:-0.04px;display:inline;\">Princ</div><div class=\"t sb_459\" id=\"t52_459\" style=\"left:726px;bottom:493px;letter-spacing:-0.04px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3x_459\" style=\"left:229px;bottom:482px;letter-spacing:-0.05px;display:inline;\">backed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t45_459\" style=\"left:326px;bottom:482px;letter-spacing:0.02px;display:inline;\">Structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4b_459\" style=\"left:387px;bottom:482px;letter-spacing:-0.03px;display:inline;\">Finance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4f_459\" style=\"left:448px;bottom:482px;letter-spacing:0.03px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4p_459\" style=\"left:549px;bottom:482px;letter-spacing:-0.05px;display:inline;\">backed </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4x_459\" style=\"left:648px;bottom:482px;display:inline;\">Structured </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t53_459\" style=\"left:707px;bottom:482px;letter-spacing:-0.08px;display:inline;\">Finance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t57_459\" style=\"left:764px;bottom:482px;display:inline;\">Other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t3y_459\" style=\"left:220px;bottom:470px;letter-spacing:-0.02px;display:inline;\">securit</div><div class=\"t s3_459\" id=\"t3z_459\" style=\"left:251px;bottom:470px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t42_459\" style=\"left:282px;bottom:470px;letter-spacing:-0.02px;display:inline;\">Lending </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t46_459\" style=\"left:342px;bottom:470px;letter-spacing:-0.03px;display:inline;\">\ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4c_459\" style=\"left:398px;bottom:470px;letter-spacing:0.01px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4g_459\" style=\"left:433px;bottom:470px;display:inline;\">activ</div><div class=\"t s3_459\" id=\"t4h_459\" style=\"left:457px;bottom:470px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s2_459\" id=\"t4i_459\" style=\"left:464px;bottom:470px;letter-spacing:-0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4l_459\" style=\"left:503px;bottom:470px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4q_459\" style=\"left:541px;bottom:470px;letter-spacing:-0.01px;display:inline;\">securit</div><div class=\"t sb_459\" id=\"t4r_459\" style=\"left:571px;bottom:470px;letter-spacing:-0.03px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4u_459\" style=\"left:602px;bottom:470px;letter-spacing:-0.06px;display:inline;\">Lending </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4y_459\" style=\"left:661px;bottom:470px;letter-spacing:-0.05px;display:inline;\">\ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t54_459\" style=\"left:718px;bottom:470px;letter-spacing:0.03px;display:inline;\">funds </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t58_459\" style=\"left:750px;bottom:470px;letter-spacing:-0.02px;display:inline;\">activ</div><div class=\"t sb_459\" id=\"t59_459\" style=\"left:773px;bottom:470px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t sa_459\" id=\"t5a_459\" style=\"left:779px;bottom:470px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t5d_459\" style=\"left:815px;bottom:470px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t40_459\" style=\"left:227px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t41_459\" style=\"left:249px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t43_459\" style=\"left:283px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t44_459\" style=\"left:306px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t47_459\" style=\"left:339px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t48_459\" style=\"left:362px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4d_459\" style=\"left:387px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t4e_459\" style=\"left:410px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4j_459\" style=\"left:439px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t4k_459\" style=\"left:462px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_459\" id=\"t4m_459\" style=\"left:490px;bottom:459px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_459\" id=\"t4n_459\" style=\"left:513px;bottom:459px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4s_459\" style=\"left:548px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t4t_459\" style=\"left:569px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4v_459\" style=\"left:604px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t4w_459\" style=\"left:626px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t4z_459\" style=\"left:660px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t50_459\" style=\"left:682px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t55_459\" style=\"left:708px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t56_459\" style=\"left:730px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t5b_459\" style=\"left:756px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t5c_459\" style=\"left:777px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_459\" id=\"t5e_459\" style=\"left:803px;bottom:459px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_459\" id=\"t5f_459\" style=\"left:825px;bottom:459px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t5g_459\" style=\"left:87px;bottom:439px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Group\u2019s interest \u2013 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t5h_459\" style=\"left:87px;bottom:424px;letter-spacing:0.14px;display:inline;\">assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5i_459\" style=\"left:87px;bottom:405px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t se_459\" id=\"t5j_459\" style=\"left:124px;bottom:405px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ial assets held </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5k_459\" style=\"left:87px;bottom:391px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">at fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5l_459\" style=\"left:87px;bottom:376px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5m_459\" style=\"left:242px;bottom:376px;letter-spacing:0.07px;display:inline;\">954 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5n_459\" style=\"left:299px;bottom:376px;letter-spacing:-0.06px;display:inline;\">269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5o_459\" style=\"left:357px;bottom:376px;letter-spacing:0.09px;display:inline;\">143 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5p_459\" style=\"left:406px;bottom:376px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5q_459\" style=\"left:470px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t5r_459\" style=\"left:497px;bottom:376px;letter-spacing:0.12px;display:inline;\">1,503 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5s_459\" style=\"left:566px;bottom:376px;letter-spacing:-0.04px;display:inline;\">851 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5t_459\" style=\"left:634px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5u_459\" style=\"left:690px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5v_459\" style=\"left:726px;bottom:376px;display:inline;\">136 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5w_459\" style=\"left:785px;bottom:376px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t5x_459\" style=\"left:819px;bottom:376px;letter-spacing:-0.12px;display:inline;\">987 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5y_459\" style=\"left:87px;bottom:357px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Loans and advances/ </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t5z_459\" style=\"left:87px;bottom:343px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t se_459\" id=\"t60_459\" style=\"left:189px;bottom:343px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t61_459\" style=\"left:87px;bottom:328px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">at amortised cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t62_459\" style=\"left:230px;bottom:328px;letter-spacing:-0.3px;display:inline;\">17,795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t63_459\" style=\"left:286px;bottom:328px;letter-spacing:-0.03px;display:inline;\">15,105 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t64_459\" style=\"left:341px;bottom:328px;letter-spacing:0.17px;display:inline;\">13,353 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t65_459\" style=\"left:418px;bottom:328px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t66_459\" style=\"left:456px;bottom:328px;letter-spacing:0.03px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t67_459\" style=\"left:486px;bottom:328px;letter-spacing:0.2px;display:inline;\">46,443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t68_459\" style=\"left:550px;bottom:328px;letter-spacing:-0.03px;display:inline;\">18,696 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t69_459\" style=\"left:607px;bottom:328px;letter-spacing:-0.01px;display:inline;\">21,667 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6a_459\" style=\"left:665px;bottom:328px;letter-spacing:-0.07px;display:inline;\">14,261 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6b_459\" style=\"left:738px;bottom:328px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6c_459\" style=\"left:771px;bottom:328px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6d_459\" style=\"left:802px;bottom:328px;letter-spacing:-0.02px;display:inline;\">54,870 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6e_459\" style=\"left:87px;bottom:309px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t se_459\" id=\"t6f_459\" style=\"left:189px;bottom:309px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6g_459\" style=\"left:87px;bottom:295px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">(fair value through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6h_459\" style=\"left:87px;bottom:280px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">other comprehensive </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6i_459\" style=\"left:87px;bottom:265px;letter-spacing:-0.13px;display:inline;\">income) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6j_459\" style=\"left:231px;bottom:265px;letter-spacing:0.27px;display:inline;\">2,443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6k_459\" style=\"left:314px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6l_459\" style=\"left:371px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6m_459\" style=\"left:418px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6n_459\" style=\"left:470px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6o_459\" style=\"left:494px;bottom:265px;letter-spacing:0.27px;display:inline;\">2,443 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6p_459\" style=\"left:554px;bottom:265px;letter-spacing:0.08px;display:inline;\">2,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6q_459\" style=\"left:634px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6r_459\" style=\"left:690px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6s_459\" style=\"left:738px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6t_459\" style=\"left:785px;bottom:265px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t6u_459\" style=\"left:809px;bottom:265px;letter-spacing:0.08px;display:inline;\">2,248 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t6v_459\" style=\"left:87px;bottom:246px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6w_459\" style=\"left:258px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6x_459\" style=\"left:314px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6y_459\" style=\"left:362px;bottom:246px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t6z_459\" style=\"left:418px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t70_459\" style=\"left:470px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t71_459\" style=\"left:513px;bottom:246px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t72_459\" style=\"left:577px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t73_459\" style=\"left:634px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t74_459\" style=\"left:690px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t75_459\" style=\"left:737px;bottom:246px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t76_459\" style=\"left:785px;bottom:246px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t77_459\" style=\"left:832px;bottom:246px;display:inline;\">8 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t78_459\" style=\"left:87px;bottom:227px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t79_459\" style=\"left:231px;bottom:227px;letter-spacing:-0.07px;display:inline;\">21,192 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7a_459\" style=\"left:285px;bottom:227px;letter-spacing:-0.07px;display:inline;\">15,374 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7b_459\" style=\"left:340px;bottom:227px;letter-spacing:0.15px;display:inline;\">13,530 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7c_459\" style=\"left:406px;bottom:227px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7d_459\" style=\"left:456px;bottom:227px;letter-spacing:0.03px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7e_459\" style=\"left:488px;bottom:227px;letter-spacing:-0.01px;display:inline;\">50,423 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7f_459\" style=\"left:551px;bottom:227px;display:inline;\">21,795 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7g_459\" style=\"left:607px;bottom:227px;letter-spacing:-0.01px;display:inline;\">21,667 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7h_459\" style=\"left:665px;bottom:227px;letter-spacing:-0.07px;display:inline;\">14,261 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7i_459\" style=\"left:725px;bottom:227px;letter-spacing:0.18px;display:inline;\">144 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7j_459\" style=\"left:771px;bottom:227px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7k_459\" style=\"left:809px;bottom:227px;letter-spacing:-0.1px;display:inline;\">58,113 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t7l_459\" style=\"left:87px;bottom:208px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Off-balance sheet </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7m_459\" style=\"left:258px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7n_459\" style=\"left:288px;bottom:208px;letter-spacing:0.05px;display:inline;\">8,869 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7o_459\" style=\"left:347px;bottom:208px;letter-spacing:0.05px;display:inline;\">6,691 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7p_459\" style=\"left:418px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7q_459\" style=\"left:461px;bottom:208px;letter-spacing:0.05px;display:inline;\">20 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_459\" id=\"t7r_459\" style=\"left:490px;bottom:208px;letter-spacing:0.13px;display:inline;\">15,580 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7s_459\" style=\"left:577px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7t_459\" style=\"left:612px;bottom:208px;letter-spacing:-0.3px;display:inline;\">9,675 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7u_459\" style=\"left:668px;bottom:208px;letter-spacing:0.1px;display:inline;\">8,710 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7v_459\" style=\"left:730px;bottom:208px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7w_459\" style=\"left:785px;bottom:208px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t7x_459\" style=\"left:806px;bottom:208px;letter-spacing:-0.1px;display:inline;\">18,478 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t7y_459\" style=\"left:87px;bottom:189px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Group\u2019s maximum </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t7z_459\" style=\"left:87px;bottom:175px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">exposure to loss </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t80_459\" style=\"left:231px;bottom:175px;letter-spacing:-0.07px;display:inline;\">21,192 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t81_459\" style=\"left:281px;bottom:175px;letter-spacing:0.18px;display:inline;\">24,243 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t82_459\" style=\"left:340px;bottom:175px;letter-spacing:0.08px;display:inline;\">20,221 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t83_459\" style=\"left:406px;bottom:175px;letter-spacing:0.03px;display:inline;\">137 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t84_459\" style=\"left:457px;bottom:175px;letter-spacing:0.06px;display:inline;\">210 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t85_459\" style=\"left:487px;bottom:175px;letter-spacing:0.07px;display:inline;\">66,003 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t86_459\" style=\"left:551px;bottom:175px;display:inline;\">21,795 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t87_459\" style=\"left:606px;bottom:175px;letter-spacing:0.09px;display:inline;\">31,342 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t88_459\" style=\"left:664px;bottom:175px;letter-spacing:-0.02px;display:inline;\">22,971 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t89_459\" style=\"left:724px;bottom:175px;letter-spacing:0.05px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8a_459\" style=\"left:771px;bottom:175px;letter-spacing:-0.02px;display:inline;\">246 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8b_459\" style=\"left:806px;bottom:175px;letter-spacing:-0.11px;display:inline;\">76,591 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8c_459\" style=\"left:87px;bottom:156px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Total assets of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_459\" id=\"t8d_459\" style=\"left:87px;bottom:141px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">structured entit</div><div class=\"t se_459\" id=\"t8e_459\" style=\"left:173px;bottom:141px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8f_459\" style=\"left:223px;bottom:141px;letter-spacing:0.03px;display:inline;\">191,627 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8g_459\" style=\"left:285px;bottom:141px;letter-spacing:-0.07px;display:inline;\">15,374 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8h_459\" style=\"left:339px;bottom:141px;letter-spacing:0.07px;display:inline;\">31,806 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_459\" id=\"t8i_459\" style=\"left:403px;bottom:141px;letter-spacing:0.1px;display:inline;\">250 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sd_459\" id=\"t8j_459\" style=\"left:446px;bottom:141px;letter-spacing:-0.01px;word-spacing:2.11px;display:inline;\">1,688 240,745 </div> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8k_459\" style=\"left:548px;bottom:141px;letter-spacing:-0.37px;display:inline;\">177,194 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8l_459\" style=\"left:609px;bottom:141px;letter-spacing:-0.41px;display:inline;\">17,925 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8m_459\" style=\"left:661px;bottom:141px;letter-spacing:0.02px;display:inline;\">35,732 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_459\" id=\"t8n_459\" style=\"left:726px;bottom:141px;letter-spacing:0.11px;display:inline;\">291 </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_459\" id=\"t8o_459\" style=\"left:764px;bottom:141px;letter-spacing:-0.09px;word-spacing:3.22px;display:inline;\">1,828 232,970 </div> </td></tr></table><div></div><div class=\"t s8_460\" id=\"ta_460\" style=\"left:69px;bottom:1163px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">The main types of activ</div><div class=\"t s9_460\" id=\"tb_460\" style=\"left:208px;bottom:1163px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"tc_460\" style=\"left:215px;bottom:1163px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies for which the Group util</div><div class=\"t s9_460\" id=\"td_460\" style=\"left:372px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ises unconsol</div><div class=\"t s8_460\" id=\"te_460\" style=\"left:449px;bottom:1163px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">idated structured entit</div><div class=\"t s9_460\" id=\"tf_460\" style=\"left:582px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies cover synthet</div><div class=\"t s8_460\" id=\"tg_460\" style=\"left:680px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ic credit default swaps </div><div class=\"t s8_460\" id=\"th_460\" style=\"left:69px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">for managed investment funds (includ</div><div class=\"t s9_460\" id=\"ti_460\" style=\"left:296px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ing spec</div><div class=\"t s8_460\" id=\"tj_460\" style=\"left:345px;bottom:1147px;letter-spacing:-0.18px;display:inline;\">ial</div><div class=\"t s9_460\" id=\"tk_460\" style=\"left:359px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised Pr</div><div class=\"t s8_460\" id=\"tl_460\" style=\"left:397px;bottom:1147px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s9_460\" id=\"tm_460\" style=\"left:414px;bottom:1147px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t s8_460\" id=\"tn_460\" style=\"left:445px;bottom:1147px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inance funds), portfolio management purposes, structured </div><div class=\"t s8_460\" id=\"to_460\" style=\"left:69px;bottom:1131px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">\ufb01nance and asset-backed securit</div><div class=\"t s9_460\" id=\"tp_460\" style=\"left:265px;bottom:1131px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. These are deta</div><div class=\"t s8_460\" id=\"tq_460\" style=\"left:376px;bottom:1131px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">iled as follows: </div><div class=\"t s9_460\" id=\"tr_460\" style=\"left:69px;bottom:1107px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"ts_460\" style=\"left:82px;bottom:1107px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">Asset-backed securit</div><div class=\"t s9_460\" id=\"tt_460\" style=\"left:205px;bottom:1107px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies (ABS): The Group also has </div><div class=\"t s8_460\" id=\"tu_460\" style=\"left:379px;bottom:1107px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">investments in asset-backed securit</div><div class=\"t s9_460\" id=\"tv_460\" style=\"left:589px;bottom:1107px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s8_460\" id=\"tw_460\" style=\"left:607px;bottom:1107px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">issued by third-party sponsored </div><div class=\"t s8_460\" id=\"tx_460\" style=\"left:82px;bottom:1091px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">and managed structured entit</div><div class=\"t s9_460\" id=\"ty_460\" style=\"left:262px;bottom:1091px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies. For the purpose of market mak</div><div class=\"t s8_460\" id=\"tz_460\" style=\"left:465px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing and at the discret</div><div class=\"t s9_460\" id=\"t10_460\" style=\"left:591px;bottom:1091px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion of ABS trad</div><div class=\"t s8_460\" id=\"t11_460\" style=\"left:679px;bottom:1091px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing desk, the Group </div><div class=\"t s8_460\" id=\"t12_460\" style=\"left:82px;bottom:1075px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">may hold an immater</div><div class=\"t s9_460\" id=\"t13_460\" style=\"left:210px;bottom:1075px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial amount of debt secur</div><div class=\"t s8_460\" id=\"t14_460\" style=\"left:354px;bottom:1075px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_460\" id=\"t15_460\" style=\"left:362px;bottom:1075px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies from structured ent</div><div class=\"t s8_460\" id=\"t16_460\" style=\"left:495px;bottom:1075px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_460\" id=\"t17_460\" style=\"left:503px;bottom:1075px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies or</div><div class=\"t s8_460\" id=\"t18_460\" style=\"left:533px;bottom:1075px;letter-spacing:-0.16px;display:inline;\">ig</div><div class=\"t s9_460\" id=\"t19_460\" style=\"left:544px;bottom:1075px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">inated by cred</div><div class=\"t s8_460\" id=\"t1a_460\" style=\"left:629px;bottom:1075px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">it portfolio management. </div><div class=\"t s8_460\" id=\"t1b_460\" style=\"left:82px;bottom:1059px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">This is disclosed in the ABS column above. </div><div class=\"t s9_460\" id=\"t1c_460\" style=\"left:69px;bottom:1035px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"t1d_460\" style=\"left:82px;bottom:1035px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Portfolio management (Group sponsored entit</div><div class=\"t s9_460\" id=\"t1e_460\" style=\"left:358px;bottom:1035px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies): For the purposes of portfol</div><div class=\"t s8_460\" id=\"t1f_460\" style=\"left:539px;bottom:1035px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">io management, the Group purchased credit </div><div class=\"t s8_460\" id=\"t1g_460\" style=\"left:82px;bottom:1019px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">protection via synthetic credit default swaps from note-issu</div><div class=\"t s9_460\" id=\"t1h_460\" style=\"left:432px;bottom:1019px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing structured ent</div><div class=\"t s8_460\" id=\"t1i_460\" style=\"left:537px;bottom:1019px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s9_460\" id=\"t1j_460\" style=\"left:545px;bottom:1019px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies. Th</div><div class=\"t s8_460\" id=\"t1k_460\" style=\"left:581px;bottom:1019px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">is credit protection creates credit risk </div><div class=\"t s8_460\" id=\"t1l_460\" style=\"left:82px;bottom:1003px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">which the structured entity and subsequently the end investor absorbs. The referenced assets remain on the Group\u2019s balance </div><div class=\"t s8_460\" id=\"t1m_460\" style=\"left:82px;bottom:987px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">sheet as they are not assigned to these structured entit</div><div class=\"t s9_460\" id=\"t1n_460\" style=\"left:406px;bottom:987px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. The Group cont</div><div class=\"t s8_460\" id=\"t1o_460\" style=\"left:520px;bottom:987px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">inues to own or hold all of the risks and returns </div><div class=\"t s8_460\" id=\"t1p_460\" style=\"left:82px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">relating to these assets. The credit protection obtained from the regulatory-compliant securit</div><div class=\"t s9_460\" id=\"t1q_460\" style=\"left:632px;bottom:971px;letter-spacing:-0.14px;display:inline;\">isat</div><div class=\"t s8_460\" id=\"t1r_460\" style=\"left:654px;bottom:971px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ion only serves to protect </div><div class=\"t s8_460\" id=\"t1s_460\" style=\"left:82px;bottom:955px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the Group against losses upon the occurrence of elig</div><div class=\"t s9_460\" id=\"t1t_460\" style=\"left:391px;bottom:955px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ible cred</div><div class=\"t s8_460\" id=\"t1u_460\" style=\"left:441px;bottom:955px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">it events and the underlying assets are not derecognised </div><div class=\"t s8_460\" id=\"t1v_460\" style=\"left:82px;bottom:939px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">from the Group\u2019s balance sheet. The Group does not hold any equity interests in the structured entit</div><div class=\"t s9_460\" id=\"t1w_460\" style=\"left:667px;bottom:939px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ies, but may hold an </div><div class=\"t s8_460\" id=\"t1x_460\" style=\"left:82px;bottom:923px;letter-spacing:-0.13px;display:inline;\">ins</div><div class=\"t s9_460\" id=\"t1y_460\" style=\"left:98px;bottom:923px;letter-spacing:-0.19px;display:inline;\">ign</div><div class=\"t s8_460\" id=\"t1z_460\" style=\"left:117px;bottom:923px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s9_460\" id=\"t20_460\" style=\"left:125px;bottom:923px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">icant amount of the </div><div class=\"t s8_460\" id=\"t21_460\" style=\"left:245px;bottom:923px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">issued notes for market making purposes. This is disclosed in the ABS section above. The proceeds </div><div class=\"t s8_460\" id=\"t22_460\" style=\"left:82px;bottom:907px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">of the notes\u2019 issuance are typically held as cash collateral in the issuer\u2019s account operated by a trustee or invested in AAA- </div><div class=\"t s8_460\" id=\"t23_460\" style=\"left:82px;bottom:891px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">rated government-backed securit</div><div class=\"t s9_460\" id=\"t24_460\" style=\"left:281px;bottom:891px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies to collateral</div><div class=\"t s8_460\" id=\"t25_460\" style=\"left:370px;bottom:891px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ise the structured entit</div><div class=\"t s9_460\" id=\"t26_460\" style=\"left:502px;bottom:891px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies swap obl</div><div class=\"t s8_460\" id=\"t27_460\" style=\"left:575px;bottom:891px;letter-spacing:-0.15px;display:inline;\">igat</div><div class=\"t s9_460\" id=\"t28_460\" style=\"left:599px;bottom:891px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions to the Group, and to repay the </div><div class=\"t s8_460\" id=\"t29_460\" style=\"left:82px;bottom:875px;letter-spacing:-0.11px;display:inline;\">princ</div><div class=\"t s9_460\" id=\"t2a_460\" style=\"left:112px;bottom:875px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ipal to </div><div class=\"t s8_460\" id=\"t2b_460\" style=\"left:152px;bottom:875px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">investors at maturity. The structured entit</div><div class=\"t s9_460\" id=\"t2c_460\" style=\"left:395px;bottom:875px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ies re</div><div class=\"t s8_460\" id=\"t2d_460\" style=\"left:425px;bottom:875px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">imburse the Group on actual losses incurred, through the use of the </div><div class=\"t s8_460\" id=\"t2e_460\" style=\"left:82px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">cash collateral or realisat</div><div class=\"t s9_460\" id=\"t2f_460\" style=\"left:230px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion of the collateral secur</div><div class=\"t s8_460\" id=\"t2g_460\" style=\"left:378px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ity. Correspondingly, the structured entit</div><div class=\"t s9_460\" id=\"t2h_460\" style=\"left:613px;bottom:859px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies wr</div><div class=\"t s8_460\" id=\"t2i_460\" style=\"left:647px;bottom:859px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ite down the notes issued by </div><div class=\"t s8_460\" id=\"t2j_460\" style=\"left:82px;bottom:842px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">an equal amount of the losses incurred, in reverse order of senior</div><div class=\"t s9_460\" id=\"t2k_460\" style=\"left:460px;bottom:842px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ity. All fund</div><div class=\"t s8_460\" id=\"t2l_460\" style=\"left:524px;bottom:842px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing is committed for the life of these vehicles and </div><div class=\"t s8_460\" id=\"t2m_460\" style=\"left:82px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">the Group has no ind</div><div class=\"t s9_460\" id=\"t2n_460\" style=\"left:206px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">irect exposure </div><div class=\"t s8_460\" id=\"t2o_460\" style=\"left:291px;bottom:826px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">in respect of the vehicles\u2019 liqu</div><div class=\"t s9_460\" id=\"t2p_460\" style=\"left:461px;bottom:826px;letter-spacing:-0.2px;display:inline;\">id</div><div class=\"t s8_460\" id=\"t2q_460\" style=\"left:472px;bottom:826px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\">ity posit</div><div class=\"t s9_460\" id=\"t2r_460\" style=\"left:519px;bottom:826px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion. The Group has reputat</div><div class=\"t s8_460\" id=\"t2s_460\" style=\"left:678px;bottom:826px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ional risk in respect of </div><div class=\"t s8_460\" id=\"t2t_460\" style=\"left:82px;bottom:810px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">certain portfolio management vehicles and investment funds either because the Group is the arranger and lead manager or </div><div class=\"t s8_460\" id=\"t2u_460\" style=\"left:82px;bottom:794px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">because the structured entit</div><div class=\"t s9_460\" id=\"t2v_460\" style=\"left:249px;bottom:794px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies have Standard Chartered brand</div><div class=\"t s8_460\" id=\"t2w_460\" style=\"left:459px;bottom:794px;letter-spacing:-0.13px;display:inline;\">ing. </div><div class=\"t s9_460\" id=\"t2x_460\" style=\"left:69px;bottom:770px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t2y_460\" style=\"left:82px;bottom:770px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Corporate Lending: </div><div class=\"t s8_460\" id=\"t2z_460\" style=\"left:204px;bottom:770px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Corporate Lending comprises secured lending in the normal course of business to third parties through </div><div class=\"t s8_460\" id=\"t30_460\" style=\"left:82px;bottom:754px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">structured entit</div><div class=\"t s9_460\" id=\"t31_460\" style=\"left:173px;bottom:754px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s9_460\" id=\"t32_460\" style=\"left:69px;bottom:730px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t33_460\" style=\"left:82px;bottom:730px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Structured \ufb01nance: </div><div class=\"t s8_460\" id=\"t34_460\" style=\"left:201px;bottom:730px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Structured \ufb01nance comprises interests in transactions that the Group or, more usually, a customer has </div><div class=\"t s8_460\" id=\"t35_460\" style=\"left:82px;bottom:714px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">structured, using one or more structured entit</div><div class=\"t s9_460\" id=\"t36_460\" style=\"left:348px;bottom:714px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ies, wh</div><div class=\"t s8_460\" id=\"t37_460\" style=\"left:387px;bottom:714px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ich provide bene\ufb01c</div><div class=\"t s9_460\" id=\"t38_460\" style=\"left:499px;bottom:714px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial arrangements for customers. The Group\u2019s exposure </div><div class=\"t s8_460\" id=\"t39_460\" style=\"left:82px;bottom:698px;letter-spacing:-0.12px;display:inline;\">primar</div><div class=\"t s9_460\" id=\"t3a_460\" style=\"left:122px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ily represents the prov</div><div class=\"t s8_460\" id=\"t3b_460\" style=\"left:251px;bottom:698px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_460\" id=\"t3c_460\" style=\"left:260px;bottom:698px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ion of fund</div><div class=\"t s8_460\" id=\"t3d_460\" style=\"left:323px;bottom:698px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing to these structures as a \ufb01nanc</div><div class=\"t s9_460\" id=\"t3e_460\" style=\"left:521px;bottom:698px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s8_460\" id=\"t3f_460\" style=\"left:537px;bottom:698px;letter-spacing:-0.11px;display:inline;\">intermed</div><div class=\"t s9_460\" id=\"t3g_460\" style=\"left:592px;bottom:698px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">iary, for wh</div><div class=\"t s8_460\" id=\"t3h_460\" style=\"left:656px;bottom:698px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ich it receives a lender\u2019s </div><div class=\"t s8_460\" id=\"t3i_460\" style=\"left:82px;bottom:682px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">return. The transactions largely relate to real estate \ufb01nanc</div><div class=\"t s9_460\" id=\"t3j_460\" style=\"left:425px;bottom:682px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ing and the prov</div><div class=\"t s8_460\" id=\"t3k_460\" style=\"left:522px;bottom:682px;letter-spacing:-0.12px;display:inline;\">is</div><div class=\"t s9_460\" id=\"t3l_460\" style=\"left:530px;bottom:682px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion of a</div><div class=\"t s8_460\" id=\"t3m_460\" style=\"left:574px;bottom:682px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ircraft leasing and ship \ufb01nance. </div><div class=\"t s9_460\" id=\"t3n_460\" style=\"left:69px;bottom:658px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t3o_460\" style=\"left:82px;bottom:658px;letter-spacing:-0.16px;display:inline;\">Princ</div><div class=\"t sb_460\" id=\"t3p_460\" style=\"left:113px;bottom:658px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ipal \ufb01nance Fund: </div><div class=\"t s8_460\" id=\"t3q_460\" style=\"left:222px;bottom:658px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">The Group\u2019s exposure to Princ</div><div class=\"t s9_460\" id=\"t3r_460\" style=\"left:396px;bottom:658px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t s8_460\" id=\"t3s_460\" style=\"left:427px;bottom:658px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">inance Funds represents committed or invested capital in </div><div class=\"t s8_460\" id=\"t3t_460\" style=\"left:82px;bottom:642px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">unleveraged investment funds, primar</div><div class=\"t s9_460\" id=\"t3u_460\" style=\"left:307px;bottom:642px;letter-spacing:-0.15px;display:inline;\">ily </div><div class=\"t s8_460\" id=\"t3v_460\" style=\"left:322px;bottom:642px;letter-spacing:-0.21px;display:inline;\">invest</div><div class=\"t s9_460\" id=\"t3w_460\" style=\"left:357px;bottom:642px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_460\" id=\"t3x_460\" style=\"left:378px;bottom:642px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in pan-Asian infrastructure, real estate and private equity. </div><div class=\"t s9_460\" id=\"t3y_460\" style=\"left:69px;bottom:618px;display:inline;\">\u2022 </div><div class=\"t sa_460\" id=\"t3z_460\" style=\"left:82px;bottom:618px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">Other activ</div><div class=\"t sb_460\" id=\"t40_460\" style=\"left:151px;bottom:618px;letter-spacing:-0.12px;display:inline;\">it</div><div class=\"t sa_460\" id=\"t41_460\" style=\"left:160px;bottom:618px;letter-spacing:-0.12px;display:inline;\">ies: </div><div class=\"t s8_460\" id=\"t42_460\" style=\"left:183px;bottom:618px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Other activ</div><div class=\"t s9_460\" id=\"t43_460\" style=\"left:250px;bottom:618px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"t44_460\" style=\"left:257px;bottom:618px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies include structured entit</div><div class=\"t s9_460\" id=\"t45_460\" style=\"left:412px;bottom:618px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies created to support marg</div><div class=\"t s8_460\" id=\"t46_460\" style=\"left:577px;bottom:618px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">in \ufb01nanc</div><div class=\"t s9_460\" id=\"t47_460\" style=\"left:627px;bottom:618px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing transact</div><div class=\"t s8_460\" id=\"t48_460\" style=\"left:699px;bottom:618px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ions, the re\ufb01nanc</div><div class=\"t s9_460\" id=\"t49_460\" style=\"left:799px;bottom:618px;letter-spacing:-0.17px;display:inline;\">ing </div><div class=\"t s8_460\" id=\"t4a_460\" style=\"left:82px;bottom:602px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">of exist</div><div class=\"t s9_460\" id=\"t4b_460\" style=\"left:124px;bottom:602px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing cred</div><div class=\"t s8_460\" id=\"t4c_460\" style=\"left:172px;bottom:602px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">it and debt facil</div><div class=\"t s9_460\" id=\"t4d_460\" style=\"left:265px;bottom:602px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"t4e_460\" style=\"left:273px;bottom:602px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ies, as well as setting up of bankruptcy remote structured entit</div><div class=\"t s9_460\" id=\"t4f_460\" style=\"left:638px;bottom:602px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s8_460\" id=\"t4g_460\" style=\"left:69px;bottom:578px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">In the above table, the Group determined the total assets of the structured entit</div><div class=\"t s9_460\" id=\"t4h_460\" style=\"left:540px;bottom:578px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies us</div><div class=\"t s8_460\" id=\"t4i_460\" style=\"left:571px;bottom:578px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ing following bases: </div><div class=\"t s9_460\" id=\"t4j_460\" style=\"left:69px;bottom:554px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"t4k_460\" style=\"left:82px;bottom:554px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Asset Backed Securit</div><div class=\"t s9_460\" id=\"t4l_460\" style=\"left:205px;bottom:554px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies, Pr</div><div class=\"t s8_460\" id=\"t4m_460\" style=\"left:238px;bottom:554px;letter-spacing:-0.14px;display:inline;\">inc</div><div class=\"t s9_460\" id=\"t4n_460\" style=\"left:255px;bottom:554px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ipal F</div><div class=\"t s8_460\" id=\"t4o_460\" style=\"left:286px;bottom:554px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">inance, and Other activ</div><div class=\"t s9_460\" id=\"t4p_460\" style=\"left:425px;bottom:554px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_460\" id=\"t4q_460\" style=\"left:433px;bottom:554px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ies are based on the published total assets of the structured </div><div class=\"t s8_460\" id=\"t4r_460\" style=\"left:82px;bottom:538px;letter-spacing:-0.13px;display:inline;\">entit</div><div class=\"t s9_460\" id=\"t4s_460\" style=\"left:110px;bottom:538px;letter-spacing:-0.1px;display:inline;\">ies. </div><div class=\"t s9_460\" id=\"t4t_460\" style=\"left:69px;bottom:514px;display:inline;\">\u2022 </div><div class=\"t s8_460\" id=\"t4u_460\" style=\"left:82px;bottom:514px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">Lending and Structured Finance are estimated based on the Group\u2019s loan values to the structured entit</div>ies ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f118622": {
   "value": "34. Cash \ufb02ow statement <div class=\"t sa_460\" id=\"t4x_460\" style=\"left:69px;bottom:453px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Adjustment for non-cash items and other adjustments included with</div><div class=\"t sb_460\" id=\"t4y_460\" style=\"left:482px;bottom:453px;letter-spacing:-0.14px;display:inline;\">in </div><div class=\"t sa_460\" id=\"t4z_460\" style=\"left:496px;bottom:453px;letter-spacing:-0.09px;word-spacing:-0.17px;display:inline;\">income statement </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_460\" id=\"t50_460\" style=\"left:539px;bottom:434px;letter-spacing:0.01px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_460\" id=\"t51_460\" style=\"left:713px;bottom:434px;letter-spacing:-0.07px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_460\" id=\"t52_460\" style=\"left:527px;bottom:417px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_460\" id=\"t55_460\" style=\"left:614px;bottom:417px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_460\" id=\"t58_460\" style=\"left:709px;bottom:417px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_460\" id=\"t5b_460\" style=\"left:796px;bottom:417px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_460\" id=\"t53_460\" style=\"left:512px;bottom:405px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_460\" id=\"t54_460\" style=\"left:535px;bottom:405px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_460\" id=\"t56_460\" style=\"left:601px;bottom:405px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_460\" id=\"t57_460\" style=\"left:622px;bottom:405px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_460\" id=\"t59_460\" style=\"left:694px;bottom:405px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t se_460\" id=\"t5a_460\" style=\"left:717px;bottom:405px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sg_460\" id=\"t5c_460\" style=\"left:783px;bottom:405px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sf_460\" id=\"t5d_460\" style=\"left:804px;bottom:405px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t5e_460\" style=\"left:69px;bottom:385px;letter-spacing:0.06px;display:inline;\">Amortisat</div><div class=\"t s4_460\" id=\"t5f_460\" style=\"left:126px;bottom:385px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ion of d</div><div class=\"t sh_460\" id=\"t5g_460\" style=\"left:167px;bottom:385px;word-spacing:-0.14px;display:inline;\">iscounts and premiums of investment securit</div><div class=\"t s4_460\" id=\"t5h_460\" style=\"left:415px;bottom:385px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t5i_460\" style=\"left:523px;bottom:385px;letter-spacing:-0.2px;display:inline;\">(704) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t5j_460\" style=\"left:617px;bottom:385px;letter-spacing:0.05px;display:inline;\">237 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t5k_460\" style=\"left:726px;bottom:385px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t5l_460\" style=\"left:812px;bottom:385px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t5m_460\" style=\"left:69px;bottom:366px;word-spacing:-0.14px;display:inline;\">Interest expense on subordinated liab</div><div class=\"t s4_460\" id=\"t5n_460\" style=\"left:280px;bottom:366px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sh_460\" id=\"t5o_460\" style=\"left:286px;bottom:366px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_460\" id=\"t5p_460\" style=\"left:293px;bottom:366px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t5q_460\" style=\"left:531px;bottom:366px;letter-spacing:-0.05px;display:inline;\">951 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t5r_460\" style=\"left:616px;bottom:366px;letter-spacing:-0.15px;display:inline;\">570 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t5s_460\" style=\"left:711px;bottom:366px;letter-spacing:0.02px;display:inline;\">632 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t5t_460\" style=\"left:801px;bottom:366px;letter-spacing:-0.22px;display:inline;\">615 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t5u_460\" style=\"left:69px;bottom:347px;word-spacing:-0.14px;display:inline;\">Interest expense on senior debt securit</div><div class=\"t s4_460\" id=\"t5v_460\" style=\"left:283px;bottom:347px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sh_460\" id=\"t5w_460\" style=\"left:301px;bottom:347px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t5x_460\" style=\"left:517px;bottom:347px;letter-spacing:0.11px;display:inline;\">2,068 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t5y_460\" style=\"left:617px;bottom:347px;letter-spacing:-0.28px;display:inline;\">794 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t5z_460\" style=\"left:701px;bottom:347px;letter-spacing:0.16px;display:inline;\">1,434 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t60_460\" style=\"left:798px;bottom:347px;letter-spacing:-0.2px;display:inline;\">696 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t61_460\" style=\"left:69px;bottom:328px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Other non-cash items </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t62_460\" style=\"left:524px;bottom:328px;letter-spacing:-0.14px;display:inline;\">(578) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t63_460\" style=\"left:621px;bottom:328px;letter-spacing:-0.21px;display:inline;\">(12) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t64_460\" style=\"left:724px;bottom:328px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t65_460\" style=\"left:800px;bottom:328px;letter-spacing:0.02px;display:inline;\">301 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t66_460\" style=\"left:69px;bottom:309px;word-spacing:-0.14px;display:inline;\">Pension costs for de\ufb01ned bene\ufb01t schemes </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t67_460\" style=\"left:538px;bottom:309px;letter-spacing:-0.37px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t68_460\" style=\"left:623px;bottom:309px;letter-spacing:0.14px;display:inline;\">58 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t69_460\" style=\"left:726px;bottom:309px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6a_460\" style=\"left:812px;bottom:309px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_460\" id=\"t6b_460\" style=\"left:69px;bottom:290px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Share-based payment costs </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6c_460\" style=\"left:531px;bottom:290px;letter-spacing:0.01px;display:inline;\">219 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6d_460\" style=\"left:619px;bottom:290px;letter-spacing:0.05px;display:inline;\">199 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6e_460\" style=\"left:726px;bottom:290px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6f_460\" style=\"left:812px;bottom:290px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t6g_460\" style=\"left:69px;bottom:271px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Impairment losses on loans and advances and other credit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t6h_460\" style=\"left:69px;bottom:257px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">risk\u00a0provis</div><div class=\"t s4_460\" id=\"t6i_460\" style=\"left:123px;bottom:257px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6j_460\" style=\"left:528px;bottom:257px;letter-spacing:0.07px;display:inline;\">508 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6k_460\" style=\"left:616px;bottom:257px;letter-spacing:0.12px;display:inline;\">836 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6l_460\" style=\"left:726px;bottom:257px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6m_460\" style=\"left:812px;bottom:257px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t6n_460\" style=\"left:69px;bottom:238px;letter-spacing:0.06px;display:inline;\">Div</div><div class=\"t s4_460\" id=\"t6o_460\" style=\"left:88px;bottom:238px;display:inline;\">idend </div> <div class=\"t sh_460\" id=\"t6p_460\" style=\"left:123px;bottom:238px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">income from subsid</div><div class=\"t s4_460\" id=\"t6q_460\" style=\"left:232px;bottom:238px;letter-spacing:-0.06px;display:inline;\">iar</div><div class=\"t sh_460\" id=\"t6r_460\" style=\"left:246px;bottom:238px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6s_460\" style=\"left:544px;bottom:238px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6t_460\" style=\"left:631px;bottom:238px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6u_460\" style=\"left:695px;bottom:238px;letter-spacing:-0.07px;display:inline;\">(4,738) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6v_460\" style=\"left:786px;bottom:238px;letter-spacing:-0.05px;display:inline;\">(1,047) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t6w_460\" style=\"left:69px;bottom:219px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Other impa</div><div class=\"t s4_460\" id=\"t6x_460\" style=\"left:134px;bottom:219px;letter-spacing:0.03px;display:inline;\">irment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t6y_460\" style=\"left:518px;bottom:219px;letter-spacing:0.05px;display:inline;\">1,008 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t6z_460\" style=\"left:616px;bottom:219px;letter-spacing:-0.03px;display:inline;\">439 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t70_460\" style=\"left:726px;bottom:219px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t71_460\" style=\"left:812px;bottom:219px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t72_460\" style=\"left:69px;bottom:200px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Gain on disposal of property, plant and equipment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t73_460\" style=\"left:533px;bottom:200px;letter-spacing:-0.05px;display:inline;\">(31) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t74_460\" style=\"left:620px;bottom:200px;letter-spacing:-0.54px;display:inline;\">(62) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t75_460\" style=\"left:726px;bottom:200px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t76_460\" style=\"left:812px;bottom:200px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t77_460\" style=\"left:69px;bottom:180px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Loss on disposal of FVOCI and AMCST \ufb01nanc</div><div class=\"t s4_460\" id=\"t78_460\" style=\"left:321px;bottom:180px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ial assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t79_460\" style=\"left:528px;bottom:180px;letter-spacing:0.06px;display:inline;\">209 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7a_460\" style=\"left:618px;bottom:180px;letter-spacing:-0.03px;display:inline;\">190 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7b_460\" style=\"left:726px;bottom:180px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7c_460\" style=\"left:812px;bottom:180px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t7d_460\" style=\"left:69px;bottom:161px;letter-spacing:0.02px;display:inline;\">Depreciat</div><div class=\"t s4_460\" id=\"t7e_460\" style=\"left:125px;bottom:161px;word-spacing:-0.13px;display:inline;\">ion and amort</div><div class=\"t sh_460\" id=\"t7f_460\" style=\"left:205px;bottom:161px;letter-spacing:0.01px;display:inline;\">isat</div><div class=\"t s4_460\" id=\"t7g_460\" style=\"left:226px;bottom:161px;letter-spacing:-0.02px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7h_460\" style=\"left:523px;bottom:161px;letter-spacing:-0.05px;display:inline;\">1,071 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7i_460\" style=\"left:612px;bottom:161px;letter-spacing:-0.07px;display:inline;\">1,186 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7j_460\" style=\"left:726px;bottom:161px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7k_460\" style=\"left:812px;bottom:161px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t7l_460\" style=\"left:69px;bottom:142px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Fair value changes taken to Income statement </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7m_460\" style=\"left:514px;bottom:142px;letter-spacing:0.03px;display:inline;\">(1,666) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7n_460\" style=\"left:612px;bottom:142px;letter-spacing:-0.01px;display:inline;\">(365) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7o_460\" style=\"left:705px;bottom:142px;letter-spacing:-0.07px;display:inline;\">(202) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7p_460\" style=\"left:812px;bottom:142px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t7q_460\" style=\"left:69px;bottom:123px;word-spacing:-0.14px;display:inline;\">Foreign Currency revaluation </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7r_460\" style=\"left:529px;bottom:123px;letter-spacing:0.09px;display:inline;\">299 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7s_460\" style=\"left:612px;bottom:123px;letter-spacing:-0.01px;display:inline;\">(365) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7t_460\" style=\"left:720px;bottom:123px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7u_460\" style=\"left:812px;bottom:123px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sh_460\" id=\"t7v_460\" style=\"left:69px;bottom:104px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Pro\ufb01t from associates and jo</div><div class=\"t s4_460\" id=\"t7w_460\" style=\"left:227px;bottom:104px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">int ventures </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7x_460\" style=\"left:527px;bottom:104px;letter-spacing:-0.07px;display:inline;\">(141) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t7y_460\" style=\"left:614px;bottom:104px;letter-spacing:-0.17px;display:inline;\">(156) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t7z_460\" style=\"left:726px;bottom:104px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t80_460\" style=\"left:812px;bottom:104px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_460\" id=\"t81_460\" style=\"left:69px;bottom:85px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t82_460\" style=\"left:519px;bottom:85px;letter-spacing:-0.1px;display:inline;\">3,274 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t83_460\" style=\"left:607px;bottom:85px;letter-spacing:0.08px;display:inline;\">3,549 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_460\" id=\"t84_460\" style=\"left:694px;bottom:85px;letter-spacing:0.12px;display:inline;\">(2,847) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_460\" id=\"t85_460\" style=\"left:798px;bottom:85px;letter-spacing:0.05px;display:inline;\">565 </div></td></tr></table><div></div><div class=\"t s4_461\" id=\"t6_461\" style=\"left:87px;bottom:1180px;letter-spacing:-0.21px;word-spacing:-0.09px;display:inline;\"> </div><div class=\"t s5_461\" id=\"t7_461\" style=\"left:269px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_461\" id=\"t8_461\" style=\"left:87px;bottom:1155px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">Change in operating assets </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_461\" id=\"t9_461\" style=\"left:557px;bottom:1136px;letter-spacing:0.01px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_461\" id=\"ta_461\" style=\"left:731px;bottom:1136px;letter-spacing:-0.07px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"te_461\" style=\"left:632px;bottom:1119px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"tb_461\" style=\"left:544px;bottom:1108px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"tf_461\" style=\"left:604px;bottom:1108px;letter-spacing:-0.06px;display:inline;\">(Restated) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"ti_461\" style=\"left:726px;bottom:1108px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"tl_461\" style=\"left:813px;bottom:1108px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"tc_461\" style=\"left:530px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_461\" id=\"td_461\" style=\"left:553px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"tg_461\" style=\"left:618px;bottom:1096px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_461\" id=\"th_461\" style=\"left:640px;bottom:1096px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"tj_461\" style=\"left:712px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_461\" id=\"tk_461\" style=\"left:734px;bottom:1096px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"tm_461\" style=\"left:800px;bottom:1096px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_461\" id=\"tn_461\" style=\"left:822px;bottom:1096px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"to_461\" style=\"left:87px;bottom:1076px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">Decrease/(increase) in derivat</div><div class=\"t sb_461\" id=\"tp_461\" style=\"left:255px;bottom:1076px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_461\" id=\"tq_461\" style=\"left:324px;bottom:1076px;letter-spacing:0.07px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"tr_461\" style=\"left:533px;bottom:1076px;letter-spacing:-0.06px;display:inline;\">13,061 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"ts_461\" style=\"left:619px;bottom:1076px;letter-spacing:-0.09px;display:inline;\">(11,873) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"tt_461\" style=\"left:731px;bottom:1076px;letter-spacing:0.02px;display:inline;\">(19) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"tu_461\" style=\"left:816px;bottom:1076px;letter-spacing:-0.04px;display:inline;\">259 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"tv_461\" style=\"left:87px;bottom:1057px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">(Increase)/decrease in debt securit</div><div class=\"t sb_461\" id=\"tw_461\" style=\"left:280px;bottom:1057px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">ies, treasury b</div><div class=\"t sa_461\" id=\"tx_461\" style=\"left:356px;bottom:1057px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">ills and equity shares </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_461\" id=\"ty_461\" style=\"left:87px;bottom:1043px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">held at fair value through pro\ufb01t or loss </div><div class=\"t sd_461\" id=\"tz_461\" style=\"vertical-align: super;left:297px;bottom:1049px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t10_461\" style=\"left:524px;bottom:1043px;letter-spacing:-0.07px;display:inline;\">(29,477) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t11_461\" style=\"left:625px;bottom:1043px;letter-spacing:-0.38px;display:inline;\">9,067 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t12_461\" style=\"left:711px;bottom:1043px;letter-spacing:-0.13px;display:inline;\">(4,068) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t13_461\" style=\"left:816px;bottom:1043px;letter-spacing:-0.05px;display:inline;\">289 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t sa_461\" id=\"t14_461\" style=\"left:87px;bottom:1024px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">(Increase)/decrease in loans and advances to banks and customers </div><div class=\"t sd_461\" id=\"t15_461\" style=\"vertical-align: super;left:462px;bottom:1030px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t16_461\" style=\"left:541px;bottom:1024px;letter-spacing:0.03px;display:inline;\">(787) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t17_461\" style=\"left:622px;bottom:1024px;letter-spacing:0.09px;display:inline;\">14,381 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t18_461\" style=\"left:743px;bottom:1024px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t19_461\" style=\"left:830px;bottom:1024px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t1a_461\" style=\"left:87px;bottom:1005px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Net decrease/(increase) in prepayments and accrued income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t1b_461\" style=\"left:553px;bottom:1005px;letter-spacing:-0.13px;display:inline;\">82 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t1c_461\" style=\"left:622px;bottom:1005px;letter-spacing:-0.13px;display:inline;\">(1,056) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t1d_461\" style=\"left:743px;bottom:1005px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t1e_461\" style=\"left:830px;bottom:1005px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t1f_461\" style=\"left:87px;bottom:986px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Net decrease/(increase) in other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t1g_461\" style=\"left:535px;bottom:986px;letter-spacing:0.22px;display:inline;\">2,663 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t1h_461\" style=\"left:624px;bottom:986px;letter-spacing:-0.18px;display:inline;\">2,470 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t1i_461\" style=\"left:728px;bottom:986px;letter-spacing:0.12px;display:inline;\">268 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t1j_461\" style=\"left:810px;bottom:986px;letter-spacing:-0.26px;display:inline;\">(806) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_461\" id=\"t1k_461\" style=\"left:87px;bottom:967px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t1l_461\" style=\"left:524px;bottom:967px;letter-spacing:0.04px;display:inline;\">(14,458) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t1m_461\" style=\"left:621px;bottom:967px;letter-spacing:-0.17px;display:inline;\">12,989 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t1n_461\" style=\"left:714px;bottom:967px;letter-spacing:0.02px;display:inline;\">(3,819) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t1o_461\" style=\"left:811px;bottom:967px;letter-spacing:-0.07px;display:inline;\">(258) </div></td></tr></table><div class=\"t s8_461\" id=\"t1p_461\" style=\"left:87px;bottom:943px;display:inline;\">1 </div><div class=\"t s8_461\" id=\"t1q_461\" style=\"left:100px;bottom:943px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Decrease in debt securit</div><div class=\"t s9_461\" id=\"t1r_461\" style=\"left:210px;bottom:943px;letter-spacing:-0.01px;word-spacing:-0.22px;display:inline;\">ies, treasury b</div><div class=\"t s8_461\" id=\"t1s_461\" style=\"left:273px;bottom:943px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ills and equity shares held at fair value through pro\ufb01t or loss for 2022 has been restated by $(821) mill</div><div class=\"t s9_461\" id=\"t1t_461\" style=\"left:729px;bottom:943px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ion and the decrease </div><div class=\"t s8_461\" id=\"t1u_461\" style=\"left:100px;bottom:931px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">in loans and advances to banks and customers for 2022 has been restated by $14,355 mill</div><div class=\"t s9_461\" id=\"t1v_461\" style=\"left:506px;bottom:931px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ion (refer note 35) </div><div class=\"t s6_461\" id=\"t1w_461\" style=\"left:87px;bottom:900px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">Change in operating liab</div><div class=\"t se_461\" id=\"t1x_461\" style=\"left:238px;bottom:900px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s6_461\" id=\"t1y_461\" style=\"left:245px;bottom:900px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t se_461\" id=\"t1z_461\" style=\"left:253px;bottom:900px;letter-spacing:-0.08px;display:inline;\">ies </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_461\" id=\"t20_461\" style=\"left:557px;bottom:881px;letter-spacing:0.01px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_461\" id=\"t21_461\" style=\"left:731px;bottom:881px;letter-spacing:-0.07px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t22_461\" style=\"left:544px;bottom:864px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t25_461\" style=\"left:634px;bottom:864px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t28_461\" style=\"left:726px;bottom:864px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t2b_461\" style=\"left:816px;bottom:864px;letter-spacing:-0.08px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t23_461\" style=\"left:530px;bottom:852px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_461\" id=\"t24_461\" style=\"left:553px;bottom:852px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t26_461\" style=\"left:618px;bottom:852px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_461\" id=\"t27_461\" style=\"left:640px;bottom:852px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t29_461\" style=\"left:712px;bottom:852px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_461\" id=\"t2a_461\" style=\"left:734px;bottom:852px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t2c_461\" style=\"left:800px;bottom:852px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_461\" id=\"t2d_461\" style=\"left:822px;bottom:852px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t2e_461\" style=\"left:87px;bottom:832px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">(Decrease)/increase in derivat</div><div class=\"t sb_461\" id=\"t2f_461\" style=\"left:256px;bottom:832px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sa_461\" id=\"t2g_461\" style=\"left:325px;bottom:832px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t2h_461\" style=\"left:526px;bottom:832px;letter-spacing:0.01px;display:inline;\">(13,629) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t2i_461\" style=\"left:625px;bottom:832px;letter-spacing:-0.46px;display:inline;\">17,145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t2j_461\" style=\"left:723px;bottom:832px;letter-spacing:0.02px;display:inline;\">(239) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t2k_461\" style=\"left:806px;bottom:832px;letter-spacing:0.02px;display:inline;\">1,004 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t2l_461\" style=\"left:87px;bottom:813px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">Net increase/(decrease) in deposits from banks, customer </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t2m_461\" style=\"left:87px;bottom:799px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">accounts, debt securit</div><div class=\"t sb_461\" id=\"t2n_461\" style=\"left:210px;bottom:799px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sa_461\" id=\"t2o_461\" style=\"left:227px;bottom:799px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">in issue, Hong Kong notes in circulat</div><div class=\"t sb_461\" id=\"t2p_461\" style=\"left:425px;bottom:799px;letter-spacing:-0.05px;display:inline;\">ion </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t2q_461\" style=\"left:87px;bottom:784px;word-spacing:-0.15px;display:inline;\">and short posit</div><div class=\"t sb_461\" id=\"t2r_461\" style=\"left:171px;bottom:784px;letter-spacing:0.01px;display:inline;\">ions </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t2s_461\" style=\"left:533px;bottom:784px;letter-spacing:-0.21px;display:inline;\">17,877 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t2t_461\" style=\"left:621px;bottom:784px;letter-spacing:-0.25px;display:inline;\">(9,259) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t2u_461\" style=\"left:717px;bottom:784px;letter-spacing:-0.04px;display:inline;\">4,479 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t2v_461\" style=\"left:817px;bottom:784px;letter-spacing:0.04px;display:inline;\">106 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t2w_461\" style=\"left:87px;bottom:765px;word-spacing:-0.14px;display:inline;\">Increase in accruals and deferred income </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t2x_461\" style=\"left:539px;bottom:765px;letter-spacing:-0.05px;display:inline;\">1,106 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t2y_461\" style=\"left:629px;bottom:765px;letter-spacing:0.13px;display:inline;\">1,381 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t2z_461\" style=\"left:731px;bottom:765px;letter-spacing:0.11px;display:inline;\">153 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t30_461\" style=\"left:829px;bottom:765px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t31_461\" style=\"left:87px;bottom:746px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Net decrease in other liab</div><div class=\"t sb_461\" id=\"t32_461\" style=\"left:230px;bottom:746px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sa_461\" id=\"t33_461\" style=\"left:236px;bottom:746px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_461\" id=\"t34_461\" style=\"left:243px;bottom:746px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t35_461\" style=\"left:530px;bottom:746px;letter-spacing:0.17px;display:inline;\">(3,377) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t36_461\" style=\"left:631px;bottom:746px;letter-spacing:-0.22px;display:inline;\">(481) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t37_461\" style=\"left:717px;bottom:746px;letter-spacing:-0.09px;display:inline;\">(1,154) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t38_461\" style=\"left:800px;bottom:746px;letter-spacing:-0.1px;display:inline;\">(2,080) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_461\" id=\"t39_461\" style=\"left:87px;bottom:727px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t3a_461\" style=\"left:538px;bottom:727px;letter-spacing:0.02px;display:inline;\">1,977 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t3b_461\" style=\"left:624px;bottom:727px;letter-spacing:0.03px;display:inline;\">8,786 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t3c_461\" style=\"left:718px;bottom:727px;letter-spacing:0.12px;display:inline;\">3,239 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t3d_461\" style=\"left:811px;bottom:727px;letter-spacing:-0.27px;display:inline;\">(966) </div></td></tr></table><div class=\"t s6_461\" id=\"t3e_461\" style=\"left:87px;bottom:689px;letter-spacing:-0.07px;display:inline;\">Disclosures </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_461\" id=\"t3f_461\" style=\"left:557px;bottom:670px;letter-spacing:0.01px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s7_461\" id=\"t3g_461\" style=\"left:731px;bottom:670px;letter-spacing:-0.07px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t3h_461\" style=\"left:544px;bottom:653px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t3k_461\" style=\"left:632px;bottom:653px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t3n_461\" style=\"left:726px;bottom:653px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t3q_461\" style=\"left:813px;bottom:653px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t3i_461\" style=\"left:530px;bottom:642px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_461\" id=\"t3j_461\" style=\"left:553px;bottom:642px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t3l_461\" style=\"left:618px;bottom:642px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_461\" id=\"t3m_461\" style=\"left:640px;bottom:642px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_461\" id=\"t3o_461\" style=\"left:712px;bottom:642px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_461\" id=\"t3p_461\" style=\"left:734px;bottom:642px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_461\" id=\"t3r_461\" style=\"left:800px;bottom:642px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t s9_461\" id=\"t3s_461\" style=\"left:822px;bottom:642px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_461\" id=\"t3t_461\" style=\"left:87px;bottom:622px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Subordinated debt (includ</div><div class=\"t sf_461\" id=\"t3u_461\" style=\"left:238px;bottom:622px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ing accrued </div> <div class=\"t sc_461\" id=\"t3v_461\" style=\"left:307px;bottom:622px;display:inline;\">interest): </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t3w_461\" style=\"left:87px;bottom:603px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Opening balance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t3x_461\" style=\"left:531px;bottom:603px;letter-spacing:-0.02px;display:inline;\">13,928 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t3y_461\" style=\"left:619px;bottom:603px;letter-spacing:0.07px;display:inline;\">16,885 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t3z_461\" style=\"left:713px;bottom:603px;letter-spacing:0.04px;display:inline;\">13,895 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t40_461\" style=\"left:802px;bottom:603px;letter-spacing:0.05px;display:inline;\">16,395 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t41_461\" style=\"left:87px;bottom:584px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Proceeds from the issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t42_461\" style=\"left:555px;bottom:584px;letter-spacing:0.11px;display:inline;\">18 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t43_461\" style=\"left:633px;bottom:584px;letter-spacing:0.05px;display:inline;\">750 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t44_461\" style=\"left:743px;bottom:584px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t45_461\" style=\"left:815px;bottom:584px;letter-spacing:0.05px;display:inline;\">750 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t46_461\" style=\"left:87px;bottom:565px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t47_461\" style=\"left:541px;bottom:565px;display:inline;\">(563) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t48_461\" style=\"left:630px;bottom:565px;letter-spacing:-0.21px;display:inline;\">(667) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t49_461\" style=\"left:722px;bottom:565px;letter-spacing:0.03px;display:inline;\">(545) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4a_461\" style=\"left:815px;bottom:565px;letter-spacing:-0.45px;display:inline;\">(619) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t4b_461\" style=\"left:87px;bottom:546px;letter-spacing:0.05px;display:inline;\">Repayment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4c_461\" style=\"left:532px;bottom:546px;letter-spacing:-0.05px;display:inline;\">(2,160) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4d_461\" style=\"left:621px;bottom:546px;letter-spacing:0.02px;display:inline;\">(1,848) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4e_461\" style=\"left:714px;bottom:546px;letter-spacing:-0.05px;display:inline;\">(2,160) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4f_461\" style=\"left:802px;bottom:546px;letter-spacing:-0.06px;display:inline;\">(1,800) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t4g_461\" style=\"left:87px;bottom:527px;word-spacing:-0.12px;display:inline;\">Foreign exchange movements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4h_461\" style=\"left:547px;bottom:527px;letter-spacing:0.1px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4i_461\" style=\"left:629px;bottom:527px;letter-spacing:-0.08px;display:inline;\">(338) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4j_461\" style=\"left:729px;bottom:527px;letter-spacing:0.1px;display:inline;\">146 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4k_461\" style=\"left:811px;bottom:527px;letter-spacing:0.03px;display:inline;\">(337) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t4l_461\" style=\"left:87px;bottom:508px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value changes from hedge accounting </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4m_461\" style=\"left:551px;bottom:508px;letter-spacing:-0.05px;display:inline;\">311 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4n_461\" style=\"left:622px;bottom:508px;letter-spacing:-0.08px;display:inline;\">(1,502) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4o_461\" style=\"left:731px;bottom:508px;letter-spacing:0.06px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4p_461\" style=\"left:803px;bottom:508px;letter-spacing:-0.13px;display:inline;\">(1,098) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t4q_461\" style=\"left:87px;bottom:488px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Accrued interest and others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4r_461\" style=\"left:546px;bottom:488px;letter-spacing:0.13px;display:inline;\">536 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4s_461\" style=\"left:632px;bottom:488px;letter-spacing:0.3px;display:inline;\">648 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4t_461\" style=\"left:730px;bottom:488px;letter-spacing:-0.01px;display:inline;\">516 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4u_461\" style=\"left:814px;bottom:488px;letter-spacing:0.08px;display:inline;\">604 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_461\" id=\"t4v_461\" style=\"left:87px;bottom:469px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Closing balance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4w_461\" style=\"left:533px;bottom:469px;letter-spacing:0.13px;display:inline;\">12,216 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4x_461\" style=\"left:621px;bottom:469px;letter-spacing:-0.15px;display:inline;\">13,928 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t4y_461\" style=\"left:716px;bottom:469px;letter-spacing:0.01px;display:inline;\">12,123 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t4z_461\" style=\"left:802px;bottom:469px;letter-spacing:-0.01px;display:inline;\">13,895 </div></td></tr></table><table><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_461\" id=\"t50_461\" style=\"left:87px;bottom:431px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Senior debt (includ</div><div class=\"t sf_461\" id=\"t51_461\" style=\"left:195px;bottom:431px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ing accrued </div> <div class=\"t sc_461\" id=\"t52_461\" style=\"left:264px;bottom:431px;display:inline;\">interest): </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t53_461\" style=\"left:87px;bottom:412px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Opening balance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t54_461\" style=\"left:529px;bottom:412px;letter-spacing:0.15px;display:inline;\">32,288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t55_461\" style=\"left:618px;bottom:412px;letter-spacing:-0.29px;display:inline;\">29,904 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t56_461\" style=\"left:710px;bottom:412px;letter-spacing:0.03px;display:inline;\">14,080 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t57_461\" style=\"left:805px;bottom:412px;letter-spacing:-0.15px;display:inline;\">16,981 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t58_461\" style=\"left:87px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Proceeds from the issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t59_461\" style=\"left:534px;bottom:393px;letter-spacing:0.02px;display:inline;\">15,261 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5a_461\" style=\"left:623px;bottom:393px;letter-spacing:-0.19px;display:inline;\">11,902 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5b_461\" style=\"left:720px;bottom:393px;letter-spacing:-0.05px;display:inline;\">5,105 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5c_461\" style=\"left:806px;bottom:393px;letter-spacing:0.11px;display:inline;\">1,500 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t5d_461\" style=\"left:87px;bottom:374px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Interest paid </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5e_461\" style=\"left:535px;bottom:374px;letter-spacing:-0.04px;display:inline;\">(1,145) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5f_461\" style=\"left:628px;bottom:374px;letter-spacing:-0.09px;display:inline;\">(845) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5g_461\" style=\"left:722px;bottom:374px;letter-spacing:-0.22px;display:inline;\">(434) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5h_461\" style=\"left:810px;bottom:374px;letter-spacing:-0.18px;display:inline;\">(506) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t5i_461\" style=\"left:87px;bottom:355px;letter-spacing:0.05px;display:inline;\">Repayment </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5j_461\" style=\"left:533px;bottom:355px;letter-spacing:-0.14px;display:inline;\">(6,471) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5k_461\" style=\"left:621px;bottom:355px;letter-spacing:-0.22px;display:inline;\">(7,838) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5l_461\" style=\"left:711px;bottom:355px;letter-spacing:0.08px;display:inline;\">(2,037) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5m_461\" style=\"left:801px;bottom:355px;letter-spacing:-0.21px;display:inline;\">(2,980) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t5n_461\" style=\"left:87px;bottom:336px;word-spacing:-0.12px;display:inline;\">Foreign exchange movements </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5o_461\" style=\"left:550px;bottom:336px;letter-spacing:-0.04px;display:inline;\">(21) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5p_461\" style=\"left:629px;bottom:336px;letter-spacing:0.01px;display:inline;\">(729) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5q_461\" style=\"left:737px;bottom:336px;letter-spacing:-0.08px;display:inline;\">(2) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5r_461\" style=\"left:814px;bottom:336px;letter-spacing:-0.29px;display:inline;\">(431) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t5s_461\" style=\"left:87px;bottom:317px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fair value changes from hedge accounting </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5t_461\" style=\"left:551px;bottom:317px;letter-spacing:-0.02px;display:inline;\">119 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5u_461\" style=\"left:624px;bottom:317px;letter-spacing:-0.09px;display:inline;\">(1,051) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5v_461\" style=\"left:730px;bottom:317px;letter-spacing:0.13px;display:inline;\">188 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5w_461\" style=\"left:806px;bottom:317px;letter-spacing:-0.2px;display:inline;\">(1,014) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_461\" id=\"t5x_461\" style=\"left:87px;bottom:298px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Accrued interest and others </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t5y_461\" style=\"left:540px;bottom:298px;letter-spacing:0.12px;display:inline;\">1,319 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t5z_461\" style=\"left:634px;bottom:298px;letter-spacing:-0.31px;display:inline;\">945 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t60_461\" style=\"left:730px;bottom:298px;letter-spacing:-0.12px;display:inline;\">618 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t61_461\" style=\"left:815px;bottom:298px;letter-spacing:0.08px;display:inline;\">530 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_461\" id=\"t62_461\" style=\"left:87px;bottom:279px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Closing balance </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t63_461\" style=\"left:530px;bottom:279px;letter-spacing:0.09px;display:inline;\">41,350 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t64_461\" style=\"left:618px;bottom:279px;letter-spacing:0.06px;display:inline;\">32,288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_461\" id=\"t65_461\" style=\"left:717px;bottom:279px;letter-spacing:-0.21px;display:inline;\">17,518 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_461\" id=\"t66_461\" style=\"left:799px;bottom:279px;display:inline;\">14,080 </div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashFlowStatementExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f119371": {
