<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-320000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#ias_1_role-320000" />
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/esef_role-000000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#esef_role-000000" />
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-210000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#ias_1_role-210000" />
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-220000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#ias_1_role-220000" />
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-420000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#ias_1_role-420000" />
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/ias_7_role-520000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#ias_7_role-520000" />
  <link:roleRef roleURI="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-610000" xlink:type="simple" xlink:href="coface-2022-12-31.xsd#ias_1_role-610000" />
  <link:presentationLink xlink:role="http://www.esma.europa.eu/xbrl/role/all/esef_role-000000" xlink:type="extended">
    <link:loc xlink:label="loc_-000000_1_1" xlink:href="http://www.esma.europa.eu/taxonomy/2021-03-24/esef_cor.xsd#esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:type="locator" />
    <link:loc xlink:label="loc_-000000_252_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_252_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_242_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DomicileOfEntity" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_242_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_249_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_LegalFormOfEntity" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_249_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_3_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CountryOfIncorporation" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_3_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_2_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_2_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_254_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_PrincipalPlaceOfBusiness" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_254_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_101_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_101_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_255_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfIFRSCompliance" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="22" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_255_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_106_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="63" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_106_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_108_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="70" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_108_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_231_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="75" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_231_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_111_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="103" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_111_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_112_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="15" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_112_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_114_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="17" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_114_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_115_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="14" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_115_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_118_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="18" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_118_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_120_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="81" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_120_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_123_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="23" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_123_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_124_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfClaimsAndBenefitsPaidExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="92" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_124_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_127_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="104" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_127_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_131_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="108" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_131_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_132_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="53" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_132_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_135_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="89" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_135_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_136_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDepositsFromBanksExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="51" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_136_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_137_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="52" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_137_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_138_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="67" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_138_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_139_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="71" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_139_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_142_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="99" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_142_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_144_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="87" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_144_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_145_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="98" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_145_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_146_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="106" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_146_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_148_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfExpensesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="94" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_148_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_150_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="72" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_150_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_151_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="73" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_151_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_159_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="68" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_159_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_158_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="44" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_158_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_162_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="107" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_162_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_164_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="93" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_164_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_165_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="16" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_165_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_167_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfGoodwillExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="64" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_167_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_171_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="65" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_171_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_172_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="97" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_172_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_173_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="100" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_173_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_174_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="102" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_174_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_175_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInsuranceContractsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="78" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_175_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_176_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInsurancePremiumRevenueExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="31" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_176_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_178_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="66" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_178_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_185_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInvestmentPropertyExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="69" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_185_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_188_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfIssuedCapitalExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="82" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_188_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_191_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfLeasesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="77" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_191_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_192_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfLiquidityRiskExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="110" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_192_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_194_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="74" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_194_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_195_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfMarketRiskExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="109" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_195_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_203_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="80" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_203_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_206_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="90" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_206_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_209_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="96" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_209_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_210_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="34" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_210_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_211_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="95" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_211_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_215_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="76" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_215_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_216_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfProvisionsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="85" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_216_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_220_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfReinsuranceExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="79" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_220_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_221_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="101" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_221_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_224_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="84" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_224_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_230_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="83" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_230_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_233_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="50" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_233_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_232_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="105" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_232_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_234_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="21" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_234_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_4_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForAvailableforsaleFinancialAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="41" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_4_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_17_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="32" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_17_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_18_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="60" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_18_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_19_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="39" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_19_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_21_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="48" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_21_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_98_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="54" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_98_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_28_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="56" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_28_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_33_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="46" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_33_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_37_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="40" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_37_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_39_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="42" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_39_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_41_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="49" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_41_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_42_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="27" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_42_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_45_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForGoodwillExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="35" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_45_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_48_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForHeldtomaturityInvestmentsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="43" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_48_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_50_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="47" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_50_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_51_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="36" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_51_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_52_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="59" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_52_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_53_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="30" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_53_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_55_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="37" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_55_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_57_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociates" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="25" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_57_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_63_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="58" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_63_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_64_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="45" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_64_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_68_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperationsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="26" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_68_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_73_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="38" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_73_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_74_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="55" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_74_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_77_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="29" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_77_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_79_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForReinsuranceExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="33" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_79_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_84_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="61" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_84_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_86_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="57" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_86_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_88_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="24" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_88_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_95_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="62" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_95_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_128_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfCompositionOfGroupExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="20" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_128_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_200_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_200_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_212_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="86" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_212_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_227_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="91" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_227_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_170_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfHyperinflationaryReportingExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="28" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_170_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-000000_182_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="19" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-000000_1_1" xlink:to="loc_-000000_182_1" xlink:type="arc" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDiscontinuedOperationsExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForDiscontinuedOperationsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDiscontinuedOperationsExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfDiscontinuedOperationsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfRevenueExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfRevenueExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfIntangibleAssetsAndGoodwillExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfAvailableforsaleAssetsExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfAvailableforsaleAssetsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:label="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForHedgingExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfInterestsInSubsidiariesExplanatory" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:label="corporatings-label-BZIldf-DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfNoncurrentAssetsHeldForSaleAndDiscontinuedOperationsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForDiscontinuedOperationsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfDiscontinuedOperationsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfEffectOfChangesInForeignExchangeRatesExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfRevenueExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfAvailableforsaleAssetsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfInterestsInSubsidiariesExplanatory" xlink:from="loc_-000000_1_1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:to="corporatings-label-BZIldf-DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:from="loc_-000000_1_1" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-210000" xlink:type="extended">
    <link:loc xlink:label="loc_-210000_84_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-210000_5_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AssetsAbstract" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-210000_84_1" xlink:to="loc_-210000_5_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_35_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" xlink:from="loc_-210000_84_1" xlink:to="loc_-210000_35_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_5_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AssetsAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-210000_4_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Assets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="22" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-210000_5_2" xlink:to="loc_-210000_4_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_35_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-210000_34_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EquityAndLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="45" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-210000_35_2" xlink:to="loc_-210000_34_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_38_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_FinancialAssetsAvailableforsale" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_38_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_39_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Goodwill" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_39_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_30_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DerivativeFinancialAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="9" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_30_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_42_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_42_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_77_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherReceivables" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="20" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_77_1" xlink:type="arc" />
    <link:loc xlink:label="coface_TradeReceivablesArisingFromServiceActivities" xlink:href="coface-2022-12-31.xsd#coface_TradeReceivablesArisingFromServiceActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="18" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_TradeReceivablesArisingFromServiceActivities" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_18_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CurrentTaxAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="19" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_18_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_45_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_InvestmentProperty" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_45_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_80_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="14" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_80_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_26_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DeferredTaxAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="16" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_26_1" xlink:type="arc" />
    <link:loc xlink:label="coface_LoansAndReceivablesFromInsuranceActivities" xlink:href="coface-2022-12-31.xsd#coface_LoansAndReceivablesFromInsuranceActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_LoansAndReceivablesFromInsuranceActivities" xlink:type="arc" />
    <link:loc xlink:label="coface_ReceivablesArisingFromInsuranceAndReinsuranceOperations" xlink:href="coface-2022-12-31.xsd#coface_ReceivablesArisingFromInsuranceAndReinsuranceOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="17" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_ReceivablesArisingFromInsuranceAndReinsuranceOperations" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_40_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_HeldtomaturityInvestments" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_40_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_41_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-210000_5_2" xlink:to="loc_-210000_41_2" xlink:type="arc" />
    <link:loc xlink:label="coface_MiscellaneousAssets" xlink:href="coface-2022-12-31.xsd#coface_MiscellaneousAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_MiscellaneousAssets" xlink:type="arc" />
    <link:loc xlink:label="coface_InsuranceBusinessInvestments" xlink:href="coface-2022-12-31.xsd#coface_InsuranceBusinessInvestments" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_InsuranceBusinessInvestments" xlink:type="arc" />
    <link:loc xlink:label="coface_ReceivablesArisingFromBankingActivities" xlink:href="coface-2022-12-31.xsd#coface_ReceivablesArisingFromBankingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="11" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_ReceivablesArisingFromBankingActivities" xlink:type="arc" />
