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    <label xlink:label="label_oberbankag_ifrs-fullFeeAndCommissionIncome_Standard_en" id="oberbankag_ifrs-fullFeeAndCommissionIncome_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in fee and commission income</label>
    <label xlink:label="label_oberbankag_ChangeInFeeAndCommissionIncome_en" id="oberbankag_ChangeInFeeAndCommissionIncome_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in fee and commission income</label>
    <label xlink:label="label_oberbankag_ifrs-fullFeeAndCommissionExpense_Standard_en" id="oberbankag_ifrs-fullFeeAndCommissionExpense_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in fee and commission expenses</label>
    <label xlink:label="label_oberbankag_ChangeInFeeAndCommissionExpenses_en" id="oberbankag_ChangeInFeeAndCommissionExpenses_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in fee and commission expenses</label>
    <label xlink:label="label_oberbankag_ifrs-fullFeeAndCommissionIncomeExpense_Standard_en" id="oberbankag_ifrs-fullFeeAndCommissionIncomeExpense_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net fee and commission income</label>
    <label xlink:label="label_oberbankag_ChangeInNetFeeAndCommissionIncome_en" id="oberbankag_ChangeInNetFeeAndCommissionIncome_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net fee and commission income</label>
    <label xlink:label="label_oberbankag_ifrs-fullTradingIncomeExpense_Standard_en" id="oberbankag_ifrs-fullTradingIncomeExpense_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net trading income</label>
    <label xlink:label="label_oberbankag_ChangeInNetTradingIncome_en" id="oberbankag_ChangeInNetTradingIncome_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net trading income</label>
    <label xlink:label="label_oberbankag_ifrs-fullAdministrativeExpense_Standard_en" id="oberbankag_ifrs-fullAdministrativeExpense_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in administrative expenses</label>
    <label xlink:label="label_oberbankag_ChangeInAdministrativeExpenses_en" id="oberbankag_ChangeInAdministrativeExpenses_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in administrative expenses</label>
    <label xlink:label="label_oberbankag_OtherOperatingIncomeSubtotal_en" id="oberbankag_OtherOperatingIncomeSubtotal_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating income subtotal</label>
    <label xlink:label="label_oberbankag_ChangeInOtherOperatingIncomeSubtotal_en" id="oberbankag_ChangeInOtherOperatingIncomeSubtotal_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other operating income subtotal</label>
    <label xlink:label="label_oberbankag_ifrs-fullGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss_Standard_en" id="oberbankag_ifrs-fullGainsLossesOnFinancialAssetsAtFairValueThroughProfitOrLoss_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net income from financial assets fvpl</label>
    <label xlink:label="label_oberbankag_ChangeInNetIncomeFromFinancialAssetsFvpl_en" id="oberbankag_ChangeInNetIncomeFromFinancialAssetsFvpl_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net income from financial assets fvpl</label>
    <label xlink:label="label_oberbankag_NetIncomeFromFinancialAssetsFvoci_en" id="oberbankag_NetIncomeFromFinancialAssetsFvoci_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net income from financial assets fvoci</label>
    <label xlink:label="label_oberbankag_ChangeInNetIncomeFromFinancialAssetsFvoci_en" id="oberbankag_ChangeInNetIncomeFromFinancialAssetsFvoci_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Net income from financial assets fvoci</label>
    <label xlink:label="label_oberbankag_ifrs-fullGainsLossesOnFinancialAssetsAtAmortisedCost_Standard_en" id="oberbankag_ifrs-fullGainsLossesOnFinancialAssetsAtAmortisedCost_Standard_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net income from financial assets ac</label>
    <label xlink:label="label_oberbankag_ChangeInNetIncomeFromFinancialAssetsAc_en" id="oberbankag_ChangeInNetIncomeFromFinancialAssetsAc_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in net income from financial assets ac</label>
    <label xlink:label="label_oberbankag_ChangeInOtherOperatingIncome_en" id="oberbankag_ChangeInOtherOperatingIncome_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other operating income</label>