   "value": "35. Cash and cash equivalents <div class=\"t s6_462\" id=\"t8_462\" style=\"left:78px;bottom:1151px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_462\" id=\"t9_462\" style=\"left:78px;bottom:1133px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Cash and cash equivalents includes: </div><div class=\"t s8_462\" id=\"ta_462\" style=\"left:78px;bottom:1108px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"tb_462\" style=\"left:91px;bottom:1108px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Cash and balances at central banks\u2019, except for restricted balances; and </div><div class=\"t s8_462\" id=\"tc_462\" style=\"left:78px;bottom:1084px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"td_462\" style=\"left:91px;bottom:1084px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Other balances listed in the table below, when they have less than three months\u2019 maturity from the date of acquis</div><div class=\"t s8_462\" id=\"te_462\" style=\"left:760px;bottom:1084px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"tf_462\" style=\"left:768px;bottom:1084px;letter-spacing:-0.12px;display:inline;\">ion, </div><div class=\"t s7_462\" id=\"tg_462\" style=\"left:91px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are not subject to contractual restrict</div><div class=\"t s8_462\" id=\"th_462\" style=\"left:309px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions, are subject to </div><div class=\"t s7_462\" id=\"ti_462\" style=\"left:421px;bottom:1068px;letter-spacing:-0.13px;display:inline;\">ins</div><div class=\"t s8_462\" id=\"tj_462\" style=\"left:437px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">ign</div><div class=\"t s7_462\" id=\"tk_462\" style=\"left:456px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_462\" id=\"tl_462\" style=\"left:464px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">icant changes </div><div class=\"t s7_462\" id=\"tm_462\" style=\"left:550px;bottom:1068px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in value, are highly liqu</div><div class=\"t s8_462\" id=\"tn_462\" style=\"left:683px;bottom:1068px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">id and are held for </div><div class=\"t s7_462\" id=\"to_462\" style=\"left:91px;bottom:1052px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the purpose of meeting short-term cash commitments. This includes products such as treasury bills and other elig</div><div class=\"t s8_462\" id=\"tp_462\" style=\"left:756px;bottom:1052px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s7_462\" id=\"tq_462\" style=\"left:788px;bottom:1052px;letter-spacing:-0.12px;display:inline;\">ills, </div><div class=\"t s7_462\" id=\"tr_462\" style=\"left:91px;bottom:1036px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">short-term government securit</div><div class=\"t s8_462\" id=\"ts_462\" style=\"left:271px;bottom:1036px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, loans and advances to banks ( </div><div class=\"t s7_462\" id=\"tt_462\" style=\"left:473px;bottom:1036px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_462\" id=\"tu_462\" style=\"left:508px;bottom:1036px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing reverse repos), and loans and advances to </div><div class=\"t s7_462\" id=\"tv_462\" style=\"left:91px;bottom:1020px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">customers (placements at central banks), which are held for appropriate business purposes. </div><div class=\"t s7_462\" id=\"tw_462\" style=\"left:78px;bottom:996px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u2019 includes both cash held in restricted accounts and on demand or placements which </div><div class=\"t s7_462\" id=\"tx_462\" style=\"left:78px;bottom:980px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are contractually due to mature overnight only. Other placements with central banks are reported as part of \u2018Loans and </div><div class=\"t s8_462\" id=\"ty_462\" style=\"left:78px;bottom:964px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">advances to customers\u2019. </div><div class=\"t s7_462\" id=\"tz_462\" style=\"left:69px;bottom:937px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Following a reassessment of the nature and purpose of balances held with central banks, customers and banks, the Group\u2019s </div><div class=\"t s7_462\" id=\"t10_462\" style=\"left:69px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash and cash equivalents balance for 31 December 2022 and 1 January 2022 has been restated. The following balances have </div><div class=\"t s7_462\" id=\"t11_462\" style=\"left:69px;bottom:905px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been ident</div><div class=\"t s8_462\" id=\"t12_462\" style=\"left:133px;bottom:905px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01ed by the Group as be</div><div class=\"t s7_462\" id=\"t13_462\" style=\"left:273px;bottom:905px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing cash and cash equivalents based on the criter</div><div class=\"t s8_462\" id=\"t14_462\" style=\"left:566px;bottom:905px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia descr</div><div class=\"t s7_462\" id=\"t15_462\" style=\"left:611px;bottom:905px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ibed above. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_462\" id=\"t16_462\" style=\"left:539px;bottom:887px;letter-spacing:0.01px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_462\" id=\"t17_462\" style=\"left:713px;bottom:887px;letter-spacing:-0.07px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t1b_462\" style=\"left:614px;bottom:870px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t18_462\" style=\"left:527px;bottom:858px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t1c_462\" style=\"left:587px;bottom:858px;letter-spacing:-0.06px;display:inline;\">(Restated) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t1f_462\" style=\"left:709px;bottom:858px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t1i_462\" style=\"left:796px;bottom:858px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t19_462\" style=\"left:512px;bottom:847px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_462\" id=\"t1a_462\" style=\"left:535px;bottom:847px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_462\" id=\"t1d_462\" style=\"left:601px;bottom:847px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_462\" id=\"t1e_462\" style=\"left:622px;bottom:847px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t1g_462\" style=\"left:694px;bottom:847px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_462\" id=\"t1h_462\" style=\"left:717px;bottom:847px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_462\" id=\"t1j_462\" style=\"left:783px;bottom:847px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_462\" id=\"t1k_462\" style=\"left:804px;bottom:847px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t1l_462\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1m_462\" style=\"left:512px;bottom:827px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1n_462\" style=\"left:600px;bottom:827px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1o_462\" style=\"left:726px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1p_462\" style=\"left:812px;bottom:827px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t1q_462\" style=\"left:69px;bottom:808px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Less: restricted balances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1r_462\" style=\"left:517px;bottom:808px;letter-spacing:-0.17px;display:inline;\">(6,153) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1s_462\" style=\"left:608px;bottom:808px;letter-spacing:-0.38px;display:inline;\">(9,173) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1t_462\" style=\"left:726px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1u_462\" style=\"left:812px;bottom:808px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t1v_462\" style=\"left:69px;bottom:789px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Treasury bills and other elig</div><div class=\"t s4_462\" id=\"t1w_462\" style=\"left:221px;bottom:789px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t se_462\" id=\"t1x_462\" style=\"left:252px;bottom:789px;letter-spacing:-0.07px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1y_462\" style=\"left:522px;bottom:789px;letter-spacing:-0.1px;display:inline;\">5,931 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1z_462\" style=\"left:606px;bottom:789px;letter-spacing:-0.03px;display:inline;\">12,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t20_462\" style=\"left:726px;bottom:789px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t21_462\" style=\"left:812px;bottom:789px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t22_462\" style=\"left:69px;bottom:770px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t23_462\" style=\"left:516px;bottom:770px;display:inline;\">11,879 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t24_462\" style=\"left:604px;bottom:770px;letter-spacing:-0.07px;display:inline;\">10,144 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t25_462\" style=\"left:726px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t26_462\" style=\"left:812px;bottom:770px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t27_462\" style=\"left:69px;bottom:751px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t28_462\" style=\"left:512px;bottom:751px;letter-spacing:0.04px;display:inline;\">25,829 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t29_462\" style=\"left:600px;bottom:751px;letter-spacing:0.05px;display:inline;\">24,586 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2a_462\" style=\"left:726px;bottom:751px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2b_462\" style=\"left:812px;bottom:751px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t2c_462\" style=\"left:69px;bottom:732px;letter-spacing:0.02px;display:inline;\">Investments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2d_462\" style=\"left:527px;bottom:732px;letter-spacing:0.24px;display:inline;\">244 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2e_462\" style=\"left:615px;bottom:732px;letter-spacing:-0.16px;display:inline;\">1,114 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2f_462\" style=\"left:726px;bottom:732px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2g_462\" style=\"left:812px;bottom:732px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t2h_462\" style=\"left:69px;bottom:713px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Amounts owed by and due to subsid</div><div class=\"t s4_462\" id=\"t2i_462\" style=\"left:273px;bottom:713px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t se_462\" id=\"t2j_462\" style=\"left:348px;bottom:713px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2k_462\" style=\"left:544px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2l_462\" style=\"left:631px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2m_462\" style=\"left:694px;bottom:713px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2n_462\" style=\"left:794px;bottom:713px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_462\" id=\"t2o_462\" style=\"left:69px;bottom:694px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2p_462\" style=\"left:508px;bottom:694px;letter-spacing:-0.17px;display:inline;\">107,635 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2q_462\" style=\"left:602px;bottom:694px;letter-spacing:-0.31px;display:inline;\">97,595 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2r_462\" style=\"left:694px;bottom:694px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2s_462\" style=\"left:794px;bottom:694px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr></table><div class=\"t s7_462\" id=\"t2t_462\" style=\"left:69px;bottom:664px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group\u2019s cash and cash equivalents balance for 31 December 2022 has been restated to increase the balance by $8,876 </div><div class=\"t s7_462\" id=\"t2u_462\" style=\"left:69px;bottom:648px;letter-spacing:-0.18px;display:inline;\">mill</div><div class=\"t s8_462\" id=\"t2v_462\" style=\"left:90px;bottom:648px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion as balances w</div><div class=\"t s7_462\" id=\"t2w_462\" style=\"left:195px;bottom:648px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ith central banks that met the cash and cash equivalents de\ufb01n</div><div class=\"t s8_462\" id=\"t2x_462\" style=\"left:563px;bottom:648px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"t2y_462\" style=\"left:571px;bottom:648px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion were orig</div><div class=\"t s8_462\" id=\"t2z_462\" style=\"left:647px;bottom:648px;letter-spacing:-0.16px;display:inline;\">inally </div><div class=\"t s7_462\" id=\"t30_462\" style=\"left:681px;bottom:648px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">included in loans and </div><div class=\"t s7_462\" id=\"t31_462\" style=\"left:69px;bottom:632px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">advances to customers ($24,586 mill</div><div class=\"t s8_462\" id=\"t32_462\" style=\"left:282px;bottom:632px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ion) but not </div><div class=\"t s7_462\" id=\"t33_462\" style=\"left:353px;bottom:632px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">included in cash and cash equivalents and there were balances included </div><div class=\"t s7_462\" id=\"t34_462\" style=\"left:69px;bottom:616px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in cash and cash equivalents related to loans and advances to banks ($10,414 mill</div><div class=\"t s8_462\" id=\"t35_462\" style=\"left:548px;bottom:616px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion), treasury b</div><div class=\"t s7_462\" id=\"t36_462\" style=\"left:635px;bottom:616px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ills and other elig</div><div class=\"t s8_462\" id=\"t37_462\" style=\"left:734px;bottom:616px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s7_462\" id=\"t38_462\" style=\"left:766px;bottom:616px;letter-spacing:-0.16px;display:inline;\">ills </div><div class=\"t s7_462\" id=\"t39_462\" style=\"left:69px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">($5,275 mill</div><div class=\"t s8_462\" id=\"t3a_462\" style=\"left:134px;bottom:600px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion) as well as Investments ($21 m</div><div class=\"t s7_462\" id=\"t3b_462\" style=\"left:330px;bottom:600px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_462\" id=\"t3c_462\" style=\"left:339px;bottom:600px;letter-spacing:-0.27px;word-spacing:0.01px;display:inline;\">ion) that d</div><div class=\"t s7_462\" id=\"t3d_462\" style=\"left:400px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id not meet the cash and cash equivalents de\ufb01n</div><div class=\"t s8_462\" id=\"t3e_462\" style=\"left:683px;bottom:600px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"t3f_462\" style=\"left:691px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. The cash </div><div class=\"t s7_462\" id=\"t3g_462\" style=\"left:69px;bottom:584px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and cash equivalents balance at the beginn</div><div class=\"t s8_462\" id=\"t3h_462\" style=\"left:330px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing of the year for 2022 has also been restated to decrease the balance by </div><div class=\"t s7_462\" id=\"t3i_462\" style=\"left:69px;bottom:567px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">$4,659 mill</div><div class=\"t s8_462\" id=\"t3j_462\" style=\"left:131px;bottom:567px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion. On the 2022 cash \ufb02ow statement for Group, the change </div><div class=\"t s7_462\" id=\"t3k_462\" style=\"left:486px;bottom:567px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in operating assets has also been restated by </div><div class=\"t s7_462\" id=\"t3l_462\" style=\"left:69px;bottom:551px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">$13,534 mill</div>ion as a result of these changes.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f119372": {
   "value": "35. Cash and cash equivalents <div class=\"t s6_462\" id=\"t8_462\" style=\"left:78px;bottom:1151px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Accounting policy </div><div class=\"t s7_462\" id=\"t9_462\" style=\"left:78px;bottom:1133px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Cash and cash equivalents includes: </div><div class=\"t s8_462\" id=\"ta_462\" style=\"left:78px;bottom:1108px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"tb_462\" style=\"left:91px;bottom:1108px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Cash and balances at central banks\u2019, except for restricted balances; and </div><div class=\"t s8_462\" id=\"tc_462\" style=\"left:78px;bottom:1084px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"td_462\" style=\"left:91px;bottom:1084px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Other balances listed in the table below, when they have less than three months\u2019 maturity from the date of acquis</div><div class=\"t s8_462\" id=\"te_462\" style=\"left:760px;bottom:1084px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"tf_462\" style=\"left:768px;bottom:1084px;letter-spacing:-0.12px;display:inline;\">ion, </div><div class=\"t s7_462\" id=\"tg_462\" style=\"left:91px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are not subject to contractual restrict</div><div class=\"t s8_462\" id=\"th_462\" style=\"left:309px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions, are subject to </div><div class=\"t s7_462\" id=\"ti_462\" style=\"left:421px;bottom:1068px;letter-spacing:-0.13px;display:inline;\">ins</div><div class=\"t s8_462\" id=\"tj_462\" style=\"left:437px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">ign</div><div class=\"t s7_462\" id=\"tk_462\" style=\"left:456px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_462\" id=\"tl_462\" style=\"left:464px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">icant changes </div><div class=\"t s7_462\" id=\"tm_462\" style=\"left:550px;bottom:1068px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in value, are highly liqu</div><div class=\"t s8_462\" id=\"tn_462\" style=\"left:683px;bottom:1068px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">id and are held for </div><div class=\"t s7_462\" id=\"to_462\" style=\"left:91px;bottom:1052px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the purpose of meeting short-term cash commitments. This includes products such as treasury bills and other elig</div><div class=\"t s8_462\" id=\"tp_462\" style=\"left:756px;bottom:1052px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s7_462\" id=\"tq_462\" style=\"left:788px;bottom:1052px;letter-spacing:-0.12px;display:inline;\">ills, </div><div class=\"t s7_462\" id=\"tr_462\" style=\"left:91px;bottom:1036px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">short-term government securit</div><div class=\"t s8_462\" id=\"ts_462\" style=\"left:271px;bottom:1036px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, loans and advances to banks ( </div><div class=\"t s7_462\" id=\"tt_462\" style=\"left:473px;bottom:1036px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_462\" id=\"tu_462\" style=\"left:508px;bottom:1036px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing reverse repos), and loans and advances to </div><div class=\"t s7_462\" id=\"tv_462\" style=\"left:91px;bottom:1020px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">customers (placements at central banks), which are held for appropriate business purposes. </div><div class=\"t s7_462\" id=\"tw_462\" style=\"left:78px;bottom:996px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u2019 includes both cash held in restricted accounts and on demand or placements which </div><div class=\"t s7_462\" id=\"tx_462\" style=\"left:78px;bottom:980px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are contractually due to mature overnight only. Other placements with central banks are reported as part of \u2018Loans and </div><div class=\"t s8_462\" id=\"ty_462\" style=\"left:78px;bottom:964px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">advances to customers\u2019. </div><div class=\"t s7_462\" id=\"tz_462\" style=\"left:69px;bottom:937px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Following a reassessment of the nature and purpose of balances held with central banks, customers and banks, the Group\u2019s </div><div class=\"t s7_462\" id=\"t10_462\" style=\"left:69px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">cash and cash equivalents balance for 31 December 2022 and 1 January 2022 has been restated. The following balances have </div><div class=\"t s7_462\" id=\"t11_462\" style=\"left:69px;bottom:905px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">been ident</div><div class=\"t s8_462\" id=\"t12_462\" style=\"left:133px;bottom:905px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">i\ufb01ed by the Group as be</div><div class=\"t s7_462\" id=\"t13_462\" style=\"left:273px;bottom:905px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing cash and cash equivalents based on the criter</div><div class=\"t s8_462\" id=\"t14_462\" style=\"left:566px;bottom:905px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ia descr</div><div class=\"t s7_462\" id=\"t15_462\" style=\"left:611px;bottom:905px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ibed above. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_462\" id=\"t16_462\" style=\"left:539px;bottom:887px;letter-spacing:0.01px;display:inline;\">Group </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_462\" id=\"t17_462\" style=\"left:713px;bottom:887px;letter-spacing:-0.07px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t1b_462\" style=\"left:614px;bottom:870px;letter-spacing:-0.07px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t18_462\" style=\"left:527px;bottom:858px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t1c_462\" style=\"left:587px;bottom:858px;letter-spacing:-0.06px;display:inline;\">(Restated) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t1f_462\" style=\"left:709px;bottom:858px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t1i_462\" style=\"left:796px;bottom:858px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t19_462\" style=\"left:512px;bottom:847px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_462\" id=\"t1a_462\" style=\"left:535px;bottom:847px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_462\" id=\"t1d_462\" style=\"left:601px;bottom:847px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_462\" id=\"t1e_462\" style=\"left:622px;bottom:847px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t1g_462\" style=\"left:694px;bottom:847px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_462\" id=\"t1h_462\" style=\"left:717px;bottom:847px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_462\" id=\"t1j_462\" style=\"left:783px;bottom:847px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_462\" id=\"t1k_462\" style=\"left:804px;bottom:847px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t1l_462\" style=\"left:69px;bottom:827px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Cash and balances at central banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1m_462\" style=\"left:512px;bottom:827px;letter-spacing:-0.27px;display:inline;\">69,905 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1n_462\" style=\"left:600px;bottom:827px;letter-spacing:0.11px;display:inline;\">58,263 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1o_462\" style=\"left:726px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1p_462\" style=\"left:812px;bottom:827px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t1q_462\" style=\"left:69px;bottom:808px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Less: restricted balances </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1r_462\" style=\"left:517px;bottom:808px;letter-spacing:-0.17px;display:inline;\">(6,153) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1s_462\" style=\"left:608px;bottom:808px;letter-spacing:-0.38px;display:inline;\">(9,173) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1t_462\" style=\"left:726px;bottom:808px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1u_462\" style=\"left:812px;bottom:808px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t1v_462\" style=\"left:69px;bottom:789px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Treasury bills and other elig</div><div class=\"t s4_462\" id=\"t1w_462\" style=\"left:221px;bottom:789px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ible b</div><div class=\"t se_462\" id=\"t1x_462\" style=\"left:252px;bottom:789px;letter-spacing:-0.07px;display:inline;\">ills </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t1y_462\" style=\"left:522px;bottom:789px;letter-spacing:-0.1px;display:inline;\">5,931 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t1z_462\" style=\"left:606px;bottom:789px;letter-spacing:-0.03px;display:inline;\">12,661 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t20_462\" style=\"left:726px;bottom:789px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t21_462\" style=\"left:812px;bottom:789px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t22_462\" style=\"left:69px;bottom:770px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Loans and advances to banks </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t23_462\" style=\"left:516px;bottom:770px;display:inline;\">11,879 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t24_462\" style=\"left:604px;bottom:770px;letter-spacing:-0.07px;display:inline;\">10,144 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t25_462\" style=\"left:726px;bottom:770px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t26_462\" style=\"left:812px;bottom:770px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t27_462\" style=\"left:69px;bottom:751px;word-spacing:-0.13px;display:inline;\">Loans and advances to customers </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t28_462\" style=\"left:512px;bottom:751px;letter-spacing:0.04px;display:inline;\">25,829 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t29_462\" style=\"left:600px;bottom:751px;letter-spacing:0.05px;display:inline;\">24,586 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2a_462\" style=\"left:726px;bottom:751px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2b_462\" style=\"left:812px;bottom:751px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t2c_462\" style=\"left:69px;bottom:732px;letter-spacing:0.02px;display:inline;\">Investments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2d_462\" style=\"left:527px;bottom:732px;letter-spacing:0.24px;display:inline;\">244 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2e_462\" style=\"left:615px;bottom:732px;letter-spacing:-0.16px;display:inline;\">1,114 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2f_462\" style=\"left:726px;bottom:732px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2g_462\" style=\"left:812px;bottom:732px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t2h_462\" style=\"left:69px;bottom:713px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Amounts owed by and due to subsid</div><div class=\"t s4_462\" id=\"t2i_462\" style=\"left:273px;bottom:713px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t se_462\" id=\"t2j_462\" style=\"left:348px;bottom:713px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2k_462\" style=\"left:544px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2l_462\" style=\"left:631px;bottom:713px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2m_462\" style=\"left:694px;bottom:713px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2n_462\" style=\"left:794px;bottom:713px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_462\" id=\"t2o_462\" style=\"left:69px;bottom:694px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2p_462\" style=\"left:508px;bottom:694px;letter-spacing:-0.17px;display:inline;\">107,635 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2q_462\" style=\"left:602px;bottom:694px;letter-spacing:-0.31px;display:inline;\">97,595 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t2r_462\" style=\"left:694px;bottom:694px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t2s_462\" style=\"left:794px;bottom:694px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr></table><div class=\"t s7_462\" id=\"t2t_462\" style=\"left:69px;bottom:664px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">The Group\u2019s cash and cash equivalents balance for 31 December 2022 has been restated to increase the balance by $8,876 </div><div class=\"t s7_462\" id=\"t2u_462\" style=\"left:69px;bottom:648px;letter-spacing:-0.18px;display:inline;\">mill</div><div class=\"t s8_462\" id=\"t2v_462\" style=\"left:90px;bottom:648px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion as balances w</div><div class=\"t s7_462\" id=\"t2w_462\" style=\"left:195px;bottom:648px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ith central banks that met the cash and cash equivalents de\ufb01n</div><div class=\"t s8_462\" id=\"t2x_462\" style=\"left:563px;bottom:648px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"t2y_462\" style=\"left:571px;bottom:648px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion were orig</div><div class=\"t s8_462\" id=\"t2z_462\" style=\"left:647px;bottom:648px;letter-spacing:-0.16px;display:inline;\">inally </div><div class=\"t s7_462\" id=\"t30_462\" style=\"left:681px;bottom:648px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">included in loans and </div><div class=\"t s7_462\" id=\"t31_462\" style=\"left:69px;bottom:632px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">advances to customers ($24,586 mill</div><div class=\"t s8_462\" id=\"t32_462\" style=\"left:282px;bottom:632px;letter-spacing:-0.25px;word-spacing:-0.02px;display:inline;\">ion) but not </div><div class=\"t s7_462\" id=\"t33_462\" style=\"left:353px;bottom:632px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">included in cash and cash equivalents and there were balances included </div><div class=\"t s7_462\" id=\"t34_462\" style=\"left:69px;bottom:616px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">in cash and cash equivalents related to loans and advances to banks ($10,414 mill</div><div class=\"t s8_462\" id=\"t35_462\" style=\"left:548px;bottom:616px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ion), treasury b</div><div class=\"t s7_462\" id=\"t36_462\" style=\"left:635px;bottom:616px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ills and other elig</div><div class=\"t s8_462\" id=\"t37_462\" style=\"left:734px;bottom:616px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s7_462\" id=\"t38_462\" style=\"left:766px;bottom:616px;letter-spacing:-0.16px;display:inline;\">ills </div><div class=\"t s7_462\" id=\"t39_462\" style=\"left:69px;bottom:600px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">($5,275 mill</div><div class=\"t s8_462\" id=\"t3a_462\" style=\"left:134px;bottom:600px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ion) as well as Investments ($21 m</div><div class=\"t s7_462\" id=\"t3b_462\" style=\"left:330px;bottom:600px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s8_462\" id=\"t3c_462\" style=\"left:339px;bottom:600px;letter-spacing:-0.27px;word-spacing:0.01px;display:inline;\">ion) that d</div><div class=\"t s7_462\" id=\"t3d_462\" style=\"left:400px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">id not meet the cash and cash equivalents de\ufb01n</div><div class=\"t s8_462\" id=\"t3e_462\" style=\"left:683px;bottom:600px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"t3f_462\" style=\"left:691px;bottom:600px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion. The cash </div><div class=\"t s7_462\" id=\"t3g_462\" style=\"left:69px;bottom:584px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">and cash equivalents balance at the beginn</div><div class=\"t s8_462\" id=\"t3h_462\" style=\"left:330px;bottom:584px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing of the year for 2022 has also been restated to decrease the balance by </div><div class=\"t s7_462\" id=\"t3i_462\" style=\"left:69px;bottom:567px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">$4,659 mill</div><div class=\"t s8_462\" id=\"t3j_462\" style=\"left:131px;bottom:567px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion. On the 2022 cash \ufb02ow statement for Group, the change </div><div class=\"t s7_462\" id=\"t3k_462\" style=\"left:486px;bottom:567px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">in operating assets has also been restated by </div><div class=\"t s7_462\" id=\"t3l_462\" style=\"left:69px;bottom:551px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">$13,534 mill</div>ion as a result of these changes.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f119377": {
   "value": "Accounting policy <div class=\"t s7_462\" id=\"t9_462\" style=\"left:78px;bottom:1133px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Cash and cash equivalents includes: </div><div class=\"t s8_462\" id=\"ta_462\" style=\"left:78px;bottom:1108px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"tb_462\" style=\"left:91px;bottom:1108px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">Cash and balances at central banks\u2019, except for restricted balances; and </div><div class=\"t s8_462\" id=\"tc_462\" style=\"left:78px;bottom:1084px;display:inline;\">\u2022 </div><div class=\"t s7_462\" id=\"td_462\" style=\"left:91px;bottom:1084px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Other balances listed in the table below, when they have less than three months\u2019 maturity from the date of acquis</div><div class=\"t s8_462\" id=\"te_462\" style=\"left:760px;bottom:1084px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s7_462\" id=\"tf_462\" style=\"left:768px;bottom:1084px;letter-spacing:-0.12px;display:inline;\">ion, </div><div class=\"t s7_462\" id=\"tg_462\" style=\"left:91px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are not subject to contractual restrict</div><div class=\"t s8_462\" id=\"th_462\" style=\"left:309px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ions, are subject to </div><div class=\"t s7_462\" id=\"ti_462\" style=\"left:421px;bottom:1068px;letter-spacing:-0.13px;display:inline;\">ins</div><div class=\"t s8_462\" id=\"tj_462\" style=\"left:437px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">ign</div><div class=\"t s7_462\" id=\"tk_462\" style=\"left:456px;bottom:1068px;letter-spacing:-0.19px;display:inline;\">if</div><div class=\"t s8_462\" id=\"tl_462\" style=\"left:464px;bottom:1068px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">icant changes </div><div class=\"t s7_462\" id=\"tm_462\" style=\"left:550px;bottom:1068px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">in value, are highly liqu</div><div class=\"t s8_462\" id=\"tn_462\" style=\"left:683px;bottom:1068px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">id and are held for </div><div class=\"t s7_462\" id=\"to_462\" style=\"left:91px;bottom:1052px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">the purpose of meeting short-term cash commitments. This includes products such as treasury bills and other elig</div><div class=\"t s8_462\" id=\"tp_462\" style=\"left:756px;bottom:1052px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ible b</div><div class=\"t s7_462\" id=\"tq_462\" style=\"left:788px;bottom:1052px;letter-spacing:-0.12px;display:inline;\">ills, </div><div class=\"t s7_462\" id=\"tr_462\" style=\"left:91px;bottom:1036px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">short-term government securit</div><div class=\"t s8_462\" id=\"ts_462\" style=\"left:271px;bottom:1036px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies, loans and advances to banks ( </div><div class=\"t s7_462\" id=\"tt_462\" style=\"left:473px;bottom:1036px;letter-spacing:-0.13px;display:inline;\">includ</div><div class=\"t s8_462\" id=\"tu_462\" style=\"left:508px;bottom:1036px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ing reverse repos), and loans and advances to </div><div class=\"t s7_462\" id=\"tv_462\" style=\"left:91px;bottom:1020px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">customers (placements at central banks), which are held for appropriate business purposes. </div><div class=\"t s7_462\" id=\"tw_462\" style=\"left:78px;bottom:996px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">Cash and balances at central banks\u2019 includes both cash held in restricted accounts and on demand or placements which </div><div class=\"t s7_462\" id=\"tx_462\" style=\"left:78px;bottom:980px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">are contractually due to mature overnight only. Other placements with central banks are reported as part of \u2018Loans and </div>advances to customers\u2019.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f119580": {
   "value": "36. Related party transactions <div class=\"t s6_462\" id=\"t3o_462\" style=\"left:69px;bottom:491px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Directors and of\ufb01cers </div><div class=\"t s7_462\" id=\"t3p_462\" style=\"left:69px;bottom:473px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">Details of directors\u2019 remuneration and interests in shares are disclosed in the Directors\u2019 remuneration report. </div><div class=\"t s7_462\" id=\"t3q_462\" style=\"left:69px;bottom:449px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">IAS 24 Related party disclosures requires the following addit</div><div class=\"t s8_462\" id=\"t3r_462\" style=\"left:421px;bottom:449px;letter-spacing:-0.16px;display:inline;\">ional </div><div class=\"t s7_462\" id=\"t3s_462\" style=\"left:453px;bottom:449px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s8_462\" id=\"t3t_462\" style=\"left:505px;bottom:449px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion for key management compensat</div><div class=\"t s7_462\" id=\"t3u_462\" style=\"left:721px;bottom:449px;letter-spacing:-0.11px;display:inline;\">ion. </div><div class=\"t s7_462\" id=\"t3v_462\" style=\"left:69px;bottom:433px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Key management comprises non-executive directors, executive directors of Standard Chartered PLC, the Court directors </div><div class=\"t s7_462\" id=\"t3w_462\" style=\"left:69px;bottom:416px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">of Standard Chartered Bank and the persons discharg</div><div class=\"t s8_462\" id=\"t3x_462\" style=\"left:389px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ing manager</div><div class=\"t s7_462\" id=\"t3y_462\" style=\"left:467px;bottom:416px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ial responsib</div><div class=\"t s8_462\" id=\"t3z_462\" style=\"left:541px;bottom:416px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s7_462\" id=\"t40_462\" style=\"left:546px;bottom:416px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s8_462\" id=\"t41_462\" style=\"left:554px;bottom:416px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies (PDMR) of Standard Chartered PLC. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t42_462\" style=\"left:709px;bottom:398px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t45_462\" style=\"left:796px;bottom:398px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t43_462\" style=\"left:694px;bottom:387px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_462\" id=\"t44_462\" style=\"left:717px;bottom:387px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_462\" id=\"t46_462\" style=\"left:783px;bottom:387px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_462\" id=\"t47_462\" style=\"left:804px;bottom:387px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t48_462\" style=\"left:69px;bottom:367px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Salaries, allowances and bene\ufb01ts in kind </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t49_462\" style=\"left:718px;bottom:367px;letter-spacing:-0.15px;display:inline;\">42 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t4a_462\" style=\"left:805px;bottom:367px;letter-spacing:-0.06px;display:inline;\">39 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_462\" id=\"t4b_462\" style=\"left:69px;bottom:348px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Share-based payments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t4c_462\" style=\"left:718px;bottom:348px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t4d_462\" style=\"left:805px;bottom:348px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t4e_462\" style=\"left:69px;bottom:328px;word-spacing:-0.14px;display:inline;\">Bonuses paid or receivable </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t4f_462\" style=\"left:725px;bottom:328px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t4g_462\" style=\"left:811px;bottom:328px;display:inline;\">4 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_462\" id=\"t4h_462\" style=\"left:69px;bottom:309px;letter-spacing:-0.13px;display:inline;\">Terminat</div><div class=\"t s4_462\" id=\"t4i_462\" style=\"left:120px;bottom:309px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion bene\ufb01ts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t4j_462\" style=\"left:727px;bottom:309px;display:inline;\">- </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t4k_462\" style=\"left:814px;bottom:309px;display:inline;\">1 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_462\" id=\"t4l_462\" style=\"left:69px;bottom:290px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t4m_462\" style=\"left:718px;bottom:290px;letter-spacing:0.05px;display:inline;\">73 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t4n_462\" style=\"left:805px;bottom:290px;letter-spacing:-0.37px;display:inline;\">70 </div></td></tr></table><div class=\"t s6_462\" id=\"t4o_462\" style=\"left:69px;bottom:253px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Transactions with directors and others </div><div class=\"t s7_462\" id=\"t4p_462\" style=\"left:69px;bottom:234px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">At 31 December 2023, the total amounts to be disclosed under the Companies Act 2006 (the Act) and the List</div><div class=\"t s8_462\" id=\"t4q_462\" style=\"left:711px;bottom:234px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing Rules of the </div><div class=\"t s7_462\" id=\"t4r_462\" style=\"left:69px;bottom:218px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Hong Kong Stock Exchange Lim</div><div class=\"t s8_462\" id=\"t4s_462\" style=\"left:258px;bottom:218px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">ited (Hong Kong L</div><div class=\"t s7_462\" id=\"t4t_462\" style=\"left:366px;bottom:218px;letter-spacing:-0.13px;display:inline;\">ist</div><div class=\"t s8_462\" id=\"t4u_462\" style=\"left:380px;bottom:218px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ing Rules) about loans to d</div><div class=\"t s7_462\" id=\"t4v_462\" style=\"left:536px;bottom:218px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">irectors were as follows: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sa_462\" id=\"t4w_462\" style=\"left:543px;bottom:200px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"><div class=\"t sc_462\" id=\"t4x_462\" style=\"left:725px;bottom:200px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t4y_462\" style=\"left:511px;bottom:183px;letter-spacing:-0.02px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_462\" id=\"t4z_462\" style=\"left:599px;bottom:183px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sb_462\" id=\"t50_462\" style=\"left:622px;bottom:183px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_462\" id=\"t51_462\" style=\"left:694px;bottom:183px;letter-spacing:-0.03px;display:inline;\">Number </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_462\" id=\"t52_462\" style=\"left:783px;bottom:183px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sc_462\" id=\"t53_462\" style=\"left:804px;bottom:183px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t se_462\" id=\"t54_462\" style=\"left:69px;bottom:163px;letter-spacing:0.03px;display:inline;\">Directors </div><div class=\"t sf_462\" id=\"t55_462\" style=\"vertical-align: super;left:119px;bottom:169px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t56_462\" style=\"left:542px;bottom:163px;display:inline;\">4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_462\" id=\"t57_462\" style=\"left:631px;bottom:163px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t58_462\" style=\"left:725px;bottom:163px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_462\" id=\"t59_462\" style=\"left:812px;bottom:163px;display:inline;\">\u2013 </div></td></tr></table><div class=\"t sc_462\" id=\"t5a_462\" style=\"left:69px;bottom:139px;display:inline;\">1 </div><div class=\"t sd_462\" id=\"t5b_462\" style=\"left:82px;bottom:139px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Outstanding loan balances were below $50,000 </div><div></div><div class=\"t s4_463\" id=\"t6_463\" style=\"left:87px;bottom:1180px;letter-spacing:-0.19px;word-spacing:-0.11px;display:inline;\"> </div><div class=\"t s5_463\" id=\"t7_463\" style=\"left:314px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_463\" id=\"t8_463\" style=\"left:87px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The loan transactions provided to the directors of Standard Chartered PLC were a connected transaction under Chapter 14A of </div><div class=\"t s6_463\" id=\"t9_463\" style=\"left:87px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">the Hong Kong List</div><div class=\"t s7_463\" id=\"ta_463\" style=\"left:200px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ing Rules. It was fully exempt as \ufb01nancial ass</div><div class=\"t s6_463\" id=\"tb_463\" style=\"left:460px;bottom:1147px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">istance under Rule 14A.87(1), as it was provided in our ordinary </div><div class=\"t s6_463\" id=\"tc_463\" style=\"left:87px;bottom:1131px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">and usual course of business and on normal commercial terms. </div><div class=\"t s6_463\" id=\"td_463\" style=\"left:87px;bottom:1107px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">As at 31 December 2023, Standard Chartered Bank had in place a charge over $68 mill</div><div class=\"t s7_463\" id=\"te_463\" style=\"left:593px;bottom:1107px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ion (31 December 2022: $89 m</div><div class=\"t s6_463\" id=\"tf_463\" style=\"left:768px;bottom:1107px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_463\" id=\"tg_463\" style=\"left:777px;bottom:1107px;letter-spacing:-0.33px;word-spacing:0.07px;display:inline;\">ion) of </div><div class=\"t s6_463\" id=\"th_463\" style=\"left:87px;bottom:1091px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">cash assets in favour of the independent trustee of its employer \ufb01nanced retirement bene\ufb01t scheme. </div><div class=\"t s6_463\" id=\"ti_463\" style=\"left:87px;bottom:1067px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Other than as disclosed in the Annual Report and Accounts, there were no other transactions, arrangements or agreements </div><div class=\"t s6_463\" id=\"tj_463\" style=\"left:87px;bottom:1051px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">outstanding for any director, connected person or of\ufb01cer of the Company which have to be disclosed under the Act, the rules </div><div class=\"t s6_463\" id=\"tk_463\" style=\"left:87px;bottom:1035px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of the UK List</div><div class=\"t s7_463\" id=\"tl_463\" style=\"left:165px;bottom:1035px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ing Author</div><div class=\"t s6_463\" id=\"tm_463\" style=\"left:227px;bottom:1035px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ity or the Hong Kong List</div><div class=\"t s7_463\" id=\"tn_463\" style=\"left:372px;bottom:1035px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ing Rules. </div><div class=\"t s6_463\" id=\"to_463\" style=\"left:87px;bottom:1011px;letter-spacing:-0.19px;word-spacing:-0.07px;display:inline;\">Details of non-revenue transactions with Temasek Holdings (Private) Lim</div><div class=\"t s7_463\" id=\"tp_463\" style=\"left:515px;bottom:1011px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ited are set out on page 220. </div><div class=\"t s8_463\" id=\"tq_463\" style=\"left:87px;bottom:979px;letter-spacing:-0.15px;display:inline;\">Company </div><div class=\"t s6_463\" id=\"tr_463\" style=\"left:87px;bottom:961px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The Company has received $1,469 mill</div><div class=\"t s7_463\" id=\"ts_463\" style=\"left:310px;bottom:961px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ion (31 December 2022: $1,012 m</div><div class=\"t s6_463\" id=\"tt_463\" style=\"left:497px;bottom:961px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_463\" id=\"tu_463\" style=\"left:505px;bottom:961px;letter-spacing:-0.27px;display:inline;\">ion) of net </div><div class=\"t s6_463\" id=\"tv_463\" style=\"left:568px;bottom:961px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">interest income from its subsid</div><div class=\"t s7_463\" id=\"tw_463\" style=\"left:747px;bottom:961px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s6_463\" id=\"tx_463\" style=\"left:762px;bottom:961px;letter-spacing:-0.09px;display:inline;\">ies. </div><div class=\"t s6_463\" id=\"ty_463\" style=\"left:87px;bottom:945px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">The Company issues debt externally and lends proceeds to Group companies. </div><div class=\"t s6_463\" id=\"tz_463\" style=\"left:87px;bottom:921px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The Company has an agreement with Standard Chartered Bank that in the event of Standard Chartered Bank defaulting on </div><div class=\"t s6_463\" id=\"t10_463\" style=\"left:87px;bottom:904px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">its debt coupon interest payments, where the terms of such debt requires it, the Company shall issue shares as settlement for </div><div class=\"t s6_463\" id=\"t11_463\" style=\"left:87px;bottom:888px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">non-payment of the coupon interest. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_463\" id=\"t12_463\" style=\"left:430px;bottom:870px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s9_463\" id=\"t13_463\" style=\"left:699px;bottom:870px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t18_463\" style=\"left:436px;bottom:853px;letter-spacing:-0.01px;display:inline;\">Standard </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1n_463\" style=\"left:705px;bottom:853px;letter-spacing:-0.03px;display:inline;\">Standard </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t19_463\" style=\"left:406px;bottom:842px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Chartered Bank </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1o_463\" style=\"left:676px;bottom:842px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Chartered Bank </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t14_463\" style=\"left:349px;bottom:830px;letter-spacing:-0.01px;display:inline;\">Standard </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t1a_463\" style=\"left:419px;bottom:830px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">(Hong Kong) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1j_463\" style=\"left:619px;bottom:830px;letter-spacing:-0.03px;display:inline;\">Standard </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1p_463\" style=\"left:689px;bottom:830px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">(Hong Kong) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t15_463\" style=\"left:319px;bottom:819px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">Chartered Bank </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t1b_463\" style=\"left:445px;bottom:819px;letter-spacing:-0.09px;display:inline;\">Lim</div><div class=\"t s3_463\" id=\"t1c_463\" style=\"left:462px;bottom:819px;letter-spacing:0.01px;display:inline;\">ited </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s2_463\" id=\"t1f_463\" style=\"left:535px;bottom:819px;letter-spacing:0.03px;display:inline;\">Others </div><div class=\"t sa_463\" id=\"t1g_463\" style=\"vertical-align: super;left:568px;bottom:824px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1k_463\" style=\"left:590px;bottom:819px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">Chartered Bank </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1q_463\" style=\"left:714px;bottom:819px;letter-spacing:-0.06px;display:inline;\">Lim</div><div class=\"t sb_463\" id=\"t1r_463\" style=\"left:731px;bottom:819px;letter-spacing:-0.02px;display:inline;\">ited </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right; text-wrap: nowrap;\"><div class=\"t s9_463\" id=\"t1u_463\" style=\"left:805px;bottom:819px;letter-spacing:0.02px;display:inline;\">Others </div><div class=\"t sc_463\" id=\"t1v_463\" style=\"vertical-align: super;left:836px;bottom:824px;display:inline;\">1 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t16_463\" style=\"left:357px;bottom:807px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_463\" id=\"t17_463\" style=\"left:379px;bottom:807px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t1d_463\" style=\"left:443px;bottom:807px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_463\" id=\"t1e_463\" style=\"left:466px;bottom:807px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_463\" id=\"t1h_463\" style=\"left:530px;bottom:807px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_463\" id=\"t1i_463\" style=\"left:553px;bottom:807px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1l_463\" style=\"left:627px;bottom:807px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_463\" id=\"t1m_463\" style=\"left:648px;bottom:807px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1s_463\" style=\"left:714px;bottom:807px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_463\" id=\"t1t_463\" style=\"left:735px;bottom:807px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s9_463\" id=\"t1w_463\" style=\"left:800px;bottom:807px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_463\" id=\"t1x_463\" style=\"left:822px;bottom:807px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_463\" id=\"t1y_463\" style=\"left:87px;bottom:787px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_463\" id=\"t1z_463\" style=\"left:87px;bottom:768px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Due from subsid</div><div class=\"t sf_463\" id=\"t20_463\" style=\"left:177px;bottom:768px;letter-spacing:-0.06px;display:inline;\">iar</div><div class=\"t se_463\" id=\"t21_463\" style=\"left:192px;bottom:768px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t22_463\" style=\"left:356px;bottom:768px;letter-spacing:0.07px;display:inline;\">10,208 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t23_463\" style=\"left:465px;bottom:768px;letter-spacing:0.08px;display:inline;\">60 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t24_463\" style=\"left:554px;bottom:768px;letter-spacing:0.16px;display:inline;\">25 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t25_463\" style=\"left:631px;bottom:768px;letter-spacing:0.11px;display:inline;\">6,860 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t26_463\" style=\"left:734px;bottom:768px;letter-spacing:-0.28px;display:inline;\">141 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t27_463\" style=\"left:816px;bottom:768px;letter-spacing:0.04px;display:inline;\">255 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_463\" id=\"t28_463\" style=\"left:87px;bottom:749px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_463\" id=\"t29_463\" style=\"left:128px;bottom:749px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_463\" id=\"t2a_463\" style=\"left:197px;bottom:749px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2b_463\" style=\"left:380px;bottom:749px;letter-spacing:-0.29px;display:inline;\">62 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2c_463\" style=\"left:469px;bottom:749px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2d_463\" style=\"left:561px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2e_463\" style=\"left:650px;bottom:749px;letter-spacing:-0.4px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2f_463\" style=\"left:743px;bottom:749px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2g_463\" style=\"left:830px;bottom:749px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_463\" id=\"t2h_463\" style=\"left:87px;bottom:730px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sf_463\" id=\"t2i_463\" style=\"left:155px;bottom:730px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2j_463\" style=\"left:355px;bottom:730px;letter-spacing:0.02px;display:inline;\">20,524 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2k_463\" style=\"left:449px;bottom:730px;letter-spacing:0.14px;display:inline;\">4,775 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2l_463\" style=\"left:537px;bottom:730px;letter-spacing:-0.15px;display:inline;\">1,070 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2m_463\" style=\"left:630px;bottom:730px;letter-spacing:-0.03px;display:inline;\">18,787 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2n_463\" style=\"left:719px;bottom:730px;letter-spacing:0.02px;display:inline;\">4,469 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2o_463\" style=\"left:816px;bottom:730px;letter-spacing:-0.09px;display:inline;\">526 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_463\" id=\"t2p_463\" style=\"left:87px;bottom:711px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2q_463\" style=\"left:355px;bottom:711px;letter-spacing:-0.09px;display:inline;\">30,794 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2r_463\" style=\"left:448px;bottom:711px;letter-spacing:0.05px;display:inline;\">4,847 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t2s_463\" style=\"left:537px;bottom:711px;letter-spacing:-0.02px;display:inline;\">1,095 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2t_463\" style=\"left:627px;bottom:711px;letter-spacing:-0.07px;display:inline;\">25,694 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2u_463\" style=\"left:721px;bottom:711px;letter-spacing:-0.07px;display:inline;\">4,610 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t2v_463\" style=\"left:819px;bottom:711px;letter-spacing:-0.13px;display:inline;\">781 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_463\" id=\"t2w_463\" style=\"left:87px;bottom:673px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t sg_463\" id=\"t2x_463\" style=\"left:112px;bottom:673px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sd_463\" id=\"t2y_463\" style=\"left:118px;bottom:673px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sg_463\" id=\"t2z_463\" style=\"left:127px;bottom:673px;letter-spacing:0.05px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_463\" id=\"t30_463\" style=\"left:87px;bottom:654px;word-spacing:-0.14px;display:inline;\">Due to subsid</div><div class=\"t sf_463\" id=\"t31_463\" style=\"left:162px;bottom:654px;letter-spacing:-0.06px;display:inline;\">iar</div><div class=\"t se_463\" id=\"t32_463\" style=\"left:177px;bottom:654px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t33_463\" style=\"left:388px;bottom:654px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t34_463\" style=\"left:475px;bottom:654px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t35_463\" style=\"left:561px;bottom:654px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t36_463\" style=\"left:656px;bottom:654px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t37_463\" style=\"left:743px;bottom:654px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t38_463\" style=\"left:830px;bottom:654px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t se_463\" id=\"t39_463\" style=\"left:87px;bottom:635px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_463\" id=\"t3a_463\" style=\"left:128px;bottom:635px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t se_463\" id=\"t3b_463\" style=\"left:197px;bottom:635px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t3c_463\" style=\"left:366px;bottom:635px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t3d_463\" style=\"left:475px;bottom:635px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t3e_463\" style=\"left:561px;bottom:635px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t3f_463\" style=\"left:636px;bottom:635px;letter-spacing:0.08px;display:inline;\">1,283 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t3g_463\" style=\"left:739px;bottom:635px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t3h_463\" style=\"left:830px;bottom:635px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_463\" id=\"t3i_463\" style=\"left:87px;bottom:616px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t sg_463\" id=\"t3j_463\" style=\"left:141px;bottom:616px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sd_463\" id=\"t3k_463\" style=\"left:147px;bottom:616px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sg_463\" id=\"t3l_463\" style=\"left:156px;bottom:616px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t3m_463\" style=\"left:366px;bottom:616px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t3n_463\" style=\"left:475px;bottom:616px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sd_463\" id=\"t3o_463\" style=\"left:561px;bottom:616px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t3p_463\" style=\"left:636px;bottom:616px;letter-spacing:0.06px;display:inline;\">1,285 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t3q_463\" style=\"left:739px;bottom:616px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_463\" id=\"t3r_463\" style=\"left:830px;bottom:616px;display:inline;\">\u2013 </div></td></tr></table><div class=\"t s9_463\" id=\"t3s_463\" style=\"left:87px;bottom:592px;display:inline;\">1 </div><div class=\"t s9_463\" id=\"t3t_463\" style=\"left:100px;bottom:592px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">Others include Standard Chartered Bank (Singapore) Lim</div><div class=\"t sb_463\" id=\"t3u_463\" style=\"left:363px;bottom:592px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ited, Standard Chartered Hold</div><div class=\"t s9_463\" id=\"t3v_463\" style=\"left:502px;bottom:592px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ings Lim</div><div class=\"t sb_463\" id=\"t3w_463\" style=\"left:540px;bottom:592px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ited and Standard Chartered I H L</div><div class=\"t s9_463\" id=\"t3x_463\" style=\"left:695px;bottom:592px;letter-spacing:-0.08px;display:inline;\">im</div><div class=\"t sb_463\" id=\"t3y_463\" style=\"left:707px;bottom:592px;letter-spacing:-0.03px;display:inline;\">ited </div><div class=\"t s8_463\" id=\"t3z_463\" style=\"left:87px;bottom:561px;letter-spacing:-0.11px;word-spacing:-0.16px;display:inline;\">Associate and jo</div><div class=\"t sh_463\" id=\"t40_463\" style=\"left:187px;bottom:561px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">int ventures </div><div class=\"t s6_463\" id=\"t41_463\" style=\"left:87px;bottom:543px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">The following transactions with related parties are on an arm\u2019s length basis: </div><div class=\"t s2_463\" id=\"t42_463\" style=\"left:726px;bottom:524px;letter-spacing:-0.05px;display:inline;\">2023 </div><div class=\"t s2_463\" id=\"t43_463\" style=\"left:712px;bottom:513px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_463\" id=\"t44_463\" style=\"left:734px;bottom:513px;letter-spacing:-0.03px;display:inline;\">ion </div><div class=\"t s9_463\" id=\"t45_463\" style=\"left:813px;bottom:524px;letter-spacing:-0.07px;display:inline;\">2022 </div><div class=\"t s9_463\" id=\"t46_463\" style=\"left:800px;bottom:513px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_463\" id=\"t47_463\" style=\"left:822px;bottom:513px;letter-spacing:-0.06px;display:inline;\">ion </div><div class=\"t sd_463\" id=\"t48_463\" style=\"left:87px;bottom:493px;letter-spacing:0.15px;display:inline;\">Assets </div><div class=\"t se_463\" id=\"t49_463\" style=\"left:87px;bottom:474px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Loans and advances </div><div class=\"t sd_463\" id=\"t4a_463\" style=\"left:743px;bottom:474px;display:inline;\">\u2013 </div><div class=\"t se_463\" id=\"t4b_463\" style=\"left:822px;bottom:474px;letter-spacing:-0.16px;display:inline;\">20 </div><div class=\"t se_463\" id=\"t4c_463\" style=\"left:87px;bottom:455px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t sf_463\" id=\"t4d_463\" style=\"left:124px;bottom:455px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ial Assets held at FVTPL </div><div class=\"t sd_463\" id=\"t4e_463\" style=\"left:737px;bottom:455px;letter-spacing:-0.02px;display:inline;\">14 </div><div class=\"t se_463\" id=\"t4f_463\" style=\"left:87px;bottom:436px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sf_463\" id=\"t4g_463\" style=\"left:128px;bottom:436px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">ive assets </div><div class=\"t sd_463\" id=\"t4h_463\" style=\"left:738px;bottom:436px;letter-spacing:-0.02px;display:inline;\">12 </div><div class=\"t se_463\" id=\"t4i_463\" style=\"left:825px;bottom:436px;letter-spacing:0.07px;display:inline;\">18 </div><div class=\"t sd_463\" id=\"t4j_463\" style=\"left:87px;bottom:417px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Total assets </div><div class=\"t sd_463\" id=\"t4k_463\" style=\"left:735px;bottom:417px;letter-spacing:0.08px;display:inline;\">26 </div><div class=\"t se_463\" id=\"t4l_463\" style=\"left:822px;bottom:417px;letter-spacing:0.15px;display:inline;\">38 </div><div class=\"t sd_463\" id=\"t4m_463\" style=\"left:87px;bottom:378px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t sg_463\" id=\"t4n_463\" style=\"left:112px;bottom:378px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sd_463\" id=\"t4o_463\" style=\"left:118px;bottom:378px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sg_463\" id=\"t4p_463\" style=\"left:127px;bottom:378px;letter-spacing:0.05px;display:inline;\">ies </div><div class=\"t se_463\" id=\"t4q_463\" style=\"left:87px;bottom:359px;letter-spacing:0.08px;display:inline;\">Deposits </div><div class=\"t sd_463\" id=\"t4r_463\" style=\"left:728px;bottom:359px;letter-spacing:-0.1px;display:inline;\">959 </div><div class=\"t se_463\" id=\"t4s_463\" style=\"left:817px;bottom:359px;letter-spacing:-0.2px;display:inline;\">610 </div><div class=\"t se_463\" id=\"t4t_463\" style=\"left:87px;bottom:340px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Other Liab</div><div class=\"t sf_463\" id=\"t4u_463\" style=\"left:147px;bottom:340px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t se_463\" id=\"t4v_463\" style=\"left:152px;bottom:340px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sf_463\" id=\"t4w_463\" style=\"left:160px;bottom:340px;letter-spacing:-0.02px;display:inline;\">ies </div><div class=\"t sd_463\" id=\"t4x_463\" style=\"left:742px;bottom:340px;display:inline;\">2 </div><div class=\"t se_463\" id=\"t4y_463\" style=\"left:825px;bottom:340px;letter-spacing:-0.08px;display:inline;\">19 </div><div class=\"t sd_463\" id=\"t4z_463\" style=\"left:87px;bottom:321px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t sg_463\" id=\"t50_463\" style=\"left:141px;bottom:321px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sd_463\" id=\"t51_463\" style=\"left:147px;bottom:321px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sg_463\" id=\"t52_463\" style=\"left:156px;bottom:321px;letter-spacing:0.05px;display:inline;\">ies </div><div class=\"t sd_463\" id=\"t53_463\" style=\"left:731px;bottom:321px;letter-spacing:-0.28px;display:inline;\">961 </div><div class=\"t se_463\" id=\"t54_463\" style=\"left:816px;bottom:321px;letter-spacing:-0.13px;display:inline;\">629 </div><div class=\"t sd_463\" id=\"t55_463\" style=\"left:87px;bottom:302px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Loan commitments and other guarantees\u00b9 </div><div class=\"t sd_463\" id=\"t56_463\" style=\"left:733px;bottom:302px;letter-spacing:0.04px;display:inline;\">113 </div><div class=\"t se_463\" id=\"t57_463\" style=\"left:817px;bottom:302px;letter-spacing:0.13px;display:inline;\">164 </div><div class=\"t s9_463\" id=\"t58_463\" style=\"left:87px;bottom:278px;display:inline;\">1 </div><div class=\"t s9_463\" id=\"t59_463\" style=\"left:100px;bottom:278px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">The maximum loan commitments and other guarantees during the period were $113 mill</div><div class=\"t sb_463\" id=\"t5a_463\" style=\"left:502px;bottom:278px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ion (2022: $164 m</div><div class=\"t s9_463\" id=\"t5b_463\" style=\"left:580px;bottom:278px;letter-spacing:-0.06px;display:inline;\">ill</div>ion) ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f120017": {
   "value": "37. Post balance sheet events <div class=\"t s6_463\" id=\"t5e_463\" style=\"left:87px;bottom:227px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">On 11 January 2024, Standard Chartered PLC issued $1.5 bill</div><div class=\"t s7_463\" id=\"t5f_463\" style=\"left:432px;bottom:227px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion 6.097 per cent F</div><div class=\"t s6_463\" id=\"t5g_463\" style=\"left:545px;bottom:227px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ixed Rate Reset Notes due 2035. On 19 January </div><div class=\"t s6_463\" id=\"t5h_463\" style=\"left:87px;bottom:211px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">2024, Standard Chartered PLC issued SGD 335 mill</div><div class=\"t s7_463\" id=\"t5i_463\" style=\"left:381px;bottom:211px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ion 4.00 per cent F</div><div class=\"t s6_463\" id=\"t5j_463\" style=\"left:489px;bottom:211px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ixed Rate Reset Notes due 2030 </div><div class=\"t s6_463\" id=\"t5k_463\" style=\"left:87px;bottom:187px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">A share buy-back for up to a maximum considerat</div><div class=\"t s7_463\" id=\"t5l_463\" style=\"left:383px;bottom:187px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion of $1 b</div><div class=\"t s6_463\" id=\"t5m_463\" style=\"left:441px;bottom:187px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_463\" id=\"t5n_463\" style=\"left:449px;bottom:187px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ion has been declared by the d</div><div class=\"t s6_463\" id=\"t5o_463\" style=\"left:631px;bottom:187px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">irectors after 31 December 2023. </div><div class=\"t s6_463\" id=\"t5p_463\" style=\"left:87px;bottom:171px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">This will reduce the number of ordinary shares in issue by cancelling the repurchased shares. </div><div class=\"t s6_463\" id=\"t5q_463\" style=\"left:87px;bottom:147px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">A \ufb01nal div</div><div class=\"t s7_463\" id=\"t5r_463\" style=\"left:145px;bottom:147px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">idend for 2023 of 21 cents per ord</div>inary share was declared by the directors after 31 December 2023.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f120049": {
   "value": "38. Auditor\u2019s remuneration <div class=\"t s6_464\" id=\"t8_464\" style=\"left:69px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Auditor\u2019s remuneration is included with</div><div class=\"t s7_464\" id=\"t9_464\" style=\"left:299px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">in other general adm</div><div class=\"t s6_464\" id=\"ta_464\" style=\"left:423px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">in</div><div class=\"t s7_464\" id=\"tb_464\" style=\"left:434px;bottom:1163px;letter-spacing:-0.14px;display:inline;\">istrat</div><div class=\"t s6_464\" id=\"tc_464\" style=\"left:464px;bottom:1163px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ion expenses. The amounts paid by the Group to their </div><div class=\"t s6_464\" id=\"td_464\" style=\"left:69px;bottom:1147px;letter-spacing:-0.11px;display:inline;\">princ</div><div class=\"t s7_464\" id=\"te_464\" style=\"left:99px;bottom:1147px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ipal aud</div><div class=\"t s6_464\" id=\"tf_464\" style=\"left:147px;bottom:1147px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">itor, Ernst &amp; Young LLP and its associates (together Ernst &amp; Young LLP), are set out below. All services are approved </div><div class=\"t s6_464\" id=\"tg_464\" style=\"left:69px;bottom:1131px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">by the Group Audit Committee and are subject to controls to ensure the external auditor\u2019s independence is unaffected by the </div><div class=\"t s6_464\" id=\"th_464\" style=\"left:69px;bottom:1115px;letter-spacing:-0.16px;display:inline;\">provis</div><div class=\"t s7_464\" id=\"ti_464\" style=\"left:104px;bottom:1115px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">ion of other serv</div><div class=\"t s6_464\" id=\"tj_464\" style=\"left:199px;bottom:1115px;letter-spacing:-0.12px;display:inline;\">ices. </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"tk_464\" style=\"left:709px;bottom:1097px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_464\" id=\"tn_464\" style=\"left:796px;bottom:1097px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"2\" rowspan=\"1\" style=\"text-align: center;\"></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"tl_464\" style=\"left:694px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">$mill</div> <div class=\"t s9_464\" id=\"tm_464\" style=\"left:717px;bottom:1085px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"to_464\" style=\"left:783px;bottom:1085px;letter-spacing:-0.05px;display:inline;\">$mill</div> <div class=\"t sa_464\" id=\"tp_464\" style=\"left:804px;bottom:1085px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"tq_464\" style=\"left:69px;bottom:1065px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Audit fees for the Group statutory audit </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"tr_464\" style=\"left:709px;bottom:1065px;letter-spacing:-0.38px;display:inline;\">27.8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"ts_464\" style=\"left:796px;bottom:1065px;letter-spacing:0.21px;display:inline;\">22.2 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"tt_464\" style=\"left:82px;bottom:1046px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Of which fees for the audit of Standard Chartered Bank Group </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"tu_464\" style=\"left:707px;bottom:1046px;letter-spacing:-0.02px;display:inline;\">20.6 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"tv_464\" style=\"left:798px;bottom:1046px;letter-spacing:0.13px;display:inline;\">16.3 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"tw_464\" style=\"left:69px;bottom:1027px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Fees payable to EY for other services provided to the SC PLC Group: </div></td><td class=\"emptyTDSTag\" colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"tx_464\" style=\"left:82px;bottom:1008px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Audit of Standard Chartered PLC subsid</div><div class=\"t s4_464\" id=\"ty_464\" style=\"left:304px;bottom:1008px;letter-spacing:-0.06px;display:inline;\">iar</div><div class=\"t sc_464\" id=\"tz_464\" style=\"left:319px;bottom:1008px;display:inline;\">ies </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s2_464\" id=\"t10_464\" style=\"left:709px;bottom:1008px;letter-spacing:0.1px;display:inline;\">13.4 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t11_464\" style=\"left:798px;bottom:1008px;letter-spacing:0.04px;display:inline;\">12.8 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_464\" id=\"t12_464\" style=\"left:69px;bottom:989px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Total audit fees </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t13_464\" style=\"left:709px;bottom:989px;letter-spacing:0.04px;display:inline;\">41.2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t14_464\" style=\"left:795px;bottom:989px;letter-spacing:-0.03px;display:inline;\">35.0 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"t15_464\" style=\"left:69px;bottom:951px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Audit-related assurance services </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t16_464\" style=\"left:713px;bottom:951px;letter-spacing:-0.03px;display:inline;\">6.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t17_464\" style=\"left:802px;bottom:951px;letter-spacing:0.15px;display:inline;\">5.5 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"t18_464\" style=\"left:69px;bottom:932px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Other assurance services </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t19_464\" style=\"left:715px;bottom:932px;letter-spacing:-0.74px;display:inline;\">7.0 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t1a_464\" style=\"left:802px;bottom:932px;letter-spacing:0.19px;display:inline;\">4.3 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"t1b_464\" style=\"left:69px;bottom:913px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Other non-audit services </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t1c_464\" style=\"left:713px;bottom:913px;letter-spacing:-0.05px;display:inline;\">0.8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t1d_464\" style=\"left:805px;bottom:913px;letter-spacing:-0.37px;display:inline;\">0.1 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t sc_464\" id=\"t1e_464\" style=\"left:69px;bottom:894px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Transaction related services </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t1f_464\" style=\"left:714px;bottom:894px;letter-spacing:0.1px;display:inline;\">0.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t1g_464\" style=\"left:802px;bottom:894px;letter-spacing:0.08px;display:inline;\">0.3 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_464\" id=\"t1h_464\" style=\"left:69px;bottom:875px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Total non-audit fees </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t1i_464\" style=\"left:712px;bottom:875px;letter-spacing:-0.14px;display:inline;\">14.1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t1j_464\" style=\"left:797px;bottom:875px;letter-spacing:0.01px;display:inline;\">10.2 </div></td></tr><tr><td colspan=\"2\" rowspan=\"1\" style=\"text-align: left;\"><div class=\"t s2_464\" id=\"t1k_464\" style=\"left:69px;bottom:837px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Total fees payable </div></td><td colspan=\"2\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t1l_464\" style=\"left:708px;bottom:837px;letter-spacing:0.15px;display:inline;\">55.3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t1m_464\" style=\"left:796px;bottom:837px;letter-spacing:0.03px;display:inline;\">45.2 </div></td></tr>\n                                        </table><div class=\"t s6_464\" id=\"t1n_464\" style=\"left:69px;bottom:807px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">The following is a descript</div><div class=\"t s7_464\" id=\"t1o_464\" style=\"left:222px;bottom:807px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">ion of the type of serv</div><div class=\"t s6_464\" id=\"t1p_464\" style=\"left:350px;bottom:807px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ices included with</div><div class=\"t s7_464\" id=\"t1q_464\" style=\"left:455px;bottom:807px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">in the categor</div><div class=\"t s6_464\" id=\"t1r_464\" style=\"left:538px;bottom:807px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">ies listed above: </div><div class=\"t s7_464\" id=\"t1s_464\" style=\"left:69px;bottom:783px;display:inline;\">\u2022 </div><div class=\"t s6_464\" id=\"t1t_464\" style=\"left:82px;bottom:783px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Audit fees for the Group statutory audit are in respect of fees payable to Ernst &amp; Young LLP for the statutory audit of the </div><div class=\"t s6_464\" id=\"t1u_464\" style=\"left:82px;bottom:767px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">consolidated \ufb01nanc</div><div class=\"t s7_464\" id=\"t1v_464\" style=\"left:200px;bottom:767px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ial statements of the Group and the separate \ufb01nancial statements of Standard Chartered PLC </div><div class=\"t s7_464\" id=\"t1w_464\" style=\"left:69px;bottom:743px;display:inline;\">\u2022 </div><div class=\"t s6_464\" id=\"t1x_464\" style=\"left:82px;bottom:743px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Audit-related fees consist of fees such as those for services required by law or regulation to be provided by the auditor, reviews </div><div class=\"t s6_464\" id=\"t1y_464\" style=\"left:82px;bottom:727px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">of inter</div><div class=\"t s7_464\" id=\"t1z_464\" style=\"left:124px;bottom:727px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">im \ufb01nancial </div><div class=\"t s6_464\" id=\"t20_464\" style=\"left:195px;bottom:727px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_464\" id=\"t21_464\" style=\"left:247px;bottom:727px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ion, report</div><div class=\"t s6_464\" id=\"t22_464\" style=\"left:308px;bottom:727px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ing on regulatory returns, reporting to a regulator on client assets and extended work </div><div class=\"t s7_464\" id=\"t23_464\" style=\"left:82px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">performed over \ufb01nancial </div><div class=\"t s6_464\" id=\"t24_464\" style=\"left:231px;bottom:711px;letter-spacing:-0.12px;display:inline;\">informat</div><div class=\"t s7_464\" id=\"t25_464\" style=\"left:283px;bottom:711px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion and controls author</div><div class=\"t s6_464\" id=\"t26_464\" style=\"left:421px;bottom:711px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ised by those charged with governance </div><div class=\"t s7_464\" id=\"t27_464\" style=\"left:69px;bottom:687px;display:inline;\">\u2022 </div><div class=\"t s6_464\" id=\"t28_464\" style=\"left:82px;bottom:687px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Other assurance services include agreed-upon-procedures in relation to statutory and regulatory \ufb01l</div><div class=\"t s7_464\" id=\"t29_464\" style=\"left:668px;bottom:687px;letter-spacing:-0.14px;display:inline;\">ings </div><div class=\"t s7_464\" id=\"t2a_464\" style=\"left:69px;bottom:663px;display:inline;\">\u2022 </div><div class=\"t s6_464\" id=\"t2b_464\" style=\"left:82px;bottom:663px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">Transaction related services are fees payable to Ernst &amp; Young LLP for issu</div><div class=\"t s7_464\" id=\"t2c_464\" style=\"left:516px;bottom:663px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ing comfort letters </div><div class=\"t s6_464\" id=\"t2d_464\" style=\"left:69px;bottom:639px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Expenses incurred in respect of their role as auditor, were reimbursed to EY LLP $0.9 mill</div><div class=\"t s7_464\" id=\"t2e_464\" style=\"left:579px;bottom:639px;letter-spacing:-0.2px;word-spacing:-0.07px;display:inline;\">ion (2022: $0.6 m</div><div class=\"t s6_464\" id=\"t2f_464\" style=\"left:678px;bottom:639px;letter-spacing:-0.2px;display:inline;\">ill</div>ion).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f120187": {
   "value": "39. Standard Chartered PLC (Company) <div class=\"t s6_464\" id=\"t2i_464\" style=\"left:69px;bottom:586px;letter-spacing:-0.12px;display:inline;\">Classif</div><div class=\"t s7_464\" id=\"t2j_464\" style=\"left:108px;bottom:586px;letter-spacing:-0.2px;display:inline;\">icat</div><div class=\"t s6_464\" id=\"t2k_464\" style=\"left:131px;bottom:586px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ion and measurement of \ufb01nanc</div><div class=\"t s7_464\" id=\"t2l_464\" style=\"left:317px;bottom:586px;letter-spacing:-0.19px;display:inline;\">ial </div><div class=\"t s6_464\" id=\"t2m_464\" style=\"left:333px;bottom:586px;letter-spacing:-0.07px;display:inline;\">instruments </div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s8_464\" id=\"t2p_464\" style=\"left:413px;bottom:568px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_464\" id=\"t2q_464\" style=\"left:682px;bottom:568px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t31_464\" style=\"left:425px;bottom:551px;letter-spacing:0.01px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3l_464\" style=\"left:695px;bottom:551px;letter-spacing:-0.05px;display:inline;\">Non-trading </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t32_464\" style=\"left:426px;bottom:539px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3m_464\" style=\"left:696px;bottom:539px;letter-spacing:-0.02px;display:inline;\">mandatorily </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2r_464\" style=\"left:301px;bottom:528px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t s9_464\" id=\"t2s_464\" style=\"left:337px;bottom:528px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t33_464\" style=\"left:428px;bottom:528px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3b_464\" style=\"left:572px;bottom:528px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t sa_464\" id=\"t3c_464\" style=\"left:606px;bottom:528px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3n_464\" style=\"left:699px;bottom:528px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2t_464\" style=\"left:319px;bottom:516px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2x_464\" style=\"left:370px;bottom:516px;display:inline;\">Amortised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t34_464\" style=\"left:447px;bottom:516px;display:inline;\">through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_464\" id=\"t3d_464\" style=\"left:588px;bottom:516px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3h_464\" style=\"left:640px;bottom:516px;letter-spacing:0.01px;display:inline;\">Amortised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_464\" id=\"t3o_464\" style=\"left:716px;bottom:516px;letter-spacing:-0.03px;display:inline;\">through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2u_464\" style=\"left:316px;bottom:505px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2y_464\" style=\"left:400px;bottom:505px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t35_464\" style=\"left:427px;bottom:505px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t38_464\" style=\"left:525px;bottom:505px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3e_464\" style=\"left:585px;bottom:505px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_464\" id=\"t3i_464\" style=\"left:669px;bottom:505px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_464\" id=\"t3p_464\" style=\"left:698px;bottom:505px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_464\" id=\"t3s_464\" style=\"left:795px;bottom:505px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_464\" id=\"t2n_464\" style=\"left:69px;bottom:492px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s3_464\" id=\"t2o_464\" style=\"left:108px;bottom:492px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">ial assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2v_464\" style=\"left:318px;bottom:493px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s9_464\" id=\"t2w_464\" style=\"left:340px;bottom:493px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t2z_464\" style=\"left:383px;bottom:493px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s9_464\" id=\"t30_464\" style=\"left:405px;bottom:493px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t36_464\" style=\"left:447px;bottom:493px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s9_464\" id=\"t37_464\" style=\"left:470px;bottom:493px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_464\" id=\"t39_464\" style=\"left:512px;bottom:493px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s9_464\" id=\"t3a_464\" style=\"left:535px;bottom:493px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3f_464\" style=\"left:588px;bottom:493px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_464\" id=\"t3g_464\" style=\"left:609px;bottom:493px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3j_464\" style=\"left:653px;bottom:493px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_464\" id=\"t3k_464\" style=\"left:674px;bottom:493px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3q_464\" style=\"left:718px;bottom:493px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_464\" id=\"t3r_464\" style=\"left:739px;bottom:493px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_464\" id=\"t3t_464\" style=\"left:783px;bottom:493px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sa_464\" id=\"t3u_464\" style=\"left:804px;bottom:493px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_464\" id=\"t3v_464\" style=\"left:69px;bottom:473px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_464\" id=\"t3w_464\" style=\"left:111px;bottom:473px;letter-spacing:-0.03px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t3x_464\" style=\"left:340px;bottom:473px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t3y_464\" style=\"left:414px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t3z_464\" style=\"left:479px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t40_464\" style=\"left:534px;bottom:473px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t41_464\" style=\"left:613px;bottom:473px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t42_464\" style=\"left:682px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t43_464\" style=\"left:747px;bottom:473px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t44_464\" style=\"left:808px;bottom:473px;letter-spacing:-0.47px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_464\" id=\"t45_464\" style=\"left:69px;bottom:454px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t s4_464\" id=\"t46_464\" style=\"left:171px;bottom:454px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t47_464\" style=\"left:349px;bottom:454px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t48_464\" style=\"left:388px;bottom:454px;letter-spacing:-0.09px;display:inline;\">6,944 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t49_464\" style=\"left:447px;bottom:454px;letter-spacing:-0.16px;display:inline;\">19,425 </div><div class=\"t sd_464\" id=\"t4a_464\" style=\"left:482px;bottom:461px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4b_464\" style=\"left:511px;bottom:454px;letter-spacing:0.11px;display:inline;\">26,369 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4c_464\" style=\"left:618px;bottom:454px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4d_464\" style=\"left:659px;bottom:454px;letter-spacing:0.04px;display:inline;\">8,423 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4e_464\" style=\"left:717px;bottom:454px;letter-spacing:0.12px;display:inline;\">15,358 </div><div class=\"t se_464\" id=\"t4f_464\" style=\"left:751px;bottom:461px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4g_464\" style=\"left:786px;bottom:454px;letter-spacing:0.03px;display:inline;\">23,781 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_464\" id=\"t4h_464\" style=\"left:69px;bottom:435px;word-spacing:-0.13px;display:inline;\">Amounts owed by subsid</div><div class=\"t s4_464\" id=\"t4i_464\" style=\"left:209px;bottom:435px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_464\" id=\"t4j_464\" style=\"left:69px;bottom:421px;letter-spacing:0.05px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4k_464\" style=\"left:349px;bottom:421px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4l_464\" style=\"left:383px;bottom:421px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4m_464\" style=\"left:479px;bottom:421px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4n_464\" style=\"left:513px;bottom:421px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4o_464\" style=\"left:618px;bottom:421px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4p_464\" style=\"left:664px;bottom:421px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4q_464\" style=\"left:747px;bottom:421px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4r_464\" style=\"left:794px;bottom:421px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_464\" id=\"t4s_464\" style=\"left:69px;bottom:402px;letter-spacing:-0.22px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4t_464\" style=\"left:340px;bottom:402px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4u_464\" style=\"left:385px;bottom:402px;letter-spacing:-0.16px;display:inline;\">17,238 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4v_464\" style=\"left:449px;bottom:402px;letter-spacing:-0.16px;display:inline;\">19,425 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_464\" id=\"t4w_464\" style=\"left:512px;bottom:402px;letter-spacing:-0.06px;display:inline;\">36,743 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4x_464\" style=\"left:613px;bottom:402px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4y_464\" style=\"left:653px;bottom:402px;letter-spacing:0.12px;display:inline;\">15,840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t4z_464\" style=\"left:720px;bottom:402px;letter-spacing:0.12px;display:inline;\">15,358 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_464\" id=\"t50_464\" style=\"left:785px;bottom:402px;letter-spacing:0.03px;display:inline;\">31,259 </div></td></tr>\n                                        </table><div class=\"t sa_464\" id=\"t51_464\" style=\"left:69px;bottom:378px;display:inline;\">1 </div><div class=\"t sb_464\" id=\"t52_464\" style=\"left:82px;bottom:378px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Standard Chartered Bank, Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t sa_464\" id=\"t53_464\" style=\"left:404px;bottom:378px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited, Standard Chartered Bank (Ch</div><div class=\"t sb_464\" id=\"t54_464\" style=\"left:563px;bottom:378px;letter-spacing:-0.18px;word-spacing:-0.05px;display:inline;\">ina) Lim</div><div class=\"t sa_464\" id=\"t55_464\" style=\"left:600px;bottom:378px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ited and Standard Chartered Bank (S</div><div class=\"t sb_464\" id=\"t56_464\" style=\"left:770px;bottom:378px;letter-spacing:-0.12px;display:inline;\">ingapore) </div><div class=\"t sb_464\" id=\"t57_464\" style=\"left:82px;bottom:366px;letter-spacing:-0.06px;display:inline;\">Lim</div><div class=\"t sa_464\" id=\"t58_464\" style=\"left:99px;bottom:366px;letter-spacing:-0.02px;display:inline;\">ited </div><div class=\"t sb_464\" id=\"t59_464\" style=\"left:119px;bottom:366px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">issued Loss Absorbing Capacity (LAC) elig</div><div class=\"t sa_464\" id=\"t5a_464\" style=\"left:312px;bottom:366px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">ible debt secur</div><div class=\"t sb_464\" id=\"t5b_464\" style=\"left:379px;bottom:366px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sa_464\" id=\"t5c_464\" style=\"left:385px;bottom:366px;letter-spacing:-0.04px;display:inline;\">ies </div><div class=\"t s6_464\" id=\"t5d_464\" style=\"left:69px;bottom:343px;letter-spacing:-0.1px;word-spacing:-0.17px;display:inline;\">Instruments classif</div><div class=\"t s7_464\" id=\"t5e_464\" style=\"left:179px;bottom:343px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ied as amort</div><div class=\"t s6_464\" id=\"t5f_464\" style=\"left:254px;bottom:343px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ised cost, which include investment securit</div><div class=\"t s7_464\" id=\"t5g_464\" style=\"left:502px;bottom:343px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies and amounts owed by subs</div><div class=\"t s6_464\" id=\"t5h_464\" style=\"left:683px;bottom:343px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">idary undertakings, </div><div class=\"t s6_464\" id=\"t5i_464\" style=\"left:69px;bottom:327px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">are recorded in stage 1 for the recognit</div><div class=\"t s7_464\" id=\"t5j_464\" style=\"left:296px;bottom:327px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ion of expected cred</div><div class=\"t s6_464\" id=\"t5k_464\" style=\"left:417px;bottom:327px;letter-spacing:-0.11px;word-spacing:-0.15px;display:inline;\">it losses. </div><div class=\"t s6_464\" id=\"t5l_464\" style=\"left:69px;bottom:303px;letter-spacing:-0.13px;display:inline;\">Derivat</div><div class=\"t s7_464\" id=\"t5m_464\" style=\"left:113px;bottom:303px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives held for hedg</div><div class=\"t s6_464\" id=\"t5n_464\" style=\"left:218px;bottom:303px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing are held at fair value and are classif</div><div class=\"t s7_464\" id=\"t5o_464\" style=\"left:449px;bottom:303px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">ied as Level 2 and Level 3 wh</div><div class=\"t s6_464\" id=\"t5p_464\" style=\"left:616px;bottom:303px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ile the counterparty is Standard </div><div class=\"t s6_464\" id=\"t5q_464\" style=\"left:69px;bottom:287px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Chartered Bank, Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t s7_464\" id=\"t5r_464\" style=\"left:425px;bottom:287px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">ited and external counterpart</div><div class=\"t s6_464\" id=\"t5s_464\" style=\"left:601px;bottom:287px;letter-spacing:-0.09px;display:inline;\">ies. </div><div class=\"t s6_464\" id=\"t5t_464\" style=\"left:69px;bottom:263px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">Debt securit</div><div class=\"t s7_464\" id=\"t5u_464\" style=\"left:141px;bottom:263px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ies compr</div><div class=\"t s6_464\" id=\"t5v_464\" style=\"left:198px;bottom:263px;letter-spacing:-0.12px;word-spacing:-0.14px;display:inline;\">ise securit</div><div class=\"t s7_464\" id=\"t5w_464\" style=\"left:256px;bottom:263px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies held at amort</div><div class=\"t s6_464\" id=\"t5x_464\" style=\"left:356px;bottom:263px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">ised cost issued by Standard Chartered Bank and SC Ventures Holdings Lim</div><div class=\"t s7_464\" id=\"t5y_464\" style=\"left:800px;bottom:263px;letter-spacing:-0.13px;display:inline;\">ited </div><div class=\"t s6_464\" id=\"t5z_464\" style=\"left:69px;bottom:247px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">and have a fair value equal to carrying value of $6,944 mill</div><div class=\"t s7_464\" id=\"t60_464\" style=\"left:411px;bottom:247px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ion (31 December 2022: $8,423 m</div><div class=\"t s6_464\" id=\"t61_464\" style=\"left:603px;bottom:247px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_464\" id=\"t62_464\" style=\"left:612px;bottom:247px;letter-spacing:-0.48px;display:inline;\">ion). </div><div></div><div class=\"t s4_465\" id=\"t6_465\" style=\"left:87px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"> </div><div class=\"t s5_465\" id=\"t7_465\" style=\"left:383px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_465\" id=\"t8_465\" style=\"left:87px;bottom:1163px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In 2023 and 2022, amounts owed by subsid</div><div class=\"t s7_465\" id=\"t9_465\" style=\"left:339px;bottom:1163px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s6_465\" id=\"ta_465\" style=\"left:418px;bottom:1163px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings have a fair value equal to carrying value. </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_465\" id=\"th_465\" style=\"left:430px;bottom:1145px;letter-spacing:-0.06px;display:inline;\">2023 </div>  </td><td colspan=\"4\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_465\" id=\"ti_465\" style=\"left:699px;bottom:1145px;letter-spacing:-0.08px;display:inline;\">2022 </div>  </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tt_465\" style=\"left:447px;bottom:1128px;letter-spacing:-0.01px;display:inline;\">Designated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1c_465\" style=\"left:716px;bottom:1128px;letter-spacing:-0.02px;display:inline;\">Designated </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tj_465\" style=\"left:319px;bottom:1117px;letter-spacing:-0.07px;display:inline;\">Derivat</div><div class=\"t s3_465\" id=\"tk_465\" style=\"left:354px;bottom:1117px;letter-spacing:-0.08px;display:inline;\">ives </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tu_465\" style=\"left:446px;bottom:1117px;letter-spacing:-0.08px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t12_465\" style=\"left:589px;bottom:1117px;letter-spacing:-0.03px;display:inline;\">Derivat</div><div class=\"t sb_465\" id=\"t13_465\" style=\"left:624px;bottom:1117px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1d_465\" style=\"left:716px;bottom:1117px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">at fair value </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tl_465\" style=\"left:336px;bottom:1105px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tp_465\" style=\"left:388px;bottom:1105px;display:inline;\">Amortised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tv_465\" style=\"left:464px;bottom:1105px;display:inline;\">through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t14_465\" style=\"left:606px;bottom:1105px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">held for </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t18_465\" style=\"left:657px;bottom:1105px;letter-spacing:0.01px;display:inline;\">Amortised </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1e_465\" style=\"left:734px;bottom:1105px;letter-spacing:-0.03px;display:inline;\">through </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tm_465\" style=\"left:333px;bottom:1094px;letter-spacing:-0.01px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tq_465\" style=\"left:418px;bottom:1094px;letter-spacing:0.01px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tw_465\" style=\"left:445px;bottom:1094px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tz_465\" style=\"left:543px;bottom:1094px;letter-spacing:-0.21px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t15_465\" style=\"left:602px;bottom:1094px;letter-spacing:-0.03px;display:inline;\">hedging </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t19_465\" style=\"left:687px;bottom:1094px;letter-spacing:-0.04px;display:inline;\">cost </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1f_465\" style=\"left:715px;bottom:1094px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">pro\ufb01t or loss </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1i_465\" style=\"left:812px;bottom:1094px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"tb_465\" style=\"left:87px;bottom:1081px;letter-spacing:0.05px;display:inline;\">Financ</div><div class=\"t s9_465\" id=\"tc_465\" style=\"left:125px;bottom:1081px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">ial l</div><div class=\"t s8_465\" id=\"td_465\" style=\"left:145px;bottom:1081px;letter-spacing:0.02px;display:inline;\">iab</div><div class=\"t s9_465\" id=\"te_465\" style=\"left:164px;bottom:1081px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s8_465\" id=\"tf_465\" style=\"left:170px;bottom:1081px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s9_465\" id=\"tg_465\" style=\"left:178px;bottom:1081px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tn_465\" style=\"left:335px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"to_465\" style=\"left:358px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tr_465\" style=\"left:400px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"ts_465\" style=\"left:423px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"tx_465\" style=\"left:465px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"ty_465\" style=\"left:488px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t10_465\" style=\"left:530px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"t11_465\" style=\"left:553px;bottom:1082px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t16_465\" style=\"left:605px;bottom:1082px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t17_465\" style=\"left:627px;bottom:1082px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1a_465\" style=\"left:670px;bottom:1082px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t1b_465\" style=\"left:692px;bottom:1082px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1g_465\" style=\"left:735px;bottom:1082px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t1h_465\" style=\"left:757px;bottom:1082px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t1j_465\" style=\"left:800px;bottom:1082px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t1k_465\" style=\"left:822px;bottom:1082px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t1l_465\" style=\"left:87px;bottom:1062px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sd_465\" id=\"t1m_465\" style=\"left:128px;bottom:1062px;letter-spacing:-0.03px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t1n_465\" style=\"left:344px;bottom:1062px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t1o_465\" style=\"left:431px;bottom:1062px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t1p_465\" style=\"left:496px;bottom:1062px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t1q_465\" style=\"left:539px;bottom:1062px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t1r_465\" style=\"left:614px;bottom:1062px;letter-spacing:0.16px;display:inline;\">1,343 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t1s_465\" style=\"left:700px;bottom:1062px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t1t_465\" style=\"left:765px;bottom:1062px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t1u_465\" style=\"left:809px;bottom:1062px;letter-spacing:0.16px;display:inline;\">1,343 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t1v_465\" style=\"left:87px;bottom:1043px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_465\" id=\"t1w_465\" style=\"left:155px;bottom:1043px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sc_465\" id=\"t1x_465\" style=\"left:172px;bottom:1043px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t1y_465\" style=\"left:366px;bottom:1043px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t1z_465\" style=\"left:405px;bottom:1043px;letter-spacing:-0.41px;display:inline;\">17,142 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t20_465\" style=\"left:464px;bottom:1043px;letter-spacing:-0.01px;display:inline;\">14,007 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t21_465\" style=\"left:534px;bottom:1043px;letter-spacing:-0.13px;display:inline;\">31,149 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t22_465\" style=\"left:635px;bottom:1043px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t23_465\" style=\"left:675px;bottom:1043px;letter-spacing:0.04px;display:inline;\">13,891 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t24_465\" style=\"left:737px;bottom:1043px;letter-spacing:0.02px;display:inline;\">10,397 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t25_465\" style=\"left:799px;bottom:1043px;letter-spacing:0.01px;display:inline;\">24,288 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t26_465\" style=\"left:87px;bottom:1024px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t sd_465\" id=\"t27_465\" style=\"left:187px;bottom:1024px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sc_465\" id=\"t28_465\" style=\"left:193px;bottom:1024px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sd_465\" id=\"t29_465\" style=\"left:200px;bottom:1024px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ies and other </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t2a_465\" style=\"left:87px;bottom:1009px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2b_465\" style=\"left:366px;bottom:1009px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2c_465\" style=\"left:406px;bottom:1009px;letter-spacing:-0.07px;display:inline;\">9,248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2d_465\" style=\"left:471px;bottom:1009px;letter-spacing:0.11px;display:inline;\">2,697 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2e_465\" style=\"left:534px;bottom:1009px;letter-spacing:-0.14px;display:inline;\">11,945 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2f_465\" style=\"left:635px;bottom:1009px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2g_465\" style=\"left:675px;bottom:1009px;letter-spacing:0.07px;display:inline;\">11,239 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2h_465\" style=\"left:741px;bottom:1009px;letter-spacing:0.07px;display:inline;\">2,445 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2i_465\" style=\"left:801px;bottom:1009px;letter-spacing:0.1px;display:inline;\">13,684 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t2j_465\" style=\"left:87px;bottom:990px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Amounts owed to subsid</div><div class=\"t sd_465\" id=\"t2k_465\" style=\"left:225px;bottom:990px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t2l_465\" style=\"left:87px;bottom:976px;letter-spacing:0.05px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2m_465\" style=\"left:366px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2n_465\" style=\"left:431px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2o_465\" style=\"left:496px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2p_465\" style=\"left:561px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2q_465\" style=\"left:635px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2r_465\" style=\"left:699px;bottom:976px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2s_465\" style=\"left:765px;bottom:976px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2t_465\" style=\"left:829px;bottom:976px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t2u_465\" style=\"left:87px;bottom:957px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2v_465\" style=\"left:344px;bottom:957px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2w_465\" style=\"left:398px;bottom:957px;letter-spacing:0.12px;display:inline;\">26,390 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2x_465\" style=\"left:465px;bottom:957px;letter-spacing:-0.03px;display:inline;\">16,704 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t2y_465\" style=\"left:530px;bottom:957px;letter-spacing:-0.01px;display:inline;\">44,198 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t2z_465\" style=\"left:614px;bottom:957px;letter-spacing:0.16px;display:inline;\">1,343 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t30_465\" style=\"left:674px;bottom:957px;letter-spacing:-0.12px;display:inline;\">25,132 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t31_465\" style=\"left:737px;bottom:957px;letter-spacing:0.05px;display:inline;\">12,842 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t32_465\" style=\"left:804px;bottom:957px;letter-spacing:-0.16px;display:inline;\">39,317 </div></td></tr></table><div class=\"t s6_465\" id=\"t33_465\" style=\"left:87px;bottom:927px;letter-spacing:-0.13px;display:inline;\">Derivat</div><div class=\"t s7_465\" id=\"t34_465\" style=\"left:131px;bottom:927px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ives held for hedg</div><div class=\"t s6_465\" id=\"t35_465\" style=\"left:235px;bottom:927px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ing are held at fair value and are classif</div><div class=\"t s7_465\" id=\"t36_465\" style=\"left:466px;bottom:927px;letter-spacing:-0.2px;word-spacing:-0.06px;display:inline;\">ied as Level 2 wh</div><div class=\"t s6_465\" id=\"t37_465\" style=\"left:564px;bottom:927px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">ile the counterparty is Standard Chartered </div><div class=\"t s6_465\" id=\"t38_465\" style=\"left:87px;bottom:911px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">Bank and Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t s7_465\" id=\"t39_465\" style=\"left:403px;bottom:911px;letter-spacing:-0.13px;display:inline;\">ited. </div><div class=\"t s6_465\" id=\"t3a_465\" style=\"left:87px;bottom:887px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">The fair value of debt securit</div><div class=\"t s7_465\" id=\"t3b_465\" style=\"left:254px;bottom:887px;letter-spacing:-0.15px;display:inline;\">ies </div><div class=\"t s6_465\" id=\"t3c_465\" style=\"left:273px;bottom:887px;letter-spacing:-0.21px;word-spacing:-0.05px;display:inline;\">in issue held at amortised cost is $17,195 mill</div><div class=\"t s7_465\" id=\"t3d_465\" style=\"left:524px;bottom:887px;letter-spacing:-0.21px;word-spacing:-0.06px;display:inline;\">ion (2022: $13,611 m</div><div class=\"t s6_465\" id=\"t3e_465\" style=\"left:635px;bottom:887px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_465\" id=\"t3f_465\" style=\"left:643px;bottom:887px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t s6_465\" id=\"t3g_465\" style=\"left:87px;bottom:863px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">The fair value of subordinated liab</div><div class=\"t s7_465\" id=\"t3h_465\" style=\"left:289px;bottom:863px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s6_465\" id=\"t3i_465\" style=\"left:295px;bottom:863px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_465\" id=\"t3j_465\" style=\"left:303px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies and other borrowed funds held at amort</div><div class=\"t s6_465\" id=\"t3k_465\" style=\"left:561px;bottom:863px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ised cost is $8,717 mill</div><div class=\"t s7_465\" id=\"t3l_465\" style=\"left:684px;bottom:863px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ion (2022: $10,434 m</div><div class=\"t s6_465\" id=\"t3m_465\" style=\"left:803px;bottom:863px;letter-spacing:-0.2px;display:inline;\">ill</div><div class=\"t s7_465\" id=\"t3n_465\" style=\"left:811px;bottom:863px;letter-spacing:-0.48px;display:inline;\">ion). </div><div class=\"t se_465\" id=\"t3o_465\" style=\"left:87px;bottom:831px;letter-spacing:-0.17px;display:inline;\">Derivat</div><div class=\"t sf_465\" id=\"t3p_465\" style=\"left:132px;bottom:831px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ive \ufb01nancial </div><div class=\"t se_465\" id=\"t3q_465\" style=\"left:208px;bottom:831px;letter-spacing:-0.05px;display:inline;\">instruments </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled\" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t s2_465\" id=\"t3t_465\" style=\"left:430px;bottom:812px;letter-spacing:-0.06px;display:inline;\">2023 </div> </td><td class=\"tcs-selection-enabled\" colspan=\"3\" rowspan=\"1\" style=\"text-align: center;\"> <div class=\"t sa_465\" id=\"t3u_465\" style=\"left:699px;bottom:812px;letter-spacing:-0.08px;display:inline;\">2022 </div> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t3v_465\" style=\"left:352px;bottom:795px;letter-spacing:-0.01px;display:inline;\">Notional </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4a_465\" style=\"left:622px;bottom:795px;letter-spacing:-0.02px;display:inline;\">Notional </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t3w_465\" style=\"left:352px;bottom:783px;letter-spacing:-0.03px;display:inline;\">princ</div><div class=\"t s3_465\" id=\"t3x_465\" style=\"left:376px;bottom:783px;letter-spacing:-0.02px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4b_465\" style=\"left:622px;bottom:783px;letter-spacing:-0.01px;display:inline;\">princ</div><div class=\"t sb_465\" id=\"t4c_465\" style=\"left:645px;bottom:783px;letter-spacing:-0.04px;display:inline;\">ipal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t3y_465\" style=\"left:352px;bottom:772px;letter-spacing:0.01px;display:inline;\">amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t41_465\" style=\"left:450px;bottom:772px;letter-spacing:0.06px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t44_465\" style=\"left:521px;bottom:772px;letter-spacing:-0.07px;display:inline;\">Liab</div><div class=\"t s3_465\" id=\"t45_465\" style=\"left:542px;bottom:772px;letter-spacing:-0.03px;display:inline;\">il</div><div class=\"t s2_465\" id=\"t46_465\" style=\"left:548px;bottom:772px;letter-spacing:-0.03px;display:inline;\">it</div><div class=\"t s3_465\" id=\"t47_465\" style=\"left:554px;bottom:772px;letter-spacing:0.01px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4d_465\" style=\"left:621px;bottom:772px;letter-spacing:0.01px;display:inline;\">amounts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4g_465\" style=\"left:719px;bottom:772px;letter-spacing:0.07px;display:inline;\">Assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4j_465\" style=\"left:793px;bottom:772px;letter-spacing:-0.06px;display:inline;\">Liab</div><div class=\"t sb_465\" id=\"t4k_465\" style=\"left:813px;bottom:772px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t sa_465\" id=\"t4l_465\" style=\"left:817px;bottom:772px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sb_465\" id=\"t4m_465\" style=\"left:823px;bottom:772px;letter-spacing:-0.03px;display:inline;\">ies </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t3r_465\" style=\"left:87px;bottom:759px;letter-spacing:-0.01px;display:inline;\">Derivat</div><div class=\"t s9_465\" id=\"t3s_465\" style=\"left:130px;bottom:759px;letter-spacing:-0.05px;display:inline;\">ives </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t3z_465\" style=\"left:357px;bottom:760px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"t40_465\" style=\"left:379px;bottom:760px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t42_465\" style=\"left:443px;bottom:760px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"t43_465\" style=\"left:466px;bottom:760px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t48_465\" style=\"left:530px;bottom:760px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"t49_465\" style=\"left:553px;bottom:760px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4e_465\" style=\"left:627px;bottom:760px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t4f_465\" style=\"left:648px;bottom:760px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4h_465\" style=\"left:714px;bottom:760px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t4i_465\" style=\"left:735px;bottom:760px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t4n_465\" style=\"left:800px;bottom:760px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t4o_465\" style=\"left:822px;bottom:760px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t4p_465\" style=\"left:87px;bottom:740px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Foreign exchange derivat</div><div class=\"t s9_465\" id=\"t4q_465\" style=\"left:233px;bottom:740px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ive contracts: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t4r_465\" style=\"left:87px;bottom:721px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Forward foreign exchange </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t4s_465\" style=\"left:362px;bottom:721px;letter-spacing:-0.08px;display:inline;\">8,968 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t4t_465\" style=\"left:467px;bottom:721px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t4u_465\" style=\"left:561px;bottom:721px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t4v_465\" style=\"left:637px;bottom:721px;letter-spacing:-0.18px;display:inline;\">9,351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t4w_465\" style=\"left:736px;bottom:721px;letter-spacing:-0.4px;display:inline;\">47 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t4x_465\" style=\"left:825px;bottom:721px;letter-spacing:-0.47px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t4y_465\" style=\"left:87px;bottom:702px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Currency swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t4z_465\" style=\"left:373px;bottom:702px;letter-spacing:0.15px;display:inline;\">563 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t50_465\" style=\"left:475px;bottom:702px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t51_465\" style=\"left:554px;bottom:702px;letter-spacing:0.11px;display:inline;\">35 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t52_465\" style=\"left:643px;bottom:702px;letter-spacing:-0.44px;display:inline;\">574 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t53_465\" style=\"left:743px;bottom:702px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t54_465\" style=\"left:825px;bottom:702px;letter-spacing:0.15px;display:inline;\">71 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t55_465\" style=\"left:87px;bottom:683px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Interest rate derivat</div><div class=\"t s9_465\" id=\"t56_465\" style=\"left:202px;bottom:683px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">ive contracts: </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t57_465\" style=\"left:87px;bottom:664px;letter-spacing:-0.07px;display:inline;\">Swaps </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t58_465\" style=\"left:359px;bottom:664px;letter-spacing:0.03px;display:inline;\">14,819 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t59_465\" style=\"left:466px;bottom:664px;letter-spacing:0.22px;display:inline;\">43 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5a_465\" style=\"left:537px;bottom:664px;letter-spacing:-0.05px;display:inline;\">1,069 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5b_465\" style=\"left:629px;bottom:664px;letter-spacing:0.02px;display:inline;\">15,423 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5c_465\" style=\"left:743px;bottom:664px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5d_465\" style=\"left:814px;bottom:664px;letter-spacing:0.04px;display:inline;\">1,211 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t5e_465\" style=\"left:87px;bottom:645px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Forward rate agreements and options </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5f_465\" style=\"left:388px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5g_465\" style=\"left:475px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5h_465\" style=\"left:561px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5i_465\" style=\"left:656px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5j_465\" style=\"left:743px;bottom:645px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5k_465\" style=\"left:830px;bottom:645px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t5l_465\" style=\"left:87px;bottom:626px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Credit derivat</div><div class=\"t sd_465\" id=\"t5m_465\" style=\"left:163px;bottom:626px;word-spacing:-0.14px;display:inline;\">ive contracts </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5n_465\" style=\"left:360px;bottom:626px;letter-spacing:0.03px;display:inline;\">4,030 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5o_465\" style=\"left:474px;bottom:626px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5p_465\" style=\"left:561px;bottom:626px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5q_465\" style=\"left:633px;bottom:626px;letter-spacing:0.15px;display:inline;\">3,256 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5r_465\" style=\"left:738px;bottom:626px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5s_465\" style=\"left:830px;bottom:626px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t5t_465\" style=\"left:87px;bottom:607px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5u_465\" style=\"left:354px;bottom:607px;letter-spacing:0.18px;display:inline;\">28,380 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5v_465\" style=\"left:465px;bottom:607px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t5w_465\" style=\"left:539px;bottom:607px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5x_465\" style=\"left:625px;bottom:607px;letter-spacing:0.06px;display:inline;\">28,604 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5y_465\" style=\"left:739px;bottom:607px;letter-spacing:-0.47px;display:inline;\">61 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t5z_465\" style=\"left:809px;bottom:607px;letter-spacing:0.16px;display:inline;\">1,343 </div></td></tr></table><div class=\"t se_465\" id=\"t60_465\" style=\"left:87px;bottom:569px;letter-spacing:-0.1px;word-spacing:-0.16px;display:inline;\">Credit risk </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t61_465\" style=\"left:726px;bottom:550px;letter-spacing:-0.05px;display:inline;\">2023 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t64_465\" style=\"left:813px;bottom:550px;letter-spacing:-0.07px;display:inline;\">2022 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_465\" id=\"t62_465\" style=\"left:712px;bottom:539px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_465\" id=\"t63_465\" style=\"left:734px;bottom:539px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_465\" id=\"t65_465\" style=\"left:800px;bottom:539px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sb_465\" id=\"t66_465\" style=\"left:822px;bottom:539px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t67_465\" style=\"left:87px;bottom:518px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t sd_465\" id=\"t68_465\" style=\"left:128px;bottom:518px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div> <div class=\"t sc_465\" id=\"t69_465\" style=\"left:197px;bottom:518px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t6a_465\" style=\"left:734px;bottom:518px;letter-spacing:0.12px;display:inline;\">80 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t6b_465\" style=\"left:825px;bottom:518px;letter-spacing:-0.47px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t6c_465\" style=\"left:87px;bottom:499px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t sd_465\" id=\"t6d_465\" style=\"left:155px;bottom:499px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t6e_465\" style=\"left:710px;bottom:499px;letter-spacing:0.11px;display:inline;\">26,369 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t6f_465\" style=\"left:803px;bottom:499px;letter-spacing:0.03px;display:inline;\">23,781 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_465\" id=\"t6g_465\" style=\"left:87px;bottom:480px;word-spacing:-0.13px;display:inline;\">Amounts owed by subsid</div><div class=\"t sd_465\" id=\"t6h_465\" style=\"left:227px;bottom:480px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">iary undertak</div><div class=\"t sc_465\" id=\"t6i_465\" style=\"left:302px;bottom:480px;letter-spacing:0.02px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t6j_465\" style=\"left:712px;bottom:480px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t6k_465\" style=\"left:812px;bottom:480px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_465\" id=\"t6l_465\" style=\"left:87px;bottom:461px;letter-spacing:-0.2px;display:inline;\">Total </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_465\" id=\"t6m_465\" style=\"left:711px;bottom:461px;letter-spacing:-0.06px;display:inline;\">36,743 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_465\" id=\"t6n_465\" style=\"left:803px;bottom:461px;letter-spacing:0.03px;display:inline;\">31,259 </div></td></tr></table><div class=\"t s6_465\" id=\"t6o_465\" style=\"left:87px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In 2023 and 2022, amounts owed by subsid</div><div class=\"t s7_465\" id=\"t6p_465\" style=\"left:339px;bottom:432px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s6_465\" id=\"t6q_465\" style=\"left:418px;bottom:432px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings were neither past due nor impa</div><div class=\"t s7_465\" id=\"t6r_465\" style=\"left:630px;bottom:432px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ired; the Company had no </div><div class=\"t s6_465\" id=\"t6s_465\" style=\"left:87px;bottom:416px;letter-spacing:-0.14px;display:inline;\">ind</div><div class=\"t s7_465\" id=\"t6t_465\" style=\"left:105px;bottom:416px;letter-spacing:-0.11px;display:inline;\">iv</div><div class=\"t s6_465\" id=\"t6u_465\" style=\"left:115px;bottom:416px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">idually impa</div><div class=\"t s7_465\" id=\"t6v_465\" style=\"left:187px;bottom:416px;letter-spacing:-0.13px;word-spacing:-0.13px;display:inline;\">ired loans. </div><div class=\"t s6_465\" id=\"t6w_465\" style=\"left:87px;bottom:391px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">In 2023 and 2022, the Company had no impa</div><div class=\"t s7_465\" id=\"t6x_465\" style=\"left:352px;bottom:391px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ired debt secur</div><div class=\"t s6_465\" id=\"t6y_465\" style=\"left:439px;bottom:391px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_465\" id=\"t6z_465\" style=\"left:447px;bottom:391px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies. The debt secur</div><div class=\"t s6_465\" id=\"t70_465\" style=\"left:556px;bottom:391px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t s7_465\" id=\"t71_465\" style=\"left:564px;bottom:391px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ies held by the Company are </div><div class=\"t s6_465\" id=\"t72_465\" style=\"left:735px;bottom:391px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">issued by </div><div class=\"t s6_465\" id=\"t73_465\" style=\"left:87px;bottom:375px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank, Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t s7_465\" id=\"t74_465\" style=\"left:502px;bottom:375px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ited, Standard Chartered Bank (Ch</div><div class=\"t s6_465\" id=\"t75_465\" style=\"left:706px;bottom:375px;letter-spacing:-0.31px;word-spacing:0.05px;display:inline;\">ina) Lim</div><div class=\"t s7_465\" id=\"t76_465\" style=\"left:753px;bottom:375px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ited and </div><div class=\"t s6_465\" id=\"t77_465\" style=\"left:87px;bottom:359px;letter-spacing:-0.19px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (Singapore) Lim</div><div class=\"t s7_465\" id=\"t78_465\" style=\"left:336px;bottom:359px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited, subs</div><div class=\"t s6_465\" id=\"t79_465\" style=\"left:391px;bottom:359px;letter-spacing:-0.16px;display:inline;\">id</div><div class=\"t s7_465\" id=\"t7a_465\" style=\"left:402px;bottom:359px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary undertak</div><div class=\"t s6_465\" id=\"t7b_465\" style=\"left:481px;bottom:359px;letter-spacing:-0.22px;word-spacing:-0.05px;display:inline;\">ings with credit ratings of A+. </div><div class=\"t s6_465\" id=\"t7c_465\" style=\"left:87px;bottom:335px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">There is no material expected credit loss on these instruments as they are Stage 1 assets, and of a high quality. </div><div></div><div class=\"t s5_466\" id=\"t7_466\" style=\"left:69px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"> </div><div class=\"t s6_466\" id=\"t8_466\" style=\"left:366px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_466\" id=\"t9_466\" style=\"left:69px;bottom:1163px;letter-spacing:-0.18px;display:inline;\">Liqu</div><div class=\"t s8_466\" id=\"ta_466\" style=\"left:95px;bottom:1163px;letter-spacing:-0.19px;display:inline;\">id</div><div class=\"t s7_466\" id=\"tb_466\" style=\"left:106px;bottom:1163px;letter-spacing:-0.07px;word-spacing:-0.19px;display:inline;\">ity risk </div><div class=\"t s9_466\" id=\"tc_466\" style=\"left:69px;bottom:1147px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">The following table analyses the residual contractual maturity of the assets and liab</div><div class=\"t sa_466\" id=\"td_466\" style=\"left:565px;bottom:1147px;letter-spacing:-0.23px;display:inline;\">il</div><div class=\"t s9_466\" id=\"te_466\" style=\"left:571px;bottom:1147px;letter-spacing:-0.18px;display:inline;\">it</div><div class=\"t sa_466\" id=\"tf_466\" style=\"left:578px;bottom:1147px;letter-spacing:-0.17px;word-spacing:-0.09px;display:inline;\">ies of the Company on a </div><div class=\"t s9_466\" id=\"tg_466\" style=\"left:69px;bottom:1131px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">discounted basis: </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t sb_466\" id=\"th_466\" style=\"left:519px;bottom:1113px;letter-spacing:-0.06px;display:inline;\">2023 </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tm_466\" style=\"left:322px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"ts_466\" style=\"left:387px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"ty_466\" style=\"left:452px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t14_466\" style=\"left:517px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1a_466\" style=\"left:582px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1g_466\" style=\"left:647px;bottom:1096px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1m_466\" style=\"left:704px;bottom:1096px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tn_466\" style=\"left:313px;bottom:1084px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">one month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tt_466\" style=\"left:403px;bottom:1084px;letter-spacing:0.03px;display:inline;\">three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tz_466\" style=\"left:443px;bottom:1084px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t15_466\" style=\"left:501px;bottom:1084px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">nine months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1b_466\" style=\"left:583px;bottom:1084px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1h_466\" style=\"left:643px;bottom:1084px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1n_466\" style=\"left:709px;bottom:1084px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">\ufb01ve years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"ti_466\" style=\"left:246px;bottom:1073px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">One month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"to_466\" style=\"left:318px;bottom:1073px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">and three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tu_466\" style=\"left:372px;bottom:1073px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">months and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t10_466\" style=\"left:453px;bottom:1073px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">and nine </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t16_466\" style=\"left:520px;bottom:1073px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">and one </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1c_466\" style=\"left:585px;bottom:1073px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and two </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1i_466\" style=\"left:651px;bottom:1073px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">and \ufb01ve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1o_466\" style=\"left:735px;bottom:1073px;letter-spacing:-0.02px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tj_466\" style=\"left:270px;bottom:1062px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">or less </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tp_466\" style=\"left:328px;bottom:1062px;letter-spacing:0.02px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tv_466\" style=\"left:378px;bottom:1062px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t11_466\" style=\"left:458px;bottom:1062px;letter-spacing:0.02px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t17_466\" style=\"left:537px;bottom:1062px;letter-spacing:-0.08px;display:inline;\">year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1d_466\" style=\"left:598px;bottom:1062px;letter-spacing:-0.05px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1j_466\" style=\"left:663px;bottom:1062px;letter-spacing:-0.05px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1p_466\" style=\"left:713px;bottom:1062px;display:inline;\">undated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1s_466\" style=\"left:794px;bottom:1062px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tk_466\" style=\"left:261px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"tl_466\" style=\"left:284px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tq_466\" style=\"left:326px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"tr_466\" style=\"left:349px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"tw_466\" style=\"left:391px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"tx_466\" style=\"left:414px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t12_466\" style=\"left:456px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"t13_466\" style=\"left:479px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t18_466\" style=\"left:521px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"t19_466\" style=\"left:544px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1e_466\" style=\"left:586px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"t1f_466\" style=\"left:609px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1k_466\" style=\"left:651px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"t1l_466\" style=\"left:674px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1q_466\" style=\"left:716px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"t1r_466\" style=\"left:739px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sb_466\" id=\"t1t_466\" style=\"left:781px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t sc_466\" id=\"t1u_466\" style=\"left:804px;bottom:1050px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t1v_466\" style=\"left:69px;bottom:1030px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t1w_466\" style=\"left:69px;bottom:1011px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_466\" id=\"t1x_466\" style=\"left:111px;bottom:1011px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t1y_466\" style=\"left:69px;bottom:996px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t1z_466\" style=\"left:285px;bottom:996px;letter-spacing:-0.13px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t20_466\" style=\"left:358px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t21_466\" style=\"left:423px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t22_466\" style=\"left:488px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t23_466\" style=\"left:553px;bottom:996px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t24_466\" style=\"left:611px;bottom:996px;letter-spacing:0.09px;display:inline;\">10 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t25_466\" style=\"left:675px;bottom:996px;letter-spacing:0.09px;display:inline;\">27 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t26_466\" style=\"left:744px;bottom:996px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t27_466\" style=\"left:803px;bottom:996px;letter-spacing:0.12px;display:inline;\">80 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t28_466\" style=\"left:69px;bottom:977px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t s4_466\" id=\"t29_466\" style=\"left:171px;bottom:977px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2a_466\" style=\"left:293px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2b_466\" style=\"left:358px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2c_466\" style=\"left:423px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2d_466\" style=\"left:488px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2e_466\" style=\"left:553px;bottom:977px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2f_466\" style=\"left:593px;bottom:977px;letter-spacing:0.11px;display:inline;\">3,853 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2g_466\" style=\"left:659px;bottom:977px;letter-spacing:0.1px;display:inline;\">5,581 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2h_466\" style=\"left:718px;bottom:977px;letter-spacing:-0.04px;display:inline;\">16,935 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2i_466\" style=\"left:780px;bottom:977px;letter-spacing:0.11px;display:inline;\">26,369 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t2j_466\" style=\"left:69px;bottom:958px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">Amount owed by subsid</div><div class=\"t s4_466\" id=\"t2k_466\" style=\"left:204px;bottom:958px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t2l_466\" style=\"left:69px;bottom:944px;letter-spacing:0.05px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2m_466\" style=\"left:269px;bottom:944px;letter-spacing:0.05px;display:inline;\">1,598 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2n_466\" style=\"left:341px;bottom:944px;letter-spacing:0.02px;display:inline;\">504 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2o_466\" style=\"left:399px;bottom:944px;letter-spacing:0.15px;display:inline;\">1,530 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2p_466\" style=\"left:482px;bottom:944px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2q_466\" style=\"left:529px;bottom:944px;letter-spacing:-0.04px;display:inline;\">1,073 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2r_466\" style=\"left:594px;bottom:944px;letter-spacing:-0.02px;display:inline;\">1,082 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2s_466\" style=\"left:657px;bottom:944px;letter-spacing:0.18px;display:inline;\">3,254 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2t_466\" style=\"left:726px;bottom:944px;letter-spacing:0.06px;display:inline;\">1,241 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2u_466\" style=\"left:781px;bottom:944px;letter-spacing:-0.05px;display:inline;\">10,294 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t2v_466\" style=\"left:69px;bottom:925px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investments in subsid</div><div class=\"t s4_466\" id=\"t2w_466\" style=\"left:188px;bottom:925px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t2x_466\" style=\"left:69px;bottom:910px;letter-spacing:0.04px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2y_466\" style=\"left:293px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t2z_466\" style=\"left:358px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t30_466\" style=\"left:423px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t31_466\" style=\"left:488px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t32_466\" style=\"left:553px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t33_466\" style=\"left:618px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t34_466\" style=\"left:682px;bottom:910px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t35_466\" style=\"left:716px;bottom:910px;letter-spacing:0.01px;display:inline;\">60,791 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t36_466\" style=\"left:781px;bottom:910px;letter-spacing:0.01px;display:inline;\">60,791 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_466\" id=\"t37_466\" style=\"left:69px;bottom:891px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Other assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t38_466\" style=\"left:293px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t39_466\" style=\"left:358px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3a_466\" style=\"left:423px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3b_466\" style=\"left:488px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3c_466\" style=\"left:553px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3d_466\" style=\"left:618px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3e_466\" style=\"left:682px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3f_466\" style=\"left:747px;bottom:891px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3g_466\" style=\"left:812px;bottom:891px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t3h_466\" style=\"left:69px;bottom:872px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3i_466\" style=\"left:268px;bottom:872px;letter-spacing:0.12px;display:inline;\">1,630 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3j_466\" style=\"left:341px;bottom:872px;letter-spacing:0.02px;display:inline;\">504 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3k_466\" style=\"left:399px;bottom:872px;letter-spacing:0.15px;display:inline;\">1,530 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3l_466\" style=\"left:482px;bottom:872px;letter-spacing:-0.02px;display:inline;\">12 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3m_466\" style=\"left:529px;bottom:872px;letter-spacing:-0.04px;display:inline;\">1,073 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3n_466\" style=\"left:592px;bottom:872px;letter-spacing:-0.15px;display:inline;\">4,945 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3o_466\" style=\"left:657px;bottom:872px;letter-spacing:0.02px;display:inline;\">8,862 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3p_466\" style=\"left:716px;bottom:872px;letter-spacing:-0.15px;display:inline;\">78,978 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3q_466\" style=\"left:781px;bottom:872px;letter-spacing:-0.11px;display:inline;\">97,534 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t3r_466\" style=\"left:69px;bottom:834px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_466\" id=\"t3s_466\" style=\"left:95px;bottom:834px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_466\" id=\"t3t_466\" style=\"left:101px;bottom:834px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_466\" id=\"t3u_466\" style=\"left:109px;bottom:834px;letter-spacing:0.03px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t3v_466\" style=\"left:69px;bottom:815px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_466\" id=\"t3w_466\" style=\"left:111px;bottom:815px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t3x_466\" style=\"left:69px;bottom:801px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3y_466\" style=\"left:289px;bottom:801px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t3z_466\" style=\"left:350px;bottom:801px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t40_466\" style=\"left:417px;bottom:801px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t41_466\" style=\"left:488px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t42_466\" style=\"left:553px;bottom:801px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t43_466\" style=\"left:610px;bottom:801px;letter-spacing:0.03px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t44_466\" style=\"left:672px;bottom:801px;letter-spacing:-0.04px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t45_466\" style=\"left:732px;bottom:801px;letter-spacing:-0.06px;display:inline;\">786 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t46_466\" style=\"left:790px;bottom:801px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t47_466\" style=\"left:69px;bottom:782px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Senior debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t48_466\" style=\"left:293px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t49_466\" style=\"left:358px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4a_466\" style=\"left:423px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4b_466\" style=\"left:488px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4c_466\" style=\"left:553px;bottom:782px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4d_466\" style=\"left:593px;bottom:782px;letter-spacing:-0.27px;display:inline;\">7,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4e_466\" style=\"left:650px;bottom:782px;letter-spacing:-0.04px;display:inline;\">14,020 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4f_466\" style=\"left:722px;bottom:782px;letter-spacing:-0.17px;display:inline;\">9,887 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4g_466\" style=\"left:785px;bottom:782px;letter-spacing:-0.13px;display:inline;\">31,149 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t4h_466\" style=\"left:69px;bottom:763px;word-spacing:-0.12px;display:inline;\">Amount owed to subsid</div><div class=\"t s4_466\" id=\"t4i_466\" style=\"left:202px;bottom:763px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t4j_466\" style=\"left:69px;bottom:748px;letter-spacing:0.05px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4k_466\" style=\"left:293px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4l_466\" style=\"left:358px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4m_466\" style=\"left:423px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4n_466\" style=\"left:488px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4o_466\" style=\"left:553px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4p_466\" style=\"left:618px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4q_466\" style=\"left:682px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4r_466\" style=\"left:747px;bottom:748px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4s_466\" style=\"left:812px;bottom:748px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t4t_466\" style=\"left:69px;bottom:729px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_466\" id=\"t4u_466\" style=\"left:126px;bottom:729px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_466\" id=\"t4v_466\" style=\"left:131px;bottom:729px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_466\" id=\"t4w_466\" style=\"left:139px;bottom:729px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4x_466\" style=\"left:278px;bottom:729px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4y_466\" style=\"left:342px;bottom:729px;letter-spacing:-0.06px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t4z_466\" style=\"left:410px;bottom:729px;letter-spacing:0.12px;display:inline;\">135 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t50_466\" style=\"left:479px;bottom:729px;letter-spacing:0.1px;display:inline;\">30 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t51_466\" style=\"left:552px;bottom:729px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t52_466\" style=\"left:618px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t53_466\" style=\"left:682px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t54_466\" style=\"left:747px;bottom:729px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t55_466\" style=\"left:796px;bottom:729px;letter-spacing:0.02px;display:inline;\">650 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t56_466\" style=\"left:69px;bottom:710px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_466\" id=\"t57_466\" style=\"left:170px;bottom:710px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_466\" id=\"t58_466\" style=\"left:175px;bottom:710px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_466\" id=\"t59_466\" style=\"left:183px;bottom:710px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ies and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_466\" id=\"t5a_466\" style=\"left:69px;bottom:695px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5b_466\" style=\"left:277px;bottom:695px;display:inline;\">996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5c_466\" style=\"left:352px;bottom:695px;letter-spacing:-0.02px;display:inline;\">51 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5d_466\" style=\"left:421px;bottom:695px;display:inline;\">8 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5e_466\" style=\"left:475px;bottom:695px;letter-spacing:-0.04px;display:inline;\">172 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5f_466\" style=\"left:535px;bottom:695px;letter-spacing:0.24px;display:inline;\">440 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5g_466\" style=\"left:602px;bottom:695px;letter-spacing:0.11px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5h_466\" style=\"left:660px;bottom:695px;letter-spacing:-0.15px;display:inline;\">1,952 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5i_466\" style=\"left:724px;bottom:695px;letter-spacing:-0.44px;display:inline;\">7,996 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5j_466\" style=\"left:785px;bottom:695px;letter-spacing:-0.14px;display:inline;\">11,945 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t5k_466\" style=\"left:69px;bottom:676px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t s3_466\" id=\"t5l_466\" style=\"left:124px;bottom:676px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_466\" id=\"t5m_466\" style=\"left:130px;bottom:676px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_466\" id=\"t5n_466\" style=\"left:138px;bottom:676px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5o_466\" style=\"left:269px;bottom:676px;letter-spacing:0.14px;display:inline;\">1,285 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5p_466\" style=\"left:343px;bottom:676px;letter-spacing:-0.01px;display:inline;\">279 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5q_466\" style=\"left:409px;bottom:676px;letter-spacing:0.03px;display:inline;\">160 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5r_466\" style=\"left:472px;bottom:676px;letter-spacing:-0.06px;display:inline;\">202 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5s_466\" style=\"left:536px;bottom:676px;letter-spacing:0.21px;display:inline;\">445 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5t_466\" style=\"left:593px;bottom:676px;letter-spacing:-0.25px;display:inline;\">7,665 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5u_466\" style=\"left:654px;bottom:676px;letter-spacing:-0.04px;display:inline;\">16,143 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5v_466\" style=\"left:716px;bottom:676px;letter-spacing:0.06px;display:inline;\">18,669 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t5w_466\" style=\"left:777px;bottom:676px;letter-spacing:0.2px;display:inline;\">44,848 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t5x_466\" style=\"left:69px;bottom:657px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Net liqu</div><div class=\"t s3_466\" id=\"t5y_466\" style=\"left:114px;bottom:657px;letter-spacing:0.01px;display:inline;\">id</div><div class=\"t s2_466\" id=\"t5z_466\" style=\"left:125px;bottom:657px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ity gap </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t60_466\" style=\"left:277px;bottom:657px;letter-spacing:0.15px;display:inline;\">345 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t61_466\" style=\"left:343px;bottom:657px;letter-spacing:0.23px;display:inline;\">225 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t62_466\" style=\"left:399px;bottom:657px;letter-spacing:0.02px;display:inline;\">1,370 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t63_466\" style=\"left:468px;bottom:657px;letter-spacing:-0.04px;display:inline;\">(190) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t64_466\" style=\"left:538px;bottom:657px;letter-spacing:-0.1px;display:inline;\">628 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t65_466\" style=\"left:586px;bottom:657px;letter-spacing:0.05px;display:inline;\">(2,720) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t66_466\" style=\"left:655px;bottom:657px;letter-spacing:-0.16px;display:inline;\">(7,281) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t67_466\" style=\"left:713px;bottom:657px;letter-spacing:0.1px;display:inline;\">60,309 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_466\" id=\"t68_466\" style=\"left:779px;bottom:657px;letter-spacing:0.13px;display:inline;\">52,686 </div></td></tr></table><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"9\" rowspan=\"1\" style=\"text-align: center;\">    <div class=\"t se_466\" id=\"t69_466\" style=\"left:519px;bottom:633px;letter-spacing:-0.08px;display:inline;\">2022 </div>    </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6e_466\" style=\"left:322px;bottom:616px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6k_466\" style=\"left:387px;bottom:616px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6q_466\" style=\"left:452px;bottom:616px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6w_466\" style=\"left:517px;bottom:616px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t72_466\" style=\"left:582px;bottom:616px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t78_466\" style=\"left:647px;bottom:616px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7e_466\" style=\"left:705px;bottom:616px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6f_466\" style=\"left:313px;bottom:605px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">one month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6l_466\" style=\"left:404px;bottom:605px;letter-spacing:-0.01px;display:inline;\">three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6r_466\" style=\"left:445px;bottom:605px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6x_466\" style=\"left:501px;bottom:605px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">nine months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t73_466\" style=\"left:584px;bottom:605px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t79_466\" style=\"left:644px;bottom:605px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7f_466\" style=\"left:710px;bottom:605px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">\ufb01ve years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6a_466\" style=\"left:246px;bottom:593px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">One month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6g_466\" style=\"left:319px;bottom:593px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6m_466\" style=\"left:373px;bottom:593px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">months and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6s_466\" style=\"left:453px;bottom:593px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and nine </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6y_466\" style=\"left:520px;bottom:593px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">and one </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t74_466\" style=\"left:585px;bottom:593px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and two </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7a_466\" style=\"left:652px;bottom:593px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">and \ufb01ve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7g_466\" style=\"left:735px;bottom:593px;letter-spacing:-0.04px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6b_466\" style=\"left:271px;bottom:582px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">or less </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6h_466\" style=\"left:328px;bottom:582px;letter-spacing:-0.01px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6n_466\" style=\"left:380px;bottom:582px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6t_466\" style=\"left:458px;bottom:582px;letter-spacing:-0.01px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t6z_466\" style=\"left:538px;bottom:582px;letter-spacing:-0.06px;display:inline;\">year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t75_466\" style=\"left:599px;bottom:582px;letter-spacing:-0.01px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7b_466\" style=\"left:664px;bottom:582px;letter-spacing:-0.01px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7h_466\" style=\"left:713px;bottom:582px;letter-spacing:-0.02px;display:inline;\">undated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t se_466\" id=\"t7k_466\" style=\"left:795px;bottom:582px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6c_466\" style=\"left:263px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t6d_466\" style=\"left:285px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6i_466\" style=\"left:328px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t6j_466\" style=\"left:350px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6o_466\" style=\"left:393px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t6p_466\" style=\"left:414px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t6u_466\" style=\"left:458px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t6v_466\" style=\"left:479px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t70_466\" style=\"left:523px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t71_466\" style=\"left:544px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t76_466\" style=\"left:588px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t77_466\" style=\"left:609px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t7c_466\" style=\"left:653px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t7d_466\" style=\"left:674px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t7i_466\" style=\"left:718px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t7j_466\" style=\"left:739px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sf_466\" id=\"t7l_466\" style=\"left:783px;bottom:570px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t se_466\" id=\"t7m_466\" style=\"left:804px;bottom:570px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t7n_466\" style=\"left:69px;bottom:550px;letter-spacing:0.15px;display:inline;\">Assets </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t7o_466\" style=\"left:69px;bottom:531px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_466\" id=\"t7p_466\" style=\"left:111px;bottom:531px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t7q_466\" style=\"left:69px;bottom:517px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7r_466\" style=\"left:285px;bottom:517px;letter-spacing:-0.16px;display:inline;\">45 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7s_466\" style=\"left:358px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7t_466\" style=\"left:423px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7u_466\" style=\"left:488px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7v_466\" style=\"left:553px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7w_466\" style=\"left:618px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7x_466\" style=\"left:678px;bottom:517px;letter-spacing:-0.06px;display:inline;\">16 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7y_466\" style=\"left:747px;bottom:517px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t7z_466\" style=\"left:808px;bottom:517px;letter-spacing:-0.47px;display:inline;\">61 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t80_466\" style=\"left:69px;bottom:498px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Investment securit</div><div class=\"t s4_466\" id=\"t81_466\" style=\"left:171px;bottom:498px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t82_466\" style=\"left:266px;bottom:498px;letter-spacing:0.06px;display:inline;\">2,000 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t83_466\" style=\"left:358px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t84_466\" style=\"left:423px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t85_466\" style=\"left:488px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t86_466\" style=\"left:553px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t87_466\" style=\"left:618px;bottom:498px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t88_466\" style=\"left:662px;bottom:498px;letter-spacing:0.08px;display:inline;\">5,351 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t89_466\" style=\"left:719px;bottom:498px;letter-spacing:0.01px;display:inline;\">16,430 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8a_466\" style=\"left:786px;bottom:498px;letter-spacing:0.03px;display:inline;\">23,781 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t8b_466\" style=\"left:69px;bottom:479px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">Amount owed by subsid</div><div class=\"t s4_466\" id=\"t8c_466\" style=\"left:204px;bottom:479px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t8d_466\" style=\"left:69px;bottom:464px;letter-spacing:0.05px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8e_466\" style=\"left:281px;bottom:464px;letter-spacing:0.04px;display:inline;\">719 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8f_466\" style=\"left:336px;bottom:464px;letter-spacing:0.11px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8g_466\" style=\"left:409px;bottom:464px;letter-spacing:0.05px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8h_466\" style=\"left:488px;bottom:464px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8i_466\" style=\"left:536px;bottom:464px;letter-spacing:0.21px;display:inline;\">840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8j_466\" style=\"left:597px;bottom:464px;letter-spacing:0.11px;display:inline;\">1,523 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8k_466\" style=\"left:661px;bottom:464px;display:inline;\">2,081 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8l_466\" style=\"left:732px;bottom:464px;letter-spacing:0.24px;display:inline;\">864 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8m_466\" style=\"left:794px;bottom:464px;letter-spacing:-0.52px;display:inline;\">7,417 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t8n_466\" style=\"left:69px;bottom:445px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investments in subsid</div><div class=\"t s4_466\" id=\"t8o_466\" style=\"left:188px;bottom:445px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t8p_466\" style=\"left:69px;bottom:431px;letter-spacing:0.04px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8q_466\" style=\"left:293px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8r_466\" style=\"left:358px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8s_466\" style=\"left:423px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8t_466\" style=\"left:488px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8u_466\" style=\"left:553px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8v_466\" style=\"left:618px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8w_466\" style=\"left:682px;bottom:431px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8x_466\" style=\"left:717px;bottom:431px;letter-spacing:-0.15px;display:inline;\">60,975 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t8y_466\" style=\"left:782px;bottom:431px;letter-spacing:-0.15px;display:inline;\">60,975 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t8z_466\" style=\"left:69px;bottom:412px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Total assets </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t90_466\" style=\"left:270px;bottom:412px;letter-spacing:-0.09px;display:inline;\">2,764 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t91_466\" style=\"left:336px;bottom:412px;letter-spacing:0.11px;display:inline;\">1,250 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t92_466\" style=\"left:409px;bottom:412px;letter-spacing:0.05px;display:inline;\">140 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t93_466\" style=\"left:488px;bottom:412px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t94_466\" style=\"left:536px;bottom:412px;letter-spacing:0.21px;display:inline;\">840 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t95_466\" style=\"left:597px;bottom:412px;letter-spacing:0.11px;display:inline;\">1,523 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t96_466\" style=\"left:659px;bottom:412px;letter-spacing:-0.21px;display:inline;\">7,448 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t97_466\" style=\"left:718px;bottom:412px;letter-spacing:-0.03px;display:inline;\">78,269 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t98_466\" style=\"left:782px;bottom:412px;letter-spacing:0.18px;display:inline;\">92,234 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"t99_466\" style=\"left:69px;bottom:374px;letter-spacing:-0.01px;display:inline;\">Liab</div><div class=\"t s3_466\" id=\"t9a_466\" style=\"left:95px;bottom:374px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_466\" id=\"t9b_466\" style=\"left:101px;bottom:374px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_466\" id=\"t9c_466\" style=\"left:109px;bottom:374px;letter-spacing:0.03px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t9d_466\" style=\"left:69px;bottom:354px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s4_466\" id=\"t9e_466\" style=\"left:111px;bottom:354px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t9f_466\" style=\"left:69px;bottom:340px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9g_466\" style=\"left:286px;bottom:340px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9h_466\" style=\"left:357px;bottom:340px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9i_466\" style=\"left:423px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9j_466\" style=\"left:488px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9k_466\" style=\"left:553px;bottom:340px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9l_466\" style=\"left:611px;bottom:340px;letter-spacing:0.07px;display:inline;\">75 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9m_466\" style=\"left:668px;bottom:340px;letter-spacing:0.09px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9n_466\" style=\"left:733px;bottom:340px;letter-spacing:0.1px;display:inline;\">858 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9o_466\" style=\"left:791px;bottom:340px;letter-spacing:0.16px;display:inline;\">1,343 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t9p_466\" style=\"left:69px;bottom:321px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Senior debt </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9q_466\" style=\"left:293px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9r_466\" style=\"left:358px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9s_466\" style=\"left:423px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9t_466\" style=\"left:488px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9u_466\" style=\"left:553px;bottom:321px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9v_466\" style=\"left:592px;bottom:321px;letter-spacing:0.01px;display:inline;\">2,090 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9w_466\" style=\"left:658px;bottom:321px;letter-spacing:-0.12px;display:inline;\">14,155 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9x_466\" style=\"left:723px;bottom:321px;letter-spacing:0.01px;display:inline;\">8,043 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"t9y_466\" style=\"left:782px;bottom:321px;letter-spacing:0.01px;display:inline;\">24,288 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"t9z_466\" style=\"left:69px;bottom:302px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Other debt securit</div><div class=\"t s4_466\" id=\"ta0_466\" style=\"left:171px;bottom:302px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t sd_466\" id=\"ta1_466\" style=\"left:189px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta2_466\" style=\"left:293px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta3_466\" style=\"left:358px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta4_466\" style=\"left:423px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta5_466\" style=\"left:488px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta6_466\" style=\"left:553px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta7_466\" style=\"left:618px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta8_466\" style=\"left:682px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"ta9_466\" style=\"left:747px;bottom:302px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"taa_466\" style=\"left:812px;bottom:302px;display:inline;\">\u2013 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"tab_466\" style=\"left:69px;bottom:283px;word-spacing:-0.12px;display:inline;\">Amount owed to subsid</div><div class=\"t s4_466\" id=\"tac_466\" style=\"left:202px;bottom:283px;letter-spacing:0.13px;display:inline;\">iary </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"tad_466\" style=\"left:69px;bottom:268px;letter-spacing:0.05px;display:inline;\">undertakings </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tae_466\" style=\"left:293px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"taf_466\" style=\"left:358px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tag_466\" style=\"left:423px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tah_466\" style=\"left:488px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tai_466\" style=\"left:553px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"taj_466\" style=\"left:618px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tak_466\" style=\"left:682px;bottom:268px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tal_466\" style=\"left:747px;bottom:268px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tam_466\" style=\"left:812px;bottom:268px;display:inline;\">2 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"tan_466\" style=\"left:69px;bottom:249px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s4_466\" id=\"tao_466\" style=\"left:126px;bottom:249px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_466\" id=\"tap_466\" style=\"left:131px;bottom:249px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s4_466\" id=\"taq_466\" style=\"left:139px;bottom:249px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tar_466\" style=\"left:282px;bottom:249px;letter-spacing:-0.01px;display:inline;\">175 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tas_466\" style=\"left:346px;bottom:249px;letter-spacing:0.07px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tat_466\" style=\"left:415px;bottom:249px;letter-spacing:-0.06px;display:inline;\">95 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tau_466\" style=\"left:482px;bottom:249px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tav_466\" style=\"left:552px;bottom:249px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"taw_466\" style=\"left:618px;bottom:249px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tax_466\" style=\"left:682px;bottom:249px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tay_466\" style=\"left:747px;bottom:249px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"taz_466\" style=\"left:798px;bottom:249px;letter-spacing:0.05px;display:inline;\">423 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sd_466\" id=\"tb0_466\" style=\"left:69px;bottom:230px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s4_466\" id=\"tb1_466\" style=\"left:170px;bottom:230px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t sd_466\" id=\"tb2_466\" style=\"left:175px;bottom:230px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s4_466\" id=\"tb3_466\" style=\"left:183px;bottom:230px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ies and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_466\" id=\"tb4_466\" style=\"left:69px;bottom:216px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tb5_466\" style=\"left:267px;bottom:216px;letter-spacing:0.04px;display:inline;\">2,004 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tb6_466\" style=\"left:350px;bottom:216px;letter-spacing:0.18px;display:inline;\">88 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tb7_466\" style=\"left:418px;bottom:216px;letter-spacing:-0.11px;display:inline;\">13 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tb8_466\" style=\"left:473px;bottom:216px;letter-spacing:-0.02px;display:inline;\">248 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tb9_466\" style=\"left:547px;bottom:216px;letter-spacing:-0.04px;display:inline;\">14 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tba_466\" style=\"left:595px;bottom:216px;letter-spacing:-0.11px;display:inline;\">1,900 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbb_466\" style=\"left:659px;bottom:216px;letter-spacing:-0.16px;display:inline;\">2,078 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbc_466\" style=\"left:726px;bottom:216px;letter-spacing:-0.27px;display:inline;\">7,339 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbd_466\" style=\"left:784px;bottom:216px;letter-spacing:0.1px;display:inline;\">13,684 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"tbe_466\" style=\"left:69px;bottom:197px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t s3_466\" id=\"tbf_466\" style=\"left:124px;bottom:197px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t s2_466\" id=\"tbg_466\" style=\"left:130px;bottom:197px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t s3_466\" id=\"tbh_466\" style=\"left:138px;bottom:197px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbi_466\" style=\"left:269px;bottom:197px;letter-spacing:0.16px;display:inline;\">2,256 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbj_466\" style=\"left:344px;bottom:197px;letter-spacing:0.25px;display:inline;\">225 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbk_466\" style=\"left:410px;bottom:197px;letter-spacing:0.08px;display:inline;\">108 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbl_466\" style=\"left:474px;bottom:197px;letter-spacing:-0.19px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbm_466\" style=\"left:548px;bottom:197px;letter-spacing:-0.08px;display:inline;\">19 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbn_466\" style=\"left:593px;bottom:197px;letter-spacing:-0.04px;display:inline;\">4,065 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbo_466\" style=\"left:655px;bottom:197px;letter-spacing:0.11px;display:inline;\">16,563 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbp_466\" style=\"left:720px;bottom:197px;letter-spacing:-0.05px;display:inline;\">16,242 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbq_466\" style=\"left:783px;bottom:197px;letter-spacing:-0.36px;display:inline;\">39,740 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_466\" id=\"tbr_466\" style=\"left:69px;bottom:178px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Net liqu</div><div class=\"t s3_466\" id=\"tbs_466\" style=\"left:114px;bottom:178px;letter-spacing:0.01px;display:inline;\">id</div><div class=\"t s2_466\" id=\"tbt_466\" style=\"left:125px;bottom:178px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">ity gap </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbu_466\" style=\"left:277px;bottom:178px;letter-spacing:0.07px;display:inline;\">508 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbv_466\" style=\"left:336px;bottom:178px;letter-spacing:-0.06px;display:inline;\">1,025 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbw_466\" style=\"left:416px;bottom:178px;letter-spacing:-0.18px;display:inline;\">32 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbx_466\" style=\"left:470px;bottom:178px;letter-spacing:-0.23px;display:inline;\">(262) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tby_466\" style=\"left:541px;bottom:178px;letter-spacing:-0.06px;display:inline;\">821 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tbz_466\" style=\"left:589px;bottom:178px;letter-spacing:-0.02px;display:inline;\">(2,542) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tc0_466\" style=\"left:661px;bottom:178px;letter-spacing:-0.33px;display:inline;\">(9,115) </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tc1_466\" style=\"left:718px;bottom:178px;letter-spacing:-0.1px;display:inline;\">62,027 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_466\" id=\"tc2_466\" style=\"left:783px;bottom:178px;letter-spacing:-0.16px;display:inline;\">52,494 </div></td></tr></table><div></div><div class=\"t s4_467\" id=\"t6_467\" style=\"left:87px;bottom:1180px;letter-spacing:-0.34px;word-spacing:0.04px;display:inline;\"> </div><div class=\"t s5_467\" id=\"t7_467\" style=\"left:383px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_467\" id=\"t8_467\" style=\"left:87px;bottom:1155px;letter-spacing:-0.11px;display:inline;\">Financ</div><div class=\"t s7_467\" id=\"t9_467\" style=\"left:127px;bottom:1155px;letter-spacing:-0.18px;word-spacing:-0.09px;display:inline;\">ial l</div><div class=\"t s6_467\" id=\"ta_467\" style=\"left:148px;bottom:1155px;letter-spacing:-0.14px;display:inline;\">iab</div><div class=\"t s7_467\" id=\"tb_467\" style=\"left:168px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">il</div><div class=\"t s6_467\" id=\"tc_467\" style=\"left:175px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s7_467\" id=\"td_467\" style=\"left:184px;bottom:1155px;letter-spacing:-0.15px;word-spacing:-0.11px;display:inline;\">ies on an und</div><div class=\"t s6_467\" id=\"te_467\" style=\"left:262px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.19px;display:inline;\">iscounted basis </div>     <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s2_467\" id=\"tf_467\" style=\"left:536px;bottom:1136px;letter-spacing:-0.06px;display:inline;\">2023 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tk_467\" style=\"left:339px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tq_467\" style=\"left:404px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tw_467\" style=\"left:469px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t12_467\" style=\"left:534px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t18_467\" style=\"left:599px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1e_467\" style=\"left:664px;bottom:1119px;letter-spacing:-0.01px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1k_467\" style=\"left:722px;bottom:1119px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tl_467\" style=\"left:330px;bottom:1108px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">one month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tr_467\" style=\"left:421px;bottom:1108px;letter-spacing:0.03px;display:inline;\">three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tx_467\" style=\"left:461px;bottom:1108px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t13_467\" style=\"left:518px;bottom:1108px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">nine months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t19_467\" style=\"left:600px;bottom:1108px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1f_467\" style=\"left:660px;bottom:1108px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1l_467\" style=\"left:726px;bottom:1108px;letter-spacing:-0.1px;word-spacing:-0.13px;display:inline;\">\ufb01ve years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tg_467\" style=\"left:263px;bottom:1096px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">One month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tm_467\" style=\"left:335px;bottom:1096px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">and three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"ts_467\" style=\"left:390px;bottom:1096px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">months and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"ty_467\" style=\"left:470px;bottom:1096px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">and nine </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t14_467\" style=\"left:538px;bottom:1096px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">and one </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1a_467\" style=\"left:602px;bottom:1096px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and two </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1g_467\" style=\"left:668px;bottom:1096px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">and \ufb01ve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1m_467\" style=\"left:752px;bottom:1096px;letter-spacing:-0.02px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"th_467\" style=\"left:287px;bottom:1085px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">or less </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tn_467\" style=\"left:345px;bottom:1085px;letter-spacing:0.02px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tt_467\" style=\"left:396px;bottom:1085px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tz_467\" style=\"left:475px;bottom:1085px;letter-spacing:0.02px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t15_467\" style=\"left:555px;bottom:1085px;letter-spacing:-0.08px;display:inline;\">year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1b_467\" style=\"left:615px;bottom:1085px;letter-spacing:-0.05px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1h_467\" style=\"left:680px;bottom:1085px;letter-spacing:-0.05px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1n_467\" style=\"left:730px;bottom:1085px;display:inline;\">undated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1q_467\" style=\"left:811px;bottom:1085px;letter-spacing:-0.21px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"ti_467\" style=\"left:279px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"tj_467\" style=\"left:301px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"to_467\" style=\"left:344px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"tp_467\" style=\"left:366px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"tu_467\" style=\"left:409px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"tv_467\" style=\"left:431px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t10_467\" style=\"left:473px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"t11_467\" style=\"left:496px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t16_467\" style=\"left:538px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"t17_467\" style=\"left:561px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1c_467\" style=\"left:603px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"t1d_467\" style=\"left:626px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1i_467\" style=\"left:668px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"t1j_467\" style=\"left:691px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1o_467\" style=\"left:733px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"t1p_467\" style=\"left:756px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s2_467\" id=\"t1r_467\" style=\"left:798px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">$mill</div><div class=\"t s3_467\" id=\"t1s_467\" style=\"left:821px;bottom:1073px;letter-spacing:-0.03px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t1t_467\" style=\"left:87px;bottom:1053px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s9_467\" id=\"t1u_467\" style=\"left:128px;bottom:1053px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t1v_467\" style=\"left:87px;bottom:1039px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t1w_467\" style=\"left:307px;bottom:1039px;letter-spacing:-0.05px;display:inline;\">11 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t1x_467\" style=\"left:367px;bottom:1039px;letter-spacing:0.08px;display:inline;\">26 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t1y_467\" style=\"left:435px;bottom:1039px;letter-spacing:-0.1px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t1z_467\" style=\"left:505px;bottom:1039px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t20_467\" style=\"left:570px;bottom:1039px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t21_467\" style=\"left:627px;bottom:1039px;letter-spacing:0.03px;display:inline;\">93 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t22_467\" style=\"left:690px;bottom:1039px;letter-spacing:-0.04px;display:inline;\">171 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t23_467\" style=\"left:750px;bottom:1039px;letter-spacing:-0.06px;display:inline;\">786 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t24_467\" style=\"left:808px;bottom:1039px;letter-spacing:-0.06px;display:inline;\">1,104 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t25_467\" style=\"left:87px;bottom:1020px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s9_467\" id=\"t26_467\" style=\"left:155px;bottom:1020px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t s8_467\" id=\"t27_467\" style=\"left:172px;bottom:1020px;letter-spacing:-0.02px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t28_467\" style=\"left:295px;bottom:1020px;letter-spacing:-0.08px;display:inline;\">247 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t29_467\" style=\"left:367px;bottom:1020px;display:inline;\">57 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2a_467\" style=\"left:425px;bottom:1020px;letter-spacing:-0.02px;display:inline;\">328 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2b_467\" style=\"left:490px;bottom:1020px;letter-spacing:-0.06px;display:inline;\">398 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2c_467\" style=\"left:555px;bottom:1020px;letter-spacing:-0.08px;display:inline;\">278 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2d_467\" style=\"left:607px;bottom:1020px;letter-spacing:0.01px;display:inline;\">8,490 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2e_467\" style=\"left:669px;bottom:1020px;letter-spacing:0.05px;display:inline;\">16,396 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2f_467\" style=\"left:737px;bottom:1020px;letter-spacing:0.06px;display:inline;\">11,279 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2g_467\" style=\"left:800px;bottom:1020px;letter-spacing:-0.3px;display:inline;\">37,473 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t2h_467\" style=\"left:87px;bottom:1001px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s9_467\" id=\"t2i_467\" style=\"left:187px;bottom:1001px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_467\" id=\"t2j_467\" style=\"left:193px;bottom:1001px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s9_467\" id=\"t2k_467\" style=\"left:200px;bottom:1001px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ies and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t2l_467\" style=\"left:87px;bottom:986px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2m_467\" style=\"left:286px;bottom:986px;letter-spacing:-0.03px;display:inline;\">1,059 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2n_467\" style=\"left:362px;bottom:986px;letter-spacing:0.18px;display:inline;\">134 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2o_467\" style=\"left:431px;bottom:986px;letter-spacing:0.23px;display:inline;\">34 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2p_467\" style=\"left:489px;bottom:986px;letter-spacing:0.08px;display:inline;\">208 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2q_467\" style=\"left:555px;bottom:986px;letter-spacing:0.08px;display:inline;\">556 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2r_467\" style=\"left:621px;bottom:986px;letter-spacing:-0.07px;display:inline;\">410 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2s_467\" style=\"left:673px;bottom:986px;letter-spacing:0.24px;display:inline;\">2,304 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2t_467\" style=\"left:735px;bottom:986px;letter-spacing:-0.05px;display:inline;\">13,968 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2u_467\" style=\"left:800px;bottom:986px;display:inline;\">18,673 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t2v_467\" style=\"left:87px;bottom:967px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s9_467\" id=\"t2w_467\" style=\"left:143px;bottom:967px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_467\" id=\"t2x_467\" style=\"left:149px;bottom:967px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s9_467\" id=\"t2y_467\" style=\"left:156px;bottom:967px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t2z_467\" style=\"left:309px;bottom:967px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t30_467\" style=\"left:369px;bottom:967px;letter-spacing:0.18px;display:inline;\">91 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t31_467\" style=\"left:440px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t32_467\" style=\"left:505px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t33_467\" style=\"left:570px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t34_467\" style=\"left:635px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t35_467\" style=\"left:700px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t36_467\" style=\"left:765px;bottom:967px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t37_467\" style=\"left:822px;bottom:967px;letter-spacing:-0.18px;display:inline;\">96 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_467\" id=\"t38_467\" style=\"left:87px;bottom:948px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t sb_467\" id=\"t39_467\" style=\"left:141px;bottom:948px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sa_467\" id=\"t3a_467\" style=\"left:147px;bottom:948px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sb_467\" id=\"t3b_467\" style=\"left:156px;bottom:948px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3c_467\" style=\"left:287px;bottom:948px;letter-spacing:0.17px;display:inline;\">1,322 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3d_467\" style=\"left:359px;bottom:948px;letter-spacing:0.11px;display:inline;\">308 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3e_467\" style=\"left:426px;bottom:948px;letter-spacing:-0.09px;display:inline;\">379 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3f_467\" style=\"left:488px;bottom:948px;letter-spacing:0.07px;display:inline;\">606 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3g_467\" style=\"left:554px;bottom:948px;letter-spacing:0.19px;display:inline;\">834 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3h_467\" style=\"left:609px;bottom:948px;letter-spacing:-0.03px;display:inline;\">8,993 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3i_467\" style=\"left:671px;bottom:948px;letter-spacing:0.06px;display:inline;\">18,871 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3j_467\" style=\"left:732px;bottom:948px;letter-spacing:0.04px;display:inline;\">26,033 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sa_467\" id=\"t3k_467\" style=\"left:798px;bottom:948px;letter-spacing:-0.09px;display:inline;\">57,346 </div></td></tr>\n                                        </table>     <table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sc_467\" id=\"t3l_467\" style=\"left:537px;bottom:924px;letter-spacing:-0.08px;display:inline;\">2022 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3q_467\" style=\"left:340px;bottom:907px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3w_467\" style=\"left:405px;bottom:907px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t42_467\" style=\"left:470px;bottom:907px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t48_467\" style=\"left:535px;bottom:907px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4e_467\" style=\"left:600px;bottom:907px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4k_467\" style=\"left:665px;bottom:907px;letter-spacing:0.03px;display:inline;\">Between </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4q_467\" style=\"left:722px;bottom:907px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">More than </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3r_467\" style=\"left:331px;bottom:896px;letter-spacing:-0.05px;word-spacing:-0.19px;display:inline;\">one month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3x_467\" style=\"left:422px;bottom:896px;letter-spacing:-0.01px;display:inline;\">three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t43_467\" style=\"left:462px;bottom:896px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t49_467\" style=\"left:519px;bottom:896px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">nine months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4f_467\" style=\"left:601px;bottom:896px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">one year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4l_467\" style=\"left:661px;bottom:896px;letter-spacing:-0.02px;word-spacing:-0.21px;display:inline;\">two years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4r_467\" style=\"left:728px;bottom:896px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">\ufb01ve years </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3m_467\" style=\"left:263px;bottom:884px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">One month </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3s_467\" style=\"left:336px;bottom:884px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">and three </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3y_467\" style=\"left:390px;bottom:884px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">months and </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t44_467\" style=\"left:471px;bottom:884px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">and nine </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4a_467\" style=\"left:538px;bottom:884px;letter-spacing:-0.07px;word-spacing:-0.17px;display:inline;\">and one </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4g_467\" style=\"left:602px;bottom:884px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">and two </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4m_467\" style=\"left:669px;bottom:884px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">and \ufb01ve </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4s_467\" style=\"left:752px;bottom:884px;letter-spacing:-0.04px;display:inline;\">and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3n_467\" style=\"left:288px;bottom:873px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">or less </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3t_467\" style=\"left:346px;bottom:873px;letter-spacing:-0.01px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3z_467\" style=\"left:397px;bottom:873px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">six months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t45_467\" style=\"left:476px;bottom:873px;letter-spacing:-0.01px;display:inline;\">months </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4b_467\" style=\"left:556px;bottom:873px;letter-spacing:-0.06px;display:inline;\">year </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4h_467\" style=\"left:616px;bottom:873px;letter-spacing:-0.01px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4n_467\" style=\"left:681px;bottom:873px;letter-spacing:-0.01px;display:inline;\">years </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4t_467\" style=\"left:731px;bottom:873px;letter-spacing:-0.02px;display:inline;\">undated </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4w_467\" style=\"left:812px;bottom:873px;letter-spacing:-0.24px;display:inline;\">Total </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3o_467\" style=\"left:280px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t3p_467\" style=\"left:302px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t3u_467\" style=\"left:345px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t3v_467\" style=\"left:367px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t40_467\" style=\"left:410px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t41_467\" style=\"left:432px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t46_467\" style=\"left:475px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t47_467\" style=\"left:497px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4c_467\" style=\"left:540px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t4d_467\" style=\"left:562px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4i_467\" style=\"left:605px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t4j_467\" style=\"left:627px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4o_467\" style=\"left:670px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t4p_467\" style=\"left:692px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4u_467\" style=\"left:735px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t4v_467\" style=\"left:757px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t sc_467\" id=\"t4x_467\" style=\"left:800px;bottom:861px;letter-spacing:-0.05px;display:inline;\">$mill</div><div class=\"t sd_467\" id=\"t4y_467\" style=\"left:822px;bottom:861px;letter-spacing:-0.06px;display:inline;\">ion </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t4z_467\" style=\"left:87px;bottom:841px;letter-spacing:0.03px;display:inline;\">Derivat</div><div class=\"t s9_467\" id=\"t50_467\" style=\"left:128px;bottom:841px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ive \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t51_467\" style=\"left:87px;bottom:827px;letter-spacing:0.08px;display:inline;\">instruments </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t52_467\" style=\"left:303px;bottom:827px;letter-spacing:0.39px;display:inline;\">77 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t53_467\" style=\"left:375px;bottom:827px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t54_467\" style=\"left:440px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t55_467\" style=\"left:505px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t56_467\" style=\"left:570px;bottom:827px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t57_467\" style=\"left:628px;bottom:827px;letter-spacing:0.07px;display:inline;\">75 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t58_467\" style=\"left:685px;bottom:827px;letter-spacing:0.09px;display:inline;\">330 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t59_467\" style=\"left:750px;bottom:827px;letter-spacing:0.1px;display:inline;\">858 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5a_467\" style=\"left:809px;bottom:827px;letter-spacing:0.16px;display:inline;\">1,343 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t5b_467\" style=\"left:87px;bottom:808px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Debt securit</div><div class=\"t s9_467\" id=\"t5c_467\" style=\"left:155px;bottom:808px;letter-spacing:-0.04px;display:inline;\">ies </div> <div class=\"t s8_467\" id=\"t5d_467\" style=\"left:172px;bottom:808px;letter-spacing:-0.02px;word-spacing:-0.15px;display:inline;\">in issue </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5e_467\" style=\"left:302px;bottom:808px;letter-spacing:0.18px;display:inline;\">88 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5f_467\" style=\"left:367px;bottom:808px;letter-spacing:0.2px;display:inline;\">66 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5g_467\" style=\"left:427px;bottom:808px;letter-spacing:-0.19px;display:inline;\">262 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5h_467\" style=\"left:493px;bottom:808px;letter-spacing:-0.11px;display:inline;\">145 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5i_467\" style=\"left:559px;bottom:808px;letter-spacing:0.12px;display:inline;\">271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5j_467\" style=\"left:611px;bottom:808px;letter-spacing:-0.01px;display:inline;\">2,896 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5k_467\" style=\"left:674px;bottom:808px;letter-spacing:-0.22px;display:inline;\">15,676 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5l_467\" style=\"left:742px;bottom:808px;letter-spacing:-0.26px;display:inline;\">9,057 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5m_467\" style=\"left:802px;bottom:808px;letter-spacing:-0.04px;display:inline;\">28,461 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t5n_467\" style=\"left:87px;bottom:789px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Subordinated liab</div><div class=\"t s9_467\" id=\"t5o_467\" style=\"left:187px;bottom:789px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_467\" id=\"t5p_467\" style=\"left:193px;bottom:789px;letter-spacing:-0.07px;display:inline;\">it</div><div class=\"t s9_467\" id=\"t5q_467\" style=\"left:200px;bottom:789px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ies and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t5r_467\" style=\"left:87px;bottom:774px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">other borrowed funds </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5s_467\" style=\"left:286px;bottom:774px;letter-spacing:-0.01px;display:inline;\">2,097 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5t_467\" style=\"left:365px;bottom:774px;letter-spacing:-0.52px;display:inline;\">174 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5u_467\" style=\"left:433px;bottom:774px;letter-spacing:0.09px;display:inline;\">33 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5v_467\" style=\"left:492px;bottom:774px;letter-spacing:0.11px;display:inline;\">273 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5w_467\" style=\"left:566px;bottom:774px;letter-spacing:-0.08px;display:inline;\">17 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5x_467\" style=\"left:611px;bottom:774px;letter-spacing:-0.06px;display:inline;\">2,035 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5y_467\" style=\"left:677px;bottom:774px;letter-spacing:0.04px;display:inline;\">2,552 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t5z_467\" style=\"left:736px;bottom:774px;letter-spacing:0.09px;display:inline;\">14,668 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t60_467\" style=\"left:802px;bottom:774px;letter-spacing:0.04px;display:inline;\">21,849 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_467\" id=\"t61_467\" style=\"left:87px;bottom:755px;word-spacing:-0.14px;display:inline;\">Other liab</div><div class=\"t s9_467\" id=\"t62_467\" style=\"left:143px;bottom:755px;letter-spacing:-0.14px;display:inline;\">il</div><div class=\"t s8_467\" id=\"t63_467\" style=\"left:149px;bottom:755px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s9_467\" id=\"t64_467\" style=\"left:156px;bottom:755px;letter-spacing:-0.02px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t65_467\" style=\"left:309px;bottom:755px;display:inline;\">9 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t66_467\" style=\"left:370px;bottom:755px;letter-spacing:0.01px;display:inline;\">15 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t67_467\" style=\"left:440px;bottom:755px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t68_467\" style=\"left:505px;bottom:755px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t69_467\" style=\"left:570px;bottom:755px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6a_467\" style=\"left:635px;bottom:755px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6b_467\" style=\"left:700px;bottom:755px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6c_467\" style=\"left:765px;bottom:755px;display:inline;\">\u2013 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6d_467\" style=\"left:822px;bottom:755px;letter-spacing:-0.31px;display:inline;\">24 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_467\" id=\"t6e_467\" style=\"left:87px;bottom:736px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Total liab</div><div class=\"t sb_467\" id=\"t6f_467\" style=\"left:141px;bottom:736px;letter-spacing:-0.04px;display:inline;\">il</div><div class=\"t sa_467\" id=\"t6g_467\" style=\"left:147px;bottom:736px;letter-spacing:-0.02px;display:inline;\">it</div><div class=\"t sb_467\" id=\"t6h_467\" style=\"left:156px;bottom:736px;letter-spacing:0.05px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6i_467\" style=\"left:290px;bottom:736px;letter-spacing:0.14px;display:inline;\">2,271 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6j_467\" style=\"left:361px;bottom:736px;letter-spacing:0.14px;display:inline;\">258 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6k_467\" style=\"left:426px;bottom:736px;letter-spacing:-0.02px;display:inline;\">295 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6l_467\" style=\"left:493px;bottom:736px;letter-spacing:-0.2px;display:inline;\">418 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6m_467\" style=\"left:555px;bottom:736px;letter-spacing:0.06px;display:inline;\">288 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6n_467\" style=\"left:609px;bottom:736px;letter-spacing:0.01px;display:inline;\">5,006 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6o_467\" style=\"left:672px;bottom:736px;letter-spacing:0.1px;display:inline;\">18,558 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6p_467\" style=\"left:735px;bottom:736px;letter-spacing:0.04px;display:inline;\">24,583 </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s8_467\" id=\"t6q_467\" style=\"left:803px;bottom:736px;display:inline;\">51,677 </div></td></tr>\n                                        </table>",