    <link:loc xlink:label="coface_ReinsurersShareOfInsuranceLiabilities" xlink:href="coface-2022-12-31.xsd#coface_ReinsurersShareOfInsuranceLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="coface_ReinsurersShareOfInsuranceLiabilities" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_6_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="21" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_6_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_25_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DeferredAcquisitionCostsArisingFromInsuranceContracts" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="15" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_25_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_37_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_5_1" xlink:to="loc_-210000_37_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_24_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DebtSecurities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="38" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_24_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_2_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="27" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_2_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_47_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IssuedCapital" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="24" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_47_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_29_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DepositsFromCustomers" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="37" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_29_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_81_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Provisions" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="31" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_81_1" xlink:type="arc" />
    <link:loc xlink:label="coface_ConsolidatedNetIncomeOfTheYear" xlink:href="coface-2022-12-31.xsd#coface_ConsolidatedNetIncomeOfTheYear" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="28" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="coface_ConsolidatedNetIncomeOfTheYear" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_53_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_NoncontrollingInterests" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="29" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_53_1" xlink:type="arc" />
    <link:loc xlink:label="coface_PayablesArisingFromInsuranceAndReinsuranceOperations" xlink:href="coface-2022-12-31.xsd#coface_PayablesArisingFromInsuranceAndReinsuranceOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="41" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="coface_PayablesArisingFromInsuranceAndReinsuranceOperations" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_51_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_LiabilitiesArisingFromInsuranceContracts" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="34" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_51_1" xlink:type="arc" />
    <link:loc xlink:label="coface_RetainedEarningsOfPreviousYear" xlink:href="coface-2022-12-31.xsd#coface_RetainedEarningsOfPreviousYear" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="26" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="coface_RetainedEarningsOfPreviousYear" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_21_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CurrentTaxLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="42" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_21_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_27_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DeferredTaxLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="40" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_27_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_28_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DepositsFromBanks" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="36" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_28_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_31_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="43" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_31_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_48_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_LeaseLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="33" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_48_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_87_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_TradeAndOtherPayables" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="44" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_87_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_32_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Equity" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="30" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-210000_35_2" xlink:to="loc_-210000_32_2" xlink:type="arc" />
    <link:loc xlink:label="coface_FinancingDebts" xlink:href="coface-2022-12-31.xsd#coface_FinancingDebts" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="32" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="coface_FinancingDebts" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_36_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="23" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_36_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-210000_3_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdditionalPaidinCapital" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="25" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="loc_-210000_3_1" xlink:type="arc" />
    <link:loc xlink:label="coface_MiscellaneousLiabilities" xlink:href="coface-2022-12-31.xsd#coface_MiscellaneousLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="39" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="coface_MiscellaneousLiabilities" xlink:type="arc" />
    <link:loc xlink:label="coface_PayablesArisingFromBankingActivities" xlink:href="coface-2022-12-31.xsd#coface_PayablesArisingFromBankingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="35" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-210000_35_1" xlink:to="coface_PayablesArisingFromBankingActivities" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-320000" xlink:type="extended">
    <link:loc xlink:label="loc_-320000_36_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncomeStatementAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-320000_3_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="32" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_3_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_37_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="28" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_37_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_42_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_InterestExpense" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="25" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_42_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_13_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="33" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_13_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_36_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncomeStatementAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-320000_55_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLoss" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="29" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-320000_36_2" xlink:to="loc_-320000_55_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_63_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossFromOperatingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="24" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-320000_36_2" xlink:to="loc_-320000_63_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_46_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OperatingExpense" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="16" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_46_1" xlink:type="arc" />
    <link:loc xlink:label="coface_CostOfRisk" xlink:href="coface-2022-12-31.xsd#coface_CostOfRisk" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="17" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_CostOfRisk" xlink:type="arc" />
    <link:loc xlink:label="coface_NetIncomeFromBankingActivities" xlink:href="coface-2022-12-31.xsd#coface_NetIncomeFromBankingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_NetIncomeFromBankingActivities" xlink:type="arc" />
    <link:loc xlink:label="coface_OtherInsuranceActivityExpenses" xlink:href="coface-2022-12-31.xsd#coface_OtherInsuranceActivityExpenses" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_OtherInsuranceActivityExpenses" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_67_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_RevenueFromRenderingOfServices" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_67_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_52_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherOperatingIncomeExpense" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="23" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_52_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_53_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherRevenue" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_53_1" xlink:type="arc" />