    <label xlink:label="label_oberbankag_ChangeInProfitLossForTheYearBeforeTax_en" id="oberbankag_ChangeInProfitLossForTheYearBeforeTax_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in profit loss for the year before tax</label>
    <label xlink:label="label_oberbankag_ChangeInIncomeTaxes_en" id="oberbankag_ChangeInIncomeTaxes_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in income taxes</label>
    <label xlink:label="label_oberbankag_ChangeInProfitForTheYearAfterTax_en" id="oberbankag_ChangeInProfitForTheYearAfterTax_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in profit for the year after tax</label>
    <label xlink:label="label_oberbankag_ChangeInThereofAttributableToEquityHoldersOfTheParentCompanyAndToTheOwnersOfAdditionalEquityComponents_en" id="oberbankag_ChangeInThereofAttributableToEquityHoldersOfTheParentCompanyAndToTheOwnersOfAdditionalEquityComponents_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in thereof attributable to equity holders of the parent company and to the owners of additional equity components</label>
    <label xlink:label="label_oberbankag_ChangeInThereofAttributableToNoncontrollingInterests_en" id="oberbankag_ChangeInThereofAttributableToNoncontrollingInterests_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in thereof attributable to noncontrolling interests</label>
    <label xlink:label="label_oberbankag_AmountsRecognisedInEquity_en" id="oberbankag_AmountsRecognisedInEquity_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Amounts recognised in equity</label>
    <label xlink:label="label_oberbankag_ReclassificationAdjustments_en" id="oberbankag_ReclassificationAdjustments_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Reclassification adjustments</label>
    <label xlink:label="label_oberbankag_ChangeInCashAndBalancesAtCentralBanks_en" id="oberbankag_ChangeInCashAndBalancesAtCentralBanks_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in cash and balances at central banks</label>
    <label xlink:label="label_oberbankag_ChangeInLoansAndAdvancesToCreditInstitutions_en" id="oberbankag_ChangeInLoansAndAdvancesToCreditInstitutions_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in loans and advances to credit institutions</label>
    <label xlink:label="label_oberbankag_ChangeInLoansAndAdvancesToCustomers_en" id="oberbankag_ChangeInLoansAndAdvancesToCustomers_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in loans and advances to customers</label>
    <label xlink:label="label_oberbankag_ChangeInTradingAssets_en" id="oberbankag_ChangeInTradingAssets_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in trading assets</label>
    <label xlink:label="label_oberbankag_ChangeInFinancialInvestments_en" id="oberbankag_ChangeInFinancialInvestments_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in financial investments</label>
    <label xlink:label="label_oberbankag_ChangeInFinancialAssetsFvpl_en" id="oberbankag_ChangeInFinancialAssetsFvpl_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in financial assets Fvpl</label>
    <label xlink:label="label_oberbankag_ChangeInFinancialAssetsFvoci_en" id="oberbankag_ChangeInFinancialAssetsFvoci_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in financial assets Fvoci</label>
    <label xlink:label="label_oberbankag_ChangeInFinancialAssetsAc_en" id="oberbankag_ChangeInFinancialAssetsAc_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change In financial assets ac</label>
    <label xlink:label="label_oberbankag_ChangeInInterestsInEntitiesAccountedByTheEquityMethod_en" id="oberbankag_ChangeInInterestsInEntitiesAccountedByTheEquityMethod_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in interests in entities accounted by the equity method</label>
    <label xlink:label="label_oberbankag_ChangeInIntangibleAssets_en" id="oberbankag_ChangeInIntangibleAssets_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in intangible assets</label>
    <label xlink:label="label_oberbankag_ChangeInPropertyPlantAndEquipment_en" id="oberbankag_ChangeInPropertyPlantAndEquipment_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in property plant and equipment</label>
    <label xlink:label="label_oberbankag_ChangeInInvestmentProperty_en" id="oberbankag_ChangeInInvestmentProperty_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in investment property</label>
    <label xlink:label="label_oberbankag_ChangeInOtherPropertyPlantAndEquipment_en" id="oberbankag_ChangeInOtherPropertyPlantAndEquipment_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other property plant and equipment</label>