   "dimensions": {
    "concept": "stan:DisclosureOfStandardCharteredPlcCompanyExplanatoryTextBlock",
    "language": "en",
    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f122542": {
   "value": "40. Related undertakings of the Group <div class=\"t se_467\" id=\"t6s_467\" style=\"left:87px;bottom:678px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">As at 31 December 2023, the Group\u2019s interests in related undertakings in accordance with Section 409 of the Companies Act </div><div class=\"t se_467\" id=\"t6t_467\" style=\"left:87px;bottom:662px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">2006 are disclosed below. Unless otherwise stated, the share capital disclosed comprises ordinary or common shares which are </div><div class=\"t se_467\" id=\"t6u_467\" style=\"left:87px;bottom:646px;letter-spacing:-0.17px;word-spacing:-0.1px;display:inline;\">held by subsid</div><div class=\"t sf_467\" id=\"t6v_467\" style=\"left:170px;bottom:646px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t se_467\" id=\"t6w_467\" style=\"left:186px;bottom:646px;letter-spacing:-0.16px;word-spacing:-0.1px;display:inline;\">ies of the Group. Standard Chartered Bank (Hong Kong) Lim</div><div class=\"t sf_467\" id=\"t6x_467\" style=\"left:541px;bottom:646px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited, Standard Chartered Fund</div><div class=\"t se_467\" id=\"t6y_467\" style=\"left:722px;bottom:646px;letter-spacing:-0.26px;display:inline;\">ing (Jersey) Lim</div><div class=\"t sf_467\" id=\"t6z_467\" style=\"left:812px;bottom:646px;letter-spacing:-0.13px;display:inline;\">ited, </div><div class=\"t se_467\" id=\"t70_467\" style=\"left:87px;bottom:629px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">Stanchart Nominees Lim</div><div class=\"t sf_467\" id=\"t71_467\" style=\"left:233px;bottom:629px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ited, Standard Chartered Hold</div><div class=\"t se_467\" id=\"t72_467\" style=\"left:413px;bottom:629px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ings Lim</div><div class=\"t sf_467\" id=\"t73_467\" style=\"left:461px;bottom:629px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ited and Standard Chartered Nom</div><div class=\"t se_467\" id=\"t74_467\" style=\"left:666px;bottom:629px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">inees Lim</div><div class=\"t sf_467\" id=\"t75_467\" style=\"left:721px;bottom:629px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ited are d</div><div class=\"t se_467\" id=\"t76_467\" style=\"left:778px;bottom:629px;letter-spacing:-0.13px;display:inline;\">irectly </div><div class=\"t se_467\" id=\"t77_467\" style=\"left:87px;bottom:613px;letter-spacing:-0.14px;word-spacing:-0.13px;display:inline;\">held subsid</div><div class=\"t sf_467\" id=\"t78_467\" style=\"left:153px;bottom:613px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t se_467\" id=\"t79_467\" style=\"left:168px;bottom:613px;letter-spacing:-0.14px;word-spacing:-0.12px;display:inline;\">ies, all other related undertakings are held ind</div><div class=\"t sf_467\" id=\"t7a_467\" style=\"left:438px;bottom:613px;letter-spacing:-0.24px;display:inline;\">irectly. </div><div class=\"t s6_467\" id=\"t7b_467\" style=\"left:87px;bottom:581px;letter-spacing:-0.08px;display:inline;\">Subsid</div><div class=\"t s7_467\" id=\"t7c_467\" style=\"left:127px;bottom:581px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary Undertak</div><div class=\"t s6_467\" id=\"t7d_467\" style=\"left:212px;bottom:581px;letter-spacing:-0.07px;display:inline;\">ings </div>    <div class=\"t sg_467\" id=\"t7k_467\" style=\"left:785px;bottom:562px;letter-spacing:-0.02px;display:inline;\">Proportion </div>    <div class=\"t sg_467\" id=\"t7l_467\" style=\"left:793px;bottom:551px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div><div class=\"t sg_467\" id=\"t7e_467\" style=\"left:87px;bottom:539px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div><div class=\"t sg_467\" id=\"t7f_467\" style=\"left:325px;bottom:539px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t sh_467\" id=\"t7g_467\" style=\"left:349px;bottom:539px;letter-spacing:0.06px;display:inline;\">ity </div><div class=\"t sg_467\" id=\"t7h_467\" style=\"left:489px;bottom:539px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div><div class=\"t sg_467\" id=\"t7i_467\" style=\"left:615px;bottom:539px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t sh_467\" id=\"t7j_467\" style=\"left:655px;bottom:539px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div><div class=\"t sg_467\" id=\"t7m_467\" style=\"left:795px;bottom:539px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div><div class=\"t s8_467\" id=\"t7n_467\" style=\"left:87px;bottom:519px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>    <div class=\"t s8_467\" id=\"t7o_467\" style=\"left:87px;bottom:505px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1 Basinghall Avenue, London, </div>    <div class=\"t s8_467\" id=\"t7p_467\" style=\"left:87px;bottom:490px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\"> EC2V 5DD, United Kingdom  </div>    <div class=\"t s8_467\" id=\"t7q_467\" style=\"left:87px;bottom:471px;letter-spacing:-0.13px;display:inline;\">FinVentures UK Lim</div><div class=\"t s9_467\" id=\"t7r_467\" style=\"left:194px;bottom:471px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_467\" id=\"t7s_467\" style=\"left:325px;bottom:471px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>    <div class=\"t s8_467\" id=\"t7t_467\" style=\"left:325px;bottom:457px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s8_467\" id=\"t7u_467\" style=\"left:489px;bottom:457px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t7v_467\" style=\"left:615px;bottom:457px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div><div class=\"t s8_467\" id=\"t7w_467\" style=\"left:816px;bottom:457px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t7x_467\" style=\"left:87px;bottom:438px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">SC (Secretaries) Lim</div><div class=\"t s9_467\" id=\"t7y_467\" style=\"left:197px;bottom:438px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_467\" id=\"t7z_467\" style=\"left:325px;bottom:438px;letter-spacing:0.1px;display:inline;\">Others </div><div class=\"t s8_467\" id=\"t80_467\" style=\"left:489px;bottom:438px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t81_467\" style=\"left:615px;bottom:438px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div><div class=\"t s8_467\" id=\"t82_467\" style=\"left:816px;bottom:438px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t83_467\" style=\"left:87px;bottom:419px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">SC Transport Leasing 1 LTD </div> <div class=\"t si_467\" id=\"t84_467\" style=\"left:239px;bottom:425px;letter-spacing:-0.3px;display:inline;\">7,8 </div><div class=\"t s8_467\" id=\"t85_467\" style=\"left:325px;bottom:419px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div><div class=\"t s8_467\" id=\"t86_467\" style=\"left:489px;bottom:419px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t87_467\" style=\"left:615px;bottom:419px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div><div class=\"t s8_467\" id=\"t88_467\" style=\"left:816px;bottom:419px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t89_467\" style=\"left:87px;bottom:400px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">SC Transport Leasing 2 Lim</div><div class=\"t s9_467\" id=\"t8a_467\" style=\"left:237px;bottom:400px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t si_467\" id=\"t8b_467\" style=\"left:259px;bottom:406px;letter-spacing:-0.3px;display:inline;\">7,8 </div><div class=\"t s8_467\" id=\"t8c_467\" style=\"left:325px;bottom:400px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div><div class=\"t s8_467\" id=\"t8d_467\" style=\"left:489px;bottom:400px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t8e_467\" style=\"left:615px;bottom:400px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div><div class=\"t s8_467\" id=\"t8f_467\" style=\"left:816px;bottom:400px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t8g_467\" style=\"left:87px;bottom:381px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">SC Ventures G.P. Lim</div><div class=\"t s9_467\" id=\"t8h_467\" style=\"left:199px;bottom:381px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_467\" id=\"t8i_467\" style=\"left:325px;bottom:381px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>    <div class=\"t s8_467\" id=\"t8j_467\" style=\"left:325px;bottom:366px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s8_467\" id=\"t8k_467\" style=\"left:489px;bottom:366px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t8l_467\" style=\"left:615px;bottom:366px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div><div class=\"t s8_467\" id=\"t8m_467\" style=\"left:816px;bottom:366px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t8n_467\" style=\"left:87px;bottom:347px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">SC Ventures Holdings Lim</div><div class=\"t s9_467\" id=\"t8o_467\" style=\"left:229px;bottom:347px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_467\" id=\"t8p_467\" style=\"left:325px;bottom:347px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div><div class=\"t s8_467\" id=\"t8r_467\" style=\"left:489px;bottom:347px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t8s_467\" style=\"left:615px;bottom:347px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div><div class=\"t s8_467\" id=\"t8t_467\" style=\"left:815px;bottom:347px;letter-spacing:0.1px;display:inline;\">100 </div> <div class=\"t s8_467\" id=\"t8q_467\" style=\"left:325px;bottom:333px;letter-spacing:0.04px;display:inline;\">Company </div> <div class=\"t s8_467\" id=\"t8u_467\" style=\"left:615px;bottom:328px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">US$1.00 Redeemable </div>    <div class=\"t s8_467\" id=\"t8v_467\" style=\"left:615px;bottom:314px;display:inline;\">Preference </div><div class=\"t s8_467\" id=\"t8w_467\" style=\"left:815px;bottom:314px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t8x_467\" style=\"left:87px;bottom:295px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">SC Ventures Innovation Investment L.P. </div><div class=\"t s8_467\" id=\"t8y_467\" style=\"left:325px;bottom:295px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>    <div class=\"t s8_467\" id=\"t8z_467\" style=\"left:325px;bottom:280px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s8_467\" id=\"t90_467\" style=\"left:489px;bottom:280px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t91_467\" style=\"left:615px;bottom:280px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s9_467\" id=\"t92_467\" style=\"left:635px;bottom:280px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s8_467\" id=\"t93_467\" style=\"left:714px;bottom:280px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div><div class=\"t s8_467\" id=\"t94_467\" style=\"left:816px;bottom:280px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t95_467\" style=\"left:87px;bottom:261px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">SCMB Overseas Lim</div><div class=\"t s9_467\" id=\"t96_467\" style=\"left:198px;bottom:261px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_467\" id=\"t97_467\" style=\"left:325px;bottom:261px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>    <div class=\"t s8_467\" id=\"t98_467\" style=\"left:325px;bottom:246px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s8_467\" id=\"t99_467\" style=\"left:489px;bottom:246px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t9a_467\" style=\"left:615px;bottom:246px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">\u00a30.10 Ordinary </div><div class=\"t s8_467\" id=\"t9b_467\" style=\"left:816px;bottom:246px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t9c_467\" style=\"left:87px;bottom:227px;word-spacing:-0.14px;display:inline;\">Shoal Lim</div><div class=\"t s9_467\" id=\"t9d_467\" style=\"left:141px;bottom:227px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_467\" id=\"t9e_467\" style=\"left:325px;bottom:227px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s9_467\" id=\"t9f_467\" style=\"left:345px;bottom:227px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ital marketplace for </div>    <div class=\"t s8_467\" id=\"t9g_467\" style=\"left:325px;bottom:213px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">sustainable and \u201cgreen\u201d </div>    <div class=\"t s8_467\" id=\"t9h_467\" style=\"left:325px;bottom:198px;letter-spacing:0.06px;display:inline;\">products. </div><div class=\"t s8_467\" id=\"t9i_467\" style=\"left:489px;bottom:198px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t9j_467\" style=\"left:615px;bottom:198px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div><div class=\"t s8_467\" id=\"t9k_467\" style=\"left:816px;bottom:198px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t9l_467\" style=\"left:87px;bottom:179px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Stanchart Nominees Lim</div><div class=\"t s9_467\" id=\"t9m_467\" style=\"left:225px;bottom:179px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ited \u2079 </div><div class=\"t s8_467\" id=\"t9n_467\" style=\"left:325px;bottom:179px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div><div class=\"t s8_467\" id=\"t9o_467\" style=\"left:489px;bottom:179px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t9p_467\" style=\"left:615px;bottom:179px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div><div class=\"t s8_467\" id=\"t9q_467\" style=\"left:816px;bottom:179px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s8_467\" id=\"t9r_467\" style=\"left:87px;bottom:160px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Africa Lim</div><div class=\"t s9_467\" id=\"t9s_467\" style=\"left:259px;bottom:160px;letter-spacing:-0.01px;display:inline;\">ited </div> <div class=\"t si_467\" id=\"t9t_467\" style=\"left:284px;bottom:167px;letter-spacing:-0.3px;display:inline;\">7,8 </div><div class=\"t s8_467\" id=\"t9u_467\" style=\"left:325px;bottom:160px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>    <div class=\"t s8_467\" id=\"t9v_467\" style=\"left:325px;bottom:146px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s8_467\" id=\"t9w_467\" style=\"left:489px;bottom:146px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s8_467\" id=\"t9x_467\" style=\"left:615px;bottom:146px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div><div class=\"t s8_467\" id=\"t9y_467\" style=\"left:816px;bottom:146px;letter-spacing:0.1px;display:inline;\">100 </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_468\" id=\"td_468\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_468\" id=\"te_468\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_468\" id=\"t7_468\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_468\" id=\"t8_468\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_468\" id=\"t9_468\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_468\" id=\"ta_468\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_468\" id=\"tb_468\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_468\" id=\"tc_468\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_468\" id=\"tf_468\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"tg_468\" style=\"left:69px;bottom:1092px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"th_468\" style=\"left:307px;bottom:1092px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_468\" id=\"ti_468\" style=\"left:404px;bottom:1092px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tk_468\" style=\"left:472px;bottom:1092px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tl_468\" style=\"left:598px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">US$0.01 Non-Cumulative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tj_468\" style=\"left:307px;bottom:1078px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"tm_468\" style=\"left:598px;bottom:1078px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Irredeemable Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"tn_468\" style=\"left:798px;bottom:1078px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"to_468\" style=\"left:598px;bottom:1059px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"tp_468\" style=\"left:798px;bottom:1059px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tq_468\" style=\"left:598px;bottom:1040px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">US$5.00 Non-Cumulative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"tr_468\" style=\"left:598px;bottom:1025px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Redeemable Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"ts_468\" style=\"left:798px;bottom:1025px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tt_468\" style=\"left:69px;bottom:1006px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Foundation </div><div class=\"t s8_468\" id=\"tu_468\" style=\"vertical-align: super;left:250px;bottom:1012px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tv_468\" style=\"left:307px;bottom:1006px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Charity projects </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"tw_468\" style=\"left:472px;bottom:1006px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"tx_468\" style=\"left:598px;bottom:1006px;letter-spacing:0.04px;display:inline;\">Guarantor </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"ty_468\" style=\"left:798px;bottom:1006px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"tz_468\" style=\"left:69px;bottom:987px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Standard Chartered Health Trustee (UK) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t10_468\" style=\"left:69px;bottom:973px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t11_468\" style=\"left:90px;bottom:973px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t12_468\" style=\"left:307px;bottom:973px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Trustee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t13_468\" style=\"left:472px;bottom:973px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t14_468\" style=\"left:598px;bottom:973px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t15_468\" style=\"left:798px;bottom:973px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t16_468\" style=\"left:69px;bottom:953px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Holdings Lim</div><div class=\"t s4_468\" id=\"t17_468\" style=\"left:258px;bottom:953px;letter-spacing:-0.01px;display:inline;\">ited\u2079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t18_468\" style=\"left:307px;bottom:953px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t19_468\" style=\"left:307px;bottom:939px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1a_468\" style=\"left:472px;bottom:939px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1b_468\" style=\"left:598px;bottom:939px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">US$2.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t1c_468\" style=\"left:798px;bottom:939px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1d_468\" style=\"left:69px;bottom:920px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered I H Lim</div><div class=\"t s4_468\" id=\"t1e_468\" style=\"left:223px;bottom:920px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1f_468\" style=\"left:307px;bottom:920px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t1g_468\" style=\"left:307px;bottom:905px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1h_468\" style=\"left:472px;bottom:905px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1i_468\" style=\"left:598px;bottom:905px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t1j_468\" style=\"left:798px;bottom:905px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1k_468\" style=\"left:69px;bottom:886px;word-spacing:-0.14px;display:inline;\">Standard Chartered Leasing (UK) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1l_468\" style=\"left:69px;bottom:872px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t1m_468\" style=\"left:90px;bottom:872px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_468\" id=\"t1n_468\" style=\"left:111px;bottom:878px;letter-spacing:-0.3px;display:inline;\">7,8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1o_468\" style=\"left:307px;bottom:872px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1p_468\" style=\"left:472px;bottom:872px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1q_468\" style=\"left:598px;bottom:872px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t1r_468\" style=\"left:798px;bottom:872px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1s_468\" style=\"left:69px;bottom:853px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered NEA Lim</div><div class=\"t s4_468\" id=\"t1t_468\" style=\"left:233px;bottom:853px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1u_468\" style=\"left:307px;bottom:853px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t1v_468\" style=\"left:307px;bottom:838px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1w_468\" style=\"left:472px;bottom:838px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1x_468\" style=\"left:598px;bottom:838px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t1y_468\" style=\"left:798px;bottom:838px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t1z_468\" style=\"left:69px;bottom:819px;word-spacing:-0.14px;display:inline;\">Standard Chartered Nominees (Private </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t20_468\" style=\"left:69px;bottom:805px;word-spacing:-0.14px;display:inline;\">Clients UK) Lim</div><div class=\"t s4_468\" id=\"t21_468\" style=\"left:154px;bottom:805px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t22_468\" style=\"left:307px;bottom:805px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t23_468\" style=\"left:472px;bottom:805px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t24_468\" style=\"left:598px;bottom:805px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t25_468\" style=\"left:798px;bottom:805px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t26_468\" style=\"left:69px;bottom:786px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Nominees Lim</div><div class=\"t s4_468\" id=\"t27_468\" style=\"left:265px;bottom:786px;letter-spacing:-0.01px;display:inline;\">ited\u2079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t28_468\" style=\"left:307px;bottom:786px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t29_468\" style=\"left:472px;bottom:786px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2a_468\" style=\"left:598px;bottom:786px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t2b_468\" style=\"left:798px;bottom:786px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2c_468\" style=\"left:69px;bottom:767px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s4_468\" id=\"t2d_468\" style=\"left:223px;bottom:767px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">ies (Afr</div><div class=\"t s7_468\" id=\"t2e_468\" style=\"left:262px;bottom:767px;letter-spacing:-0.32px;display:inline;\">ica) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2i_468\" style=\"left:307px;bottom:767px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2f_468\" style=\"left:69px;bottom:752px;word-spacing:-0.14px;display:inline;\">Holdings Lim</div><div class=\"t s4_468\" id=\"t2g_468\" style=\"left:142px;bottom:752px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_468\" id=\"t2h_468\" style=\"left:164px;bottom:759px;letter-spacing:-0.3px;display:inline;\">7,8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t2j_468\" style=\"left:307px;bottom:752px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2k_468\" style=\"left:472px;bottom:752px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2l_468\" style=\"left:598px;bottom:752px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t2m_468\" style=\"left:798px;bottom:752px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2n_468\" style=\"left:69px;bottom:733px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Strategic </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2r_468\" style=\"left:307px;bottom:729px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2t_468\" style=\"left:472px;bottom:733px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2u_468\" style=\"left:598px;bottom:733px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t2v_468\" style=\"left:798px;bottom:733px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2o_468\" style=\"left:69px;bottom:719px;word-spacing:-0.14px;display:inline;\">Investments Lim</div><div class=\"t s4_468\" id=\"t2p_468\" style=\"left:160px;bottom:719px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_468\" id=\"t2q_468\" style=\"left:182px;bottom:725px;letter-spacing:-0.3px;display:inline;\">7,8 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t2s_468\" style=\"left:307px;bottom:714px;letter-spacing:0.04px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2w_468\" style=\"left:598px;bottom:714px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t2x_468\" style=\"left:798px;bottom:714px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t2y_468\" style=\"left:69px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Trustees (UK) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t2z_468\" style=\"left:69px;bottom:681px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t30_468\" style=\"left:90px;bottom:681px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t31_468\" style=\"left:307px;bottom:681px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Trustee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t32_468\" style=\"left:472px;bottom:681px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t33_468\" style=\"left:598px;bottom:681px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t34_468\" style=\"left:798px;bottom:681px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t35_468\" style=\"left:69px;bottom:661px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The BW Leasing Partnership 1 LP </div><div class=\"t s8_468\" id=\"t36_468\" style=\"vertical-align: super;left:250px;bottom:668px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t37_468\" style=\"left:307px;bottom:661px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t38_468\" style=\"left:472px;bottom:661px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t39_468\" style=\"left:598px;bottom:661px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t3a_468\" style=\"left:618px;bottom:661px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t3b_468\" style=\"left:697px;bottom:661px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t3c_468\" style=\"left:798px;bottom:661px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3d_468\" style=\"left:69px;bottom:642px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The BW Leasing Partnership 2 LP </div><div class=\"t s8_468\" id=\"t3e_468\" style=\"vertical-align: super;left:253px;bottom:649px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3f_468\" style=\"left:307px;bottom:642px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3g_468\" style=\"left:472px;bottom:642px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3h_468\" style=\"left:598px;bottom:642px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t3i_468\" style=\"left:618px;bottom:642px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t3j_468\" style=\"left:697px;bottom:642px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t3k_468\" style=\"left:798px;bottom:642px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3l_468\" style=\"left:69px;bottom:623px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The BW Leasing Partnership 3 LP </div><div class=\"t s8_468\" id=\"t3m_468\" style=\"vertical-align: super;left:253px;bottom:630px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3n_468\" style=\"left:307px;bottom:623px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3o_468\" style=\"left:472px;bottom:623px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3p_468\" style=\"left:598px;bottom:623px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t3q_468\" style=\"left:618px;bottom:623px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t3r_468\" style=\"left:697px;bottom:623px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t3s_468\" style=\"left:798px;bottom:623px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3t_468\" style=\"left:69px;bottom:604px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">The BW Leasing Partnership 4 LP </div><div class=\"t s8_468\" id=\"t3u_468\" style=\"vertical-align: super;left:253px;bottom:611px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3v_468\" style=\"left:307px;bottom:604px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3w_468\" style=\"left:472px;bottom:604px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t3x_468\" style=\"left:598px;bottom:604px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t3y_468\" style=\"left:618px;bottom:604px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t3z_468\" style=\"left:697px;bottom:604px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t40_468\" style=\"left:798px;bottom:604px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t41_468\" style=\"left:69px;bottom:585px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The BW Leasing Partnership 5 LP </div><div class=\"t s8_468\" id=\"t42_468\" style=\"vertical-align: super;left:253px;bottom:592px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t43_468\" style=\"left:307px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t44_468\" style=\"left:472px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t45_468\" style=\"left:598px;bottom:585px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t46_468\" style=\"left:618px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t47_468\" style=\"left:697px;bottom:585px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t48_468\" style=\"left:798px;bottom:585px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t49_468\" style=\"vertical-align: super;left:69px;bottom:566px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">The SC Transport Leasing Partnership 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4a_468\" style=\"left:307px;bottom:566px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4b_468\" style=\"left:472px;bottom:566px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4c_468\" style=\"left:598px;bottom:566px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t4d_468\" style=\"left:618px;bottom:566px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t4e_468\" style=\"left:697px;bottom:566px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t4f_468\" style=\"left:798px;bottom:566px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4g_468\" style=\"left:69px;bottom:547px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The SC Transport Leasing Partnership 2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4h_468\" style=\"left:307px;bottom:547px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4i_468\" style=\"left:472px;bottom:547px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4j_468\" style=\"left:598px;bottom:547px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t4k_468\" style=\"left:618px;bottom:547px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t4l_468\" style=\"left:697px;bottom:547px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t4m_468\" style=\"left:798px;bottom:547px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4n_468\" style=\"left:69px;bottom:528px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The SC Transport Leasing Partnership 3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4o_468\" style=\"left:307px;bottom:528px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4p_468\" style=\"left:472px;bottom:528px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4q_468\" style=\"left:598px;bottom:528px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t4r_468\" style=\"left:618px;bottom:528px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t4s_468\" style=\"left:697px;bottom:528px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t4t_468\" style=\"left:798px;bottom:528px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4u_468\" style=\"left:69px;bottom:509px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">The SC Transport Leasing Partnership 4 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4v_468\" style=\"left:307px;bottom:509px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4w_468\" style=\"left:472px;bottom:509px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t4x_468\" style=\"left:598px;bottom:509px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t4y_468\" style=\"left:618px;bottom:509px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t4z_468\" style=\"left:697px;bottom:509px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t50_468\" style=\"left:798px;bottom:509px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t51_468\" style=\"left:69px;bottom:490px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t52_468\" style=\"left:69px;bottom:476px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1 Poultry, London, EC2R 8EJ, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t53_468\" style=\"left:69px;bottom:461px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t54_468\" style=\"left:69px;bottom:442px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Assembly Payments UK Ltd\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t55_468\" style=\"left:307px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment Services Provider </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t56_468\" style=\"left:472px;bottom:442px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t57_468\" style=\"left:598px;bottom:442px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t58_468\" style=\"left:798px;bottom:442px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t59_468\" style=\"left:69px;bottom:423px;word-spacing:-0.14px;display:inline;\">CurrencyFair (UK) Lim</div><div class=\"t s4_468\" id=\"t5a_468\" style=\"left:192px;bottom:423px;letter-spacing:0.01px;display:inline;\">ited\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5b_468\" style=\"left:307px;bottom:423px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_468\" id=\"t5c_468\" style=\"left:404px;bottom:423px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5d_468\" style=\"left:307px;bottom:409px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5e_468\" style=\"left:472px;bottom:409px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5f_468\" style=\"left:598px;bottom:409px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t5g_468\" style=\"left:798px;bottom:409px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5h_468\" style=\"left:69px;bottom:389px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Zai Technologies Lim</div><div class=\"t s4_468\" id=\"t5i_468\" style=\"left:186px;bottom:389px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_468\" id=\"t5j_468\" style=\"vertical-align: super;left:208px;bottom:396px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5k_468\" style=\"left:307px;bottom:389px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment Services Provider </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5l_468\" style=\"left:472px;bottom:389px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5m_468\" style=\"left:598px;bottom:389px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t5n_468\" style=\"left:798px;bottom:389px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5o_468\" style=\"left:69px;bottom:370px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5p_468\" style=\"left:69px;bottom:356px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">address of 2 More London Rivers</div><div class=\"t s4_468\" id=\"t5q_468\" style=\"left:250px;bottom:356px;letter-spacing:-0.05px;display:inline;\">ide, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5r_468\" style=\"left:69px;bottom:341px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">London , SE1 2JT, United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5s_468\" style=\"left:69px;bottom:322px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Bricks (C&amp;K) LP </div> <div class=\"t s8_468\" id=\"t5t_468\" style=\"vertical-align: super;left:156px;bottom:329px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5u_468\" style=\"left:307px;bottom:322px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t5v_468\" style=\"left:328px;bottom:322px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t5w_468\" style=\"left:406px;bottom:322px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5x_468\" style=\"left:472px;bottom:322px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t5y_468\" style=\"left:598px;bottom:322px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t5z_468\" style=\"left:618px;bottom:322px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t60_468\" style=\"left:697px;bottom:322px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t61_468\" style=\"left:798px;bottom:322px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t62_468\" style=\"left:69px;bottom:303px;letter-spacing:0.05px;word-spacing:-0.2px;display:inline;\">Bricks (T) LP </div><div class=\"t s8_468\" id=\"t63_468\" style=\"vertical-align: super;left:137px;bottom:310px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t64_468\" style=\"left:307px;bottom:303px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t65_468\" style=\"left:328px;bottom:303px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t66_468\" style=\"left:406px;bottom:303px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t67_468\" style=\"left:472px;bottom:303px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t68_468\" style=\"left:598px;bottom:303px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t69_468\" style=\"left:618px;bottom:303px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t6a_468\" style=\"left:697px;bottom:303px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t6b_468\" style=\"left:798px;bottom:303px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6c_468\" style=\"left:69px;bottom:284px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">Bricks (C) LP </div><div class=\"t s8_468\" id=\"t6d_468\" style=\"vertical-align: super;left:137px;bottom:291px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6e_468\" style=\"left:307px;bottom:284px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t6f_468\" style=\"left:328px;bottom:284px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t6g_468\" style=\"left:406px;bottom:284px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6h_468\" style=\"left:472px;bottom:284px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6i_468\" style=\"left:598px;bottom:284px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_468\" id=\"t6j_468\" style=\"left:618px;bottom:284px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_468\" id=\"t6k_468\" style=\"left:697px;bottom:284px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t6l_468\" style=\"left:798px;bottom:284px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6m_468\" style=\"left:69px;bottom:265px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_468\" id=\"t6n_468\" style=\"left:69px;bottom:251px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">address of 1 Bartholomew Lane, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6o_468\" style=\"left:69px;bottom:236px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">London, EC2N 2AX, United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6p_468\" style=\"left:69px;bottom:217px;word-spacing:-0.14px;display:inline;\">Corrasi Covered Bonds LLP </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6q_468\" style=\"left:307px;bottom:217px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Trustee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6r_468\" style=\"left:472px;bottom:217px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_468\" id=\"t6s_468\" style=\"left:598px;bottom:217px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Membership Interest </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_468\" id=\"t6t_468\" style=\"left:798px;bottom:217px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_468\" id=\"t6u_468\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_468\" id=\"t6v_468\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><div class=\"t s0_469_536\" id=\"t1_469_536\" style=\"left:822px;bottom:48px;letter-spacing:-0.46px;display:inline;\"> </div><div class=\"t s0_469_536\" id=\"t2_469_536\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_469_536\" id=\"t3_469_536\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div>\n<div class=\"t s4_469_536\" id=\"t6_469_536\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div><div class=\"t s4_469_536\" id=\"t7_469_536\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s5_469_536\" id=\"t8_469_536\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div><div class=\"t s4_469_536\" id=\"t9_469_536\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div><div class=\"t s4_469_536\" id=\"ta_469_536\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_469_536\" id=\"tb_469_536\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div>\n<div class=\"t s4_469_536\" id=\"tc_469_536\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div>\n<div class=\"t s4_469_536\" id=\"td_469_536\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div>\n<div class=\"t s4_469_536\" id=\"te_469_536\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div>\n<div class=\"t s6_469_536\" id=\"tf_469_536\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>\n<div class=\"t s6_469_536\" id=\"tg_469_536\" style=\"left:87px;bottom:1078px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">address of 5th Floor, Holland House </div>\n<div class=\"t s6_469_536\" id=\"th_469_536\" style=\"left:87px;bottom:1063px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">1-4 Bury Street, London, EC3A 5AW, </div>\n<div class=\"t s6_469_536\" id=\"ti_469_536\" style=\"left:87px;bottom:1049px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div>\n<div class=\"t s6_469_536\" id=\"tj_469_536\" style=\"left:87px;bottom:1030px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Zodia Custody Lim</div><div class=\"t s7_469_536\" id=\"tk_469_536\" style=\"left:191px;bottom:1030px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"tl_469_536\" style=\"left:325px;bottom:1030px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Custody Services </div><div class=\"t s6_469_536\" id=\"tm_469_536\" style=\"left:489px;bottom:1030px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s6_469_536\" id=\"tn_469_536\" style=\"left:615px;bottom:1030px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">US$1.00 Voting Ordinary </div><div class=\"t s6_469_536\" id=\"to_469_536\" style=\"left:816px;bottom:1030px;letter-spacing:-0.19px;display:inline;\">95.1 </div>\n<div class=\"t s6_469_536\" id=\"tp_469_536\" style=\"left:615px;bottom:1011px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">US$2.70 Series A Preferred </div><div class=\"t s6_469_536\" id=\"tq_469_536\" style=\"left:808px;bottom:1011px;letter-spacing:-0.11px;display:inline;\">15.911 </div>\n<div class=\"t s6_469_536\" id=\"tr_469_536\" style=\"left:87px;bottom:992px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Zodia Holdings Lim</div><div class=\"t s7_469_536\" id=\"ts_469_536\" style=\"left:195px;bottom:992px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"tt_469_536\" style=\"left:325px;bottom:992px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>\n<div class=\"t s6_469_536\" id=\"tu_469_536\" style=\"left:325px;bottom:977px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s6_469_536\" id=\"tv_469_536\" style=\"left:489px;bottom:977px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s6_469_536\" id=\"tw_469_536\" style=\"left:615px;bottom:977px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">US$1.00 A Ordinary </div><div class=\"t s6_469_536\" id=\"tx_469_536\" style=\"left:816px;bottom:977px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"ty_469_536\" style=\"left:87px;bottom:958px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>\n<div class=\"t s6_469_536\" id=\"tz_469_536\" style=\"left:87px;bottom:943px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">address of 6th Floor, 1 Basinghall Avenue, </div>\n<div class=\"t s6_469_536\" id=\"t10_469_536\" style=\"left:87px;bottom:929px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">London, EC2V 5DD, United Kingdom </div>\n<div class=\"t s6_469_536\" id=\"t11_469_536\" style=\"left:87px;bottom:910px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Zodia Markets (UK) Lim</div><div class=\"t s7_469_536\" id=\"t12_469_536\" style=\"left:220px;bottom:910px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"t13_469_536\" style=\"left:325px;bottom:910px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_469_536\" id=\"t14_469_536\" style=\"left:422px;bottom:910px;letter-spacing:-0.09px;display:inline;\">ial </div>\n<div class=\"t s6_469_536\" id=\"t15_469_536\" style=\"left:325px;bottom:895px;letter-spacing:0.11px;display:inline;\">Services </div><div class=\"t s6_469_536\" id=\"t16_469_536\" style=\"left:489px;bottom:895px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s6_469_536\" id=\"t17_469_536\" style=\"left:615px;bottom:895px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div><div class=\"t s6_469_536\" id=\"t18_469_536\" style=\"left:816px;bottom:895px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t19_469_536\" style=\"left:87px;bottom:876px;word-spacing:-0.13px;display:inline;\">Zodia Markets Holdings Lim</div><div class=\"t s7_469_536\" id=\"t1a_469_536\" style=\"left:244px;bottom:876px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"t1b_469_536\" style=\"left:325px;bottom:876px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s7_469_536\" id=\"t1c_469_536\" style=\"left:345px;bottom:876px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">ital Venture: Hold</div><div class=\"t s6_469_536\" id=\"t1d_469_536\" style=\"left:441px;bottom:876px;letter-spacing:-0.02px;display:inline;\">ing </div>\n<div class=\"t s6_469_536\" id=\"t1e_469_536\" style=\"left:325px;bottom:862px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Company for The Zodia </div>\n<div class=\"t s6_469_536\" id=\"t1f_469_536\" style=\"left:325px;bottom:847px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Markets Group </div><div class=\"t s6_469_536\" id=\"t1g_469_536\" style=\"left:489px;bottom:847px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s6_469_536\" id=\"t1h_469_536\" style=\"left:615px;bottom:847px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div><div class=\"t s6_469_536\" id=\"t1i_469_536\" style=\"left:801px;bottom:847px;letter-spacing:-0.08px;display:inline;\">80.461 </div>\n<div class=\"t s6_469_536\" id=\"t1j_469_536\" style=\"left:87px;bottom:828px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>\n<div class=\"t s6_469_536\" id=\"t1k_469_536\" style=\"left:87px;bottom:814px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">of Edif\u00edc</div><div class=\"t s7_469_536\" id=\"t1l_469_536\" style=\"left:131px;bottom:814px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">io K</div><div class=\"t s6_469_536\" id=\"t1m_469_536\" style=\"left:151px;bottom:814px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ilamba, 8\u00ba Andar Avenida 4 de </div>\n<div class=\"t s6_469_536\" id=\"t1n_469_536\" style=\"left:87px;bottom:799px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Fevereiro, Marginal, Luanda, Angola </div>\n<div class=\"t s6_469_536\" id=\"t1o_469_536\" style=\"left:87px;bottom:780px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Standard Chartered Bank Angola S.A. </div><div class=\"t s6_469_536\" id=\"t1p_469_536\" style=\"left:325px;bottom:780px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_469_536\" id=\"t1q_469_536\" style=\"left:422px;bottom:780px;letter-spacing:-0.09px;display:inline;\">ial </div>\n<div class=\"t s6_469_536\" id=\"t1r_469_536\" style=\"left:325px;bottom:766px;letter-spacing:0.11px;display:inline;\">Services </div><div class=\"t s6_469_536\" id=\"t1s_469_536\" style=\"left:489px;bottom:766px;letter-spacing:0.06px;display:inline;\">Angola </div><div class=\"t s6_469_536\" id=\"t1t_469_536\" style=\"left:615px;bottom:766px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">AOK8,742.05 Ordinary </div><div class=\"t s6_469_536\" id=\"t1u_469_536\" style=\"left:821px;bottom:766px;letter-spacing:0.07px;display:inline;\">60 </div>\n<div class=\"t s6_469_536\" id=\"t1v_469_536\" style=\"left:87px;bottom:747px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>\n<div class=\"t s6_469_536\" id=\"t1w_469_536\" style=\"left:87px;bottom:732px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">address of Level 22, 120 Spencer Street, </div>\n<div class=\"t s6_469_536\" id=\"t1x_469_536\" style=\"left:87px;bottom:718px;word-spacing:-0.14px;display:inline;\">Melbourne VIC 3000 VIC 3000, Australia </div>\n<div class=\"t s6_469_536\" id=\"t1y_469_536\" style=\"left:87px;bottom:699px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Assembly Payments Australia Pty Ltd \u00b9 </div><div class=\"t s6_469_536\" id=\"t1z_469_536\" style=\"left:325px;bottom:699px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Holding Company </div><div class=\"t s6_469_536\" id=\"t20_469_536\" style=\"left:489px;bottom:699px;letter-spacing:-0.02px;display:inline;\">Australia </div><div class=\"t s6_469_536\" id=\"t21_469_536\" style=\"left:615px;bottom:699px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div><div class=\"t s6_469_536\" id=\"t22_469_536\" style=\"left:816px;bottom:699px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t23_469_536\" style=\"left:87px;bottom:680px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Zai Australia Pty Ltd </div>\n<div class=\"t s8_469_536\" id=\"t24_469_536\" style=\"left:199px;bottom:686px;display:inline;\">1 </div>\n<div class=\"t s6_469_536\" id=\"t25_469_536\" style=\"left:325px;bottom:680px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment Service Provider </div><div class=\"t s6_469_536\" id=\"t26_469_536\" style=\"left:489px;bottom:680px;letter-spacing:-0.02px;display:inline;\">Australia </div><div class=\"t s6_469_536\" id=\"t27_469_536\" style=\"left:615px;bottom:680px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">AUD0.01 Ordinary </div><div class=\"t s6_469_536\" id=\"t28_469_536\" style=\"left:816px;bottom:680px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t29_469_536\" style=\"left:87px;bottom:661px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>\n<div class=\"t s6_469_536\" id=\"t2a_469_536\" style=\"left:87px;bottom:646px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of Milsons Landing, Level 5, 6A Glen </div>\n<div class=\"t s6_469_536\" id=\"t2b_469_536\" style=\"left:87px;bottom:632px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Street, Milsons Point NSW NSW 2061, </div>\n<div class=\"t s6_469_536\" id=\"t2c_469_536\" style=\"left:87px;bottom:617px;letter-spacing:-0.02px;display:inline;\">Australia </div>\n<div class=\"t s6_469_536\" id=\"t2d_469_536\" style=\"left:87px;bottom:598px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">CurrencyFair Australia Pty Ltd \u00b9 </div><div class=\"t s6_469_536\" id=\"t2e_469_536\" style=\"left:325px;bottom:598px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Foreign Currency </div>\n<div class=\"t s6_469_536\" id=\"t2f_469_536\" style=\"left:325px;bottom:583px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">conversion services. </div><div class=\"t s6_469_536\" id=\"t2g_469_536\" style=\"left:489px;bottom:583px;letter-spacing:-0.02px;display:inline;\">Australia </div><div class=\"t s6_469_536\" id=\"t2h_469_536\" style=\"left:615px;bottom:583px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">AUD Ordinary </div><div class=\"t s6_469_536\" id=\"t2i_469_536\" style=\"left:816px;bottom:583px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t2j_469_536\" style=\"left:87px;bottom:564px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>\n<div class=\"t s6_469_536\" id=\"t2k_469_536\" style=\"left:87px;bottom:550px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of Level 5, 345 George St, Sydney NSW </div>\n<div class=\"t s6_469_536\" id=\"t2l_469_536\" style=\"left:87px;bottom:535px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">2000, Australia </div>\n<div class=\"t s6_469_536\" id=\"t2m_469_536\" style=\"left:87px;bottom:516px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Grindlays Pty </div>\n<div class=\"t s6_469_536\" id=\"t2n_469_536\" style=\"left:87px;bottom:502px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_469_536\" id=\"t2o_469_536\" style=\"left:107px;bottom:502px;letter-spacing:0.01px;display:inline;\">ited </div>\n<div class=\"t s6_469_536\" id=\"t2p_469_536\" style=\"left:325px;bottom:516px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div>\n<div class=\"t s6_469_536\" id=\"t2q_469_536\" style=\"left:325px;bottom:502px;letter-spacing:0.04px;display:inline;\">Company </div><div class=\"t s6_469_536\" id=\"t2r_469_536\" style=\"left:489px;bottom:502px;letter-spacing:-0.02px;display:inline;\">Australia </div><div class=\"t s6_469_536\" id=\"t2s_469_536\" style=\"left:615px;bottom:502px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">AUD Ordinary </div><div class=\"t s6_469_536\" id=\"t2t_469_536\" style=\"left:816px;bottom:502px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t2u_469_536\" style=\"left:87px;bottom:483px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>\n<div class=\"t s6_469_536\" id=\"t2v_469_536\" style=\"left:87px;bottom:468px;word-spacing:-0.14px;display:inline;\">address of 5th Floor Standard House </div>\n<div class=\"t s6_469_536\" id=\"t2w_469_536\" style=\"left:87px;bottom:454px;word-spacing:-0.14px;display:inline;\">Bldg, The Mall, Queens Road, </div>\n<div class=\"t s6_469_536\" id=\"t2x_469_536\" style=\"left:87px;bottom:439px;word-spacing:-0.13px;display:inline;\">PO Box 496, Gaborone, Botswana </div>\n<div class=\"t s6_469_536\" id=\"t2y_469_536\" style=\"left:87px;bottom:420px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Bank Botswana </div>\n<div class=\"t s6_469_536\" id=\"t2z_469_536\" style=\"left:87px;bottom:406px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_469_536\" id=\"t30_469_536\" style=\"left:107px;bottom:406px;letter-spacing:0.01px;display:inline;\">ited </div>\n<div class=\"t s6_469_536\" id=\"t31_469_536\" style=\"left:325px;bottom:420px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_469_536\" id=\"t32_469_536\" style=\"left:422px;bottom:420px;letter-spacing:-0.09px;display:inline;\">ial </div>\n<div class=\"t s6_469_536\" id=\"t33_469_536\" style=\"left:325px;bottom:406px;letter-spacing:0.11px;display:inline;\">Services </div><div class=\"t s6_469_536\" id=\"t34_469_536\" style=\"left:489px;bottom:406px;letter-spacing:0.09px;display:inline;\">Botswana </div><div class=\"t s6_469_536\" id=\"t35_469_536\" style=\"left:615px;bottom:406px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">BWP Ordinary </div><div class=\"t s6_469_536\" id=\"t36_469_536\" style=\"left:800px;bottom:406px;letter-spacing:0.03px;display:inline;\">75.827 </div>\n<div class=\"t s6_469_536\" id=\"t37_469_536\" style=\"left:87px;bottom:387px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Insurance </div>\n<div class=\"t s6_469_536\" id=\"t38_469_536\" style=\"left:87px;bottom:372px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Agency (Proprietary) Lim</div><div class=\"t s7_469_536\" id=\"t39_469_536\" style=\"left:226px;bottom:372px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"t3a_469_536\" style=\"left:325px;bottom:372px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Insurance Services </div><div class=\"t s6_469_536\" id=\"t3b_469_536\" style=\"left:489px;bottom:372px;letter-spacing:0.09px;display:inline;\">Botswana </div><div class=\"t s6_469_536\" id=\"t3c_469_536\" style=\"left:615px;bottom:372px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">BWP Ordinary </div><div class=\"t s6_469_536\" id=\"t3d_469_536\" style=\"left:816px;bottom:372px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t3e_469_536\" style=\"left:87px;bottom:353px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Standard Chartered Botswana </div>\n<div class=\"t s6_469_536\" id=\"t3f_469_536\" style=\"left:87px;bottom:339px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Education Trust </div>\n<div class=\"t s8_469_536\" id=\"t3g_469_536\" style=\"left:174px;bottom:345px;display:inline;\">2 </div>\n<div class=\"t s6_469_536\" id=\"t3h_469_536\" style=\"left:325px;bottom:339px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">CSR programme. </div><div class=\"t s6_469_536\" id=\"t3i_469_536\" style=\"left:489px;bottom:339px;letter-spacing:0.09px;display:inline;\">Botswana </div><div class=\"t s6_469_536\" id=\"t3j_469_536\" style=\"left:615px;bottom:339px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Trust Interest </div><div class=\"t s6_469_536\" id=\"t3k_469_536\" style=\"left:816px;bottom:339px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t3l_469_536\" style=\"left:87px;bottom:320px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Standard Chartered Botswana </div>\n<div class=\"t s6_469_536\" id=\"t3m_469_536\" style=\"left:87px;bottom:305px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Nominees (Proprietary) Lim</div><div class=\"t s7_469_536\" id=\"t3n_469_536\" style=\"left:240px;bottom:305px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"t3o_469_536\" style=\"left:325px;bottom:305px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div><div class=\"t s6_469_536\" id=\"t3p_469_536\" style=\"left:489px;bottom:305px;letter-spacing:0.09px;display:inline;\">Botswana </div><div class=\"t s6_469_536\" id=\"t3q_469_536\" style=\"left:615px;bottom:305px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">BWP Ordinary </div><div class=\"t s6_469_536\" id=\"t3r_469_536\" style=\"left:816px;bottom:305px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t3s_469_536\" style=\"left:87px;bottom:286px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Investment Services </div>\n<div class=\"t s6_469_536\" id=\"t3t_469_536\" style=\"left:87px;bottom:271px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">(Proprietary) Lim</div><div class=\"t s7_469_536\" id=\"t3u_469_536\" style=\"left:181px;bottom:271px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_469_536\" id=\"t3v_469_536\" style=\"left:325px;bottom:271px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div><div class=\"t s6_469_536\" id=\"t3w_469_536\" style=\"left:489px;bottom:271px;letter-spacing:0.09px;display:inline;\">Botswana </div><div class=\"t s6_469_536\" id=\"t3x_469_536\" style=\"left:615px;bottom:271px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">BWP Ordinary </div><div class=\"t s6_469_536\" id=\"t3y_469_536\" style=\"left:816px;bottom:271px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s6_469_536\" id=\"t3z_469_536\" style=\"left:87px;bottom:252px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>\n<div class=\"t s6_469_536\" id=\"t40_469_536\" style=\"left:87px;bottom:238px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">of Avenida Brigade</div><div class=\"t s7_469_536\" id=\"t41_469_536\" style=\"left:194px;bottom:238px;letter-spacing:-0.09px;word-spacing:-0.07px;display:inline;\">iro Far</div><div class=\"t s6_469_536\" id=\"t42_469_536\" style=\"left:229px;bottom:238px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ia Lima, no </div>\n<div class=\"t s6_469_536\" id=\"t43_469_536\" style=\"left:87px;bottom:223px;letter-spacing:-0.15px;word-spacing:-0.01px;display:inline;\">3.477, 6\u00ba andar, conjunto 62 - Torre Norte, </div>\n<div class=\"t s6_469_536\" id=\"t44_469_536\" style=\"left:87px;bottom:209px;letter-spacing:0.06px;display:inline;\">Condomin</div><div class=\"t s7_469_536\" id=\"t45_469_536\" style=\"left:146px;bottom:209px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">io Pat</div><div class=\"t s6_469_536\" id=\"t46_469_536\" style=\"left:177px;bottom:209px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">io Victor Malzoni, CEP </div>\n<div class=\"t s6_469_536\" id=\"t47_469_536\" style=\"left:87px;bottom:194px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">04538-133, Sao Paulo, Brazil </div>\n<div class=\"t s6_469_536\" id=\"t48_469_536\" style=\"left:87px;bottom:175px;word-spacing:-0.14px;display:inline;\">Standard Chartered Representa\u00e7\u00e3o e </div>\n<div class=\"t s6_469_536\" id=\"t49_469_536\" style=\"left:87px;bottom:161px;letter-spacing:-0.01px;display:inline;\">Partic</div><div class=\"t s7_469_536\" id=\"t4a_469_536\" style=\"left:119px;bottom:161px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ipa\u00e7\u00f5es Ltda </div>\n<div class=\"t s6_469_536\" id=\"t4b_469_536\" style=\"left:325px;bottom:175px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_469_536\" id=\"t4c_469_536\" style=\"left:422px;bottom:175px;letter-spacing:-0.09px;display:inline;\">ial </div>\n<div class=\"t s6_469_536\" id=\"t4d_469_536\" style=\"left:325px;bottom:161px;letter-spacing:0.11px;display:inline;\">Services </div><div class=\"t s6_469_536\" id=\"t4e_469_536\" style=\"left:489px;bottom:161px;display:inline;\">Brazil </div><div class=\"t s6_469_536\" id=\"t4f_469_536\" style=\"left:615px;bottom:161px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">BRL1.00 Ordinary </div><div class=\"t s6_469_536\" id=\"t4g_469_536\" style=\"left:816px;bottom:161px;letter-spacing:0.1px;display:inline;\">100 </div>\n<div class=\"t s9_469_536\" id=\"t4h_469_536\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_469_536\" id=\"t4i_469_536\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div>\n<div class=\"t sb_469_536\" id=\"t4j_469_536\" style=\"left:87px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_469_536\" id=\"t4k_469_536\" style=\"left:127px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"></div><div class=\"t sb_469_536\" id=\"t4l_469_536\" style=\"left:210px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_469_536\" id=\"t4m_469_536\" style=\"left:238px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_470\" id=\"td_470\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_470\" id=\"te_470\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_470\" id=\"t7_470\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_470\" id=\"t8_470\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div> <div class=\"t s6_470\" id=\"t9_470\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_470\" id=\"ta_470\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_470\" id=\"tb_470\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div> <div class=\"t s6_470\" id=\"tc_470\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_470\" id=\"tf_470\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"tg_470\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"th_470\" style=\"left:69px;bottom:1078px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">of G01-02, Wisma Haj</div><div class=\"t s4_470\" id=\"ti_470\" style=\"left:192px;bottom:1078px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">i Mohd Taha </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"tj_470\" style=\"left:69px;bottom:1063px;letter-spacing:0.01px;display:inline;\">Build</div><div class=\"t s4_470\" id=\"tk_470\" style=\"left:97px;bottom:1063px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing, , Jalan Gadong, BE4119, Brune</div><div class=\"t s7_470\" id=\"tl_470\" style=\"left:281px;bottom:1063px;display:inline;\">i </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"tm_470\" style=\"left:69px;bottom:1049px;letter-spacing:0.06px;display:inline;\">Darussalam </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"tn_470\" style=\"left:69px;bottom:1030px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s4_470\" id=\"to_470\" style=\"left:223px;bottom:1030px;letter-spacing:-0.13px;word-spacing:-0.03px;display:inline;\">ies (B) Sdn </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"tp_470\" style=\"left:69px;bottom:1015px;letter-spacing:0.08px;display:inline;\">Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"tq_470\" style=\"left:307px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"tr_470\" style=\"left:472px;bottom:1015px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Brunei Darussalam </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"ts_470\" style=\"left:598px;bottom:1015px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">BND1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"tt_470\" style=\"left:798px;bottom:1015px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"tu_470\" style=\"left:69px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"tv_470\" style=\"left:69px;bottom:982px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Cameroon </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"tw_470\" style=\"left:69px;bottom:967px;word-spacing:-0.15px;display:inline;\">S.A, 1155, Boulevard de la Libert\u00e9, Douala, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"tx_470\" style=\"left:69px;bottom:953px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">B.P. 1784, Cameroon </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"ty_470\" style=\"left:69px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Cameroon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t10_470\" style=\"left:307px;bottom:933px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_470\" id=\"t11_470\" style=\"left:404px;bottom:933px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"tz_470\" style=\"left:69px;bottom:919px;letter-spacing:0.28px;display:inline;\">S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t12_470\" style=\"left:307px;bottom:919px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t13_470\" style=\"left:472px;bottom:919px;letter-spacing:0.06px;display:inline;\">Cameroon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t14_470\" style=\"left:598px;bottom:919px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">XAF10,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t15_470\" style=\"left:798px;bottom:919px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t16_470\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t17_470\" style=\"left:69px;bottom:885px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of 66 Wellington Street, West, Suite 4100, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t18_470\" style=\"left:69px;bottom:871px;letter-spacing:-0.09px;word-spacing:-0.04px;display:inline;\">Toronto Domin</div><div class=\"t s4_470\" id=\"t19_470\" style=\"left:154px;bottom:871px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">ion Centre, Toronto ON </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1a_470\" style=\"left:69px;bottom:856px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">M5K 1B7, Canada </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1b_470\" style=\"left:69px;bottom:837px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">CurrencyFair (Canada) Ltd \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1c_470\" style=\"left:307px;bottom:837px;letter-spacing:0.02px;display:inline;\">Dig</div> <div class=\"t s4_470\" id=\"t1d_470\" style=\"left:327px;bottom:837px;word-spacing:-0.14px;display:inline;\">ital Payment platform </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1e_470\" style=\"left:472px;bottom:837px;letter-spacing:0.07px;display:inline;\">Canada </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1f_470\" style=\"left:598px;bottom:837px;letter-spacing:0.08px;word-spacing:-0.18px;display:inline;\">CAD Common </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t1g_470\" style=\"left:798px;bottom:837px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1h_470\" style=\"left:69px;bottom:818px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1i_470\" style=\"left:69px;bottom:804px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">of Maples Corporate Services Lim</div><div class=\"t s4_470\" id=\"t1j_470\" style=\"left:257px;bottom:804px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1k_470\" style=\"left:69px;bottom:789px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">PO Box 309, Ugland House, Grand </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1l_470\" style=\"left:69px;bottom:775px;word-spacing:-0.13px;display:inline;\">Cayman, KY1-1104 , Cayman Islands </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1m_470\" style=\"left:69px;bottom:756px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cerulean Investments LP </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1n_470\" style=\"left:307px;bottom:756px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1o_470\" style=\"left:307px;bottom:741px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1p_470\" style=\"left:472px;bottom:741px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Cayman Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1q_470\" style=\"left:598px;bottom:741px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s4_470\" id=\"t1r_470\" style=\"left:618px;bottom:741px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ited Partnersh</div><div class=\"t s7_470\" id=\"t1s_470\" style=\"left:697px;bottom:741px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ip Interest </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> <div class=\"t s4_470\" id=\"t1t_470\" style=\"left:798px;bottom:741px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1u_470\" style=\"left:69px;bottom:722px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t1v_470\" style=\"left:69px;bottom:708px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">of c/o Maples Finance Lim</div><div class=\"t s4_470\" id=\"t1w_470\" style=\"left:215px;bottom:708px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1x_470\" style=\"left:69px;bottom:693px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">PO Box 1093 GT, Queensgate House, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1y_470\" style=\"left:69px;bottom:679px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Georgetown, Grand Cayman, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t1z_470\" style=\"left:69px;bottom:664px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Cayman Islands </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t20_470\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">SCB Investment Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t23_470\" style=\"left:307px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t21_470\" style=\"left:69px;bottom:631px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s4_470\" id=\"t22_470\" style=\"left:90px;bottom:631px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t24_470\" style=\"left:307px;bottom:631px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t25_470\" style=\"left:472px;bottom:631px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Cayman Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t26_470\" style=\"left:598px;bottom:631px;word-spacing:-0.13px;display:inline;\">US$1,000.00 Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t27_470\" style=\"left:783px;bottom:631px;letter-spacing:-0.21px;display:inline;\">99.999 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t28_470\" style=\"left:69px;bottom:612px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t29_470\" style=\"left:69px;bottom:597px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">of Room 2619, No 9, Linhe West Road, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2a_470\" style=\"left:69px;bottom:583px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">Tianhe Distr</div><div class=\"t s4_470\" id=\"t2b_470\" style=\"left:136px;bottom:583px;word-spacing:-0.14px;display:inline;\">ict, Guangzhou, Ch</div><div class=\"t s7_470\" id=\"t2c_470\" style=\"left:241px;bottom:583px;letter-spacing:0.01px;display:inline;\">ina </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2d_470\" style=\"left:69px;bottom:563px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Guangzhou CurrencyFair Information </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2h_470\" style=\"left:307px;bottom:563px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Foreign Currency </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2e_470\" style=\"left:69px;bottom:549px;letter-spacing:-0.07px;word-spacing:-0.06px;display:inline;\">Technology Lim</div><div class=\"t s4_470\" id=\"t2f_470\" style=\"left:157px;bottom:549px;letter-spacing:-0.01px;display:inline;\">ited </div><div class=\"t s8_470\" id=\"t2g_470\" style=\"left:182px;bottom:555px;letter-spacing:0.18px;display:inline;\">1,3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2i_470\" style=\"left:307px;bottom:549px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">conversion services. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2j_470\" style=\"left:472px;bottom:549px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2k_470\" style=\"left:598px;bottom:549px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">CNY Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t2l_470\" style=\"left:798px;bottom:549px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2m_470\" style=\"left:69px;bottom:530px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2n_470\" style=\"left:69px;bottom:515px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">of 8A, Hony Tower, 1st Financ</div><div class=\"t s4_470\" id=\"t2o_470\" style=\"left:229px;bottom:515px;word-spacing:-0.16px;display:inline;\">ial Street, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2p_470\" style=\"left:69px;bottom:501px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Nanshan Distr</div><div class=\"t s4_470\" id=\"t2q_470\" style=\"left:150px;bottom:501px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ict, Shenzen, Ch</div><div class=\"t s7_470\" id=\"t2r_470\" style=\"left:237px;bottom:501px;letter-spacing:0.01px;display:inline;\">ina </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t2s_470\" style=\"left:69px;bottom:482px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">SC Ventures Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2v_470\" style=\"left:307px;bottom:482px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Serve as a fund manager in </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2t_470\" style=\"left:69px;bottom:467px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">(Shenzhen) Lim</div><div class=\"t s4_470\" id=\"t2u_470\" style=\"left:155px;bottom:467px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2w_470\" style=\"left:307px;bottom:467px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2x_470\" style=\"left:472px;bottom:467px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t2y_470\" style=\"left:598px;bottom:467px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t2z_470\" style=\"left:798px;bottom:467px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t30_470\" style=\"left:69px;bottom:448px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t31_470\" style=\"left:69px;bottom:434px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">of Units 1101B (Of\ufb01ce use only), No. 235 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t32_470\" style=\"left:69px;bottom:419px;letter-spacing:-0.13px;display:inline;\">Tianhebe</div><div class=\"t s4_470\" id=\"t33_470\" style=\"left:122px;bottom:419px;letter-spacing:-0.11px;word-spacing:-0.06px;display:inline;\">i Rd.,, T </div><div class=\"t s7_470\" id=\"t34_470\" style=\"left:158px;bottom:419px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ianhe Distr</div><div class=\"t s4_470\" id=\"t35_470\" style=\"left:219px;bottom:419px;letter-spacing:-0.02px;display:inline;\">ict, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t36_470\" style=\"left:69px;bottom:405px;word-spacing:-0.13px;display:inline;\">Guangzhou City, Guangdong Province, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t37_470\" style=\"left:69px;bottom:390px;display:inline;\">China </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t38_470\" style=\"left:69px;bottom:371px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Standard Chartered (Guangzhou) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t39_470\" style=\"left:69px;bottom:357px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Business Management Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3a_470\" style=\"left:307px;bottom:357px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Business consulting services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3b_470\" style=\"left:472px;bottom:357px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3c_470\" style=\"left:598px;bottom:357px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t3d_470\" style=\"left:798px;bottom:357px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3e_470\" style=\"left:69px;bottom:338px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_470\" id=\"t3f_470\" style=\"left:69px;bottom:323px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">of Standard Chartered Tower, 201 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3g_470\" style=\"left:69px;bottom:309px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Century Avenue, Pudong, Shanghai, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3h_470\" style=\"left:69px;bottom:294px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">200120, China </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3i_470\" style=\"left:69px;bottom:275px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (China) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3j_470\" style=\"left:69px;bottom:261px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s4_470\" id=\"t3k_470\" style=\"left:90px;bottom:261px;letter-spacing:-0.01px;display:inline;\">ited </div><div class=\"t s8_470\" id=\"t3l_470\" style=\"vertical-align: super;left:114px;bottom:267px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3m_470\" style=\"left:307px;bottom:261px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Commercial banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3n_470\" style=\"left:472px;bottom:261px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_470\" id=\"t3o_470\" style=\"left:598px;bottom:261px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">CNY Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_470\" id=\"t3p_470\" style=\"left:798px;bottom:261px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_470\" id=\"t3q_470\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_470\" id=\"t3r_470\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_471\" id=\"tc_471\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_471\" id=\"td_471\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_471\" id=\"t6_471\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_471\" id=\"t7_471\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s5_471\" id=\"t8_471\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_471\" id=\"t9_471\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_471\" id=\"ta_471\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_471\" id=\"tb_471\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_471\" id=\"te_471\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tf_471\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tg_471\" style=\"left:87px;bottom:1078px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of Unit 802B, 803, 1001A,100 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"th_471\" style=\"left:87px;bottom:1063px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">2B,1003-1005,1101-1105,, 201- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"ti_471\" style=\"left:87px;bottom:1049px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">1205,1302C,1303, No. 235 Tianhe North </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tj_471\" style=\"left:87px;bottom:1034px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Road, Tianhe Distr</div><div class=\"t s7_471\" id=\"tk_471\" style=\"left:188px;bottom:1034px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">ict,, Guangzhou C</div><div class=\"t s6_471\" id=\"tl_471\" style=\"left:286px;bottom:1034px;letter-spacing:-0.14px;display:inline;\">ity, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tm_471\" style=\"left:87px;bottom:1020px;word-spacing:-0.13px;display:inline;\">Guangdong Province, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tn_471\" style=\"left:87px;bottom:1001px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Global Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tq_471\" style=\"left:325px;bottom:1001px;word-spacing:-0.14px;display:inline;\">Research, development, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"to_471\" style=\"left:87px;bottom:986px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Services (Guangzhou) Co., Ltd. </div><div class=\"t s8_471\" id=\"tp_471\" style=\"left:255px;bottom:992px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tr_471\" style=\"left:325px;bottom:986px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">other services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"ts_471\" style=\"left:489px;bottom:986px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tt_471\" style=\"left:615px;bottom:986px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"tu_471\" style=\"left:816px;bottom:986px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tv_471\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tw_471\" style=\"left:87px;bottom:953px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">of No. 35, Xinhuanbe</div><div class=\"t s7_471\" id=\"tx_471\" style=\"left:202px;bottom:953px;letter-spacing:-0.14px;word-spacing:-0.01px;display:inline;\">i Road, Teda, T </div><div class=\"t s6_471\" id=\"ty_471\" style=\"left:283px;bottom:953px;letter-spacing:-0.06px;display:inline;\">ianjin, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"tz_471\" style=\"left:87px;bottom:938px;letter-spacing:-0.13px;display:inline;\">300457, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t10_471\" style=\"left:87px;bottom:919px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Global Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t13_471\" style=\"left:325px;bottom:919px;word-spacing:-0.14px;display:inline;\">Research, development, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t11_471\" style=\"left:87px;bottom:904px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">Services Co., Ltd </div> <div class=\"t s8_471\" id=\"t12_471\" style=\"left:179px;bottom:911px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t14_471\" style=\"left:325px;bottom:904px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">other services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t15_471\" style=\"left:489px;bottom:904px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t16_471\" style=\"left:615px;bottom:904px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t17_471\" style=\"left:816px;bottom:904px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t18_471\" style=\"left:87px;bottom:885px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t19_471\" style=\"left:87px;bottom:871px;letter-spacing:-0.14px;word-spacing:-0.02px;display:inline;\">of 1201 1-2, 15-16, 12/F, Unit No.1, Build</div><div class=\"t s7_471\" id=\"t1a_471\" style=\"left:284px;bottom:871px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1b_471\" style=\"left:87px;bottom:856px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">No.1, No. 1 Dongsanhuan Zhong Road, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1c_471\" style=\"left:87px;bottom:842px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Chaoyang Distr</div><div class=\"t s7_471\" id=\"t1d_471\" style=\"left:174px;bottom:842px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">ict, Be</div><div class=\"t s6_471\" id=\"t1e_471\" style=\"left:207px;bottom:842px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ijing, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1f_471\" style=\"left:87px;bottom:823px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s7_471\" id=\"t1g_471\" style=\"left:241px;bottom:823px;letter-spacing:-0.2px;word-spacing:0.05px;display:inline;\">ies (Ch</div><div class=\"t s6_471\" id=\"t1h_471\" style=\"left:278px;bottom:823px;letter-spacing:-0.29px;display:inline;\">ina) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1k_471\" style=\"left:325px;bottom:823px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_471\" id=\"t1l_471\" style=\"left:422px;bottom:823px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1i_471\" style=\"left:87px;bottom:808px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_471\" id=\"t1j_471\" style=\"left:107px;bottom:808px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1m_471\" style=\"left:325px;bottom:808px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1n_471\" style=\"left:489px;bottom:808px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1o_471\" style=\"left:615px;bottom:808px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">CNY Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t1p_471\" style=\"left:816px;bottom:808px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1q_471\" style=\"left:87px;bottom:789px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1r_471\" style=\"left:87px;bottom:775px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">of No. 188 Yeshen Rd, 11F, A-1161 RM, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1s_471\" style=\"left:87px;bottom:760px;word-spacing:-0.13px;display:inline;\">Pudong New Distr</div><div class=\"t s7_471\" id=\"t1t_471\" style=\"left:188px;bottom:760px;word-spacing:-0.14px;display:inline;\">ict, Shangha</div><div class=\"t s6_471\" id=\"t1u_471\" style=\"left:258px;bottom:760px;letter-spacing:-0.07px;word-spacing:-0.12px;display:inline;\">i, 31, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1v_471\" style=\"left:87px;bottom:746px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">201308, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1w_471\" style=\"left:87px;bottom:727px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Trading (Shanghai) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t20_471\" style=\"left:325px;bottom:727px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">wholesale of base metal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t1x_471\" style=\"left:87px;bottom:712px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_471\" id=\"t1y_471\" style=\"left:107px;bottom:712px;letter-spacing:-0.01px;display:inline;\">ited </div> <div class=\"t s8_471\" id=\"t1z_471\" style=\"left:131px;bottom:719px;display:inline;\">3 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t21_471\" style=\"left:325px;bottom:712px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">and its products </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t22_471\" style=\"left:489px;bottom:712px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t23_471\" style=\"left:615px;bottom:712px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">US$15,000,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t24_471\" style=\"left:816px;bottom:712px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t25_471\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t26_471\" style=\"left:87px;bottom:679px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Cote </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t27_471\" style=\"left:87px;bottom:664px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">d\u2019Ivoire, 23 Boulevard de la R\u00e9publique, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t28_471\" style=\"left:87px;bottom:650px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">Abidjan 17, 17 B.P. 1141, Cote d\u2019Ivoire </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t29_471\" style=\"left:87px;bottom:631px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Cote d\u2019 Ivoire </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2b_471\" style=\"left:325px;bottom:631px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_471\" id=\"t2c_471\" style=\"left:422px;bottom:631px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2a_471\" style=\"left:87px;bottom:616px;letter-spacing:-0.04px;display:inline;\">SA </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2d_471\" style=\"left:325px;bottom:616px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2e_471\" style=\"left:489px;bottom:616px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">Cote d\u2019Ivoire </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2f_471\" style=\"left:615px;bottom:616px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">XOF100,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t2g_471\" style=\"left:816px;bottom:616px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2h_471\" style=\"left:87px;bottom:597px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_471\" id=\"t2i_471\" style=\"left:87px;bottom:583px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">of 8 Ecowas Avenue, Banjul, Gambia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2j_471\" style=\"left:87px;bottom:563px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Gambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2m_471\" style=\"left:325px;bottom:563px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_471\" id=\"t2n_471\" style=\"left:422px;bottom:563px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2k_471\" style=\"left:87px;bottom:549px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_471\" id=\"t2l_471\" style=\"left:107px;bottom:549px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2o_471\" style=\"left:325px;bottom:549px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2p_471\" style=\"left:489px;bottom:549px;letter-spacing:0.07px;display:inline;\">Gambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2q_471\" style=\"left:615px;bottom:549px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">GMD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t2r_471\" style=\"left:801px;bottom:549px;letter-spacing:-0.18px;display:inline;\">74.852 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2s_471\" style=\"left:87px;bottom:530px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2t_471\" style=\"left:87px;bottom:515px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">of Taunusanlage 16, 60325, Frankfurt am </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2u_471\" style=\"left:87px;bottom:501px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Main, Germany </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2v_471\" style=\"left:87px;bottom:482px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank AG </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2w_471\" style=\"left:325px;bottom:482px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_471\" id=\"t2x_471\" style=\"left:422px;bottom:482px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2y_471\" style=\"left:325px;bottom:467px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t2z_471\" style=\"left:489px;bottom:467px;letter-spacing:0.06px;display:inline;\">Germany </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t30_471\" style=\"left:615px;bottom:467px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">\u20ac Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t31_471\" style=\"left:816px;bottom:467px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t32_471\" style=\"left:87px;bottom:448px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t33_471\" style=\"left:87px;bottom:434px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Build</div><div class=\"t s7_471\" id=\"t34_471\" style=\"left:275px;bottom:434px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">ing, 87 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t35_471\" style=\"left:87px;bottom:419px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Independance Avenue, Ridge, ACCRA, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t36_471\" style=\"left:87px;bottom:405px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Greater ACCRA, GA-016-4621, Ghana </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t37_471\" style=\"left:87px;bottom:386px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Solvezy Technology Ghana Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t38_471\" style=\"left:325px;bottom:386px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s7_471\" id=\"t39_471\" style=\"left:345px;bottom:386px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">ital Venture </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3a_471\" style=\"left:489px;bottom:386px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3b_471\" style=\"left:615px;bottom:386px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">GHS Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t3c_471\" style=\"left:816px;bottom:386px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3d_471\" style=\"left:87px;bottom:367px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3e_471\" style=\"left:87px;bottom:352px;word-spacing:-0.14px;display:inline;\">address of Standard Chartered Bank </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3f_471\" style=\"left:87px;bottom:338px;letter-spacing:0.01px;display:inline;\">Build</div><div class=\"t s7_471\" id=\"t3g_471\" style=\"left:114px;bottom:338px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">ing, No. 87, Independence Avenue, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3h_471\" style=\"left:87px;bottom:323px;letter-spacing:-0.15px;word-spacing:0.01px;display:inline;\">P.O. Box 768, Accra, Ghana </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3i_471\" style=\"left:87px;bottom:304px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank Ghana PLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3j_471\" style=\"left:325px;bottom:304px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_471\" id=\"t3k_471\" style=\"left:422px;bottom:304px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3m_471\" style=\"left:489px;bottom:304px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3n_471\" style=\"left:615px;bottom:304px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">GHS Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t3o_471\" style=\"left:803px;bottom:304px;letter-spacing:-0.35px;display:inline;\">69.416 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3l_471\" style=\"left:325px;bottom:290px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3p_471\" style=\"left:615px;bottom:285px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">GHS0.52 Non-cumulative </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3q_471\" style=\"left:615px;bottom:271px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Irredeemable Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t3r_471\" style=\"left:800px;bottom:271px;letter-spacing:-0.35px;display:inline;\">87.043 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3s_471\" style=\"left:87px;bottom:252px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Ghana Nominees </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3t_471\" style=\"left:87px;bottom:237px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_471\" id=\"t3u_471\" style=\"left:107px;bottom:237px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3v_471\" style=\"left:325px;bottom:237px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3w_471\" style=\"left:489px;bottom:237px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_471\" id=\"t3x_471\" style=\"left:615px;bottom:237px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">GHS Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_471\" id=\"t3y_471\" style=\"left:816px;bottom:237px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t sa_471\" id=\"t3z_471\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sb_471\" id=\"t40_471\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"td_472\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"te_472\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"t7_472\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"t8_472\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_472\" id=\"t9_472\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"ta_472\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"tb_472\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_472\" id=\"tc_472\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_472\" id=\"tf_472\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tg_472\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"th_472\" style=\"left:69px;bottom:1078px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Ghana </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"ti_472\" style=\"left:69px;bottom:1063px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_472\" id=\"tj_472\" style=\"left:90px;bottom:1063px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">ited, 87, Independence Avenue, Post </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"tk_472\" style=\"left:69px;bottom:1049px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Of\ufb01ce Box 678, Accra, Ghana </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"tl_472\" style=\"left:69px;bottom:1030px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Wealth </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tm_472\" style=\"left:69px;bottom:1015px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Management Lim</div><div class=\"t s4_472\" id=\"tn_472\" style=\"left:171px;bottom:1015px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">ited Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"to_472\" style=\"left:307px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"tp_472\" style=\"left:472px;bottom:1015px;letter-spacing:0.09px;display:inline;\">Ghana </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tq_472\" style=\"left:598px;bottom:1015px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">GHS Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"tr_472\" style=\"left:798px;bottom:1015px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"ts_472\" style=\"left:69px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tt_472\" style=\"left:69px;bottom:982px;letter-spacing:-0.19px;word-spacing:0.04px;display:inline;\">of 31/F, Tower 2 Times Square, 1 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"tu_472\" style=\"left:69px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Matheson St, Causeway Bay, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tv_472\" style=\"left:69px;bottom:948px;letter-spacing:0.04px;word-spacing:-0.16px;display:inline;\">Assembly Payments HK Lim</div><div class=\"t s4_472\" id=\"tw_472\" style=\"left:225px;bottom:948px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ited \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tx_472\" style=\"left:307px;bottom:948px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Online payment platform </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"ty_472\" style=\"left:472px;bottom:948px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"tz_472\" style=\"left:598px;bottom:948px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t10_472\" style=\"left:798px;bottom:948px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t11_472\" style=\"left:69px;bottom:929px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t12_472\" style=\"left:69px;bottom:914px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">of Suites 1103-4 AXA Tower, Landmark </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t13_472\" style=\"left:69px;bottom:900px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">East, 100 How Ming Street, Kwun Tong, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t14_472\" style=\"left:69px;bottom:885px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t15_472\" style=\"left:69px;bottom:866px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">CurrencyFair Asia Lim</div><div class=\"t s4_472\" id=\"t16_472\" style=\"left:190px;bottom:866px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ited \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t17_472\" style=\"left:307px;bottom:866px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Foreign Currency </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t18_472\" style=\"left:307px;bottom:852px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">conversion services. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t19_472\" style=\"left:472px;bottom:852px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1a_472\" style=\"left:598px;bottom:852px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1b_472\" style=\"left:798px;bottom:852px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1c_472\" style=\"left:69px;bottom:833px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1d_472\" style=\"left:69px;bottom:818px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">of 18/F., Standard Chartered Tower, 388 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1e_472\" style=\"left:69px;bottom:804px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Kwun Tong Road, Kwun Tong, Kowloon, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1f_472\" style=\"left:69px;bottom:789px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1g_472\" style=\"left:69px;bottom:770px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Horsford Nominees Lim</div><div class=\"t s4_472\" id=\"t1h_472\" style=\"left:201px;bottom:770px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1i_472\" style=\"left:307px;bottom:770px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1j_472\" style=\"left:472px;bottom:770px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1k_472\" style=\"left:598px;bottom:770px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1l_472\" style=\"left:798px;bottom:770px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1m_472\" style=\"left:69px;bottom:751px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1n_472\" style=\"left:69px;bottom:737px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">address of 15/F., Two International </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1o_472\" style=\"left:69px;bottom:722px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Finance Centre, No. 8 Finance Street, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1p_472\" style=\"left:69px;bottom:708px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Central, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1q_472\" style=\"left:69px;bottom:689px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Marina Acacia Shipp</div><div class=\"t s4_472\" id=\"t1r_472\" style=\"left:186px;bottom:689px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t1s_472\" style=\"left:213px;bottom:689px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t1t_472\" style=\"left:227px;bottom:689px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1u_472\" style=\"left:307px;bottom:689px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1v_472\" style=\"left:472px;bottom:689px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1w_472\" style=\"left:598px;bottom:689px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t1x_472\" style=\"left:798px;bottom:689px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t1y_472\" style=\"left:69px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Amethyst Shipp</div><div class=\"t s4_472\" id=\"t1z_472\" style=\"left:202px;bottom:670px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t20_472\" style=\"left:228px;bottom:670px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t21_472\" style=\"left:242px;bottom:670px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t22_472\" style=\"left:307px;bottom:670px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t23_472\" style=\"left:472px;bottom:670px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t24_472\" style=\"left:598px;bottom:670px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t25_472\" style=\"left:798px;bottom:670px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t26_472\" style=\"left:69px;bottom:651px;word-spacing:-0.14px;display:inline;\">Marina Angelite Shipp</div><div class=\"t s4_472\" id=\"t27_472\" style=\"left:195px;bottom:651px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t28_472\" style=\"left:222px;bottom:651px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t29_472\" style=\"left:235px;bottom:651px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2a_472\" style=\"left:307px;bottom:651px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2b_472\" style=\"left:472px;bottom:651px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2c_472\" style=\"left:598px;bottom:651px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2d_472\" style=\"left:798px;bottom:651px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2e_472\" style=\"left:69px;bottom:632px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Marina Beryl Shipp</div><div class=\"t s4_472\" id=\"t2f_472\" style=\"left:175px;bottom:632px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t2g_472\" style=\"left:202px;bottom:632px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t2h_472\" style=\"left:215px;bottom:632px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2i_472\" style=\"left:307px;bottom:632px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2j_472\" style=\"left:472px;bottom:632px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2k_472\" style=\"left:598px;bottom:632px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2l_472\" style=\"left:798px;bottom:632px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2m_472\" style=\"left:69px;bottom:612px;word-spacing:-0.13px;display:inline;\">Marina Emerald Shipp</div><div class=\"t s4_472\" id=\"t2n_472\" style=\"left:194px;bottom:612px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t2o_472\" style=\"left:221px;bottom:612px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t2p_472\" style=\"left:235px;bottom:612px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2q_472\" style=\"left:307px;bottom:612px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2r_472\" style=\"left:472px;bottom:612px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2s_472\" style=\"left:598px;bottom:612px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2t_472\" style=\"left:798px;bottom:612px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2u_472\" style=\"left:69px;bottom:593px;word-spacing:-0.14px;display:inline;\">Marina Flax Shipp</div><div class=\"t s4_472\" id=\"t2v_472\" style=\"left:170px;bottom:593px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t2w_472\" style=\"left:197px;bottom:593px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t2x_472\" style=\"left:211px;bottom:593px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t2y_472\" style=\"left:307px;bottom:593px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t2z_472\" style=\"left:472px;bottom:593px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t30_472\" style=\"left:598px;bottom:593px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t31_472\" style=\"left:798px;bottom:593px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t32_472\" style=\"left:69px;bottom:574px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Gloxin</div><div class=\"t s4_472\" id=\"t33_472\" style=\"left:148px;bottom:574px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ia Sh</div><div class=\"t s7_472\" id=\"t34_472\" style=\"left:175px;bottom:574px;letter-spacing:-0.01px;display:inline;\">ipp</div><div class=\"t s4_472\" id=\"t35_472\" style=\"left:193px;bottom:574px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t36_472\" style=\"left:220px;bottom:574px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t37_472\" style=\"left:234px;bottom:574px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t38_472\" style=\"left:307px;bottom:574px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t39_472\" style=\"left:472px;bottom:574px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3a_472\" style=\"left:598px;bottom:574px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3b_472\" style=\"left:798px;bottom:574px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3c_472\" style=\"left:69px;bottom:555px;word-spacing:-0.13px;display:inline;\">Marina Hazel Shipp</div><div class=\"t s4_472\" id=\"t3d_472\" style=\"left:179px;bottom:555px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t3e_472\" style=\"left:206px;bottom:555px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t3f_472\" style=\"left:220px;bottom:555px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3g_472\" style=\"left:307px;bottom:555px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3h_472\" style=\"left:472px;bottom:555px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3i_472\" style=\"left:598px;bottom:555px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3j_472\" style=\"left:798px;bottom:555px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3k_472\" style=\"left:69px;bottom:536px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Marina Ilex Shipp</div><div class=\"t s4_472\" id=\"t3l_472\" style=\"left:166px;bottom:536px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t3m_472\" style=\"left:192px;bottom:536px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t3n_472\" style=\"left:206px;bottom:536px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3o_472\" style=\"left:307px;bottom:536px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3p_472\" style=\"left:472px;bottom:536px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3q_472\" style=\"left:598px;bottom:536px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3r_472\" style=\"left:798px;bottom:536px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3s_472\" style=\"left:69px;bottom:517px;word-spacing:-0.14px;display:inline;\">Marina Iridot Shipp</div><div class=\"t s4_472\" id=\"t3t_472\" style=\"left:177px;bottom:517px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t3u_472\" style=\"left:203px;bottom:517px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t3v_472\" style=\"left:217px;bottom:517px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3w_472\" style=\"left:307px;bottom:517px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3x_472\" style=\"left:472px;bottom:517px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t3y_472\" style=\"left:598px;bottom:517px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t3z_472\" style=\"left:798px;bottom:517px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t40_472\" style=\"left:69px;bottom:498px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Mimosa Shipp</div><div class=\"t s4_472\" id=\"t41_472\" style=\"left:193px;bottom:498px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t42_472\" style=\"left:220px;bottom:498px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t43_472\" style=\"left:233px;bottom:498px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t44_472\" style=\"left:307px;bottom:498px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t45_472\" style=\"left:472px;bottom:498px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t46_472\" style=\"left:598px;bottom:498px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t47_472\" style=\"left:798px;bottom:498px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t48_472\" style=\"left:69px;bottom:479px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Marina Moonstone Shipp</div><div class=\"t s4_472\" id=\"t49_472\" style=\"left:212px;bottom:479px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t4a_472\" style=\"left:239px;bottom:479px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t4b_472\" style=\"left:253px;bottom:479px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4c_472\" style=\"left:307px;bottom:479px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t4d_472\" style=\"left:472px;bottom:479px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4e_472\" style=\"left:598px;bottom:479px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t4f_472\" style=\"left:798px;bottom:479px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4g_472\" style=\"left:69px;bottom:460px;word-spacing:-0.13px;display:inline;\">Marina Peridot Shipp</div><div class=\"t s4_472\" id=\"t4h_472\" style=\"left:187px;bottom:460px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t4i_472\" style=\"left:214px;bottom:460px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t4j_472\" style=\"left:228px;bottom:460px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4k_472\" style=\"left:307px;bottom:460px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t4l_472\" style=\"left:472px;bottom:460px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4m_472\" style=\"left:598px;bottom:460px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t4n_472\" style=\"left:798px;bottom:460px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4o_472\" style=\"left:69px;bottom:441px;word-spacing:-0.13px;display:inline;\">Marina Sapphire Shipp</div><div class=\"t s4_472\" id=\"t4p_472\" style=\"left:198px;bottom:441px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t4q_472\" style=\"left:224px;bottom:441px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t4r_472\" style=\"left:238px;bottom:441px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4s_472\" style=\"left:307px;bottom:441px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t4t_472\" style=\"left:472px;bottom:441px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4u_472\" style=\"left:598px;bottom:441px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t4v_472\" style=\"left:798px;bottom:441px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t4w_472\" style=\"left:69px;bottom:422px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Marina Tourmaline Shipp</div><div class=\"t s4_472\" id=\"t4x_472\" style=\"left:211px;bottom:422px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_472\" id=\"t4y_472\" style=\"left:237px;bottom:422px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s4_472\" id=\"t4z_472\" style=\"left:251px;bottom:422px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t50_472\" style=\"left:307px;bottom:422px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t51_472\" style=\"left:472px;bottom:422px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t52_472\" style=\"left:598px;bottom:422px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t53_472\" style=\"left:798px;bottom:422px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t54_472\" style=\"left:69px;bottom:403px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s4_472\" id=\"t55_472\" style=\"left:223px;bottom:403px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ies (Hong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t58_472\" style=\"left:307px;bottom:403px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Corporate Finance &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t56_472\" style=\"left:69px;bottom:389px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Kong) Lim</div><div class=\"t s4_472\" id=\"t57_472\" style=\"left:126px;bottom:389px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t59_472\" style=\"left:307px;bottom:389px;letter-spacing:0.09px;word-spacing:-0.23px;display:inline;\">Advisory Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5a_472\" style=\"left:472px;bottom:389px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5b_472\" style=\"left:598px;bottom:389px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5c_472\" style=\"left:798px;bottom:389px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5d_472\" style=\"left:69px;bottom:369px;word-spacing:-0.13px;display:inline;\">Marina Leasing Lim</div><div class=\"t s4_472\" id=\"t5e_472\" style=\"left:180px;bottom:369px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5f_472\" style=\"left:307px;bottom:369px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5g_472\" style=\"left:472px;bottom:369px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5h_472\" style=\"left:598px;bottom:369px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5i_472\" style=\"left:798px;bottom:369px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5j_472\" style=\"left:69px;bottom:350px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Leasing Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5m_472\" style=\"left:307px;bottom:350px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5k_472\" style=\"left:69px;bottom:336px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_472\" id=\"t5l_472\" style=\"left:90px;bottom:336px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5n_472\" style=\"left:307px;bottom:336px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5o_472\" style=\"left:472px;bottom:336px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5p_472\" style=\"left:598px;bottom:336px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5q_472\" style=\"left:798px;bottom:336px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5r_472\" style=\"left:69px;bottom:317px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Trade Support (HK) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5u_472\" style=\"left:307px;bottom:317px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Corporate Finance &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5s_472\" style=\"left:69px;bottom:302px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_472\" id=\"t5t_472\" style=\"left:90px;bottom:302px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5v_472\" style=\"left:307px;bottom:302px;letter-spacing:0.09px;word-spacing:-0.23px;display:inline;\">Advisory Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5w_472\" style=\"left:472px;bottom:302px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5x_472\" style=\"left:598px;bottom:302px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t5y_472\" style=\"left:798px;bottom:302px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t5z_472\" style=\"left:69px;bottom:283px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t60_472\" style=\"left:69px;bottom:269px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">of 39/F., Oxford House, Taikoo Place, 979 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t61_472\" style=\"left:69px;bottom:254px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">King\u2019s Road, Quarry Bay, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t62_472\" style=\"left:69px;bottom:235px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Mox Bank Lim</div><div class=\"t s4_472\" id=\"t63_472\" style=\"left:148px;bottom:235px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t64_472\" style=\"left:307px;bottom:235px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_472\" id=\"t65_472\" style=\"left:404px;bottom:235px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t66_472\" style=\"left:307px;bottom:221px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t67_472\" style=\"left:472px;bottom:221px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_472\" id=\"t68_472\" style=\"left:598px;bottom:221px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_472\" id=\"t69_472\" style=\"left:784px;bottom:221px;letter-spacing:0.14px;display:inline;\">68.291 </div></td></tr></table><div class=\"t s8_472\" id=\"t6a_472\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s9_472\" id=\"t6b_472\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"tc_473\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"td_473\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"t6_473\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"t7_473\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s5_473\" id=\"t8_473\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"t9_473\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"ta_473\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_473\" id=\"tb_473\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_473\" id=\"te_473\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tf_473\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tg_473\" style=\"left:87px;bottom:1078px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of 13/F Standard Chartered Bank </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"th_473\" style=\"left:87px;bottom:1063px;letter-spacing:0.01px;display:inline;\">Build</div><div class=\"t s7_473\" id=\"ti_473\" style=\"left:114px;bottom:1063px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing, 4-4A Des Voeux Road Central, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tj_473\" style=\"left:87px;bottom:1049px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Hong Kong, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tk_473\" style=\"left:87px;bottom:1030px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Asia Lim</div><div class=\"t s7_473\" id=\"tl_473\" style=\"left:250px;bottom:1030px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tm_473\" style=\"left:325px;bottom:1030px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"to_473\" style=\"left:489px;bottom:1030px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tp_473\" style=\"left:615px;bottom:1030px;letter-spacing:0.04px;word-spacing:-0.16px;display:inline;\">HKD Deferred </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tq_473\" style=\"left:815px;bottom:1030px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tn_473\" style=\"left:325px;bottom:1015px;letter-spacing:0.04px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tr_473\" style=\"left:615px;bottom:1011px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"ts_473\" style=\"left:815px;bottom:1011px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tt_473\" style=\"left:87px;bottom:992px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tu_473\" style=\"left:87px;bottom:977px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">of 32/F., 4-4A Des Voeux Road, Central , </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tv_473\" style=\"left:87px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tw_473\" style=\"left:87px;bottom:943px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank (Hong Kong) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tz_473\" style=\"left:325px;bottom:943px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_473\" id=\"t10_473\" style=\"left:422px;bottom:943px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t12_473\" style=\"left:489px;bottom:943px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t13_473\" style=\"left:615px;bottom:943px;word-spacing:-0.13px;display:inline;\">HKD Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t14_473\" style=\"left:815px;bottom:943px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"tx_473\" style=\"left:87px;bottom:929px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_473\" id=\"ty_473\" style=\"left:107px;bottom:929px;letter-spacing:-0.01px;display:inline;\">ited\u2079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t11_473\" style=\"left:325px;bottom:929px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t15_473\" style=\"left:615px;bottom:924px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">HKD Ordinary-B </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t16_473\" style=\"left:815px;bottom:924px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t17_473\" style=\"left:615px;bottom:905px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">US$ Ordinary-C </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t18_473\" style=\"left:815px;bottom:905px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t19_473\" style=\"left:615px;bottom:886px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">US$ Ordinary-D </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1a_473\" style=\"left:815px;bottom:886px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1b_473\" style=\"left:87px;bottom:867px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1c_473\" style=\"left:87px;bottom:853px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">of 14th Floor, One Taikoo Place, 979 King\u2019s </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1d_473\" style=\"left:87px;bottom:838px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Road, Quarry Bay, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1e_473\" style=\"left:87px;bottom:819px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered PF Real Estate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1f_473\" style=\"left:87px;bottom:805px;letter-spacing:-0.04px;word-spacing:-0.08px;display:inline;\">(Hong Kong) Lim</div><div class=\"t s7_473\" id=\"t1g_473\" style=\"left:182px;bottom:805px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1h_473\" style=\"left:325px;bottom:805px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Ultimate Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1i_473\" style=\"left:489px;bottom:805px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1j_473\" style=\"left:615px;bottom:805px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1k_473\" style=\"left:816px;bottom:805px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1l_473\" style=\"left:87px;bottom:786px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1m_473\" style=\"left:87px;bottom:771px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of 13/F Standard Chartered Bank </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1n_473\" style=\"left:87px;bottom:757px;letter-spacing:0.01px;display:inline;\">Build</div><div class=\"t s7_473\" id=\"t1o_473\" style=\"left:114px;bottom:757px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ing, 4-4A Des Voeux Road Central, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1p_473\" style=\"left:87px;bottom:742px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1q_473\" style=\"left:87px;bottom:723px;word-spacing:-0.15px;display:inline;\">Standard Chartered Private Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1t_473\" style=\"left:325px;bottom:723px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1r_473\" style=\"left:87px;bottom:709px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_473\" id=\"t1s_473\" style=\"left:107px;bottom:709px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1u_473\" style=\"left:325px;bottom:709px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1v_473\" style=\"left:489px;bottom:709px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1w_473\" style=\"left:615px;bottom:709px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1x_473\" style=\"left:816px;bottom:709px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1y_473\" style=\"left:87px;bottom:690px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t1z_473\" style=\"left:87px;bottom:675px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">address of 14/F, Standard Chartered </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t20_473\" style=\"left:87px;bottom:661px;word-spacing:-0.14px;display:inline;\">Bank Build</div><div class=\"t s7_473\" id=\"t21_473\" style=\"left:145px;bottom:661px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">ing, 4-4A Des Voeux Road , </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t22_473\" style=\"left:87px;bottom:646px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Central, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t23_473\" style=\"left:87px;bottom:627px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Standard Chartered Trust (Hong Kong) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t24_473\" style=\"left:87px;bottom:612px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_473\" id=\"t25_473\" style=\"left:107px;bottom:612px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t26_473\" style=\"left:325px;bottom:612px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t27_473\" style=\"left:489px;bottom:612px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t28_473\" style=\"left:615px;bottom:612px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t29_473\" style=\"left:816px;bottom:612px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2a_473\" style=\"left:87px;bottom:593px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Trustee (Hong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2b_473\" style=\"left:87px;bottom:579px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Kong) Lim</div><div class=\"t s7_473\" id=\"t2c_473\" style=\"left:144px;bottom:579px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2d_473\" style=\"left:325px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Trustee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2e_473\" style=\"left:489px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2f_473\" style=\"left:615px;bottom:579px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">HKD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2g_473\" style=\"left:816px;bottom:579px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2h_473\" style=\"left:87px;bottom:560px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2i_473\" style=\"left:87px;bottom:545px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">of 5/F, Manulife Place, 348 Kwun Tong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2j_473\" style=\"left:87px;bottom:531px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">Road, Kowloon, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2k_473\" style=\"left:87px;bottom:512px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Zodia Custody (Hong Kong) Lim</div><div class=\"t s7_473\" id=\"t2l_473\" style=\"left:267px;bottom:512px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2m_473\" style=\"left:325px;bottom:512px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Custody Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2n_473\" style=\"left:489px;bottom:512px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2o_473\" style=\"left:615px;bottom:512px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">US$0.01 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2p_473\" style=\"left:816px;bottom:512px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2q_473\" style=\"left:87px;bottom:493px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2r_473\" style=\"left:87px;bottom:478px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of 2 Floor Sabari Complex 24 Field </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2s_473\" style=\"left:87px;bottom:464px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Marshal, Capriappa RD Shanthala </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2t_473\" style=\"left:87px;bottom:449px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Nagar, Ashok Nagar, Bangalore, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2u_473\" style=\"left:87px;bottom:435px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Karnataka, 560025, India </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2v_473\" style=\"left:87px;bottom:416px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assembly Payments India Private </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2y_473\" style=\"left:325px;bottom:416px;letter-spacing:-0.02px;display:inline;\">Activ</div><div class=\"t s7_473\" id=\"t2z_473\" style=\"left:353px;bottom:416px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s6_473\" id=\"t30_473\" style=\"left:361px;bottom:416px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">ies auxil</div><div class=\"t s7_473\" id=\"t31_473\" style=\"left:404px;bottom:416px;letter-spacing:0.05px;word-spacing:-0.21px;display:inline;\">iary to </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t2w_473\" style=\"left:87px;bottom:401px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_473\" id=\"t2x_473\" style=\"left:107px;bottom:401px;letter-spacing:-0.05px;word-spacing:-0.12px;display:inline;\">ited \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_473\" id=\"t32_473\" style=\"left:325px;bottom:401px;letter-spacing:-0.04px;display:inline;\">\ufb01nancial </div> <div class=\"t s6_473\" id=\"t33_473\" style=\"left:376px;bottom:401px;letter-spacing:0.05px;display:inline;\">intermed</div><div class=\"t s7_473\" id=\"t34_473\" style=\"left:427px;bottom:401px;letter-spacing:-0.04px;display:inline;\">iat</div><div class=\"t s6_473\" id=\"t35_473\" style=\"left:442px;bottom:401px;letter-spacing:0.01px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t36_473\" style=\"left:489px;bottom:401px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t37_473\" style=\"left:615px;bottom:401px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">INR100.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t38_473\" style=\"left:816px;bottom:401px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t39_473\" style=\"left:87px;bottom:382px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3a_473\" style=\"left:87px;bottom:368px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">address of Ground Floor, Crescenzo </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3b_473\" style=\"left:87px;bottom:353px;letter-spacing:0.01px;display:inline;\">Build</div><div class=\"t s7_473\" id=\"t3c_473\" style=\"left:114px;bottom:353px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing, G Block, C 38/39 , Bandra Kurla </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3d_473\" style=\"left:87px;bottom:339px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Complex, Bandra (East) , Mumbai , </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3e_473\" style=\"left:87px;bottom:324px;word-spacing:-0.14px;display:inline;\">Maharashtra , 400051, India </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3f_473\" style=\"left:87px;bottom:305px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">St Helen\u2019s Nominees India Private </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3g_473\" style=\"left:87px;bottom:291px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_473\" id=\"t3h_473\" style=\"left:107px;bottom:291px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3i_473\" style=\"left:325px;bottom:291px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3j_473\" style=\"left:489px;bottom:291px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3k_473\" style=\"left:615px;bottom:291px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">INR10.00 Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3l_473\" style=\"left:816px;bottom:291px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3m_473\" style=\"left:87px;bottom:271px;word-spacing:-0.15px;display:inline;\">Standard Chartered Private Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3n_473\" style=\"left:87px;bottom:257px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Advisory (India) Private Lim</div><div class=\"t s7_473\" id=\"t3o_473\" style=\"left:239px;bottom:257px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3p_473\" style=\"left:325px;bottom:257px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3q_473\" style=\"left:489px;bottom:257px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3r_473\" style=\"left:615px;bottom:257px;word-spacing:-0.14px;display:inline;\">INR1,000.00 Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3s_473\" style=\"left:816px;bottom:257px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3t_473\" style=\"left:87px;bottom:238px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3u_473\" style=\"left:87px;bottom:223px;letter-spacing:-0.08px;word-spacing:-0.05px;display:inline;\">of Vaishnav</div><div class=\"t s7_473\" id=\"t3v_473\" style=\"left:153px;bottom:223px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">i Seren</div><div class=\"t s6_473\" id=\"t3w_473\" style=\"left:190px;bottom:223px;letter-spacing:-0.1px;word-spacing:-0.07px;display:inline;\">ity, First Floor, No. 112, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3x_473\" style=\"left:87px;bottom:209px;word-spacing:-0.14px;display:inline;\">Koramangala Industrial Area, 5th Block, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3y_473\" style=\"left:87px;bottom:194px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Koramangala, Bangalore, Karnataka, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t3z_473\" style=\"left:87px;bottom:180px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">560095, India </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t40_473\" style=\"left:87px;bottom:161px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered (India) Modeling </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t41_473\" style=\"left:87px;bottom:146px;word-spacing:-0.14px;display:inline;\">and Analytics Centre Private Lim</div><div class=\"t s7_473\" id=\"t42_473\" style=\"left:269px;bottom:146px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t43_473\" style=\"left:325px;bottom:146px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t44_473\" style=\"left:489px;bottom:146px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t45_473\" style=\"left:615px;bottom:146px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">INR10.00 Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_473\" id=\"t46_473\" style=\"left:816px;bottom:146px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s8_473\" id=\"t47_473\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s9_473\" id=\"t48_473\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"td_474\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"te_474\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"t7_474\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"t8_474\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div> <div class=\"t s6_474\" id=\"t9_474\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"ta_474\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"tb_474\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div> <div class=\"t s6_474\" id=\"tc_474\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_474\" id=\"tf_474\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tg_474\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"th_474\" style=\"left:69px;bottom:1078px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">of Crescenzo, 6th Floor, Plot No 38-39 G </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"ti_474\" style=\"left:69px;bottom:1063px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Block , Bandra Kurla Complex, Bandra </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tj_474\" style=\"left:69px;bottom:1049px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">East , Mumbai , Maharashtra , 400051, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tk_474\" style=\"left:69px;bottom:1034px;letter-spacing:-0.01px;display:inline;\">India </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tl_474\" style=\"left:69px;bottom:1015px;word-spacing:-0.14px;display:inline;\">Standard Chartered Capital Lim</div><div class=\"t s4_474\" id=\"tm_474\" style=\"left:250px;bottom:1015px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tn_474\" style=\"left:307px;bottom:1015px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_474\" id=\"to_474\" style=\"left:404px;bottom:1015px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tp_474\" style=\"left:307px;bottom:1001px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tq_474\" style=\"left:472px;bottom:1001px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tr_474\" style=\"left:598px;bottom:1001px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">INR10.00 Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"ts_474\" style=\"left:798px;bottom:1001px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tt_474\" style=\"left:69px;bottom:982px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tu_474\" style=\"left:69px;bottom:967px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of 90 M.G.Road, II Floor, Fort, Mumbai, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tv_474\" style=\"left:69px;bottom:953px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Maharashtra, 400001, India </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tw_474\" style=\"left:69px;bottom:933px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Finance Private </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tx_474\" style=\"left:69px;bottom:919px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_474\" id=\"ty_474\" style=\"left:90px;bottom:919px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"tz_474\" style=\"left:307px;bottom:919px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t10_474\" style=\"left:472px;bottom:919px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t11_474\" style=\"left:598px;bottom:919px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">INR10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t12_474\" style=\"left:782px;bottom:919px;letter-spacing:0.08px;display:inline;\">98.683 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t13_474\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t14_474\" style=\"left:69px;bottom:885px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">of 1st Floor, Europe Build</div><div class=\"t s4_474\" id=\"t15_474\" style=\"left:201px;bottom:885px;letter-spacing:-0.1px;word-spacing:-0.07px;display:inline;\">ing, No.1, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t16_474\" style=\"left:69px;bottom:871px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Haddows Road, Nungambakkam, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t17_474\" style=\"left:69px;bottom:856px;word-spacing:-0.14px;display:inline;\">Chennai, 600 006, India </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t18_474\" style=\"left:69px;bottom:837px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Global Business </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t19_474\" style=\"left:69px;bottom:823px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Services Private Lim</div><div class=\"t s4_474\" id=\"t1a_474\" style=\"left:179px;bottom:823px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1b_474\" style=\"left:307px;bottom:823px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Offshore Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1c_474\" style=\"left:472px;bottom:823px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1d_474\" style=\"left:598px;bottom:823px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">INR10.00 Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1e_474\" style=\"left:798px;bottom:823px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1f_474\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1g_474\" style=\"left:69px;bottom:789px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of Second Floor, Indiqube Edge, Khata </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1h_474\" style=\"left:69px;bottom:775px;letter-spacing:-0.2px;word-spacing:0.05px;display:inline;\">No. 571/630/6/4, Sy.No.6/4, Ambalipura </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1i_474\" style=\"left:69px;bottom:760px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Village, Varthur Hobli, Marathahalli </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s7_474\" id=\"t1j_474\" style=\"left:69px;bottom:746px;letter-spacing:0.04px;display:inline;\">Sub-Div</div><div class=\"t s4_474\" id=\"t1k_474\" style=\"left:114px;bottom:746px;letter-spacing:-0.05px;display:inline;\">is</div><div class=\"t s7_474\" id=\"t1l_474\" style=\"left:122px;bottom:746px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ion, Ward No. 150, Bengaluru, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1m_474\" style=\"left:69px;bottom:731px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">560102, India </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1n_474\" style=\"left:69px;bottom:712px;word-spacing:-0.13px;display:inline;\">Standard Chartered Research and </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1q_474\" style=\"left:307px;bottom:712px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1r_474\" style=\"left:472px;bottom:712px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1s_474\" style=\"left:598px;bottom:712px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">INR10.00 Compulsory </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1o_474\" style=\"left:69px;bottom:698px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Technology India Private Lim</div><div class=\"t s4_474\" id=\"t1p_474\" style=\"left:230px;bottom:698px;letter-spacing:0.01px;display:inline;\">ited </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1t_474\" style=\"left:598px;bottom:698px;word-spacing:-0.14px;display:inline;\">Convertible Cumulative </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1u_474\" style=\"left:598px;bottom:683px;display:inline;\">Preference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1v_474\" style=\"left:798px;bottom:683px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1w_474\" style=\"left:598px;bottom:664px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">INR10.00 Equity Class - A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1x_474\" style=\"left:798px;bottom:664px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t1y_474\" style=\"left:69px;bottom:645px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t1z_474\" style=\"left:69px;bottom:631px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of 2nd Floor, 23-25 M.G. Road, Fort, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t20_474\" style=\"left:69px;bottom:616px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Mumbai 400 001, India </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t21_474\" style=\"left:69px;bottom:597px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s4_474\" id=\"t22_474\" style=\"left:223px;bottom:597px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ies (Ind</div><div class=\"t s7_474\" id=\"t23_474\" style=\"left:263px;bottom:597px;letter-spacing:-0.45px;display:inline;\">ia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t26_474\" style=\"left:307px;bottom:597px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_474\" id=\"t27_474\" style=\"left:404px;bottom:597px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t24_474\" style=\"left:69px;bottom:583px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_474\" id=\"t25_474\" style=\"left:90px;bottom:583px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t28_474\" style=\"left:307px;bottom:583px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t29_474\" style=\"left:472px;bottom:583px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2a_474\" style=\"left:598px;bottom:583px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">INR10.00 Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2b_474\" style=\"left:798px;bottom:583px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2c_474\" style=\"left:69px;bottom:563px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2d_474\" style=\"left:69px;bottom:549px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">of B001, Metrotech Forest View, Sy.No, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2e_474\" style=\"left:69px;bottom:534px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">67/5 BSK 6th Stage, Thalaghattapura </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2f_474\" style=\"left:69px;bottom:520px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Bengaluru 560062, Karnataka, India </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2g_474\" style=\"left:69px;bottom:501px;word-spacing:-0.14px;display:inline;\">SCV Research and Development Pvt. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2h_474\" style=\"left:310px;bottom:501px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2i_474\" style=\"left:472px;bottom:501px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2j_474\" style=\"left:598px;bottom:501px;word-spacing:-0.14px;display:inline;\">INR 10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2k_474\" style=\"left:798px;bottom:501px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2l_474\" style=\"left:69px;bottom:482px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2m_474\" style=\"left:69px;bottom:467px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">of The Icon Business Park Blok P Nomor </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2n_474\" style=\"left:69px;bottom:453px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">03, RT 03/RW 09Sampora, Kec, Cisauk, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2o_474\" style=\"left:69px;bottom:438px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Kabupaten Tangerang, Banten, 15345, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2p_474\" style=\"left:69px;bottom:424px;letter-spacing:0.03px;display:inline;\">Indonesia </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2q_474\" style=\"left:69px;bottom:405px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">PT Labamu Sejahtera Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2r_474\" style=\"left:310px;bottom:405px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2s_474\" style=\"left:472px;bottom:405px;letter-spacing:0.03px;display:inline;\">Indonesia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2t_474\" style=\"left:598px;bottom:405px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">IDR10,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t2u_474\" style=\"left:798px;bottom:405px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2v_474\" style=\"left:69px;bottom:386px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2w_474\" style=\"left:69px;bottom:371px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">address of 91 Pembroke Road, Dublin 4, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2x_474\" style=\"left:69px;bottom:357px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Ballsbridge, Dublin, DO4 EC42, Ireland </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t2y_474\" style=\"left:69px;bottom:338px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">CurrencyFair (Canada) Lim</div><div class=\"t s4_474\" id=\"t2z_474\" style=\"left:220px;bottom:338px;letter-spacing:0.01px;display:inline;\">ited\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t30_474\" style=\"left:307px;bottom:338px;letter-spacing:0.02px;display:inline;\">Dig</div> <div class=\"t s4_474\" id=\"t31_474\" style=\"left:327px;bottom:338px;word-spacing:-0.14px;display:inline;\">ital Payment platform </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t32_474\" style=\"left:472px;bottom:338px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t33_474\" style=\"left:598px;bottom:338px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">\u20ac1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t34_474\" style=\"left:798px;bottom:338px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t35_474\" style=\"left:69px;bottom:319px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">CurrencyFair Lim</div><div class=\"t s4_474\" id=\"t36_474\" style=\"left:163px;bottom:319px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_474\" id=\"t37_474\" style=\"vertical-align: super;left:185px;bottom:325px;letter-spacing:-0.01px;display:inline;\">1,10 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t38_474\" style=\"left:307px;bottom:319px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">FX transfer services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t39_474\" style=\"left:472px;bottom:319px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3a_474\" style=\"left:598px;bottom:319px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">\u20ac0.001 A Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3b_474\" style=\"left:798px;bottom:319px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3c_474\" style=\"left:598px;bottom:300px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">\u20ac0.001 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3d_474\" style=\"left:788px;bottom:300px;letter-spacing:-0.45px;display:inline;\">27.951 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3e_474\" style=\"left:69px;bottom:281px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">CurrencyFair Nominees Lim</div><div class=\"t s4_474\" id=\"t3f_474\" style=\"left:223px;bottom:281px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ited \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3g_474\" style=\"left:307px;bottom:281px;letter-spacing:0.02px;word-spacing:-0.13px;display:inline;\">Nominee company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3h_474\" style=\"left:472px;bottom:281px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3i_474\" style=\"left:598px;bottom:281px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">\u20ac1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3j_474\" style=\"left:798px;bottom:281px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3k_474\" style=\"left:69px;bottom:261px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"> <div class=\"t s7_474\" id=\"t3l_474\" style=\"left:69px;bottom:247px;letter-spacing:0.04px;word-spacing:-0.19px;display:inline;\">of 27 Fitzw</div><div class=\"t s4_474\" id=\"t3m_474\" style=\"left:128px;bottom:247px;letter-spacing:-0.12px;display:inline;\">ill</div><div class=\"t s7_474\" id=\"t3n_474\" style=\"left:136px;bottom:247px;word-spacing:-0.14px;display:inline;\">iam Street, Dublin, D02 TP23, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3o_474\" style=\"left:69px;bottom:232px;display:inline;\">Ireland </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3p_474\" style=\"left:69px;bottom:213px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Zodia Custody (Ireland) Lim</div><div class=\"t s4_474\" id=\"t3q_474\" style=\"left:225px;bottom:213px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3r_474\" style=\"left:307px;bottom:213px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Custody Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3s_474\" style=\"left:472px;bottom:213px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_474\" id=\"t3t_474\" style=\"left:598px;bottom:213px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_474\" id=\"t3u_474\" style=\"left:798px;bottom:213px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_474\" id=\"t3v_474\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_474\" id=\"t3w_474\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_475\" id=\"tc_475\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_475\" id=\"td_475\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_475\" id=\"t6_475\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_475\" id=\"t7_475\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div> <div class=\"t s5_475\" id=\"t8_475\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_475\" id=\"t9_475\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_475\" id=\"ta_475\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div> <div class=\"t s5_475\" id=\"tb_475\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_475\" id=\"te_475\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tf_475\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tg_475\" style=\"left:87px;bottom:1078px;word-spacing:-0.15px;display:inline;\">of 32 Molesworth Street, Dublin 2, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"th_475\" style=\"left:87px;bottom:1063px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">D02Y512, Ireland </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"ti_475\" style=\"left:87px;bottom:1044px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Zodia Markets (Ireland) Lim</div><div class=\"t s7_475\" id=\"tj_475\" style=\"left:242px;bottom:1044px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tk_475\" style=\"left:325px;bottom:1044px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_475\" id=\"tl_475\" style=\"left:422px;bottom:1044px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tm_475\" style=\"left:325px;bottom:1030px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tn_475\" style=\"left:489px;bottom:1030px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"to_475\" style=\"left:615px;bottom:1030px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"tp_475\" style=\"left:816px;bottom:1030px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tq_475\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tr_475\" style=\"left:87px;bottom:996px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1st Floor, Goldie House, 1-4 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"ts_475\" style=\"left:87px;bottom:982px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Goldie Terrace, Upper Church Street, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tt_475\" style=\"left:87px;bottom:967px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Douglas, IM1 1EB, Isle of Man </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tu_475\" style=\"left:87px;bottom:948px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Assurance Lim</div><div class=\"t s7_475\" id=\"tv_475\" style=\"left:284px;bottom:948px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tw_475\" style=\"left:325px;bottom:948px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Insurance Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"tx_475\" style=\"left:489px;bottom:948px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Isle of Man </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"ty_475\" style=\"left:615px;bottom:948px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"tz_475\" style=\"left:815px;bottom:948px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t10_475\" style=\"left:615px;bottom:929px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">US$1.00 Redeemable </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t11_475\" style=\"left:615px;bottom:914px;display:inline;\">Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t12_475\" style=\"left:815px;bottom:914px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_475\" id=\"t13_475\" style=\"left:87px;bottom:895px;word-spacing:-0.13px;display:inline;\">Standard Chartered Isle of Man Lim</div><div class=\"t s7_475\" id=\"t14_475\" style=\"left:286px;bottom:895px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_475\" id=\"t15_475\" style=\"vertical-align: super;left:308px;bottom:902px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t16_475\" style=\"left:325px;bottom:895px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Insurance &amp; Reinsurance </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t17_475\" style=\"left:325px;bottom:881px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t18_475\" style=\"left:489px;bottom:881px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Isle of Man </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t19_475\" style=\"left:615px;bottom:881px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t1a_475\" style=\"left:816px;bottom:881px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1b_475\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1c_475\" style=\"left:87px;bottom:847px;letter-spacing:-0.24px;word-spacing:0.09px;display:inline;\">of 21/F, Sanno Park Tower, 2-11-1 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1d_475\" style=\"left:87px;bottom:833px;letter-spacing:-0.05px;word-spacing:-0.17px;display:inline;\">Nagatacho, Chiyoda-ku, Tokyo, 100-6155, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1e_475\" style=\"left:87px;bottom:818px;letter-spacing:0.04px;display:inline;\">Japan </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1f_475\" style=\"left:87px;bottom:799px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s7_475\" id=\"t1g_475\" style=\"left:241px;bottom:799px;letter-spacing:-0.17px;word-spacing:0.02px;display:inline;\">ies (Japan) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1j_475\" style=\"left:325px;bottom:799px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_475\" id=\"t1k_475\" style=\"left:422px;bottom:799px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1h_475\" style=\"left:87px;bottom:785px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_475\" id=\"t1i_475\" style=\"left:107px;bottom:785px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1l_475\" style=\"left:325px;bottom:785px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1m_475\" style=\"left:489px;bottom:785px;letter-spacing:0.04px;display:inline;\">Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1n_475\" style=\"left:615px;bottom:785px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">JPY Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t1o_475\" style=\"left:816px;bottom:785px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1p_475\" style=\"left:87px;bottom:766px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1q_475\" style=\"left:87px;bottom:751px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">of 15 Castle Street, St Helier, JE4 8PT, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1r_475\" style=\"left:87px;bottom:737px;letter-spacing:0.04px;display:inline;\">Jersey </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1s_475\" style=\"left:87px;bottom:718px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">SCB Nominees (CI) Lim</div><div class=\"t s7_475\" id=\"t1t_475\" style=\"left:213px;bottom:718px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1u_475\" style=\"left:325px;bottom:718px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1v_475\" style=\"left:489px;bottom:718px;letter-spacing:0.04px;display:inline;\">Jersey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1w_475\" style=\"left:615px;bottom:718px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t1x_475\" style=\"left:816px;bottom:718px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1y_475\" style=\"left:87px;bottom:699px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t1z_475\" style=\"left:87px;bottom:684px;letter-spacing:-0.09px;word-spacing:-0.07px;display:inline;\">of IFC 5, St Helier, JE1 1ST, Jersey </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t20_475\" style=\"left:87px;bottom:665px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Standard Chartered Funding (Jersey) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t25_475\" style=\"left:325px;bottom:665px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_475\" id=\"t21_475\" style=\"left:87px;bottom:651px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_475\" id=\"t22_475\" style=\"left:107px;bottom:651px;letter-spacing:-0.01px;display:inline;\">ited </div> <div class=\"t s8_475\" id=\"t23_475\" style=\"vertical-align: super;left:131px;bottom:657px;letter-spacing:0.1px;display:inline;\">5, </div><div class=\"t s6_475\" id=\"t24_475\" style=\"vertical-align: super;left:136px;bottom:651px;display:inline;\">\u2079 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t26_475\" style=\"left:325px;bottom:651px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t27_475\" style=\"left:489px;bottom:651px;letter-spacing:0.04px;display:inline;\">Jersey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t28_475\" style=\"left:615px;bottom:651px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t29_475\" style=\"left:816px;bottom:651px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2a_475\" style=\"left:87px;bottom:632px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2b_475\" style=\"left:87px;bottom:617px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">address of Standard Chartered@ </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2c_475\" style=\"left:87px;bottom:602px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">Chiromo, 48 Westlands Road, P. O. Box </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2d_475\" style=\"left:87px;bottom:588px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">30003 - 00100, Nairob</div><div class=\"t s7_475\" id=\"t2e_475\" style=\"left:212px;bottom:588px;letter-spacing:-0.16px;word-spacing:0.01px;display:inline;\">i , Kenya </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2f_475\" style=\"left:87px;bottom:569px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bancassurance </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2g_475\" style=\"left:87px;bottom:554px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">Intermediary Lim</div><div class=\"t s7_475\" id=\"t2h_475\" style=\"left:182px;bottom:554px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2i_475\" style=\"left:325px;bottom:554px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Insurance Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2j_475\" style=\"left:489px;bottom:554px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2k_475\" style=\"left:615px;bottom:554px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">KES100.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t2l_475\" style=\"left:816px;bottom:554px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2m_475\" style=\"left:87px;bottom:535px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank Kenya Lim</div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_475\" id=\"t2n_475\" style=\"left:291px;bottom:535px;letter-spacing:0.01px;display:inline;\">ited </div> <div class=\"t s6_475\" id=\"t2o_475\" style=\"left:325px;bottom:535px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_475\" id=\"t2p_475\" style=\"left:422px;bottom:535px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2r_475\" style=\"left:489px;bottom:535px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2s_475\" style=\"left:615px;bottom:535px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">KES5.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t2t_475\" style=\"left:803px;bottom:535px;letter-spacing:-0.11px;display:inline;\">74.318 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2q_475\" style=\"left:325px;bottom:521px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2u_475\" style=\"left:615px;bottom:516px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">KES5.00 Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t2v_475\" style=\"left:815px;bottom:516px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2w_475\" style=\"left:87px;bottom:497px;word-spacing:-0.13px;display:inline;\">Standard Chartered Financ</div><div class=\"t s7_475\" id=\"t2x_475\" style=\"left:240px;bottom:497px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">ial Serv</div><div class=\"t s6_475\" id=\"t2y_475\" style=\"left:280px;bottom:497px;letter-spacing:-0.03px;display:inline;\">ices </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t2z_475\" style=\"left:87px;bottom:483px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_475\" id=\"t30_475\" style=\"left:107px;bottom:483px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t31_475\" style=\"left:325px;bottom:483px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Merchant Banking </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t32_475\" style=\"left:489px;bottom:483px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t33_475\" style=\"left:615px;bottom:483px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">KES20.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t34_475\" style=\"left:816px;bottom:483px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t35_475\" style=\"left:87px;bottom:464px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Investment Services </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t36_475\" style=\"left:87px;bottom:449px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_475\" id=\"t37_475\" style=\"left:107px;bottom:449px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t38_475\" style=\"left:325px;bottom:449px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Investment services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t39_475\" style=\"left:489px;bottom:449px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3a_475\" style=\"left:615px;bottom:449px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">KES20.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t3b_475\" style=\"left:816px;bottom:449px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3c_475\" style=\"left:87px;bottom:430px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Kenya Nominees </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3d_475\" style=\"left:87px;bottom:416px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_475\" id=\"t3e_475\" style=\"left:107px;bottom:416px;letter-spacing:-0.01px;display:inline;\">ited1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3f_475\" style=\"left:325px;bottom:416px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3g_475\" style=\"left:489px;bottom:416px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3h_475\" style=\"left:615px;bottom:416px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">KES20.