    <link:loc xlink:label="coface_PremiumRefunds" xlink:href="coface-2022-12-31.xsd#coface_PremiumRefunds" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_PremiumRefunds" xlink:type="arc" />
    <link:loc xlink:label="coface_InvestmentIncomeNetOfManagementExpensesExcludingFinanceCosts" xlink:href="coface-2022-12-31.xsd#coface_InvestmentIncomeNetOfManagementExpensesExcludingFinanceCosts" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="21" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_InvestmentIncomeNetOfManagementExpensesExcludingFinanceCosts" xlink:type="arc" />
    <link:loc xlink:label="coface_ExpensesFromServicesActivities" xlink:href="coface-2022-12-31.xsd#coface_ExpensesFromServicesActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="15" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_ExpensesFromServicesActivities" xlink:type="arc" />
    <link:loc xlink:label="coface_GrossWrittenPremiums" xlink:href="coface-2022-12-31.xsd#coface_GrossWrittenPremiums" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_GrossWrittenPremiums" xlink:type="arc" />
    <link:loc xlink:label="coface_FeeAndCommissionIncomeForInsuranceBusiness" xlink:href="coface-2022-12-31.xsd#coface_FeeAndCommissionIncomeForInsuranceBusiness" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_FeeAndCommissionIncomeForInsuranceBusiness" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_58_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="30" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_58_1" xlink:type="arc" />
    <link:loc xlink:label="coface_UnderwritingIncomeBeforeReinsurance" xlink:href="coface-2022-12-31.xsd#coface_UnderwritingIncomeBeforeReinsurance" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="18" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_UnderwritingIncomeBeforeReinsurance" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_2_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdministrativeExpense" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_2_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_22_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ExpenseForPolicyholderClaimsAndBenefitsWithoutReductionForReinsuranceHeld" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_22_1" xlink:type="arc" />
    <link:loc xlink:label="coface_UnderwritingIncomeAfterReinsurance" xlink:href="coface-2022-12-31.xsd#coface_UnderwritingIncomeAfterReinsurance" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="20" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_UnderwritingIncomeAfterReinsurance" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_68_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="26" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_68_1" xlink:type="arc" />
    <link:loc xlink:label="coface_Badwill" xlink:href="coface-2022-12-31.xsd#coface_Badwill" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="27" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_Badwill" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_38_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncreaseDecreaseInProvisionForUnearnedPremium" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_38_1" xlink:type="arc" />
    <link:loc xlink:label="coface_PolicyAcquisitionCosts" xlink:href="coface-2022-12-31.xsd#coface_PolicyAcquisitionCosts" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="11" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_PolicyAcquisitionCosts" xlink:type="arc" />
    <link:loc xlink:label="coface_CurrentOperatingIncome" xlink:href="coface-2022-12-31.xsd#coface_CurrentOperatingIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="22" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_CurrentOperatingIncome" xlink:type="arc" />
    <link:loc xlink:label="coface_EarnedPremiums" xlink:href="coface-2022-12-31.xsd#coface_EarnedPremiums" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_EarnedPremiums" xlink:type="arc" />
    <link:loc xlink:label="coface_ExpensesFromBankingActivitiesExcludingCostOfRisk" xlink:href="coface-2022-12-31.xsd#coface_ExpensesFromBankingActivitiesExcludingCostOfRisk" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="14" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="coface_ExpensesFromBankingActivitiesExcludingCostOfRisk" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_35_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncomeExpensesFromReinsuranceContractsHeldOtherThanFinanceIncomeExpenses" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="19" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_35_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_59_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="31" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-320000_36_1" xlink:to="loc_-320000_59_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-320000_65_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Revenue" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="9" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-320000_36_2" xlink:to="loc_-320000_65_2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-420000" xlink:type="extended">
    <link:loc xlink:label="loc_-420000_99_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-420000_11_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ComprehensiveIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="15" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-420000_99_2" xlink:to="loc_-420000_11_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_99_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-420000_70_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_70_1" xlink:type="arc" />
    <link:loc xlink:label="coface_IncomeTaxRelatingToRemeasuringAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" xlink:href="coface-2022-12-31.xsd#coface_IncomeTaxRelatingToRemeasuringAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="coface_IncomeTaxRelatingToRemeasuringAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_85_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_85_1" xlink:type="arc" />
    <link:loc xlink:label="coface_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" xlink:href="coface-2022-12-31.xsd#coface_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="coface_IncomeTaxRelatingToReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsOfOtherComprehensiveIncome" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_75_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxAvailableforsaleFinancialAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-420000_99_2" xlink:to="loc_-420000_75_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_84_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_84_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_86_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsBeforeTax" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="9" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_86_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_13_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="17" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_13_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_77_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-420000_99_2" xlink:to="loc_-420000_77_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_92_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ReclassificationAdjustmentsOnExchangeDifferencesOnTranslationNetOfTax" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_92_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_14_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="16" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_14_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_25_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_25_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_50_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_50_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_55_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncome" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="14" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_55_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_28_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsBeforeTax" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-420000_99_1" xlink:to="loc_-420000_28_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-420000_78_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="11" preferredLabel="http://www.xbrl.org/2003/role/totalLabel" xlink:from="loc_-420000_99_2" xlink:to="loc_-420000_78_2" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.esma.europa.eu/xbrl/role/all/ias_7_role-520000" xlink:type="extended">