    <label xlink:label="label_oberbankag_OtherAssetsSubtotal_en" id="oberbankag_OtherAssetsSubtotal_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other assets subtotal</label>
    <label xlink:label="label_oberbankag_ChangeInOtherAssetsSubtotal_en" id="oberbankag_ChangeInOtherAssetsSubtotal_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other assets subtotal</label>
    <label xlink:label="label_oberbankag_ChangeInDeferredTaxAssets_en" id="oberbankag_ChangeInDeferredTaxAssets_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in deferred tax assets</label>
    <label xlink:label="label_oberbankag_ChangeInPositiveFairValuesOfClosedOutDerivativesInTheBankingBook_en" id="oberbankag_ChangeInPositiveFairValuesOfClosedOutDerivativesInTheBankingBook_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in positive fair values of closed out derivatives in the banking book</label>
    <label xlink:label="label_oberbankag_ChangeInOtherAssets_en" id="oberbankag_ChangeInOtherAssets_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other assets</label>
    <label xlink:label="label_oberbankag_ChangeInTotalAssets_en" id="oberbankag_ChangeInTotalAssets_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in total assets</label>
    <label xlink:label="label_oberbankag_ChangeInAmountsOwedToCreditInstitutions_en" id="oberbankag_ChangeInAmountsOwedToCreditInstitutions_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in amounts owed to credit institutions</label>
    <label xlink:label="label_oberbankag_RefinanceAllocatedForCustomerLoans_en" id="oberbankag_RefinanceAllocatedForCustomerLoans_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Refinance allocated for customer loans</label>
    <label xlink:label="label_oberbankag_ChangeInRefinanceAllocatedForCustomerLoans_en" id="oberbankag_ChangeInRefinanceAllocatedForCustomerLoans_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in refinance allocated for customer loans</label>
    <label xlink:label="label_oberbankag_OtherAmountsOwedToCreditInstitutions_en" id="oberbankag_OtherAmountsOwedToCreditInstitutions_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other amounts owed to credit institutions</label>
    <label xlink:label="label_oberbankag_ChangeInOtherAmountsOwedToCreditInstitutions_en" id="oberbankag_ChangeInOtherAmountsOwedToCreditInstitutions_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other amounts owed to credit institutions</label>
    <label xlink:label="label_oberbankag_ChangeInAmountsOwedToCustomers_en" id="oberbankag_ChangeInAmountsOwedToCustomers_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in amounts owed to customers</label>
    <label xlink:label="label_oberbankag_ChangeInSecuritisedLiabilities_en" id="oberbankag_ChangeInSecuritisedLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in securitised liabilities</label>
    <label xlink:label="label_oberbankag_ChangeInProvisionsForLiabilitiesAndCharges_en" id="oberbankag_ChangeInProvisionsForLiabilitiesAndCharges_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in provisions for liabilities and charges</label>
    <label xlink:label="label_oberbankag_OtherLiabilitiesSubtotal_en" id="oberbankag_OtherLiabilitiesSubtotal_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities subtotal</label>
    <label xlink:label="label_oberbankag_ChangeInOtherLiabilitiesSubtotal_en" id="oberbankag_ChangeInOtherLiabilitiesSubtotal_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other liabilities subtotal</label>
    <label xlink:label="label_oberbankag_ChangeInTradingLiabilities_en" id="oberbankag_ChangeInTradingLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in trading liabilities</label>
    <label xlink:label="label_oberbankag_TaxLiabilities_en" id="oberbankag_TaxLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Tax liabilities</label>
    <label xlink:label="label_oberbankag_ChangeInTaxLiabilities_en" id="oberbankag_ChangeInTaxLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in tax liabilities</label>
    <label xlink:label="label_oberbankag_ChangeInCurrentTaxLiabilities_en" id="oberbankag_ChangeInCurrentTaxLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in current tax liabilities</label>
    <label xlink:label="label_oberbankag_ChangeInDeferredTaxLiabilities_en" id="oberbankag_ChangeInDeferredTaxLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in deferred tax liabilities</label>