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t3i_475\" style=\"left:816px;bottom:416px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3j_475\" style=\"left:87px;bottom:397px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s7_475\" id=\"t3k_475\" style=\"left:241px;bottom:397px;letter-spacing:-0.2px;word-spacing:0.05px;display:inline;\">ies (Kenya) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3n_475\" style=\"left:325px;bottom:397px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Corporate Finance &amp; </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3l_475\" style=\"left:87px;bottom:382px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_475\" id=\"t3m_475\" style=\"left:107px;bottom:382px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3o_475\" style=\"left:325px;bottom:382px;letter-spacing:0.09px;word-spacing:-0.23px;display:inline;\">Advisory Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3p_475\" style=\"left:489px;bottom:382px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3q_475\" style=\"left:615px;bottom:382px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">KES10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t3r_475\" style=\"left:816px;bottom:382px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3s_475\" style=\"left:87px;bottom:363px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Solvezy Technology Kenya Lim</div><div class=\"t s7_475\" id=\"t3t_475\" style=\"left:257px;bottom:363px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3u_475\" style=\"left:325px;bottom:363px;letter-spacing:0.02px;display:inline;\">Dig</div> <div class=\"t s7_475\" id=\"t3v_475\" style=\"left:345px;bottom:363px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">ital Venture </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3w_475\" style=\"left:489px;bottom:363px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3x_475\" style=\"left:615px;bottom:363px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">KES1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t3y_475\" style=\"left:816px;bottom:363px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t3z_475\" style=\"left:87px;bottom:344px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">Tawi Fresh Kenya Lim</div><div class=\"t s7_475\" id=\"t40_475\" style=\"left:206px;bottom:344px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t41_475\" style=\"left:325px;bottom:344px;letter-spacing:0.02px;display:inline;\">Dig</div> <div class=\"t s7_475\" id=\"t42_475\" style=\"left:345px;bottom:344px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ital Marketplace, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t43_475\" style=\"left:325px;bottom:330px;letter-spacing:0.01px;display:inline;\">Ecommerce </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t44_475\" style=\"left:489px;bottom:330px;letter-spacing:-0.13px;display:inline;\">Kenya </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t45_475\" style=\"left:615px;bottom:330px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">KES1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t46_475\" style=\"left:816px;bottom:330px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t47_475\" style=\"left:87px;bottom:310px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t48_475\" style=\"left:87px;bottom:296px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">of 47, Jong-ro, Jongno-gu, Seoul, 110-702, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t49_475\" style=\"left:87px;bottom:281px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Korea, Republic of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4a_475\" style=\"left:87px;bottom:262px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank Korea Lim</div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_475\" id=\"t4b_475\" style=\"left:290px;bottom:262px;letter-spacing:0.01px;display:inline;\">ited </div> <div class=\"t s6_475\" id=\"t4c_475\" style=\"left:325px;bottom:262px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_475\" id=\"t4d_475\" style=\"left:422px;bottom:262px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4e_475\" style=\"left:325px;bottom:248px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4f_475\" style=\"left:489px;bottom:248px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Korea, Republic of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4g_475\" style=\"left:615px;bottom:248px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">KRW5,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t4h_475\" style=\"left:816px;bottom:248px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4i_475\" style=\"left:87px;bottom:229px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4j_475\" style=\"left:87px;bottom:214px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">of 2F, 47, Jong-ro, Jongno-gu, Seoul, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4k_475\" style=\"left:87px;bottom:200px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Korea, Republic of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4l_475\" style=\"left:87px;bottom:181px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s7_475\" id=\"t4m_475\" style=\"left:241px;bottom:181px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">ies Korea Co., </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4n_475\" style=\"left:87px;bottom:166px;letter-spacing:0.01px;display:inline;\">Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4o_475\" style=\"left:325px;bottom:166px;letter-spacing:0.06px;word-spacing:-0.18px;display:inline;\">Asset Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4p_475\" style=\"left:489px;bottom:166px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Korea, Republic of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_475\" id=\"t4q_475\" style=\"left:615px;bottom:166px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">KRW5,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_475\" id=\"t4r_475\" style=\"left:816px;bottom:166px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_475\" id=\"t4s_475\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_475\" id=\"t4t_475\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_475\" id=\"t4u_475\" style=\"left:87px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_475\" id=\"t4v_475\" style=\"left:127px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"></div><div class=\"t sb_475\" id=\"t4w_475\" style=\"left:210px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_475\" id=\"t4x_475\" style=\"left:238px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_476\" id=\"td_476\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_476\" id=\"te_476\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_476\" id=\"t7_476\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_476\" id=\"t8_476\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_476\" id=\"t9_476\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_476\" id=\"ta_476\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_476\" id=\"tb_476\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_476\" id=\"tc_476\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_476\" id=\"tf_476\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tg_476\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"th_476\" style=\"left:69px;bottom:1078px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">of Atrium Build</div><div class=\"t s4_476\" id=\"ti_476\" style=\"left:151px;bottom:1078px;word-spacing:-0.15px;display:inline;\">ing, Maarad Street, 3rd </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tj_476\" style=\"left:69px;bottom:1063px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Floor, P.O. Box 11-4081 Raid El Solh, Beirut </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tk_476\" style=\"left:69px;bottom:1049px;word-spacing:-0.15px;display:inline;\">Central Distr</div><div class=\"t s4_476\" id=\"tl_476\" style=\"left:140px;bottom:1049px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ict, Lebanon </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tm_476\" style=\"left:69px;bottom:1030px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Metropolitan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"to_476\" style=\"left:307px;bottom:1030px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tn_476\" style=\"left:69px;bottom:1015px;word-spacing:-0.13px;display:inline;\">Holdings SAL </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"tp_476\" style=\"left:307px;bottom:1015px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"tq_476\" style=\"left:472px;bottom:1015px;letter-spacing:0.03px;display:inline;\">Lebanon </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tr_476\" style=\"left:598px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">US$10.00 Ordinary A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"ts_476\" style=\"left:798px;bottom:1015px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tt_476\" style=\"left:69px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"tu_476\" style=\"left:69px;bottom:982px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of Level 13, Menara 1 Sentrum 201, Jalan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tv_476\" style=\"left:69px;bottom:967px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Tun Sambanthan, Brickf</div><div class=\"t s4_476\" id=\"tw_476\" style=\"left:203px;bottom:967px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ields, 50470 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"tx_476\" style=\"left:69px;bottom:953px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Kuala Lumpur, Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"ty_476\" style=\"left:69px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Assembly Payments Malaysia Sdn. Bhd. \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"tz_476\" style=\"left:307px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other \ufb01nancial serv</div><div class=\"t s7_476\" id=\"t10_476\" style=\"left:417px;bottom:933px;letter-spacing:-0.06px;display:inline;\">ice </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t11_476\" style=\"left:307px;bottom:919px;letter-spacing:0.02px;display:inline;\">activ</div><div class=\"t s4_476\" id=\"t12_476\" style=\"left:335px;bottom:919px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s7_476\" id=\"t13_476\" style=\"left:342px;bottom:919px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t14_476\" style=\"left:472px;bottom:919px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t15_476\" style=\"left:598px;bottom:919px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t16_476\" style=\"left:798px;bottom:919px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t17_476\" style=\"left:69px;bottom:900px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t18_476\" style=\"left:69px;bottom:885px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">address of Level 25, Equatorial Plaza, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t19_476\" style=\"left:69px;bottom:871px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Jalan Sultan Ismail, 50250 Kuala Lumpur, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1a_476\" style=\"left:69px;bottom:856px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1b_476\" style=\"left:69px;bottom:837px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Cartaban (Malaya) Nominees Sdn </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t1c_476\" style=\"left:69px;bottom:823px;letter-spacing:0.08px;display:inline;\">Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1d_476\" style=\"left:307px;bottom:823px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1e_476\" style=\"left:472px;bottom:823px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1f_476\" style=\"left:598px;bottom:823px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t1g_476\" style=\"left:798px;bottom:823px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1h_476\" style=\"left:69px;bottom:804px;word-spacing:-0.13px;display:inline;\">Cartaban Nominees (Asing) Sdn Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1i_476\" style=\"left:307px;bottom:804px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1j_476\" style=\"left:472px;bottom:804px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1k_476\" style=\"left:598px;bottom:804px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t1l_476\" style=\"left:798px;bottom:804px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1m_476\" style=\"left:69px;bottom:785px;letter-spacing:-0.03px;word-spacing:-0.09px;display:inline;\">Cartaban Nominees (Tempatan) Sdn </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t1n_476\" style=\"left:69px;bottom:770px;letter-spacing:0.08px;display:inline;\">Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1o_476\" style=\"left:307px;bottom:770px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1p_476\" style=\"left:472px;bottom:770px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1q_476\" style=\"left:598px;bottom:770px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t1r_476\" style=\"left:798px;bottom:770px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t1s_476\" style=\"left:69px;bottom:751px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Golden Maestro Sdn Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1t_476\" style=\"left:307px;bottom:751px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t1u_476\" style=\"left:307px;bottom:737px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1v_476\" style=\"left:472px;bottom:737px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1w_476\" style=\"left:598px;bottom:737px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t1x_476\" style=\"left:798px;bottom:737px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1y_476\" style=\"left:69px;bottom:718px;word-spacing:-0.14px;display:inline;\">Price Solutions Sdn Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t1z_476\" style=\"left:307px;bottom:718px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Direct Sales/Collection </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t20_476\" style=\"left:307px;bottom:703px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t21_476\" style=\"left:472px;bottom:703px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t22_476\" style=\"left:598px;bottom:703px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t23_476\" style=\"left:798px;bottom:703px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t24_476\" style=\"left:69px;bottom:684px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">SCBMB Trustee Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t25_476\" style=\"left:307px;bottom:684px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Trustee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t26_476\" style=\"left:472px;bottom:684px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t27_476\" style=\"left:598px;bottom:684px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t28_476\" style=\"left:798px;bottom:684px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t29_476\" style=\"left:69px;bottom:665px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2b_476\" style=\"left:307px;bottom:665px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_476\" id=\"t2c_476\" style=\"left:404px;bottom:665px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2e_476\" style=\"left:472px;bottom:665px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2f_476\" style=\"left:598px;bottom:665px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">RM Irredeemable Convertible </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t2a_476\" style=\"left:69px;bottom:651px;letter-spacing:0.08px;display:inline;\">Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2d_476\" style=\"left:307px;bottom:651px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t2g_476\" style=\"left:598px;bottom:651px;display:inline;\">Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t2h_476\" style=\"left:798px;bottom:651px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2i_476\" style=\"left:598px;bottom:632px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t2j_476\" style=\"left:798px;bottom:632px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2k_476\" style=\"left:69px;bottom:612px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Saadiq Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2l_476\" style=\"left:307px;bottom:612px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_476\" id=\"t2m_476\" style=\"left:404px;bottom:612px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2n_476\" style=\"left:307px;bottom:598px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2o_476\" style=\"left:472px;bottom:598px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2p_476\" style=\"left:598px;bottom:598px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t2q_476\" style=\"left:798px;bottom:598px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2r_476\" style=\"left:69px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2s_476\" style=\"left:69px;bottom:564px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">address of TMF Trust Labuan Lim</div><div class=\"t s4_476\" id=\"t2t_476\" style=\"left:254px;bottom:564px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2u_476\" style=\"left:69px;bottom:550px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Brumby Centre, Lot 42, Jalan Muhibbah, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t2v_476\" style=\"left:69px;bottom:535px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">87000 Labuan F.T., Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_476\" id=\"t2w_476\" style=\"left:69px;bottom:516px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Morganite Shipp</div><div class=\"t s4_476\" id=\"t2x_476\" style=\"left:207px;bottom:516px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_476\" id=\"t2y_476\" style=\"left:234px;bottom:516px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_476\" id=\"t2z_476\" style=\"left:247px;bottom:516px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_476\" id=\"t30_476\" style=\"vertical-align: super;left:269px;bottom:523px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t31_476\" style=\"left:307px;bottom:516px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t32_476\" style=\"left:307px;bottom:502px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t33_476\" style=\"left:472px;bottom:502px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t34_476\" style=\"left:598px;bottom:502px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t35_476\" style=\"left:798px;bottom:502px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_476\" id=\"t36_476\" style=\"left:69px;bottom:483px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Marina Moss Shipp</div><div class=\"t s4_476\" id=\"t37_476\" style=\"left:177px;bottom:483px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_476\" id=\"t38_476\" style=\"left:203px;bottom:483px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_476\" id=\"t39_476\" style=\"left:217px;bottom:483px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_476\" id=\"t3a_476\" style=\"vertical-align: super;left:239px;bottom:489px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3b_476\" style=\"left:307px;bottom:483px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t3c_476\" style=\"left:307px;bottom:468px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3d_476\" style=\"left:472px;bottom:468px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3e_476\" style=\"left:598px;bottom:468px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t3f_476\" style=\"left:798px;bottom:468px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_476\" id=\"t3g_476\" style=\"left:69px;bottom:449px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Marina Tanzanite Shipp</div><div class=\"t s4_476\" id=\"t3h_476\" style=\"left:203px;bottom:449px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s7_476\" id=\"t3i_476\" style=\"left:230px;bottom:449px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_476\" id=\"t3j_476\" style=\"left:244px;bottom:449px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_476\" id=\"t3k_476\" style=\"vertical-align: super;left:266px;bottom:456px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3l_476\" style=\"left:307px;bottom:449px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t3m_476\" style=\"left:307px;bottom:435px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3n_476\" style=\"left:472px;bottom:435px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3o_476\" style=\"left:598px;bottom:435px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t3p_476\" style=\"left:798px;bottom:435px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3q_476\" style=\"left:69px;bottom:416px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3r_476\" style=\"left:69px;bottom:401px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of Suite 18-1, Level 18, Vertical Corporate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3s_476\" style=\"left:69px;bottom:387px;letter-spacing:-0.1px;word-spacing:-0.1px;display:inline;\">Tower B, Avenue 10, The Vertical, Bangsar </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3t_476\" style=\"left:69px;bottom:372px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">South City , No. 8, Jalan Kerinch</div><div class=\"t s4_476\" id=\"t3u_476\" style=\"left:243px;bottom:372px;letter-spacing:-0.12px;word-spacing:-0.04px;display:inline;\">i , 59200 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3v_476\" style=\"left:69px;bottom:358px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">Kuala Lumpur, Wilayah Persekutuan, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3w_476\" style=\"left:69px;bottom:343px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3x_476\" style=\"left:69px;bottom:324px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Resolution Alliance Sdn Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t3y_476\" style=\"left:307px;bottom:324px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t3z_476\" style=\"left:307px;bottom:310px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t40_476\" style=\"left:472px;bottom:310px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t41_476\" style=\"left:598px;bottom:310px;letter-spacing:0.09px;display:inline;\">Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t42_476\" style=\"left:807px;bottom:310px;letter-spacing:0.2px;display:inline;\">91 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t43_476\" style=\"left:69px;bottom:291px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t44_476\" style=\"left:69px;bottom:276px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of 12th Floor, Menara Symphony , No. 5, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t45_476\" style=\"left:69px;bottom:261px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Jalan Prof. Khoo Kay Kim, Seksyen 13, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t46_476\" style=\"left:69px;bottom:247px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">46200 Petaling Jaya , Selangor, Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_476\" id=\"t47_476\" style=\"left:69px;bottom:228px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Solv Sdn. Bhd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t48_476\" style=\"left:307px;bottom:228px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">B2B dig</div><div class=\"t s4_476\" id=\"t49_476\" style=\"left:349px;bottom:228px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ital platform </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4a_476\" style=\"left:307px;bottom:213px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">offering \ufb01nanc</div><div class=\"t s4_476\" id=\"t4b_476\" style=\"left:390px;bottom:213px;letter-spacing:0.05px;word-spacing:-0.21px;display:inline;\">ial serv</div><div class=\"t s7_476\" id=\"t4c_476\" style=\"left:429px;bottom:213px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4d_476\" style=\"left:472px;bottom:213px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4e_476\" style=\"left:598px;bottom:213px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">RM5.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t4f_476\" style=\"left:798px;bottom:213px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4g_476\" style=\"left:69px;bottom:194px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4h_476\" style=\"left:69px;bottom:180px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of Level 1, Wisma Standard Chartered, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4i_476\" style=\"left:69px;bottom:165px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">Jalan Teknologi 8, , Taman Teknologi </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4j_476\" style=\"left:69px;bottom:151px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Malaysia, Bukit Jalil, , 57000 Kuala </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4k_476\" style=\"left:69px;bottom:136px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Lumpur, Wilayah Persekutuan, Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4l_476\" style=\"left:69px;bottom:117px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Global Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4m_476\" style=\"left:69px;bottom:103px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Services Sdn Bhd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4n_476\" style=\"left:307px;bottom:103px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Offshore Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4o_476\" style=\"left:472px;bottom:103px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_476\" id=\"t4p_476\" style=\"left:598px;bottom:103px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">RM Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_476\" id=\"t4q_476\" style=\"left:798px;bottom:103px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_476\" id=\"t4r_476\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_476\" id=\"t4s_476\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_476\" id=\"t4t_476\" style=\"left:69px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_476\" id=\"t4u_476\" style=\"left:110px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"></div><div class=\"t sb_476\" id=\"t4v_476\" style=\"left:193px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_476\" id=\"t4w_476\" style=\"left:220px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_477\" id=\"tc_477\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_477\" id=\"td_477\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_477\" id=\"t6_477\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_477\" id=\"t7_477\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div> <div class=\"t s5_477\" id=\"t8_477\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_477\" id=\"t9_477\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_477\" id=\"ta_477\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div> <div class=\"t s5_477\" id=\"tb_477\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_477\" id=\"te_477\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"tf_477\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"tg_477\" style=\"left:87px;bottom:1078px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">address of Trust Company Complex, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"th_477\" style=\"left:87px;bottom:1063px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Ajeltake Road, Ajeltake Island, Majuro, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"ti_477\" style=\"left:87px;bottom:1049px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">MH96960, Marshall Islands </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"tj_477\" style=\"left:87px;bottom:1030px;word-spacing:-0.13px;display:inline;\">Marina Angelica Shipp</div><div class=\"t s7_477\" id=\"tk_477\" style=\"left:215px;bottom:1030px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"tl_477\" style=\"left:241px;bottom:1030px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s7_477\" id=\"tm_477\" style=\"left:255px;bottom:1030px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"tn_477\" style=\"vertical-align: super;left:277px;bottom:1036px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"to_477\" style=\"left:325px;bottom:1030px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"tp_477\" style=\"left:325px;bottom:1015px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"tq_477\" style=\"left:489px;bottom:1015px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"tr_477\" style=\"left:615px;bottom:1015px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"ts_477\" style=\"left:816px;bottom:1015px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"tt_477\" style=\"left:87px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Marina Aventurine Shipp</div><div class=\"t s7_477\" id=\"tu_477\" style=\"left:226px;bottom:996px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"tv_477\" style=\"left:252px;bottom:996px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"tw_477\" style=\"left:266px;bottom:996px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"tx_477\" style=\"vertical-align: super;left:288px;bottom:1002px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"ty_477\" style=\"left:325px;bottom:996px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"tz_477\" style=\"left:325px;bottom:982px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t10_477\" style=\"left:489px;bottom:982px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t11_477\" style=\"left:615px;bottom:982px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t12_477\" style=\"left:816px;bottom:982px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t13_477\" style=\"left:87px;bottom:963px;word-spacing:-0.14px;display:inline;\">Marina Citr</div><div class=\"t s7_477\" id=\"t14_477\" style=\"left:150px;bottom:963px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">ine Sh</div><div class=\"t s6_477\" id=\"t15_477\" style=\"left:183px;bottom:963px;display:inline;\">ipp</div><div class=\"t s7_477\" id=\"t16_477\" style=\"left:201px;bottom:963px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t17_477\" style=\"left:228px;bottom:963px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t18_477\" style=\"left:242px;bottom:963px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t19_477\" style=\"vertical-align: super;left:264px;bottom:969px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1a_477\" style=\"left:325px;bottom:963px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1b_477\" style=\"left:325px;bottom:948px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1c_477\" style=\"left:489px;bottom:948px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1d_477\" style=\"left:615px;bottom:948px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t1e_477\" style=\"left:816px;bottom:948px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t1f_477\" style=\"left:87px;bottom:929px;word-spacing:-0.13px;display:inline;\">Marina Dahlia Shipp</div><div class=\"t s7_477\" id=\"t1g_477\" style=\"left:202px;bottom:929px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t1h_477\" style=\"left:229px;bottom:929px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t1i_477\" style=\"left:242px;bottom:929px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t1j_477\" style=\"vertical-align: super;left:265px;bottom:935px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1k_477\" style=\"left:325px;bottom:929px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1l_477\" style=\"left:325px;bottom:914px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1m_477\" style=\"left:489px;bottom:914px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1n_477\" style=\"left:615px;bottom:914px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t1o_477\" style=\"left:816px;bottom:914px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t1p_477\" style=\"left:87px;bottom:895px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Marina Dittany Shipp</div><div class=\"t s7_477\" id=\"t1q_477\" style=\"left:207px;bottom:895px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t1r_477\" style=\"left:233px;bottom:895px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t1s_477\" style=\"left:247px;bottom:895px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t1t_477\" style=\"vertical-align: super;left:269px;bottom:902px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1u_477\" style=\"left:325px;bottom:895px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1v_477\" style=\"left:325px;bottom:881px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1w_477\" style=\"left:489px;bottom:881px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t1x_477\" style=\"left:615px;bottom:881px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t1y_477\" style=\"left:816px;bottom:881px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t1z_477\" style=\"left:87px;bottom:862px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Marina Lilac Shipp</div><div class=\"t s7_477\" id=\"t20_477\" style=\"left:190px;bottom:862px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t21_477\" style=\"left:217px;bottom:862px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t22_477\" style=\"left:231px;bottom:862px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t23_477\" style=\"vertical-align: super;left:253px;bottom:868px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t24_477\" style=\"left:325px;bottom:862px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t25_477\" style=\"left:325px;bottom:847px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t26_477\" style=\"left:489px;bottom:847px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t27_477\" style=\"left:615px;bottom:847px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t28_477\" style=\"left:816px;bottom:847px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t29_477\" style=\"left:87px;bottom:828px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Marina Lolite Shipp</div><div class=\"t s7_477\" id=\"t2a_477\" style=\"left:195px;bottom:828px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t2b_477\" style=\"left:222px;bottom:828px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t2c_477\" style=\"left:236px;bottom:828px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t2d_477\" style=\"vertical-align: super;left:258px;bottom:835px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2e_477\" style=\"left:325px;bottom:828px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2f_477\" style=\"left:325px;bottom:814px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2g_477\" style=\"left:489px;bottom:814px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2h_477\" style=\"left:615px;bottom:814px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t2i_477\" style=\"left:816px;bottom:814px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t2j_477\" style=\"left:87px;bottom:795px;letter-spacing:0.03px;word-spacing:-0.15px;display:inline;\">Marina Obsid</div><div class=\"t s7_477\" id=\"t2k_477\" style=\"left:164px;bottom:795px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">ian Sh</div><div class=\"t s6_477\" id=\"t2l_477\" style=\"left:198px;bottom:795px;letter-spacing:-0.01px;display:inline;\">ipp</div><div class=\"t s7_477\" id=\"t2m_477\" style=\"left:216px;bottom:795px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t2n_477\" style=\"left:243px;bottom:795px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t2o_477\" style=\"left:256px;bottom:795px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t2p_477\" style=\"vertical-align: super;left:278px;bottom:801px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2q_477\" style=\"left:325px;bottom:795px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2r_477\" style=\"left:325px;bottom:780px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2s_477\" style=\"left:489px;bottom:780px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t2t_477\" style=\"left:615px;bottom:780px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t2u_477\" style=\"left:816px;bottom:780px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t2v_477\" style=\"left:87px;bottom:761px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Marina Quartz Shipp</div><div class=\"t s7_477\" id=\"t2w_477\" style=\"left:204px;bottom:761px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t2x_477\" style=\"left:231px;bottom:761px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t2y_477\" style=\"left:245px;bottom:761px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t2z_477\" style=\"vertical-align: super;left:267px;bottom:768px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t30_477\" style=\"left:325px;bottom:761px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t31_477\" style=\"left:325px;bottom:747px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t32_477\" style=\"left:489px;bottom:747px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t33_477\" style=\"left:615px;bottom:747px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t34_477\" style=\"left:816px;bottom:747px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t35_477\" style=\"left:87px;bottom:728px;word-spacing:-0.12px;display:inline;\">Marina Remora Shipp</div><div class=\"t s7_477\" id=\"t36_477\" style=\"left:209px;bottom:728px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t37_477\" style=\"left:235px;bottom:728px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t38_477\" style=\"left:249px;bottom:728px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t39_477\" style=\"vertical-align: super;left:271px;bottom:734px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3a_477\" style=\"left:325px;bottom:728px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3b_477\" style=\"left:325px;bottom:713px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3c_477\" style=\"left:489px;bottom:713px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3d_477\" style=\"left:615px;bottom:713px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t3e_477\" style=\"left:816px;bottom:713px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t3f_477\" style=\"left:87px;bottom:694px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Marina Turquoise Shipp</div><div class=\"t s7_477\" id=\"t3g_477\" style=\"left:219px;bottom:694px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t3h_477\" style=\"left:245px;bottom:694px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t3i_477\" style=\"left:259px;bottom:694px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t3j_477\" style=\"vertical-align: super;left:281px;bottom:700px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3k_477\" style=\"left:325px;bottom:694px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3l_477\" style=\"left:325px;bottom:680px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3m_477\" style=\"left:489px;bottom:680px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3n_477\" style=\"left:615px;bottom:680px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t3o_477\" style=\"left:816px;bottom:680px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t3p_477\" style=\"left:87px;bottom:661px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Marina Zircon Shipp</div><div class=\"t s7_477\" id=\"t3q_477\" style=\"left:199px;bottom:661px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_477\" id=\"t3r_477\" style=\"left:226px;bottom:661px;letter-spacing:-0.02px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t3s_477\" style=\"left:240px;bottom:661px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t3t_477\" style=\"vertical-align: super;left:262px;bottom:667px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3u_477\" style=\"left:325px;bottom:661px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ownership and Leasing of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3v_477\" style=\"left:325px;bottom:646px;letter-spacing:0.02px;display:inline;\">vessels </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3w_477\" style=\"left:489px;bottom:646px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3x_477\" style=\"left:615px;bottom:646px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t3y_477\" style=\"left:816px;bottom:646px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t3z_477\" style=\"left:87px;bottom:627px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t40_477\" style=\"left:87px;bottom:612px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">of 6th Floor, Standard Chartered Tower , </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t41_477\" style=\"left:87px;bottom:598px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">19, Bank Street, Cybercity, Ebene, 72201, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t42_477\" style=\"left:87px;bottom:583px;letter-spacing:0.05px;display:inline;\">Maurit</div><div class=\"t s7_477\" id=\"t43_477\" style=\"left:124px;bottom:583px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t44_477\" style=\"left:87px;bottom:564px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank (Maurit</div><div class=\"t s7_477\" id=\"t45_477\" style=\"left:276px;bottom:564px;letter-spacing:-0.34px;display:inline;\">ius) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t48_477\" style=\"left:325px;bottom:564px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_477\" id=\"t49_477\" style=\"left:422px;bottom:564px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t46_477\" style=\"left:87px;bottom:550px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_477\" id=\"t47_477\" style=\"left:107px;bottom:550px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4a_477\" style=\"left:325px;bottom:550px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4b_477\" style=\"left:489px;bottom:550px;letter-spacing:0.05px;display:inline;\">Maurit</div> <div class=\"t s7_477\" id=\"t4c_477\" style=\"left:527px;bottom:550px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4d_477\" style=\"left:615px;bottom:550px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Ordinary No Par Value </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t4e_477\" style=\"left:816px;bottom:550px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4f_477\" style=\"left:87px;bottom:531px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4g_477\" style=\"left:87px;bottom:516px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">address of c/o Ocorian Corporate </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4h_477\" style=\"left:87px;bottom:502px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Services (Maurit</div><div class=\"t s7_477\" id=\"t4i_477\" style=\"left:177px;bottom:502px;letter-spacing:-0.16px;display:inline;\">ius) Ltd, 6th Floor, Tower </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4j_477\" style=\"left:87px;bottom:487px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">A, 1 Cybercity, Ebene, 72201, Maurit</div><div class=\"t s7_477\" id=\"t4k_477\" style=\"left:279px;bottom:487px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4l_477\" style=\"left:87px;bottom:468px;word-spacing:-0.15px;display:inline;\">Standard Chartered Private Equity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_477\" id=\"t4n_477\" style=\"left:129px;bottom:454px;letter-spacing:-0.23px;word-spacing:0.06px;display:inline;\">ius) II L</div><div class=\"t s6_477\" id=\"t4m_477\" style=\"left:87px;bottom:454px;letter-spacing:0.02px;display:inline;\">(Maurit</div><div class=\"t s6_477\" id=\"t4o_477\" style=\"left:165px;bottom:454px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t4p_477\" style=\"left:178px;bottom:454px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4q_477\" style=\"left:325px;bottom:454px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4r_477\" style=\"left:489px;bottom:454px;letter-spacing:0.05px;display:inline;\">Maurit</div> <div class=\"t s7_477\" id=\"t4s_477\" style=\"left:527px;bottom:454px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4t_477\" style=\"left:615px;bottom:454px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t4u_477\" style=\"left:816px;bottom:454px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t4v_477\" style=\"left:87px;bottom:435px;word-spacing:-0.15px;display:inline;\">Standard Chartered Private Equity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_477\" id=\"t4x_477\" style=\"left:129px;bottom:420px;letter-spacing:-0.29px;word-spacing:0.13px;display:inline;\">ius) L</div><div class=\"t s6_477\" id=\"t4w_477\" style=\"left:87px;bottom:420px;letter-spacing:0.02px;display:inline;\">(Maurit</div><div class=\"t s6_477\" id=\"t4y_477\" style=\"left:157px;bottom:420px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t4z_477\" style=\"left:170px;bottom:420px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t50_477\" style=\"left:325px;bottom:420px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t51_477\" style=\"left:489px;bottom:420px;letter-spacing:0.05px;display:inline;\">Maurit</div> <div class=\"t s7_477\" id=\"t52_477\" style=\"left:527px;bottom:420px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t53_477\" style=\"left:615px;bottom:420px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t54_477\" style=\"left:816px;bottom:420px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t55_477\" style=\"left:87px;bottom:401px;word-spacing:-0.15px;display:inline;\">Standard Chartered Private Equity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_477\" id=\"t57_477\" style=\"left:129px;bottom:387px;letter-spacing:-0.22px;word-spacing:0.05px;display:inline;\">ius) lll L</div><div class=\"t s6_477\" id=\"t56_477\" style=\"left:87px;bottom:387px;letter-spacing:0.02px;display:inline;\">(Maurit</div><div class=\"t s6_477\" id=\"t58_477\" style=\"left:167px;bottom:387px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t59_477\" style=\"left:181px;bottom:387px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5a_477\" style=\"left:325px;bottom:387px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5b_477\" style=\"left:489px;bottom:387px;letter-spacing:0.05px;display:inline;\">Maurit</div> <div class=\"t s7_477\" id=\"t5c_477\" style=\"left:527px;bottom:387px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5d_477\" style=\"left:615px;bottom:387px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t5e_477\" style=\"left:816px;bottom:387px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5f_477\" style=\"left:87px;bottom:368px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5g_477\" style=\"left:87px;bottom:353px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">of Mondial Management Services Ltd, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5h_477\" style=\"left:87px;bottom:339px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Unit 2L, 2nd Floor Standard Chartered </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5i_477\" style=\"left:87px;bottom:324px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">Tower, 19 Cybercity, Ebene, Maurit</div><div class=\"t s7_477\" id=\"t5j_477\" style=\"left:274px;bottom:324px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5k_477\" style=\"left:87px;bottom:305px;word-spacing:-0.13px;display:inline;\">Subcontinental Equit</div><div class=\"t s7_477\" id=\"t5l_477\" style=\"left:203px;bottom:305px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">ies L</div><div class=\"t s6_477\" id=\"t5m_477\" style=\"left:227px;bottom:305px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t5n_477\" style=\"left:241px;bottom:305px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5o_477\" style=\"left:325px;bottom:305px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5p_477\" style=\"left:325px;bottom:291px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5q_477\" style=\"left:489px;bottom:291px;letter-spacing:0.05px;display:inline;\">Maurit</div> <div class=\"t s7_477\" id=\"t5r_477\" style=\"left:527px;bottom:291px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5s_477\" style=\"left:615px;bottom:291px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t5t_477\" style=\"left:816px;bottom:291px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5u_477\" style=\"left:87px;bottom:271px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5v_477\" style=\"left:87px;bottom:257px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">of IQEQ Corporate Services (Maurit</div><div class=\"t s7_477\" id=\"t5w_477\" style=\"left:284px;bottom:257px;letter-spacing:-0.34px;display:inline;\">ius) </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5x_477\" style=\"left:87px;bottom:242px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">Ltd, 33, Edith Cavell Street, Port Louis, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t5y_477\" style=\"left:87px;bottom:228px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">11324, Maurit</div><div class=\"t s7_477\" id=\"t5z_477\" style=\"left:157px;bottom:228px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_477\" id=\"t60_477\" style=\"left:87px;bottom:209px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Actis Treit Holdings (Maurit</div><div class=\"t s7_477\" id=\"t61_477\" style=\"left:239px;bottom:209px;letter-spacing:-0.29px;word-spacing:0.13px;display:inline;\">ius) L</div><div class=\"t s6_477\" id=\"t62_477\" style=\"left:266px;bottom:209px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_477\" id=\"t63_477\" style=\"left:280px;bottom:209px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_477\" id=\"t64_477\" style=\"vertical-align: super;left:302px;bottom:215px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t65_477\" style=\"left:325px;bottom:209px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t66_477\" style=\"left:325px;bottom:194px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t67_477\" style=\"left:489px;bottom:194px;letter-spacing:0.05px;display:inline;\">Maurit</div> <div class=\"t s7_477\" id=\"t68_477\" style=\"left:527px;bottom:194px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_477\" id=\"t69_477\" style=\"left:615px;bottom:194px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Class A $1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_477\" id=\"t6a_477\" style=\"left:800px;bottom:194px;letter-spacing:-0.06px;display:inline;\">62.001 </div></td></tr></table><div class=\"t s9_477\" id=\"t6b_477\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_477\" id=\"t6c_477\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_477\" id=\"t6d_477\" style=\"left:87px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_477\" id=\"t6e_477\" style=\"left:127px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"></div><div class=\"t sb_477\" id=\"t6f_477\" style=\"left:210px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_477\" id=\"t6g_477\" style=\"left:238px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_478\" id=\"td_478\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_478\" id=\"te_478\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_478\" id=\"t7_478\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_478\" id=\"t8_478\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_478\" id=\"t9_478\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_478\" id=\"ta_478\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_478\" id=\"tb_478\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_478\" id=\"tc_478\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s5_478\" id=\"tf_478\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tg_478\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"th_478\" style=\"left:69px;bottom:1078px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Nepal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"ti_478\" style=\"left:69px;bottom:1063px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_478\" id=\"tj_478\" style=\"left:90px;bottom:1063px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ited, Madan Bhandar</div><div class=\"t s7_478\" id=\"tk_478\" style=\"left:210px;bottom:1063px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">i Marg. Ward </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tl_478\" style=\"left:69px;bottom:1049px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">No.31, Kathmandu Metropolitan City, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tm_478\" style=\"left:69px;bottom:1034px;word-spacing:-0.13px;display:inline;\">Kathmandu Distr</div><div class=\"t s4_478\" id=\"tn_478\" style=\"left:166px;bottom:1034px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ict, Bagmat</div><div class=\"t s7_478\" id=\"to_478\" style=\"left:231px;bottom:1034px;letter-spacing:-0.07px;word-spacing:-0.1px;display:inline;\">i Province, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"tp_478\" style=\"left:69px;bottom:1020px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Kathmandu, 44600, Nepal </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tq_478\" style=\"left:69px;bottom:1001px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Nepal Lim</div><div class=\"t s4_478\" id=\"tr_478\" style=\"left:274px;bottom:1001px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"ts_478\" style=\"left:307px;bottom:1001px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_478\" id=\"tt_478\" style=\"left:404px;bottom:1001px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tu_478\" style=\"left:307px;bottom:986px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"tv_478\" style=\"left:472px;bottom:986px;letter-spacing:0.05px;display:inline;\">Nepal </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tw_478\" style=\"left:598px;bottom:986px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">NPR100.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"tx_478\" style=\"left:792px;bottom:986px;letter-spacing:-0.09px;display:inline;\">70.21 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"ty_478\" style=\"left:69px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"tz_478\" style=\"left:69px;bottom:953px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1 Basinghall Avenue, London, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t10_478\" style=\"left:69px;bottom:938px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">EC2V 5DD, United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t11_478\" style=\"left:69px;bottom:919px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Holdings (Africa) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s4_478\" id=\"t12_478\" style=\"left:69px;bottom:904px;letter-spacing:-0.78px;display:inline;\">B.V. </div><div class=\"t s8_478\" id=\"t13_478\" style=\"vertical-align: super;left:88px;bottom:911px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t14_478\" style=\"left:307px;bottom:904px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t15_478\" style=\"left:472px;bottom:904px;letter-spacing:0.05px;display:inline;\">Netherlands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t16_478\" style=\"left:598px;bottom:904px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">\u20ac4.50 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t17_478\" style=\"left:798px;bottom:904px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t18_478\" style=\"left:69px;bottom:885px;word-spacing:-0.14px;display:inline;\">Standard Chartered Holdings (Asia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_478\" id=\"t19_478\" style=\"left:69px;bottom:871px;letter-spacing:-0.07px;display:inline;\">Pacif</div><div class=\"t s4_478\" id=\"t1a_478\" style=\"left:97px;bottom:871px;letter-spacing:-0.56px;word-spacing:0.4px;display:inline;\">ic) B.V. </div><div class=\"t s8_478\" id=\"t1b_478\" style=\"vertical-align: super;left:131px;bottom:877px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1c_478\" style=\"left:307px;bottom:871px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t1d_478\" style=\"left:472px;bottom:871px;letter-spacing:0.05px;display:inline;\">Netherlands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1e_478\" style=\"left:598px;bottom:871px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">\u20ac4.50 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t1f_478\" style=\"left:798px;bottom:871px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1g_478\" style=\"left:69px;bottom:852px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Holdings </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_478\" id=\"t1h_478\" style=\"left:69px;bottom:837px;letter-spacing:-0.14px;word-spacing:-0.01px;display:inline;\">(International) B.V. </div><div class=\"t s8_478\" id=\"t1i_478\" style=\"vertical-align: super;left:173px;bottom:844px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1j_478\" style=\"left:307px;bottom:837px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t1k_478\" style=\"left:472px;bottom:837px;letter-spacing:0.05px;display:inline;\">Netherlands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1l_478\" style=\"left:598px;bottom:837px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">\u20ac4.50 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t1m_478\" style=\"left:798px;bottom:837px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_478\" id=\"t1n_478\" style=\"left:69px;bottom:818px;letter-spacing:-0.07px;word-spacing:-0.06px;display:inline;\">Standard Chartered MB Holdings B.V. </div><div class=\"t s8_478\" id=\"t1o_478\" style=\"vertical-align: super;left:278px;bottom:825px;display:inline;\">5 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1p_478\" style=\"left:307px;bottom:818px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t1q_478\" style=\"left:472px;bottom:818px;letter-spacing:0.05px;display:inline;\">Netherlands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1r_478\" style=\"left:598px;bottom:818px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">\u20ac4.50 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t1s_478\" style=\"left:798px;bottom:818px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1t_478\" style=\"left:69px;bottom:799px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1u_478\" style=\"left:69px;bottom:785px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of PromisePay, 4 All good Place, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t1v_478\" style=\"left:69px;bottom:770px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Rototuna North, Hamilton, 3210, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t1w_478\" style=\"left:69px;bottom:756px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">New Zealand </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s7_478\" id=\"t1x_478\" style=\"left:69px;bottom:737px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">PromisePay Lim</div><div class=\"t s4_478\" id=\"t1y_478\" style=\"left:157px;bottom:737px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_478\" id=\"t1z_478\" style=\"vertical-align: super;left:179px;bottom:743px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t20_478\" style=\"left:307px;bottom:737px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment Services Provider </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t21_478\" style=\"left:472px;bottom:737px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">New Zealand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t22_478\" style=\"left:598px;bottom:737px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">NZD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t23_478\" style=\"left:798px;bottom:737px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t24_478\" style=\"left:69px;bottom:718px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t25_478\" style=\"left:69px;bottom:703px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">address of 142, Ahmadu Bello Way, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t26_478\" style=\"left:69px;bottom:689px;letter-spacing:-0.02px;display:inline;\">Victor</div><div class=\"t s4_478\" id=\"t27_478\" style=\"left:103px;bottom:689px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ia Island, Lagos, 101241, N</div><div class=\"t s7_478\" id=\"t28_478\" style=\"left:241px;bottom:689px;display:inline;\">iger</div><div class=\"t s4_478\" id=\"t29_478\" style=\"left:263px;bottom:689px;letter-spacing:-0.06px;display:inline;\">ia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2a_478\" style=\"left:69px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Niger</div><div class=\"t s4_478\" id=\"t2b_478\" style=\"left:247px;bottom:670px;letter-spacing:-0.09px;display:inline;\">ia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2e_478\" style=\"left:307px;bottom:670px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_478\" id=\"t2f_478\" style=\"left:404px;bottom:670px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2h_478\" style=\"left:472px;bottom:670px;letter-spacing:0.01px;display:inline;\">Niger</div><div class=\"t s4_478\" id=\"t2i_478\" style=\"left:503px;bottom:670px;letter-spacing:-0.06px;display:inline;\">ia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t2j_478\" style=\"left:598px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">NGN1.00 B Redeemable </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2c_478\" style=\"left:69px;bottom:655px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_478\" id=\"t2d_478\" style=\"left:90px;bottom:655px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2g_478\" style=\"left:307px;bottom:655px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t2k_478\" style=\"left:598px;bottom:655px;display:inline;\">Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t2l_478\" style=\"left:798px;bottom:655px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t2m_478\" style=\"left:598px;bottom:636px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">NGN1.00 Irredeemable Non </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2n_478\" style=\"left:598px;bottom:622px;word-spacing:-0.14px;display:inline;\">Cumulative Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t2o_478\" style=\"left:798px;bottom:622px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2p_478\" style=\"left:598px;bottom:602px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">NGN1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t2q_478\" style=\"left:798px;bottom:602px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2r_478\" style=\"left:69px;bottom:583px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Capital &amp; Advisory </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2w_478\" style=\"left:307px;bottom:583px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Corporate Finance &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2s_478\" style=\"left:69px;bottom:569px;letter-spacing:0.01px;display:inline;\">Niger</div><div class=\"t s4_478\" id=\"t2t_478\" style=\"left:100px;bottom:569px;letter-spacing:-0.11px;word-spacing:-0.05px;display:inline;\">ia L</div><div class=\"t s7_478\" id=\"t2u_478\" style=\"left:120px;bottom:569px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_478\" id=\"t2v_478\" style=\"left:133px;bottom:569px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2x_478\" style=\"left:307px;bottom:569px;letter-spacing:0.09px;word-spacing:-0.23px;display:inline;\">Advisory Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t2y_478\" style=\"left:472px;bottom:569px;letter-spacing:0.01px;display:inline;\">Niger</div><div class=\"t s4_478\" id=\"t2z_478\" style=\"left:503px;bottom:569px;letter-spacing:-0.06px;display:inline;\">ia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t30_478\" style=\"left:598px;bottom:569px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">NGN1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t31_478\" style=\"left:798px;bottom:569px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t32_478\" style=\"left:69px;bottom:550px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Nominees (Niger</div><div class=\"t s4_478\" id=\"t33_478\" style=\"left:281px;bottom:550px;letter-spacing:-0.47px;display:inline;\">ia) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t34_478\" style=\"left:69px;bottom:535px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_478\" id=\"t35_478\" style=\"left:90px;bottom:535px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t36_478\" style=\"left:307px;bottom:535px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Custody Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t37_478\" style=\"left:472px;bottom:535px;letter-spacing:0.01px;display:inline;\">Niger</div><div class=\"t s4_478\" id=\"t38_478\" style=\"left:503px;bottom:535px;letter-spacing:-0.06px;display:inline;\">ia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t39_478\" style=\"left:598px;bottom:535px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">NGN1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t3a_478\" style=\"left:798px;bottom:535px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3b_478\" style=\"left:69px;bottom:516px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3c_478\" style=\"left:69px;bottom:502px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of 3rd Floor Main SCB Build</div><div class=\"t s4_478\" id=\"t3d_478\" style=\"left:218px;bottom:502px;letter-spacing:-0.03px;word-spacing:-0.16px;display:inline;\">ing, I.I </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3e_478\" style=\"left:69px;bottom:487px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Chundrigar Road, Karachi, Sindh, 74000, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3f_478\" style=\"left:69px;bottom:473px;display:inline;\">Pakistan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3g_478\" style=\"left:69px;bottom:454px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Price Solution Pakistan (Private) Lim</div><div class=\"t s4_478\" id=\"t3h_478\" style=\"left:268px;bottom:454px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3i_478\" style=\"left:307px;bottom:454px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_478\" id=\"t3j_478\" style=\"left:404px;bottom:454px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3k_478\" style=\"left:307px;bottom:439px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3l_478\" style=\"left:472px;bottom:439px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3m_478\" style=\"left:598px;bottom:439px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">PKR10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t3n_478\" style=\"left:798px;bottom:439px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3o_478\" style=\"left:69px;bottom:420px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3p_478\" style=\"left:69px;bottom:406px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">of P.O. Box No. 5556, I.I. Chundrigar Road , </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3q_478\" style=\"left:69px;bottom:391px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Karachi , 74000, Pakistan </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3r_478\" style=\"left:69px;bottom:372px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Bank (Pakistan) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3u_478\" style=\"left:307px;bottom:372px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_478\" id=\"t3v_478\" style=\"left:404px;bottom:372px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3s_478\" style=\"left:69px;bottom:358px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_478\" id=\"t3t_478\" style=\"left:90px;bottom:358px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3w_478\" style=\"left:307px;bottom:358px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3x_478\" style=\"left:472px;bottom:358px;display:inline;\">Pakistan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t3y_478\" style=\"left:598px;bottom:358px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">PKR10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t3z_478\" style=\"left:782px;bottom:358px;letter-spacing:-0.11px;display:inline;\">98.986 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t40_478\" style=\"left:69px;bottom:339px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t41_478\" style=\"left:69px;bottom:324px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of 8th Floor, Makati Sky Plaza Build</div><div class=\"t s4_478\" id=\"t42_478\" style=\"left:262px;bottom:324px;letter-spacing:-0.05px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t43_478\" style=\"left:69px;bottom:310px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">6788, Ayala Avenue San Lorenzo, City of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t44_478\" style=\"left:69px;bottom:295px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Makati, Fourth Distr</div><div class=\"t s4_478\" id=\"t45_478\" style=\"left:180px;bottom:295px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ict, Nat</div><div class=\"t s7_478\" id=\"t46_478\" style=\"left:220px;bottom:295px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ional Capi, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t47_478\" style=\"left:69px;bottom:281px;letter-spacing:0.02px;word-spacing:-0.18px;display:inline;\">1223, Phil</div><div class=\"t s4_478\" id=\"t48_478\" style=\"left:118px;bottom:281px;letter-spacing:-0.03px;display:inline;\">ipp</div><div class=\"t s7_478\" id=\"t49_478\" style=\"left:136px;bottom:281px;letter-spacing:0.02px;display:inline;\">ines </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4a_478\" style=\"left:69px;bottom:261px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Standard Chartered Group Services, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"tcs-selection-enabled emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4b_478\" style=\"left:69px;bottom:247px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Manila Incorporated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4c_478\" style=\"left:307px;bottom:247px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Offshore Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4d_478\" style=\"left:472px;bottom:247px;letter-spacing:-0.07px;display:inline;\">Phil</div><div class=\"t s4_478\" id=\"t4e_478\" style=\"left:492px;bottom:247px;letter-spacing:-0.03px;display:inline;\">ipp</div><div class=\"t s7_478\" id=\"t4f_478\" style=\"left:510px;bottom:247px;letter-spacing:0.02px;display:inline;\">ines </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4g_478\" style=\"left:598px;bottom:247px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">PHP1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t4h_478\" style=\"left:798px;bottom:247px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4i_478\" style=\"left:69px;bottom:228px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4j_478\" style=\"left:69px;bottom:213px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">of Rondo Ignacego Daszy\u0144skiego 2B, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t4k_478\" style=\"left:69px;bottom:199px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">00-843, Warsaw, Poland </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4l_478\" style=\"left:69px;bottom:180px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Standard Chartered Global Business </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4m_478\" style=\"left:69px;bottom:165px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Services sp\u00f3\u0142ka z ograniczon\u0105 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4n_478\" style=\"left:69px;bottom:151px;letter-spacing:0.05px;display:inline;\">odpowiedz</div><div class=\"t s4_478\" id=\"t4o_478\" style=\"left:132px;bottom:151px;letter-spacing:-0.02px;display:inline;\">ialno\u015bc</div><div class=\"t s7_478\" id=\"t4p_478\" style=\"left:171px;bottom:151px;letter-spacing:-0.08px;display:inline;\">i\u0105 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4q_478\" style=\"left:307px;bottom:151px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Offshore Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_478\" id=\"t4r_478\" style=\"left:472px;bottom:151px;letter-spacing:-0.01px;display:inline;\">Poland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_478\" id=\"t4s_478\" style=\"left:598px;bottom:151px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">PLN50.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_478\" id=\"t4t_478\" style=\"left:798px;bottom:151px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_478\" id=\"t4u_478\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_478\" id=\"t4v_478\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_478\" id=\"t4w_478\" style=\"left:69px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_478\" id=\"t4x_478\" style=\"left:110px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"></div><div class=\"t sb_478\" id=\"t4y_478\" style=\"left:193px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_478\" id=\"t4z_478\" style=\"left:220px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table>\n                                            <tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_479\" id=\"tc_479\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_479\" id=\"td_479\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_479\" id=\"t6_479\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_479\" id=\"t7_479\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s5_479\" id=\"t8_479\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_479\" id=\"t9_479\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_479\" id=\"ta_479\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_479\" id=\"tb_479\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s4_479\" id=\"te_479\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tf_479\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tg_479\" style=\"left:87px;bottom:1078px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of Al Faisal</div><div class=\"t s7_479\" id=\"th_479\" style=\"left:147px;bottom:1078px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">iah Of\ufb01ce Tower Floor No 7 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"ti_479\" style=\"left:87px;bottom:1063px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">(T07D) , King Fahad Highway, Olaya </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tj_479\" style=\"left:87px;bottom:1049px;letter-spacing:0.02px;display:inline;\">Distr</div><div class=\"t s7_479\" id=\"tk_479\" style=\"left:113px;bottom:1049px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ict, R</div><div class=\"t s6_479\" id=\"tl_479\" style=\"left:139px;bottom:1049px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">iyadh P.O box 295522 , Riyadh, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tm_479\" style=\"left:87px;bottom:1034px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">11351 , Saudi Arabia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tn_479\" style=\"left:87px;bottom:1015px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Capital (Saudi </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"to_479\" style=\"left:87px;bottom:1001px;letter-spacing:-0.13px;display:inline;\">Arabia) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tp_479\" style=\"left:325px;bottom:1001px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Custody Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tq_479\" style=\"left:489px;bottom:1001px;word-spacing:-0.14px;display:inline;\">Saudi Arabia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tr_479\" style=\"left:615px;bottom:1001px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">SAR10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"ts_479\" style=\"left:816px;bottom:1001px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tt_479\" style=\"left:87px;bottom:982px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tu_479\" style=\"left:87px;bottom:967px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">of 9 &amp; 11, Lightfoot Boston Street, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tv_479\" style=\"left:87px;bottom:953px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Freetown, Sierra Leone </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tw_479\" style=\"left:87px;bottom:933px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Sierra Leone </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tz_479\" style=\"left:325px;bottom:933px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_479\" id=\"t10_479\" style=\"left:422px;bottom:933px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"tx_479\" style=\"left:87px;bottom:919px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_479\" id=\"ty_479\" style=\"left:107px;bottom:919px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t11_479\" style=\"left:325px;bottom:919px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t12_479\" style=\"left:489px;bottom:919px;word-spacing:-0.14px;display:inline;\">Sierra Leone </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t13_479\" style=\"left:615px;bottom:919px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SLL1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t14_479\" style=\"left:798px;bottom:919px;letter-spacing:0.02px;display:inline;\">80.656 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t15_479\" style=\"left:87px;bottom:900px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t16_479\" style=\"left:87px;bottom:885px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">of 9 Raf\ufb02es Place, #27-00 Republic Plaza, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t17_479\" style=\"left:87px;bottom:871px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">048619, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t18_479\" style=\"left:87px;bottom:852px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">Actis Treit Holdings No.1 (Singapore) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1c_479\" style=\"left:325px;bottom:852px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_479\" id=\"t19_479\" style=\"left:87px;bottom:837px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Private Lim</div><div class=\"t s7_479\" id=\"t1a_479\" style=\"left:148px;bottom:837px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_479\" id=\"t1b_479\" style=\"vertical-align: super;left:170px;bottom:844px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1d_479\" style=\"left:325px;bottom:837px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1e_479\" style=\"left:489px;bottom:837px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1f_479\" style=\"left:615px;bottom:837px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t1g_479\" style=\"left:816px;bottom:837px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1h_479\" style=\"left:87px;bottom:818px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">Actis Treit Holdings No.2 (Singapore) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1l_479\" style=\"left:325px;bottom:818px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\" style=\"text-wrap: nowrap;\"><div class=\"t s6_479\" id=\"t1i_479\" style=\"left:87px;bottom:804px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Private Lim</div><div class=\"t s7_479\" id=\"t1j_479\" style=\"left:148px;bottom:804px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_479\" id=\"t1k_479\" style=\"vertical-align: super;left:170px;bottom:810px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1m_479\" style=\"left:325px;bottom:804px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1n_479\" style=\"left:489px;bottom:804px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1o_479\" style=\"left:615px;bottom:804px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t1p_479\" style=\"left:816px;bottom:804px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1q_479\" style=\"left:87px;bottom:785px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1r_479\" style=\"left:87px;bottom:770px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">address of 38 Beach Road, #29-11 South </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1s_479\" style=\"left:87px;bottom:756px;letter-spacing:-0.18px;word-spacing:0.04px;display:inline;\">Beach Tower, 189767, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1t_479\" style=\"left:87px;bottom:737px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Assembly Payments Pte. Ltd. \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1u_479\" style=\"left:325px;bottom:737px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1w_479\" style=\"left:489px;bottom:737px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1x_479\" style=\"left:615px;bottom:737px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t1y_479\" style=\"left:815px;bottom:737px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1v_479\" style=\"left:325px;bottom:722px;letter-spacing:0.04px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t1z_479\" style=\"left:615px;bottom:718px;word-spacing:-0.13px;display:inline;\">US$ Preference </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t20_479\" style=\"left:815px;bottom:718px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t21_479\" style=\"left:87px;bottom:699px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Assembly Payments SGP Pte. Ltd. \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t22_479\" style=\"left:325px;bottom:699px;letter-spacing:-0.06px;display:inline;\">Transaction/Payment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t23_479\" style=\"left:325px;bottom:684px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Processing Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t24_479\" style=\"left:489px;bottom:684px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t25_479\" style=\"left:615px;bottom:684px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t26_479\" style=\"left:816px;bottom:684px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t27_479\" style=\"left:87px;bottom:665px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t28_479\" style=\"left:87px;bottom:651px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of Raf\ufb02es Place, #26-01 Republic </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t29_479\" style=\"left:87px;bottom:636px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Plaza, Singapore , 048619, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2a_479\" style=\"left:87px;bottom:617px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">Audax Financ</div><div class=\"t s7_479\" id=\"t2b_479\" style=\"left:163px;bottom:617px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ial Technology Pte. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2c_479\" style=\"left:325px;bottom:617px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2d_479\" style=\"left:489px;bottom:617px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2e_479\" style=\"left:615px;bottom:617px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t2f_479\" style=\"left:816px;bottom:617px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2g_479\" style=\"left:87px;bottom:598px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Autumn Life Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2h_479\" style=\"left:325px;bottom:598px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2i_479\" style=\"left:489px;bottom:598px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2j_479\" style=\"left:615px;bottom:598px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t2k_479\" style=\"left:800px;bottom:598px;letter-spacing:-0.01px;display:inline;\">96.623 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2l_479\" style=\"left:87px;bottom:579px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">CashEnable Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2m_479\" style=\"left:325px;bottom:579px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s7_479\" id=\"t2n_479\" style=\"left:345px;bottom:579px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">ital Venture: F</div><div class=\"t s6_479\" id=\"t2o_479\" style=\"left:420px;bottom:579px;letter-spacing:0.01px;display:inline;\">inanc</div><div class=\"t s7_479\" id=\"t2p_479\" style=\"left:451px;bottom:579px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2q_479\" style=\"left:325px;bottom:564px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2r_479\" style=\"left:489px;bottom:564px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2s_479\" style=\"left:615px;bottom:564px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t2t_479\" style=\"left:816px;bottom:564px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2u_479\" style=\"left:87px;bottom:545px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Huma.Eco Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2v_479\" style=\"left:325px;bottom:545px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2w_479\" style=\"left:489px;bottom:545px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2x_479\" style=\"left:615px;bottom:545px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t2y_479\" style=\"left:816px;bottom:545px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t2z_479\" style=\"left:87px;bottom:526px;word-spacing:-0.14px;display:inline;\">Letsbloom Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t30_479\" style=\"left:325px;bottom:526px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t31_479\" style=\"left:489px;bottom:526px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t32_479\" style=\"left:615px;bottom:526px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t33_479\" style=\"left:816px;bottom:526px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t34_479\" style=\"left:87px;bottom:507px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Libeara (Singapore) Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t35_479\" style=\"left:325px;bottom:507px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s7_479\" id=\"t36_479\" style=\"left:345px;bottom:507px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ital Venture: Investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t37_479\" style=\"left:325px;bottom:493px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t38_479\" style=\"left:489px;bottom:493px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t39_479\" style=\"left:615px;bottom:493px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t3a_479\" style=\"left:816px;bottom:493px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3b_479\" style=\"left:87px;bottom:474px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Libeara Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3c_479\" style=\"left:325px;bottom:474px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s7_479\" id=\"t3d_479\" style=\"left:345px;bottom:474px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ital Venture: Investment </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3e_479\" style=\"left:325px;bottom:459px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3f_479\" style=\"left:489px;bottom:459px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3g_479\" style=\"left:615px;bottom:459px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t3h_479\" style=\"left:816px;bottom:459px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3i_479\" style=\"left:87px;bottom:440px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Pegasus Dealmaking Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3j_479\" style=\"left:325px;bottom:440px;word-spacing:-0.13px;display:inline;\">Mergers and Acquis</div><div class=\"t s7_479\" id=\"t3k_479\" style=\"left:436px;bottom:440px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t s6_479\" id=\"t3l_479\" style=\"left:444px;bottom:440px;letter-spacing:0.01px;display:inline;\">ions </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3m_479\" style=\"left:325px;bottom:426px;word-spacing:-0.12px;display:inline;\">(M&amp;A) marketplace </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3n_479\" style=\"left:489px;bottom:426px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3o_479\" style=\"left:615px;bottom:426px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t3p_479\" style=\"left:816px;bottom:426px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3q_479\" style=\"left:87px;bottom:407px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3r_479\" style=\"left:87px;bottom:392px;letter-spacing:-0.12px;word-spacing:-0.02px;display:inline;\">of 1 Robinson Road, #17-00, AIA Tower, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3s_479\" style=\"left:87px;bottom:378px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">048542, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3t_479\" style=\"left:87px;bottom:359px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">CurrencyFair (Singapore) Pte.Ltd \u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3u_479\" style=\"left:325px;bottom:359px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Foreign Currency </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3v_479\" style=\"left:325px;bottom:344px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">conversion services. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3w_479\" style=\"left:489px;bottom:344px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3x_479\" style=\"left:615px;bottom:344px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t3y_479\" style=\"left:816px;bottom:344px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t3z_479\" style=\"left:87px;bottom:325px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t40_479\" style=\"left:87px;bottom:310px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 9 Raf\ufb02es Place, #26-01 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t41_479\" style=\"left:87px;bottom:296px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Republic Plaza, 048619 , Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t42_479\" style=\"left:87px;bottom:277px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SCV Research and Development Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t43_479\" style=\"left:325px;bottom:277px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t44_479\" style=\"left:489px;bottom:277px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t45_479\" style=\"left:615px;bottom:277px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t46_479\" style=\"left:816px;bottom:277px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t47_479\" style=\"left:87px;bottom:258px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Zodia Custody (Singapore) Lim</div><div class=\"t s7_479\" id=\"t48_479\" style=\"left:260px;bottom:258px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t49_479\" style=\"left:325px;bottom:258px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">Custody Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4a_479\" style=\"left:489px;bottom:258px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4b_479\" style=\"left:615px;bottom:258px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t4c_479\" style=\"left:816px;bottom:258px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4d_479\" style=\"left:87px;bottom:239px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Inveco Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4e_479\" style=\"left:325px;bottom:239px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Venture: Carbon Credit </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4f_479\" style=\"left:325px;bottom:224px;letter-spacing:0.02px;display:inline;\">Marketplace </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4g_479\" style=\"left:489px;bottom:224px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4h_479\" style=\"left:615px;bottom:224px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t4i_479\" style=\"left:816px;bottom:224px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4j_479\" style=\"left:87px;bottom:205px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4k_479\" style=\"left:87px;bottom:191px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">address of 8 Marina Boulevard, Level 26, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4l_479\" style=\"left:87px;bottom:176px;word-spacing:-0.13px;display:inline;\">Marina Bay Financ</div><div class=\"t s7_479\" id=\"t4m_479\" style=\"left:191px;bottom:176px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">ial Centre, Tower 1, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4n_479\" style=\"left:87px;bottom:162px;word-spacing:-0.13px;display:inline;\">018981, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4o_479\" style=\"left:87px;bottom:143px;word-spacing:-0.13px;display:inline;\">Marina Aquata Shipp</div><div class=\"t s7_479\" id=\"t4p_479\" style=\"left:208px;bottom:143px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4q_479\" style=\"left:325px;bottom:143px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4r_479\" style=\"left:489px;bottom:143px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_479\" id=\"t4s_479\" style=\"left:615px;bottom:143px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\" style=\"text-align: right;\"><div class=\"t s6_479\" id=\"t4t_479\" style=\"left:816px;bottom:143px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr>\n                                        </table><div class=\"t s9_479\" id=\"t4u_479\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_479\" id=\"t4v_479\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_479\" id=\"t4w_479\" style=\"left:87px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_479\" id=\"t4x_479\" style=\"left:127px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"> </div><div class=\"t sb_479\" id=\"t4y_479\" style=\"left:210px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_479\" id=\"t4z_479\" style=\"left:238px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"td_480\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"te_480\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"t7_480\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"t8_480\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_480\" id=\"t9_480\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"ta_480\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"tb_480\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_480\" id=\"tc_480\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_480\" id=\"tf_480\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tg_480\" style=\"left:69px;bottom:1092px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Marina Aruana Shipp</div><div class=\"t s4_480\" id=\"th_480\" style=\"left:190px;bottom:1092px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"ti_480\" style=\"left:307px;bottom:1092px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tj_480\" style=\"left:472px;bottom:1092px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tk_480\" style=\"left:598px;bottom:1092px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"tl_480\" style=\"left:798px;bottom:1092px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tm_480\" style=\"left:598px;bottom:1073px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"tn_480\" style=\"left:798px;bottom:1073px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"to_480\" style=\"left:69px;bottom:1054px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Cobia Shipp</div><div class=\"t s4_480\" id=\"tp_480\" style=\"left:181px;bottom:1054px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tq_480\" style=\"left:307px;bottom:1054px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tr_480\" style=\"left:472px;bottom:1054px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"ts_480\" style=\"left:598px;bottom:1054px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"tt_480\" style=\"left:798px;bottom:1054px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tu_480\" style=\"left:598px;bottom:1035px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"tv_480\" style=\"left:798px;bottom:1035px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"tw_480\" style=\"left:69px;bottom:1016px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Marina Fatmarin</div><div class=\"t s4_480\" id=\"tx_480\" style=\"left:164px;bottom:1016px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">i Sh</div><div class=\"t s7_480\" id=\"ty_480\" style=\"left:183px;bottom:1016px;display:inline;\">ipp</div><div class=\"t s4_480\" id=\"tz_480\" style=\"left:202px;bottom:1016px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t10_480\" style=\"left:307px;bottom:1016px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t11_480\" style=\"left:472px;bottom:1016px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t12_480\" style=\"left:598px;bottom:1016px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t13_480\" style=\"left:798px;bottom:1016px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t14_480\" style=\"left:69px;bottom:997px;word-spacing:-0.13px;display:inline;\">Marina Frabandari Shipp</div><div class=\"t s4_480\" id=\"t15_480\" style=\"left:210px;bottom:997px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t16_480\" style=\"left:307px;bottom:997px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t17_480\" style=\"left:472px;bottom:997px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t18_480\" style=\"left:598px;bottom:997px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t19_480\" style=\"left:798px;bottom:997px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1a_480\" style=\"left:69px;bottom:978px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Marina Gerbera Shipp</div><div class=\"t s4_480\" id=\"t1b_480\" style=\"left:194px;bottom:978px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1c_480\" style=\"left:307px;bottom:978px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1d_480\" style=\"left:472px;bottom:978px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1e_480\" style=\"left:598px;bottom:978px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t1f_480\" style=\"left:798px;bottom:978px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1g_480\" style=\"left:69px;bottom:959px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Opah Shipp</div><div class=\"t s4_480\" id=\"t1h_480\" style=\"left:180px;bottom:959px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1i_480\" style=\"left:307px;bottom:959px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1j_480\" style=\"left:472px;bottom:959px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1k_480\" style=\"left:598px;bottom:959px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t1l_480\" style=\"left:798px;bottom:959px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1m_480\" style=\"left:598px;bottom:940px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t1n_480\" style=\"left:798px;bottom:940px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1o_480\" style=\"left:69px;bottom:921px;word-spacing:-0.13px;display:inline;\">Marina Partawati Shipp</div><div class=\"t s4_480\" id=\"t1p_480\" style=\"left:203px;bottom:921px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ing Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1q_480\" style=\"left:307px;bottom:921px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1r_480\" style=\"left:472px;bottom:921px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1s_480\" style=\"left:598px;bottom:921px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t1t_480\" style=\"left:798px;bottom:921px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1u_480\" style=\"left:69px;bottom:902px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1v_480\" style=\"left:69px;bottom:887px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of Tricor WP Corporate Services Pte Ltd, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1w_480\" style=\"left:69px;bottom:873px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">80 Robinson Road #02-00, 068898, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1x_480\" style=\"left:69px;bottom:858px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1y_480\" style=\"left:69px;bottom:839px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Solv-India Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t1z_480\" style=\"left:307px;bottom:839px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment Holding Entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t20_480\" style=\"left:472px;bottom:839px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t21_480\" style=\"left:598px;bottom:839px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t22_480\" style=\"left:798px;bottom:839px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t23_480\" style=\"left:69px;bottom:820px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t24_480\" style=\"left:69px;bottom:806px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 9 Raf\ufb02es Place, #26-01 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t25_480\" style=\"left:69px;bottom:791px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">Republic Plaza , Singapore , 048619, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t26_480\" style=\"left:69px;bottom:777px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t27_480\" style=\"left:69px;bottom:758px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Power2SME Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t28_480\" style=\"left:307px;bottom:758px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment Holding Entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t29_480\" style=\"left:472px;bottom:758px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2a_480\" style=\"left:598px;bottom:758px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t2b_480\" style=\"left:794px;bottom:758px;letter-spacing:-0.03px;display:inline;\">90.6 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2c_480\" style=\"left:69px;bottom:739px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">SCV Master Holding Company Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2d_480\" style=\"left:307px;bottom:739px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment Holding Entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2e_480\" style=\"left:472px;bottom:739px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2f_480\" style=\"left:598px;bottom:739px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t2g_480\" style=\"left:798px;bottom:739px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2h_480\" style=\"left:69px;bottom:720px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2i_480\" style=\"left:69px;bottom:705px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">of 7 Changi Business Park Crescent, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2j_480\" style=\"left:69px;bottom:691px;word-spacing:-0.14px;display:inline;\">#03-00 Standard Chartered @ Changi, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2k_480\" style=\"left:69px;bottom:676px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">486028, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2l_480\" style=\"left:69px;bottom:657px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Raf\ufb02es Nominees (Pte.) Lim</div><div class=\"t s4_480\" id=\"t2m_480\" style=\"left:222px;bottom:657px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2n_480\" style=\"left:307px;bottom:657px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2o_480\" style=\"left:472px;bottom:657px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2p_480\" style=\"left:598px;bottom:657px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t2q_480\" style=\"left:798px;bottom:657px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2r_480\" style=\"left:69px;bottom:638px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2s_480\" style=\"left:69px;bottom:623px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">address of 8 Marina Boulevard, #27-01 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2t_480\" style=\"left:69px;bottom:609px;word-spacing:-0.13px;display:inline;\">Marina Bay Financ</div><div class=\"t s4_480\" id=\"t2u_480\" style=\"left:174px;bottom:609px;letter-spacing:-0.12px;word-spacing:-0.04px;display:inline;\">ial Centre Tower 1, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2v_480\" style=\"left:69px;bottom:594px;word-spacing:-0.13px;display:inline;\">018981, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2w_480\" style=\"left:69px;bottom:575px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SCTS Capital Pte. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2x_480\" style=\"left:307px;bottom:575px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2y_480\" style=\"left:472px;bottom:575px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t2z_480\" style=\"left:598px;bottom:575px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t30_480\" style=\"left:798px;bottom:575px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t31_480\" style=\"left:69px;bottom:556px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">SCTS Management Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t32_480\" style=\"left:307px;bottom:556px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t33_480\" style=\"left:472px;bottom:556px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t34_480\" style=\"left:598px;bottom:556px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t35_480\" style=\"left:798px;bottom:556px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t36_480\" style=\"left:69px;bottom:537px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Standard Chartered Bank (Singapore) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t39_480\" style=\"left:307px;bottom:537px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_480\" id=\"t3a_480\" style=\"left:404px;bottom:537px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3c_480\" style=\"left:472px;bottom:537px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3d_480\" style=\"left:598px;bottom:537px;word-spacing:-0.14px;display:inline;\">SGD Non-cumulative Class C </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t37_480\" style=\"left:69px;bottom:523px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_480\" id=\"t38_480\" style=\"left:90px;bottom:523px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3b_480\" style=\"left:307px;bottom:523px;letter-spacing:0.11px;display:inline;\">Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3e_480\" style=\"left:598px;bottom:523px;letter-spacing:-0.18px;word-spacing:0.03px;display:inline;\">Tier-1 preference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3f_480\" style=\"left:798px;bottom:523px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3g_480\" style=\"left:598px;bottom:504px;word-spacing:-0.14px;display:inline;\">SGD Non-cumulative Class D </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3h_480\" style=\"left:598px;bottom:489px;letter-spacing:-0.18px;word-spacing:0.04px;display:inline;\">Tier-1 Preference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3i_480\" style=\"left:798px;bottom:489px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3j_480\" style=\"left:598px;bottom:470px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">SGD Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3k_480\" style=\"left:798px;bottom:470px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3l_480\" style=\"left:598px;bottom:451px;word-spacing:-0.13px;display:inline;\">US$ Non-cumulative Class B </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3m_480\" style=\"left:598px;bottom:437px;letter-spacing:-0.18px;word-spacing:0.04px;display:inline;\">Tier-1 Preference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3n_480\" style=\"left:798px;bottom:437px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3o_480\" style=\"left:598px;bottom:418px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3p_480\" style=\"left:798px;bottom:418px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3q_480\" style=\"left:598px;bottom:399px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">US$ Ordinary-B </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3r_480\" style=\"left:798px;bottom:399px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3s_480\" style=\"left:598px;bottom:379px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">US$ Ordinary-C </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3t_480\" style=\"left:798px;bottom:379px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3u_480\" style=\"left:69px;bottom:360px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Holdings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3x_480\" style=\"left:307px;bottom:360px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3z_480\" style=\"left:472px;bottom:360px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t40_480\" style=\"left:598px;bottom:360px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t41_480\" style=\"left:798px;bottom:360px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t3v_480\" style=\"left:69px;bottom:346px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">(Singapore) Private Lim</div><div class=\"t s4_480\" id=\"t3w_480\" style=\"left:200px;bottom:346px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t3y_480\" style=\"left:307px;bottom:346px;letter-spacing:0.04px;display:inline;\">Company </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t42_480\" style=\"left:598px;bottom:341px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t43_480\" style=\"left:798px;bottom:341px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t44_480\" style=\"left:69px;bottom:322px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Nominees </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t45_480\" style=\"left:69px;bottom:308px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">(Singapore) Pte Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t46_480\" style=\"left:307px;bottom:308px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t47_480\" style=\"left:472px;bottom:308px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t48_480\" style=\"left:598px;bottom:308px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t49_480\" style=\"left:798px;bottom:308px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4a_480\" style=\"left:69px;bottom:289px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Standard Chartered Trust (Singapore) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4b_480\" style=\"left:69px;bottom:274px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_480\" id=\"t4c_480\" style=\"left:90px;bottom:274px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4d_480\" style=\"left:307px;bottom:274px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Trustee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4e_480\" style=\"left:472px;bottom:274px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4f_480\" style=\"left:598px;bottom:274px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t4g_480\" style=\"left:798px;bottom:274px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4h_480\" style=\"left:69px;bottom:255px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4i_480\" style=\"left:69px;bottom:241px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of Abogado Pte Ltd, No. 8 Marina </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t4j_480\" style=\"left:69px;bottom:226px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Boulevard, #05-02 MBFC Tower 1, 018981, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4k_480\" style=\"left:69px;bottom:212px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t4l_480\" style=\"left:69px;bottom:193px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered IL&amp;FS Management </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4m_480\" style=\"left:69px;bottom:178px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">(Singapore) Pte. Lim</div><div class=\"t s4_480\" id=\"t4n_480\" style=\"left:181px;bottom:178px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t4o_480\" style=\"left:307px;bottom:178px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Investment Management </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4p_480\" style=\"left:472px;bottom:178px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_480\" id=\"t4q_480\" style=\"left:598px;bottom:178px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">USD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_480\" id=\"t4r_480\" style=\"left:804px;bottom:178px;letter-spacing:0.02px;display:inline;\">50 </div></td></tr></table><div class=\"t s8_480\" id=\"t4s_480\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s9_480\" id=\"t4t_480\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sa_480\" id=\"t4u_480\" style=\"left:69px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sb_480\" id=\"t4v_480\" style=\"left:110px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"> </div><div class=\"t sa_480\" id=\"t4w_480\" style=\"left:193px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sc_480\" id=\"t4x_480\" style=\"left:220px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"tc_481\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"td_481\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"t6_481\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"t7_481\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div> <div class=\"t s5_481\" id=\"t8_481\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"t9_481\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"ta_481\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div> <div class=\"t s5_481\" id=\"tb_481\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_481\" id=\"te_481\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tf_481\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tg_481\" style=\"left:87px;bottom:1078px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 9 Raf\ufb02es Place, #26-01 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"th_481\" style=\"left:87px;bottom:1063px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Republic Plaza, 048619, Singapore </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"ti_481\" style=\"left:87px;bottom:1044px;word-spacing:-0.15px;display:inline;\">Standard Chartered Private Equity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tk_481\" style=\"left:325px;bottom:1044px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tj_481\" style=\"left:87px;bottom:1030px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">(Singapore) Pte. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tl_481\" style=\"left:325px;bottom:1030px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tm_481\" style=\"left:489px;bottom:1030px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tn_481\" style=\"left:615px;bottom:1030px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"to_481\" style=\"left:816px;bottom:1030px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tp_481\" style=\"left:87px;bottom:1011px;word-spacing:-0.14px;display:inline;\">Standard Chartered Real Estate </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tq_481\" style=\"left:87px;bottom:996px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Investment Holdings (Singapore) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tt_481\" style=\"left:325px;bottom:996px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tr_481\" style=\"left:87px;bottom:982px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Private Lim</div> <div class=\"t s7_481\" id=\"ts_481\" style=\"left:148px;bottom:982px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tu_481\" style=\"left:325px;bottom:982px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tv_481\" style=\"left:489px;bottom:982px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tw_481\" style=\"left:615px;bottom:982px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tx_481\" style=\"left:816px;bottom:982px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"ty_481\" style=\"left:87px;bottom:963px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"tz_481\" style=\"left:87px;bottom:948px;word-spacing:-0.14px;display:inline;\">of 77 Robinson Road, #25-00 Robinson </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t10_481\" style=\"left:87px;bottom:933px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">77, 068896, Singapore </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t11_481\" style=\"left:87px;bottom:914px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Trust Bank Singapore Lim</div><div class=\"t s7_481\" id=\"t12_481\" style=\"left:228px;bottom:914px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t13_481\" style=\"left:325px;bottom:914px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_481\" id=\"t14_481\" style=\"left:422px;bottom:914px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t15_481\" style=\"left:325px;bottom:900px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t16_481\" style=\"left:489px;bottom:900px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t17_481\" style=\"left:615px;bottom:900px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t18_481\" style=\"left:821px;bottom:900px;letter-spacing:0.07px;display:inline;\">60 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t19_481\" style=\"left:87px;bottom:881px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1a_481\" style=\"left:87px;bottom:866px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">address of 2nd Floor, 115 West Street, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1b_481\" style=\"left:87px;bottom:852px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Sandton, Johannesburg, 2196, South </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1c_481\" style=\"left:87px;bottom:837px;letter-spacing:0.05px;display:inline;\">Africa </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1d_481\" style=\"left:87px;bottom:818px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">CMB Nominees (RF) PTY Lim</div><div class=\"t s7_481\" id=\"t1e_481\" style=\"left:247px;bottom:818px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1f_481\" style=\"left:325px;bottom:818px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1g_481\" style=\"left:489px;bottom:818px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">South Africa </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1h_481\" style=\"left:615px;bottom:818px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">ZAR1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1i_481\" style=\"left:816px;bottom:818px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1j_481\" style=\"left:87px;bottom:799px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Nominees South </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1k_481\" style=\"left:87px;bottom:785px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Africa Proprietary Lim</div><div class=\"t s7_481\" id=\"t1l_481\" style=\"left:208px;bottom:785px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ited (RF) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1m_481\" style=\"left:325px;bottom:785px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1n_481\" style=\"left:489px;bottom:785px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">South Africa </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1o_481\" style=\"left:615px;bottom:785px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">ZAR Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1p_481\" style=\"left:816px;bottom:785px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1q_481\" style=\"left:87px;bottom:766px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1r_481\" style=\"left:87px;bottom:751px;word-spacing:-0.15px;display:inline;\">of 6 Fort Street, PO 785848, , Birnam, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1s_481\" style=\"left:87px;bottom:737px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Sandton, 2196 2146, South Africa </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1t_481\" style=\"left:87px;bottom:718px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Promisepay (PTY) Ltd </div><div class=\"t s8_481\" id=\"t1u_481\" style=\"vertical-align: super;left:208px;bottom:724px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1v_481\" style=\"left:325px;bottom:718px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment Services Provider </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1w_481\" style=\"left:489px;bottom:718px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">South Africa </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1x_481\" style=\"left:615px;bottom:718px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">ZAR1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1y_481\" style=\"left:816px;bottom:718px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t1z_481\" style=\"left:87px;bottom:699px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t20_481\" style=\"left:87px;bottom:684px;letter-spacing:-0.22px;word-spacing:0.07px;display:inline;\">of 1F, No.177 &amp; 3F-6F, 17F-19F, No.179, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t21_481\" style=\"left:87px;bottom:670px;letter-spacing:0.03px;display:inline;\">Liaon</div> <div class=\"t s7_481\" id=\"t22_481\" style=\"left:118px;bottom:670px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ing Street, Zhongshan D</div><div class=\"t s6_481\" id=\"t23_481\" style=\"left:253px;bottom:670px;letter-spacing:-0.14px;word-spacing:-0.02px;display:inline;\">ist., Taipe</div><div class=\"t s7_481\" id=\"t24_481\" style=\"left:305px;bottom:670px;letter-spacing:-0.18px;display:inline;\">i, </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t25_481\" style=\"left:87px;bottom:655px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">104, Taiwan </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t26_481\" style=\"left:87px;bottom:636px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Standard Chartered Bank (Taiwan) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t29_481\" style=\"left:325px;bottom:636px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_481\" id=\"t2a_481\" style=\"left:422px;bottom:636px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2c_481\" style=\"left:489px;bottom:636px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">Taiwan (Province of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t27_481\" style=\"left:87px;bottom:622px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_481\" id=\"t28_481\" style=\"left:107px;bottom:622px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2b_481\" style=\"left:325px;bottom:622px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2d_481\" style=\"left:489px;bottom:622px;letter-spacing:-0.16px;display:inline;\">China) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2e_481\" style=\"left:615px;bottom:622px;letter-spacing:0.05px;word-spacing:-0.17px;display:inline;\">TWD10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2f_481\" style=\"left:816px;bottom:622px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2g_481\" style=\"left:87px;bottom:602px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2h_481\" style=\"left:87px;bottom:588px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1 Floor, International House, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2i_481\" style=\"left:87px;bottom:573px;letter-spacing:-0.02px;word-spacing:-0.19px;display:inline;\">Shaaban Robert Street / Garden Avenue, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2j_481\" style=\"left:87px;bottom:559px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">PO Box 9011, Dar Es Salaam, Tanzania, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2k_481\" style=\"left:87px;bottom:544px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">United Republic of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2l_481\" style=\"left:87px;bottom:525px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Standard Chartered Bank Tanzania </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2o_481\" style=\"left:325px;bottom:525px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_481\" id=\"t2p_481\" style=\"left:422px;bottom:525px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2r_481\" style=\"left:489px;bottom:525px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Tanzania, United </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2t_481\" style=\"left:615px;bottom:525px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">TZS1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2u_481\" style=\"left:815px;bottom:525px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2m_481\" style=\"left:87px;bottom:511px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_481\" id=\"t2n_481\" style=\"left:107px;bottom:511px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2q_481\" style=\"left:325px;bottom:511px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2s_481\" style=\"left:489px;bottom:511px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Republic of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2v_481\" style=\"left:615px;bottom:506px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">TZS1,000.00 Preference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2w_481\" style=\"left:815px;bottom:506px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2x_481\" style=\"left:87px;bottom:487px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Standard Chartered Tanzania Nominees </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t30_481\" style=\"left:325px;bottom:487px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t31_481\" style=\"left:489px;bottom:487px;letter-spacing:-0.1px;word-spacing:-0.05px;display:inline;\">Tanzania, United </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t2y_481\" style=\"left:87px;bottom:473px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_481\" id=\"t2z_481\" style=\"left:107px;bottom:473px;letter-spacing:0.01px;display:inline;\">ited </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t32_481\" style=\"left:489px;bottom:473px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Republic of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t33_481\" style=\"left:615px;bottom:473px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">TZS1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t34_481\" style=\"left:816px;bottom:473px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t35_481\" style=\"left:87px;bottom:454px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t36_481\" style=\"left:87px;bottom:439px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">of No. 140, 11th, 12th and 14th Floor, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t37_481\" style=\"left:87px;bottom:425px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Wireless Road, Lumpin</div><div class=\"t s7_481\" id=\"t38_481\" style=\"left:214px;bottom:425px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">i, Patumwan, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t39_481\" style=\"left:87px;bottom:410px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Bangkok, 10330, Thailand </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3a_481\" style=\"left:87px;bottom:391px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank (Thai) Public </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3d_481\" style=\"left:325px;bottom:391px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_481\" id=\"t3e_481\" style=\"left:422px;bottom:391px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3b_481\" style=\"left:87px;bottom:377px;letter-spacing:0.01px;word-spacing:-0.12px;display:inline;\">Company Lim</div> <div class=\"t s7_481\" id=\"t3c_481\" style=\"left:165px;bottom:377px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3f_481\" style=\"left:325px;bottom:377px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3g_481\" style=\"left:489px;bottom:377px;letter-spacing:0.02px;display:inline;\">Thailand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3h_481\" style=\"left:615px;bottom:377px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">THB10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3i_481\" style=\"left:803px;bottom:377px;letter-spacing:-0.15px;display:inline;\">99.871 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3j_481\" style=\"left:87px;bottom:358px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3k_481\" style=\"left:87px;bottom:343px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of Buyukdere Cad. Yapi Kredi Plaza C </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3l_481\" style=\"left:87px;bottom:329px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">Blok, Kat 15, Levent, Istanbul, 34330, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3m_481\" style=\"left:87px;bottom:314px;letter-spacing:-0.25px;display:inline;\">Turkey </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3n_481\" style=\"left:87px;bottom:295px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Standard Chartered Yatir</div><div class=\"t s7_481\" id=\"t3o_481\" style=\"left:228px;bottom:295px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">im Bankas</div><div class=\"t s6_481\" id=\"t3p_481\" style=\"left:286px;bottom:295px;letter-spacing:-0.3px;word-spacing:0.13px;display:inline;\">i Turk </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"> <div class=\"t s6_481\" id=\"t3s_481\" style=\"left:325px;bottom:295px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_481\" id=\"t3t_481\" style=\"left:422px;bottom:295px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3q_481\" style=\"left:87px;bottom:281px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Anonim Sirket</div> <div class=\"t s7_481\" id=\"t3r_481\" style=\"left:164px;bottom:281px;display:inline;\">i </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3u_481\" style=\"left:325px;bottom:281px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3v_481\" style=\"left:489px;bottom:281px;letter-spacing:-0.25px;display:inline;\">Turkey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3w_481\" style=\"left:615px;bottom:281px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">TRL0.10 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3x_481\" style=\"left:816px;bottom:281px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3y_481\" style=\"left:87px;bottom:261px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t3z_481\" style=\"left:87px;bottom:247px;word-spacing:-0.14px;display:inline;\">of Standard Chartered Bank Bldg, 5 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t40_481\" style=\"left:87px;bottom:232px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Speke Road, PO Box 7111, Kampala, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t41_481\" style=\"left:87px;bottom:218px;letter-spacing:0.05px;display:inline;\">Uganda </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t42_481\" style=\"left:87px;bottom:199px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Standard Chartered Bank Uganda </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t45_481\" style=\"left:325px;bottom:199px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_481\" id=\"t46_481\" style=\"left:422px;bottom:199px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t43_481\" style=\"left:87px;bottom:184px;letter-spacing:0.01px;display:inline;\">Lim</div> <div class=\"t s7_481\" id=\"t44_481\" style=\"left:107px;bottom:184px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t47_481\" style=\"left:325px;bottom:184px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t48_481\" style=\"left:489px;bottom:184px;letter-spacing:0.05px;display:inline;\">Uganda </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t49_481\" style=\"left:615px;bottom:184px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">UGS1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_481\" id=\"t4a_481\" style=\"left:816px;bottom:184px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_481\" id=\"t4b_481\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_481\" id=\"t4c_481\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_481\" id=\"t4d_481\" style=\"left:87px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_481\" id=\"t4e_481\" style=\"left:127px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"> </div><div class=\"t sb_481\" id=\"t4f_481\" style=\"left:210px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_481\" id=\"t4g_481\" style=\"left:238px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"td_482\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"te_482\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"t7_482\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"t8_482\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_482\" id=\"t9_482\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"ta_482\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"tb_482\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_482\" id=\"tc_482\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_482\" id=\"tf_482\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tg_482\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"th_482\" style=\"left:69px;bottom:1078px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of 14 Mackinnon Road, Nakasero, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"ti_482\" style=\"left:69px;bottom:1063px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">Kampala, 141769, Uganda </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tj_482\" style=\"left:69px;bottom:1044px;word-spacing:-0.13px;display:inline;\">Furaha Finserve Uganda Lim</div><div class=\"t s4_482\" id=\"tk_482\" style=\"left:230px;bottom:1044px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tl_482\" style=\"left:307px;bottom:1044px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_482\" id=\"tm_482\" style=\"left:404px;bottom:1044px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tn_482\" style=\"left:307px;bottom:1030px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"to_482\" style=\"left:472px;bottom:1030px;letter-spacing:0.05px;display:inline;\">Uganda </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tp_482\" style=\"left:598px;bottom:1030px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"tq_482\" style=\"left:804px;bottom:1030px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tr_482\" style=\"left:69px;bottom:1011px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"ts_482\" style=\"left:69px;bottom:996px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">of EX-26, Ground Floor, Bldg 16-Co Work, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tt_482\" style=\"left:69px;bottom:982px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Dubai Internet City, Dubai, United Arab </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tu_482\" style=\"left:69px;bottom:967px;letter-spacing:0.01px;display:inline;\">Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tv_482\" style=\"left:69px;bottom:948px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Appro Onboarding Solutions FZ-LLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tw_482\" style=\"left:307px;bottom:948px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">IT solutions provider and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tx_482\" style=\"left:307px;bottom:933px;word-spacing:-0.15px;display:inline;\">support service provider. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"ty_482\" style=\"left:472px;bottom:933px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"tz_482\" style=\"left:598px;bottom:933px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">AED1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t10_482\" style=\"left:798px;bottom:933px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t11_482\" style=\"left:69px;bottom:914px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t12_482\" style=\"left:69px;bottom:900px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">of Suites 508, 509, 15th Floor, Al Sarab </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t13_482\" style=\"left:69px;bottom:885px;letter-spacing:-0.06px;word-spacing:-0.07px;display:inline;\">Tower, Adgm Square, Al Maryah Island, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t14_482\" style=\"left:69px;bottom:871px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Abu Dhabi, United Arab Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t15_482\" style=\"left:69px;bottom:852px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t s4_482\" id=\"t16_482\" style=\"left:106px;bottom:852px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ial Inclus</div><div class=\"t s7_482\" id=\"t17_482\" style=\"left:153px;bottom:852px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">ion Technologies Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t18_482\" style=\"left:307px;bottom:852px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s4_482\" id=\"t19_482\" style=\"left:327px;bottom:852px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ital wallet and </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t1a_482\" style=\"left:307px;bottom:837px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">technology payments </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t1b_482\" style=\"left:307px;bottom:823px;letter-spacing:0.05px;display:inline;\">platform </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1c_482\" style=\"left:472px;bottom:823px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1d_482\" style=\"left:598px;bottom:823px;word-spacing:-0.13px;display:inline;\">US$ Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t1e_482\" style=\"left:798px;bottom:823px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1f_482\" style=\"left:69px;bottom:804px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1g_482\" style=\"left:69px;bottom:789px;letter-spacing:-0.15px;display:inline;\">of Unit GV-00-10-07-OF-02, Level 7, Gate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1h_482\" style=\"left:69px;bottom:775px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Village Build</div><div class=\"t s4_482\" id=\"t1i_482\" style=\"left:138px;bottom:775px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ing 10, Duba</div><div class=\"t s7_482\" id=\"t1j_482\" style=\"left:207px;bottom:775px;letter-spacing:-0.01px;word-spacing:-0.15px;display:inline;\">i International </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1k_482\" style=\"left:69px;bottom:760px;letter-spacing:-0.03px;display:inline;\">Financ</div><div class=\"t s4_482\" id=\"t1l_482\" style=\"left:106px;bottom:760px;word-spacing:-0.14px;display:inline;\">ial Centre, Duba</div><div class=\"t s7_482\" id=\"t1m_482\" style=\"left:197px;bottom:760px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">i, United Arab </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1n_482\" style=\"left:69px;bottom:746px;letter-spacing:0.01px;display:inline;\">Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1o_482\" style=\"left:69px;bottom:727px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Furaha Holding Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1p_482\" style=\"left:307px;bottom:727px;word-spacing:-0.13px;display:inline;\">Micro-lending Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1q_482\" style=\"left:472px;bottom:727px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1r_482\" style=\"left:598px;bottom:727px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t1s_482\" style=\"left:798px;bottom:727px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1t_482\" style=\"left:69px;bottom:708px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t1u_482\" style=\"left:69px;bottom:693px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of Standard Chartered Bank, 7th Floor, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1v_482\" style=\"left:69px;bottom:679px;letter-spacing:0.01px;display:inline;\">Build</div><div class=\"t s4_482\" id=\"t1w_482\" style=\"left:97px;bottom:679px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ing One, Gate Prec</div><div class=\"t s7_482\" id=\"t1x_482\" style=\"left:201px;bottom:679px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">inct, DIFC, PO </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1y_482\" style=\"left:69px;bottom:664px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Box 999, Dubai, United Arab Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t1z_482\" style=\"left:69px;bottom:645px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Global Dig</div><div class=\"t s4_482\" id=\"t20_482\" style=\"left:129px;bottom:645px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">ital Asset Hold</div><div class=\"t s7_482\" id=\"t21_482\" style=\"left:210px;bottom:645px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ings Lim</div><div class=\"t s4_482\" id=\"t22_482\" style=\"left:256px;bottom:645px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t23_482\" style=\"left:307px;bottom:645px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">Investment vehicle - </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t24_482\" style=\"left:307px;bottom:631px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Strategic investment </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t25_482\" style=\"left:472px;bottom:631px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t26_482\" style=\"left:598px;bottom:631px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">US$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t27_482\" style=\"left:798px;bottom:631px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t28_482\" style=\"left:69px;bottom:612px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t29_482\" style=\"left:69px;bottom:597px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of Part of Level 15, Standard Chartered </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2a_482\" style=\"left:69px;bottom:583px;word-spacing:-0.14px;display:inline;\">Bank Build</div><div class=\"t s4_482\" id=\"t2b_482\" style=\"left:128px;bottom:583px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ing, Plot 8, Burj Downtown, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2c_482\" style=\"left:69px;bottom:568px;word-spacing:-0.13px;display:inline;\">Dubai, United Arab Emirates </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2d_482\" style=\"left:69px;bottom:549px;letter-spacing:-0.14px;word-spacing:0.01px;display:inline;\">myZoi Financ</div><div class=\"t s4_482\" id=\"t2e_482\" style=\"left:143px;bottom:549px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ial Inclus</div><div class=\"t s7_482\" id=\"t2f_482\" style=\"left:189px;bottom:549px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">ion Technologies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2h_482\" style=\"left:307px;bottom:549px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s4_482\" id=\"t2i_482\" style=\"left:327px;bottom:549px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">ital Venture: Act</div><div class=\"t s7_482\" id=\"t2j_482\" style=\"left:416px;bottom:549px;letter-spacing:0.06px;display:inline;\">iv</div><div class=\"t s4_482\" id=\"t2k_482\" style=\"left:425px;bottom:549px;letter-spacing:0.14px;display:inline;\">ity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t2g_482\" style=\"left:69px;bottom:534px;letter-spacing:-0.26px;display:inline;\">LLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2l_482\" style=\"left:307px;bottom:534px;letter-spacing:0.03px;display:inline;\">auxil</div><div class=\"t s4_482\" id=\"t2m_482\" style=\"left:334px;bottom:534px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">iary to \ufb01nancial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2n_482\" style=\"left:307px;bottom:520px;letter-spacing:0.05px;display:inline;\">intermed</div><div class=\"t s4_482\" id=\"t2o_482\" style=\"left:359px;bottom:520px;letter-spacing:-0.04px;display:inline;\">iat</div><div class=\"t s7_482\" id=\"t2p_482\" style=\"left:374px;bottom:520px;letter-spacing:0.01px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2q_482\" style=\"left:472px;bottom:520px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">United Arab Emirates </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2r_482\" style=\"left:598px;bottom:520px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">AED1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t2s_482\" style=\"left:798px;bottom:520px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2t_482\" style=\"left:69px;bottom:501px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2u_482\" style=\"left:69px;bottom:486px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">of 25 Taylor St, San Francisco CA </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2v_482\" style=\"left:69px;bottom:472px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">94102-3916, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t2w_482\" style=\"left:69px;bottom:453px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Assembly Escrow Inc </div><div class=\"t s8_482\" id=\"t2x_482\" style=\"vertical-align: super;left:184px;bottom:459px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2y_482\" style=\"left:307px;bottom:453px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment Services Provider </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t2z_482\" style=\"left:472px;bottom:453px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t30_482\" style=\"left:598px;bottom:453px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">US$0.0001 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t31_482\" style=\"left:798px;bottom:453px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t32_482\" style=\"left:69px;bottom:434px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t33_482\" style=\"left:69px;bottom:419px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of 251 Little Falls Drive, Wilm</div><div class=\"t s4_482\" id=\"t34_482\" style=\"left:225px;bottom:419px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ington DE </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t35_482\" style=\"left:69px;bottom:405px;word-spacing:-0.14px;display:inline;\">19808, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t36_482\" style=\"left:69px;bottom:386px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">CurrencyFair (USA) Inc\u00b9 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t37_482\" style=\"left:307px;bottom:386px;letter-spacing:0.02px;display:inline;\">Dig</div><div class=\"t s4_482\" id=\"t38_482\" style=\"left:327px;bottom:386px;word-spacing:-0.14px;display:inline;\">ital Payment platform </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t39_482\" style=\"left:472px;bottom:386px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3a_482\" style=\"left:598px;bottom:386px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">US$1.00 Uncertif</div><div class=\"t s4_482\" id=\"t3b_482\" style=\"left:690px;bottom:386px;display:inline;\">icated </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t3c_482\" style=\"left:798px;bottom:386px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3d_482\" style=\"left:69px;bottom:367px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3e_482\" style=\"left:69px;bottom:352px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">of 1095 Avenue of Americas, New York </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3f_482\" style=\"left:69px;bottom:338px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">City NY 10036, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3g_482\" style=\"left:69px;bottom:319px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Bank International </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3j_482\" style=\"left:307px;bottom:319px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_482\" id=\"t3k_482\" style=\"left:404px;bottom:319px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3h_482\" style=\"left:69px;bottom:304px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">(Americas) Lim</div><div class=\"t s4_482\" id=\"t3i_482\" style=\"left:153px;bottom:304px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3l_482\" style=\"left:307px;bottom:304px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3m_482\" style=\"left:472px;bottom:304px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3n_482\" style=\"left:598px;bottom:304px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">US$1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t3o_482\" style=\"left:798px;bottom:304px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3p_482\" style=\"left:69px;bottom:285px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3q_482\" style=\"left:69px;bottom:271px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">address of Corporation Trust Center, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3r_482\" style=\"left:69px;bottom:256px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">1209 Orange Street, Wilm</div><div class=\"t s4_482\" id=\"t3s_482\" style=\"left:212px;bottom:256px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ington DE </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3t_482\" style=\"left:69px;bottom:242px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">19801, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3u_482\" style=\"left:69px;bottom:222px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Holdings Inc. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3v_482\" style=\"left:307px;bottom:222px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t3w_482\" style=\"left:307px;bottom:208px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t3x_482\" style=\"left:472px;bottom:208px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t3y_482\" style=\"left:598px;bottom:208px;letter-spacing:0.03px;word-spacing:-0.14px;display:inline;\">US$100.00 Common </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t3z_482\" style=\"left:798px;bottom:208px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t40_482\" style=\"left:69px;bottom:189px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Securit</div><div class=\"t s4_482\" id=\"t41_482\" style=\"left:223px;bottom:189px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">ies (North </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t43_482\" style=\"left:307px;bottom:189px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s4_482\" id=\"t44_482\" style=\"left:404px;bottom:189px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t42_482\" style=\"left:69px;bottom:174px;letter-spacing:-0.13px;word-spacing:-0.01px;display:inline;\">America) LLC </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t45_482\" style=\"left:307px;bottom:174px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t46_482\" style=\"left:472px;bottom:174px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_482\" id=\"t47_482\" style=\"left:598px;bottom:174px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Membership Interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_482\" id=\"t48_482\" style=\"left:798px;bottom:174px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_482\" id=\"t49_482\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sa_482\" id=\"t4a_482\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sb_482\" id=\"t4b_482\" style=\"left:69px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sc_482\" id=\"t4c_482\" style=\"left:110px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"> </div><div class=\"t sb_482\" id=\"t4d_482\" style=\"left:193px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"> </div><div class=\"t sd_482\" id=\"t4e_482\" style=\"left:220px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"tc_483\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"td_483\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"t6_483\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"t7_483\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s5_483\" id=\"t8_483\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"t9_483\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"ta_483\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_483\" id=\"tb_483\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_483\" id=\"te_483\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tf_483\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tg_483\" style=\"left:87px;bottom:1078px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of 50 Fremont Street, San Francisco CA </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"th_483\" style=\"left:87px;bottom:1063px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">94105, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"ti_483\" style=\"left:87px;bottom:1044px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Standard Chartered Overseas </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tj_483\" style=\"left:87px;bottom:1030px;word-spacing:-0.14px;display:inline;\">Investment, Inc. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tk_483\" style=\"left:325px;bottom:1030px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Ultimate Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tl_483\" style=\"left:489px;bottom:1030px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tm_483\" style=\"left:615px;bottom:1030px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">US$10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tn_483\" style=\"left:816px;bottom:1030px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"to_483\" style=\"left:87px;bottom:1011px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tp_483\" style=\"left:87px;bottom:996px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of C/O Corporation Service Company, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tq_483\" style=\"left:87px;bottom:982px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">251 Little Falls Drive, Wilm</div><div class=\"t s7_483\" id=\"tr_483\" style=\"left:229px;bottom:982px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ington DE </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"ts_483\" style=\"left:87px;bottom:967px;word-spacing:-0.14px;display:inline;\">19808, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tt_483\" style=\"left:87px;bottom:948px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Trade Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tu_483\" style=\"left:87px;bottom:933px;letter-spacing:0.05px;display:inline;\">Corporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tv_483\" style=\"left:325px;bottom:933px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Trade Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tw_483\" style=\"left:489px;bottom:933px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tx_483\" style=\"left:615px;bottom:933px;word-spacing:-0.11px;display:inline;\">US$0.01 Common </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"ty_483\" style=\"left:816px;bottom:933px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"tz_483\" style=\"left:87px;bottom:914px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t10_483\" style=\"left:87px;bottom:900px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of Level 3, #CP1.L01 and #CP2.L01, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t11_483\" style=\"left:87px;bottom:885px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Capital Place, 29 Lieu Gia</div><div class=\"t s7_483\" id=\"t12_483\" style=\"left:227px;bottom:885px;letter-spacing:0.01px;word-spacing:-0.17px;display:inline;\">i Street, Ngoc </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t13_483\" style=\"left:87px;bottom:871px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Khanh Ward, Ba Dinh Distr</div><div class=\"t s7_483\" id=\"t14_483\" style=\"left:237px;bottom:871px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ict, Ha No</div><div class=\"t s6_483\" id=\"t15_483\" style=\"left:292px;bottom:871px;letter-spacing:-0.07px;display:inline;\">i, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t16_483\" style=\"left:87px;bottom:856px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">10000, Vietnam </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t17_483\" style=\"left:87px;bottom:837px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank (Vietnam) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1a_483\" style=\"left:325px;bottom:837px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_483\" id=\"t1b_483\" style=\"left:422px;bottom:837px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t18_483\" style=\"left:87px;bottom:823px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_483\" id=\"t19_483\" style=\"left:107px;bottom:823px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1c_483\" style=\"left:325px;bottom:823px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1d_483\" style=\"left:489px;bottom:823px;letter-spacing:0.02px;display:inline;\">Vietnam </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1e_483\" style=\"left:615px;bottom:823px;word-spacing:-0.13px;display:inline;\">VND Charter Capital </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1f_483\" style=\"left:816px;bottom:823px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1g_483\" style=\"left:87px;bottom:804px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1h_483\" style=\"left:87px;bottom:789px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of The Company\u2019s Registered Of\ufb01ce, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1i_483\" style=\"left:87px;bottom:775px;letter-spacing:0.02px;word-spacing:-0.17px;display:inline;\">Vistra Corporate Services Centre, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1j_483\" style=\"left:87px;bottom:760px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Wickhams Cay II, Road Town, Tortola, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1k_483\" style=\"left:87px;bottom:746px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">VG1110, Virg</div><div class=\"t s7_483\" id=\"t1l_483\" style=\"left:152px;bottom:746px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">in Islands, Br</div><div class=\"t s6_483\" id=\"t1m_483\" style=\"left:220px;bottom:746px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s7_483\" id=\"t1n_483\" style=\"left:227px;bottom:746px;letter-spacing:-0.01px;display:inline;\">ish </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1o_483\" style=\"left:87px;bottom:727px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Sky Harmony Holdings Lim</div><div class=\"t s7_483\" id=\"t1p_483\" style=\"left:236px;bottom:727px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s8_483\" id=\"t1q_483\" style=\"vertical-align: super;left:259px;bottom:733px;display:inline;\">6 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1r_483\" style=\"left:325px;bottom:727px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1s_483\" style=\"left:325px;bottom:712px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1t_483\" style=\"left:489px;bottom:712px;letter-spacing:-0.05px;display:inline;\">Virg</div><div class=\"t s7_483\" id=\"t1u_483\" style=\"left:512px;bottom:712px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">in Islands, Br</div><div class=\"t s6_483\" id=\"t1v_483\" style=\"left:580px;bottom:712px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t s7_483\" id=\"t1w_483\" style=\"left:588px;bottom:712px;letter-spacing:-0.01px;display:inline;\">ish </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1x_483\" style=\"left:615px;bottom:712px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">USD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1y_483\" style=\"left:816px;bottom:712px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t1z_483\" style=\"left:87px;bottom:693px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t20_483\" style=\"left:87px;bottom:679px;word-spacing:-0.15px;display:inline;\">address of Stand No. 4642, Corner of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t21_483\" style=\"left:87px;bottom:664px;letter-spacing:-0.02px;word-spacing:-0.1px;display:inline;\">Mwaimwena Road and Addis Ababa </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t22_483\" style=\"left:87px;bottom:650px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Dri, Lusaka, 10101, Zambia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t23_483\" style=\"left:87px;bottom:631px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Standard Chartered Bank Zambia Plc </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t24_483\" style=\"left:325px;bottom:631px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_483\" id=\"t25_483\" style=\"left:422px;bottom:631px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t26_483\" style=\"left:325px;bottom:616px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t27_483\" style=\"left:489px;bottom:616px;letter-spacing:-0.01px;display:inline;\">Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t28_483\" style=\"left:615px;bottom:616px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ZMW0.25 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t29_483\" style=\"left:821px;bottom:616px;letter-spacing:0.04px;display:inline;\">90 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2a_483\" style=\"left:87px;bottom:597px;word-spacing:-0.14px;display:inline;\">Standard Chartered Zambia Securit</div><div class=\"t s7_483\" id=\"t2b_483\" style=\"left:287px;bottom:597px;letter-spacing:-0.04px;display:inline;\">ies </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2c_483\" style=\"left:87px;bottom:583px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Services Nominees Lim</div><div class=\"t s7_483\" id=\"t2d_483\" style=\"left:215px;bottom:583px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2e_483\" style=\"left:325px;bottom:583px;letter-spacing:0.06px;word-spacing:-0.2px;display:inline;\">Nominee Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2f_483\" style=\"left:489px;bottom:583px;letter-spacing:-0.01px;display:inline;\">Zambia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2g_483\" style=\"left:615px;bottom:583px;letter-spacing:-0.05px;word-spacing:-0.07px;display:inline;\">ZMW0.0203 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2h_483\" style=\"left:816px;bottom:583px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2i_483\" style=\"left:87px;bottom:563px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2j_483\" style=\"left:87px;bottom:549px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">address of Africa Unity Square Build</div><div class=\"t s7_483\" id=\"t2k_483\" style=\"left:287px;bottom:549px;letter-spacing:-0.02px;display:inline;\">ing, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2l_483\" style=\"left:87px;bottom:534px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">68 Nelson Mandela Avenue, Harare, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2m_483\" style=\"left:87px;bottom:520px;letter-spacing:0.01px;display:inline;\">Zimbabwe </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2n_483\" style=\"left:87px;bottom:501px;word-spacing:-0.14px;display:inline;\">Africa Enterprise Network Trust </div><div class=\"t s8_483\" id=\"t2o_483\" style=\"vertical-align: super;left:261px;bottom:507px;display:inline;\">2 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2p_483\" style=\"left:325px;bottom:501px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2q_483\" style=\"left:325px;bottom:486px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2r_483\" style=\"left:489px;bottom:486px;display:inline;\">Zimbabwe </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2s_483\" style=\"left:615px;bottom:486px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Trust Interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2t_483\" style=\"left:816px;bottom:486px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2u_483\" style=\"left:87px;bottom:467px;word-spacing:-0.13px;display:inline;\">Standard Chartered Bank Zimbabwe </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2x_483\" style=\"left:325px;bottom:467px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Banking &amp; Financ</div><div class=\"t s7_483\" id=\"t2y_483\" style=\"left:422px;bottom:467px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2v_483\" style=\"left:87px;bottom:453px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_483\" id=\"t2w_483\" style=\"left:107px;bottom:453px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t2z_483\" style=\"left:325px;bottom:453px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t30_483\" style=\"left:489px;bottom:453px;display:inline;\">Zimbabwe </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t31_483\" style=\"left:615px;bottom:453px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t32_483\" style=\"left:816px;bottom:453px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t33_483\" style=\"left:87px;bottom:434px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Nominees </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t34_483\" style=\"left:87px;bottom:419px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Zimbabwe (Private) Lim</div><div class=\"t s7_483\" id=\"t35_483\" style=\"left:220px;bottom:419px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t36_483\" style=\"left:325px;bottom:419px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Ultimate Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t37_483\" style=\"left:489px;bottom:419px;display:inline;\">Zimbabwe </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t38_483\" style=\"left:615px;bottom:419px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">US$2.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s6_483\" id=\"t39_483\" style=\"left:816px;bottom:419px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s9_483\" id=\"t3a_483\" style=\"left:87px;bottom:395px;letter-spacing:0.05px;display:inline;\">1. </div><div class=\"t s9_483\" id=\"t3b_483\" style=\"left:100px;bottom:395px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">The Group has determined that these undertakings are excluded from being consolidated into the Groups accounts, and do not meet the de\ufb01n</div><div class=\"t sa_483\" id=\"t3c_483\" style=\"left:755px;bottom:395px;letter-spacing:-0.1px;display:inline;\">it</div><div class=\"t s9_483\" id=\"t3d_483\" style=\"left:761px;bottom:395px;letter-spacing:-0.1px;word-spacing:-0.12px;display:inline;\">ion of a </div><div class=\"t s9_483\" id=\"t3e_483\" style=\"left:100px;bottom:384px;letter-spacing:-0.03px;display:inline;\">Subsid</div><div class=\"t sa_483\" id=\"t3f_483\" style=\"left:130px;bottom:384px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">iary under IFRS. See note 32 for the consol</div><div class=\"t s9_483\" id=\"t3g_483\" style=\"left:318px;bottom:384px;letter-spacing:-0.04px;display:inline;\">idat</div><div class=\"t sa_483\" id=\"t3h_483\" style=\"left:337px;bottom:384px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion pol</div><div class=\"t s9_483\" id=\"t3i_483\" style=\"left:368px;bottom:384px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">icy and disclosure of the undertaking. </div><div class=\"t s9_483\" id=\"t3j_483\" style=\"left:87px;bottom:367px;letter-spacing:-0.07px;word-spacing:-0.01px;display:inline;\">2.  No share capital by virtue of being a trust </div><div class=\"t s9_483\" id=\"t3k_483\" style=\"left:87px;bottom:350px;letter-spacing:-0.08px;word-spacing:0.61px;display:inline;\">3.  Lim</div><div class=\"t sa_483\" id=\"t3l_483\" style=\"left:116px;bottom:350px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited l</div><div class=\"t s9_483\" id=\"t3m_483\" style=\"left:139px;bottom:350px;letter-spacing:-0.06px;display:inline;\">iab</div><div class=\"t sa_483\" id=\"t3n_483\" style=\"left:154px;bottom:350px;letter-spacing:-0.09px;display:inline;\">il</div><div class=\"t s9_483\" id=\"t3o_483\" style=\"left:158px;bottom:350px;letter-spacing:-0.04px;word-spacing:-0.19px;display:inline;\">ity company </div><div class=\"t s9_483\" id=\"t3p_483\" style=\"left:87px;bottom:332px;letter-spacing:-0.06px;word-spacing:-0.03px;display:inline;\">4.  The Group has determined the prin</div><div class=\"t sa_483\" id=\"t3q_483\" style=\"left:261px;bottom:332px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">icpal place of operat</div><div class=\"t s9_483\" id=\"t3r_483\" style=\"left:356px;bottom:332px;letter-spacing:-0.07px;word-spacing:-0.15px;display:inline;\">ion to be Ireland </div><div class=\"t s9_483\" id=\"t3s_483\" style=\"left:87px;bottom:315px;letter-spacing:-0.05px;word-spacing:0.02px;display:inline;\">5.  The Group has determined the prin</div><div class=\"t sa_483\" id=\"t3t_483\" style=\"left:261px;bottom:315px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">icpal place of operat</div><div class=\"t s9_483\" id=\"t3u_483\" style=\"left:356px;bottom:315px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion to be United Kingdom </div><div class=\"t s9_483\" id=\"t3v_483\" style=\"left:87px;bottom:298px;letter-spacing:-0.05px;word-spacing:-0.02px;display:inline;\">6.  The Group has determined the prin</div><div class=\"t sa_483\" id=\"t3w_483\" style=\"left:261px;bottom:298px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">icpal place of operat</div><div class=\"t s9_483\" id=\"t3x_483\" style=\"left:356px;bottom:298px;letter-spacing:-0.1px;word-spacing:-0.14px;display:inline;\">ion to be Hong Kong </div><div class=\"t s9_483\" id=\"t3y_483\" style=\"left:87px;bottom:281px;letter-spacing:-0.09px;word-spacing:0.02px;display:inline;\">7.  Company is exempt from the requirements of the companies Act relating to the audit of ind</div><div class=\"t sa_483\" id=\"t3z_483\" style=\"left:518px;bottom:281px;letter-spacing:-0.01px;display:inline;\">iv</div><div class=\"t s9_483\" id=\"t40_483\" style=\"left:526px;bottom:281px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">idual accounts by virtue of S479A </div><div class=\"t s9_483\" id=\"t41_483\" style=\"left:87px;bottom:264px;letter-spacing:-0.06px;display:inline;\">8.  Company numbers of the subsid</div><div class=\"t sa_483\" id=\"t42_483\" style=\"left:248px;bottom:264px;letter-spacing:-0.07px;display:inline;\">iar</div><div class=\"t s9_483\" id=\"t43_483\" style=\"left:260px;bottom:264px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ies taking an audit exemption are SC Transport Leasing 1 LTD 06787116, SC Transport Leasing 2 Lim</div><div class=\"t sa_483\" id=\"t44_483\" style=\"left:708px;bottom:264px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ited 06787090, Standard </div><div class=\"t s9_483\" id=\"t45_483\" style=\"left:100px;bottom:252px;letter-spacing:-0.06px;word-spacing:-0.17px;display:inline;\">Chartered Leasing (UK) Lim</div><div class=\"t sa_483\" id=\"t46_483\" style=\"left:228px;bottom:252px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ited 05513184, Standard Chartered Afr</div><div class=\"t s9_483\" id=\"t47_483\" style=\"left:402px;bottom:252px;letter-spacing:-0.09px;word-spacing:-0.14px;display:inline;\">ica Lim</div><div class=\"t sa_483\" id=\"t48_483\" style=\"left:435px;bottom:252px;letter-spacing:-0.08px;word-spacing:-0.15px;display:inline;\">ited 00002877, Standard Chartered Secur</div><div class=\"t s9_483\" id=\"t49_483\" style=\"left:626px;bottom:252px;letter-spacing:-0.05px;display:inline;\">it</div><div class=\"t sa_483\" id=\"t4a_483\" style=\"left:632px;bottom:252px;letter-spacing:-0.09px;word-spacing:-0.13px;display:inline;\">ies (Afr</div><div class=\"t s9_483\" id=\"t4b_483\" style=\"left:664px;bottom:252px;letter-spacing:-0.11px;word-spacing:-0.12px;display:inline;\">ica) Holdings Lim</div><div class=\"t sa_483\" id=\"t4c_483\" style=\"left:743px;bottom:252px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">ited 05843604 and </div><div class=\"t s9_483\" id=\"t4d_483\" style=\"left:100px;bottom:241px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Standard Chartered Strategic Investments Lim</div><div class=\"t sa_483\" id=\"t4e_483\" style=\"left:314px;bottom:241px;letter-spacing:-0.04px;word-spacing:-0.2px;display:inline;\">ited 01388304 </div><div class=\"t s9_483\" id=\"t4f_483\" style=\"left:87px;bottom:224px;letter-spacing:-0.05px;word-spacing:0.47px;display:inline;\">9  Directly held related undertaking </div><div class=\"t s9_483\" id=\"t4g_483\" style=\"left:87px;bottom:206px;letter-spacing:-0.07px;word-spacing:-0.3px;display:inline;\">10  Group\u2019s ultimate ownership for CurrencyFair entit</div><div class=\"t sa_483\" id=\"t4h_483\" style=\"left:324px;bottom:206px;letter-spacing:-0.03px;display:inline;\">ies </div><div class=\"t s9_483\" id=\"t4i_483\" style=\"left:339px;bottom:206px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">is 43.422% </div><div class=\"t sb_483\" id=\"t4j_483\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t sc_483\" id=\"t4k_483\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t sd_483\" id=\"t4l_483\" style=\"left:87px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t se_483\" id=\"t4m_483\" style=\"left:127px;bottom:1155px;letter-spacing:-0.08px;word-spacing:-0.18px;display:inline;\"> </div><div class=\"t sd_483\" id=\"t4n_483\" style=\"left:210px;bottom:1155px;letter-spacing:-0.07px;display:inline;\"></div><div class=\"t sf_483\" id=\"t4o_483\" style=\"left:238px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><div class=\"t s5_484\" id=\"t7_484\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s6_484\" id=\"t8_484\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s7_484\" id=\"t9_484\" style=\"left:69px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">Joint ventures </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"tg_484\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"th_484\" style=\"left:776px;bottom:1125px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"ta_484\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"tb_484\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s9_484\" id=\"tc_484\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"td_484\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"te_484\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s9_484\" id=\"tf_484\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"ti_484\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"tj_484\" style=\"left:69px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"tk_484\" style=\"left:69px;bottom:1079px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">of Tricor WP Corporate Services Pte Ltd, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"tl_484\" style=\"left:69px;bottom:1064px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">80 Robinson Road #02-00, 068898, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"tm_484\" style=\"left:69px;bottom:1050px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"tn_484\" style=\"left:69px;bottom:1031px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Olea Global Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"to_484\" style=\"left:307px;bottom:1031px;letter-spacing:-0.04px;display:inline;\">Provis</div><div class=\"t s4_484\" id=\"tp_484\" style=\"left:340px;bottom:1031px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ion of trade \ufb01nance </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"tr_484\" style=\"left:472px;bottom:1031px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"ts_484\" style=\"left:598px;bottom:1031px;letter-spacing:0.06px;word-spacing:-0.19px;display:inline;\">$ Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"tt_484\" style=\"left:807px;bottom:1031px;letter-spacing:-0.49px;display:inline;\">41 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"tq_484\" style=\"left:307px;bottom:1016px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">products and services. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"tu_484\" style=\"left:598px;bottom:1012px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$ Preference </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"tv_484\" style=\"left:798px;bottom:1012px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s7_484\" id=\"tw_484\" style=\"left:69px;bottom:974px;letter-spacing:-0.06px;display:inline;\">Associates </div><table><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"t13_484\" style=\"left:767px;bottom:955px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"t14_484\" style=\"left:776px;bottom:943px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"tx_484\" style=\"left:69px;bottom:932px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"ty_484\" style=\"left:307px;bottom:932px;letter-spacing:-0.05px;display:inline;\">Activ</div> <div class=\"t s9_484\" id=\"tz_484\" style=\"left:332px;bottom:932px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"t10_484\" style=\"left:472px;bottom:932px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"t11_484\" style=\"left:598px;bottom:932px;letter-spacing:-0.01px;display:inline;\">Descript</div> <div class=\"t s9_484\" id=\"t12_484\" style=\"left:638px;bottom:932px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_484\" id=\"t15_484\" style=\"left:778px;bottom:932px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t16_484\" style=\"left:69px;bottom:912px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t17_484\" style=\"left:69px;bottom:897px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">of 41 Luke Street, London, EC2A 4DP, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t18_484\" style=\"left:69px;bottom:883px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td class=\"tcs-selection-enabled emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t19_484\" style=\"left:69px;bottom:864px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Fintech for International Development </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t1a_484\" style=\"left:69px;bottom:849px;letter-spacing:0.01px;display:inline;\">Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1b_484\" style=\"left:307px;bottom:849px;letter-spacing:-0.04px;display:inline;\">Financ</div> <div class=\"t s4_484\" id=\"t1c_484\" style=\"left:345px;bottom:849px;letter-spacing:-0.09px;display:inline;\">ial </div> <div class=\"t sa_484\" id=\"t1d_484\" style=\"left:360px;bottom:849px;letter-spacing:0.05px;display:inline;\">intermed</div><div class=\"t s4_484\" id=\"t1e_484\" style=\"left:412px;bottom:849px;letter-spacing:-0.04px;display:inline;\">iat</div><div class=\"t sa_484\" id=\"t1f_484\" style=\"left:427px;bottom:849px;letter-spacing:0.01px;display:inline;\">ion </div></td><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1g_484\" style=\"left:472px;bottom:849px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1h_484\" style=\"left:598px;bottom:849px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$0.0001 Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t1i_484\" style=\"left:796px;bottom:849px;letter-spacing:-0.14px;display:inline;\">58.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1j_484\" style=\"left:69px;bottom:830px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1k_484\" style=\"left:69px;bottom:816px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">of Bohai Bank Build</div><div class=\"t s4_484\" id=\"t1l_484\" style=\"left:176px;bottom:816px;word-spacing:-0.14px;display:inline;\">ing, No.218 Ha</div><div class=\"t sa_484\" id=\"t1m_484\" style=\"left:256px;bottom:816px;letter-spacing:-0.07px;word-spacing:-0.09px;display:inline;\">i He </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1n_484\" style=\"left:69px;bottom:801px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Dong Lu, Hedong Distr</div><div class=\"t s4_484\" id=\"t1o_484\" style=\"left:196px;bottom:801px;letter-spacing:-0.04px;word-spacing:-0.12px;display:inline;\">ict, T </div><div class=\"t sa_484\" id=\"t1p_484\" style=\"left:221px;bottom:801px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ianjin, China, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1q_484\" style=\"left:69px;bottom:787px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">300012, China </div></td><td class=\"tcs-selection-enabled tcs-selected emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1r_484\" style=\"left:69px;bottom:768px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">China Bohai Bank Co., Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1s_484\" style=\"left:307px;bottom:768px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">General commercial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1t_484\" style=\"left:307px;bottom:753px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">banking businesses </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1u_484\" style=\"left:472px;bottom:753px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1v_484\" style=\"left:598px;bottom:753px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">CNY1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t1w_484\" style=\"left:785px;bottom:753px;letter-spacing:0.05px;display:inline;\">16.263 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1x_484\" style=\"left:69px;bottom:734px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t1y_484\" style=\"left:69px;bottom:719px;letter-spacing:-0.11px;word-spacing:-0.03px;display:inline;\">of 17/F, 100, Gongpyeong-dong, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t1z_484\" style=\"left:69px;bottom:705px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Jongno-gu, Seoul, Korea, Republic of </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t20_484\" style=\"left:69px;bottom:686px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ascenta IV </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t21_484\" style=\"left:307px;bottom:686px;word-spacing:-0.13px;display:inline;\">Investment making </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t22_484\" style=\"left:472px;bottom:686px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Korea, Republic of </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t23_484\" style=\"left:598px;bottom:686px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Partnership Interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t24_484\" style=\"left:784px;bottom:686px;letter-spacing:-0.28px;display:inline;\">39.100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t25_484\" style=\"left:69px;bottom:667px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t26_484\" style=\"left:69px;bottom:652px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">of 1 Raf\ufb02es Quay, #23-01, One Raf\ufb02es </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t27_484\" style=\"left:69px;bottom:638px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Quay, 048583, Singapore </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t28_484\" style=\"left:69px;bottom:619px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Clifford Capital Holdings Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t29_484\" style=\"left:307px;bottom:619px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t2a_484\" style=\"left:307px;bottom:604px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2b_484\" style=\"left:472px;bottom:604px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2c_484\" style=\"left:598px;bottom:604px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t2d_484\" style=\"left:804px;bottom:604px;letter-spacing:-0.82px;display:inline;\">9.9 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2e_484\" style=\"left:69px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2f_484\" style=\"left:69px;bottom:571px;word-spacing:-0.14px;display:inline;\">of 10 Marina Boulevard #08-08, Marina </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2g_484\" style=\"left:69px;bottom:556px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">Bay, Financ</div><div class=\"t s4_484\" id=\"t2h_484\" style=\"left:132px;bottom:556px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ial Centre, 018983, S</div><div class=\"t sa_484\" id=\"t2i_484\" style=\"left:241px;bottom:556px;letter-spacing:0.03px;display:inline;\">ingapore </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2j_484\" style=\"left:69px;bottom:537px;letter-spacing:-0.2px;display:inline;\">Verif</div><div class=\"t s4_484\" id=\"t2k_484\" style=\"left:96px;bottom:537px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">ied Impact Exchange Hold</div><div class=\"t sa_484\" id=\"t2l_484\" style=\"left:244px;bottom:537px;letter-spacing:-0.05px;word-spacing:-0.11px;display:inline;\">ings Pte. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2n_484\" style=\"left:307px;bottom:537px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Exchange offering liqu</div><div class=\"t s4_484\" id=\"t2o_484\" style=\"left:433px;bottom:537px;letter-spacing:-0.06px;display:inline;\">id</div><div class=\"t sa_484\" id=\"t2p_484\" style=\"left:444px;bottom:537px;letter-spacing:0.17px;display:inline;\">ity </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t2m_484\" style=\"left:69px;bottom:523px;letter-spacing:0.01px;display:inline;\">Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t2q_484\" style=\"left:307px;bottom:523px;word-spacing:-0.14px;display:inline;\">of trade </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2r_484\" style=\"left:472px;bottom:523px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2s_484\" style=\"left:598px;bottom:523px;letter-spacing:0.07px;word-spacing:-0.19px;display:inline;\">SGD Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t2t_484\" style=\"left:808px;bottom:523px;letter-spacing:0.01px;display:inline;\">15 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2u_484\" style=\"left:69px;bottom:504px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2v_484\" style=\"left:69px;bottom:489px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of Victor</div><div class=\"t s4_484\" id=\"t2w_484\" style=\"left:117px;bottom:489px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ia House, State House Avenue, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2x_484\" style=\"left:69px;bottom:475px;letter-spacing:-0.02px;display:inline;\">Victor</div><div class=\"t s4_484\" id=\"t2y_484\" style=\"left:103px;bottom:475px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">ia, MAHE, Seychelles </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t2z_484\" style=\"left:69px;bottom:456px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">Seychelles International Mercantile </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t30_484\" style=\"left:69px;bottom:441px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Banking Corporation Lim</div><div class=\"t s4_484\" id=\"t31_484\" style=\"left:209px;bottom:441px;display:inline;\">ited. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t32_484\" style=\"left:307px;bottom:441px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Commercial Bank </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t33_484\" style=\"left:472px;bottom:441px;letter-spacing:-0.01px;display:inline;\">Seychelles </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t34_484\" style=\"left:598px;bottom:441px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">SCR1,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t35_484\" style=\"left:805px;bottom:441px;letter-spacing:0.35px;display:inline;\">22 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t36_484\" style=\"left:69px;bottom:422px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t37_484\" style=\"left:69px;bottom:408px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">of Gervinusstrasse 17, 60322, Frankfurt </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t38_484\" style=\"left:69px;bottom:393px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">am Main, Hesse, Germany </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t39_484\" style=\"left:69px;bottom:374px;letter-spacing:-0.09px;word-spacing:-0.01px;display:inline;\">SWIAT GmbH </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3a_484\" style=\"left:307px;bottom:374px;letter-spacing:0.02px;display:inline;\">Dig</div> <div class=\"t s4_484\" id=\"t3b_484\" style=\"left:327px;bottom:374px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">ital Venture: F</div><div class=\"t sa_484\" id=\"t3c_484\" style=\"left:403px;bottom:374px;letter-spacing:0.01px;display:inline;\">inanc</div><div class=\"t s4_484\" id=\"t3d_484\" style=\"left:434px;bottom:374px;letter-spacing:-0.09px;display:inline;\">ial </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3e_484\" style=\"left:307px;bottom:359px;letter-spacing:0.11px;display:inline;\">Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t3f_484\" style=\"left:472px;bottom:359px;letter-spacing:0.06px;display:inline;\">Germany </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3g_484\" style=\"left:598px;bottom:359px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">\u20ac1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t3h_484\" style=\"left:804px;bottom:359px;letter-spacing:0.08px;display:inline;\">30 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3i_484\" style=\"left:69px;bottom:340px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3j_484\" style=\"left:69px;bottom:326px;letter-spacing:-0.13px;word-spacing:-0.02px;display:inline;\">of Izumi Garden Tower 19F, 1-6-1 </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3k_484\" style=\"left:69px;bottom:311px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Roppongi, Minato-ku, Tokyo, Japan </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3l_484\" style=\"left:69px;bottom:292px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">SBI Zodia Custody Co. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t3m_484\" style=\"left:307px;bottom:292px;letter-spacing:0.1px;display:inline;\">Others </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t3n_484\" style=\"left:472px;bottom:292px;letter-spacing:0.04px;display:inline;\">Japan </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3o_484\" style=\"left:598px;bottom:292px;word-spacing:-0.13px;display:inline;\">JPY50,000.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t3p_484\" style=\"left:798px;bottom:292px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3q_484\" style=\"left:69px;bottom:273px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t3r_484\" style=\"left:69px;bottom:259px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">of 60B, Orchard Road, #06-18, Tower 2, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3s_484\" style=\"left:69px;bottom:244px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">The Atrium @ Orchard, 238891, </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3t_484\" style=\"left:69px;bottom:230px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3u_484\" style=\"left:69px;bottom:211px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Partior Holdings Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3v_484\" style=\"left:307px;bottom:211px;letter-spacing:-0.04px;display:inline;\">Financ</div> <div class=\"t s4_484\" id=\"t3w_484\" style=\"left:345px;bottom:211px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">ial Serv</div><div class=\"t sa_484\" id=\"t3x_484\" style=\"left:385px;bottom:211px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3y_484\" style=\"left:472px;bottom:211px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t3z_484\" style=\"left:598px;bottom:211px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">SGD1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t40_484\" style=\"left:782px;bottom:211px;letter-spacing:-0.11px;display:inline;\">24.999 </div></td></tr><tr><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td class=\"emptyTDSTag \" colspan=\"1\" rowspan=\"1\"></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_484\" id=\"t41_484\" style=\"left:598px;bottom:192px;word-spacing:-0.14px;display:inline;\">SGD1.00 Series A Preferred </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_484\" id=\"t42_484\" style=\"left:784px;bottom:192px;letter-spacing:-0.01px;display:inline;\">25.014 </div></td></tr></table><div></div><div class=\"t s4_485\" id=\"t6_485\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s5_485\" id=\"t7_485\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_485\" id=\"t8_485\" style=\"left:87px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">Sign</div><div class=\"t s7_485\" id=\"t9_485\" style=\"left:113px;bottom:1155px;letter-spacing:-0.13px;display:inline;\">i\ufb01cant </div><div class=\"t s6_485\" id=\"ta_485\" style=\"left:155px;bottom:1155px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">investment holdings and other related undertakings </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"th_485\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"ti_485\" style=\"left:793px;bottom:1125px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"tb_485\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"tc_485\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s9_485\" id=\"td_485\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"te_485\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"tf_485\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s9_485\" id=\"tg_485\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_485\" id=\"tj_485\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tk_485\" style=\"left:87px;bottom:1093px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tl_485\" style=\"left:87px;bottom:1079px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of 1 Bartholomew Lane, London, EC2N </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tm_485\" style=\"left:87px;bottom:1064px;letter-spacing:0.07px;word-spacing:-0.2px;display:inline;\">2AX, United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tn_485\" style=\"left:87px;bottom:1045px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Corrasi Covered Bonds (LM) Lim</div><div class=\"t sb_485\" id=\"to_485\" style=\"left:266px;bottom:1045px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tp_485\" style=\"left:325px;bottom:1045px;letter-spacing:0.02px;display:inline;\">Liqu</div><div class=\"t sb_485\" id=\"tq_485\" style=\"left:349px;bottom:1045px;letter-spacing:-0.01px;display:inline;\">idat</div><div class=\"t sa_485\" id=\"tr_485\" style=\"left:371px;bottom:1045px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ion member </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"ts_485\" style=\"left:325px;bottom:1031px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">(Bond holders) </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tt_485\" style=\"left:489px;bottom:1031px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tu_485\" style=\"left:615px;bottom:1031px;letter-spacing:0.05px;word-spacing:-0.18px;display:inline;\">\u00a31.