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<!--Created by Sigma Conso, Powered by IRIS Carbon, Unique Code 625684ac54148f0774fc7d21, Generated At Wed, 13 Apr 2022 08:11:17 GMT-->
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    <link:loc xlink:type="locator" xlink:href="967600NU10CMHYJZUH44-2021-12-31.xsd#inclu_ReserveForBalanceOfChangesInFairValueOfRealEstateMember" xlink:label="ReserveForBalanceOfChangesInFairValueOfRealEstateMember" xlink:title="ReserveForBalanceOfChangesInFairValueOfRealEstateMember" />
    <link:label xlink:type="resource" xlink:label="label_ReserveForBalanceOfChangesInFairValueOfRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ReserveForBalanceOfChangesInFairValueOfRealEstateMember" xml:lang="bg" id="label_ReserveForBalanceOfChangesInFairValueOfRealEstateMember">This member stands for a component of equity representing reserves for the balance of changes in fair value of real estate.</link:label>
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