    <link:loc xlink:label="loc_-520000_86_8" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-520000_48_8" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="40" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:from="loc_-520000_86_8" xlink:to="loc_-520000_48_8" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_86_3" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-520000_22_3" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="41" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:from="loc_-520000_86_3" xlink:to="loc_-520000_22_3" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_86_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-520000_22_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="42" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:from="loc_-520000_86_2" xlink:to="loc_-520000_22_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_86_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-520000_55_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherAdjustmentsForNoncashItems" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="9" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_55_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_47_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_47_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_43_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="39" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_43_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_25_8" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="38" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:from="loc_-520000_86_8" xlink:to="loc_-520000_25_8" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_27_8" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="28" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:from="loc_-520000_86_8" xlink:to="loc_-520000_27_8" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_29_8" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="19" preferredLabel="http://www.xbrl.org/2009/role/netLabel" xlink:from="loc_-520000_86_8" xlink:to="loc_-520000_29_8" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_10_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInInsuranceReinsuranceAndInvestmentContractLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_10_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_32_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperationsBeforeChangesInWorkingCapital" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="11" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_32_1" xlink:type="arc" />
    <link:loc xlink:label="coface_CashFlowsRelatedToTransactionsWithOwners" xlink:href="coface-2022-12-31.xsd#coface_CashFlowsRelatedToTransactionsWithOwners" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="32" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_CashFlowsRelatedToTransactionsWithOwners" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_69_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProceedsFromBorrowingsClassifiedAsFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="33" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_69_1" xlink:type="arc" />
    <link:loc xlink:label="coface_ChangeInOperatingReceivablesAndPayables" xlink:href="coface-2022-12-31.xsd#coface_ChangeInOperatingReceivablesAndPayables" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_ChangeInOperatingReceivablesAndPayables" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_39_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="30" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_39_1" xlink:type="arc" />
    <link:loc xlink:label="coface_TreasuryShareTransactions" xlink:href="coface-2022-12-31.xsd#coface_TreasuryShareTransactions" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="29" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_TreasuryShareTransactions" xlink:type="arc" />
    <link:loc xlink:label="coface_IncreaseDecreaseInFactoringLiabilities" xlink:href="coface-2022-12-31.xsd#coface_IncreaseDecreaseInFactoringLiabilities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="17" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_IncreaseDecreaseInFactoringLiabilities" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_66_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="35" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_66_1" xlink:type="arc" />
    <link:loc xlink:label="coface_AcquisitionsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:href="coface-2022-12-31.xsd#coface_AcquisitionsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="25" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_AcquisitionsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_9_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdjustmentsForIncomeTaxExpense" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_9_1" xlink:type="arc" />
    <link:loc xlink:label="coface_CashFlowsRelatedToTheFinancingOfGroupOperations" xlink:href="coface-2022-12-31.xsd#coface_CashFlowsRelatedToTheFinancingOfGroupOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="37" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_CashFlowsRelatedToTheFinancingOfGroupOperations" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_33_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_CashFlowsUsedInObtainingControlOfSubsidiariesOrOtherBusinessesClassifiedAsInvestingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="23" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_33_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_85_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_RepaymentsOfBorrowingsClassifiedAsFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="34" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_85_1" xlink:type="arc" />
    <link:loc xlink:label="coface_DepreciationAmortizationAndImpairmentLosses" xlink:href="coface-2022-12-31.xsd#coface_DepreciationAmortizationAndImpairmentLosses" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_DepreciationAmortizationAndImpairmentLosses" xlink:type="arc" />
    <link:loc xlink:label="coface_NetCashUsedInChangesInScopeOfConsolidation" xlink:href="coface-2022-12-31.xsd#coface_NetCashUsedInChangesInScopeOfConsolidation" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="24" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_NetCashUsedInChangesInScopeOfConsolidation" xlink:type="arc" />
    <link:loc xlink:label="coface_NetCashUsedInMovementsInInvestments" xlink:href="coface-2022-12-31.xsd#coface_NetCashUsedInMovementsInInvestments" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="22" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_NetCashUsedInMovementsInInvestments" xlink:type="arc" />
    <link:loc xlink:label="coface_AcquisitionsOfInvestments" xlink:href="coface-2022-12-31.xsd#coface_AcquisitionsOfInvestments" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="20" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_AcquisitionsOfInvestments" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_13_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdjustmentsForInterestExpense" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_13_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_40_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="31" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_40_1" xlink:type="arc" />
    <link:loc xlink:label="coface_IncreaseDecreaseInPayablesArisingFromFactoringOperations" xlink:href="coface-2022-12-31.xsd#coface_IncreaseDecreaseInPayablesArisingFromFactoringOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="16" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_IncreaseDecreaseInPayablesArisingFromFactoringOperations" xlink:type="arc" />
    <link:loc xlink:label="coface_NetCashGeneratedFromBankingAndFactoringOperations" xlink:href="coface-2022-12-31.xsd#coface_NetCashGeneratedFromBankingAndFactoringOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="18" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_NetCashGeneratedFromBankingAndFactoringOperations" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_20_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_20_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_79_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_79_1" xlink:type="arc" />
    <link:loc xlink:label="coface_DisposalsOfInvestments" xlink:href="coface-2022-12-31.xsd#coface_DisposalsOfInvestments" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="21" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_DisposalsOfInvestments" xlink:type="arc" />
    <link:loc xlink:label="coface_NetCashGeneratedFromUsedInAcquisitionsAndDisposalsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:href="coface-2022-12-31.xsd#coface_NetCashGeneratedFromUsedInAcquisitionsAndDisposalsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="27" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_NetCashGeneratedFromUsedInAcquisitionsAndDisposalsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:type="arc" />
    <link:loc xlink:label="coface_DisposalsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:href="coface-2022-12-31.xsd#coface_DisposalsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="26" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_DisposalsOfPropertyPlantAndEquipmentAndIntangibleAssets" xlink:type="arc" />