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tv_485\" style=\"left:822px;bottom:1031px;letter-spacing:-0.16px;display:inline;\">20 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tw_485\" style=\"left:87px;bottom:1012px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"tx_485\" style=\"left:87px;bottom:997px;letter-spacing:0.03px;word-spacing:-0.18px;display:inline;\">of Intertrust Corporate Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"ty_485\" style=\"left:87px;bottom:983px;letter-spacing:-0.12px;display:inline;\">(Cayman) Lim</div><div class=\"t sb_485\" id=\"tz_485\" style=\"left:166px;bottom:983px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">ited, 190 Elg</div><div class=\"t sa_485\" id=\"t10_485\" style=\"left:231px;bottom:983px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">in Avenue, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t11_485\" style=\"left:87px;bottom:968px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">George Town, Grand Cayman , KY1- </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t12_485\" style=\"left:87px;bottom:954px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">9005, Cayman Islands </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t13_485\" style=\"left:87px;bottom:935px;letter-spacing:-0.05px;word-spacing:-0.07px;display:inline;\">ATSC Cayman Holdco Lim</div><div class=\"t sb_485\" id=\"t14_485\" style=\"left:234px;bottom:935px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t15_485\" style=\"left:325px;bottom:935px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t16_485\" style=\"left:489px;bottom:935px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Cayman Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t17_485\" style=\"left:615px;bottom:935px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">$0.01 Ordinary-A </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t18_485\" style=\"left:807px;bottom:935px;letter-spacing:0.12px;display:inline;\">5.272 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t19_485\" style=\"left:615px;bottom:916px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">$0.01 Ordinary-B </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1a_485\" style=\"left:815px;bottom:916px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1b_485\" style=\"left:87px;bottom:897px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1c_485\" style=\"left:87px;bottom:882px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">address of Unit 605-07, 6/F Wing On </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1d_485\" style=\"left:87px;bottom:868px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Centre, 111 Connaught Road, Central, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1e_485\" style=\"left:87px;bottom:853px;letter-spacing:-0.04px;word-spacing:-0.08px;display:inline;\">Sheung Wan, Hong Kong </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1f_485\" style=\"left:87px;bottom:834px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">Actis Temple Stay Holdings (HK) Lim</div><div class=\"t sb_485\" id=\"t1g_485\" style=\"left:290px;bottom:834px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1h_485\" style=\"left:325px;bottom:834px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1i_485\" style=\"left:489px;bottom:834px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1j_485\" style=\"left:615px;bottom:834px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$ Class A Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1k_485\" style=\"left:800px;bottom:834px;letter-spacing:-0.17px;display:inline;\">39.689 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1l_485\" style=\"left:615px;bottom:815px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$ Class B Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1m_485\" style=\"left:800px;bottom:815px;letter-spacing:-0.17px;display:inline;\">39.689 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1n_485\" style=\"left:87px;bottom:796px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">Actis Rivendell Holdings (HK) Lim</div><div class=\"t sb_485\" id=\"t1o_485\" style=\"left:271px;bottom:796px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1p_485\" style=\"left:325px;bottom:796px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment holding </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1q_485\" style=\"left:489px;bottom:796px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1r_485\" style=\"left:615px;bottom:796px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$ Class A Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1s_485\" style=\"left:804px;bottom:796px;letter-spacing:-0.25px;display:inline;\">39.671 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1t_485\" style=\"left:615px;bottom:777px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$ Class B Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1u_485\" style=\"left:804px;bottom:777px;letter-spacing:-0.25px;display:inline;\">39.671 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1v_485\" style=\"left:87px;bottom:758px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1w_485\" style=\"left:87px;bottom:743px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">of 1221 A, Devika Tower, 12th Floor, , 6 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1x_485\" style=\"left:87px;bottom:729px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">Nehru Place, New Delhi 110019, New </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1y_485\" style=\"left:87px;bottom:714px;letter-spacing:-0.09px;word-spacing:-0.07px;display:inline;\">Delhi, 110019, India </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t1z_485\" style=\"left:87px;bottom:695px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Mikado Realtors Private Lim</div><div class=\"t sb_485\" id=\"t20_485\" style=\"left:242px;bottom:695px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t21_485\" style=\"left:325px;bottom:695px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Other business activ</div><div class=\"t sb_485\" id=\"t22_485\" style=\"left:438px;bottom:695px;letter-spacing:-0.13px;display:inline;\">it</div><div class=\"t sa_485\" id=\"t23_485\" style=\"left:445px;bottom:695px;display:inline;\">ies </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t24_485\" style=\"left:489px;bottom:695px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t25_485\" style=\"left:615px;bottom:695px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">INR10.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t26_485\" style=\"left:823px;bottom:695px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t27_485\" style=\"left:87px;bottom:676px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t28_485\" style=\"left:87px;bottom:662px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">of 4thFloor, 274, Chital</div><div class=\"t sb_485\" id=\"t29_485\" style=\"left:209px;bottom:662px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">ia House, Dr. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_485\" id=\"t2a_485\" style=\"left:87px;bottom:647px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Cawasji Hormusji Road, Dhob</div><div class=\"t sa_485\" id=\"t2b_485\" style=\"left:253px;bottom:647px;letter-spacing:-0.24px;word-spacing:0.08px;display:inline;\">i Talao, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2c_485\" style=\"left:87px;bottom:633px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Mumbai City, Maharashtra, India 400 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2d_485\" style=\"left:87px;bottom:618px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">002, Mumbai, 400 002, India </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2e_485\" style=\"left:87px;bottom:599px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Industrial Minerals and Chemical Co. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2f_485\" style=\"left:87px;bottom:585px;letter-spacing:0.07px;word-spacing:-0.22px;display:inline;\">Pvt. Ltd </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2g_485\" style=\"left:325px;bottom:585px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Minerals and Chemical </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2h_485\" style=\"left:489px;bottom:585px;letter-spacing:-0.01px;display:inline;\">India </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2i_485\" style=\"left:615px;bottom:585px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">INR100.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2j_485\" style=\"left:823px;bottom:585px;letter-spacing:-0.09px;display:inline;\">26 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2k_485\" style=\"left:87px;bottom:566px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2l_485\" style=\"left:87px;bottom:551px;letter-spacing:-0.16px;display:inline;\">of 17F, 47, Jong-ro, Jongno-gu, (17F, 100, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2m_485\" style=\"left:87px;bottom:537px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Gongpyeong-dong, Jongno-gu), Seoul, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2n_485\" style=\"left:87px;bottom:522px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">Korea, Republic of </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2o_485\" style=\"left:87px;bottom:503px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Ascenta III </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2p_485\" style=\"left:325px;bottom:503px;word-spacing:-0.13px;display:inline;\">Investment making </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2q_485\" style=\"left:489px;bottom:503px;letter-spacing:-0.03px;display:inline;\">Korea </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2r_485\" style=\"left:615px;bottom:503px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">KRW1.00 Class B Equity </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2s_485\" style=\"left:615px;bottom:488px;display:inline;\">Interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2t_485\" style=\"left:825px;bottom:488px;letter-spacing:-0.04px;display:inline;\">31 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2u_485\" style=\"left:87px;bottom:469px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2v_485\" style=\"left:87px;bottom:455px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">of 3 Jalan Pisang, c/o Watiga Trust Ltd, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2w_485\" style=\"left:87px;bottom:440px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">199070 Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t2x_485\" style=\"left:87px;bottom:421px;word-spacing:-0.14px;display:inline;\">SCIAIGF Liqu</div><div class=\"t sb_485\" id=\"t2y_485\" style=\"left:158px;bottom:421px;letter-spacing:-0.01px;display:inline;\">idat</div><div class=\"t sa_485\" id=\"t2z_485\" style=\"left:181px;bottom:421px;letter-spacing:-0.14px;word-spacing:-0.01px;display:inline;\">ing Trust </div><div class=\"t sc_485\" id=\"t30_485\" style=\"vertical-align: super;left:228px;bottom:428px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t31_485\" style=\"left:325px;bottom:421px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t32_485\" style=\"left:325px;bottom:407px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t33_485\" style=\"left:489px;bottom:407px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t34_485\" style=\"left:615px;bottom:407px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Trust Interest </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t35_485\" style=\"left:807px;bottom:407px;letter-spacing:-0.21px;display:inline;\">43.96 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t36_485\" style=\"left:87px;bottom:388px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t37_485\" style=\"left:87px;bottom:373px;letter-spacing:-0.04px;word-spacing:-0.11px;display:inline;\">of 251 Little Falls Drive, Wilm</div><div class=\"t sb_485\" id=\"t38_485\" style=\"left:243px;bottom:373px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">ington, New </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t39_485\" style=\"left:87px;bottom:359px;word-spacing:-0.14px;display:inline;\">Castle DE 19808, United States </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3a_485\" style=\"left:87px;bottom:340px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Paxata, Inc. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3b_485\" style=\"left:325px;bottom:340px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Data Analytics </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3c_485\" style=\"left:489px;bottom:340px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3d_485\" style=\"left:615px;bottom:340px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">US$0.0001 Series C2 Preferred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3e_485\" style=\"left:615px;bottom:325px;letter-spacing:0.04px;display:inline;\">Stock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3f_485\" style=\"left:806px;bottom:325px;letter-spacing:-0.24px;display:inline;\">40.74 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3g_485\" style=\"left:615px;bottom:306px;word-spacing:-0.14px;display:inline;\">US$0.0001 Series C3 Preferred </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3h_485\" style=\"left:615px;bottom:292px;letter-spacing:0.04px;display:inline;\">Stock </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_485\" id=\"t3i_485\" style=\"left:805px;bottom:292px;letter-spacing:-0.11px;display:inline;\">8.908 </div></td></tr></table><div class=\"t sd_485\" id=\"t3j_485\" style=\"left:87px;bottom:268px;letter-spacing:0.05px;display:inline;\">1. </div><div class=\"t sd_485\" id=\"t3k_485\" style=\"left:100px;bottom:268px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">The Group has determined the prin</div><div class=\"t se_485\" id=\"t3l_485\" style=\"left:261px;bottom:268px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">icpal place of operat</div><div class=\"t sd_485\" id=\"t3m_485\" style=\"left:356px;bottom:268px;letter-spacing:-0.07px;word-spacing:-0.16px;display:inline;\">ion to be Singapore </div><div></div><div class=\"t s5_486\" id=\"t7_486\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s6_486\" id=\"t8_486\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s2_486\" id=\"t9_486\" style=\"left:69px;bottom:1157px;letter-spacing:-0.03px;word-spacing:-0.13px;display:inline;\">In liqu</div><div class=\"t s3_486\" id=\"ta_486\" style=\"left:104px;bottom:1157px;letter-spacing:0.05px;display:inline;\">idat</div><div class=\"t s2_486\" id=\"tb_486\" style=\"left:127px;bottom:1157px;letter-spacing:0.01px;display:inline;\">ion </div><div class=\"t s7_486\" id=\"tc_486\" style=\"left:69px;bottom:1131px;letter-spacing:-0.08px;display:inline;\">Subsid</div><div class=\"t s8_486\" id=\"td_486\" style=\"left:110px;bottom:1131px;letter-spacing:-0.09px;word-spacing:-0.18px;display:inline;\">iary Undertak</div><div class=\"t s7_486\" id=\"te_486\" style=\"left:195px;bottom:1131px;letter-spacing:-0.07px;display:inline;\">ings </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"tl_486\" style=\"left:767px;bottom:1111px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"tm_486\" style=\"left:776px;bottom:1100px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"tf_486\" style=\"left:69px;bottom:1089px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"tg_486\" style=\"left:307px;bottom:1089px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t sa_486\" id=\"th_486\" style=\"left:332px;bottom:1089px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"ti_486\" style=\"left:472px;bottom:1089px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"tj_486\" style=\"left:598px;bottom:1089px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t sa_486\" id=\"tk_486\" style=\"left:638px;bottom:1089px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s9_486\" id=\"tn_486\" style=\"left:778px;bottom:1089px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"to_486\" style=\"left:69px;bottom:1069px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"tp_486\" style=\"left:69px;bottom:1054px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">address of C/O Teneo Financ</div><div class=\"t s4_486\" id=\"tq_486\" style=\"left:232px;bottom:1054px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">ial Adv</div><div class=\"t sb_486\" id=\"tr_486\" style=\"left:270px;bottom:1054px;letter-spacing:0.14px;display:inline;\">isory </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"ts_486\" style=\"left:69px;bottom:1040px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_486\" id=\"tt_486\" style=\"left:90px;bottom:1040px;word-spacing:-0.14px;display:inline;\">ited, The Colmore Bu</div><div class=\"t sb_486\" id=\"tu_486\" style=\"left:205px;bottom:1040px;letter-spacing:-0.03px;display:inline;\">ild</div><div class=\"t s4_486\" id=\"tv_486\" style=\"left:218px;bottom:1040px;letter-spacing:-0.08px;word-spacing:-0.08px;display:inline;\">ing, 20 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"tw_486\" style=\"left:69px;bottom:1025px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Colmore Circus, Queensway, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"tx_486\" style=\"left:69px;bottom:1011px;letter-spacing:0.05px;display:inline;\">Birm</div><div class=\"t s4_486\" id=\"ty_486\" style=\"left:95px;bottom:1011px;letter-spacing:-0.17px;word-spacing:0.03px;display:inline;\">ingham, B4 6AT, Un</div><div class=\"t sb_486\" id=\"tz_486\" style=\"left:202px;bottom:1011px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ited Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t10_486\" style=\"left:69px;bottom:992px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Standard Chartered Masterbrand </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t15_486\" style=\"left:307px;bottom:992px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">To manage intellectual </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t11_486\" style=\"left:69px;bottom:977px;letter-spacing:0.01px;display:inline;\">Licens</div><div class=\"t s4_486\" id=\"t12_486\" style=\"left:104px;bottom:977px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t sb_486\" id=\"t13_486\" style=\"left:131px;bottom:977px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s4_486\" id=\"t14_486\" style=\"left:144px;bottom:977px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t16_486\" style=\"left:307px;bottom:977px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">property for Group </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t17_486\" style=\"left:472px;bottom:977px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t18_486\" style=\"left:598px;bottom:977px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t19_486\" style=\"left:798px;bottom:977px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1a_486\" style=\"left:69px;bottom:958px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1b_486\" style=\"left:69px;bottom:943px;word-spacing:-0.14px;display:inline;\">address of Bucktrout House, Glategny </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1c_486\" style=\"left:69px;bottom:929px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Esplanade, St Peter Port, GY1 3HQ, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1d_486\" style=\"left:69px;bottom:914px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1e_486\" style=\"left:69px;bottom:895px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Birdsong Lim</div><div class=\"t s4_486\" id=\"t1f_486\" style=\"left:141px;bottom:895px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1g_486\" style=\"left:307px;bottom:895px;letter-spacing:-0.04px;display:inline;\">Fiduc</div><div class=\"t s4_486\" id=\"t1h_486\" style=\"left:337px;bottom:895px;letter-spacing:0.13px;word-spacing:-0.28px;display:inline;\">iary Serv</div><div class=\"t sb_486\" id=\"t1i_486\" style=\"left:385px;bottom:895px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1j_486\" style=\"left:472px;bottom:895px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1k_486\" style=\"left:598px;bottom:895px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1l_486\" style=\"left:798px;bottom:895px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1m_486\" style=\"left:69px;bottom:876px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Nominees One Lim</div><div class=\"t s4_486\" id=\"t1n_486\" style=\"left:176px;bottom:876px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1o_486\" style=\"left:307px;bottom:876px;letter-spacing:-0.04px;display:inline;\">Fiduc</div><div class=\"t s4_486\" id=\"t1p_486\" style=\"left:337px;bottom:876px;letter-spacing:0.13px;word-spacing:-0.28px;display:inline;\">iary Serv</div><div class=\"t sb_486\" id=\"t1q_486\" style=\"left:385px;bottom:876px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1r_486\" style=\"left:472px;bottom:876px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1s_486\" style=\"left:598px;bottom:876px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1t_486\" style=\"left:798px;bottom:876px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1u_486\" style=\"left:69px;bottom:857px;letter-spacing:-0.08px;word-spacing:-0.04px;display:inline;\">Nominees Two Lim</div><div class=\"t s4_486\" id=\"t1v_486\" style=\"left:175px;bottom:857px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t1w_486\" style=\"left:307px;bottom:857px;letter-spacing:-0.04px;display:inline;\">Fiduc</div><div class=\"t s4_486\" id=\"t1x_486\" style=\"left:337px;bottom:857px;letter-spacing:0.13px;word-spacing:-0.28px;display:inline;\">iary Serv</div><div class=\"t sb_486\" id=\"t1y_486\" style=\"left:385px;bottom:857px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t1z_486\" style=\"left:472px;bottom:857px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t20_486\" style=\"left:598px;bottom:857px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t21_486\" style=\"left:798px;bottom:857px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t22_486\" style=\"left:69px;bottom:838px;word-spacing:-0.13px;display:inline;\">Songbird Lim</div><div class=\"t s4_486\" id=\"t23_486\" style=\"left:143px;bottom:838px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t24_486\" style=\"left:307px;bottom:838px;letter-spacing:-0.04px;display:inline;\">Fiduc</div><div class=\"t s4_486\" id=\"t25_486\" style=\"left:337px;bottom:838px;letter-spacing:0.13px;word-spacing:-0.28px;display:inline;\">iary Serv</div><div class=\"t sb_486\" id=\"t26_486\" style=\"left:385px;bottom:838px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t27_486\" style=\"left:472px;bottom:838px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t28_486\" style=\"left:598px;bottom:838px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t29_486\" style=\"left:798px;bottom:838px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2a_486\" style=\"left:69px;bottom:819px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Standard Chartered Secretaries </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2b_486\" style=\"left:69px;bottom:805px;letter-spacing:-0.1px;word-spacing:-0.03px;display:inline;\">(Guernsey) Lim</div><div class=\"t s4_486\" id=\"t2c_486\" style=\"left:153px;bottom:805px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2d_486\" style=\"left:307px;bottom:805px;letter-spacing:-0.04px;display:inline;\">Fiduc</div><div class=\"t s4_486\" id=\"t2e_486\" style=\"left:337px;bottom:805px;letter-spacing:0.13px;word-spacing:-0.28px;display:inline;\">iary Serv</div><div class=\"t sb_486\" id=\"t2f_486\" style=\"left:385px;bottom:805px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t2g_486\" style=\"left:472px;bottom:805px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2h_486\" style=\"left:598px;bottom:805px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t2i_486\" style=\"left:798px;bottom:805px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t2j_486\" style=\"left:69px;bottom:786px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Standard Chartered Trust (Guernsey) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2k_486\" style=\"left:69px;bottom:771px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_486\" id=\"t2l_486\" style=\"left:90px;bottom:771px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2m_486\" style=\"left:307px;bottom:771px;letter-spacing:-0.04px;display:inline;\">Fiduc</div><div class=\"t s4_486\" id=\"t2n_486\" style=\"left:337px;bottom:771px;letter-spacing:0.13px;word-spacing:-0.28px;display:inline;\">iary Serv</div><div class=\"t sb_486\" id=\"t2o_486\" style=\"left:385px;bottom:771px;letter-spacing:-0.01px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t2p_486\" style=\"left:472px;bottom:771px;letter-spacing:0.07px;display:inline;\">Guernsey </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2q_486\" style=\"left:598px;bottom:771px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t2r_486\" style=\"left:798px;bottom:771px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2s_486\" style=\"left:69px;bottom:752px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2t_486\" style=\"left:69px;bottom:738px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of 30 Rue Schrobilgen, 2526, Luxembourg </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2u_486\" style=\"left:69px;bottom:719px;word-spacing:-0.13px;display:inline;\">Standard Chartered Financ</div><div class=\"t s4_486\" id=\"t2v_486\" style=\"left:222px;bottom:719px;letter-spacing:0.06px;word-spacing:-0.21px;display:inline;\">ial Serv</div><div class=\"t sb_486\" id=\"t2w_486\" style=\"left:262px;bottom:719px;letter-spacing:-0.03px;display:inline;\">ices </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2y_486\" style=\"left:307px;bottom:719px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Corporate Finance &amp; </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t2x_486\" style=\"left:69px;bottom:704px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">(Luxembourg) S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t2z_486\" style=\"left:307px;bottom:704px;letter-spacing:0.09px;word-spacing:-0.23px;display:inline;\">Advisory Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t30_486\" style=\"left:472px;bottom:704px;letter-spacing:0.02px;display:inline;\">Luxembourg </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t31_486\" style=\"left:598px;bottom:704px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">\u20ac25.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t32_486\" style=\"left:798px;bottom:704px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t33_486\" style=\"left:69px;bottom:685px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t34_486\" style=\"left:69px;bottom:671px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of Jiron Huascar 2055, Jesus Maria, Lima </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t35_486\" style=\"left:69px;bottom:656px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">15072, Peru </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t36_486\" style=\"left:69px;bottom:637px;word-spacing:-0.14px;display:inline;\">Banco Standard Chartered en </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t37_486\" style=\"left:69px;bottom:622px;letter-spacing:0.01px;display:inline;\">Liqu</div><div class=\"t s4_486\" id=\"t38_486\" style=\"left:93px;bottom:622px;letter-spacing:0.01px;display:inline;\">idac</div><div class=\"t sb_486\" id=\"t39_486\" style=\"left:117px;bottom:622px;letter-spacing:0.01px;display:inline;\">ion </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3a_486\" style=\"left:307px;bottom:622px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Banking services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3b_486\" style=\"left:472px;bottom:622px;letter-spacing:0.03px;display:inline;\">Peru </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3c_486\" style=\"left:598px;bottom:622px;word-spacing:-0.14px;display:inline;\">$75.133 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3d_486\" style=\"left:798px;bottom:622px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3e_486\" style=\"left:69px;bottom:603px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3f_486\" style=\"left:69px;bottom:589px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">of Luis Alberto de Herrera 1248, Torre II, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3g_486\" style=\"left:69px;bottom:574px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">Piso 11, Esc. 1111, Uruguay </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3h_486\" style=\"left:69px;bottom:555px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">Standard Chartered Uruguay </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3j_486\" style=\"left:307px;bottom:555px;letter-spacing:-0.04px;display:inline;\">Financ</div><div class=\"t s4_486\" id=\"t3k_486\" style=\"left:345px;bottom:555px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">ial counsell</div><div class=\"t sb_486\" id=\"t3l_486\" style=\"left:406px;bottom:555px;letter-spacing:-0.02px;display:inline;\">ing </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3i_486\" style=\"left:69px;bottom:541px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Representacion S.A. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3m_486\" style=\"left:307px;bottom:541px;letter-spacing:0.1px;display:inline;\">services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3n_486\" style=\"left:472px;bottom:541px;letter-spacing:0.09px;display:inline;\">Uruguay </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3o_486\" style=\"left:598px;bottom:541px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">UYU1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3p_486\" style=\"left:798px;bottom:541px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3q_486\" style=\"left:69px;bottom:522px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3r_486\" style=\"left:69px;bottom:507px;letter-spacing:-0.11px;word-spacing:-0.04px;display:inline;\">of 555 Washington Av, St Louis, MO, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3s_486\" style=\"left:69px;bottom:493px;word-spacing:-0.14px;display:inline;\">United States of America, 63101 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"tcs-selection-enabled\" colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3t_486\" style=\"left:69px;bottom:474px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">Assembly Payments Inc </div><div class=\"t sc_486\" id=\"t3u_486\" style=\"vertical-align: super;left:201px;bottom:480px;display:inline;\">1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3v_486\" style=\"left:307px;bottom:474px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Payment services provider </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3w_486\" style=\"left:472px;bottom:474px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3x_486\" style=\"left:598px;bottom:474px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">$0.0001 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t3y_486\" style=\"left:798px;bottom:474px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t3z_486\" style=\"left:69px;bottom:455px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t40_486\" style=\"left:69px;bottom:440px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">address of C/O Teneo Financ</div><div class=\"t s4_486\" id=\"t41_486\" style=\"left:232px;bottom:440px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">ial Adv</div><div class=\"t sb_486\" id=\"t42_486\" style=\"left:270px;bottom:440px;letter-spacing:0.14px;display:inline;\">isory </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t43_486\" style=\"left:69px;bottom:426px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_486\" id=\"t44_486\" style=\"left:90px;bottom:426px;word-spacing:-0.14px;display:inline;\">ited, The Colmore Bu</div><div class=\"t sb_486\" id=\"t45_486\" style=\"left:205px;bottom:426px;letter-spacing:-0.03px;display:inline;\">ild</div><div class=\"t s4_486\" id=\"t46_486\" style=\"left:218px;bottom:426px;letter-spacing:-0.02px;display:inline;\">ing, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t47_486\" style=\"left:69px;bottom:411px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">20 Colmore Circus, Queensway, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t48_486\" style=\"left:69px;bottom:397px;letter-spacing:0.05px;display:inline;\">Birm</div><div class=\"t s4_486\" id=\"t49_486\" style=\"left:95px;bottom:397px;letter-spacing:-0.17px;word-spacing:0.03px;display:inline;\">ingham, B4 6AT, Un</div><div class=\"t sb_486\" id=\"t4a_486\" style=\"left:202px;bottom:397px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">ited Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t4b_486\" style=\"left:69px;bottom:378px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Leasing (UK) 3 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t4c_486\" style=\"left:69px;bottom:363px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_486\" id=\"t4d_486\" style=\"left:90px;bottom:363px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t4e_486\" style=\"left:307px;bottom:363px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t4f_486\" style=\"left:472px;bottom:363px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sb_486\" id=\"t4g_486\" style=\"left:598px;bottom:363px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_486\" id=\"t4h_486\" style=\"left:798px;bottom:363px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div></div><div class=\"t s0_487\" id=\"t1_487\" style=\"left:822px;bottom:48px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s0_487\" id=\"t2_487\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_487\" id=\"t3_487\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_487 s2_487\" id=\"t4_487\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_487 s3_487\" id=\"t5_487\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\"> </div><div class=\"t s4_487\" id=\"t6_487\" style=\"left:87px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s5_487\" id=\"t7_487\" style=\"left:375px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"> </div><div class=\"t s6_487\" id=\"t8_487\" style=\"left:87px;bottom:1155px;letter-spacing:-0.15px;display:inline;\">Liqu</div><div class=\"t s7_487\" id=\"t9_487\" style=\"left:113px;bottom:1155px;letter-spacing:-0.29px;display:inline;\">idated/d</div><div class=\"t s6_487\" id=\"ta_487\" style=\"left:167px;bottom:1155px;letter-spacing:-0.22px;display:inline;\">issolved/sold </div><div class=\"t s6_487\" id=\"tb_487\" style=\"left:87px;bottom:1129px;letter-spacing:-0.08px;display:inline;\">Subsid</div><div class=\"t s7_487\" id=\"tc_487\" style=\"left:127px;bottom:1129px;letter-spacing:-0.31px;display:inline;\">iary/Assoc</div><div class=\"t s6_487\" id=\"td_487\" style=\"left:192px;bottom:1129px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\">iate undertakings and Sign</div><div class=\"t s7_487\" id=\"te_487\" style=\"left:356px;bottom:1129px;letter-spacing:-0.13px;display:inline;\">i\ufb01cant </div><div class=\"t s6_487\" id=\"tf_487\" style=\"left:397px;bottom:1129px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\">investment holdings </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"tm_487\" style=\"left:785px;bottom:1110px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"tn_487\" style=\"left:793px;bottom:1098px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"tg_487\" style=\"left:87px;bottom:1087px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"th_487\" style=\"left:325px;bottom:1087px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s9_487\" id=\"ti_487\" style=\"left:349px;bottom:1087px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"tj_487\" style=\"left:489px;bottom:1087px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"tk_487\" style=\"left:615px;bottom:1087px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s9_487\" id=\"tl_487\" style=\"left:655px;bottom:1087px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s8_487\" id=\"to_487\" style=\"left:795px;bottom:1087px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"tp_487\" style=\"left:87px;bottom:1067px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"tq_487\" style=\"left:87px;bottom:1053px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">address of C/O Teneo Financ</div><div class=\"t sb_487\" id=\"tr_487\" style=\"left:249px;bottom:1053px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">ial Adv</div><div class=\"t sa_487\" id=\"ts_487\" style=\"left:287px;bottom:1053px;letter-spacing:0.14px;display:inline;\">isory </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"tt_487\" style=\"left:87px;bottom:1038px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t sb_487\" id=\"tu_487\" style=\"left:107px;bottom:1038px;letter-spacing:0.01px;word-spacing:-0.16px;display:inline;\">ited, 156 Great Charles Street, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"tv_487\" style=\"left:87px;bottom:1024px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">Queensway, Birm</div><div class=\"t sb_487\" id=\"tw_487\" style=\"left:184px;bottom:1024px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">ingham, West </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"tx_487\" style=\"left:87px;bottom:1009px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Midlands, B3 3HN, United Kingdom </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"ty_487\" style=\"left:87px;bottom:990px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Standard Chartered Leasing (UK) 2 </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"tz_487\" style=\"left:87px;bottom:976px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t sb_487\" id=\"t10_487\" style=\"left:107px;bottom:976px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t11_487\" style=\"left:325px;bottom:976px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t12_487\" style=\"left:489px;bottom:976px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t13_487\" style=\"left:615px;bottom:976px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t14_487\" style=\"left:816px;bottom:976px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t15_487\" style=\"left:87px;bottom:956px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t16_487\" style=\"left:87px;bottom:942px;letter-spacing:-0.11px;word-spacing:-0.02px;display:inline;\">address of C/o WALKERS CORPORATE </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t17_487\" style=\"left:87px;bottom:927px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">LIMITED, 190 Elgin Avenue George Town </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t18_487\" style=\"left:87px;bottom:913px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Grand Cayman KY1-9008 , Cayman </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t19_487\" style=\"left:87px;bottom:898px;letter-spacing:0.03px;display:inline;\">Islands </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1a_487\" style=\"left:87px;bottom:879px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Sirat Holdings Lim</div><div class=\"t sb_487\" id=\"t1b_487\" style=\"left:188px;bottom:879px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1c_487\" style=\"left:325px;bottom:879px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Investment Holding Entity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1d_487\" style=\"left:489px;bottom:879px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Cayman Islands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1e_487\" style=\"left:615px;bottom:879px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$0.01 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1f_487\" style=\"left:816px;bottom:879px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1g_487\" style=\"left:87px;bottom:860px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1h_487\" style=\"left:87px;bottom:846px;letter-spacing:-0.05px;word-spacing:-0.08px;display:inline;\">address of TMF Trust Labuan Lim</div><div class=\"t sb_487\" id=\"t1i_487\" style=\"left:272px;bottom:846px;letter-spacing:-0.02px;display:inline;\">ited, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1j_487\" style=\"left:87px;bottom:831px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Brumby Centre, Lot 42,, Jalan Muhibbah, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1k_487\" style=\"left:87px;bottom:817px;letter-spacing:-0.16px;word-spacing:0.02px;display:inline;\">87000 Labuan F.T., Malaysia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1l_487\" style=\"left:87px;bottom:798px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">Pembroke Leasing (Labuan) 3 Berhad </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1m_487\" style=\"left:325px;bottom:798px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1n_487\" style=\"left:489px;bottom:798px;letter-spacing:0.04px;display:inline;\">Malaysia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1o_487\" style=\"left:615px;bottom:798px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">$ Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1p_487\" style=\"left:816px;bottom:798px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1q_487\" style=\"left:87px;bottom:779px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1r_487\" style=\"left:87px;bottom:764px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">address of c/o Ocorian Corporate </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1s_487\" style=\"left:87px;bottom:750px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">Services (Maurit</div><div class=\"t sb_487\" id=\"t1t_487\" style=\"left:177px;bottom:750px;letter-spacing:-0.16px;display:inline;\">ius) Ltd, 6th Floor, Tower </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1u_487\" style=\"left:87px;bottom:735px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">A, 1 Cybercity, Ebene, 72201, Maurit</div><div class=\"t sb_487\" id=\"t1v_487\" style=\"left:279px;bottom:735px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1w_487\" style=\"left:87px;bottom:716px;word-spacing:-0.13px;display:inline;\">Standard Chartered Financ</div><div class=\"t sb_487\" id=\"t1x_487\" style=\"left:240px;bottom:716px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">ial Hold</div><div class=\"t sa_487\" id=\"t1y_487\" style=\"left:283px;bottom:716px;letter-spacing:0.02px;display:inline;\">ings </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t1z_487\" style=\"left:325px;bottom:716px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t20_487\" style=\"left:325px;bottom:702px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t21_487\" style=\"left:489px;bottom:702px;letter-spacing:0.05px;display:inline;\">Maurit</div><div class=\"t sb_487\" id=\"t22_487\" style=\"left:527px;bottom:702px;letter-spacing:-0.03px;display:inline;\">ius </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t23_487\" style=\"left:615px;bottom:702px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t24_487\" style=\"left:816px;bottom:702px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t25_487\" style=\"left:87px;bottom:683px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t26_487\" style=\"left:87px;bottom:668px;letter-spacing:-0.06px;word-spacing:-0.08px;display:inline;\">address of 142, Ahmadu Bello Way, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t27_487\" style=\"left:87px;bottom:654px;letter-spacing:-0.02px;display:inline;\">Victor</div><div class=\"t sb_487\" id=\"t28_487\" style=\"left:120px;bottom:654px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">ia Island, Lagos, 101241, N</div><div class=\"t sa_487\" id=\"t29_487\" style=\"left:258px;bottom:654px;display:inline;\">iger</div><div class=\"t sb_487\" id=\"t2a_487\" style=\"left:280px;bottom:654px;letter-spacing:-0.06px;display:inline;\">ia </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2b_487\" style=\"left:87px;bottom:635px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">Cherroots Niger</div><div class=\"t sb_487\" id=\"t2c_487\" style=\"left:176px;bottom:635px;letter-spacing:-0.11px;word-spacing:-0.05px;display:inline;\">ia L</div><div class=\"t sa_487\" id=\"t2d_487\" style=\"left:195px;bottom:635px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t sb_487\" id=\"t2e_487\" style=\"left:209px;bottom:635px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2f_487\" style=\"left:325px;bottom:635px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2g_487\" style=\"left:325px;bottom:620px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2h_487\" style=\"left:489px;bottom:620px;letter-spacing:0.01px;display:inline;\">Niger</div><div class=\"t sb_487\" id=\"t2i_487\" style=\"left:520px;bottom:620px;letter-spacing:-0.06px;display:inline;\">ia </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2j_487\" style=\"left:615px;bottom:620px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">NGN1.00 Ordinary Shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2k_487\" style=\"left:816px;bottom:620px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2l_487\" style=\"left:87px;bottom:601px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2m_487\" style=\"left:87px;bottom:586px;letter-spacing:-0.04px;word-spacing:-0.09px;display:inline;\">address of 80 Robinson Road, #02-00, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2n_487\" style=\"left:87px;bottom:572px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">068898, Singapore </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2o_487\" style=\"left:87px;bottom:553px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">Cardspal Pte. Ltd. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2p_487\" style=\"left:325px;bottom:553px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Support Services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2q_487\" style=\"left:489px;bottom:553px;letter-spacing:0.03px;display:inline;\">Singapore </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2r_487\" style=\"left:615px;bottom:553px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">$ Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2s_487\" style=\"left:816px;bottom:553px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2t_487\" style=\"left:87px;bottom:534px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2u_487\" style=\"left:87px;bottom:519px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">address of Vistra Corporate Services </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2v_487\" style=\"left:87px;bottom:505px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Centre, Wickhams Cay II, Road Town, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t2w_487\" style=\"left:87px;bottom:490px;letter-spacing:-0.12px;word-spacing:-0.03px;display:inline;\">Tortola, VG1110, Virg</div><div class=\"t sb_487\" id=\"t2x_487\" style=\"left:197px;bottom:490px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">in Islands, Br</div><div class=\"t sa_487\" id=\"t2y_487\" style=\"left:265px;bottom:490px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_487\" id=\"t2z_487\" style=\"left:272px;bottom:490px;letter-spacing:-0.01px;display:inline;\">ish </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t30_487\" style=\"left:87px;bottom:471px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Sky Favour Investments Lim</div><div class=\"t sb_487\" id=\"t31_487\" style=\"left:240px;bottom:471px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t32_487\" style=\"left:325px;bottom:471px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t33_487\" style=\"left:325px;bottom:457px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t34_487\" style=\"left:489px;bottom:457px;letter-spacing:-0.05px;display:inline;\">Virg</div><div class=\"t sb_487\" id=\"t35_487\" style=\"left:512px;bottom:457px;letter-spacing:-0.01px;word-spacing:-0.14px;display:inline;\">in Islands, Br</div><div class=\"t sa_487\" id=\"t36_487\" style=\"left:580px;bottom:457px;letter-spacing:-0.06px;display:inline;\">it</div><div class=\"t sb_487\" id=\"t37_487\" style=\"left:588px;bottom:457px;letter-spacing:-0.01px;display:inline;\">ish </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t38_487\" style=\"left:615px;bottom:457px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t39_487\" style=\"left:816px;bottom:457px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3a_487\" style=\"left:87px;bottom:438px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3b_487\" style=\"left:87px;bottom:423px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">address of 14th Floor, One Taikoo Place, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3c_487\" style=\"left:87px;bottom:409px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">979 King\u2019s Road, Quarry Bay, Hong Kong. </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3d_487\" style=\"left:87px;bottom:390px;letter-spacing:-0.1px;word-spacing:-0.04px;display:inline;\">Kozagi Lim</div><div class=\"t sb_487\" id=\"t3e_487\" style=\"left:148px;bottom:390px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3f_487\" style=\"left:325px;bottom:390px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Investment Holding </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3g_487\" style=\"left:325px;bottom:375px;letter-spacing:0.04px;display:inline;\">Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3h_487\" style=\"left:489px;bottom:375px;letter-spacing:-0.01px;word-spacing:-0.1px;display:inline;\">Hong Kong </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3i_487\" style=\"left:615px;bottom:375px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">HKD Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3j_487\" style=\"left:816px;bottom:375px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3k_487\" style=\"left:87px;bottom:356px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3l_487\" style=\"left:87px;bottom:342px;word-spacing:-0.15px;display:inline;\">of Hoogoorddreef 15, 1101 BA, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3m_487\" style=\"left:87px;bottom:327px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Amsterdam, Netherlands </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3n_487\" style=\"left:87px;bottom:308px;letter-spacing:-0.15px;word-spacing:0.02px;display:inline;\">Pembroke Holland B.V. </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3o_487\" style=\"left:325px;bottom:308px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3p_487\" style=\"left:489px;bottom:308px;letter-spacing:0.05px;display:inline;\">Netherlands </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3q_487\" style=\"left:615px;bottom:308px;letter-spacing:-0.01px;word-spacing:-0.12px;display:inline;\">\u20ac450.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t sa_487\" id=\"t3r_487\" style=\"left:816px;bottom:308px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div></div><div class=\"t s0_488\" id=\"t1_488\" style=\"left:69px;bottom:48px;letter-spacing:-0.27px;display:inline;\"> </div><div class=\"t s0_488\" id=\"t2_488\" style=\"left:126px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_488\" id=\"t3_488\" style=\"left:227px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t s2_488\" id=\"t4_488\" style=\"left:69px;bottom:1231px;letter-spacing:0.3px;display:inline;\"></div><div class=\"t s3_488\" id=\"t5_488\" style=\"left:109px;bottom:1231px;letter-spacing:0.31px;word-spacing:-0.2px;display:inline;\">  </div><div class=\"t s4_488\" id=\"t6_488\" style=\"left:212px;bottom:1231px;letter-spacing:0.25px;word-spacing:-0.14px;display:inline;\"> </div><table><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"td_488\" style=\"left:767px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"te_488\" style=\"left:776px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"t7_488\" style=\"left:69px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"t8_488\" style=\"left:307px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s6_488\" id=\"t9_488\" style=\"left:332px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"ta_488\" style=\"left:472px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"tb_488\" style=\"left:598px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s6_488\" id=\"tc_488\" style=\"left:638px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s5_488\" id=\"tf_488\" style=\"left:778px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tg_488\" style=\"left:69px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"th_488\" style=\"left:69px;bottom:1078px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">address of 32 Molesworth Street, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"ti_488\" style=\"left:69px;bottom:1063px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Dublin 2, D02Y512, Ireland </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tj_488\" style=\"left:69px;bottom:1044px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Inishbrophy Leasing Lim</div><div class=\"t s4_488\" id=\"tk_488\" style=\"left:204px;bottom:1044px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tl_488\" style=\"left:307px;bottom:1044px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"tm_488\" style=\"left:472px;bottom:1044px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tn_488\" style=\"left:598px;bottom:1044px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">\u20ac1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"to_488\" style=\"left:798px;bottom:1044px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tp_488\" style=\"left:69px;bottom:1025px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Inishcannon Leasing Lim</div><div class=\"t s4_488\" id=\"tq_488\" style=\"left:207px;bottom:1025px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tr_488\" style=\"left:307px;bottom:1025px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"ts_488\" style=\"left:472px;bottom:1025px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tt_488\" style=\"left:598px;bottom:1025px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"tu_488\" style=\"left:798px;bottom:1025px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tv_488\" style=\"left:69px;bottom:1006px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Inishcrean Leasing Lim</div><div class=\"t s4_488\" id=\"tw_488\" style=\"left:196px;bottom:1006px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tx_488\" style=\"left:307px;bottom:1006px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"ty_488\" style=\"left:472px;bottom:1006px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"tz_488\" style=\"left:598px;bottom:1006px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t10_488\" style=\"left:798px;bottom:1006px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t11_488\" style=\"left:69px;bottom:987px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Inishdawson Leasing Lim</div><div class=\"t s4_488\" id=\"t12_488\" style=\"left:209px;bottom:987px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t13_488\" style=\"left:307px;bottom:987px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t14_488\" style=\"left:472px;bottom:987px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t15_488\" style=\"left:598px;bottom:987px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">\u20ac1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t16_488\" style=\"left:798px;bottom:987px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t17_488\" style=\"left:69px;bottom:968px;letter-spacing:0.02px;display:inline;\">Inisherk</div><div class=\"t s4_488\" id=\"t18_488\" style=\"left:112px;bottom:968px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">in Leas</div><div class=\"t s7_488\" id=\"t19_488\" style=\"left:151px;bottom:968px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">ing Lim</div><div class=\"t s4_488\" id=\"t1a_488\" style=\"left:191px;bottom:968px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1b_488\" style=\"left:307px;bottom:968px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1c_488\" style=\"left:472px;bottom:968px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1d_488\" style=\"left:598px;bottom:968px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1e_488\" style=\"left:798px;bottom:968px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1f_488\" style=\"left:69px;bottom:949px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Inishoo Leasing Lim</div><div class=\"t s4_488\" id=\"t1g_488\" style=\"left:179px;bottom:949px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1h_488\" style=\"left:307px;bottom:949px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1i_488\" style=\"left:472px;bottom:949px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1j_488\" style=\"left:598px;bottom:949px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1k_488\" style=\"left:798px;bottom:949px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1l_488\" style=\"left:69px;bottom:930px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Nightjar Lim</div><div class=\"t s4_488\" id=\"t1m_488\" style=\"left:138px;bottom:930px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1n_488\" style=\"left:307px;bottom:930px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1o_488\" style=\"left:472px;bottom:930px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1p_488\" style=\"left:598px;bottom:930px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1q_488\" style=\"left:798px;bottom:930px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1r_488\" style=\"left:69px;bottom:911px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 1 Lim</div><div class=\"t s4_488\" id=\"t1s_488\" style=\"left:247px;bottom:911px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1t_488\" style=\"left:307px;bottom:911px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1u_488\" style=\"left:472px;bottom:911px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1v_488\" style=\"left:598px;bottom:911px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">\u20ac1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t1w_488\" style=\"left:798px;bottom:911px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1x_488\" style=\"left:69px;bottom:892px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 2 Lim</div><div class=\"t s4_488\" id=\"t1y_488\" style=\"left:249px;bottom:892px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t1z_488\" style=\"left:307px;bottom:892px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t20_488\" style=\"left:472px;bottom:892px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t21_488\" style=\"left:598px;bottom:892px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">\u20ac1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t22_488\" style=\"left:798px;bottom:892px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t23_488\" style=\"left:69px;bottom:873px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 3 Lim</div><div class=\"t s4_488\" id=\"t24_488\" style=\"left:249px;bottom:873px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t25_488\" style=\"left:307px;bottom:873px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t26_488\" style=\"left:472px;bottom:873px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t27_488\" style=\"left:598px;bottom:873px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t28_488\" style=\"left:798px;bottom:873px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t29_488\" style=\"left:69px;bottom:854px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 4 Lim</div><div class=\"t s4_488\" id=\"t2a_488\" style=\"left:250px;bottom:854px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2b_488\" style=\"left:307px;bottom:854px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2c_488\" style=\"left:472px;bottom:854px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2d_488\" style=\"left:598px;bottom:854px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2e_488\" style=\"left:798px;bottom:854px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2f_488\" style=\"left:69px;bottom:835px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 5 Lim</div><div class=\"t s4_488\" id=\"t2g_488\" style=\"left:249px;bottom:835px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2h_488\" style=\"left:307px;bottom:835px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2i_488\" style=\"left:472px;bottom:835px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2j_488\" style=\"left:598px;bottom:835px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2k_488\" style=\"left:798px;bottom:835px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2l_488\" style=\"left:69px;bottom:816px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 6 Lim</div><div class=\"t s4_488\" id=\"t2m_488\" style=\"left:249px;bottom:816px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2n_488\" style=\"left:307px;bottom:816px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2o_488\" style=\"left:472px;bottom:816px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2p_488\" style=\"left:598px;bottom:816px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2q_488\" style=\"left:798px;bottom:816px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2r_488\" style=\"left:69px;bottom:797px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 7 Lim</div><div class=\"t s4_488\" id=\"t2s_488\" style=\"left:249px;bottom:797px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2t_488\" style=\"left:307px;bottom:797px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2u_488\" style=\"left:472px;bottom:797px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2v_488\" style=\"left:598px;bottom:797px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t2w_488\" style=\"left:798px;bottom:797px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2x_488\" style=\"left:69px;bottom:778px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 8 Lim</div><div class=\"t s4_488\" id=\"t2y_488\" style=\"left:249px;bottom:778px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t2z_488\" style=\"left:307px;bottom:778px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t30_488\" style=\"left:472px;bottom:778px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t31_488\" style=\"left:598px;bottom:778px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t32_488\" style=\"left:798px;bottom:778px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t33_488\" style=\"left:69px;bottom:759px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 9 Lim</div><div class=\"t s4_488\" id=\"t34_488\" style=\"left:249px;bottom:759px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t35_488\" style=\"left:307px;bottom:759px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t36_488\" style=\"left:472px;bottom:759px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t37_488\" style=\"left:598px;bottom:759px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t38_488\" style=\"left:798px;bottom:759px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t39_488\" style=\"left:69px;bottom:740px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 10 Lim</div><div class=\"t s4_488\" id=\"t3a_488\" style=\"left:254px;bottom:740px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3b_488\" style=\"left:307px;bottom:740px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3c_488\" style=\"left:472px;bottom:740px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3d_488\" style=\"left:598px;bottom:740px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3e_488\" style=\"left:798px;bottom:740px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3f_488\" style=\"left:69px;bottom:720px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 11 Lim</div><div class=\"t s4_488\" id=\"t3g_488\" style=\"left:251px;bottom:720px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3h_488\" style=\"left:307px;bottom:720px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3i_488\" style=\"left:472px;bottom:720px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3j_488\" style=\"left:598px;bottom:720px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3k_488\" style=\"left:798px;bottom:720px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3l_488\" style=\"left:69px;bottom:701px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 12 Lim</div><div class=\"t s4_488\" id=\"t3m_488\" style=\"left:253px;bottom:701px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3n_488\" style=\"left:307px;bottom:701px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3o_488\" style=\"left:472px;bottom:701px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3p_488\" style=\"left:598px;bottom:701px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3q_488\" style=\"left:798px;bottom:701px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3r_488\" style=\"left:69px;bottom:682px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 13 Lim</div><div class=\"t s4_488\" id=\"t3s_488\" style=\"left:253px;bottom:682px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3t_488\" style=\"left:307px;bottom:682px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3u_488\" style=\"left:472px;bottom:682px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3v_488\" style=\"left:598px;bottom:682px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t3w_488\" style=\"left:798px;bottom:682px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3x_488\" style=\"left:69px;bottom:663px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 14 Lim</div><div class=\"t s4_488\" id=\"t3y_488\" style=\"left:254px;bottom:663px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t3z_488\" style=\"left:307px;bottom:663px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t40_488\" style=\"left:472px;bottom:663px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t41_488\" style=\"left:598px;bottom:663px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t42_488\" style=\"left:798px;bottom:663px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t43_488\" style=\"left:69px;bottom:644px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 15 Lim</div><div class=\"t s4_488\" id=\"t44_488\" style=\"left:253px;bottom:644px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t45_488\" style=\"left:307px;bottom:644px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t46_488\" style=\"left:472px;bottom:644px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t47_488\" style=\"left:598px;bottom:644px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t48_488\" style=\"left:798px;bottom:644px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t49_488\" style=\"left:69px;bottom:625px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing 16 Lim</div><div class=\"t s4_488\" id=\"t4a_488\" style=\"left:253px;bottom:625px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4b_488\" style=\"left:307px;bottom:625px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4c_488\" style=\"left:472px;bottom:625px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4d_488\" style=\"left:598px;bottom:625px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4e_488\" style=\"left:798px;bottom:625px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4f_488\" style=\"left:69px;bottom:606px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Pembroke Aircraft Leasing Holdings </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4g_488\" style=\"left:69px;bottom:592px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_488\" id=\"t4h_488\" style=\"left:90px;bottom:592px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4i_488\" style=\"left:307px;bottom:592px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4j_488\" style=\"left:472px;bottom:592px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4k_488\" style=\"left:598px;bottom:592px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4l_488\" style=\"left:798px;bottom:592px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4m_488\" style=\"left:69px;bottom:573px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Pembroke Capital Lim</div><div class=\"t s4_488\" id=\"t4n_488\" style=\"left:193px;bottom:573px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4o_488\" style=\"left:307px;bottom:573px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4p_488\" style=\"left:472px;bottom:573px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4q_488\" style=\"left:598px;bottom:573px;letter-spacing:0.05px;word-spacing:-0.19px;display:inline;\">\u20ac1.25 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4r_488\" style=\"left:798px;bottom:573px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4s_488\" style=\"left:598px;bottom:554px;letter-spacing:0.04px;word-spacing:-0.18px;display:inline;\">US$1.00 Ordinary </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4t_488\" style=\"left:798px;bottom:554px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4u_488\" style=\"left:69px;bottom:535px;word-spacing:-0.13px;display:inline;\">Skua Lim</div><div class=\"t s4_488\" id=\"t4v_488\" style=\"left:119px;bottom:535px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4w_488\" style=\"left:307px;bottom:535px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4x_488\" style=\"left:472px;bottom:535px;display:inline;\">Ireland </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t4y_488\" style=\"left:598px;bottom:535px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t4z_488\" style=\"left:798px;bottom:535px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t50_488\" style=\"left:69px;bottom:516px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t51_488\" style=\"left:69px;bottom:501px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">of First Names House, Victor</div><div class=\"t s4_488\" id=\"t52_488\" style=\"left:226px;bottom:501px;letter-spacing:-0.06px;word-spacing:-0.1px;display:inline;\">ia Road, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t53_488\" style=\"left:69px;bottom:487px;letter-spacing:-0.06px;word-spacing:-0.09px;display:inline;\">Douglas, IM2 4DF, Isle of Man </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t54_488\" style=\"left:69px;bottom:467px;letter-spacing:-0.01px;word-spacing:-0.11px;display:inline;\">Pembroke Group Lim</div><div class=\"t s4_488\" id=\"t55_488\" style=\"left:187px;bottom:467px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t56_488\" style=\"left:307px;bottom:467px;word-spacing:-0.15px;display:inline;\">Aircraft leasing, \ufb02eet </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t57_488\" style=\"left:307px;bottom:453px;letter-spacing:0.03px;word-spacing:-0.17px;display:inline;\">advisory and technical </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t58_488\" style=\"left:307px;bottom:438px;letter-spacing:0.1px;display:inline;\">services </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t59_488\" style=\"left:472px;bottom:438px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Isle of Man </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5a_488\" style=\"left:598px;bottom:438px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">$0.01 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5b_488\" style=\"left:798px;bottom:438px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5c_488\" style=\"left:69px;bottom:419px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5d_488\" style=\"left:69px;bottom:405px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">of No. 1034, Managed by Tianjin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5e_488\" style=\"left:69px;bottom:390px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Dongjiang Secretar</div><div class=\"t s7_488\" id=\"t5f_488\" style=\"left:179px;bottom:390px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ial Services , Co., Ltd., </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5g_488\" style=\"left:69px;bottom:376px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Room 202, Of\ufb01ce Area of Inspection </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5h_488\" style=\"left:69px;bottom:361px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Warehouse,, No.6262 Ao Zhou Road, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5i_488\" style=\"left:69px;bottom:347px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Dongjiang Free Trade Port Zone,, T </div><div class=\"t s7_488\" id=\"t5j_488\" style=\"left:262px;bottom:347px;letter-spacing:-0.08px;display:inline;\">ianjin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5k_488\" style=\"left:69px;bottom:332px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Pilot Free Trade Zone, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5l_488\" style=\"left:69px;bottom:313px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">Pembroke Aircraft Leasing (Tianjin) </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5m_488\" style=\"left:69px;bottom:299px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_488\" id=\"t5n_488\" style=\"left:90px;bottom:299px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5o_488\" style=\"left:307px;bottom:299px;letter-spacing:0.02px;word-spacing:-0.14px;display:inline;\">Holding Company </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5p_488\" style=\"left:472px;bottom:299px;letter-spacing:-0.02px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5q_488\" style=\"left:598px;bottom:299px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5r_488\" style=\"left:798px;bottom:299px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5s_488\" style=\"left:69px;bottom:280px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5t_488\" style=\"left:69px;bottom:265px;letter-spacing:-0.09px;word-spacing:-0.06px;display:inline;\">of No. 1035, Managed by Tianjin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5u_488\" style=\"left:69px;bottom:251px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Dongjiang Secretar</div><div class=\"t s7_488\" id=\"t5v_488\" style=\"left:179px;bottom:251px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ial Services , Co., Ltd., </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t5w_488\" style=\"left:69px;bottom:236px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Room 202, Of\ufb01ce Area of Inspection </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5x_488\" style=\"left:69px;bottom:222px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Warehouse,, No.6262 Ao Zhou Road, </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t5y_488\" style=\"left:69px;bottom:207px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Dongjiang Free Trade Port Zone,, T </div><div class=\"t s7_488\" id=\"t5z_488\" style=\"left:262px;bottom:207px;letter-spacing:-0.08px;display:inline;\">ianjin </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t60_488\" style=\"left:69px;bottom:193px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Pilot Free Trade Zone, China </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t61_488\" style=\"left:69px;bottom:174px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Pembroke Aircraft Leasing Tianjin 1 </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t64_488\" style=\"left:307px;bottom:174px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">SPV for Aircraft Operating </div></td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td><td class=\"emptyTDSTag\" colspan=\"1\" rowspan=\"1\"> </td></tr><tr><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t62_488\" style=\"left:69px;bottom:159px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s4_488\" id=\"t63_488\" style=\"left:90px;bottom:159px;letter-spacing:0.01px;display:inline;\">ited </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t65_488\" style=\"left:307px;bottom:159px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Lease Business </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t66_488\" style=\"left:472px;bottom:159px;letter-spacing:-0.02px;display:inline;\">China </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s7_488\" id=\"t67_488\" style=\"left:598px;bottom:159px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">CNY1.00 Ordinary shares </div></td><td colspan=\"1\" rowspan=\"1\"><div class=\"t s4_488\" id=\"t68_488\" style=\"left:798px;bottom:159px;letter-spacing:0.1px;display:inline;\">100 </div></td></tr></table><div class=\"t s8_488\" id=\"t69_488\" style=\"left:69px;bottom:1180px;letter-spacing:-0.23px;word-spacing:-0.08px;display:inline;\"> </div><div class=\"t s9_488\" id=\"t6a_488\" style=\"left:357px;bottom:1180px;letter-spacing:-0.28px;display:inline;\"></div><div class=\"t sa_488\" id=\"t6b_488\" style=\"left:69px;bottom:1155px;letter-spacing:-0.08px;display:inline;\"></div><div class=\"t sb_488\" id=\"t6c_488\" style=\"left:110px;bottom:1155px;letter-spacing:-0.31px;display:inline;\"></div><div class=\"t sa_488\" id=\"t6d_488\" style=\"left:174px;bottom:1155px;letter-spacing:-0.12px;word-spacing:-0.15px;display:inline;\"></div><div class=\"t sb_488\" id=\"t6e_488\" style=\"left:339px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div class=\"t sa_488\" id=\"t6f_488\" style=\"left:380px;bottom:1155px;letter-spacing:-0.13px;word-spacing:-0.14px;display:inline;\"> </div><div class=\"t sc_488\" id=\"t6g_488\" style=\"left:505px;bottom:1155px;letter-spacing:-0.13px;display:inline;\"> </div><div></div><div class=\"t s0_489\" id=\"t1_489\" style=\"left:822px;bottom:48px;letter-spacing:-0.36px;display:inline;\"> </div><div class=\"t s0_489\" id=\"t2_489\" style=\"left:579px;bottom:48px;letter-spacing:-0.34px;word-spacing:0.52px;display:inline;\"> </div><div class=\"t s1_489\" id=\"t3_489\" style=\"left:680px;bottom:48px;letter-spacing:-0.38px;word-spacing:0.61px;display:inline;\"> </div><div class=\"t m0_489 s2_489\" id=\"t4_489\" style=\"left:874.7px;bottom:428.5px;letter-spacing:0.07px;display:inline;\"></div><div class=\"t m0_489 s3_489\" id=\"t5_489\" style=\"left:874.7px;bottom:396.3px;letter-spacing:0.09px;word-spacing:-0.22px;display:inline;\">  </div>            <div class=\"t s4_489\" id=\"tc_489\" style=\"left:785px;bottom:1136px;letter-spacing:-0.02px;display:inline;\">Proportion </div>    <div class=\"t s4_489\" id=\"td_489\" style=\"left:793px;bottom:1124px;letter-spacing:-0.03px;word-spacing:-0.2px;display:inline;\">of shares </div><div class=\"t s4_489\" id=\"t6_489\" style=\"left:87px;bottom:1113px;letter-spacing:-0.03px;word-spacing:-0.21px;display:inline;\">Name and registered address </div><div class=\"t s4_489\" id=\"t7_489\" style=\"left:325px;bottom:1113px;letter-spacing:-0.05px;display:inline;\">Activ</div><div class=\"t s5_489\" id=\"t8_489\" style=\"left:349px;bottom:1113px;letter-spacing:0.06px;display:inline;\">ity </div><div class=\"t s4_489\" id=\"t9_489\" style=\"left:489px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">Place of incorporation </div><div class=\"t s4_489\" id=\"ta_489\" style=\"left:615px;bottom:1113px;letter-spacing:-0.01px;display:inline;\">Descript</div><div class=\"t s5_489\" id=\"tb_489\" style=\"left:655px;bottom:1113px;letter-spacing:-0.05px;word-spacing:-0.18px;display:inline;\">ion of shares </div><div class=\"t s4_489\" id=\"te_489\" style=\"left:795px;bottom:1113px;letter-spacing:-0.14px;word-spacing:-0.09px;display:inline;\">held (%) </div><div class=\"t s6_489\" id=\"tf_489\" style=\"left:87px;bottom:1092px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>    <div class=\"t s6_489\" id=\"tg_489\" style=\"left:87px;bottom:1078px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">of No. 1036, Managed by Tianjin </div>    <div class=\"t s7_489\" id=\"th_489\" style=\"left:87px;bottom:1063px;letter-spacing:0.04px;word-spacing:-0.17px;display:inline;\">Dongjiang Secretar</div><div class=\"t s6_489\" id=\"ti_489\" style=\"left:196px;bottom:1063px;letter-spacing:-0.02px;word-spacing:-0.14px;display:inline;\">ial Services , Co., Ltd., </div>    <div class=\"t s6_489\" id=\"tj_489\" style=\"left:87px;bottom:1049px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Room 202, Of\ufb01ce Area of Inspection </div>    <div class=\"t s6_489\" id=\"tk_489\" style=\"left:87px;bottom:1034px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Warehouse,, No.6262 Ao Zhou Road, </div>    <div class=\"t s7_489\" id=\"tl_489\" style=\"left:87px;bottom:1020px;letter-spacing:-0.05px;word-spacing:-0.09px;display:inline;\">Dongjiang Free Trade Port Zone,, T </div><div class=\"t s6_489\" id=\"tm_489\" style=\"left:279px;bottom:1020px;letter-spacing:-0.08px;display:inline;\">ianjin </div>    <div class=\"t s6_489\" id=\"tn_489\" style=\"left:87px;bottom:1005px;letter-spacing:-0.09px;word-spacing:-0.05px;display:inline;\">Pilot Free Trade Zone, China </div>    <div class=\"t s6_489\" id=\"to_489\" style=\"left:87px;bottom:986px;letter-spacing:-0.08px;word-spacing:-0.07px;display:inline;\">Pembroke Aircraft Leasing Tianjin 2 </div><div class=\"t s6_489\" id=\"tr_489\" style=\"left:325px;bottom:986px;letter-spacing:-0.02px;word-spacing:-0.13px;display:inline;\">SPV for Aircraft Operating </div>   <div class=\"t s6_489\" id=\"tp_489\" style=\"left:87px;bottom:972px;letter-spacing:0.01px;display:inline;\">Lim</div><div class=\"t s7_489\" id=\"tq_489\" style=\"left:107px;bottom:972px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"ts_489\" style=\"left:325px;bottom:972px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Lease Business </div><div class=\"t s6_489\" id=\"tt_489\" style=\"left:489px;bottom:972px;letter-spacing:-0.02px;display:inline;\">China </div><div class=\"t s6_489\" id=\"tu_489\" style=\"left:615px;bottom:972px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">CNY1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"tv_489\" style=\"left:816px;bottom:972px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"tw_489\" style=\"left:87px;bottom:953px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>    <div class=\"t s6_489\" id=\"tx_489\" style=\"left:87px;bottom:938px;letter-spacing:-0.03px;word-spacing:-0.12px;display:inline;\">address of 1 Basinghall Avenue, London, </div>    <div class=\"t s6_489\" id=\"ty_489\" style=\"left:87px;bottom:924px;letter-spacing:-0.03px;word-spacing:-0.1px;display:inline;\">EC2V 5DD, United Kingdom </div>    <div class=\"t s6_489\" id=\"tz_489\" style=\"left:87px;bottom:904px;letter-spacing:-0.02px;word-spacing:-0.11px;display:inline;\">Pembroke Aircraft Leasing (UK) Lim</div><div class=\"t s7_489\" id=\"t10_489\" style=\"left:286px;bottom:904px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t11_489\" style=\"left:325px;bottom:904px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Leasing Business </div><div class=\"t s6_489\" id=\"t12_489\" style=\"left:489px;bottom:904px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">United Kingdom </div><div class=\"t s6_489\" id=\"t13_489\" style=\"left:615px;bottom:904px;letter-spacing:0.03px;word-spacing:-0.16px;display:inline;\">\u00a31.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t14_489\" style=\"left:816px;bottom:904px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t15_489\" style=\"left:87px;bottom:885px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies have the </div>    <div class=\"t s6_489\" id=\"t16_489\" style=\"left:87px;bottom:871px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">address of Trust Company Complex, </div>    <div class=\"t s7_489\" id=\"t17_489\" style=\"left:87px;bottom:856px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">Ajeltake Road, Ajeltake Island, Majuro, </div>    <div class=\"t s6_489\" id=\"t18_489\" style=\"left:87px;bottom:842px;letter-spacing:-0.03px;word-spacing:-0.11px;display:inline;\">MH96960, Marshall Islands </div>    <div class=\"t s6_489\" id=\"t19_489\" style=\"left:87px;bottom:823px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Marina Alysse Shipp</div><div class=\"t s7_489\" id=\"t1a_489\" style=\"left:200px;bottom:823px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_489\" id=\"t1b_489\" style=\"left:227px;bottom:823px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_489\" id=\"t1c_489\" style=\"left:240px;bottom:823px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t1d_489\" style=\"left:325px;bottom:823px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Ownership and Leasing </div>    <div class=\"t s6_489\" id=\"t1e_489\" style=\"left:325px;bottom:808px;word-spacing:-0.15px;display:inline;\">of vessels </div><div class=\"t s6_489\" id=\"t1f_489\" style=\"left:489px;bottom:808px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div><div class=\"t s6_489\" id=\"t1g_489\" style=\"left:615px;bottom:808px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t1h_489\" style=\"left:816px;bottom:808px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t1i_489\" style=\"left:87px;bottom:789px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Amandier Shipp</div><div class=\"t s7_489\" id=\"t1j_489\" style=\"left:221px;bottom:789px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_489\" id=\"t1k_489\" style=\"left:247px;bottom:789px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_489\" id=\"t1l_489\" style=\"left:261px;bottom:789px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t1m_489\" style=\"left:325px;bottom:789px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Ownership and Leasing </div>    <div class=\"t s6_489\" id=\"t1n_489\" style=\"left:325px;bottom:775px;word-spacing:-0.15px;display:inline;\">of vessels </div><div class=\"t s6_489\" id=\"t1o_489\" style=\"left:489px;bottom:775px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div><div class=\"t s6_489\" id=\"t1p_489\" style=\"left:615px;bottom:775px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t1q_489\" style=\"left:816px;bottom:775px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t1r_489\" style=\"left:87px;bottom:756px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">Marina Ambroisee Shipp</div><div class=\"t s7_489\" id=\"t1s_489\" style=\"left:226px;bottom:756px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_489\" id=\"t1t_489\" style=\"left:252px;bottom:756px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_489\" id=\"t1u_489\" style=\"left:266px;bottom:756px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t1v_489\" style=\"left:325px;bottom:756px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Ownership and Leasing </div>    <div class=\"t s6_489\" id=\"t1w_489\" style=\"left:325px;bottom:741px;word-spacing:-0.15px;display:inline;\">of vessels </div><div class=\"t s6_489\" id=\"t1x_489\" style=\"left:489px;bottom:741px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div><div class=\"t s6_489\" id=\"t1y_489\" style=\"left:615px;bottom:741px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t1z_489\" style=\"left:816px;bottom:741px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t20_489\" style=\"left:87px;bottom:722px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">Marina Buxus Shipp</div><div class=\"t s7_489\" id=\"t21_489\" style=\"left:197px;bottom:722px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_489\" id=\"t22_489\" style=\"left:224px;bottom:722px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_489\" id=\"t23_489\" style=\"left:238px;bottom:722px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t24_489\" style=\"left:325px;bottom:722px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Ownership and Leasing </div>    <div class=\"t s6_489\" id=\"t25_489\" style=\"left:325px;bottom:708px;word-spacing:-0.15px;display:inline;\">of vessels </div><div class=\"t s6_489\" id=\"t26_489\" style=\"left:489px;bottom:708px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div><div class=\"t s6_489\" id=\"t27_489\" style=\"left:615px;bottom:708px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t28_489\" style=\"left:816px;bottom:708px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t29_489\" style=\"left:87px;bottom:689px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">Marina Dorado Shipp</div><div class=\"t s7_489\" id=\"t2a_489\" style=\"left:208px;bottom:689px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_489\" id=\"t2b_489\" style=\"left:235px;bottom:689px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_489\" id=\"t2c_489\" style=\"left:248px;bottom:689px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t2d_489\" style=\"left:325px;bottom:689px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Ownership and Leasing </div>    <div class=\"t s6_489\" id=\"t2e_489\" style=\"left:325px;bottom:674px;word-spacing:-0.15px;display:inline;\">of vessels </div><div class=\"t s6_489\" id=\"t2f_489\" style=\"left:489px;bottom:674px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div><div class=\"t s6_489\" id=\"t2g_489\" style=\"left:615px;bottom:674px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t2h_489\" style=\"left:816px;bottom:674px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t2i_489\" style=\"left:87px;bottom:655px;word-spacing:-0.13px;display:inline;\">Marina Protea Shipp</div><div class=\"t s7_489\" id=\"t2j_489\" style=\"left:202px;bottom:655px;letter-spacing:-0.07px;word-spacing:-0.08px;display:inline;\">ing L</div><div class=\"t s6_489\" id=\"t2k_489\" style=\"left:229px;bottom:655px;letter-spacing:-0.01px;display:inline;\">im</div><div class=\"t s7_489\" id=\"t2l_489\" style=\"left:242px;bottom:655px;letter-spacing:0.01px;display:inline;\">ited </div><div class=\"t s6_489\" id=\"t2m_489\" style=\"left:325px;bottom:655px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Ownership and Leasing </div>    <div class=\"t s6_489\" id=\"t2n_489\" style=\"left:325px;bottom:641px;word-spacing:-0.15px;display:inline;\">of vessels </div><div class=\"t s6_489\" id=\"t2o_489\" style=\"left:489px;bottom:641px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Marshall Islands </div><div class=\"t s6_489\" id=\"t2p_489\" style=\"left:615px;bottom:641px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">$1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t2q_489\" style=\"left:816px;bottom:641px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t2r_489\" style=\"left:87px;bottom:622px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>    <div class=\"t s6_489\" id=\"t2s_489\" style=\"left:87px;bottom:607px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">of 3, Floor 1, No.1, Shiner Wuxingca</div><div class=\"t s7_489\" id=\"t2t_489\" style=\"left:275px;bottom:607px;letter-spacing:0.04px;display:inline;\">iyuan, </div>    <div class=\"t s6_489\" id=\"t2u_489\" style=\"left:87px;bottom:592px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">West Er Huan Rd, , Xi Shan Distr</div><div class=\"t s7_489\" id=\"t2v_489\" style=\"left:261px;bottom:592px;letter-spacing:-0.02px;display:inline;\">ict, </div>    <div class=\"t s6_489\" id=\"t2w_489\" style=\"left:87px;bottom:578px;letter-spacing:-0.07px;word-spacing:-0.07px;display:inline;\">Kunming, Yunnan Province, PRC , China </div>    <div class=\"t s6_489\" id=\"t2x_489\" style=\"left:87px;bottom:559px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">Yunnan Golden Shiner Property </div>    <div class=\"t s6_489\" id=\"t2y_489\" style=\"left:87px;bottom:544px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Development Co., Ltd. </div><div class=\"t s6_489\" id=\"t2z_489\" style=\"left:325px;bottom:544px;word-spacing:-0.14px;display:inline;\">Real Estate Developers </div><div class=\"t s6_489\" id=\"t30_489\" style=\"left:489px;bottom:544px;display:inline;\">China </div><div class=\"t s6_489\" id=\"t31_489\" style=\"left:615px;bottom:544px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">CNY1.00 Ordinary shares </div><div class=\"t s6_489\" id=\"t32_489\" style=\"left:813px;bottom:544px;letter-spacing:0.05px;display:inline;\">42.5 </div><div class=\"t s6_489\" id=\"t33_489\" style=\"left:87px;bottom:525px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following companies has the </div>    <div class=\"t s6_489\" id=\"t34_489\" style=\"left:87px;bottom:511px;letter-spacing:-0.08px;word-spacing:-0.06px;display:inline;\">address of 49, Sungei Kadut Avenue, </div>    <div class=\"t s6_489\" id=\"t35_489\" style=\"left:87px;bottom:496px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">#03-01 S729673, Singapore </div>    <div class=\"t s6_489\" id=\"t36_489\" style=\"left:87px;bottom:477px;letter-spacing:-0.02px;word-spacing:-0.12px;display:inline;\">Omni Centre Pte. Ltd. </div><div class=\"t s6_489\" id=\"t37_489\" style=\"left:325px;bottom:477px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Real Estate Owners &amp; </div><div class=\"t s6_489\" id=\"t39_489\" style=\"left:489px;bottom:477px;letter-spacing:0.03px;display:inline;\">Singapore </div><div class=\"t s6_489\" id=\"t3a_489\" style=\"left:615px;bottom:477px;letter-spacing:0.01px;word-spacing:-0.14px;display:inline;\">SGD Redeemable Convertible </div>  <div class=\"t s6_489\" id=\"t38_489\" style=\"left:325px;bottom:463px;letter-spacing:0.03px;display:inline;\">Developers </div> <div class=\"t s6_489\" id=\"t3b_489\" style=\"left:615px;bottom:463px;word-spacing:-0.13px;display:inline;\">Preference shares </div><div class=\"t s6_489\" id=\"t3c_489\" style=\"left:800px;bottom:463px;letter-spacing:-0.27px;display:inline;\">99.998 </div><div class=\"t s6_489\" id=\"t3d_489\" style=\"left:87px;bottom:444px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>    <div class=\"t s6_489\" id=\"t3e_489\" style=\"left:87px;bottom:429px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">of 505 Howard St. #201, San Francisco, </div>    <div class=\"t s6_489\" id=\"t3f_489\" style=\"left:87px;bottom:415px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">CA 94105, United States </div>    <div class=\"t s6_489\" id=\"t3g_489\" style=\"left:87px;bottom:396px;letter-spacing:-0.05px;word-spacing:-0.1px;display:inline;\">SC Studios, LLC </div><div class=\"t s6_489\" id=\"t3h_489\" style=\"left:325px;bottom:396px;letter-spacing:0.07px;word-spacing:-0.21px;display:inline;\">Offshore Support Services </div><div class=\"t s6_489\" id=\"t3i_489\" style=\"left:489px;bottom:396px;letter-spacing:0.01px;word-spacing:-0.15px;display:inline;\">United States </div><div class=\"t s6_489\" id=\"t3j_489\" style=\"left:615px;bottom:396px;letter-spacing:0.02px;word-spacing:-0.15px;display:inline;\">US$1.00 Membership Interest </div><div class=\"t s6_489\" id=\"t3k_489\" style=\"left:816px;bottom:396px;letter-spacing:0.1px;display:inline;\">100 </div><div class=\"t s6_489\" id=\"t3l_489\" style=\"left:87px;bottom:377px;letter-spacing:-0.01px;word-spacing:-0.13px;display:inline;\">The following company has the address </div>    <div class=\"t s6_489\" id=\"t3m_489\" style=\"left:87px;bottom:362px;letter-spacing:-0.14px;display:inline;\">of Avenue de Tivol</div><div class=\"t s7_489\" id=\"t3n_489\" style=\"left:188px;bottom:362px;letter-spacing:-0.14px;word-spacing:-0.02px;display:inline;\">i 2, 1007, Lausanne, </div>    <div class=\"t s6_489\" id=\"t3o_489\" style=\"left:87px;bottom:348px;letter-spacing:0.03px;display:inline;\">Switzerland </div>    <div class=\"t s6_489\" id=\"t3p_489\" style=\"left:87px;bottom:329px;letter-spacing:0.01px;word-spacing:-0.13px;display:inline;\">Metaco SA </div><div class=\"t s6_489\" id=\"t3q_489\" style=\"left:325px;bottom:329px;letter-spacing:0.02px;word-spacing:-0.16px;display:inline;\">Integrated infrastructure </div>    <div class=\"t s6_489\" id=\"t3r_489\" style=\"left:325px;bottom:314px;letter-spacing:0.03px;display:inline;\">solutions </div><div class=\"t s6_489\" id=\"t3s_489\" style=\"left:489px;bottom:314px;letter-spacing:0.03px;display:inline;\">Switzerland </div><div class=\"t s6_489\" id=\"t3t_489\" style=\"left:615px;bottom:314px;letter-spacing:-0.04px;word-spacing:-0.1px;display:inline;\">CHF 0.01 Preference A Shares </div><div class=\"t s6_489\" id=\"t3u_489\" style=\"left:800px;bottom:314px;letter-spacing:-0.13px;display:inline;\">29.505 </div><div class=\"t s8_489\" id=\"t3v_489\" style=\"left:87px;bottom:284px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">Save for those disclosed in this Annual Report , there were no other sign</div><div class=\"t s9_489\" id=\"t3w_489\" style=\"left:504px;bottom:284px;letter-spacing:-0.21px;display:inline;\">i\ufb01cant </div><div class=\"t s8_489\" id=\"t3x_489\" style=\"left:544px;bottom:284px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">investments held, nor were there material </div><div class=\"t s8_489\" id=\"t3y_489\" style=\"left:87px;bottom:268px;letter-spacing:-0.15px;display:inline;\">acquis</div><div class=\"t s9_489\" id=\"t3z_489\" style=\"left:125px;bottom:268px;letter-spacing:-0.24px;display:inline;\">it</div><div class=\"t s8_489\" id=\"t40_489\" style=\"left:133px;bottom:268px;letter-spacing:-0.15px;word-spacing:-0.12px;display:inline;\">ions or disposals of subsid</div><div class=\"t s9_489\" id=\"t41_489\" style=\"left:284px;bottom:268px;letter-spacing:-0.19px;display:inline;\">iar</div><div class=\"t s8_489\" id=\"t42_489\" style=\"left:300px;bottom:268px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">ies during the year under review. Apart from those disclosed in this Annual Report, </div><div class=\"t s8_489\" id=\"t43_489\" style=\"left:87px;bottom:252px;letter-spacing:-0.16px;word-spacing:-0.11px;display:inline;\">there were no material investments or addit</div><div class=\"t s9_489\" id=\"t44_489\" style=\"left:345px;bottom:252px;letter-spacing:-0.18px;word-spacing:-0.08px;display:inline;\">ions of cap</div>ital assets authorised by the Board at the date of this Annual Report.",
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    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
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  "f122577": {
   "value": "1 Basinghall Avenue, London, EC2V 5DD, United Kingdom ",
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   "value": "United Kingdom ",
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    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
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    "entity": "scheme:U4LOSYZ7YG4W3S5F2G91",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
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