    <label xlink:label="label_oberbankag_ChangeInNegativeFairValuesOfDerivativesClosedOutInTheBankingBook_en" id="oberbankag_ChangeInNegativeFairValuesOfDerivativesClosedOutInTheBankingBook_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in negative fair values of derivatives closed out in the banking book</label>
    <label xlink:label="label_oberbankag_ChangeInOtherLiabilities_en" id="oberbankag_ChangeInOtherLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in other liabilities</label>
    <label xlink:label="label_oberbankag_ChangeInSubordinatedDebtCapital_en" id="oberbankag_ChangeInSubordinatedDebtCapital_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in subordinated debt capital</label>
    <label xlink:label="label_oberbankag_ChangeInShareholdersEquity_en" id="oberbankag_ChangeInShareholdersEquity_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in shareholders equity</label>
    <label xlink:label="label_oberbankag_ChangeInEquityAfterMinorities_en" id="oberbankag_ChangeInEquityAfterMinorities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in equity after minorities</label>
    <label xlink:label="label_oberbankag_ChangeInShareOfNoncontrollingShareholders_en" id="oberbankag_ChangeInShareOfNoncontrollingShareholders_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in share of noncontrolling shareholders</label>
    <label xlink:label="label_oberbankag_ChangeInAdditionalEquityCapitalComponents_en" id="oberbankag_ChangeInAdditionalEquityCapitalComponents_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in additional equity capital components</label>
    <label xlink:label="label_oberbankag_ChangeInTotalShareholdersEquityAndLiabilities_en" id="oberbankag_ChangeInTotalShareholdersEquityAndLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Change in total shareholders equity and liabilities</label>
    <label xlink:label="label_oberbankag_CouponPaymentsOnAdditionalEquityCapitalComponents_en" id="oberbankag_CouponPaymentsOnAdditionalEquityCapitalComponents_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Coupon payments on additional equity capital components</label>
    <label xlink:label="label_oberbankag_GainsAndLossesOnFinancialInvestmentsPropertyPlantAndEquipmentAndIntangibleAssets_en" id="oberbankag_GainsAndLossesOnFinancialInvestmentsPropertyPlantAndEquipmentAndIntangibleAssets_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Gains and losses on financial investments property plant and equipment and intangible assets</label>
    <label xlink:label="label_oberbankag_SecuritisedLiabilities_en" id="oberbankag_SecuritisedLiabilities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Securitised liabilities</label>
    <label xlink:label="label_oberbankag_OtherLiabilitiesFromOperatingActivities_en" id="oberbankag_OtherLiabilitiesFromOperatingActivities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Other liabilities from operating activities</label>
    <label xlink:label="label_oberbankag_EffectsOfChangesInTheConsolidationScopeAndRevaluation_en" id="oberbankag_EffectsOfChangesInTheConsolidationScopeAndRevaluation_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Effects of changes in the consolidation scope and revaluation</label>
    <label xlink:label="label_oberbankag_InterestReceivedFromOperatingAndInvestingActivities_en" id="oberbankag_InterestReceivedFromOperatingAndInvestingActivities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest received from operating and investing activities</label>
    <label xlink:label="label_oberbankag_DividendsReceivedFromOperatingAndInvestingActivities_en" id="oberbankag_DividendsReceivedFromOperatingAndInvestingActivities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Dividends received from operating and investing activities</label>
    <label xlink:label="label_oberbankag_InterestPaidFromOperatingAndFinanceActivities_en" id="oberbankag_InterestPaidFromOperatingAndFinanceActivities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Interest paid from operating and finance activities</label>
    <label xlink:label="label_oberbankag_IncomeTaxPaidFromOperatingInvestingAndFinanceActivities_en" id="oberbankag_IncomeTaxPaidFromOperatingInvestingAndFinanceActivities_en" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en">Income tax paid from operating investing and finance activities</label>
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