    <link:loc xlink:label="coface_IncreaseDecreaseInReceivablesArisingFromFactoringOperations" xlink:href="coface-2022-12-31.xsd#coface_IncreaseDecreaseInReceivablesArisingFromFactoringOperations" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="15" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_IncreaseDecreaseInReceivablesArisingFromFactoringOperations" xlink:type="arc" />
    <link:loc xlink:label="coface_OperatingIncomeLossInCashFlowsStatement" xlink:href="coface-2022-12-31.xsd#coface_OperatingIncomeLossInCashFlowsStatement" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_OperatingIncomeLossInCashFlowsStatement" xlink:type="arc" />
    <link:loc xlink:label="coface_TotalNoncashItemsInCashFlowsStatement" xlink:href="coface-2022-12-31.xsd#coface_TotalNoncashItemsInCashFlowsStatement" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_TotalNoncashItemsInCashFlowsStatement" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_50_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_InterestPaidClassifiedAsFinancingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="36" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_50_1" xlink:type="arc" />
    <link:loc xlink:label="coface_NetCashRelatedToOperatingActivities" xlink:href="coface-2022-12-31.xsd#coface_NetCashRelatedToOperatingActivities" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="14" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="coface_NetCashRelatedToOperatingActivities" xlink:type="arc" />
    <link:loc xlink:label="loc_-520000_80_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-520000_86_1" xlink:to="loc_-520000_80_1" xlink:type="arc" />
  </link:presentationLink>
  <link:presentationLink xlink:role="http://www.esma.europa.eu/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
    <link:loc xlink:label="loc_-610000_2_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:type="locator" />
    <link:loc xlink:label="loc_-610000_6_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EquityMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-610000_2_1" xlink:to="loc_-610000_6_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_5_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:type="locator" />
    <link:loc xlink:label="loc_-610000_1_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_AdditionalPaidinCapitalMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" xlink:from="loc_-610000_5_1" xlink:to="loc_-610000_1_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_11_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IssuedCapitalMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-610000_5_1" xlink:to="loc_-610000_11_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_15_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherReservesMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" xlink:from="loc_-610000_5_1" xlink:to="loc_-610000_15_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_23_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_TreasurySharesMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" xlink:from="loc_-610000_5_1" xlink:to="loc_-610000_23_1" xlink:type="arc" />
    <link:loc xlink:label="coface_NetIncomeForThePeriodMember" xlink:href="coface-2022-12-31.xsd#coface_NetIncomeForThePeriodMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" xlink:from="loc_-610000_5_1" xlink:to="coface_NetIncomeForThePeriodMember" xlink:type="arc" />
    <link:loc xlink:label="coface_NonreclassifiableRevaluationReservesMember" xlink:href="coface-2022-12-31.xsd#coface_NonreclassifiableRevaluationReservesMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" xlink:from="loc_-610000_5_1" xlink:to="coface_NonreclassifiableRevaluationReservesMember" xlink:type="arc" />
    <link:loc xlink:label="coface_ReclassifiableRevaluationReservesMember" xlink:href="coface-2022-12-31.xsd#coface_ReclassifiableRevaluationReservesMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" xlink:from="loc_-610000_5_1" xlink:to="coface_ReclassifiableRevaluationReservesMember" xlink:type="arc" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-610000_6_1" xlink:to="loc_-610000_5_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_12_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_NoncontrollingInterestsMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" xlink:from="loc_-610000_6_1" xlink:to="loc_-610000_12_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_18_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" xlink:from="loc_-610000_15_1" xlink:to="loc_-610000_18_1" xlink:type="arc" />
    <link:loc xlink:label="coface_ConsolidatedReservesMember" xlink:href="coface-2022-12-31.xsd#coface_ConsolidatedReservesMember" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-610000_15_1" xlink:to="coface_ConsolidatedReservesMember" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_20_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfChangesInEquityAbstract" xlink:type="locator" />
    <link:loc xlink:label="loc_-610000_22_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-610000_20_1" xlink:to="loc_-610000_22_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_21_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="2" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_20_1" xlink:to="loc_-610000_21_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_10_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncreaseDecreaseThroughTransactionsWithOwners" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="15" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_10_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_14_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="10" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_14_1" xlink:type="arc" />
    <link:loc xlink:label="coface_TotalTransactionsWithOwners" xlink:href="coface-2022-12-31.xsd#coface_TotalTransactionsWithOwners" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="6" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="coface_TotalTransactionsWithOwners" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_21_3" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:type="locator" />
    <link:loc xlink:label="loc_-610000_4_3" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Equity" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="3" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel" xlink:from="loc_-610000_21_3" xlink:to="loc_-610000_4_3" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_21_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:type="locator" />
    <link:loc xlink:label="loc_-610000_4_2" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_Equity" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="16" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel" xlink:from="loc_-610000_21_2" xlink:to="loc_-610000_4_2" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_8_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="4" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_8_1" xlink:type="arc" />
    <link:loc xlink:label="coface_TreasurySharesElimination" xlink:href="coface-2022-12-31.xsd#coface_TreasurySharesElimination" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="13" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="coface_TreasurySharesElimination" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_16_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ProfitLoss" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="7" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_16_1" xlink:type="arc" />
    <link:loc xlink:label="coface_CancellationOfCofaceSaShares" xlink:href="coface-2022-12-31.xsd#coface_CancellationOfCofaceSaShares" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="12" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="coface_CancellationOfCofaceSaShares" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_9_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="14" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_9_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_13_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="11" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_13_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_3_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="5" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_3_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_7_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_GainsLossesOnRemeasuringAvailableforsaleFinancialAssetsNetOfTax" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="8" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_7_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_17_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_ReclassificationAdjustmentsOnAvailableforsaleFinancialAssetsNetOfTax" xlink:type="locator" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="9" preferredLabel="http://www.xbrl.org/2003/role/label" xlink:from="loc_-610000_21_1" xlink:to="loc_-610000_17_1" xlink:type="arc" />
    <link:presentationArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" order="1" xlink:from="loc_-610000_22_1" xlink:to="loc_-610000_2_1" xlink:type="arc" />
    <link:loc xlink:label="loc_-610000_19_1" xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_RetainedEarningsMember" xlink:type="locator" />
  </link:presentationLink>
</link:linkbase>